Home > Southern Michigan Bank & Trust > Net charge- offs to loans
Southern Michigan Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1960% | 4,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6093% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6093% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 4,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2731% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 4,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6064% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6064% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 3,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 4,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4060% | 4,583 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6542% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6542% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1546% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1546% | 463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0486% | 4,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0597% | 4,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 4,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2458% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2458% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 3,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0617% | 4,444 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0630% | 4,528 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0616% | 4,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9450% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9450% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 4,291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0649% | 3,354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 4,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4484% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4484% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 4,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0642% | 3,394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1621% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1621% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0420% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2420% | 3,527 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3507% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3507% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0483% | 4,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2958% | 3,603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2773% | 4,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2773% | 4,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0658% | 4,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4068% | 3,627 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0324% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7499% | 4,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7499% | 4,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0181% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1009% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7839% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 4,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2285% | 4,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2285% | 4,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 4,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1183% | 3,624 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5551% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5551% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1245% | 3,648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8530% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8530% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1614% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4764% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4764% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 4,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0390% | 3,569 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 4,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8312% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8312% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0347% | 3,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9915% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9915% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 3,637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8200% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8200% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6850% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6850% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 2,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5533% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5533% | 1,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4164% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0168% | 1,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8564% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8703% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5543% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8577% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8767% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 2,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 3,655 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8106% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8360% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0422% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0820% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 4,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.2205% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1014% | 5,313 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 3,782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1236% | 5,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 4,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6599% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6836% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.3023% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1123% | 5,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,768 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1386% | 5,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6031% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6239% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0371% | 5,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1675% | 5,490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 3,803 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2070% | 5,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0425% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6528% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6742% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2448% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3072% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0165% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0510% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0409% | 4,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 1,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7817% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0306% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0620% | 787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 4,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0464% | 4,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0486% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9262% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9533% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1143% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5603% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3907% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4016% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1809% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1283% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3198% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0667% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7959% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8166% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 5,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0723% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1063% | 4,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8073% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8285% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 5,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1431% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1413% | 4,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2144% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7589% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7792% | 890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 5,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1509% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0447% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1772% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1863% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6524% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6700% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 5,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2071% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1795% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2138% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3707% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9878% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0129% | 661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1208% | 6,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5288% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6177% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5070% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0459% | 2,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9061% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9322% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1624% | 6,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5176% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3791% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5514% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0641% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7089% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7296% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1256% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3816% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1379% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4407% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4362% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4485% | 1,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0782% | 6,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4937% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6139% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0676% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1522% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1564% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2603% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2770% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.7877% | 916 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 5,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7193% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4178% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7915% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0892% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6022% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6427% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2685% | 1,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.9792% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 2,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6457% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5606% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6660% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3537% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3872% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1734% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 1,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5198% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7839% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4569% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4295% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4407% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4898% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5889% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5474% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3594% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2855% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0481% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0494% | 2,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3746% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4857% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0271% | 2,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8086% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4468% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2792% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4876% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 5,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3241% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3319% | 2,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4272% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5670% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0374% | 2,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9894% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4828% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1710% | 1,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5585% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 5,428 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0480% | 5,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0492% | 5,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5557% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7281% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0600% | 1,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2984% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5624% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1118% | 1,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6715% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0243% | 3,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0249% | 3,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 2,569 |
| Percentage Net Loans Charged-off:Construction & development | -0.2867% | 6,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 6,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5396% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2225% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6159% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0663% | 5,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2443% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2500% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4234% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4879% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | 2.6579% | 1,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1835% | 2,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7573% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2789% | 1,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8729% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 3,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4236% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3575% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1664% | 6,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5040% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5845% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | 3.9920% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 2,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9365% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3726% | 1,214 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0725% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0568% | 3,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6527% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5487% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2412% | 6,343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5140% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6243% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 6.1757% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1263% | 2,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7282% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5705% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7660% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 6,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4837% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3513% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3948% | 6,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3145% | 2,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3908% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.2106% | 6,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2626% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7678% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4233% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8488% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1945% | 6,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8496% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5948% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5462% | 6,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5598% | 2,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.8987% | 2,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1643% | 2,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3087% | 629 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9570% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0558% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9350% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8939% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4581% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4619% | 2,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1588% | 2,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0318% | 576 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8572% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3955% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9585% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2665% | 3,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9043% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4258% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4006% | 2,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1865% | 2,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4392% | 566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7599% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5921% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7966% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3970% | 2,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8280% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4016% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3911% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1513% | 1,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8368% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1571% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7665% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0081% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1229% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8482% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.4859% | 2,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 3,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2553% | 530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8481% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7800% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0816% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8351% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1671% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0699% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6620% | 2,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.5339% | 2,490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 2,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8404% | 444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4030% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7508% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5446% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4338% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0783% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4550% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8789% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.8162% | 1,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1127% | 1,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4539% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7887% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1285% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9305% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9259% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7148% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5817% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7617% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0791% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5241% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4145% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2670% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4405% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1875% | 7,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0733% | 1,963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0603% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4852% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.5159% | 1,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2911% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3551% | 249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7474% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1429% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6679% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7831% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6046% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3693% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3971% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 1.5210% | 864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7085% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6859% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6354% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6964% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0981% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4761% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4104% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4585% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 2.2600% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3576% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6673% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9470% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6081% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1495% | 2,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2682% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2378% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3153% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 4.4660% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2731% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8525% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1477% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 7,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5861% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1247% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.3666% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1070% | 1,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1624% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1956% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1007% | 3,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8843% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1262% | 7,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1269% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1610% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7551% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1670% | 7,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0699% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2458% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5510% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2613% | 7,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1381% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5193% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0266% | 3,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1307% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5649% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0063% | 7,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0170% | 6,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1748% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1746% | 4,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0229% | 6,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0831% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0530% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0124% | 4,711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 4,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0784% | 8,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0491% | 6,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4254% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 2,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2371% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1284% | 5,532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2506% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2049% | 4,567 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 4,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 8,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 2,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1879% | 4,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0511% | 7,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1033% | 7,479 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3567% | 7,986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0868% | 8,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 1,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6874% | 8,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0921% | 8,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0778% | 7,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0836% | 8,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6325% | 8,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0927% | 8,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1011% | 7,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0533% | 8,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0944% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1089% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5381% | 8,195 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1855% | 8,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1425% | 7,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 7,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1762% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1889% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2263% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2482% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6373% | 8,240 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3346% | 8,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0485% | 7,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4938% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2129% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4110% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0930% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5846% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0539% | 8,421 |
| Percentage Net Loans Charged-off: Credit card loans | -9.5986% | 2,805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5940% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3883% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1037% | 6,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1665% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4842% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2084% | 8,626 |
| Percentage Net Loans Charged-off: Credit card loans | -18.5478% | 2,813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7866% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3726% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1643% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1611% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1893% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6920% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8653% | 8,962 |
| Percentage Net Loans Charged-off: Credit card loans | -27.9892% | 2,802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3963% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3687% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3319% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2050% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5938% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2057% | 8,985 |
| Percentage Net Loans Charged-off: Credit card loans | -47.0588% | 2,795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7795% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5387% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1013% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7922% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9141% | 2,920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3761% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6137% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 3,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 2,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2958% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3385% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5896% | 5,452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0713% | 1,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3542% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2652% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1723% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9101% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4171% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2712% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2603% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 7,143 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 5,891 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 7,397 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 8,794 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 5,672 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |