Home > Gorham Savings Bank > Net charge- offs to loans

Gorham Savings Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0961%933
Percentage Net Loans Charged-off: Total real estate loans0.0027%988
Percentage Net Loans Charged-off:Construction & development-0.0967%4,455
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0177%449
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0227%383
Percentage Net Loans Charged-off: Commercial and industrial0.5753%496
Percentage Net Loans Charged-off: Loans to individuals5.5844%140
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual5.5844%86
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1185%678
Percentage Net Loans Charged-off: Total real estate loans0.0036%777
Percentage Net Loans Charged-off:Construction & development-0.1235%4,505
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0237%343
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0303%296
Percentage Net Loans Charged-off: Commercial and industrial0.7702%309
Percentage Net Loans Charged-off: Loans to individuals3.7118%146
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual3.7118%142
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1774%444
Percentage Net Loans Charged-off: Total real estate loans0.0124%478
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0369%230
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0471%188
Percentage Net Loans Charged-off: Commercial and industrial1.1748%240
Percentage Net Loans Charged-off: Loans to individuals2.9760%188
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual2.9760%209
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3572%223
Percentage Net Loans Charged-off: Total real estate loans0.0249%275
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0739%127
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0947%99
Percentage Net Loans Charged-off: Commercial and industrial2.4433%84
Percentage Net Loans Charged-off: Loans to individuals5.8673%87
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual5.8673%76
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0206%1,676
Percentage Net Loans Charged-off: Total real estate loans0.0135%656
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0398%360
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0508%299
Percentage Net Loans Charged-off: Commercial and industrial0.0153%1,261
Percentage Net Loans Charged-off: Loans to individuals2.8623%149
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual2.8623%133
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0226%1,379
Percentage Net Loans Charged-off: Total real estate loans0.0182%476
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0537%261
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0684%224
Percentage Net Loans Charged-off: Commercial and industrial0.0091%1,049
Percentage Net Loans Charged-off: Loans to individuals2.3543%176
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual2.3543%159
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0174%1,392
Percentage Net Loans Charged-off: Total real estate loans0.0104%509
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0306%305
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0391%269
Percentage Net Loans Charged-off: Commercial and industrial0.0122%859
Percentage Net Loans Charged-off: Loans to individuals2.7563%139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7563%130
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0166%1,203
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,300
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%3,608
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0047%3,713
Percentage Net Loans Charged-off: Commercial and industrial0.0850%438
Percentage Net Loans Charged-off: Loans to individuals2.5401%167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5401%152
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3330%256
Percentage Net Loans Charged-off: Total real estate loans0.0526%564
Percentage Net Loans Charged-off:Construction & development0.9369%33
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%3,943
Percentage Net Loans Charged-off: Home equity loans-0.0015%3,129
All other 1-4 family - Percent of loans charged-off, net-0.0271%4,067
Percentage Net Loans Charged-off: Commercial and industrial1.8942%103
Percentage Net Loans Charged-off: Loans to individuals0.6630%651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6630%586
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3188%241
Percentage Net Loans Charged-off: Total real estate loans0.0782%387
Percentage Net Loans Charged-off:Construction & development1.3307%28
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%3,720
Percentage Net Loans Charged-off: Home equity loans-0.0019%3,191
All other 1-4 family - Percent of loans charged-off, net-0.0097%3,832
Percentage Net Loans Charged-off: Commercial and industrial1.6204%97
Percentage Net Loans Charged-off: Loans to individuals-0.1665%4,309
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1665%4,261
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4704%178
Percentage Net Loans Charged-off: Total real estate loans0.1163%293
Percentage Net Loans Charged-off:Construction & development2.1247%15
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0108%3,895
Percentage Net Loans Charged-off: Home equity loans-0.0029%3,240
All other 1-4 family - Percent of loans charged-off, net-0.0131%3,985
Percentage Net Loans Charged-off: Commercial and industrial2.2750%67
Percentage Net Loans Charged-off: Loans to individuals-0.0618%3,889
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0618%3,856
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1734%455
Percentage Net Loans Charged-off: Total real estate loans0.2191%151
Percentage Net Loans Charged-off:Construction & development4.5187%7
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0379%4,376
Percentage Net Loans Charged-off: Home equity loans-0.0058%3,329
All other 1-4 family - Percent of loans charged-off, net-0.0476%4,467
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals-0.4866%4,515
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4866%4,477
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0162%2,776
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,894
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0092%4,035
Percentage Net Loans Charged-off: Home equity loans-0.0028%3,285
All other 1-4 family - Percent of loans charged-off, net-0.0111%4,110
Percentage Net Loans Charged-off: Commercial and industrial0.0921%1,485
Percentage Net Loans Charged-off: Loans to individuals0.8415%747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8415%688
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0019%3,135
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,903
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%4,099
Percentage Net Loans Charged-off: Home equity loans-0.0019%3,308
All other 1-4 family - Percent of loans charged-off, net-0.0131%4,168
Percentage Net Loans Charged-off: Commercial and industrial0.0106%1,755
Percentage Net Loans Charged-off: Loans to individuals0.8233%730
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8233%654
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%2,844
Percentage Net Loans Charged-off: Total real estate loans-0.0048%3,995
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%4,200
Percentage Net Loans Charged-off: Home equity loans-0.0028%3,351
All other 1-4 family - Percent of loans charged-off, net-0.0169%4,290
Percentage Net Loans Charged-off: Commercial and industrial0.0176%1,472
Percentage Net Loans Charged-off: Loans to individuals1.2618%544
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2618%473
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%2,454
Percentage Net Loans Charged-off: Total real estate loans-0.0087%4,179
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0242%4,416
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0318%4,524
Percentage Net Loans Charged-off: Commercial and industrial0.0443%977
Percentage Net Loans Charged-off: Loans to individuals1.2800%610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2800%545
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0046%3,508
Percentage Net Loans Charged-off: Total real estate loans-0.0024%3,928
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%4,145
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0085%4,218
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals1.5508%462
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5508%405
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0023%3,356
Percentage Net Loans Charged-off: Total real estate loans-0.0027%3,905
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%4,174
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0095%4,269
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals1.0786%696
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0786%627
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0029%3,066
Percentage Net Loans Charged-off: Total real estate loans-0.0033%3,970
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%4,225
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0117%4,350
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals1.3365%533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3365%483
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%2,569
Percentage Net Loans Charged-off: Total real estate loans-0.0057%4,218
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0153%4,487
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0199%4,598
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals2.1200%318
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1200%285
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0119%3,283
Percentage Net Loans Charged-off: Total real estate loans0.0055%2,140
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,342
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0145%1,755
Percentage Net Loans Charged-off: Home equity loans0.0784%373
All other 1-4 family - Percent of loans charged-off, net-0.0046%4,294
Percentage Net Loans Charged-off: Commercial and industrial0.0046%2,163
Percentage Net Loans Charged-off: Loans to individuals1.5317%461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5317%405
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0132%2,956
Percentage Net Loans Charged-off: Total real estate loans0.0072%1,758
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0004%4,392
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0189%1,441
Percentage Net Loans Charged-off: Home equity loans0.0973%285
All other 1-4 family - Percent of loans charged-off, net-0.0045%4,275
Percentage Net Loans Charged-off: Commercial and industrial0.0063%1,860
Percentage Net Loans Charged-off: Loans to individuals1.4575%471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4575%415
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0054%2,967
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,461
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%4,205
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0050%4,314
Percentage Net Loans Charged-off: Commercial and industrial0.0097%1,551
Percentage Net Loans Charged-off: Loans to individuals1.3736%494
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3736%431
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0032%2,624
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,924
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%4,255
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0051%4,371
Percentage Net Loans Charged-off: Commercial and industrial0.0147%1,057
Percentage Net Loans Charged-off: Loans to individuals0.7065%1,060
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7065%967
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0295%3,210
Percentage Net Loans Charged-off: Total real estate loans0.0240%1,971
Percentage Net Loans Charged-off:Construction & development-0.1001%4,784
Percentage Net Loans Charged-off: Commercial real estate0.0639%849
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0064%2,267
Percentage Net Loans Charged-off: Home equity loans0.0217%622
All other 1-4 family - Percent of loans charged-off, net0.0021%2,259
Percentage Net Loans Charged-off: Commercial and industrial-0.0024%4,124
Percentage Net Loans Charged-off: Loans to individuals1.7546%427
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7546%377
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%2,597
Percentage Net Loans Charged-off: Total real estate loans0.0351%1,512
Percentage Net Loans Charged-off:Construction & development-0.1416%4,879
Percentage Net Loans Charged-off: Commercial real estate0.0870%585
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0141%1,859
Percentage Net Loans Charged-off: Home equity loans0.0290%517
All other 1-4 family - Percent of loans charged-off, net0.0099%1,836
Percentage Net Loans Charged-off: Commercial and industrial-0.0031%4,007
Percentage Net Loans Charged-off: Loans to individuals2.3779%265
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3779%236
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0826%1,784
Percentage Net Loans Charged-off: Total real estate loans0.0665%1,016
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.1342%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0242%1,517
Percentage Net Loans Charged-off: Home equity loans0.0436%404
All other 1-4 family - Percent of loans charged-off, net0.0188%1,484
Percentage Net Loans Charged-off: Commercial and industrial-0.0023%3,947
Percentage Net Loans Charged-off: Loans to individuals4.7894%107
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.7894%93
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0261%2,232
Percentage Net Loans Charged-off: Total real estate loans-0.0017%4,145
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%4,479
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0049%4,569
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals4.9684%113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.9684%96
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0337%3,354
Percentage Net Loans Charged-off: Total real estate loans0.0061%2,774
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,685
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0058%2,638
Percentage Net Loans Charged-off: Home equity loans0.0118%765
All other 1-4 family - Percent of loans charged-off, net0.0041%2,565
Percentage Net Loans Charged-off: Commercial and industrial0.0724%2,010
Percentage Net Loans Charged-off: Loans to individuals3.4045%164
Percentage Net Loans Charged-off: Credit card loans0.0000%715
Percentage Net Loans Charged-off: Other loans to individual3.4405%148
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%2,831
Percentage Net Loans Charged-off: Total real estate loans0.0042%2,514
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,711
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%4,651
Percentage Net Loans Charged-off: Home equity loans0.0157%659
All other 1-4 family - Percent of loans charged-off, net-0.0061%4,842
Percentage Net Loans Charged-off: Commercial and industrial0.0970%1,577
Percentage Net Loans Charged-off: Loans to individuals4.2238%112
Percentage Net Loans Charged-off: Credit card loans0.0000%663
Percentage Net Loans Charged-off: Other loans to individual4.2793%105
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%3,341
Percentage Net Loans Charged-off: Total real estate loans0.0018%2,333
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,825
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%4,874
Percentage Net Loans Charged-off: Home equity loans-0.0118%3,980
All other 1-4 family - Percent of loans charged-off, net-0.0074%4,888
Percentage Net Loans Charged-off: Commercial and industrial0.0145%1,636
Percentage Net Loans Charged-off: Loans to individuals1.2177%632
Percentage Net Loans Charged-off: Credit card loans0.0000%604
Percentage Net Loans Charged-off: Other loans to individual1.2388%561
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0134%2,676
Percentage Net Loans Charged-off: Total real estate loans-0.0018%4,334
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%4,732
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0050%4,832
Percentage Net Loans Charged-off: Commercial and industrial0.0295%1,131
Percentage Net Loans Charged-off: Loans to individuals1.8367%411
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual1.8841%360
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0410%3,396
Percentage Net Loans Charged-off: Total real estate loans0.0229%2,762
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,926
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0487%2,363
Percentage Net Loans Charged-off: Home equity loans0.0465%803
All other 1-4 family - Percent of loans charged-off, net0.0493%2,265
Percentage Net Loans Charged-off: Commercial and industrial0.0322%2,244
Percentage Net Loans Charged-off: Loans to individuals2.6380%200
Percentage Net Loans Charged-off: Credit card loans4.9917%97
Percentage Net Loans Charged-off: Other loans to individual2.5229%190
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0516%2,870
Percentage Net Loans Charged-off: Total real estate loans0.0291%2,389
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0016%5,014
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0616%1,985
Percentage Net Loans Charged-off: Home equity loans0.0406%734
All other 1-4 family - Percent of loans charged-off, net0.0676%1,868
Percentage Net Loans Charged-off: Commercial and industrial0.0447%1,838
