First National Bank of Central Texas, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$76,939,000654
Total interest expense$19,207,000801
Net interest income$57,732,000595
Provision for loan and lease losses$2,875,000459
Total noninterest income$7,982,000876
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,411,000300
Trading account gains and feesNANA
Additional Noninterest Income$3,571,0001,126
Total noninterest expense$28,125,000941
Salaries and employee benefits$13,123,0001,078
Premises and equipment expense$2,474,0001,013
Additional noninterest expense$3,571,0001,126
Pre-tax net operating income$34,714,000462
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$34,714,000374
Extraordinary gains, net$054
Net income$34,714,000380
Minority interest net income$088
Net income of bank and minority interests.$34,714,000377
Net charge-offs$-164,0004,418
Cash dividends$18,270,000320
Sale, conversion, retirement of capital stock, net$0540
Net operating income$34,714,000389
2023-09-30 (YTD Data)Rank
Total interest income$54,504,000675
Total interest expense$12,415,000848
Net interest income$42,089,000621
Provision for loan and lease losses$1,800,000476
Total noninterest income$6,139,000865
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,380,000294
Trading account gains and feesNANA
Additional Noninterest Income$2,759,0001,094
Total noninterest expense$20,788,000950
Salaries and employee benefits$9,714,0001,097
Premises and equipment expense$1,748,0001,063
Additional noninterest expense$2,759,0001,094
Pre-tax net operating income$25,640,000474
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$25,640,000393
Extraordinary gains, net$052
Net income$25,640,000397
Minority interest net income$081
Net income of bank and minority interests.$25,640,000393
Net charge-offs$-154,0004,436
Cash dividends$18,270,000260
Sale, conversion, retirement of capital stock, net$0507
Net operating income$25,640,000404
2023-06-30 (YTD Data)Rank
Total interest income$34,621,000686
Total interest expense$6,843,000902
Net interest income$27,778,000625
Provision for loan and lease losses$1,250,000455
Total noninterest income$4,282,000812
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,263,000284
Trading account gains and feesNANA
Additional Noninterest Income$2,019,000961
Total noninterest expense$13,795,000936
Salaries and employee benefits$6,456,0001,086
Premises and equipment expense$1,106,0001,104
Additional noninterest expense$2,019,000960
Pre-tax net operating income$17,015,000480
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$17,015,000398
Extraordinary gains, net$051
Net income$17,015,000407
Minority interest net income$081
Net income of bank and minority interests.$17,015,000399
Net charge-offs$30,0001,381
Cash dividends$14,845,000222
Sale, conversion, retirement of capital stock, net$0486
Net operating income$17,015,000405
2023-03-31 (YTD Data)Rank
Total interest income$16,093,000720
Total interest expense$2,483,0001,016
Net interest income$13,610,000645
Provision for loan and lease losses$450,000540
Total noninterest income$2,052,000821
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,124,000294
Trading account gains and feesNANA
Additional Noninterest Income$928,0001,024
Total noninterest expense$6,632,000984
Salaries and employee benefits$3,169,0001,124
Premises and equipment expense$525,0001,199
Additional noninterest expense$928,0001,024
Pre-tax net operating income$8,580,000488
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$8,580,000408
Extraordinary gains, net$04
Net income$8,580,000408
Minority interest net income$048
Net income of bank and minority interests.$8,580,000409
Net charge-offs$-15,0004,163
Cash dividends$4,590,000279
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,580,000418
2022-12-31 (YTD Data)Rank
Total interest income$51,534,000725
Total interest expense$4,363,000873
Net interest income$47,171,000702
Provision for loan and lease losses$3,795,000334
Total noninterest income$9,244,000802
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,766,000292
Trading account gains and feesNANA
Additional Noninterest Income$4,478,000981
Total noninterest expense$25,578,000985
Salaries and employee benefits$11,761,0001,159
Premises and equipment expense$2,000,0001,209
Additional noninterest expense$4,478,000981
Pre-tax net operating income$27,042,000611
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$27,042,000513
Extraordinary gains, net$05
Net income$27,042,000514
Minority interest net income$063
Net income of bank and minority interests.$27,042,000514
Net charge-offs$366,000710
Cash dividends$13,935,000369
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,042,000523
2022-09-30 (YTD Data)Rank
Total interest income$35,995,000736
Total interest expense$2,746,000787
Net interest income$33,249,000733
Provision for loan and lease losses$1,895,000409
Total noninterest income$7,002,000809
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,624,000289
Trading account gains and feesNANA
Additional Noninterest Income$3,378,000982
Total noninterest expense$18,497,0001,020
Salaries and employee benefits$8,627,0001,177
Premises and equipment expense$1,372,0001,313
Additional noninterest expense$3,378,000982
Pre-tax net operating income$19,859,000617
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$19,859,000515
Extraordinary gains, net$04
Net income$19,859,000514
Minority interest net income$057
Net income of bank and minority interests.$19,859,000515
Net charge-offs$201,000692
Cash dividends$13,935,000274
Sale, conversion, retirement of capital stock, net$0519
Net operating income$19,859,000522
2022-06-30 (YTD Data)Rank
Total interest income$22,388,000751
Total interest expense$1,637,000709
Net interest income$20,751,000755
Provision for loan and lease losses$1,220,000363
Total noninterest income$4,929,000769
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,460,000279
Trading account gains and feesNANA
Additional Noninterest Income$2,469,000948
Total noninterest expense$12,216,0001,013
Salaries and employee benefits$5,724,0001,177
Premises and equipment expense$925,0001,299
Additional noninterest expense$5,567,000706
Pre-tax net operating income$12,244,000615
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$12,244,000524
Extraordinary gains, net$04
Net income$12,244,000523
Minority interest net income$060
Net income of bank and minority interests.$12,244,000524
Net charge-offs$255,000480
Cash dividends$9,285,000288
Sale, conversion, retirement of capital stock, net$0494
Net operating income$12,244,000532
2022-03-31 (YTD Data)Rank
Total interest income$10,566,000768
Total interest expense$760,000718
Net interest income$9,806,000776
Provision for loan and lease losses$315,000468
Total noninterest income$2,359,000795
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,172,000290
Trading account gains and feesNANA
Additional Noninterest Income$1,187,000970
Total noninterest expense$6,025,0001,018
Salaries and employee benefits$2,879,0001,173
Premises and equipment expense$459,0001,317
Additional noninterest expense$2,687,000722
Pre-tax net operating income$5,825,000611
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$5,825,000531
Extraordinary gains, net$04
Net income$5,825,000531
Minority interest net income$050
Net income of bank and minority interests.$5,825,000531
Net charge-offs$-8,0003,837
Cash dividends$1,735,000520
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,825,000534
2021-12-31 (YTD Data)Rank
Total interest income$39,183,000849
Total interest expense$3,764,000717
Net interest income$35,419,000861
Provision for loan and lease losses$3,255,000175
Total noninterest income$9,442,000866
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,409,000297
Trading account gains and feesNANA
Additional Noninterest Income$5,033,0001,071
Total noninterest expense$22,264,0001,072
Salaries and employee benefits$10,927,0001,214
Premises and equipment expense$1,996,0001,208
Additional noninterest expense$9,341,000829
Pre-tax net operating income$19,342,000761
Securities gains (losses)$19,0001,534
Applicable income taxes$03,710
Income before extraordinary items$19,361,000659
Extraordinary gains, net$010
Net income$19,361,000660
Minority interest net income$074
Net income of bank and minority interests.$19,361,000660
Net charge-offs$2,491,000251
Cash dividends$10,881,000450
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,342,000649
2021-09-30 (YTD Data)Rank
Total interest income$28,849,000875
Total interest expense$2,898,000747
Net interest income$25,951,000887
Provision for loan and lease losses$605,000693
Total noninterest income$7,718,000839
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,179,000300
Trading account gains and feesNANA
Additional Noninterest Income$4,539,000957
Total noninterest expense$16,087,0001,119
Salaries and employee benefits$8,324,0001,197
Premises and equipment expense$1,527,0001,206
Additional noninterest expense$6,236,000905
Pre-tax net operating income$16,977,000692
Securities gains (losses)$19,0001,423
Applicable income taxes$03,719
Income before extraordinary items$16,996,000604
Extraordinary gains, net$08
Net income$16,996,000604
Minority interest net income$069
Net income of bank and minority interests.$16,996,000604
Net charge-offs$7,0002,078
Cash dividends$10,881,000361
Sale, conversion, retirement of capital stock, net$0543
Net operating income$16,977,000600
2021-06-30 (YTD Data)Rank
Total interest income$18,893,000884
Total interest expense$1,982,000764
Net interest income$16,911,000888
Provision for loan and lease losses$180,0001,246
Total noninterest income$6,004,000748
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,041,000297
Trading account gains and feesNANA
Additional Noninterest Income$3,963,000811
Total noninterest expense$10,894,0001,094
Salaries and employee benefits$5,552,0001,194
Premises and equipment expense$997,0001,222
Additional noninterest expense$4,345,000863
Pre-tax net operating income$11,841,000660
Securities gains (losses)$8,0001,476
Applicable income taxes$03,702
Income before extraordinary items$11,849,000587
Extraordinary gains, net$06
Net income$11,849,000587
Minority interest net income$067
Net income of bank and minority interests.$11,849,000587
Net charge-offs$8,0001,799
Cash dividends$8,121,000316
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,841,000573
2021-03-31 (YTD Data)Rank
Total interest income$9,308,000889
Total interest expense$1,036,000769
Net interest income$8,272,000899
Provision for loan and lease losses$90,0001,312
Total noninterest income$3,605,000670
Gross Fiduciary activities income$0922
Service charges on deposit accounts$985,000299
Trading account gains and feesNANA
Additional Noninterest Income$2,620,000673
Total noninterest expense$5,113,0001,133
Salaries and employee benefits$2,561,0001,264
Premises and equipment expense$497,0001,226
Additional noninterest expense$2,055,000874
Pre-tax net operating income$6,674,000610
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$6,674,000535
Extraordinary gains, net$03
Net income$6,674,000534
Minority interest net income$055
Net income of bank and minority interests.$6,674,000535
Net charge-offs$18,0001,181
Cash dividends$2,500,000394
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,674,000520
2020-12-31 (YTD Data)Rank
Total interest income$38,642,000867
Total interest expense$5,257,000902
Net interest income$33,385,000857
Provision for loan and lease losses$3,300,000742
Total noninterest income$9,349,000841
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,763,000310
Trading account gains and feesNANA
Additional Noninterest Income$5,586,000946
Total noninterest expense$19,879,0001,127
Salaries and employee benefits$9,449,0001,315
Premises and equipment expense$2,052,0001,154
Additional noninterest expense$8,378,000849
Pre-tax net operating income$19,555,000603
Securities gains (losses)$22,0002,079
Applicable income taxes$03,697
Income before extraordinary items$19,577,000530
Extraordinary gains, net$04
Net income$19,577,000530
Minority interest net income$072
Net income of bank and minority interests.$19,577,000530
Net charge-offs$2,969,000321
Cash dividends$7,988,000549
Sale, conversion, retirement of capital stock, net$0566
Net operating income$19,555,000510
2020-09-30 (YTD Data)Rank
Total interest income$29,121,000864
Total interest expense$4,061,000941
Net interest income$25,060,000845
Provision for loan and lease losses$3,150,000681
Total noninterest income$4,911,0001,031
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,800,000308
Trading account gains and feesNANA
Additional Noninterest Income$2,111,0001,435
Total noninterest expense$14,222,0001,142
Salaries and employee benefits$7,169,0001,287
Premises and equipment expense$1,525,0001,158
Additional noninterest expense$5,528,000922
Pre-tax net operating income$12,599,000653
Securities gains (losses)$22,0001,887
Applicable income taxes$03,696
Income before extraordinary items$12,621,000569
Extraordinary gains, net$04
Net income$12,621,000569
Minority interest net income$065
Net income of bank and minority interests.$12,621,000569
Net charge-offs$2,722,000274
Cash dividends$7,988,000421
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,599,000545
2020-06-30 (YTD Data)Rank
Total interest income$19,544,000866
Total interest expense$2,740,0001,006
Net interest income$16,804,000835
Provision for loan and lease losses$3,000,000554
Total noninterest income$3,281,000972
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,843,000316
Trading account gains and feesNANA
Additional Noninterest Income$1,438,0001,348
Total noninterest expense$9,812,0001,109
Salaries and employee benefits$4,840,0001,274
Premises and equipment expense$1,025,0001,145
Additional noninterest expense$3,947,000863
Pre-tax net operating income$7,273,000672
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$7,273,000597
Extraordinary gains, net$04
Net income$7,273,000596
Minority interest net income$065
Net income of bank and minority interests.$7,273,000597
Net charge-offs$2,739,000212
Cash dividends$5,607,000395
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,273,000569
2020-03-31 (YTD Data)Rank
Total interest income$9,881,000858
Total interest expense$1,414,0001,069
Net interest income$8,467,000816
Provision for loan and lease losses$150,0001,627
Total noninterest income$1,553,000968
Gross Fiduciary activities income$0941
Service charges on deposit accounts$974,000348
Trading account gains and feesNANA
Additional Noninterest Income$579,0001,382
Total noninterest expense$4,792,0001,137
Salaries and employee benefits$2,394,0001,292
Premises and equipment expense$516,0001,159
Additional noninterest expense$1,882,000927
Pre-tax net operating income$5,078,000468
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$5,078,000395
Extraordinary gains, net$04
Net income$5,078,000394
Minority interest net income$056
Net income of bank and minority interests.$5,078,000395
Net charge-offs$16,0001,683
Cash dividends$1,675,000579
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,078,000390
2019-12-31 (YTD Data)Rank
Total interest income$39,353,000866
Total interest expense$6,052,0001,049
Net interest income$33,301,000831
Provision for loan and lease losses$10,600,000153
Total noninterest income$5,974,000996
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,488,000375
Trading account gains and feesNANA
Additional Noninterest Income$2,486,0001,350
Total noninterest expense$17,749,0001,182
Salaries and employee benefits$9,800,0001,222
Premises and equipment expense$2,006,0001,168
Additional noninterest expense$5,943,0001,088
Pre-tax net operating income$10,926,000985
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$10,926,000881
Extraordinary gains, net$011
Net income$10,926,000882
Minority interest net income$076
Net income of bank and minority interests.$10,926,000882
Net charge-offs$9,941,000138
Cash dividends$13,149,000398
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,926,000855
2019-09-30 (YTD Data)Rank
Total interest income$29,391,000871
Total interest expense$4,532,0001,053
Net interest income$24,859,000837
Provision for loan and lease losses$450,0001,249
Total noninterest income$4,429,000988
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,523,000380
Trading account gains and feesNANA
Additional Noninterest Income$1,906,0001,321
Total noninterest expense$12,977,0001,208
Salaries and employee benefits$7,107,0001,262
Premises and equipment expense$1,471,0001,200
Additional noninterest expense$4,399,0001,103
Pre-tax net operating income$15,861,000587
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$15,861,000527
Extraordinary gains, net$011
Net income$15,861,000526
Minority interest net income$072
Net income of bank and minority interests.$15,861,000527
Net charge-offs$-38,0004,761
Cash dividends$13,034,000312
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,861,000515
2019-06-30 (YTD Data)Rank
Total interest income$19,443,000876
Total interest expense$2,977,0001,058
Net interest income$16,466,000833
Provision for loan and lease losses$300,0001,195
Total noninterest income$2,912,000986
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,620,000393
Trading account gains and feesNANA
Additional Noninterest Income$1,292,0001,272
Total noninterest expense$8,468,0001,240
Salaries and employee benefits$4,683,0001,270
Premises and equipment expense$963,0001,225
Additional noninterest expense$2,822,0001,140
Pre-tax net operating income$10,610,000572
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$10,610,000516
Extraordinary gains, net$011
Net income$10,610,000515
Minority interest net income$069
Net income of bank and minority interests.$10,610,000515
Net charge-offs$-16,0004,614
Cash dividends$9,559,000282
Sale, conversion, retirement of capital stock, net$0573
Net operating income$10,610,000500
2019-03-31 (YTD Data)Rank
Total interest income$9,549,000884
Total interest expense$1,476,0001,038
Net interest income$8,073,000853
Provision for loan and lease losses$150,0001,133
Total noninterest income$1,380,000999
Gross Fiduciary activities income$0972
Service charges on deposit accounts$756,000410
Trading account gains and feesNANA
Additional Noninterest Income$624,0001,259
Total noninterest expense$4,222,0001,238
Salaries and employee benefits$2,320,0001,285
Premises and equipment expense$475,0001,256
Additional noninterest expense$1,427,0001,117
Pre-tax net operating income$5,081,000583
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$5,081,000514
Extraordinary gains, net$05
Net income$5,081,000513
Minority interest net income$052
Net income of bank and minority interests.$5,081,000513
Net charge-offs$-16,0004,809
Cash dividends$2,705,000411
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,081,000501
2018-12-31 (YTD Data)Rank
Total interest income$37,011,000851
Total interest expense$4,714,000975
Net interest income$32,297,000829
Provision for loan and lease losses$850,0001,006
Total noninterest income$5,419,0001,037
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,220,000403
Trading account gains and feesNANA
Additional Noninterest Income$2,199,0001,409
Total noninterest expense$18,356,0001,140
Salaries and employee benefits$9,104,0001,264
Premises and equipment expense$2,613,000943
Additional noninterest expense$6,639,0001,010
Pre-tax net operating income$18,510,000629
Securities gains (losses)$13,000661
Applicable income taxes$03,978
Income before extraordinary items$18,523,000553
Extraordinary gains, net$06
Net income$18,523,000552
Minority interest net income$072
Net income of bank and minority interests.$18,523,000552
Net charge-offs$42,0002,726
Cash dividends$12,337,000352
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,510,000551
2018-09-30 (YTD Data)Rank
Total interest income$27,306,000856
Total interest expense$3,325,000961
Net interest income$23,981,000829
Provision for loan and lease losses$700,000861
Total noninterest income$4,034,0001,054
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,341,000414
Trading account gains and feesNANA
Additional Noninterest Income$1,693,0001,401
Total noninterest expense$12,808,0001,202
Salaries and employee benefits$6,729,0001,284
Premises and equipment expense$1,667,0001,076
Additional noninterest expense$4,412,0001,094
Pre-tax net operating income$14,507,000607
Securities gains (losses)$13,000656
Applicable income taxes$04,032
Income before extraordinary items$14,520,000531
Extraordinary gains, net$05
Net income$14,520,000529
Minority interest net income$066
Net income of bank and minority interests.$14,520,000530
Net charge-offs$84,0001,856
Cash dividends$12,217,000270
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,507,000532
2018-06-30 (YTD Data)Rank
Total interest income$17,767,000861
Total interest expense$2,063,000967
Net interest income$15,704,000838
Provision for loan and lease losses$300,0001,165
Total noninterest income$2,620,0001,069
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,496,000426
Trading account gains and feesNANA
Additional Noninterest Income$1,124,0001,419
Total noninterest expense$8,417,0001,222
Salaries and employee benefits$4,400,0001,313
Premises and equipment expense$1,062,0001,111
Additional noninterest expense$2,955,0001,091
Pre-tax net operating income$9,607,000614
Securities gains (losses)$13,000554
Applicable income taxes$04,018
Income before extraordinary items$9,620,000530
Extraordinary gains, net$06
Net income$9,620,000529
Minority interest net income$065
Net income of bank and minority interests.$9,620,000529
Net charge-offs$89,0001,393
Cash dividends$8,988,000252
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,607,000531
2018-03-31 (YTD Data)Rank
Total interest income$8,727,000872
Total interest expense$998,000955
Net interest income$7,729,000846
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,292,0001,069
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$849,000394
Trading account gains and feesNANA
Additional Noninterest Income$443,0001,603
Total noninterest expense$4,246,0001,214
Salaries and employee benefits$2,217,0001,319
Premises and equipment expense$546,0001,101
