Valley Bank

Status:Inactive as of 2014-06-20
 Absorption - Assisted
Successor Bank:Great Southern Bank
Headquarters:Valley Bank
3455 Avenue Of The Cities
Moline, IL 61265
Established:1911-03-01
FDIC Insurance:1934-01-01
FDIC Cert:#10450
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:16
Total Assets:$456,442,000
Total Deposits:$359,953,000

History

1911-03-01Institution established: Original name:State Bank of Latham
2002-01-31Changed name to Valley Bank
2002-01-31Moved bank headquarters from LATHAM, IL to MOLINE, IL
2002-01-31Acquired Valley State Bank (33828) in ELDRIDGE, IA
2003-10-01Acquired Cedar Valley State Bank (14688) in ST. ANSGAR, IA
2014-06-20Failed. Acquired with government financial assistance and subsequently operated as part of Great Southern Bank (29546)

Historical Financial Information

2014-03-31Rank
# of Employees:1451,009
Assets and Liabilities
Total Assets:$456,442,0001,481
Cash and due from depository institutions$9,796,0001,009
Interest-bearing balances$985,0005,731
Securities$127,942,0001,186
Federal funds sold & reverse repurchase agreements$15,337,000302
Net loans & leases$254,489,0001,651
Loan loss allowance$33,832,000232
Trading account assets$0247
Bank premises and fixed assets$19,642,000593
Other real estate owned$9,965,0001,009
Goodwill and other intangibles$156,0002,445
All other assets$19,115,0001,078
Life insurance assets$9,604,000877
Total liabilities and capital$456,442,0001,481
Total liabilities$453,265,0001,333
Total deposits$359,953,0001,582
Interest-bearing deposits$302,317,0001,525
Deposits held in domestic offices$359,953,0001,582
% insured94.33%884
Federal funds purchased & repurchase agreements$21,052,000499
Trading liabilities$0165
Other borrowed funds$68,000,000425
Subordinated debt$0134
All other liabilities$4,260,0001,102
Total equity capital$3,177,0006,418
Total bank equity capital$3,177,0006,418
Perpetual preferred stock$0201
Common stock$750,0002,602
Surplus$35,252,000959
Undivided profits$-32,825,0006,645
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$49,636,000181
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$1,455,0001,732
Earning assets$398,753,0001,561
Long-term assets (5+ years)$143,821,0001,517
Average Assets, year-to-date$474,479,0001,416
Average Assets, quarterly$474,479,0001,416
Volatile liabilities$25,958,0001,616
Insider loans$5,216,0001,190
FHLB advances$68,000,000385
Loans and leases held for sale$5,960,000368
Unused loan commitments$20,382,0002,736
Tier 1 (core) risk-based capital$3,251,0006,408
Tier 2 risk-based capital$3,251,0001,569
Total risk weighted assets$302,949,0001,483
Total unused commitments$20,382,0002,736
Derivatives$19,417,000520
2013-12-31Rank
# of Employees:150986
Assets and Liabilities
Total Assets:$503,103,0001,341
Cash and due from depository institutions$9,469,000986
Interest-bearing balances$2,125,0005,107
Securities$126,676,0001,186
Federal funds sold & reverse repurchase agreements$13,666,000325
Net loans & leases$303,433,0001,415
Loan loss allowance$18,463,000375
Trading account assets$0247
Bank premises and fixed assets$20,744,000547
Other real estate owned$9,824,000986
Goodwill and other intangibles$166,0002,437
All other assets$19,125,0001,096
Life insurance assets$9,509,000872
Total liabilities and capital$503,103,0001,341
Total liabilities$486,463,0001,229
Total deposits$391,070,0001,432
Interest-bearing deposits$322,439,0001,413
Deposits held in domestic offices$391,070,0001,431
% insured94.34%925
Federal funds purchased & repurchase agreements$21,514,000527
Trading liabilities$0167
Other borrowed funds$68,000,000438
Subordinated debt$0136
All other liabilities$5,879,000879
Total equity capital$16,640,0003,603
Total bank equity capital$16,640,0003,602
Perpetual preferred stock$0206
Common stock$750,0002,635
Surplus$35,252,000970
Undivided profits$-19,362,0006,654
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$27,924,000298
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$1,834,0001,425
Earning assets$445,900,0001,381
Long-term assets (5+ years)$151,218,0001,433
Average Assets, year-to-date$539,294,8001,231
Average Assets, quarterly$514,651,0001,303
Volatile liabilities$26,761,0001,594
Insider loans$5,203,0001,188
FHLB advances$68,000,000400
Loans and leases held for sale$10,408,000274
Unused loan commitments$25,130,0002,328
Tier 1 (core) risk-based capital$17,283,0003,501
Tier 2 risk-based capital$4,571,0001,183
Total risk weighted assets$351,796,0001,290
Total unused commitments$25,130,0002,328
Derivatives$15,567,000535
2013-09-30Rank
# of Employees:150988
Assets and Liabilities
Total Assets:$526,199,0001,284
Cash and due from depository institutions$11,712,000988
Interest-bearing balances$2,981,0004,780
Securities$123,760,0001,227
Federal funds sold & reverse repurchase agreements$21,597,000200
Net loans & leases$320,483,0001,329
Loan loss allowance$22,684,000329
Trading account assets$0248
Bank premises and fixed assets$20,888,000554
Other real estate owned$8,888,000988
Goodwill and other intangibles$175,0002,421
All other assets$18,696,0001,109
Life insurance assets$9,284,000861
Total liabilities and capital$526,199,0001,284
Total liabilities$510,889,0001,171
Total deposits$414,868,0001,345
Interest-bearing deposits$344,211,0001,309
Deposits held in domestic offices$414,868,0001,344
% insured94.34%1,003
Federal funds purchased & repurchase agreements$21,715,000531
Trading liabilities$0163
Other borrowed funds$68,000,000441
Subordinated debt$0150
All other liabilities$6,306,000884
Total equity capital$15,310,0003,848
Total bank equity capital$15,310,0003,847
Perpetual preferred stock$0217
Common stock$750,0002,669
Surplus$35,252,000970
Undivided profits$-20,692,0006,741
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$29,971,000303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$1,880,0001,445
Earning assets$468,821,0001,324
Long-term assets (5+ years)$143,057,0001,490
Average Assets, year-to-date$565,653,5001,182
Average Assets, quarterly$544,997,0001,227
Volatile liabilities$27,219,0001,583
Insider loans$7,424,000809
FHLB advances$68,000,000394
Loans and leases held for sale$13,698,000252
Unused loan commitments$35,452,0001,836
Tier 1 (core) risk-based capital$16,111,0003,695
Tier 2 risk-based capital$4,823,0001,116
Total risk weighted assets$367,977,0001,232
Total unused commitments$35,452,0001,836
Derivatives$25,368,000475
2013-06-30Rank
# of Employees:156952
Assets and Liabilities
Total Assets:$563,795,0001,183
Cash and due from depository institutions$8,946,000952
Interest-bearing balances$1,157,0005,733
Securities$124,788,0001,217
Federal funds sold & reverse repurchase agreements$15,505,000285
Net loans & leases$365,282,0001,156
Loan loss allowance$16,941,000433
Trading account assets$0250
Bank premises and fixed assets$21,017,000540
Other real estate owned$8,921,000952
Goodwill and other intangibles$185,0002,402
All other assets$19,151,0001,087
Life insurance assets$9,191,000858
Total liabilities and capital$563,795,0001,183
Total liabilities$540,748,0001,106
Total deposits$442,833,0001,262
Interest-bearing deposits$370,362,0001,232
Deposits held in domestic offices$442,833,0001,261
% insured92.10%1,743
Federal funds purchased & repurchase agreements$21,647,000514
Trading liabilities$0154
Other borrowed funds$69,319,000424
Subordinated debt$0152
All other liabilities$6,949,000799
Total equity capital$23,047,0002,825
Total bank equity capital$23,047,0002,825
Perpetual preferred stock$0228
Common stock$750,0002,693
Surplus$35,252,000969
Undivided profits$-12,955,0006,687
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$20,083,000475
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$1,917,0001,351
Earning assets$506,732,0001,206
Long-term assets (5+ years)$155,126,0001,359
Average Assets, year-to-date$578,805,0001,162
Average Assets, quarterly$573,598,5001,173
Volatile liabilities$28,757,0001,461
Insider loans$7,026,000882
FHLB advances$68,000,000386
Loans and leases held for sale$29,254,000221
Unused loan commitments$38,912,0001,677
Tier 1 (core) risk-based capital$24,236,0002,667
Tier 2 risk-based capital$5,233,0001,020
Total risk weighted assets$406,964,0001,101
Total unused commitments$38,912,0001,677
Derivatives$38,442,000425
2013-03-31Rank
# of Employees:163912
Assets and Liabilities
Total Assets:$583,402,0001,164
Cash and due from depository institutions$8,954,000912
Interest-bearing balances$261,0006,379
Securities$120,540,0001,272
Federal funds sold & reverse repurchase agreements$18,358,000315
Net loans & leases$382,962,0001,097
Loan loss allowance$9,863,000737
Trading account assets$0242
Bank premises and fixed assets$21,182,000534
Other real estate owned$11,475,000912
Goodwill and other intangibles$194,0002,398
All other assets$19,737,0001,031
Life insurance assets$9,087,000857
Total liabilities and capital$583,402,0001,164
Total liabilities$534,236,0001,133
Total deposits$439,072,0001,281
Interest-bearing deposits$367,202,0001,256
Deposits held in domestic offices$439,072,0001,279
% insured92.39%1,675
Federal funds purchased & repurchase agreements$21,353,000509
Trading liabilities$0154
Other borrowed funds$68,100,000401
Subordinated debt$0155
All other liabilities$5,711,000951
Total equity capital$49,166,0001,481
Total bank equity capital$49,166,0001,480
Perpetual preferred stock$0239
Common stock$750,0002,734
Surplus$35,252,000972
Undivided profits$13,164,0002,594
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$12,849,000748
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,634,000940
Earning assets$522,121,0001,190
Long-term assets (5+ years)$138,069,0001,458
Average Assets, year-to-date$586,310,0001,157
Average Assets, quarterly$586,310,0001,157
Volatile liabilities$26,963,0001,532
Insider loans$8,667,000704
FHLB advances$68,100,000356
Loans and leases held for sale$5,038,000590
Unused loan commitments$39,370,0001,651
Tier 1 (core) risk-based capital$49,169,0001,391
Tier 2 risk-based capital$5,547,000962
Total risk weighted assets$439,439,0001,007
Total unused commitments$39,370,0001,651
Derivatives$44,049,000391
2012-12-31Rank
# of Employees:161923
Assets and Liabilities
Total Assets:$590,148,0001,151
Cash and due from depository institutions$14,563,000923
Interest-bearing balances$1,732,0005,574
Securities$131,110,0001,159
Federal funds sold & reverse repurchase agreements$9,313,000649
Net loans & leases$377,766,0001,113
Loan loss allowance$8,835,000827
Trading account assets$0243
Bank premises and fixed assets$22,373,000498
Other real estate owned$14,523,000923
Goodwill and other intangibles$204,0002,371
All other assets$20,296,0001,021
Life insurance assets$8,972,000851
Total liabilities and capital$590,148,0001,151
Total liabilities$541,600,0001,109
Total deposits$446,517,0001,259
Interest-bearing deposits$370,595,0001,251
Deposits held in domestic offices$446,517,0001,258
% insured93.13%2,283
Federal funds purchased & repurchase agreements$21,618,000532
Trading liabilities$0152
Other borrowed funds$68,100,000420
Subordinated debt$0159
All other liabilities$5,365,0001,014
Total equity capital$48,548,0001,488
Total bank equity capital$48,548,0001,487
Perpetual preferred stock$0246
Common stock$750,0002,758
Surplus$35,252,000969
Undivided profits$12,546,0002,677
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$9,945,0001,012
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,876,000861
Earning assets$519,921,0001,184
Long-term assets (5+ years)$145,512,0001,374
Average Assets, year-to-date$604,266,4001,101
Average Assets, quarterly$589,938,5001,140
Volatile liabilities$28,119,0001,534
Insider loans$7,979,000755
FHLB advances$68,100,000377
Loans and leases held for sale$9,948,000520
Unused loan commitments$44,534,0001,450
Tier 1 (core) risk-based capital$48,462,0001,395
Tier 2 risk-based capital$5,544,000960
Total risk weighted assets$440,294,0001,007
Total unused commitments$44,534,0001,450
Derivatives$40,351,000417
2012-09-30Rank
# of Employees:170881
Assets and Liabilities
Total Assets:$589,729,0001,142
Cash and due from depository institutions$11,865,000881
Interest-bearing balances$2,512,0005,143
Securities$131,562,0001,167
Federal funds sold & reverse repurchase agreements$2,846,0001,538
Net loans & leases$385,269,0001,085
Loan loss allowance$9,149,000815
Trading account assets$0231
Bank premises and fixed assets$22,520,000491
Other real estate owned$14,225,000881
Goodwill and other intangibles$214,0002,368
All other assets$21,228,000995
Life insurance assets$8,768,000848
Total liabilities and capital$589,729,0001,142
Total liabilities$542,111,0001,112
Total deposits$447,168,0001,244
Interest-bearing deposits$376,087,0001,233
Deposits held in domestic offices$447,168,0001,243
% insured91.42%3,093
Federal funds purchased & repurchase agreements$21,307,000539
Trading liabilities$0150
Other borrowed funds$68,100,000425
Subordinated debt$0163
All other liabilities$5,536,0001,015
Total equity capital$47,618,0001,522
Total bank equity capital$47,618,0001,521
Perpetual preferred stock$0250
Common stock$750,0002,806
Surplus$34,952,000985
Undivided profits$11,916,0002,831
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$11,573,000965
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,529,000742
Earning assets$522,189,0001,173
Long-term assets (5+ years)$138,811,0001,405
Average Assets, year-to-date$607,796,0001,098
Average Assets, quarterly$596,267,0001,134
Volatile liabilities$27,767,0001,575
Insider loans$9,960,000603
FHLB advances$68,100,000380
Loans and leases held for sale$8,481,000537
Unused loan commitments$49,042,0001,356
Tier 1 (core) risk-based capital$47,003,0001,437
Tier 2 risk-based capital$5,639,000945
Total risk weighted assets$447,570,000984
Total unused commitments$49,042,0001,356
Derivatives$79,312,000323
2012-06-30Rank
# of Employees:177843
Assets and Liabilities
Total Assets:$602,805,0001,113
Cash and due from depository institutions$10,079,000843
Interest-bearing balances$1,464,0005,595
Securities$130,481,0001,179
Federal funds sold & reverse repurchase agreements$1,218,0002,338
Net loans & leases$403,101,0001,031
Loan loss allowance$6,587,0001,141
Trading account assets$0211
Bank premises and fixed assets$22,748,000481
Other real estate owned$13,938,000843
Goodwill and other intangibles$223,0002,337
All other assets$21,017,0001,002
Life insurance assets$8,670,000852
Total liabilities and capital$602,805,0001,113
Total liabilities$554,443,0001,074
Total deposits$459,223,0001,202
Interest-bearing deposits$391,622,0001,181
Deposits held in domestic offices$459,223,0001,200
% insured91.22%3,292
Federal funds purchased & repurchase agreements$22,486,000523
Trading liabilities$0130
Other borrowed funds$68,100,000432
Subordinated debt$0180
All other liabilities$4,634,0001,130
Total equity capital$48,362,0001,481
Total bank equity capital$48,362,0001,477
Perpetual preferred stock$0254
Common stock$750,0002,845
Surplus$34,452,000983
Undivided profits$13,160,0002,571
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$12,199,000942
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$3,100,000808
Earning assets$536,264,0001,143
Long-term assets (5+ years)$156,126,0001,243
Average Assets, year-to-date$613,818,3301,086
Average Assets, quarterly$612,235,0001,092
Volatile liabilities$29,352,0001,507
Insider loans$8,704,000695
FHLB advances$68,100,000388
Loans and leases held for sale$25,846,000223
Unused loan commitments$47,379,0001,380
Tier 1 (core) risk-based capital$47,776,0001,398
Tier 2 risk-based capital$5,705,000937
Total risk weighted assets$455,555,000961
Total unused commitments$47,379,0001,380
Derivatives$66,811,000333
2012-03-31Rank
# of Employees:177839
Assets and Liabilities
Total Assets:$621,665,0001,085
Cash and due from depository institutions$12,931,000839
Interest-bearing balances$2,337,0005,337
Securities$152,977,0001,013
Federal funds sold & reverse repurchase agreements$7,535,000956
Net loans & leases$390,536,0001,059
Loan loss allowance$8,887,000870
Trading account assets$0215
Bank premises and fixed assets$22,913,000479
Other real estate owned$13,625,000839
Goodwill and other intangibles$233,0002,314
All other assets$20,915,0001,002
Life insurance assets$8,568,000850
Total liabilities and capital$621,665,0001,085
Total liabilities$573,893,0001,044
Total deposits$478,221,0001,171
Interest-bearing deposits$409,250,0001,143
Deposits held in domestic offices$478,221,0001,169
% insured90.09%3,729
Federal funds purchased & repurchase agreements$22,902,000530
Trading liabilities$0123
Other borrowed funds$68,700,000425
Subordinated debt$0185
All other liabilities$4,070,0001,224
Total equity capital$47,772,0001,471
Total bank equity capital$47,772,0001,469
Perpetual preferred stock$0259
Common stock$750,0002,880
Surplus$34,452,000986
Undivided profits$12,570,0002,613
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$13,346,000932
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$3,275,000766
Earning assets$553,385,0001,116
Long-term assets (5+ years)$175,791,0001,127
Average Assets, year-to-date$619,325,0001,074
Average Assets, quarterly$619,325,0001,074
Volatile liabilities$31,795,0001,422
Insider loans$8,725,000689
FHLB advances$68,700,000381
Loans and leases held for sale$17,200,000298
Unused loan commitments$44,157,0001,426
Tier 1 (core) risk-based capital$47,040,0001,401
Tier 2 risk-based capital$5,678,000934
Total risk weighted assets$451,066,000959
Total unused commitments$44,157,0001,426
Derivatives$34,871,000405
2011-12-31Rank
# of Employees:173865
Assets and Liabilities
Total Assets:$629,360,0001,053
Cash and due from depository institutions$10,392,000865
Interest-bearing balances$1,915,0005,284
Securities$139,585,0001,070
Federal funds sold & reverse repurchase agreements$24,060,000207
Net loans & leases$391,781,0001,066
Loan loss allowance$4,764,0001,567
Trading account assets$0205
Bank premises and fixed assets$23,102,000473
Other real estate owned$13,862,000865
Goodwill and other intangibles$242,0002,294
All other assets$26,336,000840
Life insurance assets$8,459,000839
Total liabilities and capital$629,360,0001,053
Total liabilities$571,959,0001,037
Total deposits$476,974,0001,154
Interest-bearing deposits$410,760,0001,129
Deposits held in domestic offices$476,974,0001,150
% insured90.70%3,586
Federal funds purchased & repurchase agreements$21,563,000564
Trading liabilities$0115
Other borrowed funds$68,700,000442
Subordinated debt$0193
All other liabilities$4,722,0001,074
Total equity capital$57,401,0001,237
Total bank equity capital$57,401,0001,237
Perpetual preferred stock$0263
Common stock$750,0002,904
Surplus$34,452,000993
Undivided profits$22,199,0001,587
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$6,876,0001,646
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$3,430,000774
Earning assets$557,341,0001,095
Long-term assets (5+ years)$170,551,000946
Average Assets, year-to-date$626,971,2001,039
Average Assets, quarterly$626,761,5001,055
Volatile liabilities$35,733,0001,390
Insider loans$10,241,000598
FHLB advances$68,700,000395
Loans and leases held for sale$29,749,000184
Unused loan commitments$46,856,0001,343
Tier 1 (core) risk-based capital$56,508,0001,153
Tier 2 risk-based capital$4,764,0001,120
Total risk weighted assets$447,933,000982
Total unused commitments$46,856,0001,343
Derivatives$39,622,000327
2011-09-30Rank
# of Employees:188784
Assets and Liabilities
Total Assets:$624,163,0001,066
Cash and due from depository institutions$10,248,000784
Interest-bearing balances$892,0005,776
Securities$148,752,000981
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$400,155,0001,054
Loan loss allowance$7,031,0001,115
Trading account assets$0209
Bank premises and fixed assets$23,321,000462
Other real estate owned$14,000,000784
Goodwill and other intangibles$841,0001,645
All other assets$26,846,000827
Life insurance assets$8,371,000845
Total liabilities and capital$624,163,0001,066
Total liabilities$564,528,0001,058
Total deposits$463,548,0001,198
Interest-bearing deposits$393,920,0001,183
Deposits held in domestic offices$463,548,0001,196
% insured87.62%4,740
Federal funds purchased & repurchase agreements$25,905,000501
Trading liabilities$0112
Other borrowed funds$70,750,000446
Subordinated debt$0206
All other liabilities$4,325,0001,180
Total equity capital$59,635,0001,204
Total bank equity capital$59,635,0001,203
Perpetual preferred stock$0266
Common stock$750,0002,944
Surplus$33,222,0001,025
Undivided profits$25,663,0001,399
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$8,853,0001,440
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$3,960,000670
Earning assets$549,799,0001,105
Long-term assets (5+ years)$172,829,000900
Average Assets, year-to-date$626,374,0001,045
Average Assets, quarterly$623,709,5001,055
Volatile liabilities$42,289,0001,217
Insider loans$10,579,000571
FHLB advances$70,750,000391
Loans and leases held for sale$25,467,000180
Unused loan commitments$39,186,0001,535
Tier 1 (core) risk-based capital$58,285,0001,118
Tier 2 risk-based capital$5,685,000936
Total risk weighted assets$453,425,000970
Total unused commitments$39,186,0001,538
Derivatives$64,079,000279
2011-06-30Rank
# of Employees:188789
Assets and Liabilities
Total Assets:$623,256,0001,066
Cash and due from depository institutions$12,226,000789
Interest-bearing balances$4,369,0004,183
Securities$161,733,000893
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$382,674,0001,112
Loan loss allowance$7,062,0001,127
Trading account assets$0213
Bank premises and fixed assets$23,498,000464
Other real estate owned$15,532,000789
Goodwill and other intangibles$850,0001,650
All other assets$26,743,000831
Life insurance assets$8,201,000846
Total liabilities and capital$623,256,0001,066
Total liabilities$564,706,0001,059
Total deposits$463,320,0001,184
Interest-bearing deposits$396,657,0001,178
Deposits held in domestic offices$463,320,0001,180
% insured85.77%5,377
Federal funds purchased & repurchase agreements$28,415,000492
Trading liabilities$0112
Other borrowed funds$68,700,000479
Subordinated debt$0212
All other liabilities$4,271,0001,130
Total equity capital$58,550,0001,187
Total bank equity capital$58,550,0001,187
Perpetual preferred stock$0222
Common stock$750,0002,981
Surplus$33,222,0001,023
Undivided profits$24,578,0001,415
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$8,872,0001,491
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$3,627,000732
Earning assets$548,776,0001,102
Long-term assets (5+ years)$160,534,000949
Average Assets, year-to-date$627,111,0001,053
Average Assets, quarterly$623,649,5001,062
Volatile liabilities$43,980,0001,196
Insider loans$12,743,000445
FHLB advances$68,700,000430
Loans and leases held for sale$8,043,000287
Unused loan commitments$38,332,0001,559
Tier 1 (core) risk-based capital$56,976,0001,123
Tier 2 risk-based capital$5,547,000979
Total risk weighted assets$442,253,0001,006
Total unused commitments$38,332,0001,562
Derivatives$35,011,000309
2011-03-31Rank
# of Employees:194770
Assets and Liabilities
Total Assets:$624,043,0001,070
Cash and due from depository institutions$10,500,000770
Interest-bearing balances$1,261,0005,512
Securities$146,073,000972
Federal funds sold & reverse repurchase agreements$6,393,0001,260
Net loans & leases$392,308,0001,087
Loan loss allowance$7,351,0001,113
Trading account assets$0208
Bank premises and fixed assets$23,603,000467
Other real estate owned$15,811,000770
Goodwill and other intangibles$860,0001,647
All other assets$28,495,000812
Life insurance assets$8,116,000857
Total liabilities and capital$624,043,0001,070
Total liabilities$567,521,0001,054
Total deposits$472,187,0001,169
Interest-bearing deposits$385,955,0001,235
Deposits held in domestic offices$472,187,0001,167
% insured85.10%5,536
Federal funds purchased & repurchase agreements$22,567,000590
Trading liabilities$0108
Other borrowed funds$68,800,000498
Subordinated debt$0214
All other liabilities$3,967,0001,191
Total equity capital$56,522,0001,189
Total bank equity capital$56,522,0001,188
Perpetual preferred stock$0224
Common stock$750,0003,020
Surplus$33,222,0001,032
Undivided profits$22,550,0001,457
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$8,587,0001,561
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$3,680,000730
Earning assets$546,035,0001,126
Long-term assets (5+ years)$142,392,0001,023
Average Assets, year-to-date$629,038,5001,060
Average Assets, quarterly$629,038,5001,060
Volatile liabilities$43,490,0001,237
Insider loans$13,070,000443
FHLB advances$68,800,000445
Loans and leases held for sale$6,388,000277
Unused loan commitments$39,379,0001,544
Tier 1 (core) risk-based capital$56,046,0001,123
Tier 2 risk-based capital$5,720,000966
Total risk weighted assets$455,952,000985
Total unused commitments$39,379,0001,545
Derivatives$21,174,000356
2010-12-31Rank
# of Employees:193780
Assets and Liabilities
Total Assets:$635,445,0001,050
Cash and due from depository institutions$11,051,000780
Interest-bearing balances$1,591,0005,172
Securities$135,201,0001,015
Federal funds sold & reverse repurchase agreements$614,0003,403
Net loans & leases$422,848,0001,024
Loan loss allowance$8,518,000970
Trading account assets$0207
Bank premises and fixed assets$23,786,000464
Other real estate owned$16,463,000780
Goodwill and other intangibles$870,0001,656
All other assets$24,612,000931
Life insurance assets$8,027,000853
Total liabilities and capital$635,445,0001,050
Total liabilities$578,661,0001,038
Total deposits$479,559,0001,138
Interest-bearing deposits$405,842,0001,160
Deposits held in domestic offices$479,559,0001,136
% insured85.84%5,310
Federal funds purchased & repurchase agreements$22,018,000616
Trading liabilities$0108
Other borrowed funds$71,800,000514
Subordinated debt$0220
All other liabilities$5,284,000963
Total equity capital$56,784,0001,181
Total bank equity capital$56,784,0001,181
Perpetual preferred stock$0224
Common stock$750,0003,063
Surplus$33,222,0001,030
Undivided profits$22,812,0001,418
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$18,133,000927
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$3,520,000795
Earning assets$560,254,0001,093
Long-term assets (5+ years)$150,669,000949
Average Assets, year-to-date$634,581,0001,058
Average Assets, quarterly$637,559,5001,050
Volatile liabilities$143,707,000938
Insider loans$10,428,000621
FHLB advances$71,800,000459
Loans and leases held for sale$28,180,000176
Unused loan commitments$43,313,0001,419
Tier 1 (core) risk-based capital$55,419,0001,139
Tier 2 risk-based capital$5,957,000951
Total risk weighted assets$473,997,000961
Total unused commitments$43,313,0001,420
Derivatives$31,889,000334
2010-09-30Rank
# of Employees:187798
Assets and Liabilities
Total Assets:$639,674,0001,058
Cash and due from depository institutions$10,948,000798
Interest-bearing balances$1,945,0004,976
Securities$125,860,0001,066
Federal funds sold & reverse repurchase agreements$3,814,0001,847
Net loans & leases$430,906,0001,026
Loan loss allowance$9,051,000921
Trading account assets$0210
Bank premises and fixed assets$24,044,000458
Other real estate owned$18,061,000798
Goodwill and other intangibles$879,0001,654
All other assets$25,162,000921
Life insurance assets$7,804,000870
Total liabilities and capital$639,674,0001,058
Total liabilities$583,958,0001,047
Total deposits$483,807,0001,134
Interest-bearing deposits$419,745,0001,141
Deposits held in domestic offices$483,807,0001,132
% insured83.42%5,461
Federal funds purchased & repurchase agreements$22,799,000605
Trading liabilities$0103
Other borrowed funds$71,800,000546
Subordinated debt$0233
All other liabilities$5,552,000981
Total equity capital$55,716,0001,232
Total bank equity capital$55,716,0001,232
Perpetual preferred stock$0229
Common stock$750,0003,125
Surplus$33,222,0001,014
Undivided profits$21,744,0001,562
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$11,830,0001,271
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$4,282,000660
Earning assets$562,525,0001,093
Long-term assets (5+ years)$144,172,000969
Average Assets, year-to-date$634,365,0001,062
Average Assets, quarterly$638,091,0001,062
Volatile liabilities$144,005,000963
Insider loans$10,977,000595
FHLB advances$71,800,000490
Loans and leases held for sale$24,372,000195
Unused loan commitments$39,593,0001,544
Tier 1 (core) risk-based capital$55,301,0001,136
Tier 2 risk-based capital$6,143,000934
Total risk weighted assets$488,508,000937
Total unused commitments$39,593,0001,546
Derivatives$87,249,000251
2010-06-30Rank
# of Employees:194776
Assets and Liabilities
Total Assets:$634,958,0001,073
Cash and due from depository institutions$14,434,000776
Interest-bearing balances$1,559,0005,071
Securities$131,602,0001,009
Federal funds sold & reverse repurchase agreements$6,197,0001,286
Net loans & leases$418,067,0001,068
Loan loss allowance$6,604,0001,252
Trading account assets$0210
Bank premises and fixed assets$24,261,000445
Other real estate owned$17,079,000776
Goodwill and other intangibles$889,0001,646
All other assets$22,429,0001,031
Life insurance assets$7,722,000874
Total liabilities and capital$634,958,0001,073
Total liabilities$580,305,0001,051
Total deposits$477,748,0001,152
Interest-bearing deposits$409,346,0001,176
Deposits held in domestic offices$477,748,0001,149
% insured83.35%5,600
Federal funds purchased & repurchase agreements$23,974,000586
Trading liabilities$0104
Other borrowed funds$73,800,000561
Subordinated debt$0241
All other liabilities$4,783,0001,057
Total equity capital$54,653,0001,247
Total bank equity capital$54,653,0001,247
Perpetual preferred stock$0222
Common stock$750,0003,158
Surplus$33,222,0001,010
Undivided profits$20,681,0001,617
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$11,646,0001,338
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$4,253,000654
Earning assets$557,425,0001,101
Long-term assets (5+ years)$155,929,000892
Average Assets, year-to-date$631,045,3301,072
Average Assets, quarterly$630,929,5001,075
Volatile liabilities$129,873,0001,094
Insider loans$11,141,000574
FHLB advances$73,800,000510
Loans and leases held for sale$18,339,000199
Unused loan commitments$43,962,0001,417
Tier 1 (core) risk-based capital$53,515,0001,170
Tier 2 risk-based capital$6,029,000963
Total risk weighted assets$481,760,000972
Total unused commitments$43,962,0001,418
Derivatives$43,820,000290
2010-03-31Rank
# of Employees:193798
Assets and Liabilities
Total Assets:$626,901,0001,103
Cash and due from depository institutions$14,163,000798
Interest-bearing balances$3,043,0004,380
Securities$130,332,0001,012
Federal funds sold & reverse repurchase agreements$14,803,000621
Net loans & leases$405,455,0001,128
Loan loss allowance$7,061,0001,208
Trading account assets$0227
Bank premises and fixed assets$24,441,000453
Other real estate owned$13,940,000798
Goodwill and other intangibles$898,0001,657
All other assets$22,869,0001,035
Life insurance assets$7,610,000884
Total liabilities and capital$626,901,0001,103
Total liabilities$574,046,0001,087
Total deposits$468,202,0001,193
Interest-bearing deposits$408,229,0001,205
Deposits held in domestic offices$468,202,0001,191
% insured89.30%3,948
Federal funds purchased & repurchase agreements$25,541,000566
Trading liabilities$0108
Other borrowed funds$76,404,000578
Subordinated debt$0248
All other liabilities$3,899,0001,266
Total equity capital$52,855,0001,288
Total bank equity capital$52,855,0001,288
Perpetual preferred stock$0220
Common stock$750,0003,211
Surplus$33,222,0001,030
Undivided profits$18,883,0001,742
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$11,938,0001,331
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$4,014,000730
Earning assets$553,633,0001,139
Long-term assets (5+ years)$140,490,000987
Average Assets, year-to-date$629,089,0001,098
Average Assets, quarterly$629,089,0001,098
Volatile liabilities$127,339,0001,167
Insider loans$11,470,000599
FHLB advances$76,404,000519
Loans and leases held for sale$6,650,000315
Unused loan commitments$46,458,0001,412
Tier 1 (core) risk-based capital$51,852,0001,216
Tier 2 risk-based capital$5,921,0001,013
Total risk weighted assets$472,560,0001,029
Total unused commitments$46,458,0001,415
Derivatives$42,472,000280
2009-12-31Rank
# of Employees:192794
Assets and Liabilities
Total Assets:$631,277,0001,104
Cash and due from depository institutions$13,106,000794
Interest-bearing balances$1,318,0004,869
Securities$110,735,0001,168
Federal funds sold & reverse repurchase agreements$9,853,000884
Net loans & leases$434,547,0001,076
Loan loss allowance$5,728,0001,456
Trading account assets$0224
Bank premises and fixed assets$24,662,000452
Other real estate owned$14,360,000794
Goodwill and other intangibles$908,0001,653
All other assets$23,106,0001,053
Life insurance assets$7,521,000890
Total liabilities and capital$631,277,0001,104
Total liabilities$578,198,0001,094
Total deposits$470,757,0001,188
Interest-bearing deposits$411,409,0001,186
Deposits held in domestic offices$470,757,0001,186
% insured89.79%3,805
Federal funds purchased & repurchase agreements$24,388,000619
Trading liabilities$0104
Other borrowed funds$78,411,000617
Subordinated debt$0258
All other liabilities$4,642,0001,093
Total equity capital$53,079,0001,246
Total bank equity capital$53,079,0001,246
Perpetual preferred stock$0219
Common stock$750,0003,255
Surplus$33,222,0001,033
Undivided profits$19,107,0001,679
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$7,035,0001,903
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$4,182,000738
Earning assets$556,453,0001,139
Long-term assets (5+ years)$144,120,000973
Average Assets, year-to-date$672,133,6001,025
Average Assets, quarterly$645,154,0001,081
Volatile liabilities$120,535,0001,228
Insider loans$12,290,000563
FHLB advances$78,411,000548
Loans and leases held for sale$15,860,000205
Unused loan commitments$41,209,0001,561
Tier 1 (core) risk-based capital$51,706,0001,204
Tier 2 risk-based capital$5,728,0001,073
Total risk weighted assets$496,137,0001,008
Total unused commitments$41,209,0001,562
Derivatives$93,834,000197
2009-09-30Rank
# of Employees:200779
Assets and Liabilities
Total Assets:$659,031,0001,075
Cash and due from depository institutions$12,817,000779
Interest-bearing balances$1,620,0004,514
Securities$116,452,0001,103
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$466,370,0001,038
Loan loss allowance$5,819,0001,357
Trading account assets$0238
Bank premises and fixed assets$24,908,000450
Other real estate owned$13,075,000779
Goodwill and other intangibles$917,0001,705
All other assets$24,492,000903
Life insurance assets$7,295,000911
Total liabilities and capital$659,031,0001,075
Total liabilities$606,888,0001,052
Total deposits$496,651,0001,130
Interest-bearing deposits$439,259,0001,109
Deposits held in domestic offices$496,651,0001,127
% insured91.48%3,344
Federal funds purchased & repurchase agreements$26,083,000611
Trading liabilities$0103
Other borrowed funds$78,918,000653
Subordinated debt$0269
All other liabilities$5,236,0001,071
Total equity capital$52,143,0001,321
Total bank equity capital$52,143,0001,320
Perpetual preferred stock$0212
Common stock$750,0003,299
Surplus$33,222,0001,026
Undivided profits$18,171,0001,850
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$10,133,0001,487
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$4,359,000731
Earning assets$584,442,0001,106
Long-term assets (5+ years)$143,421,000976
Average Assets, year-to-date$682,347,7501,016
Average Assets, quarterly$674,794,0001,047
Volatile liabilities$124,828,0001,227
Insider loans$11,738,000591
FHLB advances$78,918,000583
Loans and leases held for sale$18,518,000181
Unused loan commitments$31,525,0002,063
Tier 1 (core) risk-based capital$50,671,0001,261
Tier 2 risk-based capital$5,819,0001,054
Total risk weighted assets$528,095,000966
Total unused commitments$31,525,0002,066
Derivatives$67,103,000236
2009-06-30Rank
# of Employees:195812
Assets and Liabilities
Total Assets:$690,557,0001,032
Cash and due from depository institutions$15,709,000812
Interest-bearing balances$1,345,0004,433
Securities$117,769,0001,070
Federal funds sold & reverse repurchase agreements$7,827,0001,298
Net loans & leases$484,704,0001,020
Loan loss allowance$5,978,0001,283
Trading account assets$0240
Bank premises and fixed assets$25,141,000454
Other real estate owned$14,072,000812
Goodwill and other intangibles$927,0001,710
All other assets$24,408,000912
Life insurance assets$7,207,000925
Total liabilities and capital$690,557,0001,032
Total liabilities$639,790,0001,006
Total deposits$530,383,0001,064
Interest-bearing deposits$477,509,0001,028
Deposits held in domestic offices$530,383,0001,063
% insured81.69%3,231
Federal funds purchased & repurchase agreements$24,764,000633
Trading liabilities$0100
Other borrowed funds$79,176,000683
Subordinated debt$0276
All other liabilities$5,467,0001,087
Total equity capital$50,767,0001,354
Total bank equity capital$50,767,0001,354
Perpetual preferred stock$0213
Common stock$750,0003,340
Surplus$33,222,0001,034
Undivided profits$16,795,0001,952
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$12,567,0001,214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$3,866,000839
Earning assets$611,645,0001,060
Long-term assets (5+ years)$166,241,000839
Average Assets, year-to-date$690,120,0001,022
Average Assets, quarterly$683,438,5001,038
Volatile liabilities$123,407,0001,246
Insider loans$10,059,000747
FHLB advances$79,176,000606
Loans and leases held for sale$37,183,000149
Unused loan commitments$36,567,0001,905
Tier 1 (core) risk-based capital$49,906,0001,298
Tier 2 risk-based capital$5,978,0001,034
Total risk weighted assets$540,107,000975
Total unused commitments$36,567,0001,908
Derivatives$94,656,000219
2009-03-31Rank
# of Employees:200791
Assets and Liabilities
Total Assets:$676,320,0001,054
Cash and due from depository institutions$16,163,000791
Interest-bearing balances$2,965,0003,225
Securities$126,337,000995
Federal funds sold & reverse repurchase agreements$1,555,0004,070
Net loans & leases$472,846,0001,050
Loan loss allowance$6,314,0001,156
Trading account assets$0234
Bank premises and fixed assets$25,893,000438
Other real estate owned$12,796,000791
Goodwill and other intangibles$937,0001,713
All other assets$19,793,0001,082
Life insurance assets$7,110,000935
Total liabilities and capital$676,320,0001,054
Total liabilities$624,976,0001,026
Total deposits$514,879,0001,088
Interest-bearing deposits$461,502,0001,060
Deposits held in domestic offices$514,879,0001,087
% insured84.08%2,540
Federal funds purchased & repurchase agreements$24,305,000675
Trading liabilities$092
Other borrowed funds$79,784,000724
Subordinated debt$0271
All other liabilities$6,008,000990
Total equity capital$51,344,0001,347
Total bank equity capital$51,344,0001,346
Perpetual preferred stock$0193
Common stock$750,0003,362
Surplus$30,522,0001,114
Undivided profits$20,072,0001,668
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$14,319,000976
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$3,576,000936
Earning assets$603,703,0001,082
Long-term assets (5+ years)$115,938,0001,152
Average Assets, year-to-date$689,901,5001,023
Average Assets, quarterly$689,901,5001,023
Volatile liabilities$114,506,0001,350
Insider loans$10,459,000718
FHLB advances$79,784,000642
Loans and leases held for sale$15,100,000231
Unused loan commitments$54,721,0001,429
Tier 1 (core) risk-based capital$50,299,0001,295
Tier 2 risk-based capital$6,314,000965
Total risk weighted assets$703,977,000746
Total unused commitments$54,721,0001,430
Derivatives$86,697,000243
2008-12-31Rank
# of Employees:196807
Assets and Liabilities
Total Assets:$703,483,000989
Cash and due from depository institutions$16,640,000807
Interest-bearing balances$2,131,0002,895
Securities$137,439,000886
Federal funds sold & reverse repurchase agreements$18,928,000478
Net loans & leases$473,756,0001,046
Loan loss allowance$6,424,0001,097
Trading account assets$0236
Bank premises and fixed assets$24,522,000460
Other real estate owned$12,342,000807
Goodwill and other intangibles$946,0001,716
All other assets$18,910,0001,137
Life insurance assets$7,102,000933
Total liabilities and capital$703,483,000989
Total liabilities$651,770,000960
Total deposits$541,221,000989
Interest-bearing deposits$487,266,000961
Deposits held in domestic offices$541,221,000988
% insured0.00%1
Federal funds purchased & repurchase agreements$24,252,000728
Trading liabilities$088
Other borrowed funds$80,792,000783
Subordinated debt$0278
All other liabilities$5,505,0001,067
Total equity capital$51,713,0001,309
Total bank equity capital$51,713,0001,309
Perpetual preferred stock$0141
Common stock$750,0003,385
Surplus$30,522,0001,090
Undivided profits$20,441,0001,629
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,446,0001,004
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$4,006,000853
Earning assets$632,254,000999
Long-term assets (5+ years)$155,045,000870
Average Assets, year-to-date$662,409,2001,011
Average Assets, quarterly$703,025,500973
Volatile liabilities$116,400,0001,303
Insider loans$8,929,000875
FHLB advances$80,792,000704
Loans and leases held for sale$14,050,000190
Unused loan commitments$71,788,0001,178
Tier 1 (core) risk-based capital$50,093,0001,279
Tier 2 risk-based capital$6,424,000934
Total risk weighted assets$685,565,000758
Total unused commitments$71,788,0001,179
Derivatives$58,590,000263
2008-09-30Rank
# of Employees:174931
Assets and Liabilities
Total Assets:$702,568,000968
Cash and due from depository institutions$25,527,000931
Interest-bearing balances$4,919,0001,366
Securities$143,491,000819
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$476,246,0001,040
Loan loss allowance$7,150,000887
Trading account assets$0251
Bank premises and fixed assets$24,641,000455
Other real estate owned$11,638,000931
Goodwill and other intangibles$956,0001,765
All other assets$20,069,0001,043
Life insurance assets$7,883,000835
Total liabilities and capital$702,568,000968
Total liabilities$651,665,000947
Total deposits$538,203,000972
Interest-bearing deposits$484,124,000942
Deposits held in domestic offices$538,203,000970
% insured0.00%1
Federal funds purchased & repurchase agreements$28,942,000692
Trading liabilities$091
Other borrowed funds$79,261,000801
Subordinated debt$0276
All other liabilities$5,259,0001,086
Total equity capital$50,903,0001,335
Total bank equity capital$50,903,0001,335
Perpetual preferred stock$0110
Common stock$750,0003,418
Surplus$30,022,0001,072
Undivided profits$20,131,0001,712
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,043,000693
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$4,334,000826
Earning assets$624,656,000999
Long-term assets (5+ years)$168,942,000785
Average Assets, year-to-date$652,140,7501,020
Average Assets, quarterly$699,334,500967
Volatile liabilities$113,911,0001,302
Insider loans$8,687,000890
FHLB advances$79,261,000731
Loans and leases held for sale$10,744,000203
Unused loan commitments$58,935,0001,466
Tier 1 (core) risk-based capital$49,820,0001,299
Tier 2 risk-based capital$6,965,000822
Total risk weighted assets$557,044,000925
Total unused commitments$58,935,0001,468
Derivatives$37,465,000275
2008-06-30Rank
# of Employees:178924
Assets and Liabilities
Total Assets:$696,101,000980
Cash and due from depository institutions$18,900,000924
Interest-bearing balances$2,767,0001,869
Securities$130,657,000924
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$487,095,0001,005
Loan loss allowance$8,219,000764
Trading account assets$0267
Bank premises and fixed assets$24,517,000448
Other real estate owned$12,613,000924
Goodwill and other intangibles$965,0001,772
All other assets$21,354,000963
Life insurance assets$7,785,000845
Total liabilities and capital$696,101,000980
Total liabilities$644,942,000948
Total deposits$527,782,000978
Interest-bearing deposits$467,317,000954
Deposits held in domestic offices$527,782,000976
% insured0.00%1
Federal funds purchased & repurchase agreements$28,476,000736
Trading liabilities$094
Other borrowed funds$83,425,000756
Subordinated debt$0257
All other liabilities$5,259,0001,079
Total equity capital$51,159,0001,346
Total bank equity capital$51,159,0001,346
Perpetual preferred stock$0107
Common stock$750,0003,447
Surplus$29,022,0001,092
Undivided profits$21,387,0001,651
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,841,000579
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$4,121,000860
Earning assets$620,519,000996
Long-term assets (5+ years)$150,249,000870
Average Assets, year-to-date$635,331,6701,048
Average Assets, quarterly$656,054,5001,022
Volatile liabilities$120,500,0001,240
Insider loans$7,560,0001,040
FHLB advances$83,425,000698
Loans and leases held for sale$17,373,000165
Unused loan commitments$53,089,0001,648
Tier 1 (core) risk-based capital$50,202,0001,269
Tier 2 risk-based capital$7,028,000806
Total risk weighted assets$561,060,000917
Total unused commitments$53,089,0001,649
Derivatives$38,901,000286
2008-03-31Rank
# of Employees:171962
Assets and Liabilities
Total Assets:$616,008,0001,098
Cash and due from depository institutions$13,973,000962
Interest-bearing balances$1,796,0002,475
Securities$137,529,000873
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$415,936,0001,143
Loan loss allowance$4,763,0001,191
Trading account assets$0252
Bank premises and fixed assets$20,804,000544
Other real estate owned$9,214,000962
Goodwill and other intangibles$589,0002,055
All other assets$17,963,0001,092
Life insurance assets$7,659,000848
Total liabilities and capital$616,008,0001,098
Total liabilities$567,965,0001,067
Total deposits$452,910,0001,153
Interest-bearing deposits$378,967,0001,223
Deposits held in domestic offices$452,910,0001,148
% insured0.00%1
Federal funds purchased & repurchase agreements$35,284,000612
Trading liabilities$086
Other borrowed funds$75,300,000771
Subordinated debt$0251
All other liabilities$4,471,0001,316
Total equity capital$48,043,0001,462
Total bank equity capital$48,043,0001,462
Perpetual preferred stock$0108
Common stock$750,0003,460
Surplus$26,022,0001,188
Undivided profits$21,271,0001,730
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,083,0001,291
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$4,351,000828
Earning assets$555,261,0001,124
Long-term assets (5+ years)$125,495,000986
Average Assets, year-to-date$604,947,0001,109
Average Assets, quarterly$604,947,0001,109
Volatile liabilities$125,029,0001,163
Insider loans$7,394,0001,045
FHLB advances$75,300,000710
Loans and leases held for sale$10,767,000242
Unused loan commitments$46,326,0001,876
Tier 1 (core) risk-based capital$46,633,0001,398
Tier 2 risk-based capital$4,763,0001,136
Total risk weighted assets$492,365,0001,022
Total unused commitments$46,326,0001,877
Derivatives$40,076,000288
2007-12-31Rank
# of Employees:169991
Assets and Liabilities
Total Assets:$593,886,0001,135
Cash and due from depository institutions$17,982,000991
Interest-bearing balances$1,677,0002,105
Securities$112,153,0001,074
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$422,737,0001,119
Loan loss allowance$5,159,0001,051
Trading account assets$0237
Bank premises and fixed assets$19,101,000597
Other real estate owned$4,345,000991
Goodwill and other intangibles$589,0002,054
All other assets$16,979,0001,140
Life insurance assets$7,654,000843
Total liabilities and capital$593,886,0001,135
Total liabilities$546,796,0001,105
Total deposits$449,750,0001,159
Interest-bearing deposits$401,773,0001,134
Deposits held in domestic offices$449,750,0001,155
% insured0.00%1
Federal funds purchased & repurchase agreements$19,994,000888
Trading liabilities$078
Other borrowed funds$71,750,000754
Subordinated debt$0248
All other liabilities$5,302,0001,124
Total equity capital$47,090,0001,480
Total bank equity capital$47,090,0001,480
Perpetual preferred stock$0111
Common stock$750,0003,468
Surplus$26,022,0001,164
Undivided profits$20,318,0001,782
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,264,000724
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$4,546,000854
Earning assets$536,567,0001,151
Long-term assets (5+ years)$117,835,0001,002
Average Assets, year-to-date$588,323,0001,093
Average Assets, quarterly$601,972,0001,098
Volatile liabilities$109,386,0001,342
Insider loans$6,927,0001,107
FHLB advances$71,750,000690
Loans and leases held for sale$11,690,000210
Unused loan commitments$53,087,0001,686
Tier 1 (core) risk-based capital$46,253,0001,396
Tier 2 risk-based capital$5,159,0001,033
Total risk weighted assets$503,816,000996
Total unused commitments$53,087,0001,686
Derivatives$24,608,000337
2007-09-30Rank
# of Employees:182918
Assets and Liabilities
Total Assets:$610,058,0001,076
Cash and due from depository institutions$16,183,000918
Interest-bearing balances$1,987,0001,795
Securities$134,124,000888
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$419,262,0001,105
Loan loss allowance$4,496,0001,172
Trading account assets$0244
Bank premises and fixed assets$18,286,000618
Other real estate owned$3,076,000918
Goodwill and other intangibles$589,0002,043
All other assets$18,538,0001,026
Life insurance assets$7,458,000839
Total liabilities and capital$610,058,0001,076
Total liabilities$562,220,0001,046
Total deposits$475,210,0001,075
Interest-bearing deposits$425,951,0001,048
Deposits held in domestic offices$475,210,0001,072
% insured0.00%1
Federal funds purchased & repurchase agreements$7,251,0001,467
Trading liabilities$078
Other borrowed funds$73,700,000686
Subordinated debt$0244
All other liabilities$6,059,0001,012
Total equity capital$47,838,0001,429
Total bank equity capital$47,838,0001,429
Perpetual preferred stock$0113
Common stock$750,0003,453
Surplus$26,022,0001,144
Undivided profits$21,066,0001,717
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,198,000583
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$5,417,000760
Earning assets$555,373,0001,087
Long-term assets (5+ years)$133,866,000866
Average Assets, year-to-date$586,932,2501,097
Average Assets, quarterly$609,342,0001,073
Volatile liabilities$104,526,0001,354
Insider loans$5,540,0001,347
FHLB advances$73,700,000623
Loans and leases held for sale$6,735,000291
Unused loan commitments$83,337,0001,222
Tier 1 (core) risk-based capital$47,338,0001,356
Tier 2 risk-based capital$4,496,0001,158
Total risk weighted assets$501,555,000983
Total unused commitments$83,337,0001,223
Derivatives$29,522,000319
2007-06-30Rank
# of Employees:198840
Assets and Liabilities
Total Assets:$608,626,0001,095
Cash and due from depository institutions$20,919,000840
Interest-bearing balances$1,868,0001,897
Securities$133,789,000889
Federal funds sold & reverse repurchase agreements$2,612,0003,831
Net loans & leases$414,161,0001,125
Loan loss allowance$4,153,0001,277
Trading account assets$0245
Bank premises and fixed assets$17,728,000632
Other real estate owned$2,441,000840
Goodwill and other intangibles$589,0002,054
All other assets$16,387,0001,152
Life insurance assets$7,387,000836
Total liabilities and capital$608,626,0001,095
Total liabilities$563,127,0001,062
Total deposits$494,199,0001,052
Interest-bearing deposits$447,175,0001,004
Deposits held in domestic offices$494,199,0001,049
% insured0.00%1
Federal funds purchased & repurchase agreements$4,947,0001,670
Trading liabilities$087
Other borrowed funds$58,400,000773
Subordinated debt$0258
All other liabilities$5,581,0001,046
Total equity capital$45,499,0001,501
Total bank equity capital$45,499,0001,501
Perpetual preferred stock$0111
Common stock$750,0003,466
Surplus$24,022,0001,229
Undivided profits$20,727,0001,718
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,365,0001,587
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$4,291,000921
Earning assets$552,430,0001,106
Long-term assets (5+ years)$154,410,000745
Average Assets, year-to-date$579,223,6701,131
Average Assets, quarterly$591,837,0001,115
Volatile liabilities$121,991,0001,158
Insider loans$7,120,0001,032
FHLB advances$58,400,000699
Loans and leases held for sale$18,257,000174
Unused loan commitments$98,857,0001,066
Tier 1 (core) risk-based capital$45,638,0001,413
Tier 2 risk-based capital$4,153,0001,271
Total risk weighted assets$490,232,0001,006
Total unused commitments$98,857,0001,066
Derivatives$36,880,000319
2007-03-31Rank
# of Employees:199827
Assets and Liabilities
Total Assets:$575,048,0001,155
Cash and due from depository institutions$13,445,000827
Interest-bearing balances$2,043,0001,942
Securities$114,412,0001,062
Federal funds sold & reverse repurchase agreements$1,666,0005,301
Net loans & leases$410,668,0001,110
Loan loss allowance$4,067,0001,300
Trading account assets$0267
Bank premises and fixed assets$17,690,000624
Other real estate owned$1,757,000827
Goodwill and other intangibles$589,0002,057
All other assets$14,821,0001,217
Life insurance assets$7,035,000856
Total liabilities and capital$575,048,0001,155
Total liabilities$531,258,0001,121
Total deposits$482,014,0001,075
Interest-bearing deposits$435,572,0001,026
Deposits held in domestic offices$482,014,0001,073
% insured0.00%1
Federal funds purchased & repurchase agreements$4,310,0001,640
Trading liabilities$089
Other borrowed funds$39,100,0001,016
Subordinated debt$0262
All other liabilities$5,834,0001,017
Total equity capital$43,790,0001,556
Total bank equity capital$43,790,0001,556
Perpetual preferred stock$0113
Common stock$750,0003,464
Surplus$23,022,0001,249
Undivided profits$20,018,0001,795
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,457,0002,136
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$4,479,000845
Earning assets$528,789,0001,155
Long-term assets (5+ years)$118,249,000940
Average Assets, year-to-date$564,522,5001,163
Average Assets, quarterly$564,522,5001,163
Volatile liabilities$101,840,0001,340
Insider loans$8,225,000861
FHLB advances$39,100,000945
Loans and leases held for sale$12,103,000236
Unused loan commitments$96,270,0001,093
Tier 1 (core) risk-based capital$43,215,0001,481
Tier 2 risk-based capital$4,067,0001,299
Total risk weighted assets$473,548,0001,013
Total unused commitments$96,270,0001,093
Derivatives$34,870,000324
2006-12-31Rank
# of Employees:198826
Assets and Liabilities
Total Assets:$553,997,0001,179
Cash and due from depository institutions$15,081,000826
Interest-bearing balances$1,893,0001,939
Securities$113,859,0001,088
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$390,149,0001,155
Loan loss allowance$3,969,0001,317
Trading account assets$0156
Bank premises and fixed assets$17,929,000594
Other real estate owned$1,657,000826
Goodwill and other intangibles$589,0002,055
All other assets$14,733,0001,234
Life insurance assets$6,962,000838
Total liabilities and capital$553,997,0001,179
Total liabilities$511,076,0001,147
Total deposits$444,171,0001,149
Interest-bearing deposits$395,454,0001,108
Deposits held in domestic offices$444,171,0001,147
% insured0.00%1
Federal funds purchased & repurchase agreements$5,167,0001,597
Trading liabilities$077
Other borrowed funds$55,350,000811
Subordinated debt$0264
All other liabilities$6,388,000941
Total equity capital$42,921,0001,546
Total bank equity capital$42,921,0001,546
Perpetual preferred stock$0112
Common stock$750,0003,465
Surplus$23,022,0001,220
Undivided profits$19,149,0001,834
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$368,0004,386
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$4,243,000912
Earning assets$505,901,0001,178
Long-term assets (5+ years)$115,022,000950
Average Assets, year-to-date$540,377,2001,156
Average Assets, quarterly$556,403,5001,167
Volatile liabilities$154,257,0001,014
Insider loans$8,404,000824
FHLB advances$55,350,000739
Loans and leases held for sale$13,396,000220
Unused loan commitments$168,458,000685
Tier 1 (core) risk-based capital$42,439,0001,482
Tier 2 risk-based capital$3,969,0001,308
Total risk weighted assets$448,887,0001,047
Total unused commitments$168,458,000685
Derivatives$27,885,000339
2006-09-30Rank
# of Employees:199839
Assets and Liabilities
Total Assets:$558,810,0001,165
Cash and due from depository institutions$9,301,000839
Interest-bearing balances$1,689,0001,929
Securities$130,186,000948
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$383,661,0001,164
Loan loss allowance$3,809,0001,365
Trading account assets$0154
Bank premises and fixed assets$18,058,000583
Other real estate owned$1,423,000839
Goodwill and other intangibles$589,0002,055
All other assets$15,592,0001,179
Life insurance assets$7,508,000759
Total liabilities and capital$558,810,0001,165
Total liabilities$517,824,0001,129
Total deposits$455,399,0001,104
Interest-bearing deposits$409,173,0001,058
Deposits held in domestic offices$455,399,0001,102
% insured0.00%1
Federal funds purchased & repurchase agreements$13,689,0001,008
Trading liabilities$074
Other borrowed funds$42,850,0001,037
Subordinated debt$0269
All other liabilities$5,886,000968
Total equity capital$40,986,0001,610
Total bank equity capital$40,986,0001,610
Perpetual preferred stock$0118
Common stock$750,0003,488
Surplus$22,522,0001,237
Undivided profits$17,714,0001,946
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$571,0003,638
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$4,333,000890
Earning assets$515,536,0001,164
Long-term assets (5+ years)$136,879,000803
Average Assets, year-to-date$536,972,2501,174
Average Assets, quarterly$557,547,5001,153
Volatile liabilities$148,675,0001,055
Insider loans$10,553,000633
FHLB advances$42,850,000955
Loans and leases held for sale$15,609,000195
Unused loan commitments$217,979,000594
Tier 1 (core) risk-based capital$40,505,0001,554
Tier 2 risk-based capital$3,809,0001,358
Total risk weighted assets$444,088,0001,053
Total unused commitments$217,979,000594
Derivatives$36,102,000316
2006-06-30Rank
# of Employees:193869
Assets and Liabilities
Total Assets:$556,285,0001,157
Cash and due from depository institutions$15,097,000869
Interest-bearing balances$1,789,0001,907
Securities$121,667,0001,007
Federal funds sold & reverse repurchase agreements$14,869,000846
Net loans & leases$370,814,0001,195
Loan loss allowance$3,637,0001,417
Trading account assets$0157
Bank premises and fixed assets$18,205,000562
Other real estate owned$679,000869
Goodwill and other intangibles$589,0002,057
All other assets$14,365,0001,252
Life insurance assets$7,412,000754
Total liabilities and capital$556,285,0001,157
Total liabilities$517,184,0001,115
Total deposits$469,740,0001,052
Interest-bearing deposits$425,663,000986
Deposits held in domestic offices$469,740,0001,050
% insured0.00%1
Federal funds purchased & repurchase agreements$2,851,0002,165
Trading liabilities$073
Other borrowed funds$39,800,0001,110
Subordinated debt$0265
All other liabilities$4,793,0001,075
Total equity capital$39,101,0001,628
Total bank equity capital$39,101,0001,628
Perpetual preferred stock$0119
Common stock$750,0003,487
Surplus$22,522,0001,212
Undivided profits$15,829,0002,045
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$457,0003,893
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$3,688,000949
Earning assets$509,139,0001,156
Long-term assets (5+ years)$122,777,000869
Average Assets, year-to-date$529,693,0001,187
Average Assets, quarterly$548,892,5001,157
Volatile liabilities$128,019,0001,179
Insider loans$10,614,000638
FHLB advances$39,800,0001,027
Loans and leases held for sale$12,429,000233
Unused loan commitments$129,177,000853
Tier 1 (core) risk-based capital$39,578,0001,561
Tier 2 risk-based capital$3,637,0001,397
Total risk weighted assets$427,377,0001,083
Total unused commitments$129,177,000854
Derivatives$34,337,000316
2006-03-31Rank
# of Employees:173967
Assets and Liabilities
Total Assets:$541,500,0001,165
Cash and due from depository institutions$12,008,000967
Interest-bearing balances$1,731,0002,060
Securities$93,135,0001,335
Federal funds sold & reverse repurchase agreements$45,989,000300
Net loans & leases$357,966,0001,206
Loan loss allowance$3,437,0001,473
Trading account assets$0154
Bank premises and fixed assets$17,438,000572
Other real estate owned$88,000967
Goodwill and other intangibles$589,0002,032
All other assets$14,287,0001,235
Life insurance assets$6,807,000789
Total liabilities and capital$541,500,0001,165
Total liabilities$503,132,0001,129
Total deposits$447,194,0001,088
Interest-bearing deposits$400,912,0001,030
Deposits held in domestic offices$447,194,0001,086
% insured0.00%1
Federal funds purchased & repurchase agreements$3,435,0001,862
Trading liabilities$077
Other borrowed funds$48,750,000918
Subordinated debt$0259
All other liabilities$3,753,0001,314
Total equity capital$38,368,0001,630
Total bank equity capital$38,368,0001,630
Perpetual preferred stock$0120
Common stock$750,0003,476
Surplus$22,522,0001,174
Undivided profits$15,096,0002,147
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$962,0002,431
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$3,474,000938
Earning assets$498,821,0001,151
Long-term assets (5+ years)$80,528,0001,234
Average Assets, year-to-date$516,397,0001,217
Average Assets, quarterly$516,397,0001,217
Volatile liabilities$121,135,0001,163
Insider loans$14,507,000417
FHLB advances$48,750,000849
Loans and leases held for sale$7,025,000288
Unused loan commitments$108,472,000961
Tier 1 (core) risk-based capital$38,253,0001,574
Tier 2 risk-based capital$3,437,0001,449
Total risk weighted assets$414,678,0001,088
Total unused commitments$108,472,000961
Derivatives$24,105,000355
2005-12-31Rank
# of Employees:175941
Assets and Liabilities
Total Assets:$491,294,0001,272
Cash and due from depository institutions$18,562,000941
Interest-bearing balances$1,761,0002,055
Securities$81,647,0001,490
Federal funds sold & reverse repurchase agreements$18,491,000709
Net loans & leases$340,526,0001,239
Loan loss allowance$3,302,0001,500
Trading account assets$0155
Bank premises and fixed assets$17,756,000546
Other real estate owned$88,000941
Goodwill and other intangibles$589,0002,030
All other assets$13,635,0001,270
Life insurance assets$0351
Total liabilities and capital$491,294,0001,272
Total liabilities$453,539,0001,242
Total deposits$394,289,0001,237
Interest-bearing deposits$349,075,0001,175
Deposits held in domestic offices$394,289,0001,235
% insured0.00%1
Federal funds purchased & repurchase agreements$2,225,0002,238
Trading liabilities$072
Other borrowed funds$51,850,000893
Subordinated debt$0258
All other liabilities$5,175,000991
Total equity capital$37,755,0001,636
Total bank equity capital$37,755,0001,636
Perpetual preferred stock$0122
Common stock$750,0003,487
Surplus$22,522,0001,146
Undivided profits$14,483,0002,211
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$817,0002,738
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$3,324,000987
Earning assets$442,425,0001,289
Long-term assets (5+ years)$63,666,0001,490
Average Assets, year-to-date$454,766,8001,309
Average Assets, quarterly$485,883,5001,274
Volatile liabilities$115,972,0001,200
Insider loans$13,490,000441
FHLB advances$51,850,000815
Loans and leases held for sale$8,078,000279
Unused loan commitments$119,368,000874
Tier 1 (core) risk-based capital$37,525,0001,561
Tier 2 risk-based capital$3,302,0001,474
Total risk weighted assets$393,352,0001,121
