Gorham Savings Bank

Gorham Savings Bank
64 Main Street
Gorham, ME 04038


Concentration:Commercial Lending Specialization
Established:1868-01-01
FDIC Insurance:1957-04-18
FDIC Cert:#17748
Holden By:Gorham Bancorp, Mhc
Charter Class:savings banks, state charter, supervised by the FDIC
# of Branches:12, ranked #821
Website:www.gorhamsavingsbank.com
Total Assets:$986,101,000, ranked #692
Total Deposits:$688,833,000, ranked #811
Total Equity Capital:$86,581,000, ranked #874
Total Domestic Office Deposits:$688,833,000, ranked #808
Net Income:$1,955,000, ranked #1568
Quarterly Net Income:$1,209,000, ranked #1343
Quarterly Return on Assets:1%, ranked #1026
Return on Equity:5%, ranked #4399
Quarterly Return on Equity:6%, ranked #3980

Historical Financial Information

2014-06-30Rank
# of Employees:177819
Assets and Liabilities
Total Assets:$986,101,000692
Cash and due from depository institutions$31,027,000819
Interest-bearing balances$4,834,0003,915
Securities$188,199,000810
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$703,742,000618
Loan loss allowance$6,403,0001,027
Trading account assets$2,769,000131
Bank premises and fixed assets$14,699,000803
Other real estate owned$634,000819
Goodwill and other intangibles$135,0002,482
All other assets$44,896,000491
Life insurance assets$18,858,000448
Total liabilities and capital$986,101,000692
Total liabilities$899,520,000672
Total deposits$688,833,000811
Interest-bearing deposits$558,309,000807
Deposits held in domestic offices$688,833,000808
% insured88.38%2,545
Federal funds purchased & repurchase agreements$19,449,000541
Trading liabilities$0168
Other borrowed funds$181,922,000220
Subordinated debt$0135
All other liabilities$9,316,000614
Total equity capital$86,581,000874
Total bank equity capital$86,581,000874
Perpetual preferred stock$0199
Common stock$06,055
Surplus$11,750,0002,197
Undivided profits$74,831,000524
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$11,286,000607
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$2,078,0001,195
Earning assets$899,544,000687
Long-term assets (5+ years)$487,094,000488
Average Assets, year-to-date$961,028,330696
Average Assets, quarterly$968,700,500698
Volatile liabilities$247,757,000264
Insider loans$1,118,0003,344
FHLB advances$181,922,000194
Loans and leases held for sale$212,0001,663
Unused loan commitments$148,622,000631
Tier 1 (core) risk-based capital$88,367,000797
Tier 2 risk-based capital$7,243,000743
Total risk weighted assets$692,221,000670
Total unused commitments$148,622,000631
Derivatives$55,203,000356
2014-03-31Rank
# of Employees:166881
Assets and Liabilities
Total Assets:$951,181,000719
Cash and due from depository institutions$24,859,000881
Interest-bearing balances$4,418,0004,398
Securities$184,779,000829
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$676,909,000630
Loan loss allowance$6,399,0001,051
Trading account assets$2,462,000133
Bank premises and fixed assets$14,801,000808
Other real estate owned$634,000881
Goodwill and other intangibles$144,0002,473
All other assets$46,593,000472
Life insurance assets$18,710,000446
Total liabilities and capital$951,181,000719
Total liabilities$867,652,000701
Total deposits$693,255,000812
Interest-bearing deposits$567,584,000798
Deposits held in domestic offices$693,255,000808
% insured78.61%4,956
Federal funds purchased & repurchase agreements$32,303,000380
Trading liabilities$0165
Other borrowed funds$132,928,000236
Subordinated debt$0134
All other liabilities$9,166,000615
Total equity capital$83,529,000892
Total bank equity capital$83,529,000892
Perpetual preferred stock$0201
Common stock$06,116
Surplus$11,750,0002,222
Undivided profits$71,779,000527
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$11,745,000618
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$2,046,0001,198
Earning assets$868,568,000718
Long-term assets (5+ years)$451,310,000536
Average Assets, year-to-date$948,432,500716
Average Assets, quarterly$948,432,500716
Volatile liabilities$200,206,000292
Insider loans$1,139,0003,319
FHLB advances$132,928,000209
Loans and leases held for sale$01,833
Unused loan commitments$164,417,000567
Tier 1 (core) risk-based capital$87,158,000804
Tier 2 risk-based capital$7,187,000747
Total risk weighted assets$668,046,000689
Total unused commitments$164,417,000567
Derivatives$58,492,000329
2013-12-31Rank
# of Employees:171862
Assets and Liabilities
Total Assets:$945,684,000715
Cash and due from depository institutions$27,676,000862
Interest-bearing balances$4,430,0004,185
Securities$183,099,000828
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$668,098,000637
Loan loss allowance$6,062,0001,118
Trading account assets$2,505,000127
Bank premises and fixed assets$14,910,000797
Other real estate owned$770,000862
Goodwill and other intangibles$147,0002,477
All other assets$48,479,000465
Life insurance assets$18,562,000442
Total liabilities and capital$945,684,000715
Total liabilities$864,784,000694
Total deposits$686,062,000808
Interest-bearing deposits$558,328,000804
Deposits held in domestic offices$686,062,000805
% insured77.20%5,196
Federal funds purchased & repurchase agreements$37,922,000365
Trading liabilities$0167
Other borrowed funds$129,935,000254
Subordinated debt$0136
All other liabilities$10,865,000564
Total equity capital$80,900,000897
Total bank equity capital$80,900,000897
Perpetual preferred stock$0206
Common stock$06,192
Surplus$11,750,0002,237
Undivided profits$69,150,000524
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$11,137,000692
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$2,073,0001,227
Earning assets$858,132,000717
Long-term assets (5+ years)$449,561,000526
Average Assets, year-to-date$924,779,600714
Average Assets, quarterly$941,023,500713
Volatile liabilities$192,908,000310
Insider loans$1,185,0003,285
FHLB advances$129,935,000226
Loans and leases held for sale$01,902
Unused loan commitments$169,221,000543
Tier 1 (core) risk-based capital$86,505,000799
Tier 2 risk-based capital$6,879,000784
Total risk weighted assets$656,949,000692
Total unused commitments$169,221,000543
Derivatives$60,638,000306
2013-09-30Rank
# of Employees:166896
Assets and Liabilities
Total Assets:$935,874,000721
Cash and due from depository institutions$21,193,000896
Interest-bearing balances$4,418,0004,240
Securities$186,394,000817
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$662,556,000631
Loan loss allowance$6,886,0001,006
Trading account assets$2,130,000133
Bank premises and fixed assets$15,215,000783
Other real estate owned$928,000896
Goodwill and other intangibles$150,0002,491
All other assets$47,308,000475
Life insurance assets$18,408,000439
Total liabilities and capital$935,874,000721
Total liabilities$854,872,000700
Total deposits$651,283,000847
Interest-bearing deposits$522,207,000863
Deposits held in domestic offices$651,283,000845
% insured81.71%4,603
Federal funds purchased & repurchase agreements$34,580,000392
Trading liabilities$0163
Other borrowed funds$159,541,000213
Subordinated debt$0150
All other liabilities$9,468,000647
Total equity capital$81,002,000892
Total bank equity capital$81,002,000892
Perpetual preferred stock$0217
Common stock$06,266
Surplus$11,750,0002,250
Undivided profits$69,252,000527
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$13,204,000658
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$1,979,0001,362
Earning assets$855,498,000710
Long-term assets (5+ years)$444,530,000515
Average Assets, year-to-date$919,325,250721
Average Assets, quarterly$936,166,500715
Volatile liabilities$218,302,000270
Insider loans$1,207,0003,266
FHLB advances$159,541,000179
Loans and leases held for sale$422,0001,396
Unused loan commitments$132,095,000653
Tier 1 (core) risk-based capital$84,868,000811
Tier 2 risk-based capital$7,464,000717
Total risk weighted assets$649,566,000689
Total unused commitments$132,095,000653
Derivatives$42,276,000366
2013-06-30Rank
# of Employees:172867
Assets and Liabilities
Total Assets:$936,459,000711
Cash and due from depository institutions$31,294,000867
Interest-bearing balances$7,129,0003,574
Securities$176,388,000877
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$663,148,000630
Loan loss allowance$7,610,000933
Trading account assets$1,899,000143
Bank premises and fixed assets$15,383,000766
Other real estate owned$828,000867
Goodwill and other intangibles$152,0002,479
All other assets$47,367,000478
Life insurance assets$18,253,000433
Total liabilities and capital$936,459,000711
Total liabilities$856,945,000691
Total deposits$659,826,000831
Interest-bearing deposits$529,206,000856
Deposits held in domestic offices$659,826,000827
% insured86.11%3,611
Federal funds purchased & repurchase agreements$37,263,000375
Trading liabilities$0154
Other borrowed funds$149,947,000217
Subordinated debt$0152
All other liabilities$9,909,000627
Total equity capital$79,514,000903
Total bank equity capital$79,514,000903
Perpetual preferred stock$0228
Common stock$06,316
Surplus$11,750,0002,256
Undivided profits$67,764,000536
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$15,558,000600
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$2,139,0001,210
Earning assets$848,564,000715
Long-term assets (5+ years)$428,134,000534
Average Assets, year-to-date$913,809,000725
Average Assets, quarterly$923,409,000714
Volatile liabilities$213,670,000263
Insider loans$1,228,0003,276
FHLB advances$149,947,000185
Loans and leases held for sale$02,138
Unused loan commitments$136,894,000614
Tier 1 (core) risk-based capital$83,771,000806
Tier 2 risk-based capital$8,114,000645
Total risk weighted assets$649,058,000684
Total unused commitments$136,894,000614
Derivatives$42,689,000405
2013-03-31Rank
# of Employees:188787
Assets and Liabilities
Total Assets:$910,359,000733
Cash and due from depository institutions$24,319,000787
Interest-bearing balances$7,120,0004,055
Securities$167,195,000932
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$655,108,000623
Loan loss allowance$7,321,000982
Trading account assets$1,899,000146
Bank premises and fixed assets$15,717,000752
Other real estate owned$1,123,000787
Goodwill and other intangibles$3,045,000946
All other assets$41,953,000517
Life insurance assets$18,097,000432
Total liabilities and capital$910,359,000733
Total liabilities$828,898,000716
Total deposits$658,626,000843
Interest-bearing deposits$539,381,000846
Deposits held in domestic offices$658,626,000840
% insured87.85%3,103
Federal funds purchased & repurchase agreements$32,202,000391
Trading liabilities$0154
Other borrowed funds$127,953,000218
Subordinated debt$0155
All other liabilities$10,117,000621
Total equity capital$81,461,000904
Total bank equity capital$81,461,000904
Perpetual preferred stock$0239
Common stock$06,388
Surplus$11,750,0002,274
Undivided profits$69,711,000540
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$16,704,000603
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,035,0001,238
Earning assets$831,322,000727
Long-term assets (5+ years)$439,697,000502
Average Assets, year-to-date$902,484,000735
Average Assets, quarterly$902,484,000735
Volatile liabilities$184,614,000284
Insider loans$1,247,0003,273
FHLB advances$127,953,000178
Loans and leases held for sale$02,154
Unused loan commitments$148,595,000573
Tier 1 (core) risk-based capital$79,595,000838
Tier 2 risk-based capital$7,930,000663
Total risk weighted assets$634,218,000689
Total unused commitments$148,595,000573
Derivatives$44,167,000390
2012-12-31Rank
# of Employees:193766
Assets and Liabilities
Total Assets:$894,609,000748
Cash and due from depository institutions$25,445,000766
Interest-bearing balances$7,121,0003,784
Securities$166,173,000910
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$638,500,000648
Loan loss allowance$7,171,0001,004
Trading account assets$0243
Bank premises and fixed assets$15,934,000730
Other real estate owned$1,163,000766
Goodwill and other intangibles$3,060,000946
All other assets$44,334,000491
Life insurance assets$17,941,000423
Total liabilities and capital$894,609,000748
Total liabilities$812,960,000737
Total deposits$618,285,000898
Interest-bearing deposits$500,206,000909
Deposits held in domestic offices$618,285,000896
% insured88.88%3,784
Federal funds purchased & repurchase agreements$45,628,000322
Trading liabilities$0152
Other borrowed funds$139,860,000209
Subordinated debt$0159
All other liabilities$9,187,000672
Total equity capital$81,649,000890
Total bank equity capital$81,649,000890
Perpetual preferred stock$0246
Common stock$06,448
Surplus$11,750,0002,280
Undivided profits$69,899,000530
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$18,125,000603
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,149,0001,202
Earning assets$811,794,000749
Long-term assets (5+ years)$419,132,000508
Average Assets, year-to-date$912,719,800723
Average Assets, quarterly$892,487,500743
Volatile liabilities$169,412,000326
Insider loans$630,0004,347
FHLB advances$139,860,000183
Loans and leases held for sale$78,0002,184
Unused loan commitments$150,237,000548
Tier 1 (core) risk-based capital$79,510,000838
Tier 2 risk-based capital$7,799,000675
Total risk weighted assets$623,693,000710
Total unused commitments$150,237,000548
Derivatives$50,276,000382
2012-09-30Rank
# of Employees:191769
Assets and Liabilities
Total Assets:$890,366,000749
Cash and due from depository institutions$26,692,000769
Interest-bearing balances$7,120,0003,673
Securities$183,268,000841
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$615,753,000666
Loan loss allowance$7,028,0001,053
Trading account assets$0231
Bank premises and fixed assets$16,067,000719
Other real estate owned$999,000769
Goodwill and other intangibles$3,051,000947
All other assets$44,536,000507
Life insurance assets$17,779,000417
Total liabilities and capital$890,366,000749
Total liabilities$808,178,000734
Total deposits$615,282,000896
Interest-bearing deposits$494,314,000924
Deposits held in domestic offices$615,282,000894
% insured90.10%3,596
Federal funds purchased & repurchase agreements$43,643,000335
Trading liabilities$0150
Other borrowed funds$139,966,000219
Subordinated debt$0163
All other liabilities$9,287,000692
Total equity capital$82,188,000883
Total bank equity capital$82,188,000881
Perpetual preferred stock$0250
Common stock$06,537
Surplus$11,750,0002,301
Undivided profits$70,438,000536
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$18,760,000641
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,110,0001,341
Earning assets$806,141,000752
Long-term assets (5+ years)$362,266,000575
Average Assets, year-to-date$917,247,500723
Average Assets, quarterly$907,379,500732
Volatile liabilities$175,089,000320
Insider loans$641,0004,401
FHLB advances$139,966,000185
Loans and leases held for sale$327,0001,901
Unused loan commitments$138,441,000586
Tier 1 (core) risk-based capital$79,259,000844
Tier 2 risk-based capital$7,605,000692
Total risk weighted assets$608,223,000716
Total unused commitments$138,441,000586
Derivatives$50,719,000390
2012-06-30Rank
# of Employees:196750
Assets and Liabilities
Total Assets:$924,393,000723
Cash and due from depository institutions$55,469,000750
Interest-bearing balances$7,068,0003,689
Securities$198,407,000766
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$611,013,000667
Loan loss allowance$6,897,0001,085
Trading account assets$0211
Bank premises and fixed assets$16,262,000710
Other real estate owned$1,242,000750
Goodwill and other intangibles$3,031,000951
All other assets$38,969,000580
Life insurance assets$12,657,000597
Total liabilities and capital$924,393,000723
Total liabilities$843,594,000701
Total deposits$658,394,000829
Interest-bearing deposits$549,708,000820
Deposits held in domestic offices$658,394,000826
% insured90.00%3,701
Federal funds purchased & repurchase agreements$49,747,000317
Trading liabilities$0130
Other borrowed funds$126,972,000246
Subordinated debt$0180
All other liabilities$8,481,000703
Total equity capital$80,799,000879
Total bank equity capital$80,799,000877
Perpetual preferred stock$0254
Common stock$06,596
Surplus$11,750,0002,306
Undivided profits$69,049,000525
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$20,100,000632
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$2,131,0001,234
Earning assets$816,488,000739
Long-term assets (5+ years)$349,353,000583
Average Assets, year-to-date$926,208,000718
Average Assets, quarterly$932,981,000715
Volatile liabilities$174,670,000324
Insider loans$694,0004,328
FHLB advances$126,972,000211
Loans and leases held for sale$1,066,0001,294
Unused loan commitments$161,624,000513
Tier 1 (core) risk-based capital$78,794,000834
Tier 2 risk-based capital$7,550,000699
Total risk weighted assets$603,790,000719
Total unused commitments$161,624,000513
Derivatives$51,143,000368
2012-03-31Rank
# of Employees:194752
Assets and Liabilities
Total Assets:$941,569,000707
Cash and due from depository institutions$25,595,000752
Interest-bearing balances$7,075,0003,959
Securities$238,346,000662
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$617,038,000662
Loan loss allowance$6,558,0001,165
Trading account assets$0215
Bank premises and fixed assets$16,453,000698
Other real estate owned$1,166,000752
Goodwill and other intangibles$3,028,000953
All other assets$39,943,000556
Life insurance assets$12,541,000589
Total liabilities and capital$941,569,000707
Total liabilities$862,929,000688
Total deposits$669,027,000811
Interest-bearing deposits$559,859,000816
Deposits held in domestic offices$669,027,000809
% insured92.08%2,979
Federal funds purchased & repurchase agreements$39,882,000379
Trading liabilities$0123
Other borrowed funds$144,978,000223
Subordinated debt$0185
All other liabilities$9,042,000658
Total equity capital$78,640,000892
Total bank equity capital$78,640,000890
Perpetual preferred stock$0259
Common stock$06,651
Surplus$11,750,0002,321
Undivided profits$66,890,000522
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$18,463,000727
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$2,158,0001,226
Earning assets$862,459,000701
Long-term assets (5+ years)$388,571,000524
Average Assets, year-to-date$927,115,500716
Average Assets, quarterly$927,115,500716
Volatile liabilities$181,267,000323
Insider loans$1,001,0003,782
FHLB advances$144,978,000185
Loans and leases held for sale$347,0001,760
Unused loan commitments$139,332,000561
Tier 1 (core) risk-based capital$76,533,000844
Tier 2 risk-based capital$7,382,000716
Total risk weighted assets$614,709,000702
Total unused commitments$139,332,000561
Derivatives$54,755,000343
2011-12-31Rank
# of Employees:191773
Assets and Liabilities
Total Assets:$912,662,000729
Cash and due from depository institutions$34,708,000773
Interest-bearing balances$7,071,0003,576
Securities$189,893,000799
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$627,497,000656
Loan loss allowance$6,888,0001,118
Trading account assets$0205
Bank premises and fixed assets$16,387,000702
Other real estate owned$991,000773
Goodwill and other intangibles$3,049,000949
All other assets$40,137,000569
Life insurance assets$12,423,000583
Total liabilities and capital$912,662,000729
Total liabilities$833,561,000706
Total deposits$640,066,000841
Interest-bearing deposits$532,570,000838
Deposits held in domestic offices$640,066,000838
% insured90.87%3,523
Federal funds purchased & repurchase agreements$46,861,000341
Trading liabilities$0115
Other borrowed funds$140,182,000244
Subordinated debt$0193
All other liabilities$6,452,000841
Total equity capital$79,101,000884
Total bank equity capital$79,101,000883
Perpetual preferred stock$0263
Common stock$06,724
Surplus$11,750,0002,332
Undivided profits$67,351,000521
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$21,072,000669
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$2,490,0001,104
Earning assets$824,461,000728
Long-term assets (5+ years)$349,413,000462
Average Assets, year-to-date$907,397,400720
Average Assets, quarterly$908,348,000735
Volatile liabilities$159,390,000387
Insider loans$1,021,0003,812
FHLB advances$140,182,000202
Loans and leases held for sale$557,0001,376
Unused loan commitments$141,940,000534
Tier 1 (core) risk-based capital$76,102,000847
Tier 2 risk-based capital$7,604,000697
Total risk weighted assets$608,009,000718
Total unused commitments$141,940,000534
Derivatives$55,193,000289
2011-09-30Rank
# of Employees:184800
Assets and Liabilities
Total Assets:$904,034,000750
Cash and due from depository institutions$30,399,000800
Interest-bearing balances$7,069,0003,653
Securities$186,435,000790
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$626,795,000660
Loan loss allowance$6,710,0001,171
Trading account assets$0209
Bank premises and fixed assets$16,545,000684
Other real estate owned$1,140,000800
Goodwill and other intangibles$3,050,000957
All other assets$39,670,000583
Life insurance assets$12,298,000580
Total liabilities and capital$904,034,000750
Total liabilities$825,476,000723
Total deposits$642,786,000844
Interest-bearing deposits$541,349,000836
Deposits held in domestic offices$642,786,000841
% insured91.64%3,323
Federal funds purchased & repurchase agreements$49,579,000339
Trading liabilities$0112
Other borrowed funds$126,187,000261
Subordinated debt$0206
All other liabilities$6,924,000810
Total equity capital$78,558,000894
Total bank equity capital$78,558,000893
Perpetual preferred stock$0266
Common stock$06,800
Surplus$11,750,0002,345
Undivided profits$66,808,000521
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$17,135,000848
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$1,964,0001,523
Earning assets$820,299,000746
Long-term assets (5+ years)$338,860,000464
Average Assets, year-to-date$906,081,250729
Average Assets, quarterly$911,958,500733
Volatile liabilities$148,423,000420
Insider loans$924,0004,021
FHLB advances$126,187,000215
Loans and leases held for sale$1,156,0001,044
Unused loan commitments$161,933,000498
Tier 1 (core) risk-based capital$75,449,000857
Tier 2 risk-based capital$7,596,000703
Total risk weighted assets$607,472,000725
Total unused commitments$161,933,000499
Derivatives$54,969,000299
2011-06-30Rank
# of Employees:195765
Assets and Liabilities
Total Assets:$919,883,000734
Cash and due from depository institutions$23,890,000765
Interest-bearing balances$5,040,0003,984
Securities$204,721,000716
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$628,710,000661
Loan loss allowance$7,038,0001,130
Trading account assets$0213
Bank premises and fixed assets$16,643,000686
Other real estate owned$1,088,000765
Goodwill and other intangibles$3,058,000972
All other assets$41,773,000559
Life insurance assets$12,174,000582
Total liabilities and capital$919,883,000734
Total liabilities$843,344,000712
Total deposits$649,040,000830
Interest-bearing deposits$555,136,000826
Deposits held in domestic offices$649,040,000827
% insured90.89%3,729
Federal funds purchased & repurchase agreements$47,610,000364
Trading liabilities$0112
Other borrowed funds$140,016,000260
Subordinated debt$0212
All other liabilities$6,678,000794
Total equity capital$76,539,000911
Total bank equity capital$76,539,000909
Perpetual preferred stock$0222
Common stock$06,875
Surplus$11,750,0002,351
Undivided profits$64,789,000519
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$9,908,0001,381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$2,652,0001,042
Earning assets$838,471,000721
Long-term assets (5+ years)$329,579,000472
Average Assets, year-to-date$906,763,670732
Average Assets, quarterly$911,535,500736
Volatile liabilities$153,790,000417
Insider loans$950,0003,998
FHLB advances$140,016,000208
Loans and leases held for sale$1,819,000649
Unused loan commitments$141,018,000539
Tier 1 (core) risk-based capital$74,728,000855
Tier 2 risk-based capital$7,654,000713
Total risk weighted assets$612,150,000728
Total unused commitments$141,018,000540
Derivatives$55,377,000254
2011-03-31Rank
# of Employees:191778
Assets and Liabilities
Total Assets:$903,188,000747
Cash and due from depository institutions$32,155,000778
Interest-bearing balances$7,008,0003,599
Securities$188,192,000778
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$620,081,000677
Loan loss allowance$6,968,0001,168
Trading account assets$0208
Bank premises and fixed assets$16,771,000681
Other real estate owned$1,092,000778
Goodwill and other intangibles$3,071,000980
All other assets$41,826,000569
Life insurance assets$12,051,000580
Total liabilities and capital$903,188,000747
Total liabilities$829,467,000736
Total deposits$648,835,000838
Interest-bearing deposits$554,734,000844
Deposits held in domestic offices$648,835,000836
% insured91.82%3,440
Federal funds purchased & repurchase agreements$43,593,000384
Trading liabilities$0108
Other borrowed funds$129,695,000281
Subordinated debt$0214
All other liabilities$7,344,000729
Total equity capital$73,721,000923
Total bank equity capital$73,721,000921
Perpetual preferred stock$0224
Common stock$06,934
Surplus$11,750,0002,364
Undivided profits$61,971,000530
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$10,011,0001,418
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$2,423,0001,160
Earning assets$815,281,000753
Long-term assets (5+ years)$318,789,000468
Average Assets, year-to-date$900,204,000744
Average Assets, quarterly$900,204,000744
Volatile liabilities$138,127,000474
Insider loans$962,0004,033
FHLB advances$129,695,000228
Loans and leases held for sale$103,0001,543
Unused loan commitments$137,980,000553
Tier 1 (core) risk-based capital$73,693,000857
Tier 2 risk-based capital$7,526,000730
Total risk weighted assets$601,705,000746
Total unused commitments$137,980,000553
Derivatives$54,014,000247
2010-12-31Rank
# of Employees:198755
Assets and Liabilities
Total Assets:$897,220,000753
Cash and due from depository institutions$23,370,000755
Interest-bearing balances$6,999,0003,380
Securities$188,023,000746
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$622,725,000687
Loan loss allowance$7,722,0001,071
Trading account assets$0207
Bank premises and fixed assets$17,200,000664
Other real estate owned$985,000755
Goodwill and other intangibles$3,076,000989
All other assets$41,841,000574
Life insurance assets$11,937,000576
Total liabilities and capital$897,220,000753
Total liabilities$823,023,000743
Total deposits$629,323,000866
Interest-bearing deposits$542,567,000863
Deposits held in domestic offices$629,323,000865
% insured90.31%3,935
Federal funds purchased & repurchase agreements$47,287,000377
Trading liabilities$0108
Other borrowed funds$139,700,000282
Subordinated debt$0220
All other liabilities$6,713,000786
Total equity capital$74,197,000908
Total bank equity capital$74,197,000906
Perpetual preferred stock$0224
Common stock$07,013
Surplus$11,750,0002,370
Undivided profits$62,447,000525
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$19,304,000882
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,777,0001,031
Earning assets$817,747,000749
Long-term assets (5+ years)$324,626,000440
Average Assets, year-to-date$899,765,600745
Average Assets, quarterly$912,910,000746
Volatile liabilities$264,086,000518
Insider loans$807,0004,383
FHLB advances$139,700,000237
Loans and leases held for sale$1,551,0001,024
Unused loan commitments$139,886,000551
Tier 1 (core) risk-based capital$73,724,000850
Tier 2 risk-based capital$7,538,000753
Total risk weighted assets$601,957,000759
Total unused commitments$139,886,000551
Derivatives$56,612,000264
2010-09-30Rank
# of Employees:197763
Assets and Liabilities
Total Assets:$928,600,000737
Cash and due from depository institutions$40,218,000763
Interest-bearing balances$6,717,0003,424
Securities$194,686,000700
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$631,866,000681
Loan loss allowance$7,417,0001,122
Trading account assets$0210
Bank premises and fixed assets$17,313,000654
Other real estate owned$946,000763
Goodwill and other intangibles$3,063,0001,000
All other assets$40,508,000588
Life insurance assets$11,804,000576
Total liabilities and capital$928,600,000737
Total liabilities$853,732,000719
Total deposits$648,959,000839
Interest-bearing deposits$562,797,000836
Deposits held in domestic offices$648,959,000836
% insured85.03%5,076
Federal funds purchased & repurchase agreements$43,309,000399
Trading liabilities$0103
Other borrowed funds$154,704,000271
Subordinated debt$0233
All other liabilities$6,760,000839
Total equity capital$74,868,000921
Total bank equity capital$74,868,000920
Perpetual preferred stock$0229
Common stock$07,110
Surplus$11,750,0002,361
Undivided profits$63,118,000527
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$10,830,0001,364
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,743,0001,124
Earning assets$833,269,000737
Long-term assets (5+ years)$310,187,000438
Average Assets, year-to-date$900,402,000747
Average Assets, quarterly$925,254,500738
Volatile liabilities$287,276,000487
Insider loans$810,0004,446
FHLB advances$154,704,000226
Loans and leases held for sale$1,298,0001,146
Unused loan commitments$134,643,000578
Tier 1 (core) risk-based capital$73,222,000855
Tier 2 risk-based capital$7,445,000776
Total risk weighted assets$610,698,000754
Total unused commitments$134,643,000579
Derivatives$57,018,000303
2010-06-30Rank
# of Employees:200754
Assets and Liabilities
Total Assets:$921,909,000733
Cash and due from depository institutions$27,824,000754
Interest-bearing balances$5,0007,124
Securities$197,764,000683
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$633,071,000681
Loan loss allowance$7,491,0001,121
Trading account assets$0210
Bank premises and fixed assets$16,877,000684
Other real estate owned$608,000754
Goodwill and other intangibles$3,056,0001,005
All other assets$42,709,000555
Life insurance assets$11,672,000583
Total liabilities and capital$921,909,000733
Total liabilities$847,734,000718
Total deposits$600,996,000905
Interest-bearing deposits$519,963,000902
Deposits held in domestic offices$600,996,000903
% insured86.42%4,820
Federal funds purchased & repurchase agreements$46,486,000366
Trading liabilities$0104
Other borrowed funds$194,709,000235
Subordinated debt$0241
All other liabilities$5,543,000942
Total equity capital$74,175,000910
Total bank equity capital$74,175,000910
Perpetual preferred stock$0222
Common stock$07,172
Surplus$11,750,0002,365
Undivided profits$62,425,000512
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$11,451,0001,348
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$2,774,0001,070
Earning assets$830,840,000732
Long-term assets (5+ years)$365,610,000367
Average Assets, year-to-date$891,002,670757
Average Assets, quarterly$899,042,000751
Volatile liabilities$304,039,000470
Insider loans$957,0004,214
FHLB advances$194,709,000193
Loans and leases held for sale$718,0001,187
Unused loan commitments$129,991,000582
Tier 1 (core) risk-based capital$69,759,000897
Tier 2 risk-based capital$8,032,000726
Total risk weighted assets$642,474,000722
Total unused commitments$129,991,000582
Derivatives$57,408,000258
2010-03-31Rank
# of Employees:192799
Assets and Liabilities
Total Assets:$876,175,000790
Cash and due from depository institutions$11,585,000799
Interest-bearing balances$6,0007,182
Securities$184,493,000726
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$618,513,000723
Loan loss allowance$6,916,0001,233
Trading account assets$0227
Bank premises and fixed assets$16,443,000723
Other real estate owned$608,000799
Goodwill and other intangibles$3,054,0001,016
All other assets$41,479,000593
Life insurance assets$11,546,000586
Total liabilities and capital$876,175,000790
Total liabilities$805,241,000773
Total deposits$564,838,000978
Interest-bearing deposits$488,049,000991
Deposits held in domestic offices$564,838,000976
% insured86.82%4,738
Federal funds purchased & repurchase agreements$41,271,000422
Trading liabilities$0108
Other borrowed funds$192,638,000259
Subordinated debt$0248
All other liabilities$6,494,000851
Total equity capital$70,934,000951
Total bank equity capital$70,934,000950
Perpetual preferred stock$0220
Common stock$07,272
Surplus$11,750,0002,396
Undivided profits$59,184,000525
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$8,495,0001,682
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$3,250,000933
Earning assets$803,012,000774
Long-term assets (5+ years)$356,335,000378
Average Assets, year-to-date$875,549,500789
Average Assets, quarterly$875,549,500789
Volatile liabilities$269,062,000542
Insider loans$1,179,0003,950
FHLB advances$192,638,000209
Loans and leases held for sale$363,0001,353
Unused loan commitments$134,586,000590
Tier 1 (core) risk-based capital$68,859,000914
Tier 2 risk-based capital$7,724,000771
Total risk weighted assets$624,002,000761
Total unused commitments$134,586,000591
Derivatives$58,546,000246
2009-12-31Rank
# of Employees:192794
Assets and Liabilities
Total Assets:$874,924,000790
Cash and due from depository institutions$15,020,000794
Interest-bearing balances$23,0006,984
Securities$187,057,000696
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$613,316,000746
Loan loss allowance$6,774,0001,252
Trading account assets$0224
Bank premises and fixed assets$16,314,000735
Other real estate owned$338,000794
Goodwill and other intangibles$3,069,0001,011
All other assets$39,810,000625
Life insurance assets$11,422,000588
Total liabilities and capital$874,924,000790
Total liabilities$805,375,000776
Total deposits$570,045,000975
Interest-bearing deposits$488,038,000996
Deposits held in domestic offices$570,045,000972
% insured86.76%4,823
Federal funds purchased & repurchase agreements$41,684,000439
Trading liabilities$0104
Other borrowed funds$187,967,000292
Subordinated debt$0258
All other liabilities$5,679,000931
Total equity capital$69,549,000957
Total bank equity capital$69,549,000956
Perpetual preferred stock$0219
Common stock$07,340
Surplus$11,750,0002,394
Undivided profits$57,799,000538
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$11,323,0001,362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$2,822,0001,134
Earning assets$800,396,000780
Long-term assets (5+ years)$362,952,000370
Average Assets, year-to-date$856,286,800793
Average Assets, quarterly$869,012,000794
Volatile liabilities$235,014,000626
Insider loans$1,181,0003,988
FHLB advances$168,717,000253
Loans and leases held for sale$273,0001,480
Unused loan commitments$128,164,000636
Tier 1 (core) risk-based capital$68,049,000908
Tier 2 risk-based capital$7,700,000799
Total risk weighted assets$616,207,000804
Total unused commitments$128,164,000636
Derivatives$58,972,000242
2009-09-30Rank
# of Employees:190814
Assets and Liabilities
Total Assets:$863,100,000810
Cash and due from depository institutions$14,138,000814
Interest-bearing balances$19,0007,000
Securities$181,033,000716
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$609,490,000769
Loan loss allowance$6,511,0001,221
Trading account assets$0238
Bank premises and fixed assets$16,254,000744
Other real estate owned$338,000814
Goodwill and other intangibles$3,086,0001,053
All other assets$38,761,000587
Life insurance assets$11,292,000596
Total liabilities and capital$863,100,000810
Total liabilities$793,416,000793
Total deposits$534,026,0001,047
Interest-bearing deposits$459,570,0001,059
Deposits held in domestic offices$534,026,0001,044
% insured88.07%4,582
Federal funds purchased & repurchase agreements$36,679,000490
Trading liabilities$0103
Other borrowed funds$216,722,000282
Subordinated debt$0269
All other liabilities$5,989,000976
Total equity capital$69,684,000972
Total bank equity capital$69,684,000972
Perpetual preferred stock$0212
Common stock$07,420
Surplus$11,750,0002,375
Undivided profits$57,934,000564
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$9,556,0001,537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$2,993,0001,138
Earning assets$790,542,000810
Long-term assets (5+ years)$398,002,000340
Average Assets, year-to-date$851,627,500810
Average Assets, quarterly$862,960,000803
Volatile liabilities$234,290,000655
Insider loans$1,612,0003,433
FHLB advances$171,722,000260
Loans and leases held for sale$253,0001,490
Unused loan commitments$133,524,000648
Tier 1 (core) risk-based capital$64,239,000965
Tier 2 risk-based capital$7,410,000840
Total risk weighted assets$607,623,000830
Total unused commitments$133,524,000649
Derivatives$59,341,000248
2009-06-30Rank
# of Employees:193823
Assets and Liabilities
Total Assets:$862,820,000822
Cash and due from depository institutions$11,602,000823
Interest-bearing balances$13,0007,071
Securities$191,679,000664
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$602,698,000806
Loan loss allowance$5,891,0001,305
Trading account assets$0240
Bank premises and fixed assets$16,348,000763
Other real estate owned$338,000823
Goodwill and other intangibles$3,093,0001,076
All other assets$37,062,000624
Life insurance assets$11,165,000614
Total liabilities and capital$862,820,000822
Total liabilities$794,939,000808
Total deposits$536,095,0001,046
Interest-bearing deposits$471,330,0001,043
Deposits held in domestic offices$536,095,0001,045
% insured79.01%4,034
Federal funds purchased & repurchase agreements$41,661,000459
Trading liabilities$0100
Other borrowed funds$211,501,000295
Subordinated debt$0276
All other liabilities$5,682,0001,052
Total equity capital$67,881,000997
Total bank equity capital$67,881,000997
Perpetual preferred stock$0213
Common stock$07,509
Surplus$11,750,0002,379
Undivided profits$56,131,000570
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$7,766,0001,668
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$3,040,0001,093
Earning assets$794,390,000808
Long-term assets (5+ years)$408,417,000331
Average Assets, year-to-date$847,803,330829
Average Assets, quarterly$853,795,000829
Volatile liabilities$275,932,000585
Insider loans$1,236,0003,956
FHLB advances$191,501,000263
Loans and leases held for sale$529,0001,488
Unused loan commitments$140,202,000641
Tier 1 (core) risk-based capital$63,835,000984
Tier 2 risk-based capital$6,719,000920
Total risk weighted assets$601,657,000867
Total unused commitments$140,202,000642
Derivatives$51,847,000285
2009-03-31Rank
# of Employees:196810
Assets and Liabilities
Total Assets:$844,770,000842
Cash and due from depository institutions$28,283,000810
Interest-bearing balances$29,0006,703
Securities$172,277,000733
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$589,265,000834
Loan loss allowance$5,318,0001,357
Trading account assets$0234
Bank premises and fixed assets$16,530,000758
Other real estate owned$338,000810
Goodwill and other intangibles$3,095,0001,091
All other assets$34,982,000649
Life insurance assets$11,040,000624
Total liabilities and capital$844,770,000842
Total liabilities$776,441,000828
Total deposits$538,707,0001,036
Interest-bearing deposits$476,003,0001,029
Deposits held in domestic offices$538,707,0001,035
% insured79.09%4,024
Federal funds purchased & repurchase agreements$28,983,000601
Trading liabilities$092
Other borrowed funds$201,230,000331
Subordinated debt$0271
All other liabilities$7,521,000827
Total equity capital$68,329,000991
Total bank equity capital$68,329,000989
Perpetual preferred stock$0193
Common stock$07,555
Surplus$11,750,0002,373
Undivided profits$56,579,000582
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$4,712,0002,192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$2,851,0001,199
Earning assets$761,571,000853
Long-term assets (5+ years)$393,896,000348
Average Assets, year-to-date$840,295,000839
Average Assets, quarterly$840,295,000839
Volatile liabilities$241,384,000662
Insider loans$1,531,0003,577
FHLB advances$201,230,000265
Loans and leases held for sale$363,0001,512
Unused loan commitments$145,271,000667
Tier 1 (core) risk-based capital$63,193,0001,000
Tier 2 risk-based capital$6,368,000960
Total risk weighted assets$582,782,000898
Total unused commitments$145,271,000667
Derivatives$47,797,000328
2008-12-31Rank
# of Employees:189834
Assets and Liabilities
Total Assets:$835,820,000842
Cash and due from depository institutions$17,223,000834
Interest-bearing balances$100,0005,675
Securities$186,469,000658
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$577,420,000849
Loan loss allowance$5,463,0001,283
Trading account assets$0236
Bank premises and fixed assets$16,819,000744
Other real estate owned$338,000834
Goodwill and other intangibles$3,107,0001,111
All other assets$34,444,000666
Life insurance assets$10,915,000630
Total liabilities and capital$835,820,000842
Total liabilities$768,583,000823
Total deposits$493,114,0001,099
Interest-bearing deposits$435,892,0001,079
Deposits held in domestic offices$493,114,0001,098
% insured0.00%1
Federal funds purchased & repurchase agreements$50,765,000443
Trading liabilities$088
Other borrowed funds$219,234,000331
Subordinated debt$0278
All other liabilities$5,470,0001,073
Total equity capital$67,237,000985
Total bank equity capital$67,237,000985
Perpetual preferred stock$0141
Common stock$07,596
Surplus$11,750,0002,354
Undivided profits$55,487,000589
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,100,0002,156
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,227,0001,096
Earning assets$763,989,000828
Long-term assets (5+ years)$402,694,000337
Average Assets, year-to-date$791,041,200857
Average Assets, quarterly$815,863,500851
Volatile liabilities$253,750,000622
Insider loans$1,271,0003,965
FHLB advances$219,234,000267
Loans and leases held for sale$618,0001,051
Unused loan commitments$137,523,000718
Tier 1 (core) risk-based capital$62,583,0001,002
Tier 2 risk-based capital$5,960,0001,002
Total risk weighted assets$566,402,000924
Total unused commitments$137,523,000718
Derivatives$31,401,000346
2008-09-30Rank
# of Employees:192834
Assets and Liabilities
Total Assets:$795,907,000875
Cash and due from depository institutions$12,792,000834
Interest-bearing balances$248,0004,292
Securities$157,665,000744
Federal funds sold & reverse repurchase agreements$5,424,0002,124
Net loans & leases$566,147,000863
Loan loss allowance$4,911,0001,282
Trading account assets$0251
Bank premises and fixed assets$17,143,000722
Other real estate owned$338,000834
Goodwill and other intangibles$3,130,0001,153
All other assets$33,268,000657
Life insurance assets$10,787,000629
Total liabilities and capital$795,907,000875
Total liabilities$733,463,000848
Total deposits$487,566,0001,083
Interest-bearing deposits$430,841,0001,075
Deposits held in domestic offices$487,566,0001,080
% insured0.00%1
Federal funds purchased & repurchase agreements$32,754,000620
Trading liabilities$091
Other borrowed funds$208,101,000354
Subordinated debt$0276
All other liabilities$5,042,0001,129
Total equity capital$62,444,0001,086
Total bank equity capital$62,444,0001,086
Perpetual preferred stock$0110
Common stock$07,662
Surplus$11,750,0002,345
Undivided profits$50,694,000676
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,441,0001,775
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,911,0001,313
Earning assets$729,484,000850
Long-term assets (5+ years)$376,354,000356
Average Assets, year-to-date$779,846,500868
Average Assets, quarterly$789,035,000881
Volatile liabilities$211,173,000721
Insider loans$1,501,0003,689
FHLB advances$208,101,000310
Loans and leases held for sale$441,0001,075
Unused loan commitments$131,102,000775
Tier 1 (core) risk-based capital$61,625,0001,030
Tier 2 risk-based capital$5,745,000989
Total risk weighted assets$561,974,000910
Total unused commitments$131,102,000775
Derivatives$25,606,000321
2008-06-30Rank
# of Employees:196834
Assets and Liabilities
Total Assets:$782,163,000884
Cash and due from depository institutions$13,483,000834
Interest-bearing balances$194,0004,388
Securities$146,505,000821
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$568,693,000847
Loan loss allowance$4,851,0001,228
Trading account assets$0267
Bank premises and fixed assets$17,211,000704
Other real estate owned$338,000834
Goodwill and other intangibles$3,156,0001,164
All other assets$32,777,000651
Life insurance assets$10,659,000632
Total liabilities and capital$782,163,000884
Total liabilities$721,104,000854
Total deposits$489,774,0001,052
Interest-bearing deposits$438,972,0001,016
Deposits held in domestic offices$489,774,0001,049
% insured0.00%1
Federal funds purchased & repurchase agreements$26,349,000782
Trading liabilities$094
Other borrowed funds$200,101,000367
Subordinated debt$0257
All other liabilities$4,880,0001,150
Total equity capital$61,059,0001,107
Total bank equity capital$61,059,0001,107
Perpetual preferred stock$0107
Common stock$07,725
Surplus$11,750,0002,332
Undivided profits$49,309,000717
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,424,0001,621
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$3,010,0001,227
Earning assets$715,392,000868
Long-term assets (5+ years)$369,682,000359
Average Assets, year-to-date$774,493,000875
Average Assets, quarterly$778,144,500882
Volatile liabilities$175,609,000872
Insider loans$1,543,0003,630
FHLB advances$200,101,000315
Loans and leases held for sale$1,390,000767
Unused loan commitments$141,429,000761
Tier 1 (core) risk-based capital$60,855,0001,032
Tier 2 risk-based capital$5,705,000973
Total risk weighted assets$558,840,000920
Total unused commitments$141,429,000761
Derivatives$25,803,000323
2008-03-31Rank
# of Employees:197820
Assets and Liabilities
Total Assets:$774,126,000885
Cash and due from depository institutions$11,288,000820
Interest-bearing balances$275,0004,166
Securities$134,911,000892
Federal funds sold & reverse repurchase agreements$6,400,0002,643
Net loans & leases$570,214,000832
Loan loss allowance$4,791,0001,183
Trading account assets$0252
Bank premises and fixed assets$17,410,000683
Other real estate owned$0820
Goodwill and other intangibles$3,185,0001,168
All other assets$30,718,000667
Life insurance assets$10,535,000629
Total liabilities and capital$774,126,000885
Total liabilities$711,500,000859
Total deposits$490,427,0001,046
Interest-bearing deposits$442,204,0001,017
Deposits held in domestic offices$490,427,0001,042
% insured0.00%1
Federal funds purchased & repurchase agreements$18,971,000906
Trading liabilities$086
Other borrowed funds$197,102,000342
Subordinated debt$0251
All other liabilities$5,000,0001,209
Total equity capital$62,626,0001,108
Total bank equity capital$62,626,0001,108
Perpetual preferred stock$0108
Common stock$07,761
Surplus$11,750,0002,325
Undivided profits$50,876,000723
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,611,0001,402
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$3,031,0001,248
Earning assets$711,800,000872
Long-term assets (5+ years)$360,637,000354
Average Assets, year-to-date$770,658,000888
Average Assets, quarterly$770,658,000888
Volatile liabilities$171,698,000868
Insider loans$1,675,0003,437
FHLB advances$197,102,000297
Loans and leases held for sale$147,0001,611
Unused loan commitments$132,318,000809
Tier 1 (core) risk-based capital$60,104,0001,044
Tier 2 risk-based capital$5,598,000950
Total risk weighted assets$555,730,000907
Total unused commitments$132,318,000809
Derivatives$20,961,000382
2007-12-31Rank
# of Employees:194843
Assets and Liabilities
Total Assets:$767,190,000898
Cash and due from depository institutions$11,979,000843
Interest-bearing balances$296,0003,646
Securities$130,290,000918
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$572,550,000832
Loan loss allowance$5,255,0001,037
Trading account assets$0237
Bank premises and fixed assets$17,480,000681
Other real estate owned$0843
Goodwill and other intangibles$3,211,0001,165
All other assets$31,680,000636
Life insurance assets$10,414,000630
Total liabilities and capital$767,190,000898
Total liabilities$705,034,000871
Total deposits$473,591,0001,079
Interest-bearing deposits$423,470,0001,064
Deposits held in domestic offices$473,591,0001,075
% insured0.00%1
Federal funds purchased & repurchase agreements$21,253,000850
Trading liabilities$078
Other borrowed funds$205,102,000320
Subordinated debt$0248
All other liabilities$5,088,0001,169
Total equity capital$62,156,0001,107
Total bank equity capital$62,156,0001,107
Perpetual preferred stock$0111
Common stock$07,805
Surplus$11,750,0002,305
Undivided profits$50,406,000730
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,328,0001,255
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$3,326,0001,219
Earning assets$703,136,000881
Long-term assets (5+ years)$307,609,000405
Average Assets, year-to-date$748,943,000873
Average Assets, quarterly$764,423,000889
Volatile liabilities$164,659,000914
Insider loans$1,713,0003,351
FHLB advances$205,102,000278
Loans and leases held for sale$335,0001,339
Unused loan commitments$130,221,000826
Tier 1 (core) risk-based capital$59,189,0001,061
Tier 2 risk-based capital$6,009,000901
Total risk weighted assets$568,229,000890
Total unused commitments$130,221,000826
Derivatives$13,399,000429
2007-09-30Rank
# of Employees:186893
Assets and Liabilities
Total Assets:$761,656,000884
Cash and due from depository institutions$12,736,000893
Interest-bearing balances$454,0003,125
Securities$137,340,000872
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$558,734,000829
Loan loss allowance$4,522,0001,165
Trading account assets$0244
Bank premises and fixed assets$17,777,000638
Other real estate owned$0893
Goodwill and other intangibles$3,238,0001,140
All other assets$31,831,000618
Life insurance assets$10,291,000622
Total liabilities and capital$761,656,000884
Total liabilities$700,396,000858
Total deposits$477,673,0001,068
Interest-bearing deposits$426,761,0001,045
Deposits held in domestic offices$477,673,0001,065
% insured0.00%1
Federal funds purchased & repurchase agreements$8,873,0001,333
Trading liabilities$078
Other borrowed funds$209,103,000302
Subordinated debt$0244
All other liabilities$4,747,0001,231
Total equity capital$61,260,0001,111
Total bank equity capital$61,260,0001,111
Perpetual preferred stock$0113
Common stock$07,824
Surplus$11,750,0002,257
Undivided profits$49,510,000753
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,365,0001,773
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$3,782,0001,133
Earning assets$696,528,000877
Long-term assets (5+ years)$313,991,000389
Average Assets, year-to-date$744,381,250876
Average Assets, quarterly$750,439,500887
Volatile liabilities$137,191,0001,048
Insider loans$1,667,0003,379
FHLB advances$209,103,000257
Loans and leases held for sale$1,830,000633
Unused loan commitments$137,292,000817
Tier 1 (core) risk-based capital$58,826,0001,074
Tier 2 risk-based capital$5,016,0001,047
Total risk weighted assets$549,873,000896
Total unused commitments$137,292,000817
Derivatives$7,522,000518
2007-06-30Rank
# of Employees:1651,038
Assets and Liabilities
Total Assets:$739,223,000910
Cash and due from depository institutions$10,840,0001,038
Interest-bearing balances$435,0003,204
Securities$138,133,000858
Federal funds sold & reverse repurchase agreements$625,0005,462
Net loans & leases$537,403,000867
Loan loss allowance$4,206,0001,257
Trading account assets$0245
Bank premises and fixed assets$17,731,000631
Other real estate owned$01,038
Goodwill and other intangibles$3,267,0001,132
All other assets$31,224,000640
Life insurance assets$10,167,000621
Total liabilities and capital$739,223,000910
Total liabilities$679,881,000883
Total deposits$476,871,0001,094
Interest-bearing deposits$427,546,0001,053
Deposits held in domestic offices$476,871,0001,092
% insured0.00%1
Federal funds purchased & repurchase agreements$8,330,0001,317
Trading liabilities$087
Other borrowed funds$190,103,000308
Subordinated debt$0258
All other liabilities$4,577,0001,239
Total equity capital$59,342,0001,148
Total bank equity capital$59,342,0001,148
Perpetual preferred stock$0111
Common stock$07,878
Surplus$11,750,0002,258
Undivided profits$47,592,000779
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,689,0002,079
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$3,067,0001,306
Earning assets$676,596,000912
Long-term assets (5+ years)$319,657,000380
Average Assets, year-to-date$738,623,000893
Average Assets, quarterly$739,993,000901
Volatile liabilities$137,419,0001,032
Insider loans$1,668,0003,338
FHLB advances$190,103,000261
Loans and leases held for sale$539,0001,232
Unused loan commitments$131,974,000843
Tier 1 (core) risk-based capital$58,115,0001,094
Tier 2 risk-based capital$4,868,0001,078
Total risk weighted assets$529,586,000930
Total unused commitments$131,974,000843
Derivatives$5,963,000596
2007-03-31Rank
# of Employees:1591,059
Assets and Liabilities
Total Assets:$740,763,000896
Cash and due from depository institutions$9,719,0001,059
Interest-bearing balances$457,0003,242
Securities$142,266,000836
Federal funds sold & reverse repurchase agreements$3,100,0004,283
Net loans & leases$535,680,000846
Loan loss allowance$3,997,0001,330
Trading account assets$0267
Bank premises and fixed assets$17,821,000618
Other real estate owned$01,059
Goodwill and other intangibles$3,289,0001,115
All other assets$28,888,000656
Life insurance assets$10,045,000616
Total liabilities and capital$740,763,000896
Total liabilities$681,356,000873
Total deposits$497,681,0001,032
Interest-bearing deposits$450,119,000991
Deposits held in domestic offices$497,681,0001,030
% insured0.00%1
Federal funds purchased & repurchase agreements$6,485,0001,397
Trading liabilities$089
Other borrowed funds$173,538,000317
Subordinated debt$0262
All other liabilities$3,652,0001,499
Total equity capital$59,407,0001,125
Total bank equity capital$59,407,0001,125
Perpetual preferred stock$0113
Common stock$07,908
Surplus$11,750,0002,224
Undivided profits$47,657,000778
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,250,0002,383
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$3,409,0001,139
Earning assets$681,503,000891
Long-term assets (5+ years)$345,771,000340
Average Assets, year-to-date$738,323,000889
Average Assets, quarterly$738,323,000889
Volatile liabilities$128,534,0001,078
Insider loans$1,658,0003,323
FHLB advances$173,538,000271
Loans and leases held for sale$01,800
Unused loan commitments$123,263,000888
Tier 1 (core) risk-based capital$57,437,0001,081
Tier 2 risk-based capital$4,749,0001,086
Total risk weighted assets$512,587,000941
Total unused commitments$123,263,000888
Derivatives$5,184,000612
2006-12-31Rank
# of Employees:1591,066
Assets and Liabilities
Total Assets:$735,883,000895
Cash and due from depository institutions$10,486,0001,066
Interest-bearing balances$441,0003,273
Securities$155,968,000791
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$530,049,000836
Loan loss allowance$3,822,0001,366
Trading account assets$0156
Bank premises and fixed assets$17,830,000598
Other real estate owned$01,066
Goodwill and other intangibles$2,686,0001,210
All other assets$18,864,000979
Life insurance assets$04,082
Total liabilities and capital$735,883,000895
Total liabilities$677,691,000874
Total deposits$488,295,0001,031
Interest-bearing deposits$440,799,000985
Deposits held in domestic offices$488,295,0001,030
% insured0.00%1
Federal funds purchased & repurchase agreements$12,850,0001,060
Trading liabilities$077
Other borrowed funds$172,970,000336
Subordinated debt$0264
All other liabilities$3,576,0001,520
Total equity capital$58,192,0001,126
Total bank equity capital$58,192,0001,126
Perpetual preferred stock$0112
Common stock$07,944
Surplus$11,750,0002,177
Undivided profits$46,442,000786
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,442,0002,012
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$3,264,0001,224
Earning assets$686,458,000876
Long-term assets (5+ years)$360,085,000323
Average Assets, year-to-date$730,227,800862
Average Assets, quarterly$737,799,000887
Volatile liabilities$142,564,0001,087
Insider loans$1,833,0003,124
FHLB advances$163,970,000304
Loans and leases held for sale$353,0001,326
Unused loan commitments$122,896,000864
Tier 1 (core) risk-based capital$57,472,0001,066
Tier 2 risk-based capital$4,527,0001,135
Total risk weighted assets$507,882,000927
Total unused commitments$122,896,000864
Derivatives$1,500,000770
2006-09-30Rank
# of Employees:1521,146
Assets and Liabilities
Total Assets:$739,715,000886
Cash and due from depository institutions$9,664,0001,146
Interest-bearing balances$756,0002,683
Securities$159,186,000784
Federal funds sold & reverse repurchase agreements$10,000,0001,407
Net loans & leases$522,240,000852
Loan loss allowance$3,763,0001,384
Trading account assets$0154
Bank premises and fixed assets$17,990,000585
Other real estate owned$01,146
Goodwill and other intangibles$2,699,0001,195
All other assets$17,936,0001,040
Life insurance assets$04,052
Total liabilities and capital$739,715,000886
Total liabilities$682,099,000861
Total deposits$491,146,0001,020
Interest-bearing deposits$442,256,000972
Deposits held in domestic offices$491,146,0001,018
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$187,813,000320
Subordinated debt$0269
All other liabilities$3,140,0001,645
Total equity capital$57,616,0001,142
Total bank equity capital$57,616,0001,142
Perpetual preferred stock$0118
Common stock$08,007
Surplus$11,750,0002,144
Undivided profits$45,866,000805
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,019,0002,524
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$3,427,0001,146
Earning assets$692,182,000874
Long-term assets (5+ years)$369,016,000324
Average Assets, year-to-date$728,814,000871
Average Assets, quarterly$732,587,000883
Volatile liabilities$144,982,0001,075
Insider loans$1,863,0003,083
FHLB advances$179,398,000289
Loans and leases held for sale$219,0001,477
Unused loan commitments$113,812,000932
Tier 1 (core) risk-based capital$57,145,0001,068
Tier 2 risk-based capital$4,309,0001,191
Total risk weighted assets$500,684,000932
Total unused commitments$113,812,000933
Derivatives$01,023
2006-06-30Rank
# of Employees:1611,066
Assets and Liabilities
Total Assets:$725,459,000900
Cash and due from depository institutions$11,595,0001,066
Interest-bearing balances$746,0002,719
Securities$160,500,000783
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$514,420,000858
Loan loss allowance$3,568,0001,443
Trading account assets$0157
Bank premises and fixed assets$17,964,000566
Other real estate owned$01,066
Goodwill and other intangibles$2,713,0001,181
All other assets$18,267,0001,019
Life insurance assets$04,035
Total liabilities and capital$725,459,000900
Total liabilities$670,143,000865
Total deposits$480,074,0001,031
Interest-bearing deposits$432,180,000971
Deposits held in domestic offices$480,074,0001,029
% insured0.00%1
Federal funds purchased & repurchase agreements$4,599,0001,783
Trading liabilities$073
Other borrowed funds$183,270,000349
Subordinated debt$0265
All other liabilities$2,200,0002,014
Total equity capital$55,316,0001,141
Total bank equity capital$55,316,0001,141
Perpetual preferred stock$0119
Common stock$08,039
Surplus$11,750,0002,105
Undivided profits$43,566,000790
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$812,0002,800
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$3,057,0001,158
Earning assets$675,666,000883
Long-term assets (5+ years)$369,882,000319
Average Assets, year-to-date$725,180,330876
Average Assets, quarterly$723,532,500886
Volatile liabilities$143,534,0001,062
Insider loans$1,245,0003,814
FHLB advances$176,823,000301
Loans and leases held for sale$01,763
Unused loan commitments$114,944,000938
Tier 1 (core) risk-based capital$56,607,0001,044
Tier 2 risk-based capital$4,093,0001,239
Total risk weighted assets$496,602,000929
Total unused commitments$114,944,000938
Derivatives$01,000
2006-03-31Rank
# of Employees:1651,014
Assets and Liabilities
Total Assets:$721,606,000881
Cash and due from depository institutions$12,758,0001,014
Interest-bearing balances$961,0002,613
Securities$164,586,000772
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$505,719,000843
Loan loss allowance$3,424,0001,480
Trading account assets$0154
Bank premises and fixed assets$17,663,000560
Other real estate owned$01,014
Goodwill and other intangibles$2,728,0001,153
All other assets$18,152,000980
Life insurance assets$04,002
Total liabilities and capital$721,606,000881
Total liabilities$666,222,000844
Total deposits$485,207,0001,003
Interest-bearing deposits$435,121,000952
Deposits held in domestic offices$485,207,0001,001
% insured0.00%1
Federal funds purchased & repurchase agreements$3,775,0001,802
Trading liabilities$077
Other borrowed funds$174,454,000338
Subordinated debt$0259
All other liabilities$2,786,0001,687
Total equity capital$55,384,0001,125
Total bank equity capital$55,384,0001,125
Perpetual preferred stock$0120
Common stock$08,045
Surplus$11,750,0002,035
Undivided profits$43,634,000805
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$743,0002,911
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$3,174,0001,049
Earning assets$671,266,000866
Long-term assets (5+ years)$369,886,000309
Average Assets, year-to-date$725,041,000869
Average Assets, quarterly$725,041,000869
Volatile liabilities$120,891,0001,165
Insider loans$1,555,0003,342
FHLB advances$166,643,000298
Loans and leases held for sale$259,0001,340
Unused loan commitments$110,825,000948
Tier 1 (core) risk-based capital$56,098,0001,039
Tier 2 risk-based capital$3,862,0001,293
Total risk weighted assets$474,221,000938
Total unused commitments$110,825,000948
Derivatives$0990
2005-12-31Rank
# of Employees:1561,072
Assets and Liabilities
Total Assets:$728,476,000862
Cash and due from depository institutions$25,265,0001,072
Interest-bearing balances$1,192,0002,460
Securities$167,983,000764
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$497,592,000851
Loan loss allowance$3,236,0001,541
Trading account assets$0155
Bank premises and fixed assets$17,151,000571
Other real estate owned$01,072
Goodwill and other intangibles$2,746,0001,130
All other assets$17,739,000993
Life insurance assets$0351
Total liabilities and capital$728,476,000862
Total liabilities$672,750,000829
Total deposits$482,377,0001,000
Interest-bearing deposits$433,952,000939
Deposits held in domestic offices$482,377,000998
% insured0.00%1
Federal funds purchased & repurchase agreements$13,024,000993
Trading liabilities$072
Other borrowed funds$173,917,000355
Subordinated debt$0258
All other liabilities$3,432,0001,401
Total equity capital$55,726,0001,098
Total bank equity capital$55,726,0001,098
Perpetual preferred stock$0122
Common stock$08,078
Surplus$11,750,0002,004
Undivided profits$43,976,000795
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$532,0003,618
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$3,154,0001,046
Earning assets$666,767,000854
Long-term assets (5+ years)$367,405,000306
Average Assets, year-to-date$681,591,200863
Average Assets, quarterly$724,885,000850
Volatile liabilities$129,353,0001,089
Insider loans$843,0004,528
FHLB advances$161,757,000325
Loans and leases held for sale$1,185,000806
Unused loan commitments$114,974,000907
Tier 1 (core) risk-based capital$55,130,0001,035
Tier 2 risk-based capital$3,641,0001,344
Total risk weighted assets$465,674,000941
Total unused commitments$114,974,000908
Derivatives$0930
2005-09-30Rank
# of Employees:1621,009
Assets and Liabilities
Total Assets:$721,294,000849
Cash and due from depository institutions$23,515,0001,009
Interest-bearing balances$1,309,0002,407
Securities$169,181,000748
Federal funds sold & reverse repurchase agreements$3,025,0003,106
Net loans & leases$489,306,000841
Loan loss allowance$2,990,0001,634
Trading account assets$0146
Bank premises and fixed assets$16,190,000580
Other real estate owned$01,009
Goodwill and other intangibles$2,757,0001,100
All other assets$17,320,000994
Life insurance assets$0341
Total liabilities and capital$721,293,000849
Total liabilities$665,477,000818
Total deposits$467,695,0001,005
Interest-bearing deposits$417,366,000945
Deposits held in domestic offices$467,695,0001,002
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$194,513,000329
Subordinated debt$0251
All other liabilities$3,269,0001,397
Total equity capital$55,816,0001,084
Total bank equity capital$55,816,0001,084
Perpetual preferred stock$0120
Common stock$08,097
Surplus$11,750,0001,944
Undivided profits$44,066,000791
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$309,0004,699
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$3,114,000989
Earning assets$662,821,000836
Long-term assets (5+ years)$365,989,000295
Average Assets, year-to-date$669,870,000861
Average Assets, quarterly$711,689,500846
Volatile liabilities$118,102,0001,136
Insider loans$783,0004,646
FHLB advances$185,358,000289
Loans and leases held for sale$923,000991
Unused loan commitments$110,875,000915
Tier 1 (core) risk-based capital$54,691,0001,029
Tier 2 risk-based capital$3,431,0001,399
Total risk weighted assets$456,466,000932
Total unused commitments$110,875,000916
Derivatives$0909
2005-06-30Rank
# of Employees:1601,027
Assets and Liabilities
Total Assets:$702,085,000843
Cash and due from depository institutions$19,166,0001,027
Interest-bearing balances$1,808,0002,094
Securities$169,290,000747
Federal funds sold & reverse repurchase agreements$7,550,0001,522
Net loans & leases$470,905,000848
Loan loss allowance$2,672,0001,801
Trading account assets$0148
Bank premises and fixed assets$16,176,000562
Other real estate owned$01,027
Goodwill and other intangibles$2,749,0001,090
All other assets$16,249,0001,021
Life insurance assets$0339
Total liabilities and capital$702,085,000843
Total liabilities$645,561,000825
Total deposits$442,675,0001,029
Interest-bearing deposits$395,484,000972
Deposits held in domestic offices$442,675,0001,027
% insured0.00%1
Federal funds purchased & repurchase agreements$1,0003,717
Trading liabilities$065
Other borrowed funds$199,865,000324
Subordinated debt$0251
All other liabilities$3,020,0001,416
Total equity capital$56,524,0001,055
Total bank equity capital$56,524,0001,055
Perpetual preferred stock$0118
Common stock$08,105
Surplus$11,750,0001,899
Undivided profits$44,774,000764
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$497,0003,703
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$2,845,0001,005
Earning assets$649,553,000834
Long-term assets (5+ years)$356,490,000305
Average Assets, year-to-date$652,728,670875
Average Assets, quarterly$670,498,500865
Volatile liabilities$118,301,0001,108
Insider loans$450,0005,609
FHLB advances$188,445,000286
Loans and leases held for sale$1,150,000934
Unused loan commitments$117,297,000849
Tier 1 (core) risk-based capital$54,086,0001,017
Tier 2 risk-based capital$3,202,0001,467
Total risk weighted assets$440,224,000945
Total unused commitments$117,297,000849
Derivatives$0866
2005-03-31Rank
# of Employees:168953
Assets and Liabilities
Total Assets:$638,912,000907
Cash and due from depository institutions$15,940,000953
Interest-bearing balances$1,472,0002,342
Securities$137,983,000904
Federal funds sold & reverse repurchase agreements$2,475,0003,694
Net loans & leases$447,900,000866
Loan loss allowance$2,560,0001,853
Trading account assets$0148
Bank premises and fixed assets$16,375,000551
Other real estate owned$0953
Goodwill and other intangibles$2,741,0001,078
All other assets$15,498,0001,050
Life insurance assets$0333
Total liabilities and capital$638,912,000907
Total liabilities$583,772,000894
Total deposits$406,314,0001,115
Interest-bearing deposits$360,416,0001,058
Deposits held in domestic offices$406,314,0001,112
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$174,965,000346
Subordinated debt$0265
All other liabilities$2,493,0001,627
Total equity capital$55,140,0001,052
Total bank equity capital$55,140,0001,052
Perpetual preferred stock$0120
Common stock$08,166
Surplus$11,750,0001,848
Undivided profits$43,390,000759
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$521,0003,635
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$2,641,0001,045
Earning assets$589,830,000902
Long-term assets (5+ years)$323,619,000341
Average Assets, year-to-date$628,050,500916
Average Assets, quarterly$628,050,500916
Volatile liabilities$96,676,0001,261
Insider loans$456,0005,575
FHLB advances$165,367,000309
Loans and leases held for sale$1,005,000906
Unused loan commitments$101,027,000939
Tier 1 (core) risk-based capital$53,584,0001,004
Tier 2 risk-based capital$2,982,0001,544
Total risk weighted assets$415,779,000977
Total unused commitments$101,027,000939
Derivatives$0790
2004-12-31Rank
# of Employees:165992
Assets and Liabilities
Total Assets:$617,189,000942
Cash and due from depository institutions$14,930,000992
Interest-bearing balances$1,738,0002,218
Securities$140,975,000908
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$427,483,000913
Loan loss allowance$2,144,0002,160
Trading account assets$0153
Bank premises and fixed assets$16,445,000548
Other real estate owned$0992
Goodwill and other intangibles$2,746,0001,067
All other assets$14,610,0001,075
Life insurance assets$0334
Total liabilities and capital$617,189,000942
Total liabilities$561,260,000932
Total deposits$378,592,0001,192
Interest-bearing deposits$335,891,0001,138
Deposits held in domestic offices$378,592,0001,189
% insured0.00%1
Federal funds purchased & repurchase agreements$1,350,0002,536
Trading liabilities$066
Other borrowed funds$178,535,000339
Subordinated debt$0272
All other liabilities$2,783,0001,460
Total equity capital$55,929,0001,046
Total bank equity capital$55,929,0001,046
Perpetual preferred stock$0118
Common stock$08,205
Surplus$11,750,0001,812
Undivided profits$44,179,000766
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$401,0004,204
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$2,487,0001,095
Earning assets$570,196,000937
Long-term assets (5+ years)$320,814,000350
Average Assets, year-to-date$578,029,600951
Average Assets, quarterly$605,380,500942
Volatile liabilities$88,452,0001,338
Insider loans$359,0005,993
FHLB advances$167,696,000311
Loans and leases held for sale$354,0001,274
Unused loan commitments$98,332,000938
Tier 1 (core) risk-based capital$53,089,0001,005
Tier 2 risk-based capital$2,585,0001,749
Total risk weighted assets$398,179,0001,013
Total unused commitments$98,332,000938
Derivatives$0774
2004-09-30Rank
# of Employees:1611,002
Assets and Liabilities
Total Assets:$593,572,000956
Cash and due from depository institutions$13,999,0001,002
Interest-bearing balances$121,0004,929
Securities$144,370,000892
Federal funds sold & reverse repurchase agreements$950,0004,607
Net loans & leases$400,733,000942
Loan loss allowance$2,479,0001,885
Trading account assets$0149
Bank premises and fixed assets$15,468,000575
Other real estate owned$01,002
Goodwill and other intangibles$2,743,0001,040
All other assets$15,309,0001,007
Life insurance assets$0330
Total liabilities and capital$593,572,000956
Total liabilities$537,792,000952
Total deposits$356,406,0001,251
Interest-bearing deposits$314,373,0001,222
Deposits held in domestic offices$356,406,0001,247
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$178,918,000354
Subordinated debt$0276
All other liabilities$2,468,0001,619
Total equity capital$55,780,0001,030
Total bank equity capital$55,780,0001,030
Perpetual preferred stock$0124
Common stock$08,249
Surplus$11,750,0001,777
Undivided profits$44,030,000759
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$444,0004,208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$2,407,0001,157
Earning assets$546,174,000951
Long-term assets (5+ years)$317,200,000368
Average Assets, year-to-date$568,239,750965
Average Assets, quarterly$584,773,500960
Volatile liabilities$96,866,0001,208
Insider loans$315,0006,163
FHLB advances$175,006,000300
Loans and leases held for sale$3,343,000447
Unused loan commitments$92,918,000982
Tier 1 (core) risk-based capital$52,584,0001,006
Tier 2 risk-based capital$2,512,0001,774
Total risk weighted assets$369,397,0001,075
Total unused commitments$92,918,000985
Derivatives$0770
2004-06-30Rank
# of Employees:1591,025
Assets and Liabilities
Total Assets:$575,975,000965
Cash and due from depository institutions$11,893,0001,025
Interest-bearing balances$82,0005,510
Securities$139,884,000921
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$392,469,000934
Loan loss allowance$2,404,0001,926
Trading account assets$0153
Bank premises and fixed assets$14,470,000602
Other real estate owned$01,025
Goodwill and other intangibles$2,731,0001,026
All other assets$14,528,0001,067
Life insurance assets$0323
Total liabilities and capital$575,975,000965
Total liabilities$521,963,000963
Total deposits$338,232,0001,320
Interest-bearing deposits$300,695,0001,265
Deposits held in domestic offices$338,232,0001,316
% insured0.00%1
Federal funds purchased & repurchase agreements$6,825,0001,417
Trading liabilities$069
Other borrowed funds$175,737,000359
Subordinated debt$0288
All other liabilities$1,169,0002,626
Total equity capital$54,012,0001,018
Total bank equity capital$54,012,0001,018
Perpetual preferred stock$0126
Common stock$08,301
Surplus$11,750,0001,735
Undivided profits$42,262,000752
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$539,0003,831
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$2,240,0001,178
Earning assets$532,435,000953
Long-term assets (5+ years)$308,112,000390
Average Assets, year-to-date$559,795,670970
Average Assets, quarterly$562,949,500969
Volatile liabilities$76,834,0001,425
Insider loans$308,0006,223
FHLB advances$167,296,000317
Loans and leases held for sale$6,789,000310
Unused loan commitments$80,791,0001,061
Tier 1 (core) risk-based capital$51,937,000995
Tier 2 risk-based capital$2,434,0001,803
Total risk weighted assets$356,178,0001,098
Total unused commitments$80,791,0001,061
Derivatives$0740
2004-03-31Rank
# of Employees:164988
Assets and Liabilities
Total Assets:$549,924,000998
Cash and due from depository institutions$10,622,000988
Interest-bearing balances$80,0005,618
Securities$123,070,0001,058
Federal funds sold & reverse repurchase agreements$8,550,0001,746
Net loans & leases$377,524,000959
Loan loss allowance$2,337,0001,967
Trading account assets$0144
Bank premises and fixed assets$14,361,000596
Other real estate owned$0988
Goodwill and other intangibles$2,749,0001,000
All other assets$13,048,0001,110
Life insurance assets$0322
Total liabilities and capital$549,924,000998
Total liabilities$494,236,0001,015
Total deposits$325,921,0001,361
Interest-bearing deposits$291,407,0001,292
Deposits held in domestic offices$325,921,0001,359
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$166,125,000357
Subordinated debt$0287
All other liabilities$2,190,0001,860
Total equity capital$55,688,0001,015
Total bank equity capital$55,688,0001,015
Perpetual preferred stock$0129
Common stock$08,335
Surplus$11,750,0001,703
Undivided profits$43,938,000762
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$590,0003,751
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$2,152,0001,223
Earning assets$509,224,000989
Long-term assets (5+ years)$287,826,000393
Average Assets, year-to-date$551,706,000991
Average Assets, quarterly$551,706,000991
Volatile liabilities$62,228,0001,617
Insider loans$314,0006,166
FHLB advances$160,758,000310
Loans and leases held for sale$01,884
Unused loan commitments$80,012,0001,041
Tier 1 (core) risk-based capital$51,575,000993
Tier 2 risk-based capital$2,385,0001,811
Total risk weighted assets$347,640,0001,102
Total unused commitments$80,012,0001,043
Derivatives$0699
2003-12-31Rank
# of Employees:171951
Assets and Liabilities
Total Assets:$553,488,0001,008
Cash and due from depository institutions$11,406,000951
Interest-bearing balances$70,0005,656
Securities$130,320,0001,038
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$381,080,000936
Loan loss allowance$2,272,0002,005
Trading account assets$0168
Bank premises and fixed assets$14,561,000574
Other real estate owned$0951
Goodwill and other intangibles$2,751,000997
All other assets$13,370,0001,118
Life insurance assets$01
Total liabilities and capital$553,488,0001,008
Total liabilities$498,962,0001,005
Total deposits$318,141,0001,389
Interest-bearing deposits$285,206,0001,318
Deposits held in domestic offices$318,141,0001,387
% insured0.00%1
Federal funds purchased & repurchase agreements$3,675,0001,823
Trading liabilities$072
Other borrowed funds$175,511,000360
Subordinated debt$0293
All other liabilities$1,635,0002,165
Total equity capital$54,526,0001,015
Total bank equity capital$54,526,0001,015
Perpetual preferred stock$0131
Common stock$08,396
Surplus$11,750,0001,676
Undivided profits$42,776,000752
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$776,0003,223
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$2,221,0001,206
Earning assets$511,470,000988
Long-term assets (5+ years)$330,579,000353
Average Assets, year-to-date$526,782,0001,014
Average Assets, quarterly$545,522,5001,010
Volatile liabilities$72,284,0001,455
Insider loans$296,0006,307
FHLB advances$168,414,000308
Loans and leases held for sale$01,789
Unused loan commitments$74,518,0001,081
Tier 1 (core) risk-based capital$51,077,000995
Tier 2 risk-based capital$2,322,0001,842
Total risk weighted assets$351,677,0001,073
Total unused commitments$74,518,0001,082
Derivatives$0665
2003-09-30Rank
# of Employees:1611,031
Assets and Liabilities
Total Assets:$537,557,0001,035
Cash and due from depository institutions$9,019,0001,031
Interest-bearing balances$64,0005,777
Securities$115,306,0001,157
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$383,913,000921
Loan loss allowance$2,197,0002,083
Trading account assets$0165
Bank premises and fixed assets$14,331,000585
Other real estate owned$01,031
Goodwill and other intangibles$2,686,0001,010
All other assets$12,302,0001,206
Life insurance assets$01
Total liabilities and capital$537,557,0001,035
Total liabilities$482,979,0001,047
Total deposits$320,988,0001,386
Interest-bearing deposits$287,026,0001,332
Deposits held in domestic offices$320,988,0001,385
% insured0.00%1
Federal funds purchased & repurchase agreements$425,0002,969
Trading liabilities$072
Other borrowed funds$159,463,000374
Subordinated debt$0293
All other liabilities$2,103,0001,840
Total equity capital$54,578,0001,029
Total bank equity capital$54,578,0001,029
Perpetual preferred stock$0137
Common stock$08,445
Surplus$11,750,0001,657
Undivided profits$42,828,000748
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$658,0003,726
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,234,0001,274
Earning assets$499,283,0001,019
Long-term assets (5+ years)$354,279,000337
Average Assets, year-to-date$520,105,5001,044
Average Assets, quarterly$538,837,0001,029
Volatile liabilities$62,689,0001,582
Insider loans$300,0006,320
FHLB advances$154,062,000320
Loans and leases held for sale$01,962
Unused loan commitments$74,421,0001,093
Tier 1 (core) risk-based capital$50,414,0001,013
Tier 2 risk-based capital$2,253,0001,883
Total risk weighted assets$350,423,0001,074
Total unused commitments$74,421,0001,094
Derivatives$0666
2003-06-30Rank
# of Employees:1571,063
Assets and Liabilities
Total Assets:$540,117,0001,028
Cash and due from depository institutions$9,748,0001,063
Interest-bearing balances$66,0005,794
Securities$120,274,0001,088
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$381,762,000918
Loan loss allowance$2,136,0002,104
Trading account assets$0170
Bank premises and fixed assets$13,863,000597
Other real estate owned$01,063
Goodwill and other intangibles$2,654,000979
All other assets$11,816,0001,184
Life insurance assets$01
Total liabilities and capital$540,117,0001,028
Total liabilities$485,735,0001,031
Total deposits$319,648,0001,372
Interest-bearing deposits$288,966,0001,303
Deposits held in domestic offices$319,648,0001,370
% insured0.00%1
Federal funds purchased & repurchase agreements$8,895,0001,126
Trading liabilities$074
Other borrowed funds$154,495,000375
Subordinated debt$0266
All other liabilities$2,697,0001,607
Total equity capital$54,382,0001,019
Total bank equity capital$54,382,0001,019
Perpetual preferred stock$0140
Common stock$08,468
Surplus$11,750,0001,619
Undivided profits$42,632,000767
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$750,0003,493
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,331,0001,171
Earning assets$502,102,0001,012
Long-term assets (5+ years)$293,383,000369
Average Assets, year-to-date$514,288,3301,052
Average Assets, quarterly$522,480,5001,046
Volatile liabilities$57,872,0001,665
Insider loans$297,0006,322
FHLB advances$147,701,000327
Loans and leases held for sale$02,044
Unused loan commitments$80,992,000996
Tier 1 (core) risk-based capital$49,592,0001,010
Tier 2 risk-based capital$2,193,0001,883
Total risk weighted assets$347,760,0001,063
Total unused commitments$80,992,0001,001
Derivatives$0623
2003-03-31Rank
# of Employees:1561,066
Assets and Liabilities
Total Assets:$504,844,0001,069
Cash and due from depository institutions$10,023,0001,066
Interest-bearing balances$93,0005,490
Securities$99,137,0001,277
Federal funds sold & reverse repurchase agreements$2,275,0005,050
Net loans & leases$367,545,000940
Loan loss allowance$2,073,0002,109
Trading account assets$0169
Bank premises and fixed assets$13,115,000631
Other real estate owned$01,066
Goodwill and other intangibles$2,605,000984
All other assets$10,144,0001,339
Life insurance assets$01
Total liabilities and capital$504,844,0001,069
Total liabilities$451,569,0001,092
Total deposits$318,050,0001,354
Interest-bearing deposits$290,117,0001,293
Deposits held in domestic offices$318,050,0001,351
% insured0.00%1
Federal funds purchased & repurchase agreements$869,0002,433
Trading liabilities$079
Other borrowed funds$129,842,000422
Subordinated debt$0265
All other liabilities$2,808,0001,599
Total equity capital$53,275,0001,019
Total bank equity capital$53,275,0001,019
Perpetual preferred stock$0141
Common stock$08,511
Surplus$11,750,0001,588
Undivided profits$41,525,000765
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,435,0002,142
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,409,0001,155
Earning assets$469,050,0001,058
Long-term assets (5+ years)$260,349,000412
Average Assets, year-to-date$501,374,0001,069
Average Assets, quarterly$501,374,0001,069
Volatile liabilities$39,603,0002,232
Insider loans$394,0005,854
FHLB advances$124,111,000370
Loans and leases held for sale$01,961
Unused loan commitments$69,303,0001,098
Tier 1 (core) risk-based capital$48,657,0001,021
Tier 2 risk-based capital$2,124,0001,898
Total risk weighted assets$329,082,0001,111
Total unused commitments$69,303,0001,107
Derivatives$0578
2002-12-31Rank
# of Employees:1531,081
Assets and Liabilities
Total Assets:$497,904,0001,073
Cash and due from depository institutions$8,487,0001,081
Interest-bearing balances$36,0006,020
Securities$98,852,0001,260
Federal funds sold & reverse repurchase agreements$11,875,0001,212
Net loans & leases$352,975,000971
Loan loss allowance$1,822,0002,325
Trading account assets$0170
Bank premises and fixed assets$13,009,000632
Other real estate owned$01,081
Goodwill and other intangibles$2,568,000973
All other assets$10,138,0001,304
Life insurance assets$01
Total liabilities and capital$497,904,0001,073
Total liabilities$445,078,0001,103
Total deposits$315,171,0001,345
Interest-bearing deposits$287,537,0001,276
Deposits held in domestic offices$315,171,0001,342
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$127,498,000429
Subordinated debt$0258
All other liabilities$2,409,0001,758
Total equity capital$52,826,0001,002
Total bank equity capital$52,826,0001,002
Perpetual preferred stock$0142
Common stock$08,549
Surplus$11,750,0001,550
Undivided profits$41,076,000751
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,437,0002,066
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,470,0001,160
Earning assets$463,738,0001,054
Long-term assets (5+ years)$242,386,000420
Average Assets, year-to-date$487,056,8001,055
Average Assets, quarterly$500,273,5001,071
Volatile liabilities$29,748,0002,814
Insider loans$401,0005,855
FHLB advances$120,111,000371
Loans and leases held for sale$647,0001,500
Unused loan commitments$80,659,000936
Tier 1 (core) risk-based capital$48,382,0001,002
Tier 2 risk-based capital$1,855,0002,110
Total risk weighted assets$314,675,0001,137
Total unused commitments$80,659,000938
Derivatives$0527
2001-12-31Rank
# of Employees:1101,534
Assets and Liabilities
Total Assets:$469,958,0001,099
Cash and due from depository institutions$10,242,0001,534
Interest-bearing balances$86,0005,380
Securities$115,549,000991
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$321,311,0001,028
Loan loss allowance$1,462,0002,646
Trading account assets$0182
Bank premises and fixed assets$9,794,000857
Other real estate owned$01,534
Goodwill and other intangibles$2,529,000926
All other assets$10,533,0001,171
Life insurance assets$01
Total liabilities and capital$469,958,0001,099
Total liabilities$420,121,0001,114
Total deposits$299,731,0001,331
Interest-bearing deposits$277,387,0001,250
Deposits held in domestic offices$299,731,0001,329
% insured0.00%1
Federal funds purchased & repurchase agreements$1,650,0002,305
Trading liabilities$069
Other borrowed funds$116,022,000431
Subordinated debt$0241
All other liabilities$2,718,0001,585
Total equity capital$49,837,000986
Total bank equity capital$49,837,000986
Perpetual preferred stock$0158
Common stock$08,780
Surplus$11,750,0001,482
Undivided profits$38,087,000747
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,130,0002,453
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,628,0001,192
Earning assets$436,946,0001,065
Long-term assets (5+ years)$250,269,000430
Average Assets, year-to-date$440,306,0001,096
Average Assets, quarterly$463,202,5001,099
Volatile liabilities$29,613,0002,741
Insider loans$392,0005,923
FHLB advances$112,113,000368
Loans and leases held for sale$270,0001,558
Unused loan commitments$64,626,0001,045
Tier 1 (core) risk-based capital$45,326,0001,015
Tier 2 risk-based capital$1,521,0002,373
Total risk weighted assets$282,937,0001,211
Total unused commitments$64,626,0001,049
Derivatives$25,000,000254
2000-12-31Rank
# of Employees:1221,355
Assets and Liabilities
Total Assets:$415,382,0001,173
Cash and due from depository institutions$5,160,0001,355
Interest-bearing balances$06,829
Securities$139,403,000817
Federal funds sold & reverse repurchase agreements$694,0005,871
Net loans & leases$257,618,0001,237
Loan loss allowance$1,300,0002,765
Trading account assets$0175
Bank premises and fixed assets$8,597,000954
Other real estate owned$01,355
Goodwill and other intangibles$03,145
All other assets$3,910,0002,253
Life insurance assets$01
Total liabilities and capital$415,382,0001,173
Total liabilities$369,908,0001,191
Total deposits$278,079,0001,362
Interest-bearing deposits$262,482,0001,253
Deposits held in domestic offices$278,079,0001,359
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$90,632,000496
Subordinated debt$0239
All other liabilities$1,197,0003,112
Total equity capital$45,474,0001,016
Total bank equity capital$45,474,0001,016
Perpetual preferred stock$0178
Common stock$09,055
Surplus$11,750,0001,433
Undivided profits$33,724,000790
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$959,0002,386
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,039,0002,624
Earning assets$397,715,0001,116
Long-term assets (5+ years)$232,529,000442
Average Assets, year-to-date$395,453,2001,172
Average Assets, quarterly$416,376,0001,152
Volatile liabilities$47,701,0001,827
Insider loans$240,0006,857
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$39,503,0001,403
Tier 1 (core) risk-based capital$45,574,000955
Tier 2 risk-based capital$1,352,6502,508
Total risk weighted assets$235,607,7501,388
Total unused commitments$39,503,0001,404
Derivatives$25,000,000268
1999-12-31Rank
# of Employees:1181,442
Assets and Liabilities
Total Assets:$360,875,0001,311
Cash and due from depository institutions$4,542,0001,442
Interest-bearing balances$06,854
Securities$123,933,000935
Federal funds sold & reverse repurchase agreements$1,0006,819
Net loans & leases$220,109,0001,392
Loan loss allowance$1,229,0002,866
Trading account assets$0165
Bank premises and fixed assets$8,140,0001,006
Other real estate owned$01,442
Goodwill and other intangibles$03,276
All other assets$4,150,0002,129
Life insurance assets$01
Total liabilities and capital$360,875,0001,311
Total liabilities$319,252,0001,336
Total deposits$273,999,0001,366
Interest-bearing deposits$261,250,0001,236
Deposits held in domestic offices$273,999,0001,362
% insured0.00%1
Federal funds purchased & repurchase agreements$225,0003,816
Trading liabilities$065
Other borrowed funds$44,124,000817
Subordinated debt$0242
All other liabilities$904,0003,513
Total equity capital$41,623,0001,083
Total bank equity capital$41,623,0001,083
Perpetual preferred stock$0193
Common stock$09,357
Surplus$11,750,0001,416
Undivided profits$29,873,000845
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$705,0002,895
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$728,0003,250
Earning assets$344,043,0001,253
Long-term assets (5+ years)$206,016,000535
Average Assets, year-to-date$341,235,2001,329
Average Assets, quarterly$356,393,5001,310
Volatile liabilities$34,057,0002,302
Insider loans$290,0006,543
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$28,665,0001,792
Tier 1 (core) risk-based capital$43,623,000993
Tier 2 risk-based capital$1,243,4002,586
Total risk weighted assets$194,647,4001,604
Total unused commitments$28,665,0001,795
Derivatives$0488
1998-12-31Rank
# of Employees:991,710
Assets and Liabilities
Total Assets:$319,453,0001,424
Cash and due from depository institutions$4,362,0001,710
Interest-bearing balances$06,728
Securities$112,137,0001,034
Federal funds sold & reverse repurchase agreements$100,0008,255
Net loans & leases$193,298,0001,457
Loan loss allowance$1,173,0002,895
Trading account assets$0197
Bank premises and fixed assets$7,035,0001,095
Other real estate owned$01,710
Goodwill and other intangibles$03,445
All other assets$2,521,0002,905
Life insurance assets$01
Total liabilities and capital$319,453,0001,424
Total liabilities$277,559,0001,484
Total deposits$268,127,0001,382
Interest-bearing deposits$256,482,0001,245
Deposits held in domestic offices$268,127,0001,378
% insured0.00%1
Federal funds purchased & repurchase agreements$3,256,0001,681
Trading liabilities$069
Other borrowed funds$5,500,0002,155
Subordinated debt$0255
All other liabilities$676,0004,719
Total equity capital$41,894,0001,067
Total bank equity capital$41,894,0001,067
Perpetual preferred stock$0199
Common stock$09,564
Surplus$11,750,0001,339
Undivided profits$30,144,000863
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$483,0004,058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$616,0003,778
Earning assets$305,535,0001,369
Long-term assets (5+ years)$184,629,000528
Average Assets, year-to-date$313,280,4001,384
Average Assets, quarterly$316,107,0001,422
Volatile liabilities$20,097,0002,995
Insider loans$507,0005,247
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$21,576,0002,145
Tier 1 (core) risk-based capital$41,250,0001,018
Tier 2 risk-based capital$1,303,0502,399
Total risk weighted assets$156,663,7501,832
Total unused commitments$21,576,0002,151
Derivatives$0527
1997-12-31Rank
# of Employees:911,939
Assets and Liabilities
Total Assets:$311,674,0001,472
Cash and due from depository institutions$5,046,0001,939
Interest-bearing balances$06,604
Securities$107,675,0001,071
Federal funds sold & reverse repurchase agreements$6,050,0002,265
Net loans & leases$181,583,0001,555
Loan loss allowance$992,0003,381
Trading account assets$3,605,000129
Bank premises and fixed assets$5,737,0001,355
Other real estate owned$01,939
Goodwill and other intangibles$03,571
All other assets$1,978,0003,549
Life insurance assets$01
Total liabilities and capital$311,674,0001,472
Total liabilities$272,188,0001,516
Total deposits$268,892,0001,387
Interest-bearing deposits$257,667,0001,262
Deposits held in domestic offices$268,892,0001,381
% insured0.00%1
Federal funds purchased & repurchase agreements$2,715,0001,927
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$581,0005,318
Total equity capital$39,486,0001,137
Total bank equity capital$39,486,0001,137
Perpetual preferred stock$0223
Common stock$09,968
Surplus$11,750,0001,344
Undivided profits$27,736,000949
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$641,0003,451
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$336,0006,375
Earning assets$298,913,0001,417
Long-term assets (5+ years)$202,440,000408
Average Assets, year-to-date$309,491,2001,414
Average Assets, quarterly$312,545,5001,452
Volatile liabilities$20,501,0002,932
Insider loans$573,0005,049
FHLB advances$0780
Loans and leases held for sale$488,0001,061
Unused loan commitments$5,393,0004,992
Tier 1 (core) risk-based capital$39,022,0001,073
Tier 2 risk-based capital$992,0002,955
Total risk weighted assets$133,375,8002,096
Total unused commitments$5,393,0004,996
Derivatives$0533
1996-12-31Rank
# of Employees:832,260
Assets and Liabilities
Total Assets:$300,086,0001,576
Cash and due from depository institutions$2,289,0002,260
Interest-bearing balances$06,640
Securities$91,111,0001,311
Federal funds sold & reverse repurchase agreements$14,500,000879
Net loans & leases$183,005,0001,583
Loan loss allowance$912,0003,809
Trading account assets$2,759,000140
Bank premises and fixed assets$4,607,0001,723
Other real estate owned$67,0002,260
Goodwill and other intangibles$03,437
All other assets$1,748,0004,068
Life insurance assets$01
Total liabilities and capital$300,086,0001,576
Total liabilities$263,669,0001,615
Total deposits$258,091,0001,494
Interest-bearing deposits$248,469,0001,355
Deposits held in domestic offices$258,091,0001,486
% insured0.00%1
Federal funds purchased & repurchase agreements$1,921,0002,280
Trading liabilities$097
Other borrowed funds$3,000,0002,282
Subordinated debt$0298
All other liabilities$657,0004,898
Total equity capital$36,417,0001,239
Total bank equity capital$36,417,0001,239
Perpetual preferred stock$0250
Common stock$010,450
Surplus$11,750,0001,401
Undivided profits$24,667,0001,045
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$566,0004,012
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$628,0003,680
Earning assets$291,375,0001,496
Long-term assets (5+ years)$195,177,000428
Average Assets, year-to-date$289,111,2001,559
Average Assets, quarterly$296,257,5001,571
Volatile liabilities$22,425,0002,659
Insider loans$671,0004,712
FHLB advances$0882
Loans and leases held for sale$329,0001,093
Unused loan commitments$7,187,0004,168
Tier 1 (core) risk-based capital$36,165,0001,178
Tier 2 risk-based capital$912,0003,246
Total risk weighted assets$129,426,2002,173
Total unused commitments$7,187,0004,182
Derivatives$0549
1995-12-31Rank
# of Employees:812,399
Assets and Liabilities
Total Assets:$279,966,0001,684
Cash and due from depository institutions$4,930,0002,399
Interest-bearing balances$06,853
Securities$81,350,0001,554
Federal funds sold & reverse repurchase agreements$6,750,0002,174
Net loans & leases$178,504,0001,598
Loan loss allowance$630,0005,098
Trading account assets$2,463,000155
Bank premises and fixed assets$3,604,0002,156
Other real estate owned$230,0002,399
Goodwill and other intangibles$03,181
All other assets$2,135,0003,435
Life insurance assets$01
Total liabilities and capital$279,966,0001,684
Total liabilities$246,631,0001,720
Total deposits$245,763,0001,587
Interest-bearing deposits$237,184,0001,440
Deposits held in domestic offices$245,763,0001,575
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$868,0004,084
Total equity capital$33,335,0001,362
Total bank equity capital$33,335,0001,362
Perpetual preferred stock$0288
Common stock$010,908
Surplus$11,750,0001,397
Undivided profits$21,585,0001,215
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,234,0002,225
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$567,0004,210
Earning assets$269,067,0001,618
Long-term assets (5+ years)$162,955,000447
Average Assets, year-to-date$271,526,8001,666
Average Assets, quarterly$277,543,5001,679
Volatile liabilities$16,070,0003,147
Insider loans$707,0004,666
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$7,513,0003,949
Tier 1 (core) risk-based capital$32,816,0001,310
Tier 2 risk-based capital$630,0004,387
Total risk weighted assets$132,513,4002,091
Total unused commitments$7,513,0003,962
Derivatives$0628
1994-12-31Rank
# of Employees:653,120
Assets and Liabilities
Total Assets:$265,311,0001,734
Cash and due from depository institutions$4,748,0003,120
Interest-bearing balances$07,034
Securities$72,134,0001,823
Federal funds sold & reverse repurchase agreements$2,375,0003,378
Net loans & leases$181,598,0001,551
Loan loss allowance$540,0005,873
Trading account assets$0286
Bank premises and fixed assets$2,307,0003,205
Other real estate owned$247,0003,120
Goodwill and other intangibles$03,133
All other assets$1,902,0004,022
Life insurance assets$01
Total liabilities and capital$265,311,0001,734
Total liabilities$235,313,0001,785
Total deposits$234,318,0001,622
Interest-bearing deposits$225,371,0001,464
Deposits held in domestic offices$234,318,0001,611
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$995,0003,087
Total equity capital$29,998,0001,367
Total bank equity capital$29,998,0001,367
Perpetual preferred stock$0310
Common stock$011,459
Surplus$11,750,0001,332
Undivided profits$18,248,0001,306
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,345,0001,372
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$678,0003,023
Earning assets$256,107,0001,643
Long-term assets (5+ years)$175,755,000420
Average Assets, year-to-date$262,963,4001,695
Average Assets, quarterly$266,151,0001,714
Volatile liabilities$11,719,0003,874
Insider loans$628,0004,985
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$4,866,0004,980
Tier 1 (core) risk-based capital$29,650,0001,394
Tier 2 risk-based capital$540,0004,963
Total risk weighted assets$131,969,2002,063
Total unused commitments$4,866,0004,987
Derivatives$0687
1993-12-31Rank
# of Employees:663,187
Assets and Liabilities
Total Assets:$260,624,0001,777
Cash and due from depository institutions$2,468,0003,187
Interest-bearing balances$07,655
Securities$66,670,0002,048
Federal funds sold & reverse repurchase agreements$5,550,0002,510
Net loans & leases$181,657,0001,528
Loan loss allowance$649,0005,271
Trading account assets$0330
Bank premises and fixed assets$1,816,0003,959
Other real estate owned$345,0003,187
Goodwill and other intangibles$03,091
All other assets$2,118,0003,331
Life insurance assets$01
Total liabilities and capital$260,624,0001,777
Total liabilities$233,790,0001,811
Total deposits$232,912,0001,696
Interest-bearing deposits$225,838,0001,526
Deposits held in domestic offices$232,912,0001,679
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$878,0003,462
Total equity capital$26,834,0001,533
Total bank equity capital$26,834,0001,533
Perpetual preferred stock$0343
Common stock$011,979
Surplus$11,750,0001,263
Undivided profits$15,084,0001,567
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,490,0001,272
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$701,0002,561
Earning assets$253,877,0001,684
Long-term assets (5+ years)$170,439,000431
Average Assets, year-to-date$252,435,4001,785
Average Assets, quarterly$259,507,5001,762
Volatile liabilities$14,626,0003,057
Insider loans$715,0004,663
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$6,227,0004,276
Tier 1 (core) risk-based capital$26,430,0001,516
Tier 2 risk-based capital$649,0004,221
Total risk weighted assets$140,907,6001,921
Total unused commitments$6,227,0004,302
Derivatives$0714
1992-12-31Rank
# of Employees:573,724
Assets and Liabilities
Total Assets:$241,075,0001,969
Cash and due from depository institutions$2,713,0003,724
Interest-bearing balances$08,059
Securities$65,373,0002,070
Federal funds sold & reverse repurchase agreements$575,0009,900
Net loans & leases$168,272,0001,675
Loan loss allowance$567,0005,886
Trading account assets$0344
Bank premises and fixed assets$1,851,0003,876
Other real estate owned$79,0003,724
Goodwill and other intangibles$03,106
All other assets$2,212,0003,270
Life insurance assets$01
Total liabilities and capital$241,075,0001,969
Total liabilities$218,168,0002,002
Total deposits$217,167,0001,902
Interest-bearing deposits$209,389,0001,738
Deposits held in domestic offices$217,167,0001,890
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$1,001,0003,289
Total equity capital$22,907,0001,694
Total bank equity capital$22,907,0001,694
Perpetual preferred stock$0346
Common stock$012,472
Surplus$11,050,0001,298
Undivided profits$11,857,0001,846
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$834,0004,148
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$584,0003,480
Earning assets$234,220,0001,863
Long-term assets (5+ years)$156,609,000438
Average Assets, year-to-date$233,053,6001,997
Average Assets, quarterly$240,556,5001,962
Volatile liabilities$12,659,0003,431
Insider loans$691,0001,299
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$2,531,0006,638
Tier 1 (core) risk-based capital$22,907,0001,656
Tier 2 risk-based capital$567,0004,706
Total risk weighted assets$139,597,7002,009
Total unused commitments$2,531,0006,667
Derivatives$0651