QNB Bank

QNB Bank
15 North Third Street
Quakertown, PA 18951


Concentration:Commercial Lending Specialization
Established:1877-07-21
FDIC Insurance:1934-01-01
FDIC Cert:#7714
Holden By:Qnb Corp.
Charter Class:commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:13, ranked #739
Website:www.qnbbank.com
Total Assets:$927,310,000, ranked #736
Total Deposits:$814,234,000, ranked #683
Total Equity Capital:$72,385,000, ranked #1017
Total Domestic Office Deposits:$814,234,000, ranked #681
Net Income:$1,951,000, ranked #792
Quarterly Net Income:$1,951,000, ranked #792
Return on Assets:1%, ranked #853
Quarterly Return on Assets:1%, ranked #853
Return on Equity:11%, ranked #1539
Quarterly Return on Equity:11%, ranked #1539

Historical Financial Information

2014-03-31Rank
# of Employees:178819
Assets and Liabilities
Total Assets:$927,310,000736
Cash and due from depository institutions$22,169,000819
Interest-bearing balances$7,088,0003,607
Securities$352,855,000448
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$513,037,000847
Loan loss allowance$8,819,000758
Trading account assets$4,485,000109
Bank premises and fixed assets$9,816,0001,203
Other real estate owned$2,825,000819
Goodwill and other intangibles$509,0001,918
All other assets$21,614,000975
Life insurance assets$10,482,000813
Total liabilities and capital$927,310,000736
Total liabilities$854,925,000712
Total deposits$814,234,000683
Interest-bearing deposits$734,205,000607
Deposits held in domestic offices$814,234,000681
% insured80.08%4,678
Federal funds purchased & repurchase agreements$37,935,000347
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$2,756,0001,510
Total equity capital$72,385,0001,017
Total bank equity capital$72,385,0001,016
Perpetual preferred stock$0201
Common stock$320,0003,742
Surplus$2,280,0004,615
Undivided profits$69,785,000538
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$12,824,000567
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$2,602,000912
Earning assets$877,465,000708
Long-term assets (5+ years)$394,874,000606
Average Assets, year-to-date$926,892,000732
Average Assets, quarterly$926,892,000732
Volatile liabilities$69,629,000690
Insider loans$3,385,0001,721
FHLB advances$03,598
Loans and leases held for sale$01,833
Unused loan commitments$196,620,000500
Tier 1 (core) risk-based capital$74,511,000948
Tier 2 risk-based capital$7,786,000684
Total risk weighted assets$621,884,000751
Total unused commitments$196,620,000500
Derivatives$417,0001,243
2013-12-31Rank
# of Employees:180818
Assets and Liabilities
Total Assets:$926,474,000734
Cash and due from depository institutions$16,262,000818
Interest-bearing balances$3,545,0004,502
Securities$382,191,000413
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$492,791,000883
Loan loss allowance$8,925,000752
Trading account assets$0247
Bank premises and fixed assets$9,875,0001,201
Other real estate owned$2,825,000818
Goodwill and other intangibles$519,0001,911
All other assets$22,011,000972
Life insurance assets$10,407,000802
Total liabilities and capital$926,474,000734
Total liabilities$857,259,000700
Total deposits$814,532,000668
Interest-bearing deposits$738,545,000605
Deposits held in domestic offices$814,532,000667
% insured78.64%4,955
Federal funds purchased & repurchase agreements$40,156,000353
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$2,571,0001,619
Total equity capital$69,215,0001,046
Total bank equity capital$69,215,0001,045
Perpetual preferred stock$0206
Common stock$320,0003,786
Surplus$2,280,0004,663
Undivided profits$66,615,000544
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$13,454,000592
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$2,579,000961
Earning assets$878,527,000700
Long-term assets (5+ years)$405,015,000586
Average Assets, year-to-date$919,272,600719
Average Assets, quarterly$930,210,000726
Volatile liabilities$69,671,000710
Insider loans$3,423,0001,721
FHLB advances$03,709
Loans and leases held for sale$01,902
Unused loan commitments$186,137,000504
Tier 1 (core) risk-based capital$73,342,000954
Tier 2 risk-based capital$7,734,000682
Total risk weighted assets$617,527,000742
Total unused commitments$186,137,000504
Derivatives$542,0001,183
2013-09-30Rank
# of Employees:180820
Assets and Liabilities
Total Assets:$933,946,000723
Cash and due from depository institutions$19,364,000820
Interest-bearing balances$3,592,0004,524
Securities$402,509,000385
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$478,927,000901
Loan loss allowance$8,995,000764
Trading account assets$0248
Bank premises and fixed assets$9,456,0001,248
Other real estate owned$1,645,000820
Goodwill and other intangibles$523,0001,904
All other assets$21,522,000982
Life insurance assets$10,312,000795
Total liabilities and capital$933,946,000723
Total liabilities$863,489,000693
Total deposits$827,952,000657
Interest-bearing deposits$752,829,000589
Deposits held in domestic offices$827,952,000656
% insured77.55%5,353
Federal funds purchased & repurchase agreements$33,058,000400
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$2,479,0001,756
Total equity capital$70,457,0001,033
Total bank equity capital$70,457,0001,032
Perpetual preferred stock$0217
Common stock$320,0003,831
Surplus$2,280,0004,702
Undivided profits$67,857,000541
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$15,329,000573
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,644,000990
Earning assets$885,028,000691
Long-term assets (5+ years)$423,874,000551
Average Assets, year-to-date$917,472,250722
Average Assets, quarterly$919,997,500731
Volatile liabilities$62,473,000766
Insider loans$3,440,0001,723
FHLB advances$03,717
Loans and leases held for sale$385,0001,442
Unused loan commitments$176,376,000525
Tier 1 (core) risk-based capital$72,770,000959
Tier 2 risk-based capital$7,676,000684
Total risk weighted assets$612,740,000733
Total unused commitments$176,376,000525
Derivatives$811,0001,174
2013-06-30Rank
# of Employees:182813
Assets and Liabilities
Total Assets:$906,049,000736
Cash and due from depository institutions$15,703,000813
Interest-bearing balances$3,763,0004,595
Securities$376,040,000400
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$481,112,000869
Loan loss allowance$9,431,000743
Trading account assets$0250
Bank premises and fixed assets$9,600,0001,228
Other real estate owned$1,060,000813
Goodwill and other intangibles$503,0001,924
All other assets$22,031,000951
Life insurance assets$10,227,000788
Total liabilities and capital$906,049,000736
Total liabilities$836,833,000704
Total deposits$795,913,000675
Interest-bearing deposits$721,231,000609
Deposits held in domestic offices$795,913,000673
% insured82.34%4,598
Federal funds purchased & repurchase agreements$37,851,000370
Trading liabilities$0154
Other borrowed funds$282,0003,768
Subordinated debt$0152
All other liabilities$2,787,0001,564
Total equity capital$69,216,0001,040
Total bank equity capital$69,216,0001,039
Perpetual preferred stock$0228
Common stock$320,0003,862
Surplus$2,280,0004,725
Undivided profits$66,616,000547
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$17,743,000528
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$2,981,000822
Earning assets$860,915,000703
Long-term assets (5+ years)$384,539,000592
Average Assets, year-to-date$911,981,000728
Average Assets, quarterly$910,148,000731
Volatile liabilities$69,410,000688
Insider loans$3,262,0001,785
FHLB advances$03,718
Loans and leases held for sale$1,328,0001,111
Unused loan commitments$148,511,000587
Tier 1 (core) risk-based capital$71,534,000962
Tier 2 risk-based capital$7,515,000708
Total risk weighted assets$599,304,000745
Total unused commitments$148,511,000587
Derivatives$1,978,0001,070
2013-03-31Rank
# of Employees:176839
Assets and Liabilities
Total Assets:$914,247,000730
Cash and due from depository institutions$20,218,000839
Interest-bearing balances$10,832,0003,295
Securities$394,361,000388
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$468,555,000888
Loan loss allowance$9,351,000776
Trading account assets$0242
Bank premises and fixed assets$9,684,0001,219
Other real estate owned$1,151,000839
Goodwill and other intangibles$496,0001,926
All other assets$19,782,0001,028
Life insurance assets$10,151,000781
Total liabilities and capital$914,247,000730
Total liabilities$840,669,000703
Total deposits$799,814,000673
Interest-bearing deposits$727,674,000608
Deposits held in domestic offices$799,814,000671
% insured82.83%4,499
Federal funds purchased & repurchase agreements$33,873,000382
Trading liabilities$0154
Other borrowed funds$285,0003,709
Subordinated debt$0155
All other liabilities$6,697,000818
Total equity capital$73,578,000997
Total bank equity capital$73,578,000995
Perpetual preferred stock$0239
Common stock$320,0003,906
Surplus$2,280,0004,772
Undivided profits$70,978,000530
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$17,768,000572
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,945,000828
Earning assets$873,748,000695
Long-term assets (5+ years)$363,265,000598
Average Assets, year-to-date$914,947,000730
Average Assets, quarterly$914,947,000730
Volatile liabilities$66,198,000678
Insider loans$3,472,0001,708
FHLB advances$03,677
Loans and leases held for sale$504,0001,543
Unused loan commitments$146,787,000581
Tier 1 (core) risk-based capital$70,344,000975
Tier 2 risk-based capital$7,371,000712
Total risk weighted assets$587,701,000743
Total unused commitments$146,787,000581
Derivatives$278,0001,332
2012-12-31Rank
# of Employees:173859
Assets and Liabilities
Total Assets:$915,647,000732
Cash and due from depository institutions$15,351,000859
Interest-bearing balances$492,0006,192
Securities$397,593,000378
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$469,577,000884
Loan loss allowance$9,772,000744
Trading account assets$0243
Bank premises and fixed assets$8,973,0001,323
Other real estate owned$1,151,000859
Goodwill and other intangibles$448,0001,995
All other assets$22,554,000929
Life insurance assets$10,074,000774
Total liabilities and capital$915,647,000732
Total liabilities$842,645,000706
Total deposits$801,638,000674
Interest-bearing deposits$727,953,000598
Deposits held in domestic offices$801,638,000673
% insured82.77%5,403
Federal funds purchased & repurchase agreements$32,988,000401
Trading liabilities$0152
Other borrowed funds$4,787,0002,561
Subordinated debt$0159
All other liabilities$3,232,0001,455
Total equity capital$73,002,000993
Total bank equity capital$73,002,000991
Perpetual preferred stock$0246
Common stock$320,0003,945
Surplus$2,280,0004,804
Undivided profits$70,402,000526
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$18,572,000583
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,803,000887
Earning assets$867,662,000701
Long-term assets (5+ years)$359,633,000590
Average Assets, year-to-date$895,027,600733
Average Assets, quarterly$922,746,500723
Volatile liabilities$70,565,000687
Insider loans$3,492,0001,701
FHLB advances$4,500,0002,497
Loans and leases held for sale$1,616,0001,224
Unused loan commitments$138,425,000583
Tier 1 (core) risk-based capital$68,754,000984
Tier 2 risk-based capital$7,400,000709
Total risk weighted assets$589,629,000743
Total unused commitments$138,425,000583
Derivatives$2,392,0001,025
2012-09-30Rank
# of Employees:167893
Assets and Liabilities
Total Assets:$929,846,000719
Cash and due from depository institutions$11,602,000893
Interest-bearing balances$267,0006,395
Securities$421,210,000362
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$468,619,000884
Loan loss allowance$9,717,000773
Trading account assets$0231
Bank premises and fixed assets$8,240,0001,440
Other real estate owned$1,151,000893
Goodwill and other intangibles$457,0001,976
All other assets$18,567,0001,097
Life insurance assets$9,975,000766
Total liabilities and capital$929,846,000719
Total liabilities$857,346,000686
Total deposits$817,198,000660
Interest-bearing deposits$749,713,000579
Deposits held in domestic offices$817,198,000658
% insured79.83%6,095
Federal funds purchased & repurchase agreements$36,925,000379
Trading liabilities$0150
Other borrowed funds$290,0004,012
Subordinated debt$0163
All other liabilities$2,933,0001,634
Total equity capital$72,500,0001,014
Total bank equity capital$72,500,0001,012
Perpetual preferred stock$0250
Common stock$320,0004,008
Surplus$2,280,0004,861
Undivided profits$69,900,000539
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$18,582,000644
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,129,000854
Earning assets$890,096,000671
Long-term assets (5+ years)$390,112,000539
Average Assets, year-to-date$889,872,750741
Average Assets, quarterly$907,963,000730
Volatile liabilities$72,791,000672
Insider loans$3,966,0001,570
FHLB advances$03,944
Loans and leases held for sale$349,0001,881
Unused loan commitments$129,805,000620
Tier 1 (core) risk-based capital$67,185,0001,008
Tier 2 risk-based capital$7,339,000724
Total risk weighted assets$584,773,000750
Total unused commitments$129,805,000620
Derivatives$1,784,0001,105
2012-06-30Rank
# of Employees:172871
Assets and Liabilities
Total Assets:$886,080,000750
Cash and due from depository institutions$20,229,000871
Interest-bearing balances$8,008,0003,501
Securities$355,132,000433
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$482,385,000847
Loan loss allowance$9,467,000797
Trading account assets$0211
Bank premises and fixed assets$8,242,0001,429
Other real estate owned$1,151,000871
Goodwill and other intangibles$483,0001,918
All other assets$18,458,0001,100
Life insurance assets$9,887,000765
Total liabilities and capital$886,080,000750
Total liabilities$815,851,000725
Total deposits$781,007,000687
Interest-bearing deposits$711,151,000622
Deposits held in domestic offices$781,007,000685
% insured85.15%5,223
Federal funds purchased & repurchase agreements$31,570,000410
Trading liabilities$0130
Other borrowed funds$293,0004,048
Subordinated debt$0180
All other liabilities$2,981,0001,519
Total equity capital$70,229,0001,016
Total bank equity capital$70,229,0001,014
Perpetual preferred stock$0254
Common stock$320,0004,051
Surplus$2,280,0004,878
Undivided profits$67,629,000544
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$16,739,000745
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$3,007,000840
Earning assets$845,525,000719
Long-term assets (5+ years)$334,662,000609
Average Assets, year-to-date$876,548,330759
Average Assets, quarterly$882,418,500758
Volatile liabilities$68,132,000707
Insider loans$4,872,0001,299
FHLB advances$03,987
Loans and leases held for sale$589,0001,577
Unused loan commitments$127,033,000625
Tier 1 (core) risk-based capital$65,735,0001,013
Tier 2 risk-based capital$7,311,000727
Total risk weighted assets$582,756,000747
Total unused commitments$127,033,000625
Derivatives$2,345,0001,006
2012-03-31Rank
# of Employees:166894
Assets and Liabilities
Total Assets:$878,757,000764
Cash and due from depository institutions$31,540,000894
Interest-bearing balances$19,683,0002,121
Securities$347,824,000441
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$470,661,000850
Loan loss allowance$9,456,000817
Trading account assets$0215
Bank premises and fixed assets$8,182,0001,446
Other real estate owned$1,277,000894
Goodwill and other intangibles$496,0001,897
All other assets$18,777,0001,081
Life insurance assets$9,809,000758
Total liabilities and capital$878,757,000764
Total liabilities$810,763,000729
Total deposits$764,768,000699
Interest-bearing deposits$697,304,000631
Deposits held in domestic offices$764,768,000698
% insured85.91%5,023
Federal funds purchased & repurchase agreements$42,349,000355
Trading liabilities$0123
Other borrowed funds$295,0004,077
Subordinated debt$0185
All other liabilities$3,351,0001,403
Total equity capital$67,994,0001,040
Total bank equity capital$67,994,0001,038
Perpetual preferred stock$0259
Common stock$320,0004,096
Surplus$2,280,0004,912
Undivided profits$65,394,000541
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$17,235,000765
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$3,164,000793
Earning assets$838,168,000728
Long-term assets (5+ years)$329,555,000607
Average Assets, year-to-date$871,782,500763
Average Assets, quarterly$871,782,500763
Volatile liabilities$78,713,000636
Insider loans$3,406,0001,794
FHLB advances$04,028
Loans and leases held for sale$643,0001,481
Unused loan commitments$121,752,000633
Tier 1 (core) risk-based capital$63,840,0001,030
Tier 2 risk-based capital$7,180,000737
Total risk weighted assets$572,137,000754
Total unused commitments$121,752,000633
Derivatives$2,414,000959
2011-12-31Rank
# of Employees:169883
Assets and Liabilities
Total Assets:$864,808,000771
Cash and due from depository institutions$10,524,000883
Interest-bearing balances$788,0005,897
Securities$345,618,000424
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$481,630,000852
Loan loss allowance$9,241,000849
Trading account assets$0205
Bank premises and fixed assets$7,604,0001,549
Other real estate owned$826,000883
Goodwill and other intangibles$490,0001,910
All other assets$18,116,0001,136
Life insurance assets$9,728,000748
Total liabilities and capital$864,808,000771
Total liabilities$798,251,000736
Total deposits$750,712,000703
Interest-bearing deposits$683,862,000650
Deposits held in domestic offices$750,712,000700
% insured84.36%5,446
Federal funds purchased & repurchase agreements$44,021,000359
Trading liabilities$0115
Other borrowed funds$299,0004,242
Subordinated debt$0193
All other liabilities$3,219,0001,439
Total equity capital$66,557,0001,060
Total bank equity capital$66,557,0001,058
Perpetual preferred stock$0263
Common stock$320,0004,121
Surplus$2,280,0004,938
Undivided profits$63,957,000546
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$18,977,000718
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$2,990,000886
Earning assets$828,036,000723
Long-term assets (5+ years)$322,381,000495
Average Assets, year-to-date$838,401,400779
Average Assets, quarterly$868,117,500764
Volatile liabilities$78,156,000682
Insider loans$5,659,0001,137
FHLB advances$04,174
Loans and leases held for sale$935,0001,168
Unused loan commitments$122,899,000613
Tier 1 (core) risk-based capital$62,256,0001,046
Tier 2 risk-based capital$7,224,000739
Total risk weighted assets$575,925,000756
Total unused commitments$122,899,000613
Derivatives$1,291,000967
2011-09-30Rank
# of Employees:168892
Assets and Liabilities
Total Assets:$871,427,000767
Cash and due from depository institutions$32,428,000892
Interest-bearing balances$21,703,0001,771
Securities$348,809,000412
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$464,111,000883
Loan loss allowance$8,867,000902
Trading account assets$0209
Bank premises and fixed assets$6,523,0001,792
Other real estate owned$864,000892
Goodwill and other intangibles$463,0001,967
All other assets$18,229,0001,152
Life insurance assets$9,627,000750
Total liabilities and capital$871,427,000767
Total liabilities$805,985,000739
Total deposits$757,140,000702
Interest-bearing deposits$693,466,000649
Deposits held in domestic offices$757,140,000699
% insured82.00%6,029
Federal funds purchased & repurchase agreements$45,206,000358
Trading liabilities$0112
Other borrowed funds$901,0004,086
Subordinated debt$0206
All other liabilities$2,738,0001,693
Total equity capital$65,442,0001,084
Total bank equity capital$65,442,0001,083
Perpetual preferred stock$0266
Common stock$320,0004,165
Surplus$2,280,0004,981
Undivided profits$62,842,000563
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$19,306,000769
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$2,930,000948
Earning assets$834,623,000728
Long-term assets (5+ years)$317,400,000498
Average Assets, year-to-date$831,799,750792
Average Assets, quarterly$853,215,000776
Volatile liabilities$83,748,000659
Insider loans$7,021,000923
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$111,133,000661
Tier 1 (core) risk-based capital$60,931,0001,072
Tier 2 risk-based capital$7,050,000755
Total risk weighted assets$562,160,000778
Total unused commitments$111,133,000662
Derivatives$592,0001,094
2011-06-30Rank
# of Employees:171892
Assets and Liabilities
Total Assets:$835,003,000798
Cash and due from depository institutions$17,161,000892
Interest-bearing balances$6,249,0003,662
Securities$323,882,000450
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$467,703,000898
Loan loss allowance$8,850,000921
Trading account assets$0213
Bank premises and fixed assets$6,532,0001,798
Other real estate owned$0892
Goodwill and other intangibles$483,0001,956
All other assets$19,242,0001,104
Life insurance assets$9,536,000746
Total liabilities and capital$835,003,000798
Total liabilities$773,207,000764
Total deposits$719,681,000741
Interest-bearing deposits$654,139,000691
Deposits held in domestic offices$719,681,000738
% insured86.46%5,194
Federal funds purchased & repurchase agreements$49,953,000353
Trading liabilities$0112
Other borrowed funds$903,0004,169
Subordinated debt$0212
All other liabilities$2,670,0001,616
Total equity capital$61,796,0001,123
Total bank equity capital$61,796,0001,122
Perpetual preferred stock$0222
Common stock$320,0004,218
Surplus$2,280,0005,022
Undivided profits$59,196,000563
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$9,465,0001,429
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$2,867,000950
Earning assets$797,834,000758
Long-term assets (5+ years)$311,142,000501
Average Assets, year-to-date$818,590,670817
Average Assets, quarterly$825,244,500808
Volatile liabilities$87,604,000661
Insider loans$7,089,000928
FHLB advances$04,341
Loans and leases held for sale$843,000937
Unused loan commitments$108,717,000666
Tier 1 (core) risk-based capital$59,173,0001,079
Tier 2 risk-based capital$7,123,000767
Total risk weighted assets$568,098,000787
Total unused commitments$108,717,000667
Derivatives$684,000984
2011-03-31Rank
# of Employees:165917
Assets and Liabilities
Total Assets:$815,486,000826
Cash and due from depository institutions$26,198,000917
Interest-bearing balances$18,163,0001,988
Securities$292,417,000497
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$469,317,000907
Loan loss allowance$9,192,000896
Trading account assets$0208
Bank premises and fixed assets$6,420,0001,839
Other real estate owned$0917
Goodwill and other intangibles$502,0001,931
All other assets$20,632,0001,068
Life insurance assets$9,457,000750
Total liabilities and capital$815,486,000826
Total liabilities$757,074,000792
Total deposits$707,406,000762
Interest-bearing deposits$645,525,000713
Deposits held in domestic offices$707,406,000760
% insured86.43%5,223
Federal funds purchased & repurchase agreements$45,433,000370
Trading liabilities$0108
Other borrowed funds$906,0004,230
Subordinated debt$0214
All other liabilities$3,329,0001,340
Total equity capital$58,412,0001,147
Total bank equity capital$58,412,0001,146
Perpetual preferred stock$0224
Common stock$320,0004,259
Surplus$2,280,0005,062
Undivided profits$55,812,000576
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$10,625,0001,367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$2,955,000952
Earning assets$779,897,000782
Long-term assets (5+ years)$296,773,000503
Average Assets, year-to-date$810,384,500832
Average Assets, quarterly$810,384,500832
Volatile liabilities$80,405,000728
Insider loans$7,105,000932
FHLB advances$04,390
Loans and leases held for sale$115,0001,513
Unused loan commitments$107,228,000689
Tier 1 (core) risk-based capital$57,346,0001,099
Tier 2 risk-based capital$7,066,000777
Total risk weighted assets$563,145,000794
Total unused commitments$107,228,000690
Derivatives$131,0001,109
2010-12-31Rank
# of Employees:162946
Assets and Liabilities
Total Assets:$805,283,000841
Cash and due from depository institutions$14,907,000946
Interest-bearing balances$6,409,0003,521
Securities$289,461,000490
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$473,455,000920
Loan loss allowance$8,955,000920
Trading account assets$0207
Bank premises and fixed assets$6,552,0001,833
Other real estate owned$75,000946
Goodwill and other intangibles$504,0001,932
All other assets$20,329,0001,105
Life insurance assets$9,439,000740
Total liabilities and capital$805,283,000841
Total liabilities$748,309,000810
Total deposits$694,976,000776
Interest-bearing deposits$639,599,000726
Deposits held in domestic offices$694,976,000774
% insured86.20%5,225
Federal funds purchased & repurchase agreements$49,186,000368
Trading liabilities$0108
Other borrowed funds$908,0004,417
Subordinated debt$0220
All other liabilities$3,239,0001,383
Total equity capital$56,974,0001,171
Total bank equity capital$56,974,0001,171
Perpetual preferred stock$0224
Common stock$320,0004,315
Surplus$2,280,0005,110
Undivided profits$54,374,000578
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$7,451,0001,741
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,988,000960
Earning assets$769,325,000801
Long-term assets (5+ years)$291,034,000498
Average Assets, year-to-date$778,237,000870
Average Assets, quarterly$796,447,500857
Volatile liabilities$153,388,000890
Insider loans$6,669,0001,030
FHLB advances$04,551
Loans and leases held for sale$228,0001,713
Unused loan commitments$103,012,000707
Tier 1 (core) risk-based capital$55,847,0001,130
Tier 2 risk-based capital$7,054,000803
Total risk weighted assets$562,434,000820
Total unused commitments$103,012,000710
Derivatives$154,0001,135
2010-09-30Rank
# of Employees:166910
Assets and Liabilities
Total Assets:$787,612,000865
Cash and due from depository institutions$12,031,000910
Interest-bearing balances$4,017,0004,164
Securities$278,698,000475
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$470,776,000939
Loan loss allowance$8,132,0001,024
Trading account assets$0210
Bank premises and fixed assets$6,506,0001,889
Other real estate owned$0910
Goodwill and other intangibles$497,0001,948
All other assets$19,104,0001,167
Life insurance assets$9,324,000736
Total liabilities and capital$787,612,000865
Total liabilities$728,800,000836
Total deposits$674,247,000802
Interest-bearing deposits$621,147,000737
Deposits held in domestic offices$674,247,000798
% insured85.34%4,995
Federal funds purchased & repurchase agreements$50,747,000348
Trading liabilities$0103
Other borrowed funds$736,0004,605
Subordinated debt$0233
All other liabilities$3,070,0001,591
Total equity capital$58,812,0001,167
Total bank equity capital$58,812,0001,167
Perpetual preferred stock$0229
Common stock$320,0004,395
Surplus$2,280,0005,153
Undivided profits$56,212,000580
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$8,293,0001,673
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,968,0001,020
Earning assets$753,491,000824
Long-term assets (5+ years)$265,474,000511
Average Assets, year-to-date$771,475,500878
Average Assets, quarterly$780,149,000873
Volatile liabilities$154,032,000898
Insider loans$6,722,0001,065
FHLB advances$04,672
Loans and leases held for sale$968,0001,260
Unused loan commitments$102,155,000732
Tier 1 (core) risk-based capital$54,586,0001,151
Tier 2 risk-based capital$7,000,000822
Total risk weighted assets$558,894,000830
Total unused commitments$102,155,000734
Derivatives$1,069,0001,040
2010-06-30Rank
# of Employees:169894
Assets and Liabilities
Total Assets:$772,686,000885
Cash and due from depository institutions$17,664,000894
Interest-bearing balances$7,323,0003,175
Securities$261,589,000509
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$468,046,000962
Loan loss allowance$7,009,0001,190
Trading account assets$0210
Bank premises and fixed assets$6,211,0001,991
Other real estate owned$0894
Goodwill and other intangibles$510,0001,942
All other assets$18,666,0001,205
Life insurance assets$9,246,000743
Total liabilities and capital$772,686,000885
Total liabilities$715,222,000853
Total deposits$657,970,000815
Interest-bearing deposits$598,735,000771
Deposits held in domestic offices$657,970,000813
% insured88.40%4,178
Federal funds purchased & repurchase agreements$53,686,000344
Trading liabilities$0104
Other borrowed funds$373,0004,877
Subordinated debt$0241
All other liabilities$3,193,0001,492
Total equity capital$57,464,0001,180
Total bank equity capital$57,464,0001,180
Perpetual preferred stock$0222
Common stock$320,0004,433
Surplus$2,280,0005,176
Undivided profits$54,864,000582
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$7,242,0001,805
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$2,717,0001,094
Earning assets$736,958,000834
Long-term assets (5+ years)$248,078,000538
Average Assets, year-to-date$766,096,670887
Average Assets, quarterly$769,916,500882
Volatile liabilities$161,077,000872
Insider loans$6,822,0001,062
FHLB advances$04,785
Loans and leases held for sale$377,0001,423
Unused loan commitments$101,190,000718
Tier 1 (core) risk-based capital$53,611,0001,166
Tier 2 risk-based capital$6,844,000857
Total risk weighted assets$547,371,000858
Total unused commitments$101,190,000720
Derivatives$01,168
2010-03-31Rank
# of Employees:164941
Assets and Liabilities
Total Assets:$767,147,000907
Cash and due from depository institutions$27,764,000941
Interest-bearing balances$17,245,0001,832
Securities$262,912,000499
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$449,860,0001,022
Loan loss allowance$6,357,0001,337
Trading account assets$0227
Bank premises and fixed assets$6,255,0002,013
Other real estate owned$0941
Goodwill and other intangibles$517,0001,945
All other assets$19,839,0001,174
Life insurance assets$9,178,000745
Total liabilities and capital$767,147,000907
Total liabilities$712,873,000873
Total deposits$662,371,000824
Interest-bearing deposits$606,834,000777
Deposits held in domestic offices$662,371,000821
% insured86.63%4,797
Federal funds purchased & repurchase agreements$46,231,000393
Trading liabilities$0108
Other borrowed funds$600,0004,876
Subordinated debt$0248
All other liabilities$3,671,0001,326
Total equity capital$54,274,0001,245
Total bank equity capital$54,274,0001,245
Perpetual preferred stock$0220
Common stock$320,0004,501
Surplus$2,280,0005,252
Undivided profits$51,674,000614
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$3,678,0002,803
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$44,0001,084
Income earned, not collected on loans$2,913,0001,044
Earning assets$730,017,000859
Long-term assets (5+ years)$257,577,000518
Average Assets, year-to-date$762,802,000909
Average Assets, quarterly$762,802,000909
Volatile liabilities$154,524,000953
Insider loans$6,844,0001,094
FHLB advances$04,906
Loans and leases held for sale$01,823
Unused loan commitments$105,521,000724
Tier 1 (core) risk-based capital$52,253,0001,205
Tier 2 risk-based capital$6,357,000945
Total risk weighted assets$538,759,000897
Total unused commitments$105,521,000725
Derivatives$407,0001,038
2009-12-31Rank
# of Employees:165937
Assets and Liabilities
Total Assets:$758,457,000923
Cash and due from depository institutions$30,972,000937
Interest-bearing balances$22,131,0001,269
Securities$256,750,000508
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$443,738,0001,055
Loan loss allowance$6,217,0001,347
Trading account assets$0224
Bank premises and fixed assets$6,248,0002,050
Other real estate owned$0937
Goodwill and other intangibles$519,0001,956
All other assets$20,230,0001,173
Life insurance assets$9,109,000747
Total liabilities and capital$758,457,000923
Total liabilities$705,878,000897
Total deposits$634,103,000870
Interest-bearing deposits$580,173,000818
Deposits held in domestic offices$634,103,000868
% insured86.89%4,779
Federal funds purchased & repurchase agreements$53,055,000374
Trading liabilities$0104
Other borrowed funds$10,378,0002,691
Subordinated debt$0258
All other liabilities$8,342,000684
Total equity capital$52,579,0001,263
Total bank equity capital$52,579,0001,263
Perpetual preferred stock$0219
Common stock$320,0004,552
Surplus$2,280,0005,292
Undivided profits$49,979,000630
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$3,845,0002,717
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$2,848,0001,126
Earning assets$722,619,000880
Long-term assets (5+ years)$226,876,000595
Average Assets, year-to-date$707,581,400966
Average Assets, quarterly$741,395,500936
Volatile liabilities$169,374,000876
Insider loans$6,914,0001,104
FHLB advances$10,000,0002,599
Loans and leases held for sale$534,0001,256
Unused loan commitments$99,119,000784
Tier 1 (core) risk-based capital$51,219,0001,216
Tier 2 risk-based capital$6,217,000984
Total risk weighted assets$527,650,000936
Total unused commitments$99,119,000785
Derivatives$440,0001,013
2009-09-30Rank
# of Employees:163968
Assets and Liabilities
Total Assets:$724,334,000969
Cash and due from depository institutions$18,311,000968
Interest-bearing balances$10,409,0001,989
Securities$250,165,000517
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$432,495,0001,110
Loan loss allowance$5,573,0001,402
Trading account assets$0238
Bank premises and fixed assets$6,288,0002,065
Other real estate owned$0968
Goodwill and other intangibles$521,0002,016
All other assets$16,554,0001,241
Life insurance assets$9,003,000750
Total liabilities and capital$724,334,000969
Total liabilities$670,963,000940
Total deposits$604,159,000918
Interest-bearing deposits$554,046,000874
Deposits held in domestic offices$604,159,000916
% insured86.48%5,090
Federal funds purchased & repurchase agreements$51,445,000398
Trading liabilities$0103
Other borrowed funds$10,374,0002,794
Subordinated debt$0269
All other liabilities$4,985,0001,132
Total equity capital$53,371,0001,276
Total bank equity capital$53,371,0001,274
Perpetual preferred stock$0212
Common stock$320,0004,614
Surplus$2,280,0005,329
Undivided profits$50,771,000650
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$3,275,0002,991
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$2,934,0001,162
Earning assets$693,069,000922
Long-term assets (5+ years)$226,573,000595
Average Assets, year-to-date$694,862,500997
Average Assets, quarterly$719,115,000968
Volatile liabilities$171,203,000896
Insider loans$6,977,0001,113
FHLB advances$10,000,0002,691
Loans and leases held for sale$608,0001,146
Unused loan commitments$100,111,000804
Tier 1 (core) risk-based capital$50,419,0001,271
Tier 2 risk-based capital$5,573,0001,103
Total risk weighted assets$522,534,000978
Total unused commitments$100,111,000805
Derivatives$182,0001,120
2009-06-30Rank
# of Employees:1621,007
Assets and Liabilities
Total Assets:$713,896,000996
Cash and due from depository institutions$20,079,0001,007
Interest-bearing balances$8,207,0002,057
Securities$238,073,000535
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$431,548,0001,139
Loan loss allowance$4,584,0001,611
Trading account assets$0240
Bank premises and fixed assets$6,424,0002,041
Other real estate owned$318,0001,007
Goodwill and other intangibles$506,0002,041
All other assets$16,948,0001,249
Life insurance assets$8,927,000760
Total liabilities and capital$713,896,000996
Total liabilities$663,911,000968
Total deposits$600,954,000928
Interest-bearing deposits$543,814,000895
Deposits held in domestic offices$600,954,000926
% insured80.30%3,628
Federal funds purchased & repurchase agreements$47,243,000418
Trading liabilities$0100
Other borrowed funds$10,600,0002,857
Subordinated debt$0276
All other liabilities$5,114,0001,159
Total equity capital$49,985,0001,376
Total bank equity capital$49,985,0001,374
Perpetual preferred stock$0213
Common stock$320,0004,673
Surplus$2,280,0005,380
Undivided profits$47,385,000691
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$2,271,0003,446
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$2,766,0001,212
Earning assets$677,828,000958
Long-term assets (5+ years)$235,505,000567
Average Assets, year-to-date$685,038,6701,030
Average Assets, quarterly$697,216,0001,013
Volatile liabilities$167,506,000917
Insider loans$7,024,0001,117
FHLB advances$10,000,0002,782
Loans and leases held for sale$611,0001,430
Unused loan commitments$97,089,000864
Tier 1 (core) risk-based capital$50,428,0001,283
Tier 2 risk-based capital$4,584,0001,326
Total risk weighted assets$517,367,0001,022
Total unused commitments$97,089,000864
Derivatives$1,709,000933
2009-03-31Rank
# of Employees:162987
Assets and Liabilities
Total Assets:$680,536,0001,044
Cash and due from depository institutions$10,616,000987
Interest-bearing balances$568,0004,875
Securities$224,358,000559
Federal funds sold & reverse repurchase agreements$5,938,0001,995
Net loans & leases$416,044,0001,197
Loan loss allowance$4,220,0001,643
Trading account assets$0234
Bank premises and fixed assets$6,571,0002,000
Other real estate owned$383,000987
Goodwill and other intangibles$453,0002,107
All other assets$16,173,0001,278
Life insurance assets$8,860,000765
Total liabilities and capital$680,536,0001,044
Total liabilities$630,267,0001,018
Total deposits$573,749,000961
Interest-bearing deposits$518,321,000932
Deposits held in domestic offices$573,749,000960
% insured82.76%2,956
Federal funds purchased & repurchase agreements$41,222,000483
Trading liabilities$092
Other borrowed funds$10,600,0002,919
Subordinated debt$0271
All other liabilities$4,696,0001,204
Total equity capital$50,269,0001,384
Total bank equity capital$50,269,0001,384
Perpetual preferred stock$0193
Common stock$320,0004,700
Surplus$2,280,0005,408
Undivided profits$47,669,000701
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$743,0005,072
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$2,759,0001,234
Earning assets$646,908,000999
Long-term assets (5+ years)$217,004,000603
Average Assets, year-to-date$670,610,0001,052
Average Assets, quarterly$670,610,0001,052
Volatile liabilities$159,954,000979
Insider loans$7,330,0001,080
FHLB advances$10,000,0002,858
Loans and leases held for sale$3,202,000600
Unused loan commitments$95,081,000918
Tier 1 (core) risk-based capital$49,905,0001,312
Tier 2 risk-based capital$4,220,0001,398
Total risk weighted assets$501,144,0001,051
Total unused commitments$95,081,000918
Derivatives$561,0001,071
2008-12-31Rank
# of Employees:1591,011
Assets and Liabilities
Total Assets:$660,684,0001,060
Cash and due from depository institutions$11,872,0001,011
Interest-bearing balances$1,276,0003,454
Securities$220,106,000556
Federal funds sold & reverse repurchase agreements$4,541,0002,026
Net loans & leases$399,863,0001,243
Loan loss allowance$3,836,0001,745
Trading account assets$0236
Bank premises and fixed assets$6,661,0001,978
Other real estate owned$144,0001,011
Goodwill and other intangibles$402,0002,160
All other assets$17,095,0001,226
Life insurance assets$8,785,000769
Total liabilities and capital$660,684,0001,060
Total liabilities$610,485,0001,035
Total deposits$549,790,000973
Interest-bearing deposits$496,510,000934
Deposits held in domestic offices$549,790,000972
% insured0.00%1
Federal funds purchased & repurchase agreements$46,063,000468
Trading liabilities$088
Other borrowed funds$10,600,0003,091
Subordinated debt$0278
All other liabilities$4,032,0001,376
Total equity capital$50,199,0001,360
Total bank equity capital$50,199,0001,360
Perpetual preferred stock$0141
Common stock$320,0004,731
Surplus$2,280,0005,414
Undivided profits$47,599,000697
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,308,0003,971
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,819,0001,268
Earning assets$625,786,0001,013
Long-term assets (5+ years)$198,960,000661
Average Assets, year-to-date$629,208,8001,065
Average Assets, quarterly$647,413,5001,070
Volatile liabilities$151,629,0001,019
Insider loans$5,016,0001,597
FHLB advances$10,000,0003,051
Loans and leases held for sale$120,0001,549
Unused loan commitments$87,228,0001,007
Tier 1 (core) risk-based capital$50,186,0001,277
Tier 2 risk-based capital$3,836,0001,514
Total risk weighted assets$463,042,0001,131
Total unused commitments$87,228,0001,007
Derivatives$01,109
2008-09-30Rank
# of Employees:1541,061
Assets and Liabilities
Total Assets:$634,143,0001,094
Cash and due from depository institutions$14,274,0001,061
Interest-bearing balances$755,0003,293
Securities$219,328,000553
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$376,613,0001,303
Loan loss allowance$3,492,0001,719
Trading account assets$0251
Bank premises and fixed assets$6,635,0001,980
Other real estate owned$01,061
Goodwill and other intangibles$449,0002,162
All other assets$16,844,0001,226
Life insurance assets$8,676,000765
Total liabilities and capital$634,143,0001,094
Total liabilities$586,087,0001,068
Total deposits$526,919,0001,003
Interest-bearing deposits$477,794,000961
Deposits held in domestic offices$526,919,0001,001
% insured0.00%1
Federal funds purchased & repurchase agreements$43,957,000520
Trading liabilities$091
Other borrowed funds$10,600,0003,118
Subordinated debt$0276
All other liabilities$4,611,0001,200
Total equity capital$48,056,0001,437
Total bank equity capital$48,056,0001,437
Perpetual preferred stock$0110
Common stock$320,0004,775
Surplus$2,280,0005,444
Undivided profits$45,456,000753
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,190,0003,852
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,980,0001,274
Earning assets$596,696,0001,057
Long-term assets (5+ years)$246,614,000527
Average Assets, year-to-date$621,340,0001,076
Average Assets, quarterly$633,255,0001,080
Volatile liabilities$132,923,0001,129
Insider loans$4,974,0001,591
FHLB advances$10,000,0003,069
Loans and leases held for sale$01,623
Unused loan commitments$91,960,0001,012
Tier 1 (core) risk-based capital$49,730,0001,304
Tier 2 risk-based capital$3,492,0001,595
Total risk weighted assets$442,269,0001,180
Total unused commitments$91,960,0001,013
Derivatives$01,077
2008-06-30Rank
# of Employees:1571,055
Assets and Liabilities
Total Assets:$632,367,0001,084
Cash and due from depository institutions$18,157,0001,055
Interest-bearing balances$562,0003,427
Securities$203,253,000602
Federal funds sold & reverse repurchase agreements$3,934,0002,672
Net loans & leases$384,006,0001,269
Loan loss allowance$3,473,0001,673
Trading account assets$0267
Bank premises and fixed assets$6,654,0001,957
Other real estate owned$01,055
Goodwill and other intangibles$458,0002,178
All other assets$15,905,0001,248
Life insurance assets$8,602,000770
Total liabilities and capital$632,367,0001,084
Total liabilities$584,204,0001,055
Total deposits$520,616,000990
Interest-bearing deposits$464,152,000965
Deposits held in domestic offices$520,616,000987
% insured0.00%1
Federal funds purchased & repurchase agreements$47,483,000520
Trading liabilities$094
Other borrowed funds$10,600,0003,001
Subordinated debt$0257
All other liabilities$5,505,0001,040
Total equity capital$48,163,0001,437
Total bank equity capital$48,163,0001,437
Perpetual preferred stock$0107
Common stock$320,0004,814
Surplus$2,280,0005,475
Undivided profits$45,563,000776
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$823,0004,172
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$2,656,0001,389
Earning assets$591,755,0001,062
Long-term assets (5+ years)$231,480,000568
Average Assets, year-to-date$617,072,3301,085
Average Assets, quarterly$622,935,0001,088
Volatile liabilities$122,214,0001,221
Insider loans$4,829,0001,627
FHLB advances$10,000,0002,958
Loans and leases held for sale$274,0001,369
Unused loan commitments$83,574,0001,136
Tier 1 (core) risk-based capital$48,834,0001,327
Tier 2 risk-based capital$3,473,0001,572
Total risk weighted assets$438,436,0001,178
Total unused commitments$83,574,0001,136
Derivatives$125,0001,035
2008-03-31Rank
# of Employees:1501,117
Assets and Liabilities
Total Assets:$613,503,0001,101
Cash and due from depository institutions$16,283,0001,117
Interest-bearing balances$738,0003,291
Securities$197,987,000620
Federal funds sold & reverse repurchase agreements$441,0006,179
Net loans & leases$377,386,0001,275
Loan loss allowance$3,411,0001,661
Trading account assets$0252
Bank premises and fixed assets$6,690,0001,937
Other real estate owned$01,117
Goodwill and other intangibles$453,0002,178
All other assets$14,263,0001,321
Life insurance assets$8,538,000765
Total liabilities and capital$613,503,0001,101
Total liabilities$563,494,0001,077
Total deposits$505,292,0001,017
Interest-bearing deposits$451,853,000996
Deposits held in domestic offices$505,292,0001,014
% insured0.00%1
Federal funds purchased & repurchase agreements$43,136,000534
Trading liabilities$086
Other borrowed funds$10,600,0002,799
Subordinated debt$0251
All other liabilities$4,466,0001,318
Total equity capital$50,009,0001,396
Total bank equity capital$50,009,0001,396
Perpetual preferred stock$0108
Common stock$320,0004,830
Surplus$2,280,0005,466
Undivided profits$47,409,000781
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,557,0002,912
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$2,754,0001,371
Earning assets$576,552,0001,080
Long-term assets (5+ years)$239,490,000537
Average Assets, year-to-date$609,425,0001,097
Average Assets, quarterly$609,425,0001,097
Volatile liabilities$115,573,0001,260
Insider loans$4,469,0001,724
FHLB advances$10,000,0002,760
Loans and leases held for sale$1,126,000888
Unused loan commitments$77,279,0001,245
Tier 1 (core) risk-based capital$47,866,0001,342
Tier 2 risk-based capital$3,411,0001,567
Total risk weighted assets$424,645,0001,198
Total unused commitments$77,279,0001,246
Derivatives$1,400,000866
2007-12-31Rank
# of Employees:1531,103
Assets and Liabilities
Total Assets:$605,347,0001,109
Cash and due from depository institutions$14,065,0001,103
Interest-bearing balances$322,0003,546
Securities$191,376,000630
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$378,425,0001,262
Loan loss allowance$3,279,0001,683
Trading account assets$0237
Bank premises and fixed assets$6,728,0001,913
Other real estate owned$01,103
Goodwill and other intangibles$451,0002,189
All other assets$14,302,0001,331
Life insurance assets$8,651,000749
Total liabilities and capital$605,347,0001,109
Total liabilities$556,562,0001,083
Total deposits$494,124,0001,033
Interest-bearing deposits$444,081,0001,007
Deposits held in domestic offices$494,124,0001,029
% insured0.00%1
Federal funds purchased & repurchase agreements$58,390,000438
Trading liabilities$078
Other borrowed funds$600,0005,085
Subordinated debt$0248
All other liabilities$3,448,0001,593
Total equity capital$48,785,0001,420
Total bank equity capital$48,785,0001,420
Perpetual preferred stock$0111
Common stock$320,0004,857
Surplus$2,280,0005,463
Undivided profits$46,185,000804
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,615,0002,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$2,742,0001,485
Earning assets$570,123,0001,072
Long-term assets (5+ years)$234,967,000530
Average Assets, year-to-date$604,450,0001,071
Average Assets, quarterly$598,048,5001,106
Volatile liabilities$123,579,0001,185
Insider loans$4,519,0001,681
FHLB advances$05,108
Loans and leases held for sale$688,0001,075
Unused loan commitments$77,264,0001,268
Tier 1 (core) risk-based capital$47,491,0001,351
Tier 2 risk-based capital$3,279,0001,607
Total risk weighted assets$418,286,0001,208
Total unused commitments$77,264,0001,268
Derivatives$150,0001,014
2007-09-30Rank
# of Employees:1531,104
Assets and Liabilities
Total Assets:$590,750,0001,113
Cash and due from depository institutions$16,605,0001,104
Interest-bearing balances$319,0003,426
Securities$187,247,000660
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$364,053,0001,284
Loan loss allowance$3,001,0001,754
Trading account assets$0244
Bank premises and fixed assets$6,508,0001,938
Other real estate owned$01,104
Goodwill and other intangibles$462,0002,171
All other assets$15,875,0001,182
Life insurance assets$8,545,000736
Total liabilities and capital$590,750,0001,113
Total liabilities$543,615,0001,085
Total deposits$494,539,0001,033
Interest-bearing deposits$440,107,0001,003
Deposits held in domestic offices$494,539,0001,030
% insured0.00%1
Federal funds purchased & repurchase agreements$45,389,000503
Trading liabilities$078
Other borrowed funds$600,0005,059
Subordinated debt$0244
All other liabilities$3,087,0001,752
Total equity capital$47,135,0001,456
Total bank equity capital$47,135,0001,456
Perpetual preferred stock$0113
Common stock$320,0004,860
Surplus$2,280,0005,439
Undivided profits$44,535,000837
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,084,0002,991
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$3,088,0001,405
Earning assets$551,619,0001,094
Long-term assets (5+ years)$229,740,000528
Average Assets, year-to-date$604,225,7501,071
Average Assets, quarterly$596,261,5001,096
Volatile liabilities$106,854,0001,320
Insider loans$4,583,0001,613
FHLB advances$05,081
Loans and leases held for sale$01,751
Unused loan commitments$75,691,0001,308
Tier 1 (core) risk-based capital$46,842,0001,372
Tier 2 risk-based capital$3,001,0001,713
Total risk weighted assets$409,091,0001,209
Total unused commitments$75,691,0001,309
Derivatives$396,000923
2007-06-30Rank
# of Employees:1571,090
Assets and Liabilities
Total Assets:$601,773,0001,109
Cash and due from depository institutions$11,676,0001,090
Interest-bearing balances$139,0004,327
Securities$183,403,000667
Federal funds sold & reverse repurchase agreements$9,656,0001,635
Net loans & leases$373,193,0001,259
Loan loss allowance$2,872,0001,834
Trading account assets$0245
Bank premises and fixed assets$6,424,0001,952
Other real estate owned$01,090
Goodwill and other intangibles$469,0002,184
All other assets$16,952,0001,125
Life insurance assets$8,465,000735
Total liabilities and capital$601,773,0001,109
Total liabilities$556,680,0001,074
Total deposits$502,641,0001,030
Interest-bearing deposits$450,439,000999
Deposits held in domestic offices$502,641,0001,027
% insured0.00%1
Federal funds purchased & repurchase agreements$50,281,000463
Trading liabilities$087
Other borrowed funds$600,0005,003
Subordinated debt$0258
All other liabilities$3,158,0001,648
Total equity capital$45,093,0001,515
Total bank equity capital$45,093,0001,515
Perpetual preferred stock$0111
Common stock$320,0004,890
Surplus$2,280,0005,447
Undivided profits$42,493,000861
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$887,0003,112
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$3,060,0001,308
Earning assets$566,391,0001,079
Long-term assets (5+ years)$235,780,000508
Average Assets, year-to-date$608,717,6701,080
Average Assets, quarterly$608,054,5001,088
Volatile liabilities$109,680,0001,276
Insider loans$4,624,0001,586
FHLB advances$05,027
Loans and leases held for sale$01,802
Unused loan commitments$69,750,0001,411
Tier 1 (core) risk-based capital$45,978,0001,402
Tier 2 risk-based capital$2,872,0001,780
Total risk weighted assets$408,689,0001,217
Total unused commitments$69,750,0001,412
Derivatives$354,000957
2007-03-31Rank
# of Employees:1551,099
Assets and Liabilities
Total Assets:$614,336,0001,078
Cash and due from depository institutions$12,397,0001,099
Interest-bearing balances$1,006,0002,525
Securities$207,313,000607
Federal funds sold & reverse repurchase agreements$8,075,0002,375
Net loans & leases$360,799,0001,283
Loan loss allowance$2,721,0001,936
Trading account assets$0267
Bank premises and fixed assets$6,324,0001,952
Other real estate owned$01,099
Goodwill and other intangibles$495,0002,156
All other assets$18,933,000969
Life insurance assets$8,484,000719
Total liabilities and capital$614,336,0001,078
Total liabilities$567,879,0001,048
Total deposits$491,167,0001,050
Interest-bearing deposits$437,224,0001,021
Deposits held in domestic offices$491,167,0001,048
% insured0.00%1
Federal funds purchased & repurchase agreements$22,638,000739
Trading liabilities$089
Other borrowed funds$50,600,000839
Subordinated debt$0262
All other liabilities$3,474,0001,565
Total equity capital$46,457,0001,465
Total bank equity capital$46,457,0001,465
Perpetual preferred stock$0113
Common stock$320,0004,900
Surplus$2,280,0005,435
Undivided profits$43,857,000855
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$363,0004,537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,925,0001,336
Earning assets$577,193,0001,059
Long-term assets (5+ years)$225,863,000513
Average Assets, year-to-date$612,190,0001,071
Average Assets, quarterly$612,190,0001,071
Volatile liabilities$84,046,0001,613
Insider loans$4,923,0001,461
FHLB advances$50,000,000773
Loans and leases held for sale$85,0001,713
Unused loan commitments$76,990,0001,320
Tier 1 (core) risk-based capital$45,743,0001,381
Tier 2 risk-based capital$2,721,0001,862
Total risk weighted assets$407,158,0001,197
Total unused commitments$76,990,0001,320
Derivatives$200,0001,007
2006-12-31Rank
# of Employees:1541,102
Assets and Liabilities
Total Assets:$610,044,0001,067
Cash and due from depository institutions$12,431,0001,102
Interest-bearing balances$770,0002,750
Securities$220,248,000574
Federal funds sold & reverse repurchase agreements$11,664,0001,422
Net loans & leases$340,937,0001,341
Loan loss allowance$2,729,0001,897
Trading account assets$0156
Bank premises and fixed assets$6,442,0001,889
Other real estate owned$01,102
Goodwill and other intangibles$515,0002,128
All other assets$17,807,0001,036
Life insurance assets$8,415,000704
Total liabilities and capital$610,044,0001,067
Total liabilities$564,129,0001,042
Total deposits$478,922,0001,057
Interest-bearing deposits$428,182,0001,020
Deposits held in domestic offices$478,922,0001,056
% insured0.00%1
Federal funds purchased & repurchase agreements$29,513,000651
Trading liabilities$077
Other borrowed funds$52,600,000852
Subordinated debt$0264
All other liabilities$3,094,0001,692
Total equity capital$45,915,0001,440
Total bank equity capital$45,915,0001,440
Perpetual preferred stock$0112
Common stock$320,0004,922
Surplus$2,280,0005,424
Undivided profits$43,315,000845
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$425,0004,158
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,874,0001,390
Earning assets$573,619,0001,035
Long-term assets (5+ years)$236,891,000485
Average Assets, year-to-date$587,834,4001,054
Average Assets, quarterly$599,306,0001,078
Volatile liabilities$90,288,0001,638
Insider loans$4,288,0001,663
FHLB advances$52,000,000783
Loans and leases held for sale$170,0001,534
Unused loan commitments$69,926,0001,394
Tier 1 (core) risk-based capital$47,013,0001,321
Tier 2 risk-based capital$2,729,0001,840
Total risk weighted assets$384,859,0001,253
Total unused commitments$69,926,0001,394
Derivatives$752,000862
2006-09-30Rank
# of Employees:1561,110
Assets and Liabilities
Total Assets:$588,568,0001,101
Cash and due from depository institutions$10,723,0001,110
Interest-bearing balances$644,0002,845
Securities$215,367,000593
Federal funds sold & reverse repurchase agreements$7,976,0001,744
Net loans & leases$329,297,0001,381
Loan loss allowance$2,573,0002,006
Trading account assets$0154
Bank premises and fixed assets$6,519,0001,824
Other real estate owned$01,110
Goodwill and other intangibles$541,0002,109
All other assets$18,145,0001,028
Life insurance assets$8,310,000691
Total liabilities and capital$588,568,0001,101
Total liabilities$543,221,0001,070
Total deposits$463,501,0001,085
Interest-bearing deposits$411,847,0001,053
Deposits held in domestic offices$463,501,0001,083
% insured0.00%1
Federal funds purchased & repurchase agreements$21,128,000788
Trading liabilities$074
Other borrowed funds$55,600,000845
Subordinated debt$0269
All other liabilities$2,992,0001,723
Total equity capital$45,347,0001,440
Total bank equity capital$45,347,0001,440
Perpetual preferred stock$0118
Common stock$320,0004,959
Surplus$2,280,0005,424
Undivided profits$42,747,000852
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$189,0005,440
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$3,065,0001,285
Earning assets$553,284,0001,078
Long-term assets (5+ years)$218,703,000530
Average Assets, year-to-date$582,282,0001,079
Average Assets, quarterly$587,968,5001,086
Volatile liabilities$72,768,0001,958
Insider loans$4,281,0001,645
FHLB advances$55,000,000779
Loans and leases held for sale$70,0001,699
Unused loan commitments$79,159,0001,283
Tier 1 (core) risk-based capital$46,637,0001,318
Tier 2 risk-based capital$2,573,0001,938
Total risk weighted assets$380,950,0001,251
Total unused commitments$79,159,0001,284
Derivatives$01,023
2006-06-30Rank
# of Employees:1601,070
Assets and Liabilities
Total Assets:$587,369,0001,084
Cash and due from depository institutions$19,616,0001,070
Interest-bearing balances$296,0003,669
Securities$211,712,000609
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$330,101,0001,355
Loan loss allowance$2,549,0001,999
Trading account assets$0157
Bank premises and fixed assets$6,458,0001,795
Other real estate owned$01,070
Goodwill and other intangibles$566,0002,086
All other assets$18,916,000978
Life insurance assets$8,231,000685
Total liabilities and capital$587,369,0001,084
Total liabilities$544,982,0001,056
Total deposits$462,588,0001,071
Interest-bearing deposits$404,757,0001,046
Deposits held in domestic offices$462,588,0001,069
% insured0.00%1
Federal funds purchased & repurchase agreements$24,113,000745
Trading liabilities$073
Other borrowed funds$55,600,000867
Subordinated debt$0265
All other liabilities$2,681,0001,741
Total equity capital$42,387,0001,485
Total bank equity capital$42,387,0001,485
Perpetual preferred stock$0119
Common stock$320,0004,960
Surplus$2,280,0005,414
Undivided profits$39,787,000882
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$124,0005,861
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$2,724,0001,306
Earning assets$542,109,0001,074
Long-term assets (5+ years)$219,244,000518
Average Assets, year-to-date$580,186,6701,078
Average Assets, quarterly$581,196,0001,085
Volatile liabilities$73,462,0001,905
Insider loans$4,270,0001,611
FHLB advances$55,000,000795
Loans and leases held for sale$01,763
Unused loan commitments$79,050,0001,267
Tier 1 (core) risk-based capital$45,893,0001,304
Tier 2 risk-based capital$2,549,0001,932
Total risk weighted assets$379,393,0001,233
Total unused commitments$79,050,0001,267
Derivatives$168,000961
2006-03-31Rank
# of Employees:1541,094
Assets and Liabilities
Total Assets:$575,023,0001,091
Cash and due from depository institutions$18,761,0001,094
Interest-bearing balances$456,0003,334
Securities$210,203,000626
Federal funds sold & reverse repurchase agreements$7,434,0001,971
Net loans & leases$314,025,0001,379
Loan loss allowance$2,506,0002,010
Trading account assets$0154
Bank premises and fixed assets$5,910,0001,926
Other real estate owned$01,094
Goodwill and other intangibles$592,0002,029
All other assets$18,098,000983
Life insurance assets$8,169,000670
Total liabilities and capital$575,023,0001,091
Total liabilities$532,329,0001,064
Total deposits$460,080,0001,061
Interest-bearing deposits$405,679,0001,019
Deposits held in domestic offices$460,080,0001,059
% insured0.00%1
Federal funds purchased & repurchase agreements$14,683,000929
Trading liabilities$077
Other borrowed funds$55,010,000823
Subordinated debt$0259
All other liabilities$2,556,0001,808
Total equity capital$42,694,0001,445
Total bank equity capital$42,694,0001,445
Perpetual preferred stock$0120
Common stock$320,0004,956
Surplus$2,280,0005,350
Undivided profits$40,094,000866
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,0007,371
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$2,407,0001,399
Earning assets$532,118,0001,081
Long-term assets (5+ years)$221,254,000494
Average Assets, year-to-date$576,595,5001,081
Average Assets, quarterly$576,595,5001,081
Volatile liabilities$65,144,0002,033
Insider loans$4,157,0001,615
FHLB advances$55,000,000755
Loans and leases held for sale$125,0001,547
Unused loan commitments$77,834,0001,255
Tier 1 (core) risk-based capital$45,248,0001,293
Tier 2 risk-based capital$2,506,0001,926
Total risk weighted assets$365,161,0001,255
Total unused commitments$77,834,0001,255
Derivatives$398,000893
2005-12-31Rank
# of Employees:1561,072
Assets and Liabilities
Total Assets:$578,168,0001,082
Cash and due from depository institutions$20,799,0001,072
Interest-bearing balances$1,010,0002,630
Securities$235,103,000571
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$298,957,0001,439
Loan loss allowance$2,526,0001,971
Trading account assets$0155
Bank premises and fixed assets$5,400,0002,083
Other real estate owned$01,072
Goodwill and other intangibles$622,0001,998
All other assets$17,287,0001,016
Life insurance assets$0351
Total liabilities and capital$578,168,0001,082
Total liabilities$535,641,0001,049
Total deposits$458,670,0001,055
Interest-bearing deposits$402,209,0001,012
Deposits held in domestic offices$458,670,0001,053
% insured0.00%1
Federal funds purchased & repurchase agreements$18,996,000807
Trading liabilities$072
Other borrowed funds$55,600,000842
Subordinated debt$0258
All other liabilities$2,375,0001,876
Total equity capital$42,527,0001,430
Total bank equity capital$42,527,0001,430
Perpetual preferred stock$0122
Common stock$320,0004,979
Surplus$2,280,0005,336
Undivided profits$39,927,000862
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,0007,261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$2,572,0001,308
Earning assets$535,070,0001,062
Long-term assets (5+ years)$225,562,000475
Average Assets, year-to-date$576,811,4001,022
Average Assets, quarterly$578,172,0001,061
Volatile liabilities$73,512,0001,796
Insider loans$3,692,0001,778
FHLB advances$55,000,000771
Loans and leases held for sale$134,0001,566
Unused loan commitments$80,838,0001,187
Tier 1 (core) risk-based capital$43,880,0001,304
Tier 2 risk-based capital$2,526,0001,889
Total risk weighted assets$362,056,0001,232
Total unused commitments$80,838,0001,187
Derivatives$448,000827
2005-09-30Rank
# of Employees:1571,049
Assets and Liabilities
Total Assets:$578,176,0001,049
Cash and due from depository institutions$21,993,0001,049
Interest-bearing balances$545,0003,331
Securities$246,450,000546
Federal funds sold & reverse repurchase agreements$1,494,0004,160
Net loans & leases$285,220,0001,482
Loan loss allowance$2,568,0001,914
Trading account assets$0146
Bank premises and fixed assets$5,258,0002,099
Other real estate owned$01,049
Goodwill and other intangibles$634,0001,971
All other assets$17,127,0001,003
Life insurance assets$0341
Total liabilities and capital$578,176,0001,049
Total liabilities$535,481,0001,024
Total deposits$459,864,0001,023
Interest-bearing deposits$403,121,000987
Deposits held in domestic offices$459,864,0001,020
% insured0.00%1
Federal funds purchased & repurchase agreements$17,757,000823
Trading liabilities$063
Other borrowed funds$55,600,000835
Subordinated debt$0251
All other liabilities$2,260,0001,888
Total equity capital$42,695,0001,397
Total bank equity capital$42,695,0001,397
Perpetual preferred stock$0120
Common stock$320,0004,986
Surplus$2,280,0005,298
Undivided profits$40,095,000861
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,0007,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$2,639,0001,208
Earning assets$533,709,0001,043
Long-term assets (5+ years)$226,998,000463
Average Assets, year-to-date$576,472,2501,014
Average Assets, quarterly$574,407,0001,043
Volatile liabilities$66,055,0001,893
Insider loans$3,564,0001,810
FHLB advances$55,000,000774
Loans and leases held for sale$300,0001,417
Unused loan commitments$77,823,0001,209
Tier 1 (core) risk-based capital$43,090,0001,308
Tier 2 risk-based capital$2,568,0001,832
Total risk weighted assets$357,271,0001,222
Total unused commitments$77,823,0001,209
Derivatives$1,029,000734
2005-06-30Rank
# of Employees:165989
Assets and Liabilities
Total Assets:$570,638,0001,038
Cash and due from depository institutions$20,106,000989
Interest-bearing balances$774,0003,002
Securities$254,028,000530
Federal funds sold & reverse repurchase agreements$2,442,0003,236
Net loans & leases$270,850,0001,525
Loan loss allowance$2,585,0001,864
Trading account assets$0148
Bank premises and fixed assets$5,371,0002,007
Other real estate owned$0989
Goodwill and other intangibles$650,0001,945
All other assets$17,191,000979
Life insurance assets$0339
Total liabilities and capital$570,638,0001,038
Total liabilities$527,459,0001,014
Total deposits$457,953,000994
Interest-bearing deposits$400,075,000954
Deposits held in domestic offices$457,953,000992
% insured0.00%1
Federal funds purchased & repurchase agreements$11,713,0001,054
Trading liabilities$065
Other borrowed funds$55,600,000846
Subordinated debt$0251
All other liabilities$2,193,0001,834
Total equity capital$43,179,0001,358
Total bank equity capital$43,179,0001,358
Perpetual preferred stock$0118
Common stock$320,0004,981
Surplus$2,280,0005,278
Undivided profits$40,579,000837
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,0007,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$2,509,0001,153
Earning assets$528,094,0001,032
Long-term assets (5+ years)$224,039,000474
Average Assets, year-to-date$575,904,3301,003
Average Assets, quarterly$573,976,0001,016
Volatile liabilities$58,440,0002,010
Insider loans$3,594,0001,748
FHLB advances$55,000,000782
Loans and leases held for sale$433,0001,295
Unused loan commitments$77,331,0001,176
Tier 1 (core) risk-based capital$42,161,0001,302
Tier 2 risk-based capital$2,585,0001,780
Total risk weighted assets$348,248,0001,233
Total unused commitments$77,331,0001,176
Derivatives$592,000753
2005-03-31Rank
# of Employees:1611,000
Assets and Liabilities
Total Assets:$577,314,0001,010
Cash and due from depository institutions$18,090,0001,000
Interest-bearing balances$1,106,0002,608
Securities$268,305,000509
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$267,407,0001,490
Loan loss allowance$2,606,0001,819
Trading account assets$0148
Bank premises and fixed assets$5,539,0001,916
Other real estate owned$01,000
Goodwill and other intangibles$674,0001,915
All other assets$17,299,000949
Life insurance assets$0333
Total liabilities and capital$577,314,0001,010
Total liabilities$536,761,000982
Total deposits$469,070,000947
Interest-bearing deposits$415,267,000909
Deposits held in domestic offices$469,070,000943
% insured0.00%1
Federal funds purchased & repurchase agreements$9,415,0001,131
Trading liabilities$065
Other borrowed funds$55,600,000808
Subordinated debt$0265
All other liabilities$2,676,0001,547
Total equity capital$40,553,0001,407
Total bank equity capital$40,553,0001,407
Perpetual preferred stock$0120
Common stock$320,0005,014
Surplus$2,280,0005,290
Undivided profits$37,953,000866
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$56,0006,804
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$2,901,000953
Earning assets$536,818,000991
Long-term assets (5+ years)$235,835,000466
Average Assets, year-to-date$578,537,500997
Average Assets, quarterly$578,537,500997
Volatile liabilities$51,954,0002,109
Insider loans$2,464,0002,352
FHLB advances$55,000,000741
Loans and leases held for sale$489,0001,174
Unused loan commitments$75,835,0001,167
Tier 1 (core) risk-based capital$41,381,0001,307
Tier 2 risk-based capital$2,606,0001,740
Total risk weighted assets$345,716,0001,208
Total unused commitments$75,835,0001,167
Derivatives$873,000665
2004-12-31Rank
# of Employees:1631,003
Assets and Liabilities
Total Assets:$579,761,0001,001
Cash and due from depository institutions$19,020,0001,003
Interest-bearing balances$975,0002,850
Securities$269,895,000517
Federal funds sold & reverse repurchase agreements$3,159,0003,102
Net loans & leases$265,748,0001,491
Loan loss allowance$2,612,0001,793
Trading account assets$0153
Bank premises and fixed assets$5,640,0001,861
Other real estate owned$01,003
Goodwill and other intangibles$697,0001,896
All other assets$15,602,0001,026
Life insurance assets$0334
Total liabilities and capital$579,761,0001,001
Total liabilities$537,634,000970
Total deposits$466,488,000937
Interest-bearing deposits$413,885,000902
Deposits held in domestic offices$466,488,000936
% insured0.00%1
Federal funds purchased & repurchase agreements$12,774,0001,008
Trading liabilities$066
Other borrowed funds$55,600,000831
Subordinated debt$0272
All other liabilities$2,772,0001,467
Total equity capital$42,127,0001,361
Total bank equity capital$42,127,0001,361
Perpetual preferred stock$0118
Common stock$320,0005,029
Surplus$2,280,0005,275
Undivided profits$39,527,000847
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$469,0003,919
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$2,531,0001,081
Earning assets$539,777,000991
Long-term assets (5+ years)$232,143,000477
Average Assets, year-to-date$562,340,200980
Average Assets, quarterly$586,483,000974
Volatile liabilities$57,349,0001,893
Insider loans$2,520,0002,309
FHLB advances$55,000,000754
Loans and leases held for sale$312,0001,323
Unused loan commitments$81,788,0001,068
Tier 1 (core) risk-based capital$40,273,0001,318
Tier 2 risk-based capital$2,612,0001,736
Total risk weighted assets$354,529,0001,163
Total unused commitments$81,788,0001,068
Derivatives$654,000655
2004-09-30Rank
# of Employees:1601,007
Assets and Liabilities
Total Assets:$593,205,000959
Cash and due from depository institutions$21,751,0001,007
Interest-bearing balances$1,240,0002,630
Securities$277,078,000505
Federal funds sold & reverse repurchase agreements$11,779,000968
Net loans & leases$258,718,0001,491
Loan loss allowance$2,591,0001,797
Trading account assets$0149
Bank premises and fixed assets$5,844,0001,736
Other real estate owned$01,007
Goodwill and other intangibles$735,0001,829
All other assets$17,300,000896
Life insurance assets$0330
Total liabilities and capital$593,205,000959
Total liabilities$551,157,000922
Total deposits$484,074,000891
Interest-bearing deposits$428,073,000857
Deposits held in domestic offices$484,074,000888
% insured0.00%1
Federal funds purchased & repurchase agreements$8,860,0001,208
Trading liabilities$068
Other borrowed funds$55,600,000834
Subordinated debt$0276
All other liabilities$2,623,0001,539
Total equity capital$42,048,0001,349
Total bank equity capital$42,048,0001,349
Perpetual preferred stock$0124
Common stock$320,0005,050
Surplus$2,280,0005,256
Undivided profits$39,448,000851
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$525,0003,857
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$2,865,000964
Earning assets$548,815,000948
Long-term assets (5+ years)$243,388,000468
Average Assets, year-to-date$557,985,000985
Average Assets, quarterly$573,870,500975
Volatile liabilities$59,636,0001,803
Insider loans$2,520,0002,274
FHLB advances$55,000,000755
Loans and leases held for sale$113,0001,656
Unused loan commitments$74,497,0001,158
Tier 1 (core) risk-based capital$39,820,0001,318
Tier 2 risk-based capital$2,591,0001,720
Total risk weighted assets$353,824,0001,138
Total unused commitments$74,497,0001,159
Derivatives$230,000724
2004-06-30Rank
# of Employees:1611,013
Assets and Liabilities
Total Assets:$554,536,0001,010
Cash and due from depository institutions$22,225,0001,013
Interest-bearing balances$333,0003,971
Securities$251,766,000556
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$257,421,0001,458
Loan loss allowance$2,898,0001,584
Trading account assets$0153
Bank premises and fixed assets$5,271,0001,946
Other real estate owned$01,013
Goodwill and other intangibles$758,0001,801
All other assets$17,095,000927
Life insurance assets$0323
Total liabilities and capital$554,536,0001,010
Total liabilities$516,259,000972
Total deposits$443,569,000958
Interest-bearing deposits$385,071,000942
Deposits held in domestic offices$443,569,000954
% insured0.00%1
Federal funds purchased & repurchase agreements$14,443,000935
Trading liabilities$069
Other borrowed funds$55,600,000837
Subordinated debt$0288
All other liabilities$2,647,0001,421
Total equity capital$38,277,0001,422
Total bank equity capital$38,277,0001,422
Perpetual preferred stock$0126
Common stock$320,0005,083
Surplus$2,280,0005,258
Undivided profits$35,677,000885
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$465,0004,164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$2,386,0001,096
Earning assets$509,520,000994
Long-term assets (5+ years)$276,052,000435
Average Assets, year-to-date$546,245,000997
Average Assets, quarterly$545,802,0001,010
Volatile liabilities$61,652,0001,702
Insider loans$2,475,0002,274
FHLB advances$55,000,000758
Loans and leases held for sale$125,0001,632
Unused loan commitments$63,385,0001,287
Tier 1 (core) risk-based capital$39,025,0001,323
Tier 2 risk-based capital$2,898,0001,520
Total risk weighted assets$342,744,0001,145
Total unused commitments$63,385,0001,288
Derivatives$305,000689
2004-03-31Rank
# of Employees:1531,073
Assets and Liabilities
Total Assets:$537,068,0001,030
Cash and due from depository institutions$18,658,0001,073
Interest-bearing balances$1,247,0002,825
Securities$254,129,000562
Federal funds sold & reverse repurchase agreements$10,859,0001,338
Net loans & leases$232,205,0001,585
Loan loss allowance$2,919,0001,577
Trading account assets$0144
Bank premises and fixed assets$5,088,0001,972
Other real estate owned$01,073
Goodwill and other intangibles$736,0001,822
All other assets$15,393,000967
Life insurance assets$0322
Total liabilities and capital$537,068,0001,030
Total liabilities$494,788,0001,013
Total deposits$426,234,000993
Interest-bearing deposits$374,354,000968
Deposits held in domestic offices$426,234,000990
% insured0.00%1
Federal funds purchased & repurchase agreements$9,477,0001,111
Trading liabilities$070
Other borrowed funds$55,237,000773
Subordinated debt$0287
All other liabilities$3,840,0001,195
Total equity capital$42,280,0001,316
Total bank equity capital$42,280,0001,316
Perpetual preferred stock$0129
Common stock$320,0005,093
Surplus$2,280,0005,249
Undivided profits$39,680,000832
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$639,0003,596
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$2,282,0001,133
Earning assets$498,440,0001,018
Long-term assets (5+ years)$213,509,000516
Average Assets, year-to-date$542,099,5001,012
Average Assets, quarterly$542,099,5001,012
Volatile liabilities$52,753,0001,889
Insider loans$7,301,000758
FHLB advances$55,000,000699
Loans and leases held for sale$213,0001,595
Unused loan commitments$63,697,0001,238
Tier 1 (core) risk-based capital$38,253,0001,344
Tier 2 risk-based capital$2,919,0001,511
Total risk weighted assets$322,283,0001,185
Total unused commitments$63,697,0001,242
Derivatives$915,000616
2003-12-31Rank
# of Employees:1541,069
Assets and Liabilities
Total Assets:$547,131,0001,017
Cash and due from depository institutions$21,508,0001,069
Interest-bearing balances$823,0003,151
Securities$269,142,000545
Federal funds sold & reverse repurchase agreements$4,532,0002,472
Net loans & leases$230,636,0001,570
Loan loss allowance$2,929,0001,569
Trading account assets$0168
Bank premises and fixed assets$5,090,0001,944
Other real estate owned$01,069
Goodwill and other intangibles$778,0001,780
All other assets$15,445,000975
Life insurance assets$01
Total liabilities and capital$547,131,0001,017
Total liabilities$507,267,000986
Total deposits$438,639,000967
Interest-bearing deposits$388,171,000939
Deposits held in domestic offices$438,639,000964
% insured0.00%1
Federal funds purchased & repurchase agreements$9,816,0001,146
Trading liabilities$072
Other borrowed funds$55,600,000798
Subordinated debt$0293
All other liabilities$3,212,0001,293
Total equity capital$39,864,0001,367
Total bank equity capital$39,864,0001,367
Perpetual preferred stock$0131
Common stock$320,0005,133
Surplus$2,280,0005,238
Undivided profits$37,264,000860
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$829,0003,084
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$2,823,000941
Earning assets$505,133,0001,006
Long-term assets (5+ years)$255,847,000451
Average Assets, year-to-date$528,597,2001,010
Average Assets, quarterly$550,367,000999
Volatile liabilities$52,254,0001,889
Insider loans$6,653,000799
FHLB advances$55,000,000716
Loans and leases held for sale$1,439,000750
Unused loan commitments$58,770,0001,280
Tier 1 (core) risk-based capital$37,301,0001,372
Tier 2 risk-based capital$2,929,0001,501
Total risk weighted assets$323,563,0001,167
Total unused commitments$58,770,0001,282
Derivatives$598,000589
2003-09-30Rank
# of Employees:1531,099
Assets and Liabilities
Total Assets:$553,603,0001,005
Cash and due from depository institutions$19,417,0001,099
Interest-bearing balances$856,0003,248
Securities$277,846,000528
Federal funds sold & reverse repurchase agreements$7,196,0001,940
Net loans & leases$227,635,0001,579
Loan loss allowance$2,935,0001,569
Trading account assets$0165
Bank premises and fixed assets$5,179,0001,891
Other real estate owned$01,099
Goodwill and other intangibles$795,0001,746
All other assets$15,535,000968
Life insurance assets$01
Total liabilities and capital$553,603,0001,005
Total liabilities$513,523,000980
Total deposits$445,848,000972
Interest-bearing deposits$395,437,000944
Deposits held in domestic offices$445,848,000969
% insured0.00%1
Federal funds purchased & repurchase agreements$8,671,0001,178
Trading liabilities$072
Other borrowed funds$55,260,000777
Subordinated debt$0293
All other liabilities$3,744,0001,214
Total equity capital$40,080,0001,371
Total bank equity capital$40,080,0001,371
Perpetual preferred stock$0137
Common stock$320,0005,161
Surplus$2,280,0005,216
Undivided profits$37,480,000850
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$66,0007,251
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,477,0001,111
Earning assets$513,533,000995
Long-term assets (5+ years)$258,713,000440
Average Assets, year-to-date$523,963,7501,036
Average Assets, quarterly$539,527,0001,025
Volatile liabilities$55,102,0001,750
Insider loans$6,666,000782
FHLB advances$55,000,000701
Loans and leases held for sale$889,0001,197
Unused loan commitments$59,541,0001,285
Tier 1 (core) risk-based capital$36,797,0001,398
Tier 2 risk-based capital$2,935,0001,485
Total risk weighted assets$322,655,0001,174
Total unused commitments$59,541,0001,288
Derivatives$827,000589
2003-06-30Rank
# of Employees:1521,109
Assets and Liabilities
Total Assets:$525,451,0001,054
Cash and due from depository institutions$25,310,0001,109
Interest-bearing balances$492,0003,948
Securities$232,258,000595
Federal funds sold & reverse repurchase agreements$12,042,0001,306
Net loans & leases$234,593,0001,522
Loan loss allowance$2,937,0001,548
Trading account assets$0170
Bank premises and fixed assets$5,269,0001,827
Other real estate owned$01,109
Goodwill and other intangibles$671,0001,799
All other assets$15,308,000951
Life insurance assets$01
Total liabilities and capital$525,451,0001,054
Total liabilities$485,082,0001,036
Total deposits$417,383,0001,034
Interest-bearing deposits$359,240,0001,019
Deposits held in domestic offices$417,383,0001,033
% insured0.00%1
Federal funds purchased & repurchase agreements$7,346,0001,236
Trading liabilities$074
Other borrowed funds$55,600,000768
Subordinated debt$0266
All other liabilities$4,753,0001,041
Total equity capital$40,369,0001,349
Total bank equity capital$40,369,0001,349
Perpetual preferred stock$0140
Common stock$320,0005,171
Surplus$2,280,0005,193
Undivided profits$37,769,000852
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$530,0004,218
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,574,0001,056
Earning assets$479,385,0001,052
Long-term assets (5+ years)$225,613,000492
Average Assets, year-to-date$514,084,0001,053
Average Assets, quarterly$520,700,0001,048
Volatile liabilities$50,675,0001,861
Insider loans$6,291,000825
FHLB advances$55,000,000690
Loans and leases held for sale$2,356,0001,066
Unused loan commitments$47,187,0001,491
Tier 1 (core) risk-based capital$35,747,0001,403
Tier 2 risk-based capital$2,937,0001,441
Total risk weighted assets$311,063,0001,208
Total unused commitments$47,187,0001,500
Derivatives$2,194,000523
2003-03-31Rank
# of Employees:1511,108
Assets and Liabilities
Total Assets:$515,949,0001,048
Cash and due from depository institutions$21,109,0001,108
Interest-bearing balances$410,0004,012
Securities$236,000,000584
Federal funds sold & reverse repurchase agreements$10,421,0001,642
Net loans & leases$226,945,0001,550
Loan loss allowance$2,933,0001,525
Trading account assets$0169
Bank premises and fixed assets$5,442,0001,728
Other real estate owned$01,108
Goodwill and other intangibles$655,0001,802
All other assets$15,377,000928
Life insurance assets$01
Total liabilities and capital$515,949,0001,048
Total liabilities$476,760,0001,028
Total deposits$410,330,0001,027
Interest-bearing deposits$357,325,0001,019
Deposits held in domestic offices$410,330,0001,025
% insured0.00%1
Federal funds purchased & repurchase agreements$6,192,0001,265
Trading liabilities$079
Other borrowed funds$55,443,000748
Subordinated debt$0265
All other liabilities$4,795,0001,059
Total equity capital$39,189,0001,365
Total bank equity capital$39,189,0001,365
Perpetual preferred stock$0141
Common stock$320,0005,189
Surplus$2,280,0005,172
Undivided profits$36,589,000845
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$633,0003,781
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,436,0001,135
Earning assets$473,776,0001,038
Long-term assets (5+ years)$220,994,000486
Average Assets, year-to-date$508,400,5001,057
Average Assets, quarterly$508,400,5001,057
Volatile liabilities$49,416,0001,869
Insider loans$5,990,000863
FHLB advances$55,000,000673
Loans and leases held for sale$2,368,000930
Unused loan commitments$52,423,0001,339
Tier 1 (core) risk-based capital$35,091,0001,408
Tier 2 risk-based capital$2,933,0001,422
Total risk weighted assets$306,644,0001,204
Total unused commitments$52,423,0001,350
Derivatives$4,586,000442
2002-12-31Rank
# of Employees:1491,119
Assets and Liabilities
Total Assets:$500,852,0001,065
Cash and due from depository institutions$17,445,0001,119
Interest-bearing balances$277,0004,302
Securities$238,297,000556
Federal funds sold & reverse repurchase agreements$10,001,0001,431
Net loans & leases$213,911,0001,623
Loan loss allowance$2,938,0001,490
Trading account assets$0170
Bank premises and fixed assets$5,497,0001,691
Other real estate owned$01,119
Goodwill and other intangibles$676,0001,768
All other assets$15,025,000924
Life insurance assets$01
Total liabilities and capital$500,852,0001,065
Total liabilities$462,683,0001,055
Total deposits$388,913,0001,061
Interest-bearing deposits$341,834,0001,047
Deposits held in domestic offices$388,913,0001,060
% insured0.00%1
Federal funds purchased & repurchase agreements$13,886,000868
Trading liabilities$075
Other borrowed funds$55,600,000750
Subordinated debt$0258
All other liabilities$4,284,0001,104
Total equity capital$38,169,0001,373
Total bank equity capital$38,169,0001,373
Perpetual preferred stock$0142
Common stock$320,0005,203
Surplus$2,280,0005,137
Undivided profits$35,569,000856
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$657,0003,604
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,710,0001,051
Earning assets$462,486,0001,060
Long-term assets (5+ years)$200,369,000513
Average Assets, year-to-date$480,214,4001,072
Average Assets, quarterly$501,764,5001,063
Volatile liabilities$55,314,0001,687
Insider loans$6,248,000790
FHLB advances$55,000,000664
Loans and leases held for sale$4,159,000764
Unused loan commitments$57,913,0001,204
Tier 1 (core) risk-based capital$33,970,0001,425
Tier 2 risk-based capital$2,938,0001,391
Total risk weighted assets$293,593,0001,222
Total unused commitments$57,913,0001,206
Derivatives$0527
2001-12-31Rank
# of Employees:1441,141
Assets and Liabilities
Total Assets:$447,942,0001,154
Cash and due from depository institutions$18,219,0001,141
Interest-bearing balances$226,0004,344
Securities$204,898,000594
Federal funds sold & reverse repurchase agreements$5,661,0002,506
Net loans & leases$199,366,0001,656
Loan loss allowance$2,845,0001,453
Trading account assets$0182
Bank premises and fixed assets$5,614,0001,578
Other real estate owned$01,141
Goodwill and other intangibles$538,0001,829
All other assets$13,646,000951
Life insurance assets$01
Total liabilities and capital$447,942,0001,154
Total liabilities$415,945,0001,126
Total deposits$344,731,0001,159
Interest-bearing deposits$304,653,0001,136
Deposits held in domestic offices$344,731,0001,155
% insured0.00%1
Federal funds purchased & repurchase agreements$13,017,000938
Trading liabilities$069
Other borrowed funds$53,434,000732
Subordinated debt$0241
All other liabilities$4,763,0001,025
Total equity capital$31,997,0001,540
Total bank equity capital$31,997,0001,540
Perpetual preferred stock$0158
Common stock$320,0005,324
Surplus$2,280,0005,111
Undivided profits$29,397,000965
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$596,0003,783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,497,0001,268
Earning assets$410,151,0001,146
Long-term assets (5+ years)$177,663,000580
Average Assets, year-to-date$412,341,0001,184
Average Assets, quarterly$437,453,5001,149
Volatile liabilities$58,295,0001,553
Insider loans$8,949,000492
FHLB advances$53,000,000653
Loans and leases held for sale$2,122,000893
Unused loan commitments$52,068,0001,219
Tier 1 (core) risk-based capital$30,621,0001,511
Tier 2 risk-based capital$2,845,0001,356
Total risk weighted assets$270,160,0001,266
Total unused commitments$52,068,0001,224
Derivatives$0450
2000-12-31Rank
# of Employees:1431,134
Assets and Liabilities
Total Assets:$368,465,0001,315
Cash and due from depository institutions$14,409,0001,134
Interest-bearing balances$491,0003,093
Securities$154,112,000728
Federal funds sold & reverse repurchase agreements$2,678,0003,651
Net loans & leases$182,284,0001,741
Loan loss allowance$2,950,0001,316
Trading account assets$0175
Bank premises and fixed assets$6,174,0001,381
Other real estate owned$01,134
Goodwill and other intangibles$540,0001,783
All other assets$8,268,0001,182
Life insurance assets$01
Total liabilities and capital$368,465,0001,315
Total liabilities$339,823,0001,281
Total deposits$293,822,0001,287
Interest-bearing deposits$259,049,0001,268
Deposits held in domestic offices$293,822,0001,282
% insured0.00%1
Federal funds purchased & repurchase agreements$17,220,000798
Trading liabilities$077
Other borrowed funds$25,600,0001,144
Subordinated debt$0239
All other liabilities$3,181,0001,401
Total equity capital$28,642,0001,622
Total bank equity capital$28,642,0001,622
Perpetual preferred stock$0178
Common stock$320,0005,490
Surplus$2,280,0005,106
Undivided profits$26,042,0001,025
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$223,0005,477
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$784,0003,475
Earning assets$339,565,0001,303
Long-term assets (5+ years)$150,658,000625
Average Assets, year-to-date$358,505,8001,288
Average Assets, quarterly$366,083,0001,308
Volatile liabilities$35,479,0002,317
Insider loans$6,869,000659
FHLB advances$0771
Loans and leases held for sale$1,642,000570
Unused loan commitments$40,878,0001,359
Tier 1 (core) risk-based capital$28,328,0001,560
Tier 2 risk-based capital$2,836,7401,298
Total risk weighted assets$226,607,4401,443
Total unused commitments$40,878,0001,360
Derivatives$0481
1999-12-31Rank
# of Employees:1391,204
Assets and Liabilities
Total Assets:$347,839,0001,359
Cash and due from depository institutions$19,334,0001,204
Interest-bearing balances$260,0003,765
Securities$143,257,000824
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$170,568,0001,766
Loan loss allowance$3,196,0001,207
Trading account assets$0165
Bank premises and fixed assets$4,839,0001,760
Other real estate owned$348,0001,204
Goodwill and other intangibles$621,0001,759
All other assets$8,872,0001,099
Life insurance assets$01
Total liabilities and capital$347,839,0001,359
Total liabilities$323,027,0001,323
Total deposits$286,311,0001,298
Interest-bearing deposits$250,656,0001,291
Deposits held in domestic offices$286,311,0001,294
% insured0.00%1
Federal funds purchased & repurchase agreements$8,325,0001,334
Trading liabilities$065
Other borrowed funds$25,600,0001,142
Subordinated debt$0242
All other liabilities$2,791,0001,455
Total equity capital$24,812,0001,786
Total bank equity capital$24,812,0001,786
Perpetual preferred stock$0193
Common stock$320,0005,667
Surplus$2,280,0005,130
Undivided profits$22,212,0001,124
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$523,0003,559
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$544,0004,255
Earning assets$314,085,0001,371
Long-term assets (5+ years)$132,210,000747
Average Assets, year-to-date$340,893,2001,332
Average Assets, quarterly$348,803,0001,340
Volatile liabilities$29,311,0002,585
Insider loans$5,687,000801
FHLB advances$0802
Loans and leases held for sale$1,235,000635
Unused loan commitments$38,760,0001,446
Tier 1 (core) risk-based capital$26,977,0001,612
Tier 2 risk-based capital$2,493,5701,390
Total risk weighted assets$198,782,9701,572
Total unused commitments$38,760,0001,448
Derivatives$0488
1998-12-31Rank
# of Employees:1431,171
Assets and Liabilities
Total Assets:$322,021,0001,412
Cash and due from depository institutions$13,929,0001,171
Interest-bearing balances$20,0006,025
Securities$117,457,000993
Federal funds sold & reverse repurchase agreements$4,869,0003,491
Net loans & leases$173,492,0001,616
Loan loss allowance$2,951,0001,246
Trading account assets$0197
Bank premises and fixed assets$4,520,0001,773
Other real estate owned$696,0001,171
Goodwill and other intangibles$610,0001,710
All other assets$6,448,0001,258
Life insurance assets$01
Total liabilities and capital$322,021,0001,412
Total liabilities$296,334,0001,385
Total deposits$279,223,0001,319
Interest-bearing deposits$240,140,0001,329
Deposits held in domestic offices$279,223,0001,315
% insured0.00%1
Federal funds purchased & repurchase agreements$14,243,000863
Trading liabilities$069
Other borrowed funds$248,0004,521
Subordinated debt$0255
All other liabilities$2,620,0001,578
Total equity capital$25,687,0001,730
Total bank equity capital$25,687,0001,730
Perpetual preferred stock$0199
Common stock$320,0005,739
Surplus$2,280,0005,010
Undivided profits$23,087,0001,113
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$511,0003,923
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$590,0003,936
Earning assets$295,838,0001,413
Long-term assets (5+ years)$86,572,0001,012
Average Assets, year-to-date$312,841,8001,387
Average Assets, quarterly$316,548,5001,421
Volatile liabilities$32,068,0002,046
Insider loans$6,552,000629
FHLB advances$0740
Loans and leases held for sale$4,883,000534
Unused loan commitments$36,422,0001,435
Tier 1 (core) risk-based capital$24,685,0001,690
Tier 2 risk-based capital$2,431,9601,360
Total risk weighted assets$194,037,6601,485
Total unused commitments$36,422,0001,440
Derivatives$0527
1997-12-31Rank
# of Employees:1351,306
Assets and Liabilities
Total Assets:$303,939,0001,510
Cash and due from depository institutions$12,444,0001,306
Interest-bearing balances$06,604
Securities$114,345,0001,006
Federal funds sold & reverse repurchase agreements$2,022,0004,926
Net loans & leases$165,050,0001,714
Loan loss allowance$2,670,0001,391
Trading account assets$0203
Bank premises and fixed assets$4,066,0001,942
Other real estate owned$1,564,0001,306
Goodwill and other intangibles$560,0001,696
All other assets$3,888,0001,888
Life insurance assets$01
Total liabilities and capital$303,939,0001,510
Total liabilities$279,939,0001,479
Total deposits$267,166,0001,395
Interest-bearing deposits$228,474,0001,402
Deposits held in domestic offices$267,166,0001,389
% insured0.00%1
Federal funds purchased & repurchase agreements$9,742,0001,084
Trading liabilities$080
Other borrowed funds$600,0003,899
Subordinated debt$0260
All other liabilities$2,431,0001,726
Total equity capital$24,000,0001,860
Total bank equity capital$24,000,0001,860
Perpetual preferred stock$0223
Common stock$320,0005,980
Surplus$2,280,0005,008
Undivided profits$21,400,0001,216
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,368,0001,900
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$637,0003,731
Earning assets$281,417,0001,492
Long-term assets (5+ years)$89,444,000848
Average Assets, year-to-date$290,867,4001,495
Average Assets, quarterly$296,995,0001,511
Volatile liabilities$26,044,0002,394
Insider loans$6,734,000596
FHLB advances$0780
Loans and leases held for sale$1,398,000707
Unused loan commitments$34,925,0001,397
Tier 1 (core) risk-based capital$23,089,9001,837
Tier 2 risk-based capital$2,297,8901,352
Total risk weighted assets$183,459,3901,530
Total unused commitments$34,925,0001,400
Derivatives$0533
1996-12-31Rank
# of Employees:1361,360
Assets and Liabilities
Total Assets:$279,827,0001,669
Cash and due from depository institutions$12,458,0001,360
Interest-bearing balances$06,640
Securities$94,785,0001,255
Federal funds sold & reverse repurchase agreements$6,480,0002,029
Net loans & leases$156,693,0001,843
Loan loss allowance$2,585,0001,517
Trading account assets$0240
Bank premises and fixed assets$4,358,0001,819
Other real estate owned$1,395,0001,360
Goodwill and other intangibles$38,0002,935
All other assets$3,620,0002,083
Life insurance assets$01
Total liabilities and capital$279,827,0001,669
Total liabilities$257,672,0001,642
Total deposits$246,744,0001,558
Interest-bearing deposits$214,711,0001,557
Deposits held in domestic offices$246,744,0001,546
% insured0.00%1
Federal funds purchased & repurchase agreements$8,156,0001,275
Trading liabilities$097
Other borrowed funds$519,0003,894
Subordinated debt$0298
All other liabilities$2,253,0001,844
Total equity capital$22,155,0002,018
Total bank equity capital$22,155,0002,018
Perpetual preferred stock$0250
Common stock$320,0006,332
Surplus$2,280,0005,075
Undivided profits$19,555,0001,328
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,865,0001,138
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$668,0003,451
Earning assets$257,958,0001,657
Long-term assets (5+ years)$84,988,000826
Average Assets, year-to-date$278,460,6001,611
Average Assets, quarterly$282,983,0001,647
Volatile liabilities$22,808,0002,627
Insider loans$3,353,0001,290
FHLB advances$0882
Loans and leases held for sale$1,012,000752
Unused loan commitments$33,883,0001,409
Tier 1 (core) risk-based capital$22,191,0001,944
Tier 2 risk-based capital$2,160,6901,481
Total risk weighted assets$172,431,1901,668
Total unused commitments$33,883,0001,418
Derivatives$0549
1995-12-31Rank
# of Employees:1341,419
Assets and Liabilities
Total Assets:$275,789,0001,698
Cash and due from depository institutions$12,944,0001,419
Interest-bearing balances$06,853
Securities$97,586,0001,274
Federal funds sold & reverse repurchase agreements$2,907,0004,458
Net loans & leases$153,573,0001,858
Loan loss allowance$2,384,0001,665
Trading account assets$0261
Bank premises and fixed assets$4,536,0001,699
Other real estate owned$775,0001,419
Goodwill and other intangibles$03,181
All other assets$3,468,0002,232
Life insurance assets$01
Total liabilities and capital$275,789,0001,698
Total liabilities$255,193,0001,678
Total deposits$242,887,0001,606
Interest-bearing deposits$211,005,0001,605
Deposits held in domestic offices$242,887,0001,594
% insured0.00%1
Federal funds purchased & repurchase agreements$9,896,0001,119
Trading liabilities$0110
Other borrowed funds$203,0004,004
Subordinated debt$0337
All other liabilities$2,207,0001,937
Total equity capital$20,596,0002,161
Total bank equity capital$20,596,0002,161
Perpetual preferred stock$0288
Common stock$320,0006,677
Surplus$2,280,0005,106
Undivided profits$17,996,0001,475
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,760,000789
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$803,0002,922
Earning assets$254,066,0001,699
Long-term assets (5+ years)$72,510,000886
Average Assets, year-to-date$271,882,8001,664
Average Assets, quarterly$277,998,5001,676
Volatile liabilities$24,551,0002,211
Insider loans$4,626,000958
FHLB advances$0855
Loans and leases held for sale$661,000933
Unused loan commitments$28,683,0001,537
Tier 1 (core) risk-based capital$20,487,0002,084
Tier 2 risk-based capital$2,126,9801,497
Total risk weighted assets$169,900,9801,675
Total unused commitments$28,683,0001,547
Derivatives$0628
1994-12-31Rank
# of Employees:1411,402
Assets and Liabilities
Total Assets:$268,048,0001,714
Cash and due from depository institutions$11,389,0001,402
Interest-bearing balances$07,034
Securities$85,284,0001,511
Federal funds sold & reverse repurchase agreements$8,400,0001,104
Net loans & leases$151,969,0001,830
Loan loss allowance$2,024,0001,943
Trading account assets$0286
Bank premises and fixed assets$4,906,0001,512
Other real estate owned$1,973,0001,402
Goodwill and other intangibles$03,133
All other assets$4,127,0002,005
Life insurance assets$01
Total liabilities and capital$268,048,0001,714
Total liabilities$250,476,0001,682
Total deposits$240,896,0001,576
Interest-bearing deposits$212,706,0001,569
Deposits held in domestic offices$240,896,0001,566
% insured0.00%1
Federal funds purchased & repurchase agreements$6,937,0001,529
Trading liabilities$087
Other borrowed funds$600,0003,587
Subordinated debt$0372
All other liabilities$2,043,0001,764
Total equity capital$17,572,0002,317
Total bank equity capital$17,572,0002,317
Perpetual preferred stock$0310
Common stock$320,0007,058
Surplus$2,280,0005,076
Undivided profits$14,972,0001,580
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,626,000837
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$796,0002,563
Earning assets$245,653,0001,717
Long-term assets (5+ years)$58,715,0001,044
Average Assets, year-to-date$259,079,0001,721
Average Assets, quarterly$260,457,0001,754
Volatile liabilities$24,483,0002,143
Insider loans$5,070,000834
FHLB advances$0993
Loans and leases held for sale$174,0001,115
Unused loan commitments$29,756,0001,435
Tier 1 (core) risk-based capital$19,459,0002,111
Tier 2 risk-based capital$2,024,0001,557
Total risk weighted assets$171,296,7001,627
Total unused commitments$29,756,0001,446
Derivatives$0687
1993-12-31Rank
# of Employees:1531,368
Assets and Liabilities
Total Assets:$256,640,0001,807
Cash and due from depository institutions$8,630,0001,368
Interest-bearing balances$07,655
Securities$81,773,0001,692
Federal funds sold & reverse repurchase agreements$5,386,0002,597
Net loans & leases$150,543,0001,818
Loan loss allowance$2,221,0001,899
Trading account assets$0330
Bank premises and fixed assets$4,738,0001,553
Other real estate owned$2,604,0001,368
Goodwill and other intangibles$03,091
All other assets$2,966,0002,445
Life insurance assets$01
Total liabilities and capital$256,640,0001,807
Total liabilities$238,177,0001,772
Total deposits$231,125,0001,708
Interest-bearing deposits$204,054,0001,690
Deposits held in domestic offices$231,125,0001,691
% insured0.00%1
Federal funds purchased & repurchase agreements$4,579,0001,567
Trading liabilities$01
Other borrowed funds$600,0003,203
Subordinated debt$0413
All other liabilities$1,873,0001,899
Total equity capital$18,463,0002,188
Total bank equity capital$18,463,0002,188
Perpetual preferred stock$0343
Common stock$320,0007,429
Surplus$2,280,0005,048
Undivided profits$15,863,0001,491
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,617,000887
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$715,0002,512
Earning assets$237,702,0001,788
Long-term assets (5+ years)$64,996,000979
Average Assets, year-to-date$251,922,0001,790
Average Assets, quarterly$254,564,5001,804
Volatile liabilities$9,596,0004,216
Insider loans$2,352,0001,751
FHLB advances$0821
Loans and leases held for sale$2,268,000755
Unused loan commitments$32,240,0001,356
Tier 1 (core) risk-based capital$18,066,0002,160
Tier 2 risk-based capital$2,093,1201,510
Total risk weighted assets$167,321,6201,649
Total unused commitments$32,240,0001,378
Derivatives$0714
1992-12-31Rank
# of Employees:1491,464
Assets and Liabilities
Total Assets:$254,995,0001,864
Cash and due from depository institutions$14,179,0001,464
Interest-bearing balances$08,059
Securities$76,028,0001,777
Federal funds sold & reverse repurchase agreements$900,0008,972
Net loans & leases$152,422,0001,838
Loan loss allowance$2,928,0001,567
Trading account assets$0344
Bank premises and fixed assets$4,213,0001,741
Other real estate owned$3,871,0001,464
Goodwill and other intangibles$03,106
All other assets$3,382,0002,266
Life insurance assets$01
Total liabilities and capital$254,995,0001,864
Total liabilities$238,204,0001,850
Total deposits$231,185,0001,803
Interest-bearing deposits$204,921,0001,779
Deposits held in domestic offices$231,185,0001,793
% insured0.00%1
Federal funds purchased & repurchase agreements$3,754,0001,574
Trading liabilities$01
Other borrowed funds$600,0002,986
Subordinated debt$0482
All other liabilities$2,665,0001,510
Total equity capital$16,791,0002,295
Total bank equity capital$16,791,0002,295
Perpetual preferred stock$0346
Common stock$320,0007,808
Surplus$2,280,0004,963
Undivided profits$14,191,0001,539
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,456,000930
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$748,0002,668
Earning assets$229,350,0001,894
Long-term assets (5+ years)$47,977,0001,217
Average Assets, year-to-date$245,313,2001,903
Average Assets, quarterly$252,842,0001,862
Volatile liabilities$16,990,0002,709
Insider loans$470,0001,959
FHLB advances$0832
Loans and leases held for sale$5,730,000319
Unused loan commitments$30,607,0001,347
Tier 1 (core) risk-based capital$16,791,0002,240
Tier 2 risk-based capital$2,133,6001,503
Total risk weighted assets$169,893,4001,672
Total unused commitments$30,607,0001,363
Derivatives$0651