Home > QNB Bank > Income and Expense

QNB Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,565,000713
Total interest expense$28,927,000604
Net interest income$39,638,000817
Provision for loan and lease losses$-844,0004,500
Total noninterest income$6,934,000958
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,511,000726
Trading account gains and feesNANA
Additional Noninterest Income$5,423,000841
Total noninterest expense$33,718,000803
Salaries and employee benefits$18,921,000801
Premises and equipment expense$3,310,000789
Additional noninterest expense$5,423,000841
Pre-tax net operating income$13,698,000922
Securities gains (losses)$-2,058,0004,404
Applicable income taxes$2,245,000912
Income before extraordinary items$9,395,0001,063
Extraordinary gains, net$054
Net income$9,395,0001,075
Minority interest net income$088
Net income of bank and minority interests.$9,395,0001,066
Net charge-offs$-238,0004,471
Cash dividends$4,407,000890
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,061,980942
2023-09-30 (YTD Data)Rank
Total interest income$49,462,000732
Total interest expense$19,862,000608
Net interest income$29,600,000827
Provision for loan and lease losses$-1,137,0004,548
Total noninterest income$5,225,000972
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,133,000728
Trading account gains and feesNANA
Additional Noninterest Income$4,092,000850
Total noninterest expense$25,072,000808
Salaries and employee benefits$14,235,000814
Premises and equipment expense$2,450,000802
Additional noninterest expense$4,092,000850
Pre-tax net operating income$10,890,000911
Securities gains (losses)$-257,0004,252
Applicable income taxes$2,065,000816
Income before extraordinary items$8,568,000942
Extraordinary gains, net$052
Net income$8,568,000947
Minority interest net income$081
Net income of bank and minority interests.$8,568,000942
Net charge-offs$-219,0004,481
Cash dividends$3,214,000841
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,776,170935
2023-06-30 (YTD Data)Rank
Total interest income$31,110,000742
Total interest expense$11,578,000613
Net interest income$19,532,000834
Provision for loan and lease losses$-1,596,0004,594
Total noninterest income$3,395,000931
Gross Fiduciary activities income$0931
Service charges on deposit accounts$748,000729
Trading account gains and feesNANA
Additional Noninterest Income$2,647,000810
Total noninterest expense$16,469,000807
Salaries and employee benefits$9,287,000819
Premises and equipment expense$1,600,000804
Additional noninterest expense$2,647,000810
Pre-tax net operating income$8,054,000841
Securities gains (losses)$-257,0004,380
Applicable income taxes$1,563,000761
Income before extraordinary items$6,234,000888
Extraordinary gains, net$051
Net income$6,234,000900
Minority interest net income$081
Net income of bank and minority interests.$6,234,000888
Net charge-offs$-494,0004,604
Cash dividends$2,415,000761
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,439,600863
2023-03-31 (YTD Data)Rank
Total interest income$15,372,000744
Total interest expense$5,046,000606
Net interest income$10,326,000798
Provision for loan and lease losses$-1,805,0004,661
Total noninterest income$1,694,000937
Gross Fiduciary activities income$0913
Service charges on deposit accounts$370,000742
Trading account gains and feesNANA
Additional Noninterest Income$1,324,000800
Total noninterest expense$8,134,000825
Salaries and employee benefits$4,543,000847
Premises and equipment expense$796,000841
Additional noninterest expense$1,324,000800
Pre-tax net operating income$5,691,000650
Securities gains (losses)$-257,0004,474
Applicable income taxes$1,147,000612
Income before extraordinary items$4,287,000699
Extraordinary gains, net$04
Net income$4,287,000698
Minority interest net income$048
Net income of bank and minority interests.$4,287,000698
Net charge-offs$-532,0004,650
Cash dividends$1,228,000702
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,490,030683
2022-12-31 (YTD Data)Rank
Total interest income$52,063,000716
Total interest expense$7,924,000554
Net interest income$44,139,000753
Provision for loan and lease losses$-850,0004,590
Total noninterest income$6,728,000984
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,476,000747
Trading account gains and feesNANA
Additional Noninterest Income$5,252,000877
Total noninterest expense$31,233,000846
Salaries and employee benefits$17,221,000858
Premises and equipment expense$3,316,000778
Additional noninterest expense$5,252,000877
Pre-tax net operating income$20,484,000739
Securities gains (losses)$-139,0004,010
Applicable income taxes$3,900,000709
Income before extraordinary items$16,445,000741
Extraordinary gains, net$05
Net income$16,445,000742
Minority interest net income$063
Net income of bank and minority interests.$16,445,000742
Net charge-offs$-197,0004,432
Cash dividends$4,329,000877
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,557,590752
2022-09-30 (YTD Data)Rank
Total interest income$37,415,000715
Total interest expense$4,464,000511
Net interest income$32,951,000736
Provision for loan and lease losses$02,835
Total noninterest income$5,047,0001,007
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,104,000761
Trading account gains and feesNANA
Additional Noninterest Income$3,943,000896
Total noninterest expense$23,199,000846
Salaries and employee benefits$12,785,000854
Premises and equipment expense$2,501,000772
Additional noninterest expense$3,943,000896
Pre-tax net operating income$14,799,000758
Securities gains (losses)$4,000563
Applicable income taxes$2,766,000731
Income before extraordinary items$12,037,000758
Extraordinary gains, net$04
Net income$12,037,000758
Minority interest net income$057
Net income of bank and minority interests.$12,037,000758
Net charge-offs$-154,0004,409
Cash dividends$3,206,000806
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,033,760766
2022-06-30 (YTD Data)Rank
Total interest income$23,959,000709
Total interest expense$2,297,000517
Net interest income$21,662,000730
Provision for loan and lease losses$02,599
Total noninterest income$3,330,000994
Gross Fiduciary activities income$0925
Service charges on deposit accounts$714,000773
Trading account gains and feesNANA
Additional Noninterest Income$2,616,000912
Total noninterest expense$15,428,000830
Salaries and employee benefits$8,418,000852
Premises and equipment expense$1,691,000756
Additional noninterest expense$5,319,000733
Pre-tax net operating income$9,564,000735
Securities gains (losses)$4,000504
Applicable income taxes$1,778,000711
Income before extraordinary items$7,790,000726
Extraordinary gains, net$04
Net income$7,790,000726
Minority interest net income$060
Net income of bank and minority interests.$7,790,000726
Net charge-offs$-113,0004,413
Cash dividends$2,313,000751
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,786,760740
2022-03-31 (YTD Data)Rank
Total interest income$11,722,000702
Total interest expense$1,073,000518
Net interest income$10,649,000722
Provision for loan and lease losses$02,285
Total noninterest income$1,642,0001,006
Gross Fiduciary activities income$0892
Service charges on deposit accounts$352,000775
Trading account gains and feesNANA
Additional Noninterest Income$1,290,000926
Total noninterest expense$7,756,000825
Salaries and employee benefits$4,244,000852
Premises and equipment expense$855,000758
Additional noninterest expense$2,657,000732
Pre-tax net operating income$4,535,000742
Securities gains (losses)$1,000563
Applicable income taxes$828,000726
Income before extraordinary items$3,708,000743
Extraordinary gains, net$04
Net income$3,708,000743
Minority interest net income$050
Net income of bank and minority interests.$3,708,000743
Net charge-offs$-47,0004,384
Cash dividends$1,183,000696
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,707,180748
2021-12-31 (YTD Data)Rank
Total interest income$46,384,000727
Total interest expense$4,643,000585
Net interest income$41,741,000736
Provision for loan and lease losses$458,0001,122
Total noninterest income$7,273,0001,040
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,194,000840
Trading account gains and feesNANA
Additional Noninterest Income$6,079,000940
Total noninterest expense$30,730,000828
Salaries and employee benefits$17,351,000829
Premises and equipment expense$3,429,000765
Additional noninterest expense$9,950,000783
Pre-tax net operating income$17,826,000815
Securities gains (losses)$18,0001,546
Applicable income taxes$3,237,000815
Income before extraordinary items$14,607,000835
Extraordinary gains, net$010
Net income$14,607,000836
Minority interest net income$074
Net income of bank and minority interests.$14,607,000836
Net charge-offs$100,0001,346
Cash dividends$5,733,000722
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,592,240823
2021-09-30 (YTD Data)Rank
Total interest income$34,544,000744
Total interest expense$3,513,000602
Net interest income$31,031,000753
Provision for loan and lease losses$458,000869
Total noninterest income$5,542,0001,049
Gross Fiduciary activities income$0957
Service charges on deposit accounts$859,000870
Trading account gains and feesNANA
Additional Noninterest Income$4,683,000934
Total noninterest expense$22,641,000850
Salaries and employee benefits$12,833,000854
Premises and equipment expense$2,571,000773
Additional noninterest expense$7,237,000800
Pre-tax net operating income$13,474,000850
Securities gains (losses)$18,0001,444
Applicable income taxes$2,422,000863
Income before extraordinary items$11,070,000868
Extraordinary gains, net$08
Net income$11,070,000868
Minority interest net income$069
Net income of bank and minority interests.$11,070,000868
Net charge-offs$70,0001,227
Cash dividends$4,637,000626
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,055,240851
2021-06-30 (YTD Data)Rank
Total interest income$22,923,000742
Total interest expense$2,376,000625
Net interest income$20,547,000753
Provision for loan and lease losses$458,000653
Total noninterest income$3,739,0001,039
Gross Fiduciary activities income$0951
Service charges on deposit accounts$530,000900
Trading account gains and feesNANA
Additional Noninterest Income$3,209,000923
Total noninterest expense$14,893,000857
Salaries and employee benefits$8,296,000873
Premises and equipment expense$1,736,000768
Additional noninterest expense$4,861,000785
Pre-tax net operating income$8,935,000841
Securities gains (losses)$5,0001,571
Applicable income taxes$1,599,000864
Income before extraordinary items$7,341,000862
Extraordinary gains, net$06
Net income$7,341,000862
Minority interest net income$067
Net income of bank and minority interests.$7,341,000862
Net charge-offs$82,000984
Cash dividends$2,905,000645
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,336,900842
2021-03-31 (YTD Data)Rank
Total interest income$11,638,000731
Total interest expense$1,214,000655
Net interest income$10,424,000732
Provision for loan and lease losses$275,000645
Total noninterest income$2,022,000999
Gross Fiduciary activities income$0922
Service charges on deposit accounts$268,000864
Trading account gains and feesNANA
Additional Noninterest Income$1,754,000887
Total noninterest expense$7,261,000865
Salaries and employee benefits$3,997,000890
Premises and equipment expense$901,000758
Additional noninterest expense$2,363,000788
Pre-tax net operating income$4,910,000782
Securities gains (losses)$3,0001,244
Applicable income taxes$875,000812
Income before extraordinary items$4,038,000798
Extraordinary gains, net$03
Net income$4,038,000798
Minority interest net income$055
Net income of bank and minority interests.$4,038,000798
Net charge-offs$-14,0004,191
Cash dividends$1,854,000497
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,035,540781
2020-12-31 (YTD Data)Rank
Total interest income$43,347,000772
Total interest expense$6,445,000742
Net interest income$36,902,000783
Provision for loan and lease losses$1,250,0001,387
Total noninterest income$7,245,0001,002
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,192,000811
Trading account gains and feesNANA
Additional Noninterest Income$6,053,000905
Total noninterest expense$28,703,000848
Salaries and employee benefits$16,429,000838
Premises and equipment expense$3,471,000748
Additional noninterest expense$8,803,000819
Pre-tax net operating income$14,194,000777
Securities gains (losses)$24,0002,043
Applicable income taxes$2,465,000810
Income before extraordinary items$11,753,000822
Extraordinary gains, net$04
Net income$11,753,000823
Minority interest net income$072
Net income of bank and minority interests.$11,753,000822
Net charge-offs$311,0001,263
Cash dividends$4,413,000849
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,733,080787
2020-09-30 (YTD Data)Rank
Total interest income$32,581,000775
Total interest expense$5,107,000758
Net interest income$27,474,000782
Provision for loan and lease losses$1,000,0001,363
Total noninterest income$4,988,0001,025
Gross Fiduciary activities income$0981
Service charges on deposit accounts$860,000833
Trading account gains and feesNANA
Additional Noninterest Income$4,128,000920
Total noninterest expense$21,157,000847
Salaries and employee benefits$12,158,000833
Premises and equipment expense$2,551,000747
Additional noninterest expense$6,448,000815
Pre-tax net operating income$10,305,000777
Securities gains (losses)$16,0001,993
Applicable income taxes$1,778,000805
Income before extraordinary items$8,543,000817
Extraordinary gains, net$04
Net income$8,543,000817
Minority interest net income$065
Net income of bank and minority interests.$8,543,000817
Net charge-offs$122,0001,541
Cash dividends$3,073,000797
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,529,720790
2020-06-30 (YTD Data)Rank
Total interest income$21,902,000770
Total interest expense$3,674,000767
Net interest income$18,228,000781
Provision for loan and lease losses$750,0001,265
Total noninterest income$2,953,0001,052
Gross Fiduciary activities income$0970
Service charges on deposit accounts$593,000819
Trading account gains and feesNANA
Additional Noninterest Income$2,360,000955
Total noninterest expense$14,009,000843
Salaries and employee benefits$8,000,000836
Premises and equipment expense$1,679,000759
Additional noninterest expense$4,330,000807
Pre-tax net operating income$6,422,000747
Securities gains (losses)$1,0002,174
Applicable income taxes$1,087,000779
Income before extraordinary items$5,336,000805
Extraordinary gains, net$04
Net income$5,336,000805
Minority interest net income$065
Net income of bank and minority interests.$5,336,000805
Net charge-offs$173,0001,084
Cash dividends$1,986,000825
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,335,170773
2020-03-31 (YTD Data)Rank
Total interest income$11,249,000744
Total interest expense$2,168,000727
Net interest income$9,081,000761
Provision for loan and lease losses$500,000883
Total noninterest income$1,420,0001,019
Gross Fiduciary activities income$0941
Service charges on deposit accounts$380,000775
Trading account gains and feesNANA
Additional Noninterest Income$1,040,000946
Total noninterest expense$7,231,000825
Salaries and employee benefits$4,047,000830
Premises and equipment expense$849,000764
Additional noninterest expense$2,335,000769
Pre-tax net operating income$2,770,000797
Securities gains (losses)$01,705
Applicable income taxes$454,000796
Income before extraordinary items$2,316,000824
Extraordinary gains, net$04
Net income$2,316,000824
Minority interest net income$056
Net income of bank and minority interests.$2,316,000824
Net charge-offs$53,0001,179
Cash dividends$1,004,000798
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,316,000811
2019-12-31 (YTD Data)Rank
Total interest income$46,126,000745
Total interest expense$10,124,000677
Net interest income$36,002,000764
Provision for loan and lease losses$1,300,000738
Total noninterest income$5,989,000993
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,582,000773
Trading account gains and fees$0135
Additional Noninterest Income$4,407,000904
Total noninterest expense$27,881,000822
Salaries and employee benefits$15,968,000824
Premises and equipment expense$3,285,000771
Additional noninterest expense$8,628,000798
Pre-tax net operating income$12,810,000856
Securities gains (losses)$-26,0004,942
Applicable income taxes$2,136,000856
Income before extraordinary items$10,648,000897
Extraordinary gains, net$011
Net income$10,648,000898
Minority interest net income$076
Net income of bank and minority interests.$10,648,000898
Net charge-offs$247,0001,506
Cash dividends$3,820,0001,005
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,669,580875
2019-09-30 (YTD Data)Rank
Total interest income$34,595,000751
Total interest expense$7,689,000678
Net interest income$26,906,000769
Provision for loan and lease losses$925,000721
Total noninterest income$4,425,000990
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,166,000780
Trading account gains and fees$0129
Additional Noninterest Income$3,259,000902
Total noninterest expense$20,294,000843
Salaries and employee benefits$11,550,000841
Premises and equipment expense$2,361,000803
Additional noninterest expense$6,383,000798
Pre-tax net operating income$10,112,000840
Securities gains (losses)$-36,0005,066
Applicable income taxes$1,704,000854
Income before extraordinary items$8,372,000872
Extraordinary gains, net$011
Net income$8,372,000873
Minority interest net income$072
Net income of bank and minority interests.$8,372,000873
Net charge-offs$265,0001,107
Cash dividends$2,958,000901
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,401,880849
2019-06-30 (YTD Data)Rank
Total interest income$22,865,000749
Total interest expense$5,054,000671
Net interest income$17,811,000774
Provision for loan and lease losses$375,0001,044
Total noninterest income$2,902,000989
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$762,000790
Trading account gains and fees$0131
Additional Noninterest Income$2,140,000888
Total noninterest expense$13,380,000848
Salaries and employee benefits$7,512,000852
Premises and equipment expense$1,557,000822
Additional noninterest expense$4,311,000802
Pre-tax net operating income$6,958,000793
Securities gains (losses)$-39,0005,129
Applicable income taxes$1,183,000815
Income before extraordinary items$5,736,000826
Extraordinary gains, net$011
Net income$5,736,000826
Minority interest net income$069
Net income of bank and minority interests.$5,736,000826
Net charge-offs$45,0001,906
Cash dividends$2,003,000855
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,768,370798
2019-03-31 (YTD Data)Rank
Total interest income$11,224,000760
Total interest expense$2,454,000682
Net interest income$8,770,000786
Provision for loan and lease losses$225,000848
Total noninterest income$1,376,0001,001
Gross Fiduciary activities income$0972
Service charges on deposit accounts$370,000800
Trading account gains and fees$0126
Additional Noninterest Income$1,006,000900
Total noninterest expense$6,670,000846
Salaries and employee benefits$3,755,000854
Premises and equipment expense$762,000848
Additional noninterest expense$2,153,000792
Pre-tax net operating income$3,251,000829
Securities gains (losses)$-39,0005,236
Applicable income taxes$536,000861
Income before extraordinary items$2,676,000865
Extraordinary gains, net$05
Net income$2,676,000864
Minority interest net income$052
Net income of bank and minority interests.$2,676,000864
Net charge-offs$44,0001,286
Cash dividends$983,000863
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,708,370833
2018-12-31 (YTD Data)Rank
Total interest income$42,934,000744
Total interest expense$8,185,000624
Net interest income$34,749,000765
Provision for loan and lease losses$1,130,000813
Total noninterest income$5,610,0001,012
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,590,000777
Trading account gains and fees$0126
Additional Noninterest Income$4,020,000915
Total noninterest expense$25,677,000861
Salaries and employee benefits$14,293,000871
Premises and equipment expense$2,896,000861
Additional noninterest expense$8,488,000808
Pre-tax net operating income$13,552,000814
Securities gains (losses)$3,000894
Applicable income taxes$1,813,000935
Income before extraordinary items$11,742,000806
Extraordinary gains, net$06
Net income$11,742,000804
Minority interest net income$072
Net income of bank and minority interests.$11,742,000805
Net charge-offs$137,0001,921
Cash dividends$4,027,000865
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,739,390804
2018-09-30 (YTD Data)Rank
Total interest income$31,806,000735
Total interest expense$5,802,000617
Net interest income$26,004,000762
Provision for loan and lease losses$943,000674
Total noninterest income$4,168,0001,032
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,166,000791
Trading account gains and fees$0138
Additional Noninterest Income$3,002,000926
Total noninterest expense$18,935,000873
Salaries and employee benefits$10,500,000892
Premises and equipment expense$2,117,000881
Additional noninterest expense$6,318,000802
Pre-tax net operating income$10,294,000802
Securities gains (losses)$3,000888
Applicable income taxes$1,720,000805
Income before extraordinary items$8,577,000820
Extraordinary gains, net$05
Net income$8,577,000819
Minority interest net income$066
Net income of bank and minority interests.$8,577,000819
Net charge-offs$139,0001,478
Cash dividends$2,915,000800
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,574,510815
2018-06-30 (YTD Data)Rank
Total interest income$20,952,000734
Total interest expense$3,580,000617
Net interest income$17,372,000759
Provision for loan and lease losses$375,0001,014
Total noninterest income$2,809,0001,023
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$774,000791
Trading account gains and fees$0130
Additional Noninterest Income$2,035,000928
Total noninterest expense$12,584,000879
Salaries and employee benefits$6,914,000900
Premises and equipment expense$1,419,000882
Additional noninterest expense$4,251,000792
Pre-tax net operating income$7,222,000753
Securities gains (losses)$3,000768
Applicable income taxes$1,227,000763
Income before extraordinary items$5,998,000772
Extraordinary gains, net$06
Net income$5,998,000771
Minority interest net income$065
Net income of bank and minority interests.$5,998,000771
Net charge-offs$24,0002,148
Cash dividends$2,021,000754
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,995,510767
2018-03-31 (YTD Data)Rank
Total interest income$10,454,000732
Total interest expense$1,718,000604
Net interest income$8,736,000751
Provision for loan and lease losses$188,000995
Total noninterest income$1,274,0001,083
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$396,000780
Trading account gains and fees$0123
