Park View Federal Savings Bank

Status:Inactive as of 2013-10-12
 Merger - Without Assistance
Successor Bank:First National Bank of Pennsylvania
Headquarters:Park View Federal Savings Bank
30000 Aurora Road
Solon, OH 44139
Established:1920-01-01
FDIC Insurance:1936-07-31
FDIC Cert:#28235
Charter Class:Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
# of Branches:16
Total Assets:$760,759,000
Total Deposits:$644,024,000

History

1920-01-01Institution established: Original name:Park View Federal Savings and Loan Association
1981-02-28Acquired Peoples Building and Loan Company (28231) in CANTON, OH
1992-12-30Changed name to Park View Federal Savings Bank
1992-12-30Changed organization type to STOCK SAVINGS BANK
2001-03-21Moved bank headquarters from CLEVELAND, OH to SOLON, OH
2011-07-21Changed primary regulatory agency from OFFICE OF THRIFT SUPERVISION to COMPTROLLER OF THE CURRENCY
2013-10-12Merged into and subsequently operated as part of First National Bank of Pennsylvania (7888) in GREENVILLE, PA
2014-02-15Acquired Baltimore County Savings Bank (32341) in NOTTINGHAM, MD
2014-09-19Acquired OBA Bank (27889) in GERMANTOWN, MD

Historical Financial Information

2013-09-30Rank
# of Employees:165898
Assets and Liabilities
Total Assets:$760,759,000886
Cash and due from depository institutions$108,635,000898
Interest-bearing balances$85,261,000415
Securities$47,459,0002,811
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$540,019,000785
Loan loss allowance$14,045,000493
Trading account assets$0248
Bank premises and fixed assets$2,734,0003,417
Other real estate owned$5,126,000898
Goodwill and other intangibles$7,712,000562
All other assets$49,074,000465
Life insurance assets$23,831,000341
Total liabilities and capital$760,759,000886
Total liabilities$680,189,000878
Total deposits$644,024,000865
Interest-bearing deposits$573,761,000776
Deposits held in domestic offices$644,024,000863
% insured89.70%2,413
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$35,000,000739
Subordinated debt$0150
All other liabilities$1,165,0002,917
Total equity capital$80,570,000900
Total bank equity capital$80,570,000900
Perpetual preferred stock$0217
Common stock$9,0006,033
Surplus$55,815,000633
Undivided profits$24,746,0001,451
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$15,206,000578
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$1,953,0001,385
Earning assets$672,739,000909
Long-term assets (5+ years)$64,621,0002,776
Average Assets, year-to-date$774,619,250868
Average Assets, quarterly$772,366,500872
Volatile liabilities$21,675,0001,863
Insider loans$7,337,000820
FHLB advances$35,000,000687
Loans and leases held for sale$6,811,000397
Unused loan commitments$101,980,000832
Tier 1 (core) risk-based capital$80,284,000857
Tier 2 risk-based capital$7,470,000714
Total risk weighted assets$590,998,000777
Total unused commitments$101,980,000832
Derivatives$831,0001,172
2013-06-30Rank
# of Employees:182813
Assets and Liabilities
Total Assets:$783,974,000855
Cash and due from depository institutions$104,066,000813
Interest-bearing balances$77,825,000449
Securities$49,151,0002,714
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$565,140,000732
Loan loss allowance$13,926,000515
Trading account assets$0250
Bank premises and fixed assets$2,862,0003,333
Other real estate owned$6,920,000813
Goodwill and other intangibles$7,218,000582
All other assets$48,617,000466
Life insurance assets$23,804,000339
Total liabilities and capital$783,974,000855
Total liabilities$703,911,000849
Total deposits$665,549,000825
Interest-bearing deposits$596,462,000737
Deposits held in domestic offices$665,549,000821
% insured88.52%2,901
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$35,000,000719
Subordinated debt$0152
All other liabilities$3,362,0001,360
Total equity capital$80,063,000892
Total bank equity capital$80,063,000892
Perpetual preferred stock$0228
Common stock$9,0006,083
Surplus$55,718,000637
Undivided profits$24,336,0001,478
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$14,386,000636
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$2,005,0001,281
Earning assets$692,116,000875
Long-term assets (5+ years)$92,954,0002,100
Average Assets, year-to-date$779,239,330865
Average Assets, quarterly$774,620,000869
Volatile liabilities$21,642,0001,859
Insider loans$7,375,000822
FHLB advances$35,000,000665
Loans and leases held for sale$28,835,000226
Unused loan commitments$104,731,000785
Tier 1 (core) risk-based capital$79,600,000850
Tier 2 risk-based capital$7,689,000682
Total risk weighted assets$608,862,000722
Total unused commitments$104,731,000785
Derivatives$838,0001,226
2013-03-31Rank
# of Employees:188787
Assets and Liabilities
Total Assets:$765,266,000886
Cash and due from depository institutions$103,915,000787
Interest-bearing balances$80,125,000536
Securities$41,419,0003,071
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$557,163,000733
Loan loss allowance$14,920,000502
Trading account assets$0242
Bank premises and fixed assets$3,021,0003,245
Other real estate owned$7,251,000787
Goodwill and other intangibles$6,785,000600
All other assets$45,712,000477
Life insurance assets$23,769,000326
Total liabilities and capital$765,266,000886
Total liabilities$689,254,000874
Total deposits$651,470,000850
Interest-bearing deposits$587,385,000766
Deposits held in domestic offices$651,470,000847
% insured89.30%2,633
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$35,000,000684
Subordinated debt$0155
All other liabilities$2,784,0001,589
Total equity capital$76,012,000973
Total bank equity capital$76,012,000973
Perpetual preferred stock$0239
Common stock$9,0006,153
Surplus$55,638,000641
Undivided profits$20,365,0001,837
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$19,068,000543
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,239,0001,119
Earning assets$678,707,000897
Long-term assets (5+ years)$66,664,0002,647
Average Assets, year-to-date$776,872,000872
Average Assets, quarterly$776,872,000872
Volatile liabilities$19,864,0001,944
Insider loans$7,421,000811
FHLB advances$35,000,000625
Loans and leases held for sale$9,348,000423
Unused loan commitments$99,260,000808
Tier 1 (core) risk-based capital$75,932,000885
Tier 2 risk-based capital$7,680,000687
Total risk weighted assets$607,473,000722
Total unused commitments$99,260,000808
Derivatives$844,0001,221
2012-12-31Rank
# of Employees:184807
Assets and Liabilities
Total Assets:$788,478,000853
Cash and due from depository institutions$100,235,000807
Interest-bearing balances$76,213,000555
Securities$39,761,0003,113
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$585,296,000703
Loan loss allowance$15,140,000502
Trading account assets$0243
Bank premises and fixed assets$3,110,0003,203
Other real estate owned$7,743,000807
Goodwill and other intangibles$6,116,000623
All other assets$46,217,000476
Life insurance assets$23,734,000322
Total liabilities and capital$788,478,000853
Total liabilities$714,721,000838
Total deposits$675,794,000808
Interest-bearing deposits$614,605,000717
Deposits held in domestic offices$675,794,000805
% insured89.92%3,469
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$35,000,000729
Subordinated debt$0159
All other liabilities$3,927,0001,270
Total equity capital$73,757,000984
Total bank equity capital$73,757,000983
Perpetual preferred stock$0246
Common stock$9,0006,209
Surplus$55,545,000641
Undivided profits$18,203,0001,998
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$19,982,000528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,292,0001,123
Earning assets$701,270,000876
Long-term assets (5+ years)$99,131,0001,908
Average Assets, year-to-date$798,553,600825
Average Assets, quarterly$787,255,500855
Volatile liabilities$21,350,0001,914
Insider loans$16,584,000303
FHLB advances$35,000,000667
Loans and leases held for sale$30,089,000262
Unused loan commitments$97,201,000789
Tier 1 (core) risk-based capital$73,831,000901
Tier 2 risk-based capital$8,003,000658
Total risk weighted assets$632,812,000699
Total unused commitments$97,201,000789
Derivatives$851,0001,211
2012-09-30Rank
# of Employees:184805
Assets and Liabilities
Total Assets:$786,033,000859
Cash and due from depository institutions$119,680,000805
Interest-bearing balances$97,672,000401
Securities$38,281,0003,228
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$563,647,000729
Loan loss allowance$16,136,000493
Trading account assets$0231
Bank premises and fixed assets$3,110,0003,227
Other real estate owned$7,232,000805
Goodwill and other intangibles$6,389,000611
All other assets$47,694,000481
Life insurance assets$23,696,000317
Total liabilities and capital$786,033,000859
Total liabilities$714,341,000836
Total deposits$677,090,000804
Interest-bearing deposits$619,321,000716
Deposits held in domestic offices$677,090,000803
% insured91.23%3,158
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$35,000,000740
Subordinated debt$0163
All other liabilities$2,251,0002,015
Total equity capital$71,692,0001,022
Total bank equity capital$71,692,0001,020
Perpetual preferred stock$0250
Common stock$9,0006,298
Surplus$55,446,000645
Undivided profits$16,237,0002,246
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$22,264,000548
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,252,0001,264
Earning assets$699,600,000884
Long-term assets (5+ years)$77,152,0002,325
Average Assets, year-to-date$801,072,500828
Average Assets, quarterly$795,760,000838
Volatile liabilities$22,954,0001,820
Insider loans$16,540,000294
FHLB advances$35,000,000681
Loans and leases held for sale$19,766,000326
Unused loan commitments$92,548,000810
Tier 1 (core) risk-based capital$72,017,000931
Tier 2 risk-based capital$7,565,000696
Total risk weighted assets$596,488,000731
Total unused commitments$92,548,000810
Derivatives$857,0001,221
2012-06-30Rank
# of Employees:184812
Assets and Liabilities
Total Assets:$805,487,000830
Cash and due from depository institutions$134,467,000812
Interest-bearing balances$114,270,000341
Securities$38,658,0003,207
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$567,690,000719
Loan loss allowance$16,053,000494
Trading account assets$0211
Bank premises and fixed assets$3,032,0003,281
Other real estate owned$7,734,000812
Goodwill and other intangibles$6,867,000594
All other assets$47,039,000479
Life insurance assets$23,649,000312
Total liabilities and capital$805,487,000830
Total liabilities$735,572,000808
Total deposits$697,417,000777
Interest-bearing deposits$645,630,000687
Deposits held in domestic offices$697,417,000775
% insured90.79%3,450
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$35,000,000750
Subordinated debt$0180
All other liabilities$3,155,0001,460
Total equity capital$69,915,0001,024
Total bank equity capital$69,915,0001,022
Perpetual preferred stock$0254
Common stock$9,0006,356
Surplus$55,184,000641
Undivided profits$14,722,0002,359
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$24,836,000533
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$2,189,0001,200
Earning assets$720,618,000843
Long-term assets (5+ years)$150,070,0001,289
Average Assets, year-to-date$806,085,670820
Average Assets, quarterly$809,294,500819
Volatile liabilities$24,594,0001,733
Insider loans$16,540,000297
FHLB advances$35,000,000690
Loans and leases held for sale$25,063,000230
Unused loan commitments$97,105,000777
Tier 1 (core) risk-based capital$70,387,000945
Tier 2 risk-based capital$7,545,000700
Total risk weighted assets$595,957,000732
Total unused commitments$97,105,000777
Derivatives$864,0001,175
2012-03-31Rank
# of Employees:186786
Assets and Liabilities
Total Assets:$813,102,000814
Cash and due from depository institutions$134,588,000786
Interest-bearing balances$110,204,000367
Securities$40,908,0003,107
Federal funds sold & reverse repurchase agreements$6,000,0001,173
Net loans & leases$563,803,000712
Loan loss allowance$16,914,000471
Trading account assets$0215
Bank premises and fixed assets$3,160,0003,230
Other real estate owned$9,552,000786
Goodwill and other intangibles$6,900,000598
All other assets$48,191,000471
Life insurance assets$23,594,000307
Total liabilities and capital$813,102,000814
Total liabilities$744,097,000798
Total deposits$706,801,000761
Interest-bearing deposits$655,824,000669
Deposits held in domestic offices$706,801,000760
% insured91.98%3,019
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$35,000,000770
Subordinated debt$0185
All other liabilities$2,296,0001,857
Total equity capital$69,005,0001,026
Total bank equity capital$69,005,0001,024
Perpetual preferred stock$0259
Common stock$9,0006,410
Surplus$55,099,000642
Undivided profits$13,897,0002,438
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$29,649,000480
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$2,313,0001,143
Earning assets$720,915,000833
Long-term assets (5+ years)$139,030,0001,383
Average Assets, year-to-date$806,385,000822
Average Assets, quarterly$806,385,000822
Volatile liabilities$23,667,0001,813
Insider loans$16,515,000300
FHLB advances$35,000,000715
Loans and leases held for sale$16,386,000309
Unused loan commitments$90,795,000800
Tier 1 (core) risk-based capital$69,528,000937
Tier 2 risk-based capital$7,568,000695
Total risk weighted assets$596,127,000723
Total unused commitments$90,795,000800
Derivatives$870,0001,139
2011-12-31Rank
# of Employees:183811
Assets and Liabilities
Total Assets:$803,272,000828
Cash and due from depository institutions$150,190,000811
Interest-bearing balances$124,155,000301
Securities$22,595,0004,315
Federal funds sold & reverse repurchase agreements$6,000,0001,003
Net loans & leases$555,509,000743
Loan loss allowance$15,030,000532
Trading account assets$0205
Bank premises and fixed assets$3,124,0003,245
Other real estate owned$9,995,000811
Goodwill and other intangibles$6,712,000608
All other assets$49,147,000483
Life insurance assets$23,539,000307
Total liabilities and capital$803,272,000828
Total liabilities$737,877,000803
Total deposits$696,829,000770
Interest-bearing deposits$642,412,000685
Deposits held in domestic offices$696,829,000767
% insured99.39%230
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$35,000,000820
Subordinated debt$0193
All other liabilities$6,048,000886
Total equity capital$65,395,0001,084
Total bank equity capital$65,395,0001,082
Perpetual preferred stock$0263
Common stock$9,0006,447
Surplus$51,950,000675
Undivided profits$13,436,0002,473
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$28,490,000514
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$2,091,0001,334
Earning assets$708,259,000859
Long-term assets (5+ years)$06,681
Average Assets, year-to-date$803,154,200819
Average Assets, quarterly$795,935,000834
Volatile liabilities$59,020,000895
Insider loans$6,145,0001,046
FHLB advances$35,000,000758
Loans and leases held for sale$01,918
Unused loan commitments$115,238,000653
Tier 1 (core) risk-based capital$66,167,000981
Tier 2 risk-based capital$7,445,000714
Total risk weighted assets$588,032,000743
Total unused commitments$115,238,000653
Derivatives$01,191
2011-09-30Rank
# of Employees:175854
Assets and Liabilities
Total Assets:$788,598,000852
Cash and due from depository institutions$148,281,000854
Interest-bearing balances$121,848,000347
Securities$7,806,0006,035
Federal funds sold & reverse repurchase agreements$6,000,0001,061
Net loans & leases$552,166,000758
Loan loss allowance$15,993,000521
Trading account assets$0209
Bank premises and fixed assets$3,234,0003,201
Other real estate owned$7,925,000854
Goodwill and other intangibles$6,568,000617
All other assets$56,618,000437
Life insurance assets$23,483,000304
Total liabilities and capital$788,598,000852
Total liabilities$721,362,000827
Total deposits$681,215,000790
Interest-bearing deposits$633,496,000708
Deposits held in domestic offices$681,215,000787
% insured99.46%233
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$35,000,000818
Subordinated debt$0206
All other liabilities$5,147,0001,024
Total equity capital$67,236,0001,052
Total bank equity capital$67,236,0001,050
Perpetual preferred stock$0266
Common stock$9,0006,520
Surplus$51,891,000690
Undivided profits$15,336,0002,231
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$40,221,000400
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$2,170,0001,343
Earning assets$687,820,000891
Long-term assets (5+ years)$06,717
Average Assets, year-to-date$803,124,750826
Average Assets, quarterly$794,098,000834
Volatile liabilities$59,698,000884
Insider loans$5,034,0001,300
FHLB advances$35,000,000747
Loans and leases held for sale$01,904
Unused loan commitments$113,716,000646
Tier 1 (core) risk-based capital$68,084,000959
Tier 2 risk-based capital$7,392,000731
Total risk weighted assets$582,755,000759
Total unused commitments$113,716,000647
Derivatives$01,195
2011-06-30Rank
# of Employees:175860
Assets and Liabilities
Total Assets:$799,598,000836
Cash and due from depository institutions$155,502,000860
Interest-bearing balances$130,153,000304
Securities$13,919,0005,267
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$558,760,000752
Loan loss allowance$15,812,000540
Trading account assets$0213
Bank premises and fixed assets$3,236,0003,210
Other real estate owned$7,973,000860
Goodwill and other intangibles$7,519,000590
All other assets$52,689,000477
Life insurance assets$23,420,000301
Total liabilities and capital$799,598,000836
Total liabilities$730,020,000812
Total deposits$688,512,000780
Interest-bearing deposits$635,909,000716
Deposits held in domestic offices$688,512,000777
% insured99.38%257
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$35,000,000852
Subordinated debt$0212
All other liabilities$6,508,000803
Total equity capital$69,578,0001,000
Total bank equity capital$69,578,000999
Perpetual preferred stock$0222
Common stock$9,0006,594
Surplus$51,830,000691
Undivided profits$17,739,0001,923
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$38,155,000445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$2,266,0001,237
Earning assets$702,832,000861
Long-term assets (5+ years)$06,767
Average Assets, year-to-date$807,967,000830
Average Assets, quarterly$791,527,500845
Volatile liabilities$57,959,000927
Insider loans$5,764,0001,150
FHLB advances$35,000,000790
Loans and leases held for sale$01,752
Unused loan commitments$95,398,000745
Tier 1 (core) risk-based capital$69,615,000922
Tier 2 risk-based capital$7,552,000729
Total risk weighted assets$595,904,000752
Total unused commitments$95,398,000746
Derivatives$01,174
2011-03-31Rank
# of Employees:178838
Assets and Liabilities
Total Assets:$784,436,000855
Cash and due from depository institutions$82,874,000838
Interest-bearing balances$64,822,000594
Securities$54,837,0002,342
Federal funds sold & reverse repurchase agreements$10,000,000801
Net loans & leases$569,060,000744
Loan loss allowance$15,718,000548
Trading account assets$0208
Bank premises and fixed assets$3,315,0003,199
Other real estate owned$8,082,000838
Goodwill and other intangibles$7,673,000588
All other assets$48,595,000499
Life insurance assets$23,353,000299
Total liabilities and capital$784,436,000855
Total liabilities$713,145,000846
Total deposits$674,664,000799
Interest-bearing deposits$630,383,000734
Deposits held in domestic offices$674,664,000797
% insured98.96%406
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$35,000,000874
Subordinated debt$0214
All other liabilities$3,481,0001,295
Total equity capital$71,291,000955
Total bank equity capital$71,291,000953
Perpetual preferred stock$0224
Common stock$9,0006,650
Surplus$51,769,000695
Undivided profits$19,513,0001,693
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$52,652,000346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$3,321,000824
Earning assets$698,719,000872
Long-term assets (5+ years)$06,809
Average Assets, year-to-date$812,641,000830
Average Assets, quarterly$812,641,000830
Volatile liabilities$57,673,000968
Insider loans$5,563,0001,203
FHLB advances$35,000,000806
Loans and leases held for sale$01,676
Unused loan commitments$91,416,000787
Tier 1 (core) risk-based capital$71,498,000894
Tier 2 risk-based capital$7,638,000722
Total risk weighted assets$602,979,000745
Total unused commitments$91,416,000788
Derivatives$01,153
2010-12-31Rank
# of Employees:177851
Assets and Liabilities
Total Assets:$840,846,000804
Cash and due from depository institutions$127,592,000851
Interest-bearing balances$108,192,000354
Securities$59,980,0002,091
Federal funds sold & reverse repurchase agreements$10,000,000752
Net loans & leases$573,920,000753
Loan loss allowance$16,015,000541
Trading account assets$0207
Bank premises and fixed assets$3,416,0003,169
Other real estate owned$8,764,000851
Goodwill and other intangibles$7,065,000618
All other assets$50,109,000491
Life insurance assets$23,288,000298
Total liabilities and capital$840,846,000804
Total liabilities$766,334,000792
Total deposits$678,008,000799
Interest-bearing deposits$620,535,000742
Deposits held in domestic offices$678,008,000797
% insured98.89%420
Federal funds purchased & repurchase agreements$50,000,000362
Trading liabilities$0108
Other borrowed funds$35,000,000946
Subordinated debt$0220
All other liabilities$3,326,0001,363
Total equity capital$74,512,000904
Total bank equity capital$74,512,000902
Perpetual preferred stock$0224
Common stock$9,0006,732
Surplus$51,704,000698
Undivided profits$22,799,0001,423
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$58,764,000319
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$4,574,000587
Earning assets$752,092,000821
Long-term assets (5+ years)$06,888
Average Assets, year-to-date$862,042,400785
Average Assets, quarterly$845,213,500800
Volatile liabilities$242,504,000555
Insider loans$5,613,0001,238
FHLB advances$35,000,000870
Loans and leases held for sale$01,952
Unused loan commitments$120,434,000617
Tier 1 (core) risk-based capital$74,274,000839
Tier 2 risk-based capital$7,740,000733
Total risk weighted assets$610,957,000746
Total unused commitments$120,434,000621
Derivatives$01,176
2010-09-30Rank
# of Employees:174863
Assets and Liabilities
Total Assets:$849,581,000799
Cash and due from depository institutions$136,716,000863
Interest-bearing balances$110,507,000359
Securities$56,885,0002,139
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$587,590,000748
Loan loss allowance$15,936,000535
Trading account assets$0210
Bank premises and fixed assets$3,340,0003,238
Other real estate owned$6,891,000863
Goodwill and other intangibles$6,154,000667
All other assets$52,005,000474
Life insurance assets$23,219,000294
Total liabilities and capital$849,581,000799
Total liabilities$774,336,000789
Total deposits$685,176,000787
Interest-bearing deposits$631,472,000728
Deposits held in domestic offices$685,176,000783
% insured97.16%760
Federal funds purchased & repurchase agreements$50,000,000353
Trading liabilities$0103
Other borrowed funds$35,000,0001,013
Subordinated debt$0233
All other liabilities$4,160,0001,252
Total equity capital$75,245,000916
Total bank equity capital$75,245,000915
Perpetual preferred stock$0229
Common stock$9,0006,834
Surplus$47,655,000733
Undivided profits$27,581,0001,258
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$72,972,000274
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$3,741,000787
Earning assets$754,982,000819
Long-term assets (5+ years)$06,979
Average Assets, year-to-date$867,341,500779
Average Assets, quarterly$858,523,000790
Volatile liabilities$245,598,000562
Insider loans$3,833,0001,810
FHLB advances$35,000,000932
Loans and leases held for sale$01,963
Unused loan commitments$105,335,000715
Tier 1 (core) risk-based capital$73,835,000847
Tier 2 risk-based capital$8,021,000715
Total risk weighted assets$633,746,000723
Total unused commitments$110,335,000683
Derivatives$01,218
2010-06-30Rank
# of Employees:174875
Assets and Liabilities
Total Assets:$870,115,000778
Cash and due from depository institutions$134,011,000875
Interest-bearing balances$111,759,000339
Securities$67,295,0001,842
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$599,360,000732
Loan loss allowance$16,130,000533
Trading account assets$0210
Bank premises and fixed assets$3,440,0003,217
Other real estate owned$8,906,000875
Goodwill and other intangibles$6,961,000624
All other assets$50,142,000485
Life insurance assets$23,144,000294
Total liabilities and capital$870,115,000778
Total liabilities$791,962,000770
Total deposits$695,687,000771
Interest-bearing deposits$650,429,000710
Deposits held in domestic offices$695,687,000768
% insured95.96%1,256
Federal funds purchased & repurchase agreements$50,000,000353
Trading liabilities$0104
Other borrowed funds$35,000,0001,052
Subordinated debt$0241
All other liabilities$11,275,000544
Total equity capital$78,153,000857
Total bank equity capital$78,153,000856
Perpetual preferred stock$0222
Common stock$9,0006,892
Surplus$47,546,000735
Undivided profits$30,598,0001,123
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$69,091,000285
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$4,848,000556
Earning assets$778,414,000792
Long-term assets (5+ years)$07,034
Average Assets, year-to-date$874,145,000770
Average Assets, quarterly$876,177,500773
Volatile liabilities$247,684,000564
Insider loans$8,901,000777
FHLB advances$35,000,000988
Loans and leases held for sale$01,852
Unused loan commitments$85,982,000823
Tier 1 (core) risk-based capital$76,497,000793
Tier 2 risk-based capital$8,211,000709
Total risk weighted assets$648,995,000710
Total unused commitments$85,982,000825
Derivatives$01,168
2010-03-31Rank
# of Employees:177862
Assets and Liabilities
Total Assets:$882,240,000784
Cash and due from depository institutions$87,098,000862
Interest-bearing balances$46,402,000737
Securities$67,195,0001,862
Federal funds sold & reverse repurchase agreements$40,000,000201
Net loans & leases$615,901,000727
Loan loss allowance$16,168,000549
Trading account assets$0227
Bank premises and fixed assets$3,579,0003,194
Other real estate owned$11,002,000862
Goodwill and other intangibles$6,953,000639
All other assets$50,512,000497
Life insurance assets$23,068,000293
Total liabilities and capital$882,240,000784
Total liabilities$808,713,000768
Total deposits$717,064,000759
Interest-bearing deposits$678,297,000693
Deposits held in domestic offices$717,064,000756
% insured93.14%2,492
Federal funds purchased & repurchase agreements$50,000,000370
Trading liabilities$0108
Other borrowed funds$35,000,0001,125
Subordinated debt$0248
All other liabilities$6,649,000834
Total equity capital$73,527,000915
Total bank equity capital$73,527,000915
Perpetual preferred stock$0220
Common stock$9,0006,985
Surplus$42,530,000822
Undivided profits$30,988,0001,084
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$69,983,000301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$5,068,000559
Earning assets$769,498,000815
Long-term assets (5+ years)$07,124
Average Assets, year-to-date$876,160,000787
Average Assets, quarterly$876,160,000787
Volatile liabilities$250,129,000579
Insider loans$18,861,000319
FHLB advances$35,000,0001,059
Loans and leases held for sale$01,823
Unused loan commitments$94,835,000790
Tier 1 (core) risk-based capital$72,541,000852
Tier 2 risk-based capital$8,394,000708
Total risk weighted assets$663,784,000712
Total unused commitments$94,835,000792
Derivatives$01,155
2009-12-31Rank
# of Employees:177869
Assets and Liabilities
Total Assets:$870,080,000794
Cash and due from depository institutions$42,463,000869
Interest-bearing balances$20,081,0001,390
Securities$112,520,0001,151
Federal funds sold & reverse repurchase agreements$5,000,0001,625
Net loans & leases$634,433,000714
Loan loss allowance$15,585,000571
Trading account assets$0224
Bank premises and fixed assets$3,714,0003,159
Other real estate owned$12,101,000869
Goodwill and other intangibles$6,941,000639
All other assets$52,908,000482
Life insurance assets$22,992,000290
Total liabilities and capital$870,080,000794
Total liabilities$806,956,000774
Total deposits$715,657,000765
Interest-bearing deposits$676,585,000700
Deposits held in domestic offices$715,657,000762
% insured92.29%2,844
Federal funds purchased & repurchase agreements$50,000,000386
Trading liabilities$0104
Other borrowed funds$35,000,0001,213
Subordinated debt$0258
All other liabilities$6,299,000856
Total equity capital$63,124,0001,049
Total bank equity capital$63,124,0001,047
Perpetual preferred stock$0219
Common stock$9,0007,052
Surplus$27,525,0001,196
Undivided profits$35,590,000919
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$73,343,000288
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$4,056,000761
Earning assets$772,034,000819
Long-term assets (5+ years)$07,189
Average Assets, year-to-date$896,361,800752
Average Assets, quarterly$878,003,500780
Volatile liabilities$238,001,000621
Insider loans$9,444,000778
FHLB advances$35,000,0001,138
Loans and leases held for sale$01,814
Unused loan commitments$88,113,000856
Tier 1 (core) risk-based capital$62,142,000991
Tier 2 risk-based capital$8,288,000737
Total risk weighted assets$655,768,000737
Total unused commitments$88,113,000857
Derivatives$01,139
2009-09-30Rank
# of Employees:176890
Assets and Liabilities
Total Assets:$885,927,000786
Cash and due from depository institutions$21,032,000890
Interest-bearing balances$824,0005,168
Securities$117,767,0001,091
Federal funds sold & reverse repurchase agreements$11,633,000796
Net loans & leases$660,393,000706
Loan loss allowance$14,927,000587
Trading account assets$0238
Bank premises and fixed assets$3,910,0003,059
Other real estate owned$11,580,000890
Goodwill and other intangibles$6,620,000704
All other assets$52,992,000454
Life insurance assets$22,914,000295
Total liabilities and capital$885,927,000786
Total liabilities$821,597,000765
Total deposits$720,410,000758
Interest-bearing deposits$684,189,000702
Deposits held in domestic offices$720,410,000755
% insured92.37%2,960
Federal funds purchased & repurchase agreements$50,000,000407
Trading liabilities$0103
Other borrowed funds$45,000,0001,044
Subordinated debt$0269
All other liabilities$6,187,000956
Total equity capital$64,330,0001,052
Total bank equity capital$64,330,0001,051
Perpetual preferred stock$0212
Common stock$9,0007,131
Surplus$27,451,0001,198
Undivided profits$36,870,000922
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$75,249,000303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$4,176,000770
Earning assets$790,617,000809
Long-term assets (5+ years)$07,262
Average Assets, year-to-date$902,932,250761
Average Assets, quarterly$903,281,500770
Volatile liabilities$245,815,000633
Insider loans$9,635,000764
FHLB advances$45,000,000965
Loans and leases held for sale$01,823
Unused loan commitments$95,594,000836
Tier 1 (core) risk-based capital$58,989,0001,062
Tier 2 risk-based capital$8,488,000729
Total risk weighted assets$672,575,000736
Total unused commitments$95,594,000837
Derivatives$01,183
2009-06-30Rank
# of Employees:182878
Assets and Liabilities
Total Assets:$920,636,000774
Cash and due from depository institutions$23,333,000878
Interest-bearing balances$1,940,0004,036
Securities$114,281,0001,096
Federal funds sold & reverse repurchase agreements$10,809,000937
Net loans & leases$696,222,000689
Loan loss allowance$15,071,000553
Trading account assets$0240
Bank premises and fixed assets$4,073,0003,011
Other real estate owned$11,619,000878
Goodwill and other intangibles$6,098,000745
All other assets$54,201,000467
Life insurance assets$22,894,000304
Total liabilities and capital$920,636,000774
Total liabilities$855,707,000750
Total deposits$764,501,000725
Interest-bearing deposits$715,255,000664
Deposits held in domestic offices$764,501,000723
% insured92.45%530
Federal funds purchased & repurchase agreements$50,000,000401
Trading liabilities$0100
Other borrowed funds$35,000,0001,330
Subordinated debt$0276
All other liabilities$6,206,000977
Total equity capital$64,929,0001,051
Total bank equity capital$64,929,0001,049
Perpetual preferred stock$0213
Common stock$9,0007,215
Surplus$27,433,0001,216
Undivided profits$37,487,000883
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$59,577,000343
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$4,223,000755
Earning assets$823,252,000783
Long-term assets (5+ years)$07,339
Average Assets, year-to-date$908,600,670776
Average Assets, quarterly$912,049,500778
Volatile liabilities$237,143,000661
Insider loans$9,680,000785
FHLB advances$35,000,0001,245
Loans and leases held for sale$01,961
Unused loan commitments$118,176,000743
Tier 1 (core) risk-based capital$59,861,0001,057
Tier 2 risk-based capital$8,613,000737
Total risk weighted assets$682,621,000758
Total unused commitments$118,176,000744
Derivatives$01,221
2009-03-31Rank
# of Employees:181874
Assets and Liabilities
Total Assets:$903,463,000784
Cash and due from depository institutions$24,957,000874
Interest-bearing balances$3,432,0003,020
Securities$67,307,0001,801
Federal funds sold & reverse repurchase agreements$25,852,000430
Net loans & leases$714,240,000686
Loan loss allowance$10,066,000754
Trading account assets$0234
Bank premises and fixed assets$4,262,0002,917
Other real estate owned$12,379,000874
Goodwill and other intangibles$4,639,000885
All other assets$49,827,000481
Life insurance assets$22,950,000304
Total liabilities and capital$903,463,000784
Total liabilities$830,156,000772
Total deposits$740,020,000736
Interest-bearing deposits$695,406,000682
Deposits held in domestic offices$740,020,000734
% insured91.74%655
Federal funds purchased & repurchase agreements$50,000,000426
Trading liabilities$092
Other borrowed funds$35,000,0001,386
Subordinated debt$0271
All other liabilities$5,136,0001,123
Total equity capital$73,307,000915
Total bank equity capital$73,307,000913
Perpetual preferred stock$0193
Common stock$9,0007,257
Surplus$27,415,0001,206
Undivided profits$45,883,000730
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$65,301,000299
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$4,875,000648
Earning assets$810,831,000797
Long-term assets (5+ years)$07,384
Average Assets, year-to-date$902,583,000781
Average Assets, quarterly$902,583,000781
Volatile liabilities$239,594,000669
Insider loans$8,526,000922
FHLB advances$35,000,0001,301
Loans and leases held for sale$01,892
Unused loan commitments$143,170,000672
Tier 1 (core) risk-based capital$70,771,000881
Tier 2 risk-based capital$8,743,000726
Total risk weighted assets$698,142,000752
Total unused commitments$143,170,000672
Derivatives$01,177
2008-12-31Rank
# of Employees:176910
Assets and Liabilities
Total Assets:$901,703,000782
Cash and due from depository institutions$27,420,000910
Interest-bearing balances$9,213,0001,172
Securities$67,490,0001,778
Federal funds sold & reverse repurchase agreements$8,164,0001,211
Net loans & leases$726,761,000673
Loan loss allowance$7,763,000923
Trading account assets$0236
Bank premises and fixed assets$4,428,0002,851
Other real estate owned$9,554,000910
Goodwill and other intangibles$3,931,000983
All other assets$53,955,000458
Life insurance assets$23,006,000298
Total liabilities and capital$901,703,000782
Total liabilities$820,351,000774
Total deposits$720,234,000726
Interest-bearing deposits$691,758,000648
Deposits held in domestic offices$720,234,000723
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000444
Trading liabilities$088
Other borrowed funds$35,000,0001,524
Subordinated debt$0278
All other liabilities$15,117,000482
Total equity capital$81,352,000806
