Stearns Bank, Stearns Bank National Association

Name:Stearns Bank, Stearns Bank National Association
Full Service Brick and Mortar Office
Main Office of the Bank
Review:4 client reviews
Location:4191 Second Street South
Saint Cloud, MN 56303

Stearns County
View Other Branches
 
Phone:320-654-9979
FDIC Cert:#10988
Established:1912-05-28


The Bank

Name:Stearns Bank
Concentration:Commercial Lending Specialization
Established:1912-05-28
FDIC Insurance:1934-01-01
Holden By:Stearns Finl Services Employee
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:7, view all, view on map
Website:www.stearnsbank.com
Total Assets:$2,231,485,000
Total Deposits:$1,637,381,000
Total Equity Capital:$509,884,000
Total Domestic Office Deposits:$1,637,381,000
Net Income:$12,217,000
Quarterly Net Income:$12,217,000
Return on Assets:2%
Quarterly Return on Assets:2%
Return on Equity:10%
Quarterly Return on Equity:10%
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Client Review

4 client reviews of Stearns Bank scored 3 out of 5.

Truck Loan Release...Paying Early
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by minimus, Aug. 25, 2014

The nerve of this bank.....we called to pay off our truck loan one month early and they wanted us to pay the following......a 5% fee of the loan, $150 release fee in addition to the loan. We opted to wait until next month when our loan will be paid up....and they had the nerve to say we had to pay the $150 release fee.
We will never do business with this bank again and I suggest no one else should do business with them.....STAY AWAY!!!!!!

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Stearns Bank, Stearns Bank National Association at Saint Cloud, MN
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1 comment. Add a comment

by jvall 2017-01-24 17:37:50
You should always read the terms of a loan before you sign it especially the section on fees.  I am sure that they charged the fees that were in you loan agreement.

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