Percentage Net Loans Charged-off: Loans to individuals3.2228%144
Percentage Net Loans Charged-off: Credit card loans3.3684%154
Percentage Net Loans Charged-off: Other loans to individual3.2157%125
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0760%2,303
Percentage Net Loans Charged-off: Total real estate loans0.0449%1,993
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0016%5,123
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0937%1,569
Percentage Net Loans Charged-off: Home equity loans0.0609%615
All other 1-4 family - Percent of loans charged-off, net0.1032%1,436
Percentage Net Loans Charged-off: Commercial and industrial0.0649%1,499
Percentage Net Loans Charged-off: Loans to individuals4.5458%94
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual4.7691%83
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1405%1,406
Percentage Net Loans Charged-off: Total real estate loans0.0888%1,246
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1805%901
Percentage Net Loans Charged-off: Home equity loans0.1214%387
All other 1-4 family - Percent of loans charged-off, net0.1976%818
Percentage Net Loans Charged-off: Commercial and industrial0.0895%934
Percentage Net Loans Charged-off: Loans to individuals8.1747%51
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual8.5427%45
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0535%3,763
Percentage Net Loans Charged-off: Total real estate loans0.0337%3,234
Percentage Net Loans Charged-off:Construction & development0.0126%1,109
Percentage Net Loans Charged-off: Commercial real estate0.0009%2,190
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0595%2,817
Percentage Net Loans Charged-off: Home equity loans0.0438%1,044
All other 1-4 family - Percent of loans charged-off, net0.0638%2,662
Percentage Net Loans Charged-off: Commercial and industrial0.1288%2,072
Percentage Net Loans Charged-off: Loans to individuals1.4835%570
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual1.5601%478
Percentage Net Loans Charged-off: All other loans and lease0.0261%1,348
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0351%3,786
Percentage Net Loans Charged-off: Total real estate loans0.0317%2,983
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0012%1,854
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0624%2,531
Percentage Net Loans Charged-off: Home equity loans0.0598%917
All other 1-4 family - Percent of loans charged-off, net0.0631%2,391
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals0.9981%867
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual1.0512%736
Percentage Net Loans Charged-off: All other loans and lease0.0341%1,197
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0252%3,695
Percentage Net Loans Charged-off: Total real estate loans0.0193%2,925
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0386%2,520
Percentage Net Loans Charged-off: Home equity loans0.0911%739
All other 1-4 family - Percent of loans charged-off, net0.0245%2,524
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.9715%907
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual1.0212%782
Percentage Net Loans Charged-off: All other loans and lease0.0493%1,028
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0047%4,807
Percentage Net Loans Charged-off: Total real estate loans-0.0126%5,530
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0251%5,859
Percentage Net Loans Charged-off: Home equity loans0.0198%590
All other 1-4 family - Percent of loans charged-off, net-0.0370%5,982
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.8446%1,034
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.8866%893
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2330%2,588
Percentage Net Loans Charged-off: Total real estate loans0.2530%1,993
Percentage Net Loans Charged-off:Construction & development1.6302%657
Percentage Net Loans Charged-off: Commercial real estate-0.0005%5,779
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3126%1,659
Percentage Net Loans Charged-off: Home equity loans0.1126%1,213
All other 1-4 family - Percent of loans charged-off, net0.3658%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0087%5,003
Percentage Net Loans Charged-off: Loans to individuals1.9153%525
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual1.9915%448
Percentage Net Loans Charged-off: All other loans and lease0.1399%1,022
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2545%2,288
Percentage Net Loans Charged-off: Total real estate loans0.2757%1,775
Percentage Net Loans Charged-off:Construction & development2.0741%526
Percentage Net Loans Charged-off: Commercial real estate-0.0007%5,831
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2941%1,647
Percentage Net Loans Charged-off: Home equity loans0.1038%1,106
All other 1-4 family - Percent of loans charged-off, net0.3448%1,421
Percentage Net Loans Charged-off: Commercial and industrial-0.0077%4,887
Percentage Net Loans Charged-off: Loans to individuals1.9500%495
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual2.0204%427
Percentage Net Loans Charged-off: All other loans and lease0.1866%872
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1598%2,825
Percentage Net Loans Charged-off: Total real estate loans0.1704%2,248
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.0010%5,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.3292%1,512
Percentage Net Loans Charged-off: Home equity loans0.1559%904
All other 1-4 family - Percent of loans charged-off, net0.3753%1,326
Percentage Net Loans Charged-off: Commercial and industrial-0.0117%4,889
Percentage Net Loans Charged-off: Loans to individuals2.3205%409
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual2.3952%355
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1737%2,356
Percentage Net Loans Charged-off: Total real estate loans0.1767%1,879
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3395%1,297
Percentage Net Loans Charged-off: Home equity loans0.3108%577
All other 1-4 family - Percent of loans charged-off, net0.3472%1,211
Percentage Net Loans Charged-off: Commercial and industrial-0.0175%4,975
Percentage Net Loans Charged-off: Loans to individuals3.4260%264
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual3.5298%236
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2015%3,767
Percentage Net Loans Charged-off: Total real estate loans0.2004%3,263
Percentage Net Loans Charged-off:Construction & development0.3569%1,925
Percentage Net Loans Charged-off: Commercial real estate0.0635%2,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.3020%2,448
Percentage Net Loans Charged-off: Home equity loans0.7488%812
All other 1-4 family - Percent of loans charged-off, net0.1748%3,006
Percentage Net Loans Charged-off: Commercial and industrial0.0120%3,564
Percentage Net Loans Charged-off: Loans to individuals3.6624%295
Percentage Net Loans Charged-off: Credit card loans5.1881%135
Percentage Net Loans Charged-off: Other loans to individual3.6202%281
Percentage Net Loans Charged-off: All other loans and lease0.0030%1,662
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1883%3,612
Percentage Net Loans Charged-off: Total real estate loans0.2121%3,004
Percentage Net Loans Charged-off:Construction & development0.4925%1,664
Percentage Net Loans Charged-off: Commercial real estate0.0811%2,467
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2990%2,371
Percentage Net Loans Charged-off: Home equity loans0.8045%711
All other 1-4 family - Percent of loans charged-off, net0.1537%2,912
Percentage Net Loans Charged-off: Commercial and industrial0.0020%3,267
Percentage Net Loans Charged-off: Loans to individuals1.2602%1,023
Percentage Net Loans Charged-off: Credit card loans6.1281%114
Percentage Net Loans Charged-off: Other loans to individual1.1294%1,012
Percentage Net Loans Charged-off: All other loans and lease0.0039%1,471
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1871%3,458
Percentage Net Loans Charged-off: Total real estate loans0.1990%2,933
Percentage Net Loans Charged-off:Construction & development0.7716%1,380
Percentage Net Loans Charged-off: Commercial real estate0.1215%1,998
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2213%2,517
Percentage Net Loans Charged-off: Home equity loans0.2879%1,022
All other 1-4 family - Percent of loans charged-off, net0.2021%2,468
Percentage Net Loans Charged-off: Commercial and industrial-0.0090%5,403
Percentage Net Loans Charged-off: Loans to individuals2.1987%555
Percentage Net Loans Charged-off: Credit card loans9.3539%71
Percentage Net Loans Charged-off: Other loans to individual2.0128%567
Percentage Net Loans Charged-off: All other loans and lease0.0410%1,132
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4013%2,100
Percentage Net Loans Charged-off: Total real estate loans0.4094%1,807
Percentage Net Loans Charged-off:Construction & development1.4901%831
Percentage Net Loans Charged-off: Commercial real estate0.2904%1,181
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.4360%1,577
Percentage Net Loans Charged-off: Home equity loans0.5751%658
All other 1-4 family - Percent of loans charged-off, net0.3965%1,557
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%5,326
Percentage Net Loans Charged-off: Loans to individuals6.4612%158
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual6.6205%148
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2882%3,970
Percentage Net Loans Charged-off: Total real estate loans0.3109%3,350
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.5064%1,980
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.2615%3,109
Percentage Net Loans Charged-off: Home equity loans0.3809%1,380
All other 1-4 family - Percent of loans charged-off, net0.2293%3,170
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%6,041
Percentage Net Loans Charged-off: Loans to individuals1.8909%842
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual2.0405%665
Percentage Net Loans Charged-off: All other loans and lease0.1818%1,159
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3523%3,332
Percentage Net Loans Charged-off: Total real estate loans0.3820%2,794
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.6854%1,398
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2862%2,703
Percentage Net Loans Charged-off: Home equity loans0.3490%1,241
All other 1-4 family - Percent of loans charged-off, net0.2694%2,674
Percentage Net Loans Charged-off: Commercial and industrial-0.0060%5,901
Percentage Net Loans Charged-off: Loans to individuals2.0334%747
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual2.2195%565
Percentage Net Loans Charged-off: All other loans and lease0.2386%976
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3876%3,009
Percentage Net Loans Charged-off: Total real estate loans0.4117%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate1.0277%973
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1400%3,175
Percentage Net Loans Charged-off: Home equity loans0.3031%1,142
All other 1-4 family - Percent of loans charged-off, net0.0968%3,227
Percentage Net Loans Charged-off: Commercial and industrial-0.0062%5,850
Percentage Net Loans Charged-off: Loans to individuals2.2636%648
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual2.5172%468
Percentage Net Loans Charged-off: All other loans and lease0.3512%778
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7214%1,774
Percentage Net Loans Charged-off: Total real estate loans0.7748%1,443
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate2.0550%437
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1993%2,274
Percentage Net Loans Charged-off: Home equity loans0.6076%678
All other 1-4 family - Percent of loans charged-off, net0.0914%2,506
