Home > Texas Banks > Palestine Banks > Austin Bank, Texas Palestine > Austin Bank, Texas, PALESTINE BRANCH
Austin Bank, Texas, PALESTINE BRANCH
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2 client reviews
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| Name: | Austin Bank, Texas |
| Concentration: | Commercial Lending Specialization |
| Established: | 10/01/1900 |
| FDIC Insurance: | 01/01/1934 |
| Holden By: | JSA FAMILY LTD PARTNERSHIP |
| Charter Class: | Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) |
| # of Branches: | 38, view all, view on map |
| Website: | www.austinbank.com |
| Total Assets: | $3,119,259,000 |
| Total Deposits: | $2,646,230,000 |
| Total Equity Capital: | $433,240,000 |
| Total Domestic Office Deposits: | $2,646,230,000 |
| Net Income: | $11,720,000 |
| Quarterly Net Income: | $11,720,000 |
| Return on Assets: | 2% |
| Quarterly Return on Assets: | 2% |
| Return on Equity: | 11% |
| Quarterly Return on Equity: | 11% |
| More... | |
Client Review
2 client reviews of Austin Bank, Texas scored 3.5 out of 5.
Misleading and crooked
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Jdbostic, Sep. 24, 2018
On my loan, I agreed to an ARM for my mortgage only if they would put a cap of 5% on the loan. Last month my interest rate went to 6%. Bank denied our agreement to 5% cap.
I renewed my insurance 3 months ago. 1st month after renewing, they sent me a letter informing me that I had not renewed my policy.I took them a copy of my policy. Next month, same letter and I took another copy to them as they could not find their copy. Third month, same thing. This month they added $1,800 to my load balance for their insurance policy. Still fighting that now.
FIND YOURSELF ANOTHER BANK!!!!
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Austin Bank, Texas, Palestine Branch at Palestine, TX
Was this review helpful to you? Yes, No Report Abuse
Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Servicesby Jdbostic, Sep. 24, 2018
On my loan, I agreed to an ARM for my mortgage only if they would put a cap of 5% on the loan. Last month my interest rate went to 6%. Bank denied our agreement to 5% cap.
I renewed my insurance 3 months ago. 1st month after renewing, they sent me a letter informing me that I had not renewed my policy.I took them a copy of my policy. Next month, same letter and I took another copy to them as they could not find their copy. Third month, same thing. This month they added $1,800 to my load balance for their insurance policy. Still fighting that now.
FIND YOURSELF ANOTHER BANK!!!!
* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Austin Bank, Texas, Palestine Branch at Palestine, TX
Was this review helpful to you? Yes, No Report Abuse
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