Southern Independent Bank

Southern Independent Bank
503 North Main Street
Opp, AL 36467


1 client reviewSouthern Independent Bank scored 1 out of 5.

Concentration:Commercial Lending Specialization
Established:2006-12-04
FDIC Insurance:2006-12-04
FDIC Cert:#58357
Holden By:Southern Independent Bancshares, Inc.
Charter Class:commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:2, ranked #4144
Website:http://www.southernindependentbank.com
Total Assets:$208,126,000, ranked #2954
Total Deposits:$184,923,000, ranked #2829
Total Equity Capital:$19,233,000, ranked #3334
Total Domestic Office Deposits:$184,923,000, ranked #2828
Net Income:$901,000, ranked #2841
Quarterly Net Income:$478,000, ranked #2824
Return on Assets:1%, ranked #911
Quarterly Return on Assets:1%, ranked #1026
Return on Equity:10%, ranked #1938
Quarterly Return on Equity:10%, ranked #2052

Historical Financial Information

2014-06-30Rank
# of Employees:304,036
Assets and Liabilities
Total Assets:$208,126,0002,954
Cash and due from depository institutions$7,823,0004,036
Interest-bearing balances$4,048,0004,218
Securities$71,758,0002,004
Federal funds sold & reverse repurchase agreements$15,156,000252
Net loans & leases$101,149,0003,430
Loan loss allowance$2,250,0002,618
Trading account assets$0246
Bank premises and fixed assets$3,596,0002,848
Other real estate owned$2,471,0004,036
Goodwill and other intangibles$02,849
All other assets$6,173,0002,593
Life insurance assets$3,448,0002,029
Total liabilities and capital$208,126,0002,954
Total liabilities$188,893,0002,907
Total deposits$184,923,0002,829
Interest-bearing deposits$162,290,0002,629
Deposits held in domestic offices$184,923,0002,828
% insured74.84%5,384
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$3,000,0002,828
Subordinated debt$0135
All other liabilities$970,0003,103
Total equity capital$19,233,0003,334
Total bank equity capital$19,233,0003,333
Perpetual preferred stock$0199
Common stock$12,0005,782
Surplus$14,867,0001,853
Undivided profits$4,354,0004,424
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$1,268,0003,078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$767,0003,227
Earning assets$192,111,0002,937
Long-term assets (5+ years)$70,096,0002,672
Average Assets, year-to-date$201,439,6703,015
Average Assets, quarterly$204,045,0003,003
Volatile liabilities$20,009,0001,993
Insider loans$12,673,000458
FHLB advances$3,000,0002,730
Loans and leases held for sale$01,950
Unused loan commitments$15,499,0003,177
Tier 1 (core) risk-based capital$19,861,0003,168
Tier 2 risk-based capital$1,586,0002,869
Total risk weighted assets$126,242,0003,093
Total unused commitments$15,499,0003,177
Derivatives$01,413
2014-03-31Rank
# of Employees:294,138
Assets and Liabilities
Total Assets:$199,964,0003,069
Cash and due from depository institutions$8,018,0004,138
Interest-bearing balances$3,743,0004,632
Securities$75,180,0001,938
Federal funds sold & reverse repurchase agreements$8,729,000558
Net loans & leases$95,589,0003,528
Loan loss allowance$2,140,0002,745
Trading account assets$0247
Bank premises and fixed assets$3,592,0002,856
Other real estate owned$2,333,0004,138
Goodwill and other intangibles$02,875
All other assets$6,523,0002,496
Life insurance assets$3,424,0002,021
Total liabilities and capital$199,964,0003,069
Total liabilities$181,647,0003,019
Total deposits$177,699,0002,951
Interest-bearing deposits$154,604,0002,789
Deposits held in domestic offices$177,699,0002,951
% insured77.90%5,066
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$3,000,0002,714
Subordinated debt$0134
All other liabilities$948,0003,084
Total equity capital$18,317,0003,423
Total bank equity capital$18,317,0003,422
Perpetual preferred stock$0201
Common stock$12,0005,843
Surplus$14,867,0001,872
Undivided profits$3,438,0004,666
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$1,268,0003,218
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$746,0003,239
Earning assets$183,241,0003,071
Long-term assets (5+ years)$73,641,0002,567
Average Assets, year-to-date$198,096,5003,073
Average Assets, quarterly$198,096,5003,073
Volatile liabilities$17,613,0002,098
Insider loans$12,819,000454
FHLB advances$3,000,0002,624
Loans and leases held for sale$01,833
Unused loan commitments$12,916,0003,516
Tier 1 (core) risk-based capital$19,383,0003,214
Tier 2 risk-based capital$1,500,0002,987
Total risk weighted assets$119,386,0003,229
Total unused commitments$12,916,0003,516
Derivatives$01,405
2013-12-31Rank
# of Employees:284,269
Assets and Liabilities
Total Assets:$196,229,0003,106
Cash and due from depository institutions$9,327,0004,269
Interest-bearing balances$3,743,0004,436
Securities$72,879,0001,987
Federal funds sold & reverse repurchase agreements$7,684,000579
Net loans & leases$93,527,0003,608
Loan loss allowance$2,015,0002,891
Trading account assets$0247
Bank premises and fixed assets$3,588,0002,887
Other real estate owned$2,333,0004,269
Goodwill and other intangibles$02,889
All other assets$6,891,0002,438
Life insurance assets$3,399,0002,014
Total liabilities and capital$196,229,0003,106
Total liabilities$178,972,0003,055
Total deposits$174,979,0002,969
Interest-bearing deposits$151,856,0002,817
Deposits held in domestic offices$174,979,0002,969
% insured78.92%4,905
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$3,000,0002,853
Subordinated debt$0136
All other liabilities$993,0002,985
Total equity capital$17,257,0003,512
Total bank equity capital$17,257,0003,510
Perpetual preferred stock$0206
Common stock$12,0005,915
Surplus$14,867,0001,886
Undivided profits$2,378,0004,983
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$1,248,0003,302
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$840,0003,037
Earning assets$177,833,0003,135
Long-term assets (5+ years)$72,267,0002,578
Average Assets, year-to-date$190,331,6003,151
Average Assets, quarterly$193,569,5003,122
Volatile liabilities$18,761,0002,046
Insider loans$13,171,000434
FHLB advances$3,000,0002,756
Loans and leases held for sale$01,902
Unused loan commitments$12,854,0003,473
Tier 1 (core) risk-based capital$18,960,0003,264
Tier 2 risk-based capital$1,492,0003,012
Total risk weighted assets$119,133,0003,257
Total unused commitments$12,854,0003,473
Derivatives$01,395
2013-09-30Rank
# of Employees:284,304
Assets and Liabilities
Total Assets:$190,910,0003,176
Cash and due from depository institutions$7,303,0004,304
Interest-bearing balances$3,246,0004,665
Securities$71,990,0002,010
Federal funds sold & reverse repurchase agreements$6,621,000626
Net loans & leases$92,607,0003,647
Loan loss allowance$1,958,0003,016
Trading account assets$0248
Bank premises and fixed assets$3,611,0002,884
Other real estate owned$2,521,0004,304
Goodwill and other intangibles$02,909
All other assets$6,257,0002,597
Life insurance assets$3,373,0001,982
Total liabilities and capital$190,910,0003,176
Total liabilities$173,644,0003,138
Total deposits$169,678,0003,035
Interest-bearing deposits$149,065,0002,857
Deposits held in domestic offices$169,678,0003,035
% insured79.69%4,998
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$3,000,0002,859
Subordinated debt$0150
All other liabilities$966,0003,237
Total equity capital$17,266,0003,548
Total bank equity capital$17,266,0003,547
Perpetual preferred stock$0217
Common stock$12,0005,981
Surplus$14,867,0001,898
Undivided profits$2,387,0005,042
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$895,0003,936
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$790,0003,322
Earning assets$174,464,0003,181
Long-term assets (5+ years)$70,910,0002,599
Average Assets, year-to-date$188,857,2503,203
Average Assets, quarterly$188,882,5003,204
Volatile liabilities$17,528,0002,163
Insider loans$13,663,000417
FHLB advances$3,000,0002,750
Loans and leases held for sale$02,008
Unused loan commitments$12,418,0003,558
Tier 1 (core) risk-based capital$18,556,0003,330
Tier 2 risk-based capital$1,466,0003,077
Total risk weighted assets$116,821,0003,309
Total unused commitments$12,418,0003,558
Derivatives$01,430
2013-06-30Rank
# of Employees:264,530
Assets and Liabilities
Total Assets:$186,855,0003,242
Cash and due from depository institutions$10,173,0004,530
Interest-bearing balances$3,184,0004,841
Securities$69,306,0002,079
Federal funds sold & reverse repurchase agreements$1,664,0001,746
Net loans & leases$93,436,0003,626
Loan loss allowance$1,837,0003,164
Trading account assets$0250
Bank premises and fixed assets$3,634,0002,884
Other real estate owned$2,350,0004,530
Goodwill and other intangibles$02,910
All other assets$6,292,0002,561
Life insurance assets$3,502,0001,909
Total liabilities and capital$186,855,0003,242
Total liabilities$169,581,0003,186
Total deposits$168,762,0003,062
Interest-bearing deposits$147,585,0002,893
Deposits held in domestic offices$168,762,0003,061
% insured81.69%4,736
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$819,0003,425
Total equity capital$17,274,0003,547
Total bank equity capital$17,274,0003,546
Perpetual preferred stock$0228
Common stock$12,0006,030
Surplus$14,867,0001,898
Undivided profits$2,395,0005,040
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$2,532,0002,537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$811,0003,176
Earning assets$167,590,0003,282
Long-term assets (5+ years)$65,402,0002,732
Average Assets, year-to-date$188,173,0003,228
Average Assets, quarterly$185,744,0003,256
Volatile liabilities$17,781,0002,149
Insider loans$13,675,000412
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$13,513,0003,373
Tier 1 (core) risk-based capital$18,652,0003,300
Tier 2 risk-based capital$1,439,0003,118
Total risk weighted assets$115,121,0003,342
Total unused commitments$13,513,0003,373
Derivatives$01,417
2013-03-31Rank
# of Employees:264,553
Assets and Liabilities
Total Assets:$184,633,0003,292
Cash and due from depository institutions$9,618,0004,553
Interest-bearing balances$3,181,0005,117
Securities$71,892,0002,038
Federal funds sold & reverse repurchase agreements$1,247,0002,325
Net loans & leases$91,958,0003,641
Loan loss allowance$1,617,0003,490
Trading account assets$0242
Bank premises and fixed assets$3,667,0002,885
Other real estate owned$2,142,0004,553
Goodwill and other intangibles$02,913
All other assets$4,109,0003,331
Life insurance assets$2,382,0002,357
Total liabilities and capital$184,633,0003,292
Total liabilities$165,968,0003,266
Total deposits$164,802,0003,169
Interest-bearing deposits$144,583,0002,979
Deposits held in domestic offices$164,802,0003,168
% insured81.72%4,791
Federal funds purchased & repurchase agreements$365,0001,853
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$801,0003,558
Total equity capital$18,665,0003,434
Total bank equity capital$18,665,0003,432
Perpetual preferred stock$0239
Common stock$12,0006,100
Surplus$14,867,0001,909
Undivided profits$3,786,0004,685
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$1,924,0003,035
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$774,0003,253
Earning assets$168,278,0003,319
Long-term assets (5+ years)$65,054,0002,700
Average Assets, year-to-date$188,832,0003,239
Average Assets, quarterly$188,832,0003,239
Volatile liabilities$17,960,0002,094
Insider loans$14,412,000376
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$8,394,0004,264
Tier 1 (core) risk-based capital$18,238,0003,353
Tier 2 risk-based capital$1,364,0003,227
Total risk weighted assets$108,845,0003,457
Total unused commitments$8,394,0004,265
Derivatives$01,405
2012-12-31Rank
# of Employees:274,486
Assets and Liabilities
Total Assets:$193,285,0003,185
Cash and due from depository institutions$9,246,0004,486
Interest-bearing balances$2,911,0005,067
Securities$70,295,0002,031
Federal funds sold & reverse repurchase agreements$11,302,000529
Net loans & leases$92,438,0003,685
Loan loss allowance$1,561,0003,584
Trading account assets$0243
Bank premises and fixed assets$3,707,0002,879
Other real estate owned$2,142,0004,486
Goodwill and other intangibles$02,913
All other assets$4,155,0003,342
Life insurance assets$2,366,0002,335
Total liabilities and capital$193,285,0003,185
Total liabilities$174,537,0003,151
Total deposits$173,584,0003,023
Interest-bearing deposits$153,647,0002,821
Deposits held in domestic offices$173,584,0003,022
% insured76.87%6,260
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$953,0003,302
Total equity capital$18,748,0003,434
Total bank equity capital$18,748,0003,431
Perpetual preferred stock$0246
Common stock$12,0006,157
Surplus$14,867,0001,915
Undivided profits$3,869,0004,685
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$1,105,0003,935
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$803,0003,243
Earning assets$176,946,0003,178
Long-term assets (5+ years)$61,659,0002,755
Average Assets, year-to-date$180,204,8003,310
Average Assets, quarterly$191,497,5003,181
Volatile liabilities$17,581,0002,188
Insider loans$13,119,000437
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$8,555,0004,117
Tier 1 (core) risk-based capital$18,124,0003,345
Tier 2 risk-based capital$1,312,0003,335
Total risk weighted assets$104,327,0003,591
Total unused commitments$8,555,0004,117
Derivatives$01,366
2012-09-30Rank
# of Employees:264,609
Assets and Liabilities
Total Assets:$189,710,0003,234
Cash and due from depository institutions$5,211,0004,609
Interest-bearing balances$2,160,0005,320
Securities$69,230,0002,073
Federal funds sold & reverse repurchase agreements$13,906,000391
Net loans & leases$92,606,0003,706
Loan loss allowance$1,731,0003,433
Trading account assets$0231
Bank premises and fixed assets$3,726,0002,892
Other real estate owned$605,0004,609
