Home > Wintrust Bank > Income and Expense

Wintrust Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$522,592,000158
Total interest expense$158,695,000165
Net interest income$363,897,000144
Provision for loan and lease losses$39,833,00091
Total noninterest income$117,044,000133
Gross Fiduciary activities income$0981
Service charges on deposit accounts$15,669,000124
Trading account gains and fees$6,392,00036
Additional Noninterest Income$94,983,000111
Total noninterest expense$220,930,000169
Salaries and employee benefits$115,472,000163
Premises and equipment expense$17,637,000182
Additional noninterest expense$94,983,000111
Pre-tax net operating income$220,178,000120
Securities gains (losses)$42,000435
Applicable income taxes$55,512,000103
Income before extraordinary items$164,708,000121
Extraordinary gains, net$054
Net income$164,708,000124
Minority interest net income$088
Net income of bank and minority interests.$164,708,000123
Net charge-offs$18,930,000113
Cash dividends$161,000,00083
Sale, conversion, retirement of capital stock, net$4,893,00092
Net operating income$164,674,820130
2023-09-30 (YTD Data)Rank
Total interest income$381,861,000156
Total interest expense$107,800,000172
Net interest income$274,061,000145
Provision for loan and lease losses$26,832,000100
Total noninterest income$86,161,000135
Gross Fiduciary activities income$0950
Service charges on deposit accounts$11,482,000125
Trading account gains and fees$5,168,00034
Additional Noninterest Income$69,511,000118
Total noninterest expense$156,496,000178
Salaries and employee benefits$84,833,000169
Premises and equipment expense$12,901,000187
Additional noninterest expense$69,511,000118
Pre-tax net operating income$176,894,000121
Securities gains (losses)$-54,0003,852
Applicable income taxes$45,316,000107
Income before extraordinary items$131,524,000125
Extraordinary gains, net$052
Net income$131,524,000125
Minority interest net income$081
Net income of bank and minority interests.$131,524,000125
Net charge-offs$11,564,000117
Cash dividends$135,000,00076
Sale, conversion, retirement of capital stock, net$3,877,00085
Net operating income$131,566,660128
2023-06-30 (YTD Data)Rank
Total interest income$248,169,000152
Total interest expense$62,207,000176
Net interest income$185,962,000143
Provision for loan and lease losses$18,597,00092
Total noninterest income$57,787,000133
Gross Fiduciary activities income$0931
Service charges on deposit accounts$7,402,000125
Trading account gains and fees$3,715,00036
Additional Noninterest Income$46,670,000115
Total noninterest expense$103,791,000175
Salaries and employee benefits$56,043,000171
Premises and equipment expense$8,786,000177
Additional noninterest expense$46,670,000115
Pre-tax net operating income$121,361,000120
Securities gains (losses)$-3,0003,656
Applicable income taxes$30,856,000104
Income before extraordinary items$90,502,000122
Extraordinary gains, net$051
Net income$90,502,000124
Minority interest net income$081
Net income of bank and minority interests.$90,502,000122
Net charge-offs$10,875,00091
Cash dividends$65,000,00089
Sale, conversion, retirement of capital stock, net$2,307,00077
Net operating income$90,504,370125
2023-03-31 (YTD Data)Rank
Total interest income$122,767,000153
Total interest expense$25,012,000192
Net interest income$97,755,000139
Provision for loan and lease losses$2,588,000198
Total noninterest income$28,105,000132
Gross Fiduciary activities income$0913
Service charges on deposit accounts$3,557,000129
Trading account gains and fees$1,603,00046
Additional Noninterest Income$22,945,000112
Total noninterest expense$51,262,000180
Salaries and employee benefits$27,821,000178
Premises and equipment expense$4,417,000184
Additional noninterest expense$22,945,000112
Pre-tax net operating income$72,010,000108
Securities gains (losses)$19,000452
Applicable income taxes$18,311,00096
Income before extraordinary items$53,718,000112
Extraordinary gains, net$04
Net income$53,718,000112
Minority interest net income$048
Net income of bank and minority interests.$53,718,000112
Net charge-offs$860,000212
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$1,112,00071
Net operating income$53,702,990113
2022-12-31 (YTD Data)Rank
Total interest income$334,777,000172
Total interest expense$27,543,000214
Net interest income$307,234,000167
Provision for loan and lease losses$18,132,000124
Total noninterest income$115,298,000139
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$16,070,000121
Trading account gains and fees$9,809,00040
Additional Noninterest Income$89,419,000122
Total noninterest expense$188,895,000187
Salaries and employee benefits$103,587,000182
Premises and equipment expense$17,918,000179
Additional noninterest expense$89,419,000122
Pre-tax net operating income$215,505,000133
Securities gains (losses)$-198,0004,106
Applicable income taxes$57,395,000119
Income before extraordinary items$157,912,000140
Extraordinary gains, net$05
Net income$157,912,000140
Minority interest net income$063
Net income of bank and minority interests.$157,912,000140
Net charge-offs$3,818,000187
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$4,767,000120
Net operating income$158,068,420139
2022-09-30 (YTD Data)Rank
Total interest income$220,641,000176
Total interest expense$12,934,000223
Net interest income$207,707,000170
Provision for loan and lease losses$-738,0004,626
Total noninterest income$86,269,000147
Gross Fiduciary activities income$0968
Service charges on deposit accounts$12,532,000121
Trading account gains and fees$6,378,00041
Additional Noninterest Income$67,359,000125
Total noninterest expense$138,133,000191
Salaries and employee benefits$75,707,000185
Premises and equipment expense$13,592,000182
Additional noninterest expense$67,359,000125
Pre-tax net operating income$156,581,000137
Securities gains (losses)$-203,0004,362
Applicable income taxes$42,573,000122
Income before extraordinary items$113,805,000145
Extraordinary gains, net$04
Net income$113,805,000144
Minority interest net income$057
Net income of bank and minority interests.$113,805,000145
Net charge-offs$2,200,000211
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$3,540,000110
Net operating income$113,965,370145
2022-06-30 (YTD Data)Rank
Total interest income$130,885,000180
Total interest expense$7,014,000199
Net interest income$123,871,000173
Provision for loan and lease losses$3,484,000180
Total noninterest income$60,284,000133
Gross Fiduciary activities income$0925
Service charges on deposit accounts$8,620,000118
Trading account gains and fees$5,782,00038
Additional Noninterest Income$45,882,000125
Total noninterest expense$91,197,000186
Salaries and employee benefits$49,944,000181
Premises and equipment expense$9,236,000180
Additional noninterest expense$32,017,000182
Pre-tax net operating income$89,474,000156
Securities gains (losses)$-133,0004,410
Applicable income taxes$24,656,000132
Income before extraordinary items$64,685,000167
Extraordinary gains, net$04
Net income$64,685,000167
Minority interest net income$060
Net income of bank and minority interests.$64,685,000167
Net charge-offs$1,837,000173
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$2,250,00093
Net operating income$64,790,070165
2022-03-31 (YTD Data)Rank
Total interest income$60,749,000186
Total interest expense$3,395,000178
Net interest income$57,354,000185
Provision for loan and lease losses$-1,416,0004,708
Total noninterest income$33,370,000124
Gross Fiduciary activities income$0892
Service charges on deposit accounts$4,197,000118
Trading account gains and fees$3,929,00038
Additional Noninterest Income$25,244,000122
Total noninterest expense$46,077,000187
Salaries and employee benefits$25,754,000177
Premises and equipment expense$4,630,000183
Additional noninterest expense$15,693,000183
Pre-tax net operating income$46,063,000143
Securities gains (losses)$-77,0004,504
Applicable income taxes$12,574,000122
Income before extraordinary items$33,412,000150
Extraordinary gains, net$04
Net income$33,412,000150
Minority interest net income$050
Net income of bank and minority interests.$33,412,000150
Net charge-offs$1,345,000138
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$1,197,00074
Net operating income$33,472,830151
2021-12-31 (YTD Data)Rank
Total interest income$237,573,000193
Total interest expense$19,031,000158
Net interest income$218,542,000192
Provision for loan and lease losses$-11,582,0004,737
Total noninterest income$119,739,000147
Gross Fiduciary activities income$0994
Service charges on deposit accounts$15,317,000123
Trading account gains and fees$7,945,00047
Additional Noninterest Income$96,477,000141
Total noninterest expense$181,729,000191
Salaries and employee benefits$100,412,000181
Premises and equipment expense$18,788,000184
Additional noninterest expense$62,529,000187
Pre-tax net operating income$168,134,000163
Securities gains (losses)$13,0001,655
Applicable income taxes$44,761,000145
Income before extraordinary items$123,386,000170
Extraordinary gains, net$010
Net income$123,386,000170
Minority interest net income$074
Net income of bank and minority interests.$123,386,000170
Net charge-offs$13,364,00093
Cash dividends$15,000,000359
Sale, conversion, retirement of capital stock, net$2,523,000150
Net operating income$123,375,730169
2021-09-30 (YTD Data)Rank
Total interest income$175,602,000196
Total interest expense$15,173,000159
Net interest income$160,429,000196
Provision for loan and lease losses$-12,524,0004,821
Total noninterest income$89,022,000151
Gross Fiduciary activities income$0957
Service charges on deposit accounts$11,325,000124
Trading account gains and fees$5,850,00048
Additional Noninterest Income$71,847,000147
Total noninterest expense$133,455,000189
Salaries and employee benefits$73,624,000182
Premises and equipment expense$14,072,000184
Additional noninterest expense$45,759,000186
Pre-tax net operating income$128,520,000162
Securities gains (losses)$26,0001,311
Applicable income taxes$33,831,000145
Income before extraordinary items$94,715,000166
Extraordinary gains, net$08
Net income$94,715,000167
Minority interest net income$069
Net income of bank and minority interests.$94,715,000167
Net charge-offs$12,189,00085
Cash dividends$15,000,000277
Sale, conversion, retirement of capital stock, net$1,523,000154
Net operating income$94,694,460167
2021-06-30 (YTD Data)Rank
Total interest income$115,819,000197
Total interest expense$10,811,000156
Net interest income$105,008,000198
Provision for loan and lease losses$-6,319,0004,829
Total noninterest income$55,893,000162
Gross Fiduciary activities income$0951
Service charges on deposit accounts$7,301,000124
Trading account gains and fees$3,007,00052
Additional Noninterest Income$45,585,000156
Total noninterest expense$87,785,000192
Salaries and employee benefits$48,836,000186
Premises and equipment expense$9,541,000181
Additional noninterest expense$29,408,000189
Pre-tax net operating income$79,435,000172
Securities gains (losses)$-45,0004,799
Applicable income taxes$20,950,000154
Income before extraordinary items$58,440,000182
Extraordinary gains, net$06
Net income$58,440,000182
Minority interest net income$067
Net income of bank and minority interests.$58,440,000182
Net charge-offs$11,920,00074
Cash dividends$15,000,000206
Sale, conversion, retirement of capital stock, net$1,019,000131
Net operating income$58,475,550181
2021-03-31 (YTD Data)Rank
Total interest income$56,465,000203
Total interest expense$5,748,000159
Net interest income$50,717,000200
Provision for loan and lease losses$-8,451,0004,902
Total noninterest income$27,856,000169
Gross Fiduciary activities income$0922
