Owen County State Bank

Owen County State Bank
201 W Morgan St
Spencer, IN 47460

Status: Active
Concentration:Commercial Lending Specialization
Established:01/01/1934
FDIC Insurance:01/01/1934
FDIC Cert:#13112
Holden By:OWEN FINANCIAL CORP
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:8, ranked #1178
Website:www.ocsbank.com
Total Assets:$389,453,000, ranked #2132
Total Deposits:$308,217,000, ranked #2220
Total Equity Capital:$24,100,000, ranked #2798
Total Domestic Deposits:$308,217,000, ranked #2219
Net Income:$1,338,000, ranked #2570
Quarterly Net Income:$816,000, ranked #2419
Return on Assets:1%, ranked #1111
Quarterly Return on Assets:1%, ranked #1237
Return on Equity:12%, ranked #1676
Quarterly Return on Equity:14%, ranked #1305

Financial Information (2025-06-30 and Older)