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Park View Federal Savings Bank, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$20,524,000930
Total interest expense$3,743,000699
Net interest income$16,781,000979
Provision for loan and lease losses$04,941
Total noninterest income$6,608,000753
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$377,0002,383
Trading account gains and fees$0180
Additional Noninterest Income$6,231,000566
Total noninterest expense$18,193,000846
Salaries and employee benefits$9,807,000828
Premises and equipment expense$2,834,000659
Additional noninterest expense$5,552,000915
Pre-tax net operating income$5,196,0001,103
Securities gains (losses)$03,040
Applicable income taxes$-987,0006,832
Income before extraordinary items$6,183,000782
Extraordinary gains, net$025
Net income$6,183,000783
Minority interest net income$084
Net income of bank and minority interests.$6,183,000784
Net charge-offs$1,095,000933
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$270,000295
Net operating income$6,183,000759
2013-06-30 (YTD Data)Rank
Total interest income$13,764,000914
Total interest expense$2,518,000713
Net interest income$11,246,000957
Provision for loan and lease losses$04,788
Total noninterest income$5,742,000616
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$247,0002,385
Trading account gains and fees$0157
Additional Noninterest Income$5,495,000468
Total noninterest expense$12,681,000803
Salaries and employee benefits$6,825,000793
Premises and equipment expense$1,894,000656
Additional noninterest expense$3,962,000855
Pre-tax net operating income$4,307,000880
Securities gains (losses)$02,791
Applicable income taxes$-1,289,0006,907
Income before extraordinary items$5,596,000602
Extraordinary gains, net$022
Net income$5,596,000601
Minority interest net income$082
Net income of bank and minority interests.$5,596,000604
Net charge-offs$1,214,000676
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$173,000281
Net operating income$5,596,000572
2013-03-31 (YTD Data)Rank
Total interest income$6,893,000918
Total interest expense$1,268,000731
Net interest income$5,625,000950
Provision for loan and lease losses$04,409
Total noninterest income$3,064,000600
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$125,0002,352
Trading account gains and fees$0148
Additional Noninterest Income$2,939,000464
Total noninterest expense$6,609,000781
Salaries and employee benefits$3,429,000798
Premises and equipment expense$951,000658
Additional noninterest expense$2,229,000766
Pre-tax net operating income$2,080,000899
Securities gains (losses)$01,966
Applicable income taxes$73,0002,694
Income before extraordinary items$2,007,000778
Extraordinary gains, net$010
Net income$2,007,000779
Minority interest net income$076
Net income of bank and minority interests.$2,007,000780
Net charge-offs$220,0001,281
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$94,000251
Net operating income$2,007,000741
2012-12-31 (YTD Data)Rank
Total interest income$29,028,000905
Total interest expense$6,595,000645
Net interest income$22,433,000971
Provision for loan and lease losses$5,566,000470
Total noninterest income$13,254,000558
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$536,0002,347
Trading account gains and fees$0166
Additional Noninterest Income$12,718,000418
Total noninterest expense$26,171,000765
Salaries and employee benefits$12,960,000809
Premises and equipment expense$4,293,000559
Additional noninterest expense$8,918,000783
Pre-tax net operating income$3,950,0001,670
Securities gains (losses)$03,810
Applicable income taxes$-307,0006,838
Income before extraordinary items$4,257,0001,379
Extraordinary gains, net$029
Net income$4,257,0001,380
Minority interest net income$093
Net income of bank and minority interests.$4,257,0001,380
Net charge-offs$7,941,000387
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$595,000281
Net operating income$4,257,0001,304
2012-09-30 (YTD Data)Rank
Total interest income$21,815,000919
Total interest expense$5,164,000652
Net interest income$16,651,000992
Provision for loan and lease losses$4,566,000439
Total noninterest income$9,285,000568
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$409,0002,348
Trading account gains and fees$0157
Additional Noninterest Income$8,876,000431
Total noninterest expense$19,945,000753
Salaries and employee benefits$9,585,000818
Premises and equipment expense$3,246,000557
Additional noninterest expense$7,114,000738
Pre-tax net operating income$1,425,0002,985
Securities gains (losses)$03,575
Applicable income taxes$-364,0007,016
Income before extraordinary items$1,789,0002,307
Extraordinary gains, net$020
Net income$1,789,0002,307
Minority interest net income$086
Net income of bank and minority interests.$1,789,0002,307
Net charge-offs$5,945,000402
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$496,000244
Net operating income$1,789,0002,182
2012-06-30 (YTD Data)Rank
Total interest income$14,556,000920
Total interest expense$3,577,000649
Net interest income$10,979,0001,004
Provision for loan and lease losses$3,516,000396
Total noninterest income$6,203,000570
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$280,0002,278
Trading account gains and fees$0153
Additional Noninterest Income$5,923,000419
Total noninterest expense$13,456,000745
Salaries and employee benefits$6,371,000818
Premises and equipment expense$2,200,000551
Additional noninterest expense$4,885,000711
Pre-tax net operating income$210,0005,251
Securities gains (losses)$03,178
Applicable income taxes$-364,0007,115
Income before extraordinary items$574,0003,734
Extraordinary gains, net$019
Net income$574,0003,735
Minority interest net income$084
Net income of bank and minority interests.$574,0003,736
Net charge-offs$4,978,000338
