Southern Michigan Bank & Trust

Southern Michigan Bank & Trust
45 W Pearl St
Coldwater, MI 49036

Status: Active
Concentration:Commercial Lending Specialization
Established:01/16/1872
FDIC Insurance:01/01/1934
FDIC Cert:#5019
Holden By:SOUTHERN MICHIGAN BCORP INC
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:21, ranked #396
Website:www.smb-t.com
Total Assets:$1,570,166,000, ranked #728
Total Deposits:$1,310,703,000, ranked #723
Total Equity Capital:$140,887,000, ranked #814
Total Domestic Deposits:$1,310,703,000, ranked #721
Net Income:$7,432,000, ranked #801
Quarterly Net Income:$3,860,000, ranked #820
Return on Assets:1%, ranked #1111
Quarterly Return on Assets:1%, ranked #1237
Return on Equity:11%, ranked #1964
Quarterly Return on Equity:11%, ranked #2153

Financial Information (2025-06-30 and Older)