Home > Owen County State Bank > Income and Expense
Owen County State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,261,000 | 2,254 |
| Total interest expense | $5,093,000 | 1,998 |
| Net interest income | $10,168,000 | 2,368 |
| Provision for loan and lease losses | $240,000 | 1,853 |
| Total noninterest income | $1,848,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $534,000 | 1,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,314,000 | 2,016 |
| Total noninterest expense | $10,190,000 | 2,024 |
| Salaries and employee benefits | $5,959,000 | 1,977 |
| Premises and equipment expense | $1,225,000 | 1,780 |
| Additional noninterest expense | $1,314,000 | 2,016 |
| Pre-tax net operating income | $1,586,000 | 3,190 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $253,000 | 2,333 |
| Income before extraordinary items | $1,333,000 | 3,203 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,333,000 | 3,239 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,333,000 | 3,205 |
| Net charge-offs | $115,000 | 1,424 |
| Cash dividends | $718,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,333,000 | 3,240 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,252,000 | 2,251 |
| Total interest expense | $3,559,000 | 1,962 |
| Net interest income | $7,693,000 | 2,367 |
| Provision for loan and lease losses | $180,000 | 1,734 |
| Total noninterest income | $1,397,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $410,000 | 1,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $987,000 | 2,005 |
| Total noninterest expense | $7,570,000 | 2,028 |
| Salaries and employee benefits | $4,548,000 | 1,949 |
| Premises and equipment expense | $919,000 | 1,788 |
| Additional noninterest expense | $987,000 | 2,005 |
| Pre-tax net operating income | $1,340,000 | 3,148 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $218,000 | 2,302 |
| Income before extraordinary items | $1,122,000 | 3,163 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,122,000 | 3,196 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,122,000 | 3,164 |
| Net charge-offs | $89,000 | 1,220 |
| Cash dividends | $409,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,122,000 | 3,193 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,408,000 | 2,241 |
| Total interest expense | $2,241,000 | 1,877 |
| Net interest income | $5,167,000 | 2,371 |
| Provision for loan and lease losses | $120,000 | 1,688 |
| Total noninterest income | $932,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $275,000 | 1,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 1,921 |
| Total noninterest expense | $5,089,000 | 2,016 |
| Salaries and employee benefits | $3,083,000 | 1,922 |
| Premises and equipment expense | $613,000 | 1,778 |
| Additional noninterest expense | $657,000 | 1,918 |
| Pre-tax net operating income | $890,000 | 3,160 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $129,000 | 2,412 |
| Income before extraordinary items | $761,000 | 3,175 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $761,000 | 3,208 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $761,000 | 3,174 |
| Net charge-offs | $62,000 | 1,093 |
| Cash dividends | $409,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $761,000 | 3,186 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 2,237 |
| Total interest expense | $1,039,000 | 1,790 |
| Net interest income | $2,593,000 | 2,386 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $434,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $135,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,004 |
| Total noninterest expense | $2,652,000 | 1,982 |
| Salaries and employee benefits | $1,642,000 | 1,872 |
| Premises and equipment expense | $305,000 | 1,817 |
| Additional noninterest expense | $299,000 | 2,004 |
| Pre-tax net operating income | $315,000 | 3,584 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $33,000 | 2,759 |
| Income before extraordinary items | $282,000 | 3,540 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $282,000 | 3,539 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $282,000 | 3,540 |
| Net charge-offs | $54,000 | 780 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $282,000 | 3,568 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,138,000 | 2,260 |
| Total interest expense | $1,246,000 | 2,148 |
| Net interest income | $10,892,000 | 2,255 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,877,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $585,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,292,000 | 2,062 |
| Total noninterest expense | $9,912,000 | 2,027 |
| Salaries and employee benefits | $6,023,000 | 1,950 |
| Premises and equipment expense | $1,277,000 | 1,726 |
| Additional noninterest expense | $1,292,000 | 2,062 |
| Pre-tax net operating income | $2,857,000 | 2,715 |
| Securities gains (losses) | $-1,000 | 3,144 |
| Applicable income taxes | $537,000 | 1,976 |
| Income before extraordinary items | $2,319,000 | 2,768 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,319,000 | 2,765 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,319,000 | 2,767 |
| Net charge-offs | $26,000 | 1,832 |
| Cash dividends | $837,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,319,810 | 2,796 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,777,000 | 2,251 |
| Total interest expense | $602,000 | 2,404 |
| Net interest income | $8,175,000 | 2,221 |
| Provision for loan and lease losses | $-75,000 | 4,426 |
| Total noninterest income | $1,442,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $448,000 | 1,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $994,000 | 2,061 |
| Total noninterest expense | $7,329,000 | 2,035 |
| Salaries and employee benefits | $4,504,000 | 1,936 |
| Premises and equipment expense | $914,000 | 1,810 |
| Additional noninterest expense | $994,000 | 2,061 |
| Pre-tax net operating income | $2,363,000 | 2,596 |
| Securities gains (losses) | $-1,000 | 3,505 |
| Applicable income taxes | $462,000 | 1,890 |
| Income before extraordinary items | $1,900,000 | 2,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,900,000 | 2,655 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,900,000 | 2,656 |
| Net charge-offs | $18,000 | 1,631 |
| Cash dividends | $554,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,900,800 | 2,690 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 2,239 |
| Total interest expense | $336,000 | 2,506 |
| Net interest income | $5,392,000 | 2,212 |
| Provision for loan and lease losses | $-110,000 | 4,492 |
| Total noninterest income | $947,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $290,000 | 1,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 2,107 |
| Total noninterest expense | $4,886,000 | 2,023 |
| Salaries and employee benefits | $2,980,000 | 1,954 |
| Premises and equipment expense | $613,000 | 1,799 |
| Additional noninterest expense | $1,293,000 | 2,203 |
| Pre-tax net operating income | $1,563,000 | 2,508 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $313,000 | 1,821 |
| Income before extraordinary items | $1,250,000 | 2,568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,250,000 | 2,568 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,250,000 | 2,568 |
| Net charge-offs | $14,000 | 1,459 |
| Cash dividends | $554,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,250,000 | 2,609 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 2,209 |
| Total interest expense | $162,000 | 2,526 |
| Net interest income | $2,662,000 | 2,175 |
| Provision for loan and lease losses | $-125,000 | 4,540 |
| Total noninterest income | $473,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $151,000 | 1,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 2,113 |
| Total noninterest expense | $2,475,000 | 1,995 |
| Salaries and employee benefits | $1,548,000 | 1,894 |
| Premises and equipment expense | $303,000 | 1,824 |
| Additional noninterest expense | $624,000 | 2,240 |
| Pre-tax net operating income | $785,000 | 2,408 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $166,000 | 1,730 |
| Income before extraordinary items | $619,000 | 2,504 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $619,000 | 2,501 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $619,000 | 2,504 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $619,000 | 2,529 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,560,000 | 2,393 |
| Total interest expense | $749,000 | 2,614 |
| Net interest income | $9,811,000 | 2,356 |
| Provision for loan and lease losses | $-40,000 | 4,178 |
| Total noninterest income | $2,036,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $545,000 | 1,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,491,000 | 2,214 |
| Total noninterest expense | $9,260,000 | 2,076 |
| Salaries and employee benefits | $5,587,000 | 2,028 |
| Premises and equipment expense | $1,419,000 | 1,588 |
| Additional noninterest expense | $2,254,000 | 2,382 |
| Pre-tax net operating income | $2,627,000 | 2,842 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $585,000 | 1,989 |
| Income before extraordinary items | $2,042,000 | 2,996 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,042,000 | 2,996 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,042,000 | 2,996 |
| Net charge-offs | $21,000 | 2,051 |
| Cash dividends | $996,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,042,000 | 2,974 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,877,000 | 2,445 |
| Total interest expense | $584,000 | 2,640 |
| Net interest income | $7,293,000 | 2,414 |
| Provision for loan and lease losses | $-40,000 | 4,334 |
| Total noninterest income | $1,526,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $388,000 | 1,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,138,000 | 2,246 |
| Total noninterest expense | $6,842,000 | 2,111 |
| Salaries and employee benefits | $4,080,000 | 2,064 |
| Premises and equipment expense | $1,091,000 | 1,582 |
| Additional noninterest expense | $1,671,000 | 2,405 |
| Pre-tax net operating income | $2,017,000 | 2,926 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $456,000 | 2,038 |
| Income before extraordinary items | $1,561,000 | 3,083 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,561,000 | 3,083 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,561,000 | 3,083 |
| Net charge-offs | $17,000 | 1,801 |
| Cash dividends | $530,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,561,000 | 3,060 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 2,475 |
| Total interest expense | $411,000 | 2,636 |
| Net interest income | $4,722,000 | 2,447 |
| Provision for loan and lease losses | $-40,000 | 4,431 |
| Total noninterest income | $942,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $242,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,301 |
| Total noninterest expense | $4,486,000 | 2,125 |
| Salaries and employee benefits | $2,653,000 | 2,100 |
| Premises and equipment expense | $726,000 | 1,589 |
| Additional noninterest expense | $1,107,000 | 2,406 |
| Pre-tax net operating income | $1,218,000 | 3,032 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $274,000 | 2,091 |
| Income before extraordinary items | $944,000 | 3,199 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $944,000 | 3,197 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $944,000 | 3,199 |
| Net charge-offs | $12,000 | 1,675 |
| Cash dividends | $530,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $944,000 | 3,175 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 2,439 |
| Total interest expense | $220,000 | 2,612 |
| Net interest income | $2,394,000 | 2,415 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $446,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $116,000 | 1,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 2,342 |
| Total noninterest expense | $2,198,000 | 2,137 |
| Salaries and employee benefits | $1,329,000 | 2,082 |
| Premises and equipment expense | $352,000 | 1,642 |
| Additional noninterest expense | $517,000 | 2,473 |
| Pre-tax net operating income | $582,000 | 3,079 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $130,000 | 2,105 |
| Income before extraordinary items | $452,000 | 3,232 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $452,000 | 3,233 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $452,000 | 3,232 |
| Net charge-offs | $13,000 | 1,286 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $452,000 | 3,203 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,509,000 | 2,446 |
| Total interest expense | $1,526,000 | 2,351 |
| Net interest income | $8,983,000 | 2,431 |
| Provision for loan and lease losses | $285,000 | 2,734 |
| Total noninterest income | $1,783,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $495,000 | 1,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,288,000 | 2,229 |
| Total noninterest expense | $8,343,000 | 2,205 |
| Salaries and employee benefits | $5,055,000 | 2,144 |
| Premises and equipment expense | $1,293,000 | 1,703 |
| Additional noninterest expense | $1,995,000 | 2,538 |
| Pre-tax net operating income | $2,138,000 | 2,871 |
| Securities gains (losses) | $69,000 | 1,564 |
| Applicable income taxes | $503,000 | 1,940 |
| Income before extraordinary items | $1,704,000 | 3,031 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,704,000 | 3,030 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,704,000 | 3,031 |
| Net charge-offs | $34,000 | 2,595 |
| Cash dividends | $776,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,649,490 | 3,024 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 2,488 |
| Total interest expense | $1,231,000 | 2,342 |
| Net interest income | $6,516,000 | 2,481 |
| Provision for loan and lease losses | $210,000 | 2,714 |
| Total noninterest income | $1,299,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $360,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $939,000 | 2,208 |
| Total noninterest expense | $6,206,000 | 2,191 |
| Salaries and employee benefits | $3,744,000 | 2,133 |
| Premises and equipment expense | $976,000 | 1,695 |
| Additional noninterest expense | $1,486,000 | 2,522 |
| Pre-tax net operating income | $1,399,000 | 3,040 |
| Securities gains (losses) | $69,000 | 1,386 |
| Applicable income taxes | $332,000 | 2,021 |
| Income before extraordinary items | $1,136,000 | 3,186 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,136,000 | 3,185 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,136,000 | 3,186 |
| Net charge-offs | $5,000 | 2,912 |
| Cash dividends | $287,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,081,490 | 3,207 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 2,519 |
| Total interest expense | $877,000 | 2,354 |
| Net interest income | $4,277,000 | 2,524 |
| Provision for loan and lease losses | $135,000 | 2,743 |
| Total noninterest income | $864,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $235,000 | 1,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 2,134 |
| Total noninterest expense | $4,131,000 | 2,207 |
| Salaries and employee benefits | $2,511,000 | 2,122 |
| Premises and equipment expense | $636,000 | 1,716 |
| Additional noninterest expense | $984,000 | 2,539 |
| Pre-tax net operating income | $875,000 | 3,120 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $198,000 | 2,071 |
| Income before extraordinary items | $677,000 | 3,332 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $677,000 | 3,331 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $677,000 | 3,332 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $287,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $677,000 | 3,268 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 2,493 |
| Total interest expense | $477,000 | 2,356 |
| Net interest income | $2,133,000 | 2,485 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $467,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $147,000 | 1,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 1,937 |
| Total noninterest expense | $2,114,000 | 2,195 |
| Salaries and employee benefits | $1,288,000 | 2,107 |
| Premises and equipment expense | $307,000 | 1,793 |
| Additional noninterest expense | $519,000 | 2,483 |
| Pre-tax net operating income | $426,000 | 2,985 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $97,000 | 1,961 |
| Income before extraordinary items | $329,000 | 3,174 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $329,000 | 3,174 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $329,000 | 3,175 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $287,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $329,000 | 3,145 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,621,000 | 2,485 |
| Total interest expense | $2,070,000 | 2,283 |
| Net interest income | $8,551,000 | 2,504 |
| Provision for loan and lease losses | $260,000 | 2,099 |
| Total noninterest income | $1,998,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $639,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,359,000 | 1,906 |
| Total noninterest expense | $7,579,000 | 2,326 |
| Salaries and employee benefits | $4,461,000 | 2,268 |
| Premises and equipment expense | $1,145,000 | 1,847 |
| Additional noninterest expense | $1,973,000 | 2,581 |
| Pre-tax net operating income | $2,710,000 | 2,613 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $650,000 | 1,770 |
| Income before extraordinary items | $2,060,000 | 2,852 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,060,000 | 2,853 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,060,000 | 2,854 |
| Net charge-offs | $187,000 | 1,747 |
| Cash dividends | $833,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,060,000 | 2,820 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,922,000 | 2,525 |
| Total interest expense | $1,549,000 | 2,299 |
| Net interest income | $6,373,000 | 2,547 |
| Provision for loan and lease losses | $115,000 | 2,486 |
| Total noninterest income | $1,311,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $476,000 | 1,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $835,000 | 2,121 |
| Total noninterest expense | $5,565,000 | 2,371 |
| Salaries and employee benefits | $3,243,000 | 2,330 |
| Premises and equipment expense | $838,000 | 1,894 |
| Additional noninterest expense | $1,484,000 | 2,581 |
| Pre-tax net operating income | $2,004,000 | 2,722 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $481,000 | 1,826 |
| Income before extraordinary items | $1,523,000 | 2,932 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,523,000 | 2,933 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,523,000 | 2,933 |
| Net charge-offs | $169,000 | 1,414 |
| Cash dividends | $417,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,523,000 | 2,903 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 2,551 |
| Total interest expense | $981,000 | 2,362 |
| Net interest income | $4,231,000 | 2,563 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $847,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $300,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,099 |
| Total noninterest expense | $3,693,000 | 2,388 |
| Salaries and employee benefits | $2,170,000 | 2,330 |
| Premises and equipment expense | $546,000 | 1,943 |
| Additional noninterest expense | $977,000 | 2,626 |
| Pre-tax net operating income | $1,325,000 | 2,710 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $319,000 | 1,796 |
| Income before extraordinary items | $1,006,000 | 2,939 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,006,000 | 2,938 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,006,000 | 2,938 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $417,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,006,000 | 2,914 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 2,595 |
| Total interest expense | $466,000 | 2,406 |
| Net interest income | $2,081,000 | 2,604 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $392,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $146,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 2,172 |
| Total noninterest expense | $1,838,000 | 2,405 |
| Salaries and employee benefits | $1,077,000 | 2,355 |
| Premises and equipment expense | $277,000 | 1,944 |
| Additional noninterest expense | $484,000 | 2,652 |
| Pre-tax net operating income | $605,000 | 2,806 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $147,000 | 1,854 |
| Income before extraordinary items | $458,000 | 3,012 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $458,000 | 3,010 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $458,000 | 3,011 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $458,000 | 3,002 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 2,604 |
| Total interest expense | $1,428,000 | 2,419 |
| Net interest income | $8,178,000 | 2,610 |
| Provision for loan and lease losses | $90,000 | 3,141 |
| Total noninterest income | $1,691,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $646,000 | 1,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,045,000 | 2,201 |
| Total noninterest expense | $7,388,000 | 2,385 |
| Salaries and employee benefits | $4,405,000 | 2,296 |
| Premises and equipment expense | $1,074,000 | 1,951 |
| Additional noninterest expense | $1,909,000 | 2,663 |
| Pre-tax net operating income | $2,391,000 | 2,850 |
| Securities gains (losses) | $-6,000 | 4,285 |
| Applicable income taxes | $571,000 | 1,867 |
| Income before extraordinary items | $1,814,000 | 3,082 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,814,000 | 3,081 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,814,000 | 3,081 |
| Net charge-offs | $27,000 | 2,960 |
| Cash dividends | $825,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,818,740 | 3,075 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,163,000 | 2,603 |
| Total interest expense | $1,038,000 | 2,390 |
| Net interest income | $6,125,000 | 2,622 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $1,267,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $480,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $787,000 | 2,207 |
| Total noninterest expense | $5,411,000 | 2,420 |
| Salaries and employee benefits | $3,218,000 | 2,348 |
| Premises and equipment expense | $793,000 | 1,981 |
| Additional noninterest expense | $1,400,000 | 2,722 |
| Pre-tax net operating income | $1,906,000 | 2,818 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $458,000 | 1,871 |
| Income before extraordinary items | $1,448,000 | 3,042 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,448,000 | 3,040 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,448,000 | 3,041 |
| Net charge-offs | $17,000 | 2,776 |
| Cash dividends | $414,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,448,000 | 3,031 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 2,583 |
| Total interest expense | $694,000 | 2,305 |
| Net interest income | $4,077,000 | 2,615 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $833,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $308,000 | 1,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 2,222 |
| Total noninterest expense | $3,649,000 | 2,415 |
| Salaries and employee benefits | $2,177,000 | 2,340 |
| Premises and equipment expense | $523,000 | 2,009 |
| Additional noninterest expense | $949,000 | 2,708 |
| Pre-tax net operating income | $1,201,000 | 2,869 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $286,000 | 1,902 |
| Income before extraordinary items | $915,000 | 3,089 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $915,000 | 3,087 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $915,000 | 3,088 |
| Net charge-offs | $11,000 | 2,549 |
| Cash dividends | $414,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $915,000 | 3,080 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 2,721 |
| Total interest expense | $290,000 | 2,521 |
| Net interest income | $1,942,000 | 2,721 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $423,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $147,000 | 1,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 2,120 |
| Total noninterest expense | $1,807,000 | 2,458 |
| Salaries and employee benefits | $1,078,000 | 2,377 |
| Premises and equipment expense | $253,000 | 2,100 |
| Additional noninterest expense | $476,000 | 2,719 |
| Pre-tax net operating income | $528,000 | 3,029 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $123,000 | 1,983 |
| Income before extraordinary items | $405,000 | 3,233 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $405,000 | 3,233 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $405,000 | 3,233 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $405,000 | 3,237 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 2,719 |
| Total interest expense | $958,000 | 2,606 |
| Net interest income | $7,692,000 | 2,722 |
| Provision for loan and lease losses | $180,000 | 2,471 |
| Total noninterest income | $1,635,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $606,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,029,000 | 2,256 |
| Total noninterest expense | $6,487,000 | 2,639 |
| Salaries and employee benefits | $3,794,000 | 2,556 |
| Premises and equipment expense | $978,000 | 2,143 |
| Additional noninterest expense | $1,715,000 | 2,947 |
| Pre-tax net operating income | $2,660,000 | 2,665 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $986,000 | 1,891 |
| Income before extraordinary items | $1,674,000 | 2,964 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,674,000 | 2,963 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,674,000 | 2,964 |
| Net charge-offs | $-70,000 | 5,217 |
| Cash dividends | $760,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,674,000 | 2,945 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 2,776 |
| Total interest expense | $680,000 | 2,693 |
| Net interest income | $5,685,000 | 2,761 |
| Provision for loan and lease losses | $135,000 | 2,385 |
| Total noninterest income | $1,238,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $454,000 | 1,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 2,277 |
| Total noninterest expense | $4,677,000 | 2,723 |
| Salaries and employee benefits | $2,772,000 | 2,626 |
| Premises and equipment expense | $700,000 | 2,216 |
| Additional noninterest expense | $1,205,000 | 3,088 |
| Pre-tax net operating income | $2,111,000 | 2,645 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $742,000 | 1,738 |
| Income before extraordinary items | $1,369,000 | 2,999 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,369,000 | 2,998 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,369,000 | 2,999 |
| Net charge-offs | $-79,000 | 5,278 |
| Cash dividends | $368,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,369,000 | 2,978 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 2,815 |
| Total interest expense | $419,000 | 2,792 |
| Net interest income | $3,685,000 | 2,804 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $834,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $294,000 | 1,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,234 |
| Total noninterest expense | $3,122,000 | 2,723 |
| Salaries and employee benefits | $1,869,000 | 2,614 |
| Premises and equipment expense | $458,000 | 2,256 |
| Additional noninterest expense | $795,000 | 3,127 |
| Pre-tax net operating income | $1,307,000 | 2,711 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $456,000 | 1,781 |
| Income before extraordinary items | $851,000 | 3,076 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $851,000 | 3,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $851,000 | 3,076 |
| Net charge-offs | $-81,000 | 5,393 |
| Cash dividends | $368,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $851,000 | 3,059 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 2,873 |
| Total interest expense | $184,000 | 3,012 |
| Net interest income | $1,808,000 | 2,837 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $438,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $143,000 | 1,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 2,120 |
| Total noninterest expense | $1,574,000 | 2,734 |
| Salaries and employee benefits | $956,000 | 2,608 |
| Premises and equipment expense | $230,000 | 2,275 |
| Additional noninterest expense | $388,000 | 3,171 |
| Pre-tax net operating income | $627,000 | 2,731 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $217,000 | 1,792 |
| Income before extraordinary items | $410,000 | 3,097 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $410,000 | 3,096 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $410,000 | 3,097 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $410,000 | 3,079 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,829,000 | 2,891 |
| Total interest expense | $701,000 | 3,050 |
| Net interest income | $7,128,000 | 2,837 |
| Provision for loan and lease losses | $300,000 | 1,988 |
| Total noninterest income | $1,648,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $581,000 | 1,841 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,067,000 | 2,327 |
| Total noninterest expense | $6,285,000 | 2,767 |
| Salaries and employee benefits | $3,781,000 | 2,603 |
| Premises and equipment expense | $938,000 | 2,247 |
| Additional noninterest expense | $1,566,000 | 3,246 |
| Pre-tax net operating income | $2,191,000 | 2,903 |
| Securities gains (losses) | $9,000 | 2,705 |
| Applicable income taxes | $758,000 | 1,898 |
| Income before extraordinary items | $1,442,000 | 3,339 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,442,000 | 3,336 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,442,000 | 3,338 |
| Net charge-offs | $-11,000 | 5,013 |
| Cash dividends | $647,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,436,060 | 3,297 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 2,918 |
| Total interest expense | $526,000 | 3,039 |
| Net interest income | $5,305,000 | 2,866 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $1,206,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $420,000 | 1,908 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $786,000 | 2,349 |
| Total noninterest expense | $4,634,000 | 2,793 |
| Salaries and employee benefits | $2,772,000 | 2,641 |
| Premises and equipment expense | $704,000 | 2,247 |
| Additional noninterest expense | $1,158,000 | 3,298 |
| Pre-tax net operating income | $1,652,000 | 2,951 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $574,000 | 1,930 |
| Income before extraordinary items | $1,084,000 | 3,370 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,084,000 | 3,368 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,084,000 | 3,370 |
| Net charge-offs | $18,000 | 3,215 |
| Cash dividends | $319,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,080,100 | 3,313 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 2,933 |
| Total interest expense | $350,000 | 3,060 |
| Net interest income | $3,517,000 | 2,887 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $725,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $267,000 | 1,961 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $458,000 | 2,487 |
| Total noninterest expense | $3,079,000 | 2,807 |
| Salaries and employee benefits | $1,855,000 | 2,651 |
| Premises and equipment expense | $465,000 | 2,265 |
| Additional noninterest expense | $759,000 | 3,361 |
| Pre-tax net operating income | $1,013,000 | 3,052 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $350,000 | 1,995 |
| Income before extraordinary items | $669,000 | 3,490 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $669,000 | 3,485 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $669,000 | 3,487 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $319,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $665,040 | 3,438 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 2,934 |
| Total interest expense | $176,000 | 3,059 |
| Net interest income | $1,756,000 | 2,897 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $337,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $119,000 | 2,140 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $218,000 | 2,523 |
| Total noninterest expense | $1,530,000 | 2,828 |
| Salaries and employee benefits | $929,000 | 2,642 |
| Premises and equipment expense | $230,000 | 2,296 |
| Additional noninterest expense | $371,000 | 3,404 |
| Pre-tax net operating income | $488,000 | 3,085 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $167,000 | 2,007 |
| Income before extraordinary items | $321,000 | 3,511 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $321,000 | 3,507 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $321,000 | 3,509 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $321,000 | 3,450 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 2,938 |
| Total interest expense | $728,000 | 2,993 |
| Net interest income | $6,886,000 | 2,892 |
| Provision for loan and lease losses | $260,000 | 2,051 |
| Total noninterest income | $1,358,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $573,000 | 1,896 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $785,000 | 2,680 |
| Total noninterest expense | $6,273,000 | 2,772 |
| Salaries and employee benefits | $3,772,000 | 2,592 |
| Premises and equipment expense | $970,000 | 2,221 |
| Additional noninterest expense | $1,531,000 | 3,362 |
| Pre-tax net operating income | $1,711,000 | 3,283 |
| Securities gains (losses) | $8,000 | 2,689 |
| Applicable income taxes | $581,000 | 2,097 |
| Income before extraordinary items | $1,138,000 | 3,718 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,138,000 | 3,718 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,138,000 | 3,719 |
| Net charge-offs | $83,000 | 2,828 |
| Cash dividends | $586,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,132,720 | 3,670 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 2,988 |
| Total interest expense | $552,000 | 3,004 |
| Net interest income | $5,082,000 | 2,953 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $1,018,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $429,000 | 1,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $589,000 | 2,697 |
| Total noninterest expense | $4,515,000 | 2,869 |
| Salaries and employee benefits | $2,685,000 | 2,696 |
| Premises and equipment expense | $731,000 | 2,246 |
| Additional noninterest expense | $1,099,000 | 3,464 |
| Pre-tax net operating income | $1,405,000 | 3,193 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $484,000 | 2,045 |
| Income before extraordinary items | $929,000 | 3,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $929,000 | 3,627 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $929,000 | 3,628 |
| Net charge-offs | $31,000 | 3,098 |
| Cash dividends | $279,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $923,720 | 3,579 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 3,036 |
| Total interest expense | $375,000 | 2,996 |
| Net interest income | $3,288,000 | 3,024 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $607,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $278,000 | 1,936 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $329,000 | 2,946 |
| Total noninterest expense | $2,955,000 | 2,920 |
| Salaries and employee benefits | $1,776,000 | 2,735 |
| Premises and equipment expense | $477,000 | 2,294 |
| Additional noninterest expense | $702,000 | 3,577 |
| Pre-tax net operating income | $820,000 | 3,398 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $279,000 | 2,178 |
| Income before extraordinary items | $549,000 | 3,816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $549,000 | 3,817 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $549,000 | 3,819 |
| Net charge-offs | $16,000 | 3,071 |
| Cash dividends | $279,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $543,720 | 3,768 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 3,082 |
| Total interest expense | $190,000 | 3,003 |
| Net interest income | $1,619,000 | 3,069 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $270,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $134,000 | 1,983 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $136,000 | 3,167 |
| Total noninterest expense | $1,472,000 | 2,943 |
| Salaries and employee benefits | $907,000 | 2,713 |
| Premises and equipment expense | $231,000 | 2,382 |
| Additional noninterest expense | $334,000 | 3,710 |
| Pre-tax net operating income | $357,000 | 3,588 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $121,000 | 2,296 |
| Income before extraordinary items | $243,000 | 3,998 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $243,000 | 4,003 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $243,000 | 4,002 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $238,310 | 3,951 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 3,226 |
| Total interest expense | $743,000 | 3,182 |
| Net interest income | $6,130,000 | 3,197 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $1,481,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $574,000 | 2,045 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $907,000 | 2,457 |
| Total noninterest expense | $6,079,000 | 2,891 |
| Salaries and employee benefits | $3,710,000 | 2,658 |
| Premises and equipment expense | $885,000 | 2,473 |
| Additional noninterest expense | $1,484,000 | 3,574 |
| Pre-tax net operating income | $1,472,000 | 3,517 |
| Securities gains (losses) | $22,000 | 2,277 |
| Applicable income taxes | $503,000 | 2,195 |
| Income before extraordinary items | $991,000 | 3,976 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $991,000 | 3,976 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $991,000 | 3,978 |
| Net charge-offs | $77,000 | 3,424 |
| Cash dividends | $478,000 | 2,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $976,480 | 3,941 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 3,281 |
| Total interest expense | $562,000 | 3,223 |
| Net interest income | $4,537,000 | 3,250 |
| Provision for loan and lease losses | $30,000 | 3,723 |
| Total noninterest income | $1,099,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $427,000 | 2,060 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $672,000 | 2,490 |
| Total noninterest expense | $4,578,000 | 2,893 |
| Salaries and employee benefits | $2,811,000 | 2,635 |
| Premises and equipment expense | $653,000 | 2,535 |
| Additional noninterest expense | $1,114,000 | 3,587 |
| Pre-tax net operating income | $1,028,000 | 3,706 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $350,000 | 2,320 |
| Income before extraordinary items | $700,000 | 4,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $700,000 | 4,135 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $700,000 | 4,135 |
| Net charge-offs | $66,000 | 3,049 |
| Cash dividends | $233,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $685,260 | 4,119 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 3,360 |
| Total interest expense | $376,000 | 3,252 |
| Net interest income | $2,914,000 | 3,344 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $717,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $273,000 | 2,106 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $444,000 | 2,471 |
| Total noninterest expense | $3,067,000 | 2,902 |
| Salaries and employee benefits | $1,882,000 | 2,644 |
| Premises and equipment expense | $436,000 | 2,540 |
| Additional noninterest expense | $749,000 | 3,584 |
| Pre-tax net operating income | $564,000 | 3,974 |
| Securities gains (losses) | $22,000 | 1,602 |
| Applicable income taxes | $189,000 | 2,466 |
| Income before extraordinary items | $397,000 | 4,325 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $397,000 | 4,329 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $397,000 | 4,330 |
| Net charge-offs | $63,000 | 2,589 |
| Cash dividends | $233,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $382,040 | 4,338 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 3,407 |
| Total interest expense | $193,000 | 3,249 |
| Net interest income | $1,431,000 | 3,386 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $322,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $127,000 | 2,211 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $195,000 | 2,599 |
| Total noninterest expense | $1,562,000 | 2,894 |
| Salaries and employee benefits | $968,000 | 2,589 |
| Premises and equipment expense | $219,000 | 2,574 |
| Additional noninterest expense | $375,000 | 3,560 |
| Pre-tax net operating income | $191,000 | 4,540 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $55,000 | 2,893 |
| Income before extraordinary items | $139,000 | 4,782 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $139,000 | 4,784 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $139,000 | 4,783 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $136,840 | 4,765 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 3,270 |
| Total interest expense | $1,109,000 | 2,722 |
| Net interest income | $5,830,000 | 3,338 |
| Provision for loan and lease losses | $-270,000 | 6,497 |
| Total noninterest income | $1,447,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $593,000 | 2,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $854,000 | 2,583 |
| Total noninterest expense | $6,086,000 | 2,960 |
| Salaries and employee benefits | $3,603,000 | 2,728 |
| Premises and equipment expense | $835,000 | 2,614 |
| Additional noninterest expense | $1,648,000 | 3,418 |
| Pre-tax net operating income | $1,461,000 | 3,467 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $500,000 | 2,159 |
| Income before extraordinary items | $967,000 | 3,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $967,000 | 3,964 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $967,000 | 3,965 |
| Net charge-offs | $118,000 | 3,584 |
| Cash dividends | $466,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $963,040 | 3,915 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 3,270 |
| Total interest expense | $897,000 | 2,646 |
| Net interest income | $4,372,000 | 3,367 |
| Provision for loan and lease losses | $-270,000 | 6,659 |
| Total noninterest income | $1,062,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $452,000 | 2,059 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $610,000 | 2,716 |
| Total noninterest expense | $4,603,000 | 2,946 |
| Salaries and employee benefits | $2,678,000 | 2,756 |
| Premises and equipment expense | $608,000 | 2,699 |
| Additional noninterest expense | $1,317,000 | 3,275 |
| Pre-tax net operating income | $1,101,000 | 3,518 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $379,000 | 2,192 |
| Income before extraordinary items | $728,000 | 3,999 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $728,000 | 4,001 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $728,000 | 4,002 |
| Net charge-offs | $-5,000 | 5,968 |
| Cash dividends | $233,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $724,040 | 3,942 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 3,246 |
| Total interest expense | $639,000 | 2,580 |
| Net interest income | $2,912,000 | 3,364 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $696,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $294,000 | 2,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $402,000 | 2,796 |
| Total noninterest expense | $2,939,000 | 3,048 |
| Salaries and employee benefits | $1,826,000 | 2,724 |
| Premises and equipment expense | $395,000 | 2,770 |
| Additional noninterest expense | $718,000 | 3,764 |
| Pre-tax net operating income | $669,000 | 3,649 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $228,000 | 2,303 |
| Income before extraordinary items | $447,000 | 4,127 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $447,000 | 4,130 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $447,000 | 4,130 |
| Net charge-offs | $18,000 | 4,060 |
| Cash dividends | $233,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $443,040 | 4,041 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 3,235 |
| Total interest expense | $340,000 | 2,511 |
| Net interest income | $1,464,000 | 3,359 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $349,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $141,000 | 2,133 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $208,000 | 2,727 |
| Total noninterest expense | $1,482,000 | 3,036 |
| Salaries and employee benefits | $931,000 | 2,686 |
| Premises and equipment expense | $199,000 | 2,779 |
| Additional noninterest expense | $352,000 | 3,829 |
| Pre-tax net operating income | $331,000 | 3,619 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $113,000 | 2,277 |
| Income before extraordinary items | $224,000 | 4,076 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $224,000 | 4,079 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $224,000 | 4,079 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $220,040 | 4,003 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 3,196 |
| Total interest expense | $1,647,000 | 2,532 |
| Net interest income | $6,103,000 | 3,329 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,442,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $658,000 | 1,999 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $784,000 | 2,711 |
| Total noninterest expense | $5,736,000 | 3,133 |
| Salaries and employee benefits | $3,520,000 | 2,769 |
| Premises and equipment expense | $803,000 | 2,742 |
| Additional noninterest expense | $1,413,000 | 3,935 |
| Pre-tax net operating income | $1,689,000 | 3,126 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $572,000 | 2,048 |
| Income before extraordinary items | $1,117,000 | 3,685 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,117,000 | 3,686 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,117,000 | 3,688 |
| Net charge-offs | $173,000 | 3,916 |
| Cash dividends | $601,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,117,000 | 3,527 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 3,225 |
| Total interest expense | $1,258,000 | 2,590 |
| Net interest income | $4,614,000 | 3,371 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $1,075,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $490,000 | 2,035 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $585,000 | 2,711 |
| Total noninterest expense | $4,315,000 | 3,148 |
| Salaries and employee benefits | $2,702,000 | 2,727 |
| Premises and equipment expense | $593,000 | 2,802 |
| Additional noninterest expense | $1,020,000 | 4,057 |
| Pre-tax net operating income | $1,254,000 | 3,220 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $422,000 | 2,111 |
| Income before extraordinary items | $832,000 | 3,795 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $832,000 | 3,795 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $832,000 | 3,796 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $374,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $832,000 | 3,624 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 3,225 |
| Total interest expense | $857,000 | 2,632 |
| Net interest income | $3,085,000 | 3,366 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $727,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $324,000 | 2,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 2,639 |
| Total noninterest expense | $2,897,000 | 3,145 |
| Salaries and employee benefits | $1,823,000 | 2,711 |
| Premises and equipment expense | $394,000 | 2,807 |
| Additional noninterest expense | $680,000 | 4,068 |
| Pre-tax net operating income | $795,000 | 3,288 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $266,000 | 2,172 |
| Income before extraordinary items | $529,000 | 3,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $529,000 | 3,890 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $529,000 | 3,891 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $374,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $529,000 | 3,692 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 3,252 |
| Total interest expense | $449,000 | 2,616 |
| Net interest income | $1,520,000 | 3,428 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $355,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $157,000 | 2,054 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $198,000 | 2,679 |
| Total noninterest expense | $1,454,000 | 3,132 |
| Salaries and employee benefits | $922,000 | 2,690 |
| Premises and equipment expense | $196,000 | 2,822 |
| Additional noninterest expense | $336,000 | 4,091 |
| Pre-tax net operating income | $361,000 | 3,492 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $118,000 | 2,285 |
| Income before extraordinary items | $243,000 | 4,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,040 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $243,000 | 4,040 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $243,000 | 3,879 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 3,226 |
| Total interest expense | $2,258,000 | 2,520 |
| Net interest income | $6,038,000 | 3,446 |
| Provision for loan and lease losses | $560,000 | 3,297 |
| Total noninterest income | $1,598,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $674,000 | 2,049 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $924,000 | 2,244 |
| Total noninterest expense | $5,562,000 | 3,247 |
| Salaries and employee benefits | $3,381,000 | 2,826 |
| Premises and equipment expense | $780,000 | 2,973 |
| Additional noninterest expense | $1,401,000 | 4,029 |
| Pre-tax net operating income | $1,514,000 | 3,016 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $477,000 | 2,074 |
| Income before extraordinary items | $1,035,000 | 3,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,035,000 | 3,483 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,035,000 | 3,484 |
| Net charge-offs | $422,000 | 3,374 |
| Cash dividends | $467,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,036,360 | 3,376 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 3,262 |
| Total interest expense | $1,768,000 | 2,528 |
| Net interest income | $4,459,000 | 3,504 |
| Provision for loan and lease losses | $380,000 | 3,300 |
| Total noninterest income | $1,132,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $496,000 | 2,089 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $636,000 | 2,347 |
| Total noninterest expense | $4,174,000 | 3,253 |
| Salaries and employee benefits | $2,531,000 | 2,831 |
| Premises and equipment expense | $589,000 | 2,983 |
| Additional noninterest expense | $1,054,000 | 4,030 |
| Pre-tax net operating income | $1,037,000 | 3,242 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $316,000 | 2,212 |
| Income before extraordinary items | $719,000 | 3,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $719,000 | 3,710 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $719,000 | 3,709 |
| Net charge-offs | $389,000 | 2,947 |
| Cash dividends | $218,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $720,380 | 3,594 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 3,321 |
| Total interest expense | $1,203,000 | 2,561 |
| Net interest income | $2,895,000 | 3,580 |
| Provision for loan and lease losses | $320,000 | 2,866 |
| Total noninterest income | $675,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $315,000 | 2,150 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 2,598 |
| Total noninterest expense | $2,839,000 | 3,233 |
| Salaries and employee benefits | $1,693,000 | 2,837 |
| Premises and equipment expense | $393,000 | 2,995 |
| Additional noninterest expense | $753,000 | 3,897 |
| Pre-tax net operating income | $411,000 | 4,159 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $99,000 | 2,871 |
| Income before extraordinary items | $310,000 | 4,392 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $310,000 | 4,391 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $310,000 | 4,393 |
| Net charge-offs | $292,000 | 2,713 |
| Cash dividends | $218,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $311,520 | 4,306 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 3,404 |
| Total interest expense | $621,000 | 2,563 |
| Net interest income | $1,382,000 | 3,681 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $340,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $153,000 | 2,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $187,000 | 2,562 |
| Total noninterest expense | $1,403,000 | 3,287 |
| Salaries and employee benefits | $855,000 | 2,832 |
| Premises and equipment expense | $193,000 | 3,080 |
| Additional noninterest expense | $355,000 | 4,056 |
| Pre-tax net operating income | $259,000 | 3,771 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $70,000 | 2,549 |
| Income before extraordinary items | $192,000 | 4,053 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $192,000 | 4,052 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $192,000 | 4,053 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $189,810 | 4,023 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,710,000 | 3,310 |
| Total interest expense | $2,842,000 | 2,716 |
| Net interest income | $5,868,000 | 3,528 |
| Provision for loan and lease losses | $515,000 | 4,071 |
| Total noninterest income | $1,319,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $693,000 | 2,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $626,000 | 2,847 |
| Total noninterest expense | $5,761,000 | 3,210 |
| Salaries and employee benefits | $3,497,000 | 2,735 |
| Premises and equipment expense | $869,000 | 2,778 |
| Additional noninterest expense | $1,395,000 | 4,201 |
| Pre-tax net operating income | $911,000 | 3,542 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $205,000 | 2,697 |
| Income before extraordinary items | $706,000 | 3,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $706,000 | 3,844 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $706,000 | 3,846 |
| Net charge-offs | $490,000 | 3,681 |
| Cash dividends | $435,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $706,000 | 3,707 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,584,000 | 3,358 |
| Total interest expense | $2,168,000 | 2,786 |
| Net interest income | $4,416,000 | 3,565 |
| Provision for loan and lease losses | $455,000 | 3,690 |
| Total noninterest income | $974,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $521,000 | 2,108 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $453,000 | 2,915 |
| Total noninterest expense | $4,355,000 | 3,191 |
| Salaries and employee benefits | $2,726,000 | 2,642 |
| Premises and equipment expense | $645,000 | 2,860 |
| Additional noninterest expense | $984,000 | 4,339 |
| Pre-tax net operating income | $580,000 | 3,999 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $110,000 | 3,050 |
| Income before extraordinary items | $470,000 | 4,234 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $470,000 | 4,235 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $470,000 | 4,235 |
| Net charge-offs | $231,000 | 4,050 |
| Cash dividends | $217,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $470,000 | 4,074 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 3,409 |
| Total interest expense | $1,446,000 | 2,872 |
| Net interest income | $2,924,000 | 3,585 |
| Provision for loan and lease losses | $395,000 | 3,213 |
| Total noninterest income | $619,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $333,000 | 2,172 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $286,000 | 2,915 |
| Total noninterest expense | $2,881,000 | 3,215 |
| Salaries and employee benefits | $1,802,000 | 2,686 |
| Premises and equipment expense | $431,000 | 2,876 |
| Additional noninterest expense | $648,000 | 4,384 |
| Pre-tax net operating income | $267,000 | 4,552 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $25,000 | 3,662 |
| Income before extraordinary items | $242,000 | 4,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $242,000 | 4,627 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $242,000 | 4,627 |
| Net charge-offs | $209,000 | 3,487 |
| Cash dividends | $217,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,000 | 4,478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 3,472 |
| Total interest expense | $714,000 | 3,015 |
| Net interest income | $1,477,000 | 3,599 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $290,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $157,000 | 2,264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $133,000 | 3,042 |
| Total noninterest expense | $1,412,000 | 3,304 |
| Salaries and employee benefits | $886,000 | 2,771 |
| Premises and equipment expense | $211,000 | 3,000 |
| Additional noninterest expense | $315,000 | 4,452 |
| Pre-tax net operating income | $295,000 | 3,377 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $74,000 | 2,428 |
| Income before extraordinary items | $221,000 | 3,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 3,697 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $221,000 | 3,699 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $221,000 | 3,573 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,152,000 | 3,454 |
| Total interest expense | $3,087,000 | 3,342 |
| Net interest income | $6,065,000 | 3,433 |
| Provision for loan and lease losses | $305,000 | 5,232 |
| Total noninterest income | $1,480,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $831,000 | 1,995 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $649,000 | 2,781 |
| Total noninterest expense | $5,750,000 | 3,283 |
| Salaries and employee benefits | $3,494,000 | 2,789 |
| Premises and equipment expense | $819,000 | 3,075 |
| Additional noninterest expense | $1,437,000 | 4,201 |
| Pre-tax net operating income | $1,490,000 | 2,358 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $379,000 | 1,819 |
| Income before extraordinary items | $1,112,000 | 2,592 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,112,000 | 2,590 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,112,000 | 2,591 |
| Net charge-offs | $146,000 | 5,357 |
| Cash dividends | $721,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,111,250 | 2,549 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 3,501 |
| Total interest expense | $2,359,000 | 3,429 |
| Net interest income | $4,518,000 | 3,460 |
| Provision for loan and lease losses | $193,000 | 5,207 |
| Total noninterest income | $1,100,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $624,000 | 1,991 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $476,000 | 2,886 |
| Total noninterest expense | $4,202,000 | 3,374 |
| Salaries and employee benefits | $2,619,000 | 2,816 |
| Premises and equipment expense | $590,000 | 3,201 |
| Additional noninterest expense | $993,000 | 4,415 |
| Pre-tax net operating income | $1,223,000 | 2,401 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $320,000 | 1,868 |
| Income before extraordinary items | $904,000 | 2,638 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $904,000 | 2,634 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $904,000 | 2,638 |
| Net charge-offs | $52,000 | 5,648 |
| Cash dividends | $392,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $903,260 | 2,604 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 3,530 |
| Total interest expense | $1,610,000 | 3,496 |
| Net interest income | $2,988,000 | 3,471 |
| Provision for loan and lease losses | $105,000 | 5,253 |
| Total noninterest income | $690,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $391,000 | 2,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $299,000 | 3,009 |
| Total noninterest expense | $2,780,000 | 3,426 |
| Salaries and employee benefits | $1,745,000 | 2,851 |
| Premises and equipment expense | $381,000 | 3,314 |
| Additional noninterest expense | $654,000 | 4,459 |
| Pre-tax net operating income | $793,000 | 2,531 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $202,000 | 1,942 |
| Income before extraordinary items | $592,000 | 2,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 2,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $592,000 | 2,787 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $392,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $591,250 | 2,696 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 3,567 |
| Total interest expense | $814,000 | 3,572 |
| Net interest income | $1,485,000 | 3,474 |
| Provision for loan and lease losses | $53,000 | 4,848 |
| Total noninterest income | $334,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $182,000 | 2,131 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $152,000 | 2,939 |
| Total noninterest expense | $1,339,000 | 3,456 |
| Salaries and employee benefits | $866,000 | 2,896 |
| Premises and equipment expense | $195,000 | 3,290 |
| Additional noninterest expense | $278,000 | 4,653 |
| Pre-tax net operating income | $427,000 | 2,675 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $111,000 | 2,071 |
| Income before extraordinary items | $316,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 3,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $316,000 | 3,023 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $316,000 | 2,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,494,000 | 3,668 |
| Total interest expense | $3,737,000 | 3,692 |
| Net interest income | $5,757,000 | 3,584 |
| Provision for loan and lease losses | $180,000 | 5,334 |
| Total noninterest income | $1,402,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $859,000 | 1,997 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $543,000 | 3,045 |
| Total noninterest expense | $5,425,000 | 3,344 |
| Salaries and employee benefits | $3,418,000 | 2,893 |
| Premises and equipment expense | $792,000 | 3,207 |
| Additional noninterest expense | $1,215,000 | 4,254 |
| Pre-tax net operating income | $1,554,000 | 2,953 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $376,000 | 2,147 |
| Income before extraordinary items | $1,178,000 | 2,964 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,178,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,723 |
| Cash dividends | $1,423,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,178,000 | 3,103 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 3,730 |
| Total interest expense | $2,865,000 | 3,737 |
| Net interest income | $4,238,000 | 3,656 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $1,032,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $643,000 | 2,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $389,000 | 3,234 |
| Total noninterest expense | $4,008,000 | 3,377 |
| Salaries and employee benefits | $2,566,000 | 2,916 |
| Premises and equipment expense | $576,000 | 3,291 |
| Additional noninterest expense | $866,000 | 4,325 |
| Pre-tax net operating income | $1,127,000 | 3,442 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $266,000 | 2,599 |
| Income before extraordinary items | $861,000 | 3,422 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $861,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,429 |
| Cash dividends | $581,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $861,000 | 3,557 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 3,781 |
| Total interest expense | $1,990,000 | 3,760 |
| Net interest income | $2,742,000 | 3,730 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $680,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $426,000 | 1,992 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $254,000 | 3,328 |
| Total noninterest expense | $2,599,000 | 3,454 |
| Salaries and employee benefits | $1,709,000 | 2,944 |
| Premises and equipment expense | $321,000 | 3,757 |
| Additional noninterest expense | $569,000 | 4,345 |
| Pre-tax net operating income | $733,000 | 3,615 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $169,000 | 2,880 |
| Income before extraordinary items | $564,000 | 3,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $564,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $532,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $564,000 | 3,713 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 3,882 |
| Total interest expense | $1,043,000 | 3,798 |
| Net interest income | $1,306,000 | 3,849 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $330,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,465 |
| Total noninterest expense | $1,258,000 | 3,566 |
| Salaries and employee benefits | $840,000 | 3,026 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $266,000 | 4,492 |
| Pre-tax net operating income | $333,000 | 3,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $71,000 | 3,202 |
| Income before extraordinary items | $262,000 | 4,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $58,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $262,000 | 4,004 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,868,000 | 3,798 |
| Total interest expense | $4,785,000 | 3,577 |
| Net interest income | $5,083,000 | 3,952 |
| Provision for loan and lease losses | $125,000 | 4,554 |
| Total noninterest income | $1,436,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $918,000 | 1,899 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $518,000 | 3,240 |
| Total noninterest expense | $4,755,000 | 3,582 |
| Salaries and employee benefits | $3,021,000 | 3,211 |
| Premises and equipment expense | $664,000 | 3,572 |
| Additional noninterest expense | $1,070,000 | 4,422 |
| Pre-tax net operating income | $1,639,000 | 3,737 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $394,000 | 3,044 |
| Income before extraordinary items | $1,245,000 | 3,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,245,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,121 |
| Cash dividends | $1,234,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,245,000 | 3,856 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 3,789 |
| Total interest expense | $3,686,000 | 3,508 |
| Net interest income | $3,763,000 | 3,998 |
| Provision for loan and lease losses | $95,000 | 4,180 |
| Total noninterest income | $1,065,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $687,000 | 1,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $378,000 | 3,311 |
| Total noninterest expense | $3,517,000 | 3,604 |
| Salaries and employee benefits | $2,230,000 | 3,236 |
| Premises and equipment expense | $509,000 | 3,506 |
| Additional noninterest expense | $778,000 | 4,460 |
| Pre-tax net operating income | $1,216,000 | 3,917 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $285,000 | 3,270 |
| Income before extraordinary items | $931,000 | 4,032 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $931,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,021 |
| Cash dividends | $687,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $931,000 | 4,016 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 3,784 |
| Total interest expense | $2,507,000 | 3,446 |
| Net interest income | $2,501,000 | 4,021 |
| Provision for loan and lease losses | $65,000 | 3,914 |
| Total noninterest income | $702,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $453,000 | 1,906 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $249,000 | 3,351 |
| Total noninterest expense | $2,329,000 | 3,661 |
| Salaries and employee benefits | $1,483,000 | 3,276 |
| Premises and equipment expense | $342,000 | 3,505 |
| Additional noninterest expense | $504,000 | 4,556 |
| Pre-tax net operating income | $809,000 | 4,000 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $188,000 | 3,347 |
| Income before extraordinary items | $621,000 | 4,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $621,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $407,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $621,000 | 4,078 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 3,830 |
| Total interest expense | $1,215,000 | 3,504 |
| Net interest income | $1,239,000 | 4,055 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $336,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $117,000 | 3,484 |
| Total noninterest expense | $1,134,000 | 3,732 |
| Salaries and employee benefits | $734,000 | 3,322 |
| Premises and equipment expense | $165,000 | 3,612 |
| Additional noninterest expense | $235,000 | 4,741 |
| Pre-tax net operating income | $406,000 | 3,959 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $98,000 | 3,297 |
| Income before extraordinary items | $308,000 | 4,105 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $308,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $308,000 | 4,081 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 3,692 |
| Total interest expense | $4,920,000 | 3,065 |
| Net interest income | $4,676,000 | 4,224 |
| Provision for loan and lease losses | $138,000 | 4,185 |
| Total noninterest income | $1,392,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $889,000 | 1,932 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $503,000 | 3,326 |
| Total noninterest expense | $4,627,000 | 3,561 |
| Salaries and employee benefits | $2,849,000 | 3,277 |
| Premises and equipment expense | $734,000 | 3,211 |
| Additional noninterest expense | $1,044,000 | 4,372 |
| Pre-tax net operating income | $1,303,000 | 4,607 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $267,000 | 3,954 |
| Income before extraordinary items | $1,036,000 | 4,637 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,036,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $813,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,036,000 | 4,622 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,071,000 | 3,723 |
| Total interest expense | $3,611,000 | 3,036 |
| Net interest income | $3,460,000 | 4,281 |
| Provision for loan and lease losses | $108,000 | 3,967 |
| Total noninterest income | $1,015,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $655,000 | 1,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $360,000 | 3,382 |
| Total noninterest expense | $3,437,000 | 3,585 |
| Salaries and employee benefits | $2,131,000 | 3,280 |
| Premises and equipment expense | $529,000 | 3,322 |
| Additional noninterest expense | $777,000 | 4,366 |
| Pre-tax net operating income | $930,000 | 4,882 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $181,000 | 4,261 |
| Income before extraordinary items | $749,000 | 4,860 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $749,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $407,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $749,000 | 4,849 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 3,694 |
| Total interest expense | $2,380,000 | 2,947 |
| Net interest income | $2,287,000 | 4,312 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $662,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $419,000 | 2,017 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $243,000 | 3,370 |
| Total noninterest expense | $2,288,000 | 3,595 |
| Salaries and employee benefits | $1,421,000 | 3,284 |
| Premises and equipment expense | $358,000 | 3,271 |
| Additional noninterest expense | $509,000 | 4,435 |
| Pre-tax net operating income | $583,000 | 5,064 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $105,000 | 4,457 |
| Income before extraordinary items | $478,000 | 4,999 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $478,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $407,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $478,000 | 4,989 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 3,706 |
| Total interest expense | $1,148,000 | 2,903 |
| Net interest income | $1,130,000 | 4,343 |
| Provision for loan and lease losses | $48,000 | 3,203 |
| Total noninterest income | $304,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $198,000 | 2,062 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,612 |
| Total noninterest expense | $1,136,000 | 3,629 |
| Salaries and employee benefits | $701,000 | 3,332 |
| Premises and equipment expense | $178,000 | 3,298 |
| Additional noninterest expense | $257,000 | 4,386 |
| Pre-tax net operating income | $250,000 | 5,373 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $212,000 | 5,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $212,000 | 5,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,155,000 | 3,378 |
| Total interest expense | $4,297,000 | 2,505 |
| Net interest income | $4,858,000 | 4,042 |
| Provision for loan and lease losses | $173,000 | 3,886 |
| Total noninterest income | $1,117,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $700,000 | 2,352 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $417,000 | 3,707 |
| Total noninterest expense | $4,674,000 | 3,422 |
| Salaries and employee benefits | $2,781,000 | 3,174 |
| Premises and equipment expense | $739,000 | 3,103 |
| Additional noninterest expense | $1,154,000 | 3,973 |
| Pre-tax net operating income | $1,128,000 | 5,041 |
| Securities gains (losses) | $-42,000 | 8,113 |
| Applicable income taxes | $187,000 | 4,750 |
| Income before extraordinary items | $899,000 | 5,089 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $899,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,675 |
| Cash dividends | $813,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $933,860 | 4,964 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 3,339 |
| Total interest expense | $3,148,000 | 2,447 |
| Net interest income | $3,677,000 | 4,009 |
| Provision for loan and lease losses | $121,000 | 3,862 |
| Total noninterest income | $774,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $489,000 | 2,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,894 |
| Total noninterest expense | $3,476,000 | 3,422 |
| Salaries and employee benefits | $2,085,000 | 3,151 |
| Premises and equipment expense | $551,000 | 3,086 |
| Additional noninterest expense | $840,000 | 4,032 |
| Pre-tax net operating income | $854,000 | 5,160 |
| Securities gains (losses) | $-41,000 | 8,407 |
| Applicable income taxes | $137,000 | 4,907 |
| Income before extraordinary items | $676,000 | 5,167 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $407,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $710,030 | 5,017 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 3,318 |
| Total interest expense | $2,040,000 | 2,389 |
| Net interest income | $2,451,000 | 3,987 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $511,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $321,000 | 2,485 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $190,000 | 3,850 |
| Total noninterest expense | $2,303,000 | 3,416 |
| Salaries and employee benefits | $1,380,000 | 3,155 |
| Premises and equipment expense | $368,000 | 3,063 |
| Additional noninterest expense | $555,000 | 4,032 |
| Pre-tax net operating income | $584,000 | 5,074 |
| Securities gains (losses) | $-41,000 | 8,545 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $453,000 | 5,137 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $453,000 | 5,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,057 |
| Cash dividends | $407,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $487,030 | 4,898 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 3,341 |
| Total interest expense | $988,000 | 2,357 |
| Net interest income | $1,210,000 | 4,034 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $248,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $155,000 | 2,488 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $1,154,000 | 3,425 |
| Salaries and employee benefits | $696,000 | 3,137 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $276,000 | 4,053 |
| Pre-tax net operating income | $266,000 | 5,298 |
| Securities gains (losses) | $-41,000 | 8,757 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $197,000 | 5,458 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $197,000 | 5,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $233,080 | 5,018 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,196,000 | 3,048 |
| Total interest expense | $3,826,000 | 2,130 |
| Net interest income | $5,370,000 | 3,598 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $1,514,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $672,000 | 2,465 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $842,000 | 2,410 |
| Total noninterest expense | $4,746,000 | 3,276 |
| Salaries and employee benefits | $2,817,000 | 3,004 |
| Premises and equipment expense | $751,000 | 2,946 |
| Additional noninterest expense | $1,178,000 | 3,811 |
| Pre-tax net operating income | $2,093,000 | 3,395 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $574,000 | 3,106 |
| Income before extraordinary items | $1,525,000 | 3,595 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,525,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,453 |
| Cash dividends | $1,749,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,520,620 | 3,543 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,920,000 | 3,008 |
| Total interest expense | $2,842,000 | 2,107 |
| Net interest income | $4,078,000 | 3,544 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $1,227,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $509,000 | 2,455 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $718,000 | 2,224 |
| Total noninterest expense | $3,540,000 | 3,276 |
| Salaries and employee benefits | $2,117,000 | 2,980 |
| Premises and equipment expense | $565,000 | 2,932 |
| Additional noninterest expense | $858,000 | 3,873 |
| Pre-tax net operating income | $1,720,000 | 3,261 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $495,000 | 2,917 |
| Income before extraordinary items | $1,231,000 | 3,479 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,231,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,750 |
| Cash dividends | $1,343,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,226,740 | 3,403 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 3,001 |
| Total interest expense | $1,883,000 | 2,099 |
| Net interest income | $2,726,000 | 3,519 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $957,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $337,000 | 2,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $620,000 | 1,876 |
| Total noninterest expense | $2,347,000 | 3,295 |
| Salaries and employee benefits | $1,406,000 | 3,005 |
| Premises and equipment expense | $367,000 | 3,008 |
| Additional noninterest expense | $574,000 | 3,878 |
| Pre-tax net operating income | $1,291,000 | 2,940 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $398,000 | 2,570 |
| Income before extraordinary items | $913,000 | 3,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $913,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $468,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $899,000 | 3,133 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,014 |
| Total interest expense | $944,000 | 2,117 |
| Net interest income | $1,356,000 | 3,536 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $267,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $161,000 | 2,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $1,216,000 | 3,189 |
| Salaries and employee benefits | $700,000 | 3,033 |
| Premises and equipment expense | $183,000 | 3,042 |
| Additional noninterest expense | $333,000 | 3,437 |
| Pre-tax net operating income | $362,000 | 4,333 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $104,000 | 3,719 |
| Income before extraordinary items | $279,000 | 4,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,045 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $263,670 | 4,486 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 2,865 |
| Total interest expense | $3,989,000 | 2,218 |
| Net interest income | $5,857,000 | 3,252 |
| Provision for loan and lease losses | $228,000 | 3,783 |
| Total noninterest income | $1,092,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $708,000 | 2,331 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $384,000 | 4,056 |
| Total noninterest expense | $4,764,000 | 3,173 |
| Salaries and employee benefits | $2,824,000 | 2,927 |
| Premises and equipment expense | $747,000 | 2,917 |
| Additional noninterest expense | $1,193,000 | 3,740 |
| Pre-tax net operating income | $1,957,000 | 3,441 |
| Securities gains (losses) | $203,000 | 1,335 |
| Applicable income taxes | $615,000 | 3,016 |
| Income before extraordinary items | $1,545,000 | 3,494 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,545,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,592 |
| Cash dividends | $1,092,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,398,840 | 3,574 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 2,870 |
| Total interest expense | $3,022,000 | 2,275 |
| Net interest income | $4,445,000 | 3,232 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $820,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $516,000 | 2,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 4,018 |
| Total noninterest expense | $3,642,000 | 3,125 |
| Salaries and employee benefits | $2,177,000 | 2,858 |
| Premises and equipment expense | $601,000 | 2,766 |
| Additional noninterest expense | $864,000 | 3,834 |
| Pre-tax net operating income | $1,413,000 | 3,642 |
| Securities gains (losses) | $188,000 | 1,267 |
| Applicable income taxes | $452,000 | 3,201 |
| Income before extraordinary items | $1,149,000 | 3,621 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,149,000 | 3,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,091 |
| Cash dividends | $418,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,013,640 | 3,791 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 2,872 |
| Total interest expense | $2,057,000 | 2,309 |
| Net interest income | $2,975,000 | 3,211 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $527,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $327,000 | 2,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $200,000 | 4,036 |
| Total noninterest expense | $2,424,000 | 3,129 |
| Salaries and employee benefits | $1,442,000 | 2,881 |
| Premises and equipment expense | $398,000 | 2,784 |
| Additional noninterest expense | $584,000 | 3,777 |
| Pre-tax net operating income | $928,000 | 3,685 |
| Securities gains (losses) | $188,000 | 1,081 |
| Applicable income taxes | $315,000 | 3,153 |
| Income before extraordinary items | $801,000 | 3,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $801,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $418,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $665,640 | 3,831 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 2,859 |
| Total interest expense | $1,046,000 | 2,329 |
| Net interest income | $1,495,000 | 3,175 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $229,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 2,537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $1,217,000 | 3,095 |
| Salaries and employee benefits | $713,000 | 2,909 |
| Premises and equipment expense | $201,000 | 2,744 |
| Additional noninterest expense | $303,000 | 3,631 |
| Pre-tax net operating income | $432,000 | 3,858 |
| Securities gains (losses) | $109,000 | 951 |
| Applicable income taxes | $154,000 | 3,186 |
| Income before extraordinary items | $387,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $387,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $308,520 | 3,969 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,614,000 | 2,630 |
| Total interest expense | $5,395,000 | 2,079 |
| Net interest income | $6,219,000 | 3,050 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $842,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $573,000 | 2,662 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $269,000 | 4,488 |
| Total noninterest expense | $5,691,000 | 2,599 |
| Salaries and employee benefits | $2,723,000 | 2,886 |
| Premises and equipment expense | $832,000 | 2,590 |
| Additional noninterest expense | $2,136,000 | 2,176 |
| Pre-tax net operating income | $1,070,000 | 5,045 |
| Securities gains (losses) | $281,000 | 941 |
| Applicable income taxes | $314,000 | 4,359 |
| Income before extraordinary items | $1,037,000 | 4,500 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,037,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,861 |
| Cash dividends | $1,109,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $820,630 | 4,996 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,972,000 | 2,631 |
| Total interest expense | $7,165,000 | 2,239 |
| Net interest income | $5,807,000 | 3,025 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $968,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $580,000 | 2,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $388,000 | 3,596 |
| Total noninterest expense | $4,435,000 | 3,118 |
| Salaries and employee benefits | $2,463,000 | 2,978 |
| Premises and equipment expense | $809,000 | 2,606 |
| Additional noninterest expense | $1,163,000 | 3,603 |
| Pre-tax net operating income | $2,110,000 | 3,046 |
| Securities gains (losses) | $-23,000 | 9,385 |
| Applicable income taxes | $595,000 | 2,986 |
| Income before extraordinary items | $1,492,000 | 3,240 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,492,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,946 |
| Cash dividends | $1,065,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,508,330 | 3,113 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,005,000 | 2,668 |
| Total interest expense | $7,200,000 | 2,345 |
| Net interest income | $5,805,000 | 3,047 |
| Provision for loan and lease losses | $193,000 | 3,828 |
| Total noninterest income | $942,000 | 3,271 |
| Gross Fiduciary activities income | $5,000 | 1,259 |
| Service charges on deposit accounts | $544,000 | 2,493 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $393,000 | 3,389 |
| Total noninterest expense | $4,353,000 | 3,092 |
| Salaries and employee benefits | $2,423,000 | 2,917 |
| Premises and equipment expense | $781,000 | 2,635 |
| Additional noninterest expense | $1,149,000 | 3,582 |
| Pre-tax net operating income | $2,201,000 | 3,077 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $589,000 | 3,143 |
| Income before extraordinary items | $1,605,000 | 3,077 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,605,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,014 |
| Cash dividends | $1,673,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,610,110 | 3,064 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,281,000 | 2,651 |
| Total interest expense | $6,377,000 | 2,306 |
| Net interest income | $5,904,000 | 2,969 |
| Provision for loan and lease losses | $268,000 | 2,928 |
| Total noninterest income | $704,000 | 3,980 |
| Gross Fiduciary activities income | $2,000 | 1,341 |
| Service charges on deposit accounts | $462,000 | 2,824 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $240,000 | 4,531 |
| Total noninterest expense | $4,268,000 | 3,122 |
| Salaries and employee benefits | $2,363,000 | 2,965 |
| Premises and equipment expense | $838,000 | 2,414 |
| Additional noninterest expense | $1,067,000 | 3,803 |
| Pre-tax net operating income | $2,072,000 | 3,245 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $537,000 | 3,482 |
| Income before extraordinary items | $1,534,000 | 3,181 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,534,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,328 |
| Cash dividends | $1,390,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,534,740 | 3,146 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,770,000 | 2,749 |
| Total interest expense | $6,156,000 | 2,464 |
| Net interest income | $5,614,000 | 3,064 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $599,000 | 4,393 |
| Gross Fiduciary activities income | $9,000 | 1,297 |
| Service charges on deposit accounts | $396,000 | 3,162 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $194,000 | 5,040 |
| Total noninterest expense | $4,175,000 | 3,107 |
| Salaries and employee benefits | $2,339,000 | 2,892 |
| Premises and equipment expense | $826,000 | 2,365 |
| Additional noninterest expense | $1,010,000 | 3,925 |
| Pre-tax net operating income | $1,788,000 | 3,655 |
| Securities gains (losses) | $185,000 | 962 |
| Applicable income taxes | $512,000 | 3,776 |
| Income before extraordinary items | $1,461,000 | 3,326 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,461,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,049 |
| Cash dividends | $836,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,324,100 | 3,528 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,420,000 | 2,865 |
| Total interest expense | $5,873,000 | 2,540 |
| Net interest income | $5,547,000 | 3,152 |
| Provision for loan and lease losses | $335,000 | 2,401 |
| Total noninterest income | $604,000 | 4,390 |
| Gross Fiduciary activities income | $63,000 | 1,136 |
| Service charges on deposit accounts | $404,000 | 3,199 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $137,000 | 5,936 |
| Total noninterest expense | $3,948,000 | 3,209 |
| Salaries and employee benefits | $2,277,000 | 2,912 |
| Premises and equipment expense | $733,000 | 2,627 |
| Additional noninterest expense | $938,000 | 4,149 |
| Pre-tax net operating income | $1,868,000 | 3,746 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $471,000 | 4,396 |
| Income before extraordinary items | $1,403,000 | 3,561 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,403,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,565 |
| Cash dividends | $569,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,398,500 | 3,498 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,533,000 | 2,866 |
| Total interest expense | $6,268,000 | 2,461 |
| Net interest income | $5,265,000 | 3,367 |
| Provision for loan and lease losses | $465,000 | 1,833 |
| Total noninterest income | $823,000 | 3,627 |
| Gross Fiduciary activities income | $66,000 | 1,179 |
| Service charges on deposit accounts | $333,000 | 3,919 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $424,000 | 3,278 |
| Total noninterest expense | $3,833,000 | 3,469 |
| Salaries and employee benefits | $2,129,000 | 3,142 |
| Premises and equipment expense | $691,000 | 2,845 |
| Additional noninterest expense | $1,013,000 | 4,367 |
| Pre-tax net operating income | $1,790,000 | 3,746 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $483,000 | 4,260 |
| Income before extraordinary items | $1,337,000 | 3,541 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,337,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,476 |
| Cash dividends | $509,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,315,100 | 3,548 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,766,000 | 3,080 |
| Total interest expense | $5,461,000 | 2,799 |
| Net interest income | $5,305,000 | 3,341 |
| Provision for loan and lease losses | $430,000 | 1,765 |
| Total noninterest income | $488,000 | 5,273 |
| Gross Fiduciary activities income | $69,000 | 1,234 |
| Service charges on deposit accounts | $300,000 | 4,299 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $3,513,000 | 3,734 |
| Salaries and employee benefits | $2,082,000 | 3,185 |
| Premises and equipment expense | $516,000 | 3,660 |
| Additional noninterest expense | $915,000 | 4,700 |
| Pre-tax net operating income | $1,850,000 | 3,736 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $557,000 | 3,859 |
| Income before extraordinary items | $1,303,000 | 3,678 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,303,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,538 |
| Cash dividends | $464,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,296,000 | 3,673 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,780,000 | 3,419 |
| Total interest expense | $3,927,000 | 3,104 |
| Net interest income | $4,853,000 | 3,660 |
| Provision for loan and lease losses | $370,000 | 1,931 |
| Total noninterest income | $477,000 | 5,469 |
| Gross Fiduciary activities income | $69,000 | 1,255 |
| Service charges on deposit accounts | $223,000 | 5,464 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $3,424,000 | 3,926 |
| Salaries and employee benefits | $1,933,000 | 3,389 |
| Premises and equipment expense | $476,000 | 3,957 |
| Additional noninterest expense | $1,015,000 | 4,659 |
| Pre-tax net operating income | $1,536,000 | 4,328 |
| Securities gains (losses) | $-174,000 | 11,882 |
| Applicable income taxes | $387,000 | 4,876 |
| Income before extraordinary items | $975,000 | 4,620 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $975,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,463 |
| Cash dividends | $435,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,100,280 | 4,227 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,525,000 | 3,606 |
| Total interest expense | $3,741,000 | 3,363 |
| Net interest income | $4,784,000 | 3,715 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $470,000 | 5,829 |
| Gross Fiduciary activities income | $70,000 | 1,276 |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $159,000 | 6,378 |
| Total noninterest expense | $3,284,000 | 4,154 |
| Salaries and employee benefits | $1,849,000 | 3,524 |
| Premises and equipment expense | $509,000 | 3,807 |
| Additional noninterest expense | $926,000 | 5,250 |
| Pre-tax net operating income | $1,670,000 | 3,931 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $524,000 | 4,013 |
| Income before extraordinary items | $1,146,000 | 4,185 |
| Extraordinary gains, net | $29,000 | 2,505 |
| Net income | $1,175,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $408,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,146,000 | 3,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 3,887 |
| Total interest expense | $4,382,000 | 3,742 |
| Net interest income | $4,532,000 | 3,977 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $515,000 | 5,536 |
| Gross Fiduciary activities income | $74,000 | 1,306 |
| Service charges on deposit accounts | $250,000 | 5,136 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $191,000 | 5,818 |
| Total noninterest expense | $3,237,000 | 4,224 |
| Salaries and employee benefits | $1,843,000 | 3,470 |
| Premises and equipment expense | $503,000 | 3,953 |
| Additional noninterest expense | $891,000 | 5,568 |
| Pre-tax net operating income | $1,555,000 | 3,922 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $479,000 | 4,133 |
| Income before extraordinary items | $1,093,000 | 4,151 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,093,000 | 4,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 4,172 |
| Cash dividends | $389,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,081,100 | 3,884 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.