Home > Zions Bancorporation, N.A. > Net charge- offs to loans

Zions Bancorporation, N.A., Net charge- offs to loans

2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0576%822
Percentage Net Loans Charged-off: Total real estate loans-0.0064%3,595
Percentage Net Loans Charged-off:Construction & development-0.0302%4,109
Percentage Net Loans Charged-off: Commercial real estate-0.0091%4,109
Percentage Net Loans Charged-off: Multi-family residential-0.0009%3,797
Percentage Net Loans Charged-off: 1-4 family residential0.0073%451
Percentage Net Loans Charged-off: Home equity loans-0.0370%3,314
All other 1-4 family - Percent of loans charged-off, net0.0285%307
Percentage Net Loans Charged-off: Commercial and industrial0.2469%370
Percentage Net Loans Charged-off: Loans to individuals0.3851%1,046
Percentage Net Loans Charged-off: Credit card loans1.1528%251
Percentage Net Loans Charged-off: Other loans to individual0.1136%1,636
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0005%989
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0472%821
Percentage Net Loans Charged-off: Total real estate loans-0.0130%3,972
Percentage Net Loans Charged-off:Construction & development-0.0096%4,093
Percentage Net Loans Charged-off: Commercial real estate-0.0256%4,377
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,812
Percentage Net Loans Charged-off: 1-4 family residential0.0075%339
Percentage Net Loans Charged-off: Home equity loans-0.0326%3,347
All other 1-4 family - Percent of loans charged-off, net0.0266%234
Percentage Net Loans Charged-off: Commercial and industrial0.2033%310
Percentage Net Loans Charged-off: Loans to individuals0.3793%998
Percentage Net Loans Charged-off: Credit card loans1.0070%232
Percentage Net Loans Charged-off: Other loans to individual0.1459%1,348
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0108%2,155
Percentage Net Loans Charged-off: Total real estate loans-0.0168%4,001
Percentage Net Loans Charged-off:Construction & development-0.1059%4,256
Percentage Net Loans Charged-off: Commercial real estate-0.0114%4,180
Percentage Net Loans Charged-off: Multi-family residential-0.0027%3,888
Percentage Net Loans Charged-off: 1-4 family residential0.0070%866
Percentage Net Loans Charged-off: Home equity loans-0.0059%3,167
All other 1-4 family - Percent of loans charged-off, net0.0124%734
Percentage Net Loans Charged-off: Commercial and industrial0.0401%1,197
Percentage Net Loans Charged-off: Loans to individuals0.6294%691
Percentage Net Loans Charged-off: Credit card loans1.3491%240
Percentage Net Loans Charged-off: Other loans to individual0.3715%989
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0013%1,037
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0131%1,840
Percentage Net Loans Charged-off: Total real estate loans-0.0074%3,725
Percentage Net Loans Charged-off:Construction & development-0.0332%4,188
Percentage Net Loans Charged-off: Commercial real estate-0.0114%4,261
Percentage Net Loans Charged-off: Multi-family residential-0.0034%3,933
Percentage Net Loans Charged-off: 1-4 family residential0.0121%684
Percentage Net Loans Charged-off: Home equity loans-0.0009%3,187
All other 1-4 family - Percent of loans charged-off, net0.0174%588
Percentage Net Loans Charged-off: Commercial and industrial0.0391%1,019
Percentage Net Loans Charged-off: Loans to individuals0.7531%522
Percentage Net Loans Charged-off: Credit card loans1.4939%244
Percentage Net Loans Charged-off: Other loans to individual0.4932%688
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0017%1,032
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0251%1,441
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,086
Percentage Net Loans Charged-off:Construction & development-0.0449%4,270
Percentage Net Loans Charged-off: Commercial real estate-0.0074%4,277
Percentage Net Loans Charged-off: Multi-family residential-0.0046%3,951
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%4,000
Percentage Net Loans Charged-off: Home equity loans-0.0487%3,454
All other 1-4 family - Percent of loans charged-off, net-0.0021%3,564
Percentage Net Loans Charged-off: Commercial and industrial0.0844%731
Percentage Net Loans Charged-off: Loans to individuals0.8994%421
Percentage Net Loans Charged-off: Credit card loans2.0011%184
Percentage Net Loans Charged-off: Other loans to individual0.5158%650
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0024%1,008
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0623%908
Percentage Net Loans Charged-off: Total real estate loans-0.0205%4,281
Percentage Net Loans Charged-off:Construction & development-0.0355%4,299
Percentage Net Loans Charged-off: Commercial real estate-0.0088%4,415
Percentage Net Loans Charged-off: Multi-family residential-0.0008%3,938
Percentage Net Loans Charged-off: 1-4 family residential-0.0236%4,242
Percentage Net Loans Charged-off: Home equity loans-0.0385%3,489
All other 1-4 family - Percent of loans charged-off, net-0.0179%4,176
Percentage Net Loans Charged-off: Commercial and industrial0.1857%431
Percentage Net Loans Charged-off: Loans to individuals1.2916%344
Percentage Net Loans Charged-off: Credit card loans2.5985%154
Percentage Net Loans Charged-off: Other loans to individual0.8320%468
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0104%16
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1998%865
Percentage Net Loans Charged-off: Total real estate loans-0.0060%4,028
Percentage Net Loans Charged-off:Construction & development-0.0183%4,211
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,228
Percentage Net Loans Charged-off: Multi-family residential-0.0008%3,954
Percentage Net Loans Charged-off: 1-4 family residential-0.0245%4,335
Percentage Net Loans Charged-off: Home equity loans-0.0067%3,318
All other 1-4 family - Percent of loans charged-off, net-0.0311%4,434
Percentage Net Loans Charged-off: Commercial and industrial0.6141%591
Percentage Net Loans Charged-off: Loans to individuals1.4236%411
Percentage Net Loans Charged-off: Credit card loans2.1709%243
Percentage Net Loans Charged-off: Other loans to individual1.1634%471
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0041%1,043
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2279%671
Percentage Net Loans Charged-off: Total real estate loans-0.0035%3,890
Percentage Net Loans Charged-off:Construction & development-0.0197%4,262
Percentage Net Loans Charged-off: Commercial real estate-0.0067%4,368
Percentage Net Loans Charged-off: Multi-family residential-0.0009%3,966
Percentage Net Loans Charged-off: 1-4 family residential-0.0149%4,200
Percentage Net Loans Charged-off: Home equity loans-0.0092%3,381
All other 1-4 family - Percent of loans charged-off, net-0.0170%4,255
Percentage Net Loans Charged-off: Commercial and industrial0.6969%456
Percentage Net Loans Charged-off: Loans to individuals1.6374%325
Percentage Net Loans Charged-off: Credit card loans2.4160%228
Percentage Net Loans Charged-off: Other loans to individual1.3687%357
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0053%1,029
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1472%982
Percentage Net Loans Charged-off: Total real estate loans0.0021%1,429
Percentage Net Loans Charged-off:Construction & development-0.0232%4,321
Percentage Net Loans Charged-off: Commercial real estate-0.0084%4,470
Percentage Net Loans Charged-off: Multi-family residential-0.0009%3,992
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%3,948
Percentage Net Loans Charged-off: Home equity loans0.0046%285
All other 1-4 family - Percent of loans charged-off, net-0.0091%4,116
Percentage Net Loans Charged-off: Commercial and industrial0.4095%652
Percentage Net Loans Charged-off: Loans to individuals1.9709%297
Percentage Net Loans Charged-off: Credit card loans2.6707%228
Percentage Net Loans Charged-off: Other loans to individual1.7296%304
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0033%1,017
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%1,476
Percentage Net Loans Charged-off: Total real estate loans-0.0228%4,517
Percentage Net Loans Charged-off:Construction & development-0.0306%4,403
Percentage Net Loans Charged-off: Commercial real estate-0.0260%4,690
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,034
Percentage Net Loans Charged-off: 1-4 family residential-0.0180%4,324
Percentage Net Loans Charged-off: Home equity loans0.0026%208
All other 1-4 family - Percent of loans charged-off, net-0.0257%4,452
Percentage Net Loans Charged-off: Commercial and industrial0.1203%816
Percentage Net Loans Charged-off: Loans to individuals2.2176%319
Percentage Net Loans Charged-off: Credit card loans2.7511%212
Percentage Net Loans Charged-off: Other loans to individual2.0317%305
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0009%998
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0780%1,984
Percentage Net Loans Charged-off: Total real estate loans-0.0186%4,484
Percentage Net Loans Charged-off:Construction & development-0.0388%4,393
Percentage Net Loans Charged-off: Commercial real estate-0.0149%4,542
Percentage Net Loans Charged-off: Multi-family residential0.0167%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0215%4,451
Percentage Net Loans Charged-off: Home equity loans0.0165%443
All other 1-4 family - Percent of loans charged-off, net-0.0360%4,607
Percentage Net Loans Charged-off: Commercial and industrial0.2441%1,322
Percentage Net Loans Charged-off: Loans to individuals1.4996%483
Percentage Net Loans Charged-off: Credit card loans2.9680%221
Percentage Net Loans Charged-off: Other loans to individual0.9516%776
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0056%1,078
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%2,269
Percentage Net Loans Charged-off: Total real estate loans-0.0296%4,674
Percentage Net Loans Charged-off:Construction & development-0.0259%4,413
Percentage Net Loans Charged-off: Commercial real estate-0.0328%4,748
Percentage Net Loans Charged-off: Multi-family residential0.0229%69
Percentage Net Loans Charged-off: 1-4 family residential-0.0362%4,663
Percentage Net Loans Charged-off: Home equity loans-0.0181%3,556
All other 1-4 family - Percent of loans charged-off, net-0.0432%4,717
Percentage Net Loans Charged-off: Commercial and industrial0.1540%1,296
Percentage Net Loans Charged-off: Loans to individuals1.4707%481
Percentage Net Loans Charged-off: Credit card loans2.8229%216
Percentage Net Loans Charged-off: Other loans to individual0.9635%712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0027%1,062
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%1,826
Percentage Net Loans Charged-off: Total real estate loans-0.0315%4,740
Percentage Net Loans Charged-off:Construction & development-0.0329%4,490
Percentage Net Loans Charged-off: Commercial real estate-0.0298%4,833
Percentage Net Loans Charged-off: Multi-family residential0.0357%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0456%4,763
Percentage Net Loans Charged-off: Home equity loans-0.0183%3,583
All other 1-4 family - Percent of loans charged-off, net-0.0562%4,815
Percentage Net Loans Charged-off: Commercial and industrial0.2286%970
Percentage Net Loans Charged-off: Loans to individuals1.0966%677
Percentage Net Loans Charged-off: Credit card loans2.7381%218
Percentage Net Loans Charged-off: Other loans to individual0.4799%1,279
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0028%1,036
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%2,652
Percentage Net Loans Charged-off: Total real estate loans-0.0446%4,933
Percentage Net Loans Charged-off:Construction & development-0.0441%4,613
Percentage Net Loans Charged-off: Commercial real estate-0.0574%5,043
Percentage Net Loans Charged-off: Multi-family residential0.0738%30
Percentage Net Loans Charged-off: 1-4 family residential-0.0485%4,857
Percentage Net Loans Charged-off: Home equity loans-0.0856%3,818
All other 1-4 family - Percent of loans charged-off, net-0.0339%4,764
Percentage Net Loans Charged-off: Commercial and industrial0.0483%960
Percentage Net Loans Charged-off: Loans to individuals1.0769%714
Percentage Net Loans Charged-off: Credit card loans2.8962%206
Percentage Net Loans Charged-off: Other loans to individual0.3964%1,367
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0030%1,037
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0356%4,868
Percentage Net Loans Charged-off: Total real estate loans-0.0132%4,449
Percentage Net Loans Charged-off:Construction & development-0.1102%4,642
Percentage Net Loans Charged-off: Commercial real estate0.0013%1,123
Percentage Net Loans Charged-off: Multi-family residential0.0037%117
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%4,538
Percentage Net Loans Charged-off: Home equity loans-0.0238%3,654
All other 1-4 family - Percent of loans charged-off, net-0.0133%4,515
Percentage Net Loans Charged-off: Commercial and industrial-0.2009%4,817
Percentage Net Loans Charged-off: Loans to individuals1.1495%682
Percentage Net Loans Charged-off: Credit card loans2.4735%249
Percentage Net Loans Charged-off: Other loans to individual0.6340%1,193
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0027%1,126
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0234%4,675
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,408
Percentage Net Loans Charged-off:Construction & development-0.1135%4,695
Percentage Net Loans Charged-off: Commercial real estate0.0023%865
Percentage Net Loans Charged-off: Multi-family residential0.0053%95
Percentage Net Loans Charged-off: 1-4 family residential-0.0187%4,579
Percentage Net Loans Charged-off: Home equity loans-0.0183%3,652
All other 1-4 family - Percent of loans charged-off, net-0.0189%4,606
Percentage Net Loans Charged-off: Commercial and industrial-0.1526%4,768
Percentage Net Loans Charged-off: Loans to individuals1.0513%725
Percentage Net Loans Charged-off: Credit card loans2.3342%254
Percentage Net Loans Charged-off: Other loans to individual0.5496%1,213
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0037%1,121
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0296%4,731
Percentage Net Loans Charged-off: Total real estate loans-0.0247%4,701
Percentage Net Loans Charged-off:Construction & development-0.1488%4,778
Percentage Net Loans Charged-off: Commercial real estate-0.0442%5,028
Percentage Net Loans Charged-off: Multi-family residential0.0083%69
Percentage Net Loans Charged-off: 1-4 family residential0.0154%1,306
Percentage Net Loans Charged-off: Home equity loans0.0048%387
All other 1-4 family - Percent of loans charged-off, net0.0197%1,183
Percentage Net Loans Charged-off: Commercial and industrial-0.1824%4,860
Percentage Net Loans Charged-off: Loans to individuals1.1601%603
Percentage Net Loans Charged-off: Credit card loans2.4700%236
Percentage Net Loans Charged-off: Other loans to individual0.6524%983
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0048%1,097
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0464%1,657
Percentage Net Loans Charged-off: Total real estate loans-0.0033%4,064
Percentage Net Loans Charged-off:Construction & development-0.2123%4,895
Percentage Net Loans Charged-off: Commercial real estate-0.0096%4,866
Percentage Net Loans Charged-off: Multi-family residential-0.0012%4,343
Percentage Net Loans Charged-off: 1-4 family residential0.0410%802
Percentage Net Loans Charged-off: Home equity loans0.0569%222
All other 1-4 family - Percent of loans charged-off, net0.0346%790
Percentage Net Loans Charged-off: Commercial and industrial0.0358%986
Percentage Net Loans Charged-off: Loans to individuals1.2391%626
Percentage Net Loans Charged-off: Credit card loans2.3943%221
Percentage Net Loans Charged-off: Other loans to individual0.7881%876
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0019%1,084
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1690%1,461
Percentage Net Loans Charged-off: Total real estate loans-0.0166%4,787
Percentage Net Loans Charged-off:Construction & development-0.3104%4,975
Percentage Net Loans Charged-off: Commercial real estate0.0422%966
Percentage Net Loans Charged-off: Multi-family residential-0.0036%4,384
Percentage Net Loans Charged-off: 1-4 family residential-0.0161%4,806
Percentage Net Loans Charged-off: Home equity loans-0.0213%3,850
All other 1-4 family - Percent of loans charged-off, net-0.0139%4,778
Percentage Net Loans Charged-off: Commercial and industrial0.5610%909
Percentage Net Loans Charged-off: Loans to individuals1.3438%596
Percentage Net Loans Charged-off: Credit card loans2.2729%276
Percentage Net Loans Charged-off: Other loans to individual0.9777%823
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2644%1,217
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1916%1,106
Percentage Net Loans Charged-off: Total real estate loans-0.0179%4,768
Percentage Net Loans Charged-off:Construction & development-0.4257%5,062
Percentage Net Loans Charged-off: Commercial real estate0.0588%685
Percentage Net Loans Charged-off: Multi-family residential-0.0034%4,413
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%4,647
Percentage Net Loans Charged-off: Home equity loans-0.0064%3,747
All other 1-4 family - Percent of loans charged-off, net-0.0101%4,695
Percentage Net Loans Charged-off: Commercial and industrial0.6741%640
Percentage Net Loans Charged-off: Loans to individuals1.3056%593
Percentage Net Loans Charged-off: Credit card loans2.2552%275
Percentage Net Loans Charged-off: Other loans to individual0.9336%796
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3452%1,203
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2475%827
Percentage Net Loans Charged-off: Total real estate loans-0.0501%5,185
Percentage Net Loans Charged-off:Construction & development-0.6344%5,139
Percentage Net Loans Charged-off: Commercial real estate0.0500%581
