Austin Bank, Texas, GILMER BRANCH

Name:Austin Bank, Texas, GILMER BRANCH
Full Service Brick and Mortar Office
Review: 3.5star2 client reviews
Location:611 Us Highway 271 N
Gilmer, TX 75644

Upshur County
View Other Branches
 
Phone:903-843-5574
FDIC Cert:#3276
Established:01/08/1996


The Bank

Name:Austin Bank, Texas
Concentration:Commercial Lending Specialization
Established:10/01/1900
FDIC Insurance:01/01/1934
Holden By:JSA FAMILY LTD PARTNERSHIP
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:36, view all, view on map
Website:www.austinbank.com
Total Assets:$2,815,935,000
Total Deposits:$2,303,395,000
Total Equity Capital:$361,456,000
Total Domestic Office Deposits:$2,303,395,000
Net Income:$29,372,000
Quarterly Net Income:$10,031,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:11%
Quarterly Return on Equity:11%
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Client Review

2 client reviews of Austin Bank, Texas scored 3.5 out of 5.

Misleading and crooked
 2star Overall Rating
 2star Interest Rate and Cost
 3star Office Environment & Staff
 3star Waiting Time
 1star Other Services
by Jdbostic, Sep. 24, 2018

  On my loan, I agreed to an ARM for my mortgage only if they would put a cap of 5% on the loan. Last month my interest rate went to 6%. Bank denied our agreement to 5% cap.
  I renewed my insurance 3 months ago. 1st month after renewing, they sent me a letter informing me that I had not renewed my policy.I took them a copy of my policy. Next month, same letter and I took another copy to them as they could not find their copy. Third month, same thing. This month they added $1,800 to my load balance for their insurance policy. Still fighting that now.
  FIND YOURSELF ANOTHER BANK!!!!

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on Austin Bank, Texas, Palestine Branch at Palestine, TX
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Fantastic place to do business
 5star Overall Rating
 5star Office Environment & Staff
 5star Waiting Time
 5star Other Services
by TxGal, Jul. 14, 2011

Love having my checking account here.  Friendly employees.  They always speak to me coming and going, and I never have to wait.  They are nice people and I actually feel comfortable going in there.  Not like most banks.

* this reviewer has be with this bank for 6 months - 1 year
* this reviewer had 3 - 5 banks before.
* this review was made on Austin Bank, Texas, Longview East Loop Branch at Longview, TX
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Banks Nearby

Prosperity Bank, GILMER BRANCH (0.3 miles)
Full Service Brick and Mortar Office
218 W Cass St
Gilmer, TX 75644
The First National Bank of East Texas (0.3 miles)
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206 Us Highway 271 N
Gilmer, TX 75644
Texas Heritage National Bank, Gilmer Branch (0.3 miles)
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795 Us Highway 271 N
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Gilmer National Bank, Gilmer, Texas (0.7 miles)
Full Service Brick and Mortar Office
713 Us Highway 271 N
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