Carver Federal Savings Bank

Carver Federal Savings Bank
75 West 125th Street
New York, NY 10027

1 client reviewCarver Federal Savings Bank scored 1 out of 5.

Concentration:Commercial Lending Specialization
Established:1948-01-01
FDIC Insurance:1949-03-07
FDIC Cert:#30394
Charter Class:savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
# of Branches:10, ranked #1051
Website:http://www.Carverbank.com
Total Assets:$638,901,000, ranked #1063
Total Deposits:$490,765,000, ranked #1133
Total Equity Capital:$60,758,000, ranked #1192
Total Domestic Office Deposits:$490,765,000, ranked #1132
Net Income:$2,189,000, ranked #2433
Quarterly Net Income:$100,000, ranked #4930
Return on Equity:3%, ranked #5315
Quarterly Return on Equity:1%, ranked #5655

Historical Financial Information

2013-12-31Rank
# of Employees:1331,110
Assets and Liabilities
Total Assets:$638,901,0001,063
Cash and due from depository institutions$124,393,0001,110
Interest-bearing balances$118,716,000298
Securities$96,633,0001,536
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$392,426,0001,103
Loan loss allowance$8,415,000806
Trading account assets$0247
Bank premises and fixed assets$8,016,0001,473
Other real estate owned$1,426,0001,110
Goodwill and other intangibles$281,0002,219
All other assets$15,726,0001,275
Life insurance assets$03,841
Total liabilities and capital$638,901,0001,063
Total liabilities$578,366,0001,044
Total deposits$490,765,0001,133
Interest-bearing deposits$428,861,0001,071
Deposits held in domestic offices$490,765,0001,132
% insured86.56%3,123
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$77,000,000398
Subordinated debt$5,000,00088
All other liabilities$5,601,000906
Total equity capital$60,535,0001,192
Total bank equity capital$60,758,0001,191
Perpetual preferred stock$0206
Common stock$06,192
Surplus$105,967,000391
Undivided profits$-45,209,0006,739
Noncontrolling interests in consolidated subsidiaries$-223,0006,819
Memoranda
Noncurrent loans and leases$22,594,000368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$2,589,000956
Earning assets$607,775,0001,027
Long-term assets (5+ years)$154,634,0001,410
Average Assets, year-to-date$637,862,4001,049
Average Assets, quarterly$637,400,0001,058
Volatile liabilities$71,377,000692
Insider loans$06,118
FHLB advances$77,000,000362
Loans and leases held for sale$7,678,000322
Unused loan commitments$21,591,0002,575
Tier 1 (core) risk-based capital$67,152,0001,046
Tier 2 risk-based capital$9,806,000537
Total risk weighted assets$381,479,0001,196
Total unused commitments$21,591,0002,575
Derivatives$01,395
2013-09-30Rank
# of Employees:1331,124
Assets and Liabilities
Total Assets:$635,899,0001,068
Cash and due from depository institutions$111,804,0001,124
Interest-bearing balances$106,428,000338
Securities$99,581,0001,501
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$397,497,0001,085
Loan loss allowance$9,399,000735
Trading account assets$0248
Bank premises and fixed assets$8,243,0001,441
Other real estate owned$970,0001,124
Goodwill and other intangibles$276,0002,236
All other assets$17,528,0001,169
Life insurance assets$03,818
Total liabilities and capital$635,899,0001,068
Total liabilities$574,235,0001,055
Total deposits$486,258,0001,150
Interest-bearing deposits$427,684,0001,069
Deposits held in domestic offices$486,258,0001,148
% insured86.56%3,354
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$77,000,000385
Subordinated debt$5,000,00095
All other liabilities$5,977,000917
Total equity capital$61,664,0001,178
Total bank equity capital$61,607,0001,176
Perpetual preferred stock$0217
Common stock$06,266
Surplus$105,833,000392
Undivided profits$-44,226,0006,816
Noncontrolling interests in consolidated subsidiaries$57,000131
Memoranda
Noncurrent loans and leases$25,985,000348
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,502,0001,039
Earning assets$603,506,0001,026
Long-term assets (5+ years)$187,162,0001,165
Average Assets, year-to-date$637,602,7501,058
Average Assets, quarterly$635,501,0001,055
Volatile liabilities$68,066,000721
Insider loans$06,191
FHLB advances$77,000,000343
Loans and leases held for sale$7,854,000361
Unused loan commitments$24,709,0002,361
Tier 1 (core) risk-based capital$66,936,0001,042
Tier 2 risk-based capital$9,863,000538
Total risk weighted assets$384,335,0001,178
Total unused commitments$24,709,0002,361
Derivatives$01,430
2013-06-30Rank
# of Employees:1351,101
Assets and Liabilities
Total Assets:$635,103,0001,055
Cash and due from depository institutions$114,404,0001,101
Interest-bearing balances$108,365,000329
Securities$129,850,0001,176
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$355,059,0001,197
Loan loss allowance$10,317,000677
Trading account assets$0250
Bank premises and fixed assets$8,376,0001,416
Other real estate owned$946,0001,101
Goodwill and other intangibles$275,0002,232
All other assets$26,193,000815
Life insurance assets$03,807
Total liabilities and capital$635,103,0001,055
Total liabilities$572,559,0001,043
Total deposits$492,236,0001,114
Interest-bearing deposits$432,409,0001,059
Deposits held in domestic offices$492,236,0001,113
% insured86.57%3,479
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$69,000,000426
Subordinated debt$5,000,00098
All other liabilities$6,323,000864
Total equity capital$62,544,0001,156
Total bank equity capital$62,443,0001,156
Perpetual preferred stock$0228
Common stock$06,316
Surplus$105,698,000395
Undivided profits$-43,255,0006,863
Noncontrolling interests in consolidated subsidiaries$101,000111
Memoranda
Noncurrent loans and leases$29,145,000333
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$2,392,0001,057
Earning assets$593,274,0001,035
Long-term assets (5+ years)$126,976,0001,595
Average Assets, year-to-date$638,170,6701,055
Average Assets, quarterly$637,015,0001,058
Volatile liabilities$60,940,000758
Insider loans$06,258
FHLB advances$69,000,000382
Loans and leases held for sale$9,709,000424
Unused loan commitments$7,887,0004,330
Tier 1 (core) risk-based capital$66,250,0001,038
Tier 2 risk-based capital$9,826,000534
Total risk weighted assets$380,403,0001,183
Total unused commitments$7,887,0004,330
Derivatives$01,417
2013-03-31Rank
# of Employees:1331,116
Assets and Liabilities
Total Assets:$638,927,0001,060
Cash and due from depository institutions$115,307,0001,116
Interest-bearing balances$109,227,000382
Securities$125,029,0001,236
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$372,239,0001,128
Loan loss allowance$10,989,000658
Trading account assets$0242
Bank premises and fixed assets$8,597,0001,387
Other real estate owned$2,386,0001,116
Goodwill and other intangibles$275,0002,233
All other assets$15,094,0001,281
Life insurance assets$03,804
Total liabilities and capital$638,927,0001,060
Total liabilities$572,669,0001,053
Total deposits$502,154,0001,109
Interest-bearing deposits$440,534,0001,052
Deposits held in domestic offices$502,154,0001,107
% insured86.09%3,651
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$58,000,000453
Subordinated debt$5,000,000100
All other liabilities$7,515,000755
Total equity capital$66,258,0001,114
Total bank equity capital$66,116,0001,113
Perpetual preferred stock$0239
Common stock$06,388
Surplus$105,564,000396
Undivided profits$-39,448,0006,937
Noncontrolling interests in consolidated subsidiaries$142,000106
Memoranda
Noncurrent loans and leases$43,836,000261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,226,0001,127
Earning assets$606,495,0001,028
Long-term assets (5+ years)$109,881,0001,788
Average Assets, year-to-date$639,704,5001,066
Average Assets, quarterly$639,704,5001,066
Volatile liabilities$52,816,000822
Insider loans$06,319
FHLB advances$58,000,000409
Loans and leases held for sale$13,107,000343
Unused loan commitments$26,017,0002,290
Tier 1 (core) risk-based capital$65,526,0001,041
Tier 2 risk-based capital$9,900,000535
Total risk weighted assets$385,785,0001,149
Total unused commitments$26,017,0002,290
Derivatives$01,405
2012-12-31Rank
# of Employees:1281,154
Assets and Liabilities
Total Assets:$640,482,0001,065
Cash and due from depository institutions$128,261,0001,154
Interest-bearing balances$122,156,000319
Securities$118,745,0001,263
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$368,962,0001,140
Loan loss allowance$14,483,000515
Trading account assets$0243
Bank premises and fixed assets$8,885,0001,339
Other real estate owned$2,996,0001,154
Goodwill and other intangibles$419,0002,022
All other assets$12,214,0001,515
Life insurance assets$03,787
Total liabilities and capital$640,482,0001,065
Total liabilities$575,622,0001,053
Total deposits$509,399,0001,089
Interest-bearing deposits$443,025,0001,039
Deposits held in domestic offices$509,399,0001,087
% insured89.99%3,448
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$55,000,000495
Subordinated debt$5,000,000103
All other liabilities$6,223,000899
Total equity capital$64,860,0001,137
Total bank equity capital$64,765,0001,138
Perpetual preferred stock$0246
Common stock$06,448
Surplus$105,430,000399
Undivided profits$-40,665,0007,002
Noncontrolling interests in consolidated subsidiaries$95,000119
Memoranda
Noncurrent loans and leases$54,556,000225
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,341,0001,105
Earning assets$609,863,0001,017
Long-term assets (5+ years)$77,053,0002,342
Average Assets, year-to-date$646,807,6001,015
Average Assets, quarterly$639,256,0001,058
Volatile liabilities$49,573,000927
Insider loans$06,389
FHLB advances$55,000,000451
Loans and leases held for sale$18,991,000349
Unused loan commitments$22,680,0002,426
Tier 1 (core) risk-based capital$64,428,0001,051
Tier 2 risk-based capital$9,982,000527
Total risk weighted assets$388,974,0001,134
Total unused commitments$22,680,0002,426
Derivatives$01,366
2012-09-30Rank
# of Employees:1301,137
Assets and Liabilities
Total Assets:$638,030,0001,059
Cash and due from depository institutions$98,488,0001,137
Interest-bearing balances$92,587,000421
Securities$123,946,0001,226
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$390,372,0001,071
Loan loss allowance$16,408,000488
Trading account assets$0231
Bank premises and fixed assets$9,084,0001,310
Other real estate owned$2,118,0001,137
Goodwill and other intangibles$465,0001,961
All other assets$13,557,0001,413
Life insurance assets$03,771
Total liabilities and capital$638,031,0001,059
Total liabilities$573,784,0001,045
Total deposits$513,479,0001,071
Interest-bearing deposits$450,079,0001,014
Deposits held in domestic offices$513,479,0001,070
% insured90.41%3,478
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$47,011,000590
Subordinated debt$5,000,000106
All other liabilities$8,294,000758
Total equity capital$64,247,0001,153
Total bank equity capital$63,452,0001,166
Perpetual preferred stock$0250
Common stock$06,537
Surplus$104,919,000398
Undivided profits$-41,467,0007,101
Noncontrolling interests in consolidated subsidiaries$795,00079
Memoranda
Noncurrent loans and leases$64,720,000209
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,424,0001,140
Earning assets$606,905,0001,008
Long-term assets (5+ years)$80,334,0002,259
Average Assets, year-to-date$648,389,0001,026
Average Assets, quarterly$641,299,5001,046
Volatile liabilities$42,330,0001,087
Insider loans$06,456
FHLB advances$47,011,000539
Loans and leases held for sale$26,830,000269
Unused loan commitments$9,224,0003,993
Tier 1 (core) risk-based capital$63,246,0001,068
Tier 2 risk-based capital$10,221,000518
Total risk weighted assets$406,120,0001,082
Total unused commitments$9,224,0003,993
Derivatives$01,366
2012-06-30Rank
# of Employees:1261,164
Assets and Liabilities
Total Assets:$644,569,0001,032
Cash and due from depository institutions$117,413,0001,164
Interest-bearing balances$111,243,000346
Securities$100,680,0001,484
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$401,456,0001,036
Loan loss allowance$18,607,000415
Trading account assets$0211
Bank premises and fixed assets$9,306,0001,277
Other real estate owned$1,961,0001,164
Goodwill and other intangibles$482,0001,920
All other assets$13,271,0001,426
Life insurance assets$03,763
Total liabilities and capital$644,569,0001,032
Total liabilities$580,724,0001,020
Total deposits$521,394,0001,057
Interest-bearing deposits$454,983,0001,013
Deposits held in domestic offices$521,394,0001,055
% insured90.67%3,491
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$48,018,000600
Subordinated debt$5,000,000117
All other liabilities$6,312,000880
Total equity capital$63,845,0001,134
Total bank equity capital$62,489,0001,166
Perpetual preferred stock$0254
Common stock$06,596
Surplus$104,409,000395
Undivided profits$-41,920,0007,165
Noncontrolling interests in consolidated subsidiaries$1,356,00072
Memoranda
Noncurrent loans and leases$69,799,000204
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$2,169,0001,206
Earning assets$613,379,000988
Long-term assets (5+ years)$72,976,0002,393
Average Assets, year-to-date$651,842,0001,015
Average Assets, quarterly$642,584,5001,038
Volatile liabilities$43,807,0001,049
Insider loans$06,533
FHLB advances$48,018,000553
Loans and leases held for sale$30,163,000206
Unused loan commitments$5,240,0004,955
Tier 1 (core) risk-based capital$62,672,0001,069
Tier 2 risk-based capital$10,343,000516
Total risk weighted assets$414,168,0001,061
Total unused commitments$5,240,0004,955
Derivatives$01,332
2012-03-31Rank
# of Employees:1261,156
Assets and Liabilities
Total Assets:$640,600,0001,043
Cash and due from depository institutions$98,108,0001,156
Interest-bearing balances$92,997,000452
Securities$95,631,0001,563
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$422,663,000965
Loan loss allowance$19,821,000404
Trading account assets$0215
Bank premises and fixed assets$9,573,0001,239
Other real estate owned$2,183,0001,156
Goodwill and other intangibles$491,0001,905
All other assets$11,951,0001,556
Life insurance assets$03,760
Total liabilities and capital$640,600,0001,043
Total liabilities$575,353,0001,042
Total deposits$540,565,0001,014
Interest-bearing deposits$468,430,000984
Deposits held in domestic offices$540,565,0001,011
% insured90.27%3,676
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$25,026,000988
Subordinated debt$5,000,000119
All other liabilities$4,762,0001,086
Total equity capital$65,247,0001,087
Total bank equity capital$63,182,0001,135
Perpetual preferred stock$0259
Common stock$06,651
Surplus$103,898,000391
Undivided profits$-40,716,0007,225
Noncontrolling interests in consolidated subsidiaries$2,065,00064
Memoranda
Noncurrent loans and leases$84,213,000192
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$2,249,0001,169
Earning assets$611,291,000996
Long-term assets (5+ years)$64,739,0002,613
Average Assets, year-to-date$655,478,5001,006
Average Assets, quarterly$655,478,5001,006
Volatile liabilities$22,456,0001,885
Insider loans$06,588
FHLB advances$25,026,000928
Loans and leases held for sale$29,626,000202
Unused loan commitments$7,547,0004,435
Tier 1 (core) risk-based capital$62,947,0001,048
Tier 2 risk-based capital$10,605,000503
Total risk weighted assets$434,192,0001,003
Total unused commitments$7,547,0004,435
Derivatives$01,297
2011-12-31Rank
# of Employees:1281,153
Assets and Liabilities
Total Assets:$670,479,000979
Cash and due from depository institutions$113,085,0001,153
Interest-bearing balances$106,747,000368
Securities$67,168,0002,061
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$462,542,000884
Loan loss allowance$19,047,000419
Trading account assets$0205
Bank premises and fixed assets$9,878,0001,185
Other real estate owned$2,183,0001,153
Goodwill and other intangibles$510,0001,890
All other assets$15,113,0001,332
Life insurance assets$03,748
Total liabilities and capital$670,479,000979
Total liabilities$600,074,000973
Total deposits$494,417,0001,101
Interest-bearing deposits$415,029,0001,118
Deposits held in domestic offices$494,417,0001,097
% insured83.50%5,638
Federal funds purchased & repurchase agreements$30,000,000456
Trading liabilities$0115
Other borrowed funds$65,034,000467
Subordinated debt$5,000,000126
All other liabilities$5,623,000936
Total equity capital$70,405,000998
Total bank equity capital$68,168,0001,033
Perpetual preferred stock$0263
Common stock$06,724
Surplus$103,725,000393
Undivided profits$-35,557,0007,257
Noncontrolling interests in consolidated subsidiaries$2,237,00063
Memoranda
Noncurrent loans and leases$91,766,000191
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,331,000117
Income earned, not collected on loans$2,285,0001,214
Earning assets$636,457,000947
Long-term assets (5+ years)$06,681
Average Assets, year-to-date$695,849,200938
Average Assets, quarterly$674,029,500978
Volatile liabilities$114,462,000501
Insider loans$06,631
FHLB advances$65,034,000421
Loans and leases held for sale$01,918
Unused loan commitments$10,144,0003,800
Tier 1 (core) risk-based capital$68,189,000950
Tier 2 risk-based capital$11,011,000494
Total risk weighted assets$467,858,000934
Total unused commitments$10,144,0003,801
Derivatives$01,191
2011-09-30Rank
# of Employees:1311,139
Assets and Liabilities
Total Assets:$677,694,000977
Cash and due from depository institutions$76,287,0001,139
Interest-bearing balances$71,174,000595
Securities$69,425,0001,936
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$509,312,000814
Loan loss allowance$19,420,000425
Trading account assets$0209
Bank premises and fixed assets$10,433,0001,116
Other real estate owned$275,0001,139
Goodwill and other intangibles$521,0001,900
All other assets$11,441,0001,650
Life insurance assets$03,747
Total liabilities and capital$677,694,000977
Total liabilities$613,317,000960
Total deposits$515,582,0001,049
Interest-bearing deposits$414,552,0001,134
Deposits held in domestic offices$515,582,0001,046
% insured81.23%6,154
Federal funds purchased & repurchase agreements$30,000,000452
Trading liabilities$0112
Other borrowed funds$54,110,000580
Subordinated debt$5,000,000134
All other liabilities$8,625,000680
Total equity capital$64,377,0001,104
Total bank equity capital$61,540,0001,152
Perpetual preferred stock$0266
Common stock$06,800
Surplus$96,130,000418
Undivided profits$-34,590,0007,330
Noncontrolling interests in consolidated subsidiaries$2,837,00061
Memoranda
Noncurrent loans and leases$116,788,000166
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,514,000232
Income earned, not collected on loans$2,421,0001,181
Earning assets$649,911,000934
Long-term assets (5+ years)$06,717
Average Assets, year-to-date$702,220,250934
Average Assets, quarterly$677,865,000976
Volatile liabilities$101,502,000561
Insider loans$06,691
FHLB advances$40,042,000673
Loans and leases held for sale$01,904
Unused loan commitments$9,214,0003,991
Tier 1 (core) risk-based capital$61,800,0001,059
Tier 2 risk-based capital$11,277,000479
Total risk weighted assets$508,655,000855
Total unused commitments$9,214,0003,995
Derivatives$01,195
2011-06-30Rank
# of Employees:1271,179
Assets and Liabilities
Total Assets:$679,328,000972
Cash and due from depository institutions$40,352,0001,179
Interest-bearing balances$34,302,0001,099
Securities$70,982,0001,897
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$541,621,000776
Loan loss allowance$18,969,000452
Trading account assets$0213
Bank premises and fixed assets$10,719,0001,089
Other real estate owned$237,0001,179
Goodwill and other intangibles$649,0001,784
All other assets$14,768,0001,383
Life insurance assets$03,737
Total liabilities and capital$679,328,000972
Total liabilities$604,576,000974
Total deposits$512,150,0001,056
Interest-bearing deposits$391,039,0001,202
Deposits held in domestic offices$512,150,0001,053
% insured82.17%6,075
Federal funds purchased & repurchase agreements$30,000,000471
Trading liabilities$0112
Other borrowed funds$53,117,000615
Subordinated debt$5,000,000136
All other liabilities$4,309,0001,118
Total equity capital$74,752,000928
Total bank equity capital$71,314,000974
Perpetual preferred stock$0222
Common stock$06,875
Surplus$95,530,000424
Undivided profits$-24,216,0007,362
Noncontrolling interests in consolidated subsidiaries$3,438,00060
Memoranda
Noncurrent loans and leases$115,227,000182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,514,000223
Income earned, not collected on loans$2,336,0001,204
Earning assets$646,905,000937
Long-term assets (5+ years)$06,767
Average Assets, year-to-date$710,826,330929
Average Assets, quarterly$694,437,500954
Volatile liabilities$100,717,000584
Insider loans$06,748
FHLB advances$39,049,000730
Loans and leases held for sale$01,752
Unused loan commitments$10,515,0003,767
Tier 1 (core) risk-based capital$71,355,000904
Tier 2 risk-based capital$11,457,000480
Total risk weighted assets$504,049,000870
Total unused commitments$10,515,0003,770
Derivatives$01,174
2011-03-31Rank
# of Employees:1201,248
Assets and Liabilities
Total Assets:$715,770,000933
Cash and due from depository institutions$43,678,0001,248
Interest-bearing balances$37,286,0001,052
Securities$71,212,0001,881
Federal funds sold & reverse repurchase agreements$395,0003,713
Net loans & leases$574,534,000734
Loan loss allowance$15,905,000542
Trading account assets$0208
Bank premises and fixed assets$11,040,0001,068
Other real estate owned$564,0001,248
Goodwill and other intangibles$702,0001,752
All other assets$13,645,0001,497
Life insurance assets$03,748
Total liabilities and capital$715,770,000933
Total liabilities$668,458,000898
Total deposits$563,749,000961
Interest-bearing deposits$437,766,0001,080
Deposits held in domestic offices$563,749,000959
% insured75.18%6,898
Federal funds purchased & repurchase agreements$30,000,000476
Trading liabilities$0108
Other borrowed funds$64,125,000537
Subordinated debt$5,000,000138
All other liabilities$5,584,000924
Total equity capital$47,312,0001,439
Total bank equity capital$42,674,0001,573
Perpetual preferred stock$0224
Common stock$06,934
Surplus$57,329,000636
Undivided profits$-14,655,0007,303
Noncontrolling interests in consolidated subsidiaries$4,638,00055
Memoranda
Noncurrent loans and leases$79,828,000235
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,300,000131
Income earned, not collected on loans$2,796,0001,000
Earning assets$683,427,000898
Long-term assets (5+ years)$06,809
Average Assets, year-to-date$729,687,000916
Average Assets, quarterly$729,687,000916
Volatile liabilities$131,426,000500
Insider loans$06,813
FHLB advances$50,057,000608
Loans and leases held for sale$01,676
Unused loan commitments$12,500,0003,484
Tier 1 (core) risk-based capital$42,976,0001,487
Tier 2 risk-based capital$11,725,000483
Total risk weighted assets$538,018,000829
Total unused commitments$12,500,0003,486
Derivatives$01,153
2010-12-31Rank
# of Employees:1241,225
Assets and Liabilities
Total Assets:$743,604,000909
Cash and due from depository institutions$52,695,0001,225
Interest-bearing balances$45,057,000827
Securities$70,127,0001,820
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$585,367,000735
Loan loss allowance$16,614,000525
Trading account assets$0207
Bank premises and fixed assets$11,428,0001,046
Other real estate owned$01,225
Goodwill and other intangibles$807,0001,690
All other assets$23,180,000988
Life insurance assets$10,042,000698
Total liabilities and capital$743,604,000909
Total liabilities$696,844,000869
Total deposits$592,207,000916
Interest-bearing deposits$507,872,000923
Deposits held in domestic offices$592,207,000914
% insured73.27%7,022
Federal funds purchased & repurchase agreements$30,000,000507
Trading liabilities$0108
Other borrowed funds$64,132,000577
Subordinated debt$5,000,000141
All other liabilities$5,505,000938
Total equity capital$46,760,0001,442
Total bank equity capital$40,105,0001,675
Perpetual preferred stock$0224
Common stock$07,013
Surplus$55,311,000654
Undivided profits$-15,206,0007,400
Noncontrolling interests in consolidated subsidiaries$6,655,00052
Memoranda
Noncurrent loans and leases$90,149,000228
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,590,000194
Income earned, not collected on loans$2,713,0001,058
Earning assets$700,551,000877
Long-term assets (5+ years)$06,888
Average Assets, year-to-date$783,659,800863
Average Assets, quarterly$749,135,000903
Volatile liabilities$216,489,000622
Insider loans$06,907
FHLB advances$50,064,000646
Loans and leases held for sale$01,952
Unused loan commitments$17,026,0002,841
Tier 1 (core) risk-based capital$47,315,0001,356
Tier 2 risk-based capital$11,968,000494
Total risk weighted assets$547,828,000836
Total unused commitments$17,026,0002,841
Derivatives$01,176
2010-09-30Rank
# of Employees:1321,155
Assets and Liabilities
Total Assets:$754,666,000896
Cash and due from depository institutions$35,810,0001,155
Interest-bearing balances$25,941,0001,369
Securities$77,051,0001,645
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$604,711,000718
Loan loss allowance$13,610,000627
Trading account assets$0210
Bank premises and fixed assets$11,821,0001,011
Other real estate owned$19,0001,155
Goodwill and other intangibles$758,0001,730
All other assets$24,496,000948
Life insurance assets$9,963,000697
Total liabilities and capital$754,666,000896
Total liabilities$706,186,000867
Total deposits$602,222,000907
Interest-bearing deposits$533,052,000884
Deposits held in domestic offices$602,222,000904
% insured73.13%6,934
Federal funds purchased & repurchase agreements$30,000,000488
Trading liabilities$0103
Other borrowed funds$64,140,000605
Subordinated debt$5,000,000151
All other liabilities$4,824,0001,108
Total equity capital$48,480,0001,423
Total bank equity capital$48,480,0001,421
Perpetual preferred stock$0229
Common stock$07,110
Surplus$55,311,000645
Undivided profits$-6,831,0007,257
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$79,756,000254
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,571,000160
Income earned, not collected on loans$3,176,000945
Earning assets$707,703,000871
Long-term assets (5+ years)$06,979
Average Assets, year-to-date$793,673,750857
Average Assets, quarterly$779,129,500874
Volatile liabilities$234,076,000585
Insider loans$06,998
FHLB advances$50,072,000686
Loans and leases held for sale$01,963
Unused loan commitments$23,841,0002,287
Tier 1 (core) risk-based capital$48,488,0001,313
Tier 2 risk-based capital$12,130,000494
Total risk weighted assets$563,909,000828
Total unused commitments$23,841,0002,290
Derivatives$01,218
2010-06-30Rank
# of Employees:1351,140
Assets and Liabilities
Total Assets:$805,976,000848
Cash and due from depository institutions$51,114,0001,140
Interest-bearing balances$1,669,0005,014
Securities$64,667,0001,911
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$637,557,000673
Loan loss allowance$7,469,0001,126
Trading account assets$0210
Bank premises and fixed assets$12,184,000994
Other real estate owned$1,0001,140
Goodwill and other intangibles$812,0001,703
All other assets$39,641,000601
Life insurance assets$9,883,000702
Total liabilities and capital$805,976,000848
Total liabilities$731,342,000831
Total deposits$619,119,000877
Interest-bearing deposits$549,135,000855
Deposits held in domestic offices$619,119,000876
% insured71.60%7,087
Federal funds purchased & repurchase agreements$30,000,000499
Trading liabilities$0104
Other borrowed funds$72,147,000572
Subordinated debt$5,000,000157
All other liabilities$5,076,0001,009
Total equity capital$74,634,000903
Total bank equity capital$74,634,000903
Perpetual preferred stock$0222
Common stock$07,172
Surplus$55,311,000643
Undivided profits$19,323,0001,736
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$87,996,000232
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,986,000241
Income earned, not collected on loans$3,667,000783
Earning assets$703,893,000879
Long-term assets (5+ years)$07,034
Average Assets, year-to-date$807,470,670846
Average Assets, quarterly$805,521,500847
Volatile liabilities$248,617,000560
Insider loans$07,068
FHLB advances$58,079,000626
Loans and leases held for sale$01,852
Unused loan commitments$34,297,0001,764
Tier 1 (core) risk-based capital$61,425,0001,025
Tier 2 risk-based capital$12,469,000483
Total risk weighted assets$636,392,000733
Total unused commitments$34,297,0001,766
Derivatives$01,168
2010-03-31Rank
# of Employees:1381,124
Assets and Liabilities
Total Assets:$805,067,000863
Cash and due from depository institutions$38,343,0001,124
Interest-bearing balances$1,157,0005,265
Securities$55,260,0002,206
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$659,776,000667
Loan loss allowance$8,182,0001,046
Trading account assets$0227
Bank premises and fixed assets$12,076,0001,023
Other real estate owned$66,0001,124
Goodwill and other intangibles$949,0001,625
All other assets$38,597,000636
Life insurance assets$9,803,000707
Total liabilities and capital$805,067,000863
Total liabilities$730,256,000851
Total deposits$606,756,000911
Interest-bearing deposits$545,388,000881
Deposits held in domestic offices$606,756,000908
% insured71.54%7,178
Federal funds purchased & repurchase agreements$30,000,000509
Trading liabilities$0108
Other borrowed funds$83,154,000535
Subordinated debt$5,000,000160
All other liabilities$5,346,000976
Total equity capital$74,811,000890
Total bank equity capital$74,811,000890
Perpetual preferred stock$0220
Common stock$07,272
Surplus$55,309,000651
Undivided profits$19,502,0001,685
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$48,982,000418
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,156,000211
Income earned, not collected on loans$3,477,000861
Earning assets$716,193,000876
Long-term assets (5+ years)$07,124
Average Assets, year-to-date$808,218,000860
Average Assets, quarterly$808,218,000860
Volatile liabilities$255,040,000569
Insider loans$07,167
FHLB advances$69,086,000572
Loans and leases held for sale$01,823
Unused loan commitments$27,184,0002,201
Tier 1 (core) risk-based capital$62,420,0001,001
Tier 2 risk-based capital$13,092,000478
Total risk weighted assets$647,259,000733
Total unused commitments$27,184,0002,205
Derivatives$01,155
2009-12-31Rank
# of Employees:1391,128
Assets and Liabilities
Total Assets:$811,369,000863
Cash and due from depository institutions$19,304,0001,128
Interest-bearing balances$1,101,0005,027
Securities$59,936,0002,063
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$681,252,000658
Loan loss allowance$8,962,000963
Trading account assets$0224
Bank premises and fixed assets$12,014,0001,037
Other real estate owned$28,0001,128
Goodwill and other intangibles$946,0001,630
All other assets$37,889,000655
Life insurance assets$9,725,000710
Total liabilities and capital$811,369,000863
Total liabilities$733,342,000859
Total deposits$589,112,000945
Interest-bearing deposits$523,992,000930
Deposits held in domestic offices$589,112,000942
% insured69.55%7,330
Federal funds purchased & repurchase agreements$44,068,000430
Trading liabilities$0104
Other borrowed funds$91,093,000521
Subordinated debt$5,000,000170
All other liabilities$4,069,0001,227
Total equity capital$78,027,000841
Total bank equity capital$78,027,000840
Perpetual preferred stock$0219
Common stock$07,340
Surplus$55,226,000639
Undivided profits$22,801,0001,431
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$33,138,000577
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,951,000204
Income earned, not collected on loans$3,357,000942
Earning assets$742,289,000856
Long-term assets (5+ years)$07,189
Average Assets, year-to-date$806,872,600848
Average Assets, quarterly$810,213,000863
Volatile liabilities$276,403,000546
Insider loans$07,233
FHLB advances$91,093,000461
Loans and leases held for sale$01,814
Unused loan commitments$44,201,0001,480
Tier 1 (core) risk-based capital$67,866,000910
Tier 2 risk-based capital$8,406,000733
Total risk weighted assets$671,911,000724
Total unused commitments$44,201,0001,481
Derivatives$01,139
2009-09-30Rank
# of Employees:1411,131
Assets and Liabilities
Total Assets:$809,057,000869
Cash and due from depository institutions$14,421,0001,131
Interest-bearing balances$1,207,0004,829
Securities$64,931,0001,908
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$679,810,000685
Loan loss allowance$8,123,000993
Trading account assets$0238
Bank premises and fixed assets$14,449,000857
Other real estate owned$67,0001,131
Goodwill and other intangibles$937,0001,691
All other assets$34,442,000646
Life insurance assets$9,645,000713
Total liabilities and capital$809,057,000869
Total liabilities$730,965,000867
Total deposits$609,849,000905
Interest-bearing deposits$550,491,000878
Deposits held in domestic offices$609,849,000903
% insured65.33%7,611
Federal funds purchased & repurchase agreements$30,000,000550
Trading liabilities$0103
Other borrowed funds$81,600,000636
Subordinated debt$5,000,000182
All other liabilities$4,516,0001,216
Total equity capital$78,092,000860
Total bank equity capital$78,092,000858
Perpetual preferred stock$0212
Common stock$07,420
Surplus$55,277,000634
Undivided profits$22,815,0001,486
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$26,816,000675
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,474,000214
Income earned, not collected on loans$3,446,000966
Earning assets$745,948,000861
Long-term assets (5+ years)$07,262
Average Assets, year-to-date$805,748,500859
Average Assets, quarterly$809,814,000864
Volatile liabilities$288,103,000558
Insider loans$07,285
FHLB advances$81,600,000564
Loans and leases held for sale$01,823
Unused loan commitments$52,190,0001,367
Tier 1 (core) risk-based capital$68,721,000908
Tier 2 risk-based capital$8,123,000770
Total risk weighted assets$666,801,000745
Total unused commitments$52,190,0001,367
Derivatives$01,183
2009-06-30Rank
# of Employees:1491,090
Assets and Liabilities
Total Assets:$810,571,000881
Cash and due from depository institutions$18,047,0001,090
Interest-bearing balances$1,262,0004,491
Securities$69,168,0001,787
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$674,066,000717
Loan loss allowance$7,370,0001,055
Trading account assets$0240
Bank premises and fixed assets$14,888,000843
Other real estate owned$162,0001,090
Goodwill and other intangibles$838,0001,769
All other assets$33,402,000686
Life insurance assets$9,561,000724
Total liabilities and capital$810,571,000881
Total liabilities$734,338,000874
Total deposits$610,355,000915
Interest-bearing deposits$547,282,000884
Deposits held in domestic offices$610,355,000913
% insured56.91%7,442
Federal funds purchased & repurchase agreements$30,000,000552
Trading liabilities$0100
Other borrowed funds$87,707,000628
Subordinated debt$0276
All other liabilities$6,276,000968
Total equity capital$76,233,000879
Total bank equity capital$76,233,000875
Perpetual preferred stock$1,000211
Common stock$07,509
Surplus$55,219,000652
Undivided profits$21,013,0001,571
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$25,093,000691
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$3,590,000909
Earning assets$744,496,000871
Long-term assets (5+ years)$07,339
Average Assets, year-to-date$804,645,670876
Average Assets, quarterly$811,593,500878
Volatile liabilities$294,548,000558
Insider loans$07,346
FHLB advances$87,707,000555
Loans and leases held for sale$01,961
Unused loan commitments$53,131,0001,399
Tier 1 (core) risk-based capital$76,135,000823
Tier 2 risk-based capital$7,370,000840
Total risk weighted assets$668,139,000777
Total unused commitments$53,131,0001,400
Derivatives$01,221
2009-03-31Rank
# of Employees:1401,181
Assets and Liabilities
Total Assets:$812,616,000877
Cash and due from depository institutions$13,336,0001,181
Interest-bearing balances$1,406,0004,069
Securities$74,791,0001,654
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$655,991,000747
Loan loss allowance$7,049,0001,051
Trading account assets$0234
Bank premises and fixed assets$15,237,000830
Other real estate owned$465,0001,181
Goodwill and other intangibles$832,0001,775
All other assets$51,964,000461
Life insurance assets$9,481,000729
Total liabilities and capital$812,616,000877
Total liabilities$735,051,000875
Total deposits$608,267,000901
Interest-bearing deposits$548,896,000875
Deposits held in domestic offices$608,267,000900
% insured56.96%7,477
Federal funds purchased & repurchase agreements$30,000,000587
Trading liabilities$092
Other borrowed funds$71,614,000782
Subordinated debt$0271
All other liabilities$25,170,000345
Total equity capital$77,565,000860
Total bank equity capital$77,565,000858
Perpetual preferred stock$1,000190
Common stock$07,555
Surplus$55,209,000651
Undivided profits$22,355,0001,536
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$25,727,000587
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$3,697,000900
Earning assets$732,188,000885
Long-term assets (5+ years)$07,384
Average Assets, year-to-date$801,683,000878
Average Assets, quarterly$801,683,000878
Volatile liabilities$287,836,000567
Insider loans$07,405
FHLB advances$71,614,000701
Loans and leases held for sale$01,892
Unused loan commitments$58,970,0001,346
Tier 1 (core) risk-based capital$77,170,000800
Tier 2 risk-based capital$7,049,000868
Total risk weighted assets$659,714,000790
Total unused commitments$58,970,0001,347
Derivatives$01,177
2008-12-31Rank
# of Employees:1541,047
Assets and Liabilities
Total Assets:$790,750,000888
Cash and due from depository institutions$21,897,0001,047
Interest-bearing balances$9,091,0001,187
Securities$45,621,0002,503
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$653,515,000751
Loan loss allowance$5,512,0001,268
Trading account assets$0236
Bank premises and fixed assets$15,621,000807
Other real estate owned$610,0001,047
Goodwill and other intangibles$1,030,0001,670
All other assets$52,456,000468
Life insurance assets$9,400,000732
Total liabilities and capital$790,750,000888
Total liabilities$729,001,000871
Total deposits$622,566,000853
Interest-bearing deposits$571,462,000808
Deposits held in domestic offices$622,566,000849
% insured0.00%1
Federal funds purchased & repurchase agreements$30,000,000627
Trading liabilities$088
Other borrowed funds$48,121,0001,208
Subordinated debt$0278
All other liabilities$28,314,000332
Total equity capital$61,749,0001,094
Total bank equity capital$61,749,0001,094
Perpetual preferred stock$1,000139
Common stock$07,596
Surplus$37,204,000877
Undivided profits$24,544,0001,391
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,714,000869
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$3,628,000960
Earning assets$708,227,000897
Long-term assets (5+ years)$07,429
Average Assets, year-to-date$795,263,000850
Average Assets, quarterly$792,106,000875
Volatile liabilities$304,732,000545
Insider loans$07,451
FHLB advances$48,121,0001,117
Loans and leases held for sale$01,663
Unused loan commitments$80,956,0001,064
Tier 1 (core) risk-based capital$60,883,0001,031
Tier 2 risk-based capital$5,512,0001,079
Total risk weighted assets$638,464,000804
Total unused commitments$80,956,0001,064
Derivatives$01,109
2008-09-30Rank
# of Employees:165985
Assets and Liabilities
Total Assets:$793,462,000877
Cash and due from depository institutions$13,731,000985
Interest-bearing balances$1,217,0002,809
Securities$46,710,0002,396
Federal funds sold & reverse repurchase agreements$1,790,0003,894
Net loans & leases$654,218,000748
Loan loss allowance$5,135,0001,226
Trading account assets$0251
Bank premises and fixed assets$15,831,000799
Other real estate owned$635,000985
Goodwill and other intangibles$7,653,000735
All other assets$52,894,000439
Life insurance assets$9,319,000728
Total liabilities and capital$793,462,000877
Total liabilities$722,550,000861
Total deposits$603,565,000858
Interest-bearing deposits$550,107,000831
Deposits held in domestic offices$603,565,000855
% insured0.00%1
Federal funds purchased & repurchase agreements$30,000,000661
Trading liabilities$091
Other borrowed funds$66,036,000933
Subordinated debt$0276
All other liabilities$22,949,000366
Total equity capital$70,912,000950
Total bank equity capital$70,912,000950
Perpetual preferred stock$0110
Common stock$1,0007,433
Surplus$37,192,000863
Undivided profits$33,719,0001,045
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$26,807,000428
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$3,731,000977
Earning assets$703,935,000889
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$796,391,250854
Average Assets, quarterly$792,158,500876
Volatile liabilities$319,503,000509
Insider loans$07,515
FHLB advances$66,036,000858
Loans and leases held for sale$01,623
Unused loan commitments$99,140,000961
Tier 1 (core) risk-based capital$63,998,000992
Tier 2 risk-based capital$5,135,0001,107
Total risk weighted assets$635,191,000814
Total unused commitments$99,140,000962
Derivatives$01,077
2008-06-30Rank
# of Employees:187873
Assets and Liabilities
Total Assets:$790,855,000870
Cash and due from depository institutions$16,048,000873
Interest-bearing balances$1,249,0002,666
Securities$47,804,0002,408
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$653,913,000739
Loan loss allowance$5,032,0001,177
Trading account assets$0267
Bank premises and fixed assets$15,759,000788
Other real estate owned$142,000873
Goodwill and other intangibles$7,691,000754
All other assets$49,498,000456
Life insurance assets$9,231,000726
Total liabilities and capital$790,855,000870
Total liabilities$721,095,000855
Total deposits$637,926,000795
Interest-bearing deposits$580,467,000766
Deposits held in domestic offices$637,926,000792
% insured0.00%1
Federal funds purchased & repurchase agreements$30,000,000698
Trading liabilities$094
Other borrowed funds$29,243,0001,684
Subordinated debt$0257
All other liabilities$23,926,000353
Total equity capital$69,760,000969
Total bank equity capital$69,760,000969
Perpetual preferred stock$0107
Common stock$1,0007,498
Surplus$37,218,000857
Undivided profits$32,541,0001,108
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,252,0001,262
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$3,759,000954
Earning assets$702,966,000884
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$797,367,670850
Average Assets, quarterly$794,358,000864
Volatile liabilities$278,436,000569
Insider loans$07,572
FHLB advances$29,243,0001,595
Loans and leases held for sale$01,725
Unused loan commitments$98,221,0001,002
Tier 1 (core) risk-based capital$62,981,0001,002
Tier 2 risk-based capital$5,032,0001,101
Total risk weighted assets$638,676,000806
Total unused commitments$98,221,0001,002
Derivatives$01,075
2008-03-31Rank
# of Employees:183890
Assets and Liabilities
Total Assets:$797,861,000860
Cash and due from depository institutions$17,004,000890
Interest-bearing balances$1,144,0002,875
Securities$38,183,0002,872
Federal funds sold & reverse repurchase agreements$10,500,0001,679
Net loans & leases$651,399,000726
Loan loss allowance$4,878,0001,164
Trading account assets$0252
Bank premises and fixed assets$15,780,000778
Other real estate owned$1,102,000890
Goodwill and other intangibles$7,557,000774
All other assets$56,336,000410
Life insurance assets$9,141,000723
Total liabilities and capital$797,862,000860
Total liabilities$729,193,000841
Total deposits$658,977,000778
Interest-bearing deposits$600,246,000744
Deposits held in domestic offices$658,977,000774
% insured0.00%1
Federal funds purchased & repurchase agreements$30,000,000674
Trading liabilities$086
Other borrowed funds$15,249,0002,316
Subordinated debt$0251
All other liabilities$24,967,000372
Total equity capital$68,669,0001,012
Total bank equity capital$68,669,0001,012
Perpetual preferred stock$0108
Common stock$1,0007,532
Surplus$37,202,000859
Undivided profits$31,466,0001,215
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,536,0001,709
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$4,140,000870
Earning assets$701,226,000887
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$800,624,000847
Average Assets, quarterly$800,624,000847
Volatile liabilities$275,077,000554
Insider loans$07,597
FHLB advances$15,249,0002,229
Loans and leases held for sale$01,797
Unused loan commitments$115,469,000907
Tier 1 (core) risk-based capital$61,583,0001,019
Tier 2 risk-based capital$4,878,0001,106
Total risk weighted assets$646,336,000789
Total unused commitments$115,469,000907
Derivatives$01,109
2007-12-31Rank
# of Employees:180922
Assets and Liabilities
Total Assets:$803,387,000854
Cash and due from depository institutions$15,538,000922
Interest-bearing balances$1,425,0002,239
Securities$54,068,0002,146
Federal funds sold & reverse repurchase agreements$3,000,0003,456
Net loans & leases$656,185,000718
Loan loss allowance$5,573,000981
Trading account assets$0237
Bank premises and fixed assets$15,171,000807
Other real estate owned$147,000922
Goodwill and other intangibles$7,569,000768
All other assets$51,709,000433
Life insurance assets$9,058,000723
Total liabilities and capital$803,387,000854
Total liabilities$735,643,000826
Total deposits$648,314,000793
Interest-bearing deposits$582,011,000766
Deposits held in domestic offices$648,314,000789
% insured0.00%1
Federal funds purchased & repurchase agreements$30,000,000666
Trading liabilities$078
Other borrowed funds$28,856,0001,496
Subordinated debt$0248
All other liabilities$28,473,000342
Total equity capital$67,744,0001,018
Total bank equity capital$67,744,0001,018
Perpetual preferred stock$0111
Common stock$1,0007,579
Surplus$37,182,000839
Undivided profits$30,561,0001,245
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,212,0001,284
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$4,465,000872
Earning assets$714,678,000868
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$767,815,200850
Average Assets, quarterly$784,969,500865
Volatile liabilities$286,410,000554
Insider loans$07,621
FHLB advances$28,856,0001,415
Loans and leases held for sale$01,738
Unused loan commitments$139,605,000779
Tier 1 (core) risk-based capital$60,492,0001,036
Tier 2 risk-based capital$5,573,000954
Total risk weighted assets$630,590,000804
Total unused commitments$139,605,000779
Derivatives$01,052
2007-09-30Rank
# of Employees:1661,006
Assets and Liabilities
Total Assets:$766,552,000882
Cash and due from depository institutions$21,216,0001,006
Interest-bearing balances$1,679,0001,952
Securities$58,451,0001,977
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$632,106,000729
Loan loss allowance$5,338,000987
Trading account assets$0244
Bank premises and fixed assets$15,181,000786
Other real estate owned$28,0001,006
Goodwill and other intangibles$7,619,000734
All other assets$31,951,000614
Life insurance assets$8,955,000707
Total liabilities and capital$766,552,000882
Total liabilities$699,295,000859
Total deposits$625,790,000811
Interest-bearing deposits$568,755,000777
Deposits held in domestic offices$625,790,000808
% insured0.00%1
Federal funds purchased & repurchase agreements$30,000,000650
Trading liabilities$078
Other borrowed funds$38,263,0001,118
Subordinated debt$0244
All other liabilities$5,242,0001,137
Total equity capital$67,257,0001,014
Total bank equity capital$67,257,0001,014
Perpetual preferred stock$0113
Common stock$1,0007,598
Surplus$37,159,000823
Undivided profits$30,097,0001,262
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,449,0001,040
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$4,407,000946
Earning assets$692,236,000883
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$758,922,250856
Average Assets, quarterly$765,474,000867
Volatile liabilities$274,896,000546
Insider loans$07,654
FHLB advances$38,263,0001,040
Loans and leases held for sale$01,751
Unused loan commitments$153,964,000740
Tier 1 (core) risk-based capital$60,015,0001,046
Tier 2 risk-based capital$5,338,000986
Total risk weighted assets$624,776,000789
Total unused commitments$153,964,000740
Derivatives$01,033
2007-06-30Rank
# of Employees:178950
Assets and Liabilities
Total Assets:$764,396,000882
Cash and due from depository institutions$17,165,000950
Interest-bearing balances$1,774,0001,941
Securities$62,356,0001,857
Federal funds sold & reverse repurchase agreements$3,500,0003,298
Net loans & leases$628,028,000739
Loan loss allowance$5,423,000958
Trading account assets$0245
Bank premises and fixed assets$15,221,000771
Other real estate owned$28,000950
Goodwill and other intangibles$7,132,000760
All other assets$30,966,000642
Life insurance assets$8,875,000706
Total liabilities and capital$764,396,000882
Total liabilities$698,453,000861
Total deposits$636,108,000811
Interest-bearing deposits$580,190,000775
Deposits held in domestic offices$636,108,000807
% insured0.00%1
Federal funds purchased & repurchase agreements$15,000,000968
Trading liabilities$087
Other borrowed funds$42,969,000995
Subordinated debt$0258
All other liabilities$4,376,0001,281
Total equity capital$65,943,0001,027
Total bank equity capital$65,943,0001,027
Perpetual preferred stock$0111
Common stock$1,0007,652
Surplus$37,135,000832
Undivided profits$28,807,0001,301
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,834,000693
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$4,786,000829
Earning assets$695,658,000886
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$756,379,000871
Average Assets, quarterly$751,732,500889
Volatile liabilities$270,352,000557
Insider loans$07,685
FHLB advances$42,969,000920
Loans and leases held for sale$01,802
Unused loan commitments$103,498,0001,024
Tier 1 (core) risk-based capital$59,437,0001,060
Tier 2 risk-based capital$5,423,000968
Total risk weighted assets$631,081,000783
Total unused commitments$103,498,0001,025
Derivatives$01,067
2007-03-31Rank
# of Employees:1581,071
Assets and Liabilities
Total Assets:$739,069,000900
Cash and due from depository institutions$16,046,0001,071
Interest-bearing balances$1,678,0002,107
Securities$67,128,0001,751
Federal funds sold & reverse repurchase agreements$1,300,0005,585
Net loans & leases$604,053,000748
Loan loss allowance$5,409,000957
Trading account assets$0267
Bank premises and fixed assets$14,626,000782
Other real estate owned$28,0001,071
Goodwill and other intangibles$7,079,000753
All other assets$28,809,000658
Life insurance assets$8,795,000697
Total liabilities and capital$739,069,000900
Total liabilities$674,526,000879
Total deposits$620,837,000817
Interest-bearing deposits$562,373,000787
Deposits held in domestic offices$620,837,000814
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$47,776,000887
Subordinated debt$0262
All other liabilities$5,913,0001,007
Total equity capital$64,543,0001,035
Total bank equity capital$64,543,0001,035
Perpetual preferred stock$0113
Common stock$1,0007,681
Surplus$37,087,000813
Undivided profits$27,455,0001,379
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,510,000789
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$4,280,000892
Earning assets$674,159,000907
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$752,370,500875
Average Assets, quarterly$752,370,500875
Volatile liabilities$265,224,000559
Insider loans$07,710
FHLB advances$47,776,000811
Loans and leases held for sale$01,800
Unused loan commitments$128,220,000860
Tier 1 (core) risk-based capital$57,740,0001,075
Tier 2 risk-based capital$5,409,000959
Total risk weighted assets$615,509,000784
Total unused commitments$128,220,000860
Derivatives$01,065
2006-12-31Rank
# of Employees:1651,023
Assets and Liabilities
Total Assets:$765,672,000854
Cash and due from depository institutions$20,793,0001,023
Interest-bearing balances$2,051,0001,863
Securities$73,794,0001,625
Federal funds sold & reverse repurchase agreements$17,000,000961
Net loans & leases$608,798,000737
Loan loss allowance$5,300,000961
Trading account assets$0156
Bank premises and fixed assets$14,313,000779
Other real estate owned$28,0001,023
Goodwill and other intangibles$6,481,000770
All other assets$24,465,000767
Life insurance assets$8,715,000684
Total liabilities and capital$765,672,000854
Total liabilities$701,901,000835
Total deposits$634,391,000787
Interest-bearing deposits$575,642,000751
Deposits held in domestic offices$634,391,000784
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$56,282,000799
Subordinated debt$0264
All other liabilities$11,228,000625
Total equity capital$63,771,0001,025
Total bank equity capital$63,771,0001,025
Perpetual preferred stock$0112
Common stock$1,0007,717
Surplus$37,143,000798
Undivided profits$26,627,0001,382
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,717,000866
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$4,445,000875
Earning assets$701,643,000858
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$702,469,200905
Average Assets, quarterly$772,815,500841
Volatile liabilities$387,089,000455
Insider loans$07,725
FHLB advances$56,282,000728
Loans and leases held for sale$01,760
Unused loan commitments$98,648,0001,037
Tier 1 (core) risk-based capital$57,932,0001,057
Tier 2 risk-based capital$5,300,000969
Total risk weighted assets$620,477,000770
Total unused commitments$98,648,0001,037
Derivatives$01,023
2006-09-30Rank
# of Employees:1341,307
Assets and Liabilities
Total Assets:$779,959,000838
Cash and due from depository institutions$21,333,0001,307
Interest-bearing balances$4,362,0001,090
Securities$89,086,0001,371
Federal funds sold & reverse repurchase agreements$4,800,0002,507
Net loans & leases$615,864,000731
Loan loss allowance$5,222,000990
Trading account assets$0154
Bank premises and fixed assets$14,326,000754
Other real estate owned$540,0001,307
Goodwill and other intangibles$6,180,000783
All other assets$27,830,000698
Life insurance assets$8,635,000665
Total liabilities and capital$779,959,000838
Total liabilities$718,356,000813
Total deposits$631,254,000783
Interest-bearing deposits$576,548,000749
Deposits held in domestic offices$631,254,000781
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$79,773,000630
Subordinated debt$0269
All other liabilities$7,329,000835
Total equity capital$61,603,0001,067
Total bank equity capital$61,603,0001,067
Perpetual preferred stock$0118
Common stock$1,0007,777
Surplus$37,122,000788
Undivided profits$24,480,0001,496
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,369,000912
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$4,070,000954
Earning assets$714,112,000844
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$686,668,500934
Average Assets, quarterly$718,205,000906
Volatile liabilities$403,247,000455
Insider loans$39,0007,483
FHLB advances$79,773,000564
Loans and leases held for sale$01,773
Unused loan commitments$119,897,000908
Tier 1 (core) risk-based capital$56,100,0001,089
Tier 2 risk-based capital$5,222,000990
Total risk weighted assets$626,209,000767
Total unused commitments$119,897,000909
Derivatives$01,023
2006-06-30Rank
# of Employees:1331,328
Assets and Liabilities
Total Assets:$656,451,000984
Cash and due from depository institutions$15,186,0001,328
Interest-bearing balances$1,042,0002,390
Securities$96,211,0001,281
Federal funds sold & reverse repurchase agreements$12,450,0001,030
Net loans & leases$495,813,000885
Loan loss allowance$4,025,0001,277
Trading account assets$0157
Bank premises and fixed assets$13,198,000818
Other real estate owned$532,0001,328
Goodwill and other intangibles$337,0002,352
All other assets$22,724,000826
Life insurance assets$8,557,000663
Total liabilities and capital$656,451,000984
Total liabilities$593,542,000978
Total deposits$515,016,000955
Interest-bearing deposits$474,981,000889
Deposits held in domestic offices$515,016,000954
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$73,979,000682
Subordinated debt$0265
All other liabilities$4,547,0001,117
Total equity capital$62,909,0001,016
Total bank equity capital$62,909,0001,016
Perpetual preferred stock$0119
Common stock$1,0007,805
Surplus$37,060,000782
Undivided profits$25,848,0001,357
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,417,0001,128
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$3,018,0001,173
Earning assets$605,516,000974
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$655,571,670966
Average Assets, quarterly$658,872,000970
Volatile liabilities$353,990,000508
Insider loans$07,848
FHLB advances$73,979,000615
Loans and leases held for sale$01,763
Unused loan commitments$90,943,0001,127
Tier 1 (core) risk-based capital$63,518,000937
Tier 2 risk-based capital$4,025,0001,261
Total risk weighted assets$502,784,000915
Total unused commitments$90,943,0001,128
Derivatives$01,000
2006-03-31Rank
# of Employees:1281,356
Assets and Liabilities
Total Assets:$661,293,000961
Cash and due from depository institutions$14,201,0001,356
Interest-bearing balances$876,0002,704
Securities$108,298,0001,158
Federal funds sold & reverse repurchase agreements$8,700,0001,716
Net loans & leases$493,703,000873
Loan loss allowance$4,015,0001,260
Trading account assets$0154
Bank premises and fixed assets$13,194,000794
Other real estate owned$26,0001,356
Goodwill and other intangibles$339,0002,329
All other assets$22,832,000795
Life insurance assets$8,479,000650
Total liabilities and capital$661,293,000961
Total liabilities$599,529,000952
Total deposits$512,045,000952
Interest-bearing deposits$471,680,000886
Deposits held in domestic offices$512,045,000950
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$80,935,000608
Subordinated debt$0259
All other liabilities$6,549,000866
Total equity capital$61,764,0001,027
Total bank equity capital$61,764,0001,027
Perpetual preferred stock$0120
Common stock$1,0007,816
Surplus$37,024,000756
Undivided profits$24,739,0001,424
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,731,000966
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$2,910,0001,158
Earning assets$611,577,000949
Long-term assets (5+ years)$07,792
Average Assets, year-to-date$655,132,000962
Average Assets, quarterly$655,132,000962
Volatile liabilities$355,135,000477
Insider loans$07,878
FHLB advances$80,935,000545
Loans and leases held for sale$01,721
Unused loan commitments$64,602,0001,501
Tier 1 (core) risk-based capital$62,207,000942
Tier 2 risk-based capital$4,015,0001,245
Total risk weighted assets$500,928,000897
Total unused commitments$64,602,0001,501
Derivatives$0990
2005-12-31Rank
# of Employees:1311,313
Assets and Liabilities
Total Assets:$648,971,000972
Cash and due from depository institutions$17,318,0001,313
Interest-bearing balances$920,0002,743
Securities$119,469,0001,051
Federal funds sold & reverse repurchase agreements$6,900,0001,912
Net loans & leases$468,080,000895
Loan loss allowance$4,032,0001,237
Trading account assets$0155
Bank premises and fixed assets$13,500,000761
Other real estate owned$10,0001,313
Goodwill and other intangibles$227,0002,540
All other assets$23,467,000762
Life insurance assets$8,404,00087
Total liabilities and capital$648,971,000972
Total liabilities$587,593,000961
Total deposits$488,387,000984
Interest-bearing deposits$449,307,000908
Deposits held in domestic offices$488,387,000982
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$96,482,000550
Subordinated debt$0258
All other liabilities$2,724,0001,663
Total equity capital$61,378,0001,004
Total bank equity capital$61,378,0001,004
Perpetual preferred stock$0122
Common stock$1,0007,853
Surplus$37,024,000735
Undivided profits$24,353,0001,433
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,191,0001,200
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$3,001,0001,106
Earning assets$595,369,000962
Long-term assets (5+ years)$07,839
Average Assets, year-to-date$632,281,800943
Average Assets, quarterly$649,426,000959
Volatile liabilities$355,477,000466
Insider loans$07,892
FHLB advances$96,482,000480
Loans and leases held for sale$01,743
Unused loan commitments$76,250,0001,240
Tier 1 (core) risk-based capital$61,846,000931
Tier 2 risk-based capital$4,032,0001,213
Total risk weighted assets$472,514,000932
Total unused commitments$76,250,0001,240
Derivatives$0930
2005-09-30Rank
# of Employees:1271,348
Assets and Liabilities
Total Assets:$649,881,000952
Cash and due from depository institutions$9,189,0001,348
Interest-bearing balances$973,0002,766
Securities$136,003,000907
Federal funds sold & reverse repurchase agreements$8,700,0001,466
Net loans & leases$451,495,000904
Loan loss allowance$4,064,0001,201
Trading account assets$0146
Bank premises and fixed assets$13,730,000724
Other real estate owned$10,0001,348
Goodwill and other intangibles$220,0002,539
All other assets$30,534,000585
Life insurance assets$8,327,00085
Total liabilities and capital$649,881,000952
Total liabilities$589,825,000938
Total deposits$474,422,000990
Interest-bearing deposits$438,901,000898
Deposits held in domestic offices$474,422,000987
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$112,488,000486
Subordinated debt$0251
All other liabilities$2,915,0001,539
Total equity capital$60,056,0001,016
Total bank equity capital$60,056,0001,016
Perpetual preferred stock$1,000118
Common stock$08,097
Surplus$37,024,000707
Undivided profits$23,031,0001,521
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,695,000992
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$2,849,0001,113
Earning assets$597,171,000945
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$628,109,500937
Average Assets, quarterly$634,725,500960
Volatile liabilities$352,116,000460
Insider loans$07,932
FHLB advances$112,488,000424
Loans and leases held for sale$01,843
Unused loan commitments$69,093,0001,333
Tier 1 (core) risk-based capital$60,163,000936
Tier 2 risk-based capital$4,064,0001,164
Total risk weighted assets$436,365,000977
Total unused commitments$69,093,0001,333
Derivatives$0909
2005-06-30Rank
# of Employees:1421,175
Assets and Liabilities
Total Assets:$619,570,000962
Cash and due from depository institutions$9,365,0001,175
Interest-bearing balances$1,078,0002,645
Securities$144,925,000853
Federal funds sold & reverse repurchase agreements$3,100,0002,857
Net loans & leases$416,106,000958
Loan loss allowance$4,081,0001,172
Trading account assets$0148
Bank premises and fixed assets$13,711,000705
Other real estate owned$10,0001,175
Goodwill and other intangibles$191,0002,597
All other assets$32,162,000561
Life insurance assets$8,257,00083
Total liabilities and capital$619,570,000962
Total liabilities$560,474,000957
Total deposits$463,383,000986
Interest-bearing deposits$429,758,000891
Deposits held in domestic offices$463,383,000984
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$94,494,000565
Subordinated debt$0251
All other liabilities$2,597,0001,595
Total equity capital$59,096,0001,007
Total bank equity capital$59,096,0001,007
Perpetual preferred stock$0118
Common stock$1,0007,881
Surplus$37,024,000694
Undivided profits$22,071,0001,560
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,563,0001,605
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$2,933,000970
Earning assets$565,209,000969
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$620,852,330932
Average Assets, quarterly$623,071,000944
Volatile liabilities$322,025,000479
Insider loans$07,951
FHLB advances$94,494,000495
Loans and leases held for sale$01,818
Unused loan commitments$78,567,0001,160
Tier 1 (core) risk-based capital$59,124,000922
Tier 2 risk-based capital$4,081,0001,139
Total risk weighted assets$414,983,0001,004
Total unused commitments$78,567,0001,160
Derivatives$0866
2005-03-31Rank
# of Employees:1381,200
Assets and Liabilities
Total Assets:$626,572,000927
Cash and due from depository institutions$13,410,0001,200
Interest-bearing balances$975,0002,779
Securities$147,788,000845
Federal funds sold & reverse repurchase agreements$6,800,0001,801
Net loans & leases$422,195,000928
Loan loss allowance$4,097,0001,156
Trading account assets$0148
Bank premises and fixed assets$13,658,000690
Other real estate owned$01,200
Goodwill and other intangibles$179,0002,629
All other assets$22,542,000751
Life insurance assets$8,173,00082
Total liabilities and capital$626,572,000927
Total liabilities$569,174,000918
Total deposits$460,439,000969
Interest-bearing deposits$428,158,000874
Deposits held in domestic offices$460,439,000965
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$102,500,000509
Subordinated debt$0265
All other liabilities$6,235,000796
Total equity capital$57,398,0001,009
Total bank equity capital$57,398,0001,009
Perpetual preferred stock$0120
Common stock$1,0007,942
Surplus$37,024,000679
Undivided profits$20,373,0001,628
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$998,0002,370
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$2,661,0001,035
Earning assets$577,758,000931
Long-term assets (5+ years)$07,945
Average Assets, year-to-date$621,493,500926
Average Assets, quarterly$621,493,500926
Volatile liabilities$327,838,000455
Insider loans$08,007
FHLB advances$102,500,000448
Loans and leases held for sale$01,762
Unused loan commitments$44,644,0001,810
Tier 1 (core) risk-based capital$57,684,000928
Tier 2 risk-based capital$4,097,0001,122
Total risk weighted assets$395,877,0001,037
Total unused commitments$44,644,0001,812
Derivatives$0790
2004-12-31Rank
# of Employees:1311,299
Assets and Liabilities
Total Assets:$616,415,000943
Cash and due from depository institutions$13,733,0001,299
Interest-bearing balances$1,144,0002,633
Securities$150,193,000854
Federal funds sold & reverse repurchase agreements$8,500,0001,372
Net loans & leases$409,549,000949
Loan loss allowance$4,119,0001,135
Trading account assets$0153
Bank premises and fixed assets$13,323,000706
Other real estate owned$01,299
Goodwill and other intangibles$175,0002,633
All other assets$20,942,000777
Life insurance assets$8,090,00084
Total liabilities and capital$616,415,000943
Total liabilities$559,522,000935
Total deposits$443,316,000991
Interest-bearing deposits$413,585,000904
Deposits held in domestic offices$443,316,000990
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$112,506,000483
Subordinated debt$0272
All other liabilities$3,700,0001,163
Total equity capital$56,893,0001,023
Total bank equity capital$56,893,0001,023
Perpetual preferred stock$0118
Common stock$08,205
Surplus$37,025,000677
Undivided profits$19,868,0001,686
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,621,0001,576
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$2,683,0001,011
Earning assets$569,386,000939
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$564,411,600977
Average Assets, quarterly$598,302,000953
Volatile liabilities$327,824,000454
Insider loans$08,048
FHLB advances$112,506,000425
Loans and leases held for sale$01,753
Unused loan commitments$91,173,000993
Tier 1 (core) risk-based capital$57,092,000940
Tier 2 risk-based capital$4,119,0001,105
Total risk weighted assets$396,278,0001,019
Total unused commitments$91,173,000993
Derivatives$0774
2004-09-30Rank
# of Employees:1381,208
Assets and Liabilities
Total Assets:$580,189,000983
Cash and due from depository institutions$11,508,0001,208
Interest-bearing balances$1,215,0002,650
Securities$155,402,000831
Federal funds sold & reverse repurchase agreements$1,500,0004,024
Net loans & leases$377,752,0001,008
Loan loss allowance$4,116,0001,134
Trading account assets$0149
Bank premises and fixed assets$13,227,000681
Other real estate owned$01,208
Goodwill and other intangibles$152,0002,670
All other assets$20,648,000777
Life insurance assets$8,008,00081
Total liabilities and capital$580,189,000983
Total liabilities$524,360,000976
Total deposits$433,767,000990
Interest-bearing deposits$405,972,000904
Deposits held in domestic offices$433,767,000986
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$87,812,000591
Subordinated debt$0276
All other liabilities$2,781,0001,480
Total equity capital$55,829,0001,029
Total bank equity capital$55,829,0001,029
Perpetual preferred stock$0124
Common stock$08,249
Surplus$37,025,000662
Undivided profits$18,804,0001,782
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,797,0001,540
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$2,629,0001,050
Earning assets$535,869,000970
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$551,410,750996
Average Assets, quarterly$566,902,000989
Volatile liabilities$298,853,000481
Insider loans$08,077
FHLB advances$87,812,000515
Loans and leases held for sale$01,808
Unused loan commitments$76,260,0001,131
Tier 1 (core) risk-based capital$55,867,000947
Tier 2 risk-based capital$4,116,0001,085
Total risk weighted assets$375,724,0001,059
Total unused commitments$76,260,0001,133
Derivatives$0770
2004-06-30Rank
# of Employees:1341,274
Assets and Liabilities
Total Assets:$553,615,0001,012
Cash and due from depository institutions$10,471,0001,274
Interest-bearing balances$1,199,0002,646
Securities$128,331,000993
Federal funds sold & reverse repurchase agreements$15,400,000681
Net loans & leases$371,412,000994
Loan loss allowance$4,106,0001,129
Trading account assets$0153
Bank premises and fixed assets$13,173,000662
Other real estate owned$01,274
Goodwill and other intangibles$116,0002,770
All other assets$14,712,0001,049
Life insurance assets$0323
Total liabilities and capital$553,615,0001,012
Total liabilities$500,872,0001,004
Total deposits$408,220,0001,044
Interest-bearing deposits$378,839,000954
Deposits held in domestic offices$408,220,0001,040
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$89,510,000591
Subordinated debt$0288
All other liabilities$3,142,0001,235
Total equity capital$52,743,0001,038
Total bank equity capital$52,743,0001,038
Perpetual preferred stock$0126
Common stock$08,301
Surplus$37,025,000652
Undivided profits$15,718,0001,981
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,885,0001,493
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$2,415,0001,080
Earning assets$516,342,000982
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$541,818,0001,003
Average Assets, quarterly$546,418,5001,008
Volatile liabilities$271,681,000499
Insider loans$08,164
FHLB advances$89,510,000524
Loans and leases held for sale$01,820
Unused loan commitments$90,178,000966
Tier 1 (core) risk-based capital$53,604,000964
Tier 2 risk-based capital$4,106,0001,081
Total risk weighted assets$368,586,0001,048
Total unused commitments$90,178,000966
Derivatives$0740
2004-03-31Rank
# of Employees:1331,277
Assets and Liabilities
Total Assets:$539,222,0001,023
Cash and due from depository institutions$14,560,0001,277
Interest-bearing balances$3,641,0001,639
Securities$139,856,000933
Federal funds sold & reverse repurchase agreements$8,200,0001,822
Net loans & leases$352,237,0001,031
Loan loss allowance$4,125,0001,115
Trading account assets$0144
Bank premises and fixed assets$11,826,000751
Other real estate owned$01,277
Goodwill and other intangibles$03,256
All other assets$12,543,0001,165
Life insurance assets$0322
Total liabilities and capital$539,222,0001,023
Total liabilities$481,836,0001,036
Total deposits$384,597,0001,106
Interest-bearing deposits$353,120,0001,030
Deposits held in domestic offices$384,597,0001,104
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$91,541,000556
Subordinated debt$0287
All other liabilities$5,698,000852
Total equity capital$57,386,000988
Total bank equity capital$57,386,000988
Perpetual preferred stock$0129
Common stock$08,335
Surplus$37,025,000637
Undivided profits$20,361,0001,659
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,123,0001,410
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$2,471,0001,049
Earning assets$503,934,0001,005
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$535,919,5001,019
Average Assets, quarterly$535,919,5001,019
Volatile liabilities$248,514,000534
Insider loans$08,165
FHLB advances$91,516,000486
Loans and leases held for sale$01,884
Unused loan commitments$73,958,0001,107
Tier 1 (core) risk-based capital$57,191,000901
Tier 2 risk-based capital$4,125,0001,069
Total risk weighted assets$346,572,0001,105
Total unused commitments$73,958,0001,111
Derivatives$0699
2003-12-31Rank
# of Employees:1311,308
Assets and Liabilities
Total Assets:$532,617,0001,040
Cash and due from depository institutions$15,706,0001,308
Interest-bearing balances$4,098,0001,405
Securities$150,221,000898
Federal funds sold & reverse repurchase agreements$5,900,0002,007
Net loans & leases$338,023,0001,062
Loan loss allowance$4,128,0001,118
Trading account assets$0168
Bank premises and fixed assets$10,869,000831
Other real estate owned$01,308
Goodwill and other intangibles$18,0003,095
All other assets$11,880,0001,240
Life insurance assets$01
Total liabilities and capital$532,617,0001,040
Total liabilities$475,778,0001,053
Total deposits$373,569,0001,138
Interest-bearing deposits$347,076,0001,046
Deposits held in domestic offices$373,569,0001,137
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$97,592,000544
Subordinated debt$0293
All other liabilities$4,617,000989
Total equity capital$56,839,000989
Total bank equity capital$56,839,000989
Perpetual preferred stock$0131
Common stock$1,0008,179
Surplus$37,024,000632
Undivided profits$19,814,0001,653
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,267,0002,243
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,761,0001,611
Earning assets$498,242,0001,017
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$513,927,2001,033
Average Assets, quarterly$529,182,0001,037
Volatile liabilities$255,361,000517
Insider loans$08,219
FHLB advances$97,522,000471
Loans and leases held for sale$01,789
Unused loan commitments$40,103,0001,745
Tier 1 (core) risk-based capital$56,846,000899
Tier 2 risk-based capital$4,128,0001,060
Total risk weighted assets$336,168,0001,127
Total unused commitments$40,103,0001,748
Derivatives$0665
2003-09-30Rank
# of Employees:1191,472
Assets and Liabilities
Total Assets:$525,747,0001,063
Cash and due from depository institutions$12,240,0001,472
Interest-bearing balances$3,761,0001,666
Securities$154,541,000875
Federal funds sold & reverse repurchase agreements$9,000,0001,590
Net loans & leases$315,118,0001,126
Loan loss allowance$4,113,0001,125
Trading account assets$0165
Bank premises and fixed assets$10,469,000868
Other real estate owned$01,472
Goodwill and other intangibles$71,0002,868
All other assets$24,308,000648
Life insurance assets$01
Total liabilities and capital$525,747,0001,063
Total liabilities$470,372,0001,076
Total deposits$368,670,0001,169
Interest-bearing deposits$345,818,0001,069
Deposits held in domestic offices$368,670,0001,167
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$97,644,000524
Subordinated debt$0293
All other liabilities$4,058,0001,139
Total equity capital$55,375,0001,018
Total bank equity capital$55,375,0001,018
Perpetual preferred stock$0137
Common stock$1,0008,232
Surplus$37,025,000641
Undivided profits$18,349,0001,778
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,901,0001,133
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,150,0001,336
Earning assets$482,420,0001,055
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$509,254,7501,068
Average Assets, quarterly$521,160,0001,058
Volatile liabilities$246,670,000523
Insider loans$08,298
FHLB advances$97,528,000455
Loans and leases held for sale$01,962
Unused loan commitments$29,115,0002,212
Tier 1 (core) risk-based capital$55,224,000932
Tier 2 risk-based capital$4,113,0001,061
Total risk weighted assets$332,780,0001,142
Total unused commitments$29,115,0002,216
Derivatives$0666
2003-06-30Rank
# of Employees:1211,457
Assets and Liabilities
Total Assets:$516,573,0001,073
Cash and due from depository institutions$14,259,0001,457
Interest-bearing balances$3,946,0001,761
Securities$160,852,000824
Federal funds sold & reverse repurchase agreements$13,700,0001,137
Net loans & leases$303,672,0001,164
Loan loss allowance$4,123,0001,113
Trading account assets$0170
Bank premises and fixed assets$10,220,000874
Other real estate owned$01,457
Goodwill and other intangibles$124,0002,661
All other assets$13,746,0001,036
Life insurance assets$01
Total liabilities and capital$516,573,0001,073
Total liabilities$475,363,0001,054
Total deposits$367,984,0001,163
Interest-bearing deposits$345,826,0001,065
Deposits held in domestic offices$367,984,0001,162
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$102,195,000506
Subordinated debt$0266
All other liabilities$5,184,000984
Total equity capital$41,210,0001,316
Total bank equity capital$41,210,0001,316
Perpetual preferred stock$0140
Common stock$1,0008,259
Surplus$23,871,000893
Undivided profits$17,338,0001,880
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,804,0001,786
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,992,0001,415
Earning assets$482,170,0001,047
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$503,757,3301,075
Average Assets, quarterly$513,315,5001,064
Volatile liabilities$249,596,000528
Insider loans$08,352
FHLB advances$102,034,000435
Loans and leases held for sale$02,044
Unused loan commitments$14,444,0003,426
Tier 1 (core) risk-based capital$40,372,0001,229
Tier 2 risk-based capital$3,937,0001,077
Total risk weighted assets$314,803,0001,195
Total unused commitments$14,444,0003,436
Derivatives$0623
2003-03-31Rank
# of Employees:1051,648
Assets and Liabilities
Total Assets:$510,058,0001,059
Cash and due from depository institutions$17,643,0001,648
Interest-bearing balances$5,481,0001,416
Securities$165,633,000784
Federal funds sold & reverse repurchase agreements$5,500,0002,971
Net loans & leases$293,254,0001,188
Loan loss allowance$4,158,0001,092
Trading account assets$0169
Bank premises and fixed assets$10,193,000869
Other real estate owned$01,648
Goodwill and other intangibles$178,0002,501
All other assets$17,657,000829
Life insurance assets$01
Total liabilities and capital$510,058,0001,059
Total liabilities$469,405,0001,043
Total deposits$351,143,0001,209
Interest-bearing deposits$330,684,0001,112
Deposits held in domestic offices$351,143,0001,207
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$108,996,000476
Subordinated debt$0265
All other liabilities$9,266,000665
Total equity capital$40,653,0001,316
Total bank equity capital$40,653,0001,316
Perpetual preferred stock$0141
Common stock$1,0008,301
Surplus$23,871,000883
Undivided profits$16,781,0001,890
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,802,0001,778
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,586,0001,076
Earning assets$469,868,0001,056
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$497,349,5001,085
Average Assets, quarterly$497,349,5001,085
Volatile liabilities$241,635,000534
Insider loans$08,373
FHLB advances$108,789,000405
Loans and leases held for sale$01,961
Unused loan commitments$13,336,0003,543
Tier 1 (core) risk-based capital$39,725,0001,230
Tier 2 risk-based capital$3,885,0001,075
Total risk weighted assets$310,547,0001,183
Total unused commitments$13,336,0003,557
Derivatives$0578
2002-12-31Rank
# of Employees:1121,537
Assets and Liabilities
Total Assets:$484,641,0001,124
Cash and due from depository institutions$13,039,0001,537
Interest-bearing balances$2,843,0002,032
Securities$150,557,000843
Federal funds sold & reverse repurchase agreements$11,400,0001,261
Net loans & leases$288,751,0001,188
Loan loss allowance$4,133,0001,067
Trading account assets$0170
Bank premises and fixed assets$10,269,000850
Other real estate owned$01,537
Goodwill and other intangibles$231,0002,360
All other assets$10,394,0001,266
Life insurance assets$01
Total liabilities and capital$484,641,0001,124
Total liabilities$445,379,0001,100
Total deposits$338,624,0001,236
Interest-bearing deposits$320,113,0001,124
Deposits held in domestic offices$338,624,0001,235
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$100,297,000515
Subordinated debt$0258
All other liabilities$6,458,000817
Total equity capital$39,262,0001,337
Total bank equity capital$39,262,0001,337
Perpetual preferred stock$0142
Common stock$1,0008,336
Surplus$23,867,000865
Undivided profits$15,394,0002,025
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,164,0002,454
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$2,015,0001,508
Earning assets$453,551,0001,084
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$458,564,2001,122
Average Assets, quarterly$476,571,0001,126
Volatile liabilities$226,780,000548
Insider loans$08,414
FHLB advances$100,045,000441
Loans and leases held for sale$01,889
Unused loan commitments$10,232,0004,010
Tier 1 (core) risk-based capital$38,496,0001,243
Tier 2 risk-based capital$3,786,0001,085
Total risk weighted assets$302,524,0001,192
Total unused commitments$10,232,0004,015
Derivatives$0527
2001-12-31Rank
# of Employees:1101,534
Assets and Liabilities
Total Assets:$449,992,0001,147
Cash and due from depository institutions$16,393,0001,534
Interest-bearing balances$2,500,0002,032
Securities$100,692,0001,127
Federal funds sold & reverse repurchase agreements$5,000,0002,764
Net loans & leases$306,315,0001,080
Loan loss allowance$3,964,0001,046
Trading account assets$0182
Bank premises and fixed assets$10,376,000809
Other real estate owned$01,534
Goodwill and other intangibles$444,0001,943
All other assets$10,772,0001,144
Life insurance assets$01
Total liabilities and capital$449,992,0001,147
Total liabilities$414,884,0001,130
Total deposits$330,112,0001,200
Interest-bearing deposits$314,241,0001,091
Deposits held in domestic offices$330,112,0001,197
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$78,701,000575
Subordinated debt$0241
All other liabilities$6,071,000869
Total equity capital$35,108,0001,392
Total bank equity capital$35,108,0001,392
Perpetual preferred stock$0158
Common stock$1,0008,561
Surplus$23,845,000840
Undivided profits$11,262,0002,480
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,005,0001,507
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$2,259,0001,421
Earning assets$414,507,0001,134
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$433,491,0001,118
Average Assets, quarterly$445,808,0001,137
Volatile liabilities$204,205,000561
Insider loans$08,624
FHLB advances$78,267,000497
Loans and leases held for sale$01,749
Unused loan commitments$15,577,0002,958
Tier 1 (core) risk-based capital$34,587,0001,317
Tier 2 risk-based capital$2,743,0001,408
Total risk weighted assets$218,201,0001,577
Total unused commitments$15,577,0002,964
Derivatives$0450
2000-12-31Rank
# of Employees:1031,610
Assets and Liabilities
Total Assets:$421,837,0001,154
Cash and due from depository institutions$9,987,0001,610
Interest-bearing balances$4,589,000942
Securities$92,037,0001,211
Federal funds sold & reverse repurchase agreements$24,900,000493
Net loans & leases$273,241,0001,169
Loan loss allowance$3,106,0001,253
Trading account assets$0175
Bank premises and fixed assets$10,599,000752
Other real estate owned$503,0001,610
Goodwill and other intangibles$657,0001,682
All other assets$9,913,0001,013
Life insurance assets$01
Total liabilities and capital$421,837,0001,154
Total liabilities$391,590,0001,134
Total deposits$276,674,0001,368
Interest-bearing deposits$276,674,0001,191
Deposits held in domestic offices$276,674,0001,365
% insured0.00%1
Federal funds purchased & repurchase agreements$4,930,0001,589
Trading liabilities$077
Other borrowed funds$102,731,000460
Subordinated debt$0239
All other liabilities$7,255,000759
Total equity capital$30,247,0001,537
Total bank equity capital$30,247,0001,537
Perpetual preferred stock$0178
Common stock$09,055
Surplus$23,868,000817
Undivided profits$6,379,0003,704
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,413,0001,045
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,674,0001,524
Earning assets$394,767,0001,122
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$418,810,8001,098
Average Assets, quarterly$421,941,0001,135
Volatile liabilities$169,914,000666
Insider loans$5,0008,800
FHLB advances$102,314,000135
Loans and leases held for sale$01,442
Unused loan commitments$15,856,0002,773
Tier 1 (core) risk-based capital$29,590,0001,489
Tier 2 risk-based capital$2,500,0001,451
Total risk weighted assets$199,371,0001,633
Total unused commitments$15,856,0002,775
Derivatives$0481
1999-12-31Rank
# of Employees:1151,491
Assets and Liabilities
Total Assets:$410,986,0001,159
Cash and due from depository institutions$11,589,0001,491
Interest-bearing balances$3,525,0001,116
Securities$111,366,0001,028
Federal funds sold & reverse repurchase agreements$8,600,0001,114
Net loans & leases$255,791,0001,211
Loan loss allowance$2,645,0001,421
Trading account assets$0165
Bank premises and fixed assets$11,470,000673
Other real estate owned$453,0001,491
Goodwill and other intangibles$870,0001,565
All other assets$10,847,000931
Life insurance assets$01
Total liabilities and capital$410,986,0001,159
Total liabilities$381,505,0001,137
Total deposits$279,716,0001,331
Interest-bearing deposits$269,087,0001,206
Deposits held in domestic offices$279,716,0001,327
% insured0.00%1
Federal funds purchased & repurchase agreements$31,337,000647
Trading liabilities$065
Other borrowed funds$66,497,000626
Subordinated debt$0242
All other liabilities$3,955,0001,118
Total equity capital$29,481,0001,501
Total bank equity capital$29,481,0001,501
Perpetual preferred stock$0193
Common stock$1,0009,132
Surplus$21,335,000886
Undivided profits$8,145,0002,905
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,411,000975
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,601,0001,333
Earning assets$379,282,0001,156
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$415,714,4001,092
Average Assets, quarterly$411,590,5001,142
Volatile liabilities$140,902,000763
Insider loans$406,0005,859
FHLB advances$65,694,000172
Loans and leases held for sale$01,487
Unused loan commitments$11,679,0003,384
Tier 1 (core) risk-based capital$28,642,0001,520
Tier 2 risk-based capital$2,443,0001,411
Total risk weighted assets$195,241,0001,598
Total unused commitments$11,679,0003,388
Derivatives$0488
1998-12-31Rank
# of Employees:1121,505
Assets and Liabilities
Total Assets:$418,885,0001,118
Cash and due from depository institutions$13,828,0001,505
Interest-bearing balances$8,678,000721
Securities$114,215,0001,020
Federal funds sold & reverse repurchase agreements$15,800,0001,026
Net loans & leases$250,423,0001,141
Loan loss allowance$2,533,0001,436
Trading account assets$0197
Bank premises and fixed assets$12,034,000602
Other real estate owned$82,0001,505
Goodwill and other intangibles$1,083,0001,391
All other assets$11,420,000795
Life insurance assets$01
Total liabilities and capital$418,885,0001,118
Total liabilities$392,138,0001,068
Total deposits$283,386,0001,300
Interest-bearing deposits$269,711,0001,182
Deposits held in domestic offices$283,386,0001,296
% insured0.00%1
Federal funds purchased & repurchase agreements$35,337,000544
Trading liabilities$069
Other borrowed funds$66,756,000503
Subordinated debt$0255
All other liabilities$6,659,000822
Total equity capital$26,747,0001,668
Total bank equity capital$26,747,0001,668
Perpetual preferred stock$0199
Common stock$09,564
Surplus$21,434,000827
Undivided profits$5,313,0004,277
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,703,000336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,880,0001,116
Earning assets$389,116,0001,099
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$425,805,6001,037
Average Assets, quarterly$425,146,0001,070
Volatile liabilities$141,315,000664
Insider loans$09,309
FHLB advances$65,718,000150
Loans and leases held for sale$01,681
Unused loan commitments$15,326,0002,735
Tier 1 (core) risk-based capital$25,702,0001,629
Tier 2 risk-based capital$2,509,0001,333
Total risk weighted assets$200,686,0001,437
Total unused commitments$15,326,0002,743
Derivatives$0527
1997-12-31Rank
# of Employees:991,784
Assets and Liabilities
Total Assets:$415,767,0001,131
Cash and due from depository institutions$6,582,0001,784
Interest-bearing balances$875,0002,623
Securities$138,650,000847
Federal funds sold & reverse repurchase agreements$3,050,0003,888
Net loans & leases$243,838,0001,202
Loan loss allowance$1,482,0002,368
Trading account assets$0203
Bank premises and fixed assets$11,609,000626
Other real estate owned$82,0001,784
Goodwill and other intangibles$4,860,000578
All other assets$7,096,0001,129
Life insurance assets$01
Total liabilities and capital$415,767,0001,131
Total liabilities$383,020,0001,114
Total deposits$269,777,0001,378
Interest-bearing deposits$260,058,0001,252
Deposits held in domestic offices$269,777,0001,372
% insured0.00%1
Federal funds purchased & repurchase agreements$73,393,000400
Trading liabilities$080
Other borrowed funds$36,229,000690
Subordinated debt$0260
All other liabilities$3,621,0001,269
Total equity capital$32,747,0001,370
Total bank equity capital$32,747,0001,370
Perpetual preferred stock$0223
Common stock$09,968
Surplus$23,143,000773
Undivided profits$9,604,0002,631
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,807,000514
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,977,0001,099
Earning assets$386,413,0001,114
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$406,512,8001,110
Average Assets, quarterly$415,664,0001,116
Volatile liabilities$117,636,000762
Insider loans$09,792
FHLB advances$35,000,000224
Loans and leases held for sale$01,579
Unused loan commitments$8,944,0003,707
Tier 1 (core) risk-based capital$31,676,0001,343
Tier 2 risk-based capital$242,0007,810
Total risk weighted assets$179,755,0001,563
Total unused commitments$8,944,0003,709
Derivatives$0533
1996-12-31Rank
# of Employees:971,925
Assets and Liabilities
Total Assets:$368,047,0001,295
Cash and due from depository institutions$4,859,0001,925
Interest-bearing balances$784,0002,634
Securities$230,497,000566
Federal funds sold & reverse repurchase agreements$10,700,0001,216
Net loans & leases$102,937,0002,716
Loan loss allowance$969,0003,607
Trading account assets$0240
Bank premises and fixed assets$11,074,000678
Other real estate owned$01,925
Goodwill and other intangibles$1,455,0001,079
All other assets$6,525,0001,286
Life insurance assets$01
Total liabilities and capital$368,047,0001,295
Total liabilities$337,245,0001,284
Total deposits$263,988,0001,462
Interest-bearing deposits$255,739,0001,307
Deposits held in domestic offices$263,988,0001,455
% insured0.00%1
Federal funds purchased & repurchase agreements$43,335,000562
Trading liabilities$097
Other borrowed funds$26,811,000806
Subordinated debt$0298
All other liabilities$3,111,0001,425
Total equity capital$30,802,0001,464
Total bank equity capital$30,802,0001,464
Perpetual preferred stock$0250
Common stock$010,450
Surplus$21,333,000869
Undivided profits$9,469,0002,643
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,321,000665
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,064,0002,103
Earning assets$344,918,0001,266
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$365,312,8001,251
Average Assets, quarterly$366,551,5001,285
Volatile liabilities$101,457,000862
Insider loans$267,0007,111
FHLB advances$25,000,000291
Loans and leases held for sale$01,560
Unused loan commitments$20,280,0002,028
Tier 1 (core) risk-based capital$30,154,0001,415
Tier 2 risk-based capital$307,0007,124
Total risk weighted assets$130,621,0002,159
Total unused commitments$20,280,0002,042
Derivatives$0549
1995-12-31Rank
# of Employees:1041,860
Assets and Liabilities
Total Assets:$363,225,0001,309
Cash and due from depository institutions$4,266,0001,860
Interest-bearing balances$2,328,0001,646
Securities$263,719,000544
Federal funds sold & reverse repurchase agreements$18,300,000780
Net loans & leases$57,866,0004,429
Loan loss allowance$1,091,0003,275
Trading account assets$0261
Bank premises and fixed assets$8,582,000884
Other real estate owned$01,860
Goodwill and other intangibles$1,661,000945
All other assets$8,831,0001,039
Life insurance assets$01
Total liabilities and capital$363,225,0001,309
Total liabilities$328,240,0001,328
Total deposits$254,875,0001,526
Interest-bearing deposits$249,330,0001,369
Deposits held in domestic offices$254,875,0001,512
% insured0.00%1
Federal funds purchased & repurchase agreements$39,000,000602
Trading liabilities$0110
Other borrowed funds$32,994,000662
Subordinated debt$0337
All other liabilities$1,371,0002,831
Total equity capital$34,985,0001,302
Total bank equity capital$34,985,0001,302
Perpetual preferred stock$0288
Common stock$23,00010,471
Surplus$21,443,000868
Undivided profits$13,519,0001,915
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,796,000961
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$624,0003,830
Earning assets$342,213,0001,276
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$364,164,4001,271
Average Assets, quarterly$362,155,0001,300
Volatile liabilities$99,698,000825
Insider loans$284,0007,195
FHLB advances$31,000,000235
Loans and leases held for sale$01,606
Unused loan commitments$13,237,0002,661
Tier 1 (core) risk-based capital$34,101,0001,270
Tier 2 risk-based capital$319,0007,089
Total risk weighted assets$108,180,0002,527
Total unused commitments$13,237,0002,672
Derivatives$0628
1994-12-31Rank
# of Employees:932,169
Assets and Liabilities
Total Assets:$362,734,0001,304
Cash and due from depository institutions$4,682,0002,169
Interest-bearing balances$2,355,0001,406
Securities$291,376,000514
Federal funds sold & reverse repurchase agreements$3,966,0002,240
Net loans & leases$50,185,0004,909
Loan loss allowance$1,157,0003,126
Trading account assets$0286
Bank premises and fixed assets$3,851,0001,954
Other real estate owned$302,0002,169
Goodwill and other intangibles$1,885,000814
All other assets$6,487,0001,339
Life insurance assets$01
Total liabilities and capital$362,734,0001,304
Total liabilities$328,805,0001,306
Total deposits$247,147,0001,542
Interest-bearing deposits$242,770,0001,354
Deposits held in domestic offices$247,147,0001,531
% insured0.00%1
Federal funds purchased & repurchase agreements$18,188,000926
Trading liabilities$087
Other borrowed funds$62,176,000490
Subordinated debt$0372
All other liabilities$1,294,0002,494
Total equity capital$33,929,0001,224
Total bank equity capital$33,929,0001,224
Perpetual preferred stock$0310
Common stock$23,00011,045
Surplus$19,709,000872
Undivided profits$14,197,0001,665
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,070,0001,148
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$636,0003,236
Earning assets$347,882,0001,251
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$322,720,2001,396
Average Assets, quarterly$347,673,5001,345
Volatile liabilities$105,943,000789
Insider loans$297,0007,182
FHLB advances$60,000,000180
Loans and leases held for sale$01,430
Unused loan commitments$4,850,0004,987
Tier 1 (core) risk-based capital$33,929,0001,222
Tier 2 risk-based capital$432,0005,902
Total risk weighted assets$93,214,0002,818
Total unused commitments$6,598,0004,156
Derivatives$0687
1993-12-31Rank
# of Employees:962,196
Assets and Liabilities
Total Assets:$301,369,0001,562
Cash and due from depository institutions$4,206,0002,196
Interest-bearing balances$1,719,0002,631
Securities$233,794,000638
Federal funds sold & reverse repurchase agreements$1,200,0007,272
Net loans & leases$50,879,0004,742
Loan loss allowance$1,264,0003,021
Trading account assets$0330
Bank premises and fixed assets$2,902,0002,537
Other real estate owned$360,0002,196
Goodwill and other intangibles$77,0002,332
All other assets$7,951,0001,122
Life insurance assets$01
Total liabilities and capital$301,369,0001,562
Total liabilities$287,190,0001,499
Total deposits$248,242,0001,599
Interest-bearing deposits$245,383,0001,407
Deposits held in domestic offices$248,242,0001,585
% insured0.00%1
Federal funds purchased & repurchase agreements$10,000,0001,075
Trading liabilities$01
Other borrowed funds$27,553,000656
Subordinated debt$0413
All other liabilities$1,395,0002,424
Total equity capital$14,179,0002,850
Total bank equity capital$14,179,0002,850
Perpetual preferred stock$0343
Common stock$011,979
Surplus$012,104
Undivided profits$14,179,0001,683
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,748,0002,108
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$783,0002,282
Earning assets$287,592,0001,497
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$316,735,2001,450
Average Assets, quarterly$306,658,0001,517
Volatile liabilities$61,503,0001,040
Insider loans$310,0007,172
FHLB advances$27,400,000251
Loans and leases held for sale$01,681
Unused loan commitments$7,500,0003,784
Tier 1 (core) risk-based capital$14,099,0002,802
Tier 2 risk-based capital$543,0004,903
Total risk weighted assets$85,373,0003,020
Total unused commitments$7,500,0003,804
Derivatives$0714
1992-12-31Rank
# of Employees:872,490
Assets and Liabilities
Total Assets:$320,970,0001,522
Cash and due from depository institutions$5,075,0002,490
Interest-bearing balances$08,059
Securities$249,764,000589
Federal funds sold & reverse repurchase agreements$6,000,0002,741
Net loans & leases$47,228,0005,027
Loan loss allowance$1,126,0003,366
Trading account assets$0344
Bank premises and fixed assets$3,059,0002,417
Other real estate owned$370,0002,490
Goodwill and other intangibles$366,0001,504
All other assets$9,108,0001,048
Life insurance assets$01
Total liabilities and capital$320,970,0001,522
Total liabilities$307,229,0001,472
Total deposits$253,563,0001,649
Interest-bearing deposits$250,205,0001,458
Deposits held in domestic offices$253,563,0001,637
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$52,108,000422
Subordinated debt$0482
All other liabilities$1,558,0002,283
Total equity capital$13,741,0002,801
Total bank equity capital$13,741,0002,801
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$13,741,0001,595
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,679,0001,444
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,101,0001,762
Earning assets$302,992,0001,473
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$312,542,8001,532
Average Assets, quarterly$324,652,0001,498
Volatile liabilities$76,492,000882
Insider loans$09,493
FHLB advances$52,000,000168
Loans and leases held for sale$01,207
Unused loan commitments$2,102,0007,193
Tier 1 (core) risk-based capital$13,741,0002,750
Tier 2 risk-based capital$674,0004,090
Total risk weighted assets$89,534,0002,970
Total unused commitments$2,102,0007,224
Derivatives$0651