Service charges on deposit accounts$3,530,000125
Trading account gains and fees$1,953,00051
Additional Noninterest Income$22,373,000164
Total noninterest expense$43,046,000192
Salaries and employee benefits$24,035,000189
Premises and equipment expense$4,950,000179
Additional noninterest expense$14,061,000193
Pre-tax net operating income$43,978,000173
Securities gains (losses)$-30,0004,776
Applicable income taxes$11,589,000149
Income before extraordinary items$32,359,000180
Extraordinary gains, net$03
Net income$32,359,000180
Minority interest net income$055
Net income of bank and minority interests.$32,359,000180
Net charge-offs$8,767,00067
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$502,000116
Net operating income$32,382,700178
2020-12-31 (YTD Data)Rank
Total interest income$238,336,000196
Total interest expense$39,974,000167
Net interest income$198,362,000196
Provision for loan and lease losses$49,373,000142
Total noninterest income$94,997,000181
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$13,160,000129
Trading account gains and fees$5,550,00063
Additional Noninterest Income$76,287,000164
Total noninterest expense$168,484,000194
Salaries and employee benefits$86,983,000193
Premises and equipment expense$17,902,000192
Additional noninterest expense$63,599,000180
Pre-tax net operating income$75,502,000208
Securities gains (losses)$165,0001,131
Applicable income taxes$19,867,000181
Income before extraordinary items$55,800,000232
Extraordinary gains, net$04
Net income$55,800,000232
Minority interest net income$072
Net income of bank and minority interests.$55,800,000232
Net charge-offs$6,476,000191
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$-282,0004,958
Net operating income$55,669,650225
2020-09-30 (YTD Data)Rank
Total interest income$180,834,000194
Total interest expense$33,345,000165
Net interest income$147,489,000196
Provision for loan and lease losses$43,089,000143
Total noninterest income$66,256,000187
Gross Fiduciary activities income$0981
Service charges on deposit accounts$9,669,000128
Trading account gains and fees$2,813,00068
Additional Noninterest Income$53,774,000167
Total noninterest expense$128,447,000191
Salaries and employee benefits$64,220,000194
Premises and equipment expense$13,448,000186
Additional noninterest expense$50,779,000175
Pre-tax net operating income$42,209,000248
Securities gains (losses)$162,000995
Applicable income taxes$11,729,000196
Income before extraordinary items$30,642,000274
Extraordinary gains, net$04
Net income$30,642,000271
Minority interest net income$065
Net income of bank and minority interests.$30,642,000274
Net charge-offs$5,636,000168
Cash dividends$10,000,000351
Sale, conversion, retirement of capital stock, net$102,000386
Net operating income$30,514,020266
2020-06-30 (YTD Data)Rank
Total interest income$124,571,000190
Total interest expense$25,003,000165
Net interest income$99,568,000187
Provision for loan and lease losses$43,968,000121
Total noninterest income$42,313,000177
Gross Fiduciary activities income$0970
Service charges on deposit accounts$6,310,000130
Trading account gains and fees$2,168,00066
Additional Noninterest Income$33,835,000164
Total noninterest expense$86,745,000187
Salaries and employee benefits$41,603,000196
Premises and equipment expense$8,775,000189
Additional noninterest expense$36,367,000165
Pre-tax net operating income$11,168,000461
Securities gains (losses)$163,000783
Applicable income taxes$3,433,000328
Income before extraordinary items$7,898,000555
Extraordinary gains, net$04
Net income$7,898,000554
Minority interest net income$065
Net income of bank and minority interests.$7,898,000555
Net charge-offs$732,000470
Cash dividends$10,000,000274
Sale, conversion, retirement of capital stock, net$-111,0005,022
Net operating income$7,769,230541
2020-03-31 (YTD Data)Rank
Total interest income$64,192,000191
Total interest expense$14,214,000169
Net interest income$49,978,000187
Provision for loan and lease losses$13,444,000166
Total noninterest income$19,883,000162
Gross Fiduciary activities income$0941
Service charges on deposit accounts$3,176,000143
Trading account gains and fees$239,00086
Additional Noninterest Income$16,468,000148
Total noninterest expense$38,961,000202
Salaries and employee benefits$19,613,000206
Premises and equipment expense$4,488,000189
Additional noninterest expense$14,860,000195
Pre-tax net operating income$17,456,000169
Securities gains (losses)$153,000460
Applicable income taxes$5,204,000125
Income before extraordinary items$12,405,000189
Extraordinary gains, net$04
Net income$12,405,000190
Minority interest net income$056
Net income of bank and minority interests.$12,405,000189
Net charge-offs$454,000399
Cash dividends$10,000,000194
Sale, conversion, retirement of capital stock, net$-247,0005,093
Net operating income$12,284,130186
2019-12-31 (YTD Data)Rank
Total interest income$261,069,000193
Total interest expense$58,588,000179
Net interest income$202,481,000189
Provision for loan and lease losses$3,520,000331
Total noninterest income$83,110,000157
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$10,273,000165
Trading account gains and fees$3,396,00066
Additional Noninterest Income$69,441,000134
Total noninterest expense$149,145,000204
Salaries and employee benefits$84,994,000191
Premises and equipment expense$20,753,000165
Additional noninterest expense$43,398,000218
Pre-tax net operating income$132,926,000157
Securities gains (losses)$71,0001,098
Applicable income taxes$34,052,000149
Income before extraordinary items$98,945,000166
Extraordinary gains, net$011
Net income$98,945,000167
Minority interest net income$076
Net income of bank and minority interests.$98,945,000167
Net charge-offs$2,120,000395
Cash dividends$20,000,000299
Sale, conversion, retirement of capital stock, net$1,416,000179
Net operating income$98,888,910163
2019-09-30 (YTD Data)Rank
Total interest income$196,165,000195
Total interest expense$43,338,000186
Net interest income$152,827,000191
Provision for loan and lease losses$2,768,000319
Total noninterest income$60,558,000158
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$7,290,000172
Trading account gains and fees$2,183,00069
Additional Noninterest Income$51,085,000133
Total noninterest expense$110,211,000205
Salaries and employee benefits$63,445,000192
Premises and equipment expense$15,189,000171
Additional noninterest expense$31,577,000222
Pre-tax net operating income$100,406,000157
Securities gains (losses)$78,000898
Applicable income taxes$25,556,000150
Income before extraordinary items$74,928,000162
Extraordinary gains, net$011
Net income$74,928,000163
Minority interest net income$072
Net income of bank and minority interests.$74,928,000163
Net charge-offs$2,081,000299
Cash dividends$20,000,000244
Sale, conversion, retirement of capital stock, net$1,080,000160
Net operating income$74,866,380159
2019-06-30 (YTD Data)Rank
Total interest income$129,682,000194
Total interest expense$27,764,000190
Net interest income$101,918,000193
Provision for loan and lease losses$2,526,000246
Total noninterest income$40,308,000158
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$4,652,000175
Trading account gains and fees$1,679,00064
Additional Noninterest Income$33,977,000132
Total noninterest expense$72,635,000209
Salaries and employee benefits$41,764,000196
Premises and equipment expense$9,811,000181
Additional noninterest expense$21,060,000224
Pre-tax net operating income$67,065,000158
Securities gains (losses)$58,000702
Applicable income taxes$16,900,000150
Income before extraordinary items$50,223,000162
Extraordinary gains, net$011
Net income$50,223,000163
Minority interest net income$069
Net income of bank and minority interests.$50,223,000163
Net charge-offs$1,746,000251
Cash dividends$20,000,000183
Sale, conversion, retirement of capital stock, net$820,000139
Net operating income$50,177,180160
2019-03-31 (YTD Data)Rank
Total interest income$63,624,000194
Total interest expense$13,279,000193
Net interest income$50,345,000195
Provision for loan and lease losses$856,000319
Total noninterest income$20,774,000154
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,261,000174
Trading account gains and fees$1,461,00054
Additional Noninterest Income$17,052,000130
Total noninterest expense$35,348,000217
Salaries and employee benefits$20,741,000202
Premises and equipment expense$4,751,000184
Additional noninterest expense$9,856,000233
Pre-tax net operating income$34,915,000158
Securities gains (losses)$8,000759
Applicable income taxes$8,525,000148
Income before extraordinary items$26,398,000161
Extraordinary gains, net$05
Net income$26,398,000161
Minority interest net income$052
Net income of bank and minority interests.$26,398,000161
Net charge-offs$225,000572
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$441,000111
Net operating income$26,391,680159
2018-12-31 (YTD Data)Rank
Total interest income$213,627,000211
Total interest expense$36,523,000201
Net interest income$177,104,000209
Provision for loan and lease losses$11,406,000151
Total noninterest income$78,925,000168
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$9,004,000182
Trading account gains and fees$5,483,00052
Additional Noninterest Income$64,438,000142
Total noninterest expense$134,680,000217
Salaries and employee benefits$73,902,000207
Premises and equipment expense$17,276,000193
Additional noninterest expense$43,502,000227
Pre-tax net operating income$109,943,000180
Securities gains (losses)$-65,0004,906
Applicable income taxes$27,260,000165
Income before extraordinary items$82,618,000192
Extraordinary gains, net$06
Net income$82,618,000192
Minority interest net income$072
Net income of bank and minority interests.$82,618,000192
Net charge-offs$7,522,000157
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,669,000182
Net operating income$82,669,350193
2018-09-30 (YTD Data)Rank
Total interest income$153,005,000213
Total interest expense$23,953,000206
Net interest income$129,052,000207
Provision for loan and lease losses$8,060,000148
Total noninterest income$61,088,000166
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$6,726,000181
Trading account gains and fees$4,332,00049
Additional Noninterest Income$50,030,000143
Total noninterest expense$99,684,000220
Salaries and employee benefits$55,475,000204
Premises and equipment expense$12,793,000192
Additional noninterest expense$31,416,000232
Pre-tax net operating income$82,396,000182
Securities gains (losses)$-87,0005,212
Applicable income taxes$20,081,000169
Income before extraordinary items$62,228,000188
Extraordinary gains, net$05
Net income$62,228,000188
Minority interest net income$066
Net income of bank and minority interests.$62,228,000188
Net charge-offs$2,569,000242
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,298,000165
Net operating income$62,296,730188
2018-06-30 (YTD Data)Rank
Total interest income$95,553,000216
Total interest expense$13,182,000220
Net interest income$82,371,000207
Provision for loan and lease losses$709,000615
Total noninterest income$40,171,000168
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$4,395,000182
Trading account gains and fees$2,977,00053
Additional Noninterest Income$32,799,000146
Total noninterest expense$64,780,000222
Salaries and employee benefits$35,992,000206
Premises and equipment expense$8,286,000191
Additional noninterest expense$20,502,000232
Pre-tax net operating income$57,053,000175
Securities gains (losses)$-74,0005,309
Applicable income taxes$14,382,000163
Income before extraordinary items$42,597,000183
Extraordinary gains, net$06
Net income$42,597,000183
Minority interest net income$065