Percentage Net Loans Charged-off: Multi-family residential-0.0046%4,458
Percentage Net Loans Charged-off: 1-4 family residential-0.0298%4,986
Percentage Net Loans Charged-off: Home equity loans-0.0180%3,833
All other 1-4 family - Percent of loans charged-off, net-0.0348%5,071
Percentage Net Loans Charged-off: Commercial and industrial0.9515%439
Percentage Net Loans Charged-off: Loans to individuals1.5293%476
Percentage Net Loans Charged-off: Credit card loans2.3273%260
Percentage Net Loans Charged-off: Other loans to individual1.2145%550
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.5186%1,187
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4364%419
Percentage Net Loans Charged-off: Total real estate loans-0.0197%4,920
Percentage Net Loans Charged-off:Construction & development-0.1868%5,056
Percentage Net Loans Charged-off: Commercial real estate0.0351%410
Percentage Net Loans Charged-off: Multi-family residential-0.0081%4,521
Percentage Net Loans Charged-off: 1-4 family residential-0.0550%5,255
Percentage Net Loans Charged-off: Home equity loans-0.0642%4,078
All other 1-4 family - Percent of loans charged-off, net-0.0511%5,240
Percentage Net Loans Charged-off: Commercial and industrial1.6073%238
Percentage Net Loans Charged-off: Loans to individuals1.6676%459
Percentage Net Loans Charged-off: Credit card loans2.2927%266
Percentage Net Loans Charged-off: Other loans to individual1.4151%495
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0033%1,120
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3119%882
Percentage Net Loans Charged-off: Total real estate loans-0.0073%4,710
Percentage Net Loans Charged-off:Construction & development-0.1720%5,032
Percentage Net Loans Charged-off: Commercial real estate0.0086%1,373
Percentage Net Loans Charged-off: Multi-family residential0.0170%197
Percentage Net Loans Charged-off: 1-4 family residential0.0119%2,528
Percentage Net Loans Charged-off: Home equity loans0.0347%709
All other 1-4 family - Percent of loans charged-off, net0.0020%2,604
Percentage Net Loans Charged-off: Commercial and industrial1.0408%599
Percentage Net Loans Charged-off: Loans to individuals0.8642%1,080
Percentage Net Loans Charged-off: Credit card loans1.9406%317
Percentage Net Loans Charged-off: Other loans to individual0.4386%1,849
Percentage Net Loans Charged-off: All other loans and lease0.1185%1,127
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2024%1,208
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3318%696
Percentage Net Loans Charged-off: Total real estate loans-0.0090%4,709
Percentage Net Loans Charged-off:Construction & development-0.2041%5,109
Percentage Net Loans Charged-off: Commercial real estate0.0089%1,095
Percentage Net Loans Charged-off: Multi-family residential0.0185%154
Percentage Net Loans Charged-off: 1-4 family residential0.0153%2,184
Percentage Net Loans Charged-off: Home equity loans0.0448%587
All other 1-4 family - Percent of loans charged-off, net0.0027%2,277
Percentage Net Loans Charged-off: Commercial and industrial1.0999%465
Percentage Net Loans Charged-off: Loans to individuals0.8015%1,040
Percentage Net Loans Charged-off: Credit card loans1.8853%307
Percentage Net Loans Charged-off: Other loans to individual0.3795%1,738
Percentage Net Loans Charged-off: All other loans and lease0.1225%952
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2641%1,196
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3569%654
Percentage Net Loans Charged-off: Total real estate loans0.0253%1,857
Percentage Net Loans Charged-off:Construction & development-0.2224%5,177
Percentage Net Loans Charged-off: Commercial real estate0.0922%590
Percentage Net Loans Charged-off: Multi-family residential0.0129%129
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%4,771
Percentage Net Loans Charged-off: Home equity loans-0.0132%3,995
All other 1-4 family - Percent of loans charged-off, net-0.0011%4,719
Percentage Net Loans Charged-off: Commercial and industrial1.1249%421
Percentage Net Loans Charged-off: Loans to individuals0.7078%1,139
Percentage Net Loans Charged-off: Credit card loans1.7378%321
Percentage Net Loans Charged-off: Other loans to individual0.3073%1,822
Percentage Net Loans Charged-off: All other loans and lease0.0281%1,062
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4157%1,191
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3527%633
Percentage Net Loans Charged-off: Total real estate loans-0.0146%4,950
Percentage Net Loans Charged-off:Construction & development-0.3325%5,309
Percentage Net Loans Charged-off: Commercial real estate0.0016%624
Percentage Net Loans Charged-off: Multi-family residential0.0161%79
Percentage Net Loans Charged-off: 1-4 family residential0.0453%1,235
Percentage Net Loans Charged-off: Home equity loans0.0328%377
All other 1-4 family - Percent of loans charged-off, net0.0507%1,138
Percentage Net Loans Charged-off: Commercial and industrial1.1954%341
Percentage Net Loans Charged-off: Loans to individuals0.6626%1,138
Percentage Net Loans Charged-off: Credit card loans1.6592%315
Percentage Net Loans Charged-off: Other loans to individual0.2729%1,676
Percentage Net Loans Charged-off: All other loans and lease-0.0044%5,069
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.9177%1,173
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0958%2,464
Percentage Net Loans Charged-off: Total real estate loans-0.0835%5,670
Percentage Net Loans Charged-off:Construction & development-0.6136%5,405
Percentage Net Loans Charged-off: Commercial real estate-0.0212%5,272
Percentage Net Loans Charged-off: Multi-family residential-0.2415%4,866
Percentage Net Loans Charged-off: 1-4 family residential0.0209%2,749
Percentage Net Loans Charged-off: Home equity loans-0.0193%4,159
All other 1-4 family - Percent of loans charged-off, net0.0381%2,408
Percentage Net Loans Charged-off: Commercial and industrial0.3470%1,213
Percentage Net Loans Charged-off: Loans to individuals0.5785%1,464
Percentage Net Loans Charged-off: Credit card loans1.9226%332
Percentage Net Loans Charged-off: Other loans to individual0.0591%3,290
Percentage Net Loans Charged-off: All other loans and lease0.7265%484
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1264%1,263
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0855%2,322
Percentage Net Loans Charged-off: Total real estate loans-0.0052%4,862
Percentage Net Loans Charged-off:Construction & development-0.1408%5,159
Percentage Net Loans Charged-off: Commercial real estate0.0339%1,148
Percentage Net Loans Charged-off: Multi-family residential-0.3235%4,919
Percentage Net Loans Charged-off: 1-4 family residential0.0015%2,761
Percentage Net Loans Charged-off: Home equity loans-0.0424%4,259
All other 1-4 family - Percent of loans charged-off, net0.0419%2,166
Percentage Net Loans Charged-off: Commercial and industrial0.2825%1,123
Percentage Net Loans Charged-off: Loans to individuals0.6577%1,156
Percentage Net Loans Charged-off: Credit card loans1.8626%310
Percentage Net Loans Charged-off: Other loans to individual-0.7874%5,924
Percentage Net Loans Charged-off: All other loans and lease0.0128%1,240
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0466%2,768
Percentage Net Loans Charged-off: Total real estate loans-0.0303%5,415
Percentage Net Loans Charged-off:Construction & development-0.1052%5,170
Percentage Net Loans Charged-off: Commercial real estate0.0032%1,169
Percentage Net Loans Charged-off: Multi-family residential-0.4301%4,955
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%5,081
Percentage Net Loans Charged-off: Home equity loans-0.0524%4,336
All other 1-4 family - Percent of loans charged-off, net0.0437%1,914
Percentage Net Loans Charged-off: Commercial and industrial0.2004%1,117
Percentage Net Loans Charged-off: Loans to individuals0.6641%1,079
Percentage Net Loans Charged-off: Credit card loans1.9817%273
Percentage Net Loans Charged-off: Other loans to individual-0.8915%5,990
Percentage Net Loans Charged-off: All other loans and lease0.0112%1,095
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1720%1,244
Percentage Net Loans Charged-off: Total real estate loans-0.0365%5,554
Percentage Net Loans Charged-off:Construction & development-0.0778%5,218
Percentage Net Loans Charged-off: Commercial real estate0.0039%771
Percentage Net Loans Charged-off: Multi-family residential-0.6536%4,988
Percentage Net Loans Charged-off: 1-4 family residential-0.0473%5,722
Percentage Net Loans Charged-off: Home equity loans-0.1034%4,484
All other 1-4 family - Percent of loans charged-off, net0.0048%1,697
Percentage Net Loans Charged-off: Commercial and industrial0.6906%455
Percentage Net Loans Charged-off: Loans to individuals0.7441%962
Percentage Net Loans Charged-off: Credit card loans2.0408%261
Percentage Net Loans Charged-off: Other loans to individual-0.8134%5,984
Percentage Net Loans Charged-off: All other loans and lease0.0049%903
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1050%3,008
Percentage Net Loans Charged-off: Total real estate loans0.1194%2,162
Percentage Net Loans Charged-off:Construction & development-0.1403%5,349
Percentage Net Loans Charged-off: Commercial real estate0.1882%1,235
Percentage Net Loans Charged-off: Multi-family residential0.0241%385
Percentage Net Loans Charged-off: 1-4 family residential0.0325%3,144
Percentage Net Loans Charged-off: Home equity loans0.0564%1,020
All other 1-4 family - Percent of loans charged-off, net0.0101%3,312
Percentage Net Loans Charged-off: Commercial and industrial0.1025%2,180
Percentage Net Loans Charged-off: Loans to individuals0.8337%1,135
Percentage Net Loans Charged-off: Credit card loans1.9927%330
Percentage Net Loans Charged-off: Other loans to individual-0.6853%6,146
Percentage Net Loans Charged-off: All other loans and lease-0.3682%5,769
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0842%2,998
Percentage Net Loans Charged-off: Total real estate loans0.1545%1,662
Percentage Net Loans Charged-off:Construction & development-0.1458%5,412
Percentage Net Loans Charged-off: Commercial real estate0.2424%937
Percentage Net Loans Charged-off: Multi-family residential0.0271%327
Percentage Net Loans Charged-off: 1-4 family residential0.0333%2,827
Percentage Net Loans Charged-off: Home equity loans0.0973%852
All other 1-4 family - Percent of loans charged-off, net-0.0272%5,872
Percentage Net Loans Charged-off: Commercial and industrial-0.0659%5,164
Percentage Net Loans Charged-off: Loans to individuals0.9362%953
Percentage Net Loans Charged-off: Credit card loans2.0808%304
Percentage Net Loans Charged-off: Other loans to individual-0.6049%6,156
Percentage Net Loans Charged-off: All other loans and lease-0.5123%5,835
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0901%2,780
Percentage Net Loans Charged-off: Total real estate loans0.1620%1,573
Percentage Net Loans Charged-off:Construction & development-0.0946%5,390
Percentage Net Loans Charged-off: Commercial real estate0.2459%855
Percentage Net Loans Charged-off: Multi-family residential-0.0181%5,042
Percentage Net Loans Charged-off: 1-4 family residential0.0425%2,470
Percentage Net Loans Charged-off: Home equity loans0.1151%712
All other 1-4 family - Percent of loans charged-off, net-0.0270%5,902
Percentage Net Loans Charged-off: Commercial and industrial-0.0796%5,228
Percentage Net Loans Charged-off: Loans to individuals1.1424%749
Percentage Net Loans Charged-off: Credit card loans2.0693%293
Percentage Net Loans Charged-off: Other loans to individual-0.1177%5,524
Percentage Net Loans Charged-off: All other loans and lease-0.5337%5,867
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2082%1,502
Percentage Net Loans Charged-off: Total real estate loans0.3240%849
Percentage Net Loans Charged-off:Construction & development0.0138%570
Percentage Net Loans Charged-off: Commercial real estate0.4856%427
Percentage Net Loans Charged-off: Multi-family residential-0.0165%5,075
Percentage Net Loans Charged-off: 1-4 family residential0.0273%1,994
Percentage Net Loans Charged-off: Home equity loans0.0289%585
All other 1-4 family - Percent of loans charged-off, net0.0258%1,887
Percentage Net Loans Charged-off: Commercial and industrial-0.0447%5,031
Percentage Net Loans Charged-off: Loans to individuals0.8892%982
Percentage Net Loans Charged-off: Credit card loans1.8427%293
Percentage Net Loans Charged-off: Other loans to individual-0.4096%6,009
Percentage Net Loans Charged-off: All other loans and lease-0.5606%5,863
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1584%3,219
Percentage Net Loans Charged-off: Total real estate loans0.1599%2,630
Percentage Net Loans Charged-off:Construction & development-0.4023%5,825
Percentage Net Loans Charged-off: Commercial real estate0.3041%1,430
Percentage Net Loans Charged-off: Multi-family residential-1.4113%5,381
Percentage Net Loans Charged-off: 1-4 family residential0.1602%2,524
Percentage Net Loans Charged-off: Home equity loans0.1527%1,138
All other 1-4 family - Percent of loans charged-off, net0.1683%2,386
Percentage Net Loans Charged-off: Commercial and industrial0.1539%2,355
Percentage Net Loans Charged-off: Loans to individuals0.4591%2,194
Percentage Net Loans Charged-off: Credit card loans1.8506%377
Percentage Net Loans Charged-off: Other loans to individual-1.3154%6,532
Percentage Net Loans Charged-off: All other loans and lease0.0512%1,251
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1859%2,734
Percentage Net Loans Charged-off: Total real estate loans0.1892%2,238
Percentage Net Loans Charged-off:Construction & development-0.4835%5,906
Percentage Net Loans Charged-off: Commercial real estate0.3674%1,147
Percentage Net Loans Charged-off: Multi-family residential-1.8892%5,429
Percentage Net Loans Charged-off: 1-4 family residential0.2036%2,076
Percentage Net Loans Charged-off: Home equity loans0.1716%1,006
All other 1-4 family - Percent of loans charged-off, net0.2386%1,842
Percentage Net Loans Charged-off: Commercial and industrial0.2000%1,944
Percentage Net Loans Charged-off: Loans to individuals0.3576%2,277
Percentage Net Loans Charged-off: Credit card loans1.9154%368
Percentage Net Loans Charged-off: Other loans to individual-1.5898%6,611
Percentage Net Loans Charged-off: All other loans and lease0.0172%1,316
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1697%2,763
Percentage Net Loans Charged-off: Total real estate loans0.1887%2,168
Percentage Net Loans Charged-off:Construction & development-0.7579%6,019
Percentage Net Loans Charged-off: Commercial real estate0.4402%955
Percentage Net Loans Charged-off: Multi-family residential-2.8985%5,427
Percentage Net Loans Charged-off: 1-4 family residential0.2332%1,874
Percentage Net Loans Charged-off: Home equity loans0.2034%854
All other 1-4 family - Percent of loans charged-off, net0.2661%1,650
Percentage Net Loans Charged-off: Commercial and industrial0.1569%1,831
Percentage Net Loans Charged-off: Loans to individuals0.3058%2,293
Percentage Net Loans Charged-off: Credit card loans2.0575%340
Percentage Net Loans Charged-off: Other loans to individual-1.8547%6,660
Percentage Net Loans Charged-off: All other loans and lease-0.0923%5,829
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2501%1,956
Percentage Net Loans Charged-off: Total real estate loans0.2743%1,536
Percentage Net Loans Charged-off:Construction & development-0.4786%5,996
Percentage Net Loans Charged-off: Commercial real estate0.3857%775
Percentage Net Loans Charged-off: Multi-family residential0.0863%254
Percentage Net Loans Charged-off: 1-4 family residential0.2347%1,561
Percentage Net Loans Charged-off: Home equity loans0.1376%681
All other 1-4 family - Percent of loans charged-off, net0.3429%1,221
Percentage Net Loans Charged-off: Commercial and industrial0.1786%1,296
Percentage Net Loans Charged-off: Loans to individuals1.0807%950
Percentage Net Loans Charged-off: Credit card loans2.4226%292
Percentage Net Loans Charged-off: Other loans to individual-0.5676%6,346
Percentage Net Loans Charged-off: All other loans and lease-0.0775%5,847
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5894%1,963
Percentage Net Loans Charged-off: Total real estate loans0.6353%1,619
Percentage Net Loans Charged-off:Construction & development-0.2750%6,157
Percentage Net Loans Charged-off: Commercial real estate0.7335%1,176
Percentage Net Loans Charged-off: Multi-family residential0.1043%750
Percentage Net Loans Charged-off: 1-4 family residential0.7471%1,230
Percentage Net Loans Charged-off: Home equity loans0.6162%928
All other 1-4 family - Percent of loans charged-off, net0.9002%1,011
Percentage Net Loans Charged-off: Commercial and industrial0.4361%2,205
Percentage Net Loans Charged-off: Loans to individuals1.1337%1,221
Percentage Net Loans Charged-off: Credit card loans2.7838%334
Percentage Net Loans Charged-off: Other loans to individual-0.6612%6,685
Percentage Net Loans Charged-off: All other loans and lease0.3528%884
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6832%1,617
Percentage Net Loans Charged-off: Total real estate loans0.7118%1,396
Percentage Net Loans Charged-off:Construction & development-0.4330%6,258
Percentage Net Loans Charged-off: Commercial real estate0.8247%967
Percentage Net Loans Charged-off: Multi-family residential0.1444%639
Percentage Net Loans Charged-off: 1-4 family residential0.8710%1,026
Percentage Net Loans Charged-off: Home equity loans0.5634%876
All other 1-4 family - Percent of loans charged-off, net1.2355%702
Percentage Net Loans Charged-off: Commercial and industrial0.5415%1,785
Percentage Net Loans Charged-off: Loans to individuals1.2429%1,040
Percentage Net Loans Charged-off: Credit card loans3.0136%291
Percentage Net Loans Charged-off: Other loans to individual-0.6206%6,725
Percentage Net Loans Charged-off: All other loans and lease0.6220%627
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7209%1,531