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$234,000246
Net operating income$574,0003,543
2012-03-31 (YTD Data)Rank
Total interest income$7,345,000913
Total interest expense$1,850,000644
Net interest income$5,495,000997
Provision for loan and lease losses$2,016,000346
Total noninterest income$3,010,000583
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$138,0002,285
Trading account gains and fees$0148
Additional Noninterest Income$2,872,000429
Total noninterest expense$6,471,000764
Salaries and employee benefits$3,084,000836
Premises and equipment expense$1,133,000539
Additional noninterest expense$2,254,000765
Pre-tax net operating income$18,0006,242
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$18,0006,346
Extraordinary gains, net$019
Net income$18,0006,345
Minority interest net income$078
Net income of bank and minority interests.$18,0006,346
Net charge-offs$2,617,000325
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$149,000184
Net operating income$18,0006,215
2011-12-31 (YTD Data)Rank
Total interest income$30,649,000914
Total interest expense$9,563,000602
Net interest income$21,086,0001,048
Provision for loan and lease losses$8,556,000479
Total noninterest income$4,579,0001,112
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$4,579,000754
Total noninterest expense$24,752,000799
Salaries and employee benefits$12,405,000796
Premises and equipment expense$4,098,000613
Additional noninterest expense$8,249,000865
Pre-tax net operating income$-7,643,0007,160
Securities gains (losses)$03,838
Applicable income taxes$24,0004,054
Income before extraordinary items$-7,667,0007,161
Extraordinary gains, net$029
Net income$-7,667,0007,159
Minority interest net income$096
Net income of bank and minority interests.$-7,667,0007,161
Net charge-offs$12,144,000375
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-7,667,0007,155
2011-09-30 (YTD Data)Rank
Total interest income$23,168,000923
Total interest expense$7,519,000594
Net interest income$15,649,0001,072
Provision for loan and lease losses$6,590,000482
Total noninterest income$3,252,0001,171
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$3,252,000785
Total noninterest expense$17,977,000828
Salaries and employee benefits$9,381,000791
Premises and equipment expense$2,968,000638
Additional noninterest expense$5,628,000940
Pre-tax net operating income$-5,666,0007,256
Securities gains (losses)$03,555
Applicable income taxes$24,0003,977
Income before extraordinary items$-5,690,0007,274
Extraordinary gains, net$021
Net income$-5,690,0007,273
Minority interest net income$087
Net income of bank and minority interests.$-5,690,0007,273
Net charge-offs$8,410,000407
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-5,690,0007,268
2011-06-30 (YTD Data)Rank
Total interest income$15,770,000912
Total interest expense$5,309,000586
Net interest income$10,461,0001,065
Provision for loan and lease losses$5,090,000429
Total noninterest income$2,047,0001,208
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$2,047,000822
Total noninterest expense$12,086,000827
Salaries and employee benefits$6,224,000799
Premises and equipment expense$1,952,000650
Additional noninterest expense$3,910,000927
Pre-tax net operating income$-4,668,0007,360
Securities gains (losses)$02,914
Applicable income taxes$117,0002,731
Income before extraordinary items$-4,785,0007,369
Extraordinary gains, net$015
Net income$-4,785,0007,369
Minority interest net income$089
Net income of bank and minority interests.$-4,785,0007,369
Net charge-offs$5,871,000405
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,785,0007,366
2011-03-31 (YTD Data)Rank
Total interest income$8,008,000901
Total interest expense$2,988,000537
Net interest income$5,020,0001,107
Provision for loan and lease losses$2,090,000500
Total noninterest income$320,0002,725
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$320,0001,830
Total noninterest expense$6,011,000834
Salaries and employee benefits$3,055,000834
Premises and equipment expense$995,000656
Additional noninterest expense$1,961,000916
Pre-tax net operating income$-2,761,0007,443
Securities gains (losses)$01,772
Applicable income taxes$80,0002,425
Income before extraordinary items$-2,841,0007,444
Extraordinary gains, net$09
Net income$-2,841,0007,444
Minority interest net income$086
Net income of bank and minority interests.$-2,841,0007,444
Net charge-offs$3,272,000372
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,841,0007,446
2010-12-31 (YTD Data)Rank
Total interest income$35,767,000846
Total interest expense$14,805,000533
Net interest income$20,962,0001,057
Provision for loan and lease losses$18,218,000408
Total noninterest income$1,348,0002,704
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,348,0001,804
Total noninterest expense$22,841,000886
Salaries and employee benefits$10,318,000944
Premises and equipment expense$4,093,000624
Additional noninterest expense$8,430,000876
Pre-tax net operating income$-18,749,0007,509
Securities gains (losses)$3,314,000164
Applicable income taxes$-3,389,0007,547
Income before extraordinary items$-12,046,0007,424
Extraordinary gains, net$029
Net income$-12,046,0007,424
Minority interest net income$0111
Net income of bank and minority interests.$-12,046,0007,424
Net charge-offs$18,951,000352
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-14,630,9207,457
2010-09-30 (YTD Data)Rank
Total interest income$27,409,000836
Total interest expense$11,566,000526
Net interest income$15,843,0001,050
Provision for loan and lease losses$13,718,000386
Total noninterest income$-1,063,0007,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$-1,063,0007,664
Total noninterest expense$16,808,000885
Salaries and employee benefits$7,654,000948
Premises and equipment expense$3,069,000621
