Home > Southern Independent Bank > Income and Expense

Southern Independent Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,276,0002,250
Total interest expense$4,919,0002,029
Net interest income$10,357,0002,344
Provision for loan and lease losses$185,0002,054
Total noninterest income$5,478,0001,125
Gross Fiduciary activities income$0981
Service charges on deposit accounts$72,0003,606
Trading account gains and feesNANA
Additional Noninterest Income$5,406,000844
Total noninterest expense$8,139,0002,308
Salaries and employee benefits$4,133,0002,472
Premises and equipment expense$660,0002,572
Additional noninterest expense$5,406,000844
Pre-tax net operating income$7,511,0001,466
Securities gains (losses)$-607,0004,220
Applicable income taxes$1,652,0001,112
Income before extraordinary items$5,252,0001,674
Extraordinary gains, net$054
Net income$5,252,0001,694
Minority interest net income$088
Net income of bank and minority interests.$5,252,0001,677
Net charge-offs$5,0002,589
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,731,5301,604
2023-09-30 (YTD Data)Rank
Total interest income$11,096,0002,269
Total interest expense$3,255,0002,071
Net interest income$7,841,0002,337
Provision for loan and lease losses$134,0001,967
Total noninterest income$4,734,0001,036
Gross Fiduciary activities income$0950
Service charges on deposit accounts$54,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$4,680,000781
Total noninterest expense$5,305,0002,530
Salaries and employee benefits$2,526,0002,765
Premises and equipment expense$392,0002,903
Additional noninterest expense$4,680,000781
Pre-tax net operating income$7,136,0001,259
Securities gains (losses)$-607,0004,394
Applicable income taxes$1,525,000999
Income before extraordinary items$5,004,0001,443
Extraordinary gains, net$052
Net income$5,004,0001,453
Minority interest net income$081
Net income of bank and minority interests.$5,004,0001,442
Net charge-offs$-1,0003,402
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,483,5301,362
2023-06-30 (YTD Data)Rank
Total interest income$7,182,0002,291
Total interest expense$1,832,0002,127
Net interest income$5,350,0002,324
Provision for loan and lease losses$78,0001,966
Total noninterest income$657,0002,383
Gross Fiduciary activities income$0931
Service charges on deposit accounts$36,0003,620
Trading account gains and feesNANA
Additional Noninterest Income$621,0001,978
Total noninterest expense$3,200,0002,674
Salaries and employee benefits$1,700,0002,754
Premises and equipment expense$240,0003,023
Additional noninterest expense$621,0001,975
Pre-tax net operating income$2,729,0001,865
Securities gains (losses)$-306,0004,412
Applicable income taxes$575,0001,388
Income before extraordinary items$1,848,0002,156
Extraordinary gains, net$051
Net income$1,848,0002,181
Minority interest net income$081
Net income of bank and minority interests.$1,848,0002,156
Net charge-offs$7,0001,927
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,089,7402,022
2023-03-31 (YTD Data)Rank
Total interest income$3,487,0002,308
Total interest expense$697,0002,238
Net interest income$2,790,0002,265
Provision for loan and lease losses$44,0001,784
Total noninterest income$304,0002,470
Gross Fiduciary activities income$0913
Service charges on deposit accounts$18,0003,640
Trading account gains and feesNANA
Additional Noninterest Income$286,0002,057
Total noninterest expense$1,484,0002,825
Salaries and employee benefits$842,0002,804
Premises and equipment expense$109,0003,198
Additional noninterest expense$286,0002,057
Pre-tax net operating income$1,566,0001,731
Securities gains (losses)$-287,0004,492
Applicable income taxes$314,0001,348
Income before extraordinary items$965,0002,146
Extraordinary gains, net$04
Net income$965,0002,146
Minority interest net income$048
Net income of bank and minority interests.$965,0002,146
Net charge-offs$3,0001,707
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,191,7301,891
2022-12-31 (YTD Data)Rank
Total interest income$11,252,0002,363
Total interest expense$1,513,0001,903
Net interest income$9,739,0002,402
Provision for loan and lease losses$96,0002,270
Total noninterest income$1,502,0002,345
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$72,0003,708
Trading account gains and feesNANA
Additional Noninterest Income$1,430,0001,949
Total noninterest expense$6,620,0002,602
Salaries and employee benefits$3,482,0002,703
Premises and equipment expense$496,0003,007
Additional noninterest expense$1,430,0001,949
Pre-tax net operating income$4,525,0002,154
Securities gains (losses)$-108,0003,926
Applicable income taxes$924,0001,623
Income before extraordinary items$3,493,0002,272
Extraordinary gains, net$05
Net income$3,493,0002,271
Minority interest net income$063
Net income of bank and minority interests.$3,493,0002,271
Net charge-offs$31,0001,755
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,578,3202,273
2022-09-30 (YTD Data)Rank
Total interest income$7,885,0002,406
Total interest expense$1,017,0001,739
Net interest income$6,868,0002,462
Provision for loan and lease losses$51,0002,228
Total noninterest income$1,214,0002,290
Gross Fiduciary activities income$0968
Service charges on deposit accounts$54,0003,747
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,897
Total noninterest expense$4,531,0002,736
Salaries and employee benefits$2,337,0002,870
Premises and equipment expense$342,0003,116
Additional noninterest expense$1,160,0001,897
Pre-tax net operating income$3,500,0002,099
Securities gains (losses)$0740
Applicable income taxes$810,0001,492
Income before extraordinary items$2,690,0002,210
Extraordinary gains, net$04
Net income$2,690,0002,209
Minority interest net income$057
Net income of bank and minority interests.$2,690,0002,209
Net charge-offs$11,0001,790
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,690,0002,243
2022-06-30 (YTD Data)Rank
Total interest income$4,894,0002,463
Total interest expense$704,0001,507
Net interest income$4,190,0002,557
Provision for loan and lease losses$13,0002,362
Total noninterest income$831,0002,268
Gross Fiduciary activities income$0925
Service charges on deposit accounts$36,0003,772
Trading account gains and feesNANA
Additional Noninterest Income$795,0001,919
Total noninterest expense$3,025,0002,725
Salaries and employee benefits$1,519,0002,916
Premises and equipment expense$253,0002,997
Additional noninterest expense$1,253,0002,241
Pre-tax net operating income$1,983,0002,208
Securities gains (losses)$0687
Applicable income taxes$431,0001,586
Income before extraordinary items$1,552,0002,298
Extraordinary gains, net$04
Net income$1,552,0002,298
Minority interest net income$060
Net income of bank and minority interests.$1,552,0002,298
Net charge-offs$-2,0003,158
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,552,0002,335
2022-03-31 (YTD Data)Rank
Total interest income$2,363,0002,469
Total interest expense$356,0001,450
Net interest income$2,007,0002,585
Provision for loan and lease losses$4,0002,173
Total noninterest income$298,0002,605
Gross Fiduciary activities income$0892
Service charges on deposit accounts$18,0003,772
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,259
Total noninterest expense$1,388,0002,856
Salaries and employee benefits$751,0002,929
Premises and equipment expense$131,0002,955
Additional noninterest expense$506,0002,567
Pre-tax net operating income$913,0002,220
Securities gains (losses)$0623
Applicable income taxes$197,0001,616
Income before extraordinary items$716,0002,331
Extraordinary gains, net$04
Net income$716,0002,330
Minority interest net income$050
Net income of bank and minority interests.$716,0002,331
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$716,0002,352
2021-12-31 (YTD Data)Rank
Total interest income$10,281,0002,430
Total interest expense$1,647,0001,547
Net interest income$8,634,0002,531
Provision for loan and lease losses$212,0001,691
Total noninterest income$3,019,0001,791
Gross Fiduciary activities income$0994
Service charges on deposit accounts$71,0003,774
Trading account gains and feesNANA
Additional Noninterest Income$2,948,0001,509
Total noninterest expense$5,888,0002,760
Salaries and employee benefits$3,260,0002,809
Premises and equipment expense$467,0003,120
Additional noninterest expense$2,161,0002,452
Pre-tax net operating income$5,553,0001,918
Securities gains (losses)$179,000648
Applicable income taxes$1,309,0001,423
Income before extraordinary items$4,423,0002,034
Extraordinary gains, net$010
Net income$4,423,0002,035
Minority interest net income$074
Net income of bank and minority interests.$4,423,0002,036
Net charge-offs$7,0002,374
Cash dividends$900,0002,324
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,281,5902,054
2021-09-30 (YTD Data)Rank
Total interest income$7,767,0002,469
Total interest expense$1,275,0001,586
Net interest income$6,492,0002,575
Provision for loan and lease losses$206,0001,453
Total noninterest income$2,711,0001,644
Gross Fiduciary activities income$0957
Service charges on deposit accounts$53,0003,801
Trading account gains and feesNANA
Additional Noninterest Income$2,658,0001,402
Total noninterest expense$3,890,0002,978
Salaries and employee benefits$2,151,0003,012
Premises and equipment expense$316,0003,304
Additional noninterest expense$1,423,0002,691
Pre-tax net operating income$5,107,0001,732
Securities gains (losses)$164,000629
Applicable income taxes$1,306,0001,263
Income before extraordinary items$3,965,0001,886
Extraordinary gains, net$08
Net income$3,965,0001,886
Minority interest net income$069
Net income of bank and minority interests.$3,965,0001,886
Net charge-offs$9,0002,006
Cash dividends$900,0001,825
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,835,4401,910
2021-06-30 (YTD Data)Rank
Total interest income$4,923,0002,537
Total interest expense$887,0001,592
Net interest income$4,036,0002,678
Provision for loan and lease losses$197,0001,214
Total noninterest income$2,399,0001,371
Gross Fiduciary activities income$0951
Service charges on deposit accounts$35,0003,802
Trading account gains and feesNANA
Additional Noninterest Income$2,364,0001,149
Total noninterest expense$2,545,0002,995
Salaries and employee benefits$1,429,0003,021
Premises and equipment expense$217,0003,263
Additional noninterest expense$899,0002,776
Pre-tax net operating income$3,693,0001,615
Securities gains (losses)$134,000570
Applicable income taxes$1,120,0001,057
Income before extraordinary items$2,707,0001,827
Extraordinary gains, net$06
Net income$2,707,0001,828
Minority interest net income$067
Net income of bank and minority interests.$2,707,0001,827
Net charge-offs$27,0001,377
Cash dividends$900,0001,466
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,601,1401,850
2021-03-31 (YTD Data)Rank
Total interest income$2,394,0002,571
Total interest expense$455,0001,625
Net interest income$1,939,0002,714
Provision for loan and lease losses$44,0001,856
Total noninterest income$266,0002,913
Gross Fiduciary activities income$0922
Service charges on deposit accounts$17,0003,817
Trading account gains and feesNANA
Additional Noninterest Income$249,0002,631
Total noninterest expense$1,188,0003,104
Salaries and employee benefits$712,0003,009
Premises and equipment expense$98,0003,447
Additional noninterest expense$378,0003,042
Pre-tax net operating income$973,0002,400
Securities gains (losses)$75,000547
Applicable income taxes$364,0001,380
Income before extraordinary items$684,0002,727
Extraordinary gains, net$03
Net income$684,0002,725
Minority interest net income$055
Net income of bank and minority interests.$684,0002,727
Net charge-offs$-2,0003,357
Cash dividends$900,000813
Sale, conversion, retirement of capital stock, net$0482
Net operating income$624,7502,810
2020-12-31 (YTD Data)Rank
Total interest income$10,073,0002,505
Total interest expense$2,413,0001,747
Net interest income$7,660,0002,674
Provision for loan and lease losses$278,0002,765
Total noninterest income$1,191,0002,687
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$70,0003,905
Trading account gains and feesNANA
Additional Noninterest Income$1,121,0002,364
Total noninterest expense$5,199,0002,933
Salaries and employee benefits$2,785,0003,059
Premises and equipment expense$458,0003,188
Additional noninterest expense$1,956,0002,568
Pre-tax net operating income$3,374,0002,287
Securities gains (losses)$158,0001,146
Applicable income taxes$697,0001,710
Income before extraordinary items$2,835,0002,372
Extraordinary gains, net$04
Net income$2,835,0002,372
Minority interest net income$072
Net income of bank and minority interests.$2,835,0002,372
Net charge-offs$258,0001,381
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,708,6002,382
2020-09-30 (YTD Data)Rank
Total interest income$7,396,0002,546
Total interest expense$1,900,0001,764
Net interest income$5,496,0002,749
Provision for loan and lease losses$228,0002,643
Total noninterest income$746,0002,844
Gross Fiduciary activities income$0981
Service charges on deposit accounts$53,0003,918
Trading account gains and feesNANA
Additional Noninterest Income$693,0002,516
Total noninterest expense$3,618,0003,051
Salaries and employee benefits$1,858,0003,221
Premises and equipment expense$330,0003,256
Additional noninterest expense$1,430,0002,593
Pre-tax net operating income$2,396,0002,341
Securities gains (losses)$113,0001,152
Applicable income taxes$598,0001,601
Income before extraordinary items$1,911,0002,509
Extraordinary gains, net$04
Net income$1,911,0002,509
Minority interest net income$065
Net income of bank and minority interests.$1,911,0002,509
Net charge-offs$13,0002,660
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,821,7302,533
2020-06-30 (YTD Data)Rank
Total interest income$4,891,0002,595
Total interest expense$1,313,0001,812
Net interest income$3,578,0002,807
Provision for loan and lease losses$165,0002,577
Total noninterest income$479,0002,845
Gross Fiduciary activities income$0970
Service charges on deposit accounts$35,0003,955
Trading account gains and feesNANA
Additional Noninterest Income$444,0002,487
Total noninterest expense$2,510,0002,991
Salaries and employee benefits$1,234,0003,235
Premises and equipment expense$224,0003,234
Additional noninterest expense$1,052,0002,418
Pre-tax net operating income$1,382,0002,512
Securities gains (losses)$66,0001,176
Applicable income taxes$368,0001,594
Income before extraordinary items$1,080,0002,710
Extraordinary gains, net$04
Net income$1,080,0002,709
Minority interest net income$065
Net income of bank and minority interests.$1,080,0002,710
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,027,8602,727
2020-03-31 (YTD Data)Rank
Total interest income$2,474,0002,575
Total interest expense$682,0001,878
Net interest income$1,792,0002,775
Provision for loan and lease losses$90,0002,048
Total noninterest income$242,0002,773
Gross Fiduciary activities income$0941
Service charges on deposit accounts$18,0004,102
Trading account gains and feesNANA
Additional Noninterest Income$224,0002,314
Total noninterest expense$1,238,0003,046
Salaries and employee benefits$618,0003,255
Premises and equipment expense$108,0003,312
Additional noninterest expense$512,0002,507
Pre-tax net operating income$706,0002,340
Securities gains (losses)$47,000861
Applicable income taxes$190,0001,437
Income before extraordinary items$563,0002,490
Extraordinary gains, net$04
Net income$563,0002,489
Minority interest net income$056
Net income of bank and minority interests.$563,0002,491
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$525,8702,547
2019-12-31 (YTD Data)Rank
Total interest income$9,945,0002,594
Total interest expense$2,910,0001,845
Net interest income$7,035,0002,831
Provision for loan and lease losses$106,0002,903
Total noninterest income$1,268,0002,516
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$68,0004,267
Trading account gains and feesNANA
Additional Noninterest Income$1,200,0002,046
Total noninterest expense$5,216,0002,932
Salaries and employee benefits$2,487,0003,243
Premises and equipment expense$436,0003,326
Additional noninterest expense$2,293,0002,343
Pre-tax net operating income$2,981,0002,468
Securities gains (losses)$60,0001,164
Applicable income taxes$583,0001,869
Income before extraordinary items$2,458,0002,593
Extraordinary gains, net$011
Net income$2,458,0002,594
Minority interest net income$076
Net income of bank and minority interests.$2,458,0002,595
Net charge-offs$66,0002,467
Cash dividends$2,607,0001,327
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,409,4002,587
2019-09-30 (YTD Data)Rank
Total interest income$7,459,0002,633
Total interest expense$2,190,0001,861
Net interest income$5,269,0002,870
Provision for loan and lease losses$98,0002,621
Total noninterest income$1,008,0002,443
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$51,0004,327
Trading account gains and feesNANA
Additional Noninterest Income$957,0001,980
Total noninterest expense$3,679,0003,067
Salaries and employee benefits$1,727,0003,391
Premises and equipment expense$295,0003,529
Additional noninterest expense$1,657,0002,400
Pre-tax net operating income$2,500,0002,363
Securities gains (losses)$60,000993
Applicable income taxes$576,0001,680
Income before extraordinary items$1,984,0002,538
Extraordinary gains, net$011
Net income$1,984,0002,539
Minority interest net income$072
Net income of bank and minority interests.$1,984,0002,539
Net charge-offs$10,0002,958
Cash dividends$607,0002,299
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,936,6002,545
2019-06-30 (YTD Data)Rank
Total interest income$4,939,0002,646
Total interest expense$1,446,0001,844
Net interest income$3,493,0002,897
Provision for loan and lease losses$33,0003,020
Total noninterest income$488,0002,843
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$34,0004,349
Trading account gains and feesNANA
Additional Noninterest Income$454,0002,320
Total noninterest expense$2,418,0003,115
Salaries and employee benefits$1,147,0003,416
Premises and equipment expense$194,0003,569
Additional noninterest expense$1,077,0002,456
Pre-tax net operating income$1,530,0002,469
Securities gains (losses)$29,000914
Applicable income taxes$370,0001,683
Income before extraordinary items$1,189,0002,688
Extraordinary gains, net$011
Net income$1,189,0002,687
Minority interest net income$069
Net income of bank and minority interests.$1,189,0002,687
Net charge-offs$-1,0003,898
Cash dividends$607,0001,895
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,166,0902,686
2019-03-31 (YTD Data)Rank
Total interest income$2,433,0002,675
Total interest expense$696,0001,848
Net interest income$1,737,0002,929
Provision for loan and lease losses$19,0002,802
Total noninterest income$225,0002,904
Gross Fiduciary activities income$0972
Service charges on deposit accounts$17,0004,375
Trading account gains and feesNANA
Additional Noninterest Income$208,0002,367
Total noninterest expense$1,120,0003,282
Salaries and employee benefits$544,0003,553
Premises and equipment expense$73,0004,051
Additional noninterest expense$503,0002,572
Pre-tax net operating income$823,0002,331
Securities gains (losses)$8,000759
Applicable income taxes$186,0001,650
Income before extraordinary items$645,0002,491
Extraordinary gains, net$05
Net income$645,0002,490
Minority interest net income$052
Net income of bank and minority interests.$645,0002,490
Net charge-offs$19,0001,716
Cash dividends$607,0001,165
Sale, conversion, retirement of capital stock, net$0529
Net operating income$638,6802,497
2018-12-31 (YTD Data)Rank
Total interest income$9,119,0002,695
Total interest expense$2,223,0001,805
Net interest income$6,896,0002,931
Provision for loan and lease losses$22,0003,804
Total noninterest income$868,0003,040
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$69,0004,487
Trading account gains and feesNANA
Additional Noninterest Income$799,0002,500
Total noninterest expense$4,808,0003,124
Salaries and employee benefits$2,491,0003,288
Premises and equipment expense$341,0003,812
Additional noninterest expense$1,976,0002,608
Pre-tax net operating income$2,934,0002,533
Securities gains (losses)$5,000828
Applicable income taxes$579,0001,857
Income before extraordinary items$2,360,0002,676
Extraordinary gains, net$06
Net income$2,360,0002,674
Minority interest net income$072
Net income of bank and minority interests.$2,360,0002,675
Net charge-offs$-315,0005,250
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,356,0002,675
2018-09-30 (YTD Data)Rank
Total interest income$6,690,0002,733
Total interest expense$1,555,0001,823
Net interest income$5,135,0002,955
Provision for loan and lease losses$10,0003,765
Total noninterest income$613,0003,146
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$53,0004,515
Trading account gains and feesNANA
Additional Noninterest Income$560,0002,611
Total noninterest expense$3,436,0003,226
Salaries and employee benefits$1,744,0003,426
Premises and equipment expense$248,0003,890
Additional noninterest expense$1,444,0002,674
Pre-tax net operating income$2,302,0002,513
Securities gains (losses)$5,000822
Applicable income taxes$491,0001,801
Income before extraordinary items$1,816,0002,679
Extraordinary gains, net$05
Net income$1,816,0002,678
Minority interest net income$066
Net income of bank and minority interests.$1,816,0002,678
Net charge-offs$10,0002,995
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,812,0502,671
2018-06-30 (YTD Data)Rank
Total interest income$4,367,0002,764
Total interest expense$970,0001,816
Net interest income$3,397,0002,968
Provision for loan and lease losses$10,0003,554
Total noninterest income$354,0003,367
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$35,0004,557
Trading account gains and feesNANA
Additional Noninterest Income$319,0002,810
Total noninterest expense$2,307,0003,240
Salaries and employee benefits$1,147,0003,463
Premises and equipment expense$168,0003,902
Additional noninterest expense$992,0002,634
Pre-tax net operating income$1,434,0002,591
Securities gains (losses)$3,000768
Applicable income taxes$291,0001,893
Income before extraordinary items$1,146,0002,734
Extraordinary gains, net$06
Net income$1,146,0002,733
Minority interest net income$065
Net income of bank and minority interests.$1,146,0002,733
Net charge-offs$6,0002,773
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,143,6002,732
2018-03-31 (YTD Data)Rank
Total interest income$2,132,0002,803
Total interest expense$453,0001,842
Net interest income$1,679,0003,004
Provision for loan and lease losses$2,0003,432
Total noninterest income$302,0002,618
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$18,0004,565
Trading account gains and feesNANA
Additional Noninterest Income$284,0002,086
Total noninterest expense$1,084,0003,387
Salaries and employee benefits$555,0003,565
Premises and equipment expense$73,0004,175
Additional noninterest expense$456,0002,809
Pre-tax net operating income$895,0002,194
Securities gains (losses)$4,000555
Applicable income taxes$183,0001,655
Income before extraordinary items$716,0002,342
Extraordinary gains, net$07
Net income$716,0002,341
Minority interest net income$052
Net income of bank and minority interests.$716,0002,342
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$712,8002,336
2017-12-31 (YTD Data)Rank
Total interest income$8,198,0002,823
Total interest expense$1,511,0001,913
Net interest income$6,687,0002,982
Provision for loan and lease losses$58,0003,491
Total noninterest income$682,0003,496
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$75,0004,639
Trading account gains and feesNANA
Additional Noninterest Income$607,0002,913
Total noninterest expense$4,612,0003,263
Salaries and employee benefits$2,269,0003,505
Premises and equipment expense$331,0004,006
Additional noninterest expense$2,012,0002,640
Pre-tax net operating income$2,699,0002,643
Securities gains (losses)$49,000910
Applicable income taxes$1,184,0001,729
Income before extraordinary items$1,564,0003,061
Extraordinary gains, net$09
Net income$1,564,0003,058
Minority interest net income$076
Net income of bank and minority interests.$1,564,0003,061
Net charge-offs$175,0001,936
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,532,6403,079
2017-09-30 (YTD Data)Rank
Total interest income$6,078,0002,859
Total interest expense$1,123,0001,901
Net interest income$4,955,0003,023
Provision for loan and lease losses$53,0003,200
Total noninterest income$419,0003,818
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$56,0004,681
Trading account gains and feesNANA
Additional Noninterest Income$363,0003,226
Total noninterest expense$3,217,0003,439
Salaries and employee benefits$1,638,0003,595
Premises and equipment expense$236,0004,119
Additional noninterest expense$1,343,0002,861
Pre-tax net operating income$2,104,0002,650
Securities gains (losses)$46,000914
Applicable income taxes$743,0001,736
Income before extraordinary items$1,407,0002,957
Extraordinary gains, net$09
Net income$1,407,0002,956
Minority interest net income$071
Net income of bank and minority interests.$1,407,0002,957
Net charge-offs$28,0002,818
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,377,1002,969
2017-06-30 (YTD Data)Rank
Total interest income$3,995,0002,872
Total interest expense$732,0001,906
Net interest income$3,263,0003,037
Provision for loan and lease losses$52,0002,811
Total noninterest income$158,0004,511
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$37,0004,706
Trading account gains and feesNANA
Additional Noninterest Income$121,0004,099
Total noninterest expense$2,176,0003,416
Salaries and employee benefits$1,107,0003,591
Premises and equipment expense$156,0004,155
Additional noninterest expense$913,0002,838
Pre-tax net operating income$1,193,0002,850
Securities gains (losses)$20,000995
Applicable income taxes$445,0001,807
Income before extraordinary items$768,0003,236
Extraordinary gains, net$011
Net income$768,0003,235
Minority interest net income$071
Net income of bank and minority interests.$768,0003,236
Net charge-offs$-8,0004,727
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$755,2003,245
2017-03-31 (YTD Data)Rank
Total interest income$1,977,0002,888
Total interest expense$360,0001,911
Net interest income$1,617,0003,055
Provision for loan and lease losses$41,0002,246
Total noninterest income$219,0003,173
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$19,0004,687
Trading account gains and feesNANA
Additional Noninterest Income$200,0002,576
Total noninterest expense$1,066,0003,486
Salaries and employee benefits$567,0003,587
Premises and equipment expense$76,0004,226
Additional noninterest expense$423,0003,003
Pre-tax net operating income$729,0002,462
Securities gains (losses)$3,000889
Applicable income taxes$220,0001,781
Income before extraordinary items$512,0002,713
Extraordinary gains, net$08
Net income$512,0002,713
Minority interest net income$055
Net income of bank and minority interests.$512,0002,713
Net charge-offs$-9,0004,951
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$509,9002,704
2016-12-31 (YTD Data)Rank
Total interest income$7,684,0002,936
Total interest expense$1,454,0001,839
Net interest income$6,230,0003,110
Provision for loan and lease losses$11,0004,178
Total noninterest income$948,0003,122
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$76,0004,828
Trading account gains and fees$0170
Additional Noninterest Income$872,0002,566
Total noninterest expense$4,580,0003,365
Salaries and employee benefits$2,277,0003,582
Premises and equipment expense$272,0004,473
Additional noninterest expense$2,031,0002,738
Pre-tax net operating income$2,587,0002,621
Securities gains (losses)$197,000890
Applicable income taxes$762,0001,887
Income before extraordinary items$2,022,0002,762
Extraordinary gains, net$05
Net income$2,022,0002,760
Minority interest net income$082
Net income of bank and minority interests.$2,022,0002,761
Net charge-offs$63,0002,969
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,878,1902,844
2016-09-30 (YTD Data)Rank
Total interest income$5,695,0002,962
Total interest expense$1,081,0001,858
Net interest income$4,614,0003,149
Provision for loan and lease losses$119,0002,588
Total noninterest income$865,0002,828
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$57,0004,875
Trading account gains and fees$0169
Additional Noninterest Income$808,0002,311
Total noninterest expense$3,168,0003,544
Salaries and employee benefits$1,555,0003,757
Premises and equipment expense$180,0004,694
Additional noninterest expense$1,433,0002,837
Pre-tax net operating income$2,192,0002,474
Securities gains (losses)$163,000922
Applicable income taxes$684,0001,779
Income before extraordinary items$1,671,0002,632
Extraordinary gains, net$05
Net income$1,671,0002,633
Minority interest net income$071
Net income of bank and minority interests.$1,671,0002,633
Net charge-offs$56,0002,501
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,555,2702,709
2016-06-30 (YTD Data)Rank
Total interest income$3,743,0003,004
Total interest expense$705,0001,898
Net interest income$3,038,0003,189
Provision for loan and lease losses$62,0002,683
Total noninterest income$571,0002,827
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$39,0004,870
Trading account gains and fees$0157
Additional Noninterest Income$532,0002,296
Total noninterest expense$2,073,0003,607
Salaries and employee benefits$1,028,0003,804
Premises and equipment expense$108,0004,864
Additional noninterest expense$937,0002,877
Pre-tax net operating income$1,474,0002,434
Securities gains (losses)$136,000786
Applicable income taxes$471,0001,728
Income before extraordinary items$1,139,0002,567
Extraordinary gains, net$016
Net income$1,139,0002,566
Minority interest net income$071
Net income of bank and minority interests.$1,139,0002,566
Net charge-offs$49,0002,154
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,042,4402,662
2016-03-31 (YTD Data)Rank
Total interest income$1,855,0003,036
Total interest expense$334,0001,974
Net interest income$1,521,0003,194
Provision for loan and lease losses$28,0002,708
Total noninterest income$285,0002,805
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$20,0004,839
Trading account gains and fees$0142
Additional Noninterest Income$265,0002,256
Total noninterest expense$1,036,0003,629
Salaries and employee benefits$513,0003,838
Premises and equipment expense$54,0004,905
Additional noninterest expense$469,0002,885
Pre-tax net operating income$742,0002,385
Securities gains (losses)$60,000747
Applicable income taxes$233,0001,710
Income before extraordinary items$569,0002,528
Extraordinary gains, net$012
Net income$569,0002,528
Minority interest net income$062
Net income of bank and minority interests.$569,0002,528
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$526,4002,618
2015-12-31 (YTD Data)Rank
Total interest income$7,234,0003,039
Total interest expense$1,319,0001,967
Net interest income$5,915,0003,214
Provision for loan and lease losses$477,0001,411
Total noninterest income$919,0003,222
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$50,0005,400
Trading account gains and fees$0159
Additional Noninterest Income$869,0002,553
Total noninterest expense$4,393,0003,505
Salaries and employee benefits$2,013,0003,885
Premises and equipment expense$306,0004,446
Additional noninterest expense$2,074,0002,732
Pre-tax net operating income$1,964,0003,038
Securities gains (losses)$71,0001,384
Applicable income taxes$493,0002,231
Income before extraordinary items$1,542,0003,175
Extraordinary gains, net$023
Net income$1,542,0003,176
Minority interest net income$081
Net income of bank and minority interests.$1,542,0003,177
Net charge-offs$1,412,000518
Cash dividends$449,0003,043
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,488,0403,196
2015-09-30 (YTD Data)Rank
Total interest income$5,371,0003,082
Total interest expense$985,0001,993
Net interest income$4,386,0003,266
Provision for loan and lease losses$455,0001,107
Total noninterest income$660,0003,309
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$28,0005,674
Trading account gains and fees$0153
Additional Noninterest Income$632,0002,606
Total noninterest expense$3,091,0003,669
Salaries and employee benefits$1,488,0003,936
Premises and equipment expense$239,0004,397
Additional noninterest expense$1,364,0003,002
Pre-tax net operating income$1,500,0003,071
Securities gains (losses)$38,0001,651
Applicable income taxes$511,0001,999
Income before extraordinary items$1,027,0003,449
Extraordinary gains, net$021
Net income$1,027,0003,447
Minority interest net income$078
Net income of bank and minority interests.$1,027,0003,448
Net charge-offs$1,354,000377
Cash dividends$449,0002,446
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,001,5403,444
2015-06-30 (YTD Data)Rank
Total interest income$3,556,0003,104
Total interest expense$640,0002,037
Net interest income$2,916,0003,284
Provision for loan and lease losses$364,000969
Total noninterest income$491,0003,113
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$19,0005,706
Trading account gains and fees$0157
Additional Noninterest Income$472,0002,472
Total noninterest expense$1,969,0003,801
Salaries and employee benefits$996,0003,958
Premises and equipment expense$150,0004,551
Additional noninterest expense$823,0003,244
Pre-tax net operating income$1,074,0002,940
Securities gains (losses)$39,0001,379
Applicable income taxes$399,0001,851
Income before extraordinary items$714,0003,376
Extraordinary gains, net$022
Net income$714,0003,376
Minority interest net income$075
Net income of bank and minority interests.$714,0003,377
Net charge-offs$101,0001,721
Cash dividends$449,0002,049
Sale, conversion, retirement of capital stock, net$0751
Net operating income$689,0403,376
2015-03-31 (YTD Data)Rank
Total interest income$1,775,0003,122
Total interest expense$311,0002,106
Net interest income$1,464,0003,279
Provision for loan and lease losses$23,0002,765
Total noninterest income$242,0003,097
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$9,0005,746
Trading account gains and fees$0152
Additional Noninterest Income$233,0002,441
Total noninterest expense$988,0003,820
Salaries and employee benefits$497,0003,990
Premises and equipment expense$82,0004,427
Additional noninterest expense$409,0003,249
Pre-tax net operating income$695,0002,425
Securities gains (losses)$-4,0006,162
Applicable income taxes$191,0001,871
Income before extraordinary items$500,0002,728
Extraordinary gains, net$013
Net income$500,0002,731
Minority interest net income$064
Net income of bank and minority interests.$500,0002,731
Net charge-offs$2,0002,999
Cash dividends$449,0001,219
Sale, conversion, retirement of capital stock, net$0697
Net operating income$502,8802,637
2014-12-31 (YTD Data)Rank
Total interest income$7,157,0003,129
Total interest expense$1,246,0002,193
Net interest income$5,911,0003,284
Provision for loan and lease losses$3,0004,544
Total noninterest income$738,0003,614
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$36,0005,921
Trading account gains and fees$0180
Additional Noninterest Income$702,0002,818
Total noninterest expense$3,993,0003,840
Salaries and employee benefits$2,135,0003,857
Premises and equipment expense$282,0004,787
Additional noninterest expense$1,576,0003,442
Pre-tax net operating income$2,653,0002,474
Securities gains (losses)$140,0001,024
Applicable income taxes$755,0001,821
Income before extraordinary items$2,038,0002,673
Extraordinary gains, net$017
Net income$2,038,0002,671
Minority interest net income$084
Net income of bank and minority interests.$2,038,0002,673
Net charge-offs$-419,0006,367
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,935,8002,717
2014-09-30 (YTD Data)Rank
Total interest income$5,251,0003,209
Total interest expense$929,0002,228
Net interest income$4,322,0003,371
Provision for loan and lease losses$198,0002,102
Total noninterest income$620,0003,464
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$27,0005,995
Trading account gains and fees$0174
Additional Noninterest Income$593,0002,659
Total noninterest expense$2,791,0004,011
Salaries and employee benefits$1,452,0004,056
Premises and equipment expense$177,0005,147
Additional noninterest expense$1,162,0003,490
Pre-tax net operating income$1,953,0002,550
Securities gains (losses)$98,0001,009
Applicable income taxes$674,0001,692
Income before extraordinary items$1,377,0002,904
Extraordinary gains, net$015
Net income$1,377,0002,905
Minority interest net income$081
Net income of bank and minority interests.$1,377,0002,905
Net charge-offs$-62,0006,099
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,311,3402,931
2014-06-30 (YTD Data)Rank
Total interest income$3,481,0003,224
Total interest expense$617,0002,275
Net interest income$2,864,0003,377
Provision for loan and lease losses$173,0001,787
Total noninterest income$405,0003,479
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$18,0006,033
Trading account gains and fees$0172
Additional Noninterest Income$387,0002,677
Total noninterest expense$1,819,0004,083
Salaries and employee benefits$959,0004,106
Premises and equipment expense$97,0005,492
Additional noninterest expense$763,0003,538
Pre-tax net operating income$1,277,0002,530
Securities gains (losses)$71,000970
Applicable income taxes$447,0001,652
Income before extraordinary items$901,0002,851
Extraordinary gains, net$020
Net income$901,0002,856
Minority interest net income$080
Net income of bank and minority interests.$901,0002,856
Net charge-offs$-62,0006,205
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$853,4302,907
2014-03-31 (YTD Data)Rank
Total interest income$1,717,0003,259
Total interest expense$306,0002,315
Net interest income$1,411,0003,420
Provision for loan and lease losses$52,0002,196
Total noninterest income$195,0003,501
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$9,0006,059
Trading account gains and fees$0147
Additional Noninterest Income$186,0002,660
Total noninterest expense$973,0003,966
Salaries and employee benefits$472,0004,191
Premises and equipment expense$34,0005,956
Additional noninterest expense$467,0003,051
Pre-tax net operating income$581,0002,631
Securities gains (losses)$29,000834
Applicable income taxes$187,0001,792
Income before extraordinary items$423,0002,893
Extraordinary gains, net$016
Net income$423,0002,896
Minority interest net income$066
Net income of bank and minority interests.$423,0002,896
Net charge-offs$-73,0006,414
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$402,9902,946
2013-12-31 (YTD Data)Rank
Total interest income$6,712,0003,364
Total interest expense$1,325,0002,394
Net interest income$5,387,0003,525
Provision for loan and lease losses$522,0001,791
Total noninterest income$1,003,0003,197
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$43,0006,091
Trading account gains and fees$0184
Additional Noninterest Income$960,0002,436
Total noninterest expense$4,097,0003,859
Salaries and employee benefits$1,713,0004,437
Premises and equipment expense$370,0004,400
Additional noninterest expense$2,014,0002,953
Pre-tax net operating income$1,771,0003,093
Securities gains (losses)$143,0001,099
Applicable income taxes$441,0002,289
Income before extraordinary items$1,473,0003,192
Extraordinary gains, net$029
Net income$1,473,0003,194
Minority interest net income$090
Net income of bank and minority interests.$1,473,0003,195
Net charge-offs$21,0004,826
Cash dividends$366,0003,091
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,362,8903,279
2013-09-30 (YTD Data)Rank
Total interest income$4,997,0003,416
Total interest expense$1,004,0002,436
Net interest income$3,993,0003,570
Provision for loan and lease losses$456,0001,608
Total noninterest income$743,0003,261
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$32,0006,162
Trading account gains and fees$0180
Additional Noninterest Income$711,0002,487
Total noninterest expense$2,793,0004,109
Salaries and employee benefits$1,234,0004,546
Premises and equipment expense$239,0004,746
Additional noninterest expense$1,320,0003,270
Pre-tax net operating income$1,487,0002,934
Securities gains (losses)$184,000860
Applicable income taxes$602,0001,731
Income before extraordinary items$1,069,0003,295
Extraordinary gains, net$025
Net income$1,069,0003,298
Minority interest net income$084
Net income of bank and minority interests.$1,069,0003,299
Net charge-offs$12,0004,641
Cash dividends$366,0002,424
Sale, conversion, retirement of capital stock, net$0868
Net operating income$951,2403,438
2013-06-30 (YTD Data)Rank
Total interest income$3,301,0003,448
Total interest expense$676,0002,464
Net interest income$2,625,0003,594
Provision for loan and lease losses$320,0001,582
Total noninterest income$522,0003,215
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$21,0006,196
Trading account gains and fees$0157
Additional Noninterest Income$501,0002,470
Total noninterest expense$1,741,0004,304
Salaries and employee benefits$811,0004,615
Premises and equipment expense$134,0005,119
Additional noninterest expense$796,0003,514
Pre-tax net operating income$1,086,0002,728
Securities gains (losses)$154,000862
Applicable income taxes$440,0001,642
Income before extraordinary items$800,0003,065
Extraordinary gains, net$022
Net income$800,0003,067
Minority interest net income$082
Net income of bank and minority interests.$800,0003,068
Net charge-offs$-3,0005,794
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$699,9003,226
2013-03-31 (YTD Data)Rank
Total interest income$1,636,0003,488
Total interest expense$344,0002,493
Net interest income$1,292,0003,660
Provision for loan and lease losses$104,0002,018
Total noninterest income$196,0003,689
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$10,0006,250
Trading account gains and fees$0148
Additional Noninterest Income$186,0002,881
Total noninterest expense$829,0004,457
Salaries and employee benefits$407,0004,652
Premises and equipment expense$63,0005,237
Additional noninterest expense$359,0003,779
Pre-tax net operating income$555,0002,691
Securities gains (losses)$45,000962
Applicable income taxes$215,0001,639
Income before extraordinary items$385,0003,093
Extraordinary gains, net$010
Net income$385,0003,094
Minority interest net income$076
Net income of bank and minority interests.$385,0003,095
Net charge-offs$1,0004,010
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$356,2003,147
2012-12-31 (YTD Data)Rank
Total interest income$6,866,0003,486
Total interest expense$1,643,0002,537
Net interest income$5,223,0003,707
Provision for loan and lease losses$878,0001,935
Total noninterest income$698,0003,892
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$43,0006,345
Trading account gains and fees$0166
Additional Noninterest Income$655,0002,983
Total noninterest expense$3,585,0004,317
Salaries and employee benefits$1,659,0004,601
Premises and equipment expense$303,0004,940
Additional noninterest expense$1,623,0003,592
Pre-tax net operating income$1,458,0003,375
Securities gains (losses)$725,000710
Applicable income taxes$590,0002,015
Income before extraordinary items$1,593,0003,007
Extraordinary gains, net$029
Net income$1,593,0003,008
Minority interest net income$093
Net income of bank and minority interests.$1,593,0003,009
Net charge-offs$1,129,0001,699
Cash dividends$455,0002,889
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,063,7503,616
2012-09-30 (YTD Data)Rank
Total interest income$5,174,0003,541
Total interest expense$1,270,0002,575
Net interest income$3,904,0003,772
Provision for loan and lease losses$459,0002,383
Total noninterest income$469,0004,129
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$32,0006,424
Trading account gains and fees$0157
Additional Noninterest Income$437,0003,143
Total noninterest expense$2,326,0004,697
Salaries and employee benefits$1,085,0004,971
Premises and equipment expense$189,0005,382
Additional noninterest expense$1,052,0003,975
Pre-tax net operating income$1,588,0002,776
Securities gains (losses)$529,000721
Applicable income taxes$785,0001,456
Income before extraordinary items$1,332,0002,866
Extraordinary gains, net$020
Net income$1,332,0002,867
Minority interest net income$086
Net income of bank and minority interests.$1,332,0002,866
Net charge-offs$493,0002,207
Cash dividends$109,0003,270
Sale, conversion, retirement of capital stock, net$0952
Net operating income$993,4403,293
2012-06-30 (YTD Data)Rank
Total interest income$3,475,0003,545
Total interest expense$865,0002,622
Net interest income$2,610,0003,777
Provision for loan and lease losses$385,0002,128
Total noninterest income$290,0004,277
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$21,0006,482
Trading account gains and fees$0153
Additional Noninterest Income$269,0003,219
Total noninterest expense$1,549,0004,726
Salaries and employee benefits$713,0005,041
Premises and equipment expense$128,0005,369
Additional noninterest expense$708,0003,960
Pre-tax net operating income$966,0002,916
Securities gains (losses)$470,000580
Applicable income taxes$559,0001,387
Income before extraordinary items$877,0002,847
Extraordinary gains, net$019
Net income$877,0002,848
Minority interest net income$084
Net income of bank and minority interests.$877,0002,848
Net charge-offs$450,0001,890
Cash dividends$109,0002,949
Sale, conversion, retirement of capital stock, net$0928
Net operating income$576,2003,534
2012-03-31 (YTD Data)Rank
Total interest income$1,769,0003,540
Total interest expense$437,0002,672
Net interest income$1,332,0003,751
Provision for loan and lease losses$152,0002,291
Total noninterest income$140,0004,363
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$10,0006,521
Trading account gains and fees$0148
Additional Noninterest Income$130,0003,275
Total noninterest expense$767,0004,776
Salaries and employee benefits$349,0005,141
Premises and equipment expense$53,0005,750
Additional noninterest expense$365,0003,872
Pre-tax net operating income$553,0002,678
Securities gains (losses)$144,000733
Applicable income taxes$254,0001,474
Income before extraordinary items$443,0002,865
Extraordinary gains, net$019
Net income$443,0002,868
Minority interest net income$078
Net income of bank and minority interests.$443,0002,869
Net charge-offs$247,0001,662
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$350,8403,179
2011-12-31 (YTD Data)Rank
Total interest income$7,015,0003,665
Total interest expense$2,005,0002,778
Net interest income$5,010,0003,905
Provision for loan and lease losses$720,0002,899
Total noninterest income$595,0004,085
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$35,0006,553
Trading account gains and fees$0146
Additional Noninterest Income$560,0002,962
Total noninterest expense$3,301,0004,630
Salaries and employee benefits$1,544,0004,888
Premises and equipment expense$301,0005,228
Additional noninterest expense$1,456,0003,932
Pre-tax net operating income$1,584,0002,938
Securities gains (losses)$395,000939
Applicable income taxes$561,0001,924
Income before extraordinary items$1,418,0002,883
Extraordinary gains, net$029
Net income$1,418,0002,885
Minority interest net income$096
Net income of bank and minority interests.$1,418,0002,885
Net charge-offs$375,0003,530
Cash dividends$146,0003,586
Sale, conversion, retirement of capital stock, net$37,000858
Net operating income$1,133,6003,213
2011-09-30 (YTD Data)Rank
Total interest income$5,230,0003,728
Total interest expense$1,545,0002,812
Net interest income$3,685,0003,970
Provision for loan and lease losses$639,0002,565
Total noninterest income$437,0004,138
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$26,0006,599
Trading account gains and fees$0145
Additional Noninterest Income$411,0002,996
Total noninterest expense$2,334,0004,786
Salaries and employee benefits$1,069,0005,085
Premises and equipment expense$218,0005,350
Additional noninterest expense$1,047,0004,050
Pre-tax net operating income$1,149,0003,071
Securities gains (losses)$305,000916
Applicable income taxes$495,0001,748
Income before extraordinary items$959,0003,149
Extraordinary gains, net$021
Net income$959,0003,149
Minority interest net income$087
Net income of bank and minority interests.$959,0003,149
Net charge-offs$375,0002,989
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$37,000762
Net operating income$757,7003,503
2011-06-30 (YTD Data)Rank
Total interest income$3,461,0003,786
Total interest expense$1,055,0002,851
Net interest income$2,406,0004,038
Provision for loan and lease losses$458,0002,419
Total noninterest income$275,0004,280
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$16,0006,666
Trading account gains and fees$0153
Additional Noninterest Income$259,0003,112
Total noninterest expense$1,539,0004,873
Salaries and employee benefits$711,0005,130
Premises and equipment expense$139,0005,480
Additional noninterest expense$689,0004,159
Pre-tax net operating income$684,0003,226
Securities gains (losses)$117,0001,028
Applicable income taxes$256,0001,968
Income before extraordinary items$545,0003,402
Extraordinary gains, net$015
Net income$545,0003,403
Minority interest net income$089
Net income of bank and minority interests.$545,0003,403
Net charge-offs$378,0002,419
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$32,000649
Net operating income$465,4403,613
2011-03-31 (YTD Data)Rank
Total interest income$1,721,0003,822
Total interest expense$526,0002,922
Net interest income$1,195,0004,054
Provision for loan and lease losses$139,0002,977
Total noninterest income$125,0004,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$8,0006,661
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,308
Total noninterest expense$800,0004,784
Salaries and employee benefits$368,0005,089
Premises and equipment expense$66,0005,640
Additional noninterest expense$366,0003,965
Pre-tax net operating income$381,0003,071
Securities gains (losses)$01,772
Applicable income taxes$118,0002,012
Income before extraordinary items$263,0003,484
Extraordinary gains, net$09
Net income$263,0003,480
Minority interest net income$086
Net income of bank and minority interests.$263,0003,482
Net charge-offs$59,0003,213
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$5,000788
Net operating income$263,0003,422
2010-12-31 (YTD Data)Rank
Total interest income$6,683,0004,028
Total interest expense$2,308,0003,186
Net interest income$4,375,0004,323
Provision for loan and lease losses$473,0004,227
Total noninterest income$437,0004,811
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$33,0006,482
Trading account gains and fees$0175
Additional Noninterest Income$404,0003,493
Total noninterest expense$2,835,0005,182
Salaries and employee benefits$1,350,0005,343
Premises and equipment expense$279,0005,580
Additional noninterest expense$1,206,0004,598
Pre-tax net operating income$1,504,0002,715
Securities gains (losses)$650,000711
Applicable income taxes$717,0001,536
Income before extraordinary items$1,437,0002,588
Extraordinary gains, net$029
Net income$1,437,0002,583
Minority interest net income$0111
Net income of bank and minority interests.$1,437,0002,589
Net charge-offs$-183,0007,627
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$37,0001,003
Net operating income$1,001,5003,102
2010-09-30 (YTD Data)Rank
Total interest income$4,917,0004,161
Total interest expense$1,718,0003,329
Net interest income$3,199,0004,440
Provision for loan and lease losses$412,0003,862
Total noninterest income$313,0004,975
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$24,0006,584
Trading account gains and fees$0165
Additional Noninterest Income$289,0003,601
Total noninterest expense$2,014,0005,347
Salaries and employee benefits$919,0005,650
Premises and equipment expense$219,0005,530
Additional noninterest expense$876,0004,666
Pre-tax net operating income$1,086,0002,946
Securities gains (losses)$404,000888
Applicable income taxes$683,0001,362
Income before extraordinary items$807,0003,263
Extraordinary gains, net$023
Net income$807,0003,261
Minority interest net income$0110
Net income of bank and minority interests.$807,0003,263
Net charge-offs$-184,0007,729
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$31,000924
Net operating income$548,4403,801
2010-06-30 (YTD Data)Rank
Total interest income$3,189,0004,263
Total interest expense$1,114,0003,504
Net interest income$2,075,0004,531
Provision for loan and lease losses$79,0005,408
Total noninterest income$190,0005,106
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$16,0006,614
Trading account gains and fees$0152
Additional Noninterest Income$174,0003,737
Total noninterest expense$1,311,0005,437
Salaries and employee benefits$612,0005,682
Premises and equipment expense$123,0005,912
Additional noninterest expense$576,0004,695
Pre-tax net operating income$875,0002,635
Securities gains (losses)$180,0001,004
Applicable income taxes$417,0001,411
Income before extraordinary items$638,0002,945
Extraordinary gains, net$019
Net income$638,0002,939
Minority interest net income$0105
Net income of bank and minority interests.$638,0002,944
Net charge-offs$-326,0007,804
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$16,000901
Net operating income$522,8003,223
2010-03-31 (YTD Data)Rank
Total interest income$1,524,0004,455
Total interest expense$539,0003,727
Net interest income$985,0004,729
Provision for loan and lease losses$61,0004,565
Total noninterest income$87,0005,274
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$8,0006,669
Trading account gains and fees$0175
Additional Noninterest Income$79,0003,934
Total noninterest expense$660,0005,475
Salaries and employee benefits$305,0005,775
Premises and equipment expense$61,0006,007
Additional noninterest expense$294,0004,641
Pre-tax net operating income$351,0003,075
Securities gains (losses)$59,0001,056
Applicable income taxes$161,0001,657
Income before extraordinary items$249,0003,498
Extraordinary gains, net$016
Net income$249,0003,495
Minority interest net income$091
Net income of bank and minority interests.$249,0003,497
Net charge-offs$-366,0007,916
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$211,2403,661
2009-12-31 (YTD Data)Rank
Total interest income$5,701,0004,763
Total interest expense$2,487,0003,899
Net interest income$3,214,0005,202
Provision for loan and lease losses$599,0004,273
Total noninterest income$334,0005,438
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$28,0006,793
Trading account gains and fees$0211
Additional Noninterest Income$306,0003,946
Total noninterest expense$2,708,0005,466
Salaries and employee benefits$1,227,0005,792
Premises and equipment expense$281,0005,797
Additional noninterest expense$1,200,0004,744
Pre-tax net operating income$241,0004,677
Securities gains (losses)$-281,0007,483
Applicable income taxes$22,0003,625
Income before extraordinary items$-62,0005,644
Extraordinary gains, net$034
Net income$-62,0005,642
Minority interest net income$0115
Net income of bank and minority interests.$-62,0005,642
Net charge-offs$422,0004,009
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$162,000759
Net operating income$219,0004,681
2009-09-30 (YTD Data)Rank
Total interest income$4,177,0004,894
Total interest expense$1,908,0003,971
Net interest income$2,269,0005,385
Provision for loan and lease losses$328,0004,459
Total noninterest income$233,0005,624
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$21,0006,845
Trading account gains and fees$0212
Additional Noninterest Income$212,0004,186
Total noninterest expense$1,855,0005,730
Salaries and employee benefits$913,0005,831
Premises and equipment expense$191,0006,063
Additional noninterest expense$751,0005,225
Pre-tax net operating income$319,0004,464
Securities gains (losses)$-438,0007,722
Applicable income taxes$68,0003,140
Income before extraordinary items$-187,0006,103
Extraordinary gains, net$027
Net income$-187,0006,104
Minority interest net income$0118
Net income of bank and minority interests.$-187,0006,103
Net charge-offs$-157,0008,069
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$71,000845
Net operating income$251,0004,561
2009-06-30 (YTD Data)Rank
Total interest income$2,758,0004,955
Total interest expense$1,301,0004,033
Net interest income$1,457,0005,478
Provision for loan and lease losses$30,0006,428
Total noninterest income$143,0005,801
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$14,0006,894
Trading account gains and fees$0193
Additional Noninterest Income$129,0004,368
Total noninterest expense$1,236,0005,777
Salaries and employee benefits$607,0005,895
Premises and equipment expense$127,0006,125
Additional noninterest expense$502,0005,241
Pre-tax net operating income$334,0003,989
Securities gains (losses)$-449,0007,895
Applicable income taxes$-102,0007,148
Income before extraordinary items$-13,0005,961
Extraordinary gains, net$021
Net income$-13,0005,960
Minority interest net income$0112
Net income of bank and minority interests.$-13,0005,960
Net charge-offs$-150,0008,165
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$54,000782
Net operating income$274,3603,992
2009-03-31 (YTD Data)Rank
Total interest income$1,313,0005,142
Total interest expense$665,0004,084
Net interest income$648,0005,789
Provision for loan and lease losses$11,0006,270
Total noninterest income$69,0005,846
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$7,0006,895
Trading account gains and fees$0171
Additional Noninterest Income$62,0004,465
Total noninterest expense$601,0005,805
Salaries and employee benefits$308,0005,912
Premises and equipment expense$66,0006,081
Additional noninterest expense$227,0005,236
Pre-tax net operating income$105,0004,976
Securities gains (losses)$43,0001,366
Applicable income taxes$46,0002,957
Income before extraordinary items$102,0004,938
Extraordinary gains, net$015
Net income$102,0004,942
Minority interest net income$0102
Net income of bank and minority interests.$102,0004,941
Net charge-offs$-102,0008,192
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$37,000582
Net operating income$72,3305,176
2008-12-31 (YTD Data)Rank
Total interest income$5,059,0005,421
Total interest expense$2,563,0004,680
Net interest income$2,496,0005,913
Provision for loan and lease losses$572,0003,601
Total noninterest income$264,0006,042
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$30,0006,909
Trading account gains and fees$0154
Additional Noninterest Income$234,0004,578
Total noninterest expense$2,165,0006,030
Salaries and employee benefits$1,109,0006,180
Premises and equipment expense$220,0006,499
Additional noninterest expense$836,0005,359
Pre-tax net operating income$23,0006,237
Securities gains (losses)$19,0002,215
Applicable income taxes$38,0003,997
Income before extraordinary items$4,0006,211
Extraordinary gains, net$039
Net income$4,0006,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0003,656
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$71,0001,059
Net operating income$-8,1606,385
2008-09-30 (YTD Data)Rank
Total interest income$3,760,0005,524
Total interest expense$1,943,0004,765
Net interest income$1,817,0006,023
Provision for loan and lease losses$393,0003,111
Total noninterest income$199,0006,120
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$23,0006,951
Trading account gains and fees$0148
Additional Noninterest Income$176,0004,679
Total noninterest expense$1,448,0006,309
Salaries and employee benefits$821,0006,226
Premises and equipment expense$146,0006,761
Additional noninterest expense$481,0006,012
Pre-tax net operating income$175,0006,132
Securities gains (losses)$13,0002,250
Applicable income taxes$156,0003,191
Income before extraordinary items$32,0006,484
Extraordinary gains, net$031
Net income$32,0006,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,023
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$53,000934
Net operating income$23,6806,685
2008-06-30 (YTD Data)Rank
Total interest income$2,469,0005,643
Total interest expense$1,321,0004,854
Net interest income$1,148,0006,158
Provision for loan and lease losses$130,0003,857
Total noninterest income$132,0006,204
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$14,0007,021
Trading account gains and fees$0149
Additional Noninterest Income$118,0004,762
Total noninterest expense$960,0006,363
Salaries and employee benefits$545,0006,293
Premises and equipment expense$97,0006,803
Additional noninterest expense$318,0006,031
Pre-tax net operating income$190,0005,887
Securities gains (losses)$9,0002,500
Applicable income taxes$79,0003,685
Income before extraordinary items$120,0006,210
Extraordinary gains, net$021
Net income$120,0006,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$35,000855
Net operating income$114,2406,188
2008-03-31 (YTD Data)Rank
Total interest income$1,231,0005,741
Total interest expense$704,0004,866
Net interest income$527,0006,379
Provision for loan and lease losses$52,0003,746
Total noninterest income$59,0006,392
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$7,0007,034
Trading account gains and fees$0158
Additional Noninterest Income$52,0004,970
Total noninterest expense$481,0006,398
Salaries and employee benefits$269,0006,352
Premises and equipment expense$49,0006,810
Additional noninterest expense$163,0005,956
Pre-tax net operating income$53,0006,574
Securities gains (losses)$4,0002,294
Applicable income taxes$21,0004,341
Income before extraordinary items$36,0006,787
Extraordinary gains, net$015
Net income$36,0006,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$18,000725
Net operating income$33,4406,732
2007-12-31 (YTD Data)Rank
Total interest income$2,979,0006,853
Total interest expense$1,544,0006,371
Net interest income$1,435,0007,212
Provision for loan and lease losses$274,0003,358
Total noninterest income$158,0007,055
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$14,0007,248
Trading account gains and fees$0178
Additional Noninterest Income$144,0005,639
Total noninterest expense$1,768,0006,526
Salaries and employee benefits$1,035,0006,351
Premises and equipment expense$199,0006,738
Additional noninterest expense$534,0006,422
Pre-tax net operating income$-449,0007,785
Securities gains (losses)$5,0001,575
Applicable income taxes$-424,0008,278
Income before extraordinary items$-20,0007,533
Extraordinary gains, net$039
Net income$-20,0007,531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$70,0001,007
Net operating income$-23,2007,521
2007-09-30 (YTD Data)Rank
Total interest income$1,746,0007,359
Total interest expense$829,0007,044
Net interest income$917,0007,516
Provision for loan and lease losses$208,0002,943
Total noninterest income$108,0007,222
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,301
Trading account gains and fees$0184
Additional Noninterest Income$99,0005,819
Total noninterest expense$1,293,0006,586
Salaries and employee benefits$783,0006,333
Premises and equipment expense$150,0006,724
Additional noninterest expense$360,0006,663
Pre-tax net operating income$-476,0008,060
Securities gains (losses)$3,0001,317
Applicable income taxes$06,220
Income before extraordinary items$-473,0008,125
Extraordinary gains, net$033
Net income$-473,0008,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$52,000882
Net operating income$-476,0008,112
2007-06-30 (YTD Data)Rank
Total interest income$897,0007,796
Total interest expense$393,0007,589
Net interest income$504,0007,855
Provision for loan and lease losses$111,0003,142
Total noninterest income$65,0007,391
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,0007,405
Trading account gains and fees$0168
Additional Noninterest Income$61,0005,968
Total noninterest expense$865,0006,622
Salaries and employee benefits$526,0006,375
Premises and equipment expense$98,0006,806
Additional noninterest expense$241,0006,684
Pre-tax net operating income$-407,0008,233
Securities gains (losses)$1,0001,305
Applicable income taxes$06,265
Income before extraordinary items$-406,0008,271
Extraordinary gains, net$029
Net income$-406,0008,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$35,000808
Net operating income$-407,0008,263
2007-03-31 (YTD Data)Rank
Total interest income$326,0008,186
Total interest expense$125,0008,092
Net interest income$201,0008,162
Provision for loan and lease losses$47,0003,165
Total noninterest income$23,0007,735
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$5,0007,254
Trading account gains and fees$0195
Additional Noninterest Income$18,0006,767
Total noninterest expense$450,0006,546
Salaries and employee benefits$263,0006,421
Premises and equipment expense$49,0006,834
Additional noninterest expense$138,0006,346
Pre-tax net operating income$-273,0008,385
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-273,0008,407
Extraordinary gains, net$022
Net income$-273,0008,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$17,000694
Net operating income$-273,0008,395
2006-12-31 (YTD Data)Rank
Total interest income$192,0008,630
Total interest expense$54,0008,571
Net interest income$138,0008,633
Provision for loan and lease losses$17,0006,393
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$918,0007,838
Salaries and employee benefits$410,0008,124
Premises and equipment expense$112,0007,663
Additional noninterest expense$396,0007,084
Pre-tax net operating income$-797,0008,365
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-797,0008,406
Extraordinary gains, net$051
Net income$-797,0008,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$12,006,000179
Net operating income$-797,0008,393

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.