Home > Maryland Banks > Halethorpe Banks > Woodforest National Bank Halethorpe > Woodforest National Bank, 0245 ARBUTUS MARYLAND WALMART BRANCH
Woodforest National Bank, 0245 ARBUTUS MARYLAND WALMART BRANCH
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114 client reviews
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| Name: | Woodforest National Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 09/05/1980 |
| FDIC Insurance: | 09/05/1980 |
| Holden By: | WOODFOREST FINL GROUP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS AMENDED&RESTATED EFF 01 01 16 |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 770, view all, view on map |
| Website: | www.woodforest.com |
| Total Assets: | $9,081,050,000 |
| Total Deposits: | $8,088,098,000 |
| Total Equity Capital: | $814,483,000 |
| Total Domestic Office Deposits: | $8,088,098,000 |
| Net Income: | $147,808,000 |
| Quarterly Net Income: | $11,127,000 |
| Return on Assets: | 2% |
| Return on Equity: | 19% |
| Quarterly Return on Equity: | 6% |
| More... | |
Client Review
114 client reviews of Woodforest National Bank scored 3.5 out of 5.
Spoken Yet Unwritten Policy
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Mona9, Jul. 09, 2014
Three months ago, I deposited a third party check. It was my brother's small handwritten $100.00 paycheck. It was endorsed properly and then deposited into the overnight deposit box. Four days later I got a call from a bank manager who told me that they don't handle third party checks and to come pick up the check. I had never heard of a bank not cashing a third party check. I asked why and the rep told me that they didn't know my brother and could not verify his identity. What? I couldn't believe it. So I checked their website and all of the documents they gave me when I opened the account and found no policy of the sort. So I went into the branch to pick up the check and asked for a written policy and the manager could not offer any written policy and just said, sorry ma'am, we do not cash third party checks. So all of the bank managers follow a spoken yet unwritten policy. Who does that?
* this reviewer has be with this bank for <6 months
* this reviewer had 1 - 2 banks before.
* this review was made on Woodforest National Bank, 0245 Arbutus Maryland Walmart Branch at Halethorpe, MD
5 of 8 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Mona9, Jul. 09, 2014
Three months ago, I deposited a third party check. It was my brother's small handwritten $100.00 paycheck. It was endorsed properly and then deposited into the overnight deposit box. Four days later I got a call from a bank manager who told me that they don't handle third party checks and to come pick up the check. I had never heard of a bank not cashing a third party check. I asked why and the rep told me that they didn't know my brother and could not verify his identity. What? I couldn't believe it. So I checked their website and all of the documents they gave me when I opened the account and found no policy of the sort. So I went into the branch to pick up the check and asked for a written policy and the manager could not offer any written policy and just said, sorry ma'am, we do not cash third party checks. So all of the bank managers follow a spoken yet unwritten policy. Who does that?
* this reviewer has be with this bank for <6 months
* this reviewer had 1 - 2 banks before.
* this review was made on Woodforest National Bank, 0245 Arbutus Maryland Walmart Branch at Halethorpe, MD
5 of 8 people found this review helpful. Was this review helpful to you? Yes, No Report Abuse
3 comments. Add a comment
by Lily710 2015-09-26 23:47:48
You need to find another branch or call customer service. There is no such rule.
by ByeFelicia 2016-03-02 04:20:21
Umm..HELLO!!!!!
You can't deposit someone else's check into YOUR account!
Let me go get my neighbors birthday check out of the mailbox and deposit it into my account. Sounds legit!
Bye Felicia!
You can't deposit someone else's check into YOUR account!
Let me go get my neighbors birthday check out of the mailbox and deposit it into my account. Sounds legit!
Bye Felicia!
by cashmoney13 2018-02-01 20:44:16
They have no way to verify his signature. Banks are never supposed to accept third party checks. The check is supposed to be presented by the person that the check is written to. ONLY the person the check is written to has the legal authority to receive the funds from that check. The bank personnel have no way to know that your brother signed that check and even if they were willing to make an exception for you that wont stop the bank the check was drawn off of from sending it back and hitting your account with a returned check fee.
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