Total unused commitments$119,368,000875
Derivatives$23,457,000335
2005-09-30Rank
# of Employees:173943
Assets and Liabilities
Total Assets:$480,473,0001,278
Cash and due from depository institutions$13,943,000943
Interest-bearing balances$2,263,0001,851
Securities$90,679,0001,355
Federal funds sold & reverse repurchase agreements$5,461,0002,152
Net loans & leases$338,087,0001,224
Loan loss allowance$3,252,0001,502
Trading account assets$0146
Bank premises and fixed assets$18,284,000512
Other real estate owned$87,000943
Goodwill and other intangibles$589,0002,008
All other assets$13,343,0001,259
Life insurance assets$0341
Total liabilities and capital$480,473,0001,278
Total liabilities$443,339,0001,242
Total deposits$379,088,0001,256
Interest-bearing deposits$332,220,0001,215
Deposits held in domestic offices$379,088,0001,253
% insured0.00%1
Federal funds purchased & repurchase agreements$3,584,0001,888
Trading liabilities$063
Other borrowed funds$56,950,000821
Subordinated debt$0251
All other liabilities$3,717,0001,276
Total equity capital$37,134,0001,640
Total bank equity capital$37,134,0001,640
Perpetual preferred stock$0120
Common stock$750,0003,470
Surplus$22,521,0001,113
Undivided profits$13,863,0002,319
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,805,0001,428
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$3,101,000994
Earning assets$436,490,0001,283
Long-term assets (5+ years)$63,236,0001,476
Average Assets, year-to-date$445,635,0001,318
Average Assets, quarterly$469,263,0001,289
Volatile liabilities$122,128,0001,108
Insider loans$10,797,000557
FHLB advances$56,950,000750
Loans and leases held for sale$13,035,000238
Unused loan commitments$91,588,0001,063
Tier 1 (core) risk-based capital$36,377,0001,579
Tier 2 risk-based capital$3,252,0001,465
Total risk weighted assets$375,135,0001,155
Total unused commitments$91,588,0001,065
Derivatives$0909
2005-06-30Rank
# of Employees:170956
Assets and Liabilities
Total Assets:$458,053,0001,303
Cash and due from depository institutions$12,427,000956
Interest-bearing balances$1,980,0002,018
Securities$92,849,0001,329
Federal funds sold & reverse repurchase agreements$4,201,0002,376
Net loans & leases$316,924,0001,282
Loan loss allowance$3,032,0001,593
Trading account assets$0148
Bank premises and fixed assets$18,301,000494
Other real estate owned$87,000956
Goodwill and other intangibles$589,0002,004
All other assets$12,675,0001,284
Life insurance assets$0339
Total liabilities and capital$458,053,0001,303
Total liabilities$421,244,0001,274
Total deposits$363,823,0001,286
Interest-bearing deposits$323,184,0001,224
Deposits held in domestic offices$363,823,0001,283
% insured0.00%1
Federal funds purchased & repurchase agreements$2,801,0002,110
Trading liabilities$065
Other borrowed funds$51,200,000901
Subordinated debt$0251
All other liabilities$3,420,0001,282
Total equity capital$36,809,0001,621
Total bank equity capital$36,809,0001,621
Perpetual preferred stock$0118
Common stock$750,0003,454
Surplus$22,522,0001,088
Undivided profits$13,537,0002,355
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$609,0003,275
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$2,776,0001,030
Earning assets$415,954,0001,312
Long-term assets (5+ years)$56,791,0001,614
Average Assets, year-to-date$434,022,3301,343
Average Assets, quarterly$444,721,5001,325
Volatile liabilities$117,818,0001,113
Insider loans$12,025,000469
FHLB advances$51,200,000825
Loans and leases held for sale$16,322,000209
Unused loan commitments$112,963,000883
Tier 1 (core) risk-based capital$35,818,0001,549
Tier 2 risk-based capital$3,032,0001,555
Total risk weighted assets$352,326,0001,211
Total unused commitments$112,963,000883
Derivatives$0866
2005-03-31Rank
# of Employees:1561,038
Assets and Liabilities
Total Assets:$431,390,0001,370
Cash and due from depository institutions$9,387,0001,038
Interest-bearing balances$1,702,0002,192
Securities$84,395,0001,492
Federal funds sold & reverse repurchase agreements$15,007,000815
Net loans & leases$291,471,0001,367
Loan loss allowance$2,465,0001,932
Trading account assets$0148
Bank premises and fixed assets$18,420,000468
Other real estate owned$88,0001,038
Goodwill and other intangibles$674,0001,915
All other assets$11,948,0001,334
Life insurance assets$0333
Total liabilities and capital$431,390,0001,370
Total liabilities$399,994,0001,329
Total deposits$349,024,0001,332
Interest-bearing deposits$311,030,0001,265
Deposits held in domestic offices$349,024,0001,329
% insured0.00%1
Federal funds purchased & repurchase agreements$1,405,0002,427
Trading liabilities$065
Other borrowed funds$46,550,000938
Subordinated debt$0265
All other liabilities$3,015,0001,408
Total equity capital$31,396,0001,844
Total bank equity capital$31,396,0001,844
Perpetual preferred stock$0120
Common stock$750,0003,465
Surplus$17,842,0001,293
Undivided profits$12,804,0002,405
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,986,0001,325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$2,520,0001,107
Earning assets$392,575,0001,385
Long-term assets (5+ years)$53,697,0001,737
Average Assets, year-to-date$422,007,0001,396
Average Assets, quarterly$422,007,0001,396
Volatile liabilities$116,953,0001,062
Insider loans$11,568,000480
FHLB advances$46,550,000856
Loans and leases held for sale$11,110,000247
Unused loan commitments$85,585,0001,067
Tier 1 (core) risk-based capital$30,538,0001,827
Tier 2 risk-based capital$2,465,0001,851
Total risk weighted assets$323,541,0001,293
Total unused commitments$85,585,0001,067
Derivatives$0790
2004-12-31Rank
# of Employees:1451,150
Assets and Liabilities
Total Assets:$412,624,0001,441
Cash and due from depository institutions$15,311,0001,150
Interest-bearing balances$1,764,0002,201
Securities$80,916,0001,562
Federal funds sold & reverse repurchase agreements$1,444,0004,428
Net loans & leases$284,190,0001,384
Loan loss allowance$2,424,0001,944
Trading account assets$0153
Bank premises and fixed assets$18,454,000470
Other real estate owned$367,0001,150
Goodwill and other intangibles$667,0001,914
All other assets$11,275,0001,378
Life insurance assets$0334
Total liabilities and capital$412,624,0001,441
Total liabilities$381,803,0001,397
Total deposits$338,925,0001,364
Interest-bearing deposits$299,809,0001,304
Deposits held in domestic offices$338,925,0001,360
% insured0.00%1
Federal funds purchased & repurchase agreements$3,251,0001,926
Trading liabilities$066
Other borrowed funds$36,050,0001,153
Subordinated debt$0272
All other liabilities$3,577,0001,203
Total equity capital$30,821,0001,879
Total bank equity capital$30,821,0001,879
Perpetual preferred stock$0118
Common stock$750,0003,465
Surplus$17,342,0001,316
Undivided profits$12,729,0002,465
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$763,0002,937
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$2,312,0001,192
Earning assets$368,314,0001,480
Long-term assets (5+ years)$55,688,0001,716
Average Assets, year-to-date$369,387,8001,540
Average Assets, quarterly$402,193,5001,461
Volatile liabilities$50,586,0002,097
Insider loans$12,928,000405
FHLB advances$36,050,0001,055
Loans and leases held for sale$11,112,000231
Unused loan commitments$88,201,0001,020
Tier 1 (core) risk-based capital$29,620,0001,855
Tier 2 risk-based capital$2,424,0001,861
Total risk weighted assets$313,291,0001,326
Total unused commitments$88,201,0001,020
Derivatives$0774
2004-09-30Rank
# of Employees:1431,173
Assets and Liabilities
Total Assets:$391,763,0001,502
Cash and due from depository institutions$10,230,0001,173
Interest-bearing balances$1,669,0002,321
Securities$67,125,0001,849
Federal funds sold & reverse repurchase agreements$11,676,000980
Net loans & leases$272,545,0001,417
Loan loss allowance$2,328,0002,011
Trading account assets$0149
Bank premises and fixed assets$17,789,000475
Other real estate owned$368,0001,173
Goodwill and other intangibles$829,0001,745
All other assets$11,201,0001,360
Life insurance assets$0330
Total liabilities and capital$391,763,0001,502
Total liabilities$361,632,0001,457
Total deposits$312,196,0001,478
Interest-bearing deposits$268,491,0001,455
Deposits held in domestic offices$312,196,0001,473
% insured0.00%1
Federal funds purchased & repurchase agreements$2,691,0002,129
Trading liabilities$068
Other borrowed funds$43,850,000990
Subordinated debt$0276
All other liabilities$2,895,0001,430
Total equity capital$30,131,0001,907
Total bank equity capital$30,131,0001,907
Perpetual preferred stock$0124
Common stock$750,0003,475
Surplus$17,335,0001,273
Undivided profits$12,046,0002,597
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,016,0002,555
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$2,156,0001,327
Earning assets$353,015,0001,522
Long-term assets (5+ years)$51,547,0001,834
Average Assets, year-to-date$358,578,7501,582
Average Assets, quarterly$376,626,0001,536
Volatile liabilities$52,056,0002,027
Insider loans$11,659,000463
FHLB advances$43,850,000902
Loans and leases held for sale$8,154,000278
Unused loan commitments$80,858,0001,088
Tier 1 (core) risk-based capital$28,662,0001,899
Tier 2 risk-based capital$2,328,0001,892
Total risk weighted assets$299,142,0001,356
Total unused commitments$80,858,0001,089
Derivatives$0770
2004-06-30Rank
# of Employees:1311,311
Assets and Liabilities
Total Assets:$361,489,0001,602
Cash and due from depository institutions$18,900,0001,311
Interest-bearing balances$1,655,0002,314
Securities$65,460,0001,901
Federal funds sold & reverse repurchase agreements$6,286,0001,664
Net loans & leases$243,730,0001,535
Loan loss allowance$2,280,0002,037
Trading account assets$0153
Bank premises and fixed assets$15,923,000539
Other real estate owned$90,0001,311
Goodwill and other intangibles$541,0002,010
All other assets$10,559,0001,442
Life insurance assets$0323
Total liabilities and capital$361,489,0001,602
Total liabilities$336,135,0001,547
Total deposits$293,687,0001,558
Interest-bearing deposits$234,168,0001,656
Deposits held in domestic offices$293,687,0001,553
% insured0.00%1
Federal funds purchased & repurchase agreements$3,078,0002,033
Trading liabilities$069
Other borrowed funds$37,100,0001,126
Subordinated debt$0288
All other liabilities$2,270,0001,603
Total equity capital$25,354,0002,188
Total bank equity capital$25,354,0002,188
Perpetual preferred stock$0126
Common stock$750,0003,493
Surplus$13,636,0001,536
Undivided profits$10,968,0002,680
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,326,0002,055
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$1,843,0001,470
Earning assets$317,131,0001,670
Long-term assets (5+ years)$57,906,0001,713
Average Assets, year-to-date$347,517,3301,627
Average Assets, quarterly$351,975,0001,628
Volatile liabilities$41,560,0002,365
Insider loans$11,386,000478
FHLB advances$37,100,0001,030
Loans and leases held for sale$7,102,000302
Unused loan commitments$98,017,000908
Tier 1 (core) risk-based capital$24,882,0002,167
Tier 2 risk-based capital$2,280,0001,904
Total risk weighted assets$274,307,0001,452
Total unused commitments$98,017,000909
Derivatives$0740
2004-03-31Rank
# of Employees:1361,239
Assets and Liabilities
Total Assets:$342,461,0001,670
Cash and due from depository institutions$12,451,0001,239
Interest-bearing balances$1,687,0002,515
Securities$63,960,0001,956
Federal funds sold & reverse repurchase agreements$8,812,0001,694
Net loans & leases$231,116,0001,597
Loan loss allowance$2,162,0002,118
Trading account assets$0144
Bank premises and fixed assets$14,890,000561
Other real estate owned$268,0001,239
Goodwill and other intangibles$541,0002,006
All other assets$10,423,0001,356
Life insurance assets$0322
Total liabilities and capital$342,461,0001,670
Total liabilities$316,845,0001,630
Total deposits$272,520,0001,667
Interest-bearing deposits$238,904,0001,626
Deposits held in domestic offices$272,520,0001,663
% insured0.00%1
Federal funds purchased & repurchase agreements$2,274,0002,051
Trading liabilities$070
Other borrowed funds$39,350,0001,011
Subordinated debt$0287
All other liabilities$2,701,0001,555
Total equity capital$25,616,0002,212
Total bank equity capital$25,616,0002,212
Perpetual preferred stock$0129
Common stock$750,0003,496
Surplus$13,636,0001,513
Undivided profits$11,230,0002,751
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,356,0001,270
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$1,858,0001,456
Earning assets$305,575,0001,712
Long-term assets (5+ years)$56,876,0001,725
Average Assets, year-to-date$340,531,5001,651
Average Assets, quarterly$340,531,5001,651
Volatile liabilities$51,698,0001,925
Insider loans$13,146,000367
FHLB advances$39,350,000923
Loans and leases held for sale$5,224,000393
Unused loan commitments$67,272,0001,197
Tier 1 (core) risk-based capital$24,147,0002,189
Tier 2 risk-based capital$2,162,0001,966
Total risk weighted assets$259,693,0001,504
Total unused commitments$67,272,0001,201
Derivatives$0699
2003-12-31Rank
# of Employees:1351,261
Assets and Liabilities
Total Assets:$338,602,0001,669
Cash and due from depository institutions$14,958,0001,261
Interest-bearing balances$1,868,0002,299
Securities$67,189,0001,919
Federal funds sold & reverse repurchase agreements$3,090,0003,234
Net loans & leases$227,675,0001,591
Loan loss allowance$2,162,0002,107
Trading account assets$0168
Bank premises and fixed assets$14,215,000599
Other real estate owned$276,0001,261
Goodwill and other intangibles$541,0001,996
All other assets$10,658,0001,347
Life insurance assets$01
Total liabilities and capital$338,602,0001,669
Total liabilities$313,682,0001,632
Total deposits$267,403,0001,690
Interest-bearing deposits$226,099,0001,699
Deposits held in domestic offices$267,403,0001,687
% insured0.00%1
Federal funds purchased & repurchase agreements$3,353,0001,891
Trading liabilities$072
Other borrowed funds$40,350,0001,000
Subordinated debt$0293
All other liabilities$2,576,0001,543
Total equity capital$24,920,0002,231
Total bank equity capital$24,920,0002,231
Perpetual preferred stock$0131
Common stock$750,0003,522
Surplus$13,436,0001,502
Undivided profits$10,734,0002,811
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,911,0001,596
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,978,0001,406
Earning assets$299,822,0001,733
Long-term assets (5+ years)$61,678,0001,623
Average Assets, year-to-date$312,317,6001,736
Average Assets, quarterly$330,344,0001,697
Volatile liabilities$47,592,0002,049
Insider loans$9,837,000503
FHLB advances$40,350,000901
Loans and leases held for sale$6,425,000326
Unused loan commitments$67,995,0001,151
Tier 1 (core) risk-based capital$23,659,0002,209
Tier 2 risk-based capital$2,162,0001,962
Total risk weighted assets$256,121,0001,519
Total unused commitments$67,995,0001,152
Derivatives$0665
2003-09-30Rank
# of Employees:1251,409
Assets and Liabilities
Total Assets:$322,086,0001,752
Cash and due from depository institutions$13,649,0001,409
Interest-bearing balances$1,680,0002,524
Securities$77,527,0001,690
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$206,609,0001,720
Loan loss allowance$2,095,0002,175
Trading account assets$0165
Bank premises and fixed assets$13,135,000654
Other real estate owned$301,0001,409
Goodwill and other intangibles$541,0001,971
All other assets$10,324,0001,397
Life insurance assets$01
Total liabilities and capital$322,086,0001,752
Total liabilities$298,298,0001,709
Total deposits$248,847,0001,818
Interest-bearing deposits$220,880,0001,747
Deposits held in domestic offices$248,847,0001,813
% insured0.00%1
Federal funds purchased & repurchase agreements$4,687,0001,596
Trading liabilities$072
Other borrowed funds$42,400,000948
Subordinated debt$0293
All other liabilities$2,364,0001,687
Total equity capital$23,788,0002,308
Total bank equity capital$23,788,0002,308
Perpetual preferred stock$0137
Common stock$750,0003,545
Surplus$12,837,0001,535
Undivided profits$10,201,0002,955
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,072,0001,582
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$1,952,0001,530
Earning assets$285,816,0001,810
Long-term assets (5+ years)$60,292,0001,650
Average Assets, year-to-date$305,746,5001,790
Average Assets, quarterly$322,396,5001,739
Volatile liabilities$55,046,0001,754
Insider loans$11,446,000409
FHLB advances$42,400,000856
Loans and leases held for sale$5,347,000505
Unused loan commitments$70,738,0001,141
Tier 1 (core) risk-based capital$22,437,0002,325
Tier 2 risk-based capital$2,095,0002,009
Total risk weighted assets$237,702,0001,611
Total unused commitments$70,738,0001,145
Derivatives$0666
2003-06-30Rank
# of Employees:1231,432
Assets and Liabilities
Total Assets:$322,707,0001,733
Cash and due from depository institutions$15,535,0001,432
Interest-bearing balances$1,671,0002,677
Securities$67,785,0001,833
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$217,764,0001,632
Loan loss allowance$2,030,0002,195
Trading account assets$0170
Bank premises and fixed assets$11,987,000733
Other real estate owned$50,0001,432
Goodwill and other intangibles$541,0001,927
All other assets$9,045,0001,519
Life insurance assets$01
Total liabilities and capital$322,707,0001,733
Total liabilities$299,308,0001,686
Total deposits$245,210,0001,832
Interest-bearing deposits$218,301,0001,742
Deposits held in domestic offices$245,210,0001,828
% insured0.00%1
Federal funds purchased & repurchase agreements$6,282,0001,329
Trading liabilities$074
Other borrowed funds$45,150,000897
Subordinated debt$0266
All other liabilities$2,666,0001,622
Total equity capital$23,399,0002,343
Total bank equity capital$23,399,0002,343
Perpetual preferred stock$0140
Common stock$750,0003,548
Surplus$12,236,0001,564
Undivided profits$10,413,0002,941
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$50,0007,455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,817,0001,564
Earning assets$287,220,0001,786
Long-term assets (5+ years)$68,400,0001,436
Average Assets, year-to-date$300,300,0001,814
Average Assets, quarterly$309,485,0001,786
Volatile liabilities$55,223,0001,730
Insider loans$8,285,000601
FHLB advances$45,150,000803
Loans and leases held for sale$14,234,000364
Unused loan commitments$55,987,0001,318
Tier 1 (core) risk-based capital$21,552,0002,368
Tier 2 risk-based capital$2,030,0002,018
Total risk weighted assets$237,053,0001,594
Total unused commitments$55,987,0001,329
Derivatives$0623
2003-03-31Rank
# of Employees:1091,591
Assets and Liabilities
Total Assets:$296,263,0001,847
Cash and due from depository institutions$5,882,0001,591
Interest-bearing balances$714,0003,512
Securities$68,458,0001,790
Federal funds sold & reverse repurchase agreements$5,840,0002,845
Net loans & leases$197,335,0001,744
Loan loss allowance$2,014,0002,170
Trading account assets$0169
Bank premises and fixed assets$10,478,000836
Other real estate owned$52,0001,591
Goodwill and other intangibles$541,0001,909
All other assets$7,677,0001,674
Life insurance assets$01
Total liabilities and capital$296,263,0001,847
Total liabilities$274,037,0001,803
Total deposits$222,449,0001,992
Interest-bearing deposits$194,744,0001,964
Deposits held in domestic offices$222,449,0001,989
% insured0.00%1
Federal funds purchased & repurchase agreements$3,044,0001,716
Trading liabilities$079
Other borrowed funds$46,550,000853
Subordinated debt$0265
All other liabilities$1,994,0002,056
Total equity capital$22,226,0002,400
Total bank equity capital$22,226,0002,400
Perpetual preferred stock$0141
Common stock$750,0003,562
Surplus$12,237,0001,535
Undivided profits$9,239,0003,151
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$122,0006,674
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$1,164,0002,618
Earning assets$272,347,0001,833
Long-term assets (5+ years)$62,311,0001,509
Average Assets, year-to-date$289,096,5001,878
Average Assets, quarterly$289,096,5001,878
Volatile liabilities$50,256,0001,833
Insider loans$6,824,000739
FHLB advances$46,550,000770
Loans and leases held for sale$9,985,000416
Unused loan commitments$42,442,0001,583
Tier 1 (core) risk-based capital$20,884,0002,394
Tier 2 risk-based capital$2,014,0001,990
Total risk weighted assets$216,274,0001,688
Total unused commitments$42,442,0001,592
Derivatives$10,000,000370
2002-12-31Rank
# of Employees:991,715
Assets and Liabilities
Total Assets:$281,930,0001,910
Cash and due from depository institutions$8,527,0001,715
Interest-bearing balances$1,410,0002,756
Securities$69,608,0001,758
Federal funds sold & reverse repurchase agreements$5,900,0002,430
Net loans & leases$181,156,0001,886
Loan loss allowance$1,784,0002,361
Trading account assets$0170
Bank premises and fixed assets$8,232,0001,087
Other real estate owned$281,0001,715
Goodwill and other intangibles$541,0001,897
All other assets$7,685,0001,640
Life insurance assets$01
Total liabilities and capital$281,930,0001,910
Total liabilities$259,800,0001,874
Total deposits$211,680,0002,047
Interest-bearing deposits$188,363,0001,986
Deposits held in domestic offices$211,680,0002,045
% insured0.00%1
Federal funds purchased & repurchase agreements$2,358,0001,949
Trading liabilities$075
Other borrowed funds$43,650,000893
Subordinated debt$0258
All other liabilities$2,112,0001,942
Total equity capital$22,130,0002,390
Total bank equity capital$22,130,0002,390
Perpetual preferred stock$0142
Common stock$750,0003,562
Surplus$12,236,0001,497
Undivided profits$9,144,0003,145
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$37,0007,588
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,816,0001,692
Earning assets$258,074,0001,897
Long-term assets (5+ years)$71,827,0001,295
Average Assets, year-to-date$210,030,8002,435
Average Assets, quarterly$275,901,0001,927
Volatile liabilities$57,896,0001,620
Insider loans$5,130,000990
FHLB advances$43,650,000795
Loans and leases held for sale$13,132,000382
Unused loan commitments$34,643,0001,777
Tier 1 (core) risk-based capital$20,565,0002,394
Tier 2 risk-based capital$1,784,0002,176
Total risk weighted assets$198,590,0001,799
Total unused commitments$34,643,0001,783
Derivatives$10,000,000351
2001-12-31Rank
# of Employees:39,527
Assets and Liabilities
Total Assets:$6,470,0009,567
Cash and due from depository institutions$190,0009,527
Interest-bearing balances$21,0006,272
Securities$812,0009,208
Federal funds sold & reverse repurchase agreements$735,0006,195
Net loans & leases$4,522,0009,379
Loan loss allowance$53,0009,335
Trading account assets$0182
Bank premises and fixed assets$5,0009,520
Other real estate owned$95,0009,527
Goodwill and other intangibles$03,095
All other assets$111,0009,521
Life insurance assets$01
Total liabilities and capital$6,470,0009,567
Total liabilities$5,794,0009,515
Total deposits$5,746,0009,478
Interest-bearing deposits$4,922,0009,432
Deposits held in domestic offices$5,746,0009,477
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$48,0009,411
Total equity capital$676,0009,575
Total bank equity capital$676,0009,575
Perpetual preferred stock$0158
Common stock$50,0007,980
Surplus$450,0008,060
Undivided profits$176,0008,526
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$86,0007,137
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$91,0009,187
Earning assets$6,090,0009,533
Long-term assets (5+ years)$56,0008,450
Average Assets, year-to-date$6,453,4009,561
Average Assets, quarterly$6,439,5009,566
Volatile liabilities$931,0009,241
Insider loans$63,0007,995
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$41,0009,267
Tier 1 (core) risk-based capital$676,0009,572
Tier 2 risk-based capital$53,0009,324
Total risk weighted assets$4,482,0009,484
Total unused commitments$41,0009,268
Derivatives$0450
2000-12-31Rank
# of Employees:49,732
Assets and Liabilities
Total Assets:$6,753,0009,832
Cash and due from depository institutions$284,0009,732
Interest-bearing balances$21,0005,958
Securities$1,915,0009,295
Federal funds sold & reverse repurchase agreements$440,0006,265
Net loans & leases$3,902,0009,687
Loan loss allowance$35,0009,675
Trading account assets$0175
Bank premises and fixed assets$6,0009,810
Other real estate owned$104,0009,732
Goodwill and other intangibles$03,145
All other assets$102,0009,781
Life insurance assets$01
Total liabilities and capital$6,753,0009,832
Total liabilities$6,045,0009,772
Total deposits$5,985,0009,735
Interest-bearing deposits$5,135,0009,684
Deposits held in domestic offices$5,985,0009,734
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$60,0009,630
Total equity capital$708,0009,863
Total bank equity capital$708,0009,863
Perpetual preferred stock$0178
Common stock$50,0008,238
Surplus$450,0008,282
Undivided profits$208,0008,697
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$29,0007,862
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$76,0009,291
Earning assets$6,278,0009,802
Long-term assets (5+ years)$13,0008,692
Average Assets, year-to-date$6,467,6009,837
Average Assets, quarterly$6,584,5009,835
Volatile liabilities$966,0009,419
Insider loans$51,0008,299
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$164,0009,375
Tier 1 (core) risk-based capital$708,0009,856
Tier 2 risk-based capital$35,0009,669
Total risk weighted assets$4,028,4009,768
Total unused commitments$164,0009,379
Derivatives$0481
1999-12-31Rank
# of Employees:410,050
Assets and Liabilities
Total Assets:$6,587,00010,164
Cash and due from depository institutions$435,00010,050
Interest-bearing balances$115,0004,494
Securities$1,913,0009,663
Federal funds sold & reverse repurchase agreements$575,0005,618
Net loans & leases$3,462,00010,025
Loan loss allowance$37,0009,978
Trading account assets$0165
Bank premises and fixed assets$2,00010,157
Other real estate owned$102,00010,050
Goodwill and other intangibles$03,276
All other assets$98,00010,092
Life insurance assets$01
Total liabilities and capital$6,587,00010,164
Total liabilities$5,873,00010,093
Total deposits$5,824,00010,052
Interest-bearing deposits$4,820,00010,014
Deposits held in domestic offices$5,824,00010,052
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$49,0009,956
Total equity capital$714,00010,167
Total bank equity capital$714,00010,167
Perpetual preferred stock$0193
Common stock$50,0008,528
Surplus$450,0008,531
Undivided profits$214,0008,839
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,0008,164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$67,0009,538
Earning assets$6,065,00010,129
Long-term assets (5+ years)$61,0008,928
Average Assets, year-to-date$6,239,60010,165
Average Assets, quarterly$6,385,50010,165
Volatile liabilities$960,0009,682
Insider loans$110,0007,906
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$39,0009,840
Tier 1 (core) risk-based capital$714,00010,164
Tier 2 risk-based capital$37,0009,959
Total risk weighted assets$3,685,30010,100
Total unused commitments$39,0009,841
Derivatives$0488
1998-12-31Rank
# of Employees:410,295
Assets and Liabilities
Total Assets:$5,920,00010,414
Cash and due from depository institutions$273,00010,295
Interest-bearing balances$06,728
Securities$1,217,00010,008
Federal funds sold & reverse repurchase agreements$266,0008,094
Net loans & leases$3,928,00010,218
Loan loss allowance$29,00010,262
Trading account assets$0197
Bank premises and fixed assets$010,407
Other real estate owned$120,00010,295
Goodwill and other intangibles$03,445
All other assets$116,00010,252
Life insurance assets$01
Total liabilities and capital$5,920,00010,414
Total liabilities$5,216,00010,357
Total deposits$5,175,00010,322
Interest-bearing deposits$4,370,00010,269
Deposits held in domestic offices$5,175,00010,322
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$41,00010,307
Total equity capital$704,00010,406
Total bank equity capital$704,00010,406
Perpetual preferred stock$0199
Common stock$50,0008,719
Surplus$450,0008,694
Undivided profits$204,0009,419
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$30,0008,532
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$116,0009,141
Earning assets$5,411,00010,382
Long-term assets (5+ years)$14,0009,164
Average Assets, year-to-date$5,950,00010,411
Average Assets, quarterly$5,910,50010,411
Volatile liabilities$950,0009,824
Insider loans$09,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$107,0009,946
Tier 1 (core) risk-based capital$704,00010,402
Tier 2 risk-based capital$29,00010,223
Total risk weighted assets$3,966,90010,307
Total unused commitments$107,0009,947
Derivatives$0527
1997-12-31Rank
# of Employees:410,726
Assets and Liabilities
Total Assets:$6,281,00010,866
Cash and due from depository institutions$204,00010,726
Interest-bearing balances$06,604
Securities$2,000,00010,327
Federal funds sold & reverse repurchase agreements$80,0008,032
Net loans & leases$3,876,00010,701
Loan loss allowance$48,00010,590
Trading account assets$0203
Bank premises and fixed assets$1,00010,860
Other real estate owned$010,726
Goodwill and other intangibles$03,571
All other assets$120,00010,715
Life insurance assets$01
Total liabilities and capital$6,281,00010,866
Total liabilities$5,616,00010,815
Total deposits$5,566,00010,781
Interest-bearing deposits$4,675,00010,716
Deposits held in domestic offices$5,566,00010,781
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$50,00010,702
Total equity capital$665,00010,865
Total bank equity capital$665,00010,865
Perpetual preferred stock$0223
Common stock$50,0009,107
Surplus$450,0009,027
Undivided profits$165,00010,004
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$67,0008,234
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$91,0009,920
Earning assets$5,956,00010,824
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$6,638,20010,853
Average Assets, quarterly$6,351,50010,866
Volatile liabilities$550,00010,493
Insider loans$09,792
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$70,00010,399
Tier 1 (core) risk-based capital$665,00010,862
Tier 2 risk-based capital$48,00010,536
Total risk weighted assets$3,848,90010,770
Total unused commitments$70,00010,401
Derivatives$0533
1996-12-31Rank
# of Employees:411,246
Assets and Liabilities
Total Assets:$7,212,00011,360
Cash and due from depository institutions$186,00011,246
Interest-bearing balances$06,640
Securities$2,104,00010,832
Federal funds sold & reverse repurchase agreements$435,0007,594
Net loans & leases$4,342,00011,169
Loan loss allowance$54,00011,050
Trading account assets$0240
Bank premises and fixed assets$6,00011,379
Other real estate owned$011,246
Goodwill and other intangibles$03,437
All other assets$139,00011,173
Life insurance assets$01
Total liabilities and capital$7,212,00011,360
Total liabilities$6,512,00011,323
Total deposits$6,434,00011,287
Interest-bearing deposits$5,449,00011,213
Deposits held in domestic offices$6,434,00011,287
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$78,00010,906
Total equity capital$700,00011,368
Total bank equity capital$700,00011,368
Perpetual preferred stock$0250
Common stock$50,0009,556
Surplus$450,0009,426
Undivided profits$200,00010,400
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$010,601
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$107,00010,080
Earning assets$6,881,00011,309
Long-term assets (5+ years)$66,0009,860
Average Assets, year-to-date$6,934,40011,361
Average Assets, quarterly$7,148,00011,357
Volatile liabilities$855,00010,667
Insider loans$99,0008,812
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$338,00010,115
Tier 1 (core) risk-based capital$700,00011,364
Tier 2 risk-based capital$54,00010,963
Total risk weighted assets$4,415,50011,241
Total unused commitments$338,00010,125
Derivatives$0549
1995-12-31Rank
# of Employees:411,773
Assets and Liabilities
Total Assets:$6,648,00011,895
Cash and due from depository institutions$221,00011,773
Interest-bearing balances$06,853
Securities$2,098,00011,341
Federal funds sold & reverse repurchase agreements$390,0008,576
Net loans & leases$3,815,00011,725
Loan loss allowance$58,00011,509
Trading account assets$0261
Bank premises and fixed assets$10,00011,877
Other real estate owned$011,773
Goodwill and other intangibles$03,181
All other assets$114,00011,788
Life insurance assets$01
Total liabilities and capital$6,648,00011,895
Total liabilities$6,015,00011,862
Total deposits$5,947,00011,827
Interest-bearing deposits$5,159,00011,753
Deposits held in domestic offices$5,947,00011,827
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$68,00011,540
Total equity capital$633,00011,897
Total bank equity capital$633,00011,897
Perpetual preferred stock$0288
Common stock$50,00010,014
Surplus$450,0009,795
Undivided profits$133,00011,099
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$011,056
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$89,00010,857
Earning assets$6,303,00011,845
Long-term assets (5+ years)$111,00010,201
Average Assets, year-to-date$6,372,40011,908
Average Assets, quarterly$6,424,00011,905
Volatile liabilities$755,00011,133
Insider loans$15,00010,494
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$187,00010,787
Tier 1 (core) risk-based capital$633,00011,892
Tier 2 risk-based capital$49,44011,503
Total risk weighted assets$3,946,84011,785
Total unused commitments$187,00010,792
Derivatives$0628
1994-12-31Rank
# of Employees:512,235
Assets and Liabilities
Total Assets:$6,325,00012,544
Cash and due from depository institutions$164,00012,235
Interest-bearing balances$07,034
Securities$2,001,00012,049
Federal funds sold & reverse repurchase agreements$170,0007,884
Net loans & leases$3,857,00012,330
Loan loss allowance$64,00012,075
Trading account assets$0286
Bank premises and fixed assets$16,00012,447
Other real estate owned$012,235
Goodwill and other intangibles$03,133
All other assets$117,00012,403
Life insurance assets$01
Total liabilities and capital$6,325,00012,544
Total liabilities$5,753,00012,516
Total deposits$5,691,00012,478
Interest-bearing deposits$5,015,00012,392
Deposits held in domestic offices$5,691,00012,478
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$62,00011,938
Total equity capital$572,00012,528
Total bank equity capital$572,00012,528
Perpetual preferred stock$0310
Common stock$50,00010,556
Surplus$450,00010,198
Undivided profits$72,00011,353
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$40,0009,918
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$89,00011,141
Earning assets$6,028,00012,484
Long-term assets (5+ years)$23,00010,849
Average Assets, year-to-date$6,276,60012,547
Average Assets, quarterly$6,322,00012,543
Volatile liabilities$725,00011,521
Insider loans$21,00010,796
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$334,00010,773
Tier 1 (core) risk-based capital$572,00012,533
Tier 2 risk-based capital$49,66012,121
Total risk weighted assets$3,958,16012,393
Total unused commitments$334,00010,777
Derivatives$0687
1993-12-31Rank
# of Employees:512,882
Assets and Liabilities
Total Assets:$6,144,00013,227
Cash and due from depository institutions$149,00012,882
Interest-bearing balances$07,655
Securities$2,203,00012,487
Federal funds sold & reverse repurchase agreements$55,00010,255
Net loans & leases$3,594,00012,995
Loan loss allowance$69,00012,611
Trading account assets$0330
Bank premises and fixed assets$26,00013,019
Other real estate owned$012,882
Goodwill and other intangibles$03,091
All other assets$117,00012,976
Life insurance assets$01
Total liabilities and capital$6,144,00013,227
Total liabilities$5,623,00013,201
Total deposits$5,465,00013,181
Interest-bearing deposits$4,714,00013,092
Deposits held in domestic offices$5,465,00013,181
% insured0.00%1
Federal funds purchased & repurchase agreements$115,0003,776
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$43,00012,863
Total equity capital$521,00013,151
Total bank equity capital$521,00013,151
Perpetual preferred stock$0343
Common stock$50,00011,073
Surplus$400,00010,764
Undivided profits$71,00012,016
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,00011,413
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$83,00011,525
Earning assets$5,852,00013,155
Long-term assets (5+ years)$159,00011,176
Average Assets, year-to-date$6,168,20013,215
Average Assets, quarterly$6,182,00013,219
Volatile liabilities$688,00012,002
Insider loans$34,00010,934
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$156,00011,625
Tier 1 (core) risk-based capital$521,00013,150
Tier 2 risk-based capital$48,90012,700
Total risk weighted assets$3,891,50013,042
Total unused commitments$156,00011,631
Derivatives$0714
1992-12-31Rank
# of Employees:513,478
Assets and Liabilities
Total Assets:$5,987,00013,837
Cash and due from depository institutions$104,00013,478
Interest-bearing balances$08,059
Securities$2,258,00012,931
Federal funds sold & reverse repurchase agreements$150,00011,017
Net loans & leases$3,249,00013,637
Loan loss allowance$61,00013,241
Trading account assets$0344
Bank premises and fixed assets$23,00013,662
Other real estate owned$87,00013,478
Goodwill and other intangibles$03,106
All other assets$116,00013,592
Life insurance assets$01
Total liabilities and capital$5,987,00013,837
Total liabilities$5,507,00013,812
Total deposits$5,436,00013,786
Interest-bearing deposits$4,786,00013,695
Deposits held in domestic offices$5,436,00013,786
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$71,00013,026
Total equity capital$480,00013,754
Total bank equity capital$480,00013,754
Perpetual preferred stock$0346
Common stock$50,00011,578
Surplus$350,00011,385
Undivided profits$80,00012,284
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,00011,949
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$74,00012,362
Earning assets$5,657,00013,776
Long-term assets (5+ years)$441,00011,086
Average Assets, year-to-date$6,098,00013,834
Average Assets, quarterly$6,188,50013,825
Volatile liabilities$773,00012,273
Insider loans$11,0008,785
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$224,00011,588
Tier 1 (core) risk-based capital$480,00013,746
Tier 2 risk-based capital$44,02013,242
Total risk weighted assets$3,504,22013,686
Total unused commitments$224,00011,607
Derivatives$0651