Percentage Net Loans Charged-off: Total real estate loans0.7299%1,366
Percentage Net Loans Charged-off:Construction & development-0.7493%6,347
Percentage Net Loans Charged-off: Commercial real estate0.8037%934
Percentage Net Loans Charged-off: Multi-family residential0.5816%396
Percentage Net Loans Charged-off: 1-4 family residential1.0978%809
Percentage Net Loans Charged-off: Home equity loans0.7566%680
All other 1-4 family - Percent of loans charged-off, net1.5059%562
Percentage Net Loans Charged-off: Commercial and industrial0.6096%1,588
Percentage Net Loans Charged-off: Loans to individuals1.3379%959
Percentage Net Loans Charged-off: Credit card loans3.0654%279
Percentage Net Loans Charged-off: Other loans to individual-0.4588%6,597
Percentage Net Loans Charged-off: All other loans and lease0.7824%510
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8421%1,222
Percentage Net Loans Charged-off: Total real estate loans0.8523%1,077
Percentage Net Loans Charged-off:Construction & development0.0786%1,349
Percentage Net Loans Charged-off: Commercial real estate0.7472%797
Percentage Net Loans Charged-off: Multi-family residential0.2485%327
Percentage Net Loans Charged-off: 1-4 family residential1.6106%508
Percentage Net Loans Charged-off: Home equity loans0.8864%537
All other 1-4 family - Percent of loans charged-off, net2.4696%319
Percentage Net Loans Charged-off: Commercial and industrial0.5658%1,218
Percentage Net Loans Charged-off: Loans to individuals1.5549%778
Percentage Net Loans Charged-off: Credit card loans3.5557%237
Percentage Net Loans Charged-off: Other loans to individual-0.5463%6,599
Percentage Net Loans Charged-off: All other loans and lease1.4284%323
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3966%1,170
Percentage Net Loans Charged-off: Total real estate loans1.5737%957
Percentage Net Loans Charged-off:Construction & development3.5390%1,272
Percentage Net Loans Charged-off: Commercial real estate1.4520%844
Percentage Net Loans Charged-off: Multi-family residential3.1397%337
Percentage Net Loans Charged-off: 1-4 family residential1.0498%1,194
Percentage Net Loans Charged-off: Home equity loans0.8246%951
All other 1-4 family - Percent of loans charged-off, net1.3061%951
Percentage Net Loans Charged-off: Commercial and industrial0.9782%2,004
Percentage Net Loans Charged-off: Loans to individuals2.2226%709
Percentage Net Loans Charged-off: Credit card loans3.6226%313
Percentage Net Loans Charged-off: Other loans to individual0.7905%1,766
Percentage Net Loans Charged-off: All other loans and lease0.1011%1,334
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4286%1,037
Percentage Net Loans Charged-off: Total real estate loans1.5523%884
Percentage Net Loans Charged-off:Construction & development3.5738%1,131
Percentage Net Loans Charged-off: Commercial real estate1.3836%801
Percentage Net Loans Charged-off: Multi-family residential3.1798%311
Percentage Net Loans Charged-off: 1-4 family residential1.1438%1,030
Percentage Net Loans Charged-off: Home equity loans0.8478%841
All other 1-4 family - Percent of loans charged-off, net1.4772%767
Percentage Net Loans Charged-off: Commercial and industrial1.2031%1,573
Percentage Net Loans Charged-off: Loans to individuals2.4215%612
Percentage Net Loans Charged-off: Credit card loans3.8616%288
Percentage Net Loans Charged-off: Other loans to individual0.9637%1,342
Percentage Net Loans Charged-off: All other loans and lease0.1648%1,087
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5025%987
Percentage Net Loans Charged-off: Total real estate loans1.5714%882
Percentage Net Loans Charged-off:Construction & development3.8221%989
Percentage Net Loans Charged-off: Commercial real estate1.3028%797
Percentage Net Loans Charged-off: Multi-family residential2.6428%288
Percentage Net Loans Charged-off: 1-4 family residential1.4212%816
Percentage Net Loans Charged-off: Home equity loans0.8617%772
All other 1-4 family - Percent of loans charged-off, net2.0489%526
Percentage Net Loans Charged-off: Commercial and industrial1.4919%1,259
Percentage Net Loans Charged-off: Loans to individuals2.8741%519
Percentage Net Loans Charged-off: Credit card loans4.2789%262
Percentage Net Loans Charged-off: Other loans to individual1.3896%870
Percentage Net Loans Charged-off: All other loans and lease0.1883%946
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5253%891
Percentage Net Loans Charged-off: Total real estate loans1.4721%825
Percentage Net Loans Charged-off:Construction & development3.8129%740
Percentage Net Loans Charged-off: Commercial real estate1.2477%669
Percentage Net Loans Charged-off: Multi-family residential0.4946%331
Percentage Net Loans Charged-off: 1-4 family residential1.3734%753
Percentage Net Loans Charged-off: Home equity loans0.9482%568
All other 1-4 family - Percent of loans charged-off, net1.8466%550
Percentage Net Loans Charged-off: Commercial and industrial1.9623%845
Percentage Net Loans Charged-off: Loans to individuals3.8349%371
Percentage Net Loans Charged-off: Credit card loans4.2629%269
Percentage Net Loans Charged-off: Other loans to individual3.0397%365
Percentage Net Loans Charged-off: All other loans and lease0.1859%719
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3811%801
Percentage Net Loans Charged-off: Total real estate loans2.1588%840
Percentage Net Loans Charged-off:Construction & development4.3086%1,395
Percentage Net Loans Charged-off: Commercial real estate1.8845%680
Percentage Net Loans Charged-off: Multi-family residential4.7558%295
Percentage Net Loans Charged-off: 1-4 family residential1.6834%819
Percentage Net Loans Charged-off: Home equity loans0.8504%975
All other 1-4 family - Percent of loans charged-off, net2.5211%502
Percentage Net Loans Charged-off: Commercial and industrial3.3307%1,013
Percentage Net Loans Charged-off: Loans to individuals4.2542%396
Percentage Net Loans Charged-off: Credit card loans4.9286%302
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6769%598
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2026%818
Percentage Net Loans Charged-off: Total real estate loans2.0467%837
Percentage Net Loans Charged-off:Construction & development4.0596%1,323
Percentage Net Loans Charged-off: Commercial real estate1.7088%700
Percentage Net Loans Charged-off: Multi-family residential4.7250%265
Percentage Net Loans Charged-off: 1-4 family residential1.7732%682
Percentage Net Loans Charged-off: Home equity loans0.7990%906
All other 1-4 family - Percent of loans charged-off, net2.7331%395
Percentage Net Loans Charged-off: Commercial and industrial2.9248%1,035
Percentage Net Loans Charged-off: Loans to individuals4.2773%382
Percentage Net Loans Charged-off: Credit card loans5.0841%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1346%697
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9243%957
Percentage Net Loans Charged-off: Total real estate loans1.8239%936
Percentage Net Loans Charged-off:Construction & development3.6251%1,239
Percentage Net Loans Charged-off: Commercial real estate1.4232%745
Percentage Net Loans Charged-off: Multi-family residential5.4644%202
Percentage Net Loans Charged-off: 1-4 family residential1.7717%669
Percentage Net Loans Charged-off: Home equity loans0.8732%761
All other 1-4 family - Percent of loans charged-off, net2.6415%434
Percentage Net Loans Charged-off: Commercial and industrial2.2892%1,217
Percentage Net Loans Charged-off: Loans to individuals4.8341%347
Percentage Net Loans Charged-off: Credit card loans5.3762%297
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8918%697
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7292%1,001
Percentage Net Loans Charged-off: Total real estate loans1.6435%898
Percentage Net Loans Charged-off:Construction & development2.4475%1,114
Percentage Net Loans Charged-off: Commercial real estate1.4051%600
Percentage Net Loans Charged-off: Multi-family residential5.0870%167
Percentage Net Loans Charged-off: 1-4 family residential1.6124%697
Percentage Net Loans Charged-off: Home equity loans0.8779%589
All other 1-4 family - Percent of loans charged-off, net2.3078%483
Percentage Net Loans Charged-off: Commercial and industrial1.7540%1,166
Percentage Net Loans Charged-off: Loans to individuals5.6610%306
Percentage Net Loans Charged-off: Credit card loans5.1172%324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2293%505
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7672%1,416
Percentage Net Loans Charged-off: Total real estate loans1.4806%1,393
Percentage Net Loans Charged-off:Construction & development5.9822%1,053
Percentage Net Loans Charged-off: Commercial real estate0.5721%1,651
Percentage Net Loans Charged-off: Multi-family residential1.6935%464
Percentage Net Loans Charged-off: 1-4 family residential1.3736%972
Percentage Net Loans Charged-off: Home equity loans0.5023%1,228
All other 1-4 family - Percent of loans charged-off, net2.0927%628
Percentage Net Loans Charged-off: Commercial and industrial2.2596%1,712
Percentage Net Loans Charged-off: Loans to individuals7.0292%235
Percentage Net Loans Charged-off: Credit card loans4.9636%411
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6775%769
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5691%165
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9186%1,042
Percentage Net Loans Charged-off: Total real estate loans1.2473%1,316
Percentage Net Loans Charged-off:Construction & development5.1998%945
Percentage Net Loans Charged-off: Commercial real estate0.3936%1,528
Percentage Net Loans Charged-off: Multi-family residential1.4545%367
Percentage Net Loans Charged-off: 1-4 family residential1.2151%907
Percentage Net Loans Charged-off: Home equity loans0.4643%1,074
All other 1-4 family - Percent of loans charged-off, net1.8184%614
Percentage Net Loans Charged-off: Commercial and industrial3.8831%822
Percentage Net Loans Charged-off: Loans to individuals7.2679%222
Percentage Net Loans Charged-off: Credit card loans4.6227%411
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9789%602
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7267%133
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8994%985
Percentage Net Loans Charged-off: Total real estate loans0.9301%1,450
Percentage Net Loans Charged-off:Construction & development4.4186%907
Percentage Net Loans Charged-off: Commercial real estate0.1771%1,599
Percentage Net Loans Charged-off: Multi-family residential1.1586%304
Percentage Net Loans Charged-off: 1-4 family residential0.8120%1,138
Percentage Net Loans Charged-off: Home equity loans0.1191%1,172
All other 1-4 family - Percent of loans charged-off, net1.3613%744
Percentage Net Loans Charged-off: Commercial and industrial4.7565%602
Percentage Net Loans Charged-off: Loans to individuals7.4623%210
Percentage Net Loans Charged-off: Credit card loans4.4969%422
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7938%433
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9379%98
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1531%1,189
Percentage Net Loans Charged-off: Total real estate loans1.0094%1,009
Percentage Net Loans Charged-off:Construction & development5.0157%561
Percentage Net Loans Charged-off: Commercial real estate0.2267%914
Percentage Net Loans Charged-off: Multi-family residential1.3088%176
Percentage Net Loans Charged-off: 1-4 family residential0.5343%1,175
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.9556%743
Percentage Net Loans Charged-off: Commercial and industrial1.2838%1,261
Percentage Net Loans Charged-off: Loans to individuals6.0509%283
Percentage Net Loans Charged-off: Credit card loans4.1128%420
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1868%955
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3782%68
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5310%2,235
Percentage Net Loans Charged-off: Total real estate loans0.3477%2,129
Percentage Net Loans Charged-off:Construction & development1.7682%1,178
Percentage Net Loans Charged-off: Commercial real estate0.0697%1,894
Percentage Net Loans Charged-off: Multi-family residential0.2025%443
Percentage Net Loans Charged-off: 1-4 family residential0.0338%3,675
Percentage Net Loans Charged-off: Home equity loans0.0122%1,380
All other 1-4 family - Percent of loans charged-off, net0.0489%3,239
Percentage Net Loans Charged-off: Commercial and industrial0.8886%1,958
Percentage Net Loans Charged-off: Loans to individuals2.9398%578
Percentage Net Loans Charged-off: Credit card loans2.4744%603
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2078%1,335
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4610%1,825
Percentage Net Loans Charged-off: Total real estate loans0.3421%1,539
Percentage Net Loans Charged-off:Construction & development1.7742%783
Percentage Net Loans Charged-off: Commercial real estate0.0667%1,368
Percentage Net Loans Charged-off: Multi-family residential-0.1710%6,234
Percentage Net Loans Charged-off: 1-4 family residential0.0118%3,334
Percentage Net Loans Charged-off: Home equity loans0.0168%1,085
All other 1-4 family - Percent of loans charged-off, net0.0084%3,152
Percentage Net Loans Charged-off: Commercial and industrial0.6099%1,834
Percentage Net Loans Charged-off: Loans to individuals2.5822%585
Percentage Net Loans Charged-off: Credit card loans3.3837%415
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1813%1,154
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4315%1,566
Percentage Net Loans Charged-off: Total real estate loans0.3153%1,296
Percentage Net Loans Charged-off:Construction & development1.7149%553
Percentage Net Loans Charged-off: Commercial real estate0.0333%1,144
Percentage Net Loans Charged-off: Multi-family residential-0.1287%6,191
Percentage Net Loans Charged-off: 1-4 family residential-0.0173%7,857
Percentage Net Loans Charged-off: Home equity loans0.0259%863
All other 1-4 family - Percent of loans charged-off, net-0.0452%7,969
Percentage Net Loans Charged-off: Commercial and industrial0.5640%1,536
Percentage Net Loans Charged-off: Loans to individuals2.4171%604
Percentage Net Loans Charged-off: Credit card loans3.3048%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1880%1,037
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2145%2,058
Percentage Net Loans Charged-off: Total real estate loans0.0766%1,873
Percentage Net Loans Charged-off:Construction & development0.2380%804
Percentage Net Loans Charged-off: Commercial real estate0.0652%639
Percentage Net Loans Charged-off: Multi-family residential-0.3731%6,133
Percentage Net Loans Charged-off: 1-4 family residential0.0255%1,767
Percentage Net Loans Charged-off: Home equity loans0.0722%516
All other 1-4 family - Percent of loans charged-off, net-0.0030%7,694
Percentage Net Loans Charged-off: Commercial and industrial0.3273%1,398
Percentage Net Loans Charged-off: Loans to individuals2.1636%684
Percentage Net Loans Charged-off: Credit card loans2.0089%508
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2237%784
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1189%3,663
Percentage Net Loans Charged-off: Total real estate loans0.0439%2,949
Percentage Net Loans Charged-off:Construction & development0.0558%1,321
Percentage Net Loans Charged-off: Commercial real estate0.0482%1,285
Percentage Net Loans Charged-off: Multi-family residential0.4514%172
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%7,646
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0010%7,654
Percentage Net Loans Charged-off: Commercial and industrial0.1498%2,974
Percentage Net Loans Charged-off: Loans to individuals1.4933%974
Percentage Net Loans Charged-off: Credit card loans2.2343%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0818%7,125
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0692%3,739
Percentage Net Loans Charged-off: Total real estate loans0.0405%2,243
Percentage Net Loans Charged-off:Construction & development0.0603%840
Percentage Net Loans Charged-off: Commercial real estate0.0356%949
Percentage Net Loans Charged-off: Multi-family residential0.7562%87
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%7,583
Percentage Net Loans Charged-off: Home equity loans0.0012%719
All other 1-4 family - Percent of loans charged-off, net-0.0032%7,597
Percentage Net Loans Charged-off: Commercial and industrial-0.0361%7,072
Percentage Net Loans Charged-off: Loans to individuals1.3134%1,022
Percentage Net Loans Charged-off: Credit card loans1.9710%571
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1433%7,208
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0510%3,640
Percentage Net Loans Charged-off: Total real estate loans0.0591%1,580
Percentage Net Loans Charged-off:Construction & development0.0928%535
Percentage Net Loans Charged-off: Commercial real estate0.0494%658
Percentage Net Loans Charged-off: Multi-family residential1.1732%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,614
Percentage Net Loans Charged-off: Home equity loans-0.0004%5,931
All other 1-4 family - Percent of loans charged-off, net-0.0046%7,632
Percentage Net Loans Charged-off: Commercial and industrial-0.1218%7,454
Percentage Net Loans Charged-off: Loans to individuals1.0807%1,177
Percentage Net Loans Charged-off: Credit card loans1.8974%542
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2070%7,246
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0721%2,572
Percentage Net Loans Charged-off: Total real estate loans0.0368%1,337
Percentage Net Loans Charged-off:Construction & development-0.0704%7,674
Percentage Net Loans Charged-off: Commercial real estate0.0899%344
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0017%1,465
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0023%1,329
Percentage Net Loans Charged-off: Commercial and industrial-0.0451%7,064
Percentage Net Loans Charged-off: Loans to individuals1.1582%1,103
Percentage Net Loans Charged-off: Credit card loans1.8208%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0287%925
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1974%2,014
Percentage Net Loans Charged-off: Total real estate loans0.0972%1,346
Percentage Net Loans Charged-off:Construction & development0.0558%600
Percentage Net Loans Charged-off: Commercial real estate0.0168%1,166
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%7,802
Percentage Net Loans Charged-off: Home equity loans-0.0003%5,967
All other 1-4 family - Percent of loans charged-off, net-0.0057%7,799
Percentage Net Loans Charged-off: Commercial and industrial0.2583%2,258
Percentage Net Loans Charged-off: Loans to individuals1.0026%1,463
Percentage Net Loans Charged-off: Credit card loans1.6594%689
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3105%928
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2471%1,335
Percentage Net Loans Charged-off: Total real estate loans0.1162%956
Percentage Net Loans Charged-off:Construction & development-0.0237%7,747
Percentage Net Loans Charged-off: Commercial real estate0.0211%870
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%7,809
Percentage Net Loans Charged-off: Home equity loans-0.0004%5,946
All other 1-4 family - Percent of loans charged-off, net-0.0077%7,821
Percentage Net Loans Charged-off: Commercial and industrial0.4013%1,458
Percentage Net Loans Charged-off: Loans to individuals0.8917%1,506
Percentage Net Loans Charged-off: Credit card loans1.5179%653
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4371%729
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3691%842
Percentage Net Loans Charged-off: Total real estate loans0.1870%597
Percentage Net Loans Charged-off:Construction & development-0.0004%7,643
Percentage Net Loans Charged-off: Commercial real estate0.0315%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%7,890
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0117%7,912
Percentage Net Loans Charged-off: Commercial and industrial0.4928%1,160
Percentage Net Loans Charged-off: Loans to individuals0.8994%1,420
Percentage Net Loans Charged-off: Credit card loans1.6372%598
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1591%426
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3289%861
Percentage Net Loans Charged-off: Total real estate loans0.0302%1,202
Percentage Net Loans Charged-off:Construction & development0.0327%208
Percentage Net Loans Charged-off: Commercial real estate0.0550%380
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%7,942
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0123%7,962
Percentage Net Loans Charged-off: Commercial and industrial0.2946%1,052
Percentage Net Loans Charged-off: Loans to individuals1.1700%1,101
Percentage Net Loans Charged-off: Credit card loans2.1014%479
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2961%255
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2123%2,193
Percentage Net Loans Charged-off: Total real estate loans0.0374%2,223
Percentage Net Loans Charged-off:Construction & development0.1883%301
Percentage Net Loans Charged-off: Commercial real estate0.0230%1,151
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0165%8,110
Percentage Net Loans Charged-off: Home equity loans0.0033%671
All other 1-4 family - Percent of loans charged-off, net-0.0197%8,121
Percentage Net Loans Charged-off: Commercial and industrial0.2596%2,562
Percentage Net Loans Charged-off: Loans to individuals1.7197%863
Percentage Net Loans Charged-off: Credit card loans2.8172%607
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0562%1,398
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1949%2,002
Percentage Net Loans Charged-off: Total real estate loans0.0078%2,746
Percentage Net Loans Charged-off:Construction & development-0.0183%7,735
Percentage Net Loans Charged-off: Commercial real estate0.0356%847
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0225%8,141
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0260%8,132
Percentage Net Loans Charged-off: Commercial and industrial0.2273%2,234
Percentage Net Loans Charged-off: Loans to individuals1.8008%723
Percentage Net Loans Charged-off: Credit card loans2.9205%527
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0320%1,300
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1986%1,841
Percentage Net Loans Charged-off: Total real estate loans0.0116%2,217
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0430%651
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0326%8,185
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0383%8,197
Percentage Net Loans Charged-off: Commercial and industrial0.2058%1,993
Percentage Net Loans Charged-off: Loans to individuals1.9064%660
Percentage Net Loans Charged-off: Credit card loans3.3565%447
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0127%6,967
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2286%1,438
Percentage Net Loans Charged-off: Total real estate loans-0.0072%7,860
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0147%465
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0456%8,326
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0537%8,338
Percentage Net Loans Charged-off: Commercial and industrial0.2151%1,411
Percentage Net Loans Charged-off: Loans to individuals2.2837%547
Percentage Net Loans Charged-off: Credit card loans3.4802%388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0050%833
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3327%1,722
Percentage Net Loans Charged-off: Total real estate loans0.0200%3,052
Percentage Net Loans Charged-off:Construction & development0.0959%501
Percentage Net Loans Charged-off: Commercial real estate0.0129%1,431
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0002%3,239
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0002%3,064
Percentage Net Loans Charged-off: Commercial and industrial0.5962%1,937
Percentage Net Loans Charged-off: Loans to individuals1.8869%845
Percentage Net Loans Charged-off: Credit card loans3.1336%635
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0873%1,343
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3002%1,645
Percentage Net Loans Charged-off: Total real estate loans0.0247%2,486
Percentage Net Loans Charged-off:Construction & development0.1223%377
Percentage Net Loans Charged-off: Commercial real estate0.0151%1,110
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,821
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0006%7,843
Percentage Net Loans Charged-off: Commercial and industrial0.4051%1,974
Percentage Net Loans Charged-off: Loans to individuals1.9047%755
Percentage Net Loans Charged-off: Credit card loans3.2703%584
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0755%1,196
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2982%1,585
Percentage Net Loans Charged-off: Total real estate loans0.0334%2,020
Percentage Net Loans Charged-off:Construction & development0.1576%284
Percentage Net Loans Charged-off: Commercial real estate0.0232%851
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,892
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0011%7,926
Percentage Net Loans Charged-off: Commercial and industrial0.3873%1,788
Percentage Net Loans Charged-off: Loans to individuals1.8165%838
Percentage Net Loans Charged-off: Credit card loans3.5971%526
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0883%1,017
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2438%1,711
Percentage Net Loans Charged-off: Total real estate loans0.0315%1,517
Percentage Net Loans Charged-off:Construction & development0.0356%250
Percentage Net Loans Charged-off: Commercial real estate0.0573%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%8,054
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0023%8,090
Percentage Net Loans Charged-off: Commercial and industrial0.0097%2,122
Percentage Net Loans Charged-off: Loans to individuals1.8528%944
Percentage Net Loans Charged-off: Credit card loans3.3949%544
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1928%678
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5993%1,200
Percentage Net Loans Charged-off: Total real estate loans0.0253%3,118
Percentage Net Loans Charged-off:Construction & development0.0489%678
Percentage Net Loans Charged-off: Commercial real estate0.0140%1,487
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0307%2,693
Percentage Net Loans Charged-off: Home equity loans0.0368%531
All other 1-4 family - Percent of loans charged-off, net0.0300%2,588
Percentage Net Loans Charged-off: Commercial and industrial1.3898%1,294
Percentage Net Loans Charged-off: Loans to individuals1.9629%878
Percentage Net Loans Charged-off: Credit card loans4.4200%511
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4411%1,030
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5733%1,100
Percentage Net Loans Charged-off: Total real estate loans0.0286%2,537
Percentage Net Loans Charged-off:Construction & development0.0741%503
Percentage Net Loans Charged-off: Commercial real estate0.0127%1,193
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0290%2,278
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0322%2,141
Percentage Net Loans Charged-off: Commercial and industrial1.2432%1,194
Percentage Net Loans Charged-off: Loans to individuals1.8530%876
Percentage Net Loans Charged-off: Credit card loans4.2741%549
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5542%831
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6355%957
Percentage Net Loans Charged-off: Total real estate loans0.0363%2,076
Percentage Net Loans Charged-off:Construction & development0.1047%381
Percentage Net Loans Charged-off: Commercial real estate0.0273%876
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0164%2,099
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0182%1,984
Percentage Net Loans Charged-off: Commercial and industrial1.4191%999
Percentage Net Loans Charged-off: Loans to individuals1.9223%869
Percentage Net Loans Charged-off: Credit card loans4.4312%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6752%700
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6597%819
Percentage Net Loans Charged-off: Total real estate loans0.0130%1,824
Percentage Net Loans Charged-off:Construction & development0.0245%296
Percentage Net Loans Charged-off: Commercial real estate0.0242%564
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%8,378
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0085%8,413
Percentage Net Loans Charged-off: Commercial and industrial1.5207%753
Percentage Net Loans Charged-off: Loans to individuals1.9596%902
Percentage Net Loans Charged-off: Credit card loans4.5632%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6231%559
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5922%1,397
Percentage Net Loans Charged-off: Total real estate loans0.2087%1,033
Percentage Net Loans Charged-off:Construction & development1.0705%219
Percentage Net Loans Charged-off: Commercial real estate0.0043%1,531
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0447%2,376
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0490%2,227
Percentage Net Loans Charged-off: Commercial and industrial1.0659%1,799
Percentage Net Loans Charged-off: Loans to individuals1.6241%1,238
Percentage Net Loans Charged-off: Credit card loans4.3213%619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8652%772
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4010%2,051
Percentage Net Loans Charged-off: Total real estate loans0.0482%2,404
Percentage Net Loans Charged-off:Construction & development0.2773%422
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0085%3,026
Percentage Net Loans Charged-off: Home equity loans0.0237%547
All other 1-4 family - Percent of loans charged-off, net0.0077%2,876
Percentage Net Loans Charged-off: Commercial and industrial0.8511%2,025
Percentage Net Loans Charged-off: Loans to individuals1.2287%1,725
Percentage Net Loans Charged-off: Credit card loans5.2638%411
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7573%810
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2667%2,483
Percentage Net Loans Charged-off: Total real estate loans0.0334%529
Percentage Net Loans Charged-off:Construction & development0.1952%103
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0127%723
Percentage Net Loans Charged-off: Home equity loans0.0484%280
All other 1-4 family - Percent of loans charged-off, net0.0108%700
Percentage Net Loans Charged-off: Commercial and industrial0.5644%405
Percentage Net Loans Charged-off: Loans to individuals0.9297%443
Percentage Net Loans Charged-off: Credit card loans2.2117%449
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3148%199
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1577%3,794
Percentage Net Loans Charged-off: Total real estate loans0.0111%824
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0254%696
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0270%643
Percentage Net Loans Charged-off: Commercial and industrial0.0926%805
Percentage Net Loans Charged-off: Loans to individuals0.7404%601
Percentage Net Loans Charged-off: Credit card loans2.5599%424
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6077%118
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2066%3,387
Percentage Net Loans Charged-off: Total real estate loans-0.0012%1,182
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%1,269
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.0034%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.1957%634
Percentage Net Loans Charged-off: Loans to individuals1.2958%356
Percentage Net Loans Charged-off: Credit card loans7.4784%69
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1082%303
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2695%3,017
Percentage Net Loans Charged-off: Total real estate loans-0.0971%1,416
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.2181%1,365
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%1,280
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0046%1,285
Percentage Net Loans Charged-off: Commercial and industrial0.5106%327
Percentage Net Loans Charged-off: Loans to individuals1.4455%360
Percentage Net Loans Charged-off: Credit card loans7.8092%77
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0222%359
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1181%5,377
Percentage Net Loans Charged-off: Total real estate loans-0.0005%1,235
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0134%1,204
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0110%876
Percentage Net Loans Charged-off: Home equity loans0.0395%342
All other 1-4 family - Percent of loans charged-off, net0.0055%918
Percentage Net Loans Charged-off: Commercial and industrial-0.2460%1,331
Percentage Net Loans Charged-off: Loans to individuals1.2756%400
Percentage Net Loans Charged-off: Credit card loans6.6565%99
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1498%1,281
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1264%5,055
Percentage Net Loans Charged-off: Total real estate loans0.0152%887
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.0330%1,275
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0563%508
Percentage Net Loans Charged-off: Home equity loans0.1067%223
All other 1-4 family - Percent of loans charged-off, net0.0505%519
Percentage Net Loans Charged-off: Commercial and industrial-0.3233%1,315
Percentage Net Loans Charged-off: Loans to individuals1.0446%357
Percentage Net Loans Charged-off: Credit card loans4.9147%101
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0780%1,237
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1648%4,561
Percentage Net Loans Charged-off: Total real estate loans0.0141%936
Percentage Net Loans Charged-off:Construction & development0.0073%350
Percentage Net Loans Charged-off: Commercial real estate0.0280%616
Percentage Net Loans Charged-off: Multi-family residential-0.1646%1,357
Percentage Net Loans Charged-off: 1-4 family residential0.0147%854
Percentage Net Loans Charged-off: Home equity loans0.0076%382
All other 1-4 family - Percent of loans charged-off, net0.0169%791
Percentage Net Loans Charged-off: Commercial and industrial0.3617%407
Percentage Net Loans Charged-off: Loans to individuals0.2252%985
Percentage Net Loans Charged-off: Credit card loans2.0978%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4673%118
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3646%12,847
Percentage Net Loans Charged-off: Total real estate loans0.0001%1,219
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate-0.0830%1,403
Percentage Net Loans Charged-off: Multi-family residential-1.1269%1,426
Percentage Net Loans Charged-off: 1-4 family residential0.0587%648
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0817%540
Percentage Net Loans Charged-off: Commercial and industrial-2.1165%1,405
Percentage Net Loans Charged-off: Loans to individuals0.4686%770
Percentage Net Loans Charged-off: Credit card loans2.1679%448
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0636%353
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4238%4,860
Percentage Net Loans Charged-off: Total real estate loans0.2134%737
Percentage Net Loans Charged-off:Construction & development0.1455%561
Percentage Net Loans Charged-off: Commercial real estate0.4997%579
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0892%635
Percentage Net Loans Charged-off: Home equity loans0.0439%416
All other 1-4 family - Percent of loans charged-off, net0.1126%552
Percentage Net Loans Charged-off: Commercial and industrial0.2801%923
Percentage Net Loans Charged-off: Loans to individuals0.9260%621
Percentage Net Loans Charged-off: Credit card loans2.2689%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1780%317
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144