Total bank equity capital$81,352,000806
Perpetual preferred stock$0141
Common stock$9,0007,297
Surplus$27,363,0001,181
Undivided profits$53,980,000606
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$38,201,000390
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$4,686,000719
Earning assets$811,628,000785
Long-term assets (5+ years)$07,429
Average Assets, year-to-date$883,177,000764
Average Assets, quarterly$902,284,500766
Volatile liabilities$243,471,000646
Insider loans$16,178,000429
FHLB advances$35,000,0001,432
Loans and leases held for sale$01,663
Unused loan commitments$117,953,000791
Tier 1 (core) risk-based capital$80,906,000738
Tier 2 risk-based capital$7,763,000782
Total risk weighted assets$703,000,000740
Total unused commitments$117,953,000791
Derivatives$01,109
2008-09-30Rank
# of Employees:179897
Assets and Liabilities
Total Assets:$902,866,000756
Cash and due from depository institutions$57,978,000897
Interest-bearing balances$39,308,000182
Securities$64,727,0001,795
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$720,641,000683
Loan loss allowance$6,075,0001,027
Trading account assets$0251
Bank premises and fixed assets$4,619,0002,751
Other real estate owned$7,994,000897
Goodwill and other intangibles$4,210,000997
All other assets$42,697,000515
Life insurance assets$23,062,000297
Total liabilities and capital$902,866,000756
Total liabilities$819,594,000750
Total deposits$727,822,000706
Interest-bearing deposits$699,803,000635
Deposits held in domestic offices$727,822,000703
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000461
Trading liabilities$091
Other borrowed funds$35,000,0001,515
Subordinated debt$0276
All other liabilities$6,772,000882
Total equity capital$83,272,000810
Total bank equity capital$83,272,000810
Perpetual preferred stock$0110
Common stock$9,0007,360
Surplus$27,237,0001,165
Undivided profits$56,026,000617
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$31,434,000377
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$4,888,000722
Earning assets$824,676,000757
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$878,545,500769
Average Assets, quarterly$885,346,500770
Volatile liabilities$238,262,000649
Insider loans$5,802,0001,374
FHLB advances$35,000,0001,429
Loans and leases held for sale$01,623
Unused loan commitments$135,424,000754
Tier 1 (core) risk-based capital$83,272,000740
Tier 2 risk-based capital$6,075,000938
Total risk weighted assets$697,726,000740
Total unused commitments$135,424,000754
Derivatives$01,077
2008-06-30Rank
# of Employees:183893
Assets and Liabilities
Total Assets:$867,827,000793
Cash and due from depository institutions$13,676,000893
Interest-bearing balances$701,0003,224
Securities$64,621,0001,843
Federal funds sold & reverse repurchase agreements$9,648,0001,270
Net loans & leases$722,476,000675
Loan loss allowance$7,567,000830
Trading account assets$0267
Bank premises and fixed assets$4,565,0002,778
Other real estate owned$4,353,000893
Goodwill and other intangibles$4,399,000989
All other assets$44,089,000493
Life insurance assets$23,009,000301
Total liabilities and capital$867,827,000793
Total liabilities$783,700,000785
Total deposits$685,523,000746
Interest-bearing deposits$651,547,000672
Deposits held in domestic offices$685,523,000743
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000503
Trading liabilities$094
Other borrowed funds$44,000,0001,283
Subordinated debt$0257
All other liabilities$4,177,0001,313
Total equity capital$84,127,000810
Total bank equity capital$84,127,000810
Perpetual preferred stock$0107
Common stock$9,0007,423
Surplus$27,211,0001,157
Undivided profits$56,907,000625
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$30,055,000344
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$5,651,000606
Earning assets$797,446,000777
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$870,438,670777
Average Assets, quarterly$868,264,500790
Volatile liabilities$230,428,000672
Insider loans$5,823,0001,381
FHLB advances$44,000,0001,207
Loans and leases held for sale$01,725
Unused loan commitments$148,206,000729
Tier 1 (core) risk-based capital$84,127,000741
Tier 2 risk-based capital$7,567,000756
Total risk weighted assets$696,292,000742
Total unused commitments$148,206,000729
Derivatives$01,075
2008-03-31Rank
# of Employees:182896
Assets and Liabilities
Total Assets:$868,702,000795
Cash and due from depository institutions$15,484,000896
Interest-bearing balances$3,841,0001,681
Securities$68,228,0001,733
Federal funds sold & reverse repurchase agreements$7,730,0002,250
Net loans & leases$721,513,000668
Loan loss allowance$3,823,0001,494
Trading account assets$0252
Bank premises and fixed assets$4,850,0002,630
Other real estate owned$4,349,000896
Goodwill and other intangibles$4,368,0001,004
All other assets$42,180,000499
Life insurance assets$22,849,000299
Total liabilities and capital$868,702,000795
Total liabilities$782,423,000778
Total deposits$695,962,000731
Interest-bearing deposits$666,751,000665
Deposits held in domestic offices$695,962,000727
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000485
Trading liabilities$086
Other borrowed funds$30,000,0001,532
Subordinated debt$0251
All other liabilities$6,461,000971
Total equity capital$86,279,000808
Total bank equity capital$86,279,000808
Perpetual preferred stock$0108
Common stock$9,0007,457
Surplus$27,125,0001,152
Undivided profits$59,145,000634
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,807,000325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$5,530,000639
Earning assets$801,312,000774
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$871,744,500778
Average Assets, quarterly$871,744,500778
Volatile liabilities$224,507,000669
Insider loans$6,119,0001,277
FHLB advances$30,000,0001,453
Loans and leases held for sale$01,797
Unused loan commitments$150,649,000734
Tier 1 (core) risk-based capital$86,279,000722
Tier 2 risk-based capital$3,823,0001,413
Total risk weighted assets$710,685,000718
Total unused commitments$150,649,000734
Derivatives$01,109
2007-12-31Rank
# of Employees:182913
Assets and Liabilities
Total Assets:$874,787,000775
Cash and due from depository institutions$29,562,000913
Interest-bearing balances$12,907,000468
Securities$63,830,0001,830
Federal funds sold & reverse repurchase agreements$7,147,0001,879
Net loans & leases$719,247,000662
Loan loss allowance$3,637,0001,529
Trading account assets$0237
Bank premises and fixed assets$5,122,0002,472
Other real estate owned$4,221,000913
Goodwill and other intangibles$4,284,0001,018
All other assets$41,374,000503
Life insurance assets$22,678,000297
Total liabilities and capital$874,787,000775
Total liabilities$785,124,000776
Total deposits$698,769,000722
Interest-bearing deposits$668,647,000656
Deposits held in domestic offices$698,769,000719
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000479
Trading liabilities$078
Other borrowed funds$30,000,0001,444
Subordinated debt$0248
All other liabilities$6,355,000973
Total equity capital$89,663,000774
Total bank equity capital$89,663,000774
Perpetual preferred stock$0111
Common stock$9,0007,503
Surplus$27,098,0001,135
Undivided profits$62,556,000602
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$22,164,000303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$5,574,000687
Earning assets$803,131,000767
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$897,237,600716
Average Assets, quarterly$881,676,500754
Volatile liabilities$228,214,000679
Insider loans$6,052,0001,278
FHLB advances$30,000,0001,364
Loans and leases held for sale$01,738
Unused loan commitments$152,914,000730
Tier 1 (core) risk-based capital$89,663,000694
Tier 2 risk-based capital$3,637,0001,470
Total risk weighted assets$697,843,000728
Total unused commitments$152,914,000730
Derivatives$01,052
2007-09-30Rank
# of Employees:198817
Assets and Liabilities
Total Assets:$888,566,000746
Cash and due from depository institutions$11,604,000817
Interest-bearing balances$1,175,0002,266
Securities$83,225,0001,433
Federal funds sold & reverse repurchase agreements$8,434,0001,718
Net loans & leases$729,937,000638
Loan loss allowance$3,769,0001,428
Trading account assets$0244
Bank premises and fixed assets$5,456,0002,281
Other real estate owned$3,170,000817
Goodwill and other intangibles$4,430,000977
All other assets$42,310,000494
Life insurance assets$22,463,000290
Total liabilities and capital$888,566,000746
Total liabilities$799,987,000741
Total deposits$657,965,000766
Interest-bearing deposits$626,082,000703
Deposits held in domestic offices$657,965,000764
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000468
Trading liabilities$078
Other borrowed funds$85,000,000605
Subordinated debt$0244
All other liabilities$7,022,000890
Total equity capital$88,579,000774
Total bank equity capital$88,579,000774
Perpetual preferred stock$0113
Common stock$9,0007,519
Surplus$27,070,0001,112
Undivided profits$61,500,000615
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$18,599,000297
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$6,647,000606
Earning assets$822,771,000730
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$902,850,250714
Average Assets, quarterly$895,190,000733
Volatile liabilities$280,412,000537
Insider loans$8,190,000899
FHLB advances$85,000,000549
Loans and leases held for sale$01,751
Unused loan commitments$158,760,000720
Tier 1 (core) risk-based capital$88,579,000694
Tier 2 risk-based capital$3,769,0001,410
Total risk weighted assets$699,507,000716
Total unused commitments$158,760,000720
Derivatives$01,033
2007-06-30Rank
# of Employees:206800
Assets and Liabilities
Total Assets:$901,814,000741
Cash and due from depository institutions$27,540,000800
Interest-bearing balances$623,0002,883
Securities$83,880,0001,413
Federal funds sold & reverse repurchase agreements$7,542,0001,986
Net loans & leases$728,645,000643
Loan loss allowance$3,687,0001,449
Trading account assets$0245
Bank premises and fixed assets$5,805,0002,159
Other real estate owned$2,715,000800
Goodwill and other intangibles$4,426,000977
All other assets$41,261,000503
Life insurance assets$22,210,000291
Total liabilities and capital$901,814,000741
Total liabilities$814,178,000731
Total deposits$682,414,000753
Interest-bearing deposits$645,356,000693
Deposits held in domestic offices$682,414,000751
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000467
Trading liabilities$087
Other borrowed funds$75,000,000638
Subordinated debt$0258
All other liabilities$6,764,000904
Total equity capital$87,636,000790
Total bank equity capital$87,636,000790
Perpetual preferred stock$0111
Common stock$9,0007,570
Surplus$27,038,0001,118
Undivided profits$60,589,000618
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,528,000312
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$5,018,000790
Earning assets$820,690,000744
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$907,611,670722
Average Assets, quarterly$903,627,500733
Volatile liabilities$273,652,000553
Insider loans$10,692,000659
FHLB advances$75,000,000567
Loans and leases held for sale$01,802
Unused loan commitments$173,888,000688
Tier 1 (core) risk-based capital$87,636,000711
Tier 2 risk-based capital$3,687,0001,447
Total risk weighted assets$697,977,000724
Total unused commitments$173,888,000688
Derivatives$01,067
2007-03-31Rank
# of Employees:211765
Assets and Liabilities
Total Assets:$905,441,000724
Cash and due from depository institutions$16,584,000765
Interest-bearing balances$1,596,0002,137
Securities$84,670,0001,402
Federal funds sold & reverse repurchase agreements$11,806,0001,723
Net loans & leases$740,550,000622
Loan loss allowance$3,748,0001,409
Trading account assets$0267
Bank premises and fixed assets$6,146,0002,007
Other real estate owned$1,411,000765
Goodwill and other intangibles$4,485,000948
All other assets$39,789,000502
Life insurance assets$21,951,000287
Total liabilities and capital$905,441,000724
Total liabilities$818,843,000714
Total deposits$685,220,000743
Interest-bearing deposits$654,673,000676
Deposits held in domestic offices$685,220,000740
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000474
Trading liabilities$089
Other borrowed funds$77,000,000601
Subordinated debt$0262
All other liabilities$6,623,000916
Total equity capital$86,598,000786
Total bank equity capital$86,598,000786
Perpetual preferred stock$0113
Common stock$9,0007,598
Surplus$27,003,0001,102
Undivided profits$59,586,000635
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,771,000258
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$5,179,000724
Earning assets$838,622,000717
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$910,510,500714
Average Assets, quarterly$910,510,500714
Volatile liabilities$299,853,000505
Insider loans$10,437,000666
FHLB advances$77,000,000536
Loans and leases held for sale$01,800
Unused loan commitments$230,759,000562
Tier 1 (core) risk-based capital$86,598,000702
Tier 2 risk-based capital$3,748,0001,402
Total risk weighted assets$709,175,000692
Total unused commitments$230,759,000563
Derivatives$01,065
2006-12-31Rank
# of Employees:213758
Assets and Liabilities
Total Assets:$915,580,000707
Cash and due from depository institutions$19,760,000758
Interest-bearing balances$1,130,0002,359
Securities$85,468,0001,427
Federal funds sold & reverse repurchase agreements$14,651,0001,092
Net loans & leases$743,321,000621
Loan loss allowance$4,321,0001,186
Trading account assets$0156
Bank premises and fixed assets$6,443,0001,888
Other real estate owned$486,000758
Goodwill and other intangibles$4,569,000924
All other assets$40,882,000495
Life insurance assets$21,692,000280
Total liabilities and capital$915,580,000707
Total liabilities$830,455,000697
Total deposits$700,638,000716
Interest-bearing deposits$664,242,000650
Deposits held in domestic offices$700,638,000714
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000482
Trading liabilities$077
Other borrowed funds$74,000,000636
Subordinated debt$0264
All other liabilities$5,817,0001,016
Total equity capital$85,125,000782
Total bank equity capital$85,125,000782
Perpetual preferred stock$0112
Common stock$9,0007,637
Surplus$26,958,0001,071
Undivided profits$58,158,000632
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,295,000240
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$5,672,000668
Earning assets$844,570,000701
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$903,903,800684
Average Assets, quarterly$915,070,500696
Volatile liabilities$317,030,000551
Insider loans$7,023,0001,010
FHLB advances$74,000,000572
Loans and leases held for sale$01,760
Unused loan commitments$225,290,000559
Tier 1 (core) risk-based capital$85,125,000709
Tier 2 risk-based capital$4,321,0001,181
Total risk weighted assets$715,413,000683
Total unused commitments$225,290,000559
Derivatives$01,023
2006-09-30Rank
# of Employees:215764
Assets and Liabilities
Total Assets:$914,561,000700
Cash and due from depository institutions$18,097,000764
Interest-bearing balances$867,0002,572
Securities$84,749,0001,436
Federal funds sold & reverse repurchase agreements$9,028,0001,549
Net loans & leases$750,380,000611
Loan loss allowance$4,259,0001,209
Trading account assets$0154
Bank premises and fixed assets$6,736,0001,760
Other real estate owned$565,000764
Goodwill and other intangibles$4,693,000906
All other assets$40,313,000507
Life insurance assets$16,486,000344
Total liabilities and capital$914,561,000700
Total liabilities$830,910,000692
Total deposits$685,891,000725
Interest-bearing deposits$654,143,000653
Deposits held in domestic offices$685,891,000723
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000485
Trading liabilities$074
Other borrowed funds$84,000,000596
Subordinated debt$0269
All other liabilities$11,019,000626
Total equity capital$83,651,000799
Total bank equity capital$83,651,000799
Perpetual preferred stock$0118
Common stock$9,0007,695
Surplus$26,847,0001,073
Undivided profits$56,795,000655
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,892,000221
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$5,734,000660
Earning assets$845,024,000704
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$900,984,750697
Average Assets, quarterly$912,668,500699
Volatile liabilities$340,589,000528
Insider loans$8,583,000795
FHLB advances$84,000,000532
Loans and leases held for sale$01,773
Unused loan commitments$233,986,000564
Tier 1 (core) risk-based capital$83,651,000728
Tier 2 risk-based capital$4,259,0001,206
Total risk weighted assets$739,899,000665
Total unused commitments$233,986,000565
Derivatives$01,023
2006-06-30Rank
# of Employees:214763
Assets and Liabilities
Total Assets:$910,776,000705
Cash and due from depository institutions$12,690,000763
Interest-bearing balances$1,804,0001,899
Securities$85,578,0001,417
Federal funds sold & reverse repurchase agreements$11,320,0001,137
Net loans & leases$747,122,000613
Loan loss allowance$4,414,0001,159
Trading account assets$0157
Bank premises and fixed assets$7,134,0001,622
Other real estate owned$942,000763
Goodwill and other intangibles$4,807,000879
All other assets$41,183,000495
Life insurance assets$16,339,000339
Total liabilities and capital$910,776,000705
Total liabilities$834,949,000686
Total deposits$677,588,000720
Interest-bearing deposits$648,479,000644
Deposits held in domestic offices$677,588,000718
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000483
Trading liabilities$073
Other borrowed funds$95,000,000558
Subordinated debt$0265
All other liabilities$12,361,000550
Total equity capital$75,827,000848
Total bank equity capital$75,827,000848
Perpetual preferred stock$0119
Common stock$9,0007,723
Surplus$20,816,0001,293
Undivided profits$55,002,000650
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,456,000220
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$4,815,000709
Earning assets$845,824,000693
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$896,459,330695
Average Assets, quarterly$903,207,000700
Volatile liabilities$346,612,000521
Insider loans$8,623,000787
FHLB advances$95,000,000495
Loans and leases held for sale$01,763
Unused loan commitments$248,003,000534
Tier 1 (core) risk-based capital$75,827,000781
Tier 2 risk-based capital$4,414,0001,148
Total risk weighted assets$780,203,000628
Total unused commitments$248,003,000534
Derivatives$01,000
2006-03-31Rank
# of Employees:217737
Assets and Liabilities
Total Assets:$895,638,000696
Cash and due from depository institutions$14,374,000737
Interest-bearing balances$1,579,0002,144
Securities$85,549,0001,437
Federal funds sold & reverse repurchase agreements$10,050,0001,485
Net loans & leases$732,595,000607
Loan loss allowance$4,342,0001,161
Trading account assets$0154
Bank premises and fixed assets$7,490,0001,519
Other real estate owned$1,674,000737
Goodwill and other intangibles$4,825,000852
All other assets$39,081,000503
Life insurance assets$16,197,000329
Total liabilities and capital$895,638,000696
Total liabilities$821,151,000678
Total deposits$646,903,000741
Interest-bearing deposits$616,532,000672
Deposits held in domestic offices$646,903,000739
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000463
Trading liabilities$077
Other borrowed funds$114,000,000461
Subordinated debt$0259
All other liabilities$10,248,000623
Total equity capital$74,487,000844
Total bank equity capital$74,487,000844
Perpetual preferred stock$0120
Common stock$9,0007,738
Surplus$20,787,0001,247
Undivided profits$53,691,000661
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,155,000224
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$4,784,000680
Earning assets$829,773,000696
Long-term assets (5+ years)$07,792
Average Assets, year-to-date$889,301,000696
Average Assets, quarterly$889,301,000696
Volatile liabilities$349,898,000486
Insider loans$7,847,000852
FHLB advances$114,000,000406
Loans and leases held for sale$01,721
Unused loan commitments$278,644,000487
Tier 1 (core) risk-based capital$74,487,000774
Tier 2 risk-based capital$4,342,0001,142
Total risk weighted assets$772,369,000615
Total unused commitments$278,644,000487
Derivatives$0990
2005-12-31Rank
# of Employees:216741
Assets and Liabilities
Total Assets:$882,964,000696
Cash and due from depository institutions$17,388,000741
Interest-bearing balances$1,318,0002,355
Securities$85,944,0001,423
Federal funds sold & reverse repurchase agreements$11,765,0001,159
Net loans & leases$712,111,000606
Loan loss allowance$4,045,0001,233
Trading account assets$0155
Bank premises and fixed assets$7,816,0001,426
Other real estate owned$1,846,000741
Goodwill and other intangibles$4,944,000822
All other assets$41,150,000485
Life insurance assets$16,055,00044
Total liabilities and capital$882,964,000696
Total liabilities$809,509,000686
Total deposits$628,908,000747
Interest-bearing deposits$597,923,000678
Deposits held in domestic offices$628,908,000745
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$167,004,000370
Subordinated debt$0258
All other liabilities$13,597,000500
Total equity capital$73,455,000839
Total bank equity capital$73,455,000839
Perpetual preferred stock$0122
Common stock$9,0007,776
Surplus$20,753,0001,225
Undivided profits$52,693,000664
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,119,000238
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$4,374,000740
Earning assets$811,138,000695
Long-term assets (5+ years)$07,839
Average Assets, year-to-date$837,350,400700
Average Assets, quarterly$868,644,500703
Volatile liabilities$342,372,000479
Insider loans$8,208,000783
FHLB advances$167,004,000318
Loans and leases held for sale$01,743
Unused loan commitments$228,637,000545
Tier 1 (core) risk-based capital$73,455,000770
Tier 2 risk-based capital$4,045,0001,207
Total risk weighted assets$749,529,000614
Total unused commitments$228,637,000545
Derivatives$0930
2005-09-30Rank
# of Employees:219720
Assets and Liabilities
Total Assets:$854,325,000701
Cash and due from depository institutions$14,012,000720
Interest-bearing balances$1,223,0002,486
Securities$87,331,0001,410
Federal funds sold & reverse repurchase agreements$10,605,0001,228
Net loans & leases$690,740,000607
Loan loss allowance$3,873,0001,278
Trading account assets$0146
Bank premises and fixed assets$8,107,0001,339
Other real estate owned$1,169,000720
Goodwill and other intangibles$4,961,000793
All other assets$37,400,000512
Life insurance assets$15,909,00044
Total liabilities and capital$854,325,000701
Total liabilities$781,108,000688
Total deposits$620,809,000733
Interest-bearing deposits$590,042,000670
Deposits held in domestic offices$620,809,000731
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$150,008,000392
Subordinated debt$0251
All other liabilities$10,291,000585
Total equity capital$73,217,000825
Total bank equity capital$73,217,000825
Perpetual preferred stock$0120
Common stock$9,0007,801
Surplus$20,636,0001,191
Undivided profits$52,572,000669
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,652,000371
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$4,159,000727
Earning assets$789,899,000697
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$825,947,000698
Average Assets, quarterly$842,071,500702
Volatile liabilities$319,348,000501
Insider loans$6,897,000929
FHLB advances$150,008,000337
Loans and leases held for sale$01,843
Unused loan commitments$261,773,000482
Tier 1 (core) risk-based capital$73,217,000765
Tier 2 risk-based capital$3,873,0001,233
Total risk weighted assets$728,573,000610
Total unused commitments$261,773,000482
Derivatives$0909
2005-06-30Rank
# of Employees:221717
Assets and Liabilities
Total Assets:$829,818,000710
Cash and due from depository institutions$14,912,000717
Interest-bearing balances$2,181,0001,898
Securities$89,273,0001,382
Federal funds sold & reverse repurchase agreements$4,875,0002,144
Net loans & leases$670,168,000601
Loan loss allowance$3,918,0001,236
Trading account assets$0148
Bank premises and fixed assets$8,388,0001,262
Other real estate owned$1,319,000717
Goodwill and other intangibles$5,008,000784
All other assets$35,875,000520
Life insurance assets$15,742,00044
Total liabilities and capital$829,818,000710
Total liabilities$757,067,000697
Total deposits$608,802,000724
Interest-bearing deposits$578,270,000664
Deposits held in domestic offices$608,802,000723
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$135,012,000433
Subordinated debt$0251
All other liabilities$13,253,000475
Total equity capital$72,751,000817
Total bank equity capital$72,751,000817
Perpetual preferred stock$0118
Common stock$9,0007,804
Surplus$20,602,0001,172
Undivided profits$52,140,000661
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,360,000243
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$3,934,000705
Earning assets$766,497,000703
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$816,487,670702
Average Assets, quarterly$821,723,500704
Volatile liabilities$302,914,000507
Insider loans$7,018,000880
FHLB advances$135,012,000378
Loans and leases held for sale$01,818
Unused loan commitments$203,209,000555
Tier 1 (core) risk-based capital$72,744,000753
Tier 2 risk-based capital$3,918,0001,199
Total risk weighted assets$698,777,000612
Total unused commitments$203,209,000555
Derivatives$0866
2005-03-31Rank
# of Employees:222704
Assets and Liabilities
Total Assets:$813,629,000712
Cash and due from depository institutions$9,750,000704
Interest-bearing balances$1,684,0002,208
Securities$90,702,0001,392
Federal funds sold & reverse repurchase agreements$3,035,0003,296
Net loans & leases$659,037,000594
Loan loss allowance$4,146,0001,135
Trading account assets$0148
Bank premises and fixed assets$8,455,0001,226
Other real estate owned$1,322,000704
Goodwill and other intangibles$5,107,000763
All other assets$36,221,000496
Life insurance assets$15,610,00043
Total liabilities and capital$813,629,000712
Total liabilities$741,607,000699
Total deposits$559,432,000800
Interest-bearing deposits$533,478,000719
Deposits held in domestic offices$559,432,000797
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$173,016,000351
Subordinated debt$0265
All other liabilities$9,159,000598
Total equity capital$72,022,000794
Total bank equity capital$72,022,000794
Perpetual preferred stock$0120
Common stock$9,0007,866
Surplus$20,596,0001,132
Undivided profits$51,417,000649
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,289,000273
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$3,798,000697
Earning assets$754,458,000706
Long-term assets (5+ years)$07,945
Average Assets, year-to-date$809,822,500711
Average Assets, quarterly$809,822,500711
Volatile liabilities$321,648,000463
Insider loans$6,937,000870
FHLB advances$173,016,000296
Loans and leases held for sale$01,762
Unused loan commitments$198,505,000556
Tier 1 (core) risk-based capital$72,002,000745
Tier 2 risk-based capital$4,146,0001,101
Total risk weighted assets$683,887,000611
Total unused commitments$198,505,000556
Derivatives$0790
2004-12-31Rank
# of Employees:214743
Assets and Liabilities
Total Assets:$806,016,000725
Cash and due from depository institutions$15,491,000743
Interest-bearing balances$1,937,0002,097
Securities$81,135,0001,556
Federal funds sold & reverse repurchase agreements$5,025,0002,209
Net loans & leases$651,987,000599
Loan loss allowance$4,076,0001,147
Trading account assets$0153
Bank premises and fixed assets$8,659,0001,173
Other real estate owned$312,000743
Goodwill and other intangibles$5,205,000749
All other assets$38,202,000484
Life insurance assets$15,457,00047
Total liabilities and capital$806,016,000725
Total liabilities$735,470,000715
Total deposits$571,220,000780
Interest-bearing deposits$541,939,000705
Deposits held in domestic offices$571,220,000777
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$153,029,000400
Subordinated debt$0272
All other liabilities$11,221,000529
Total equity capital$70,546,000818
Total bank equity capital$70,546,000818
Perpetual preferred stock$0118
Common stock$9,0007,908
Surplus$20,596,0001,119
Undivided profits$49,941,000681
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,064,000265
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$3,549,000740
Earning assets$740,084,000724
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$754,231,200737
Average Assets, quarterly$790,721,500727
Volatile liabilities$301,099,000484
Insider loans$6,145,000972
FHLB advances$153,029,000343
Loans and leases held for sale$01,753
Unused loan commitments$193,271,000561
Tier 1 (core) risk-based capital$70,513,000764
Tier 2 risk-based capital$4,076,0001,116
Total risk weighted assets$677,269,000618
Total unused commitments$193,271,000562
Derivatives$0774
2004-09-30Rank
# of Employees:200790
Assets and Liabilities
Total Assets:$775,427,000747
Cash and due from depository institutions$16,831,000790
Interest-bearing balances$1,010,0002,842
Securities$62,700,0001,973
Federal funds sold & reverse repurchase agreements$5,025,0002,081
Net loans & leases$641,436,000601
Loan loss allowance$4,216,0001,109
Trading account assets$0149
Bank premises and fixed assets$8,859,0001,112
Other real estate owned$795,000790
Goodwill and other intangibles$5,320,000723
All other assets$34,461,000508
Life insurance assets$15,305,00044
Total liabilities and capital$775,427,000747
Total liabilities$706,424,000731
Total deposits$533,044,000809
Interest-bearing deposits$502,595,000751
Deposits held in domestic offices$533,044,000805
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$165,034,000375
Subordinated debt$0276
All other liabilities$8,346,000626
Total equity capital$69,003,000823
Total bank equity capital$69,003,000823
Perpetual preferred stock$0124
Common stock$9,0007,951
Surplus$20,596,0001,090
Undivided profits$48,398,000684
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,448,000311
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$3,000,000920
Earning assets$710,171,000744
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$741,285,000750
Average Assets, quarterly$768,430,000743
Volatile liabilities$303,503,000474
Insider loans$6,144,000944
FHLB advances$165,034,000318
Loans and leases held for sale$01,808
Unused loan commitments$205,111,000537
Tier 1 (core) risk-based capital$68,958,000770
Tier 2 risk-based capital$4,216,0001,058
Total risk weighted assets$658,025,000629
Total unused commitments$205,111,000537
Derivatives$0770
2004-06-30Rank
# of Employees:203779
Assets and Liabilities
Total Assets:$761,433,000747
Cash and due from depository institutions$14,625,000779
Interest-bearing balances$894,0002,977
Securities$64,283,0001,945
Federal funds sold & reverse repurchase agreements$12,025,000894
Net loans & leases$623,334,000602
Loan loss allowance$4,177,0001,107
Trading account assets$0153
Bank premises and fixed assets$8,735,0001,110
Other real estate owned$70,000779
Goodwill and other intangibles$5,417,000698
All other assets$32,944,000529
Life insurance assets$15,188,00041
Total liabilities and capital$761,433,000747
Total liabilities$700,717,000734
Total deposits$558,528,000771
Interest-bearing deposits$513,488,000736
Deposits held in domestic offices$558,528,000767
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$135,040,000437
Subordinated debt$0288
All other liabilities$7,149,000657
Total equity capital$60,716,000906
Total bank equity capital$60,716,000906
Perpetual preferred stock$0126
Common stock$9,0008,005
Surplus$13,596,0001,542
Undivided profits$47,111,000677
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,136,000295
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$2,780,000942
Earning assets$700,536,000745
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$729,904,330757
Average Assets, quarterly$750,764,500748
Volatile liabilities$303,037,000461
Insider loans$6,229,000906
FHLB advances$135,040,000373
Loans and leases held for sale$01,820
Unused loan commitments$212,495,000512
Tier 1 (core) risk-based capital$60,658,000842
Tier 2 risk-based capital$4,177,0001,062
Total risk weighted assets$636,040,000635
Total unused commitments$212,495,000512
Derivatives$0740
2004-03-31Rank
# of Employees:198807
Assets and Liabilities
Total Assets:$740,096,000773
Cash and due from depository institutions$15,446,000807
Interest-bearing balances$923,0003,157
Securities$49,146,0002,491
Federal funds sold & reverse repurchase agreements$23,050,000598
Net loans & leases$608,364,000604
Loan loss allowance$4,012,0001,148
Trading account assets$0144
Bank premises and fixed assets$8,397,0001,142
Other real estate owned$270,000807
Goodwill and other intangibles$5,368,000686
All other assets$30,055,000541
Life insurance assets$15,043,00047
Total liabilities and capital$740,096,000773
Total liabilities$680,266,000756
Total deposits$555,860,000779
Interest-bearing deposits$527,060,000725
Deposits held in domestic offices$555,860,000775
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$120,045,000450
Subordinated debt$0287
All other liabilities$4,361,0001,062
Total equity capital$59,830,000942
Total bank equity capital$59,830,000942
Perpetual preferred stock$0129
Common stock$9,0008,032
Surplus$13,593,0001,520
Undivided profits$46,228,000717
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,601,000323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$2,700,000958
Earning assets$681,483,000768
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$714,140,000781
Average Assets, quarterly$714,140,000781
Volatile liabilities$271,312,000500
Insider loans$6,214,000891
FHLB advances$120,045,000389
Loans and leases held for sale$01,884
Unused loan commitments$191,802,000536
Tier 1 (core) risk-based capital$59,760,000851
Tier 2 risk-based capital$4,012,0001,097
Total risk weighted assets$612,083,000652
Total unused commitments$191,802,000536
Derivatives$0699
2003-12-31Rank
# of Employees:198811
Assets and Liabilities
Total Assets:$688,184,000821
Cash and due from depository institutions$15,237,000811
Interest-bearing balances$2,404,0001,991
Securities$40,462,0002,943
Federal funds sold & reverse repurchase agreements$50,0006,267
Net loans & leases$604,356,000606
Loan loss allowance$3,834,0001,200
Trading account assets$0168
Bank premises and fixed assets$6,971,0001,381
Other real estate owned$0811
Goodwill and other intangibles$5,419,000679
All other assets$15,689,000962
Life insurance assets$01
Total liabilities and capital$688,182,000821
Total liabilities$628,489,000808
Total deposits$501,899,000854
Interest-bearing deposits$468,624,000799
Deposits held in domestic offices$501,899,000852
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$122,102,000463
Subordinated debt$0293
All other liabilities$4,488,0001,001
Total equity capital$59,693,000928
Total bank equity capital$59,693,000928
Perpetual preferred stock$0131
Common stock$9,0008,092
Surplus$13,593,0001,483
Undivided profits$46,091,000693
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,042,000383
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$2,518,0001,054
Earning assets$647,272,000803
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$702,660,400776
Average Assets, quarterly$686,550,500815
Volatile liabilities$253,382,000522
Insider loans$6,051,000900
FHLB advances$122,102,000394
Loans and leases held for sale$01,789
Unused loan commitments$178,221,000560
Tier 1 (core) risk-based capital$59,610,000850
Tier 2 risk-based capital$3,834,0001,144
Total risk weighted assets$585,608,000678
Total unused commitments$178,221,000560
Derivatives$0665
2003-09-30Rank
# of Employees:188875
Assets and Liabilities
Total Assets:$684,917,000829
Cash and due from depository institutions$17,715,000875
