Merrick Bank, Review

Merrick Bank, Review

Average rating stars based on 4 reviews
stars Interest Rate and Cost
stars Office Environment & Staff
stars Waiting Time
stars Other Services
5 star:
1
4 star:
0
3 star:
0
2 star:
1
1 star:
2
Disable Veteran Home loan
 2star Overall Rating
 4star Interest Rate and Cost
 1star Office Environment & Staff
 5star Waiting Time
 1star Other Services
by russ1, Dec. 01, 2016

I've been a card holder with Merrick Bank some were around  three years, I made a $1,100 + payment and then 2 $14 payment, Aug was the list time I received a on line statement from the bank, I'm a Disable Veteran and was in the process of a home lone when the bank reported I was $13 late for over 30 days on a payment, after Aug I have not received any bills saying I was late or any phone call, so the VA will approve a VA loan, I had no help over the phone and was told to submit the problem in writing thru the mail and it word take 30 + days. Their no reason that no one can address this problem. So my loan was not approved due to this process of Merrick Bank.     

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Merrick Bank, Merrick Bank at South Jordan, UT
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MERRICK BANK ROCKS
 5star Overall Rating
 5star Interest Rate and Cost
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by carlosd504, Jul. 06, 2014

was approved $700 credit limit on a  Merrick Bank  visa c.c. made a few purchases after making my payments on time for 6 months my credit limit was raised to $1400...now it is at $2000..i have the Merrick Bank app to pay my credit card and it posts the next day... Merrick Bank is a good Bank  to rebuild your credit and they gave me a second chance   

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Merrick Bank, Merrick Bank at South Jordan, UT
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Mr
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by joi600, Jul. 07, 2013

You have not sent me my card as of today yet you send in monthly reports to the credit agencies,I worked to had to correct my credit and cannot afford for anyone to affect it,yes it is good not great and don't like people or companies doing half @## work when it concern my credibility,maybe it's because my address has changed,I am a new home owner does not take his credit lightly.   2623 Skyview Point Dr. Houston Tx 77047

* this reviewer has be with this bank for 6 months - 1 year
* this reviewer had 3 - 5 banks before.
* this review was made on Merrick Bank, Merrick Bank at South Jordan, UT
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T. Severinsen
 1star Overall Rating
by docsev, Feb. 17, 2013

I have a credit card with this bank and I strongly reccommend no one does business with this bank. They will
do everything they can to steal from you. They do not post payments when recieved unless you send the payment return receipt or through another means that gives you proof of when payment was made. I purchased there insurance coverage(Pays Plan)to cover me if I lost my job or got hospitalized etc., and my account went in the dump as soon as they took over payments. I was laid off my job and I have had numerous late payment fees because they do not do what they advertise. My first payment was listed as late by them and I did not have proof that it was on time so I started sending all payments to them by return receipt via the post office. No more late fees until they took over payments via there Pays Plan. This is the worst bank that I have ever dealt with. Do yourself a favor and stay away from Merrick Bank. I would give Merrick Bank a negative star rating if it was available.

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 6 - 10 banks before.
* this review was made on Merrick Bank, Merrick Bank at South Jordan, UT
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