Home > Minnesota Banks > Saint Cloud Banks > Stearns Bank Saint Cloud > Stearns Bank, Stearns Bank National Association
Stearns Bank, Stearns Bank National Association
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4 client reviews
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| Name: | Stearns Bank |
| Concentration: | Commercial Lending Specialization |
| Established: | 05/28/1912 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 7, view all, view on map |
| Website: | www.stearnsbank.com |
| Total Assets: | $3,135,139,000 |
| Total Deposits: | $2,528,376,000 |
| Total Equity Capital: | $536,499,000 |
| Total Domestic Office Deposits: | $2,528,376,000 |
| Net Income: | $49,507,000 |
| Quarterly Net Income: | $18,953,000 |
| Return on Assets: | 2% |
| Quarterly Return on Assets: | 2% |
| Return on Equity: | 9% |
| Quarterly Return on Equity: | 14% |
| More... | |
Client Review
4 client reviews of Stearns Bank scored 3 out of 5.
Truck Loan Release...Paying Early
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by minimus, Aug. 25, 2014
The nerve of this bank.....we called to pay off our truck loan one month early and they wanted us to pay the following......a 5% fee of the loan, $150 release fee in addition to the loan. We opted to wait until next month when our loan will be paid up....and they had the nerve to say we had to pay the $150 release fee.
We will never do business with this bank again and I suggest no one else should do business with them.....STAY AWAY!!!!!!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Stearns Bank, Stearns Bank National Association at Saint Cloud, MN
Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby minimus, Aug. 25, 2014
The nerve of this bank.....we called to pay off our truck loan one month early and they wanted us to pay the following......a 5% fee of the loan, $150 release fee in addition to the loan. We opted to wait until next month when our loan will be paid up....and they had the nerve to say we had to pay the $150 release fee.
We will never do business with this bank again and I suggest no one else should do business with them.....STAY AWAY!!!!!!
* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Stearns Bank, Stearns Bank National Association at Saint Cloud, MN
Was this review helpful to you? Yes, No Report Abuse
1 comment. Add a comment
by jvall 2017-01-24 17:37:50
You should always read the terms of a loan before you sign it especially the section on fees. I am sure that they charged the fees that were in you loan agreement.
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