Southern Michigan Bank & Trust

Southern Michigan Bank & Trust
45 W Pearl St
Coldwater, MI 49036

Status: Active
Concentration:Commercial Lending Specialization
Established:01/16/1872
FDIC Insurance:01/01/1934
FDIC Cert:#5019
Holden By:SOUTHERN MICHIGAN BCORP INC
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:21, ranked #401
Website:www.smb-t.com
Total Assets:$1,561,839,000, ranked #734
Total Deposits:$1,322,577,000, ranked #726
Total Equity Capital:$137,243,000, ranked #821
Total Domestic Deposits:$1,322,577,000, ranked #724
Net Income:$3,572,000, ranked #786
Quarterly Net Income:$3,572,000, ranked #786
Return on Assets:1%, ranked #1039
Quarterly Return on Assets:1%, ranked #1049
Return on Equity:11%, ranked #1848
Quarterly Return on Equity:11%, ranked #1848

Financial Information (2025-03-31 and Older)