Home > Gorham Savings Bank > Income and Expense

Gorham Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$69,003,000708
Total interest expense$31,147,000572
Net interest income$37,856,000843
Provision for loan and lease losses$-626,0004,486
Total noninterest income$8,024,000872
Gross Fiduciary activities income$0981
Service charges on deposit accounts$756,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$7,268,000687
Total noninterest expense$40,118,000684
Salaries and employee benefits$21,801,000699
Premises and equipment expense$4,493,000611
Additional noninterest expense$7,268,000687
Pre-tax net operating income$6,388,0001,654
Securities gains (losses)$-428,0004,153
Applicable income taxes$674,0001,710
Income before extraordinary items$5,286,0001,667
Extraordinary gains, net$054
Net income$5,286,0001,687
Minority interest net income$088
Net income of bank and minority interests.$5,286,0001,670
Net charge-offs$1,213,000480
Cash dividends$84,0003,354
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,666,9201,613
2023-09-30 (YTD Data)Rank
Total interest income$50,966,000712
Total interest expense$22,421,000547
Net interest income$28,545,000843
Provision for loan and lease losses$383,0001,169
Total noninterest income$5,571,000923
Gross Fiduciary activities income$0950
Service charges on deposit accounts$570,0001,235
Trading account gains and feesNANA
Additional Noninterest Income$5,001,000744
Total noninterest expense$29,658,000699
Salaries and employee benefits$16,448,000697
Premises and equipment expense$3,272,000630
Additional noninterest expense$5,001,000744
Pre-tax net operating income$4,075,0001,879
Securities gains (losses)$-428,0004,349
Applicable income taxes$499,0001,755
Income before extraordinary items$3,148,0001,999
Extraordinary gains, net$052
Net income$3,148,0002,018
Minority interest net income$081
Net income of bank and minority interests.$3,148,0001,999
Net charge-offs$1,118,000386
Cash dividends$84,0002,948
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,516,0801,894
2023-06-30 (YTD Data)Rank
Total interest income$33,237,000703
Total interest expense$14,395,000510
Net interest income$18,842,000855
Provision for loan and lease losses$2,136,000346
Total noninterest income$3,422,000928
Gross Fiduciary activities income$0931
Service charges on deposit accounts$382,0001,219
Trading account gains and feesNANA
Additional Noninterest Income$3,040,000740
Total noninterest expense$18,329,000731
Salaries and employee benefits$11,063,000684
Premises and equipment expense$2,209,000614
Additional noninterest expense$3,040,000740
Pre-tax net operating income$1,799,0002,374
Securities gains (losses)$0938
Applicable income taxes$280,0001,895
Income before extraordinary items$1,519,0002,387
Extraordinary gains, net$051
Net income$1,519,0002,414
Minority interest net income$081
Net income of bank and minority interests.$1,519,0002,387
Net charge-offs$1,110,000291
Cash dividends$84,0002,784
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,519,0002,407
2023-03-31 (YTD Data)Rank
Total interest income$16,155,000716
Total interest expense$6,476,000503
Net interest income$9,679,000847
Provision for loan and lease losses$804,000399
Total noninterest income$1,390,0001,062
Gross Fiduciary activities income$0913
Service charges on deposit accounts$193,0001,217
Trading account gains and feesNANA
Additional Noninterest Income$1,197,000854
Total noninterest expense$9,699,000714
Salaries and employee benefits$5,914,000660
Premises and equipment expense$976,000713
Additional noninterest expense$1,197,000854
Pre-tax net operating income$566,0002,961
Securities gains (losses)$0950
Applicable income taxes$113,0002,062
Income before extraordinary items$453,0003,043
Extraordinary gains, net$04
Net income$453,0003,042
Minority interest net income$048
Net income of bank and minority interests.$453,0003,043
Net charge-offs$1,111,000192
Cash dividends$84,0002,128
Sale, conversion, retirement of capital stock, net$0430
Net operating income$453,0003,062
2022-12-31 (YTD Data)Rank
Total interest income$52,982,000701
Total interest expense$8,683,000509
Net interest income$44,299,000751
Provision for loan and lease losses$877,000894
Total noninterest income$6,589,0001,001
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$809,0001,194
Trading account gains and feesNANA
Additional Noninterest Income$5,780,000808
Total noninterest expense$43,096,000624
Salaries and employee benefits$21,840,000681
Premises and equipment expense$4,421,000616
Additional noninterest expense$5,780,000808
Pre-tax net operating income$6,915,0001,661
Securities gains (losses)$0691
Applicable income taxes$687,0001,822
Income before extraordinary items$6,228,0001,588
Extraordinary gains, net$05
Net income$6,228,0001,586
Minority interest net income$063
Net income of bank and minority interests.$6,228,0001,587
Net charge-offs$242,000847
Cash dividends$101,0003,325
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,228,0001,614
2022-09-30 (YTD Data)Rank
Total interest income$37,942,000705
Total interest expense$4,144,000547
Net interest income$33,798,000723
Provision for loan and lease losses$357,0001,152
Total noninterest income$4,665,0001,055
Gross Fiduciary activities income$0968
Service charges on deposit accounts$609,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$4,056,000882
Total noninterest expense$33,533,000600
Salaries and employee benefits$16,440,000689
Premises and equipment expense$3,338,000611
Additional noninterest expense$4,056,000882
Pre-tax net operating income$4,573,0001,801
Securities gains (losses)$0740
Applicable income taxes$297,0002,220
Income before extraordinary items$4,276,0001,651
Extraordinary gains, net$04
Net income$4,276,0001,650
Minority interest net income$057
Net income of bank and minority interests.$4,276,0001,650
Net charge-offs$196,000697
Cash dividends$101,0002,922
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,276,0001,686
2022-06-30 (YTD Data)Rank
Total interest income$24,383,000700
Total interest expense$1,625,000716
Net interest income$22,758,000701
Provision for loan and lease losses$322,000885
Total noninterest income$3,092,0001,049
Gross Fiduciary activities income$0925
Service charges on deposit accounts$414,0001,165
Trading account gains and feesNANA
Additional Noninterest Income$2,678,000899
Total noninterest expense$24,041,000548
Salaries and employee benefits$11,250,000660
Premises and equipment expense$2,296,000591
Additional noninterest expense$10,495,000415
Pre-tax net operating income$1,487,0002,578
Securities gains (losses)$0687
Applicable income taxes$-104,0004,683
Income before extraordinary items$1,591,0002,265
Extraordinary gains, net$04
Net income$1,591,0002,265
Minority interest net income$060
Net income of bank and minority interests.$1,591,0002,265
Net charge-offs$100,000724
Cash dividends$101,0002,719
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,591,0002,302
2022-03-31 (YTD Data)Rank
Total interest income$11,977,000690
Total interest expense$526,0001,040
Net interest income$11,451,000680
Provision for loan and lease losses$-224,0004,571
Total noninterest income$1,704,000979
Gross Fiduciary activities income$0892
Service charges on deposit accounts$212,0001,143
Trading account gains and feesNANA
Additional Noninterest Income$1,492,000836
Total noninterest expense$15,080,000456
Salaries and employee benefits$5,932,000633
Premises and equipment expense$1,166,000588
Additional noninterest expense$7,982,000310
Pre-tax net operating income$-1,701,0004,788
Securities gains (losses)$0623
Applicable income taxes$-519,0004,770
Income before extraordinary items$-1,182,0004,770
Extraordinary gains, net$04
Net income$-1,182,0004,770
Minority interest net income$050
Net income of bank and minority interests.$-1,182,0004,770
Net charge-offs$47,000697
Cash dividends$101,0001,979
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-1,182,0004,776
2021-12-31 (YTD Data)Rank
Total interest income$48,127,000704
Total interest expense$1,964,0001,350
Net interest income$46,163,000673
Provision for loan and lease losses$1,730,000342
Total noninterest income$4,956,0001,319
Gross Fiduciary activities income$0994
Service charges on deposit accounts$777,0001,163
Trading account gains and feesNANA
Additional Noninterest Income$4,179,0001,212
Total noninterest expense$36,779,000698
Salaries and employee benefits$20,392,000721
Premises and equipment expense$4,283,000621
Additional noninterest expense$12,104,000655
Pre-tax net operating income$12,610,0001,091
Securities gains (losses)$51,0001,113
Applicable income taxes$1,610,0001,251
Income before extraordinary items$11,051,0001,065
Extraordinary gains, net$010
Net income$11,051,0001,066
Minority interest net income$074
Net income of bank and minority interests.$11,051,0001,066
Net charge-offs$3,661,000199
Cash dividends$110,0003,421
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,006,6301,053
2021-09-30 (YTD Data)Rank
Total interest income$36,021,000713
Total interest expense$1,471,0001,426
Net interest income$34,550,000686
Provision for loan and lease losses$1,783,000252
Total noninterest income$3,616,0001,370
Gross Fiduciary activities income$0957
Service charges on deposit accounts$562,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$3,054,0001,274
Total noninterest expense$27,135,000716
Salaries and employee benefits$15,399,000722
Premises and equipment expense$3,226,000631
Additional noninterest expense$8,510,000693
Pre-tax net operating income$9,248,0001,146
Securities gains (losses)$-19,0004,623
Applicable income taxes$1,164,0001,353
Income before extraordinary items$8,065,0001,128
Extraordinary gains, net$08
Net income$8,065,0001,128
Minority interest net income$069
Net income of bank and minority interests.$8,065,0001,129
Net charge-offs$2,608,000206
Cash dividends$110,0003,030
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,081,5301,109
2021-06-30 (YTD Data)Rank
Total interest income$23,781,000716
Total interest expense$989,0001,472
Net interest income$22,792,000691
Provision for loan and lease losses$1,453,000214
Total noninterest income$2,352,0001,391
Gross Fiduciary activities income$0951
Service charges on deposit accounts$356,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$1,996,0001,294
Total noninterest expense$18,249,000708
Salaries and employee benefits$10,655,000685
Premises and equipment expense$2,198,000612
Additional noninterest expense$5,396,000716
Pre-tax net operating income$5,442,0001,236
Securities gains (losses)$01,818
Applicable income taxes$672,0001,446
Income before extraordinary items$4,770,0001,223
Extraordinary gains, net$06
Net income$4,770,0001,224
Minority interest net income$067
Net income of bank and minority interests.$4,770,0001,224
Net charge-offs$2,561,000170
Cash dividends$110,0002,813
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,770,0001,195
2021-03-31 (YTD Data)Rank
Total interest income$12,139,000700
Total interest expense$511,0001,500
Net interest income$11,628,000668
Provision for loan and lease losses$1,040,000180
Total noninterest income$961,0001,549
Gross Fiduciary activities income$0922
