Home > Valley Bank > Income and Expense
Valley Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 1,503 |
| Total interest expense | $1,300,000 | 567 |
| Net interest income | $2,859,000 | 1,895 |
| Provision for loan and lease losses | $5,765,000 | 74 |
| Total noninterest income | $3,653,000 | 462 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $254,000 | 1,254 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,399,000 | 344 |
| Total noninterest expense | $5,191,000 | 979 |
| Salaries and employee benefits | $2,124,000 | 1,288 |
| Premises and equipment expense | $640,000 | 983 |
| Additional noninterest expense | $2,427,000 | 681 |
| Pre-tax net operating income | $-4,444,000 | 6,728 |
| Securities gains (losses) | $26,000 | 872 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-4,418,000 | 6,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,418,000 | 6,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-4,418,000 | 6,719 |
| Net charge-offs | $1,165,000 | 269 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-4,444,000 | 6,719 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,154,000 | 1,255 |
| Total interest expense | $5,521,000 | 585 |
| Net interest income | $14,633,000 | 1,485 |
| Provision for loan and lease losses | $13,408,000 | 128 |
| Total noninterest income | $10,246,000 | 654 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,200,000 | 1,160 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,046,000 | 510 |
| Total noninterest expense | $21,813,000 | 930 |
| Salaries and employee benefits | $10,978,000 | 979 |
| Premises and equipment expense | $2,552,000 | 948 |
| Additional noninterest expense | $8,283,000 | 826 |
| Pre-tax net operating income | $-10,342,000 | 6,792 |
| Securities gains (losses) | $14,000 | 2,505 |
| Applicable income taxes | $50,000 | 3,752 |
| Income before extraordinary items | $-10,378,000 | 6,784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,378,000 | 6,785 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-10,378,000 | 6,785 |
| Net charge-offs | $8,160,000 | 221 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-10,392,000 | 6,783 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,675,000 | 1,232 |
| Total interest expense | $4,177,000 | 591 |
| Net interest income | $11,498,000 | 1,408 |
| Provision for loan and lease losses | $2,639,000 | 384 |
| Total noninterest income | $8,149,000 | 642 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $904,000 | 1,150 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,245,000 | 508 |
| Total noninterest expense | $16,790,000 | 913 |
| Salaries and employee benefits | $8,554,000 | 944 |
| Premises and equipment expense | $1,865,000 | 976 |
| Additional noninterest expense | $6,371,000 | 806 |
| Pre-tax net operating income | $218,000 | 5,623 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $762,000 | 1,502 |
| Income before extraordinary items | $-531,000 | 6,643 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-531,000 | 6,644 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-531,000 | 6,644 |
| Net charge-offs | $3,939,000 | 333 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-539,320 | 6,633 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,817,000 | 1,178 |
| Total interest expense | $2,790,000 | 600 |
| Net interest income | $8,027,000 | 1,347 |
| Provision for loan and lease losses | $482,000 | 1,202 |
| Total noninterest income | $5,499,000 | 636 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $595,000 | 1,135 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,904,000 | 511 |
| Total noninterest expense | $10,880,000 | 929 |
| Salaries and employee benefits | $5,814,000 | 926 |
| Premises and equipment expense | $1,218,000 | 990 |
| Additional noninterest expense | $3,848,000 | 887 |
| Pre-tax net operating income | $2,164,000 | 1,610 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $717,000 | 1,179 |
| Income before extraordinary items | $1,450,000 | 1,980 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,450,000 | 1,986 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,450,000 | 1,986 |
| Net charge-offs | $3,677,000 | 269 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,447,990 | 1,905 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 1,181 |
| Total interest expense | $1,398,000 | 632 |
| Net interest income | $4,056,000 | 1,328 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $2,410,000 | 712 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $288,000 | 1,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,122,000 | 559 |
| Total noninterest expense | $5,078,000 | 1,012 |
| Salaries and employee benefits | $2,862,000 | 956 |
| Premises and equipment expense | $613,000 | 1,001 |
| Additional noninterest expense | $1,603,000 | 1,051 |
| Pre-tax net operating income | $1,388,000 | 1,306 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $391,000 | 1,105 |
| Income before extraordinary items | $1,003,000 | 1,485 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,003,000 | 1,488 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,003,000 | 1,487 |
| Net charge-offs | $530,000 | 745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $998,680 | 1,433 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $23,851,000 | 1,121 |
| Total interest expense | $6,497,000 | 659 |
| Net interest income | $17,354,000 | 1,265 |
| Provision for loan and lease losses | $15,823,000 | 198 |
| Total noninterest income | $10,836,000 | 642 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,170,000 | 1,214 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $9,666,000 | 506 |
| Total noninterest expense | $23,042,000 | 878 |
| Salaries and employee benefits | $12,564,000 | 834 |
| Premises and equipment expense | $2,799,000 | 863 |
| Additional noninterest expense | $7,679,000 | 906 |
| Pre-tax net operating income | $-10,675,000 | 7,028 |
| Securities gains (losses) | $530,000 | 896 |
| Applicable income taxes | $-2,998,000 | 7,029 |
| Income before extraordinary items | $-7,147,000 | 6,996 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,147,000 | 6,996 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,147,000 | 6,996 |
| Net charge-offs | $2,698,000 | 913 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-7,518,000 | 6,994 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,164,000 | 1,065 |
| Total interest expense | $5,027,000 | 671 |
| Net interest income | $14,137,000 | 1,180 |
| Provision for loan and lease losses | $1,871,000 | 900 |
| Total noninterest income | $8,967,000 | 585 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $852,000 | 1,261 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,115,000 | 460 |
| Total noninterest expense | $16,818,000 | 897 |
| Salaries and employee benefits | $9,363,000 | 839 |
| Premises and equipment expense | $2,133,000 | 846 |
| Additional noninterest expense | $5,322,000 | 977 |
| Pre-tax net operating income | $4,415,000 | 1,223 |
| Securities gains (losses) | $510,000 | 743 |
| Applicable income taxes | $-832,000 | 7,078 |
| Income before extraordinary items | $5,757,000 | 793 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,757,000 | 791 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,757,000 | 793 |
| Net charge-offs | $2,169,000 | 873 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,247,000 | 801 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,116,000 | 1,029 |
| Total interest expense | $3,474,000 | 666 |
| Net interest income | $9,642,000 | 1,156 |
| Provision for loan and lease losses | $1,635,000 | 754 |
| Total noninterest income | $5,350,000 | 647 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $549,000 | 1,288 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,801,000 | 487 |
| Total noninterest expense | $10,879,000 | 925 |
| Salaries and employee benefits | $6,110,000 | 851 |
| Premises and equipment expense | $1,415,000 | 852 |
| Additional noninterest expense | $3,354,000 | 1,038 |
| Pre-tax net operating income | $2,478,000 | 1,403 |
| Securities gains (losses) | $455,000 | 606 |
| Applicable income taxes | $-1,699,000 | 7,196 |
| Income before extraordinary items | $4,632,000 | 662 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,632,000 | 662 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,632,000 | 662 |
| Net charge-offs | $1,190,000 | 1,002 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,177,000 | 692 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 1,074 |
| Total interest expense | $1,804,000 | 663 |
| Net interest income | $4,556,000 | 1,218 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $2,269,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $272,000 | 1,294 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,997,000 | 555 |
| Total noninterest expense | $5,228,000 | 953 |
| Salaries and employee benefits | $2,931,000 | 885 |
| Premises and equipment expense | $714,000 | 853 |
| Additional noninterest expense | $1,583,000 | 1,078 |
| Pre-tax net operating income | $1,597,000 | 1,101 |
| Securities gains (losses) | $193,000 | 622 |
| Applicable income taxes | $-1,115,000 | 7,276 |
| Income before extraordinary items | $2,905,000 | 542 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,905,000 | 542 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,905,000 | 543 |
| Net charge-offs | $-260,000 | 7,250 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,712,000 | 569 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,823,000 | 998 |
| Total interest expense | $8,047,000 | 721 |
| Net interest income | $19,776,000 | 1,126 |
| Provision for loan and lease losses | $25,241,000 | 190 |
| Total noninterest income | $6,783,000 | 817 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,272,000 | 1,155 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,511,000 | 652 |
| Total noninterest expense | $22,300,000 | 885 |
| Salaries and employee benefits | $11,484,000 | 858 |
| Premises and equipment expense | $3,003,000 | 832 |
| Additional noninterest expense | $7,813,000 | 907 |
| Pre-tax net operating income | $-20,982,000 | 7,298 |
| Securities gains (losses) | $1,589,000 | 292 |
| Applicable income taxes | $7,512,000 | 308 |
| Income before extraordinary items | $-26,905,000 | 7,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-26,905,000 | 7,316 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-26,905,000 | 7,316 |
| Net charge-offs | $26,379,000 | 205 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-28,494,000 | 7,319 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $21,054,000 | 1,006 |
| Total interest expense | $6,135,000 | 748 |
| Net interest income | $14,919,000 | 1,124 |
| Provision for loan and lease losses | $828,000 | 2,222 |
| Total noninterest income | $5,493,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $960,000 | 1,153 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,533,000 | 626 |
| Total noninterest expense | $15,842,000 | 936 |
| Salaries and employee benefits | $8,083,000 | 914 |
| Premises and equipment expense | $2,236,000 | 851 |
| Additional noninterest expense | $5,523,000 | 961 |
| Pre-tax net operating income | $3,742,000 | 1,228 |
| Securities gains (losses) | $2,472,000 | 161 |
| Applicable income taxes | $946,000 | 1,133 |
| Income before extraordinary items | $5,268,000 | 742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,268,000 | 741 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,268,000 | 742 |
| Net charge-offs | $4,382,000 | 705 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,166,800 | 1,153 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,020,000 | 1,016 |
| Total interest expense | $4,154,000 | 773 |
| Net interest income | $9,866,000 | 1,135 |
| Provision for loan and lease losses | $478,000 | 2,376 |
| Total noninterest income | $3,160,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $641,000 | 1,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,519,000 | 713 |
| Total noninterest expense | $10,228,000 | 971 |
| Salaries and employee benefits | $5,156,000 | 959 |
| Premises and equipment expense | $1,475,000 | 871 |
| Additional noninterest expense | $3,597,000 | 1,009 |
| Pre-tax net operating income | $2,320,000 | 1,277 |
| Securities gains (losses) | $1,859,000 | 115 |
| Applicable income taxes | $211,000 | 2,173 |
| Income before extraordinary items | $3,968,000 | 656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,968,000 | 654 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,968,000 | 656 |
| Net charge-offs | $4,001,000 | 557 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,201,950 | 1,086 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,991,000 | 1,036 |
| Total interest expense | $2,111,000 | 788 |
| Net interest income | $4,880,000 | 1,146 |
| Provision for loan and lease losses | $173,000 | 2,622 |
| Total noninterest income | $1,526,000 | 895 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $316,000 | 1,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,210,000 | 723 |
| Total noninterest expense | $5,197,000 | 968 |
| Salaries and employee benefits | $2,582,000 | 967 |
| Premises and equipment expense | $749,000 | 880 |
| Additional noninterest expense | $1,866,000 | 961 |
| Pre-tax net operating income | $1,036,000 | 1,393 |
| Securities gains (losses) | $1,769,000 | 64 |
| Applicable income taxes | $-243,000 | 7,399 |
| Income before extraordinary items | $3,048,000 | 437 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,048,000 | 437 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,048,000 | 437 |
| Net charge-offs | $3,407,000 | 362 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,279,000 | 924 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $30,518,000 | 1,001 |
| Total interest expense | $10,040,000 | 811 |
| Net interest income | $20,478,000 | 1,091 |
| Provision for loan and lease losses | $10,069,000 | 657 |
| Total noninterest income | $11,097,000 | 585 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,524,000 | 997 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,573,000 | 470 |
| Total noninterest expense | $24,129,000 | 835 |
| Salaries and employee benefits | $13,120,000 | 737 |
| Premises and equipment expense | $3,098,000 | 831 |
| Additional noninterest expense | $7,911,000 | 937 |
| Pre-tax net operating income | $-2,623,000 | 6,871 |
| Securities gains (losses) | $-1,188,000 | 7,530 |
| Applicable income taxes | $-1,317,000 | 7,375 |
| Income before extraordinary items | $-2,494,000 | 6,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,494,000 | 6,936 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,494,000 | 6,937 |
| Net charge-offs | $5,212,000 | 974 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,721,800 | 6,764 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,804,000 | 1,026 |
| Total interest expense | $7,672,000 | 832 |
| Net interest income | $15,132,000 | 1,116 |
| Provision for loan and lease losses | $6,011,000 | 759 |
| Total noninterest income | $8,014,000 | 583 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,134,000 | 1,036 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,880,000 | 466 |
| Total noninterest expense | $17,196,000 | 860 |
| Salaries and employee benefits | $9,349,000 | 777 |
| Premises and equipment expense | $2,334,000 | 831 |
| Additional noninterest expense | $5,513,000 | 976 |
| Pre-tax net operating income | $-61,000 | 6,102 |
| Securities gains (losses) | $457,000 | 795 |
| Applicable income taxes | $-130,000 | 7,121 |
| Income before extraordinary items | $526,000 | 4,019 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $526,000 | 4,022 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $526,000 | 4,022 |
| Net charge-offs | $2,688,000 | 1,243 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $69,000 | 5,710 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,285,000 | 1,035 |
| Total interest expense | $5,226,000 | 843 |
| Net interest income | $10,059,000 | 1,115 |
| Provision for loan and lease losses | $2,215,000 | 1,191 |
| Total noninterest income | $4,554,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $720,000 | 1,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,834,000 | 505 |
| Total noninterest expense | $10,859,000 | 916 |
| Salaries and employee benefits | $5,777,000 | 841 |
| Premises and equipment expense | $1,546,000 | 842 |
| Additional noninterest expense | $3,536,000 | 1,004 |
| Pre-tax net operating income | $1,539,000 | 1,687 |
| Securities gains (losses) | $1,018,000 | 258 |
| Applicable income taxes | $767,000 | 870 |
| Income before extraordinary items | $1,790,000 | 1,242 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,790,000 | 1,243 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,790,000 | 1,243 |
| Net charge-offs | $1,339,000 | 1,469 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,077,400 | 1,893 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 1,058 |
| Total interest expense | $2,687,000 | 864 |
| Net interest income | $4,877,000 | 1,161 |
| Provision for loan and lease losses | $2,215,000 | 691 |
| Total noninterest income | $1,624,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $339,000 | 1,153 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,285,000 | 659 |
| Total noninterest expense | $5,183,000 | 961 |
| Salaries and employee benefits | $2,785,000 | 886 |
| Premises and equipment expense | $763,000 | 877 |
| Additional noninterest expense | $1,635,000 | 1,068 |
| Pre-tax net operating income | $-897,000 | 7,382 |
| Securities gains (losses) | $915,000 | 139 |
| Applicable income taxes | $-118,000 | 7,470 |
| Income before extraordinary items | $136,000 | 4,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $136,000 | 4,549 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $136,000 | 4,548 |
| Net charge-offs | $882,000 | 1,133 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-779,000 | 7,388 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,022,000 | 964 |
| Total interest expense | $15,150,000 | 760 |
| Net interest income | $19,872,000 | 1,097 |
| Provision for loan and lease losses | $3,152,000 | 1,915 |
| Total noninterest income | $12,887,000 | 535 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,602,000 | 1,087 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $11,285,000 | 413 |
| Total noninterest expense | $24,566,000 | 858 |
| Salaries and employee benefits | $13,924,000 | 689 |
| Premises and equipment expense | $2,900,000 | 943 |
| Additional noninterest expense | $7,742,000 | 1,016 |
| Pre-tax net operating income | $5,041,000 | 833 |
| Securities gains (losses) | $-6,399,000 | 7,914 |
| Applicable income taxes | $-1,562,000 | 7,440 |
| Income before extraordinary items | $204,000 | 4,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $204,000 | 4,798 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $204,000 | 4,798 |
| Net charge-offs | $3,848,000 | 1,374 |
| Cash dividends | $1,358,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,299,360 | 790 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,638,000 | 967 |
| Total interest expense | $12,000,000 | 766 |
| Net interest income | $14,638,000 | 1,128 |
| Provision for loan and lease losses | $2,228,000 | 1,779 |
| Total noninterest income | $9,727,000 | 544 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,191,000 | 1,090 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,536,000 | 409 |
| Total noninterest expense | $18,256,000 | 849 |
| Salaries and employee benefits | $10,277,000 | 714 |
| Premises and equipment expense | $2,148,000 | 952 |
| Additional noninterest expense | $5,831,000 | 969 |
| Pre-tax net operating income | $3,881,000 | 873 |
| Securities gains (losses) | $-6,828,000 | 8,024 |
| Applicable income taxes | $-2,125,000 | 7,731 |
| Income before extraordinary items | $-822,000 | 6,639 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-822,000 | 6,640 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-822,000 | 6,640 |
| Net charge-offs | $2,833,000 | 1,223 |
| Cash dividends | $1,358,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,547,920 | 751 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,886,000 | 982 |
| Total interest expense | $8,321,000 | 776 |
| Net interest income | $9,565,000 | 1,162 |
| Provision for loan and lease losses | $1,700,000 | 1,548 |
| Total noninterest income | $6,620,000 | 539 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $753,000 | 1,128 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,867,000 | 414 |
| Total noninterest expense | $11,553,000 | 928 |
| Salaries and employee benefits | $6,750,000 | 747 |
| Premises and equipment expense | $1,402,000 | 1,003 |
| Additional noninterest expense | $3,401,000 | 1,130 |
| Pre-tax net operating income | $2,932,000 | 798 |
| Securities gains (losses) | $-6,980,000 | 8,136 |
| Applicable income taxes | $-2,495,000 | 7,936 |
