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OneUnited Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$21,464,000	1,793
Total interest expense	$4,579,000	2,129
Net interest income	$16,885,000	1,655
Provision for loan and lease losses	$0	3,275
Total noninterest income	$19,557,000	461
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$9,649,000	171
Trading account gains and fees	$0	123
Additional Noninterest Income	$9,908,000	541
Total noninterest expense	$31,371,000	863
Salaries and employee benefits	$12,964,000	1,091
Premises and equipment expense	$2,913,000	896
Additional noninterest expense	$9,908,000	541
Pre-tax net operating income	$5,071,000	1,897
Securities gains (losses)	$464,000	102
Applicable income taxes	$1,550,000	1,159
Income before extraordinary items	$3,985,000	1,998
Extraordinary gains, net	$0	54
Net income	$3,985,000	2,022
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,985,000	2,001
Net charge-offs	$98,000	1,514
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,618,440	2,141
2023-09-30 (YTD Data)		Rank
Total interest income	$15,948,000	1,774
Total interest expense	$3,155,000	2,106
Net interest income	$12,793,000	1,659
Provision for loan and lease losses	$0	3,085
Total noninterest income	$16,259,000	429
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$7,936,000	156
Trading account gains and fees	$0	125
Additional Noninterest Income	$8,323,000	508
Total noninterest expense	$24,252,000	838
Salaries and employee benefits	$10,352,000	1,031
Premises and equipment expense	$2,188,000	901
Additional noninterest expense	$8,323,000	508
Pre-tax net operating income	$4,800,000	1,703
Securities gains (losses)	$-11,000	3,500
Applicable income taxes	$1,364,000	1,070
Income before extraordinary items	$3,425,000	1,900
Extraordinary gains, net	$0	52
Net income	$3,425,000	1,917
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,425,000	1,900
Net charge-offs	$60,000	1,403
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,433,690	1,922
2023-06-30 (YTD Data)		Rank
Total interest income	$10,540,000	1,758
Total interest expense	$1,877,000	2,100
Net interest income	$8,663,000	1,647
Provision for loan and lease losses	$0	2,940
Total noninterest income	$7,485,000	553
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$5,251,000	154
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,234,000	890
Total noninterest expense	$14,909,000	874
Salaries and employee benefits	$5,863,000	1,176
Premises and equipment expense	$1,474,000	872
Additional noninterest expense	$2,234,000	889
Pre-tax net operating income	$1,239,000	2,808
Securities gains (losses)	$70,000	224
Applicable income taxes	$385,000	1,674
Income before extraordinary items	$924,000	2,964
Extraordinary gains, net	$0	51
Net income	$924,000	2,996
Minority interest net income	$0	81
Net income of bank and minority interests.	$924,000	2,963
Net charge-offs	$43,000	1,238
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$868,700	3,046
2023-03-31 (YTD Data)		Rank
Total interest income	$5,221,000	1,748
Total interest expense	$851,000	2,029
Net interest income	$4,370,000	1,642
Provision for loan and lease losses	$0	2,612
Total noninterest income	$3,767,000	549
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$2,669,000	150
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,098,000	901
Total noninterest expense	$7,535,000	882
Salaries and employee benefits	$2,889,000	1,216
Premises and equipment expense	$718,000	921
Additional noninterest expense	$1,098,000	901
Pre-tax net operating income	$602,000	2,885
Securities gains (losses)	$-284,000	4,489
Applicable income taxes	$119,000	2,025
Income before extraordinary items	$199,000	3,819
Extraordinary gains, net	$0	4
Net income	$199,000	3,819
Minority interest net income	$0	48
Net income of bank and minority interests.	$199,000	3,819
Net charge-offs	$24,000	1,045
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$423,360	3,137
2022-12-31 (YTD Data)		Rank
Total interest income	$18,867,000	1,653
Total interest expense	$3,029,000	1,174
Net interest income	$15,838,000	1,720
Provision for loan and lease losses	$0	3,012
Total noninterest income	$13,624,000	625
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$10,297,000	166
Trading account gains and fees	$0	116
Additional Noninterest Income	$3,327,000	1,175
Total noninterest expense	$28,166,000	912
Salaries and employee benefits	$10,406,000	1,283
Premises and equipment expense	$2,785,000	924
Additional noninterest expense	$3,327,000	1,175
Pre-tax net operating income	$1,296,000	3,570
Securities gains (losses)	$-428,000	4,289
Applicable income taxes	$315,000	2,377
Income before extraordinary items	$553,000	4,051
Extraordinary gains, net	$0	5
Net income	$553,000	4,050
Minority interest net income	$0	63
Net income of bank and minority interests.	$553,000	4,051
Net charge-offs	$25,000	1,843
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$1,578,000	197
Net operating income	$891,120	3,767
2022-09-30 (YTD Data)		Rank
Total interest income	$13,829,000	1,637
Total interest expense	$2,187,000	933
Net interest income	$11,642,000	1,727
Provision for loan and lease losses	$0	2,835
Total noninterest income	$10,166,000	638
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$7,724,000	163
Trading account gains and fees	$0	111
Additional Noninterest Income	$2,442,000	1,223
Total noninterest expense	$20,920,000	912
Salaries and employee benefits	$7,732,000	1,283
Premises and equipment expense	$2,058,000	924
Additional noninterest expense	$2,442,000	1,223
Pre-tax net operating income	$888,000	3,652
Securities gains (losses)	$274,000	90
Applicable income taxes	$369,000	2,043
Income before extraordinary items	$793,000	3,605
Extraordinary gains, net	$0	4
Net income	$793,000	3,603
Minority interest net income	$0	57
Net income of bank and minority interests.	$793,000	3,604
Net charge-offs	$18,000	1,631
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$3,991,000	104
Net operating income	$576,540	3,879
2022-06-30 (YTD Data)		Rank
Total interest income	$8,862,000	1,647
Total interest expense	$1,385,000	829
Net interest income	$7,477,000	1,749
Provision for loan and lease losses	$0	2,599
Total noninterest income	$6,605,000	646
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$4,987,000	166
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,618,000	1,250
Total noninterest expense	$13,561,000	913
Salaries and employee benefits	$5,026,000	1,307
Premises and equipment expense	$1,340,000	934
Additional noninterest expense	$7,195,000	564
Pre-tax net operating income	$521,000	3,661
Securities gains (losses)	$211,000	97
Applicable income taxes	$210,000	2,088
Income before extraordinary items	$522,000	3,514
Extraordinary gains, net	$0	4
Net income	$522,000	3,513
Minority interest net income	$0	60
Net income of bank and minority interests.	$522,000	3,514
Net charge-offs	$11,000	1,552
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$3,990,000	71
Net operating income	$355,310	3,849
2022-03-31 (YTD Data)		Rank
Total interest income	$4,378,000	1,600
Total interest expense	$662,000	826
Net interest income	$3,716,000	1,720
Provision for loan and lease losses	$0	2,285
Total noninterest income	$3,187,000	671
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$2,410,000	173
Trading account gains and fees	$0	103
Additional Noninterest Income	$777,000	1,278
Total noninterest expense	$6,740,000	925
Salaries and employee benefits	$2,491,000	1,315
Premises and equipment expense	$670,000	942
Additional noninterest expense	$3,579,000	566
Pre-tax net operating income	$163,000	3,877
Securities gains (losses)	$85,000	150
Applicable income taxes	$70,000	2,300
Income before extraordinary items	$178,000	3,721
Extraordinary gains, net	$0	4
Net income	$178,000	3,720
Minority interest net income	$0	50
Net income of bank and minority interests.	$178,000	3,721
Net charge-offs	$12,000	1,131
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$5,000,000	30
Net operating income	$110,850	4,042
2021-12-31 (YTD Data)		Rank
Total interest income	$16,978,000	1,691
Total interest expense	$3,503,000	784
Net interest income	$13,475,000	1,875
Provision for loan and lease losses	$25,000	2,791
Total noninterest income	$19,991,000	516
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$11,741,000	146
Trading account gains and fees	$0	132
Additional Noninterest Income	$8,250,000	767
Total noninterest expense	$27,401,000	911
Salaries and employee benefits	$10,433,000	1,262
Premises and equipment expense	$2,630,000	961
Additional noninterest expense	$14,338,000	569
Pre-tax net operating income	$6,040,000	1,817
Securities gains (losses)	$-2,704,000	4,827
Applicable income taxes	$1,220,000	1,468
Income before extraordinary items	$2,116,000	2,946
Extraordinary gains, net	$0	10
Net income	$2,116,000	2,946
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,116,000	2,946
Net charge-offs	$5,000	2,441
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$15,928,000	52
Net operating income	$4,252,160	2,064
2021-09-30 (YTD Data)		Rank
Total interest income	$12,648,000	1,728
Total interest expense	$2,799,000	776
Net interest income	$9,849,000	1,945
Provision for loan and lease losses	$25,000	2,624
Total noninterest income	$16,361,000	505
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$8,927,000	141
Trading account gains and fees	$0	132
Additional Noninterest Income	$7,434,000	699
Total noninterest expense	$20,938,000	905
Salaries and employee benefits	$7,899,000	1,260
Premises and equipment expense	$1,995,000	965
Additional noninterest expense	$11,044,000	556
Pre-tax net operating income	$5,247,000	1,695
Securities gains (losses)	$-2,970,000	4,905
Applicable income taxes	$930,000	1,521
Income before extraordinary items	$1,347,000	3,258
Extraordinary gains, net	$0	8
Net income	$1,347,000	3,257
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,347,000	3,258
Net charge-offs	$6,000	2,115
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$9,928,000	56
Net operating income	$3,693,300	1,956
2021-06-30 (YTD Data)		Rank
Total interest income	$8,245,000	1,762
Total interest expense	$2,040,000	734
Net interest income	$6,205,000	1,998
Provision for loan and lease losses	$25,000	2,467
Total noninterest income	$8,461,000	598
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$5,995,000	141
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,466,000	1,116
Total noninterest expense	$13,732,000	912
Salaries and employee benefits	$4,775,000	1,345
Premises and equipment expense	$1,338,000	958
Additional noninterest expense	$7,619,000	524
Pre-tax net operating income	$909,000	3,379
Securities gains (losses)	$-3,192,000	4,945
Applicable income taxes	$-375,000	4,930
Income before extraordinary items	$-1,908,000	4,936
Extraordinary gains, net	$0	6
Net income	$-1,908,000	4,935
Minority interest net income	$0	67
Net income of bank and minority interests.	$-1,908,000	4,935
Net charge-offs	$1,000	2,145
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$9,928,000	35
Net operating income	$773,280	3,414
2021-03-31 (YTD Data)		Rank
Total interest income	$3,912,000	1,829
Total interest expense	$1,157,000	685
Net interest income	$2,755,000	2,153
Provision for loan and lease losses	$25,000	2,154
Total noninterest income	$4,000,000	631
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$2,914,000	142
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,086,000	1,202
Total noninterest expense	$6,225,000	978
Salaries and employee benefits	$2,339,000	1,361
Premises and equipment expense	$675,000	959
Additional noninterest expense	$3,211,000	593
Pre-tax net operating income	$505,000	3,225
Securities gains (losses)	$-1,481,000	4,970
Applicable income taxes	$-135,000	4,955
Income before extraordinary items	$-841,000	4,963
Extraordinary gains, net	$0	3
Net income	$-841,000	4,963
Minority interest net income	$0	55
Net income of bank and minority interests.	$-841,000	4,963
Net charge-offs	$-18,000	4,295
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$432,660	3,255
2020-12-31 (YTD Data)		Rank
Total interest income	$21,442,000	1,398
Total interest expense	$9,826,000	513
Net interest income	$11,616,000	2,008
Provision for loan and lease losses	$0	4,319
Total noninterest income	$12,242,000	699
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$8,853,000	165
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,389,000	1,345
Total noninterest expense	$24,702,000	955
Salaries and employee benefits	$9,318,000	1,333
Premises and equipment expense	$2,739,000	922
Additional noninterest expense	$12,645,000	596
Pre-tax net operating income	$-844,000	4,897
Securities gains (losses)	$1,095,000	341
Applicable income taxes	$162,000	2,682
Income before extraordinary items	$89,000	4,677
Extraordinary gains, net	$0	4
Net income	$89,000	4,677
Minority interest net income	$0	72
Net income of bank and minority interests.	$89,000	4,677
Net charge-offs	$-7,000	4,184
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$-8,000	4,913
Net operating income	$-776,050	4,890
2020-09-30 (YTD Data)		Rank
Total interest income	$17,038,000	1,338
Total interest expense	$7,498,000	528
Net interest income	$9,540,000	1,857
Provision for loan and lease losses	$0	4,239
Total noninterest income	$7,851,000	743
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$5,630,000	188
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,221,000	1,400
Total noninterest expense	$17,867,000	968
Salaries and employee benefits	$7,031,000	1,306
Premises and equipment expense	$2,036,000	914
Additional noninterest expense	$8,800,000	624
Pre-tax net operating income	$-476,000	4,895
Securities gains (losses)	$-89,000	4,940
Applicable income taxes	$-19,000	4,870
Income before extraordinary items	$-546,000	4,907
Extraordinary gains, net	$0	4
Net income	$-546,000	4,907
Minority interest net income	$0	65
Net income of bank and minority interests.	$-546,000	4,907
Net charge-offs	$-5,000	4,085
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$-9,000	4,963
Net operating income	$-459,670	4,891
2020-06-30 (YTD Data)		Rank
Total interest income	$11,944,000	1,292
Total interest expense	$5,465,000	538
Net interest income	$6,479,000	1,844
Provision for loan and lease losses	$0	4,134
Total noninterest income	$3,797,000	889
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$2,666,000	238
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,131,000	1,551
Total noninterest expense	$10,855,000	1,027
Salaries and employee benefits	$4,291,000	1,405
Premises and equipment expense	$1,384,000	908
Additional noninterest expense	$5,180,000	689
Pre-tax net operating income	$-579,000	4,944
Securities gains (losses)	$-1,949,000	5,035
Applicable income taxes	$-567,000	4,999
Income before extraordinary items	$-1,961,000	4,997
Extraordinary gains, net	$0	4
Net income	$-1,961,000	4,997
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,961,000	4,997
Net charge-offs	$2,000	2,854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-421,290	4,924
2020-03-31 (YTD Data)		Rank
Total interest income	$6,534,000	1,214
Total interest expense	$2,976,000	555
Net interest income	$3,558,000	1,683
Provision for loan and lease losses	$0	3,711
Total noninterest income	$1,879,000	846
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,369,000	258
Trading account gains and fees	$0	106
Additional Noninterest Income	$510,000	1,500
Total noninterest expense	$5,500,000	1,028
Salaries and employee benefits	$2,206,000	1,375
Premises and equipment expense	$724,000	888
Additional noninterest expense	$2,570,000	700
Pre-tax net operating income	$-63,000	4,842
Securities gains (losses)	$-2,748,000	5,073
Applicable income taxes	$-590,000	5,034
Income before extraordinary items	$-2,221,000	5,042
Extraordinary gains, net	$0	4
Net income	$-2,221,000	5,042
Minority interest net income	$0	56
Net income of bank and minority interests.	$-2,221,000	5,042
Net charge-offs	$4,000	2,167
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-50,080	4,830
2019-12-31 (YTD Data)		Rank
Total interest income	$24,525,000	1,274
Total interest expense	$13,200,000	534
Net interest income	$11,325,000	2,021
Provision for loan and lease losses	$9,000	3,885
Total noninterest income	$7,336,000	874
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$5,398,000	267
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,938,000	1,568
Total noninterest expense	$22,613,000	985
Salaries and employee benefits	$9,941,000	1,208
Premises and equipment expense	$2,802,000	904
Additional noninterest expense	$9,870,000	714
Pre-tax net operating income	$-3,961,000	5,163
Securities gains (losses)	$2,771,000	120
Applicable income taxes	$-560,000	5,143
Income before extraordinary items	$-630,000	5,075
Extraordinary gains, net	$0	11
Net income	$-630,000	5,076
Minority interest net income	$0	76
Net income of bank and minority interests.	$-630,000	5,076
Net charge-offs	$-120,000	4,929
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$-2,819,090	5,144
2019-09-30 (YTD Data)		Rank
Total interest income	$18,899,000	1,268
Total interest expense	$10,091,000	533
Net interest income	$8,808,000	1,983
Provision for loan and lease losses	$9,000	3,713
Total noninterest income	$5,463,000	876
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$4,011,000	272
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,452,000	1,564
Total noninterest expense	$17,099,000	971
Salaries and employee benefits	$7,816,000	1,167
Premises and equipment expense	$2,087,000	911
Additional noninterest expense	$7,196,000	733
Pre-tax net operating income	$-2,837,000	5,243
Securities gains (losses)	$3,446,000	89
Applicable income taxes	$-101,000	5,189
Income before extraordinary items	$710,000	3,928
Extraordinary gains, net	$0	11
Net income	$710,000	3,927
Minority interest net income	$0	72
Net income of bank and minority interests.	$710,000	3,928
Net charge-offs	$-126,000	5,010
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$-2,736,000	5,234
2019-06-30 (YTD Data)		Rank
Total interest income	$12,455,000	1,274
Total interest expense	$6,764,000	524
Net interest income	$5,691,000	2,036
Provision for loan and lease losses	$-1,000	5,079
Total noninterest income	$3,590,000	869
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$2,618,000	278
Trading account gains and fees	$0	131
Additional Noninterest Income	$972,000	1,519
Total noninterest expense	$11,685,000	947
Salaries and employee benefits	$5,207,000	1,165
Premises and equipment expense	$1,383,000	911
Additional noninterest expense	$5,095,000	697
Pre-tax net operating income	$-2,403,000	5,293
Securities gains (losses)	$2,891,000	73
Applicable income taxes	$-101,000	5,242
Income before extraordinary items	$589,000	3,656
Extraordinary gains, net	$0	11
Net income	$589,000	3,655
Minority interest net income	$0	69
Net income of bank and minority interests.	$589,000	3,655
Net charge-offs	$6,000	2,766
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$-2,302,000	5,287
2019-03-31 (YTD Data)		Rank
Total interest income	$6,284,000	1,246
Total interest expense	$3,343,000	516
Net interest income	$2,941,000	1,981
Provision for loan and lease losses	$0	3,406
Total noninterest income	$1,687,000	875
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,214,000	295
Trading account gains and fees	$0	126
Additional Noninterest Income	$473,000	1,503
Total noninterest expense	$5,839,000	945
Salaries and employee benefits	$2,758,000	1,116
Premises and equipment expense	$677,000	929
Additional noninterest expense	$2,404,000	724
Pre-tax net operating income	$-1,211,000	5,346
Securities gains (losses)	$1,472,000	66
Applicable income taxes	$-48,000	5,263
Income before extraordinary items	$309,000	3,588
Extraordinary gains, net	$0	5
Net income	$309,000	3,587
Minority interest net income	$0	52
Net income of bank and minority interests.	$309,000	3,587
Net charge-offs	$-2,000	4,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$-1,163,000	5,336
2018-12-31 (YTD Data)		Rank
Total interest income	$24,734,000	1,192
Total interest expense	$11,254,000	471
Net interest income	$13,480,000	1,765
Provision for loan and lease losses	$-218,000	5,227
Total noninterest income	$5,780,000	989
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,888,000	360
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,892,000	1,549
Total noninterest expense	$21,520,000	1,004
Salaries and employee benefits	$9,949,000	1,179
Premises and equipment expense	$2,810,000	888
Additional noninterest expense	$8,761,000	785
Pre-tax net operating income	$-2,042,000	5,378
Securities gains (losses)	$2,479,000	47
Applicable income taxes	$-73,000	5,291
Income before extraordinary items	$510,000	4,530
Extraordinary gains, net	$0	6
Net income	$510,000	4,529
Minority interest net income	$0	72
Net income of bank and minority interests.	$510,000	4,529
Net charge-offs	$-148,000	5,114
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$-1,969,000	5,369
2018-09-30 (YTD Data)		Rank
Total interest income	$18,761,000	1,165
Total interest expense	$8,050,000	462
Net interest income	$10,711,000	1,679
Provision for loan and lease losses	$-167,000	5,317
Total noninterest income	$4,162,000	1,034
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,729,000	373
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,433,000	1,556
Total noninterest expense	$16,063,000	1,002
Salaries and employee benefits	$7,548,000	1,168
Premises and equipment expense	$2,095,000	893
Additional noninterest expense	$6,420,000	793
Pre-tax net operating income	$-1,023,000	5,438
Securities gains (losses)	$1,570,000	62
Applicable income taxes	$42,000	3,389
Income before extraordinary items	$505,000	4,388
Extraordinary gains, net	$0	5
Net income	$505,000	4,387
Minority interest net income	$0	66
Net income of bank and minority interests.	$505,000	4,387
Net charge-offs	$-151,000	5,199
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$-939,400	5,430
2018-06-30 (YTD Data)		Rank
Total interest income	$12,879,000	1,129
Total interest expense	$5,051,000	461
Net interest income	$7,828,000	1,522
Provision for loan and lease losses	$-167,000	5,404
Total noninterest income	$2,473,000	1,103
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,522,000	416
Trading account gains and fees	$0	130
Additional Noninterest Income	$951,000	1,576
Total noninterest expense	$10,582,000	1,015
Salaries and employee benefits	$5,125,000	1,162
Premises and equipment expense	$1,369,000	914
Additional noninterest expense	$4,088,000	810
Pre-tax net operating income	$-114,000	5,424
Securities gains (losses)	$625,000	93
Applicable income taxes	$116,000	2,617
Income before extraordinary items	$395,000	4,228
Extraordinary gains, net	$0	6
Net income	$395,000	4,226
Minority interest net income	$0	65
Net income of bank and minority interests.	$395,000	4,227
Net charge-offs	$-147,000	5,290
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$-98,750	5,413
2018-03-31 (YTD Data)		Rank
Total interest income	$6,954,000	1,048
Total interest expense	$2,335,000	460
Net interest income	$4,619,000	1,320
Provision for loan and lease losses	$-112,000	5,497
Total noninterest income	$1,194,000	1,121
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$725,000	443
Trading account gains and fees	$0	123
Additional Noninterest Income	$469,000	1,550
Total noninterest expense	$5,509,000	989
Salaries and employee benefits	$2,736,000	1,106
Premises and equipment expense	$690,000	905
Additional noninterest expense	$2,083,000	790
Pre-tax net operating income	$416,000	3,385
Securities gains (losses)	$0	735
Applicable income taxes	$109,000	2,105
Income before extraordinary items	$307,000	3,640
Extraordinary gains, net	$0	7
Net income	$307,000	3,640
Minority interest net income	$0	52
Net income of bank and minority interests.	$307,000	3,640
Net charge-offs	$-97,000	5,377
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$307,000	3,644
2017-12-31 (YTD Data)		Rank
Total interest income	$23,144,000	1,192
Total interest expense	$8,415,000	427
Net interest income	$14,729,000	1,587
Provision for loan and lease losses	$-1,018,000	5,596
Total noninterest income	$4,324,000	1,220
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,425,000	528
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,899,000	1,581
Total noninterest expense	$21,835,000	982
Salaries and employee benefits	$9,600,000	1,201
Premises and equipment expense	$2,410,000	988
Additional noninterest expense	$9,825,000	691
Pre-tax net operating income	$-1,764,000	5,633
Securities gains (losses)	$876,000	155
Applicable income taxes	$3,753,000	817
Income before extraordinary items	$-4,641,000	5,644
Extraordinary gains, net	$0	9
Net income	$-4,641,000	5,644
Minority interest net income	$0	76
Net income of bank and minority interests.	$-4,641,000	5,644
Net charge-offs	$128,000	2,217
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-5,517,000	5,652
2017-09-30 (YTD Data)		Rank
Total interest income	$17,428,000	1,186
Total interest expense	$6,102,000	426
Net interest income	$11,326,000	1,548
Provision for loan and lease losses	$-18,000	5,455
Total noninterest income	$2,929,000	1,328
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,695,000	568
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,234,000	1,731
Total noninterest expense	$16,096,000	997
Salaries and employee benefits	$7,174,000	1,207
Premises and equipment expense	$1,707,000	1,051
Additional noninterest expense	$7,215,000	704
Pre-tax net operating income	$-1,823,000	5,705
Securities gains (losses)	$265,000	309
Applicable income taxes	$-723,000	5,714
Income before extraordinary items	$-835,000	5,681
Extraordinary gains, net	$0	9
Net income	$-835,000	5,681
Minority interest net income	$0	71
Net income of bank and minority interests.	$-835,000	5,681
Net charge-offs	$93,000	2,002
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-1,004,600	5,688
2017-06-30 (YTD Data)		Rank
Total interest income	$11,647,000	1,180
Total interest expense	$3,858,000	438
Net interest income	$7,789,000	1,495
Provision for loan and lease losses	$-18,000	5,552
Total noninterest income	$1,825,000	1,395
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,016,000	615
Trading account gains and fees	$0	139
Additional Noninterest Income	$809,000	1,764
Total noninterest expense	$10,645,000	1,015
Salaries and employee benefits	$4,764,000	1,215
Premises and equipment expense	$961,000	1,226
Additional noninterest expense	$4,920,000	692
Pre-tax net operating income	$-1,013,000	5,749
Securities gains (losses)	$264,000	238
Applicable income taxes	$-347,000	5,757
Income before extraordinary items	$-402,000	5,704
Extraordinary gains, net	$0	11
Net income	$-402,000	5,704
Minority interest net income	$0	71
Net income of bank and minority interests.	$-402,000	5,704
Net charge-offs	$67,000	1,787
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-570,960	5,728
2017-03-31 (YTD Data)		Rank
Total interest income	$5,860,000	1,160
Total interest expense	$1,844,000	446
Net interest income	$4,016,000	1,439
Provision for loan and lease losses	$-18,000	5,675
Total noninterest income	$812,000	1,491
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$421,000	738
Trading account gains and fees	$0	142
Additional Noninterest Income	$391,000	1,775
Total noninterest expense	$5,361,000	1,003
Salaries and employee benefits	$2,403,000	1,213
Premises and equipment expense	$579,000	1,038
Additional noninterest expense	$2,379,000	706
Pre-tax net operating income	$-515,000	5,813
Securities gains (losses)	$-18,000	5,705
Applicable income taxes	$-200,000	5,819
Income before extraordinary items	$-333,000	5,796
Extraordinary gains, net	$0	8
Net income	$-333,000	5,796
Minority interest net income	$0	55
Net income of bank and minority interests.	$-333,000	5,796
Net charge-offs	$57,000	1,242
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-321,480	5,794
2016-12-31 (YTD Data)		Rank
Total interest income	$22,831,000	1,160
Total interest expense	$6,718,000	447
Net interest income	$16,113,000	1,404
Provision for loan and lease losses	$-7,000	5,470
Total noninterest income	$3,356,000	1,524
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,089,000	1,122
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,267,000	1,470
Total noninterest expense	$19,207,000	1,088
Salaries and employee benefits	$9,204,000	1,226
Premises and equipment expense	$2,353,000	1,002
Additional noninterest expense	$7,650,000	863
Pre-tax net operating income	$269,000	5,212
Securities gains (losses)	$849,000	279
Applicable income taxes	$416,000	2,407
Income before extraordinary items	$702,000	4,358
Extraordinary gains, net	$0	5
Net income	$702,000	4,356
Minority interest net income	$0	82
Net income of bank and minority interests.	$702,000	4,357
Net charge-offs	$283,000	1,587
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$158,640	5,362
2016-09-30 (YTD Data)		Rank
Total interest income	$17,069,000	1,163
Total interest expense	$4,960,000	450
Net interest income	$12,109,000	1,407
Provision for loan and lease losses	$-7,000	5,629
Total noninterest income	$2,678,000	1,449
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$708,000	1,266
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,970,000	1,321
Total noninterest expense	$14,088,000	1,111
Salaries and employee benefits	$6,865,000	1,232
Premises and equipment expense	$1,817,000	983
Additional noninterest expense	$5,406,000	918
Pre-tax net operating income	$706,000	4,229
Securities gains (losses)	$850,000	245
Applicable income taxes	$602,000	1,892
Income before extraordinary items	$954,000	3,571
Extraordinary gains, net	$0	5
Net income	$954,000	3,569
Minority interest net income	$0	71
Net income of bank and minority interests.	$954,000	3,571
Net charge-offs	$212,000	1,407
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$410,000	4,671
2016-06-30 (YTD Data)		Rank
Total interest income	$11,472,000	1,153
Total interest expense	$3,255,000	454
Net interest income	$8,217,000	1,391
Provision for loan and lease losses	$-5,000	5,747
Total noninterest income	$768,000	2,438
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$408,000	1,406
Trading account gains and fees	$0	157
Additional Noninterest Income	$360,000	2,790
Total noninterest expense	$8,803,000	1,173
Salaries and employee benefits	$4,414,000	1,280
Premises and equipment expense	$1,240,000	979
Additional noninterest expense	$3,149,000	1,040
Pre-tax net operating income	$187,000	5,138
Securities gains (losses)	$849,000	166
Applicable income taxes	$397,000	1,888
Income before extraordinary items	$639,000	3,565
Extraordinary gains, net	$0	16
Net income	$639,000	3,561
Minority interest net income	$0	71
Net income of bank and minority interests.	$639,000	3,563
Net charge-offs	$129,000	1,419
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$95,640	5,424
2016-03-31 (YTD Data)		Rank
Total interest income	$5,809,000	1,138
Total interest expense	$1,600,000	452
Net interest income	$4,209,000	1,360
Provision for loan and lease losses	$-1,000	5,851
Total noninterest income	$397,000	2,368
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$205,000	1,404
Trading account gains and fees	$0	142
Additional Noninterest Income	$192,000	2,660
Total noninterest expense	$4,294,000	1,201
Salaries and employee benefits	$2,171,000	1,293
Premises and equipment expense	$592,000	1,017
Additional noninterest expense	$1,531,000	1,071
Pre-tax net operating income	$313,000	3,799
Securities gains (losses)	$63,000	721
Applicable income taxes	$125,000	2,264
Income before extraordinary items	$251,000	3,917
Extraordinary gains, net	$0	12
Net income	$251,000	3,914
Minority interest net income	$0	62
Net income of bank and minority interests.	$251,000	3,915
Net charge-offs	$90,000	1,077
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$208,790	4,124
2015-12-31 (YTD Data)		Rank
Total interest income	$24,072,000	1,075
Total interest expense	$8,990,000	305
Net interest income	$15,082,000	1,463
Provision for loan and lease losses	$-181,000	5,805
Total noninterest income	$1,514,000	2,465
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$812,000	1,459
Trading account gains and fees	$0	159
Additional Noninterest Income	$702,000	2,834
Total noninterest expense	$17,730,000	1,136
Salaries and employee benefits	$8,302,000	1,311
Premises and equipment expense	$2,477,000	973
Additional noninterest expense	$6,951,000	949
Pre-tax net operating income	$-953,000	6,086
Securities gains (losses)	$423,000	411
Applicable income taxes	$-578,000	6,089
Income before extraordinary items	$48,000	5,808
Extraordinary gains, net	$0	23
Net income	$48,000	5,811
Minority interest net income	$0	81
Net income of bank and minority interests.	$48,000	5,811
Net charge-offs	$-86,000	5,691
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-222,720	5,979
2015-09-30 (YTD Data)		Rank
Total interest income	$18,086,000	1,080
Total interest expense	$7,471,000	282
Net interest income	$10,615,000	1,562
Provision for loan and lease losses	$-57,000	5,875
Total noninterest income	$1,125,000	2,503
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$600,000	1,487
Trading account gains and fees	$0	153
Additional Noninterest Income	$525,000	2,851
Total noninterest expense	$13,168,000	1,150
Salaries and employee benefits	$6,208,000	1,322
Premises and equipment expense	$1,912,000	964
Additional noninterest expense	$5,048,000	975
Pre-tax net operating income	$-1,371,000	6,222
Securities gains (losses)	$402,000	369
Applicable income taxes	$-724,000	6,224
Income before extraordinary items	$-245,000	6,119
Extraordinary gains, net	$0	21
Net income	$-245,000	6,119
Minority interest net income	$0	78
Net income of bank and minority interests.	$-245,000	6,119
Net charge-offs	$-18,000	5,319
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-502,280	6,155
2015-06-30 (YTD Data)		Rank
Total interest income	$12,061,000	1,078
Total interest expense	$5,391,000	260
Net interest income	$6,670,000	1,661
Provision for loan and lease losses	$0	4,069
Total noninterest income	$772,000	2,470
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$395,000	1,486
Trading account gains and fees	$0	157
Additional Noninterest Income	$377,000	2,755
Total noninterest expense	$8,760,000	1,155
Salaries and employee benefits	$4,087,000	1,339
Premises and equipment expense	$1,287,000	961
Additional noninterest expense	$3,386,000	969
Pre-tax net operating income	$-1,318,000	6,301
Securities gains (losses)	$402,000	303
Applicable income taxes	$-594,000	6,307
Income before extraordinary items	$-322,000	6,224
Extraordinary gains, net	$0	22
Net income	$-322,000	6,224
Minority interest net income	$0	75
Net income of bank and minority interests.	$-322,000	6,224
Net charge-offs	$4,000	3,531
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-579,280	6,262
2015-03-31 (YTD Data)		Rank
Total interest income	$6,143,000	1,056
Total interest expense	$2,669,000	264
Net interest income	$3,474,000	1,593
Provision for loan and lease losses	$0	3,703
Total noninterest income	$342,000	2,609
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$193,000	1,490
Trading account gains and fees	$0	152
Additional Noninterest Income	$149,000	3,024
Total noninterest expense	$4,514,000	1,136
Salaries and employee benefits	$2,037,000	1,361
Premises and equipment expense	$729,000	866
Additional noninterest expense	$1,748,000	910
Pre-tax net operating income	$-698,000	6,376
Securities gains (losses)	$402,000	199
Applicable income taxes	$-231,000	6,392
Income before extraordinary items	$-65,000	6,205
Extraordinary gains, net	$0	13
Net income	$-65,000	6,206
Minority interest net income	$0	64
Net income of bank and minority interests.	$-65,000	6,206
Net charge-offs	$8,000	2,565
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-322,280	6,339
2014-12-31 (YTD Data)		Rank
Total interest income	$25,805,000	991
Total interest expense	$10,985,000	257
Net interest income	$14,820,000	1,490
Provision for loan and lease losses	$-819,000	6,325
Total noninterest income	$1,251,000	2,777
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$832,000	1,519
Trading account gains and fees	$0	180
Additional Noninterest Income	$419,000	3,524
Total noninterest expense	$18,091,000	1,113
Salaries and employee benefits	$8,476,000	1,260
Premises and equipment expense	$2,503,000	965
Additional noninterest expense	$7,112,000	917
Pre-tax net operating income	$-1,201,000	6,374
Securities gains (losses)	$1,810,000	112
Applicable income taxes	$-221,000	6,317
Income before extraordinary items	$830,000	4,253
Extraordinary gains, net	$0	17
Net income	$830,000	4,253
Minority interest net income	$0	84
Net income of bank and minority interests.	$830,000	4,254
Net charge-offs	$-196,000	6,246
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-980,000	6,366
2014-09-30 (YTD Data)		Rank
Total interest income	$19,638,000	979
Total interest expense	$8,262,000	256
Net interest income	$11,376,000	1,467
Provision for loan and lease losses	$-819,000	6,445
Total noninterest income	$952,000	2,770
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$614,000	1,548
Trading account gains and fees	$0	174
Additional Noninterest Income	$338,000	3,450
Total noninterest expense	$13,436,000	1,126
Salaries and employee benefits	$6,447,000	1,249
Premises and equipment expense	$1,821,000	999
Additional noninterest expense	$5,168,000	939
Pre-tax net operating income	$-289,000	6,335
Securities gains (losses)	$863,000	182
Applicable income taxes	$-148,000	6,435
Income before extraordinary items	$722,000	4,078
Extraordinary gains, net	$0	15
Net income	$722,000	4,079
Minority interest net income	$0	81
Net income of bank and minority interests.	$722,000	4,079
Net charge-offs	$-256,000	6,388
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-141,000	6,291
2014-06-30 (YTD Data)		Rank
Total interest income	$13,035,000	975
Total interest expense	$5,535,000	256
Net interest income	$7,500,000	1,472
Provision for loan and lease losses	$-319,000	6,459
Total noninterest income	$663,000	2,685
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$403,000	1,557
Trading account gains and fees	$0	172
Additional Noninterest Income	$260,000	3,231
Total noninterest expense	$8,921,000	1,134
Salaries and employee benefits	$4,375,000	1,232
Premises and equipment expense	$1,207,000	1,017
Additional noninterest expense	$3,339,000	973
Pre-tax net operating income	$-439,000	6,493
Securities gains (losses)	$971,000	128
Applicable income taxes	$-43,000	6,461
Income before extraordinary items	$575,000	3,708
Extraordinary gains, net	$0	20
Net income	$575,000	3,713
Minority interest net income	$0	80
Net income of bank and minority interests.	$575,000	3,715
Net charge-offs	$-300,000	6,508
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-396,000	6,485
2014-03-31 (YTD Data)		Rank
Total interest income	$6,305,000	1,009
Total interest expense	$2,681,000	264
Net interest income	$3,624,000	1,514
Provision for loan and lease losses	$0	3,817
Total noninterest income	$296,000	2,815
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$206,000	1,512
Trading account gains and fees	$0	147
Additional Noninterest Income	$90,000	3,728
Total noninterest expense	$4,414,000	1,153
Salaries and employee benefits	$2,282,000	1,204
Premises and equipment expense	$621,000	1,007
Additional noninterest expense	$1,511,000	1,068
Pre-tax net operating income	$-494,000	6,631
Securities gains (losses)	$971,000	88
Applicable income taxes	$27,000	3,349
Income before extraordinary items	$450,000	2,780
Extraordinary gains, net	$0	16
Net income	$450,000	2,783
Minority interest net income	$0	66
Net income of bank and minority interests.	$450,000	2,783
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-462,740	6,627
2013-12-31 (YTD Data)		Rank
Total interest income	$24,704,000	1,024
Total interest expense	$10,873,000	292
Net interest income	$13,831,000	1,574
Provision for loan and lease losses	$300,000	2,425
Total noninterest income	$2,889,000	1,653
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$847,000	1,568
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,042,000	1,488
Total noninterest expense	$15,943,000	1,258
Salaries and employee benefits	$7,635,000	1,378
Premises and equipment expense	$2,303,000	1,034
Additional noninterest expense	$6,005,000	1,130
Pre-tax net operating income	$477,000	5,046
Securities gains (losses)	$1,471,000	169
Applicable income taxes	$248,000	2,786
Income before extraordinary items	$1,700,000	2,913
Extraordinary gains, net	$0	29
Net income	$1,700,000	2,915
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,700,000	2,916
Net charge-offs	$141,000	3,397
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$420,230	5,033
2013-09-30 (YTD Data)		Rank
Total interest income	$18,588,000	1,025
Total interest expense	$8,145,000	297
Net interest income	$10,443,000	1,570
Provision for loan and lease losses	$300,000	2,060
Total noninterest income	$2,581,000	1,493
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$631,000	1,587
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,950,000	1,300
Total noninterest expense	$11,826,000	1,274
Salaries and employee benefits	$5,700,000	1,384
Premises and equipment expense	$1,715,000	1,053
Additional noninterest expense	$4,411,000	1,141
Pre-tax net operating income	$898,000	3,866
Securities gains (losses)	$1,631,000	144
Applicable income taxes	$585,000	1,760
Income before extraordinary items	$1,944,000	2,186
Extraordinary gains, net	$0	25
Net income	$1,944,000	2,192
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,944,000	2,192
Net charge-offs	$142,000	2,927
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$688,130	4,016
2013-06-30 (YTD Data)		Rank
Total interest income	$12,425,000	1,020
Total interest expense	$5,429,000	303
Net interest income	$6,996,000	1,547
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$1,157,000	2,019
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$418,000	1,568
Trading account gains and fees	$0	157
Additional Noninterest Income	$739,000	1,939
Total noninterest expense	$7,742,000	1,295
Salaries and employee benefits	$3,698,000	1,422
Premises and equipment expense	$1,124,000	1,065
Additional noninterest expense	$2,920,000	1,146
Pre-tax net operating income	$111,000	5,768
Securities gains (losses)	$1,694,000	120
Applicable income taxes	$438,000	1,647
Income before extraordinary items	$1,367,000	2,082
Extraordinary gains, net	$0	22
Net income	$1,367,000	2,091
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,367,000	2,088
Net charge-offs	$131,000	2,498
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$79,560	5,882
2013-03-31 (YTD Data)		Rank
Total interest income	$6,315,000	1,002
Total interest expense	$2,715,000	314
Net interest income	$3,600,000	1,502
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$807,000	1,560
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$200,000	1,619
Trading account gains and fees	$0	148
Additional Noninterest Income	$607,000	1,378
Total noninterest expense	$3,899,000	1,295
Salaries and employee benefits	$1,933,000	1,377
Premises and equipment expense	$544,000	1,116
Additional noninterest expense	$1,422,000	1,160
Pre-tax net operating income	$358,000	3,476
Securities gains (losses)	$1,060,000	105
Applicable income taxes	$415,000	1,061
Income before extraordinary items	$1,003,000	1,485
Extraordinary gains, net	$0	10
Net income	$1,003,000	1,488
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,003,000	1,487
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$250,400	3,782
2012-12-31 (YTD Data)		Rank
Total interest income	$24,857,000	1,077
Total interest expense	$11,006,000	364
Net interest income	$13,851,000	1,590
Provision for loan and lease losses	$800,000	2,072
Total noninterest income	$1,926,000	2,251
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$826,000	1,657
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,100,000	2,256
Total noninterest expense	$17,013,000	1,187
Salaries and employee benefits	$7,679,000	1,343
Premises and equipment expense	$2,398,000	995
Additional noninterest expense	$6,936,000	1,009
Pre-tax net operating income	$-2,036,000	6,812
Securities gains (losses)	$5,914,000	83
Applicable income taxes	$1,257,000	1,247
Income before extraordinary items	$2,621,000	2,084
Extraordinary gains, net	$0	29
Net income	$2,621,000	2,083
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,621,000	2,085
Net charge-offs	$791,000	2,068
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-1,400,520	6,746
2012-09-30 (YTD Data)		Rank
Total interest income	$18,203,000	1,122
Total interest expense	$8,229,000	382
Net interest income	$9,974,000	1,676
Provision for loan and lease losses	$600,000	2,031
Total noninterest income	$784,000	3,192
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$622,000	1,664
Trading account gains and fees	$0	157
Additional Noninterest Income	$162,000	4,530
Total noninterest expense	$12,573,000	1,206
Salaries and employee benefits	$5,443,000	1,399
Premises and equipment expense	$1,825,000	980
Additional noninterest expense	$5,305,000	981
Pre-tax net operating income	$-2,415,000	7,004
Securities gains (losses)	$4,757,000	84
Applicable income taxes	$821,000	1,421
Income before extraordinary items	$1,521,000	2,618
Extraordinary gains, net	$0	20
Net income	$1,521,000	2,619
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,521,000	2,619
Net charge-offs	$493,000	2,207
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-1,571,050	6,938
2012-06-30 (YTD Data)		Rank
Total interest income	$12,414,000	1,105
Total interest expense	$5,459,000	401
Net interest income	$6,955,000	1,595
Provision for loan and lease losses	$400,000	2,061
Total noninterest income	$389,000	3,706
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$421,000	1,626
Trading account gains and fees	$0	153
Additional Noninterest Income	$-32,000	6,922
Total noninterest expense	$8,377,000	1,204
Salaries and employee benefits	$3,656,000	1,406
Premises and equipment expense	$1,207,000	990
Additional noninterest expense	$3,514,000	992
Pre-tax net operating income	$-1,433,000	7,034
Securities gains (losses)	$3,090,000	93
Applicable income taxes	$613,000	1,299
Income before extraordinary items	$1,044,000	2,543
Extraordinary gains, net	$0	19
Net income	$1,044,000	2,543
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,044,000	2,543
Net charge-offs	$362,000	2,113
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-933,600	6,967
2012-03-31 (YTD Data)		Rank
Total interest income	$6,311,000	1,089
Total interest expense	$2,733,000	419
Net interest income	$3,578,000	1,564
Provision for loan and lease losses	$200,000	1,993
Total noninterest income	$209,000	3,562
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$210,000	1,619
Trading account gains and fees	$0	148
Additional Noninterest Income	$-1,000	6,917