Service charges on deposit accounts$175,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$786,0001,489
Total noninterest expense$9,351,000685
Salaries and employee benefits$6,014,000617
Premises and equipment expense$1,135,000599
Additional noninterest expense$2,202,000835
Pre-tax net operating income$2,198,0001,428
Securities gains (losses)$01,392
Applicable income taxes$250,0001,643
Income before extraordinary items$1,948,0001,420
Extraordinary gains, net$03
Net income$1,948,0001,420
Minority interest net income$055
Net income of bank and minority interests.$1,948,0001,420
Net charge-offs$470,000278
Cash dividends$110,0002,075
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,948,0001,386
2020-12-31 (YTD Data)Rank
Total interest income$47,345,000718
Total interest expense$5,131,000931
Net interest income$42,214,000692
Provision for loan and lease losses$3,182,000764
Total noninterest income$5,128,0001,248
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$748,0001,195
Trading account gains and feesNANA
Additional Noninterest Income$4,380,0001,127
Total noninterest expense$34,957,000715
Salaries and employee benefits$18,612,000761
Premises and equipment expense$4,350,000602
Additional noninterest expense$11,995,000627
Pre-tax net operating income$9,203,0001,134
Securities gains (losses)$339,000770
Applicable income taxes$1,393,0001,189
Income before extraordinary items$8,149,0001,130
Extraordinary gains, net$04
Net income$8,149,0001,130
Minority interest net income$072
Net income of bank and minority interests.$8,149,0001,130
Net charge-offs$169,0001,659
Cash dividends$117,0003,568
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,860,8501,126
2020-09-30 (YTD Data)Rank
Total interest income$34,475,000728
Total interest expense$4,232,000905
Net interest income$30,243,000709
Provision for loan and lease losses$2,442,000798
Total noninterest income$3,250,0001,350
Gross Fiduciary activities income$0981
Service charges on deposit accounts$558,0001,190
Trading account gains and feesNANA
Additional Noninterest Income$2,692,0001,261
Total noninterest expense$25,712,000719
Salaries and employee benefits$13,980,000749
Premises and equipment expense$3,266,000589
Additional noninterest expense$8,466,000653
Pre-tax net operating income$5,339,0001,326
Securities gains (losses)$199,000891
Applicable income taxes$772,0001,381
Income before extraordinary items$4,766,0001,325
Extraordinary gains, net$04
Net income$4,766,0001,325
Minority interest net income$065
Net income of bank and minority interests.$4,766,0001,325
Net charge-offs$15,0002,607
Cash dividends$117,0003,120
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,594,8601,312
2020-06-30 (YTD Data)Rank
Total interest income$23,224,000733
Total interest expense$3,294,000843
Net interest income$19,930,000708
Provision for loan and lease losses$1,468,000870
Total noninterest income$2,060,0001,331
Gross Fiduciary activities income$0970
Service charges on deposit accounts$387,0001,169
Trading account gains and feesNANA
Additional Noninterest Income$1,673,0001,232
Total noninterest expense$16,513,000739
Salaries and employee benefits$9,283,000748
Premises and equipment expense$2,143,000598
Additional noninterest expense$5,087,000703
Pre-tax net operating income$4,009,0001,163
Securities gains (losses)$199,000701
Applicable income taxes$621,0001,168
Income before extraordinary items$3,587,0001,130
Extraordinary gains, net$04
Net income$3,587,0001,130
Minority interest net income$065
Net income of bank and minority interests.$3,587,0001,130
Net charge-offs$19,0002,200
Cash dividends$117,0002,920
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,417,8501,158
2020-03-31 (YTD Data)Rank
Total interest income$11,968,000715
Total interest expense$2,207,000712
Net interest income$9,761,000705
Provision for loan and lease losses$980,000628
Total noninterest income$660,0001,662
Gross Fiduciary activities income$0941
Service charges on deposit accounts$248,0001,120
Trading account gains and feesNANA
Additional Noninterest Income$412,0001,701
Total noninterest expense$7,619,000787
Salaries and employee benefits$4,747,000739
Premises and equipment expense$1,084,000594
Additional noninterest expense$1,788,000963
Pre-tax net operating income$1,822,0001,138
Securities gains (losses)$199,000386
Applicable income taxes$227,0001,291
Income before extraordinary items$1,794,0001,020
Extraordinary gains, net$04
Net income$1,794,0001,020
Minority interest net income$056
Net income of bank and minority interests.$1,794,0001,020
Net charge-offs$9,0001,897
Cash dividends$117,0002,227
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,616,8901,093
2019-12-31 (YTD Data)Rank
Total interest income$50,245,000687
Total interest expense$11,601,000611
Net interest income$38,644,000712
Provision for loan and lease losses$319,0001,901
Total noninterest income$4,775,0001,160
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$968,0001,165
Trading account gains and feesNANA
Additional Noninterest Income$3,807,0001,001
Total noninterest expense$33,702,000700
Salaries and employee benefits$17,986,000742
Premises and equipment expense$4,577,000563
Additional noninterest expense$11,139,000636
Pre-tax net operating income$9,398,0001,099
Securities gains (losses)$-61,0005,037
Applicable income taxes$1,351,0001,185
Income before extraordinary items$7,986,0001,112
Extraordinary gains, net$011
Net income$7,986,0001,114
Minority interest net income$076
Net income of bank and minority interests.$7,986,0001,114
Net charge-offs$45,0002,712
Cash dividends$105,0003,726
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,038,4601,088
2019-09-30 (YTD Data)Rank
Total interest income$37,904,000689
Total interest expense$9,125,000588
Net interest income$28,779,000716
Provision for loan and lease losses$245,0001,773
Total noninterest income$3,665,0001,139
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$713,0001,178
Trading account gains and feesNANA
Additional Noninterest Income$2,952,000973
Total noninterest expense$25,046,000700
Salaries and employee benefits$13,381,000743
Premises and equipment expense$3,414,000567
Additional noninterest expense$8,251,000641
Pre-tax net operating income$7,153,0001,117
Securities gains (losses)$-72,0005,139
Applicable income taxes$994,0001,234
Income before extraordinary items$6,087,0001,130
Extraordinary gains, net$011
Net income$6,087,0001,131
Minority interest net income$072
Net income of bank and minority interests.$6,087,0001,131
Net charge-offs$17,0002,774
Cash dividends$105,0003,330
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,148,9201,091
2019-06-30 (YTD Data)Rank
Total interest income$25,198,000681
Total interest expense$6,283,000557
Net interest income$18,915,000728
Provision for loan and lease losses$258,0001,353
Total noninterest income$2,502,0001,099
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$459,0001,195
Trading account gains and fees$209,000104
Additional Noninterest Income$1,834,000987
Total noninterest expense$16,677,000702
Salaries and employee benefits$8,895,000743
Premises and equipment expense$2,274,000568
Additional noninterest expense$5,508,000644
Pre-tax net operating income$4,482,0001,139
Securities gains (losses)$-48,0005,154
Applicable income taxes$577,0001,321
Income before extraordinary items$3,857,0001,144
Extraordinary gains, net$011
Net income$3,857,0001,144
Minority interest net income$069
Net income of bank and minority interests.$3,857,0001,144
Net charge-offs$14,0002,483
Cash dividends$105,0003,147
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,898,7601,112
2019-03-31 (YTD Data)Rank
Total interest income$12,504,000681
Total interest expense$3,125,000549
Net interest income$9,379,000733
Provision for loan and lease losses$215,000892
Total noninterest income$908,0001,321
Gross Fiduciary activities income$0972
Service charges on deposit accounts$232,0001,187
Trading account gains and fees$-180,0001,702
Additional Noninterest Income$856,0001,005
Total noninterest expense$8,026,000727
Salaries and employee benefits$4,540,000729
Premises and equipment expense$1,166,000560
Additional noninterest expense$2,320,000748
Pre-tax net operating income$2,046,0001,186
Securities gains (losses)$01,087
Applicable income taxes$199,0001,598
Income before extraordinary items$1,847,0001,165
Extraordinary gains, net$05
Net income$1,847,0001,164
Minority interest net income$052
Net income of bank and minority interests.$1,847,0001,164
Net charge-offs$10,0001,981
Cash dividends$105,0002,393
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,847,0001,143
2018-12-31 (YTD Data)Rank
Total interest income$45,714,000700
Total interest expense$8,993,000572
Net interest income$36,721,000729
Provision for loan and lease losses$752,0001,094
Total noninterest income$4,893,0001,106
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$949,0001,207
Trading account gains and fees$436,00095
Additional Noninterest Income$3,508,0001,020
Total noninterest expense$33,149,000689
Salaries and employee benefits$17,973,000709
Premises and equipment expense$4,475,000565
Additional noninterest expense$10,701,000659
Pre-tax net operating income$7,713,0001,254
Securities gains (losses)$-184,0005,140
Applicable income taxes$806,0001,578
Income before extraordinary items$6,723,0001,259
Extraordinary gains, net$06
Net income$6,723,0001,258
Minority interest net income$072
Net income of bank and minority interests.$6,723,0001,258
Net charge-offs$109,0002,087
Cash dividends$110,0003,789
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,886,7601,231
2018-09-30 (YTD Data)Rank
Total interest income$33,488,000708
Total interest expense$6,243,000577
Net interest income$27,245,000730
Provision for loan and lease losses$584,0001,008
Total noninterest income$3,900,0001,077
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$696,0001,237
Trading account gains and fees$578,00087
Additional Noninterest Income$2,626,0001,030
Total noninterest expense$24,828,000681
Salaries and employee benefits$13,388,000711
Premises and equipment expense$3,354,000565
Additional noninterest expense$8,086,000635
Pre-tax net operating income$5,733,0001,275
Securities gains (losses)$-184,0005,317
Applicable income taxes$493,0001,798
Income before extraordinary items$5,056,0001,260
Extraordinary gains, net$05
Net income$5,056,0001,258
Minority interest net income$066
Net income of bank and minority interests.$5,056,0001,259
Net charge-offs$90,0001,804
Cash dividends$110,0003,331
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,223,4401,221
2018-06-30 (YTD Data)Rank
Total interest income$21,662,000716
Total interest expense$3,859,000576
Net interest income$17,803,000741
Provision for loan and lease losses$367,0001,034
Total noninterest income$2,700,0001,049
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$450,0001,261
Trading account gains and fees$431,00081
Additional Noninterest Income$1,819,0001,004
Total noninterest expense$16,703,000675
Salaries and employee benefits$9,020,000710
Premises and equipment expense$2,274,000560
Additional noninterest expense$5,409,000637
Pre-tax net operating income$3,433,0001,363
Securities gains (losses)$-184,0005,413
Applicable income taxes$130,0002,537
Income before extraordinary items$3,119,0001,323
Extraordinary gains, net$06
Net income$3,119,0001,322
Minority interest net income$065
Net income of bank and minority interests.$3,119,0001,322
Net charge-offs$24,0002,148
Cash dividends$110,0003,131
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,295,6401,248
2018-03-31 (YTD Data)Rank
Total interest income$10,529,000726
Total interest expense$1,734,000601
Net interest income$8,795,000745
Provision for loan and lease losses$355,000610
Total noninterest income$1,115,0001,186
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$225,0001,265
Trading account gains and fees$-58,0001,867
Additional Noninterest Income$948,000968
Total noninterest expense$8,148,000701
Salaries and employee benefits$4,811,000666
Premises and equipment expense$1,202,000536
Additional noninterest expense$2,135,000775
Pre-tax net operating income$1,407,0001,561
Securities gains (losses)$-184,0005,524
Applicable income taxes$-191,0005,568
Income before extraordinary items$1,414,0001,390
Extraordinary gains, net$07
Net income$1,414,0001,390
Minority interest net income$052
Net income of bank and minority interests.$1,414,0001,390
Net charge-offs$7,0002,089
Cash dividends$110,0002,280
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,598,0001,260
2017-12-31 (YTD Data)Rank
Total interest income$38,933,000739
Total interest expense$4,975,000682
Net interest income$33,958,000743
Provision for loan and lease losses$493,0001,472
Total noninterest income$5,257,0001,079
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$903,0001,285
Trading account gains and fees$607,00089
Additional Noninterest Income$3,747,000996
Total noninterest expense$31,646,000694
Salaries and employee benefits$16,996,000723
Premises and equipment expense$4,173,000588
Additional noninterest expense$10,477,000648
Pre-tax net operating income$7,076,0001,301
Securities gains (losses)$63,000796
Applicable income taxes$2,727,0001,033
Income before extraordinary items$4,412,0001,490
Extraordinary gains, net$09
Net income$4,412,0001,490
Minority interest net income$076
Net income of bank and minority interests.$4,412,0001,490
Net charge-offs$247,0001,647
Cash dividends$115,0003,858
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,371,6801,493
2017-09-30 (YTD Data)Rank
Total interest income$28,634,000752
Total interest expense$3,546,000699
Net interest income$25,088,000757
Provision for loan and lease losses$246,0001,836
Total noninterest income$4,024,0001,082
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$673,0001,307
Trading account gains and fees$471,00089
Additional Noninterest Income$2,880,0001,000
Total noninterest expense$23,752,000692
Salaries and employee benefits$12,748,000725
Premises and equipment expense$3,080,000609
Additional noninterest expense$7,924,000643
Pre-tax net operating income$5,114,0001,347
Securities gains (losses)$75,000706
Applicable income taxes$965,0001,491
Income before extraordinary items$4,224,0001,322
Extraordinary gains, net$09
Net income$4,224,0001,321
Minority interest net income$071
Net income of bank and minority interests.$4,224,0001,322
Net charge-offs$263,0001,205
Cash dividends$115,0003,362
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,163,2501,322
2017-06-30 (YTD Data)Rank
Total interest income$18,613,000760
Total interest expense$2,199,000727
Net interest income$16,414,000767
Provision for loan and lease losses$11,0003,619
Total noninterest income$2,652,0001,092
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$449,0001,290
Trading account gains and fees$358,00085
Additional Noninterest Income$1,845,0001,028
Total noninterest expense$15,798,000695
Salaries and employee benefits$8,670,000714
Premises and equipment expense$2,060,000605
Additional noninterest expense$5,068,000675
Pre-tax net operating income$3,257,0001,375
Securities gains (losses)$01,906
Applicable income taxes$534,0001,635
Income before extraordinary items$2,723,0001,345
Extraordinary gains, net$011
Net income$2,723,0001,343
Minority interest net income$071
Net income of bank and minority interests.$2,723,0001,345
Net charge-offs$338,000760
Cash dividends$115,0003,134
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,723,0001,326
2017-03-31 (YTD Data)Rank
Total interest income$9,093,000771
Total interest expense$1,011,000771
Net interest income$8,082,000779
Provision for loan and lease losses$179,0001,021
Total noninterest income$1,048,0001,274
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$213,0001,337
Trading account gains and fees$-48,0002,367
Additional Noninterest Income$883,0001,045
Total noninterest expense$7,631,000722
Salaries and employee benefits$4,635,000673
Premises and equipment expense$1,043,000610
Additional noninterest expense$1,953,000832
Pre-tax net operating income$1,320,0001,587
Securities gains (losses)$01,153
Applicable income taxes$102,0002,413
Income before extraordinary items$1,218,0001,445
Extraordinary gains, net$08
Net income$1,218,0001,445
Minority interest net income$055
Net income of bank and minority interests.$1,218,0001,445
Net charge-offs$53,0001,290
Cash dividends$115,0002,312
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,218,0001,427
2016-12-31 (YTD Data)Rank
Total interest income$35,909,000749
Total interest expense$3,583,000820
Net interest income$32,326,000743
Provision for loan and lease losses$647,0001,244
Total noninterest income$7,067,000893
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$960,0001,249
Trading account gains and fees$397,000109
Additional Noninterest Income$5,710,000766
Total noninterest expense$29,102,000736
Salaries and employee benefits$15,916,000741
Premises and equipment expense$3,725,000673
Additional noninterest expense$9,461,000712
Pre-tax net operating income$9,644,000951
Securities gains (losses)$93,0001,404
Applicable income taxes$2,054,0001,029
Income before extraordinary items$7,683,000973
Extraordinary gains, net$05
Net income$7,683,000972
Minority interest net income$082
Net income of bank and minority interests.$7,683,000972
Net charge-offs$265,0001,657
Cash dividends$97,0004,002
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,609,530959
2016-09-30 (YTD Data)Rank
Total interest income$26,948,000743
Total interest expense$2,712,000807
Net interest income$24,236,000734
Provision for loan and lease losses$415,0001,326
Total noninterest income$4,446,0001,019
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$726,0001,240
Trading account gains and fees$335,000105
Additional Noninterest Income$3,385,000909
Total noninterest expense$21,574,000740
Salaries and employee benefits$11,787,000750
Premises and equipment expense$2,778,000671
Additional noninterest expense$7,009,000714
Pre-tax net operating income$6,693,0001,020
Securities gains (losses)$40,0001,917
Applicable income taxes$1,432,0001,111
Income before extraordinary items$5,301,0001,060
Extraordinary gains, net$05
Net income$5,301,0001,060
Minority interest net income$071
Net income of bank and minority interests.$5,301,0001,060
Net charge-offs$235,0001,335
Cash dividends$97,0003,505
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,269,4001,035
2016-06-30 (YTD Data)Rank
Total interest income$17,809,000749
Total interest expense$1,830,000795
Net interest income$15,979,000741
Provision for loan and lease losses$373,0001,075
Total noninterest income$2,843,0001,035
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$492,0001,207
Trading account gains and fees$244,00090
Additional Noninterest Income$2,107,000927
Total noninterest expense$14,091,000755
Salaries and employee benefits$7,768,000758
Premises and equipment expense$1,807,000680
Additional noninterest expense$4,516,000738
Pre-tax net operating income$4,358,0001,034
Securities gains (losses)$40,0001,579
Applicable income taxes$941,0001,128
Income before extraordinary items$3,457,0001,064
Extraordinary gains, net$016
Net income$3,457,0001,062
Minority interest net income$071
Net income of bank and minority interests.$3,457,0001,063
Net charge-offs$42,0002,277
Cash dividends$97,0003,285
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,425,4001,052
2016-03-31 (YTD Data)Rank
Total interest income$8,803,000759
Total interest expense$933,000772
Net interest income$7,870,000747
Provision for loan and lease losses$445,000519
Total noninterest income$1,152,0001,175
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$258,0001,158
Trading account gains and fees$-116,0006,102
Additional Noninterest Income$1,010,000922
Total noninterest expense$6,746,000787
Salaries and employee benefits$4,074,000731
Premises and equipment expense$900,000697
Additional noninterest expense$1,772,000921
Pre-tax net operating income$1,831,0001,170
Securities gains (losses)$02,077
Applicable income taxes$402,0001,233
Income before extraordinary items$1,429,0001,227
Extraordinary gains, net$012
Net income$1,429,0001,227
Minority interest net income$062
Net income of bank and minority interests.$1,429,0001,228
Net charge-offs$26,0001,827
Cash dividends$97,0002,429
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,429,0001,194
2015-12-31 (YTD Data)Rank
Total interest income$33,858,000748
Total interest expense$4,549,000617
Net interest income$29,309,000771
Provision for loan and lease losses$894,000901
Total noninterest income$5,284,0001,083
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$997,0001,227
Trading account gains and fees$-69,0006,159
Additional Noninterest Income$4,356,000889
Total noninterest expense$26,598,000780
Salaries and employee benefits$14,427,000795
Premises and equipment expense$3,624,000678
Additional noninterest expense$8,547,000769
Pre-tax net operating income$7,101,0001,186
Securities gains (losses)$302,000550
Applicable income taxes$1,755,0001,105
Income before extraordinary items$5,648,0001,234
Extraordinary gains, net$023
Net income$5,648,0001,234
Minority interest net income$081
Net income of bank and minority interests.$5,648,0001,234
Net charge-offs$308,0001,576
Cash dividends$100,0003,983
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,418,4801,252
2015-09-30 (YTD Data)Rank
Total interest income$25,227,000761
Total interest expense$3,616,000578
Net interest income$21,611,000789
Provision for loan and lease losses$706,000787
Total noninterest income$3,817,0001,126
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$740,0001,247
Trading account gains and fees$-267,0006,252
Additional Noninterest Income$3,344,000885
Total noninterest expense$19,754,000790
Salaries and employee benefits$10,724,000811
Premises and equipment expense$2,744,000690
Additional noninterest expense$6,286,000781
Pre-tax net operating income$4,968,0001,285
Securities gains (losses)$250,000544
Applicable income taxes$1,137,0001,252
Income before extraordinary items$4,081,0001,274
Extraordinary gains, net$021
Net income$4,081,0001,275
Minority interest net income$078
Net income of bank and minority interests.$4,081,0001,274
Net charge-offs$289,0001,226
Cash dividends$100,0003,461
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,886,0001,297
2015-06-30 (YTD Data)Rank
Total interest income$16,529,000775
Total interest expense$2,521,000550
Net interest income$14,008,000814
Provision for loan and lease losses$728,000558
Total noninterest income$2,596,0001,116
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$485,0001,239
Trading account gains and fees$-72,0006,334
Additional Noninterest Income$2,183,000908
Total noninterest expense$13,076,000795
Salaries and employee benefits$7,049,000821
Premises and equipment expense$1,819,000695
Additional noninterest expense$4,208,000787
Pre-tax net operating income$2,800,0001,459
Securities gains (losses)$250,000441
Applicable income taxes$568,0001,508
Income before extraordinary items$2,482,0001,348
Extraordinary gains, net$022
Net income$2,482,0001,349
Minority interest net income$075
Net income of bank and minority interests.$2,482,0001,349
Net charge-offs$282,000945
Cash dividends$100,0003,204
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,279,5001,416
2015-03-31 (YTD Data)Rank
Total interest income$8,169,000784
Total interest expense$1,300,000533
Net interest income$6,869,000821
Provision for loan and lease losses$391,000507
Total noninterest income$1,186,0001,147
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$242,0001,219
Trading account gains and fees$-143,0006,410
Additional Noninterest Income$1,087,000874
Total noninterest expense$6,544,000796
Salaries and employee benefits$3,553,000820
Premises and equipment expense$927,000687
Additional noninterest expense$2,064,000794
Pre-tax net operating income$1,120,0001,682
Securities gains (losses)$02,027
Applicable income taxes$153,0002,073
Income before extraordinary items$967,0001,655
Extraordinary gains, net$013
Net income$967,0001,657
Minority interest net income$064
Net income of bank and minority interests.$967,0001,657
Net charge-offs$258,000599
Cash dividends$100,0002,294
Sale, conversion, retirement of capital stock, net$0697
Net operating income$967,0001,589
2014-12-31 (YTD Data)Rank
Total interest income$32,406,000775
Total interest expense$6,685,000420
Net interest income$25,721,000861
Provision for loan and lease losses$613,0001,256
Total noninterest income$5,501,0001,025
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,103,0001,196
Trading account gains and fees$581,00087
Additional Noninterest Income$3,817,000932
Total noninterest expense$25,496,000796
Salaries and employee benefits$12,661,000862
Premises and equipment expense$3,648,000677
Additional noninterest expense$9,187,000721
Pre-tax net operating income$5,113,0001,486
Securities gains (losses)$14,0002,497
Applicable income taxes$993,0001,545
Income before extraordinary items$4,134,0001,542
Extraordinary gains, net$017
Net income$4,134,0001,539
Minority interest net income$084
Net income of bank and minority interests.$4,134,0001,541
Net charge-offs$376,0001,783
Cash dividends$94,0004,063
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,122,6601,514
2014-09-30 (YTD Data)Rank
Total interest income$24,255,000778
Total interest expense$5,224,000402
Net interest income$19,031,000868
Provision for loan and lease losses$519,0001,108
Total noninterest income$3,865,0001,088
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$836,0001,189
Trading account gains and fees$101,000121
Additional Noninterest Income$2,928,000916
Total noninterest expense$18,691,000803
Salaries and employee benefits$9,380,000881
Premises and equipment expense$2,737,000676
Additional noninterest expense$6,574,000748
Pre-tax net operating income$3,686,0001,560
Securities gains (losses)$36,0001,670
Applicable income taxes$670,0001,696
Income before extraordinary items$3,052,0001,553
Extraordinary gains, net$015
Net income$3,052,0001,553
Minority interest net income$081
Net income of bank and minority interests.$3,052,0001,553
Net charge-offs$183,0002,091
Cash dividends$94,0003,488
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,022,4801,541
2014-06-30 (YTD Data)Rank
Total interest income$16,006,000784
Total interest expense$3,571,000394
Net interest income$12,435,000876
Provision for loan and lease losses$428,000952
Total noninterest income$2,786,000998
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$551,0001,180
Trading account gains and fees$264,00088
Additional Noninterest Income$1,971,000902
Total noninterest expense$12,551,000802
Salaries and employee benefits$6,158,000888
Premises and equipment expense$1,827,000680
Additional noninterest expense$4,566,000715
Pre-tax net operating income$2,242,0001,652
Securities gains (losses)$35,0001,371
Applicable income taxes$322,0001,980
Income before extraordinary items$1,955,0001,574
Extraordinary gains, net$020
Net income$1,955,0001,577
Minority interest net income$080
Net income of bank and minority interests.$1,955,0001,576
Net charge-offs$87,0002,314
Cash dividends$94,0003,215
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,924,9001,567
2014-03-31 (YTD Data)Rank
Total interest income$7,872,000801
Total interest expense$1,863,000376
Net interest income$6,009,000916
Provision for loan and lease losses$210,000953
Total noninterest income$1,360,000989
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$278,0001,155
Trading account gains and fees$-43,0006,716
Additional Noninterest Income$1,125,000759
Total noninterest expense$6,465,000787
Salaries and employee benefits$3,166,000878
Premises and equipment expense$940,000677
Additional noninterest expense$2,359,000700
Pre-tax net operating income$694,0002,333
Securities gains (losses)$33,000787
Applicable income taxes$-19,0006,501
Income before extraordinary items$746,0001,916
Extraordinary gains, net$016
Net income$746,0001,919
Minority interest net income$066
Net income of bank and minority interests.$746,0001,919
Net charge-offs$-8,0005,661
Cash dividends$94,0002,301
Sale, conversion, retirement of capital stock, net$0747
Net operating income$713,0001,933
2013-12-31 (YTD Data)Rank
Total interest income$30,715,000809
Total interest expense$8,314,000373
Net interest income$22,401,000971
Provision for loan and lease losses$439,0001,999
Total noninterest income$6,323,000957
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,092,0001,244
Trading account gains and fees$815,00080
Additional Noninterest Income$4,416,000886
Total noninterest expense$24,934,000811
Salaries and employee benefits$12,824,000837
Premises and equipment expense$3,570,000688
Additional noninterest expense$8,540,000800
Pre-tax net operating income$3,351,0001,979
Securities gains (losses)$98,0001,329
Applicable income taxes$403,0002,356
Income before extraordinary items$3,046,0001,876
Extraordinary gains, net$1,145,0009
Net income$4,191,0001,441
Minority interest net income$090
Net income of bank and minority interests.$4,191,0001,441
Net charge-offs$1,548,000920
Cash dividends$92,0004,000
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,959,7601,886
2013-09-30 (YTD Data)Rank
Total interest income$22,862,000818
Total interest expense$6,338,000376
Net interest income$16,524,000997
Provision for loan and lease losses$979,000903
Total noninterest income$4,882,000956
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$803,0001,274
Trading account gains and fees$440,00090
Additional Noninterest Income$3,639,000849
Total noninterest expense$18,628,000821
Salaries and employee benefits$9,887,000820
Premises and equipment expense$2,680,000687
Additional noninterest expense$6,061,000837
Pre-tax net operating income$1,799,0002,625
Securities gains (losses)$98,0001,225
Applicable income taxes$-2,0006,482
Income before extraordinary items$1,899,0002,223
Extraordinary gains, net$1,145,0008
Net income$3,044,0001,485
Minority interest net income$084
Net income of bank and minority interests.$3,044,0001,484
Net charge-offs$1,264,000848
Cash dividends$92,0003,371
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,801,0002,250
2013-06-30 (YTD Data)Rank
Total interest income$15,201,000815
Total interest expense$4,323,000373
Net interest income$10,878,000992
Provision for loan and lease losses$966,000697
Total noninterest income$3,626,000881
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$536,0001,254
Trading account gains and fees$209,00094
Additional Noninterest Income$2,881,000753
Total noninterest expense$12,788,000799
Salaries and employee benefits$6,858,000788
Premises and equipment expense$1,867,000663
Additional noninterest expense$4,063,000825
Pre-tax net operating income$750,0003,449
Securities gains (losses)$98,0001,127
Applicable income taxes$-82,0006,743
Income before extraordinary items$930,0002,791
Extraordinary gains, net$1,145,0007
Net income$2,075,0001,452
Minority interest net income$082
Net income of bank and minority interests.$2,075,0001,453
Net charge-offs$527,0001,221
Cash dividends$92,0003,058
Sale, conversion, retirement of capital stock, net$0838
Net operating income$832,0002,896
2013-03-31 (YTD Data)Rank
Total interest income$7,626,000814
Total interest expense$2,220,000378
Net interest income$5,406,0001,000
Provision for loan and lease losses$434,000763
Total noninterest income$2,132,000784
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$267,0001,248
Trading account gains and fees$209,00083
Additional Noninterest Income$1,656,000685
Total noninterest expense$7,221,000716
Salaries and employee benefits$3,643,000759
Premises and equipment expense$1,025,000618
Additional noninterest expense$2,553,000676
Pre-tax net operating income$-117,0006,634
Securities gains (losses)$98,000693
Applicable income taxes$-194,0006,956
Income before extraordinary items$175,0004,498
Extraordinary gains, net$010
Net income$175,0004,500
Minority interest net income$076
Net income of bank and minority interests.$175,0004,500
Net charge-offs$284,0001,095
Cash dividends$92,0002,117
Sale, conversion, retirement of capital stock, net$0789
Net operating income$112,2805,006
2012-12-31 (YTD Data)Rank
Total interest income$31,658,000828
Total interest expense$9,606,000426
Net interest income$22,052,000994
Provision for loan and lease losses$1,550,0001,285
Total noninterest income$7,810,000811
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,082,0001,323
Trading account gains and fees$0166
Additional Noninterest Income$6,728,000650
Total noninterest expense$26,152,000766
Salaries and employee benefits$14,227,000735
Premises and equipment expense$3,560,000677
Additional noninterest expense$8,365,000841
Pre-tax net operating income$2,160,0002,672
Securities gains (losses)$1,867,000289
Applicable income taxes$538,0002,108
Income before extraordinary items$3,489,0001,637
Extraordinary gains, net$029
Net income$3,489,0001,638
Minority interest net income$093
Net income of bank and minority interests.$3,489,0001,638
Net charge-offs$1,267,0001,573
Cash dividends$89,0004,044
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,864,7102,589
2012-09-30 (YTD Data)Rank
Total interest income$24,136,000831
Total interest expense$7,309,000438
Net interest income$16,827,000981
Provision for loan and lease losses$1,022,0001,420
Total noninterest income$5,980,000798
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$791,0001,360
Trading account gains and fees$0157
Additional Noninterest Income$5,189,000623
Total noninterest expense$19,924,000755
Salaries and employee benefits$10,684,000732
Premises and equipment expense$2,728,000672
Additional noninterest expense$6,512,000801
Pre-tax net operating income$1,861,0002,490
Securities gains (losses)$1,862,000217
Applicable income taxes$485,0001,982
Income before extraordinary items$3,238,0001,392
Extraordinary gains, net$020
Net income$3,238,0001,392
Minority interest net income$086
Net income of bank and minority interests.$3,238,0001,393
Net charge-offs$882,0001,590
Cash dividends$89,0003,381
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,618,0602,378
2012-06-30 (YTD Data)Rank
Total interest income$16,469,000820
Total interest expense$4,929,000453
Net interest income$11,540,000957
Provision for loan and lease losses$594,0001,643
Total noninterest income$4,070,000778
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$526,0001,357
Trading account gains and fees$0153
Additional Noninterest Income$3,544,000615
Total noninterest expense$13,641,000733
Salaries and employee benefits$7,133,000725
Premises and equipment expense$1,817,000673
Additional noninterest expense$4,691,000742
Pre-tax net operating income$1,375,0002,287
Securities gains (losses)$1,778,000152
Applicable income taxes$383,0001,768
Income before extraordinary items$2,770,0001,081
Extraordinary gains, net$019
Net income$2,770,0001,081
Minority interest net income$084
Net income of bank and minority interests.$2,770,0001,081
Net charge-offs$585,0001,625
Cash dividends$89,0003,092
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,205,3602,135
2012-03-31 (YTD Data)Rank
Total interest income$8,323,000816
Total interest expense$2,471,000471
Net interest income$5,852,000936
Provision for loan and lease losses$301,0001,494
Total noninterest income$2,410,000683
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$266,0001,329
Trading account gains and fees$0148
Additional Noninterest Income$2,144,000522
Total noninterest expense$7,566,000670
Salaries and employee benefits$3,745,000700
Premises and equipment expense$919,000654
Additional noninterest expense$2,902,000600
Pre-tax net operating income$395,0003,324
Securities gains (losses)$1,0002,095
Applicable income taxes$-113,0007,178
Income before extraordinary items$509,0002,557
Extraordinary gains, net$019
Net income$509,0002,559
Minority interest net income$078
Net income of bank and minority interests.$509,0002,560
Net charge-offs$631,000940
Cash dividends$89,0002,168
Sale, conversion, retirement of capital stock, net$0861
Net operating income$508,0002,450
2011-12-31 (YTD Data)Rank
Total interest income$33,629,000822
Total interest expense$11,229,000502
Net interest income$22,400,000975
Provision for loan and lease losses$988,0002,432
Total noninterest income$6,708,000822
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,157,0001,282
Trading account gains and fees$0146
Additional Noninterest Income$5,551,000647
Total noninterest expense$25,593,000773
Salaries and employee benefits$13,917,000705
Premises and equipment expense$3,695,000668
Additional noninterest expense$7,981,000898
Pre-tax net operating income$2,527,0002,116
Securities gains (losses)$196,0001,473
Applicable income taxes$309,0002,501
Income before extraordinary items$2,414,0001,927
Extraordinary gains, net$029
Net income$2,414,0001,928
Minority interest net income$096
Net income of bank and minority interests.$2,414,0001,928
Net charge-offs$1,822,0001,646
Cash dividends$80,0003,852
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,239,5601,975
2011-09-30 (YTD Data)Rank
Total interest income$25,466,000835
Total interest expense$8,656,000507
Net interest income$16,810,000985
Provision for loan and lease losses$657,0002,532
Total noninterest income$5,466,000785
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$881,0001,257
Trading account gains and fees$0145
Additional Noninterest Income$4,585,000619
Total noninterest expense$19,877,000736
Salaries and employee benefits$10,683,000688
Premises and equipment expense$2,827,000669
Additional noninterest expense$6,367,000837
Pre-tax net operating income$1,742,0002,315
Securities gains (losses)$196,0001,231
Applicable income taxes$168,0002,813
Income before extraordinary items$1,770,0002,022
Extraordinary gains, net$021
Net income$1,770,0002,022
Minority interest net income$087
Net income of bank and minority interests.$1,770,0002,022
Net charge-offs$1,669,0001,386
Cash dividends$80,0003,228
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,591,6402,121
2011-06-30 (YTD Data)Rank
Total interest income$17,030,000847
Total interest expense$5,926,000520
Net interest income$11,104,000997
Provision for loan and lease losses$539,0002,224
Total noninterest income$3,608,000793
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$595,0001,211
Trading account gains and fees$0153
Additional Noninterest Income$3,013,000616
Total noninterest expense$13,333,000742
Salaries and employee benefits$7,381,000668
Premises and equipment expense$1,962,000648
Additional noninterest expense$3,990,000913
Pre-tax net operating income$840,0002,839
Securities gains (losses)$178,000790
Applicable income taxes$-45,0007,020
Income before extraordinary items$1,063,0002,174
Extraordinary gains, net$015
Net income$1,063,0002,174
Minority interest net income$089
Net income of bank and minority interests.$1,063,0002,174
Net charge-offs$1,223,0001,300
Cash dividends$80,0002,917
Sale, conversion, retirement of capital stock, net$0986
Net operating income$885,0002,413
2011-03-31 (YTD Data)Rank
Total interest income$8,422,000858
Total interest expense$2,985,000538
Net interest income$5,437,0001,016
Provision for loan and lease losses$380,0001,691
Total noninterest income$2,057,000715
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$287,0001,234
Trading account gains and fees$0158
Additional Noninterest Income$1,770,000557
Total noninterest expense$7,465,000677
Salaries and employee benefits$4,017,000614
Premises and equipment expense$1,081,000616
Additional noninterest expense$2,367,000757
Pre-tax net operating income$-351,0006,990
Securities gains (losses)$178,000371
Applicable income taxes$-212,0007,385
Income before extraordinary items$39,0005,864
Extraordinary gains, net$09
Net income$39,0005,863
Minority interest net income$086
Net income of bank and minority interests.$39,0005,864
Net charge-offs$1,134,000789
Cash dividends$80,0002,041
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-74,9206,640
2010-12-31 (YTD Data)Rank
Total interest income$36,125,000829
Total interest expense$13,567,000587
Net interest income$22,558,000974
Provision for loan and lease losses$1,540,0002,427
Total noninterest income$7,208,000818
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,310,0001,148
Trading account gains and fees$0175
Additional Noninterest Income$5,898,000657
Total noninterest expense$24,548,000815
Salaries and employee benefits$14,168,000685
Premises and equipment expense$3,439,000745
Additional noninterest expense$6,941,0001,065
Pre-tax net operating income$3,678,0001,364
Securities gains (losses)$4,015,000129
Applicable income taxes$1,971,000743
Income before extraordinary items$5,722,000764
Extraordinary gains, net$029
Net income$5,722,000764
Minority interest net income$0111
Net income of bank and minority interests.$5,722,000765
Net charge-offs$592,0003,414
Cash dividends$90,0003,759
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,750,9001,460
2010-09-30 (YTD Data)Rank
Total interest income$27,503,000831
Total interest expense$10,311,000599
Net interest income$17,192,000963
Provision for loan and lease losses$1,186,0002,289
Total noninterest income$5,266,000807
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$995,0001,168
Trading account gains and fees$0165
Additional Noninterest Income$4,271,000637
Total noninterest expense$18,231,000810
Salaries and employee benefits$10,691,000673
Premises and equipment expense$2,487,000773
Additional noninterest expense$5,053,0001,060
Pre-tax net operating income$3,041,0001,308
Securities gains (losses)$4,006,000100
Applicable income taxes$1,817,000642
Income before extraordinary items$5,230,000667
Extraordinary gains, net$023
Net income$5,230,000664
Minority interest net income$0110
Net income of bank and minority interests.$5,230,000667
Net charge-offs$543,0002,963
Cash dividends$90,0003,238
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,265,5601,411
2010-06-30 (YTD Data)Rank
Total interest income$18,596,000832
Total interest expense$6,867,000625
Net interest income$11,729,000952
Provision for loan and lease losses$1,119,0001,828
Total noninterest income$3,552,000792
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$673,0001,166
Trading account gains and fees$0152
Additional Noninterest Income$2,879,000613
Total noninterest expense$11,835,000837
Salaries and employee benefits$7,256,000654
Premises and equipment expense$1,750,000752
Additional noninterest expense$2,829,0001,265
Pre-tax net operating income$2,327,0001,138
Securities gains (losses)$2,0002,979
Applicable income taxes$641,0001,008
Income before extraordinary items$1,688,0001,308
Extraordinary gains, net$019
Net income$1,688,0001,309
Minority interest net income$0105
Net income of bank and minority interests.$1,688,0001,309
Net charge-offs$402,0002,699
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,686,5601,262
2010-03-31 (YTD Data)Rank
Total interest income$9,259,000851
Total interest expense$3,524,000643
Net interest income$5,735,000980
Provision for loan and lease losses$318,0002,321
Total noninterest income$1,930,000741
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$327,0001,199
Trading account gains and fees$0175
Additional Noninterest Income$1,603,000563
Total noninterest expense$6,103,000808
Salaries and employee benefits$3,770,000640
Premises and equipment expense$937,000717
Additional noninterest expense$1,396,0001,267
Pre-tax net operating income$1,244,0001,062
Securities gains (losses)$02,284
Applicable income taxes$446,000780
Income before extraordinary items$798,0001,375
Extraordinary gains, net$016
Net income$798,0001,378
Minority interest net income$091
Net income of bank and minority interests.$798,0001,377
Net charge-offs$176,0002,574
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$798,0001,331
2009-12-31 (YTD Data)Rank
Total interest income$40,001,000840
Total interest expense$18,223,000629
Net interest income$21,778,000998
Provision for loan and lease losses$1,829,0002,605
Total noninterest income$7,226,000820
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,446,0001,196
Trading account gains and fees$0211
Additional Noninterest Income$5,780,000637
Total noninterest expense$24,205,000871
Salaries and employee benefits$12,480,000782
Premises and equipment expense$3,260,000826
Additional noninterest expense$8,465,000934
Pre-tax net operating income$2,970,0001,350
Securities gains (losses)$3,722,000164
Applicable income taxes$1,272,000812
Income before extraordinary items$5,420,000618
Extraordinary gains, net$034
Net income$5,420,000618
Minority interest net income$0115
Net income of bank and minority interests.$5,420,000619
Net charge-offs$518,0003,736
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,405,1801,359
2009-09-30 (YTD Data)Rank
Total interest income$30,261,000847
Total interest expense$14,110,000646
Net interest income$16,151,0001,017
Provision for loan and lease losses$1,522,0002,187
Total noninterest income$5,625,000795
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,083,0001,196
Trading account gains and fees$0212
Additional Noninterest Income$4,542,000631
Total noninterest expense$18,399,000846
Salaries and employee benefits$9,370,000792
Premises and equipment expense$2,448,000838
Additional noninterest expense$6,581,000856
Pre-tax net operating income$1,855,0001,740
Securities gains (losses)$03,497
Applicable income taxes$232,0002,167
Income before extraordinary items$1,623,0001,652
Extraordinary gains, net$027
Net income$1,623,0001,650
Minority interest net income$0118
Net income of bank and minority interests.$1,623,0001,652
Net charge-offs$474,0003,118
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,623,0001,607
2009-06-30 (YTD Data)Rank
Total interest income$20,212,000864
Total interest expense$9,610,000672
Net interest income$10,602,0001,029
Provision for loan and lease losses$669,0002,551
Total noninterest income$3,641,000821
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$712,0001,187
Trading account gains and fees$0193
Additional Noninterest Income$2,929,000648
Total noninterest expense$12,174,000873
Salaries and employee benefits$6,335,000803
Premises and equipment expense$1,651,000851
Additional noninterest expense$4,188,000911
Pre-tax net operating income$1,400,0001,613
Securities gains (losses)$03,136
Applicable income taxes$170,0002,134
Income before extraordinary items$1,230,0001,512
Extraordinary gains, net$021
Net income$1,230,0001,509
Minority interest net income$0112
Net income of bank and minority interests.$1,230,0001,511
Net charge-offs$241,0003,210
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,230,0001,484
2009-03-31 (YTD Data)Rank
Total interest income$10,112,000873
Total interest expense$4,892,000684
Net interest income$5,220,0001,036
Provision for loan and lease losses$73,0004,444
Total noninterest income$1,840,000789
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$34,0005,303
Trading account gains and fees$0171
Additional Noninterest Income$1,806,000541
Total noninterest expense$6,320,000799
Salaries and employee benefits$3,036,000839
Premises and equipment expense$890,000795
Additional noninterest expense$2,394,000708
Pre-tax net operating income$667,0001,883
Securities gains (losses)$02,434
Applicable income taxes$68,0002,577
Income before extraordinary items$599,0001,806
Extraordinary gains, net$015
Net income$599,0001,807
Minority interest net income$0102
Net income of bank and minority interests.$599,0001,808
Net charge-offs$218,0002,072
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$599,0001,701
2008-12-31 (YTD Data)Rank
Total interest income$42,959,000881
Total interest expense$23,200,000686
Net interest income$19,759,0001,107
Provision for loan and lease losses$828,0002,988
Total noninterest income$6,421,000862
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$151,0005,305
Trading account gains and fees$0154
Additional Noninterest Income$6,270,000546
Total noninterest expense$21,719,000911
Salaries and employee benefits$12,442,000794
Premises and equipment expense$3,384,000811
Additional noninterest expense$5,893,0001,094
Pre-tax net operating income$3,633,0001,504
Securities gains (losses)$-43,0007,148
Applicable income taxes$247,0002,616
Income before extraordinary items$3,343,0001,246
Extraordinary gains, net$039
Net income$3,343,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0002,507
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,382,9901,311
2008-09-30 (YTD Data)Rank
Total interest income$32,137,000911
Total interest expense$17,692,000705
Net interest income$14,445,0001,166
Provision for loan and lease losses$216,0004,091
Total noninterest income$4,893,000891
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$116,0005,285
Trading account gains and fees$0148
Additional Noninterest Income$4,777,000574
Total noninterest expense$16,568,000895
Salaries and employee benefits$9,328,000818
Premises and equipment expense$2,529,000817
Additional noninterest expense$4,711,000973
Pre-tax net operating income$2,554,0001,888
Securities gains (losses)$-43,0007,469
Applicable income taxes$114,0003,489
Income before extraordinary items$2,397,0001,518
Extraordinary gains, net$031
Net income$2,397,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,0001,838
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,437,8501,576
2008-06-30 (YTD Data)Rank
Total interest income$21,519,000918
Total interest expense$12,031,000716
Net interest income$9,488,0001,173
Provision for loan and lease losses$46,0005,262
Total noninterest income$3,253,000906
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$81,0005,221
Trading account gains and fees$0149
Additional Noninterest Income$3,172,000594
Total noninterest expense$11,032,000888
Salaries and employee benefits$6,254,000824
Premises and equipment expense$1,719,000807
Additional noninterest expense$3,059,000972
Pre-tax net operating income$1,663,0002,003
Securities gains (losses)$-43,0008,219
Applicable income taxes$-20,0007,658
Income before extraordinary items$1,640,0001,650
Extraordinary gains, net$021
Net income$1,640,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,0001,412
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,683,0001,589
2008-03-31 (YTD Data)Rank
Total interest income$10,837,000933
Total interest expense$6,232,000739
Net interest income$4,605,0001,202
Provision for loan and lease losses$-57,0008,433
Total noninterest income$1,778,000829
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$43,0005,092
Trading account gains and fees$0158
Additional Noninterest Income$1,735,000557
Total noninterest expense$5,644,000853
Salaries and employee benefits$3,223,000799
Premises and equipment expense$921,000760
Additional noninterest expense$1,500,000969
Pre-tax net operating income$796,0002,170
Securities gains (losses)$-43,0008,390
Applicable income taxes$-150,0008,212
Income before extraordinary items$903,0001,650
Extraordinary gains, net$015
Net income$903,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000815
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$946,0001,525
2007-12-31 (YTD Data)Rank
Total interest income$44,812,000933
Total interest expense$25,839,000758
Net interest income$18,973,0001,177
Provision for loan and lease losses$1,576,0001,013
Total noninterest income$6,214,000923
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$297,0004,093
Trading account gains and fees$0178
Additional Noninterest Income$5,917,000597
Total noninterest expense$20,459,000912
Salaries and employee benefits$11,727,000846
Premises and equipment expense$3,307,000806
Additional noninterest expense$5,425,0001,038
Pre-tax net operating income$3,152,0002,372
Securities gains (losses)$-476,0008,364
Applicable income taxes$401,0003,028
Income before extraordinary items$2,275,0002,559
Extraordinary gains, net$039
Net income$2,275,0002,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,287
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,679,6002,217
2007-09-30 (YTD Data)Rank
Total interest income$33,297,000949
Total interest expense$19,177,000769
Net interest income$14,120,0001,192
Provision for loan and lease losses$788,0001,106
Total noninterest income$4,559,000932
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$250,0003,877
Trading account gains and fees$0184
Additional Noninterest Income$4,309,000609
Total noninterest expense$15,205,000914
Salaries and employee benefits$8,824,000841
Premises and equipment expense$2,472,000806
Additional noninterest expense$3,909,0001,053
Pre-tax net operating income$2,686,0002,301
Securities gains (losses)$-476,0008,454
Applicable income taxes$284,0003,277
Income before extraordinary items$1,926,0002,451
Extraordinary gains, net$033
Net income$1,926,0002,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,986
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,340,1202,078
2007-06-30 (YTD Data)Rank
Total interest income$21,992,000975
Total interest expense$12,692,000778
Net interest income$9,300,0001,231
Provision for loan and lease losses$419,0001,194
Total noninterest income$3,002,000966
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$204,0003,476
Trading account gains and fees$0168
Additional Noninterest Income$2,798,000646
Total noninterest expense$10,125,000931
Salaries and employee benefits$5,785,000876
Premises and equipment expense$1,713,000791
Additional noninterest expense$2,627,0001,059
Pre-tax net operating income$1,758,0002,382
Securities gains (losses)$-476,0008,528
Applicable income taxes$52,0004,731
Income before extraordinary items$1,230,0002,584
Extraordinary gains, net$029
Net income$1,230,0002,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,211
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,686,9602,007
2007-03-31 (YTD Data)Rank
Total interest income$10,956,000968
Total interest expense$6,293,000775
Net interest income$4,663,0001,218
Provision for loan and lease losses$178,0001,281
Total noninterest income$1,442,000981
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$155,0002,538
Trading account gains and fees$0195
Additional Noninterest Income$1,287,000678
Total noninterest expense$5,052,000927
Salaries and employee benefits$2,936,000867
Premises and equipment expense$892,000765
Additional noninterest expense$1,224,0001,114
Pre-tax net operating income$875,0002,395
Securities gains (losses)$-476,0008,609
Applicable income taxes$-168,0008,550
Income before extraordinary items$567,0002,758
Extraordinary gains, net$022
Net income$567,0002,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,043,0001,640
2006-12-31 (YTD Data)Rank
Total interest income$42,196,000922
Total interest expense$23,333,000722
Net interest income$18,863,0001,188
Provision for loan and lease losses$598,0001,640
Total noninterest income$4,418,0001,213
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$646,0002,536
Trading account gains and fees$0130
Additional Noninterest Income$3,772,000847
Total noninterest expense$19,420,000912
Salaries and employee benefits$10,923,000879
Premises and equipment expense$2,913,000867
Additional noninterest expense$5,584,000953
Pre-tax net operating income$3,263,0002,628
Securities gains (losses)$01,687
Applicable income taxes$826,0002,429
Income before extraordinary items$2,437,0002,671
Extraordinary gains, net$051
Net income$2,437,0002,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,380
Cash dividends$200,0004,916
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,437,0002,657
2006-09-30 (YTD Data)Rank
Total interest income$31,292,000938
Total interest expense$17,067,000729
Net interest income$14,225,0001,192
Provision for loan and lease losses$530,0001,330
Total noninterest income$3,392,0001,200
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$474,0002,588
Trading account gains and fees$0126
Additional Noninterest Income$2,918,000834
Total noninterest expense$14,402,000931
Salaries and employee benefits$8,198,000895
Premises and equipment expense$2,188,000871
Additional noninterest expense$4,016,0001,005
Pre-tax net operating income$2,685,0002,514
Securities gains (losses)$01,388
Applicable income taxes$675,0002,425
Income before extraordinary items$2,010,0002,554
Extraordinary gains, net$045
Net income$2,010,0002,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,294
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,010,0002,540
2006-06-30 (YTD Data)Rank
Total interest income$20,450,000939
Total interest expense$10,958,000724
Net interest income$9,492,0001,192
Provision for loan and lease losses$335,0001,344
Total noninterest income$2,270,0001,193
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$311,0002,595
Trading account gains and fees$0126
Additional Noninterest Income$1,959,000837
Total noninterest expense$9,466,000952
Salaries and employee benefits$5,412,000908
Premises and equipment expense$1,456,000873
Additional noninterest expense$2,598,0001,034
Pre-tax net operating income$1,961,0002,344
Securities gains (losses)$01,185
Applicable income taxes$488,0002,353
Income before extraordinary items$1,473,0002,371
Extraordinary gains, net$039
Net income$1,473,0002,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,673
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,473,0002,355
2006-03-31 (YTD Data)Rank
Total interest income$10,042,000925
Total interest expense$5,310,000695
Net interest income$4,732,0001,193
Provision for loan and lease losses$191,0001,191
Total noninterest income$1,287,0001,056
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$162,0002,421
Trading account gains and fees$0115
Additional Noninterest Income$1,125,000733
Total noninterest expense$4,553,000986
Salaries and employee benefits$2,543,000964
Premises and equipment expense$732,000873
Additional noninterest expense$1,278,0001,047
Pre-tax net operating income$1,275,0001,877
Securities gains (losses)$0955
Applicable income taxes$309,0001,981
Income before extraordinary items$966,0001,858
Extraordinary gains, net$021
Net income$966,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$966,0001,840
2005-12-31 (YTD Data)Rank
Total interest income$36,396,000906
Total interest expense$17,529,000652
Net interest income$18,867,0001,139
Provision for loan and lease losses$1,107,000956
Total noninterest income$4,322,0001,205
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$613,0002,621
Trading account gains and fees$0138
Additional Noninterest Income$3,709,000861
Total noninterest expense$19,271,000884
Salaries and employee benefits$11,239,000804
Premises and equipment expense$2,841,000833
Additional noninterest expense$5,191,0001,008
Pre-tax net operating income$2,811,0002,913
Securities gains (losses)$02,296
Applicable income taxes$770,0002,665
Income before extraordinary items$2,041,0003,052
Extraordinary gains, net$046
Net income$2,041,0003,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,513
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,041,0003,015
2005-09-30 (YTD Data)Rank
Total interest income$26,515,000906
Total interest expense$12,343,000658
Net interest income$14,172,0001,134
Provision for loan and lease losses$861,000876
Total noninterest income$3,299,0001,201
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$448,0002,668
Trading account gains and fees$0126
Additional Noninterest Income$2,851,000847
Total noninterest expense$14,407,000874
Salaries and employee benefits$8,391,000795
Premises and equipment expense$2,112,000835
Additional noninterest expense$3,904,000985
Pre-tax net operating income$2,203,0002,839
Securities gains (losses)$02,317
Applicable income taxes$601,0002,635
Income before extraordinary items$1,602,0002,979
Extraordinary gains, net$035
Net income$1,602,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,785
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,602,0002,938
2005-06-30 (YTD Data)Rank
Total interest income$16,989,000920
Total interest expense$7,578,000675
Net interest income$9,411,0001,121
Provision for loan and lease losses$541,000915
Total noninterest income$2,175,0001,194
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$288,0002,697
Trading account gains and fees$0116
Additional Noninterest Income$1,887,000843
Total noninterest expense$9,683,000867
Salaries and employee benefits$5,531,000805
Premises and equipment expense$1,383,000841
Additional noninterest expense$2,769,000908
Pre-tax net operating income$1,362,0002,956
Securities gains (losses)$02,146
Applicable income taxes$365,0002,752
Income before extraordinary items$997,0003,108
Extraordinary gains, net$030
Net income$997,0003,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,194
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$997,0003,060
2005-03-31 (YTD Data)Rank
Total interest income$8,139,000939
Total interest expense$3,476,000694
Net interest income$4,663,0001,121
Provision for loan and lease losses$429,000554
Total noninterest income$1,169,0001,111
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$138,0002,721
Trading account gains and fees$0115
Additional Noninterest Income$1,031,000768
Total noninterest expense$4,740,000879
Salaries and employee benefits$2,738,000811
Premises and equipment expense$629,000943
Additional noninterest expense$1,373,000914
Pre-tax net operating income$663,0002,990
Securities gains (losses)$01,685
Applicable income taxes$169,0002,881
Income before extraordinary items$494,0003,077
Extraordinary gains, net$024
Net income$494,0003,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$494,0003,036
2004-12-31 (YTD Data)Rank
Total interest income$29,701,000945
Total interest expense$12,124,000672
Net interest income$17,577,0001,151
Provision for loan and lease losses$-106,0008,795
Total noninterest income$3,808,0001,333
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$491,0003,184
Trading account gains and fees$0138
Additional Noninterest Income$3,317,000914
Total noninterest expense$18,678,000869
Salaries and employee benefits$10,439,000825
Premises and equipment expense$2,598,000864
Additional noninterest expense$5,641,000887
Pre-tax net operating income$2,813,0002,725
Securities gains (losses)$03,819
Applicable income taxes$801,0002,535
Income before extraordinary items$2,012,0002,904
Extraordinary gains, net$034
Net income$2,012,0002,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,577
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,012,0002,845
2004-09-30 (YTD Data)Rank
Total interest income$21,803,000956
Total interest expense$8,857,000678
Net interest income$12,946,0001,147
Provision for loan and lease losses$225,0002,754
Total noninterest income$2,939,0001,327
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$350,0003,310
Trading account gains and fees$0134
Additional Noninterest Income$2,589,000891
Total noninterest expense$13,570,000899
Salaries and employee benefits$7,785,000826
Premises and equipment expense$1,835,000912
Additional noninterest expense$3,950,000943
Pre-tax net operating income$2,090,0002,773
Securities gains (losses)$03,710
Applicable income taxes$584,0002,617
Income before extraordinary items$1,506,0002,947
Extraordinary gains, net$026
Net income$1,506,0002,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,003
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,506,0002,866
2004-06-30 (YTD Data)Rank
Total interest income$14,214,000967
Total interest expense$5,774,000684
Net interest income$8,440,0001,177
Provision for loan and lease losses$150,0002,691
Total noninterest income$1,961,0001,305
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$208,0003,541
Trading account gains and fees$0130
Additional Noninterest Income$1,753,000880
Total noninterest expense$9,086,000893
Salaries and employee benefits$5,247,000812
Premises and equipment expense$1,173,000975
Additional noninterest expense$2,666,000935
Pre-tax net operating income$1,165,0003,184
Securities gains (losses)$03,413
Applicable income taxes$307,0003,042
Income before extraordinary items$858,0003,338
Extraordinary gains, net$021
Net income$858,0003,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,267
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$858,0003,239
2004-03-31 (YTD Data)Rank
Total interest income$7,097,000979
Total interest expense$2,867,000705
Net interest income$4,230,0001,173
Provision for loan and lease losses$75,0002,550
Total noninterest income$1,162,0001,115
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$101,0003,555
Trading account gains and fees$0121
Additional Noninterest Income$1,061,000755
Total noninterest expense$4,665,000879
Salaries and employee benefits$2,699,000804
Premises and equipment expense$529,0001,116
Additional noninterest expense$1,437,000858
Pre-tax net operating income$652,0002,870
Securities gains (losses)$02,934
Applicable income taxes$154,0003,042
Income before extraordinary items$498,0002,951
Extraordinary gains, net$016
Net income$498,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$498,0002,851
2003-12-31 (YTD Data)Rank
Total interest income$29,128,000965
Total interest expense$12,065,000727
Net interest income$17,063,0001,136
Provision for loan and lease losses$500,0002,155
Total noninterest income$4,075,0001,320
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$425,0003,517
Trading account gains and fees$0160
Additional Noninterest Income$3,650,000957
Total noninterest expense$15,970,0001,026
Salaries and employee benefits$9,468,000897
Premises and equipment expense$2,320,000988
Additional noninterest expense$4,182,0001,199
Pre-tax net operating income$4,668,0001,729
Securities gains (losses)$2,0004,163
Applicable income taxes$1,430,0001,688
Income before extraordinary items$3,240,0001,911
Extraordinary gains, net$-527,0009,167
Net income$2,713,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,071
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,238,6201,822
2003-09-30 (YTD Data)Rank
Total interest income$21,980,000978
Total interest expense$9,133,000753
Net interest income$12,847,0001,144
Provision for loan and lease losses$425,0001,937
Total noninterest income$3,171,0001,319
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$322,0003,493
Trading account gains and fees$0153
Additional Noninterest Income$2,849,000955
Total noninterest expense$11,868,0001,041
Salaries and employee benefits$6,925,000941
Premises and equipment expense$1,661,0001,045
Additional noninterest expense$3,282,0001,153
Pre-tax net operating income$3,725,0001,688
Securities gains (losses)$2,0003,872
Applicable income taxes$1,156,0001,658
Income before extraordinary items$2,571,0001,873
Extraordinary gains, net$-527,0009,225
Net income$2,044,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,265
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,569,6201,771
2003-06-30 (YTD Data)Rank
Total interest income$14,627,000989
Total interest expense$6,139,000782
Net interest income$8,488,0001,156
Provision for loan and lease losses$350,0001,581
Total noninterest income$2,247,0001,253
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$215,0003,448
Trading account gains and fees$0150
Additional Noninterest Income$2,032,000911
Total noninterest expense$7,855,0001,038
Salaries and employee benefits$4,505,000959
Premises and equipment expense$1,179,000978
Additional noninterest expense$2,171,0001,157
Pre-tax net operating income$2,530,0001,657
Securities gains (losses)$2,0003,460
Applicable income taxes$786,0001,644
Income before extraordinary items$1,746,0001,841
Extraordinary gains, net$-527,0009,261
Net income$1,219,0002,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,864
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,744,6201,722
2003-03-31 (YTD Data)Rank
Total interest income$7,328,000990
Total interest expense$3,090,000791
Net interest income$4,238,0001,158
Provision for loan and lease losses$275,0001,022
Total noninterest income$1,197,0001,167
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$110,0003,304
Trading account gains and fees$0134
Additional Noninterest Income$1,087,000848
Total noninterest expense$3,966,0001,021
Salaries and employee benefits$2,144,0001,004
Premises and equipment expense$698,000827
Additional noninterest expense$1,124,0001,099
Pre-tax net operating income$1,194,0001,759
Securities gains (losses)$2,0002,590
Applicable income taxes$390,0001,662
Income before extraordinary items$806,0001,966
Extraordinary gains, net$-527,0009,306
Net income$279,0004,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,019
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$804,6601,859
2002-12-31 (YTD Data)Rank
Total interest income$30,627,000998
Total interest expense$14,649,000761
Net interest income$15,978,0001,210
Provision for loan and lease losses$365,0003,024
Total noninterest income$3,062,0001,537
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$454,0003,215
Trading account gains and fees$0153
Additional Noninterest Income$2,608,0001,101
Total noninterest expense$14,268,0001,086
Salaries and employee benefits$7,922,0001,018
Premises and equipment expense$1,529,0001,444
Additional noninterest expense$4,817,0001,023
Pre-tax net operating income$4,407,0001,833
Securities gains (losses)$1,0004,369
Applicable income taxes$1,348,0001,805
Income before extraordinary items$3,060,0001,959
Extraordinary gains, net$070
Net income$3,060,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,185
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,059,3101,896
2001-12-31 (YTD Data)Rank
Total interest income$30,464,0001,116
Total interest expense$17,375,000940
Net interest income$13,089,0001,356
Provision for loan and lease losses$129,0005,086
Total noninterest income$1,333,0002,730
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$384,0003,517
Trading account gains and fees$0177
Additional Noninterest Income$949,0002,120
Total noninterest expense$10,944,0001,332
Salaries and employee benefits$6,289,0001,181
Premises and equipment expense$1,497,0001,437
Additional noninterest expense$3,158,0001,474
Pre-tax net operating income$3,349,0002,055
Securities gains (losses)$-15,0009,345
Applicable income taxes$1,053,0001,998
Income before extraordinary items$2,281,0002,261
Extraordinary gains, net$0105
Net income$2,281,0002,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,337
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,291,2002,187
2000-12-31 (YTD Data)Rank
Total interest income$28,220,0001,255
Total interest expense$16,796,0001,052
Net interest income$11,424,0001,541
Provision for loan and lease losses$71,0005,956
Total noninterest income$528,0004,760
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$247,0004,552
Trading account gains and fees$0180
Additional Noninterest Income$281,0004,061
Total noninterest expense$8,954,0001,565
Salaries and employee benefits$4,783,0001,482
Premises and equipment expense$1,363,0001,521
Additional noninterest expense$2,808,0001,588
Pre-tax net operating income$2,927,0002,437
Securities gains (losses)$-250,0009,609
Applicable income taxes$726,0002,713
Income before extraordinary items$1,951,0002,630
Extraordinary gains, net$038
Net income$1,951,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,133,5002,403
1999-12-31 (YTD Data)Rank
Total interest income$23,234,0001,403
Total interest expense$12,476,0001,218
Net interest income$10,758,0001,618
Provision for loan and lease losses$50,0006,505
Total noninterest income$460,0005,220
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$261,0004,410
Trading account gains and fees$0173
Additional Noninterest Income$199,0004,951
Total noninterest expense$7,826,0001,756
Salaries and employee benefits$4,242,0001,628
Premises and equipment expense$1,370,0001,502
Additional noninterest expense$2,214,0001,971
Pre-tax net operating income$3,342,0002,189
Securities gains (losses)$03,155
Applicable income taxes$959,0002,290
Income before extraordinary items$2,383,0002,200
Extraordinary gains, net$035
Net income$2,383,0002,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,262
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,383,0002,166
1998-12-31 (YTD Data)Rank
Total interest income$21,974,0001,472
Total interest expense$12,240,0001,275
Net interest income$9,734,0001,752
Provision for loan and lease losses$190,0003,612
Total noninterest income$584,0004,472
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$242,0004,596
Trading account gains and fees$-88,0004,435
Additional Noninterest Income$430,0003,277
Total noninterest expense$6,957,0001,867
Salaries and employee benefits$3,619,0001,851
Premises and equipment expense$1,418,0001,376
Additional noninterest expense$1,920,0002,186
Pre-tax net operating income$3,171,0002,256
Securities gains (losses)$81,0001,415
Applicable income taxes$1,034,0002,256
Income before extraordinary items$2,218,0002,327
Extraordinary gains, net$032
Net income$2,218,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,124
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,162,9202,306
1997-12-31 (YTD Data)Rank
Total interest income$22,406,0001,465
Total interest expense$12,747,0001,255
Net interest income$9,659,0001,805
Provision for loan and lease losses$118,0004,844
Total noninterest income$606,0004,382
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$246,0004,708
Trading account gains and fees$216,000140
Additional Noninterest Income$144,0005,804
Total noninterest expense$5,923,0002,168
Salaries and employee benefits$3,104,0002,125
Premises and equipment expense$1,204,0001,628
Additional noninterest expense$1,615,0002,542
Pre-tax net operating income$4,224,0001,805
Securities gains (losses)$75,0001,115
Applicable income taxes$1,442,0001,763
Income before extraordinary items$2,857,0001,849
Extraordinary gains, net$044
Net income$2,857,0001,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,573
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,807,5001,825
1996-12-31 (YTD Data)Rank
Total interest income$21,162,0001,587
Total interest expense$11,619,0001,393
Net interest income$9,543,0001,864
Provision for loan and lease losses$496,0001,750
Total noninterest income$798,0003,720
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$236,0005,026
Trading account gains and fees$295,000138
Additional Noninterest Income$267,0004,364
Total noninterest expense$4,880,0002,801
Salaries and employee benefits$2,341,0002,856
Premises and equipment expense$1,079,0001,864
Additional noninterest expense$1,460,0003,193
Pre-tax net operating income$4,965,0001,450
Securities gains (losses)$36,0001,560
Applicable income taxes$1,652,0001,461
Income before extraordinary items$3,349,0001,470
Extraordinary gains, net$053
Net income$3,349,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,567
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,324,8801,452
1995-12-31 (YTD Data)Rank
Total interest income$19,908,0001,705
Total interest expense$10,952,0001,489
Net interest income$8,956,0002,006
Provision for loan and lease losses$445,0001,729
Total noninterest income$932,0003,271
Gross Fiduciary activities income$67,0001,241
Service charges on deposit accounts$250,0004,959
Trading account gains and fees$523,000171
Additional Noninterest Income$92,0007,497
Total noninterest expense$5,231,0002,592
Salaries and employee benefits$2,494,0002,678
Premises and equipment expense$730,0002,697
Additional noninterest expense$2,007,0002,390
Pre-tax net operating income$4,212,0001,755
Securities gains (losses)$198,000671
Applicable income taxes$1,244,0001,960
Income before extraordinary items$3,166,0001,612
Extraordinary gains, net$065
Net income$3,166,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0001,740
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,023,4401,661
1994-12-31 (YTD Data)Rank
Total interest income$19,117,0001,612
Total interest expense$9,289,0001,405
Net interest income$9,828,0001,837
Provision for loan and lease losses$580,0001,378
Total noninterest income$474,0005,488
Gross Fiduciary activities income$142,0001,102
Service charges on deposit accounts$276,0004,674
Trading account gains and fees$0475
Additional Noninterest Income$56,0009,309
Total noninterest expense$4,860,0002,850
Salaries and employee benefits$2,201,0003,005
Premises and equipment expense$631,0003,120
Additional noninterest expense$2,028,0002,542
Pre-tax net operating income$4,862,0001,506
Securities gains (losses)$10,0002,219
Applicable income taxes$1,652,0001,421
Income before extraordinary items$3,220,0001,532
Extraordinary gains, net$0249
Net income$3,220,0001,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,0001,103
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,213,4001,540
1993-12-31 (YTD Data)Rank
Total interest income$19,502,0001,616
Total interest expense$9,639,0001,393
Net interest income$9,863,0001,821
Provision for loan and lease losses$660,0001,725
Total noninterest income$423,0006,240
Gross Fiduciary activities income$120,0001,173
Service charges on deposit accounts$251,0005,103
Trading account gains and fees$0532
Additional Noninterest Income$52,0009,987
Total noninterest expense$4,491,0003,123
Salaries and employee benefits$2,047,0003,209
Premises and equipment expense$452,0004,251
Additional noninterest expense$1,992,0002,747
Pre-tax net operating income$5,135,0001,366
Securities gains (losses)$85,0002,724
Applicable income taxes$1,697,0001,398
Income before extraordinary items$3,523,0001,446
Extraordinary gains, net$03,149
Net income$3,523,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,627
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,466,0501,377
1992-12-31 (YTD Data)Rank
Total interest income$20,372,0001,743
Total interest expense$10,965,0001,594
Net interest income$9,407,0001,939
Provision for loan and lease losses$410,0003,402
Total noninterest income$312,0007,567
Gross Fiduciary activities income$68,0001,315
Service charges on deposit accounts$160,0006,869
Trading account gains and fees$0504
Additional Noninterest Income$84,0008,687
Total noninterest expense$3,816,0003,646
Salaries and employee benefits$1,791,0003,577
Premises and equipment expense$398,0004,812
Additional noninterest expense$1,627,0003,366
Pre-tax net operating income$5,493,0001,175
Securities gains (losses)$35,0004,733
Applicable income taxes$1,822,0001,218
Income before extraordinary items$3,706,0001,258
Extraordinary gains, net$-376,00013,804
Net income$3,330,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,00010,059
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,682,5501,172

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.