Additional noninterest expense$1,483,0001,086
Pre-tax net operating income$4,625,000618
Securities gains (losses)$13,000406
Applicable income taxes$03,948
Income before extraordinary items$4,638,000528
Extraordinary gains, net$07
Net income$4,638,000528
Minority interest net income$052
Net income of bank and minority interests.$4,638,000528
Net charge-offs$-47,0005,215
Cash dividends$2,739,000329
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,625,000531
2017-12-31 (YTD Data)Rank
Total interest income$32,470,000887
Total interest expense$3,663,000902
Net interest income$28,807,000874
Provision for loan and lease losses$600,0001,276
Total noninterest income$4,795,0001,154
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,700,000482
Trading account gains and feesNANA
Additional Noninterest Income$2,095,0001,486
Total noninterest expense$16,904,0001,200
Salaries and employee benefits$8,826,0001,280
Premises and equipment expense$2,245,0001,055
Additional noninterest expense$5,833,0001,104
Pre-tax net operating income$16,098,000655
Securities gains (losses)$5,0001,791
Applicable income taxes$04,135
Income before extraordinary items$16,103,000486
Extraordinary gains, net$09
Net income$16,103,000485
Minority interest net income$076
Net income of bank and minority interests.$16,103,000486
Net charge-offs$132,0002,183
Cash dividends$10,735,000355
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,098,000482
2017-09-30 (YTD Data)Rank
Total interest income$24,107,000890
Total interest expense$2,675,000901
Net interest income$21,432,000878
Provision for loan and lease losses$450,0001,230
Total noninterest income$3,617,0001,165
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,009,000488
Trading account gains and feesNANA
Additional Noninterest Income$1,608,0001,483
Total noninterest expense$12,559,0001,216
Salaries and employee benefits$6,463,0001,312
Premises and equipment expense$1,671,0001,068
Additional noninterest expense$4,425,0001,097
Pre-tax net operating income$12,040,000658
Securities gains (losses)$5,0001,816
Applicable income taxes$04,172
Income before extraordinary items$12,045,000528
Extraordinary gains, net$09
Net income$12,045,000526
Minority interest net income$071
Net income of bank and minority interests.$12,045,000528
Net charge-offs$-31,0005,048
Cash dividends$10,735,000273
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,040,000525
2017-06-30 (YTD Data)Rank
Total interest income$15,821,000899
Total interest expense$1,741,000907
Net interest income$14,080,000888
Provision for loan and lease losses$300,0001,177
Total noninterest income$2,453,0001,149
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,337,000483
Trading account gains and feesNANA
Additional Noninterest Income$1,116,0001,445
Total noninterest expense$8,286,0001,236
Salaries and employee benefits$4,308,0001,321
Premises and equipment expense$1,107,0001,074
Additional noninterest expense$2,871,0001,125
Pre-tax net operating income$7,947,000648
Securities gains (losses)$5,0001,441
Applicable income taxes$04,189
Income before extraordinary items$7,952,000527
Extraordinary gains, net$011
Net income$7,952,000524
Minority interest net income$071
Net income of bank and minority interests.$7,952,000527
Net charge-offs$-29,0005,126
Cash dividends$7,932,000252
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,947,000517
2017-03-31 (YTD Data)Rank
Total interest income$7,790,000900
Total interest expense$888,000855
Net interest income$6,902,000905
Provision for loan and lease losses$150,0001,115
Total noninterest income$1,293,0001,106
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$654,000497
Trading account gains and feesNANA
Additional Noninterest Income$639,0001,301
Total noninterest expense$4,073,0001,259
Salaries and employee benefits$2,136,0001,342
Premises and equipment expense$537,0001,110
Additional noninterest expense$1,400,0001,141
Pre-tax net operating income$3,972,000638
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,972,000522
Extraordinary gains, net$08
Net income$3,972,000521
Minority interest net income$055
Net income of bank and minority interests.$3,972,000522
Net charge-offs$-9,0004,951
Cash dividends$2,534,000330
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,972,000511
2016-12-31 (YTD Data)Rank
Total interest income$29,915,000907
Total interest expense$3,395,000863
Net interest income$26,520,000902
Provision for loan and lease losses$825,0001,071
Total noninterest income$5,078,0001,134
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,460,000531
Trading account gains and fees$0170
Additional Noninterest Income$2,618,0001,327
Total noninterest expense$15,826,0001,269
Salaries and employee benefits$8,378,0001,325
Premises and equipment expense$2,162,0001,099
Additional noninterest expense$5,286,0001,204
Pre-tax net operating income$14,947,000650
Securities gains (losses)$54,0001,786
Applicable income taxes$04,278
Income before extraordinary items$15,001,000520
Extraordinary gains, net$05
Net income$15,001,000519
Minority interest net income$082
Net income of bank and minority interests.$15,001,000519
Net charge-offs$89,0002,699
Cash dividends$11,630,000337
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,947,000511
2016-09-30 (YTD Data)Rank
Total interest income$22,243,000911
Total interest expense$2,542,000861
Net interest income$19,701,000909
Provision for loan and lease losses$675,000934
Total noninterest income$3,909,0001,118
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,851,000522
Trading account gains and fees$0169
Additional Noninterest Income$2,058,0001,290
Total noninterest expense$11,741,0001,288
Salaries and employee benefits$6,151,0001,345
Premises and equipment expense$1,638,0001,090
Additional noninterest expense$3,952,0001,213
Pre-tax net operating income$11,194,000647
Securities gains (losses)$50,0001,770
Applicable income taxes$04,325
Income before extraordinary items$11,244,000526
Extraordinary gains, net$05
Net income$11,244,000524
Minority interest net income$071
Net income of bank and minority interests.$11,244,000526
Net charge-offs$-48,0005,354
Cash dividends$11,630,000248
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,194,000516
2016-06-30 (YTD Data)Rank
Total interest income$14,804,000908
Total interest expense$1,680,000869
Net interest income$13,124,000911
Provision for loan and lease losses$525,000818
Total noninterest income$2,575,0001,105
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,218,000527
Trading account gains and fees$0157
Additional Noninterest Income$1,357,0001,269
Total noninterest expense$7,815,0001,286
Salaries and employee benefits$4,091,0001,352
Premises and equipment expense$1,122,0001,060
Additional noninterest expense$2,602,0001,229
Pre-tax net operating income$7,359,000644
Securities gains (losses)$50,0001,421
Applicable income taxes$04,338
Income before extraordinary items$7,409,000521
Extraordinary gains, net$016
Net income$7,409,000518
Minority interest net income$071
Net income of bank and minority interests.$7,409,000520
Net charge-offs$-104,0005,712
Cash dividends$8,984,000236
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,359,000518
2016-03-31 (YTD Data)Rank
Total interest income$7,405,000908
Total interest expense$838,000866
Net interest income$6,567,000911
Provision for loan and lease losses$350,000606
Total noninterest income$1,325,0001,057
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$607,000526
Trading account gains and fees$0142
Additional Noninterest Income$718,0001,184
Total noninterest expense$3,839,0001,308
Salaries and employee benefits$2,007,0001,377
Premises and equipment expense$583,0001,032
Additional noninterest expense$1,249,0001,260
Pre-tax net operating income$3,703,000630
Securities gains (losses)$11,0001,476
Applicable income taxes$04,259
Income before extraordinary items$3,714,000506
Extraordinary gains, net$012
Net income$3,714,000504
Minority interest net income$062
Net income of bank and minority interests.$3,714,000506
Net charge-offs$5,0002,584
Cash dividends$1,718,000491
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,703,000495
2015-12-31 (YTD Data)Rank
Total interest income$27,911,000936
Total interest expense$3,384,000824
Net interest income$24,527,000931
Provision for loan and lease losses$600,0001,174
Total noninterest income$5,153,0001,103
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,346,000562
Trading account gains and fees$0159
Additional Noninterest Income$2,807,0001,210
Total noninterest expense$15,199,0001,298
Salaries and employee benefits$7,997,0001,361
Premises and equipment expense$2,104,0001,129
Additional noninterest expense$5,098,0001,247
Pre-tax net operating income$13,881,000653
Securities gains (losses)$50,0001,646
Applicable income taxes$04,402
Income before extraordinary items$13,931,000533
Extraordinary gains, net$023
Net income$13,931,000532
Minority interest net income$081
Net income of bank and minority interests.$13,931,000534
Net charge-offs$1,125,000624
Cash dividends$7,766,000467
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,881,000525
2015-09-30 (YTD Data)Rank
Total interest income$20,993,000935
Total interest expense$2,520,000836
Net interest income$18,473,000933
Provision for loan and lease losses$450,0001,115
Total noninterest income$3,901,0001,112
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,769,000561
Trading account gains and fees$0153
Additional Noninterest Income$2,132,0001,226
Total noninterest expense$11,175,0001,324
Salaries and employee benefits$5,879,0001,385
Premises and equipment expense$1,530,0001,180
Additional noninterest expense$3,766,0001,271
Pre-tax net operating income$10,749,000659
Securities gains (losses)$50,0001,458
Applicable income taxes$04,489
Income before extraordinary items$10,799,000528
Extraordinary gains, net$021
Net income$10,799,000527
Minority interest net income$078
Net income of bank and minority interests.$10,799,000528
Net charge-offs$405,0001,001
Cash dividends$7,766,000342
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,749,000516
2015-06-30 (YTD Data)Rank
Total interest income$13,568,000962
Total interest expense$1,667,000851
Net interest income$11,901,000969
Provision for loan and lease losses$300,0001,096
Total noninterest income$2,494,0001,144
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,193,000551
Trading account gains and fees$0157
Additional Noninterest Income$1,301,0001,303
Total noninterest expense$7,417,0001,333
Salaries and employee benefits$3,912,0001,389
Premises and equipment expense$995,0001,208
Additional noninterest expense$2,510,0001,261
Pre-tax net operating income$6,678,000706
Securities gains (losses)$48,0001,258
Applicable income taxes$04,497
Income before extraordinary items$6,726,000561
Extraordinary gains, net$022
Net income$6,726,000558
Minority interest net income$075
Net income of bank and minority interests.$6,726,000561
Net charge-offs$416,000737
Cash dividends$5,746,000320
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,678,000547
2015-03-31 (YTD Data)Rank
Total interest income$6,687,000969
Total interest expense$828,000859
Net interest income$5,859,000979
Provision for loan and lease losses$150,0001,060
Total noninterest income$1,212,0001,128
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$616,000525
Trading account gains and fees$0152
Additional Noninterest Income$596,0001,324
Total noninterest expense$3,643,0001,351
Salaries and employee benefits$1,918,0001,414
Premises and equipment expense$485,0001,249
Additional noninterest expense$1,240,0001,268
Pre-tax net operating income$3,278,000687
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$3,278,000555
Extraordinary gains, net$013
Net income$3,278,000553
Minority interest net income$064
Net income of bank and minority interests.$3,278,000555
Net charge-offs$417,000417
Cash dividends$1,930,000380
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,278,000540
2014-12-31 (YTD Data)Rank
Total interest income$26,708,000956
Total interest expense$3,451,000865
Net interest income$23,257,000955
Provision for loan and lease losses$600,0001,269
Total noninterest income$4,497,0001,180
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,481,000550
Trading account gains and fees$0180
Additional Noninterest Income$2,016,0001,448
Total noninterest expense$14,496,0001,343
Salaries and employee benefits$7,638,0001,379
Premises and equipment expense$1,938,0001,233
Additional noninterest expense$4,920,0001,312
Pre-tax net operating income$12,658,000668
Securities gains (losses)$143,0001,003
Applicable income taxes$04,531
Income before extraordinary items$12,801,000527
Extraordinary gains, net$017
Net income$12,801,000525
Minority interest net income$084
Net income of bank and minority interests.$12,801,000527
Net charge-offs$540,0001,394
Cash dividends$8,376,000387
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,658,000527
2014-09-30 (YTD Data)Rank
Total interest income$19,891,000968
Total interest expense$2,604,000872
Net interest income$17,287,000967
Provision for loan and lease losses$450,0001,237
Total noninterest income$3,376,0001,175
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,843,000552
Trading account gains and fees$0174
Additional Noninterest Income$1,533,0001,435
Total noninterest expense$10,761,0001,370
Salaries and employee benefits$5,698,0001,392
Premises and equipment expense$1,431,0001,264
Additional noninterest expense$3,632,0001,331
Pre-tax net operating income$9,452,000664
Securities gains (losses)$141,000791
Applicable income taxes$04,583
Income before extraordinary items$9,593,000531
Extraordinary gains, net$015
Net income$9,593,000528
Minority interest net income$081
Net income of bank and minority interests.$9,593,000531
Net charge-offs$269,0001,691
Cash dividends$7,292,000326
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,452,000531
2014-06-30 (YTD Data)Rank
Total interest income$13,264,000955
Total interest expense$1,764,000855
Net interest income$11,500,000967
Provision for loan and lease losses$300,0001,222
Total noninterest income$2,226,0001,180
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,236,000547
Trading account gains and fees$0172
Additional Noninterest Income$990,0001,456
Total noninterest expense$7,151,0001,368
Salaries and employee benefits$3,815,0001,387
Premises and equipment expense$945,0001,274
Additional noninterest expense$2,391,0001,343
Pre-tax net operating income$6,275,000657
Securities gains (losses)$136,000631
Applicable income taxes$04,568
Income before extraordinary items$6,411,000513
Extraordinary gains, net$020
Net income$6,411,000512
Minority interest net income$080
Net income of bank and minority interests.$6,411,000513
Net charge-offs$286,0001,289
Cash dividends$5,417,000289
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,275,000517
2014-03-31 (YTD Data)Rank
Total interest income$6,624,000959
Total interest expense$902,000839
Net interest income$5,722,000958
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,081,0001,173
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$607,000546
Trading account gains and fees$0147
Additional Noninterest Income$474,0001,469
Total noninterest expense$3,448,0001,414
Salaries and employee benefits$1,859,0001,431
Premises and equipment expense$468,0001,317
Additional noninterest expense$1,121,0001,414
Pre-tax net operating income$3,205,000631
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$3,205,000499
Extraordinary gains, net$016
Net income$3,205,000499
Minority interest net income$066
Net income of bank and minority interests.$3,205,000500
Net charge-offs$-2,0005,011
Cash dividends$1,800,000367
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,205,000493
2013-12-31 (YTD Data)Rank
Total interest income$25,846,000975
Total interest expense$3,812,000897
Net interest income$22,034,000993
Provision for loan and lease losses$350,0002,264
Total noninterest income$3,950,0001,330
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,048,000670
Trading account gains and fees$0184
Additional Noninterest Income$1,902,0001,567
Total noninterest expense$13,618,0001,439
Salaries and employee benefits$7,274,0001,435
Premises and equipment expense$1,816,0001,314
Additional noninterest expense$4,528,0001,465
Pre-tax net operating income$12,016,000655
Securities gains (losses)$1,0003,056
Applicable income taxes$04,631
Income before extraordinary items$12,017,000548
Extraordinary gains, net$029
Net income$12,017,000547
Minority interest net income$090
Net income of bank and minority interests.$12,017,000549
Net charge-offs$404,0002,248
Cash dividends$8,122,000379
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,016,000544
2013-09-30 (YTD Data)Rank
Total interest income$19,257,000996
Total interest expense$2,874,000927
Net interest income$16,383,0001,008
Provision for loan and lease losses$250,0002,282
Total noninterest income$2,974,0001,356
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,502,000694
Trading account gains and fees$0180
Additional Noninterest Income$1,472,0001,572
Total noninterest expense$10,230,0001,444
Salaries and employee benefits$5,647,0001,400
Premises and equipment expense$1,343,0001,336
Additional noninterest expense$3,240,0001,519
Pre-tax net operating income$8,877,000680
Securities gains (losses)$1,0002,916
Applicable income taxes$04,713
Income before extraordinary items$8,878,000574
Extraordinary gains, net$025
Net income$8,878,000576
Minority interest net income$084
Net income of bank and minority interests.$8,878,000576
Net charge-offs$95,0003,308
Cash dividends$7,037,000322
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,877,000561
2013-06-30 (YTD Data)Rank
Total interest income$12,926,000977
Total interest expense$1,928,000942
Net interest income$10,998,000981
Provision for loan and lease losses$250,0001,852
Total noninterest income$1,938,0001,378
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$975,000699
Trading account gains and fees$0157
Additional Noninterest Income$963,0001,622
Total noninterest expense$6,811,0001,452
Salaries and employee benefits$3,740,0001,406
Premises and equipment expense$863,0001,395
Additional noninterest expense$2,208,0001,478
Pre-tax net operating income$5,875,000672
Securities gains (losses)$1,0002,688
Applicable income taxes$04,679
Income before extraordinary items$5,876,000582
Extraordinary gains, net$022
Net income$5,876,000582
Minority interest net income$082
Net income of bank and minority interests.$5,876,000584
Net charge-offs$36,0003,609
Cash dividends$5,471,000282
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,875,000558
2013-03-31 (YTD Data)Rank
Total interest income$6,370,000998
Total interest expense$973,000970
Net interest income$5,397,0001,002
Provision for loan and lease losses$100,0002,044
Total noninterest income$982,0001,374
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$482,000704
Trading account gains and fees$0148
Additional Noninterest Income$500,0001,582
Total noninterest expense$3,340,0001,483
Salaries and employee benefits$1,823,0001,459
Premises and equipment expense$433,0001,408
Additional noninterest expense$1,084,0001,498
Pre-tax net operating income$2,939,000651
Securities gains (losses)$1,0001,864
Applicable income taxes$04,602
Income before extraordinary items$2,940,000556
Extraordinary gains, net$010
Net income$2,940,000553
Minority interest net income$076
Net income of bank and minority interests.$2,940,000557
Net charge-offs$-6,0005,985
Cash dividends$2,166,000284
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,939,000533
2012-12-31 (YTD Data)Rank
Total interest income$25,874,0001,023
Total interest expense$4,508,0001,010
Net interest income$21,366,0001,035
Provision for loan and lease losses$450,0002,851
Total noninterest income$4,147,0001,297
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,948,000733
Trading account gains and fees$0166
Additional Noninterest Income$2,199,0001,444
Total noninterest expense$13,392,0001,470
Salaries and employee benefits$7,157,0001,426
Premises and equipment expense$1,712,0001,387
Additional noninterest expense$4,523,0001,489
Pre-tax net operating income$11,671,000632
Securities gains (losses)$2,422,000219
Applicable income taxes$04,751
Income before extraordinary items$14,093,000471
Extraordinary gains, net$029
Net income$14,093,000466
Minority interest net income$093
Net income of bank and minority interests.$14,093,000470
Net charge-offs$310,0003,258
Cash dividends$8,969,000349
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,671,000537
2012-09-30 (YTD Data)Rank
Total interest income$19,518,0001,033
Total interest expense$3,387,0001,051
Net interest income$16,131,0001,031
Provision for loan and lease losses$400,0002,581
Total noninterest income$3,049,0001,323
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,420,000759
Trading account gains and fees$0157
Additional Noninterest Income$1,629,0001,446
Total noninterest expense$9,852,0001,496
Salaries and employee benefits$5,287,0001,442
Premises and equipment expense$1,287,0001,402
Additional noninterest expense$3,278,0001,540
Pre-tax net operating income$8,928,000634
Securities gains (losses)$1,663,000246
Applicable income taxes$04,802
Income before extraordinary items$10,591,000481
Extraordinary gains, net$020
Net income$10,591,000478
Minority interest net income$086
Net income of bank and minority interests.$10,591,000480
Net charge-offs$42,0004,633
Cash dividends$7,816,000255
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,928,000535
2012-06-30 (YTD Data)Rank
Total interest income$13,202,0001,023
Total interest expense$2,279,0001,074
Net interest income$10,923,0001,011
Provision for loan and lease losses$400,0002,061
Total noninterest income$1,941,0001,354
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$924,000765
Trading account gains and fees$0153
Additional Noninterest Income$1,017,0001,499
Total noninterest expense$6,493,0001,510
Salaries and employee benefits$3,541,0001,442
Premises and equipment expense$855,0001,389
Additional noninterest expense$2,097,0001,607
Pre-tax net operating income$5,971,000624
Securities gains (losses)$1,663,000166
Applicable income taxes$04,770
Income before extraordinary items$7,634,000437
Extraordinary gains, net$019
Net income$7,634,000436
Minority interest net income$084
Net income of bank and minority interests.$7,634,000436
Net charge-offs$32,0004,361
Cash dividends$5,362,000246
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,971,000521
2012-03-31 (YTD Data)Rank
Total interest income$6,715,0001,009
Total interest expense$1,178,0001,079
Net interest income$5,537,000993
Provision for loan and lease losses$400,0001,246
Total noninterest income$918,0001,399
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$452,000776
Trading account gains and fees$0148
Additional Noninterest Income$466,0001,583
Total noninterest expense$3,127,0001,563
Salaries and employee benefits$1,754,0001,462
Premises and equipment expense$437,0001,360
Additional noninterest expense$936,0001,775
Pre-tax net operating income$2,928,000637
Securities gains (losses)$1,663,00090
Applicable income taxes$04,704
Income before extraordinary items$4,591,000367
Extraordinary gains, net$019
Net income$4,591,000368
Minority interest net income$078
Net income of bank and minority interests.$4,591,000368
Net charge-offs$-49,0007,062
Cash dividends$1,620,000322
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,928,000525
2011-12-31 (YTD Data)Rank
Total interest income$26,387,0001,072
Total interest expense$4,864,0001,245
Net interest income$21,523,0001,021
Provision for loan and lease losses$1,980,0001,576
Total noninterest income$4,043,0001,226
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,877,000776
Trading account gains and fees$0146
Additional Noninterest Income$2,166,0001,287
Total noninterest expense$13,402,0001,445
Salaries and employee benefits$6,947,0001,421
Premises and equipment expense$1,640,0001,510
Additional noninterest expense$4,815,0001,430
Pre-tax net operating income$10,184,000618
Securities gains (losses)$430,000883
Applicable income taxes$04,719
Income before extraordinary items$10,614,000504
Extraordinary gains, net$029
Net income$10,614,000504
Minority interest net income$096
Net income of bank and minority interests.$10,614,000505
Net charge-offs$300,0003,802
Cash dividends$7,269,000296
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,184,000517
2011-09-30 (YTD Data)Rank
Total interest income$19,696,0001,093
Total interest expense$3,679,0001,296
Net interest income$16,017,0001,036
Provision for loan and lease losses$1,380,0001,590
Total noninterest income$3,022,0001,232
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,381,000802
Trading account gains and fees$0145
Additional Noninterest Income$1,641,0001,263
Total noninterest expense$9,847,0001,484
Salaries and employee benefits$5,086,0001,455
Premises and equipment expense$1,230,0001,525
Additional noninterest expense$3,531,0001,459
Pre-tax net operating income$7,812,000625
Securities gains (losses)$307,000912
Applicable income taxes$04,740
Income before extraordinary items$8,119,000507
Extraordinary gains, net$021
Net income$8,119,000506
Minority interest net income$087
Net income of bank and minority interests.$8,119,000507
Net charge-offs$-19,0007,104
Cash dividends$7,179,000211
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,812,000517
2011-06-30 (YTD Data)Rank
Total interest income$13,139,0001,099
Total interest expense$2,446,0001,343
Net interest income$10,693,0001,033
Provision for loan and lease losses$980,0001,515
Total noninterest income$2,003,0001,229
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$891,000821
Trading account gains and fees$0153
Additional Noninterest Income$1,112,0001,258
Total noninterest expense$6,488,0001,516
Salaries and employee benefits$3,396,0001,473
Premises and equipment expense$822,0001,530
Additional noninterest expense$2,270,0001,527
Pre-tax net operating income$5,228,000604
Securities gains (losses)$160,000850
Applicable income taxes$04,697
Income before extraordinary items$5,388,000506
Extraordinary gains, net$015
Net income$5,388,000506
Minority interest net income$089
Net income of bank and minority interests.$5,388,000506
Net charge-offs$-21,0007,167
Cash dividends$4,659,000204
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,228,000501
2011-03-31 (YTD Data)Rank
Total interest income$6,532,0001,116
Total interest expense$1,201,0001,415
Net interest income$5,331,0001,033
Provision for loan and lease losses$680,0001,164
Total noninterest income$919,0001,289
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$436,000824
Trading account gains and fees$0158
Additional Noninterest Income$483,0001,377
Total noninterest expense$3,174,0001,551
Salaries and employee benefits$1,678,0001,507
Premises and equipment expense$416,0001,543
Additional noninterest expense$1,080,0001,605
Pre-tax net operating income$2,396,000669
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,396,000555
Extraordinary gains, net$09
Net income$2,396,000554
Minority interest net income$086
Net income of bank and minority interests.$2,396,000555
Net charge-offs$-30,0007,272
Cash dividends$1,699,000243
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,396,000541
2010-12-31 (YTD Data)Rank
Total interest income$24,488,0001,260
Total interest expense$5,284,0001,570
Net interest income$19,204,0001,168
Provision for loan and lease losses$1,265,0002,694
Total noninterest income$3,764,0001,323
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,850,000818
Trading account gains and fees$0175
Additional Noninterest Income$1,914,0001,439
Total noninterest expense$12,632,0001,572
Salaries and employee benefits$6,486,0001,517
Premises and equipment expense$1,578,0001,629
Additional noninterest expense$4,568,0001,579
Pre-tax net operating income$9,071,000594
Securities gains (losses)$143,0001,874
Applicable income taxes$04,655
Income before extraordinary items$9,214,000493
Extraordinary gains, net$029
Net income$9,214,000493
Minority interest net income$0111
Net income of bank and minority interests.$9,214,000495
Net charge-offs$40,0006,051
Cash dividends$5,905,000288
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,071,000475
2010-09-30 (YTD Data)Rank
Total interest income$18,033,0001,303
Total interest expense$4,056,0001,606
Net interest income$13,977,0001,218
Provision for loan and lease losses$890,0002,695
Total noninterest income$2,807,0001,313
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,420,000813
Trading account gains and fees$0165
Additional Noninterest Income$1,387,0001,414
Total noninterest expense$9,209,0001,607
Salaries and employee benefits$4,794,0001,539
Premises and equipment expense$1,150,0001,704
Additional noninterest expense$3,265,0001,630
Pre-tax net operating income$6,685,000640
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$6,685,000510
Extraordinary gains, net$023
Net income$6,685,000511
Minority interest net income$0110
Net income of bank and minority interests.$6,685,000513
Net charge-offs$14,0006,146
Cash dividends$5,905,000189
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,685,000489
2010-06-30 (YTD Data)Rank
Total interest income$11,805,0001,338
Total interest expense$2,759,0001,635
Net interest income$9,046,0001,263
Provision for loan and lease losses$540,0002,750
Total noninterest income$1,861,0001,299
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$955,000812
Trading account gains and fees$0152
Additional Noninterest Income$906,0001,388
Total noninterest expense$6,076,0001,628
Salaries and employee benefits$3,168,0001,561
Premises and equipment expense$774,0001,712
Additional noninterest expense$2,134,0001,649
Pre-tax net operating income$4,291,000644
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$4,291,000511
Extraordinary gains, net$019
Net income$4,291,000513
Minority interest net income$0105
Net income of bank and minority interests.$4,291,000513
Net charge-offs$4,0006,102
Cash dividends$4,230,000171
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,291,000495
2010-03-31 (YTD Data)Rank
Total interest income$5,814,0001,394
Total interest expense$1,390,0001,695
Net interest income$4,424,0001,303
Provision for loan and lease losses$240,0002,748
Total noninterest income$940,0001,293
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$484,000810
Trading account gains and fees$0175
Additional Noninterest Income$456,0001,389
Total noninterest expense$2,994,0001,670
Salaries and employee benefits$1,583,0001,573
Premises and equipment expense$386,0001,752
Additional noninterest expense$1,025,0001,711
Pre-tax net operating income$2,130,000638
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,130,000521
Extraordinary gains, net$016
Net income$2,130,000523
Minority interest net income$091
Net income of bank and minority interests.$2,130,000523
Net charge-offs$-9,0007,459
Cash dividends$1,365,000257
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,130,000504
2009-12-31 (YTD Data)Rank
Total interest income$21,673,0001,584
Total interest expense$5,486,0002,077
Net interest income$16,187,0001,363
Provision for loan and lease losses$830,0003,793
Total noninterest income$3,187,0001,540
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,926,000900
Trading account gains and fees$0211
Additional Noninterest Income$1,261,0001,859
Total noninterest expense$11,386,0001,786
Salaries and employee benefits$6,074,0001,637
Premises and equipment expense$1,387,0001,940
Additional noninterest expense$3,925,0001,876
Pre-tax net operating income$7,158,000604
Securities gains (losses)$354,0001,097
Applicable income taxes$04,388
Income before extraordinary items$7,512,000429
Extraordinary gains, net$034
Net income$7,512,000429
Minority interest net income$0115
Net income of bank and minority interests.$7,512,000431
Net charge-offs$-29,0007,926
Cash dividends$5,112,000334
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,158,000463
2009-09-30 (YTD Data)Rank
Total interest income$15,884,0001,648
Total interest expense$4,034,0002,204
Net interest income$11,850,0001,408
Provision for loan and lease losses$440,0004,034
Total noninterest income$2,287,0001,607
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,423,000910
Trading account gains and fees$0212
Additional Noninterest Income$864,0002,020
Total noninterest expense$8,304,0001,832
Salaries and employee benefits$4,482,0001,680
Premises and equipment expense$1,034,0001,965
Additional noninterest expense$2,788,0001,901
Pre-tax net operating income$5,393,000632
Securities gains (losses)$209,0001,255
Applicable income taxes$04,592
Income before extraordinary items$5,602,000467
Extraordinary gains, net$027
Net income$5,602,000465
Minority interest net income$0118
Net income of bank and minority interests.$5,602,000467
Net charge-offs$-94,0008,051
Cash dividends$5,112,000247
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,393,000485
2009-06-30 (YTD Data)Rank
Total interest income$10,285,0001,723
Total interest expense$2,629,0002,331
Net interest income$7,656,0001,457
Provision for loan and lease losses$240,0004,070
Total noninterest income$1,464,0001,687
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$904,000939