Net income of bank and minority interests.$42,597,000183
Net charge-offs$1,903,000224
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$880,000146
Net operating income$42,655,460183
2018-03-31 (YTD Data)Rank
Total interest income$45,408,000218
Total interest expense$5,697,000233
Net interest income$39,711,000214
Provision for loan and lease losses$392,000564
Total noninterest income$19,669,000167
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,139,000180
Trading account gains and fees$1,605,00047
Additional Noninterest Income$15,925,000144
Total noninterest expense$31,420,000226
Salaries and employee benefits$17,610,000215
Premises and equipment expense$4,122,000195
Additional noninterest expense$9,688,000236
Pre-tax net operating income$27,568,000173
Securities gains (losses)$-63,0005,429
Applicable income taxes$6,945,000159
Income before extraordinary items$20,560,000180
Extraordinary gains, net$07
Net income$20,560,000180
Minority interest net income$052
Net income of bank and minority interests.$20,560,000180
Net charge-offs$2,257,000133
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$461,000123
Net operating income$20,609,770181
2017-12-31 (YTD Data)Rank
Total interest income$157,414,000231
Total interest expense$16,345,000252
Net interest income$141,069,000221
Provision for loan and lease losses$10,254,000150
Total noninterest income$70,611,000168
Gross Fiduciary activities income$14,938,000106
Service charges on deposit accounts$7,677,000200
Trading account gains and fees$4,509,00053
Additional Noninterest Income$43,487,000183
Total noninterest expense$120,894,000225
Salaries and employee benefits$69,863,000197
Premises and equipment expense$16,224,000188
Additional noninterest expense$34,807,000248
Pre-tax net operating income$80,532,000205
Securities gains (losses)$28,0001,181
Applicable income taxes$31,007,000201
Income before extraordinary items$49,553,000220
Extraordinary gains, net$09
Net income$49,553,000220
Minority interest net income$076
Net income of bank and minority interests.$49,553,000220
Net charge-offs$2,148,000382
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,739,000178
Net operating income$49,535,080217
2017-09-30 (YTD Data)Rank
Total interest income$113,407,000237
Total interest expense$11,206,000265
Net interest income$102,201,000227
Provision for loan and lease losses$9,744,000131
Total noninterest income$52,133,000168
Gross Fiduciary activities income$10,664,000107
Service charges on deposit accounts$5,616,000204
Trading account gains and fees$3,374,00055
Additional Noninterest Income$32,479,000183
Total noninterest expense$87,224,000230
Salaries and employee benefits$49,771,000208
Premises and equipment expense$11,970,000189
Additional noninterest expense$25,483,000253
Pre-tax net operating income$57,366,000216
Securities gains (losses)$22,0001,272
Applicable income taxes$21,280,000195
Income before extraordinary items$36,108,000239
Extraordinary gains, net$09
Net income$36,108,000239
Minority interest net income$071
Net income of bank and minority interests.$36,108,000239
Net charge-offs$1,486,000376
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,087,000182
Net operating income$36,093,920237
2017-06-30 (YTD Data)Rank
Total interest income$71,716,000247
Total interest expense$6,463,000293
Net interest income$65,253,000238
Provision for loan and lease losses$5,969,000138
Total noninterest income$35,025,000167
Gross Fiduciary activities income$6,779,000110
Service charges on deposit accounts$3,677,000205
Trading account gains and fees$2,682,00052
Additional Noninterest Income$21,887,000187
Total noninterest expense$57,382,000230
Salaries and employee benefits$32,927,000208
Premises and equipment expense$7,908,000189
Additional noninterest expense$16,547,000261
Pre-tax net operating income$36,927,000222
Securities gains (losses)$8,0001,330
Applicable income taxes$13,502,000200
Income before extraordinary items$23,433,000238
Extraordinary gains, net$011
Net income$23,433,000238
Minority interest net income$071
Net income of bank and minority interests.$23,433,000238
Net charge-offs$184,0001,106
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$759,000163
Net operating income$23,427,880237
2017-03-31 (YTD Data)Rank
Total interest income$34,007,000255
Total interest expense$2,998,000299
Net interest income$31,009,000246
Provision for loan and lease losses$1,090,000254
Total noninterest income$17,059,000173
Gross Fiduciary activities income$3,226,000112
Service charges on deposit accounts$1,760,000215
Trading account gains and fees$694,00059
Additional Noninterest Income$11,379,000175
Total noninterest expense$28,103,000237
Salaries and employee benefits$16,313,000210
Premises and equipment expense$3,965,000191
Additional noninterest expense$7,825,000268
Pre-tax net operating income$18,875,000214
Securities gains (losses)$01,153
Applicable income taxes$6,650,000195
Income before extraordinary items$12,225,000232
Extraordinary gains, net$08
Net income$12,225,000232
Minority interest net income$055
Net income of bank and minority interests.$12,225,000232
Net charge-offs$133,000764
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$379,000142
Net operating income$12,225,000229
2016-12-31 (YTD Data)Rank
Total interest income$127,246,000258
Total interest expense$11,951,000274
Net interest income$115,295,000252
Provision for loan and lease losses$7,527,000201
Total noninterest income$68,051,000171
Gross Fiduciary activities income$12,008,000114
Service charges on deposit accounts$6,507,000236
Trading account gains and fees$7,964,00045
Additional Noninterest Income$41,572,000185
Total noninterest expense$109,626,000235
Salaries and employee benefits$60,946,000218
Premises and equipment expense$14,932,000192
Additional noninterest expense$33,748,000254
Pre-tax net operating income$66,193,000217
Securities gains (losses)$429,000502
Applicable income taxes$25,624,000194
Income before extraordinary items$40,998,000251
Extraordinary gains, net$05
Net income$40,998,000250
Minority interest net income$082
Net income of bank and minority interests.$40,998,000250
Net charge-offs$2,284,000355
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$1,215,000186
Net operating income$40,723,440248
2016-09-30 (YTD Data)Rank
Total interest income$93,455,000257
Total interest expense$8,965,000271
Net interest income$84,490,000257
Provision for loan and lease losses$6,770,000166
Total noninterest income$50,904,000168
Gross Fiduciary activities income$8,921,000112
Service charges on deposit accounts$4,809,000238
Trading account gains and fees$5,796,00048
Additional Noninterest Income$31,378,000189
Total noninterest expense$80,828,000234
Salaries and employee benefits$44,633,000223
Premises and equipment expense$10,902,000198
Additional noninterest expense$25,293,000250
Pre-tax net operating income$47,796,000214
Securities gains (losses)$329,000570
Applicable income taxes$18,466,000199
Income before extraordinary items$29,659,000251
Extraordinary gains, net$05
Net income$29,659,000251
Minority interest net income$071
Net income of bank and minority interests.$29,659,000251
Net charge-offs$1,909,000309
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$831,000168
Net operating income$29,448,440249
2016-06-30 (YTD Data)Rank
Total interest income$60,527,000265
Total interest expense$5,894,000271
Net interest income$54,633,000264
Provision for loan and lease losses$4,356,000169
Total noninterest income$33,122,000171
Gross Fiduciary activities income$5,932,000115
Service charges on deposit accounts$3,099,000246
Trading account gains and fees$4,280,00046
Additional Noninterest Income$19,811,000187
Total noninterest expense$52,064,000244
Salaries and employee benefits$29,378,000222
Premises and equipment expense$7,012,000205
Additional noninterest expense$15,674,000266
Pre-tax net operating income$31,335,000220
Securities gains (losses)$68,0001,222
Applicable income taxes$12,089,000198
Income before extraordinary items$19,314,000252
Extraordinary gains, net$016
Net income$19,314,000251
Minority interest net income$071
Net income of bank and minority interests.$19,314,000251
Net charge-offs$625,000502
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$590,000158
Net operating income$19,270,480247
2016-03-31 (YTD Data)Rank
Total interest income$29,716,000268
Total interest expense$2,918,000270
Net interest income$26,798,000261
Provision for loan and lease losses$2,377,000163
Total noninterest income$16,920,000164
Gross Fiduciary activities income$2,955,000113
Service charges on deposit accounts$1,487,000251
Trading account gains and fees$3,477,00036
Additional Noninterest Income$9,001,000196
Total noninterest expense$25,642,000242
Salaries and employee benefits$14,511,000224
Premises and equipment expense$3,529,000202
Additional noninterest expense$7,602,000266
Pre-tax net operating income$15,699,000216
Securities gains (losses)$-77,0006,075
Applicable income taxes$6,077,000196
Income before extraordinary items$9,545,000247
Extraordinary gains, net$012
Net income$9,545,000247
Minority interest net income$062
Net income of bank and minority interests.$9,545,000247
Net charge-offs$524,000328
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$297,000140
Net operating income$9,594,280242
2015-12-31 (YTD Data)Rank
Total interest income$105,522,000277
Total interest expense$10,504,000274
Net interest income$95,018,000282
Provision for loan and lease losses$3,702,000266
Total noninterest income$59,633,000188
Gross Fiduciary activities income$10,608,000120
Service charges on deposit accounts$5,370,000280
Trading account gains and fees$5,858,00044
Additional Noninterest Income$37,797,000191
Total noninterest expense$99,319,000246
Salaries and employee benefits$57,830,000214
Premises and equipment expense$10,740,000257
Additional noninterest expense$30,749,000263
Pre-tax net operating income$51,630,000245
Securities gains (losses)$81,0001,290
Applicable income taxes$20,140,000213
Income before extraordinary items$31,571,000269
Extraordinary gains, net$023
Net income$31,571,000269
Minority interest net income$081
Net income of bank and minority interests.$31,571,000269
Net charge-offs$370,0001,425
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,144,000206
Net operating income$31,519,160271
2015-09-30 (YTD Data)Rank
Total interest income$77,742,000285
Total interest expense$7,714,000275
Net interest income$70,028,000291
Provision for loan and lease losses$1,964,000337
Total noninterest income$44,207,000192
Gross Fiduciary activities income$7,880,000121
Service charges on deposit accounts$3,902,000290
Trading account gains and fees$4,771,00045
Additional Noninterest Income$27,654,000200
Total noninterest expense$72,810,000262
Salaries and employee benefits$42,502,000223
Premises and equipment expense$7,654,000273
Additional noninterest expense$22,654,000280
Pre-tax net operating income$39,461,000239
Securities gains (losses)$80,0001,166
Applicable income taxes$15,456,000209
Income before extraordinary items$24,085,000269
Extraordinary gains, net$021
Net income$24,085,000269
Minority interest net income$078
Net income of bank and minority interests.$24,085,000269
Net charge-offs$-38,0005,533
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,024,000172
Net operating income$24,033,800264
2015-06-30 (YTD Data)Rank
Total interest income$50,445,000290
Total interest expense$5,144,000275
Net interest income$45,301,000295
Provision for loan and lease losses$837,000494
Total noninterest income$29,524,000195
Gross Fiduciary activities income$5,117,000126
Service charges on deposit accounts$2,486,000298
Trading account gains and fees$2,653,00048
Additional Noninterest Income$19,268,000198
Total noninterest expense$47,605,000267
Salaries and employee benefits$28,078,000229
Premises and equipment expense$4,753,000286
Additional noninterest expense$14,774,000283
Pre-tax net operating income$26,383,000244
Securities gains (losses)$75,000985
Applicable income taxes$10,215,000217
Income before extraordinary items$16,243,000273
Extraordinary gains, net$022
Net income$16,243,000273
Minority interest net income$075
Net income of bank and minority interests.$16,243,000273
Net charge-offs$-161,0006,026
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$706,000158
Net operating income$16,195,000270
2015-03-31 (YTD Data)Rank
Total interest income$24,763,000292
Total interest expense$2,541,000279
Net interest income$22,222,000299
Provision for loan and lease losses$1,264,000191
Total noninterest income$15,093,000184
Gross Fiduciary activities income$2,493,000127
Service charges on deposit accounts$1,174,000309
Trading account gains and fees$1,725,00050
Additional Noninterest Income$9,701,000188
Total noninterest expense$23,675,000265
Salaries and employee benefits$14,088,000225
Premises and equipment expense$2,336,000294
Additional noninterest expense$7,251,000285
Pre-tax net operating income$12,376,000245
Securities gains (losses)$71,000705
Applicable income taxes$4,785,000217
Income before extraordinary items$7,662,000272
Extraordinary gains, net$013
Net income$7,662,000272
Minority interest net income$064
Net income of bank and minority interests.$7,662,000272
Net charge-offs$21,0002,091
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$289,000159
Net operating income$7,616,560273
2014-12-31 (YTD Data)Rank
Total interest income$90,150,000300
Total interest expense$8,993,000313
Net interest income$81,157,000299
Provision for loan and lease losses$3,059,000326
Total noninterest income$56,785,000183
Gross Fiduciary activities income$8,883,000132
Service charges on deposit accounts$4,302,000347
Trading account gains and fees$3,515,00054
Additional Noninterest Income$40,085,000171
Total noninterest expense$87,967,000278
Salaries and employee benefits$52,265,000223
Premises and equipment expense$9,041,000293
Additional noninterest expense$26,661,000302
Pre-tax net operating income$46,916,000244
Securities gains (losses)$-223,0006,403
Applicable income taxes$18,216,000210
Income before extraordinary items$28,477,000286
Extraordinary gains, net$017
Net income$28,477,000285
Minority interest net income$084
Net income of bank and minority interests.$28,477,000285
Net charge-offs$1,203,000772
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,014,000204
Net operating income$28,619,720281
2014-09-30 (YTD Data)Rank
Total interest income$64,636,000309
Total interest expense$6,450,000321
Net interest income$58,186,000309
Provision for loan and lease losses$721,000873
Total noninterest income$42,133,000183
Gross Fiduciary activities income$6,503,000131
Service charges on deposit accounts$3,138,000354
Trading account gains and fees$2,737,00054
Additional Noninterest Income$29,755,000168
Total noninterest expense$63,435,000282
Salaries and employee benefits$38,160,000230
Premises and equipment expense$5,849,000346
Additional noninterest expense$19,426,000299
Pre-tax net operating income$36,163,000238
Securities gains (losses)$-231,0006,506
Applicable income taxes$14,022,000209
Income before extraordinary items$21,910,000282
Extraordinary gains, net$015
Net income$21,910,000282
Minority interest net income$081
Net income of bank and minority interests.$21,910,000282
Net charge-offs$658,000938
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$754,000183
Net operating income$22,057,840273
2014-06-30 (YTD Data)Rank
Total interest income$40,727,000322
Total interest expense$4,002,000344
Net interest income$36,725,000326
Provision for loan and lease losses$-410,0006,484
Total noninterest income$28,261,000179
Gross Fiduciary activities income$4,190,000136
Service charges on deposit accounts$1,961,000372
Trading account gains and fees$1,993,00055
Additional Noninterest Income$20,117,000168
Total noninterest expense$41,276,000285
Salaries and employee benefits$24,933,000233
Premises and equipment expense$3,689,000370
Additional noninterest expense$12,654,000301
Pre-tax net operating income$24,120,000230
Securities gains (losses)$-106,0006,545
Applicable income taxes$9,378,000206
Income before extraordinary items$14,636,000271
Extraordinary gains, net$020
Net income$14,636,000272
Minority interest net income$080
Net income of bank and minority interests.$14,636,000272
Net charge-offs$305,0001,245
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$471,000175
Net operating income$14,703,840263
2014-03-31 (YTD Data)Rank
Total interest income$19,431,000337
Total interest expense$1,916,000360
Net interest income$17,515,000338
Provision for loan and lease losses$-40,0006,457
Total noninterest income$13,575,000179
Gross Fiduciary activities income$2,049,000136
Service charges on deposit accounts$934,000379
Trading account gains and fees$1,093,00053
Additional Noninterest Income$9,499,000170
Total noninterest expense$20,115,000291
Salaries and employee benefits$12,497,000235
Premises and equipment expense$1,770,000391
Additional noninterest expense$5,848,000321
Pre-tax net operating income$11,015,000245
Securities gains (losses)$1,0001,605
Applicable income taxes$4,278,000216
Income before extraordinary items$6,738,000276
Extraordinary gains, net$016
Net income$6,738,000276
Minority interest net income$066
Net income of bank and minority interests.$6,738,000276
Net charge-offs$476,000520
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$201,000178
Net operating income$6,737,360271
2013-12-31 (YTD Data)Rank
Total interest income$70,763,000370
Total interest expense$7,769,000396