| Income before extraordinary items | $-1,553,000 | 7,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,553,000 | 7,345 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,553,000 | 7,344 |
| Net charge-offs | $2,146,000 | 1,073 |
| Cash dividends | $1,358,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,914,200 | 607 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,004,000 | 989 |
| Total interest expense | $4,238,000 | 789 |
| Net interest income | $4,766,000 | 1,157 |
| Provision for loan and lease losses | $1,700,000 | 838 |
| Total noninterest income | $2,640,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $346,000 | 1,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,294,000 | 455 |
| Total noninterest expense | $5,875,000 | 861 |
| Salaries and employee benefits | $3,298,000 | 767 |
| Premises and equipment expense | $744,000 | 960 |
| Additional noninterest expense | $1,833,000 | 907 |
| Pre-tax net operating income | $-169,000 | 6,831 |
| Securities gains (losses) | $1,849,000 | 122 |
| Applicable income taxes | $529,000 | 636 |
| Income before extraordinary items | $1,151,000 | 925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,151,000 | 925 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,151,000 | 927 |
| Net charge-offs | $1,810,000 | 641 |
| Cash dividends | $958,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-124,810 | 6,787 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,387,000 | 982 |
| Total interest expense | $19,649,000 | 800 |
| Net interest income | $18,738,000 | 1,186 |
| Provision for loan and lease losses | $2,269,000 | 1,668 |
| Total noninterest income | $7,528,000 | 751 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,900,000 | 942 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,628,000 | 586 |
| Total noninterest expense | $21,138,000 | 942 |
| Salaries and employee benefits | $11,185,000 | 893 |
| Premises and equipment expense | $2,912,000 | 949 |
| Additional noninterest expense | $7,041,000 | 909 |
| Pre-tax net operating income | $2,859,000 | 1,882 |
| Securities gains (losses) | $-698,000 | 7,627 |
| Applicable income taxes | $98,000 | 3,401 |
| Income before extraordinary items | $2,063,000 | 1,930 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,063,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,521,000 | 558 |
| Cash dividends | $2,336,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,726,100 | 1,590 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,950,000 | 1,003 |
| Total interest expense | $14,951,000 | 826 |
| Net interest income | $13,999,000 | 1,210 |
| Provision for loan and lease losses | $1,869,000 | 1,235 |
| Total noninterest income | $5,612,000 | 792 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,384,000 | 976 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,228,000 | 625 |
| Total noninterest expense | $15,357,000 | 968 |
| Salaries and employee benefits | $8,299,000 | 930 |
| Premises and equipment expense | $2,117,000 | 981 |
| Additional noninterest expense | $4,941,000 | 920 |
| Pre-tax net operating income | $2,385,000 | 2,008 |
| Securities gains (losses) | $445,000 | 346 |
| Applicable income taxes | $836,000 | 1,326 |
| Income before extraordinary items | $1,994,000 | 1,782 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,994,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,395,000 | 419 |
| Cash dividends | $1,336,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,682,500 | 2,198 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,200,000 | 1,024 |
| Total interest expense | $10,117,000 | 843 |
| Net interest income | $9,083,000 | 1,228 |
| Provision for loan and lease losses | $1,095,000 | 1,164 |
| Total noninterest income | $4,281,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $824,000 | 1,073 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,457,000 | 564 |
| Total noninterest expense | $9,604,000 | 1,023 |
| Salaries and employee benefits | $5,503,000 | 943 |
| Premises and equipment expense | $1,343,000 | 1,037 |
| Additional noninterest expense | $2,758,000 | 1,089 |
| Pre-tax net operating income | $2,665,000 | 1,305 |
| Securities gains (losses) | $185,000 | 651 |
| Applicable income taxes | $863,000 | 1,057 |
| Income before extraordinary items | $1,987,000 | 1,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,987,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,689,000 | 373 |
| Cash dividends | $368,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,857,500 | 1,450 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,336,000 | 1,082 |
| Total interest expense | $5,083,000 | 902 |
| Net interest income | $4,253,000 | 1,304 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $2,071,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $351,000 | 1,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,720,000 | 560 |
| Total noninterest expense | $4,457,000 | 1,088 |
| Salaries and employee benefits | $2,607,000 | 1,007 |
| Premises and equipment expense | $648,000 | 1,070 |
| Additional noninterest expense | $1,202,000 | 1,191 |
| Pre-tax net operating income | $1,467,000 | 1,289 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $451,000 | 1,094 |
| Income before extraordinary items | $1,015,000 | 1,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,015,000 | 1,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $796,000 | 536 |
| Cash dividends | $368,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,015,690 | 1,420 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,919,000 | 983 |
| Total interest expense | $23,373,000 | 844 |
| Net interest income | $19,546,000 | 1,135 |
| Provision for loan and lease losses | $1,827,000 | 905 |
| Total noninterest income | $8,946,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,430,000 | 1,242 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,516,000 | 496 |
| Total noninterest expense | $20,503,000 | 908 |
| Salaries and employee benefits | $12,948,000 | 758 |
| Premises and equipment expense | $2,628,000 | 992 |
| Additional noninterest expense | $4,927,000 | 1,154 |
| Pre-tax net operating income | $6,162,000 | 1,361 |
| Securities gains (losses) | $387,000 | 301 |
| Applicable income taxes | $1,747,000 | 1,262 |
| Income before extraordinary items | $4,802,000 | 1,339 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,802,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 1,421 |
| Cash dividends | $3,736,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,519,490 | 1,412 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,554,000 | 968 |
| Total interest expense | $17,622,000 | 845 |
| Net interest income | $14,932,000 | 1,116 |
| Provision for loan and lease losses | $914,000 | 965 |
| Total noninterest income | $6,552,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,041,000 | 1,262 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,511,000 | 513 |
| Total noninterest expense | $15,360,000 | 899 |
| Salaries and employee benefits | $9,565,000 | 768 |
| Premises and equipment expense | $1,967,000 | 989 |
| Additional noninterest expense | $3,828,000 | 1,072 |
| Pre-tax net operating income | $5,210,000 | 1,311 |
| Securities gains (losses) | $100,000 | 494 |
| Applicable income taxes | $1,675,000 | 1,117 |
| Income before extraordinary items | $3,635,000 | 1,400 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,635,000 | 1,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,290 |
| Cash dividends | $1,736,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,567,000 | 1,424 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,290,000 | 1,005 |
| Total interest expense | $11,278,000 | 879 |
| Net interest income | $10,012,000 | 1,127 |
| Provision for loan and lease losses | $391,000 | 1,260 |
| Total noninterest income | $4,439,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $636,000 | 1,388 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,803,000 | 525 |
| Total noninterest expense | $10,380,000 | 901 |
| Salaries and employee benefits | $6,490,000 | 773 |
| Premises and equipment expense | $1,299,000 | 1,004 |
| Additional noninterest expense | $2,591,000 | 1,071 |
| Pre-tax net operating income | $3,680,000 | 1,288 |
| Securities gains (losses) | $54,000 | 518 |
| Applicable income taxes | $1,166,000 | 1,133 |
| Income before extraordinary items | $2,568,000 | 1,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,568,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,311 |
| Cash dividends | $368,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,530,740 | 1,374 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,411,000 | 1,019 |
| Total interest expense | $5,424,000 | 900 |
| Net interest income | $4,987,000 | 1,116 |
| Provision for loan and lease losses | $241,000 | 999 |
| Total noninterest income | $1,990,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $286,000 | 1,503 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,704,000 | 557 |
| Total noninterest expense | $5,099,000 | 911 |
| Salaries and employee benefits | $3,218,000 | 786 |
| Premises and equipment expense | $668,000 | 981 |
| Additional noninterest expense | $1,213,000 | 1,124 |
| Pre-tax net operating income | $1,637,000 | 1,424 |
| Securities gains (losses) | $10,000 | 691 |
| Applicable income taxes | $503,000 | 1,279 |
| Income before extraordinary items | $1,144,000 | 1,510 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,144,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 924 |
| Cash dividends | $368,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,137,100 | 1,505 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $38,797,000 | 1,015 |
| Total interest expense | $19,018,000 | 877 |
| Net interest income | $19,779,000 | 1,122 |
| Provision for loan and lease losses | $831,000 | 1,234 |
| Total noninterest income | $7,965,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,355,000 | 1,315 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,610,000 | 555 |
| Total noninterest expense | $19,439,000 | 909 |
| Salaries and employee benefits | $12,486,000 | 755 |
| Premises and equipment expense | $2,526,000 | 990 |
| Additional noninterest expense | $4,427,000 | 1,206 |
| Pre-tax net operating income | $7,474,000 | 1,306 |
| Securities gains (losses) | $40,000 | 728 |
| Applicable income taxes | $2,132,000 | 1,264 |
| Income before extraordinary items | $5,382,000 | 1,358 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,382,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,469 |
| Cash dividends | $968,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,353,200 | 1,354 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,664,000 | 1,030 |
| Total interest expense | $13,495,000 | 905 |
| Net interest income | $15,169,000 | 1,115 |
| Provision for loan and lease losses | $576,000 | 1,252 |
| Total noninterest income | $5,483,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,022,000 | 1,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,461,000 | 603 |
| Total noninterest expense | $14,431,000 | 928 |
| Salaries and employee benefits | $9,348,000 | 780 |
| Premises and equipment expense | $1,878,000 | 1,011 |
| Additional noninterest expense | $3,205,000 | 1,250 |
| Pre-tax net operating income | $5,645,000 | 1,354 |
| Securities gains (losses) | $-44,000 | 8,139 |
| Applicable income taxes | $1,652,000 | 1,295 |
| Income before extraordinary items | $3,949,000 | 1,427 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,949,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,787 |
| Cash dividends | $968,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,980,240 | 1,401 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,304,000 | 1,052 |
| Total interest expense | $8,412,000 | 916 |
| Net interest income | $9,892,000 | 1,140 |
| Provision for loan and lease losses | $321,000 | 1,385 |
| Total noninterest income | $3,393,000 | 856 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $671,000 | 1,321 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,722,000 | 634 |
| Total noninterest expense | $9,239,000 | 974 |
| Salaries and employee benefits | $5,933,000 | 822 |
| Premises and equipment expense | $1,209,000 | 1,054 |
| Additional noninterest expense | $2,097,000 | 1,281 |
| Pre-tax net operating income | $3,725,000 | 1,356 |
| Securities gains (losses) | $-28,000 | 8,198 |
| Applicable income taxes | $1,044,000 | 1,355 |
| Income before extraordinary items | $2,653,000 | 1,413 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,653,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,673,160 | 1,396 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 1,122 |
| Total interest expense | $3,721,000 | 976 |
| Net interest income | $4,665,000 | 1,217 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $1,417,000 | 977 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $335,000 | 1,283 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,082,000 | 756 |
| Total noninterest expense | $4,308,000 | 1,054 |
| Salaries and employee benefits | $2,694,000 | 909 |
| Premises and equipment expense | $586,000 | 1,096 |
| Additional noninterest expense | $1,028,000 | 1,290 |
| Pre-tax net operating income | $1,731,000 | 1,435 |
| Securities gains (losses) | $-13,000 | 8,292 |
| Applicable income taxes | $390,000 | 1,687 |
| Income before extraordinary items | $1,328,000 | 1,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,328,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,632 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,338,010 | 1,350 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,075,000 | 1,188 |
| Total interest expense | $11,290,000 | 991 |
| Net interest income | $16,785,000 | 1,300 |
| Provision for loan and lease losses | $1,474,000 | 733 |
| Total noninterest income | $7,287,000 | 799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,333,000 | 1,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,954,000 | 604 |
| Total noninterest expense | $17,098,000 | 990 |
| Salaries and employee benefits | $11,087,000 | 821 |
| Premises and equipment expense | $2,300,000 | 1,042 |
| Additional noninterest expense | $3,711,000 | 1,377 |
| Pre-tax net operating income | $5,500,000 | 1,700 |
| Securities gains (losses) | $-117,000 | 8,465 |
| Applicable income taxes | $1,811,000 | 1,475 |
| Income before extraordinary items | $3,572,000 | 1,922 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,572,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $596,000 | 1,001 |
| Cash dividends | $926,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,649,220 | 1,863 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,239,000 | 1,196 |
| Total interest expense | $7,818,000 | 1,006 |
| Net interest income | $12,421,000 | 1,304 |
| Provision for loan and lease losses | $1,300,000 | 595 |
| Total noninterest income | $5,381,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $978,000 | 1,335 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,403,000 | 609 |
| Total noninterest expense | $12,736,000 | 994 |
| Salaries and employee benefits | $8,334,000 | 804 |
| Premises and equipment expense | $1,681,000 | 1,066 |
| Additional noninterest expense | $2,721,000 | 1,400 |
| Pre-tax net operating income | $3,766,000 | 1,855 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $1,329,000 | 1,520 |
| Income before extraordinary items | $2,425,000 | 2,123 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,425,000 | 2,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 874 |
| Cash dividends | $926,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,432,800 | 2,076 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,529,000 | 1,258 |
| Total interest expense | $4,796,000 | 1,036 |
| Net interest income | $7,733,000 | 1,377 |
| Provision for loan and lease losses | $825,000 | 614 |
| Total noninterest income | $3,164,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $625,000 | 1,356 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,539,000 | 671 |
| Total noninterest expense | $7,973,000 | 1,048 |
| Salaries and employee benefits | $5,130,000 | 868 |
| Premises and equipment expense | $1,088,000 | 1,097 |
| Additional noninterest expense | $1,755,000 | 1,424 |
| Pre-tax net operating income | $2,099,000 | 2,100 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $786,000 | 1,637 |
| Income before extraordinary items | $1,308,000 | 2,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,308,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,144 |
| Cash dividends | $368,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,311,200 | 2,436 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 1,324 |
| Total interest expense | $2,255,000 | 1,042 |
| Net interest income | $3,550,000 | 1,494 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $1,248,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $296,000 | 1,388 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $952,000 | 817 |
| Total noninterest expense | $3,535,000 | 1,193 |
| Salaries and employee benefits | $2,210,000 | 1,012 |
| Premises and equipment expense | $530,000 | 1,136 |
| Additional noninterest expense | $795,000 | 1,566 |
| Pre-tax net operating income | $1,113,000 | 1,988 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $319,000 | 1,892 |
| Income before extraordinary items | $793,000 | 2,092 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $793,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,063 |
| Cash dividends | $368,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $793,710 | 2,059 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,416,000 | 1,487 |
| Total interest expense | $7,345,000 | 1,106 |
| Net interest income | $12,071,000 | 1,682 |
| Provision for loan and lease losses | $670,000 | 1,511 |
| Total noninterest income | $5,857,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,356,000 | 1,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,501,000 | 720 |
| Total noninterest expense | $13,382,000 | 1,225 |
| Salaries and employee benefits | $8,337,000 | 1,037 |
| Premises and equipment expense | $1,898,000 | 1,204 |
| Additional noninterest expense | $3,147,000 | 1,557 |
| Pre-tax net operating income | $3,876,000 | 2,111 |
| Securities gains (losses) | $110,000 | 1,177 |
| Applicable income taxes | $1,118,000 | 1,999 |
| Income before extraordinary items | $2,868,000 | 2,164 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,868,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,574 |
| Cash dividends | $688,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,788,800 | 2,162 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,934,000 | 1,541 |
| Total interest expense | $5,220,000 | 1,143 |
| Net interest income | $8,714,000 | 1,734 |
| Provision for loan and lease losses | $520,000 | 1,412 |
| Total noninterest income | $4,018,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,014,000 | 1,320 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,004,000 | 798 |
| Total noninterest expense | $9,461,000 | 1,300 |
| Salaries and employee benefits | $5,915,000 | 1,089 |
| Premises and equipment expense | $1,303,000 | 1,318 |
| Additional noninterest expense | $2,243,000 | 1,608 |
| Pre-tax net operating income | $2,751,000 | 2,218 |
| Securities gains (losses) | $107,000 | 1,125 |
| Applicable income taxes | $779,000 | 2,139 |
| Income before extraordinary items | $2,079,000 | 2,241 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,079,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,278 |
| Cash dividends | $688,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,000,890 | 2,268 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,161,000 | 1,544 |
| Total interest expense | $3,406,000 | 1,159 |
| Net interest income | $5,755,000 | 1,732 |
| Provision for loan and lease losses | $390,000 | 1,260 |
| Total noninterest income | $2,569,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $654,000 | 1,363 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,915,000 | 828 |
| Total noninterest expense | $6,064,000 | 1,344 |
| Salaries and employee benefits | $3,815,000 | 1,130 |
| Premises and equipment expense | $815,000 | 1,420 |
| Additional noninterest expense | $1,434,000 | 1,674 |
| Pre-tax net operating income | $1,870,000 | 2,167 |
| Securities gains (losses) | $126,000 | 892 |
| Applicable income taxes | $554,000 | 2,049 |
| Income before extraordinary items | $1,442,000 | 2,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,442,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,109 |
| Cash dividends | $420,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,351,280 | 2,208 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 1,586 |
| Total interest expense | $1,703,000 | 1,177 |
| Net interest income | $2,752,000 | 1,804 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $1,103,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $289,000 | 1,486 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $814,000 | 914 |
| Total noninterest expense | $2,900,000 | 1,418 |
| Salaries and employee benefits | $1,755,000 | 1,262 |
| Premises and equipment expense | $417,000 | 1,406 |
| Additional noninterest expense | $728,000 | 1,633 |
| Pre-tax net operating income | $805,000 | 2,415 |
| Securities gains (losses) | $114,000 | 733 |
| Applicable income taxes | $252,000 | 2,191 |
| Income before extraordinary items | $667,000 | 2,273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $667,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 983 |
| Cash dividends | $380,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $583,780 | 2,485 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,032,000 | 1,681 |
| Total interest expense | $7,188,000 | 1,232 |
| Net interest income | $9,844,000 | 1,989 |
| Provision for loan and lease losses | $650,000 | 1,734 |
| Total noninterest income | $6,212,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $960,000 | 1,803 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,252,000 | 734 |
| Total noninterest expense | $11,804,000 | 1,363 |
| Salaries and employee benefits | $7,447,000 | 1,138 |
| Premises and equipment expense | $1,458,000 | 1,568 |
| Additional noninterest expense | $2,899,000 | 1,678 |
| Pre-tax net operating income | $3,602,000 | 2,162 |
| Securities gains (losses) | $139,000 | 1,614 |
| Applicable income taxes | $1,031,000 | 2,134 |
| Income before extraordinary items | $2,710,000 | 2,230 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,710,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,944 |
| Cash dividends | $816,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,609,920 | 2,187 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,556,000 | 1,733 |
| Total interest expense | $5,478,000 | 1,267 |
| Net interest income | $7,078,000 | 2,084 |
| Provision for loan and lease losses | $550,000 | 1,522 |
| Total noninterest income | $5,002,000 | 931 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $663,000 | 1,954 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,339,000 | 707 |
| Total noninterest expense | $8,773,000 | 1,384 |
| Salaries and employee benefits | $5,623,000 | 1,133 |
| Premises and equipment expense | $995,000 | 1,723 |
| Additional noninterest expense | $2,155,000 | 1,680 |
| Pre-tax net operating income | $2,757,000 | 2,189 |
| Securities gains (losses) | $157,000 | 1,387 |
| Applicable income taxes | $827,000 | 2,154 |
| Income before extraordinary items | $2,087,000 | 2,248 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,087,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,979 |
| Cash dividends | $815,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,973,960 | 2,254 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,200,000 | 1,781 |
| Total interest expense | $3,660,000 | 1,303 |
| Net interest income | $4,540,000 | 2,149 |
| Provision for loan and lease losses | $350,000 | 1,581 |
| Total noninterest income | $3,302,000 | 931 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $415,000 | 2,026 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,887,000 | 693 |
| Total noninterest expense | $5,668,000 | 1,419 |
| Salaries and employee benefits | $3,647,000 | 1,176 |
| Premises and equipment expense | $601,000 | 1,898 |
| Additional noninterest expense | $1,420,000 | 1,697 |
| Pre-tax net operating income | $1,824,000 | 2,211 |
| Securities gains (losses) | $157,000 | 1,200 |
| Applicable income taxes | $580,000 | 2,103 |
| Income before extraordinary items | $1,401,000 | 2,235 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,401,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,447 |
| Cash dividends | $413,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,289,530 | 2,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 1,816 |
| Total interest expense | $1,813,000 | 1,351 |
| Net interest income | $2,226,000 | 2,188 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,483,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $192,000 | 2,085 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,291,000 | 739 |
| Total noninterest expense | $2,695,000 | 1,473 |
| Salaries and employee benefits | $1,708,000 | 1,264 |
| Premises and equipment expense | $283,000 | 2,016 |
| Additional noninterest expense | $704,000 | 1,674 |
| Pre-tax net operating income | $864,000 | 2,318 |
| Securities gains (losses) | $167,000 | 729 |
| Applicable income taxes | $299,000 | 2,063 |
| Income before extraordinary items | $732,000 | 2,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 2,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,177 |
| Cash dividends | $413,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $613,430 | 2,352 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,663,000 | 1,974 |
| Total interest expense | $7,797,000 | 1,449 |
| Net interest income | $7,866,000 | 2,435 |
| Provision for loan and lease losses | $1,050,000 | 1,291 |
| Total noninterest income | $4,320,000 | 1,182 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $605,000 | 2,552 |
| Trading account gains and fees | $-2,000 | 9,288 |
| Additional Noninterest Income | $3,717,000 | 869 |
| Total noninterest expense | $8,562,000 | 1,771 |
| Salaries and employee benefits | $5,276,000 | 1,533 |
| Premises and equipment expense | $999,000 | 2,189 |
| Additional noninterest expense | $2,287,000 | 2,016 |
| Pre-tax net operating income | $2,574,000 | 2,825 |
| Securities gains (losses) | $390,000 | 764 |
| Applicable income taxes | $761,000 | 2,682 |
| Income before extraordinary items | $2,203,000 | 2,601 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,203,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 1,094 |
| Cash dividends | $736,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,914,400 | 2,816 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 9,441 |
| Total interest expense | $200,000 | 9,388 |
| Net interest income | $266,000 | 9,448 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $38,000 | 9,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $16,000 | 8,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $163,000 | 9,579 |
| Salaries and employee benefits | $80,000 | 9,569 |
| Premises and equipment expense | $16,000 | 9,525 |
| Additional noninterest expense | $67,000 | 9,511 |
| Pre-tax net operating income | $124,000 | 8,223 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $130,000 | 8,154 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $130,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $162,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $124,000 | 8,084 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 9,703 |
| Total interest expense | $209,000 | 9,648 |
| Net interest income | $281,000 | 9,717 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $39,000 | 9,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $161,000 | 9,864 |
| Salaries and employee benefits | $77,000 | 9,853 |
| Premises and equipment expense | $18,000 | 9,783 |
| Additional noninterest expense | $66,000 | 9,788 |
| Pre-tax net operating income | $159,000 | 8,557 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $159,000 | 8,358 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $159,000 | 8,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $168,000 | 5,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $159,000 | 8,359 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 9,999 |
| Total interest expense | $189,000 | 9,946 |
| Net interest income | $271,000 | 9,999 |
| Provision for loan and lease losses | $11,000 | 8,085 |
| Total noninterest income | $28,000 | 9,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $164,000 | 10,175 |
| Salaries and employee benefits | $70,000 | 10,173 |
| Premises and equipment expense | $17,000 | 10,104 |
| Additional noninterest expense | $77,000 | 10,063 |
| Pre-tax net operating income | $124,000 | 8,958 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $125,000 | 8,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $125,000 | 8,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $115,000 | 5,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $124,000 | 8,774 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 10,239 |
| Total interest expense | $183,000 | 10,207 |
| Net interest income | $286,000 | 10,214 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $21,000 | 10,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 8,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $168,000 | 10,403 |
| Salaries and employee benefits | $92,000 | 10,381 |
| Premises and equipment expense | $16,000 | 10,353 |
| Additional noninterest expense | $60,000 | 10,351 |
| Pre-tax net operating income | $135,000 | 9,254 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $135,000 | 9,081 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $135,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $96,000 | 6,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $135,000 | 9,011 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 10,710 |
| Total interest expense | $214,000 | 10,655 |
| Net interest income | $280,000 | 10,703 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $30,000 | 10,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 9,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $186,000 | 10,840 |
| Salaries and employee benefits | $115,000 | 10,794 |
| Premises and equipment expense | $18,000 | 10,780 |
| Additional noninterest expense | $53,000 | 10,818 |
| Pre-tax net operating income | $124,000 | 9,973 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $12,000 | 9,872 |
| Income before extraordinary items | $112,000 | 9,886 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $112,000 | 9,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $161,000 | 5,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $112,000 | 9,845 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 11,234 |
| Total interest expense | $237,000 | 11,179 |
| Net interest income | $299,000 | 11,224 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $35,000 | 11,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 9,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $234,000 | 11,330 |
| Salaries and employee benefits | $153,000 | 11,224 |
| Premises and equipment expense | $33,000 | 11,075 |
| Additional noninterest expense | $48,000 | 11,390 |
| Pre-tax net operating income | $100,000 | 10,361 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $32,000 | 9,997 |
| Income before extraordinary items | $68,000 | 10,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $68,000 | 10,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $1,000 | 8,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $68,000 | 10,427 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 11,789 |
| Total interest expense | $207,000 | 11,741 |
| Net interest income | $277,000 | 11,786 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $192,000 | 11,880 |
| Salaries and employee benefits | $110,000 | 11,850 |
| Premises and equipment expense | $26,000 | 11,697 |
| Additional noninterest expense | $56,000 | 11,879 |
| Pre-tax net operating income | $111,000 | 11,021 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $38,000 | 10,426 |
| Income before extraordinary items | $73,000 | 11,152 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $73,000 | 11,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $12,000 | 8,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $73,000 | 11,127 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 12,442 |
| Total interest expense | $160,000 | 12,428 |
| Net interest income | $285,000 | 12,422 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $27,000 | 12,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 10,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $199,000 | 12,516 |
| Salaries and employee benefits | $104,000 | 12,505 |
| Premises and equipment expense | $28,000 | 12,262 |
| Additional noninterest expense | $67,000 | 12,485 |
| Pre-tax net operating income | $113,000 | 11,539 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $73,000 | 11,631 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $73,000 | 11,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $22,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $73,000 | 11,675 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 13,096 |
| Total interest expense | $171,000 | 13,071 |
| Net interest income | $274,000 | 13,048 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $28,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 11,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $199,000 | 13,179 |
| Salaries and employee benefits | $107,000 | 13,159 |
| Premises and equipment expense | $28,000 | 12,902 |
| Additional noninterest expense | $64,000 | 13,162 |
| Pre-tax net operating income | $103,000 | 11,846 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $30,000 | 11,384 |
| Income before extraordinary items | $73,000 | 12,076 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $73,000 | 12,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $73,000 | 11,906 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 13,706 |
| Total interest expense | $221,000 | 13,673 |
| Net interest income | $281,000 | 13,653 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $27,000 | 13,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 11,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $215,000 | 13,777 |
| Salaries and employee benefits | $111,000 | 13,748 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $73,000 | 13,736 |
| Pre-tax net operating income | $93,000 | 12,093 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $37,000 | 11,601 |
| Income before extraordinary items | $56,000 | 12,500 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $56,000 | 12,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $56,000 | 12,230 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.