Additional Noninterest Income$878,0001,012
Total noninterest expense$6,141,000908
Salaries and employee benefits$3,323,000939
Premises and equipment expense$693,000902
Additional noninterest expense$2,125,000778
Pre-tax net operating income$3,681,000726
Securities gains (losses)$-1,0004,986
Applicable income taxes$625,000729
Income before extraordinary items$3,055,000741
Extraordinary gains, net$07
Net income$3,055,000741
Minority interest net income$052
Net income of bank and minority interests.$3,055,000741
Net charge-offs$-8,0004,650
Cash dividends$1,104,000655
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,055,830742
2017-12-31 (YTD Data)Rank
Total interest income$37,919,000756
Total interest expense$5,680,000609
Net interest income$32,239,000785
Provision for loan and lease losses$1,400,000679
Total noninterest income$5,527,0001,044
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,559,000792
Trading account gains and fees$27,000136
Additional Noninterest Income$3,941,000963
Total noninterest expense$23,558,000912
Salaries and employee benefits$13,019,000926
Premises and equipment expense$3,648,000691
Additional noninterest expense$6,891,000949
Pre-tax net operating income$12,808,000793
Securities gains (losses)$23,0001,271
Applicable income taxes$5,347,000639
Income before extraordinary items$7,484,000961
Extraordinary gains, net$09
Net income$7,484,000961
Minority interest net income$076
Net income of bank and minority interests.$7,484,000961
Net charge-offs$953,000716
Cash dividends$3,382,000940
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,469,280951
2017-09-30 (YTD Data)Rank
Total interest income$28,023,000765
Total interest expense$4,105,000615
Net interest income$23,918,000792
Provision for loan and lease losses$700,000922
Total noninterest income$4,218,0001,047
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,158,000807
Trading account gains and fees$27,000132
Additional Noninterest Income$3,033,000963
Total noninterest expense$17,602,000914
Salaries and employee benefits$9,765,000932
Premises and equipment expense$2,705,000706
Additional noninterest expense$5,132,000955
Pre-tax net operating income$9,834,000786
Securities gains (losses)$22,0001,272
Applicable income taxes$2,585,000768
Income before extraordinary items$7,271,000830
Extraordinary gains, net$09
Net income$7,271,000830
Minority interest net income$071
Net income of bank and minority interests.$7,271,000830
Net charge-offs$-31,0005,048
Cash dividends$2,512,000880
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,254,720818
2017-06-30 (YTD Data)Rank
Total interest income$18,246,000777
Total interest expense$2,590,000630
Net interest income$15,656,000805
Provision for loan and lease losses$600,000735
Total noninterest income$2,821,0001,045
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$757,000810
Trading account gains and fees$27,000127
Additional Noninterest Income$2,037,000958
Total noninterest expense$11,442,000945
Salaries and employee benefits$6,272,000961
Premises and equipment expense$1,761,000724
Additional noninterest expense$3,409,000959
Pre-tax net operating income$6,435,000782
Securities gains (losses)$8,0001,330
Applicable income taxes$1,677,000756
Income before extraordinary items$4,766,000835
Extraordinary gains, net$011
Net income$4,766,000834
Minority interest net income$071
Net income of bank and minority interests.$4,766,000835
Net charge-offs$-41,0005,234
Cash dividends$1,653,000886
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,760,080822
2017-03-31 (YTD Data)Rank
Total interest income$9,094,000770
Total interest expense$1,256,000626
Net interest income$7,838,000805
Provision for loan and lease losses$300,000670
Total noninterest income$1,296,0001,103
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$366,000832
Trading account gains and fees$17,000127
Additional Noninterest Income$913,0001,023
Total noninterest expense$5,556,000975
Salaries and employee benefits$3,067,000997
Premises and equipment expense$880,000728
Additional noninterest expense$1,609,000997
Pre-tax net operating income$3,278,000747
Securities gains (losses)$24,000485
Applicable income taxes$869,000725
Income before extraordinary items$2,433,000795
Extraordinary gains, net$08
Net income$2,433,000795
Minority interest net income$055
Net income of bank and minority interests.$2,433,000795
Net charge-offs$-25,0005,330
Cash dividends$846,000836
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,415,240789
2016-12-31 (YTD Data)Rank
Total interest income$33,066,000811
Total interest expense$4,733,000633
Net interest income$28,333,000842
Provision for loan and lease losses$30,0003,875
Total noninterest income$5,133,0001,122
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,521,000824
Trading account gains and fees$-40,0005,888
Additional Noninterest Income$3,652,0001,053
Total noninterest expense$22,008,000968
Salaries and employee benefits$11,923,000986
Premises and equipment expense$3,503,000712
Additional noninterest expense$6,582,000999
Pre-tax net operating income$11,428,000824
Securities gains (losses)$108,0001,285
Applicable income taxes$2,895,000807
Income before extraordinary items$8,641,000869
Extraordinary gains, net$05
Net income$8,641,000868
Minority interest net income$082
Net income of bank and minority interests.$8,641,000868
Net charge-offs$190,0001,975
Cash dividends$3,093,000993
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,560,000852
2016-09-30 (YTD Data)Rank
Total interest income$24,621,000816
Total interest expense$3,526,000635
Net interest income$21,095,000838
Provision for loan and lease losses$125,0002,532
Total noninterest income$4,049,0001,085
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,129,000830
Trading account gains and fees$47,000147
Additional Noninterest Income$2,873,0001,021
Total noninterest expense$16,611,000955
Salaries and employee benefits$9,054,000972
Premises and equipment expense$2,607,000719
Additional noninterest expense$4,950,000993
Pre-tax net operating income$8,408,000837
Securities gains (losses)$108,0001,200
Applicable income taxes$2,118,000841
Income before extraordinary items$6,398,000874
Extraordinary gains, net$05
Net income$6,398,000874
Minority interest net income$071
Net income of bank and minority interests.$6,398,000874
Net charge-offs$86,0002,188
Cash dividends$2,364,000901
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,317,000855
2016-06-30 (YTD Data)Rank
Total interest income$16,369,000817
Total interest expense$2,324,000636
Net interest income$14,045,000832
Provision for loan and lease losses$125,0002,071
Total noninterest income$2,696,0001,065
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$729,000847
Trading account gains and fees$86,000124
Additional Noninterest Income$1,881,0001,008
Total noninterest expense$11,026,000962
Salaries and employee benefits$6,000,000980
Premises and equipment expense$1,732,000718
Additional noninterest expense$3,294,0001,000
Pre-tax net operating income$5,590,000840
Securities gains (losses)$109,000907
Applicable income taxes$1,415,000825
Income before extraordinary items$4,284,000858
Extraordinary gains, net$016
Net income$4,284,000857
Minority interest net income$071
Net income of bank and minority interests.$4,284,000857
Net charge-offs$129,0001,419
Cash dividends$1,421,0001,007
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,202,250850
2016-03-31 (YTD Data)Rank
Total interest income$8,229,000814
Total interest expense$1,159,000642
Net interest income$7,070,000830
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,312,0001,065
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$360,000851
Trading account gains and fees$34,000121
Additional Noninterest Income$918,000995
Total noninterest expense$5,488,000958
Salaries and employee benefits$3,038,000975
Premises and equipment expense$866,000734
Additional noninterest expense$1,584,0001,035
Pre-tax net operating income$2,769,000818
Securities gains (losses)$7,0001,613
Applicable income taxes$659,000853
Income before extraordinary items$2,117,000845
Extraordinary gains, net$012
Net income$2,117,000846
Minority interest net income$062
Net income of bank and minority interests.$2,117,000846
Net charge-offs$123,000898
Cash dividends$618,0001,054
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,111,680824
2015-12-31 (YTD Data)Rank
Total interest income$31,696,000811
Total interest expense$4,506,000626
Net interest income$27,190,000834
Provision for loan and lease losses$200,0002,306
Total noninterest income$5,388,0001,067
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,549,000835
Trading account gains and fees$33,000134
Additional Noninterest Income$3,806,000992
Total noninterest expense$22,240,000932
Salaries and employee benefits$11,991,000944
Premises and equipment expense$3,488,000703
Additional noninterest expense$6,761,000977
Pre-tax net operating income$10,138,000880
Securities gains (losses)$147,000911
Applicable income taxes$2,407,000879
Income before extraordinary items$7,878,000905
Extraordinary gains, net$023
Net income$7,878,000905
Minority interest net income$081
Net income of bank and minority interests.$7,878,000905
Net charge-offs$647,000949
Cash dividends$3,228,000921
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,764,810900
2015-09-30 (YTD Data)Rank
Total interest income$23,562,000820
Total interest expense$3,347,000632
Net interest income$20,215,000845
Provision for loan and lease losses$60,0003,107
Total noninterest income$4,082,0001,075
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,159,000838
Trading account gains and fees$17,000143
Additional Noninterest Income$2,906,000989
Total noninterest expense$16,638,000932
Salaries and employee benefits$8,896,000959
Premises and equipment expense$2,621,000717
Additional noninterest expense$5,121,000961
Pre-tax net operating income$7,599,000893
Securities gains (losses)$110,000985
Applicable income taxes$1,811,000905
Income before extraordinary items$5,898,000910
Extraordinary gains, net$021
Net income$5,898,000910
Minority interest net income$078
Net income of bank and minority interests.$5,898,000910
Net charge-offs$392,0001,028
Cash dividends$2,484,000834
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,813,300894
2015-06-30 (YTD Data)Rank
Total interest income$15,472,000829
Total interest expense$2,224,000634
Net interest income$13,248,000852
Provision for loan and lease losses$60,0002,661
Total noninterest income$2,648,0001,103
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$753,000846
Trading account gains and fees$-19,0006,318
Additional Noninterest Income$1,914,0001,001
Total noninterest expense$11,097,000942
Salaries and employee benefits$6,003,000954
Premises and equipment expense$1,770,000714
Additional noninterest expense$3,324,000990
Pre-tax net operating income$4,739,000940
Securities gains (losses)$110,000804
Applicable income taxes$1,116,000954
Income before extraordinary items$3,733,000954
Extraordinary gains, net$022
Net income$3,733,000954
Minority interest net income$075
Net income of bank and minority interests.$3,733,000954
Net charge-offs$406,000757
Cash dividends$1,482,000912
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,648,300947
2015-03-31 (YTD Data)Rank
Total interest income$7,768,000822
Total interest expense$1,120,000625
Net interest income$6,648,000847
Provision for loan and lease losses$03,703
Total noninterest income$1,239,0001,107
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$376,000825
Trading account gains and fees$15,000133
Additional Noninterest Income$848,0001,049
Total noninterest expense$5,490,000944
Salaries and employee benefits$2,975,000952
Premises and equipment expense$883,000727
Additional noninterest expense$1,632,000990
Pre-tax net operating income$2,397,000904
Securities gains (losses)$77,000675
Applicable income taxes$580,000922
Income before extraordinary items$1,894,000907
Extraordinary gains, net$013
Net income$1,894,000907
Minority interest net income$064
Net income of bank and minority interests.$1,894,000907
Net charge-offs$23,0002,046
Cash dividends$741,000838
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,834,710898
2014-12-31 (YTD Data)Rank
Total interest income$30,528,000821
Total interest expense$4,544,000634
Net interest income$25,984,000851
Provision for loan and lease losses$400,0001,663
Total noninterest income$6,580,000906
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,550,000859
Trading account gains and fees$156,000123
Additional Noninterest Income$4,874,000773
Total noninterest expense$21,463,000945
Salaries and employee benefits$11,566,000941
Premises and equipment expense$3,458,000715
Additional noninterest expense$6,439,0001,021
Pre-tax net operating income$10,701,000777
Securities gains (losses)$67,0001,534
Applicable income taxes$2,352,000867
Income before extraordinary items$8,416,000795
Extraordinary gains, net$017
Net income$8,416,000794
Minority interest net income$084
Net income of bank and minority interests.$8,416,000794
Net charge-offs$1,324,000715
Cash dividends$2,925,000942
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,363,740782
2014-09-30 (YTD Data)Rank
Total interest income$22,753,000827
Total interest expense$3,380,000641
Net interest income$19,373,000856
Provision for loan and lease losses$04,401
Total noninterest income$3,982,0001,059
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,139,000884
Trading account gains and fees$155,000108
Additional Noninterest Income$2,688,000987
Total noninterest expense$15,879,000953
Salaries and employee benefits$8,534,000956
Premises and equipment expense$2,581,000722
Additional noninterest expense$4,764,0001,034
Pre-tax net operating income$7,476,000844
Securities gains (losses)$42,0001,545
Applicable income taxes$1,609,000947
Income before extraordinary items$5,909,000840
Extraordinary gains, net$015
Net income$5,909,000839
Minority interest net income$081
Net income of bank and minority interests.$5,909,000839
Net charge-offs$559,0001,059
Cash dividends$2,199,000859
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,875,820830
2014-06-30 (YTD Data)Rank
Total interest income$15,048,000832
Total interest expense$2,225,000656
Net interest income$12,823,000854
Provision for loan and lease losses$04,196
Total noninterest income$2,620,0001,049
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$742,000891
Trading account gains and fees$115,000113
Additional Noninterest Income$1,763,000982
Total noninterest expense$10,436,000962
Salaries and employee benefits$5,587,000977
Premises and equipment expense$1,716,000728
Additional noninterest expense$3,133,0001,036
Pre-tax net operating income$5,007,000810
Securities gains (losses)$43,0001,250
Applicable income taxes$1,079,000908
Income before extraordinary items$3,971,000818
Extraordinary gains, net$020
Net income$3,971,000819
Minority interest net income$080
Net income of bank and minority interests.$3,971,000818
Net charge-offs$25,0003,293
Cash dividends$1,531,000810
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,937,030810
2014-03-31 (YTD Data)Rank
Total interest income$7,494,000830
Total interest expense$1,134,000655
Net interest income$6,360,000861
Provision for loan and lease losses$03,817
Total noninterest income$1,255,0001,054
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$365,000896
Trading account gains and fees$22,000127
Additional Noninterest Income$868,000943
Total noninterest expense$5,175,000981
Salaries and employee benefits$2,775,000997
Premises and equipment expense$854,000742
Additional noninterest expense$1,546,0001,047
Pre-tax net operating income$2,440,000811
Securities gains (losses)$32,000800
Applicable income taxes$521,000906
Income before extraordinary items$1,951,000801
Extraordinary gains, net$016
Net income$1,951,000803
Minority interest net income$066
Net income of bank and minority interests.$1,951,000802
Net charge-offs$106,0001,337
Cash dividends$782,000750
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,925,720797
2013-12-31 (YTD Data)Rank
Total interest income$30,485,000818
Total interest expense$5,033,000663
Net interest income$25,452,000838
Provision for loan and lease losses$400,0002,105
Total noninterest income$5,138,0001,109
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,455,000947
Trading account gains and fees$0184
Additional Noninterest Income$3,683,0001,006
Total noninterest expense$20,090,0001,012
Salaries and employee benefits$10,482,0001,033
Premises and equipment expense$3,352,000723
Additional noninterest expense$6,256,0001,083
Pre-tax net operating income$10,100,000771
Securities gains (losses)$195,000905
Applicable income taxes$2,195,000842
Income before extraordinary items$8,100,000782
Extraordinary gains, net$029
Net income$8,100,000781
Minority interest net income$090
Net income of bank and minority interests.$8,100,000783
Net charge-offs$1,247,0001,063
Cash dividends$3,512,000765
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,945,950783
2013-09-30 (YTD Data)Rank
Total interest income$22,911,000812
Total interest expense$3,857,000660
Net interest income$19,054,000844
Provision for loan and lease losses$250,0002,282
Total noninterest income$3,836,0001,139
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,067,000972
Trading account gains and fees$0180
Additional Noninterest Income$2,769,0001,028
Total noninterest expense$15,050,0001,020
Salaries and employee benefits$7,875,0001,031
Premises and equipment expense$2,494,000733
Additional noninterest expense$4,681,0001,079
Pre-tax net operating income$7,590,000774
Securities gains (losses)$190,000844
Applicable income taxes$1,665,000864
Income before extraordinary items$6,115,000788
Extraordinary gains, net$025
Net income$6,115,000789
Minority interest net income$084
Net income of bank and minority interests.$6,115,000790
Net charge-offs$1,027,000978
Cash dividends$2,099,000846
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,964,900784
2013-06-30 (YTD Data)Rank
Total interest income$15,259,000811
Total interest expense$2,631,000664
Net interest income$12,628,000844
Provision for loan and lease losses$100,0002,924
Total noninterest income$2,562,0001,136
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$673,0001,005
Trading account gains and fees$0157
Additional Noninterest Income$1,889,0001,030
Total noninterest expense$9,955,0001,019
Salaries and employee benefits$5,201,0001,040
Premises and equipment expense$1,681,000725
Additional noninterest expense$3,073,0001,098
Pre-tax net operating income$5,135,000751
Securities gains (losses)$189,000774
Applicable income taxes$1,154,000832
Income before extraordinary items$4,170,000751
Extraordinary gains, net$022
Net income$4,170,000753
Minority interest net income$082
Net income of bank and minority interests.$4,170,000753
Net charge-offs$441,0001,355
Cash dividends$1,390,000847
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,022,580744
2013-03-31 (YTD Data)Rank
Total interest income$7,660,000811
Total interest expense$1,343,000678
Net interest income$6,317,000842
Provision for loan and lease losses$04,409
Total noninterest income$1,390,0001,080
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$334,000999
Trading account gains and fees$0148
Additional Noninterest Income$1,056,000957
Total noninterest expense$4,917,0001,043
Salaries and employee benefits$2,553,0001,067
Premises and equipment expense$849,000734
Additional noninterest expense$1,515,0001,100
Pre-tax net operating income$2,790,000694
Securities gains (losses)$161,000541
Applicable income taxes$670,000717
Income before extraordinary items$2,281,000690
Extraordinary gains, net$010
Net income$2,281,000690
Minority interest net income$076
Net income of bank and minority interests.$2,281,000691
Net charge-offs$421,000858
Cash dividends$691,000739
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,157,030695
2012-12-31 (YTD Data)Rank
Total interest income$33,235,000792
Total interest expense$6,448,000662
Net interest income$26,787,000804
Provision for loan and lease losses$900,0001,884
Total noninterest income$4,982,0001,158
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,345,0001,065
Trading account gains and fees$0166
Additional Noninterest Income$3,637,0001,033
Total noninterest expense$19,467,0001,024
Salaries and employee benefits$10,327,0001,019
Premises and equipment expense$3,133,000769
Additional noninterest expense$6,007,0001,155
Pre-tax net operating income$11,402,000647
Securities gains (losses)$126,0002,084
Applicable income taxes$2,523,000713
Income before extraordinary items$9,005,000675
Extraordinary gains, net$029
Net income$9,005,000675
Minority interest net income$093
Net income of bank and minority interests.$9,005,000675
Net charge-offs$369,0003,041
Cash dividends$2,507,0001,002
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,906,720649
2012-09-30 (YTD Data)Rank
Total interest income$25,252,000790
Total interest expense$5,029,000670
Net interest income$20,223,000812
Provision for loan and lease losses$600,0002,031
Total noninterest income$3,639,0001,160
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$980,0001,096
Trading account gains and fees$0157
Additional Noninterest Income$2,659,0001,033
Total noninterest expense$14,485,0001,035
Salaries and employee benefits$7,725,0001,011
Premises and equipment expense$2,318,000786
Additional noninterest expense$4,442,0001,163
Pre-tax net operating income$8,777,000646
Securities gains (losses)$67,0002,265
Applicable income taxes$1,969,000721
Income before extraordinary items$6,875,000681
Extraordinary gains, net$020
Net income$6,875,000679
Minority interest net income$086
Net income of bank and minority interests.$6,875,000681
Net charge-offs$124,0003,761
Cash dividends$1,946,000812
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,822,740653
2012-06-30 (YTD Data)Rank
Total interest income$17,002,000795
Total interest expense$3,475,000665
Net interest income$13,527,000813
Provision for loan and lease losses$300,0002,388
Total noninterest income$2,452,0001,142
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$625,0001,135
Trading account gains and fees$0153
Additional Noninterest Income$1,827,000987
Total noninterest expense$9,583,0001,040
Salaries and employee benefits$5,133,0001,010
Premises and equipment expense$1,524,000796
Additional noninterest expense$2,926,0001,178
Pre-tax net operating income$6,096,000617
Securities gains (losses)$103,0001,579
Applicable income taxes$1,417,000674
Income before extraordinary items$4,782,000652
Extraordinary gains, net$019
Net income$4,782,000651
Minority interest net income$084
Net income of bank and minority interests.$4,782,000652
Net charge-offs$74,0003,697
Cash dividends$1,303,000786
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,702,690638
2012-03-31 (YTD Data)Rank
Total interest income$8,608,000789
Total interest expense$1,827,000654
Net interest income$6,781,000809
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,242,0001,129
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$310,0001,136
Trading account gains and fees$0148
Additional Noninterest Income$932,000954
Total noninterest expense$4,822,0001,031
Salaries and employee benefits$2,610,000994
Premises and equipment expense$754,000803
Additional noninterest expense$1,458,0001,168
Pre-tax net operating income$2,901,000642
Securities gains (losses)$3,0001,983
Applicable income taxes$643,000709
Income before extraordinary items$2,261,000675
Extraordinary gains, net$019
Net income$2,261,000676
Minority interest net income$078
Net income of bank and minority interests.$2,261,000676
Net charge-offs$85,0002,593
Cash dividends$676,000686
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,258,660653
2011-12-31 (YTD Data)Rank
Total interest income$36,128,000782
Total interest expense$8,091,000717
Net interest income$28,037,000784
Provision for loan and lease losses$2,700,0001,284
Total noninterest income$4,423,0001,149
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,282,0001,144
Trading account gains and fees$0146
Additional Noninterest Income$3,141,0001,005
Total noninterest expense$18,151,0001,080
Salaries and employee benefits$9,801,0001,000
Premises and equipment expense$2,854,000883
Additional noninterest expense$5,496,0001,258
Pre-tax net operating income$11,609,000541
Securities gains (losses)$-94,0007,080
Applicable income taxes$2,531,000656
Income before extraordinary items$8,984,000584
Extraordinary gains, net$029
Net income$8,984,000583
Minority interest net income$096
Net income of bank and minority interests.$8,984,000585
Net charge-offs$2,414,0001,392
Cash dividends$2,575,000764
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$9,057,320566
2011-09-30 (YTD Data)Rank
Total interest income$27,304,000793
Total interest expense$6,180,000743
Net interest income$21,124,000786
Provision for loan and lease losses$1,750,0001,360
Total noninterest income$3,227,0001,179
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$960,0001,153
Trading account gains and fees$0145
Additional Noninterest Income$2,267,0001,029
Total noninterest expense$13,401,0001,099
Salaries and employee benefits$7,275,0001,009
Premises and equipment expense$2,095,000906
Additional noninterest expense$4,031,0001,274
Pre-tax net operating income$9,200,000533
Securities gains (losses)$-64,0007,179
Applicable income taxes$2,087,000603
Income before extraordinary items$7,049,000580
Extraordinary gains, net$021
Net income$7,049,000579
Minority interest net income$087
Net income of bank and minority interests.$7,049,000580
Net charge-offs$1,838,0001,291
Cash dividends$1,964,000654
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,098,280567
2011-06-30 (YTD Data)Rank
Total interest income$18,240,000803
Total interest expense$4,175,000766
Net interest income$14,065,000786
Provision for loan and lease losses$1,100,0001,406
Total noninterest income$2,089,0001,191
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$625,0001,164
Trading account gains and fees$0153
Additional Noninterest Income$1,464,0001,039
Total noninterest expense$8,912,0001,118
Salaries and employee benefits$4,766,0001,041
Premises and equipment expense$1,390,000926
Additional noninterest expense$2,756,0001,286
Pre-tax net operating income$6,142,000533
Securities gains (losses)$-130,0007,341
Applicable income taxes$1,368,000583
Income before extraordinary items$4,644,000569
Extraordinary gains, net$015
Net income$4,644,000565
Minority interest net income$089
Net income of bank and minority interests.$4,644,000569
Net charge-offs$1,205,0001,321
Cash dividends$1,318,000639
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,744,100553
2011-03-31 (YTD Data)Rank
Total interest income$9,075,000811
Total interest expense$2,138,000781
Net interest income$6,937,000802
Provision for loan and lease losses$650,0001,199
Total noninterest income$1,048,0001,172
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$303,0001,179
Trading account gains and fees$0158
Additional Noninterest Income$745,0001,030
Total noninterest expense$4,389,0001,146
Salaries and employee benefits$2,374,0001,058
Premises and equipment expense$700,000945
Additional noninterest expense$1,315,0001,337
Pre-tax net operating income$2,946,000565
Securities gains (losses)$-169,0007,448
Applicable income taxes$599,000637
Income before extraordinary items$2,178,000601
Extraordinary gains, net$09
Net income$2,178,000600
Minority interest net income$086
Net income of bank and minority interests.$2,178,000601
Net charge-offs$413,0001,500
Cash dividends$679,000560
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,309,820554
2010-12-31 (YTD Data)Rank
Total interest income$36,101,000831
Total interest expense$10,270,000789
Net interest income$25,831,000846
Provision for loan and lease losses$3,800,0001,382
Total noninterest income$4,489,0001,174
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,479,0001,028
Trading account gains and fees$0175
Additional Noninterest Income$3,010,0001,066
Total noninterest expense$17,270,0001,173
Salaries and employee benefits$8,948,0001,114
Premises and equipment expense$2,737,000938
Additional noninterest expense$5,585,0001,315
Pre-tax net operating income$9,250,000587
Securities gains (losses)$-255,0007,343
Applicable income taxes$1,816,000787
Income before extraordinary items$7,179,000627
Extraordinary gains, net$029
Net income$7,179,000625
Minority interest net income$0111
Net income of bank and minority interests.$7,179,000628
Net charge-offs$1,062,0002,604
Cash dividends$2,552,000640
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,383,000581
2010-09-30 (YTD Data)Rank
Total interest income$26,935,000850
Total interest expense$7,894,000799
Net interest income$19,041,000866
Provision for loan and lease losses$2,600,0001,396
Total noninterest income$3,256,0001,188
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,138,0001,029
Trading account gains and fees$0165
Additional Noninterest Income$2,118,0001,073
Total noninterest expense$12,731,0001,182
Salaries and employee benefits$6,677,0001,108
Premises and equipment expense$1,980,000984
Additional noninterest expense$4,074,0001,320
Pre-tax net operating income$6,966,000607
Securities gains (losses)$-265,0007,522
Applicable income taxes$1,378,000796
Income before extraordinary items$5,323,000656
Extraordinary gains, net$023
Net income$5,323,000654
Minority interest net income$0110
Net income of bank and minority interests.$5,323,000656
Net charge-offs$685,0002,666
Cash dividends$1,956,000552
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,532,350596
2010-06-30 (YTD Data)Rank
Total interest income$17,837,000871
Total interest expense$5,418,000808
Net interest income$12,419,000890
Provision for loan and lease losses$1,400,0001,588
Total noninterest income$2,180,0001,159
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$773,0001,022
Trading account gains and fees$0152
Additional Noninterest Income$1,407,0001,031
Total noninterest expense$8,281,0001,204
Salaries and employee benefits$4,279,0001,152
Premises and equipment expense$1,299,0001,022
Additional noninterest expense$2,703,0001,321
Pre-tax net operating income$4,918,000563
Securities gains (losses)$-218,0007,603
Applicable income taxes$1,017,000712
Income before extraordinary items$3,683,000606
Extraordinary gains, net$019
Net income$3,683,000606
Minority interest net income$0105
Net income of bank and minority interests.$3,683,000607
Net charge-offs$608,0002,225
Cash dividends$1,291,000538
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,853,040550
2010-03-31 (YTD Data)Rank
Total interest income$8,809,000896
Total interest expense$2,804,000826
Net interest income$6,005,000928
Provision for loan and lease losses$700,0001,467
Total noninterest income$1,061,0001,171
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$388,0001,019
Trading account gains and fees$0175
Additional Noninterest Income$673,0001,041
Total noninterest expense$4,088,0001,230
Salaries and employee benefits$2,127,0001,166
Premises and equipment expense$651,0001,052
Additional noninterest expense$1,310,0001,359
Pre-tax net operating income$2,278,000600
Securities gains (losses)$-151,0007,738
Applicable income taxes$441,000785
Income before extraordinary items$1,686,000665
Extraordinary gains, net$016
Net income$1,686,000667
Minority interest net income$091
Net income of bank and minority interests.$1,686,000669
Net charge-offs$560,0001,498
Cash dividends$652,000512
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,805,290602
2009-12-31 (YTD Data)Rank
Total interest income$35,294,000954
Total interest expense$13,667,000860
Net interest income$21,627,0001,007
Provision for loan and lease losses$4,150,0001,628
Total noninterest income$4,479,0001,196
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,667,0001,045
Trading account gains and fees$0211
Additional Noninterest Income$2,812,0001,092
Total noninterest expense$16,470,0001,261
Salaries and employee benefits$8,467,0001,155
Premises and equipment expense$2,563,0001,065
Additional noninterest expense$5,440,0001,371
Pre-tax net operating income$5,486,000773
Securities gains (losses)$-342,0007,525
Applicable income taxes$721,0001,218
Income before extraordinary items$4,423,000779
Extraordinary gains, net$034
Net income$4,423,000776
Minority interest net income$0115
Net income of bank and minority interests.$4,423,000779
Net charge-offs$1,769,0002,185
Cash dividends$3,390,000516
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,717,120718
2009-09-30 (YTD Data)Rank
Total interest income$26,375,000981
Total interest expense$10,503,000885
Net interest income$15,872,0001,038
Provision for loan and lease losses$2,600,0001,620
Total noninterest income$3,349,0001,215
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,234,0001,057
Trading account gains and fees$0212
Additional Noninterest Income$2,115,0001,107
Total noninterest expense$12,149,0001,268
Salaries and employee benefits$6,229,0001,195
Premises and equipment expense$1,907,0001,083
Additional noninterest expense$4,013,0001,358
Pre-tax net operating income$4,472,000765
Securities gains (losses)$-625,0007,783
Applicable income taxes$561,0001,305
Income before extraordinary items$3,286,000832
Extraordinary gains, net$027
Net income$3,286,000833
Minority interest net income$0118
Net income of bank and minority interests.$3,286,000833
Net charge-offs$863,0002,374
Cash dividends$3,053,000400
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,817,250702
2009-06-30 (YTD Data)Rank
Total interest income$17,447,0001,005
Total interest expense$7,084,000931
Net interest income$10,363,0001,058
Provision for loan and lease losses$1,100,0001,953
Total noninterest income$2,162,0001,266
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$788,0001,084
Trading account gains and fees$0193
Additional Noninterest Income$1,374,0001,162
Total noninterest expense$8,244,0001,267
Salaries and employee benefits$4,127,0001,230
Premises and equipment expense$1,292,0001,090
Additional noninterest expense$2,825,0001,310
Pre-tax net operating income$3,181,000730
Securities gains (losses)$128,0001,306
Applicable income taxes$643,000884
Income before extraordinary items$2,666,000680
Extraordinary gains, net$021
Net income$2,666,000678
Minority interest net income$0112
Net income of bank and minority interests.$2,666,000681
Net charge-offs$352,0002,753
Cash dividends$2,424,000374
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,562,320700
2009-03-31 (YTD Data)Rank
Total interest income$8,607,0001,027
Total interest expense$3,545,000967
Net interest income$5,062,0001,080
Provision for loan and lease losses$600,0001,587
Total noninterest income$1,045,0001,234
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$379,0001,100
Trading account gains and fees$0171
Additional Noninterest Income$666,0001,157
Total noninterest expense$3,906,0001,283
Salaries and employee benefits$2,065,0001,243
Premises and equipment expense$649,0001,102
Additional noninterest expense$1,192,0001,366
Pre-tax net operating income$1,601,000797
Securities gains (losses)$136,000848
Applicable income taxes$345,000935
Income before extraordinary items$1,392,000740
Extraordinary gains, net$015
Net income$1,392,000740
Minority interest net income$0102
Net income of bank and minority interests.$1,392,000742
Net charge-offs$216,0002,078
Cash dividends$1,673,000259
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,283,200754
2008-12-31 (YTD Data)Rank
Total interest income$35,206,0001,078
Total interest expense$15,319,0001,056
Net interest income$19,887,0001,101
Provision for loan and lease losses$1,325,0002,303
Total noninterest income$4,059,0001,263
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,740,0001,026
Trading account gains and fees$0154
Additional Noninterest Income$2,319,0001,171
Total noninterest expense$14,511,0001,345
Salaries and employee benefits$7,916,0001,273
Premises and equipment expense$2,574,0001,089
Additional noninterest expense$4,021,0001,541
Pre-tax net operating income$8,110,000690
Securities gains (losses)$67,0001,412
Applicable income taxes$1,852,000724
Income before extraordinary items$6,325,000630
Extraordinary gains, net$039
Net income$6,325,000630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$768,0002,251
Cash dividends$3,148,000869
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,273,410690
2008-09-30 (YTD Data)Rank
Total interest income$26,399,0001,108
Total interest expense$11,745,0001,074
Net interest income$14,654,0001,146
Provision for loan and lease losses$575,0002,534
Total noninterest income$3,141,0001,264
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,302,0001,041
Trading account gains and fees$0148
Additional Noninterest Income$1,839,0001,181
Total noninterest expense$10,701,0001,346
Salaries and employee benefits$5,881,0001,312
Premises and equipment expense$1,867,0001,120
Additional noninterest expense$2,953,0001,511
Pre-tax net operating income$6,519,000775
Securities gains (losses)$67,0001,228
Applicable income taxes$1,564,000804
Income before extraordinary items$5,022,000722
Extraordinary gains, net$031
Net income$5,022,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0002,336
Cash dividends$2,302,000908
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,971,080773
2008-06-30 (YTD Data)Rank
Total interest income$17,587,0001,125
Total interest expense$7,958,0001,097
Net interest income$9,629,0001,150
Provision for loan and lease losses$425,0002,083
Total noninterest income$2,199,0001,223
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$848,0001,042
Trading account gains and fees$0149
Additional Noninterest Income$1,351,0001,138
Total noninterest expense$7,052,0001,355
Salaries and employee benefits$3,875,0001,340
Premises and equipment expense$1,248,0001,118
Additional noninterest expense$1,929,0001,526
Pre-tax net operating income$4,351,000818
Securities gains (losses)$67,0001,234
Applicable income taxes$1,045,000912
Income before extraordinary items$3,373,000815
Extraordinary gains, net$021
Net income$3,373,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,075
Cash dividends$1,548,000970
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,322,080806
2008-03-31 (YTD Data)Rank
Total interest income$8,770,0001,157
Total interest expense$4,176,0001,122
Net interest income$4,594,0001,204
Provision for loan and lease losses$225,0001,695
Total noninterest income$1,227,0001,125
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$432,0001,002
Trading account gains and fees$0158
Additional Noninterest Income$795,0001,005
Total noninterest expense$3,518,0001,359
Salaries and employee benefits$1,950,0001,336
Premises and equipment expense$629,0001,119
Additional noninterest expense$939,0001,530
Pre-tax net operating income$2,078,000904
Securities gains (losses)$66,000931
Applicable income taxes$491,0001,026
Income before extraordinary items$1,653,000914
Extraordinary gains, net$015
Net income$1,653,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,870
Cash dividends$796,000932
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,602,180899
2007-12-31 (YTD Data)Rank
Total interest income$35,229,0001,197
Total interest expense$17,738,0001,115
Net interest income$17,491,0001,280
Provision for loan and lease losses$700,0001,852
Total noninterest income$3,851,0001,336
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,776,0001,007
Trading account gains and fees$0178
Additional Noninterest Income$2,075,0001,337
Total noninterest expense$14,262,0001,295
Salaries and employee benefits$7,362,0001,380
Premises and equipment expense$2,304,0001,146
Additional noninterest expense$4,596,0001,227
Pre-tax net operating income$6,380,0001,321
Securities gains (losses)$-2,729,0008,471
Applicable income taxes$377,0003,101
Income before extraordinary items$3,274,0001,899
Extraordinary gains, net$039
Net income$3,274,0001,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,233
Cash dividends$2,839,0001,248
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,730,1001,114
2007-09-30 (YTD Data)Rank
Total interest income$26,331,0001,201
Total interest expense$13,334,0001,108
Net interest income$12,997,0001,291
Provision for loan and lease losses$375,0001,954
Total noninterest income$2,826,0001,371
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,319,000997
Trading account gains and fees$0184
Additional Noninterest Income$1,507,0001,370
Total noninterest expense$10,658,0001,294
Salaries and employee benefits$5,476,0001,389
Premises and equipment expense$1,685,0001,171
Additional noninterest expense$3,497,0001,179
Pre-tax net operating income$4,790,0001,411
Securities gains (losses)$-2,729,0008,521
Applicable income taxes$73,0004,691
Income before extraordinary items$1,988,0002,379
Extraordinary gains, net$033
Net income$1,988,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,785
Cash dividends$2,198,0001,139
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,607,8401,113
2007-06-30 (YTD Data)Rank
Total interest income$17,310,0001,240
Total interest expense$8,799,0001,121
Net interest income$8,511,0001,339
Provision for loan and lease losses$225,0001,984
Total noninterest income$1,817,0001,422
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$867,0001,017
Trading account gains and fees$0168
Additional Noninterest Income$950,0001,448
Total noninterest expense$7,363,0001,267
Salaries and employee benefits$3,671,0001,399
Premises and equipment expense$1,117,0001,196
Additional noninterest expense$2,575,0001,078
Pre-tax net operating income$2,740,0001,676
Securities gains (losses)$-2,729,0008,583
Applicable income taxes$-408,0008,528
Income before extraordinary items$419,0004,962
Extraordinary gains, net$029
Net income$419,0004,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,303
Cash dividends$1,479,0001,139
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,148,0001,118
2007-03-31 (YTD Data)Rank
Total interest income$8,519,0001,243
Total interest expense$4,441,0001,092
Net interest income$4,078,0001,398
Provision for loan and lease losses$75,0002,404
Total noninterest income$890,0001,428
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$413,0001,040
Trading account gains and fees$0195
Additional Noninterest Income$477,0001,414
Total noninterest expense$3,272,0001,415
Salaries and employee benefits$1,826,0001,414
Premises and equipment expense$566,0001,195
Additional noninterest expense$880,0001,515
Pre-tax net operating income$1,621,0001,434
Securities gains (losses)$-2,708,0008,637
Applicable income taxes$-569,0008,619
Income before extraordinary items$-518,0008,536
Extraordinary gains, net$022
Net income$-518,0008,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,312
Cash dividends$764,0001,011
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,215,1201,419
2006-12-31 (YTD Data)Rank
Total interest income$31,933,0001,225
Total interest expense$15,906,0001,047
Net interest income$16,027,0001,417
Provision for loan and lease losses$345,0002,546
Total noninterest income$3,803,0001,333
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,812,000976
Trading account gains and fees$0130
Additional Noninterest Income$1,991,0001,366
Total noninterest expense$13,019,0001,372
Salaries and employee benefits$7,202,0001,356
Premises and equipment expense$2,187,0001,168
Additional noninterest expense$3,630,0001,460
Pre-tax net operating income$6,466,0001,500
Securities gains (losses)$-104,0008,220
Applicable income taxes$978,0002,224
Income before extraordinary items$5,384,0001,356
Extraordinary gains, net$051
Net income$5,384,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,656
Cash dividends$2,385,0001,348
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,472,4001,320
2006-09-30 (YTD Data)Rank
Total interest income$23,483,0001,253
Total interest expense$11,477,0001,064
Net interest income$12,006,0001,438
Provision for loan and lease losses$105,0003,999
Total noninterest income$2,795,0001,379
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,352,000985
Trading account gains and fees$0126
Additional Noninterest Income$1,443,0001,392
Total noninterest expense$9,605,0001,399
Salaries and employee benefits$5,353,0001,384
Premises and equipment expense$1,617,0001,201
Additional noninterest expense$2,635,0001,500
Pre-tax net operating income$5,091,0001,487
Securities gains (losses)$146,000375
Applicable income taxes$879,0002,058
Income before extraordinary items$4,358,0001,294
Extraordinary gains, net$045
Net income$4,358,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,004
Cash dividends$1,723,0001,300
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,236,8201,322
2006-06-30 (YTD Data)Rank
Total interest income$15,222,0001,269
Total interest expense$7,239,0001,066
Net interest income$7,983,0001,443
Provision for loan and lease losses$45,0004,580
Total noninterest income$1,824,0001,401
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$881,000995
Trading account gains and fees$0126
Additional Noninterest Income$943,0001,418
Total noninterest expense$6,399,0001,411
Salaries and employee benefits$3,561,0001,390
Premises and equipment expense$1,061,0001,220
Additional noninterest expense$1,777,0001,495
Pre-tax net operating income$3,363,0001,504
Securities gains (losses)$158,000295
Applicable income taxes$589,0002,084
Income before extraordinary items$2,932,0001,278
Extraordinary gains, net$039
Net income$2,932,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,393
Cash dividends$1,028,0001,394
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,800,8601,329
2006-03-31 (YTD Data)Rank
Total interest income$7,411,0001,275
Total interest expense$3,441,0001,054
Net interest income$3,970,0001,448
Provision for loan and lease losses$06,013
Total noninterest income$912,0001,375
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$429,000998
Trading account gains and fees$0115
Additional Noninterest Income$483,0001,371
Total noninterest expense$3,186,0001,420
Salaries and employee benefits$1,778,0001,402
Premises and equipment expense$511,0001,272
Additional noninterest expense$897,0001,467
Pre-tax net operating income$1,696,0001,456
Securities gains (losses)$158,000205
Applicable income taxes$239,0002,343
Income before extraordinary items$1,615,0001,157
Extraordinary gains, net$021
Net income$1,615,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,335
Cash dividends$343,0001,808
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,477,5401,235
2005-12-31 (YTD Data)Rank
Total interest income$28,218,0001,176
Total interest expense$11,988,000931
Net interest income$16,230,0001,355
Provision for loan and lease losses$07,120
Total noninterest income$4,116,0001,249
Gross Fiduciary activities income$38,0001,082
Service charges on deposit accounts$1,776,000988
Trading account gains and fees$0138
Additional Noninterest Income$2,302,0001,223
Total noninterest expense$13,011,0001,328
Salaries and employee benefits$7,314,0001,266
Premises and equipment expense$2,259,0001,064
Additional noninterest expense$3,438,0001,477
Pre-tax net operating income$7,335,0001,307
Securities gains (losses)$-1,103,0008,755
Applicable income taxes$1,339,0001,848
Income before extraordinary items$4,893,0001,441
Extraordinary gains, net$046
Net income$4,893,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,572
Cash dividends$2,691,0001,137
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,764,3701,226
2005-09-30 (YTD Data)Rank
Total interest income$20,818,0001,158
Total interest expense$8,644,000910
Net interest income$12,174,0001,337
Provision for loan and lease losses$06,899
Total noninterest income$3,112,0001,251
Gross Fiduciary activities income$29,0001,070
Service charges on deposit accounts$1,318,000998
Trading account gains and fees$0126
Additional Noninterest Income$1,765,0001,207
Total noninterest expense$9,619,0001,331
Salaries and employee benefits$5,428,0001,269
Premises and equipment expense$1,676,0001,071
Additional noninterest expense$2,515,0001,497
Pre-tax net operating income$5,667,0001,260
Securities gains (losses)$-1,013,0008,815
Applicable income taxes$1,030,0001,831
Income before extraordinary items$3,624,0001,471
Extraordinary gains, net$035
Net income$3,624,0001,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,660
Cash dividends$2,075,0001,025
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,414,1401,202
2005-06-30 (YTD Data)Rank
Total interest income$13,688,0001,145
Total interest expense$5,519,000897
Net interest income$8,169,0001,318
Provision for loan and lease losses$06,626
Total noninterest income$2,151,0001,202
Gross Fiduciary activities income$18,0001,075
Service charges on deposit accounts$856,0001,001
Trading account gains and fees$0116
Additional Noninterest Income$1,277,0001,129
Total noninterest expense$6,494,0001,307
Salaries and employee benefits$3,700,0001,230
Premises and equipment expense$1,125,0001,057
Additional noninterest expense$1,669,0001,501
Pre-tax net operating income$3,826,0001,215
Securities gains (losses)$-1,009,0008,836
Applicable income taxes$635,0001,915
Income before extraordinary items$2,182,0001,583
Extraordinary gains, net$030
Net income$2,182,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,453
Cash dividends$1,437,000978
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,958,9301,164
2005-03-31 (YTD Data)Rank
Total interest income$6,747,0001,128
Total interest expense$2,674,000879
Net interest income$4,073,0001,313
Provision for loan and lease losses$06,226
Total noninterest income$1,112,0001,151
Gross Fiduciary activities income$11,0001,058
Service charges on deposit accounts$422,000979
Trading account gains and fees$0115
Additional Noninterest Income$679,0001,068
Total noninterest expense$3,226,0001,321
Salaries and employee benefits$1,837,0001,249
Premises and equipment expense$563,0001,069
Additional noninterest expense$826,0001,508
Pre-tax net operating income$1,959,0001,171
Securities gains (losses)$270,000214
Applicable income taxes$503,0001,352
Income before extraordinary items$1,726,0001,009
Extraordinary gains, net$024
Net income$1,726,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$706,000905
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,518,1001,113
2004-12-31 (YTD Data)Rank
Total interest income$25,523,0001,113
Total interest expense$9,506,000850
Net interest income$16,017,0001,262
Provision for loan and lease losses$07,314
Total noninterest income$3,966,0001,281
Gross Fiduciary activities income$55,0001,042
Service charges on deposit accounts$1,918,000912
Trading account gains and fees$0138
Additional Noninterest Income$1,993,0001,321
Total noninterest expense$12,770,0001,288
Salaries and employee benefits$7,162,0001,219
Premises and equipment expense$2,161,0001,073
Additional noninterest expense$3,447,0001,441
Pre-tax net operating income$7,213,0001,200
Securities gains (losses)$236,000750
Applicable income taxes$1,560,0001,555
Income before extraordinary items$5,889,0001,101
Extraordinary gains, net$034
Net income$5,889,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,911
Cash dividends$2,182,0001,252
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,702,5601,116
2004-09-30 (YTD Data)Rank
Total interest income$18,789,0001,114
Total interest expense$6,854,000856
Net interest income$11,935,0001,259
Provision for loan and lease losses$07,100
Total noninterest income$2,850,0001,354
Gross Fiduciary activities income$39,0001,048
Service charges on deposit accounts$1,440,000906
Trading account gains and fees$0134
Additional Noninterest Income$1,371,0001,425
Total noninterest expense$9,444,0001,303
Salaries and employee benefits$5,352,0001,220
Premises and equipment expense$1,579,0001,099
Additional noninterest expense$2,513,0001,463
Pre-tax net operating income$5,341,0001,230
Securities gains (losses)$123,0001,042
Applicable income taxes$1,134,0001,605
Income before extraordinary items$4,330,0001,141
Extraordinary gains, net$026
Net income$4,330,0001,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,321
Cash dividends$1,578,0001,200
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,232,8301,127
2004-06-30 (YTD Data)Rank
Total interest income$12,279,0001,126
Total interest expense$4,429,000879
Net interest income$7,850,0001,265
Provision for loan and lease losses$06,885
Total noninterest income$1,912,0001,333
Gross Fiduciary activities income$25,0001,063
Service charges on deposit accounts$937,000921
Trading account gains and fees$0130
Additional Noninterest Income$950,0001,378
Total noninterest expense$6,167,0001,326
Salaries and employee benefits$3,506,0001,245
Premises and equipment expense$1,006,0001,147
Additional noninterest expense$1,655,0001,461
Pre-tax net operating income$3,595,0001,193
Securities gains (losses)$115,000942
Applicable income taxes$775,0001,563
Income before extraordinary items$2,935,0001,116
Extraordinary gains, net$021
Net income$2,935,0001,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,637
Cash dividends$1,056,0001,198
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,844,1501,107
2004-03-31 (YTD Data)Rank
Total interest income$6,212,0001,126
Total interest expense$2,211,000900
Net interest income$4,001,0001,243
Provision for loan and lease losses$06,501
Total noninterest income$941,0001,313
Gross Fiduciary activities income$13,0001,062
Service charges on deposit accounts$429,000992
Trading account gains and fees$0121
Additional Noninterest Income$499,0001,296
Total noninterest expense$3,138,0001,303
Salaries and employee benefits$1,833,0001,200
Premises and equipment expense$481,0001,214
Additional noninterest expense$824,0001,460
Pre-tax net operating income$1,804,0001,166
Securities gains (losses)$210,000481
Applicable income taxes$430,0001,467
Income before extraordinary items$1,584,0001,039
Extraordinary gains, net$016
Net income$1,584,0001,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$635,000977
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,418,1001,090
2003-12-31 (YTD Data)Rank
Total interest income$25,360,0001,124
Total interest expense$9,754,000913
Net interest income$15,606,0001,236
Provision for loan and lease losses$07,651
Total noninterest income$4,432,0001,235
Gross Fiduciary activities income$42,0001,106
Service charges on deposit accounts$1,772,000975
Trading account gains and fees$0160
Additional Noninterest Income$2,618,0001,192
Total noninterest expense$12,888,0001,258
Salaries and employee benefits$7,334,0001,164
Premises and equipment expense$1,967,0001,151
Additional noninterest expense$3,587,0001,374
Pre-tax net operating income$7,150,0001,170
Securities gains (losses)$-157,0009,055
Applicable income taxes$1,390,0001,735
Income before extraordinary items$5,603,0001,144
Extraordinary gains, net$054
Net income$5,603,0001,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,674
Cash dividends$2,050,0001,343
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,728,6001,060
2003-09-30 (YTD Data)Rank
Total interest income$18,931,0001,148
Total interest expense$7,381,000943
Net interest income$11,550,0001,266
Provision for loan and lease losses$07,481
Total noninterest income$3,455,0001,231
Gross Fiduciary activities income$31,0001,101
Service charges on deposit accounts$1,315,000998
Trading account gains and fees$0153
Additional Noninterest Income$2,109,0001,187
Total noninterest expense$9,493,0001,288
Salaries and employee benefits$5,466,0001,172
Premises and equipment expense$1,448,0001,179
Additional noninterest expense$2,579,0001,429
Pre-tax net operating income$5,512,0001,175
Securities gains (losses)$204,0001,221
Applicable income taxes$1,198,0001,616
Income before extraordinary items$4,518,0001,110
Extraordinary gains, net$040
Net income$4,518,0001,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$1,604,0001,201
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,356,8401,081
2003-06-30 (YTD Data)Rank
Total interest income$12,680,0001,154
Total interest expense$4,976,000967
Net interest income$7,704,0001,275
Provision for loan and lease losses$07,324
Total noninterest income$2,430,0001,176
Gross Fiduciary activities income$21,0001,106
Service charges on deposit accounts$843,0001,018
Trading account gains and fees$0150
Additional Noninterest Income$1,566,0001,101
Total noninterest expense$6,237,0001,306
Salaries and employee benefits$3,608,0001,193
Premises and equipment expense$966,0001,183
Additional noninterest expense$1,663,0001,476
Pre-tax net operating income$3,897,0001,104
Securities gains (losses)$277,000852
Applicable income taxes$937,0001,436
Income before extraordinary items$3,237,0001,036
Extraordinary gains, net$030
Net income$3,237,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$1,068,0001,231
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,020,9401,025
2003-03-31 (YTD Data)Rank
Total interest income$6,382,0001,152
Total interest expense$2,505,000987
Net interest income$3,877,0001,258
Provision for loan and lease losses$06,934
Total noninterest income$1,132,0001,221
Gross Fiduciary activities income$11,0001,113
Service charges on deposit accounts$398,0001,042
Trading account gains and fees$0134
Additional Noninterest Income$723,0001,138
Total noninterest expense$3,130,0001,296
Salaries and employee benefits$1,809,0001,176
Premises and equipment expense$485,0001,184
Additional noninterest expense$836,0001,433
Pre-tax net operating income$1,879,0001,150
Securities gains (losses)$266,000551
Applicable income taxes$469,0001,445
Income before extraordinary items$1,676,0001,005
Extraordinary gains, net$021
Net income$1,676,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$564,0001,099
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,468,5201,049
2002-12-31 (YTD Data)Rank
Total interest income$27,151,0001,137
Total interest expense$12,075,000926
Net interest income$15,076,0001,281
Provision for loan and lease losses$08,089
Total noninterest income$3,836,0001,292
Gross Fiduciary activities income$35,0001,187
Service charges on deposit accounts$1,553,0001,037
Trading account gains and fees$0153
Additional Noninterest Income$2,248,0001,207
Total noninterest expense$11,864,0001,295
Salaries and employee benefits$6,532,0001,237
Premises and equipment expense$1,918,0001,153
Additional noninterest expense$3,414,0001,385
Pre-tax net operating income$7,048,0001,200
Securities gains (losses)$-116,0009,147
Applicable income taxes$1,402,0001,744
Income before extraordinary items$5,530,0001,138
Extraordinary gains, net$070
Net income$5,530,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0009,223
Cash dividends$1,913,0001,353
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,622,8001,072
2001-12-31 (YTD Data)Rank
Total interest income$26,878,0001,275
Total interest expense$13,403,0001,201
Net interest income$13,475,0001,311
Provision for loan and lease losses$08,228
Total noninterest income$2,871,0001,528
Gross Fiduciary activities income$9,0001,449
Service charges on deposit accounts$1,369,0001,086
Trading account gains and fees$0177
Additional Noninterest Income$1,493,0001,523
Total noninterest expense$11,018,0001,321
Salaries and employee benefits$6,174,0001,202
Premises and equipment expense$1,850,0001,146
Additional noninterest expense$2,994,0001,555
Pre-tax net operating income$5,328,0001,365
Securities gains (losses)$416,000691
Applicable income taxes$1,168,0001,860
Income before extraordinary items$4,576,0001,185
Extraordinary gains, net$0105
Net income$4,576,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,980
Cash dividends$2,275,0001,184
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,243,2001,234
2000-12-31 (YTD Data)Rank
Total interest income$24,620,0001,413
Total interest expense$12,007,0001,437
Net interest income$12,613,0001,395
Provision for loan and lease losses$08,337
Total noninterest income$2,576,0001,546
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,239,0001,094
Trading account gains and fees$0180
Additional Noninterest Income$1,337,0001,516
Total noninterest expense$10,190,0001,361
Salaries and employee benefits$5,753,0001,236
Premises and equipment expense$1,686,0001,199
Additional noninterest expense$2,751,0001,618
Pre-tax net operating income$4,999,0001,483
Securities gains (losses)$94,000578
Applicable income taxes$1,108,0001,951
Income before extraordinary items$3,985,0001,324
Extraordinary gains, net$038
Net income$3,985,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,078
Cash dividends$2,685,0001,063
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,911,6801,339
1999-12-31 (YTD Data)Rank
Total interest income$23,117,0001,413
Total interest expense$10,304,0001,456
Net interest income$12,813,0001,363
Provision for loan and lease losses$240,0003,119
Total noninterest income$2,436,0001,608
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,152,0001,153
Trading account gains and fees$0173
Additional Noninterest Income$1,284,0001,551
Total noninterest expense$9,831,0001,411
Salaries and employee benefits$5,693,0001,211
Premises and equipment expense$1,577,0001,283
Additional noninterest expense$2,561,0001,737
Pre-tax net operating income$5,178,0001,464
Securities gains (losses)$-257,00010,066
Applicable income taxes$1,174,0001,960
Income before extraordinary items$3,747,0001,429
Extraordinary gains, net$035
Net income$3,747,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,212
Cash dividends$1,506,0001,669
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,942,3201,345
1998-12-31 (YTD Data)Rank
Total interest income$22,138,0001,458
Total interest expense$9,574,0001,604
Net interest income$12,564,0001,350
Provision for loan and lease losses$400,0002,051
Total noninterest income$2,249,0001,674
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,046,0001,200
Trading account gains and fees$0224
Additional Noninterest Income$1,203,0001,625
Total noninterest expense$9,695,0001,354
Salaries and employee benefits$5,556,0001,181
Premises and equipment expense$1,401,0001,393
Additional noninterest expense$2,738,0001,574
Pre-tax net operating income$4,718,0001,571
Securities gains (losses)$28,0002,162
Applicable income taxes$1,294,0001,862
Income before extraordinary items$3,452,0001,530
Extraordinary gains, net$032
Net income$3,452,0001,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,342
Cash dividends$1,911,0001,390
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,431,5601,479
1997-12-31 (YTD Data)Rank
Total interest income$21,091,0001,561
Total interest expense$9,066,0001,714
Net interest income$12,025,0001,445
Provision for loan and lease losses$400,0002,088
Total noninterest income$1,930,0001,819
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,046,0001,210
Trading account gains and fees$0239
Additional Noninterest Income$884,0001,893
Total noninterest expense$9,231,0001,415
Salaries and employee benefits$5,411,0001,216
Premises and equipment expense$1,363,0001,434
Additional noninterest expense$2,457,0001,727
Pre-tax net operating income$4,324,0001,765
Securities gains (losses)$-24,00010,433
Applicable income taxes$1,232,0002,022
Income before extraordinary items$3,068,0001,731
Extraordinary gains, net$044
Net income$3,068,0001,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,901
Cash dividends$1,664,0001,500
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,085,0401,690
1996-12-31 (YTD Data)Rank
Total interest income$19,802,0001,704
Total interest expense$8,413,0001,874
Net interest income$11,389,0001,561
Provision for loan and lease losses$400,0002,077
Total noninterest income$1,829,0001,984
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,071,0001,245
Trading account gains and fees$0262
Additional Noninterest Income$758,0002,179
Total noninterest expense$8,988,0001,574
Salaries and employee benefits$5,143,0001,301
Premises and equipment expense$1,385,0001,463
Additional noninterest expense$2,460,0002,037
Pre-tax net operating income$3,830,0001,892
Securities gains (losses)$25,0001,832
Applicable income taxes$1,053,0002,237
Income before extraordinary items$2,802,0001,767
Extraordinary gains, net$053
Net income$2,802,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,685
Cash dividends$1,098,0002,005
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,783,7501,747
1995-12-31 (YTD Data)Rank
Total interest income$19,706,0001,726
Total interest expense$8,337,0001,890
Net interest income$11,369,0001,576
Provision for loan and lease losses$1,010,000931
Total noninterest income$1,472,0002,310
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$904,0001,512
Trading account gains and fees$0522
Additional Noninterest Income$568,0002,639
Total noninterest expense$9,505,0001,497
Salaries and employee benefits$5,343,0001,249
Premises and equipment expense$1,396,0001,472
Additional noninterest expense$2,766,0001,819
Pre-tax net operating income$2,326,0003,048
Securities gains (losses)$-79,00011,392
Applicable income taxes$546,0003,928
Income before extraordinary items$1,701,0002,889
Extraordinary gains, net$065
Net income$1,701,0002,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$650,0001,169
Cash dividends$673,0002,732
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,761,0402,766
1994-12-31 (YTD Data)Rank
Total interest income$17,850,0001,721
Total interest expense$6,459,0001,931
Net interest income$11,391,0001,585
Provision for loan and lease losses$600,0001,325
Total noninterest income$1,383,0002,447
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$840,0001,611
Trading account gains and fees$0475
Additional Noninterest Income$543,0002,796
Total noninterest expense$9,705,0001,518
Salaries and employee benefits$5,307,0001,262
Premises and equipment expense$1,457,0001,437
Additional noninterest expense$2,941,0001,842
Pre-tax net operating income$2,469,0002,861
Securities gains (losses)$47,0001,192
Applicable income taxes$627,0003,379
Income before extraordinary items$1,889,0002,571
Extraordinary gains, net$0249
Net income$1,889,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$797,0001,016
Cash dividends$496,0003,268
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,853,7502,642
1993-12-31 (YTD Data)Rank
Total interest income$17,646,0001,778
Total interest expense$6,849,0001,892
Net interest income$10,797,0001,679
Provision for loan and lease losses$470,0002,190
Total noninterest income$1,906,0002,042
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$832,0001,651
Trading account gains and fees$0532
Additional Noninterest Income$1,074,0001,944
Total noninterest expense$10,529,0001,448
Salaries and employee benefits$5,247,0001,282
Premises and equipment expense$1,327,0001,586
Additional noninterest expense$3,955,0001,537
Pre-tax net operating income$1,704,0003,877
Securities gains (losses)$491,000908
Applicable income taxes$491,0004,255
Income before extraordinary items$1,704,0002,889
Extraordinary gains, net$52,0002,136
Net income$1,756,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,177,0001,030
Cash dividends$481,0003,213
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,321,0203,462
1992-12-31 (YTD Data)Rank
Total interest income$19,111,0001,850
Total interest expense$8,787,0001,931
Net interest income$10,324,0001,776
Provision for loan and lease losses$593,0002,662
Total noninterest income$1,955,0001,962
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$854,0001,591
Trading account gains and fees$0504
Additional Noninterest Income$1,101,0001,872
Total noninterest expense$9,172,0001,656
Salaries and employee benefits$5,123,0001,311
Premises and equipment expense$1,261,0001,687
Additional noninterest expense$2,788,0002,119
Pre-tax net operating income$2,514,0002,473
Securities gains (losses)$372,0001,342
Applicable income taxes$556,0003,656
Income before extraordinary items$2,330,0001,968
Extraordinary gains, net$01,422
Net income$2,330,0001,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,0002,494
Cash dividends$631,0002,315
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,028,6802,081

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.