Additional noninterest expense$6,085,000880
Pre-tax net operating income$-15,746,0007,632
Securities gains (losses)$3,314,000130
Applicable income taxes$-4,251,0007,681
Income before extraordinary items$-8,181,0007,537
Extraordinary gains, net$023
Net income$-8,181,0007,537
Minority interest net income$0110
Net income of bank and minority interests.$-8,181,0007,537
Net charge-offs$14,051,000347
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-10,368,2407,579
2010-06-30 (YTD Data)Rank
Total interest income$18,556,000837
Total interest expense$8,001,000525
Net interest income$10,555,0001,052
Provision for loan and lease losses$10,918,000336
Total noninterest income$-585,0007,755
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$-585,0007,724
Total noninterest expense$11,098,000895
Salaries and employee benefits$4,980,000969
Premises and equipment expense$2,061,000627
Additional noninterest expense$4,057,000883
Pre-tax net operating income$-12,046,0007,706
Securities gains (losses)$780,000326
Applicable income taxes$-3,850,0007,758
Income before extraordinary items$-7,416,0007,655
Extraordinary gains, net$019
Net income$-7,416,0007,655
Minority interest net income$0105
Net income of bank and minority interests.$-7,416,0007,655
Net charge-offs$10,038,000336
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-7,930,8007,666
2010-03-31 (YTD Data)Rank
Total interest income$9,380,000842
Total interest expense$4,106,000544
Net interest income$5,274,0001,062
Provision for loan and lease losses$7,000,000290
Total noninterest income$160,0004,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$160,0002,728
Total noninterest expense$5,393,000925
Salaries and employee benefits$2,370,0001,039
Premises and equipment expense$1,079,000616
Additional noninterest expense$1,944,000916
Pre-tax net operating income$-6,959,0007,813
Securities gains (losses)$24,0001,449
Applicable income taxes$-2,329,0007,872
Income before extraordinary items$-4,606,0007,779
Extraordinary gains, net$016
Net income$-4,606,0007,780
Minority interest net income$091
Net income of bank and minority interests.$-4,606,0007,780
Net charge-offs$6,672,000262
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-4,621,8407,769
2009-12-31 (YTD Data)Rank
Total interest income$42,219,000792
Total interest expense$21,958,000511
Net interest income$20,261,0001,081
Provision for loan and lease losses$30,951,000363
Total noninterest income$-2,334,0007,975
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$-2,334,0007,959
Total noninterest expense$24,941,000846
Salaries and employee benefits$10,515,000929
Premises and equipment expense$4,371,000607
Additional noninterest expense$10,055,000785
Pre-tax net operating income$-37,965,0007,834
Securities gains (losses)$10,048,00072
Applicable income taxes$-8,991,0007,856
Income before extraordinary items$-18,926,0007,723
Extraordinary gains, net$034
Net income$-18,926,0007,721
Minority interest net income$0115
Net income of bank and minority interests.$-18,926,0007,721
Net charge-offs$26,699,000320
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-25,758,6407,791
2009-09-30 (YTD Data)Rank
Total interest income$32,206,000795
Total interest expense$17,295,000516
Net interest income$14,911,0001,104
Provision for loan and lease losses$28,701,000308
Total noninterest income$-2,152,0008,069
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$-2,152,0008,063
Total noninterest expense$18,950,000827
Salaries and employee benefits$8,025,000934
Premises and equipment expense$3,376,000595
Additional noninterest expense$7,549,000760
Pre-tax net operating income$-34,892,0007,945
Securities gains (losses)$8,720,00074
Applicable income taxes$-8,417,0007,961
Income before extraordinary items$-17,755,0007,879
Extraordinary gains, net$027
Net income$-17,755,0007,879
Minority interest net income$0118
Net income of bank and minority interests.$-17,755,0007,879
Net charge-offs$24,526,000256
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-23,684,6007,912
2009-06-30 (YTD Data)Rank
Total interest income$22,208,000790
Total interest expense$12,037,000530
Net interest income$10,171,0001,076
Provision for loan and lease losses$26,941,000236
Total noninterest income$-1,227,0008,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$-1,227,0008,136
Total noninterest expense$13,305,000800
Salaries and employee benefits$5,484,000924
Premises and equipment expense$2,287,000605
Additional noninterest expense$5,534,000703
Pre-tax net operating income$-31,302,0008,066
Securities gains (losses)$7,093,00075
Applicable income taxes$-7,742,0008,079
Income before extraordinary items$-16,467,0008,017
Extraordinary gains, net$021
Net income$-16,467,0008,017
Minority interest net income$0112
Net income of bank and minority interests.$-16,467,0008,017
Net charge-offs$22,405,000220
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-21,290,2408,036
2009-03-31 (YTD Data)Rank
Total interest income$10,937,000806
Total interest expense$6,258,000522
Net interest income$4,679,0001,178
Provision for loan and lease losses$15,691,000183
Total noninterest income$64,0006,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$64,0004,408
Total noninterest expense$4,693,0001,072
Salaries and employee benefits$2,389,0001,062
Premises and equipment expense$1,096,000645
Additional noninterest expense$1,208,0001,349
Pre-tax net operating income$-15,641,0008,138
Securities gains (losses)$2,925,00091
Applicable income taxes$-4,136,0008,143
Income before extraordinary items$-8,580,0008,112
Extraordinary gains, net$015
Net income$-8,580,0008,112
Minority interest net income$0102
Net income of bank and minority interests.$-8,580,0008,112
Net charge-offs$13,387,000168
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-10,539,7508,124
2008-12-31 (YTD Data)Rank
Total interest income$50,797,000729
Total interest expense$28,921,000548
Net interest income$21,876,000984
Provision for loan and lease losses$9,882,000602
Total noninterest income$1,409,0002,747
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,409,0001,670
Total noninterest expense$19,143,0001,034
Salaries and employee benefits$11,214,000886
Premises and equipment expense$3,976,000692
Additional noninterest expense$3,953,0001,566
Pre-tax net operating income$-5,740,0007,844
Securities gains (losses)$-452,0007,515
Applicable income taxes$-1,455,0007,832
Income before extraordinary items$-4,737,0007,798
Extraordinary gains, net$039
Net income$-4,737,0007,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,755,000604
Cash dividends$4,000,000688
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,388,9607,826
2008-09-30 (YTD Data)Rank
Total interest income$38,834,000739
Total interest expense$21,772,000572
Net interest income$17,062,000954
Provision for loan and lease losses$6,241,000559
Total noninterest income$1,346,0002,386
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,346,0001,468
Total noninterest expense$13,866,0001,062
Salaries and employee benefits$8,199,000941
Premises and equipment expense$2,866,000723
Additional noninterest expense$2,801,0001,596
Pre-tax net operating income$-1,699,0007,790
Securities gains (losses)$-1,111,0007,954
Applicable income taxes$-565,0007,911
Income before extraordinary items$-2,245,0007,911
Extraordinary gains, net$031
Net income$-2,245,0007,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,802,000546
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,356,2007,755
2008-06-30 (YTD Data)Rank
Total interest income$26,474,000735
Total interest expense$14,922,000575
Net interest income$11,552,000935
Provision for loan and lease losses$5,550,000402
Total noninterest income$763,0002,687
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$763,0001,684
Total noninterest expense$9,311,0001,054
Salaries and employee benefits$5,640,000917
Premises and equipment expense$1,798,000770
Additional noninterest expense$1,873,0001,564
Pre-tax net operating income$-2,546,0008,211
Securities gains (losses)$551,000289
Applicable income taxes$-476,0008,171
Income before extraordinary items$-1,519,0008,152
Extraordinary gains, net$021
Net income$-1,519,0008,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,619,000633
Cash dividends$4,000,000406
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,937,7608,191
2008-03-31 (YTD Data)Rank
Total interest income$13,440,000746
Total interest expense$8,002,000584
Net interest income$5,438,000986
Provision for loan and lease losses$819,000716
Total noninterest income$519,0002,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$519,0001,379
Total noninterest expense$4,362,0001,113
Salaries and employee benefits$2,853,000912
Premises and equipment expense$896,000781
Additional noninterest expense$613,0002,270
Pre-tax net operating income$776,0002,221
Securities gains (losses)$439,000265
Applicable income taxes$528,000970
Income before extraordinary items$687,0002,067
Extraordinary gains, net$015
Net income$687,0002,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,000612
Cash dividends$4,000,000217
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$406,0403,083
2007-12-31 (YTD Data)Rank
Total interest income$60,476,000688
Total interest expense$35,545,000570
Net interest income$24,931,000885
Provision for loan and lease losses$1,685,000956
Total noninterest income$2,595,0001,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,595,0001,128
Total noninterest expense$20,092,000936
Salaries and employee benefits$12,864,000762
Premises and equipment expense$3,869,000686
Additional noninterest expense$3,359,0001,662
Pre-tax net operating income$5,749,0001,446
Securities gains (losses)$615,000239
Applicable income taxes$2,293,0001,010
Income before extraordinary items$4,071,0001,565
Extraordinary gains, net$039
Net income$4,071,0001,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,370,000547
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,677,4001,709
2007-09-30 (YTD Data)Rank
Total interest income$46,012,000681
Total interest expense$26,776,000565
Net interest income$19,236,000851
Provision for loan and lease losses$1,603,000618
Total noninterest income$1,759,0001,977
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,759,0001,238
Total noninterest expense$15,330,000900
Salaries and employee benefits$9,848,000741
Premises and equipment expense$2,912,000679
Additional noninterest expense$2,570,0001,576
Pre-tax net operating income$4,062,0001,649
Securities gains (losses)$568,000207
Applicable income taxes$1,617,0001,150
Income before extraordinary items$3,013,0001,686
Extraordinary gains, net$033
Net income$3,013,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,155,000380
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,643,8001,901
2007-06-30 (YTD Data)Rank
Total interest income$30,721,000696
Total interest expense$17,764,000578
Net interest income$12,957,000863
Provision for loan and lease losses$1,010,000583
Total noninterest income$1,131,0002,052
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,131,0001,290
Total noninterest expense$10,066,000938
Salaries and employee benefits$6,567,000764
Premises and equipment expense$1,965,000696
Additional noninterest expense$1,534,0001,769
Pre-tax net operating income$3,012,0001,540
Securities gains (losses)$386,000204
Applicable income taxes$1,296,0001,037
Income before extraordinary items$2,102,0001,648
Extraordinary gains, net$029
Net income$2,102,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,644,000313
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,854,9601,851
2007-03-31 (YTD Data)Rank
Total interest income$15,267,000690
Total interest expense$8,709,000580
Net interest income$6,558,000853
Provision for loan and lease losses$-1,0008,375
Total noninterest income$581,0002,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$581,0001,229
Total noninterest expense$5,059,000922
Salaries and employee benefits$3,358,000747
Premises and equipment expense$991,000685
Additional noninterest expense$710,0001,872
Pre-tax net operating income$2,081,0001,123
Securities gains (losses)$190,000210
Applicable income taxes$843,000822
Income before extraordinary items$1,428,0001,236
Extraordinary gains, net$022
Net income$1,428,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,000382
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,306,4001,341
2006-12-31 (YTD Data)Rank
Total interest income$60,421,000644
Total interest expense$32,636,000531
Net interest income$27,785,000797
Provision for loan and lease losses$624,0001,561
Total noninterest income$3,152,0001,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,152,000960
Total noninterest expense$21,062,000838
Salaries and employee benefits$13,673,000681
Premises and equipment expense$4,055,000639
Additional noninterest expense$3,334,0001,583
Pre-tax net operating income$9,251,0001,063
Securities gains (losses)$209,000377
Applicable income taxes$3,596,000821
Income before extraordinary items$5,864,0001,241
Extraordinary gains, net$051
Net income$5,864,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,497
Cash dividends$400,0004,043
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,730,2401,253
2006-09-30 (YTD Data)Rank
Total interest income$44,869,000660
Total interest expense$23,801,000540
Net interest income$21,068,000809
Provision for loan and lease losses$372,0001,806
Total noninterest income$2,036,0001,775
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,036,0001,085
Total noninterest expense$15,730,000852
Salaries and employee benefits$10,151,000697
Premises and equipment expense$3,057,000646
Additional noninterest expense$2,522,0001,561
Pre-tax net operating income$7,002,0001,094
Securities gains (losses)$241,000302
Applicable income taxes$2,742,000847
Income before extraordinary items$4,501,0001,257
Extraordinary gains, net$045
Net income$4,501,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,768
Cash dividends$400,0003,240
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,346,7601,287
2006-06-30 (YTD Data)Rank
Total interest income$29,311,000662
Total interest expense$15,269,000534
Net interest income$14,042,000810
Provision for loan and lease losses$532,000931
Total noninterest income$1,099,0002,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,099,0001,272
Total noninterest expense$10,450,000856
Salaries and employee benefits$6,645,000716
Premises and equipment expense$2,052,000637
Additional noninterest expense$1,753,0001,520
Pre-tax net operating income$4,159,0001,214
Securities gains (losses)$219,000256
Applicable income taxes$1,670,000906
Income before extraordinary items$2,708,0001,388
Extraordinary gains, net$039
Net income$2,708,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0001,261
Cash dividends$400,0002,681
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,567,8401,437
2006-03-31 (YTD Data)Rank
Total interest income$14,326,000661
Total interest expense$7,193,000529
Net interest income$7,133,000789
Provision for loan and lease losses$352,000683
Total noninterest income$617,0001,891
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$617,0001,150
Total noninterest expense$5,170,000864
Salaries and employee benefits$3,289,000725
Premises and equipment expense$1,026,000633
Additional noninterest expense$855,0001,533
Pre-tax net operating income$2,228,0001,110
Securities gains (losses)$24,000442
Applicable income taxes$855,000884
Income before extraordinary items$1,397,0001,310
Extraordinary gains, net$021
Net income$1,397,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,405
Cash dividends$400,0001,598
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,381,6401,307
2005-12-31 (YTD Data)Rank
Total interest income$48,901,000663
Total interest expense$22,698,000527
Net interest income$26,203,000812
Provision for loan and lease losses$269,0003,044
Total noninterest income$2,435,0001,910
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,435,0001,183
Total noninterest expense$20,163,000841
Salaries and employee benefits$13,071,000690
Premises and equipment expense$4,192,000581
Additional noninterest expense$2,900,0001,746
Pre-tax net operating income$8,206,0001,172
Securities gains (losses)$908,000204
Applicable income taxes$3,362,000879
Income before extraordinary items$5,752,0001,254
Extraordinary gains, net$046
Net income$5,752,0001,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,731
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,170,8801,365
2005-09-30 (YTD Data)Rank
Total interest income$35,620,000662
Total interest expense$16,201,000521
Net interest income$19,419,000816
Provision for loan and lease losses$12,0006,428
Total noninterest income$1,972,0001,793
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,972,0001,130
Total noninterest expense$14,867,000850
Salaries and employee benefits$9,630,000696
Premises and equipment expense$3,152,000572
Additional noninterest expense$2,085,0001,794
Pre-tax net operating income$6,512,0001,100
Securities gains (losses)$793,000203
Applicable income taxes$2,674,000848
Income before extraordinary items$4,631,0001,170
Extraordinary gains, net$035
Net income$4,631,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0001,603
Cash dividends$2,000,0001,043
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,123,4801,288
2005-06-30 (YTD Data)Rank
Total interest income$23,038,000666
Total interest expense$10,325,000506
Net interest income$12,713,000824
Provision for loan and lease losses$-25,0008,665
Total noninterest income$1,393,0001,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,393,0001,060
Total noninterest expense$9,544,000873
Salaries and employee benefits$6,226,000710
Premises and equipment expense$1,976,000601
Additional noninterest expense$1,342,0001,842
Pre-tax net operating income$4,587,0001,029
Securities gains (losses)$494,000220
Applicable income taxes$1,882,000797
Income before extraordinary items$3,199,0001,098
Extraordinary gains, net$030
Net income$3,199,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0001,589
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,882,8401,199
2005-03-31 (YTD Data)Rank
Total interest income$10,939,000686
Total interest expense$4,952,000499
Net interest income$5,987,000869
Provision for loan and lease losses$75,0002,455
Total noninterest income$660,0001,744
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$660,0001,091
Total noninterest expense$4,510,000925
Salaries and employee benefits$2,998,000738
Premises and equipment expense$959,000620
Additional noninterest expense$553,0002,211
Pre-tax net operating income$2,062,0001,127
Securities gains (losses)$291,000202
Applicable income taxes$877,000843
Income before extraordinary items$1,476,0001,175
Extraordinary gains, net$024
Net income$1,476,0001,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,289,7601,313
2004-12-31 (YTD Data)Rank
Total interest income$39,774,000701
Total interest expense$17,197,000488
Net interest income$22,577,000872
Provision for loan and lease losses$441,0002,182
Total noninterest income$1,366,0002,861
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,366,0001,745
Total noninterest expense$17,078,000950
Salaries and employee benefits$10,532,000811
Premises and equipment expense$4,122,000549
Additional noninterest expense$2,424,0002,022
Pre-tax net operating income$6,424,0001,350
Securities gains (losses)$2,144,000174
Applicable income taxes$3,217,000855
Income before extraordinary items$5,351,0001,219
Extraordinary gains, net$034
Net income$5,351,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0001,894
Cash dividends$1,500,0001,711
Sale, conversion, retirement of capital stock, net$3,000850
Net operating income$3,978,8401,583
2004-09-30 (YTD Data)Rank
Total interest income$29,256,000711
Total interest expense$12,594,000484
Net interest income$16,662,000886
Provision for loan and lease losses$441,0001,645
Total noninterest income$787,0003,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$787,0002,092
Total noninterest expense$12,707,000961
Salaries and employee benefits$7,755,000832
Premises and equipment expense$3,172,000541
Additional noninterest expense$1,780,0002,026
Pre-tax net operating income$4,301,0001,495
Securities gains (losses)$1,841,000177
Applicable income taxes$2,334,000902
Income before extraordinary items$3,808,0001,292
Extraordinary gains, net$026
Net income$3,808,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,588
Cash dividends$1,500,0001,239
Sale, conversion, retirement of capital stock, net$3,000714
Net operating income$2,629,7601,779
2004-06-30 (YTD Data)Rank
Total interest income$19,221,000714
Total interest expense$8,301,000486
Net interest income$10,920,000896
Provision for loan and lease losses$305,0001,504
Total noninterest income$412,0004,022
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$412,0002,466
Total noninterest expense$8,504,000950
Salaries and employee benefits$5,147,000831
Premises and equipment expense$2,120,000536
Additional noninterest expense$1,237,0001,928
Pre-tax net operating income$2,523,0001,669
Securities gains (losses)$1,544,000170
Applicable income taxes$1,546,000900
Income before extraordinary items$2,521,0001,287
Extraordinary gains, net$021
Net income$2,521,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,656
Cash dividends$1,500,000882
Sale, conversion, retirement of capital stock, net$3,000611
Net operating income$1,532,8401,982
2004-03-31 (YTD Data)Rank
Total interest income$9,576,000726
Total interest expense$4,067,000499
Net interest income$5,509,000894
Provision for loan and lease losses$140,0001,616
Total noninterest income$183,0004,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$183,0002,624
Total noninterest expense$4,327,000943
Salaries and employee benefits$2,638,000827
Premises and equipment expense$1,062,000551
Additional noninterest expense$627,0001,877
Pre-tax net operating income$1,225,0001,683
Securities gains (losses)$646,000219
Applicable income taxes$733,000952
Income before extraordinary items$1,138,0001,414
Extraordinary gains, net$016
Net income$1,138,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,777
Cash dividends$1,000,000662
Sale, conversion, retirement of capital stock, net$0464
Net operating income$724,5602,030
2003-12-31 (YTD Data)Rank
Total interest income$39,925,000700
Total interest expense$17,676,000518
Net interest income$22,249,000873
Provision for loan and lease losses$292,0003,255
Total noninterest income$-18,0009,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$-18,0009,133
Total noninterest expense$16,862,000966
Salaries and employee benefits$10,188,000836
Premises and equipment expense$4,057,000566
Additional noninterest expense$2,617,0001,842
Pre-tax net operating income$5,077,0001,595
Securities gains (losses)$7,915,000129
Applicable income taxes$4,870,000632
Income before extraordinary items$8,122,000798
Extraordinary gains, net$054
Net income$8,122,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0002,133
Cash dividends$4,000,000778
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,056,4001,915
2003-09-30 (YTD Data)Rank
Total interest income$30,534,000706
Total interest expense$13,651,000524
Net interest income$16,883,000863
Provision for loan and lease losses$100,0004,641
Total noninterest income$-400,0009,228
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$-400,0009,240
Total noninterest expense$12,622,000980
Salaries and employee benefits$7,600,000851
Premises and equipment expense$3,031,000583
Additional noninterest expense$1,991,0001,812
Pre-tax net operating income$3,761,0001,675
Securities gains (losses)$7,315,000130
Applicable income taxes$4,105,000602
Income before extraordinary items$6,971,000735
Extraordinary gains, net$040
Net income$6,971,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0001,852
Cash dividends$3,000,000723
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,289,4001,965
2003-06-30 (YTD Data)Rank
Total interest income$20,581,000702
Total interest expense$9,389,000530
Net interest income$11,192,000870
Provision for loan and lease losses$07,324
Total noninterest income$-718,0009,262
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$-718,0009,276
Total noninterest expense$8,140,0001,010
Salaries and employee benefits$4,868,000887
Premises and equipment expense$2,017,000585
Additional noninterest expense$1,255,0001,913
Pre-tax net operating income$2,334,0001,784
Securities gains (losses)$4,199,000155
Applicable income taxes$2,447,000660
Income before extraordinary items$4,086,000825
Extraordinary gains, net$030
Net income$4,086,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,526
Cash dividends$2,000,000736
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,398,6402,119
2003-03-31 (YTD Data)Rank
Total interest income$10,314,000708
Total interest expense$4,679,000545
Net interest income$5,635,000869
Provision for loan and lease losses$06,934
Total noninterest income$-246,0009,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$-246,0009,320
Total noninterest expense$4,027,0001,007
Salaries and employee benefits$2,405,000897
Premises and equipment expense$1,034,000572
Additional noninterest expense$588,0002,000
Pre-tax net operating income$1,362,0001,545
Securities gains (losses)$1,929,000150
Applicable income taxes$1,220,000667
Income before extraordinary items$2,071,000815
Extraordinary gains, net$021
Net income$2,071,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,503
Cash dividends$1,000,000674
Sale, conversion, retirement of capital stock, net$0419
Net operating income$836,4401,787
2002-12-31 (YTD Data)Rank
Total interest income$45,526,000670
Total interest expense$23,042,000507
Net interest income$22,484,000859
Provision for loan and lease losses$205,0004,288
Total noninterest income$940,0003,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$940,0002,271
Total noninterest expense$15,151,0001,024
Salaries and employee benefits$8,755,000918
Premises and equipment expense$3,709,000603
Additional noninterest expense$2,687,0001,745
Pre-tax net operating income$8,068,0001,051
Securities gains (losses)$3,994,000180
Applicable income taxes$4,453,000661
Income before extraordinary items$7,609,000832
Extraordinary gains, net$070
Net income$7,609,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,568
Cash dividends$2,350,0001,152
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,052,8401,192
2001-12-31 (YTD Data)Rank
Total interest income$51,907,000681
Total interest expense$31,420,000554
Net interest income$20,487,000860
Provision for loan and lease losses$578,0001,964
Total noninterest income$1,484,0002,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,484,0001,535
Total noninterest expense$12,484,0001,180
Salaries and employee benefits$7,563,000986
Premises and equipment expense$2,969,000722
Additional noninterest expense$1,952,0002,292
Pre-tax net operating income$8,909,000853
Securities gains (losses)$2,104,000235
Applicable income taxes$4,080,000640
Income before extraordinary items$6,933,000803
Extraordinary gains, net$0105
Net income$6,933,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,435
Cash dividends$350,0004,106
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,586,440942
2000-12-31 (YTD Data)Rank
Total interest income$49,576,000729
Total interest expense$30,734,000613
Net interest income$18,842,000918
Provision for loan and lease losses$400,0002,269
Total noninterest income$1,739,0002,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,739,0001,242
Total noninterest expense$10,325,0001,346
Salaries and employee benefits$6,304,0001,122
Premises and equipment expense$2,377,000838
Additional noninterest expense$1,644,0002,586
Pre-tax net operating income$9,856,000790
Securities gains (losses)$62,000671
Applicable income taxes$3,626,000702
Income before extraordinary items$6,292,000844
Extraordinary gains, net$038
Net income$6,292,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,136
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,252,320844
1999-12-31 (YTD Data)Rank
Total interest income$36,176,000930
Total interest expense$19,955,000796
Net interest income$16,221,0001,083
Provision for loan and lease losses$450,0001,911
Total noninterest income$1,512,0002,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,512,0001,391
Total noninterest expense$9,084,0001,529
Salaries and employee benefits$5,529,0001,251
Premises and equipment expense$1,954,0001,037
Additional noninterest expense$1,601,0002,703
Pre-tax net operating income$8,199,000974
Securities gains (losses)$349,000415
Applicable income taxes$3,050,000873
Income before extraordinary items$5,498,0001,009
Extraordinary gains, net$035
Net income$5,498,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0009,927
Cash dividends$1,550,0001,641
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,274,6401,031
1998-12-31 (YTD Data)Rank
Total interest income$35,172,000944
Total interest expense$20,268,000803
Net interest income$14,904,0001,133
Provision for loan and lease losses$151,0004,127
Total noninterest income$1,028,0003,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,028,0001,815
Total noninterest expense$8,168,0001,622
Salaries and employee benefits$4,740,0001,388
Premises and equipment expense$1,816,0001,059
Additional noninterest expense$1,612,0002,604
Pre-tax net operating income$7,613,0001,006
Securities gains (losses)$643,000480
Applicable income taxes$2,790,000931
Income before extraordinary items$5,466,000989
Extraordinary gains, net$032
Net income$5,466,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,864
Cash dividends$1,500,0001,647
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,041,6201,028
1997-12-31 (YTD Data)Rank
Total interest income$32,279,0001,059
Total interest expense$17,715,000923
Net interest income$14,564,0001,209
Provision for loan and lease losses$282,0002,747
Total noninterest income$1,013,0003,013
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,013,0001,718
Total noninterest expense$7,775,0001,682
Salaries and employee benefits$4,750,0001,381
Premises and equipment expense$1,677,0001,186
Additional noninterest expense$1,348,0003,004
Pre-tax net operating income$7,520,0001,073
Securities gains (losses)$426,000464
Applicable income taxes$2,954,000947
Income before extraordinary items$4,992,0001,117
Extraordinary gains, net$044
Net income$4,992,0001,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,759
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,719,3601,143
1996-12-31 (YTD Data)Rank
Total interest income$28,950,0001,192
Total interest expense$15,458,0001,062
Net interest income$13,492,0001,321
Provision for loan and lease losses$23,0007,847
Total noninterest income$838,0003,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$838,0002,038
Total noninterest expense$9,587,0001,492
Salaries and employee benefits$4,569,0001,470
Premises and equipment expense$1,581,0001,295
Additional noninterest expense$3,437,0001,539
Pre-tax net operating income$4,720,0001,541
Securities gains (losses)$337,000525
Applicable income taxes$1,790,0001,359
Income before extraordinary items$3,267,0001,520
Extraordinary gains, net$053
Net income$3,267,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,953
Cash dividends$628,0002,956
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,047,9501,605
1995-12-31 (YTD Data)Rank
Total interest income$25,989,0001,321
Total interest expense$14,895,0001,128
Net interest income$11,094,0001,620
Provision for loan and lease losses$710,0001,207
Total noninterest income$1,224,0002,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,224,0001,578
Total noninterest expense$7,184,0001,931
Salaries and employee benefits$4,002,0001,654
Premises and equipment expense$1,437,0001,435
Additional noninterest expense$1,745,0002,689
Pre-tax net operating income$4,424,0001,660
Securities gains (losses)$648,000290
Applicable income taxes$1,626,0001,532
Income before extraordinary items$3,446,0001,488
Extraordinary gains, net$065
Net income$3,446,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0001,792
Cash dividends$1,049,0001,954
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,005,3601,666
1994-12-31 (YTD Data)Rank
Total interest income$19,114,0001,613
Total interest expense$9,364,0001,392
Net interest income$9,750,0001,852
Provision for loan and lease losses$100,0004,522
Total noninterest income$862,0003,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$862,0002,039
Total noninterest expense$6,361,0002,210
Salaries and employee benefits$3,575,0001,870
Premises and equipment expense$1,185,0001,738
Additional noninterest expense$1,601,0003,124
Pre-tax net operating income$4,151,0001,711
Securities gains (losses)$118,000712
Applicable income taxes$1,079,0002,078
Income before extraordinary items$3,190,0001,541
Extraordinary gains, net$0249
Net income$3,190,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,275,000753
Cash dividends$381,0003,863
Sale, conversion, retirement of capital stock, net$95,000821
Net operating income$3,101,5001,587
1993-12-31 (YTD Data)Rank
Total interest income$15,751,0001,993
Total interest expense$7,791,0001,694
Net interest income$7,960,0002,262
Provision for loan and lease losses$010,371
Total noninterest income$1,478,0002,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,478,0001,569
Total noninterest expense$5,937,0002,420
Salaries and employee benefits$3,360,0001,980
Premises and equipment expense$1,190,0001,766
Additional noninterest expense$1,387,0003,738
Pre-tax net operating income$3,501,0001,950
Securities gains (losses)$840,000610
Applicable income taxes$1,490,0001,566
Income before extraordinary items$2,851,0001,757
Extraordinary gains, net$755,000304
Net income$3,606,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0006,165
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,296,6002,047
1992-12-31 (YTD Data)Rank
Total interest income$16,700,0002,121
Total interest expense$10,220,0001,689
Net interest income$6,480,0002,824
Provision for loan and lease losses$703,0002,364
Total noninterest income$2,164,0001,837
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,164,0001,176
Total noninterest expense$5,926,0002,449
Salaries and employee benefits$2,926,0002,223
Premises and equipment expense$1,081,0001,957
Additional noninterest expense$1,919,0002,901
Pre-tax net operating income$2,015,0003,088
Securities gains (losses)$469,0001,143
Applicable income taxes$805,0002,607
Income before extraordinary items$1,679,0002,745
Extraordinary gains, net$01,422
Net income$1,679,0002,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0003,787
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$8,075,000115
Net operating income$1,360,0803,127

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.