Interest-bearing balances$1,599,0002,570
Securities$41,517,0002,845
Federal funds sold & reverse repurchase agreements$10,050,0001,414
Net loans & leases$587,989,000618
Loan loss allowance$3,706,0001,257
Trading account assets$0165
Bank premises and fixed assets$6,440,0001,492
Other real estate owned$0875
Goodwill and other intangibles$5,374,000684
All other assets$15,832,000952
Life insurance assets$01
Total liabilities and capital$684,917,000829
Total liabilities$625,376,000821
Total deposits$499,841,000879
Interest-bearing deposits$467,944,000820
Deposits held in domestic offices$499,841,000875
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$120,113,000457
Subordinated debt$0293
All other liabilities$5,422,000906
Total equity capital$59,541,000947
Total bank equity capital$59,541,000947
Perpetual preferred stock$0137
Common stock$9,0008,142
Surplus$13,592,0001,474
Undivided profits$45,940,000710
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,145,000471
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,581,0001,067
Earning assets$641,155,000814
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$706,279,500790
Average Assets, quarterly$714,511,000797
Volatile liabilities$254,324,000514
Insider loans$6,407,000816
FHLB advances$120,113,000387
Loans and leases held for sale$01,962
Unused loan commitments$201,037,000518
Tier 1 (core) risk-based capital$59,445,000864
Tier 2 risk-based capital$3,706,0001,181
Total risk weighted assets$570,221,000687
Total unused commitments$201,037,000519
Derivatives$0666
2003-06-30Rank
# of Employees:189873
Assets and Liabilities
Total Assets:$744,105,000766
Cash and due from depository institutions$21,730,000873
Interest-bearing balances$3,946,0001,761
Securities$2,965,0008,342
Federal funds sold & reverse repurchase agreements$83,050,000205
Net loans & leases$611,138,000590
Loan loss allowance$3,648,0001,251
Trading account assets$0170
Bank premises and fixed assets$5,869,0001,630
Other real estate owned$449,000873
Goodwill and other intangibles$4,093,000776
All other assets$14,811,000978
Life insurance assets$01
Total liabilities and capital$744,105,000766
Total liabilities$686,449,000745
Total deposits$561,213,000773
Interest-bearing deposits$520,232,000730
Deposits held in domestic offices$561,213,000770
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$120,123,000460
Subordinated debt$0266
All other liabilities$5,113,000993
Total equity capital$57,656,000957
Total bank equity capital$57,656,000957
Perpetual preferred stock$0140
Common stock$9,0008,172
Surplus$13,567,0001,443
Undivided profits$44,080,000745
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,713,000458
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,686,0001,007
Earning assets$701,099,000742
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$713,400,330775
Average Assets, quarterly$718,076,000779
Volatile liabilities$273,186,000491
Insider loans$5,774,000900
FHLB advances$120,123,000392
Loans and leases held for sale$02,044
Unused loan commitments$207,625,000519
Tier 1 (core) risk-based capital$57,548,000870
Tier 2 risk-based capital$3,648,0001,156
Total risk weighted assets$535,618,000715
Total unused commitments$207,625,000519
Derivatives$0623
2003-03-31Rank
# of Employees:182906
Assets and Liabilities
Total Assets:$692,047,000804
Cash and due from depository institutions$14,173,000906
Interest-bearing balances$1,468,0002,831
Securities$33,641,0003,233
Federal funds sold & reverse repurchase agreements$3,050,0004,388
Net loans & leases$615,913,000572
Loan loss allowance$3,773,0001,200
Trading account assets$0169
Bank premises and fixed assets$5,804,0001,615
Other real estate owned$534,000906
Goodwill and other intangibles$3,882,000796
All other assets$15,050,000945
Life insurance assets$01
Total liabilities and capital$692,047,000804
Total liabilities$635,431,000787
Total deposits$511,654,000836
Interest-bearing deposits$480,549,000784
Deposits held in domestic offices$511,654,000833
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$120,133,000447
Subordinated debt$0265
All other liabilities$3,644,0001,297
Total equity capital$56,616,000952
Total bank equity capital$56,616,000952
Perpetual preferred stock$0141
Common stock$9,0008,214
Surplus$13,567,0001,420
Undivided profits$43,040,000739
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,467,000399
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$3,260,000825
Earning assets$654,072,000787
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$698,048,000785
Average Assets, quarterly$698,048,000785
Volatile liabilities$255,832,000508
Insider loans$6,702,000762
FHLB advances$120,133,000375
Loans and leases held for sale$01,961
Unused loan commitments$188,638,000529
Tier 1 (core) risk-based capital$56,495,000875
Tier 2 risk-based capital$3,773,0001,109
Total risk weighted assets$521,694,000718
Total unused commitments$188,638,000530
Derivatives$0578
2002-12-31Rank
# of Employees:183892
Assets and Liabilities
Total Assets:$704,049,000771
Cash and due from depository institutions$20,198,000892
Interest-bearing balances$9,380,000848
Securities$39,508,0002,842
Federal funds sold & reverse repurchase agreements$3,050,0003,906
Net loans & leases$616,361,000567
Loan loss allowance$3,872,0001,139
Trading account assets$0170
Bank premises and fixed assets$5,299,0001,752
Other real estate owned$534,000892
Goodwill and other intangibles$3,907,000773
All other assets$15,192,000918
Life insurance assets$01
Total liabilities and capital$704,049,000771
Total liabilities$648,504,000752
Total deposits$523,828,000795
Interest-bearing deposits$492,412,000729
Deposits held in domestic offices$523,828,000792
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$120,710,000444
Subordinated debt$0258
All other liabilities$3,966,0001,176
Total equity capital$55,545,000945
Total bank equity capital$55,545,000945
Perpetual preferred stock$0142
Common stock$9,0008,251
Surplus$13,567,0001,387
Undivided profits$41,969,000737
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,264,000475
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$3,025,000924
Earning assets$668,299,000744
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$695,831,000737
Average Assets, quarterly$701,476,000763
Volatile liabilities$258,335,000497
Insider loans$6,187,000803
FHLB advances$120,710,000369
Loans and leases held for sale$01,889
Unused loan commitments$152,580,000586
Tier 1 (core) risk-based capital$55,412,000870
Tier 2 risk-based capital$3,872,0001,056
Total risk weighted assets$520,921,000708
Total unused commitments$152,580,000586
Derivatives$0527
2001-12-31Rank
# of Employees:166973
Assets and Liabilities
Total Assets:$700,827,000728
Cash and due from depository institutions$13,942,000973
Interest-bearing balances$891,0003,131
Securities$60,725,0001,848
Federal funds sold & reverse repurchase agreements$50,0007,025
Net loans & leases$602,911,000567
Loan loss allowance$3,745,0001,123
Trading account assets$0182
Bank premises and fixed assets$4,122,0002,190
Other real estate owned$607,000973
Goodwill and other intangibles$2,465,000939
All other assets$16,005,000840
Life insurance assets$01
Total liabilities and capital$700,827,000728
Total liabilities$650,294,000717
Total deposits$475,687,000830
Interest-bearing deposits$445,545,000757
Deposits held in domestic offices$475,687,000827
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$170,833,000338
Subordinated debt$0241
All other liabilities$3,774,0001,211
Total equity capital$50,533,000966
Total bank equity capital$50,533,000966
Perpetual preferred stock$0158
Common stock$9,0008,471
Surplus$13,414,0001,344
Undivided profits$37,110,000768
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,046,000521
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$3,327,000916
Earning assets$664,577,000706
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$690,856,200716
Average Assets, quarterly$688,550,500742
Volatile liabilities$298,981,000446
Insider loans$6,268,000763
FHLB advances$170,833,000271
Loans and leases held for sale$01,749
Unused loan commitments$143,476,000587
Tier 1 (core) risk-based capital$50,349,000903
Tier 2 risk-based capital$3,745,0001,054
Total risk weighted assets$510,199,000691
Total unused commitments$143,476,000587
Derivatives$0450
2000-12-31Rank
# of Employees:1471,098
Assets and Liabilities
Total Assets:$661,080,000763
Cash and due from depository institutions$12,920,0001,098
Interest-bearing balances$1,087,0002,296
Securities$81,925,0001,365
Federal funds sold & reverse repurchase agreements$2,050,0004,170
Net loans & leases$546,112,000609
Loan loss allowance$3,312,0001,196
Trading account assets$0175
Bank premises and fixed assets$2,769,0003,115
Other real estate owned$449,0001,098
Goodwill and other intangibles$1,058,0001,400
All other assets$13,797,000776
Life insurance assets$01
Total liabilities and capital$661,080,000763
Total liabilities$616,385,000737
Total deposits$510,053,000752
Interest-bearing deposits$486,850,000687
Deposits held in domestic offices$510,053,000748
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$103,939,000458
Subordinated debt$0239
All other liabilities$2,393,0001,780
Total equity capital$44,695,0001,039
Total bank equity capital$44,695,0001,039
Perpetual preferred stock$0178
Common stock$9,0008,744
Surplus$13,414,0001,289
Undivided profits$31,272,000845
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,565,000727
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$3,405,000726
Earning assets$631,174,000730
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$603,058,600797
Average Assets, quarterly$654,546,000757
Volatile liabilities$232,310,000534
Insider loans$1,778,0002,561
FHLB advances$103,939,000134
Loans and leases held for sale$01,442
Unused loan commitments$109,116,000672
Tier 1 (core) risk-based capital$44,461,000984
Tier 2 risk-based capital$3,312,0001,132
Total risk weighted assets$469,072,000728
Total unused commitments$109,116,000672
Derivatives$0481
1999-12-31Rank
# of Employees:1381,212
Assets and Liabilities
Total Assets:$525,932,000924
Cash and due from depository institutions$10,495,0001,212
Interest-bearing balances$448,0003,252
Securities$46,653,0002,430
Federal funds sold & reverse repurchase agreements$7,050,0001,355
Net loans & leases$448,808,000723
Loan loss allowance$3,071,0001,250
Trading account assets$0165
Bank premises and fixed assets$1,795,0004,312
Other real estate owned$43,0001,212
Goodwill and other intangibles$755,0001,654
All other assets$10,333,000969
Life insurance assets$01
Total liabilities and capital$525,932,000924
Total liabilities$488,794,000912
Total deposits$416,836,000899
Interest-bearing deposits$395,884,000817
Deposits held in domestic offices$416,836,000894
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$70,008,000606
Subordinated debt$0242
All other liabilities$1,950,0001,903
Total equity capital$37,138,0001,214
Total bank equity capital$37,138,0001,214
Perpetual preferred stock$0193
Common stock$9,0009,050
Surplus$12,149,0001,369
Undivided profits$24,980,0001,001
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,051,000404
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$2,518,000845
Earning assets$502,959,000898
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$465,761,600988
Average Assets, quarterly$497,060,500965
Volatile liabilities$165,179,000688
Insider loans$1,805,0002,412
FHLB advances$70,008,000165
Loans and leases held for sale$01,487
Unused loan commitments$111,258,000693
Tier 1 (core) risk-based capital$37,138,0001,186
Tier 2 risk-based capital$3,042,0001,182
Total risk weighted assets$387,204,000842
Total unused commitments$111,258,000693
Derivatives$0488
1998-12-31Rank
# of Employees:1301,283
Assets and Liabilities
Total Assets:$442,564,0001,048
Cash and due from depository institutions$9,622,0001,283
Interest-bearing balances$2,353,0001,979
Securities$17,720,0005,238
Federal funds sold & reverse repurchase agreements$14,375,0001,145
Net loans & leases$388,953,000764
Loan loss allowance$2,537,0001,434
Trading account assets$0197
Bank premises and fixed assets$2,088,0003,784
Other real estate owned$469,0001,283
Goodwill and other intangibles$696,0001,629
All other assets$8,641,000984
Life insurance assets$01
Total liabilities and capital$442,564,0001,048
Total liabilities$409,374,0001,031
Total deposits$356,577,0001,032
Interest-bearing deposits$335,848,000948
Deposits held in domestic offices$356,577,0001,029
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$51,179,000599
Subordinated debt$0255
All other liabilities$1,618,0002,379
Total equity capital$33,190,0001,362
Total bank equity capital$33,190,0001,362
Perpetual preferred stock$0199
Common stock$9,0009,259
Surplus$12,149,0001,297
Undivided profits$21,032,0001,230
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,084,000542
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$2,286,000904
Earning assets$423,401,0001,012
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$427,105,2001,035
Average Assets, quarterly$437,250,5001,047
Volatile liabilities$119,622,000736
Insider loans$1,845,0002,251
FHLB advances$51,179,000176
Loans and leases held for sale$01,681
Unused loan commitments$90,123,000765
Tier 1 (core) risk-based capital$33,190,0001,274
Tier 2 risk-based capital$2,537,0001,319
Total risk weighted assets$329,744,000899
Total unused commitments$95,123,000745
Derivatives$0527
1997-12-31Rank
# of Employees:1261,407
Assets and Liabilities
Total Assets:$399,428,0001,171
Cash and due from depository institutions$7,892,0001,407
Interest-bearing balances$349,0003,457
Securities$14,365,0006,137
Federal funds sold & reverse repurchase agreements$2,875,0004,066
Net loans & leases$363,811,000829
Loan loss allowance$2,538,0001,450
Trading account assets$0203
Bank premises and fixed assets$1,761,0004,218
Other real estate owned$1,101,0001,407
Goodwill and other intangibles$478,0001,794
All other assets$7,145,0001,117
Life insurance assets$01
Total liabilities and capital$399,428,0001,171
Total liabilities$370,204,0001,151
Total deposits$329,136,0001,132
Interest-bearing deposits$312,141,0001,034
Deposits held in domestic offices$329,136,0001,127
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$39,866,000655
Subordinated debt$0260
All other liabilities$1,202,0003,070
Total equity capital$29,224,0001,550
Total bank equity capital$29,224,0001,550
Perpetual preferred stock$0223
Common stock$9,0009,651
Surplus$12,149,0001,295
Undivided profits$17,066,0001,537
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,106,000914
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$2,173,0001,001
Earning assets$381,400,0001,129
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$374,253,6001,181
Average Assets, quarterly$392,845,5001,170
Volatile liabilities$100,134,000836
Insider loans$1,647,0002,434
FHLB advances$39,866,000212
Loans and leases held for sale$01,579
Unused loan commitments$71,820,000832
Tier 1 (core) risk-based capital$29,224,0001,458
Tier 2 risk-based capital$2,538,0001,244
Total risk weighted assets$301,709,000983
Total unused commitments$71,820,000835
Derivatives$0533
1996-12-31Rank
# of Employees:1231,527
Assets and Liabilities
Total Assets:$350,781,0001,347
Cash and due from depository institutions$7,809,0001,527
Interest-bearing balances$758,0002,659
Securities$14,536,0006,552
Federal funds sold & reverse repurchase agreements$1,875,0005,087
Net loans & leases$319,197,000974
Loan loss allowance$2,517,0001,550
Trading account assets$0240
Bank premises and fixed assets$2,015,0003,749
Other real estate owned$01,527
Goodwill and other intangibles$03,437
All other assets$5,349,0001,498
Life insurance assets$01
Total liabilities and capital$350,781,0001,347
Total liabilities$325,549,0001,317
Total deposits$289,303,0001,328
Interest-bearing deposits$274,533,0001,212
Deposits held in domestic offices$289,303,0001,323
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$34,944,000710
Subordinated debt$0298
All other liabilities$1,302,0002,878
Total equity capital$25,232,0001,788
Total bank equity capital$25,232,0001,788
Perpetual preferred stock$0250
Common stock$9,00010,116
Surplus$12,149,0001,357
Undivided profits$13,074,0001,977
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,636,0001,221
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,989,0001,096
Earning assets$336,366,0001,296
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$334,198,8001,360
Average Assets, quarterly$349,344,0001,342
Volatile liabilities$78,161,0001,029
Insider loans$1,250,0003,066
FHLB advances$34,944,000243
Loans and leases held for sale$01,560
Unused loan commitments$32,941,0001,434
Tier 1 (core) risk-based capital$25,232,0001,703
Tier 2 risk-based capital$2,433,0001,323
Total risk weighted assets$268,599,0001,107
Total unused commitments$32,941,0001,442
Derivatives$0549
1995-12-31Rank
# of Employees:1171,639
Assets and Liabilities
Total Assets:$315,079,0001,512
Cash and due from depository institutions$10,889,0001,639
Interest-bearing balances$538,0003,209
Securities$9,281,0008,529
Federal funds sold & reverse repurchase agreements$17,275,000824
Net loans & leases$269,621,0001,110
Loan loss allowance$2,665,0001,520
Trading account assets$0261
Bank premises and fixed assets$2,734,0002,771
Other real estate owned$01,639
Goodwill and other intangibles$03,181
All other assets$5,279,0001,547
Life insurance assets$01
Total liabilities and capital$315,079,0001,512
Total liabilities$292,714,0001,475
Total deposits$291,977,0001,341
Interest-bearing deposits$279,134,0001,226
Deposits held in domestic offices$291,977,0001,328
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$737,0004,688
Total equity capital$22,365,0002,014
Total bank equity capital$22,365,0002,014
Perpetual preferred stock$0288
Common stock$9,00010,580
Surplus$11,921,0001,386
Undivided profits$10,435,0002,499
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,839,000953
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,621,0001,370
Earning assets$296,715,0001,478
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$305,871,0001,492
Average Assets, quarterly$312,684,0001,512
Volatile liabilities$38,339,0001,556
Insider loans$1,630,0002,571
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$26,893,0001,619
Tier 1 (core) risk-based capital$22,365,0001,926
Tier 2 risk-based capital$2,252,0001,417
Total risk weighted assets$215,215,0001,341
Total unused commitments$26,893,0001,631
Derivatives$0628
1994-12-31Rank
# of Employees:1201,657
Assets and Liabilities
Total Assets:$282,556,0001,627
Cash and due from depository institutions$5,797,0001,657
Interest-bearing balances$21,0006,463
Securities$33,286,0003,901
Federal funds sold & reverse repurchase agreements$225,0007,660
Net loans & leases$232,468,0001,232
Loan loss allowance$2,446,0001,678
Trading account assets$0286
Bank premises and fixed assets$1,914,0003,790
Other real estate owned$-8,0001,657
Goodwill and other intangibles$03,133
All other assets$8,874,0001,074
Life insurance assets$01
Total liabilities and capital$282,556,0001,627
Total liabilities$265,608,0001,587
Total deposits$230,151,0001,648
Interest-bearing deposits$222,310,0001,490
Deposits held in domestic offices$230,151,0001,638
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$29,000,000728
Subordinated debt$0372
All other liabilities$6,457,000773
Total equity capital$16,948,0002,399
Total bank equity capital$16,948,0002,399
Perpetual preferred stock$0310
Common stock$9,00011,154
Surplus$8,161,0001,834
Undivided profits$8,778,0002,650
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,489,0001,046
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,279,0001,525
Earning assets$266,000,0001,586
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$249,008,4001,795
Average Assets, quarterly$272,224,5001,676
Volatile liabilities$51,068,0001,243
Insider loans$1,706,0002,389
FHLB advances$29,000,000278
Loans and leases held for sale$01,430
Unused loan commitments$22,075,0001,788
Tier 1 (core) risk-based capital$16,587,0002,487
Tier 2 risk-based capital$1,876,0001,679
Total risk weighted assets$187,067,0001,495
Total unused commitments$22,075,0001,801
Derivatives$0687
1993-12-31Rank
# of Employees:1101,902
Assets and Liabilities
Total Assets:$230,524,0002,013
Cash and due from depository institutions$9,258,0001,902
Interest-bearing balances$470,0004,483
Securities$6,420,00010,578
Federal funds sold & reverse repurchase agreements$9,225,0001,485
Net loans & leases$195,838,0001,419
Loan loss allowance$2,755,0001,587
Trading account assets$0330
Bank premises and fixed assets$1,508,0004,640
Other real estate owned$475,0001,902
Goodwill and other intangibles$03,091
All other assets$7,800,0001,144
Life insurance assets$01
Total liabilities and capital$230,524,0002,013
Total liabilities$216,410,0001,970
Total deposits$191,908,0002,074
Interest-bearing deposits$182,554,0001,885
Deposits held in domestic offices$191,908,0002,062
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$17,560,000825
Subordinated debt$0413
All other liabilities$6,942,000771
Total equity capital$14,114,0002,861
Total bank equity capital$14,114,0002,861
Perpetual preferred stock$0343
Common stock$8,00011,694
Surplus$8,066,0001,775
Undivided profits$6,040,0003,754
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,346,0001,308
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,096,0001,578
Earning assets$211,953,0002,019
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$202,866,4002,219
Average Assets, quarterly$217,751,0002,114
Volatile liabilities$33,401,0001,618
Insider loans$1,696,0002,404
FHLB advances$17,560,000324
Loans and leases held for sale$01,681
Unused loan commitments$11,205,0002,841
Tier 1 (core) risk-based capital$13,713,0002,880
Tier 2 risk-based capital$1,785,0001,737
Total risk weighted assets$142,391,0001,906
Total unused commitments$11,205,0002,864
Derivatives$0714
1992-12-31Rank
# of Employees:1022,114
Assets and Liabilities
Total Assets:$192,641,0002,458
Cash and due from depository institutions$9,754,0002,114
Interest-bearing balances$2,787,0002,204
Securities$13,604,0007,794
Federal funds sold & reverse repurchase agreements$9,525,0001,724
Net loans & leases$152,031,0001,843
Loan loss allowance$2,546,0001,729
Trading account assets$0344
Bank premises and fixed assets$1,449,0004,798
Other real estate owned$2,257,0002,114
Goodwill and other intangibles$03,106
All other assets$4,021,0001,963
Life insurance assets$01
Total liabilities and capital$192,641,0002,458
Total liabilities$182,132,0002,400
Total deposits$171,116,0002,411
Interest-bearing deposits$164,670,0002,202
Deposits held in domestic offices$171,116,0002,405
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$2,560,0001,772
Subordinated debt$0482
All other liabilities$8,456,000682
Total equity capital$10,509,0003,688
Total bank equity capital$10,509,0003,688
Perpetual preferred stock$0346
Common stock$9,00012,228
Surplus$8,066,0001,717
Undivided profits$2,434,0006,730
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,887,0001,724
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,053,0001,855
Earning assets$177,947,0002,417
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$199,669,6002,313
Average Assets, quarterly$196,129,0002,397
Volatile liabilities$11,091,0003,814
Insider loans$09,493
FHLB advances$2,560,000609
Loans and leases held for sale$01,207
Unused loan commitments$5,216,0004,509
Tier 1 (core) risk-based capital$10,345,0003,693
Tier 2 risk-based capital$1,411,0002,175
Total risk weighted assets$112,085,0002,427
Total unused commitments$5,216,0004,534
Derivatives$0651