Goodwill and other intangibles$02,937
All other assets$4,426,0003,271
Life insurance assets$2,347,0002,295
Total liabilities and capital$189,710,0003,234
Total liabilities$170,898,0003,197
Total deposits$169,588,0003,066
Interest-bearing deposits$150,797,0002,874
Deposits held in domestic offices$169,588,0003,065
% insured78.98%6,195
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$1,310,0002,896
Total equity capital$18,812,0003,470
Total bank equity capital$18,812,0003,467
Perpetual preferred stock$0250
Common stock$12,0006,245
Surplus$14,867,0001,937
Undivided profits$3,933,0004,740
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$2,619,0002,776
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$799,0003,481
Earning assets$177,902,0003,180
Long-term assets (5+ years)$59,226,0002,833
Average Assets, year-to-date$176,934,7503,393
Average Assets, quarterly$184,714,0003,299
Volatile liabilities$18,361,0002,170
Insider loans$14,607,000376
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$9,781,0003,881
Tier 1 (core) risk-based capital$17,936,0003,409
Tier 2 risk-based capital$1,340,0003,338
Total risk weighted assets$106,526,0003,557
Total unused commitments$9,781,0003,881
Derivatives$01,366
2012-06-30Rank
# of Employees:264,631
Assets and Liabilities
Total Assets:$179,718,0003,376
Cash and due from depository institutions$7,167,0004,631
Interest-bearing balances$1,909,0005,397
Securities$68,002,0002,093
Federal funds sold & reverse repurchase agreements$6,750,000817
Net loans & leases$89,050,0003,810
Loan loss allowance$1,700,0003,521
Trading account assets$0211
Bank premises and fixed assets$3,764,0002,873
Other real estate owned$605,0004,631
Goodwill and other intangibles$02,925
All other assets$4,380,0003,265
Life insurance assets$2,327,0002,269
Total liabilities and capital$179,718,0003,376
Total liabilities$161,582,0003,335
Total deposits$160,540,0003,219
Interest-bearing deposits$142,368,0003,015
Deposits held in domestic offices$160,540,0003,218
% insured81.00%6,011
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$1,042,0003,172
Total equity capital$18,136,0003,512
Total bank equity capital$18,136,0003,510
Perpetual preferred stock$0254
Common stock$12,0006,302
Surplus$14,867,0001,938
Undivided profits$3,257,0004,930
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$2,729,0002,757
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$801,0003,332
Earning assets$165,711,0003,348
Long-term assets (5+ years)$56,691,0002,894
Average Assets, year-to-date$172,676,3303,462
Average Assets, quarterly$174,959,5003,437
Volatile liabilities$18,356,0002,191
Insider loans$11,823,000490
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$9,314,0003,967
Tier 1 (core) risk-based capital$17,439,0003,462
Tier 2 risk-based capital$1,292,0003,432
Total risk weighted assets$102,456,0003,662
Total unused commitments$9,314,0003,968
Derivatives$01,332
2012-03-31Rank
# of Employees:244,860
Assets and Liabilities
Total Assets:$170,201,0003,538
Cash and due from depository institutions$7,394,0004,860
Interest-bearing balances$908,0005,992
Securities$60,541,0002,305
Federal funds sold & reverse repurchase agreements$6,045,0001,168
Net loans & leases$88,258,0003,825
Loan loss allowance$1,670,0003,566
Trading account assets$0215
Bank premises and fixed assets$3,800,0002,862
Other real estate owned$71,0004,860
Goodwill and other intangibles$02,935
All other assets$4,092,0003,395
Life insurance assets$2,308,0002,260
Total liabilities and capital$170,201,0003,538
Total liabilities$152,250,0003,536
Total deposits$151,541,0003,391
Interest-bearing deposits$132,007,0003,256
Deposits held in domestic offices$151,541,0003,390
% insured87.03%4,719
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$04,273
Subordinated debt$0185
All other liabilities$709,0003,840
Total equity capital$17,951,0003,526
Total bank equity capital$17,951,0003,524
Perpetual preferred stock$0259
Common stock$12,0006,356
Surplus$14,867,0001,949
Undivided profits$3,072,0004,971
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$2,692,0002,904
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$886,0003,042
Earning assets$155,752,0003,542
Long-term assets (5+ years)$52,803,0003,021
Average Assets, year-to-date$169,155,5003,529
Average Assets, quarterly$169,155,5003,529
Volatile liabilities$19,229,0002,132
Insider loans$11,238,000525
FHLB advances$04,028
Loans and leases held for sale$02,171
Unused loan commitments$7,833,0004,374
Tier 1 (core) risk-based capital$17,109,0003,501
Tier 2 risk-based capital$1,279,0003,470
Total risk weighted assets$101,922,0003,686
Total unused commitments$7,833,0004,374
Derivatives$01,297
2011-12-31Rank
# of Employees:254,786
Assets and Liabilities
Total Assets:$168,110,0003,545
Cash and due from depository institutions$5,768,0004,786
Interest-bearing balances$181,0006,463
Securities$62,879,0002,171
Federal funds sold & reverse repurchase agreements$3,625,0001,475
Net loans & leases$87,344,0003,888
Loan loss allowance$1,765,0003,426
Trading account assets$0205
Bank premises and fixed assets$3,828,0002,853
Other real estate owned$145,0004,786
Goodwill and other intangibles$02,970
All other assets$4,521,0003,271
Life insurance assets$2,289,0002,232
Total liabilities and capital$168,110,0003,545
Total liabilities$151,076,0003,532
Total deposits$149,372,0003,406
Interest-bearing deposits$132,503,0003,218
Deposits held in domestic offices$149,372,0003,405
% insured86.41%4,972
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$04,481
Subordinated debt$0193
All other liabilities$1,704,0002,317
Total equity capital$17,034,0003,640
Total bank equity capital$17,034,0003,640
Perpetual preferred stock$0263
Common stock$12,0006,393
Surplus$14,874,0001,954
Undivided profits$2,148,0005,338
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$2,303,0003,151
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$831,0003,355
Earning assets$154,029,0003,538
Long-term assets (5+ years)$54,651,0002,487
Average Assets, year-to-date$159,975,4003,630
Average Assets, quarterly$165,638,5003,580
Volatile liabilities$18,952,0002,288
Insider loans$11,276,000521
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$6,524,0004,625
Tier 1 (core) risk-based capital$16,792,0003,519
Tier 2 risk-based capital$1,366,0003,314
Total risk weighted assets$108,556,0003,541
Total unused commitments$6,524,0004,630
Derivatives$01,191
2011-09-30Rank
# of Employees:244,916
Assets and Liabilities
Total Assets:$163,167,0003,636
Cash and due from depository institutions$5,990,0004,916
Interest-bearing balances$180,0006,476
Securities$60,297,0002,168
Federal funds sold & reverse repurchase agreements$2,775,0001,889
Net loans & leases$85,368,0003,973
Loan loss allowance$1,684,0003,565
Trading account assets$0209
Bank premises and fixed assets$3,848,0002,851
Other real estate owned$197,0004,916
Goodwill and other intangibles$02,996
All other assets$4,692,0003,212
Life insurance assets$2,269,0002,211
Total liabilities and capital$163,167,0003,636
Total liabilities$148,976,0003,581
Total deposits$147,908,0003,427
Interest-bearing deposits$131,762,0003,255
Deposits held in domestic offices$147,908,0003,426
% insured86.32%5,122
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$04,648
Subordinated debt$0206
All other liabilities$1,068,0003,220
Total equity capital$14,191,0004,199
Total bank equity capital$14,191,0004,199
Perpetual preferred stock$0266
Common stock$12,0006,465
Surplus$12,369,0002,254
Undivided profits$1,810,0005,521
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$2,375,0003,189
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$911,0003,224
Earning assets$148,620,0003,642
Long-term assets (5+ years)$48,798,0002,660
Average Assets, year-to-date$157,941,7503,690
Average Assets, quarterly$161,792,0003,638
Volatile liabilities$19,746,0002,256
Insider loans$9,135,000689
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$6,774,0004,551
Tier 1 (core) risk-based capital$13,854,0004,067
Tier 2 risk-based capital$1,495,0003,109
Total risk weighted assets$119,437,0003,318
Total unused commitments$6,774,0004,556
Derivatives$01,195
2011-06-30Rank
# of Employees:235,085
Assets and Liabilities
Total Assets:$160,417,0003,683
Cash and due from depository institutions$5,883,0005,085
Interest-bearing balances$36,0006,802
Securities$61,947,0002,137
Federal funds sold & reverse repurchase agreements$1,010,0002,734
Net loans & leases$82,850,0004,075
Loan loss allowance$1,500,0003,833
Trading account assets$0213
Bank premises and fixed assets$3,885,0002,852
Other real estate owned$197,0005,085
Goodwill and other intangibles$03,017
All other assets$4,645,0003,260
Life insurance assets$2,244,0002,197
Total liabilities and capital$160,417,0003,683
Total liabilities$146,696,0003,630
Total deposits$145,695,0003,471
Interest-bearing deposits$130,869,0003,275
Deposits held in domestic offices$145,695,0003,469
% insured85.74%5,382
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$04,735
Subordinated debt$0212
All other liabilities$1,001,0003,194
Total equity capital$13,721,0004,247
Total bank equity capital$13,721,0004,246
Perpetual preferred stock$0222
Common stock$12,0006,539
Surplus$12,364,0002,259
Undivided profits$1,345,0005,691
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$2,385,0003,231
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$825,0003,439
Earning assets$145,843,0003,684
Long-term assets (5+ years)$58,594,0002,279
Average Assets, year-to-date$156,200,0003,748
Average Assets, quarterly$158,184,0003,709
Volatile liabilities$18,048,0002,449
Insider loans$8,749,000737
FHLB advances$04,341
Loans and leases held for sale$01,752
Unused loan commitments$7,015,0004,569
Tier 1 (core) risk-based capital$13,431,0004,129
Tier 2 risk-based capital$1,418,0003,259
Total risk weighted assets$113,337,0003,474
Total unused commitments$7,015,0004,570
Derivatives$01,174
2011-03-31Rank
# of Employees:215,333
Assets and Liabilities
Total Assets:$155,951,0003,791
Cash and due from depository institutions$3,573,0005,333
Interest-bearing balances$35,0006,841
Securities$56,851,0002,274
Federal funds sold & reverse repurchase agreements$4,830,0001,595
Net loans & leases$81,789,0004,135
Loan loss allowance$1,500,0003,851
Trading account assets$0208
Bank premises and fixed assets$3,923,0002,850
Other real estate owned$319,0005,333
Goodwill and other intangibles$03,025
All other assets$4,666,0003,319
Life insurance assets$2,229,0002,205
Total liabilities and capital$155,951,0003,791
Total liabilities$143,146,0003,717
Total deposits$142,545,0003,547
Interest-bearing deposits$128,695,0003,365
Deposits held in domestic offices$142,545,0003,545
% insured83.95%5,782
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$5,0004,805
Subordinated debt$0214
All other liabilities$596,0004,137
Total equity capital$12,805,0004,402
Total bank equity capital$12,805,0004,402
Perpetual preferred stock$0224
Common stock$12,0006,594
Surplus$12,337,0002,272
Undivided profits$456,0006,045
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$2,473,0003,255
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$851,0003,351
Earning assets$143,505,0003,760
Long-term assets (5+ years)$52,199,0002,442
Average Assets, year-to-date$154,091,5003,807
Average Assets, quarterly$154,091,5003,807
Volatile liabilities$19,220,0002,362
Insider loans$8,061,000812
FHLB advances$04,390
Loans and leases held for sale$01,676
Unused loan commitments$6,896,0004,660
Tier 1 (core) risk-based capital$13,119,0004,201
Tier 2 risk-based capital$1,383,0003,353
Total risk weighted assets$110,522,0003,562
Total unused commitments$6,896,0004,663
Derivatives$01,153
2010-12-31Rank
# of Employees:225,278
Assets and Liabilities
Total Assets:$152,232,0003,865
Cash and due from depository institutions$3,166,0005,278
Interest-bearing balances$75,0006,683
Securities$57,484,0002,167
Federal funds sold & reverse repurchase agreements$2,000,0002,494
Net loans & leases$80,566,0004,261
Loan loss allowance$1,420,0003,969
Trading account assets$0207
Bank premises and fixed assets$3,955,0002,866
Other real estate owned$319,0005,278
Goodwill and other intangibles$03,026
All other assets$4,742,0003,334
Life insurance assets$2,210,0002,197
Total liabilities and capital$152,232,0003,865
Total liabilities$140,164,0003,801
Total deposits$139,736,0003,622
Interest-bearing deposits$127,255,0003,400
Deposits held in domestic offices$139,736,0003,620
% insured84.03%5,732
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$6,0004,968
Subordinated debt$0220
All other liabilities$422,0004,925
Total equity capital$12,068,0004,570
Total bank equity capital$12,068,0004,569
Perpetual preferred stock$0224
Common stock$12,0006,676
Surplus$12,332,0002,278
Undivided profits$-276,0006,346
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$2,516,0003,244
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$810,0003,606
Earning assets$140,125,0003,842
Long-term assets (5+ years)$54,427,0002,303
Average Assets, year-to-date$137,776,0004,100
Average Assets, quarterly$149,914,0003,906
Volatile liabilities$51,903,0002,434
Insider loans$8,089,000839
FHLB advances$04,551
Loans and leases held for sale$01,952
Unused loan commitments$5,896,0004,886
Tier 1 (core) risk-based capital$12,906,0004,259
Tier 2 risk-based capital$1,363,0003,432
Total risk weighted assets$108,885,0003,687
Total unused commitments$5,896,0004,887
Derivatives$01,176
2010-09-30Rank
# of Employees:225,348
Assets and Liabilities
Total Assets:$147,596,0004,006
Cash and due from depository institutions$5,210,0005,348
Interest-bearing balances$325,0006,131
Securities$51,226,0002,327
Federal funds sold & reverse repurchase agreements$7,045,0001,115
Net loans & leases$78,113,0004,431
Loan loss allowance$1,360,0004,074
Trading account assets$0210
Bank premises and fixed assets$3,948,0002,901
Other real estate owned$59,0005,348
Goodwill and other intangibles$03,048
All other assets$1,995,0005,290
Life insurance assets$03,793
Total liabilities and capital$147,596,0004,006
Total liabilities$134,557,0003,958
Total deposits$133,503,0003,775
Interest-bearing deposits$121,184,0003,588
Deposits held in domestic offices$133,503,0003,773
% insured84.89%5,110
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$05,105
Subordinated debt$0233
All other liabilities$1,054,0003,426
Total equity capital$13,039,0004,483
Total bank equity capital$13,039,0004,483
Perpetual preferred stock$0229
Common stock$12,0006,776
Surplus$12,327,0002,278
Undivided profits$700,0006,139
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$2,445,0003,369
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$762,0004,057
Earning assets$136,709,0003,967
Long-term assets (5+ years)$42,055,0002,746
Average Assets, year-to-date$134,162,0004,227
Average Assets, quarterly$142,434,5004,092
Volatile liabilities$53,194,0002,460
Insider loans$7,690,000903
FHLB advances$04,672
Loans and leases held for sale$01,963
Unused loan commitments$6,990,0004,679
Tier 1 (core) risk-based capital$12,271,0004,473
Tier 2 risk-based capital$1,304,0003,615
Total risk weighted assets$104,244,0003,865
Total unused commitments$6,990,0004,681
Derivatives$01,218
2010-06-30Rank
# of Employees:225,379
Assets and Liabilities
Total Assets:$137,273,0004,210
Cash and due from depository institutions$4,643,0005,379
Interest-bearing balances$325,0006,067
Securities$47,774,0002,467
Federal funds sold & reverse repurchase agreements$3,525,0001,974
Net loans & leases$75,702,0004,528
Loan loss allowance$1,169,0004,417
Trading account assets$0210
Bank premises and fixed assets$3,985,0002,912
Other real estate owned$59,0005,379
Goodwill and other intangibles$03,062
All other assets$1,585,0005,820
Life insurance assets$03,801
Total liabilities and capital$137,273,0004,210
Total liabilities$124,699,0004,165
Total deposits$124,351,0003,971
Interest-bearing deposits$112,066,0003,824
Deposits held in domestic offices$124,351,0003,970
% insured82.72%5,720
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$05,212
Subordinated debt$0241
All other liabilities$348,0005,620
Total equity capital$12,574,0004,577
Total bank equity capital$12,574,0004,576
Perpetual preferred stock$0222
Common stock$12,0006,833
Surplus$12,312,0002,275
Undivided profits$250,0006,360
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$2,143,0003,634
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$746,0004,058
Earning assets$127,326,0004,178
Long-term assets (5+ years)$43,240,0002,681
Average Assets, year-to-date$129,684,0004,362
Average Assets, quarterly$133,656,5004,280
Volatile liabilities$53,460,0002,480
Insider loans$7,610,000936
FHLB advances$04,785
Loans and leases held for sale$01,852
Unused loan commitments$6,357,0004,902
Tier 1 (core) risk-based capital$12,087,0004,522
Tier 2 risk-based capital$1,169,0003,878
Total risk weighted assets$101,436,0003,966
Total unused commitments$6,357,0004,904
Derivatives$01,168
2010-03-31Rank
# of Employees:215,559
Assets and Liabilities
Total Assets:$130,040,0004,430
Cash and due from depository institutions$4,823,0005,559
Interest-bearing balances$325,0006,044
Securities$45,893,0002,571
Federal funds sold & reverse repurchase agreements$335,0004,270
Net loans & leases$73,371,0004,675
Loan loss allowance$1,191,0004,428
Trading account assets$0227
Bank premises and fixed assets$4,022,0002,942
Other real estate owned$05,559
Goodwill and other intangibles$03,074
All other assets$1,596,0005,902
Life insurance assets$03,823
Total liabilities and capital$130,040,0004,430
Total liabilities$117,903,0004,389
Total deposits$117,610,0004,180
Interest-bearing deposits$105,880,0004,029
Deposits held in domestic offices$117,610,0004,178
% insured83.75%5,560
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$05,317
Subordinated debt$0248
All other liabilities$293,0005,903
Total equity capital$12,137,0004,686
Total bank equity capital$12,137,0004,686
Perpetual preferred stock$0220
Common stock$12,0006,927
Surplus$12,301,0002,308
Undivided profits$-176,0006,571
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$2,216,0003,624
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$681,0004,403
Earning assets$119,924,0004,388
Long-term assets (5+ years)$42,021,0002,731
Average Assets, year-to-date$125,889,5004,501
Average Assets, quarterly$125,889,5004,501
Volatile liabilities$50,295,0002,691
Insider loans$7,394,0001,019
FHLB advances$04,906
Loans and leases held for sale$01,823
Unused loan commitments$13,760,0003,471
Tier 1 (core) risk-based capital$11,687,0004,651
Tier 2 risk-based capital$1,177,0003,912
Total risk weighted assets$94,325,0004,223
Total unused commitments$13,760,0003,475
Derivatives$01,155
2009-12-31Rank
# of Employees:215,590
Assets and Liabilities
Total Assets:$121,739,0004,618
Cash and due from depository institutions$3,896,0005,590
Interest-bearing balances$75,0006,623
Securities$41,451,0002,767
Federal funds sold & reverse repurchase agreements$865,0003,652
Net loans & leases$69,576,0004,879
Loan loss allowance$764,0005,395
Trading account assets$0224
Bank premises and fixed assets$4,058,0002,970
Other real estate owned$05,590
Goodwill and other intangibles$03,096
All other assets$1,893,0005,624
Life insurance assets$03,837
Total liabilities and capital$121,739,0004,618
Total liabilities$110,047,0004,581
Total deposits$109,747,0004,374
Interest-bearing deposits$98,248,0004,221
Deposits held in domestic offices$109,747,0004,373
% insured83.42%5,675
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$05,407
Subordinated debt$0258
All other liabilities$300,0005,897
Total equity capital$11,692,0004,792
Total bank equity capital$11,692,0004,791
Perpetual preferred stock$0219
Common stock$12,0006,993
Surplus$12,296,0002,312
Undivided profits$-616,0006,693
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$3,166,0003,028
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$754,0004,230
Earning assets$111,967,0004,587
Long-term assets (5+ years)$36,234,0002,998
Average Assets, year-to-date$114,979,0004,701
Average Assets, quarterly$123,134,0004,555
Volatile liabilities$46,106,0002,911
Insider loans$8,007,000936
FHLB advances$05,026
Loans and leases held for sale$01,814
Unused loan commitments$5,877,0005,185
Tier 1 (core) risk-based capital$11,433,0004,717
Tier 2 risk-based capital$764,0004,997
Total risk weighted assets$87,001,0004,491
Total unused commitments$5,877,0005,185
Derivatives$01,139
2009-09-30Rank
# of Employees:215,644
Assets and Liabilities
Total Assets:$124,529,0004,534
Cash and due from depository institutions$4,265,0005,644
Interest-bearing balances$75,0006,549
Securities$39,302,0002,904
Federal funds sold & reverse repurchase agreements$9,438,000989
Net loans & leases$66,505,0005,050
Loan loss allowance$1,072,0004,572
Trading account assets$0238
Bank premises and fixed assets$4,097,0002,956
Other real estate owned$05,644
Goodwill and other intangibles$03,142
All other assets$922,0006,635
Life insurance assets$03,862
Total liabilities and capital$124,529,0004,534
Total liabilities$112,688,0004,495
Total deposits$112,302,0004,270
Interest-bearing deposits$101,322,0004,132
Deposits held in domestic offices$112,302,0004,268
% insured80.36%6,428
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$05,525
Subordinated debt$0269
All other liabilities$386,0005,900
Total equity capital$11,841,0004,862
Total bank equity capital$11,841,0004,862
Perpetual preferred stock$0212
Common stock$12,0007,069
Surplus$12,205,0002,307
Undivided profits$-376,0006,840
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$1,477,0004,219
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$693,0004,689
Earning assets$115,320,0004,504
Long-term assets (5+ years)$35,412,0003,021
Average Assets, year-to-date$113,289,0004,774
Average Assets, quarterly$119,572,5004,646
Volatile liabilities$51,093,0002,727
Insider loans$7,937,000966
FHLB advances$05,137
Loans and leases held for sale$01,823
Unused loan commitments$5,672,0005,385
Tier 1 (core) risk-based capital$11,157,0004,886
Tier 2 risk-based capital$1,061,0004,152
Total risk weighted assets$84,864,0004,594
Total unused commitments$5,672,0005,386
Derivatives$01,183
2009-06-30Rank
# of Employees:215,685
Assets and Liabilities
Total Assets:$114,616,0004,800
Cash and due from depository institutions$7,675,0005,685
Interest-bearing balances$74,0006,492
Securities$32,393,0003,274
Federal funds sold & reverse repurchase agreements$3,514,0002,461
Net loans & leases$65,654,0005,116
Loan loss allowance$767,0005,292
Trading account assets$0240
Bank premises and fixed assets$4,128,0002,983
Other real estate owned$05,685
Goodwill and other intangibles$03,161
All other assets$1,252,0006,136
Life insurance assets$03,901
Total liabilities and capital$114,616,0004,800
Total liabilities$103,068,0004,770
Total deposits$102,690,0004,543
Interest-bearing deposits$92,456,0004,387
Deposits held in domestic offices$102,690,0004,540
% insured69.79%6,079
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$05,613
Subordinated debt$0276
All other liabilities$378,0005,954
Total equity capital$11,548,0004,920
Total bank equity capital$11,548,0004,920
Perpetual preferred stock$0213
Common stock$12,0007,152
Surplus$12,188,0002,318
Undivided profits$-652,0006,981
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$1,475,0004,165
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$618,0004,917
Earning assets$101,635,0004,891
Long-term assets (5+ years)$30,989,0003,235
Average Assets, year-to-date$109,542,3304,896
Average Assets, quarterly$112,192,5004,851
Volatile liabilities$45,801,0002,968
Insider loans$9,654,000787
FHLB advances$05,202
Loans and leases held for sale$01,961
Unused loan commitments$5,527,0005,547
Tier 1 (core) risk-based capital$11,271,0004,898
Tier 2 risk-based capital$767,0004,946
Total risk weighted assets$80,591,0004,747
Total unused commitments$5,527,0005,552
Derivatives$01,221
2009-03-31Rank
# of Employees:215,717
Assets and Liabilities
Total Assets:$109,769,0004,941
Cash and due from depository institutions$2,137,0005,717
Interest-bearing balances$74,0006,281
Securities$37,411,0002,953
Federal funds sold & reverse repurchase agreements$3,193,0003,065
Net loans & leases$61,662,0005,273
Loan loss allowance$700,0005,438
Trading account assets$0234
Bank premises and fixed assets$4,156,0002,981
Other real estate owned$05,717
Goodwill and other intangibles$03,204
All other assets$1,210,0006,217
Life insurance assets$03,932
Total liabilities and capital$109,769,0004,941
Total liabilities$98,063,0004,918
Total deposits$97,755,0004,690
Interest-bearing deposits$86,611,0004,581
Deposits held in domestic offices$97,755,0004,687
% insured71.16%5,888
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$05,670
Subordinated debt$0271
All other liabilities$308,0006,234
Total equity capital$11,706,0004,936
Total bank equity capital$11,706,0004,935
Perpetual preferred stock$0193
Common stock$12,0007,194
Surplus$12,171,0002,314
Undivided profits$-477,0007,075
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$1,475,0004,012
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$645,0004,797
Earning assets$102,340,0004,877
Long-term assets (5+ years)$36,371,0002,892
Average Assets, year-to-date$107,005,5004,983
Average Assets, quarterly$107,005,5004,983
Volatile liabilities$38,054,0003,392
Insider loans$7,402,0001,070
FHLB advances$05,264
Loans and leases held for sale$01,892
Unused loan commitments$5,143,0005,786
Tier 1 (core) risk-based capital$11,345,0004,899
Tier 2 risk-based capital$700,0005,147
Total risk weighted assets$76,665,0004,892
Total unused commitments$5,143,0005,789
Derivatives$01,177
2008-12-31Rank
# of Employees:225,671
Assets and Liabilities
Total Assets:$104,242,0005,055
Cash and due from depository institutions$1,176,0005,671
Interest-bearing balances$110,0005,591
Securities$33,392,0003,209
Federal funds sold & reverse repurchase agreements$5,855,0001,657
Net loans & leases$58,546,0005,448
Loan loss allowance$587,0005,826
Trading account assets$0236
Bank premises and fixed assets$4,141,0003,012
Other real estate owned$05,671
Goodwill and other intangibles$03,219
All other assets$1,132,0006,427
Life insurance assets$03,960
Total liabilities and capital$104,242,0005,055
Total liabilities$92,528,0005,036
Total deposits$91,328,0004,808
Interest-bearing deposits$81,708,0004,678
Deposits held in domestic offices$91,328,0004,805
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$05,839
Subordinated debt$0278
All other liabilities$1,200,0003,319
Total equity capital$11,714,0004,928
Total bank equity capital$11,714,0004,928
Perpetual preferred stock$0141
Common stock$12,0007,240
Surplus$12,135,0002,295
Undivided profits$-433,0007,143
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,475,0003,778
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$654,0004,971
Earning assets$97,903,0004,976
Long-term assets (5+ years)$31,542,0003,138
Average Assets, year-to-date$91,368,2005,307
Average Assets, quarterly$99,890,5005,151
Volatile liabilities$34,730,0003,559
Insider loans$7,250,0001,118
FHLB advances$05,445
Loans and leases held for sale$01,663
Unused loan commitments$4,109,0006,160
Tier 1 (core) risk-based capital$11,128,0004,963
Tier 2 risk-based capital$587,0005,571
Total risk weighted assets$71,956,0005,078
Total unused commitments$4,109,0006,161
Derivatives$01,109
2008-09-30Rank
# of Employees:186,232
Assets and Liabilities
Total Assets:$95,539,0005,304
Cash and due from depository institutions$3,125,0006,232
Interest-bearing balances$1,607,0002,559
Securities$28,503,0003,513
Federal funds sold & reverse repurchase agreements$5,343,0002,149
Net loans & leases$54,489,0005,619
Loan loss allowance$677,0005,393
Trading account assets$0251
Bank premises and fixed assets$2,914,0003,790
Other real estate owned$06,232
Goodwill and other intangibles$03,276
All other assets$1,165,0006,440
Life insurance assets$03,984
Total liabilities and capital$95,539,0005,304
Total liabilities$84,127,0005,308
Total deposits$83,873,0005,019
Interest-bearing deposits$74,788,0004,879
Deposits held in domestic offices$83,873,0005,016
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$05,843
Subordinated debt$0276
All other liabilities$254,0006,822
Total equity capital$11,412,0005,049
Total bank equity capital$11,412,0005,049
Perpetual preferred stock$0110
Common stock$12,0007,303
Surplus$12,117,0002,288
Undivided profits$-717,0007,411
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$370,0005,606
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$613,0005,325
Earning assets$89,942,0005,201
Long-term assets (5+ years)$26,597,0003,466
Average Assets, year-to-date$88,149,7505,438
Average Assets, quarterly$91,871,0005,366
Volatile liabilities$32,497,0003,624
Insider loans$6,410,0001,229
FHLB advances$05,438
Loans and leases held for sale$01,623
Unused loan commitments$10,842,0004,485
Tier 1 (core) risk-based capital$11,283,0004,990
Tier 2 risk-based capital$678,0005,162
Total risk weighted assets$66,673,0005,286
Total unused commitments$10,842,0004,487
Derivatives$01,077
2008-06-30Rank
# of Employees:186,298
Assets and Liabilities
Total Assets:$88,203,0005,528
Cash and due from depository institutions$488,0006,298
Interest-bearing balances$104,0004,975
Securities$26,523,0003,737
Federal funds sold & reverse repurchase agreements$5,129,0002,181
Net loans & leases$52,640,0005,677
Loan loss allowance$421,0006,418
Trading account assets$0267
Bank premises and fixed assets$1,995,0004,584
Other real estate owned$06,298
Goodwill and other intangibles$03,301
All other assets$1,428,0005,971
Life insurance assets$04,015
Total liabilities and capital$88,203,0005,528
Total liabilities$76,915,0005,550
Total deposits$76,353,0005,304
Interest-bearing deposits$68,534,0005,111
Deposits held in domestic offices$76,353,0005,301
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$05,770
Subordinated debt$0257
All other liabilities$562,0005,159
Total equity capital$11,288,0005,111
Total bank equity capital$11,288,0005,111
Perpetual preferred stock$0107
Common stock$12,0007,365
Surplus$12,100,0002,279
Undivided profits$-824,0007,601
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,495
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$652,0005,087
Earning assets$84,396,0005,396
Long-term assets (5+ years)$24,739,0003,560
Average Assets, year-to-date$85,686,6705,546
Average Assets, quarterly$86,244,5005,561
Volatile liabilities$27,681,0003,994
Insider loans$6,762,0001,171
FHLB advances$05,355
Loans and leases held for sale$01,725
Unused loan commitments$5,345,0005,934
Tier 1 (core) risk-based capital$11,229,0005,031
Tier 2 risk-based capital$421,0006,202
Total risk weighted assets$62,723,0005,438
Total unused commitments$5,345,0005,934
Derivatives$01,075
2008-03-31Rank
# of Employees:186,321
Assets and Liabilities
Total Assets:$84,286,0005,642
Cash and due from depository institutions$626,0006,321
Interest-bearing balances$102,0004,965
Securities$32,131,0003,285
Federal funds sold & reverse repurchase agreements$6,363,0002,661
Net loans & leases$42,651,0006,077
Loan loss allowance$343,0006,793
Trading account assets$0252
Bank premises and fixed assets$1,281,0005,453
Other real estate owned$06,321
Goodwill and other intangibles$03,304
All other assets$1,234,0006,174
Life insurance assets$04,038
Total liabilities and capital$84,286,0005,642
Total liabilities$72,728,0005,694
Total deposits$72,347,0005,475
Interest-bearing deposits$66,352,0005,221
Deposits held in domestic offices$72,347,0005,472
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$05,604
Subordinated debt$0251
All other liabilities$381,0006,257
Total equity capital$11,558,0005,098
Total bank equity capital$11,558,0005,098
Perpetual preferred stock$0108
Common stock$12,0007,398
Surplus$12,082,0002,267
Undivided profits$-536,0007,679
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,504
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$629,0005,162
Earning assets$81,247,0005,494
Long-term assets (5+ years)$29,803,0003,112
Average Assets, year-to-date$84,428,5005,604
Average Assets, quarterly$84,428,5005,604
Volatile liabilities$32,687,0003,595
Insider loans$6,434,0001,210
FHLB advances$05,198
Loans and leases held for sale$01,797
Unused loan commitments$3,917,0006,486
Tier 1 (core) risk-based capital$11,074,0005,069
Tier 2 risk-based capital$343,0006,604
Total risk weighted assets$53,118,0005,795
Total unused commitments$3,917,0006,487
Derivatives$01,109
2007-12-31Rank
# of Employees:176,485
Assets and Liabilities
Total Assets:$84,571,0005,608
Cash and due from depository institutions$1,548,0006,485
Interest-bearing balances$06,620
Securities$26,342,0003,748
Federal funds sold & reverse repurchase agreements$18,454,000690
Net loans & leases$36,132,0006,429
Loan loss allowance$291,0007,095
Trading account assets$0237
Bank premises and fixed assets$954,0005,949
Other real estate owned$06,485
Goodwill and other intangibles$03,293
All other assets$1,141,0006,436
Life insurance assets$04,052
Total liabilities and capital$84,571,0005,608
Total liabilities$73,191,0005,654
Total deposits$72,924,0005,433
Interest-bearing deposits$64,883,0005,266
Deposits held in domestic offices$72,924,0005,432
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$05,553
Subordinated debt$0248
All other liabilities$267,0006,908
Total equity capital$11,380,0005,077
Total bank equity capital$11,380,0005,077
Perpetual preferred stock$0111
Common stock$12,0007,446
Surplus$12,064,0002,247
Undivided profits$-696,0007,817
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,437
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$508,0006,044
Earning assets$80,928,0005,481
Long-term assets (5+ years)$23,078,0003,396
Average Assets, year-to-date$49,340,8006,809
Average Assets, quarterly$81,002,5005,706
Volatile liabilities$23,854,0004,328
Insider loans$5,980,0001,289
FHLB advances$05,108
Loans and leases held for sale$01,738
Unused loan commitments$4,938,0006,047
Tier 1 (core) risk-based capital$10,943,0005,078
Tier 2 risk-based capital$291,0006,940
Total risk weighted assets$47,763,0006,015
Total unused commitments$4,938,0006,047
Derivatives$01,052
2007-09-30Rank
# of Employees:176,509
Assets and Liabilities
Total Assets:$77,434,0005,836
Cash and due from depository institutions$751,0006,509
Interest-bearing balances$06,576
Securities$25,106,0003,881
Federal funds sold & reverse repurchase agreements$22,942,000595
Net loans & leases$27,057,0007,022
Loan loss allowance$225,0007,497
Trading account assets$0244
Bank premises and fixed assets$871,0006,115
Other real estate owned$06,509
Goodwill and other intangibles$03,301
All other assets$707,0007,415
Life insurance assets$04,026
Total liabilities and capital$77,434,0005,836
Total liabilities$66,632,0005,889
Total deposits$66,446,0005,672
Interest-bearing deposits$60,735,0005,414
Deposits held in domestic offices$66,446,0005,671
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$05,543
Subordinated debt$0244
All other liabilities$186,0007,588
Total equity capital$10,802,0005,216
Total bank equity capital$10,802,0005,216
Perpetual preferred stock$0113
Common stock$12,0007,461
Surplus$12,047,0002,208
Undivided profits$-1,257,0008,060
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$100,0006,278
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$507,0006,281
Earning assets$75,105,0005,687
Long-term assets (5+ years)$21,397,0003,411
Average Assets, year-to-date$40,533,2507,226
Average Assets, quarterly$58,229,0006,484
Volatile liabilities$17,835,0004,991
Insider loans$4,195,0001,759
FHLB advances$05,081
Loans and leases held for sale$01,751
Unused loan commitments$4,215,0006,310
Tier 1 (core) risk-based capital$10,788,0005,122
Tier 2 risk-based capital$225,0007,362
Total risk weighted assets$38,327,0006,488
Total unused commitments$4,215,0006,310
Derivatives$01,033
2007-06-30Rank
# of Employees:176,558
Assets and Liabilities
Total Assets:$39,024,0007,397
Cash and due from depository institutions$917,0006,558
Interest-bearing balances$06,604
Securities$12,079,0005,706
Federal funds sold & reverse repurchase agreements$7,607,0001,970
Net loans & leases$17,037,0007,695
Loan loss allowance$128,0008,075
Trading account assets$0245
Bank premises and fixed assets$872,0006,141
Other real estate owned$06,558
Goodwill and other intangibles$03,329
All other assets$512,0007,802
Life insurance assets$04,058
Total liabilities and capital$39,024,0007,397
Total liabilities$28,283,0007,639
Total deposits$28,164,0007,561
Interest-bearing deposits$23,910,0007,509
Deposits held in domestic offices$28,164,0007,559
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$05,494
Subordinated debt$0258
All other liabilities$119,0008,001
Total equity capital$10,741,0005,180
Total bank equity capital$10,741,0005,180
Perpetual preferred stock$0111
Common stock$12,0007,511
Surplus$12,029,0002,211
Undivided profits$-1,300,0008,138
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$222,0007,755
Earning assets$36,723,0007,345
Long-term assets (5+ years)$9,245,0004,924
Average Assets, year-to-date$28,233,0007,875
Average Assets, quarterly$33,914,0007,612
Volatile liabilities$11,247,0005,982
Insider loans$1,876,0003,109
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$2,638,0007,014
Tier 1 (core) risk-based capital$10,838,0005,100
Tier 2 risk-based capital$128,0008,004
Total risk weighted assets$21,065,0007,597
Total unused commitments$2,638,0007,017
Derivatives$01,067
2007-03-31Rank
# of Employees:176,556
Assets and Liabilities
Total Assets:$28,804,0007,906
Cash and due from depository institutions$721,0006,556
Interest-bearing balances$06,642
Securities$3,791,0007,506
Federal funds sold & reverse repurchase agreements$14,926,0001,341
Net loans & leases$8,355,0008,301
Loan loss allowance$64,0008,388
Trading account assets$0267
Bank premises and fixed assets$766,0006,347
Other real estate owned$06,556
Goodwill and other intangibles$03,322
All other assets$245,0008,364
Life insurance assets$04,074
Total liabilities and capital$28,804,0007,906
Total liabilities$17,851,0008,193
Total deposits$17,788,0008,127
Interest-bearing deposits$14,797,0008,114
Deposits held in domestic offices$17,788,0008,126
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$63,0008,398
Total equity capital$10,953,0005,106
Total bank equity capital$10,953,0005,106
Perpetual preferred stock$0113
Common stock$12,0007,538
Surplus$12,011,0002,185
Undivided profits$-1,070,0008,161
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,425
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$86,0008,380
Earning assets$27,072,0007,857
Long-term assets (5+ years)$2,078,0006,756
Average Assets, year-to-date$22,837,5008,148
Average Assets, quarterly$22,837,5008,148
Volatile liabilities$7,209,0006,733
Insider loans$1,454,0003,576
FHLB advances$05,010
Loans and leases held for sale$01,800
Unused loan commitments$1,475,0007,594
Tier 1 (core) risk-based capital$10,953,0005,022
Tier 2 risk-based capital$64,0008,371
Total risk weighted assets$12,714,0008,169
Total unused commitments$1,475,0007,595
Derivatives$01,065
2006-12-31Rank
# of Employees:176,564
Assets and Liabilities
Total Assets:$16,871,0008,415
Cash and due from depository institutions$756,0006,564
Interest-bearing balances$06,658
Securities$2,275,0007,888
Federal funds sold & reverse repurchase agreements$10,246,0001,609
Net loans & leases$2,658,0008,562
Loan loss allowance$17,0008,556
Trading account assets$0156
Bank premises and fixed assets$765,0006,337
Other real estate owned$06,564
Goodwill and other intangibles$03,315
All other assets$171,0008,532
Life insurance assets$04,082
Total liabilities and capital$16,872,0008,415
Total liabilities$5,663,0008,602
Total deposits$5,623,0008,575
Interest-bearing deposits$4,545,0008,539
Deposits held in domestic offices$5,623,0008,574
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$05,610
Subordinated debt$0264
All other liabilities$40,0008,571
Total equity capital$11,209,0004,992
Total bank equity capital$11,209,0004,992
Perpetual preferred stock$0112
Common stock$12,0007,576
Surplus$11,994,0002,144
Undivided profits$-797,0008,127
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,413
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$20,0008,597
Earning assets$15,179,0008,409
Long-term assets (5+ years)$1,280,0007,083
Average Assets, year-to-date$16,871,0008,382
Average Assets, quarterly$16,871,0008,401
Volatile liabilities$2,550,0008,028
Insider loans$80,0007,174
FHLB advances$05,139
Loans and leases held for sale$01,760
Unused loan commitments$283,0008,277
Tier 1 (core) risk-based capital$11,209,0004,924
Tier 2 risk-based capital$17,0008,548
Total risk weighted assets$6,261,0008,521
Total unused commitments$283,0008,277
Derivatives$01,023