Trading account gains and fees$0193
Additional Noninterest Income$560,0002,077
Total noninterest expense$5,469,0001,882
Salaries and employee benefits$2,904,0001,753
Premises and equipment expense$679,0002,024
Additional noninterest expense$1,886,0001,900
Pre-tax net operating income$3,411,000675
Securities gains (losses)$209,000992
Applicable income taxes$04,657
Income before extraordinary items$3,620,000481
Extraordinary gains, net$021
Net income$3,620,000478
Minority interest net income$0112
Net income of bank and minority interests.$3,620,000481
Net charge-offs$-110,0008,147
Cash dividends$3,777,000238
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,411,000499
2009-03-31 (YTD Data)Rank
Total interest income$4,935,0001,813
Total interest expense$1,249,0002,533
Net interest income$3,686,0001,511
Provision for loan and lease losses$60,0004,614
Total noninterest income$615,0001,854
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$449,000910
Trading account gains and fees$0171
Additional Noninterest Income$166,0002,791
Total noninterest expense$2,551,0001,946
Salaries and employee benefits$1,438,0001,804
Premises and equipment expense$312,0002,227
Additional noninterest expense$801,0001,994
Pre-tax net operating income$1,690,000748
Securities gains (losses)$177,000719
Applicable income taxes$04,835
Income before extraordinary items$1,867,000531
Extraordinary gains, net$015
Net income$1,867,000530
Minority interest net income$0102
Net income of bank and minority interests.$1,867,000534
Net charge-offs$-5,0007,701
Cash dividends$1,302,000337
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,690,000553
2008-12-31 (YTD Data)Rank
Total interest income$21,534,0001,788
Total interest expense$6,728,0002,276
Net interest income$14,806,0001,508
Provision for loan and lease losses$321,0004,510
Total noninterest income$3,058,0001,550
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,745,0001,025
Trading account gains and fees$0154
Additional Noninterest Income$1,313,0001,763
Total noninterest expense$9,658,0001,999
Salaries and employee benefits$5,285,0001,912
Premises and equipment expense$1,060,0002,495
Additional noninterest expense$3,313,0001,853
Pre-tax net operating income$7,885,000709
Securities gains (losses)$46,0001,666
Applicable income taxes$04,979
Income before extraordinary items$7,931,000494
Extraordinary gains, net$039
Net income$7,931,000494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-185,0008,260
Cash dividends$5,242,000537
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,885,000527
2008-09-30 (YTD Data)Rank
Total interest income$16,269,0001,818
Total interest expense$5,268,0002,271
Net interest income$11,001,0001,539
Provision for loan and lease losses$321,0003,443
Total noninterest income$2,199,0001,658
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,313,0001,030
Trading account gains and fees$0148
Additional Noninterest Income$886,0001,988
Total noninterest expense$6,882,0002,085
Salaries and employee benefits$3,844,0001,997
Premises and equipment expense$787,0002,529
Additional noninterest expense$2,251,0001,940
Pre-tax net operating income$5,997,000848
Securities gains (losses)$9,0002,413
Applicable income taxes$05,372
Income before extraordinary items$6,006,000603
Extraordinary gains, net$031
Net income$6,006,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,169
Cash dividends$5,109,000445
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,997,000640
2008-06-30 (YTD Data)Rank
Total interest income$10,831,0001,844
Total interest expense$3,607,0002,318
Net interest income$7,224,0001,550
Provision for loan and lease losses$221,0002,995
Total noninterest income$1,505,0001,648
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$852,0001,033
Trading account gains and fees$0149
Additional Noninterest Income$653,0001,884
Total noninterest expense$4,562,0002,110
Salaries and employee benefits$2,566,0002,021
Premises and equipment expense$532,0002,506
Additional noninterest expense$1,464,0001,969
Pre-tax net operating income$3,946,000895
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,946,000700
Extraordinary gains, net$021
Net income$3,946,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,259
Cash dividends$3,769,000449
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,946,000684
2008-03-31 (YTD Data)Rank
Total interest income$5,518,0001,859
Total interest expense$1,981,0002,252
Net interest income$3,537,0001,571
Provision for loan and lease losses$60,0003,470
Total noninterest income$715,0001,717
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$410,0001,056
Trading account gains and fees$0158
Additional Noninterest Income$305,0001,947
Total noninterest expense$2,234,0002,144
Salaries and employee benefits$1,277,0002,059
Premises and equipment expense$255,0002,626
Additional noninterest expense$702,0002,006
Pre-tax net operating income$1,958,000961
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,958,000773
Extraordinary gains, net$015
Net income$1,958,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,0008,346
Cash dividends$1,140,000657
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,958,000739
2007-12-31 (YTD Data)Rank
Total interest income$21,909,0001,933
Total interest expense$8,380,0002,241
Net interest income$13,529,0001,670
Provision for loan and lease losses$1,045,0001,376
Total noninterest income$3,017,0001,634
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,695,0001,052
Trading account gains and fees$0178
Additional Noninterest Income$1,322,0001,837
Total noninterest expense$8,546,0002,151
Salaries and employee benefits$4,874,0002,074
Premises and equipment expense$979,0002,625
Additional noninterest expense$2,693,0002,039
Pre-tax net operating income$6,955,0001,226
Securities gains (losses)$15,0001,192
Applicable income taxes$06,070
Income before extraordinary items$6,970,000935
Extraordinary gains, net$039
Net income$6,970,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$874,0001,133
Cash dividends$5,046,000730
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,955,000922
2007-09-30 (YTD Data)Rank
Total interest income$16,198,0001,958
Total interest expense$6,181,0002,264
Net interest income$10,017,0001,696
Provision for loan and lease losses$525,0001,503
Total noninterest income$1,941,0001,824
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,264,0001,043
Trading account gains and fees$0184
Additional Noninterest Income$677,0002,379
Total noninterest expense$6,228,0002,182
Salaries and employee benefits$3,533,0002,133
Premises and equipment expense$740,0002,597
Additional noninterest expense$1,955,0002,058
Pre-tax net operating income$5,205,0001,313
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$5,205,0001,005
Extraordinary gains, net$033
Net income$5,205,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,597
Cash dividends$4,916,000585
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,205,000990
2007-06-30 (YTD Data)Rank
Total interest income$10,558,0002,010
Total interest expense$3,990,0002,330
Net interest income$6,568,0001,749
Provision for loan and lease losses$310,0001,500
Total noninterest income$1,259,0001,883
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$821,0001,071
Trading account gains and fees$0168
Additional Noninterest Income$438,0002,445
Total noninterest expense$4,061,0002,248
Salaries and employee benefits$2,319,0002,210
Premises and equipment expense$484,0002,660
Additional noninterest expense$1,258,0002,131
Pre-tax net operating income$3,456,0001,368
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$3,456,0001,043
Extraordinary gains, net$029
Net income$3,456,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,631
Cash dividends$3,694,000544
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,456,0001,026
2007-03-31 (YTD Data)Rank
Total interest income$5,154,0002,057
Total interest expense$1,917,0002,402
Net interest income$3,237,0001,775
Provision for loan and lease losses$135,0001,618
Total noninterest income$627,0001,877
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$404,0001,063
Trading account gains and fees$0195
Additional Noninterest Income$223,0002,388
Total noninterest expense$2,014,0002,275
Salaries and employee benefits$1,156,0002,223
Premises and equipment expense$241,0002,674
Additional noninterest expense$617,0002,127
Pre-tax net operating income$1,715,0001,366
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,715,0001,032
Extraordinary gains, net$022
Net income$1,715,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$1,392,000628
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,715,0001,016
2006-12-31 (YTD Data)Rank
Total interest income$18,874,0002,091
Total interest expense$6,387,0002,460
Net interest income$12,487,0001,846
Provision for loan and lease losses$660,0001,485
Total noninterest income$3,791,0001,337
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,568,0001,129
Trading account gains and fees$0130
Additional Noninterest Income$2,223,0001,257
Total noninterest expense$9,704,0001,841
Salaries and employee benefits$6,065,0001,622
Premises and equipment expense$973,0002,536
Additional noninterest expense$2,666,0001,989
Pre-tax net operating income$5,914,0001,634
Securities gains (losses)$-108,0008,233
Applicable income taxes$580,0002,932
Income before extraordinary items$5,226,0001,401
Extraordinary gains, net$051
Net income$5,226,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,243
Cash dividends$3,225,0001,041
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,323,2001,364
2006-09-30 (YTD Data)Rank
Total interest income$13,759,0002,134
Total interest expense$4,552,0002,503
Net interest income$9,207,0001,906
Provision for loan and lease losses$560,0001,276
Total noninterest income$3,223,0001,245
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,143,0001,165
Trading account gains and fees$0126
Additional Noninterest Income$2,080,0001,060
Total noninterest expense$7,504,0001,774
Salaries and employee benefits$4,886,0001,526
Premises and equipment expense$731,0002,541
Additional noninterest expense$1,887,0002,081
Pre-tax net operating income$4,366,0001,713
Securities gains (losses)$01,388
Applicable income taxes$617,0002,546
Income before extraordinary items$3,749,0001,489
Extraordinary gains, net$045
Net income$3,749,0001,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,794
Cash dividends$3,106,000805
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,749,0001,470
2006-06-30 (YTD Data)Rank
Total interest income$8,876,0002,161
Total interest expense$2,871,0002,528
Net interest income$6,005,0001,945
Provision for loan and lease losses$395,0001,186
Total noninterest income$1,241,0001,901
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$754,0001,179
Trading account gains and fees$0126
Additional Noninterest Income$487,0002,254
Total noninterest expense$4,067,0002,174
Salaries and employee benefits$2,326,0002,110
Premises and equipment expense$491,0002,512
Additional noninterest expense$1,250,0002,092
Pre-tax net operating income$2,784,0001,785
Securities gains (losses)$01,185
Applicable income taxes$173,0003,800
Income before extraordinary items$2,611,0001,434
Extraordinary gains, net$039
Net income$2,611,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,615
Cash dividends$1,954,000850
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,611,0001,423
2006-03-31 (YTD Data)Rank
Total interest income$4,257,0002,203
Total interest expense$1,336,0002,584
Net interest income$2,921,0001,986
Provision for loan and lease losses$200,0001,130
Total noninterest income$522,0002,128
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$359,0001,211
Trading account gains and fees$0115
Additional Noninterest Income$163,0002,822
Total noninterest expense$1,993,0002,226
Salaries and employee benefits$1,142,0002,160
Premises and equipment expense$240,0002,556
Additional noninterest expense$611,0002,122
Pre-tax net operating income$1,250,0001,905
Securities gains (losses)$0955
Applicable income taxes$173,0002,816
Income before extraordinary items$1,077,0001,665
Extraordinary gains, net$021
Net income$1,077,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$914,000815
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,077,0001,647
2005-12-31 (YTD Data)Rank
Total interest income$15,375,0002,164
Total interest expense$4,112,0002,592
Net interest income$11,263,0001,980
Provision for loan and lease losses$465,0002,017
Total noninterest income$2,274,0002,019
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,565,0001,136
Trading account gains and fees$0138
Additional Noninterest Income$709,0002,741
Total noninterest expense$8,149,0002,053
Salaries and employee benefits$4,486,0002,049
Premises and equipment expense$985,0002,396
Additional noninterest expense$2,678,0001,893
Pre-tax net operating income$4,923,0001,888
Securities gains (losses)$-99,0008,421
Applicable income taxes$1,512,0001,696
Income before extraordinary items$3,312,0002,070
Extraordinary gains, net$046
Net income$3,312,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$851,000770
Cash dividends$340,0004,215
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,380,3102,005
2005-09-30 (YTD Data)Rank
Total interest income$11,307,0002,150
Total interest expense$2,851,0002,640
Net interest income$8,456,0001,953
Provision for loan and lease losses$465,0001,494
Total noninterest income$1,719,0001,995
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,169,0001,132
Trading account gains and fees$0126
Additional Noninterest Income$550,0002,697
Total noninterest expense$6,026,0002,062
Salaries and employee benefits$3,347,0002,044
Premises and equipment expense$731,0002,411
Additional noninterest expense$1,948,0001,909
Pre-tax net operating income$3,684,0001,901
Securities gains (losses)$-99,0008,624
Applicable income taxes$1,126,0001,726
Income before extraordinary items$2,459,0002,093
Extraordinary gains, net$035
Net income$2,459,0002,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$823,000570
Cash dividends$217,0003,955
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,527,3102,005
2005-06-30 (YTD Data)Rank
Total interest income$7,435,0002,125
Total interest expense$1,742,0002,690
Net interest income$5,693,0001,905
Provision for loan and lease losses$415,0001,155
Total noninterest income$1,139,0001,987
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$768,0001,114
Trading account gains and fees$0116
Additional Noninterest Income$371,0002,672
Total noninterest expense$4,042,0002,037
Salaries and employee benefits$2,240,0002,020
Premises and equipment expense$486,0002,389
Additional noninterest expense$1,316,0001,871
Pre-tax net operating income$2,375,0001,918
Securities gains (losses)$-99,0008,703
Applicable income taxes$714,0001,760
Income before extraordinary items$1,562,0002,157
Extraordinary gains, net$030
Net income$1,562,0002,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,000479
Cash dividends$137,0003,964
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,630,3102,037
2005-03-31 (YTD Data)Rank
Total interest income$3,726,0002,075
Total interest expense$785,0002,841
Net interest income$2,941,0001,817
Provision for loan and lease losses$315,000732
Total noninterest income$565,0001,958
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$369,0001,128
Trading account gains and fees$0115
Additional Noninterest Income$196,0002,504
Total noninterest expense$2,009,0002,057
Salaries and employee benefits$1,117,0002,046
Premises and equipment expense$246,0002,386
Additional noninterest expense$646,0001,898
Pre-tax net operating income$1,182,0001,910
Securities gains (losses)$-99,0008,835
Applicable income taxes$352,0001,763
Income before extraordinary items$731,0002,248
Extraordinary gains, net$024
Net income$731,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$665,000285
Cash dividends$117,0002,800
Sale, conversion, retirement of capital stock, net$0491
Net operating income$797,3302,049
2004-12-31 (YTD Data)Rank
Total interest income$12,640,0002,270
Total interest expense$2,313,0003,245
Net interest income$10,327,0001,963
Provision for loan and lease losses$381,0002,453
Total noninterest income$2,417,0001,919
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,708,0001,049
Trading account gains and fees$0138
Additional Noninterest Income$709,0002,688
Total noninterest expense$7,919,0002,023
Salaries and employee benefits$4,386,0001,992
Premises and equipment expense$893,0002,544
Additional noninterest expense$2,640,0001,840
Pre-tax net operating income$4,444,0001,872
Securities gains (losses)$47,0001,791
Applicable income taxes$1,280,0001,817
Income before extraordinary items$3,211,0001,948
Extraordinary gains, net$034
Net income$3,211,0001,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$586,0001,182
Cash dividends$391,0003,958
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,177,6301,921
2004-09-30 (YTD Data)Rank
Total interest income$9,341,0002,272
Total interest expense$1,668,0003,292
Net interest income$7,673,0001,966
Provision for loan and lease losses$251,0002,563
Total noninterest income$1,812,0001,929
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,299,0001,031
Trading account gains and fees$0134
Additional Noninterest Income$513,0002,755
Total noninterest expense$5,758,0002,078
Salaries and employee benefits$3,189,0002,043
Premises and equipment expense$667,0002,536
Additional noninterest expense$1,902,0001,888
Pre-tax net operating income$3,476,0001,815
Securities gains (losses)$47,0001,709
Applicable income taxes$1,139,0001,602
Income before extraordinary items$2,384,0001,971
Extraordinary gains, net$026
Net income$2,384,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,250
Cash dividends$286,0003,536
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,352,0401,946
2004-06-30 (YTD Data)Rank
Total interest income$6,177,0002,271
Total interest expense$1,094,0003,322
Net interest income$5,083,0001,958
Provision for loan and lease losses$199,0002,233
Total noninterest income$1,216,0001,899
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$834,0001,061
Trading account gains and fees$0130
Additional Noninterest Income$382,0002,583
Total noninterest expense$3,821,0002,090
Salaries and employee benefits$2,103,0002,081
Premises and equipment expense$432,0002,595
Additional noninterest expense$1,286,0001,857
Pre-tax net operating income$2,279,0001,842
Securities gains (losses)$47,0001,505
Applicable income taxes$747,0001,617
Income before extraordinary items$1,579,0001,986
Extraordinary gains, net$021
Net income$1,579,0001,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$150,0003,776
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,547,0401,968
2004-03-31 (YTD Data)Rank
Total interest income$3,112,0002,255
Total interest expense$557,0003,311
Net interest income$2,555,0001,955
Provision for loan and lease losses$47,0003,399
Total noninterest income$552,0002,014
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$391,0001,095
Trading account gains and fees$0121
Additional Noninterest Income$161,0002,816
Total noninterest expense$1,819,0002,193
Salaries and employee benefits$1,044,0002,111
Premises and equipment expense$208,0002,710
Additional noninterest expense$567,0002,092
Pre-tax net operating income$1,241,0001,669
Securities gains (losses)$47,0001,239
Applicable income taxes$438,0001,444
Income before extraordinary items$850,0001,836
Extraordinary gains, net$016
Net income$850,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$75,0003,114
Sale, conversion, retirement of capital stock, net$0464
Net operating income$818,9801,823
2003-12-31 (YTD Data)Rank
Total interest income$12,519,0002,296
Total interest expense$2,779,0003,065
Net interest income$9,740,0002,013
Provision for loan and lease losses$225,0003,797
Total noninterest income$2,418,0001,999
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,654,0001,042
Trading account gains and fees$0160
Additional Noninterest Income$764,0002,816
Total noninterest expense$7,253,0002,178
Salaries and employee benefits$3,936,0002,157
Premises and equipment expense$742,0002,935
Additional noninterest expense$2,575,0001,873
Pre-tax net operating income$4,680,0001,723
Securities gains (losses)$11,0003,560
Applicable income taxes$1,573,0001,558
Income before extraordinary items$3,118,0001,972
Extraordinary gains, net$054
Net income$3,118,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,136
Cash dividends$795,0002,724
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,110,7401,887
2003-09-30 (YTD Data)Rank
Total interest income$9,349,0002,347
Total interest expense$2,208,0003,015
Net interest income$7,141,0002,065
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,887,0001,992
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,240,0001,047
Trading account gains and fees$0153
Additional Noninterest Income$647,0002,701
Total noninterest expense$5,302,0002,222
Salaries and employee benefits$2,844,0002,236
Premises and equipment expense$552,0002,963
Additional noninterest expense$1,906,0001,882
Pre-tax net operating income$3,501,0001,793
Securities gains (losses)$11,0003,280
Applicable income taxes$1,194,0001,622
Income before extraordinary items$2,318,0002,057
Extraordinary gains, net$040
Net income$2,318,0002,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,871
Cash dividends$720,0002,139
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,310,7401,952
2003-06-30 (YTD Data)Rank
Total interest income$6,264,0002,339
Total interest expense$1,599,0002,876
Net interest income$4,665,0002,098
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,264,0001,971
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$819,0001,053
Trading account gains and fees$0150
Additional Noninterest Income$445,0002,628
Total noninterest expense$3,471,0002,266
Salaries and employee benefits$1,883,0002,246
Premises and equipment expense$361,0003,003
Additional noninterest expense$1,227,0001,951
Pre-tax net operating income$2,308,0001,803
Securities gains (losses)$11,0002,898
Applicable income taxes$789,0001,638
Income before extraordinary items$1,530,0002,073
Extraordinary gains, net$030
Net income$1,530,0002,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,822
Cash dividends$480,0002,222
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,522,7401,963
2003-03-31 (YTD Data)Rank
Total interest income$3,144,0002,348
Total interest expense$843,0002,800
Net interest income$2,301,0002,124
Provision for loan and lease losses$75,0002,805
Total noninterest income$640,0001,902
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$398,0001,042
Trading account gains and fees$0134
Additional Noninterest Income$242,0002,407
Total noninterest expense$1,682,0002,314
Salaries and employee benefits$942,0002,237
Premises and equipment expense$179,0003,031
Additional noninterest expense$561,0002,101
Pre-tax net operating income$1,184,0001,769
Securities gains (losses)$11,0002,147
Applicable income taxes$406,0001,599
Income before extraordinary items$789,0001,996
Extraordinary gains, net$021
Net income$789,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,762
Cash dividends$240,0002,030
Sale, conversion, retirement of capital stock, net$0419
Net operating income$781,7401,900
2002-12-31 (YTD Data)Rank
Total interest income$12,855,0002,402
Total interest expense$3,906,0002,808
Net interest income$8,949,0002,170
Provision for loan and lease losses$300,0003,409
Total noninterest income$2,038,0002,095
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,287,0001,257
Trading account gains and fees$0153
Additional Noninterest Income$751,0002,602
Total noninterest expense$6,247,0002,377
Salaries and employee benefits$3,338,0002,391
Premises and equipment expense$677,0003,086
Additional noninterest expense$2,232,0002,071
Pre-tax net operating income$4,440,0001,822
Securities gains (losses)$106,0001,692
Applicable income taxes$1,546,0001,609
Income before extraordinary items$3,000,0002,009
Extraordinary gains, net$070
Net income$3,000,0002,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,367
Cash dividends$1,281,0001,845
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,930,0401,977
2001-12-31 (YTD Data)Rank
Total interest income$14,564,0002,355
Total interest expense$6,819,0002,346
Net interest income$7,745,0002,309
Provision for loan and lease losses$300,0003,194
Total noninterest income$1,462,0002,563
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$931,0001,614
Trading account gains and fees$0177
Additional Noninterest Income$531,0003,027
Total noninterest expense$5,508,0002,566
Salaries and employee benefits$3,069,0002,459
Premises and equipment expense$608,0003,319
Additional noninterest expense$1,831,0002,433
Pre-tax net operating income$3,399,0002,020
Securities gains (losses)$81,0001,924
Applicable income taxes$1,108,0001,929
Income before extraordinary items$2,372,0002,190
Extraordinary gains, net$0105
Net income$2,372,0002,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,205
Cash dividends$1,290,0001,870
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,316,9202,169
2000-12-31 (YTD Data)Rank
Total interest income$14,944,0002,342
Total interest expense$7,585,0002,242
Net interest income$7,359,0002,410
Provision for loan and lease losses$360,0002,489
Total noninterest income$664,0004,144
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$434,0003,035
Trading account gains and fees$0180
Additional Noninterest Income$230,0004,468
Total noninterest expense$4,635,0002,918
Salaries and employee benefits$2,493,0002,837
Premises and equipment expense$492,0003,837
Additional noninterest expense$1,650,0002,572
Pre-tax net operating income$3,028,0002,371
Securities gains (losses)$01,956
Applicable income taxes$991,0002,139
Income before extraordinary items$2,037,0002,519
Extraordinary gains, net$038
Net income$2,037,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,113
Cash dividends$655,0003,038
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,037,0002,520
1999-12-31 (YTD Data)Rank
Total interest income$12,905,0002,539
Total interest expense$6,338,0002,317
Net interest income$6,567,0002,670
Provision for loan and lease losses$420,0002,015
Total noninterest income$344,0006,062
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$228,0004,759
Trading account gains and fees$0173
Additional Noninterest Income$116,0006,271
Total noninterest expense$3,957,0003,337
Salaries and employee benefits$2,079,0003,318
Premises and equipment expense$426,0004,316
Additional noninterest expense$1,452,0002,946
Pre-tax net operating income$2,534,0002,762
Securities gains (losses)$03,155
Applicable income taxes$851,0002,501
Income before extraordinary items$1,683,0002,961
Extraordinary gains, net$035
Net income$1,683,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,685
Cash dividends$550,0003,313
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,683,0002,929
1998-12-31 (YTD Data)Rank
Total interest income$11,712,0002,760
Total interest expense$6,260,0002,411
Net interest income$5,452,0003,147
Provision for loan and lease losses$540,0001,625
Total noninterest income$277,0006,690
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$212,0004,995
Trading account gains and fees$0224
Additional Noninterest Income$65,0007,637
Total noninterest expense$3,437,0003,676
Salaries and employee benefits$1,817,0003,642
Premises and equipment expense$354,0004,844
Additional noninterest expense$1,266,0003,221
Pre-tax net operating income$1,752,0003,716
Securities gains (losses)$15,0002,661
Applicable income taxes$562,0003,571
Income before extraordinary items$1,205,0003,915
Extraordinary gains, net$032
Net income$1,205,0003,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,318
Cash dividends$400,0003,951
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,194,8003,856
1997-12-31 (YTD Data)Rank
Total interest income$8,841,0003,628
Total interest expense$4,639,0003,200
Net interest income$4,202,0004,059
Provision for loan and lease losses$420,0002,015
Total noninterest income$246,0007,263
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$189,0005,510
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,127
Total noninterest expense$2,888,0004,227
Salaries and employee benefits$1,570,0004,083
Premises and equipment expense$313,0005,314
Additional noninterest expense$1,005,0003,884
Pre-tax net operating income$1,140,0005,413
Securities gains (losses)$03,944
Applicable income taxes$364,0005,178
Income before extraordinary items$776,0005,564
Extraordinary gains, net$044
Net income$776,0005,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,340
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$776,0005,519
1996-12-31 (YTD Data)Rank
Total interest income$4,953,0005,977
Total interest expense$2,438,0005,617
Net interest income$2,515,0006,168
Provision for loan and lease losses$518,0001,687
Total noninterest income$143,0009,119
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0007,175
Trading account gains and feesNANA
Additional Noninterest Income$28,0009,949
Total noninterest expense$2,315,0005,309
Salaries and employee benefits$1,221,0005,116
Premises and equipment expense$205,0006,938
Additional noninterest expense$889,0004,806
Pre-tax net operating income$-175,00011,044
Securities gains (losses)$04,148
Applicable income taxes$-84,00011,156
Income before extraordinary items$-91,00010,986
Extraordinary gains, net$053
Net income$-91,00010,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,758
Cash dividends$378,0004,039
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-91,00010,940
1995-12-31 (YTD Data)Rank
Total interest income$1,526,00010,479
Total interest expense$687,00010,358
Net interest income$839,00010,419
Provision for loan and lease losses$08,958
Total noninterest income$106,00010,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0008,173
Trading account gains and feesNANA
Additional Noninterest Income$21,00010,833
Total noninterest expense$621,00010,485
Salaries and employee benefits$296,00010,785
Premises and equipment expense$52,00011,019
Additional noninterest expense$273,0009,562
Pre-tax net operating income$324,0009,580
Securities gains (losses)$03,831
Applicable income taxes$64,0009,898
Income before extraordinary items$260,0009,326
Extraordinary gains, net$065
Net income$260,0009,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00010,943
Cash dividends$490,0003,418
Sale, conversion, retirement of capital stock, net$0809
Net operating income$260,0009,302
1994-12-31 (YTD Data)Rank
Total interest income$1,450,00010,836
Total interest expense$642,00010,394
Net interest income$808,00011,026
Provision for loan and lease losses$10,0008,460
Total noninterest income$106,00010,599
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0008,308
Trading account gains and feesNANA
Additional Noninterest Income$14,00011,845
Total noninterest expense$595,00011,152
Salaries and employee benefits$312,00011,093
Premises and equipment expense$50,00011,639
Additional noninterest expense$233,00010,727
Pre-tax net operating income$309,00010,067
Securities gains (losses)$03,600
Applicable income taxes$65,00010,116
Income before extraordinary items$244,0009,763
Extraordinary gains, net$0249
Net income$244,0009,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,618
Cash dividends$40,0008,160
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$244,0009,838
1993-12-31 (YTD Data)Rank
Total interest income$1,580,00011,035
Total interest expense$621,00011,019
Net interest income$959,00010,926
Provision for loan and lease losses$51,0007,396
Total noninterest income$109,00011,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0008,412
Trading account gains and feesNANA
Additional Noninterest Income$10,00012,761
Total noninterest expense$573,00011,784
Salaries and employee benefits$305,00011,596
Premises and equipment expense$52,00012,143
Additional noninterest expense$216,00011,521
Pre-tax net operating income$444,0009,070
Securities gains (losses)$07,477
Applicable income taxes$123,0009,238
Income before extraordinary items$321,0009,222
Extraordinary gains, net$-3,00012,192
Net income$318,0009,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00011,292
Cash dividends$40,0008,186
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$321,0008,971
1992-12-31 (YTD Data)Rank
Total interest income$1,729,00011,465
Total interest expense$808,00011,291
Net interest income$921,00011,423
Provision for loan and lease losses$180,0005,503
Total noninterest income$114,00011,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0008,390
Trading account gains and feesNANA
Additional Noninterest Income$10,00013,358
Total noninterest expense$544,00012,378
Salaries and employee benefits$307,00011,930
Premises and equipment expense$38,00013,134
Additional noninterest expense$199,00012,248
Pre-tax net operating income$311,00010,029
Securities gains (losses)$08,369
Applicable income taxes$64,00010,889
Income before extraordinary items$247,0009,955
Extraordinary gains, net$01,422
Net income$247,00010,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0005,395
Cash dividends$30,0008,198
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$247,0009,587

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.