Total noninterest expense	$3,994,000	1,249
Salaries and employee benefits	$1,859,000	1,399
Premises and equipment expense	$614,000	980
Additional noninterest expense	$1,521,000	1,122
Pre-tax net operating income	$-407,000	7,008
Securities gains (losses)	$1,211,000	110
Applicable income taxes	$298,000	1,310
Income before extraordinary items	$506,000	2,583
Extraordinary gains, net	$0	19
Net income	$506,000	2,585
Minority interest net income	$0	78
Net income of bank and minority interests.	$506,000	2,586
Net charge-offs	$275,000	1,567
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-269,040	6,928
2011-12-31 (YTD Data)		Rank
Total interest income	$25,144,000	1,123
Total interest expense	$11,002,000	517
Net interest income	$14,142,000	1,578
Provision for loan and lease losses	$800,000	2,741
Total noninterest income	$2,986,000	1,503
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$904,000	1,621
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,082,000	1,320
Total noninterest expense	$15,309,000	1,288
Salaries and employee benefits	$6,902,000	1,436
Premises and equipment expense	$2,497,000	998
Additional noninterest expense	$5,910,000	1,183
Pre-tax net operating income	$1,019,000	3,690
Securities gains (losses)	$3,528,000	134
Applicable income taxes	$1,342,000	1,082
Income before extraordinary items	$3,205,000	1,518
Extraordinary gains, net	$0	29
Net income	$3,205,000	1,518
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,205,000	1,518
Net charge-offs	$802,000	2,632
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$1,000	1,088
Net operating income	$735,400	3,945
2011-09-30 (YTD Data)		Rank
Total interest income	$19,343,000	1,116
Total interest expense	$8,243,000	534
Net interest income	$11,100,000	1,512
Provision for loan and lease losses	$566,000	2,700
Total noninterest income	$1,820,000	1,727
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$679,000	1,615
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,141,000	1,607
Total noninterest expense	$11,367,000	1,308
Salaries and employee benefits	$5,147,000	1,435
Premises and equipment expense	$1,910,000	995
Additional noninterest expense	$4,310,000	1,202
Pre-tax net operating income	$987,000	3,338
Securities gains (losses)	$2,957,000	132
Applicable income taxes	$1,499,000	797
Income before extraordinary items	$2,445,000	1,558
Extraordinary gains, net	$0	21
Net income	$2,445,000	1,558
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,445,000	1,558
Net charge-offs	$561,000	2,542
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$1,000	1,016
Net operating income	$552,520	4,037
2011-06-30 (YTD Data)		Rank
Total interest income	$13,036,000	1,112
Total interest expense	$5,457,000	568
Net interest income	$7,579,000	1,471
Provision for loan and lease losses	$466,000	2,401
Total noninterest income	$1,516,000	1,470
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$454,000	1,589
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,062,000	1,287
Total noninterest expense	$7,496,000	1,326
Salaries and employee benefits	$3,421,000	1,458
Premises and equipment expense	$1,231,000	1,034
Additional noninterest expense	$2,844,000	1,240
Pre-tax net operating income	$1,133,000	2,331
Securities gains (losses)	$714,000	266
Applicable income taxes	$702,000	1,026
Income before extraordinary items	$1,145,000	2,027
Extraordinary gains, net	$0	15
Net income	$1,145,000	2,027
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,145,000	2,027
Net charge-offs	$568,000	2,018
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$1,000	964
Net operating income	$688,040	2,877
2011-03-31 (YTD Data)		Rank
Total interest income	$6,236,000	1,178
Total interest expense	$2,707,000	594
Net interest income	$3,529,000	1,580
Provision for loan and lease losses	$100,000	3,337
Total noninterest income	$885,000	1,329
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$227,000	1,562
Trading account gains and fees	$0	158
Additional Noninterest Income	$658,000	1,108
Total noninterest expense	$3,687,000	1,352
Salaries and employee benefits	$1,711,000	1,472
Premises and equipment expense	$594,000	1,097
Additional noninterest expense	$1,382,000	1,277
Pre-tax net operating income	$627,000	2,145
Securities gains (losses)	$0	1,772
Applicable income taxes	$238,000	1,325
Income before extraordinary items	$389,000	2,737
Extraordinary gains, net	$0	9
Net income	$389,000	2,736
Minority interest net income	$0	86
Net income of bank and minority interests.	$389,000	2,737
Net charge-offs	$121,000	2,553
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$1,000	891
Net operating income	$389,000	2,671
2010-12-31 (YTD Data)		Rank
Total interest income	$23,161,000	1,329
Total interest expense	$11,227,000	712
Net interest income	$11,934,000	1,841
Provision for loan and lease losses	$0	7,042
Total noninterest income	$1,460,000	2,562
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,074,000	1,415
Trading account gains and fees	$0	175
Additional Noninterest Income	$386,000	3,574
Total noninterest expense	$14,972,000	1,340
Salaries and employee benefits	$7,033,000	1,404
Premises and equipment expense	$2,723,000	944
Additional noninterest expense	$5,216,000	1,397
Pre-tax net operating income	$-1,578,000	6,670
Securities gains (losses)	$2,754,000	192
Applicable income taxes	$447,000	2,003
Income before extraordinary items	$729,000	3,784
Extraordinary gains, net	$0	29
Net income	$729,000	3,783
Minority interest net income	$0	111
Net income of bank and minority interests.	$729,000	3,785
Net charge-offs	$1,481,000	2,194
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$27,000	1,056
Net operating income	$-1,033,560	6,565
2010-09-30 (YTD Data)		Rank
Total interest income	$17,345,000	1,348
Total interest expense	$8,398,000	742
Net interest income	$8,947,000	1,874
Provision for loan and lease losses	$0	6,977
Total noninterest income	$1,115,000	2,539
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$824,000	1,424
Trading account gains and fees	$0	165
Additional Noninterest Income	$291,000	3,592
Total noninterest expense	$11,070,000	1,350
Salaries and employee benefits	$5,379,000	1,374
Premises and equipment expense	$1,992,000	970
Additional noninterest expense	$3,699,000	1,434
Pre-tax net operating income	$-1,008,000	6,791
Securities gains (losses)	$2,771,000	159
Applicable income taxes	$670,000	1,374
Income before extraordinary items	$1,093,000	2,732
Extraordinary gains, net	$0	23
Net income	$1,093,000	2,728
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,093,000	2,733
Net charge-offs	$896,000	2,318
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$29,000	937
Net operating income	$-680,440	6,714
2010-06-30 (YTD Data)		Rank
Total interest income	$11,131,000	1,419
Total interest expense	$5,549,000	783
Net interest income	$5,582,000	1,984
Provision for loan and lease losses	$0	6,857
Total noninterest income	$773,000	2,421
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$561,000	1,401
Trading account gains and fees	$0	152
Additional Noninterest Income	$212,000	3,416
Total noninterest expense	$7,374,000	1,347
Salaries and employee benefits	$3,652,000	1,355
Premises and equipment expense	$1,350,000	973
Additional noninterest expense	$2,372,000	1,495
Pre-tax net operating income	$-1,019,000	7,021
Securities gains (losses)	$562,000	431
Applicable income taxes	$-174,000	7,297
Income before extraordinary items	$-283,000	6,673
Extraordinary gains, net	$0	19
Net income	$-283,000	6,675
Minority interest net income	$0	105
Net income of bank and minority interests.	$-283,000	6,674
Net charge-offs	$18,000	5,558
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$29,000	796
Net operating income	$-642,680	6,898
2010-03-31 (YTD Data)		Rank
Total interest income	$5,376,000	1,515
Total interest expense	$2,756,000	841
Net interest income	$2,620,000	2,130
Provision for loan and lease losses	$0	6,552
Total noninterest income	$411,000	2,318
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$285,000	1,374
Trading account gains and fees	$0	175
Additional Noninterest Income	$126,000	3,112
Total noninterest expense	$3,602,000	1,400
Salaries and employee benefits	$1,820,000	1,375
Premises and equipment expense	$667,000	1,019
Additional noninterest expense	$1,115,000	1,582
Pre-tax net operating income	$-571,000	7,222
Securities gains (losses)	$0	2,284
Applicable income taxes	$-217,000	7,574
Income before extraordinary items	$-354,000	7,134
Extraordinary gains, net	$0	16
Net income	$-354,000	7,137
Minority interest net income	$0	91
Net income of bank and minority interests.	$-354,000	7,135
Net charge-offs	$2,000	5,375
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$17,000	699
Net operating income	$-354,000	7,105
2009-12-31 (YTD Data)		Rank
Total interest income	$27,607,000	1,248
Total interest expense	$13,152,000	898
Net interest income	$14,455,000	1,554
Provision for loan and lease losses	$2,500,000	2,183
Total noninterest income	$1,208,000	2,973
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,206,000	1,422
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,000	7,361
Total noninterest expense	$15,304,000	1,343
Salaries and employee benefits	$7,028,000	1,436
Premises and equipment expense	$2,817,000	966
Additional noninterest expense	$5,459,000	1,366
Pre-tax net operating income	$-2,141,000	6,668
Securities gains (losses)	$4,654,000	130
Applicable income taxes	$782,000	1,156
Income before extraordinary items	$1,731,000	1,892
Extraordinary gains, net	$0	34
Net income	$1,731,000	1,889
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,731,000	1,891
Net charge-offs	$1,259,000	2,578
Cash dividends	$378,000	2,937
Sale, conversion, retirement of capital stock, net	$67,000	992
Net operating income	$-1,480,260	6,556
2009-09-30 (YTD Data)		Rank
Total interest income	$21,750,000	1,212
Total interest expense	$10,227,000	913
Net interest income	$11,523,000	1,447
Provision for loan and lease losses	$1,075,000	2,682
Total noninterest income	$808,000	3,233
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$893,000	1,437
Trading account gains and fees	$0	212
Additional Noninterest Income	$-85,000	7,791
Total noninterest expense	$11,380,000	1,342
Salaries and employee benefits	$5,243,000	1,463
Premises and equipment expense	$2,131,000	958
Additional noninterest expense	$4,006,000	1,360
Pre-tax net operating income	$-124,000	5,915
Securities gains (losses)	$4,138,000	124
Applicable income taxes	$1,525,000	580
Income before extraordinary items	$2,489,000	1,095
Extraordinary gains, net	$0	27
Net income	$2,489,000	1,094
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,489,000	1,095
Net charge-offs	$995,000	2,210
Cash dividends	$378,000	2,351
Sale, conversion, retirement of capital stock, net	$50,000	919
Net operating income	$-159,320	6,036
2009-06-30 (YTD Data)		Rank
Total interest income	$15,355,000	1,162
Total interest expense	$7,161,000	918
Net interest income	$8,194,000	1,362
Provision for loan and lease losses	$300,000	3,683
Total noninterest income	$382,000	3,939
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$575,000	1,468
Trading account gains and fees	$0	193
Additional Noninterest Income	$-193,000	8,017
Total noninterest expense	$7,620,000	1,365
Salaries and employee benefits	$3,514,000	1,479
Premises and equipment expense	$1,463,000	961
Additional noninterest expense	$2,643,000	1,410
Pre-tax net operating income	$656,000	2,875
Securities gains (losses)	$2,099,000	164
Applicable income taxes	$1,047,000	587
Income before extraordinary items	$1,708,000	1,109
Extraordinary gains, net	$0	21
Net income	$1,708,000	1,107
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,708,000	1,109
Net charge-offs	$944,000	1,682
Cash dividends	$378,000	1,956
Sale, conversion, retirement of capital stock, net	$33,000	906
Net operating income	$364,640	3,527
2009-03-31 (YTD Data)		Rank
Total interest income	$8,046,000	1,119
Total interest expense	$3,794,000	896
Net interest income	$4,252,000	1,304
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$450,000	2,294
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$296,000	1,395
Trading account gains and fees	$0	171
Additional Noninterest Income	$154,000	2,919
Total noninterest expense	$3,468,000	1,435
Salaries and employee benefits	$1,767,000	1,483
Premises and equipment expense	$725,000	989
Additional noninterest expense	$976,000	1,660
Pre-tax net operating income	$1,084,000	1,186
Securities gains (losses)	$643,000	264
Applicable income taxes	$656,000	505
Income before extraordinary items	$1,071,000	1,006
Extraordinary gains, net	$0	15
Net income	$1,071,000	1,006
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,071,000	1,008
Net charge-offs	$54,000	3,467
Cash dividends	$378,000	1,161
Sale, conversion, retirement of capital stock, net	$16,000	797
Net operating income	$659,480	1,555
2008-12-31 (YTD Data)		Rank
Total interest income	$41,296,000	912
Total interest expense	$20,530,000	764
Net interest income	$20,766,000	1,040
Provision for loan and lease losses	$1,000,000	2,705
Total noninterest income	$1,972,000	2,165
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,366,000	1,319
Trading account gains and fees	$0	154
Additional Noninterest Income	$606,000	2,878
Total noninterest expense	$15,757,000	1,242
Salaries and employee benefits	$6,973,000	1,485
Premises and equipment expense	$3,098,000	892
Additional noninterest expense	$5,686,000	1,128
Pre-tax net operating income	$5,981,000	937
Securities gains (losses)	$-57,455,000	8,266
Applicable income taxes	$-18,370,000	8,222
Income before extraordinary items	$-33,104,000	8,159
Extraordinary gains, net	$0	39
Net income	$-33,104,000	8,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$718,000	2,333
Cash dividends	$737,000	2,782
Sale, conversion, retirement of capital stock, net	$29,137,000	53
Net operating income	$3,667,200	1,198
2008-09-30 (YTD Data)		Rank
Total interest income	$32,524,000	895
Total interest expense	$15,941,000	772
Net interest income	$16,583,000	980
Provision for loan and lease losses	$0	6,991
Total noninterest income	$1,924,000	1,825
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,045,000	1,296
Trading account gains and fees	$0	148
Additional Noninterest Income	$879,000	1,996
Total noninterest expense	$10,919,000	1,316
Salaries and employee benefits	$5,227,000	1,510
Premises and equipment expense	$2,388,000	865
Additional noninterest expense	$3,304,000	1,355
Pre-tax net operating income	$7,588,000	660
Securities gains (losses)	$-54,328,000	8,351
Applicable income taxes	$-2,033,000	8,184
Income before extraordinary items	$-44,707,000	8,317
Extraordinary gains, net	$0	31
Net income	$-44,707,000	8,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$342,000	2,404
Cash dividends	$737,000	2,213
Sale, conversion, retirement of capital stock, net	$53,000	934
Net operating income	$7,447,880	511
2008-06-30 (YTD Data)		Rank
Total interest income	$22,617,000	869
Total interest expense	$11,045,000	772
Net interest income	$11,572,000	932
Provision for loan and lease losses	$0	6,671
Total noninterest income	$849,000	2,507
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$700,000	1,272
Trading account gains and fees	$0	149
Additional Noninterest Income	$149,000	4,327
Total noninterest expense	$7,669,000	1,261
Salaries and employee benefits	$3,963,000	1,308
Premises and equipment expense	$1,547,000	891
Additional noninterest expense	$2,159,000	1,363
Pre-tax net operating income	$4,752,000	737
Securities gains (losses)	$533,000	298
Applicable income taxes	$1,654,000	605
Income before extraordinary items	$3,631,000	752
Extraordinary gains, net	$0	21
Net income	$3,631,000	751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,297
Cash dividends	$737,000	1,798
Sale, conversion, retirement of capital stock, net	$35,000	855
Net operating income	$3,263,230	821
2008-03-31 (YTD Data)		Rank
Total interest income	$11,468,000	871
Total interest expense	$5,675,000	803
Net interest income	$5,793,000	916
Provision for loan and lease losses	$0	6,080
Total noninterest income	$425,000	2,502
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$357,000	1,232
Trading account gains and fees	$0	158
Additional Noninterest Income	$68,000	4,477
Total noninterest expense	$3,738,000	1,292
Salaries and employee benefits	$1,958,000	1,327
Premises and equipment expense	$772,000	896
Additional noninterest expense	$1,008,000	1,424
Pre-tax net operating income	$2,480,000	762
Securities gains (losses)	$180,000	484
Applicable income taxes	$851,000	661
Income before extraordinary items	$1,809,000	831
Extraordinary gains, net	$0	15
Net income	$1,809,000	833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,121
Cash dividends	$737,000	988
Sale, conversion, retirement of capital stock, net	$18,000	725
Net operating income	$1,686,600	847
2007-12-31 (YTD Data)		Rank
Total interest income	$39,953,000	1,052
Total interest expense	$21,475,000	922
Net interest income	$18,478,000	1,203
Provision for loan and lease losses	$1,200,000	1,247
Total noninterest income	$2,237,000	2,052
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,534,000	1,161
Trading account gains and fees	$0	178
Additional Noninterest Income	$703,000	2,750
Total noninterest expense	$14,215,000	1,300
Salaries and employee benefits	$7,210,000	1,404
Premises and equipment expense	$3,256,000	817
Additional noninterest expense	$3,749,000	1,478
Pre-tax net operating income	$5,300,000	1,571
Securities gains (losses)	$-1,150,000	8,434
Applicable income taxes	$1,419,000	1,465
Income before extraordinary items	$2,731,000	2,196
Extraordinary gains, net	$0	39
Net income	$2,731,000	2,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$591,000	1,499
Cash dividends	$2,565,000	1,350
Sale, conversion, retirement of capital stock, net	$70,000	1,007
Net operating income	$3,490,000	1,797
2007-09-30 (YTD Data)		Rank
Total interest income	$29,834,000	1,065
Total interest expense	$16,173,000	914
Net interest income	$13,661,000	1,228
Provision for loan and lease losses	$1,200,000	765
Total noninterest income	$1,866,000	1,893
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,150,000	1,150
Trading account gains and fees	$0	184
Additional Noninterest Income	$716,000	2,283
Total noninterest expense	$10,485,000	1,317
Salaries and employee benefits	$5,248,000	1,451
Premises and equipment expense	$2,392,000	827
Additional noninterest expense	$2,845,000	1,417
Pre-tax net operating income	$3,842,000	1,729
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,458,000	1,256
Income before extraordinary items	$2,384,000	2,076
Extraordinary gains, net	$0	33
Net income	$2,384,000	2,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	2,469
Cash dividends	$1,828,000	1,306
Sale, conversion, retirement of capital stock, net	$52,000	882
Net operating income	$2,384,000	2,055
2007-06-30 (YTD Data)		Rank
Total interest income	$19,929,000	1,078
Total interest expense	$10,902,000	912
Net interest income	$9,027,000	1,265
Provision for loan and lease losses	$1,200,000	506
Total noninterest income	$887,000	2,410
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$758,000	1,168
Trading account gains and fees	$0	168
Additional Noninterest Income	$129,000	4,601
Total noninterest expense	$6,627,000	1,399
Salaries and employee benefits	$3,275,000	1,569
Premises and equipment expense	$1,565,000	855
Additional noninterest expense	$1,787,000	1,521
Pre-tax net operating income	$2,087,000	2,079
Securities gains (losses)	$0	1,444
Applicable income taxes	$799,000	1,492
Income before extraordinary items	$1,288,000	2,500
Extraordinary gains, net	$0	29
Net income	$1,288,000	2,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,902
Cash dividends	$1,091,000	1,435
Sale, conversion, retirement of capital stock, net	$35,000	808
Net operating income	$1,288,000	2,484
2007-03-31 (YTD Data)		Rank
Total interest income	$9,996,000	1,064
Total interest expense	$5,490,000	892
Net interest income	$4,506,000	1,268
Provision for loan and lease losses	$0	5,779
Total noninterest income	$445,000	2,378
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$372,000	1,155
Trading account gains and fees	$0	195
Additional Noninterest Income	$73,000	4,379
Total noninterest expense	$3,307,000	1,398
Salaries and employee benefits	$1,608,000	1,612
Premises and equipment expense	$763,000	882
Additional noninterest expense	$936,000	1,434
Pre-tax net operating income	$1,644,000	1,422
Securities gains (losses)	$0	1,187
Applicable income taxes	$641,000	1,050
Income before extraordinary items	$1,003,000	1,711
Extraordinary gains, net	$0	22
Net income	$1,003,000	1,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,204
Cash dividends	$354,000	1,787
Sale, conversion, retirement of capital stock, net	$16,000	701
Net operating income	$1,003,000	1,701
2006-12-31 (YTD Data)		Rank
Total interest income	$35,728,000	1,102
Total interest expense	$17,982,000	927
Net interest income	$17,746,000	1,275
Provision for loan and lease losses	$0	6,850
Total noninterest income	$2,468,000	1,900
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,515,000	1,171
Trading account gains and fees	$0	130
Additional Noninterest Income	$953,000	2,307
Total noninterest expense	$16,974,000	1,056
Salaries and employee benefits	$8,473,000	1,153
Premises and equipment expense	$3,157,000	788
Additional noninterest expense	$5,344,000	998
Pre-tax net operating income	$3,240,000	2,644
Securities gains (losses)	$110,000	514
Applicable income taxes	$1,306,000	1,857
Income before extraordinary items	$2,044,000	3,054
Extraordinary gains, net	$0	51
Net income	$2,044,000	3,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-82,000	8,457
Cash dividends	$1,410,000	2,015
Sale, conversion, retirement of capital stock, net	$1,167,000	471
Net operating income	$1,973,600	3,120
2006-09-30 (YTD Data)		Rank
Total interest income	$25,895,000	1,147
Total interest expense	$12,431,000	982
Net interest income	$13,464,000	1,284
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,945,000	1,841
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,130,000	1,187
Trading account gains and fees	$0	126
Additional Noninterest Income	$815,000	2,097
Total noninterest expense	$12,070,000	1,131
Salaries and employee benefits	$5,808,000	1,272
Premises and equipment expense	$2,409,000	796
Additional noninterest expense	$3,853,000	1,052
Pre-tax net operating income	$3,339,000	2,135
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,302,000	1,542
Income before extraordinary items	$2,037,000	2,525
Extraordinary gains, net	$0	45
Net income	$2,037,000	2,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-106,000	8,541
Cash dividends	$1,057,000	1,849
Sale, conversion, retirement of capital stock, net	$30,000	873
Net operating income	$2,037,000	2,515
2006-06-30 (YTD Data)		Rank
Total interest income	$16,536,000	1,176
Total interest expense	$7,245,000	1,061
Net interest income	$9,291,000	1,226
Provision for loan and lease losses	$0	6,419
Total noninterest income	$964,000	2,281
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$732,000	1,213
Trading account gains and fees	$0	126
Additional Noninterest Income	$232,000	3,458
Total noninterest expense	$8,076,000	1,129
Salaries and employee benefits	$3,858,000	1,287
Premises and equipment expense	$1,623,000	793
Additional noninterest expense	$2,595,000	1,036
Pre-tax net operating income	$2,179,000	2,169