Percentage Net Loans Charged-off: Commercial and industrial-0.0127%5,785
Percentage Net Loans Charged-off: Loans to individuals2.9918%484
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual3.3167%325
Percentage Net Loans Charged-off: All other loans and lease0.7429%449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0938%5,903
Percentage Net Loans Charged-off: Total real estate loans0.0581%5,216
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.5679%827
Percentage Net Loans Charged-off: 1-4 family residential0.0395%4,655
Percentage Net Loans Charged-off: Home equity loans0.0924%1,809
All other 1-4 family - Percent of loans charged-off, net0.0256%4,621
Percentage Net Loans Charged-off: Commercial and industrial0.1397%4,247
Percentage Net Loans Charged-off: Loans to individuals2.3770%884
Percentage Net Loans Charged-off: Credit card loans3.8576%414
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0050%1,976
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1147%5,391
Percentage Net Loans Charged-off: Total real estate loans0.0784%4,714
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.7506%629
Percentage Net Loans Charged-off: 1-4 family residential0.0539%4,147
Percentage Net Loans Charged-off: Home equity loans0.1229%1,554
All other 1-4 family - Percent of loans charged-off, net0.0358%4,128
Percentage Net Loans Charged-off: Commercial and industrial0.1738%3,726
Percentage Net Loans Charged-off: Loans to individuals2.4009%841
Percentage Net Loans Charged-off: Credit card loans1.8640%655
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0065%1,769
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1279%4,918
Percentage Net Loans Charged-off: Total real estate loans0.0715%4,367
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential1.1230%453
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial0.2624%3,072
Percentage Net Loans Charged-off: Loans to individuals3.0499%637
Percentage Net Loans Charged-off: Credit card loans2.8646%502
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0099%1,516
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1130%4,307
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.5588%1,932
Percentage Net Loans Charged-off: Loans to individuals4.0226%494
Percentage Net Loans Charged-off: Credit card loans6.3492%262
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0202%1,143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0857%6,262
Percentage Net Loans Charged-off: Total real estate loans0.0151%5,735
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0253%4,683
Percentage Net Loans Charged-off: Home equity loans0.0744%1,808
All other 1-4 family - Percent of loans charged-off, net0.0133%4,609
Percentage Net Loans Charged-off: Commercial and industrial0.3007%4,215
Percentage Net Loans Charged-off: Loans to individuals2.6681%944
Percentage Net Loans Charged-off: Credit card loans5.4551%355
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0725%1,874
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1052%5,617
Percentage Net Loans Charged-off: Total real estate loans0.0202%5,178
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0337%4,092
Percentage Net Loans Charged-off: Home equity loans0.1006%1,491
All other 1-4 family - Percent of loans charged-off, net0.0176%4,026
Percentage Net Loans Charged-off: Commercial and industrial0.3682%3,437
Percentage Net Loans Charged-off: Loans to individuals3.1286%738
Percentage Net Loans Charged-off: Credit card loans7.6414%235
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0995%1,581
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0810%5,397
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,585
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%7,561
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0008%7,551
Percentage Net Loans Charged-off: Commercial and industrial0.3408%2,965
Percentage Net Loans Charged-off: Loans to individuals3.1662%694
Percentage Net Loans Charged-off: Credit card loans4.7290%405
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1481%3,778
Percentage Net Loans Charged-off: Total real estate loans-0.0008%7,510
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,531
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,537
Percentage Net Loans Charged-off: Commercial and industrial0.7277%1,643
Percentage Net Loans Charged-off: Loans to individuals5.1860%352
Percentage Net Loans Charged-off: Credit card loans7.0381%257
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1076%5,208
Percentage Net Loans Charged-off: Total real estate loans0.0015%5,316
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0022%4,192
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0027%3,933
Percentage Net Loans Charged-off: Commercial and industrial0.3323%3,129
Percentage Net Loans Charged-off: Loans to individuals2.2259%861
Percentage Net Loans Charged-off: Credit card loans6.5753%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7662%871
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1300%4,018
Percentage Net Loans Charged-off: Total real estate loans0.0017%4,551
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0025%3,483
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0030%3,232
Percentage Net Loans Charged-off: Commercial and industrial0.4388%2,165
Percentage Net Loans Charged-off: Loans to individuals2.2485%710
Percentage Net Loans Charged-off: Credit card loans6.1625%169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9873%667
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1564%3,168
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.4905%1,648
Percentage Net Loans Charged-off: Loans to individuals2.0967%736
Percentage Net Loans Charged-off: Credit card loans6.3771%160
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4977%471
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2824%1,726
