Home > 3rd Fed Bank > Income and Expense

3rd Fed Bank, Income and Expense

2014-09-30 (YTD Data)Rank
Total interest income$23,073,000814
Total interest expense$2,782,000803
Net interest income$20,291,000809
Provision for loan and lease losses$358,0001,472
Total noninterest income$2,145,0001,626
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$563,0001,665
Trading account gains and fees$0174
Additional Noninterest Income$1,582,0001,402
Total noninterest expense$17,138,000879
Salaries and employee benefits$11,427,000729
Premises and equipment expense$2,506,000742
Additional noninterest expense$3,205,0001,487
Pre-tax net operating income$4,940,0001,233
Securities gains (losses)$17,0002,109
Applicable income taxes$1,252,0001,122
Income before extraordinary items$3,705,0001,308
Extraordinary gains, net$015
Net income$3,705,0001,308
Minority interest net income$081
Net income of bank and minority interests.$3,705,0001,308
Net charge-offs$2,869,000275
Cash dividends$500,0002,192
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,692,2501,295
2014-06-30 (YTD Data)Rank
Total interest income$15,298,000814
Total interest expense$1,941,000770
Net interest income$13,357,000821
Provision for loan and lease losses$100,0002,327
Total noninterest income$1,469,0001,574
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$372,0001,664
Trading account gains and fees$0172
Additional Noninterest Income$1,097,0001,366
Total noninterest expense$10,175,000991
Salaries and employee benefits$6,239,000877
Premises and equipment expense$1,736,000717
Additional noninterest expense$2,200,0001,442
Pre-tax net operating income$4,551,000896
Securities gains (losses)$17,0001,729
Applicable income taxes$1,253,000814
Income before extraordinary items$3,315,000981
Extraordinary gains, net$020
Net income$3,315,000982
Minority interest net income$080
Net income of bank and minority interests.$3,315,000982
Net charge-offs$2,527,000242
Cash dividends$500,0001,796
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,302,590966
2014-03-31 (YTD Data)Rank
Total interest income$7,646,000820
Total interest expense$963,000789
Net interest income$6,683,000816
Provision for loan and lease losses$03,817
Total noninterest income$704,0001,587
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$182,0001,680
Trading account gains and fees$0147
Additional Noninterest Income$522,0001,374
Total noninterest expense$5,214,000972
Salaries and employee benefits$3,208,000864
Premises and equipment expense$907,000707
Additional noninterest expense$1,099,0001,432
Pre-tax net operating income$2,173,000910
Securities gains (losses)$1,0001,605
Applicable income taxes$585,000826
Income before extraordinary items$1,589,000983
Extraordinary gains, net$016
Net income$1,589,000983
Minority interest net income$066
Net income of bank and minority interests.$1,589,000984
Net charge-offs$2,513,000145
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,588,270964
2013-12-31 (YTD Data)Rank
Total interest income$29,566,000843
Total interest expense$3,940,000861
Net interest income$25,626,000832
Provision for loan and lease losses$839,0001,280
Total noninterest income$5,489,0001,057
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$762,0001,716
Trading account gains and fees$0184
Additional Noninterest Income$4,727,000842
Total noninterest expense$20,105,0001,010
Salaries and employee benefits$11,420,000937
Premises and equipment expense$3,107,000786
Additional noninterest expense$5,578,0001,206
Pre-tax net operating income$10,171,000767
Securities gains (losses)$4,0002,846
Applicable income taxes$2,234,000833
Income before extraordinary items$7,941,000790
Extraordinary gains, net$029
Net income$7,941,000790
Minority interest net income$090
Net income of bank and minority interests.$7,941,000791
Net charge-offs$1,186,0001,115
Cash dividends$7,800,000396
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,937,880784
2013-09-30 (YTD Data)Rank
Total interest income$21,686,000871
Total interest expense$2,949,000895
Net interest income$18,737,000860
Provision for loan and lease losses$839,0001,019
Total noninterest income$4,847,000958
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$546,0001,781
Trading account gains and fees$0180
Additional Noninterest Income$4,301,000745
Total noninterest expense$15,167,0001,015
Salaries and employee benefits$8,321,000968
Premises and equipment expense$2,273,000813
Additional noninterest expense$4,573,0001,106
Pre-tax net operating income$7,578,000778
Securities gains (losses)$03,040
Applicable income taxes$1,384,000995
Income before extraordinary items$6,194,000780
Extraordinary gains, net$025
Net income$6,194,000781
Minority interest net income$084
Net income of bank and minority interests.$6,194,000782
Net charge-offs$1,070,000949
Cash dividends$7,300,000319
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,194,000755
2013-06-30 (YTD Data)Rank
Total interest income$13,717,000920
Total interest expense$1,927,000944
Net interest income$11,790,000906
Provision for loan and lease losses$839,000771
Total noninterest income$2,911,0001,038
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$338,0001,868
Trading account gains and fees$0157
Additional Noninterest Income$2,573,000822
Total noninterest expense$8,755,0001,164
Salaries and employee benefits$5,364,0001,012
Premises and equipment expense$1,407,000866
Additional noninterest expense$1,984,0001,614
Pre-tax net operating income$5,107,000760
Securities gains (losses)$02,791
Applicable income taxes$1,116,000857
Income before extraordinary items$3,991,000780
Extraordinary gains, net$022
Net income$3,991,000782
Minority interest net income$082
Net income of bank and minority interests.$3,991,000782
Net charge-offs$845,000872
Cash dividends$800,0001,280
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,991,000749
2013-03-31 (YTD Data)Rank
Total interest income$6,910,000912
Total interest expense$985,000958
Net interest income$5,925,000906
Provision for loan and lease losses$439,000759
Total noninterest income$1,193,0001,186
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$167,0001,871
Trading account gains and fees$0148
Additional Noninterest Income$1,026,000978
Total noninterest expense$4,296,0001,189
Salaries and employee benefits$2,685,0001,016
Premises and equipment expense$697,000891
Additional noninterest expense$914,0001,748
Pre-tax net operating income$2,383,000789
Securities gains (losses)$01,966
Applicable income taxes$662,000725
Income before extraordinary items$1,721,000888
Extraordinary gains, net$010
Net income$1,721,000889
Minority interest net income$076
Net income of bank and minority interests.$1,721,000890
Net charge-offs$699,000619
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,721,000846
2012-12-31 (YTD Data)Rank
Total interest income$29,529,000884
Total interest expense$4,951,000909
Net interest income$24,578,000875
Provision for loan and lease losses$2,400,000920
Total noninterest income$3,325,0001,533
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$581,0002,209
Trading account gains and fees$0166
Additional Noninterest Income$2,744,0001,243
Total noninterest expense$17,586,0001,150
Salaries and employee benefits$10,647,000980
Premises and equipment expense$2,795,000864
Additional noninterest expense$4,144,0001,630
Pre-tax net operating income$7,917,000897
Securities gains (losses)$85,0002,393
Applicable income taxes$2,030,000866
Income before extraordinary items$5,972,0001,012
Extraordinary gains, net$029
Net income$5,972,0001,012
Minority interest net income$093
Net income of bank and minority interests.$5,972,0001,012
Net charge-offs$2,045,0001,138
Cash dividends$1,600,0001,415
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,908,250967
2012-09-30 (YTD Data)Rank
Total interest income$22,170,000900
Total interest expense$3,905,000908
Net interest income$18,265,000897
Provision for loan and lease losses$1,750,000960
Total noninterest income$2,362,0001,587
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$430,0002,257
Trading account gains and fees$0157
Additional Noninterest Income$1,932,0001,292
Total noninterest expense$13,234,0001,135
Salaries and employee benefits$7,983,000971
Premises and equipment expense$2,069,000876
Additional noninterest expense$3,182,0001,571
Pre-tax net operating income$5,643,000966
Securities gains (losses)$03,575
Applicable income taxes$1,388,000963
Income before extraordinary items$4,255,0001,075
Extraordinary gains, net$020
Net income$4,255,0001,075
Minority interest net income$086
Net income of bank and minority interests.$4,255,0001,075
Net charge-offs$1,545,0001,092
Cash dividends$1,200,0001,174
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,255,0001,015
2012-06-30 (YTD Data)Rank
Total interest income$14,717,000905
Total interest expense$2,758,000885
Net interest income$11,959,000920
Provision for loan and lease losses$1,000,0001,094
Total noninterest income$1,477,0001,644
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$278,0002,293
Trading account gains and fees$0153
Additional Noninterest Income$1,199,0001,345
Total noninterest expense$9,030,0001,103
Salaries and employee benefits$5,440,000962
Premises and equipment expense$1,382,000879
Additional noninterest expense$2,208,0001,538
Pre-tax net operating income$3,406,0001,040
Securities gains (losses)$03,178
Applicable income taxes$811,0001,052
Income before extraordinary items$2,595,0001,165
Extraordinary gains, net$019
Net income$2,595,0001,164
Minority interest net income$084
Net income of bank and minority interests.$2,595,0001,164
Net charge-offs$1,404,000903
Cash dividends$800,0001,154
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,595,0001,085
2012-03-31 (YTD Data)Rank
Total interest income$7,318,000922
Total interest expense$1,477,000863
Net interest income$5,841,000937
Provision for loan and lease losses$500,0001,039
Total noninterest income$1,029,0001,301
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$142,0002,239
Trading account gains and fees$0148
Additional Noninterest Income$887,000996
Total noninterest expense$4,716,0001,053
Salaries and employee benefits$2,790,000935
Premises and equipment expense$710,000858
Additional noninterest expense$1,216,0001,391
Pre-tax net operating income$1,654,0001,065
Securities gains (losses)$02,210
Applicable income taxes$382,0001,107
Income before extraordinary items$1,272,0001,159
Extraordinary gains, net$019
Net income$1,272,0001,159
Minority interest net income$078
Net income of bank and minority interests.$1,272,0001,159
Net charge-offs$86,0002,578
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,272,0001,097
2011-12-31 (YTD Data)Rank
Total interest income$31,491,000888
Total interest expense$7,431,000796
Net interest income$24,060,000904
Provision for loan and lease losses$3,728,0001,007
Total noninterest income$2,540,0001,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0004,640
Trading account gains and fees$0146
Additional Noninterest Income$2,367,0001,217
Total noninterest expense$17,919,0001,100
Salaries and employee benefits$10,327,000948
Premises and equipment expense$3,083,000807
Additional noninterest expense$4,509,0001,520
Pre-tax net operating income$4,953,0001,187
Securities gains (losses)$760,000568
Applicable income taxes$1,274,0001,120
Income before extraordinary items$4,439,0001,129
Extraordinary gains, net$029
Net income$4,439,0001,129
Minority interest net income$096
Net income of bank and minority interests.$4,439,0001,129
Net charge-offs$3,882,0001,003
Cash dividends$1,100,0001,512
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,846,2001,222
2011-09-30 (YTD Data)Rank
Total interest income$23,820,000891
Total interest expense$5,878,000785
Net interest income$17,942,000917
Provision for loan and lease losses$2,878,000960
Total noninterest income$1,808,0001,738
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0004,149
Trading account gains and fees$0145
Additional Noninterest Income$1,635,0001,266
Total noninterest expense$13,558,0001,089
Salaries and employee benefits$7,804,000942
Premises and equipment expense$2,337,000810
Additional noninterest expense$3,417,0001,512
Pre-tax net operating income$3,314,0001,358
Securities gains (losses)$210,0001,180
Applicable income taxes$719,0001,397
Income before extraordinary items$2,805,0001,375
Extraordinary gains, net$021
Net income$2,805,0001,375
Minority interest net income$087
Net income of bank and minority interests.$2,805,0001,375
Net charge-offs$3,162,000908
Cash dividends$700,0001,475
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,637,0001,376
2011-06-30 (YTD Data)Rank
Total interest income$15,858,000903
Total interest expense$3,971,000808
Net interest income$11,887,000929
Provision for loan and lease losses$2,350,000823
Total noninterest income$1,276,0001,651
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$1,276,0001,139
Total noninterest expense$9,032,0001,107
Salaries and employee benefits$5,270,000935
Premises and equipment expense$1,610,000791
Additional noninterest expense$2,152,0001,602
Pre-tax net operating income$1,781,0001,609
Securities gains (losses)$210,000708
Applicable income taxes$355,0001,631
Income before extraordinary items$1,636,0001,500
Extraordinary gains, net$015
Net income$1,636,0001,500
Minority interest net income$089
Net income of bank and minority interests.$1,636,0001,500
Net charge-offs$2,761,000738
Cash dividends$300,0001,910
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,463,8001,590
2011-03-31 (YTD Data)Rank
Total interest income$7,860,000923
Total interest expense$2,024,000832
Net interest income$5,836,000951
Provision for loan and lease losses$900,000933
Total noninterest income$712,0001,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$712,0001,050
Total noninterest expense$4,686,0001,066
Salaries and employee benefits$2,697,000934
Premises and equipment expense$846,000764
Additional noninterest expense$1,143,0001,520
Pre-tax net operating income$962,0001,499
Securities gains (losses)$01,772
Applicable income taxes$164,0001,708
Income before extraordinary items$798,0001,488
Extraordinary gains, net$09
Net income$798,0001,488
Minority interest net income$086
Net income of bank and minority interests.$798,0001,488
Net charge-offs$1,077,000819
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$798,0001,441
2010-12-31 (YTD Data)Rank
Total interest income$33,806,000903
Total interest expense$10,243,000791
Net interest income$23,563,000938
Provision for loan and lease losses$4,241,0001,286
Total noninterest income$3,378,0001,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$3,378,000975
Total noninterest expense$17,729,0001,125
Salaries and employee benefits$9,995,000980
Premises and equipment expense$3,116,000828
Additional noninterest expense$4,618,0001,560
Pre-tax net operating income$4,971,0001,044
Securities gains (losses)$03,793
Applicable income taxes$1,243,0001,032
Income before extraordinary items$3,728,0001,163
Extraordinary gains, net$029
Net income$3,728,0001,164
Minority interest net income$0111
Net income of bank and minority interests.$3,728,0001,165
Net charge-offs$3,021,0001,462
Cash dividends$1,600,0001,002
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,728,0001,113
2010-09-30 (YTD Data)Rank
Total interest income$25,709,000901
Total interest expense$7,993,000789
Net interest income$17,716,000940
Provision for loan and lease losses$2,741,0001,341
Total noninterest income$2,214,0001,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$2,214,0001,031
Total noninterest expense$13,189,0001,118
Salaries and employee benefits$7,481,000967
Premises and equipment expense$2,341,000830
Additional noninterest expense$3,367,0001,578
Pre-tax net operating income$4,000,0001,019
Securities gains (losses)$03,651
Applicable income taxes$1,024,000984
Income before extraordinary items$2,976,0001,138
Extraordinary gains, net$023
Net income$2,976,0001,142
Minority interest net income$0110
Net income of bank and minority interests.$2,976,0001,142
Net charge-offs$1,918,0001,547
Cash dividends$1,600,000672
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,976,0001,093
2010-06-30 (YTD Data)Rank
Total interest income$17,301,000897
Total interest expense$5,496,000796
Net interest income$11,805,000942
Provision for loan and lease losses$1,561,0001,481
Total noninterest income$1,320,0001,650
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$1,320,0001,072
Total noninterest expense$9,079,0001,083
Salaries and employee benefits$5,262,000923
Premises and equipment expense$1,540,000846
Additional noninterest expense$2,277,0001,556
Pre-tax net operating income$2,485,0001,075
Securities gains (losses)$03,184
Applicable income taxes$605,0001,052
Income before extraordinary items$1,880,0001,181
Extraordinary gains, net$019
Net income$1,880,0001,182
Minority interest net income$0105
Net income of bank and minority interests.$1,880,0001,182
Net charge-offs$973,0001,758
Cash dividends$1,200,000577
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,880,0001,137
2010-03-31 (YTD Data)Rank
Total interest income$8,722,000907
Total interest expense$2,852,000810
Net interest income$5,870,000956
Provision for loan and lease losses$961,0001,206
Total noninterest income$781,0001,471
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$781,000945
Total noninterest expense$4,646,0001,070
Salaries and employee benefits$2,648,000924
Premises and equipment expense$788,000853
Additional noninterest expense$1,210,0001,460
Pre-tax net operating income$1,044,0001,257
Securities gains (losses)$02,284
Applicable income taxes$229,0001,303
Income before extraordinary items$815,0001,348
Extraordinary gains, net$016
Net income$815,0001,351
Minority interest net income$091
Net income of bank and minority interests.$815,0001,350
Net charge-offs$880,0001,135
Cash dividends$800,000420
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$815,0001,305
2009-12-31 (YTD Data)Rank
Total interest income$36,819,000920
Total interest expense$14,057,000834
Net interest income$22,762,000951
Provision for loan and lease losses$2,930,0002,015
Total noninterest income$3,515,0001,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$41,000164
Additional Noninterest Income$3,474,000945
Total noninterest expense$17,702,0001,174
Salaries and employee benefits$10,432,000938
Premises and equipment expense$2,943,000917
Additional noninterest expense$4,327,0001,724
Pre-tax net operating income$5,645,000749
Securities gains (losses)$910,000536
Applicable income taxes$1,686,000643
Income before extraordinary items$4,869,000702
Extraordinary gains, net$034
Net income$4,869,000701
Minority interest net income$0115
Net income of bank and minority interests.$4,869,000702
Net charge-offs$1,578,0002,315
Cash dividends$2,500,000718
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,195,600809
2009-09-30 (YTD Data)Rank
Total interest income$27,841,000927
Total interest expense$10,891,000852
Net interest income$16,950,000964
Provision for loan and lease losses$1,905,0001,970
Total noninterest income$2,702,0001,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$41,000166
Additional Noninterest Income$2,661,000940
Total noninterest expense$13,315,0001,152
Salaries and employee benefits$7,760,000961
Premises and equipment expense$2,225,000921
Additional noninterest expense$3,330,0001,625
Pre-tax net operating income$4,432,000770
Securities gains (losses)$454,000745
Applicable income taxes$1,270,000693
Income before extraordinary items$3,616,000747
Extraordinary gains, net$027
Net income$3,616,000745
Minority interest net income$0118
Net income of bank and minority interests.$3,616,000748
Net charge-offs$937,0002,274
Cash dividends$2,500,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,280,040824
2009-06-30 (YTD Data)Rank
Total interest income$18,648,000944
Total interest expense$7,485,000867
Net interest income$11,163,000966
Provision for loan and lease losses$1,255,0001,798
Total noninterest income$1,924,0001,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$41,000153
Additional Noninterest Income$1,883,000935
Total noninterest expense$8,995,0001,161
Salaries and employee benefits$5,211,000972
Premises and equipment expense$1,459,000966
Additional noninterest expense$2,325,0001,572
Pre-tax net operating income$2,837,000819
Securities gains (losses)$454,000554
Applicable income taxes$870,000698
Income before extraordinary items$2,421,000766
Extraordinary gains, net$021
Net income$2,421,000763
Minority interest net income$0112
Net income of bank and minority interests.$2,421,000766
Net charge-offs$449,0002,462
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,085,040872
2009-03-31 (YTD Data)Rank
Total interest income$9,358,000944
Total interest expense$3,818,000890
Net interest income$5,540,000969
Provision for loan and lease losses$665,0001,512
Total noninterest income$627,0001,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$4,000154
Additional Noninterest Income$623,0001,201
Total noninterest expense$4,333,0001,159
Salaries and employee benefits$2,619,000967
Premises and equipment expense$734,000978
Additional noninterest expense$980,0001,650
Pre-tax net operating income$1,169,0001,088
Securities gains (losses)$338,000460
Applicable income taxes$393,000838
Income before extraordinary items$1,114,000958
Extraordinary gains, net$015
Net income$1,114,000959
Minority interest net income$0102
Net income of bank and minority interests.$1,114,000960
Net charge-offs$404,0001,530
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$863,8801,197
2008-12-31 (YTD Data)Rank
Total interest income$39,116,000953
Total interest expense$18,243,000872
Net interest income$20,873,0001,032
Provision for loan and lease losses$1,500,0002,158
Total noninterest income$3,345,0001,453
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$9,000138
Additional Noninterest Income$3,336,000891
Total noninterest expense$16,313,0001,199
Salaries and employee benefits$9,790,0001,020
Premises and equipment expense$3,034,000906
Additional noninterest expense$3,489,0001,755
Pre-tax net operating income$6,405,000872
Securities gains (losses)$271,000586
Applicable income taxes$1,789,000743
Income before extraordinary items$4,887,000829
Extraordinary gains, net$039
Net income$4,887,000829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,0002,415
Cash dividends$5,700,000504
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,689,170936
2008-09-30 (YTD Data)Rank
Total interest income$29,365,000979
Total interest expense$13,899,000895
Net interest income$15,466,0001,068
Provision for loan and lease losses$490,0002,757
Total noninterest income$2,667,0001,431
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$2,667,000889
Total noninterest expense$12,024,0001,214
Salaries and employee benefits$7,210,0001,059
Premises and equipment expense$2,274,000912
Additional noninterest expense$2,540,0001,751
Pre-tax net operating income$5,619,000906
Securities gains (losses)$199,000626
Applicable income taxes$1,622,000775
Income before extraordinary items$4,196,000871
Extraordinary gains, net$031
Net income$4,196,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,490
Cash dividends$5,700,000406
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,052,720962
2008-06-30 (YTD Data)Rank
Total interest income$19,602,000997
Total interest expense$9,502,000900
Net interest income$10,100,0001,084
Provision for loan and lease losses$340,0002,367
Total noninterest income$1,990,0001,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$1,990,000847
Total noninterest expense$8,063,0001,201
Salaries and employee benefits$4,778,0001,080
Premises and equipment expense$1,546,000892
Additional noninterest expense$1,739,0001,693
Pre-tax net operating income$3,687,000959
Securities gains (losses)$159,000704
Applicable income taxes$1,073,000893
Income before extraordinary items$2,773,000986
Extraordinary gains, net$021
Net income$2,773,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,590
Cash dividends$5,700,000301
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,658,5201,017
2008-03-31 (YTD Data)Rank
Total interest income$9,874,0001,020
Total interest expense$4,950,000919
Net interest income$4,924,0001,110
Provision for loan and lease losses$06,080
Total noninterest income$965,0001,365
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$965,000880
Total noninterest expense$3,998,0001,208
Salaries and employee benefits$2,318,0001,115
Premises and equipment expense$767,000904
Additional noninterest expense$913,0001,573
Pre-tax net operating income$1,891,0001,004
Securities gains (losses)$62,000968
Applicable income taxes$545,000937
Income before extraordinary items$1,408,0001,075
Extraordinary gains, net$015
Net income$1,408,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$5,700,000166
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,363,3601,067
2007-12-31 (YTD Data)Rank
Total interest income$38,269,0001,103
Total interest expense$18,522,0001,051
Net interest income$19,747,0001,120
Provision for loan and lease losses$06,851
Total noninterest income$3,520,0001,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$3,520,000903
Total noninterest expense$15,898,0001,177
Salaries and employee benefits$9,493,0001,054
Premises and equipment expense$3,003,000875
Additional noninterest expense$3,402,0001,640
Pre-tax net operating income$7,369,0001,146
Securities gains (losses)$217,000427
Applicable income taxes$2,085,0001,098
Income before extraordinary items$5,501,0001,170
Extraordinary gains, net$039
Net income$5,501,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0002,022
Cash dividends$2,870,0001,238
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,342,5901,193
2007-09-30 (YTD Data)Rank
Total interest income$28,442,0001,120
Total interest expense$13,550,0001,082
Net interest income$14,892,0001,119
Provision for loan and lease losses$06,528
Total noninterest income$2,787,0001,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,787,000873
Total noninterest expense$12,148,0001,150
Salaries and employee benefits$7,273,0001,031
Premises and equipment expense$2,288,000861
Additional noninterest expense$2,587,0001,559
Pre-tax net operating income$5,531,0001,238
Securities gains (losses)$172,000393
Applicable income taxes$1,594,0001,160
Income before extraordinary items$4,109,0001,254
Extraordinary gains, net$033
Net income$4,109,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$2,192,0001,140
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,985,1601,283
2007-06-30 (YTD Data)Rank
Total interest income$18,681,0001,154
Total interest expense$8,769,0001,125
Net interest income$9,912,0001,141
Provision for loan and lease losses$06,209
Total noninterest income$2,140,0001,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,140,000815
Total noninterest expense$8,345,0001,136
Salaries and employee benefits$4,900,0001,036
Premises and equipment expense$1,526,000874
Additional noninterest expense$1,919,0001,411
Pre-tax net operating income$3,707,0001,283
Securities gains (losses)$117,000386
Applicable income taxes$1,071,0001,214
Income before extraordinary items$2,753,0001,298
Extraordinary gains, net$029
Net income$2,753,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,059
Cash dividends$1,599,0001,066
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,668,7601,317
2007-03-31 (YTD Data)Rank
Total interest income$9,230,0001,159
Total interest expense$4,252,0001,148
Net interest income$4,978,0001,122
Provision for loan and lease losses$05,779
Total noninterest income$1,484,000958
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,484,000609
Total noninterest expense$4,321,0001,090
Salaries and employee benefits$2,442,0001,048
Premises and equipment expense$727,000914
Additional noninterest expense$1,152,0001,182
Pre-tax net operating income$2,141,0001,089
Securities gains (losses)$54,000405
Applicable income taxes$628,0001,074
Income before extraordinary items$1,567,0001,127
Extraordinary gains, net$022
Net income$1,567,0001,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,465
Cash dividends$816,000959
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,528,6601,133
2006-12-31 (YTD Data)Rank
Total interest income$38,006,0001,035
Total interest expense$16,011,0001,036
Net interest income$21,995,0001,010
Provision for loan and lease losses$150,0004,039
Total noninterest income$2,757,0001,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,757,0001,054
Total noninterest expense$16,038,0001,124
Salaries and employee benefits$9,699,000991
Premises and equipment expense$2,948,000857
Additional noninterest expense$3,391,0001,555
Pre-tax net operating income$8,564,0001,156
Securities gains (losses)$182,000407
Applicable income taxes$2,490,0001,104
Income before extraordinary items$6,256,0001,182
Extraordinary gains, net$051
Net income$6,256,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,446
Cash dividends$3,118,0001,082
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,124,9601,190
2006-09-30 (YTD Data)Rank
Total interest income$28,332,0001,041
Total interest expense$11,745,0001,031
Net interest income$16,587,0001,027
Provision for loan and lease losses$150,0003,386
Total noninterest income$2,077,0001,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,077,0001,064
Total noninterest expense$12,181,0001,121
Salaries and employee benefits$7,308,000998
Premises and equipment expense$2,250,000850
Additional noninterest expense$2,623,0001,510
Pre-tax net operating income$6,333,0001,213
Securities gains (losses)$138,000382
Applicable income taxes$1,847,0001,161
Income before extraordinary items$4,624,0001,228
Extraordinary gains, net$045
Net income$4,624,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,015
Cash dividends$2,334,0001,017
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,526,0201,234
2006-06-30 (YTD Data)Rank
Total interest income$18,725,0001,030
Total interest expense$7,617,0001,005
Net interest income$11,108,0001,027
Provision for loan and lease losses$150,0002,563
Total noninterest income$1,391,0001,737
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,391,0001,073
Total noninterest expense$8,053,0001,135
Salaries and employee benefits$4,847,0001,009
Premises and equipment expense$1,452,000877
Additional noninterest expense$1,754,0001,517
Pre-tax net operating income$4,296,0001,179
Securities gains (losses)$-14,0007,975
Applicable income taxes$1,226,0001,175
Income before extraordinary items$3,056,0001,222
Extraordinary gains, net$039
Net income$3,056,0001,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$1,551,0001,007
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,065,9401,206
2006-03-31 (YTD Data)Rank
Total interest income$9,101,0001,027
Total interest expense$3,632,000996
Net interest income$5,469,0001,036
Provision for loan and lease losses$90,0002,132
Total noninterest income$720,0001,659
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$720,0001,022
Total noninterest expense$4,030,0001,121
Salaries and employee benefits$2,395,0001,024
Premises and equipment expense$733,000871
Additional noninterest expense$902,0001,462
Pre-tax net operating income$2,069,0001,192
Securities gains (losses)$9,000604
Applicable income taxes$588,0001,220
Income before extraordinary items$1,490,0001,247
Extraordinary gains, net$021
Net income$1,490,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,748
Cash dividends$806,000894
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,483,5201,230
2005-12-31 (YTD Data)Rank
Total interest income$33,953,000969
Total interest expense$11,664,000956
Net interest income$22,289,000954
Provision for loan and lease losses$540,0001,779
Total noninterest income$2,838,0001,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,838,0001,062
Total noninterest expense$15,725,0001,086
Salaries and employee benefits$9,069,0001,019
Premises and equipment expense$2,744,000862
Additional noninterest expense$3,912,0001,311
Pre-tax net operating income$8,862,0001,089
Securities gains (losses)$76,000799
Applicable income taxes$2,462,0001,142
Income before extraordinary items$6,476,0001,124
Extraordinary gains, net$046
Net income$6,476,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,381
Cash dividends$3,255,000963
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,421,2801,110
2005-09-30 (YTD Data)Rank
Total interest income$25,028,000957
Total interest expense$8,342,000947
Net interest income$16,686,000949
Provision for loan and lease losses$450,0001,533
Total noninterest income$2,167,0001,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,167,0001,058
Total noninterest expense$11,833,0001,063
Salaries and employee benefits$6,884,000991
Premises and equipment expense$2,031,000865
Additional noninterest expense$2,918,0001,304
Pre-tax net operating income$6,570,0001,095
Securities gains (losses)$58,000824
Applicable income taxes$1,763,0001,203
Income before extraordinary items$4,865,0001,109
Extraordinary gains, net$035
Net income$4,865,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,633
Cash dividends$2,445,000898
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,822,6601,103
2005-06-30 (YTD Data)Rank
Total interest income$16,459,000951
Total interest expense$5,326,000925
Net interest income$11,133,000941
Provision for loan and lease losses$300,0001,505
Total noninterest income$1,403,0001,685
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,403,0001,052
Total noninterest expense$7,844,0001,064
Salaries and employee benefits$4,604,000977
Premises and equipment expense$1,354,000861
Additional noninterest expense$1,886,0001,323
Pre-tax net operating income$4,392,0001,077
Securities gains (losses)$31,000949
Applicable income taxes$1,178,0001,191
Income before extraordinary items$3,245,0001,078
Extraordinary gains, net$030
Net income$3,245,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,682
Cash dividends$1,612,000882
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,222,3701,069
2005-03-31 (YTD Data)Rank
Total interest income$8,095,000943
Total interest expense$2,498,000937
Net interest income$5,597,000926
Provision for loan and lease losses$150,0001,379
Total noninterest income$685,0001,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$685,0001,059
Total noninterest expense$3,997,0001,045
Salaries and employee benefits$2,343,000952
Premises and equipment expense$686,000855
Additional noninterest expense$968,0001,279
Pre-tax net operating income$2,135,0001,082
Securities gains (losses)$22,000766
Applicable income taxes$577,0001,181
Income before extraordinary items$1,580,0001,087
Extraordinary gains, net$024
Net income$1,580,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,093
Cash dividends$822,000788
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,563,9401,078
2004-12-31 (YTD Data)Rank
Total interest income$31,218,000897
Total interest expense$8,977,000898
Net interest income$22,241,000882
Provision for loan and lease losses$600,0001,645
Total noninterest income$2,780,0001,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,780,0001,043
Total noninterest expense$14,912,0001,090
Salaries and employee benefits$8,569,0001,006
Premises and equipment expense$2,604,000858
Additional noninterest expense$3,739,0001,332
Pre-tax net operating income$9,509,000920
Securities gains (losses)$8,0002,935
Applicable income taxes$2,627,0001,004
Income before extraordinary items$6,890,000963
Extraordinary gains, net$034
Net income$6,890,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,147
Cash dividends$2,622,0001,075
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,884,240924
2004-09-30 (YTD Data)Rank
Total interest income$23,370,000886
Total interest expense$6,590,000904
Net interest income$16,780,000876
Provision for loan and lease losses$450,0001,575
Total noninterest income$2,120,0001,701
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$2,120,0001,036
Total noninterest expense$11,191,0001,078
Salaries and employee benefits$6,526,000979
Premises and equipment expense$1,915,000874
Additional noninterest expense$2,750,0001,345
Pre-tax net operating income$7,259,000916
Securities gains (losses)$03,710
Applicable income taxes$2,014,0001,006
Income before extraordinary items$5,245,000946
Extraordinary gains, net$026
Net income$5,245,000947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,223
Cash dividends$1,736,0001,126
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,245,000913
2004-06-30 (YTD Data)Rank
Total interest income$15,504,000869
Total interest expense$4,354,000897
Net interest income$11,150,000873
Provision for loan and lease losses$300,0001,523
Total noninterest income$1,483,0001,615
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,483,0001,003
Total noninterest expense$7,518,0001,070
Salaries and employee benefits$4,415,000961
Premises and equipment expense$1,284,000868
Additional noninterest expense$1,819,0001,332
Pre-tax net operating income$4,815,000905
Securities gains (losses)$03,413
Applicable income taxes$1,343,0001,010
Income before extraordinary items$3,472,000947
Extraordinary gains, net$021
Net income$3,472,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,340
Cash dividends$866,0001,446
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,472,000910
2004-03-31 (YTD Data)Rank
Total interest income$7,730,000887
Total interest expense$2,179,000915
Net interest income$5,551,000891
Provision for loan and lease losses$150,0001,414
Total noninterest income$756,0001,558
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$756,000962
Total noninterest expense$3,750,0001,082
Salaries and employee benefits$2,222,000971
Premises and equipment expense$617,000936
Additional noninterest expense$911,0001,327
Pre-tax net operating income$2,407,000895
Securities gains (losses)$02,934
Applicable income taxes$675,0001,014
Income before extraordinary items$1,732,000935
Extraordinary gains, net$016
Net income$1,732,000935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,000831
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,732,000891
2003-12-31 (YTD Data)Rank
Total interest income$32,127,000877
Total interest expense$15,383,000582
Net interest income$16,744,0001,160
Provision for loan and lease losses$330,0002,962
Total noninterest income$2,928,0001,721
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$2,928,0001,112
Total noninterest expense$28,372,000601
Salaries and employee benefits$8,023,0001,055
Premises and equipment expense$2,594,000860
Additional noninterest expense$17,755,000362
Pre-tax net operating income$-9,030,0009,159
Securities gains (losses)$208,0001,319
Applicable income taxes$-3,263,0009,163
Income before extraordinary items$-5,559,0009,160
Extraordinary gains, net$054
Net income$-5,559,0009,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,423
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-5,692,1209,139
2003-09-30 (YTD Data)Rank
Total interest income$24,424,000881
Total interest expense$13,168,000546
Net interest income$11,256,0001,308
Provision for loan and lease losses$270,0002,692
Total noninterest income$2,215,0001,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,215,0001,146
Total noninterest expense$24,559,000555
Salaries and employee benefits$5,953,0001,073
Premises and equipment expense$1,989,000861
Additional noninterest expense$16,617,000320
Pre-tax net operating income$-11,358,0009,229
Securities gains (losses)$208,0001,206
Applicable income taxes$-4,010,0009,226
Income before extraordinary items$-7,140,0009,222
Extraordinary gains, net$040
Net income$-7,140,0009,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,191
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-7,273,1209,203
2003-06-30 (YTD Data)Rank
Total interest income$16,648,000878
Total interest expense$9,421,000527
Net interest income$7,227,0001,360
Provision for loan and lease losses$180,0002,675
Total noninterest income$1,419,0001,798
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,419,0001,179
Total noninterest expense$7,183,0001,136
Salaries and employee benefits$4,028,0001,057
Premises and equipment expense$1,285,000890
Additional noninterest expense$1,870,0001,317
Pre-tax net operating income$1,283,0002,934
Securities gains (losses)$585,000516
Applicable income taxes$497,0002,322
Income before extraordinary items$1,371,0002,282
Extraordinary gains, net$030
Net income$1,371,0002,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,244
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$943,9502,937
2003-03-31 (YTD Data)Rank
Total interest income$8,558,000861
Total interest expense$4,860,000525
Net interest income$3,698,0001,320
Provision for loan and lease losses$90,0002,494
Total noninterest income$723,0001,729
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$723,0001,138
Total noninterest expense$3,636,0001,103
Salaries and employee benefits$2,008,0001,058
Premises and equipment expense$657,000879
Additional noninterest expense$971,0001,258
Pre-tax net operating income$695,0002,752
Securities gains (losses)$506,000342
Applicable income taxes$334,0001,903
Income before extraordinary items$867,0001,825
Extraordinary gains, net$021
Net income$867,0001,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,000786
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$502,6802,794
2002-12-31 (YTD Data)Rank
Total interest income$40,047,000757
Total interest expense$22,843,000514
Net interest income$17,204,0001,121
Provision for loan and lease losses$988,0001,371
Total noninterest income$2,806,0001,634
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,806,0001,038
Total noninterest expense$13,511,0001,138
Salaries and employee benefits$7,567,0001,050
Premises and equipment expense$2,404,000904
Additional noninterest expense$3,540,0001,349
Pre-tax net operating income$5,511,0001,498
Securities gains (losses)$1,189,000378
Applicable income taxes$1,635,0001,532
Income before extraordinary items$5,065,0001,240
Extraordinary gains, net$070
Net income$5,065,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,0001,053
Cash dividends$5,853,000547
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,161,3601,439
2001-12-31 (YTD Data)Rank
Total interest income$45,939,000742
Total interest expense$27,181,000619
Net interest income$18,758,000954
Provision for loan and lease losses$500,0002,196
Total noninterest income$4,341,0001,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$4,341,000726
Total noninterest expense$14,546,0001,015
Salaries and employee benefits$7,803,000963
Premises and equipment expense$2,613,000808
Additional noninterest expense$4,130,0001,159
Pre-tax net operating income$8,053,000937
Securities gains (losses)$-141,0009,525
Applicable income taxes$2,091,0001,137
Income before extraordinary items$5,821,000944
Extraordinary gains, net$0105
Net income$5,821,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,024
Cash dividends$1,932,0001,381
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,925,340886
2000-12-31 (YTD Data)Rank
Total interest income$47,889,000749
Total interest expense$29,223,000632
Net interest income$18,666,000926
Provision for loan and lease losses$410,0002,238
Total noninterest income$2,273,0001,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,273,0001,034
Total noninterest expense$14,209,000990
Salaries and employee benefits$7,305,000961
Premises and equipment expense$2,504,000801
Additional noninterest expense$4,400,0001,068
Pre-tax net operating income$6,320,0001,175
Securities gains (losses)$46,000727
Applicable income taxes$1,911,0001,208
Income before extraordinary items$4,455,0001,191
Extraordinary gains, net$038
Net income$4,455,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$623,0001,058
Cash dividends$2,488,0001,135
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,422,8001,202
1999-12-31 (YTD Data)Rank
Total interest income$46,183,000744
Total interest expense$28,265,000582
Net interest income$17,918,000983
Provision for loan and lease losses$300,0002,624
Total noninterest income$2,132,0001,771
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,132,0001,101
Total noninterest expense$13,295,0001,048
Salaries and employee benefits$6,885,0001,001
Premises and equipment expense$2,178,000920
Additional noninterest expense$4,232,0001,111
Pre-tax net operating income$6,455,0001,190
Securities gains (losses)$03,155
Applicable income taxes$2,264,0001,102
Income before extraordinary items$4,191,0001,293
Extraordinary gains, net$035
Net income$4,191,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,755
Cash dividends$8,500,000455
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,191,0001,273
1998-12-31 (YTD Data)Rank
Total interest income$42,846,000778
Total interest expense$26,369,000636
Net interest income$16,477,0001,025
Provision for loan and lease losses$100,0005,089
Total noninterest income$1,973,0001,854
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,973,0001,171
Total noninterest expense$12,700,0001,045
Salaries and employee benefits$6,285,0001,041
Premises and equipment expense$2,416,000810
Additional noninterest expense$3,999,0001,125
Pre-tax net operating income$5,650,0001,330
Securities gains (losses)$801,000438
Applicable income taxes$2,367,0001,063
Income before extraordinary items$4,084,0001,302
Extraordinary gains, net$032
Net income$4,084,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,620
Cash dividends$2,678,0001,069
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,571,3601,415
1997-12-31 (YTD Data)Rank
Total interest income$42,775,000801
Total interest expense$24,788,000677
Net interest income$17,987,000989
Provision for loan and lease losses$452,0001,923
Total noninterest income$1,921,0001,830
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,921,0001,130
Total noninterest expense$13,363,0001,028
Salaries and employee benefits$6,563,0001,011
Premises and equipment expense$2,733,000745
Additional noninterest expense$4,067,0001,113
Pre-tax net operating income$6,093,0001,283
Securities gains (losses)$756,000330
Applicable income taxes$2,306,0001,175
Income before extraordinary items$4,543,0001,205
Extraordinary gains, net$044
Net income$4,543,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,774
Cash dividends$17,776,000258
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,044,0401,310
1996-12-31 (YTD Data)Rank
Total interest income$38,614,000906
Total interest expense$21,842,000779
Net interest income$16,772,0001,086
Provision for loan and lease losses$375,0002,185
Total noninterest income$1,885,0001,936
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,885,0001,203
Total noninterest expense$13,622,0001,089
Salaries and employee benefits$5,927,0001,134
Premises and equipment expense$2,059,0001,026
Additional noninterest expense$5,636,0001,035
Pre-tax net operating income$4,660,0001,558
Securities gains (losses)$406,000474
Applicable income taxes$1,974,0001,241
Income before extraordinary items$3,092,0001,615
Extraordinary gains, net$053
Net income$3,092,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,694
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,832,1601,712
1995-12-31 (YTD Data)Rank
Total interest income$29,449,0001,179
Total interest expense$15,860,0001,068
Net interest income$13,589,0001,321
Provision for loan and lease losses$122,0004,063
Total noninterest income$1,528,0002,253
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,528,0001,366
Total noninterest expense$9,878,0001,437
Salaries and employee benefits$5,166,0001,288
Premises and equipment expense$1,927,0001,094
Additional noninterest expense$2,785,0001,806
Pre-tax net operating income$5,117,0001,475
Securities gains (losses)$03,831
Applicable income taxes$1,929,0001,311
Income before extraordinary items$3,188,0001,603
Extraordinary gains, net$065
Net income$3,188,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,995
Cash dividends$3,069,000894
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,188,0001,577
1994-12-31 (YTD Data)Rank
Total interest income$26,262,0001,197
Total interest expense$13,061,0001,010
Net interest income$13,201,0001,358
Provision for loan and lease losses$180,0003,202
Total noninterest income$1,814,0001,962
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,814,0001,208
Total noninterest expense$9,664,0001,526
Salaries and employee benefits$4,792,0001,413
Premises and equipment expense$1,835,0001,150
Additional noninterest expense$3,037,0001,787
Pre-tax net operating income$5,171,0001,426
Securities gains (losses)$14,0002,006
Applicable income taxes$2,115,0001,143
Income before extraordinary items$3,070,0001,596
Extraordinary gains, net$428,00030
Net income$3,498,0001,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,044
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$25,897,00048
Net operating income$3,061,0401,602
1993-12-31 (YTD Data)Rank
Total interest income$25,145,0001,266
Total interest expense$13,328,0001,013
Net interest income$11,817,0001,523
Provision for loan and lease losses$45,0007,729
Total noninterest income$1,588,0002,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,588,0001,480
Total noninterest expense$9,190,0001,644
Salaries and employee benefits$4,396,0001,540
Premises and equipment expense$1,886,0001,126
Additional noninterest expense$2,908,0001,960
Pre-tax net operating income$4,170,0001,659
Securities gains (losses)$5,0006,132
Applicable income taxes$1,544,0001,529
Income before extraordinary items$2,631,0001,900
Extraordinary gains, net$2,000,000131
Net income$4,631,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0006,608
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,627,8001,791
1992-12-31 (YTD Data)Rank
Total interest income$22,003,0001,628
Total interest expense$12,587,0001,400
Net interest income$9,416,0001,937
Provision for loan and lease losses$145,0006,193
Total noninterest income$1,351,0002,594
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,351,0001,621
Total noninterest expense$8,187,0001,849
Salaries and employee benefits$3,573,0001,854
Premises and equipment expense$1,567,0001,385
Additional noninterest expense$3,047,0001,976
Pre-tax net operating income$2,435,0002,554
Securities gains (losses)$08,369
Applicable income taxes$595,0003,456
Income before extraordinary items$1,840,0002,492
Extraordinary gains, net$836,000136
Net income$2,676,0001,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0004,493
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,840,0002,311

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.