Securities gains (losses)	$0	1,185
Applicable income taxes	$850,000	1,587
Income before extraordinary items	$1,329,000	2,574
Extraordinary gains, net	$0	39
Net income	$1,329,000	2,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,908
Cash dividends	$705,000	1,867
Sale, conversion, retirement of capital stock, net	$9,000	804
Net operating income	$1,329,000	2,553
2006-03-31 (YTD Data)		Rank
Total interest income	$8,045,000	1,186
Total interest expense	$3,059,000	1,205
Net interest income	$4,986,000	1,126
Provision for loan and lease losses	$0	6,013
Total noninterest income	$500,000	2,189
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$363,000	1,197
Trading account gains and fees	$0	115
Additional Noninterest Income	$137,000	3,134
Total noninterest expense	$4,146,000	1,091
Salaries and employee benefits	$2,011,000	1,234
Premises and equipment expense	$837,000	777
Additional noninterest expense	$1,298,000	1,030
Pre-tax net operating income	$1,340,000	1,799
Securities gains (losses)	$0	955
Applicable income taxes	$523,000	1,343
Income before extraordinary items	$817,000	2,142
Extraordinary gains, net	$0	21
Net income	$817,000	2,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,838
Cash dividends	$352,000	1,763
Sale, conversion, retirement of capital stock, net	$1,000	629
Net operating income	$817,000	2,130
2005-12-31 (YTD Data)		Rank
Total interest income	$27,843,000	1,201
Total interest expense	$9,618,000	1,173
Net interest income	$18,225,000	1,178
Provision for loan and lease losses	$50,000	5,734
Total noninterest income	$8,476,000	698
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,631,000	1,085
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,845,000	551
Total noninterest expense	$18,762,000	910
Salaries and employee benefits	$9,759,000	934
Premises and equipment expense	$3,506,000	703
Additional noninterest expense	$5,497,000	944
Pre-tax net operating income	$7,889,000	1,210
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,363,000	1,194
Income before extraordinary items	$5,526,000	1,296
Extraordinary gains, net	$0	46
Net income	$5,526,000	1,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-173,000	8,711
Cash dividends	$1,317,000	2,011
Sale, conversion, retirement of capital stock, net	$3,496,000	343
Net operating income	$5,526,000	1,277
2005-09-30 (YTD Data)		Rank
Total interest income	$20,340,000	1,187
Total interest expense	$6,504,000	1,226
Net interest income	$13,836,000	1,155
Provision for loan and lease losses	$50,000	5,172
Total noninterest income	$4,212,000	1,004
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,233,000	1,078
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,979,000	815
Total noninterest expense	$12,800,000	988
Salaries and employee benefits	$6,864,000	997
Premises and equipment expense	$2,365,000	760
Additional noninterest expense	$3,571,000	1,060
Pre-tax net operating income	$5,198,000	1,386
Securities gains (losses)	$0	2,317
Applicable income taxes	$2,127,000	1,014
Income before extraordinary items	$3,071,000	1,718
Extraordinary gains, net	$0	35
Net income	$3,071,000	1,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-170,000	8,722
Cash dividends	$971,000	1,855
Sale, conversion, retirement of capital stock, net	$3,254,000	253
Net operating income	$3,071,000	1,688
2005-06-30 (YTD Data)		Rank
Total interest income	$12,703,000	1,232
Total interest expense	$3,897,000	1,296
Net interest income	$8,806,000	1,198
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$3,118,000	895
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$820,000	1,049
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,298,000	729
Total noninterest expense	$8,727,000	956
Salaries and employee benefits	$4,891,000	916
Premises and equipment expense	$1,564,000	760
Additional noninterest expense	$2,272,000	1,098
Pre-tax net operating income	$3,147,000	1,489
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,327,000	1,061
Income before extraordinary items	$1,820,000	1,878
Extraordinary gains, net	$0	30
Net income	$1,820,000	1,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-70,000	8,566
Cash dividends	$633,000	1,871
Sale, conversion, retirement of capital stock, net	$2,251,000	188
Net operating income	$1,820,000	1,840
2005-03-31 (YTD Data)		Rank
Total interest income	$6,163,000	1,251
Total interest expense	$1,815,000	1,318
Net interest income	$4,348,000	1,214
Provision for loan and lease losses	$50,000	3,171
Total noninterest income	$641,000	1,780
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$396,000	1,050
Trading account gains and fees	$0	115
Additional Noninterest Income	$245,000	2,187
Total noninterest expense	$3,852,000	1,080
Salaries and employee benefits	$2,024,000	1,126
Premises and equipment expense	$748,000	798
Additional noninterest expense	$1,080,000	1,137
Pre-tax net operating income	$1,087,000	2,028
Securities gains (losses)	$0	1,685
Applicable income taxes	$424,000	1,546
Income before extraordinary items	$663,000	2,425
Extraordinary gains, net	$0	24
Net income	$663,000	2,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,727
Cash dividends	$304,000	1,710
Sale, conversion, retirement of capital stock, net	$2,251,000	90
Net operating income	$663,000	2,384
2004-12-31 (YTD Data)		Rank
Total interest income	$23,145,000	1,219
Total interest expense	$5,199,000	1,582
Net interest income	$17,946,000	1,124
Provision for loan and lease losses	$300,000	2,900
Total noninterest income	$5,801,000	951
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,959,000	889
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,842,000	810
Total noninterest expense	$16,833,000	968
Salaries and employee benefits	$8,008,000	1,077
Premises and equipment expense	$3,542,000	655
Additional noninterest expense	$5,283,000	948
Pre-tax net operating income	$6,614,000	1,307
Securities gains (losses)	$891,000	306
Applicable income taxes	$3,032,000	899
Income before extraordinary items	$4,473,000	1,444
Extraordinary gains, net	$0	34
Net income	$4,473,000	1,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$395,000	1,613
Cash dividends	$1,026,000	2,272
Sale, conversion, retirement of capital stock, net	$724,000	428
Net operating income	$3,902,760	1,608
2004-09-30 (YTD Data)		Rank
Total interest income	$16,979,000	1,230
Total interest expense	$3,561,000	1,696
Net interest income	$13,418,000	1,104
Provision for loan and lease losses	$225,000	2,754
Total noninterest income	$5,206,000	822
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,486,000	877
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,720,000	691
Total noninterest expense	$12,667,000	964
Salaries and employee benefits	$6,135,000	1,045
Premises and equipment expense	$2,699,000	642
Additional noninterest expense	$3,833,000	981
Pre-tax net operating income	$5,732,000	1,152
Securities gains (losses)	$497,000	423
Applicable income taxes	$2,429,000	876
Income before extraordinary items	$3,800,000	1,293
Extraordinary gains, net	$0	26
Net income	$3,800,000	1,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$425,000	1,110
Cash dividends	$723,000	2,163
Sale, conversion, retirement of capital stock, net	$731,000	327
Net operating income	$3,481,920	1,368
2004-06-30 (YTD Data)		Rank
Total interest income	$11,118,000	1,237
Total interest expense	$2,259,000	1,756
Net interest income	$8,859,000	1,107
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$3,020,000	922
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$944,000	912
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,076,000	775
Total noninterest expense	$8,687,000	932
Salaries and employee benefits	$4,412,000	962
Premises and equipment expense	$1,751,000	660
Additional noninterest expense	$2,524,000	982
Pre-tax net operating income	$3,042,000	1,401
Securities gains (losses)	$298,000	488
Applicable income taxes	$1,303,000	1,039
Income before extraordinary items	$2,037,000	1,577
Extraordinary gains, net	$0	21
Net income	$2,037,000	1,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$460,000	757
Cash dividends	$419,000	2,394
Sale, conversion, retirement of capital stock, net	$702,000	238
Net operating income	$1,846,280	1,671
2004-03-31 (YTD Data)		Rank
Total interest income	$5,401,000	1,287
Total interest expense	$1,153,000	1,756
Net interest income	$4,248,000	1,165
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$2,438,000	626
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$444,000	948
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,994,000	483
Total noninterest expense	$4,874,000	835
Salaries and employee benefits	$2,657,000	821
Premises and equipment expense	$835,000	710
Additional noninterest expense	$1,382,000	896
Pre-tax net operating income	$1,737,000	1,218
Securities gains (losses)	$101,000	797
Applicable income taxes	$732,000	953
Income before extraordinary items	$1,106,000	1,449
Extraordinary gains, net	$0	16
Net income	$1,106,000	1,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	1,730
Cash dividends	$125,000	2,644
Sale, conversion, retirement of capital stock, net	$701,000	139
Net operating income	$1,041,360	1,451
2003-12-31 (YTD Data)		Rank
Total interest income	$21,064,000	1,352
Total interest expense	$5,288,000	1,700
Net interest income	$15,776,000	1,228
Provision for loan and lease losses	$600,000	1,837
Total noninterest income	$2,889,000	1,740
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,849,000	926
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,040,000	2,330
Total noninterest expense	$16,496,000	995
Salaries and employee benefits	$7,560,000	1,118
Premises and equipment expense	$3,400,000	674
Additional noninterest expense	$5,536,000	921
Pre-tax net operating income	$1,569,000	4,012
Securities gains (losses)	$703,000	607
Applicable income taxes	$872,000	2,380
Income before extraordinary items	$1,400,000	3,728
Extraordinary gains, net	$0	54
Net income	$1,400,000	3,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$544,000	1,500
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$201,000	600
Net operating income	$950,080	4,619
2003-09-30 (YTD Data)		Rank
Total interest income	$15,252,000	1,434
Total interest expense	$4,074,000	1,726
Net interest income	$11,178,000	1,317
Provision for loan and lease losses	$510,000	1,636
Total noninterest income	$2,019,000	1,885
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,390,000	932
Trading account gains and fees	$0	153
Additional Noninterest Income	$629,000	2,751
Total noninterest expense	$12,712,000	972
Salaries and employee benefits	$5,680,000	1,113
Premises and equipment expense	$2,596,000	672
Additional noninterest expense	$4,436,000	872
Pre-tax net operating income	$-25,000	8,683
Securities gains (losses)	$1,160,000	400
Applicable income taxes	$408,000	3,378
Income before extraordinary items	$727,000	4,886
Extraordinary gains, net	$0	40
Net income	$727,000	4,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$406,000	1,385
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$701,000	346
Net operating income	$-15,400	8,667
2003-06-30 (YTD Data)		Rank
Total interest income	$9,998,000	1,471
Total interest expense	$2,826,000	1,724
Net interest income	$7,172,000	1,370
Provision for loan and lease losses	$420,000	1,332
Total noninterest income	$1,341,000	1,871
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$896,000	959
Trading account gains and fees	$0	150
Additional Noninterest Income	$445,000	2,628
Total noninterest expense	$8,251,000	998
Salaries and employee benefits	$3,913,000	1,075
Premises and equipment expense	$1,715,000	680
Additional noninterest expense	$2,623,000	964
Pre-tax net operating income	$-158,000	8,889
Securities gains (losses)	$1,104,000	340