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial1.0160%794
Percentage Net Loans Charged-off: Loans to individuals2.0520%726
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.1204%266
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0259%5,643
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.1352%3,044
Percentage Net Loans Charged-off: Loans to individuals0.9003%1,808
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0215%5,056
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0857%2,698
Percentage Net Loans Charged-off: Loans to individuals0.9410%1,476
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0130%4,825
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.8799%1,504
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0022%4,451
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.1567%3,245
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0025%6,220
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.2457%4,207
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0010%5,812
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.1120%4,573
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0016%5,295
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.1869%3,729
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0032%4,285
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.4090%2,411
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0032%6,444
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,059
Percentage Net Loans Charged-off: Loans to individuals0.6394%2,957
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0043%5,930
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals1.0067%1,609
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0058%5,384
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals1.4466%1,008
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0118%4,289
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals2.8793%402
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0055%6,697
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0397%3,980
Percentage Net Loans Charged-off: Loans to individuals0.6936%3,005
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0061%6,221
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0550%3,268
Percentage Net Loans Charged-off: Loans to individuals0.6465%2,842
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0093%5,636
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0842%2,639
Percentage Net Loans Charged-off: Loans to individuals0.9764%1,911
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0105%4,777
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals2.0095%840
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0133%6,882
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.2246%3,520
Percentage Net Loans Charged-off: Loans to individuals0.5061%4,222
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%6,221
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.2994%2,745
Percentage Net Loans Charged-off: Loans to individuals0.6921%3,051
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%5,779
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.4032%2,180
Percentage Net Loans Charged-off: Loans to individuals0.1151%5,469
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0265%4,712
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.5949%1,330
Percentage Net Loans Charged-off: Loans to individuals0.2303%4,131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0015%7,600
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.2713%5,570
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0115%8,854
Percentage Net Loans Charged-off: Total real estate loans-0.0128%8,666
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%8,816
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0167%8,842
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.1075%6,607
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,622
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,037
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,356
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0029%8,908
Percentage Net Loans Charged-off: Total real estate loans-0.0029%1,274
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%1,340
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net-0.0033%1,346
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,003
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,370
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0048%7,959
Percentage Net Loans Charged-off: Total real estate loans0.0049%893
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0052%856
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0054%798
Percentage Net Loans Charged-off: Commercial and industrial0.0000%953
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,315
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0207%7,706
Percentage Net Loans Charged-off: Total real estate loans0.0205%742
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0217%751
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0222%694
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals0.0478%1,282
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1176%5,386
Percentage Net Loans Charged-off: Total real estate loans0.1185%388
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.1250%321
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1271%313
Percentage Net Loans Charged-off: Commercial and industrial0.0000%891
Percentage Net Loans Charged-off: Loans to individuals0.0841%1,302
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1972%3,913
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3758%2,429
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3266%3,950
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0059%11,073
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA