Home > Park View Federal Savings Bank > Net charge- offs to loans
Park View Federal Savings Bank, Net charge- offs to loans
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2114% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 1.6460% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 2,116 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0565% | 5,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2053% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4444% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 2,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5782% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4159% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3572% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 2.9567% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 1,745 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0720% | 5,299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3200% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6645% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1642% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8818% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1715% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 1.2761% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3673% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0724% | 5,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1575% | 6,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5377% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4820% | 6,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 4,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3620% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3709% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 1.4742% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6187% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0553% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2105% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3126% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6516% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8998% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | -30.9192% | 6,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3697% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3343% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 1.9829% | 1,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8369% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0279% | 711 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0645% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0919% | 1,417 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0648% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7960% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -39.4174% | 6,507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7215% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6426% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 2.7791% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0408% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0433% | 560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4285% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,978 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6656% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4928% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -59.2933% | 6,528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8185% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1390% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 4.3765% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3944% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9733% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5112% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -132.2082% | 6,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1029% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1676% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 10.2629% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0479% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3032% | 560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6527% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1024% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9514% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5847% | 1,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9359% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9525% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 11.4763% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8105% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2857% | 477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1194% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4347% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9460% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9212% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0144% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9340% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 11.6920% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8650% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5353% | 507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0511% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5480% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7733% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2919% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2294% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1523% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 10.6297% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8774% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8131% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6475% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5380% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1532% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6503% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0666% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1688% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 9.7818% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2175% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5547% | 5,938 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9787% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1812% | 770 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9093% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7543% | 2,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9975% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0853% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 8.9288% | 615 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2297% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7375% | 5,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9835% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6839% | 976 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1649% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9338% | 2,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1759% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2546% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 8.1129% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5769% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0857% | 5,968 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3322% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0523% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3706% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1632% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3377% | 262 |
| Percentage Net Loans Charged-off:Construction & development | 11.1813% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8335% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1220% | 6,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0141% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0870% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8191% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9640% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 12.4636% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0138% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8641% | 600 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6164% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2423% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3390% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7048% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5969% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7707% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 16.7634% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9715% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9496% | 426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4283% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7019% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9115% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1946% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.4315% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 22.3635% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6887% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1896% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2215% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8874% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3088% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.3412% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.6890% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 29.2554% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9907% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1748% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9407% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5106% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7906% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8272% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 1.7548% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4725% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1776% | 454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6677% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8158% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5924% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6980% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7302% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 1.7652% | 787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2954% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2447% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5131% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7694% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4460% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4673% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 1.0417% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1813% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3455% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3424% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5089% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3656% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.7509% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1851% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6485% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2070% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3061% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3219% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3354% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.4123% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1583% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1305% | 218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4628% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2774% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5534% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3885% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4046% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.4917% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2093% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5773% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3674% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6811% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4435% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4614% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.5173% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2265% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6966% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5465% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7709% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3186% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1986% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6660% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0723% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4588% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1304% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1177% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 3,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1240% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0530% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1638% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 7,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0073% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1327% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 7,691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0611% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0097% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 4,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.0601% | 7,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0914% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0146% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 4,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 5,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0990% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0709% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 5,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 7,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 8,110 |
| Percentage Net Loans Charged-off:Construction & development | -0.0301% | 7,870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 8,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 7,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 8,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0595% | 7,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 8,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 5,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.2305% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0161% | 8,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 3,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 3,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3093% | 3,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 5,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.2445% | 352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.3036% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.2632% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 7,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0435% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 3,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 3,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 6,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 2,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.1180% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0698% | 6,635 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2063% | 5,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 6,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0715% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 9,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5502% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 6,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 0.1890% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 6,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0849% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0544% | 44 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7035% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 5,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 0.1787% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1067% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1155% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4925% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1339% | 4,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0758% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2439% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2523% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3956% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5959% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 8,958 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 8,068 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |