3rd Fed Bank

Status:Inactive as of 2014-10-25
 Merger - Without Assistance
Successor Bank:National Penn Bank
Headquarters:3rd Fed Bank
3 Penns Trail
Newtown, PA 18940
Established:1921-01-01
FDIC Insurance:1935-03-23
FDIC Cert:#29132
Charter Class:Savings banks, state charter, supervised by the FDIC
# of Branches:19
Total Assets:$815,554,000
Total Deposits:$667,956,000

History

1921-01-01Institution established: Original name:Third Federal Savings and Loan Association of Philadelphia
1978-12-31Acquired Benjamin Franklin Federal Savings and Loan Association (29044) in PHILADELPHIA, PA
1988-04-30Moved bank headquarters from KULPSVILLE, PA to PHILADELPHIA, PA
1992-03-31Moved bank headquarters from PHILADELPHIA, PA to NEWTOWN, PA
1992-07-31Acquired Doylestown Federal Savings and Loan Association (30523) in DOYLESTOWN, PA
1994-07-13Changed organization type to STOCK SAVINGS BANK
1994-07-13Changed name to Third Federal Savings Bank
2004-11-24Changed name to Third Federal Bank
2011-07-21Changed primary regulatory agency from OFFICE OF THRIFT SUPERVISION to COMPTROLLER OF THE CURRENCY
2012-01-30Changed institution class to FDIC SUPERVISED SAVINGS BANK
2012-01-30Changed primary regulatory agency from COMPTROLLER OF THE CURRENCY to FEDERAL DEPOSIT INSURANCE CORPORATION
2012-01-30Changed name to 3rd Fed Bank
2013-07-03Acquired Roebling Bank (31419) in ROEBLING, NJ
2014-10-25Merged into and subsequently operated as part of National Penn Bank (7414) in BOYERTOWN, PA

Historical Financial Information

2014-09-30Rank
# of Employees:193739
Assets and Liabilities
Total Assets:$815,554,000846
Cash and due from depository institutions$35,909,000739
Interest-bearing balances$29,669,0001,129
Securities$125,714,0001,190
Federal funds sold & reverse repurchase agreements$02,747
Net loans & leases$604,952,000745
Loan loss allowance$4,064,0001,583
Trading account assets$0245
Bank premises and fixed assets$8,172,0001,431
Other real estate owned$5,586,000739
Goodwill and other intangibles$6,235,000644
All other assets$28,986,000739
Life insurance assets$18,984,000456
Total liabilities and capital$815,554,000846
Total liabilities$720,155,000847
Total deposits$667,956,000852
Interest-bearing deposits$591,956,000760
Deposits held in domestic offices$667,956,000851
% insured93.57%1,002
Federal funds purchased & repurchase agreements$02,181
Trading liabilities$0165
Other borrowed funds$47,177,000626
Subordinated debt$0131
All other liabilities$5,022,0001,030
Total equity capital$95,399,000807
Total bank equity capital$95,399,000805
Perpetual preferred stock$0194
Common stock$1,0005,824
Surplus$45,806,000754
Undivided profits$49,592,000793
Noncontrolling interests in consolidated subsidiaries$0153
Memoranda
Noncurrent loans and leases$5,086,0001,226
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0951
Income earned, not collected on loans$2,576,0001,006
Earning assets$760,335,000825
Long-term assets (5+ years)$485,279,000494
Average Assets, year-to-date$836,404,250810
Average Assets, quarterly$828,822,000830
Volatile liabilities$7,847,0003,554
Insider loans$435,0004,499
FHLB advances$46,221,000598
Loans and leases held for sale$565,0001,252
Unused loan commitments$86,420,0001,010
Tier 1 (core) risk-based capital$90,082,000796
Tier 2 risk-based capital$4,064,0001,306
Total risk weighted assets$523,051,000897
Total unused commitments$86,420,0001,010
Derivatives$01,399
2014-06-30Rank
# of Employees:205701
Assets and Liabilities
Total Assets:$842,090,000816
Cash and due from depository institutions$50,830,000701
Interest-bearing balances$42,823,000755
Securities$131,026,0001,154
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$610,226,000716
Loan loss allowance$4,148,0001,557
Trading account assets$0246
Bank premises and fixed assets$8,350,0001,405
Other real estate owned$5,711,000701
Goodwill and other intangibles$6,249,000628
All other assets$29,698,000719
Life insurance assets$18,851,000449
Total liabilities and capital$842,090,000816
Total liabilities$747,172,000814
Total deposits$694,084,000801
Interest-bearing deposits$617,932,000721
Deposits held in domestic offices$694,084,000798
% insured93.71%1,009
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$48,112,000622
Subordinated debt$0135
All other liabilities$4,976,000992
Total equity capital$94,918,000796
Total bank equity capital$94,918,000796
Perpetual preferred stock$0199
Common stock$1,0005,891
Surplus$45,700,000749
Undivided profits$49,217,000785
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$3,756,0001,633
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$2,523,000969
Earning assets$784,075,000793
Long-term assets (5+ years)$493,993,000480
Average Assets, year-to-date$843,354,330800
Average Assets, quarterly$845,314,500806
Volatile liabilities$8,104,0003,492
Insider loans$475,0004,437
FHLB advances$47,120,000590
Loans and leases held for sale$129,0001,799
Unused loan commitments$98,394,000894
Tier 1 (core) risk-based capital$89,564,000781
Tier 2 risk-based capital$4,148,0001,275
Total risk weighted assets$537,159,000865
Total unused commitments$98,394,000894
Derivatives$01,413
2014-03-31Rank
# of Employees:204711
Assets and Liabilities
Total Assets:$848,539,000806
Cash and due from depository institutions$62,682,000711
Interest-bearing balances$53,255,000695
Securities$130,292,0001,168
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$604,975,000712
Loan loss allowance$4,062,0001,616
Trading account assets$0247
Bank premises and fixed assets$8,510,0001,384
Other real estate owned$6,108,000711
Goodwill and other intangibles$6,255,000629
All other assets$29,717,000721
Life insurance assets$18,717,000445
Total liabilities and capital$848,539,000806
Total liabilities$756,185,000813
Total deposits$699,917,000801
Interest-bearing deposits$629,354,000718
Deposits held in domestic offices$699,917,000797
% insured93.17%1,193
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$49,340,000556
Subordinated debt$0134
All other liabilities$6,928,000769
Total equity capital$92,354,000807
Total bank equity capital$92,354,000807
Perpetual preferred stock$0201
Common stock$1,0005,951
Surplus$45,618,000755
Undivided profits$46,735,000802
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$3,217,0001,928
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$2,571,000931
Earning assets$788,522,000788
Long-term assets (5+ years)$502,144,000469
Average Assets, year-to-date$843,986,500807
Average Assets, quarterly$843,986,500807
Volatile liabilities$8,911,0003,245
Insider loans$643,0004,129
FHLB advances$48,213,000522
Loans and leases held for sale$1,319,000806
Unused loan commitments$114,276,000782
Tier 1 (core) risk-based capital$87,732,000799
Tier 2 risk-based capital$4,062,0001,302
Total risk weighted assets$542,161,000842
Total unused commitments$114,276,000782
Derivatives$01,405
2013-12-31Rank
# of Employees:203717
Assets and Liabilities
Total Assets:$839,434,000806
Cash and due from depository institutions$48,986,000717
Interest-bearing balances$41,092,000830
Securities$125,502,0001,194
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$614,518,000691
Loan loss allowance$6,575,0001,033
Trading account assets$0247
Bank premises and fixed assets$8,616,0001,368
Other real estate owned$5,601,000717
Goodwill and other intangibles$6,299,000625
All other assets$29,912,000723
Life insurance assets$18,586,000439
Total liabilities and capital$839,434,000806
Total liabilities$749,088,000811
Total deposits$693,372,000795
Interest-bearing deposits$621,258,000716
Deposits held in domestic offices$693,372,000791
% insured93.13%1,253
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$50,670,000562
Subordinated debt$0136
All other liabilities$5,046,000971
Total equity capital$90,346,000803
Total bank equity capital$90,346,000802
Perpetual preferred stock$0206
Common stock$1,0006,024
Surplus$45,551,000756
Undivided profits$44,794,000807
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$8,332,000898
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$2,520,000993
Earning assets$781,112,000788
Long-term assets (5+ years)$502,176,000466
Average Assets, year-to-date$765,380,600873
Average Assets, quarterly$838,255,500798
Volatile liabilities$9,602,0003,163
Insider loans$645,0004,152
FHLB advances$49,605,000532
Loans and leases held for sale$349,0001,383
Unused loan commitments$77,663,0001,023
Tier 1 (core) risk-based capital$86,550,000798
Tier 2 risk-based capital$6,575,000827
Total risk weighted assets$533,355,000847
Total unused commitments$77,663,0001,023
Derivatives$01,395
2013-09-30Rank
# of Employees:206716
Assets and Liabilities
Total Assets:$837,077,000798
Cash and due from depository institutions$34,665,000716
Interest-bearing balances$26,291,0001,350
Securities$130,614,0001,172
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$623,021,000673
Loan loss allowance$6,691,0001,045
Trading account assets$0248
Bank premises and fixed assets$8,657,0001,367
Other real estate owned$5,786,000716
Goodwill and other intangibles$6,323,000621
All other assets$28,011,000769
Life insurance assets$18,451,000437
Total liabilities and capital$837,077,000798
Total liabilities$748,636,000796
Total deposits$689,953,000795
Interest-bearing deposits$617,124,000717
Deposits held in domestic offices$689,953,000792
% insured92.53%1,523
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$52,090,000529
Subordinated debt$0150
All other liabilities$6,593,000855
Total equity capital$88,441,000811
Total bank equity capital$88,441,000811
Perpetual preferred stock$0217
Common stock$1,0006,095
Surplus$45,492,000752
Undivided profits$42,948,000843
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$6,881,0001,190
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,662,000978
Earning assets$779,926,000785
Long-term assets (5+ years)$520,228,000443
Average Assets, year-to-date$746,867,250900
Average Assets, quarterly$777,379,500866
Volatile liabilities$10,221,0003,092
Insider loans$384,0004,782
FHLB advances$50,989,000492
Loans and leases held for sale$691,0001,205
Unused loan commitments$68,462,0001,151
Tier 1 (core) risk-based capital$85,219,000807
Tier 2 risk-based capital$6,559,000813
Total risk weighted assets$524,550,000854
Total unused commitments$68,462,0001,151
Derivatives$01,430
2013-06-30Rank
# of Employees:166901
Assets and Liabilities
Total Assets:$717,682,000928
Cash and due from depository institutions$47,653,000901
Interest-bearing balances$41,134,000890
Securities$98,819,0001,510
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$524,548,000798
Loan loss allowance$6,916,0001,013
Trading account assets$0250
Bank premises and fixed assets$6,546,0001,777
Other real estate owned$6,177,000901
Goodwill and other intangibles$5,578,000673
All other assets$28,361,000757
Life insurance assets$18,140,000437
Total liabilities and capital$717,682,000928
Total liabilities$638,021,000932
Total deposits$579,492,000959
Interest-bearing deposits$520,478,000866
Deposits held in domestic offices$579,492,000957
% insured94.31%1,069
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$53,670,000508
Subordinated debt$0152
All other liabilities$4,859,0001,058
Total equity capital$79,661,000900
Total bank equity capital$79,661,000900
Perpetual preferred stock$0228
Common stock$1,0006,143
Surplus$32,300,0001,033
Undivided profits$47,360,000767
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$5,904,0001,406
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$2,422,0001,040
Earning assets$664,501,000917
Long-term assets (5+ years)$436,371,000515
Average Assets, year-to-date$716,797,330931
Average Assets, quarterly$718,130,500927
Volatile liabilities$10,725,0002,990
Insider loans$406,0004,783
FHLB advances$52,534,000473
Loans and leases held for sale$1,509,0001,064
Unused loan commitments$65,966,0001,146
Tier 1 (core) risk-based capital$76,873,000885
Tier 2 risk-based capital$5,504,000975
Total risk weighted assets$438,911,0001,021
Total unused commitments$65,966,0001,146
Derivatives$01,417
2013-03-31Rank
# of Employees:165903
Assets and Liabilities
Total Assets:$718,579,000939
Cash and due from depository institutions$51,043,000903
Interest-bearing balances$46,346,000979
Securities$97,674,0001,547
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$521,568,000787
Loan loss allowance$6,662,0001,078
Trading account assets$0242
Bank premises and fixed assets$6,029,0001,890
Other real estate owned$7,170,000903
Goodwill and other intangibles$5,377,000681
All other assets$29,718,000718
Life insurance assets$19,252,000407
Total liabilities and capital$718,579,000939
Total liabilities$639,002,000937
Total deposits$578,249,000970
Interest-bearing deposits$520,264,000877
Deposits held in domestic offices$578,249,000967
% insured94.90%926
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$55,323,000472
Subordinated debt$0155
All other liabilities$5,430,000979
Total equity capital$79,577,000927
Total bank equity capital$79,577,000927
Perpetual preferred stock$0239
Common stock$1,0006,213
Surplus$32,250,0001,036
Undivided profits$47,326,000800
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$7,577,0001,235
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,454,0001,009
Earning assets$665,588,000916
Long-term assets (5+ years)$443,439,000495
Average Assets, year-to-date$716,355,000942
Average Assets, quarterly$716,355,000942
Volatile liabilities$14,255,0002,464
Insider loans$489,0004,594
FHLB advances$54,151,000431
Loans and leases held for sale$711,0001,385
Unused loan commitments$83,887,000929
Tier 1 (core) risk-based capital$74,975,000903
Tier 2 risk-based capital$5,641,000944
Total risk weighted assets$450,260,000980
Total unused commitments$83,887,000929
Derivatives$01,405
2012-12-31Rank
# of Employees:167893
Assets and Liabilities
Total Assets:$714,131,000943
Cash and due from depository institutions$33,161,000893
Interest-bearing balances$26,440,0001,566
Securities$104,249,0001,422
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$527,426,000783
Loan loss allowance$6,922,0001,039
Trading account assets$0243
Bank premises and fixed assets$6,108,0001,880
Other real estate owned$7,282,000893
Goodwill and other intangibles$5,280,000695
All other assets$30,625,000702
Life insurance assets$19,109,000397
Total liabilities and capital$714,131,000943
Total liabilities$635,129,000942
Total deposits$567,606,000984
Interest-bearing deposits$555,633,000802
Deposits held in domestic offices$567,606,000983
% insured95.61%1,299
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$61,864,000466
Subordinated debt$0159
All other liabilities$5,659,000975
Total equity capital$79,002,000927
Total bank equity capital$79,002,000927
Perpetual preferred stock$0246
Common stock$1,0006,271
Surplus$32,200,0001,033
Undivided profits$46,801,000801
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$8,287,0001,188
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$2,459,0001,039
Earning assets$658,115,000929
Long-term assets (5+ years)$437,052,000481
Average Assets, year-to-date$696,391,600943
Average Assets, quarterly$707,469,500945
Volatile liabilities$19,616,0002,042
Insider loans$489,0004,659
FHLB advances$60,656,000426
Loans and leases held for sale$706,0001,595
Unused loan commitments$74,571,000979
Tier 1 (core) risk-based capital$73,612,000905
Tier 2 risk-based capital$5,547,000959
Total risk weighted assets$442,418,0001,002
Total unused commitments$74,571,000979
Derivatives$01,366
2012-09-30Rank
# of Employees:167893
Assets and Liabilities
Total Assets:$700,808,000962
Cash and due from depository institutions$7,163,000893
Interest-bearing balances$198,0006,486
Securities$109,036,0001,384
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$534,838,000774
Loan loss allowance$6,772,0001,101
Trading account assets$0231
Bank premises and fixed assets$6,294,0001,858
Other real estate owned$7,619,000893
Goodwill and other intangibles$5,188,000702
All other assets$30,670,000707
Life insurance assets$18,962,000389
Total liabilities and capital$700,807,000962
Total liabilities$622,681,000951
Total deposits$540,797,0001,009
Interest-bearing deposits$524,951,000860
Deposits held in domestic offices$540,797,0001,008
% insured95.36%1,512
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$76,400,000387
Subordinated debt$0163
All other liabilities$5,484,0001,026
Total equity capital$78,126,000941
Total bank equity capital$78,126,000940
Perpetual preferred stock$0250
Common stock$1,0006,360
Surplus$32,150,0001,048
Undivided profits$45,975,000831
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$10,400,0001,066
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,605,0001,047
Earning assets$644,072,000951
Long-term assets (5+ years)$443,554,000466
Average Assets, year-to-date$691,956,750959
Average Assets, quarterly$694,898,500962
Volatile liabilities$37,532,0001,220
Insider loans$485,0004,721
FHLB advances$75,156,000349
Loans and leases held for sale$860,0001,488
Unused loan commitments$76,523,000953
Tier 1 (core) risk-based capital$72,255,000929
Tier 2 risk-based capital$5,534,000968
Total risk weighted assets$441,453,000996
Total unused commitments$76,523,000953
Derivatives$01,366
2012-06-30Rank
# of Employees:171875
Assets and Liabilities
Total Assets:$688,989,000967
Cash and due from depository institutions$7,689,000875
Interest-bearing balances$195,0006,492
Securities$117,855,0001,301
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$513,783,000805
Loan loss allowance$6,163,0001,231
Trading account assets$0211
Bank premises and fixed assets$6,395,0001,826
Other real estate owned$6,625,000875
Goodwill and other intangibles$5,167,000704
All other assets$31,475,000702
Life insurance assets$18,810,000384
Total liabilities and capital$688,989,000967
Total liabilities$612,575,000966
Total deposits$555,375,000979
Interest-bearing deposits$541,910,000834
Deposits held in domestic offices$555,375,000976
% insured95.54%1,526
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$52,364,000547
Subordinated debt$0180
All other liabilities$4,836,0001,083
Total equity capital$76,414,000935
Total bank equity capital$76,414,000934
Perpetual preferred stock$0254
Common stock$1,0006,418
Surplus$32,104,0001,039
Undivided profits$44,309,000835
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$12,566,000924
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$2,591,0001,004
Earning assets$631,833,000964
Long-term assets (5+ years)$420,245,000482
Average Assets, year-to-date$689,006,330959
Average Assets, quarterly$692,309,000963
Volatile liabilities$35,699,0001,277
Insider loans$399,0004,987
FHLB advances$51,084,000513
Loans and leases held for sale$1,548,0001,115
Unused loan commitments$99,475,000761
Tier 1 (core) risk-based capital$70,951,000930
Tier 2 risk-based capital$5,448,000984
Total risk weighted assets$439,923,000995
Total unused commitments$99,475,000761
Derivatives$01,332
2012-03-31Rank
# of Employees:176844
Assets and Liabilities
Total Assets:$695,629,000964
Cash and due from depository institutions$24,185,000844
Interest-bearing balances$17,051,0002,369
Securities$126,270,0001,227
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$491,376,000821
Loan loss allowance$6,981,0001,104
Trading account assets$0215
Bank premises and fixed assets$6,527,0001,787
Other real estate owned$10,247,000844
Goodwill and other intangibles$5,194,000707
All other assets$31,830,000687
Life insurance assets$18,658,000378
Total liabilities and capital$695,629,000964
Total liabilities$620,517,000960
Total deposits$567,462,000966
Interest-bearing deposits$553,405,000825
Deposits held in domestic offices$567,462,000963
% insured95.57%1,514
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$48,036,000606
Subordinated debt$0185
All other liabilities$5,019,0001,037
Total equity capital$75,112,000934
Total bank equity capital$75,112,000933
Perpetual preferred stock$0259
Common stock$1,0006,474
Surplus$32,055,0001,040
Undivided profits$43,056,000841
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$13,889,000902
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$2,502,0001,037
Earning assets$634,697,000962
Long-term assets (5+ years)$396,686,000512
Average Assets, year-to-date$689,015,000959
Average Assets, quarterly$689,015,000959
Volatile liabilities$31,294,0001,436
Insider loans$487,0004,821
FHLB advances$46,685,000568
Loans and leases held for sale$884,0001,349
Unused loan commitments$83,482,000858
Tier 1 (core) risk-based capital$69,992,000931
Tier 2 risk-based capital$5,433,000977
Total risk weighted assets$433,118,0001,006
Total unused commitments$83,482,000858
Derivatives$01,297
2011-12-31Rank
# of Employees:168890
Assets and Liabilities
Total Assets:$682,401,000964
Cash and due from depository institutions$14,928,000890
Interest-bearing balances$10,430,0002,885
Securities$117,091,0001,266
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$494,637,000836
Loan loss allowance$5,797,0001,311
Trading account assets$0205
Bank premises and fixed assets$6,559,0001,769
Other real estate owned$11,731,000890
Goodwill and other intangibles$5,087,000725
All other assets$32,368,000694
Life insurance assets$18,506,000373
Total liabilities and capital$682,401,000964
Total liabilities$608,187,000961
Total deposits$555,375,000974
Interest-bearing deposits$510,971,000878
Deposits held in domestic offices$555,375,000970
% insured95.62%1,581
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$48,259,000638
Subordinated debt$0193
All other liabilities$4,553,0001,101
Total equity capital$74,214,000943
Total bank equity capital$74,214,000942
Perpetual preferred stock$0263
Common stock$1,0006,512
Surplus$32,007,0001,050
Undivided profits$42,206,000845
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$10,239,0001,208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$2,611,0001,037
Earning assets$622,158,000965
Long-term assets (5+ years)$06,681
Average Assets, year-to-date$689,460,800945
Average Assets, quarterly$688,899,500954
Volatile liabilities$52,123,000990
Insider loans$618,0004,546
FHLB advances$46,908,000597
Loans and leases held for sale$01,918
Unused loan commitments$67,435,000997
Tier 1 (core) risk-based capital$69,144,000938
Tier 2 risk-based capital$5,003,0001,078
Total risk weighted assets$399,412,0001,118
Total unused commitments$67,435,000999
Derivatives$01,191
2011-09-30Rank
# of Employees:172872
Assets and Liabilities
Total Assets:$695,398,000958
Cash and due from depository institutions$14,304,000872
Interest-bearing balances$10,240,0002,999
Securities$120,483,0001,210
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$505,760,000818
Loan loss allowance$5,666,0001,379
Trading account assets$0209
Bank premises and fixed assets$6,658,0001,758
Other real estate owned$8,909,000872
Goodwill and other intangibles$5,042,000726
All other assets$34,242,000667
Life insurance assets$18,349,000371
Total liabilities and capital$695,398,000958
Total liabilities$620,762,000954
Total deposits$554,415,000971
Interest-bearing deposits$507,462,000900
Deposits held in domestic offices$554,415,000968
% insured96.12%1,422
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$60,922,000518
Subordinated debt$0206
All other liabilities$5,425,000973
Total equity capital$74,636,000948
Total bank equity capital$74,636,000947
Perpetual preferred stock$0266
Common stock$1,0006,584
Surplus$31,975,0001,063
Undivided profits$42,660,000841
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$13,182,0001,051
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$2,582,0001,099
Earning assets$636,483,000952
Long-term assets (5+ years)$06,717
Average Assets, year-to-date$691,225,750950
Average Assets, quarterly$693,751,000953
Volatile liabilities$64,756,000824
Insider loans$496,0004,882
FHLB advances$59,500,000479
Loans and leases held for sale$01,904
Unused loan commitments$64,311,0001,042
Tier 1 (core) risk-based capital$67,878,000962
Tier 2 risk-based capital$5,145,0001,059
Total risk weighted assets$411,095,0001,087
Total unused commitments$64,311,0001,044
Derivatives$01,195
2011-06-30Rank
# of Employees:179834
Assets and Liabilities
Total Assets:$692,104,000958
Cash and due from depository institutions$8,615,000834
Interest-bearing balances$3,872,0004,350
Securities$127,587,0001,133
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$499,288,000842
Loan loss allowance$5,540,0001,438
Trading account assets$0213
Bank premises and fixed assets$6,797,0001,713
Other real estate owned$9,245,000834
Goodwill and other intangibles$5,197,000733
All other assets$35,375,000655
Life insurance assets$18,189,000374
Total liabilities and capital$692,104,000958
Total liabilities$619,383,000959
Total deposits$555,637,000964
Interest-bearing deposits$510,416,000903
Deposits held in domestic offices$555,637,000960
% insured96.04%1,503
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$56,767,000583
Subordinated debt$0212
All other liabilities$6,979,000767
Total equity capital$72,721,000956
Total bank equity capital$72,721,000953
Perpetual preferred stock$0222
Common stock$1,0006,661
Surplus$31,942,0001,056
Undivided profits$40,778,000842
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$14,742,0001,013
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$2,776,000989
Earning assets$630,747,000956
Long-term assets (5+ years)$06,767
Average Assets, year-to-date$689,835,000960
Average Assets, quarterly$688,538,000963
Volatile liabilities$60,045,000898
Insider loans$360,0005,281
FHLB advances$55,345,000530
Loans and leases held for sale$01,752
Unused loan commitments$65,600,0001,021
Tier 1 (core) risk-based capital$67,076,000958
Tier 2 risk-based capital$5,131,0001,074
Total risk weighted assets$410,059,0001,100
Total unused commitments$66,834,0001,007
Derivatives$01,174
2011-03-31Rank
# of Employees:177845
Assets and Liabilities
Total Assets:$684,972,000977
Cash and due from depository institutions$10,498,000845
Interest-bearing balances$6,090,0003,825
Securities$119,910,0001,197
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$498,903,000846
Loan loss allowance$5,719,0001,402
Trading account assets$0208
Bank premises and fixed assets$6,669,0001,764
Other real estate owned$8,002,000845
Goodwill and other intangibles$5,202,000740
All other assets$35,788,000657
Life insurance assets$18,025,000373
Total liabilities and capital$684,972,000977
Total liabilities$613,246,000980
Total deposits$550,685,000985
Interest-bearing deposits$508,615,000930
Deposits held in domestic offices$550,685,000983
% insured96.10%1,507
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$56,844,000599
Subordinated debt$0214
All other liabilities$5,717,000904
Total equity capital$71,726,000947
Total bank equity capital$71,726,000945
Perpetual preferred stock$0224
Common stock$1,0006,722
Surplus$31,908,0001,065
Undivided profits$39,817,000818
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$17,877,000888
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$2,584,0001,078
Earning assets$624,903,000970
Long-term assets (5+ years)$06,809
Average Assets, year-to-date$688,700,500966
Average Assets, quarterly$688,700,500966
Volatile liabilities$59,665,000937
Insider loans$360,0005,330
FHLB advances$55,387,000547
Loans and leases held for sale$01,676
Unused loan commitments$64,126,0001,054
Tier 1 (core) risk-based capital$66,504,000959
Tier 2 risk-based capital$4,973,0001,109
Total risk weighted assets$404,470,0001,124
Total unused commitments$64,126,0001,055
Derivatives$01,153
2010-12-31Rank
# of Employees:176858
Assets and Liabilities
Total Assets:$692,429,000962
Cash and due from depository institutions$7,266,000858
Interest-bearing balances$4,048,0004,193
Securities$127,489,0001,083
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$501,687,000869
Loan loss allowance$5,896,0001,366
Trading account assets$0207
Bank premises and fixed assets$6,797,0001,763
Other real estate owned$7,482,000858
Goodwill and other intangibles$5,202,000742
All other assets$36,506,000654
Life insurance assets$17,868,000372
Total liabilities and capital$692,429,000962
Total liabilities$621,825,000967
Total deposits$553,789,000984
Interest-bearing deposits$513,008,000912
Deposits held in domestic offices$553,789,000982
% insured96.01%1,519
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$63,479,000588
Subordinated debt$0220
All other liabilities$4,557,0001,064
Total equity capital$70,604,000959
Total bank equity capital$70,604,000959
Perpetual preferred stock$0224
Common stock$1,0006,804
Surplus$31,871,0001,063
Undivided profits$38,732,000832
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$16,785,000981
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,740,0001,050
Earning assets$633,224,000965
Long-term assets (5+ years)$06,888
Average Assets, year-to-date$709,564,400941
Average Assets, quarterly$697,682,000961
Volatile liabilities$116,167,0001,183
Insider loans$510,0005,028
FHLB advances$61,987,000540
Loans and leases held for sale$01,952
Unused loan commitments$56,355,0001,140
Tier 1 (core) risk-based capital$65,669,000967
Tier 2 risk-based capital$5,072,0001,113
Total risk weighted assets$404,963,0001,143
Total unused commitments$56,355,0001,141
Derivatives$01,176
2010-09-30Rank
# of Employees:170886
Assets and Liabilities
Total Assets:$702,935,000963
Cash and due from depository institutions$6,856,000886
Interest-bearing balances$3,420,0004,348
Securities$125,198,0001,072
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$520,475,000849
Loan loss allowance$5,499,0001,463
Trading account assets$0210
Bank premises and fixed assets$6,788,0001,795
Other real estate owned$2,152,000886
Goodwill and other intangibles$4,961,000761
All other assets$36,505,000646
Life insurance assets$17,699,000368
Total liabilities and capital$702,936,000963
Total liabilities$631,895,000962
Total deposits$556,113,000982
Interest-bearing deposits$514,952,000920
Deposits held in domestic offices$556,113,000980
% insured95.69%1,265
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$70,198,000555
Subordinated debt$0233
All other liabilities$5,584,000971
Total equity capital$71,041,000968
Total bank equity capital$71,041,000968
Perpetual preferred stock$0229
Common stock$1,0006,906
Surplus$31,839,0001,051
Undivided profits$39,201,000866
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$19,608,000876
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,659,0001,156
Earning assets$649,093,000950
Long-term assets (5+ years)$06,979
Average Assets, year-to-date$713,848,250937
Average Assets, quarterly$712,043,000947
Volatile liabilities$123,817,0001,140
Insider loans$512,0005,082
FHLB advances$68,671,000514
Loans and leases held for sale$01,963
Unused loan commitments$58,405,0001,136
Tier 1 (core) risk-based capital$64,885,000973
Tier 2 risk-based capital$5,210,0001,102
Total risk weighted assets$416,532,0001,130
Total unused commitments$58,405,0001,137
Derivatives$01,218
2010-06-30Rank
# of Employees:177852
Assets and Liabilities
Total Assets:$721,151,000941
Cash and due from depository institutions$19,905,000852
Interest-bearing balances$16,172,0001,929
Securities$131,834,0001,006
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$520,219,000853
Loan loss allowance$5,264,0001,524
Trading account assets$0210
Bank premises and fixed assets$6,342,0001,956
Other real estate owned$1,448,000852
Goodwill and other intangibles$4,921,000770
All other assets$36,482,000656
Life insurance assets$17,528,000371
Total liabilities and capital$721,151,000941
Total liabilities$651,614,000931
Total deposits$563,653,000966
Interest-bearing deposits$515,707,000915
Deposits held in domestic offices$563,653,000964
% insured95.54%1,432
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$81,491,000515
Subordinated debt$0241
All other liabilities$6,470,000828
Total equity capital$69,537,000972
Total bank equity capital$69,537,000971
Perpetual preferred stock$0222
Common stock$1,0006,962
Surplus$31,807,0001,050
Undivided profits$37,729,000886
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$14,512,0001,133
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$2,893,0001,025
Earning assets$668,225,000926
Long-term assets (5+ years)$07,034
Average Assets, year-to-date$717,486,000937
Average Assets, quarterly$718,946,000939
Volatile liabilities$133,789,0001,054
Insider loans$518,0005,149
FHLB advances$79,929,000473
Loans and leases held for sale$01,852
Unused loan commitments$68,734,000969
Tier 1 (core) risk-based capital$64,156,000979
Tier 2 risk-based capital$5,243,0001,108
Total risk weighted assets$419,427,0001,130
Total unused commitments$68,734,000972
Derivatives$01,168
2010-03-31Rank
# of Employees:177862
Assets and Liabilities
Total Assets:$716,741,000962
Cash and due from depository institutions$16,339,000862
Interest-bearing balances$12,724,0002,268
Securities$126,202,0001,043
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$524,991,000871
Loan loss allowance$4,757,0001,690
Trading account assets$0227
Bank premises and fixed assets$5,793,0002,173
Other real estate owned$1,150,000862
Goodwill and other intangibles$5,079,000769
All other assets$37,187,000660
Life insurance assets$17,363,000371
Total liabilities and capital$716,741,000962
Total liabilities$648,141,000954
Total deposits$557,728,000997
Interest-bearing deposits$515,971,000938
Deposits held in domestic offices$557,728,000995
% insured95.97%1,317
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$83,370,000533
Subordinated debt$0248
All other liabilities$7,043,000792
Total equity capital$68,600,000979
Total bank equity capital$68,600,000978
Perpetual preferred stock$0220
Common stock$1,0007,055
Surplus$31,776,0001,065
Undivided profits$36,823,000891
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$12,936,0001,257
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$2,701,0001,134
Earning assets$663,917,000950
Long-term assets (5+ years)$07,124
Average Assets, year-to-date$715,653,500963
Average Assets, quarterly$715,653,500963
Volatile liabilities$136,653,0001,083
Insider loans$285,0005,864
FHLB advances$81,738,000483
Loans and leases held for sale$01,823
Unused loan commitments$61,473,0001,127
Tier 1 (core) risk-based capital$63,460,000985
Tier 2 risk-based capital$4,757,0001,250
Total risk weighted assets$420,130,0001,153
Total unused commitments$61,473,0001,129
Derivatives$01,155
2009-12-31Rank
# of Employees:177869
Assets and Liabilities
Total Assets:$714,566,000971
Cash and due from depository institutions$12,801,000869
Interest-bearing balances$9,970,0002,301
Securities$122,634,0001,055
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$530,746,000886
Loan loss allowance$4,676,0001,708
Trading account assets$0224
Bank premises and fixed assets$5,523,0002,290
Other real estate owned$1,279,000869
Goodwill and other intangibles$5,020,000781
All other assets$36,563,000686
Life insurance assets$17,191,000370
Total liabilities and capital$714,566,000971
Total liabilities$646,198,000973
Total deposits$557,029,0001,003
Interest-bearing deposits$519,316,000942
Deposits held in domestic offices$557,029,0001,000
% insured96.02%1,282
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$81,873,000586
Subordinated debt$0258
All other liabilities$7,296,000764
Total equity capital$68,368,000970
Total bank equity capital$68,368,000969
Perpetual preferred stock$0219
Common stock$1,0007,124
Surplus$31,751,0001,064
Undivided profits$36,616,000883
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$7,743,0001,787
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$2,777,0001,159
Earning assets$663,350,000958
Long-term assets (5+ years)$07,189
Average Assets, year-to-date$722,146,800943
Average Assets, quarterly$713,457,000973
Volatile liabilities$138,717,0001,061
Insider loans$515,0005,314
FHLB advances$80,241,000533
Loans and leases held for sale$01,814
Unused loan commitments$63,017,0001,115
Tier 1 (core) risk-based capital$63,420,000970
Tier 2 risk-based capital$4,676,0001,295
Total risk weighted assets$418,179,0001,201
Total unused commitments$63,017,0001,116
Derivatives$01,139
2009-09-30Rank
# of Employees:172913
Assets and Liabilities
Total Assets:$712,348,000984
Cash and due from depository institutions$4,402,000913
Interest-bearing balances$410,0005,641
Securities$132,489,000967
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$532,559,000909
Loan loss allowance$4,292,0001,771
Trading account assets$0238
Bank premises and fixed assets$5,358,0002,369
Other real estate owned$999,000913
Goodwill and other intangibles$4,937,000824
All other assets$31,604,000696
Life insurance assets$17,016,000380
Total liabilities and capital$712,348,000984
Total liabilities$644,716,000984
Total deposits$536,121,0001,041
Interest-bearing deposits$497,589,000981
Deposits held in domestic offices$536,121,0001,038
% insured96.01%1,469
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$101,410,000515
Subordinated debt$0269
All other liabilities$7,185,000836
Total equity capital$67,632,0001,000
Total bank equity capital$67,632,000999
Perpetual preferred stock$0212
Common stock$1,0007,203
Surplus$31,712,0001,061
Undivided profits$35,919,000945
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$3,070,0003,076
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$2,621,0001,319
Earning assets$665,458,000964
Long-term assets (5+ years)$07,262
Average Assets, year-to-date$724,042,000952
Average Assets, quarterly$718,689,500971
Volatile liabilities$153,956,000985
Insider loans$186,0006,333
FHLB advances$89,744,000508
Loans and leases held for sale$01,823
Unused loan commitments$75,220,0001,021
Tier 1 (core) risk-based capital$62,128,0001,001
Tier 2 risk-based capital$4,292,0001,399
Total risk weighted assets$414,999,0001,224
Total unused commitments$75,220,0001,024
Derivatives$01,183
2009-06-30Rank
# of Employees:173938
Assets and Liabilities
Total Assets:$725,031,000982
Cash and due from depository institutions$6,261,000938
Interest-bearing balances$1,623,0004,216
Securities$133,077,000951
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$542,679,000917
Loan loss allowance$4,130,0001,755
Trading account assets$0240
Bank premises and fixed assets$5,398,0002,382
Other real estate owned$1,131,000938
Goodwill and other intangibles$4,930,000838
All other assets$31,555,000721
Life insurance assets$16,844,000392
Total liabilities and capital$725,031,000982
Total liabilities$659,802,000973
Total deposits$534,304,0001,051
Interest-bearing deposits$492,827,000991
Deposits held in domestic offices$534,304,0001,050
% insured76.52%4,668
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$112,828,000504
Subordinated debt$0276
All other liabilities$12,670,000560
Total equity capital$65,229,0001,046
Total bank equity capital$65,229,0001,044
Perpetual preferred stock$0213
Common stock$1,0007,290
Surplus$31,687,0001,076
Undivided profits$33,541,0001,012
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$2,199,0003,506
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$2,661,0001,272
Earning assets$677,379,000959
Long-term assets (5+ years)$07,339
Average Assets, year-to-date$727,940,000960
Average Assets, quarterly$724,752,000975
Volatile liabilities$165,863,000929
Insider loans$192,0006,367
FHLB advances$91,132,000530
Loans and leases held for sale$01,961
Unused loan commitments$59,147,0001,279
Tier 1 (core) risk-based capital$60,908,0001,034
Tier 2 risk-based capital$4,130,0001,445
Total risk weighted assets$420,325,0001,243
Total unused commitments$62,472,0001,229
Derivatives$01,221
2009-03-31Rank
# of Employees:177900
Assets and Liabilities
Total Assets:$724,473,000972
Cash and due from depository institutions$3,896,000900
Interest-bearing balances$447,0005,077
Securities$134,068,000938
Federal funds sold & reverse repurchase agreements$05,546
Net loans & leases$542,505,000913
Loan loss allowance$3,585,0001,879
Trading account assets$0234
Bank premises and fixed assets$5,497,0002,359
Other real estate owned$2,164,000900
Goodwill and other intangibles$4,810,000865
All other assets$31,533,000713
Life insurance assets$16,674,000393
Total liabilities and capital$724,473,000972
Total liabilities$658,066,000965
Total deposits$507,843,0001,108
Interest-bearing deposits$471,312,0001,040
Deposits held in domestic offices$507,843,0001,107
% insured90.56%859
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$143,301,000443
Subordinated debt$0271
All other liabilities$6,922,000884
Total equity capital$66,407,0001,023
Total bank equity capital$66,407,0001,022
Perpetual preferred stock$0193
Common stock$1,0007,333
Surplus$31,661,0001,068
Undivided profits$34,745,000988
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$2,244,0003,329
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$2,639,0001,310
Earning assets$677,020,000954
Long-term assets (5+ years)$07,384
Average Assets, year-to-date$729,394,500956
Average Assets, quarterly$729,394,500956
Volatile liabilities$193,236,000806
Insider loans$200,0006,376
FHLB advances$131,576,000400
Loans and leases held for sale$01,892
Unused loan commitments$69,336,0001,175
Tier 1 (core) risk-based capital$62,074,0001,026
Tier 2 risk-based capital$3,585,0001,610
Total risk weighted assets$421,288,0001,245
Total unused commitments$69,336,0001,177
Derivatives$01,177
2008-12-31Rank
# of Employees:181881
Assets and Liabilities
Total Assets:$734,316,000943
Cash and due from depository institutions$2,719,000881
Interest-bearing balances$56,0006,077
Securities$143,444,000850
Federal funds sold & reverse repurchase agreements$05,377
Net loans & leases$546,018,000901
Loan loss allowance$3,325,0001,939
Trading account assets$0236
Bank premises and fixed assets$5,636,0002,327
Other real estate owned$0881
Goodwill and other intangibles$4,774,000880
All other assets$31,725,000712
Life insurance assets$16,514,000396
Total liabilities and capital$734,316,000943
Total liabilities$669,669,000933
Total deposits$493,940,0001,098
Interest-bearing deposits$456,554,0001,032
Deposits held in domestic offices$493,940,0001,097
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$169,904,000404
Subordinated debt$0278
All other liabilities$5,825,0001,012
Total equity capital$64,647,0001,043
Total bank equity capital$64,647,0001,043
Perpetual preferred stock$0141
Common stock$1,0007,374
Surplus$31,638,0001,047
Undivided profits$33,008,0001,029
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,142,0002,145
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,787,0001,288
Earning assets$689,518,000921
Long-term assets (5+ years)$07,429
Average Assets, year-to-date$719,483,200927
Average Assets, quarterly$726,502,000944
Volatile liabilities$216,612,000715
Insider loans$125,0006,756
FHLB advances$158,149,000360
Loans and leases held for sale$01,663
Unused loan commitments$68,675,0001,217
Tier 1 (core) risk-based capital$60,937,0001,028
Tier 2 risk-based capital$3,325,0001,697
Total risk weighted assets$423,351,0001,230
Total unused commitments$68,675,0001,218
Derivatives$01,109
2008-09-30Rank
# of Employees:173939
Assets and Liabilities
Total Assets:$718,688,000949
Cash and due from depository institutions$4,514,000939
Interest-bearing balances$263,0004,235
Securities$123,132,000971
Federal funds sold & reverse repurchase agreements$05,854
Net loans & leases$548,292,000896
Loan loss allowance$2,965,0001,961
Trading account assets$0251
Bank premises and fixed assets$5,765,0002,268
Other real estate owned$306,000939
Goodwill and other intangibles$4,846,000925
All other assets$31,833,000687
Life insurance assets$16,351,000396
Total liabilities and capital$718,688,000949
Total liabilities$655,512,000940
Total deposits$498,950,0001,059
Interest-bearing deposits$458,314,000997
Deposits held in domestic offices$498,950,0001,056
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$150,124,000474
Subordinated debt$0276
All other liabilities$6,438,000914
Total equity capital$63,176,0001,071
Total bank equity capital$63,176,0001,071
Perpetual preferred stock$0110
Common stock$1,0007,433
Surplus$31,601,0001,022
Undivided profits$31,574,0001,137
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,585,0002,584
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$2,701,0001,423
Earning assets$671,687,000926
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$715,775,000936
Average Assets, quarterly$719,327,500948
Volatile liabilities$196,891,000772
Insider loans$141,0006,714
FHLB advances$148,342,000425
Loans and leases held for sale$01,623
Unused loan commitments$65,223,0001,346
Tier 1 (core) risk-based capital$60,209,0001,059
Tier 2 risk-based capital$2,965,0001,814
Total risk weighted assets$419,570,0001,240
Total unused commitments$65,223,0001,348
Derivatives$01,077
2008-06-30Rank
# of Employees:179917
Assets and Liabilities
Total Assets:$719,967,000948
Cash and due from depository institutions$4,041,000917
Interest-bearing balances$177,0004,461
Securities$123,708,000990
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$549,544,000878
Loan loss allowance$2,814,0002,005
Trading account assets$0267
Bank premises and fixed assets$5,884,0002,220
Other real estate owned$306,000917
Goodwill and other intangibles$4,847,000932
All other assets$31,637,000672
Life insurance assets$16,196,000404
Total liabilities and capital$719,967,000948
Total liabilities$657,857,000932
Total deposits$495,039,0001,039
Interest-bearing deposits$457,084,000980
Deposits held in domestic offices$495,039,0001,036
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$156,511,000450
Subordinated debt$0257
All other liabilities$6,307,000937
Total equity capital$62,110,0001,092
Total bank equity capital$62,110,0001,092
Perpetual preferred stock$0107
Common stock$1,0007,498
Surplus$31,565,0001,011
Undivided profits$30,544,0001,179
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,339,0002,456
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$2,856,0001,289
Earning assets$673,429,000916
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$714,804,000939
Average Assets, quarterly$721,027,000944
Volatile liabilities$197,552,000779
Insider loans$154,0006,702
FHLB advances$154,703,000398
Loans and leases held for sale$01,725
Unused loan commitments$63,995,0001,410
Tier 1 (core) risk-based capital$58,750,0001,071
Tier 2 risk-based capital$2,814,0001,872
Total risk weighted assets$418,336,0001,239
Total unused commitments$63,995,0001,410
Derivatives$01,075
2008-03-31Rank
# of Employees:180905
Assets and Liabilities
Total Assets:$722,087,000941
Cash and due from depository institutions$4,282,000905
Interest-bearing balances$59,0005,505
Securities$133,337,000911
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$541,730,000879
Loan loss allowance$2,503,0002,127
Trading account assets$0252
Bank premises and fixed assets$6,058,0002,134
Other real estate owned$306,000905
Goodwill and other intangibles$4,837,000949
All other assets$31,537,000646
Life insurance assets$16,040,000401
Total liabilities and capital$722,087,000941
Total liabilities$660,248,000927
Total deposits$487,725,0001,054
Interest-bearing deposits$450,728,000999
Deposits held in domestic offices$487,725,0001,050
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$165,459,000392
Subordinated debt$0251
All other liabilities$7,064,000909
Total equity capital$61,839,0001,127
Total bank equity capital$61,839,0001,127
Perpetual preferred stock$0108
Common stock$1,0007,532
Surplus$31,526,0001,008
Undivided profits$30,312,0001,250
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,145,0001,860
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$2,758,0001,367
Earning assets$675,126,000927
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$712,222,500945
Average Assets, quarterly$712,222,500945
Volatile liabilities$197,697,000747
Insider loans$161,0006,668
FHLB advances$163,601,000345
Loans and leases held for sale$01,797
Unused loan commitments$75,108,0001,271
Tier 1 (core) risk-based capital$57,346,0001,102
Tier 2 risk-based capital$2,503,0002,011
Total risk weighted assets$416,020,0001,228
Total unused commitments$75,108,0001,272
Derivatives$01,109
2007-12-31Rank
# of Employees:181917
Assets and Liabilities
Total Assets:$702,358,000967
Cash and due from depository institutions$5,678,000917
Interest-bearing balances$121,0004,490
Securities$136,774,000863
Federal funds sold & reverse repurchase agreements$06,130
Net loans & leases$518,094,000910
Loan loss allowance$2,495,0002,107
Trading account assets$0237
Bank premises and fixed assets$6,267,0002,062
Other real estate owned$0917
Goodwill and other intangibles$4,784,000955
All other assets$30,761,000650
Life insurance assets$15,881,000402
Total liabilities and capital$702,358,000967
Total liabilities$637,398,000953
Total deposits$476,782,0001,074
Interest-bearing deposits$440,504,0001,013
Deposits held in domestic offices$476,782,0001,070
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$155,079,000397
Subordinated debt$0248
All other liabilities$5,537,0001,083
Total equity capital$64,960,0001,060
Total bank equity capital$64,960,0001,060
Perpetual preferred stock$0111
Common stock$1,0007,579
Surplus$31,485,000985
Undivided profits$33,474,0001,118
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,012,0001,130
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$2,915,0001,405
Earning assets$654,989,000940
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$671,096,800971
Average Assets, quarterly$687,914,500972
Volatile liabilities$192,934,000771
Insider loans$178,0006,615
FHLB advances$153,221,000350
Loans and leases held for sale$01,738
Unused loan commitments$69,068,0001,377
Tier 1 (core) risk-based capital$61,597,0001,021
Tier 2 risk-based capital$2,495,0002,008
Total risk weighted assets$397,333,0001,273
Total unused commitments$69,068,0001,378
Derivatives$01,052
2007-09-30Rank
# of Employees:197825
Assets and Liabilities
Total Assets:$673,471,000986
Cash and due from depository institutions$4,864,000825
Interest-bearing balances$68,0005,036
Securities$115,817,0001,034
Federal funds sold & reverse repurchase agreements$06,196
Net loans & leases$511,210,000902
Loan loss allowance$2,849,0001,840
Trading account assets$0244
Bank premises and fixed assets$6,382,0001,973
Other real estate owned$0825
Goodwill and other intangibles$4,774,000926
All other assets$30,424,000648
Life insurance assets$15,728,000389
Total liabilities and capital$673,471,000986
Total liabilities$609,815,000971
Total deposits$477,148,0001,070
Interest-bearing deposits$438,694,0001,005
Deposits held in domestic offices$477,148,0001,067
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$126,155,000440
Subordinated debt$0244
All other liabilities$6,512,000956
Total equity capital$63,656,0001,071
Total bank equity capital$63,656,0001,071
Perpetual preferred stock$0113
Common stock$1,0007,598
Surplus$31,440,000964
Undivided profits$32,215,0001,173
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,780,0001,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$2,855,0001,533
Earning assets$627,095,000969
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$663,281,500982
Average Assets, quarterly$669,093,500986
Volatile liabilities$164,010,000879
Insider loans$187,0006,598
FHLB advances$124,272,000392
Loans and leases held for sale$01,751
Unused loan commitments$65,368,0001,462
Tier 1 (core) risk-based capital$60,838,0001,030
Tier 2 risk-based capital$2,849,0001,785
Total risk weighted assets$388,218,0001,277
Total unused commitments$65,368,0001,462
Derivatives$01,033
2007-06-30Rank
# of Employees:196849
Assets and Liabilities
Total Assets:$664,716,0001,008
Cash and due from depository institutions$5,788,000849
Interest-bearing balances$102,0004,613
Securities$117,911,0001,025
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$500,045,000932
Loan loss allowance$2,850,0001,847
Trading account assets$0245
Bank premises and fixed assets$6,481,0001,932
Other real estate owned$0849
Goodwill and other intangibles$4,729,000933
All other assets$29,762,000667
Life insurance assets$15,575,000392
Total liabilities and capital$664,716,0001,008
Total liabilities$602,930,0001,000
Total deposits$495,400,0001,047
Interest-bearing deposits$454,830,000992
Deposits held in domestic offices$495,400,0001,044
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$102,017,000486
Subordinated debt$0258
All other liabilities$5,513,0001,063
Total equity capital$61,786,0001,100
Total bank equity capital$61,786,0001,100
Perpetual preferred stock$0111
Common stock$1,0007,652
Surplus$31,385,000977
Undivided profits$30,400,0001,221
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,666,0001,437
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$2,840,0001,419
Earning assets$618,058,000990
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$659,885,0001,001
Average Assets, quarterly$663,222,0001,004
Volatile liabilities$146,392,000975
Insider loans$328,0006,068
FHLB advances$100,110,000433
Loans and leases held for sale$01,802
Unused loan commitments$73,192,0001,366
Tier 1 (core) risk-based capital$60,020,0001,051
Tier 2 risk-based capital$2,850,0001,793
Total risk weighted assets$386,355,0001,290
Total unused commitments$73,192,0001,366
Derivatives$01,067
2007-03-31Rank
# of Employees:192863
Assets and Liabilities
Total Assets:$661,728,0001,001
Cash and due from depository institutions$9,320,000863
Interest-bearing balances$3,739,0001,406
Securities$115,352,0001,048
Federal funds sold & reverse repurchase agreements$06,772
Net loans & leases$497,160,000921
Loan loss allowance$2,870,0001,831
Trading account assets$0267
Bank premises and fixed assets$6,387,0001,931
Other real estate owned$0863
Goodwill and other intangibles$4,657,000922
All other assets$28,852,000657
Life insurance assets$15,422,000389
Total liabilities and capital$661,728,0001,001
Total liabilities$599,701,000995
Total deposits$490,170,0001,052
Interest-bearing deposits$453,019,000987
Deposits held in domestic offices$490,170,0001,050
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$103,435,000463
Subordinated debt$0262
All other liabilities$6,096,000974
Total equity capital$62,027,0001,077
Total bank equity capital$62,027,0001,077
Perpetual preferred stock$0113
Common stock$1,0007,681
Surplus$31,324,000953
Undivided profits$30,702,0001,219
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,783,0001,258
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$2,785,0001,407
Earning assets$616,251,000987
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$657,469,500995
Average Assets, quarterly$657,469,500995
Volatile liabilities$144,128,000960
Insider loans$338,0006,016
FHLB advances$101,504,000414
Loans and leases held for sale$01,800
Unused loan commitments$71,774,0001,398
Tier 1 (core) risk-based capital$59,556,0001,042
Tier 2 risk-based capital$2,870,0001,764
Total risk weighted assets$381,530,0001,284
Total unused commitments$71,774,0001,398
Derivatives$01,065
2006-12-31Rank
# of Employees:189881
Assets and Liabilities
Total Assets:$653,211,000996
Cash and due from depository institutions$11,893,000881
Interest-bearing balances$6,820,000853
Securities$117,033,0001,061
Federal funds sold & reverse repurchase agreements$06,403
Net loans & leases$484,556,000928
Loan loss allowance$2,865,0001,811
Trading account assets$0156
Bank premises and fixed assets$6,544,0001,856
Other real estate owned$0881
Goodwill and other intangibles$4,603,000917
All other assets$28,582,000667
Life insurance assets$15,274,000382
Total liabilities and capital$653,211,000996
Total liabilities$592,618,000994
Total deposits$483,298,0001,045
Interest-bearing deposits$445,868,000969
Deposits held in domestic offices$483,298,0001,044
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$103,655,000479
Subordinated debt$0264
All other liabilities$5,665,0001,029
Total equity capital$60,593,0001,083
Total bank equity capital$60,593,0001,083
Perpetual preferred stock$0112
Common stock$1,0007,717
Surplus$30,910,000945
Undivided profits$29,682,0001,230
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,110,0001,479
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,934,0001,359
Earning assets$608,409,000984
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$663,753,000946
Average Assets, quarterly$654,150,000986
Volatile liabilities$236,346,000699
Insider loans$252,0006,353
FHLB advances$101,701,000428
Loans and leases held for sale$01,760
Unused loan commitments$85,199,0001,173
Tier 1 (core) risk-based capital$58,286,0001,045
Tier 2 risk-based capital$2,865,0001,760
Total risk weighted assets$375,432,0001,291
Total unused commitments$85,199,0001,174
Derivatives$01,023
2006-09-30Rank
# of Employees:183924
Assets and Liabilities
Total Assets:$655,089,000993
Cash and due from depository institutions$6,025,000924
Interest-bearing balances$156,0004,292
Securities$110,649,0001,135
Federal funds sold & reverse repurchase agreements$06,029
Net loans & leases$500,051,000888
Loan loss allowance$2,810,0001,851
Trading account assets$0154
Bank premises and fixed assets$6,477,0001,837
Other real estate owned$0924
Goodwill and other intangibles$4,547,000928
All other assets$27,340,000715
Life insurance assets$13,145,000423
Total liabilities and capital$655,089,000993
Total liabilities$594,722,000985
Total deposits$475,110,0001,050
Interest-bearing deposits$439,973,000976
Deposits held in domestic offices$475,110,0001,048
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$113,343,000474
Subordinated debt$0269
All other liabilities$6,269,000930
Total equity capital$60,367,0001,086
Total bank equity capital$60,367,0001,086
Perpetual preferred stock$0118
Common stock$1,0007,777
Surplus$30,940,000938
Undivided profits$29,426,0001,251
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,133,0002,333
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,743,0001,457
Earning assets$610,856,000978
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$666,388,500953
Average Assets, quarterly$664,878,000971
Volatile liabilities$211,246,000778
Insider loans$216,0006,525
FHLB advances$111,366,000425
Loans and leases held for sale$01,773
Unused loan commitments$81,465,0001,245
Tier 1 (core) risk-based capital$57,468,0001,062
Tier 2 risk-based capital$2,810,0001,798
Total risk weighted assets$388,766,0001,225
Total unused commitments$81,465,0001,246
Derivatives$01,023
2006-06-30Rank
# of Employees:184926
Assets and Liabilities
Total Assets:$674,667,000958
Cash and due from depository institutions$5,570,000926
Interest-bearing balances$1,548,0002,029
Securities$111,512,0001,114
Federal funds sold & reverse repurchase agreements$05,870
Net loans & leases$517,889,000849
Loan loss allowance$2,788,0001,845
Trading account assets$0157
Bank premises and fixed assets$6,558,0001,758
Other real estate owned$0926
Goodwill and other intangibles$4,541,000913
All other assets$28,597,000673
Life insurance assets$13,020,000414
Total liabilities and capital$674,667,000958
Total liabilities$616,457,000945
Total deposits$484,994,0001,017
Interest-bearing deposits$447,402,000943
Deposits held in domestic offices$484,994,0001,015
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$125,014,000446
Subordinated debt$0265
All other liabilities$6,449,000860
Total equity capital$58,210,0001,084
Total bank equity capital$58,210,0001,084
Perpetual preferred stock$0119
Common stock$1,0007,805
Surplus$30,759,000934
Undivided profits$27,450,0001,286
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,313,0001,953
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$2,797,0001,270
Earning assets$630,949,000936
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$670,155,000952
Average Assets, quarterly$674,199,500955
Volatile liabilities$233,391,000708
Insider loans$213,0006,559
FHLB advances$123,013,000394
Loans and leases held for sale$01,763
Unused loan commitments$92,628,0001,114
Tier 1 (core) risk-based capital$56,475,0001,048
Tier 2 risk-based capital$2,788,0001,785
Total risk weighted assets$400,023,0001,166
Total unused commitments$93,093,0001,111
Derivatives$01,000
2006-03-31Rank
# of Employees:178938
Assets and Liabilities
Total Assets:$673,732,000950
Cash and due from depository institutions$4,152,000938
Interest-bearing balances$55,0005,513
Securities$121,264,0001,036
Federal funds sold & reverse repurchase agreements$06,312
Net loans & leases$508,553,000838
Loan loss allowance$2,718,0001,854
Trading account assets$0154
Bank premises and fixed assets$6,239,0001,832
Other real estate owned$700,000938
Goodwill and other intangibles$4,527,000891
All other assets$28,297,000651
Life insurance assets$12,894,000404
Total liabilities and capital$673,732,000950
Total liabilities$616,205,000931
Total deposits$469,042,0001,046
Interest-bearing deposits$429,008,000963
Deposits held in domestic offices$469,042,0001,044
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$141,750,000394
Subordinated debt$0259
All other liabilities$5,413,000986
Total equity capital$57,527,0001,085
Total bank equity capital$57,527,0001,085
Perpetual preferred stock$0120
Common stock$1,0007,816
Surplus$30,666,000905
Undivided profits$26,860,0001,315
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,570,0001,633
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$2,627,0001,278
Earning assets$629,872,000928
Long-term assets (5+ years)$07,792
Average Assets, year-to-date$667,899,000950
Average Assets, quarterly$667,899,000950
Volatile liabilities$246,051,000652
Insider loans$170,0006,767
FHLB advances$139,620,000350
Loans and leases held for sale$01,721
Unused loan commitments$83,737,0001,172
Tier 1 (core) risk-based capital$55,533,0001,046
Tier 2 risk-based capital$2,718,0001,782
Total risk weighted assets$395,194,0001,139
Total unused commitments$83,737,0001,172
Derivatives$0990
2005-12-31Rank
# of Employees:172959
Assets and Liabilities
Total Assets:$662,066,000957
Cash and due from depository institutions$3,558,000959
Interest-bearing balances$137,0004,628
Securities$128,779,000960
Federal funds sold & reverse repurchase agreements$06,145
Net loans & leases$490,992,000863
Loan loss allowance$2,641,0001,887
Trading account assets$0155
Bank premises and fixed assets$6,289,0001,788
Other real estate owned$700,000959
Goodwill and other intangibles$4,763,000839
All other assets$26,985,000675
Life insurance assets$12,772,00058
Total liabilities and capital$662,066,000957
Total liabilities$604,645,000939
Total deposits$476,225,0001,009
Interest-bearing deposits$438,709,000928
Deposits held in domestic offices$476,225,0001,007
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$123,390,000453
Subordinated debt$0258
All other liabilities$5,030,0001,011
Total equity capital$57,421,0001,069
Total bank equity capital$57,421,0001,069
Perpetual preferred stock$0122
Common stock$1,0007,853
Surplus$30,619,000888
Undivided profits$26,801,0001,306
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,589,0001,599
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$3,000,0001,107
Earning assets$619,908,000935
Long-term assets (5+ years)$07,839
Average Assets, year-to-date$646,568,800918
Average Assets, quarterly$655,337,000952
Volatile liabilities$234,138,000679
Insider loans$72,0007,359
FHLB advances$121,260,000396
Loans and leases held for sale$01,743
Unused loan commitments$69,822,0001,350
Tier 1 (core) risk-based capital$55,336,0001,031
Tier 2 risk-based capital$2,641,0001,810
Total risk weighted assets$385,428,0001,148
Total unused commitments$69,822,0001,350
Derivatives$0930
2005-09-30Rank
# of Employees:174938
Assets and Liabilities
Total Assets:$648,608,000956
Cash and due from depository institutions$5,446,000938
Interest-bearing balances$2,064,0001,962
Securities$132,663,000922
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$472,143,000877
Loan loss allowance$2,508,0001,944
Trading account assets$0146
Bank premises and fixed assets$6,118,0001,778
Other real estate owned$700,000938
Goodwill and other intangibles$4,761,000818
All other assets$26,777,000657
Life insurance assets$12,647,00059
Total liabilities and capital$648,608,000956
Total liabilities$591,964,000934
Total deposits$470,483,000996
Interest-bearing deposits$434,991,000912
Deposits held in domestic offices$470,483,000993
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$116,464,000474
Subordinated debt$0251
All other liabilities$5,017,000977
Total equity capital$56,644,0001,070
Total bank equity capital$56,644,0001,070
Perpetual preferred stock$0120
Common stock$1,0007,876
Surplus$30,464,000860
Undivided profits$26,179,0001,335
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$571,0003,510
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$2,434,0001,327
Earning assets$606,870,000929
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$642,694,500909
Average Assets, quarterly$649,688,000935
Volatile liabilities$231,450,000652
Insider loans$8,0007,856
FHLB advances$114,310,000421
Loans and leases held for sale$01,843
Unused loan commitments$88,182,0001,107
Tier 1 (core) risk-based capital$53,500,0001,056
Tier 2 risk-based capital$2,508,0001,867
Total risk weighted assets$354,535,0001,236
Total unused commitments$88,182,0001,108
Derivatives$0909
2005-06-30Rank
# of Employees:183880
Assets and Liabilities
Total Assets:$650,768,000923
Cash and due from depository institutions$10,730,000880
Interest-bearing balances$124,0004,730
Securities$138,755,000887
Federal funds sold & reverse repurchase agreements$05,776
Net loans & leases$464,390,000865
Loan loss allowance$2,396,0002,007
Trading account assets$0148
Bank premises and fixed assets$5,932,0001,789
Other real estate owned$700,000880
Goodwill and other intangibles$4,745,000811
All other assets$25,516,000687
Life insurance assets$12,523,00057
Total liabilities and capital$650,768,000923
Total liabilities$593,952,000903
Total deposits$485,155,000936
Interest-bearing deposits$449,380,000848
Deposits held in domestic offices$485,155,000933
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$103,312,000526
Subordinated debt$0251
All other liabilities$5,485,000857
Total equity capital$56,816,0001,048
Total bank equity capital$56,816,0001,048
Perpetual preferred stock$0118
Common stock$1,0007,881
Surplus$30,385,000842
Undivided profits$26,430,0001,295
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$628,0003,209
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$2,537,0001,140
Earning assets$603,269,000906
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$640,723,330896
Average Assets, quarterly$646,041,000903
Volatile liabilities$215,163,000688
Insider loans$76,0007,394
FHLB advances$101,130,000465
Loans and leases held for sale$01,818
Unused loan commitments$94,007,0001,001
Tier 1 (core) risk-based capital$52,601,0001,052
Tier 2 risk-based capital$2,396,0001,916
Total risk weighted assets$354,001,0001,205
Total unused commitments$94,007,0001,002
Derivatives$0866
2005-03-31Rank
# of Employees:186849
Assets and Liabilities
Total Assets:$641,314,000901
Cash and due from depository institutions$4,490,000849
Interest-bearing balances$151,0004,622
Securities$144,736,000865
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$454,411,000859
Loan loss allowance$2,220,0002,122
Trading account assets$0148
Bank premises and fixed assets$6,045,0001,735
Other real estate owned$700,000849
Goodwill and other intangibles$4,763,000802
All other assets$26,169,000644
Life insurance assets$12,393,00056
Total liabilities and capital$641,314,000901
Total liabilities$586,501,000889
Total deposits$460,554,000968
Interest-bearing deposits$425,864,000885
Deposits held in domestic offices$460,554,000964
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$121,577,000452
Subordinated debt$0265
All other liabilities$4,370,0001,038
Total equity capital$54,813,0001,057
Total bank equity capital$54,813,0001,057
Perpetual preferred stock$0120
Common stock$1,0007,942
Surplus$30,198,000823
Undivided profits$24,614,0001,353
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$727,0002,970
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$2,409,0001,164
Earning assets$599,298,000878
Long-term assets (5+ years)$07,945
Average Assets, year-to-date$635,701,000901
Average Assets, quarterly$635,701,000901
Volatile liabilities$216,704,000650
Insider loans$79,0007,383
FHLB advances$119,361,000403
Loans and leases held for sale$01,762
Unused loan commitments$83,642,0001,089
Tier 1 (core) risk-based capital$51,723,0001,047
Tier 2 risk-based capital$2,220,0002,020
Total risk weighted assets$346,065,0001,207
Total unused commitments$83,642,0001,089
Derivatives$0790
2004-12-31Rank
# of Employees:175919
Assets and Liabilities
Total Assets:$630,088,000919
Cash and due from depository institutions$7,850,000919
Interest-bearing balances$214,0004,270
Securities$143,164,000901
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$442,202,000874
Loan loss allowance$2,104,0002,199
Trading account assets$0153
Bank premises and fixed assets$5,963,0001,748
Other real estate owned$700,000919
Goodwill and other intangibles$4,546,000818
All other assets$25,663,000643
Life insurance assets$12,271,00057
Total liabilities and capital$630,088,000919
Total liabilities$574,945,000905
Total deposits$466,634,000936
Interest-bearing deposits$433,455,000860
Deposits held in domestic offices$466,634,000935
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$105,069,000504
Subordinated debt$0272
All other liabilities$3,242,0001,302
Total equity capital$55,143,0001,061
Total bank equity capital$55,143,0001,061
Perpetual preferred stock$0118
Common stock$1,0007,988
Surplus$30,105,000815
Undivided profits$25,037,0001,341
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$758,0002,951
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$2,458,0001,117
Earning assets$585,580,000906
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$621,448,200889
Average Assets, quarterly$630,170,500906
Volatile liabilities$203,754,000659
Insider loans$82,0007,415
FHLB advances$102,747,000450
Loans and leases held for sale$01,753
Unused loan commitments$73,330,0001,168
Tier 1 (core) risk-based capital$50,913,0001,051
Tier 2 risk-based capital$2,104,0002,106
Total risk weighted assets$338,253,0001,217
Total unused commitments$73,330,0001,169
Derivatives$0774
2004-09-30Rank
# of Employees:167957
Assets and Liabilities
Total Assets:$630,253,000900
Cash and due from depository institutions$5,841,000957
Interest-bearing balances$229,0004,285
Securities$150,565,000854
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$435,183,000865
Loan loss allowance$2,185,0002,126
Trading account assets$0149
Bank premises and fixed assets$5,937,0001,707
Other real estate owned$807,000957
Goodwill and other intangibles$4,571,000796
All other assets$27,349,000599
Life insurance assets$12,147,00053
Total liabilities and capital$630,253,000900
Total liabilities$577,611,000888
Total deposits$463,210,000929
Interest-bearing deposits$430,799,000851
Deposits held in domestic offices$463,210,000926
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$110,427,000496
Subordinated debt$0276
All other liabilities$3,974,0001,101
Total equity capital$52,642,0001,090
Total bank equity capital$52,642,0001,090
Perpetual preferred stock$0124
Common stock$1,0008,031
Surplus$28,398,000836
Undivided profits$24,243,0001,401
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,812,0001,527
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$2,449,0001,129
Earning assets$585,977,000892
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$619,288,250891
Average Assets, quarterly$627,889,500898
Volatile liabilities$206,640,000633
Insider loans$84,0007,399
FHLB advances$108,078,000433
Loans and leases held for sale$01,808
Unused loan commitments$89,917,0001,007
Tier 1 (core) risk-based capital$48,413,0001,085
Tier 2 risk-based capital$2,185,0002,006
Total risk weighted assets$335,421,0001,200
Total unused commitments$89,917,0001,009
Derivatives$0770
2004-06-30Rank
# of Employees:179896
Assets and Liabilities
Total Assets:$625,526,000897
Cash and due from depository institutions$5,698,000896
Interest-bearing balances$221,0004,389
Securities$158,682,000824
Federal funds sold & reverse repurchase agreements$05,884
Net loans & leases$421,903,000872
Loan loss allowance$2,204,0002,100
Trading account assets$0153
Bank premises and fixed assets$6,087,0001,642
Other real estate owned$837,000896
Goodwill and other intangibles$4,611,000773
All other assets$27,708,000603
Life insurance assets$12,015,00051
Total liabilities and capital$625,526,000897
Total liabilities$574,897,000876
Total deposits$474,931,000887
Interest-bearing deposits$443,711,000818
Deposits held in domestic offices$474,931,000883
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$96,055,000557
Subordinated debt$0288
All other liabilities$3,911,0001,041
Total equity capital$50,629,0001,090
Total bank equity capital$50,629,0001,090
Perpetual preferred stock$0126
Common stock$1,0008,087
Surplus$28,320,000822
Undivided profits$22,308,0001,437
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,054,0001,381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$2,544,0001,027
Earning assets$580,806,000880
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$615,633,330889
Average Assets, quarterly$619,838,000895
Volatile liabilities$193,977,000644
Insider loans$87,0007,422
FHLB advances$93,675,000501
Loans and leases held for sale$01,820
Unused loan commitments$89,119,000979
Tier 1 (core) risk-based capital$47,392,0001,086
Tier 2 risk-based capital$2,204,0001,964
Total risk weighted assets$328,088,0001,197
Total unused commitments$89,119,000979
Derivatives$0740
2004-03-31Rank
# of Employees:179898
Assets and Liabilities
Total Assets:$614,150,000900
Cash and due from depository institutions$5,989,000898
Interest-bearing balances$3,093,0001,829
Securities$150,607,000875
Federal funds sold & reverse repurchase agreements$06,767
Net loans & leases$419,004,000862
Loan loss allowance$2,066,0002,201
Trading account assets$0144
Bank premises and fixed assets$6,229,0001,581
Other real estate owned$837,000898
Goodwill and other intangibles$4,651,000751
All other assets$26,833,000588
Life insurance assets$11,878,00057
Total liabilities and capital$614,150,000900
Total liabilities$562,726,000890
Total deposits$477,503,000892
Interest-bearing deposits$449,024,000830
Deposits held in domestic offices$477,503,000889
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$81,320,000598
Subordinated debt$0287
All other liabilities$3,903,0001,180
Total equity capital$51,424,0001,090
Total bank equity capital$51,424,0001,090
Perpetual preferred stock$0129
Common stock$1,0008,119
Surplus$28,234,000812
Undivided profits$23,189,0001,451
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,710,0001,109
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$2,413,0001,069
Earning assets$572,704,000891
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$610,687,000897
Average Assets, quarterly$610,687,000897
Volatile liabilities$176,437,000677
Insider loans$959,0004,104
FHLB advances$78,909,000549
Loans and leases held for sale$01,884
Unused loan commitments$73,401,0001,113
Tier 1 (core) risk-based capital$46,392,0001,097
Tier 2 risk-based capital$2,066,0002,044
Total risk weighted assets$323,429,0001,182
Total unused commitments$73,401,0001,117
Derivatives$0699
2003-12-31Rank
# of Employees:171951
Assets and Liabilities
Total Assets:$607,224,000917
Cash and due from depository institutions$7,611,000951
Interest-bearing balances$353,0004,007
Securities$155,228,000870
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$404,659,000883
Loan loss allowance$2,111,0002,152
Trading account assets$0168
Bank premises and fixed assets$6,267,0001,554
Other real estate owned$868,000951
Goodwill and other intangibles$4,692,000743
All other assets$27,899,000577
Life insurance assets$01
Total liabilities and capital$607,224,000917
Total liabilities$558,983,000895
Total deposits$466,307,000919
Interest-bearing deposits$437,861,000849
Deposits held in domestic offices$466,307,000917
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$89,355,000578
Subordinated debt$0293
All other liabilities$3,321,0001,263
Total equity capital$48,241,0001,136
Total bank equity capital$48,241,0001,136
Perpetual preferred stock$0131
Common stock$1,0008,179
Surplus$27,583,000824
Undivided profits$20,657,0001,580
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,350,0001,313
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$2,414,0001,101
Earning assets$560,240,000901
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$673,978,600802
Average Assets, quarterly$606,634,000911
Volatile liabilities$181,411,000665
Insider loans$1,290,0003,511
FHLB advances$86,853,000507
Loans and leases held for sale$01,789
Unused loan commitments$74,716,0001,079
Tier 1 (core) risk-based capital$43,967,0001,147
Tier 2 risk-based capital$2,111,0002,002
Total risk weighted assets$318,535,0001,190
Total unused commitments$74,716,0001,080
Derivatives$0665
2003-09-30Rank
# of Employees:174947
Assets and Liabilities
Total Assets:$606,044,000932
Cash and due from depository institutions$5,513,000947
Interest-bearing balances$2,337,0002,174
Securities$152,297,000889
Federal funds sold & reverse repurchase agreements$06,602
Net loans & leases$400,769,000884
Loan loss allowance$1,831,0002,436
Trading account assets$0165
Bank premises and fixed assets$6,345,0001,514
Other real estate owned$1,763,000947
Goodwill and other intangibles$4,732,000733
All other assets$34,625,000513
Life insurance assets$01
Total liabilities and capital$606,044,000932
Total liabilities$558,817,000902
Total deposits$461,369,000942
Interest-bearing deposits$433,049,000875
Deposits held in domestic offices$461,369,000938
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$89,633,000555
Subordinated debt$0293
All other liabilities$7,815,000701
Total equity capital$47,227,0001,164
Total bank equity capital$47,227,0001,164
Perpetual preferred stock$0137
Common stock$1,0008,232
Surplus$27,457,000822
Undivided profits$19,769,0001,664
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,764,0001,189
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$2,186,0001,306
Earning assets$555,403,000925
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$690,667,250804
Average Assets, quarterly$659,763,000857
Volatile liabilities$176,359,000672
Insider loans$1,299,0003,461
FHLB advances$87,100,000493
Loans and leases held for sale$01,962
Unused loan commitments$68,520,0001,162
Tier 1 (core) risk-based capital$42,220,0001,203
Tier 2 risk-based capital$1,831,0002,239
Total risk weighted assets$317,424,0001,193
Total unused commitments$68,520,0001,166
Derivatives$0666
2003-06-30Rank
# of Employees:171968
Assets and Liabilities
Total Assets:$713,482,000799
Cash and due from depository institutions$37,038,000968
Interest-bearing balances$27,588,000298
Securities$274,111,000526
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$359,215,000981
Loan loss allowance$1,923,0002,310
Trading account assets$0170
Bank premises and fixed assets$6,659,0001,414
Other real estate owned$1,857,000968
Goodwill and other intangibles$4,784,000701
All other assets$29,818,000551
Life insurance assets$01
Total liabilities and capital$713,482,000799
Total liabilities$656,837,000783
Total deposits$455,543,000941
Interest-bearing deposits$430,642,000868
Deposits held in domestic offices$455,543,000939
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$194,921,000320
Subordinated debt$0266
All other liabilities$6,373,000844
Total equity capital$56,645,000980
Total bank equity capital$56,645,000980
Perpetual preferred stock$0140
Common stock$1,0008,259
Surplus$27,350,000808
Undivided profits$29,294,0001,114
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,993,0001,626
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$2,814,000955
Earning assets$660,914,000794
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$718,875,000767
Average Assets, quarterly$717,378,500780
Volatile liabilities$277,894,000489
Insider loans$1,289,0003,479
FHLB advances$192,359,000268
Loans and leases held for sale$02,044
Unused loan commitments$61,295,0001,226
Tier 1 (core) risk-based capital$50,577,000998
Tier 2 risk-based capital$1,923,0002,118
Total risk weighted assets$328,645,0001,130
Total unused commitments$62,545,0001,219
Derivatives$0623
2003-03-31Rank
# of Employees:168971
Assets and Liabilities
Total Assets:$721,275,000766
Cash and due from depository institutions$96,166,000971
Interest-bearing balances$88,698,00084
Securities$208,414,000650
Federal funds sold & reverse repurchase agreements$100,0007,148
Net loans & leases$374,322,000917
Loan loss allowance$1,877,0002,305
Trading account assets$0169
Bank premises and fixed assets$6,677,0001,384
Other real estate owned$1,805,000971
Goodwill and other intangibles$4,835,000696
All other assets$28,956,000553
Life insurance assets$01
Total liabilities and capital$721,275,000766
Total liabilities$665,221,000750
Total deposits$453,599,000930
Interest-bearing deposits$429,428,000863
Deposits held in domestic offices$453,599,000927
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$204,952,000291
Subordinated debt$0265
All other liabilities$6,670,000836
Total equity capital$56,054,000960
Total bank equity capital$56,054,000960
Perpetual preferred stock$0141
Common stock$1,0008,301
Surplus$27,251,000796
Undivided profits$28,802,0001,093
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,214,0001,459
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$2,935,000926
Earning assets$671,534,000762
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$721,571,500757
Average Assets, quarterly$721,571,500757
Volatile liabilities$283,257,000482
Insider loans$1,298,0003,376
FHLB advances$202,359,000234
Loans and leases held for sale$01,961
Unused loan commitments$48,394,0001,429
Tier 1 (core) risk-based capital$49,927,000995
Tier 2 risk-based capital$1,877,0002,110
Total risk weighted assets$337,456,0001,077
Total unused commitments$54,240,0001,315
Derivatives$0578
2002-12-31Rank
# of Employees:169963
Assets and Liabilities
Total Assets:$721,868,000754
Cash and due from depository institutions$100,067,000963
Interest-bearing balances$93,823,00073
Securities$211,641,000615
Federal funds sold & reverse repurchase agreements$100,0006,857
Net loans & leases$370,135,000925
Loan loss allowance$2,047,0002,089
Trading account assets$0170
Bank premises and fixed assets$6,742,0001,362
Other real estate owned$84,000963
Goodwill and other intangibles$4,887,000668
All other assets$28,212,000559
Life insurance assets$01
Total liabilities and capital$721,868,000754
Total liabilities$666,156,000734
Total deposits$449,844,000923
Interest-bearing deposits$427,444,000845
Deposits held in domestic offices$449,844,000920
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$210,035,000289
Subordinated debt$0258
All other liabilities$6,277,000837
Total equity capital$55,712,000941
Total bank equity capital$55,712,000941
Perpetual preferred stock$0142
Common stock$1,0008,336
Surplus$27,181,000777
Undivided profits$28,530,0001,073
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,826,000823
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$3,183,000885
Earning assets$675,699,000733
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$723,513,200707
Average Assets, quarterly$724,697,500734
Volatile liabilities$287,602,000468
Insider loans$988,0003,979
FHLB advances$207,359,000239
Loans and leases held for sale$01,889
Unused loan commitments$35,983,0001,731
Tier 1 (core) risk-based capital$48,940,000988
Tier 2 risk-based capital$2,047,0001,931
Total risk weighted assets$334,320,0001,074
Total unused commitments$35,983,0001,736
Derivatives$0527
2001-12-31Rank
# of Employees:1621,002
Assets and Liabilities
Total Assets:$713,720,000715
Cash and due from depository institutions$68,849,0001,002
Interest-bearing balances$51,770,000130
Securities$225,674,000537
Federal funds sold & reverse repurchase agreements$100,0006,947
Net loans & leases$377,676,000881
Loan loss allowance$1,972,0002,034
Trading account assets$0182
Bank premises and fixed assets$7,484,0001,155
Other real estate owned$30,0001,002
Goodwill and other intangibles$5,123,000618
All other assets$28,784,000538
Life insurance assets$01
Total liabilities and capital$713,720,000715
Total liabilities$658,646,000709
Total deposits$426,055,000926
Interest-bearing deposits$406,274,000850
Deposits held in domestic offices$426,055,000925
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$225,148,000283
Subordinated debt$0241
All other liabilities$7,443,000753
Total equity capital$55,074,000893
Total bank equity capital$55,074,000893
Perpetual preferred stock$0158
Common stock$1,0008,561
Surplus$27,029,000760
Undivided profits$28,044,0001,021
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,773,000806
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$3,369,000904
Earning assets$655,220,000718
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$709,131,800699
Average Assets, quarterly$710,496,000715
Volatile liabilities$292,756,000452
Insider loans$1,038,0003,861
FHLB advances$222,359,000219
Loans and leases held for sale$01,749
Unused loan commitments$28,799,0001,920
Tier 1 (core) risk-based capital$49,190,000924
Tier 2 risk-based capital$1,972,0001,881
Total risk weighted assets$342,174,0001,010
Total unused commitments$28,799,0001,928
Derivatives$0450
2000-12-31Rank
# of Employees:1571,022
Assets and Liabilities
Total Assets:$725,576,000698
Cash and due from depository institutions$10,454,0001,022
Interest-bearing balances$1,799,0001,806
Securities$314,983,000392
Federal funds sold & reverse repurchase agreements$100,0006,805
Net loans & leases$361,823,000891
Loan loss allowance$1,654,0002,255
Trading account assets$0175
Bank premises and fixed assets$8,230,0001,002
Other real estate owned$1,356,0001,022
Goodwill and other intangibles$5,848,000547
All other assets$22,782,000543
Life insurance assets$01
Total liabilities and capital$725,576,000698
Total liabilities$675,600,000681
Total deposits$404,679,000948
Interest-bearing deposits$389,711,000863
Deposits held in domestic offices$404,679,000946
% insured0.00%1
Federal funds purchased & repurchase agreements$14,962,000877
Trading liabilities$077
Other borrowed funds$247,708,000259
Subordinated debt$0239
All other liabilities$8,251,000701
Total equity capital$49,976,000938
Total bank equity capital$49,976,000938
Perpetual preferred stock$0178
Common stock$1,0008,831
Surplus$26,915,000738
Undivided profits$23,060,0001,160
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,470,0001,644
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$2,622,000940
Earning assets$678,705,000687
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$723,081,800658
Average Assets, quarterly$717,827,000691
Volatile liabilities$315,084,000441
Insider loans$1,290,0003,244
FHLB advances$244,859,00073
Loans and leases held for sale$01,442
Unused loan commitments$42,455,0001,321
Tier 1 (core) risk-based capital$43,858,0001,000
Tier 2 risk-based capital$1,654,0002,113
Total risk weighted assets$385,445,000860
Total unused commitments$42,455,0001,322
Derivatives$0481
1999-12-31Rank
# of Employees:1621,032
Assets and Liabilities
Total Assets:$726,478,000695
Cash and due from depository institutions$17,012,0001,032
Interest-bearing balances$5,855,000707
Securities$380,744,000366
Federal funds sold & reverse repurchase agreements$100,0006,563
Net loans & leases$288,042,0001,069
Loan loss allowance$1,869,0001,967
Trading account assets$0165
Bank premises and fixed assets$9,177,000882
Other real estate owned$546,0001,032
Goodwill and other intangibles$6,623,000517
All other assets$24,234,000516
Life insurance assets$01
Total liabilities and capital$726,478,000695
Total liabilities$681,232,000681
Total deposits$405,633,000915
Interest-bearing deposits$396,865,000815
Deposits held in domestic offices$405,633,000910
% insured0.00%1
Federal funds purchased & repurchase agreements$15,766,000928
Trading liabilities$065
Other borrowed funds$251,455,000276
Subordinated debt$0242
All other liabilities$8,378,000676
Total equity capital$45,246,000994