Applicable income taxes	$379,000	2,792
Income before extraordinary items	$567,000	4,454
Extraordinary gains, net	$0	30
Net income	$567,000	4,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$378,000	1,038
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$-825,000	9,245
Net operating income	$-139,560	8,874
2003-03-31 (YTD Data)		Rank
Total interest income	$5,085,000	1,454
Total interest expense	$1,592,000	1,553
Net interest income	$3,493,000	1,402
Provision for loan and lease losses	$210,000	1,306
Total noninterest income	$704,000	1,774
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$448,000	933
Trading account gains and fees	$0	134
Additional Noninterest Income	$256,000	2,333
Total noninterest expense	$3,970,000	1,020
Salaries and employee benefits	$1,947,000	1,083
Premises and equipment expense	$829,000	707
Additional noninterest expense	$1,194,000	1,033
Pre-tax net operating income	$17,000	8,494
Securities gains (losses)	$404,000	412
Applicable income taxes	$146,000	3,270
Income before extraordinary items	$275,000	4,468
Extraordinary gains, net	$0	21
Net income	$275,000	4,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$468,000	516
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$12,400	8,494
2002-12-31 (YTD Data)		Rank
Total interest income	$15,528,000	1,991
Total interest expense	$3,903,000	2,810
Net interest income	$11,625,000	1,669
Provision for loan and lease losses	$940,000	1,426
Total noninterest income	$2,034,000	2,098
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,377,000	1,169
Trading account gains and fees	$0	153
Additional Noninterest Income	$657,000	2,815
Total noninterest expense	$12,037,000	1,278
Salaries and employee benefits	$5,109,000	1,583
Premises and equipment expense	$2,327,000	940
Additional noninterest expense	$4,601,000	1,075
Pre-tax net operating income	$682,000	6,153
Securities gains (losses)	$725,000	515
Applicable income taxes	$581,000	3,171
Income before extraordinary items	$826,000	5,109
Extraordinary gains, net	$0	70
Net income	$826,000	5,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,260,000	788
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$362,000	6,893
2001-12-31 (YTD Data)		Rank
Total interest income	$16,793,000	2,047
Total interest expense	$6,084,000	2,626
Net interest income	$10,709,000	1,665
Provision for loan and lease losses	$1,135,000	1,135
Total noninterest income	$1,994,000	2,021
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,389,000	1,070
Trading account gains and fees	$0	177
Additional Noninterest Income	$605,000	2,815
Total noninterest expense	$10,245,000	1,436
Salaries and employee benefits	$4,844,000	1,560
Premises and equipment expense	$1,906,000	1,114
Additional noninterest expense	$3,495,000	1,336
Pre-tax net operating income	$1,323,000	4,171
Securities gains (losses)	$1,580,000	293
Applicable income taxes	$139,000	5,564
Income before extraordinary items	$2,764,000	1,898
Extraordinary gains, net	$0	105
Net income	$2,764,000	1,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$856,000	1,047
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$722,000	456
Net operating income	$1,263,000	3,560
2000-12-31 (YTD Data)		Rank
Total interest income	$11,762,000	2,944
Total interest expense	$5,303,000	3,145
Net interest income	$6,459,000	2,753
Provision for loan and lease losses	$-192,000	9,841
Total noninterest income	$1,615,000	2,222
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$732,000	1,896
Trading account gains and fees	$0	180
Additional Noninterest Income	$883,000	2,018
Total noninterest expense	$7,043,000	1,973
Salaries and employee benefits	$3,335,000	2,142
Premises and equipment expense	$1,063,000	1,961
Additional noninterest expense	$2,645,000	1,677
Pre-tax net operating income	$1,223,000	4,670
Securities gains (losses)	$0	1,956
Applicable income taxes	$-670,000	9,813
Income before extraordinary items	$1,893,000	2,690
Extraordinary gains, net	$0	38
Net income	$1,893,000	2,689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,894
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$-740,000	9,845
Net operating income	$1,893,000	2,689
1999-12-31 (YTD Data)		Rank
Total interest income	$8,688,000	3,633
Total interest expense	$3,797,000	3,747
Net interest income	$4,891,000	3,515
Provision for loan and lease losses	$171,000	3,952
Total noninterest income	$610,000	4,378
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$437,000	2,973
Trading account gains and fees	$0	173
Additional Noninterest Income	$173,000	5,273
Total noninterest expense	$4,296,000	3,097
Salaries and employee benefits	$1,878,000	3,623
Premises and equipment expense	$575,000	3,390
Additional noninterest expense	$1,843,000	2,367
Pre-tax net operating income	$1,034,000	5,202
Securities gains (losses)	$0	3,155
Applicable income taxes	$-770,000	10,157
Income before extraordinary items	$1,804,000	2,806
Extraordinary gains, net	$0	35
Net income	$1,804,000	2,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$307,000	1,784
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$740,000	560
Net operating income	$1,804,000	2,764
1998-12-31 (YTD Data)		Rank
Total interest income	$5,927,000	5,048
Total interest expense	$2,321,000	5,633
Net interest income	$3,606,000	4,473
Provision for loan and lease losses	$221,000	3,304
Total noninterest income	$739,000	3,830
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$324,000	3,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	3,354
Total noninterest expense	$3,316,000	3,776
Salaries and employee benefits	$1,338,000	4,651
Premises and equipment expense	$475,000	3,840
Additional noninterest expense	$1,503,000	2,772
Pre-tax net operating income	$808,000	6,063
Securities gains (losses)	$7,000	3,223
Applicable income taxes	$110,000	7,374
Income before extraordinary items	$705,000	5,597
Extraordinary gains, net	$0	32
Net income	$705,000	5,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$788,000	900
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$-383,000	10,387
Net operating income	$698,910	5,514
1997-12-31 (YTD Data)		Rank
Total interest income	$5,220,000	5,620
Total interest expense	$1,858,000	6,549
Net interest income	$3,362,000	4,870
Provision for loan and lease losses	$182,000	3,635
Total noninterest income	$561,000	4,631
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$266,000	4,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	3,969
Total noninterest expense	$3,132,000	3,955
Salaries and employee benefits	$1,168,000	5,216
Premises and equipment expense	$562,000	3,344
Additional noninterest expense	$1,402,000	2,909
Pre-tax net operating income	$609,000	7,377
Securities gains (losses)	$44,000	1,416
Applicable income taxes	$92,000	8,530
Income before extraordinary items	$561,000	6,591
Extraordinary gains, net	$0	44
Net income	$561,000	6,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	1,559
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$5,802,000	172
Net operating income	$523,160	6,783
1996-12-31 (YTD Data)		Rank
Total interest income	$5,105,000	5,849
Total interest expense	$1,856,000	6,722
Net interest income	$3,249,000	5,133
Provision for loan and lease losses	$1,898,000	651
Total noninterest income	$384,000	6,090
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$191,000	5,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	5,277
Total noninterest expense	$5,292,000	2,571
Salaries and employee benefits	$1,437,000	4,485
Premises and equipment expense	$711,000	2,745
Additional noninterest expense	$3,144,000	1,653
Pre-tax net operating income	$-3,557,000	11,433
Securities gains (losses)	$-45,000	10,998
Applicable income taxes	$1,000	10,529
Income before extraordinary items	$-3,603,000	11,422
Extraordinary gains, net	$0	53
Net income	$-3,603,000	11,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$834,000	994
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$292,000	534
Net operating income	$-3,558,000	11,421
1995-12-31 (YTD Data)		Rank
Total interest income	$6,185,000	5,070
Total interest expense	$2,679,000	5,264
Net interest income	$3,506,000	4,871
Provision for loan and lease losses	$463,000	1,673
Total noninterest income	$672,000	4,211
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	3,036
Total noninterest expense	$3,687,000	3,568
Salaries and employee benefits	$1,383,000	4,611
Premises and equipment expense	$640,000	3,051
Additional noninterest expense	$1,664,000	2,796
Pre-tax net operating income	$28,000	11,394
Securities gains (losses)	$168,000	742
Applicable income taxes	$26,000	10,655
Income before extraordinary items	$170,000	10,266
Extraordinary gains, net	$0	65
Net income	$170,000	10,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$632,000	1,188
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$1,458,000	254
Net operating income	$23,840	11,389
1994-12-31 (YTD Data)		Rank
Total interest income	$5,514,000	5,230
Total interest expense	$2,037,000	5,534
Net interest income	$3,477,000	4,970
Provision for loan and lease losses	$795,000	1,104
Total noninterest income	$503,000	5,272
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$242,000	4,685
Total noninterest expense	$4,234,000	3,240
Salaries and employee benefits	$1,661,000	3,906
Premises and equipment expense	$693,000	2,856
Additional noninterest expense	$1,880,000	2,719
Pre-tax net operating income	$-1,049,000	12,460
Securities gains (losses)	$113,000	730
Applicable income taxes	$4,000	11,509
Income before extraordinary items	$-940,000	12,422
Extraordinary gains, net	$0	249
Net income	$-940,000	12,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$593,000	1,226
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$758,000	471
Net operating income	$-1,053,000	12,430
1993-12-31 (YTD Data)		Rank
Total interest income	$5,014,000	5,772
Total interest expense	$1,815,000	6,296
Net interest income	$3,199,000	5,352
Provision for loan and lease losses	$841,000	1,466
Total noninterest income	$675,000	4,552
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$332,000	4,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	4,158
Total noninterest expense	$4,815,000	2,952
Salaries and employee benefits	$1,763,000	3,681
Premises and equipment expense	$703,000	2,867
Additional noninterest expense	$2,349,000	2,377
Pre-tax net operating income	$-1,782,000	13,065
Securities gains (losses)	$288,000	1,338
Applicable income taxes	$5,000	11,956
Income before extraordinary items	$-1,499,000	13,054
Extraordinary gains, net	$0	3,149
Net income	$-1,499,000	13,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,218,000	994
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$1,335,000	419
Net operating income	$-1,787,000	13,049
1992-12-31 (YTD Data)		Rank
Total interest income	$6,372,000	5,220
Total interest expense	$2,509,000	5,977
Net interest income	$3,863,000	4,596
Provision for loan and lease losses	$2,561,000	948
Total noninterest income	$1,896,000	2,011
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$394,000	3,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,502,000	1,522
Total noninterest expense	$4,377,000	3,240
Salaries and employee benefits	$1,748,000	3,657
Premises and equipment expense	$758,000	2,736
Additional noninterest expense	$1,871,000	2,962
Pre-tax net operating income	$-1,179,000	13,511
Securities gains (losses)	$182,000	2,143
Applicable income taxes	$79,000	10,473
Income before extraordinary items	$-1,076,000	13,568
Extraordinary gains, net	$0	1,422
Net income	$-1,076,000	13,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,296,000	880
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$-10,000	13,781
Net operating income	$-1,258,000	13,533

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.