First National Bank of Central Texas

First National Bank of Central Texas
1835 N Valley Mills Dr
Waco, TX 76710

Status: Active
Concentration:Commercial Lending Specialization
Established:08/12/1901
FDIC Insurance:01/01/1934
FDIC Cert:#3325
Holden By:2013 MONTE HULSE FAMILY IRREVOCABLE TR I
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:7, ranked #1331
Website:www.fnbct.com
Total Assets:$1,572,338,000, ranked #727
Total Deposits:$1,366,835,000, ranked #701
Total Equity Capital:$181,773,000, ranked #650
Total Domestic Deposits:$1,366,835,000, ranked #699
Net Income:$19,017,000, ranked #379
Quarterly Net Income:$10,087,000, ranked #387
Return on Assets:2%, ranked #173
Quarterly Return on Assets:3%, ranked #73
Return on Equity:21%, ranked #347
Quarterly Return on Equity:22%, ranked #326

Financial Information (2025-06-30 and Older)