Total bank equity capital$45,246,000994
Perpetual preferred stock$0193
Common stock$1,0009,132
Surplus$26,830,000746
Undivided profits$18,415,0001,379
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,317,0001,728
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,646,0001,295
Earning assets$674,741,000684
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$717,817,200674
Average Assets, quarterly$722,905,000685
Volatile liabilities$316,362,000444
Insider loans$368,0006,061
FHLB advances$248,533,00072
Loans and leases held for sale$01,487
Unused loan commitments$54,778,0001,116
Tier 1 (core) risk-based capital$41,663,0001,047
Tier 2 risk-based capital$1,868,0001,817
Total risk weighted assets$339,455,000947
Total unused commitments$54,778,0001,119
Derivatives$0488
1998-12-31Rank
# of Employees:1431,171
Assets and Liabilities
Total Assets:$670,427,000724
Cash and due from depository institutions$43,908,0001,171
Interest-bearing balances$36,723,000148
Securities$345,686,000400
Federal funds sold & reverse repurchase agreements$750,0007,398
Net loans & leases$243,402,0001,169
Loan loss allowance$1,909,0001,852
Trading account assets$0197
Bank premises and fixed assets$9,017,000835
Other real estate owned$308,0001,171
Goodwill and other intangibles$7,455,000443
All other assets$19,901,000539
Life insurance assets$01
Total liabilities and capital$670,427,000724
Total liabilities$617,850,000713
Total deposits$441,065,000835
Interest-bearing deposits$432,231,000726
Deposits held in domestic offices$441,065,000833
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$166,256,000303
Subordinated debt$0255
All other liabilities$10,529,000610
Total equity capital$52,577,000865
Total bank equity capital$52,577,000865
Perpetual preferred stock$0199
Common stock$1,0009,342
Surplus$26,711,000699
Undivided profits$25,865,000995
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,594,0001,586
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,583,0001,308
Earning assets$626,561,000710
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$662,035,200691
Average Assets, quarterly$685,243,500694
Volatile liabilities$209,517,000522
Insider loans$385,0005,910
FHLB advances$163,359,00090
Loans and leases held for sale$01,681
Unused loan commitments$30,341,0001,648
Tier 1 (core) risk-based capital$45,034,000940
Tier 2 risk-based capital$1,909,0001,692
Total risk weighted assets$264,720,0001,097
Total unused commitments$30,341,0001,654
Derivatives$0527
1997-12-31Rank
# of Employees:1551,118
Assets and Liabilities
Total Assets:$601,917,000791
Cash and due from depository institutions$42,384,0001,118
Interest-bearing balances$30,069,000144
Securities$275,780,000477
Federal funds sold & reverse repurchase agreements$1,775,0005,257
Net loans & leases$250,778,0001,175
Loan loss allowance$2,029,0001,768
Trading account assets$0203
Bank premises and fixed assets$7,889,000949
Other real estate owned$351,0001,118
Goodwill and other intangibles$8,342,000414
All other assets$14,618,000650
Life insurance assets$01
Total liabilities and capital$601,917,000791
Total liabilities$550,930,000785
Total deposits$452,218,000829
Interest-bearing deposits$447,002,000713
Deposits held in domestic offices$452,218,000824
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$91,547,000403
Subordinated debt$0260
All other liabilities$7,165,000777
Total equity capital$50,987,000899
Total bank equity capital$50,987,000899
Perpetual preferred stock$0223
Common stock$1,0009,742
Surplus$26,512,000703
Undivided profits$24,474,0001,062
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,383,0001,883
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,446,0001,522
Earning assets$558,402,000794
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$636,044,200734
Average Assets, quarterly$615,184,500764
Volatile liabilities$129,254,000718
Insider loans$401,0005,988
FHLB advances$88,359,000131
Loans and leases held for sale$01,579
Unused loan commitments$23,024,0001,902
Tier 1 (core) risk-based capital$42,544,000999
Tier 2 risk-based capital$2,029,0001,513
Total risk weighted assets$256,092,0001,137
Total unused commitments$24,567,0001,811
Derivatives$0533
1996-12-31Rank
# of Employees:1581,171
Assets and Liabilities
Total Assets:$652,756,000764
Cash and due from depository institutions$55,598,0001,171
Interest-bearing balances$44,054,000107
Securities$252,110,000529
Federal funds sold & reverse repurchase agreements$1,275,0005,964
Net loans & leases$309,628,000999
Loan loss allowance$1,812,0002,071
Trading account assets$0240
Bank premises and fixed assets$8,002,000977
Other real estate owned$112,0001,171
Goodwill and other intangibles$9,831,000371
All other assets$16,200,000635
Life insurance assets$01
Total liabilities and capital$652,756,000764
Total liabilities$593,548,000759
Total deposits$471,597,000826
Interest-bearing deposits$465,528,000731
Deposits held in domestic offices$471,597,000822
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$115,322,000356
Subordinated debt$0298
All other liabilities$6,629,000818
Total equity capital$59,208,000805
Total bank equity capital$59,208,000805
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$26,307,000743
Undivided profits$32,900,000767
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,972,0001,536
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,878,0001,163
Earning assets$607,067,000759
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$573,182,600833
Average Assets, quarterly$660,277,500753
Volatile liabilities$147,958,000686
Insider loans$416,0005,989
FHLB advances$98,359,000128
Loans and leases held for sale$01,560
Unused loan commitments$16,250,0002,383
Tier 1 (core) risk-based capital$50,103,000877
Tier 2 risk-based capital$1,806,0001,734
Total risk weighted assets$293,346,0001,028
Total unused commitments$18,250,0002,215
Derivatives$0549
1995-12-31Rank
# of Employees:1251,540
Assets and Liabilities
Total Assets:$496,303,0001,000
Cash and due from depository institutions$29,034,0001,540
Interest-bearing balances$19,277,000237
Securities$206,166,000654
Federal funds sold & reverse repurchase agreements$1,500,0006,340
Net loans & leases$238,310,0001,238
Loan loss allowance$1,490,0002,495
Trading account assets$0261
Bank premises and fixed assets$6,555,0001,143
Other real estate owned$129,0001,540
Goodwill and other intangibles$03,181
All other assets$14,609,000714
Life insurance assets$01
Total liabilities and capital$496,303,0001,000
Total liabilities$435,582,0001,022
Total deposits$339,286,0001,173
Interest-bearing deposits$335,621,0001,038
Deposits held in domestic offices$339,286,0001,161
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$90,759,000405
Subordinated debt$0337
All other liabilities$5,537,000975
Total equity capital$60,721,000808
Total bank equity capital$60,721,000808
Perpetual preferred stock$0288
Common stock$1,00010,688
Surplus$26,138,000744
Undivided profits$34,582,000759
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,803,0001,641
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,555,0001,439
Earning assets$465,253,000985
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$451,434,2001,051
Average Assets, quarterly$474,409,5001,036
Volatile liabilities$115,728,000762
Insider loans$010,773
FHLB advances$73,359,000149
Loans and leases held for sale$01,606
Unused loan commitments$44,932,0001,113
Tier 1 (core) risk-based capital$60,584,000770
Tier 2 risk-based capital$1,484,0002,044
Total risk weighted assets$227,114,0001,274
Total unused commitments$44,932,0001,119
Derivatives$0628
1994-12-31Rank
# of Employees:1071,873
Assets and Liabilities
Total Assets:$439,037,0001,091
Cash and due from depository institutions$44,870,0001,873
Interest-bearing balances$35,665,000130
Securities$258,943,000563
Federal funds sold & reverse repurchase agreements$1,170,0005,122
Net loans & leases$113,962,0002,370
Loan loss allowance$1,472,0002,580
Trading account assets$0286
Bank premises and fixed assets$6,694,0001,089
Other real estate owned$138,0001,873
Goodwill and other intangibles$03,133
All other assets$13,260,000803
Life insurance assets$01
Total liabilities and capital$439,037,0001,091
Total liabilities$379,453,0001,144
Total deposits$349,682,0001,097
Interest-bearing deposits$346,528,000971
Deposits held in domestic offices$349,682,0001,087
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$25,842,000775
Subordinated debt$0372
All other liabilities$3,929,0001,080
Total equity capital$59,584,000757
Total bank equity capital$59,584,000757
Perpetual preferred stock$0310
Common stock$1,00011,259
Surplus$25,896,000702
Undivided profits$33,687,000677
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,686,0001,793
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$857,0002,350
Earning assets$409,740,0001,065
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$425,986,0001,081
Average Assets, quarterly$441,276,5001,071
Volatile liabilities$52,991,0001,213
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,804,0005,689
Tier 1 (core) risk-based capital$59,584,000738
Tier 2 risk-based capital$1,469,0002,065
Total risk weighted assets$153,898,0001,805
Total unused commitments$3,804,0005,695
Derivatives$0687
1993-12-31Rank
# of Employees:1161,800
Assets and Liabilities
Total Assets:$404,297,0001,183
Cash and due from depository institutions$60,948,0001,800
Interest-bearing balances$53,379,000121
Securities$197,180,000731
Federal funds sold & reverse repurchase agreements$1,100,0007,475
Net loans & leases$129,622,0002,086
Loan loss allowance$1,648,0002,418
Trading account assets$0330
Bank premises and fixed assets$6,738,0001,074
Other real estate owned$1,366,0001,800
Goodwill and other intangibles$151,0001,989
All other assets$7,192,0001,207
Life insurance assets$01
Total liabilities and capital$404,297,0001,183
Total liabilities$373,469,0001,177
Total deposits$366,176,0001,083
Interest-bearing deposits$362,741,000961
Deposits held in domestic offices$366,176,0001,073
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$3,900,0001,682
Subordinated debt$0413
All other liabilities$3,393,0001,234
Total equity capital$30,828,0001,328
Total bank equity capital$30,828,0001,328
Perpetual preferred stock$0343
Common stock$011,979
Surplus$012,104
Undivided profits$30,828,000733
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,107,0001,835
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$994,0001,751
Earning assets$381,281,0001,163
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$388,703,4001,197
Average Assets, quarterly$401,587,0001,179
Volatile liabilities$29,354,0001,766
Insider loans$011,728
FHLB advances$3,900,000564
Loans and leases held for sale$01,681
Unused loan commitments$5,935,0004,424
Tier 1 (core) risk-based capital$30,828,0001,290
Tier 2 risk-based capital$1,405,0002,139
Total risk weighted assets$157,056,0001,749
Total unused commitments$7,919,0003,671
Derivatives$0714
1992-12-31Rank
# of Employees:1201,805
Assets and Liabilities
Total Assets:$376,264,0001,297
Cash and due from depository institutions$62,009,0001,805
Interest-bearing balances$54,203,000161
Securities$144,201,000936
Federal funds sold & reverse repurchase agreements$1,200,0008,154
Net loans & leases$152,961,0001,833
Loan loss allowance$1,643,0002,509
Trading account assets$0344
Bank premises and fixed assets$5,698,0001,275
Other real estate owned$3,368,0001,805
Goodwill and other intangibles$547,0001,318
All other assets$6,280,0001,379
Life insurance assets$01
Total liabilities and capital$376,264,0001,297
Total liabilities$350,067,0001,286
Total deposits$341,586,0001,208
Interest-bearing deposits$338,340,0001,079
Deposits held in domestic offices$341,586,0001,199
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$3,913,0001,486
Subordinated debt$0482
All other liabilities$4,568,0001,015
Total equity capital$26,197,0001,483
Total bank equity capital$26,197,0001,483
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$26,197,000818
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,360,0001,551
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,232,0001,559
Earning assets$352,565,0001,268
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$278,042,6001,680
Average Assets, quarterly$371,017,0001,308
Volatile liabilities$26,482,0001,891
Insider loans$09,493
FHLB advances$3,900,000546
Loans and leases held for sale$01,207
Unused loan commitments$5,995,0004,124
Tier 1 (core) risk-based capital$26,142,0001,445
Tier 2 risk-based capital$1,255,0002,376
Total risk weighted assets$173,336,0001,635
Total unused commitments$7,978,0003,435
Derivatives$0651