U.S. Bank, Carson City Smith's Branch

Name:U.S. Bank, Carson City Smith's Branch
Full Service Retail Office
Review:795 client reviews
Location:599 East William Street
Carson City, NV 89701

Carson City County
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Phone:775-884-1150
Office Hours:Mon: 10:00 am to 7:00 pm
Tue: 10:00 am to 7:00 pm
Wed: 10:00 am to 7:00 pm
Thur: 10:00 am to 7:00 pm
Fri: 10:00 am to 7:00 pm
Sat: 10:00 am to 4:00 pm
Sun: 12:00 pm to 4:00 pm
Branch Deposit:$6,734,000
FDIC Cert:#6548
Established:2009-02-16


The Bank

Name:U.S. Bank
Concentration:Commercial Lending Specialization
Established:1863-07-13
FDIC Insurance:1934-01-01
Holden By:U.S. Bancorp
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:3227, view all, view on map
Website:http://www.usbank.com
Total Assets:$423,203,763,000
Total Deposits:$315,187,684,000
Total Equity Capital:$43,800,079,000
Total Domestic Office Deposits:$288,161,152,000
Net Income:$1,320,777,000
Quarterly Net Income:$1,320,777,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:12%
Quarterly Return on Equity:12%
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Client Review

795 client reviews of U.S. Bank scored 2.5 out of 5.

No customer service skills
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by Enamorada, Jun. 17, 2016

Sitting here waiting to open a new account shouldn't have to wait more than 30 min. For this....wasn't
Smiled at or spoken to when I arrived only person in line...waited 5 min...still no acknowledgement I was even standing there...finally called on..was told I'd have to wait again....hmmmmmmm.....o.p.b. here I come

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Florence Branch at Florence, OR
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Fire the Branch Manager before you lose more customers.
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by JessieKay0909, Jun. 17, 2016

Let me start by saying that I have been a loyal customer of US Bank for about eight years. I deposit, on average, around $6k-$7k/month into my checking account, which I share with my husband, and with a 15% salary raise that was just approved, that amount will be going up soon. I had previously never had a bad experience with US Bank, but today's encounter was enough for me to make the decision to look elsewhere for my banking needs. As soon as the issue I'm about to explain is resolved, I will be leaving US Bank for a more compassionate company who can make better hiring decisions when it comes to branch management.

Today, I called this branch - my "home branch" - to ask a favor. You see, my husband has not had much work available this month and with two school-aged kids in daycare for the summer and one on the way, money has been tight for the last few weeks. So when Amazon mistakenly charged our account $200 for a rental book that had already been returned, it made our "Available Balance" negative (our "Account Balance" was still positive). We immediately deposited enough money from our cash reserves to bring the available balance back to a positive, but apparently we were too late as US Bank hit us with 3 overdraft fees of $36 each. I called general customer service who kindly informed me that they would refund the charges once the refund from Amazon posts, which Amazon says will happen in 3-5 business days. But until then, the three overdraft fees put our account back into a negative balance. The customer service representative I spoke with was very friendly.

Today I remembered that, a couple of years ago, I had something similar happen and had visited a branch near where I live (not this branch) and that Branch Manager was very kind and told me that he would reverse those charges as a courtesy if he could but that it had to be done at my home branch. So, at that time, I called this branch and talked to the branch manager, who was very friendly and glad to help a long-time customer by reversing a couple of overdraft charges as a courtesy. Since it had been done before, I decided to call and speak with this Branch Manager again.
While the Banker I initially spoke with was very friendly, I was very disappointed once I was transferred to the manager. Unfortunately, the customer-oriented Branch Manager with whom I had previously conversed is no longer at this location. Instead, I had the misfortune of speaking with a woman whom I would describe as condescending, aggressive, and disagreeable.  I asked her if, as a courtesy, she could reverse these three charges, as it was obvious that our account would be positive if not for the overdraft fees. I explained the situation and offered to show her the email from Amazon, admitting their mistake. I tried to explain that these fees will be reversed either way, but that I was asking if, as a courtesy, she could reverse them a couple of days early because I didn't want to go all weekend with a negative balance in my checking account. Not only did she refuse, but she did it with an unacceptable amount of attitude. At one point, she interrupted me with  "I'm answering your question please and thank you" followed by a rant about how she has been with US Bank for 6 years, and although she has only been at this branch since December, she "knows the policy thank you very much."
I tearfully told her that she should NOT be working in customer service with an attitude like that before hanging up. US Bank is a multi-billion dollar company and this woman wouldn't reverse $108 in overdraft fees as a courtesy to a long-time customer - overdraft fees that are going to be reversed due to merchant error anyway - and she handled the entire call without an ounce of grace, kindness, or humility. If the answer was going to be "no" either way, that would be one thing, but the way she handled the call was completely unprofessional and demeaning. This woman should not be in customer service at all, let alone management.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Sw Blue Pkwy Price Chopper at Lees Summit, MO
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by rrick54 2016-06-20 22:31:36
You must be talking about another branch. They have had the same branch manager for 15+ years. Also, there is not a woman that works at this branch that started in December. You should really make sure you're giving accurate information before bashing a certain branch.
Great Neighborhood Branch!
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by NeighborSam, Jun. 17, 2016

We've lived in the Grant-Highland neighborhood for 18 years and this branch of US Bank has served us well, with good cheer, with minimal boo-boos, and always a quick correction if something needs to be fixed.  The tellers remember the names of patrons and there is multi-lingual competency here.  Even with staff turnover, there's still a constant level of excellent customer service and fast time.  The only branch that is in the same league is the downtown Pioneer Trust branch.  Well done North Salem US Bank!

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on U.S. Bank, North Salem Branch at Salem, OR
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