Net interest income$62,994,000368
Provision for loan and lease losses$5,736,000242
Total noninterest income$54,287,000199
Gross Fiduciary activities income$6,348,000157
Service charges on deposit accounts$3,380,000427
Trading account gains and fees$5,245,00050
Additional Noninterest Income$39,314,000172
Total noninterest expense$74,897,000308
Salaries and employee benefits$47,004,000246
Premises and equipment expense$5,734,000441
Additional noninterest expense$22,159,000348
Pre-tax net operating income$36,648,000270
Securities gains (losses)$2,0002,972
Applicable income taxes$14,198,000221
Income before extraordinary items$22,452,000325
Extraordinary gains, net$029
Net income$22,452,000324
Minority interest net income$090
Net income of bank and minority interests.$22,452,000325
Net charge-offs$6,865,000257
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$781,000239
Net operating income$22,450,720319
2013-09-30 (YTD Data)Rank
Total interest income$50,772,000385
Total interest expense$5,881,000404
Net interest income$44,891,000383
Provision for loan and lease losses$6,582,000180
Total noninterest income$40,776,000203
Gross Fiduciary activities income$4,548,000157
Service charges on deposit accounts$2,456,000438
Trading account gains and fees$3,858,00052
Additional Noninterest Income$29,914,000175
Total noninterest expense$54,872,000312
Salaries and employee benefits$34,793,000248
Premises and equipment expense$4,096,000460
Additional noninterest expense$15,983,000358
Pre-tax net operating income$24,213,000304
Securities gains (losses)$2,0002,831
Applicable income taxes$9,372,000242
Income before extraordinary items$14,843,000364
Extraordinary gains, net$025
Net income$14,843,000365
Minority interest net income$084
Net income of bank and minority interests.$14,843,000365
Net charge-offs$5,250,000251
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$748,000187
Net operating income$14,841,720360
2013-06-30 (YTD Data)Rank
Total interest income$33,335,000385
Total interest expense$4,075,000400
Net interest income$29,260,000387
Provision for loan and lease losses$2,817,000263
Total noninterest income$27,474,000206
Gross Fiduciary activities income$2,871,000158
Service charges on deposit accounts$1,647,000433
Trading account gains and fees$1,714,00051
Additional Noninterest Income$21,242,000169
Total noninterest expense$36,663,000315
Salaries and employee benefits$23,161,000254
Premises and equipment expense$2,754,000455
Additional noninterest expense$10,748,000353
Pre-tax net operating income$17,254,000288
Securities gains (losses)$02,791
Applicable income taxes$6,628,000235
Income before extraordinary items$10,626,000343
Extraordinary gains, net$022
Net income$10,626,000344
Minority interest net income$082
Net income of bank and minority interests.$10,626,000344
Net charge-offs$3,269,000306
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$527,000160
Net operating income$10,626,000332
2013-03-31 (YTD Data)Rank
Total interest income$16,314,000394
Total interest expense$2,121,000395
Net interest income$14,193,000395
Provision for loan and lease losses$2,729,000160
Total noninterest income$13,586,000202
Gross Fiduciary activities income$1,329,000168
Service charges on deposit accounts$750,000464
Trading account gains and fees$793,00057
Additional Noninterest Income$10,714,000166
Total noninterest expense$18,148,000318
Salaries and employee benefits$11,538,000254
Premises and equipment expense$1,307,000478
Additional noninterest expense$5,303,000356
Pre-tax net operating income$6,902,000336
Securities gains (losses)$01,966
Applicable income taxes$2,624,000280
Income before extraordinary items$4,278,000395
Extraordinary gains, net$010
Net income$4,278,000393
Minority interest net income$076
Net income of bank and minority interests.$4,278,000396
Net charge-offs$1,948,000267
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$280,000130
Net operating income$4,278,000383
2012-12-31 (YTD Data)Rank
Total interest income$67,020,000398
Total interest expense$10,509,000383
Net interest income$56,511,000399
Provision for loan and lease losses$8,406,000321
Total noninterest income$48,319,000222
Gross Fiduciary activities income$4,724,000182
Service charges on deposit accounts$2,241,000638
Trading account gains and fees$7,287,00047
Additional Noninterest Income$34,067,000211
Total noninterest expense$68,147,000334
Salaries and employee benefits$41,958,000264
Premises and equipment expense$5,413,000454
Additional noninterest expense$20,776,000383
Pre-tax net operating income$28,277,000325
Securities gains (losses)$531,000893
Applicable income taxes$11,232,000255
Income before extraordinary items$17,576,000393
Extraordinary gains, net$029
Net income$17,576,000393
Minority interest net income$093
Net income of bank and minority interests.$17,576,000393
Net charge-offs$5,011,000578
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$709,000262
Net operating income$17,236,160386
2012-09-30 (YTD Data)Rank
Total interest income$49,941,000402
Total interest expense$8,017,000395
Net interest income$41,924,000411
Provision for loan and lease losses$8,037,000268
Total noninterest income$35,248,000230
Gross Fiduciary activities income$3,433,000182
Service charges on deposit accounts$1,621,000665
Trading account gains and fees$5,457,00048
Additional Noninterest Income$24,737,000217
Total noninterest expense$50,963,000327
Salaries and employee benefits$30,902,000269
Premises and equipment expense$3,959,000461
Additional noninterest expense$16,102,000366
Pre-tax net operating income$18,172,000377
Securities gains (losses)$68,0002,251
Applicable income taxes$7,054,000297
Income before extraordinary items$11,186,000459
Extraordinary gains, net$020
Net income$11,186,000458
Minority interest net income$086
Net income of bank and minority interests.$11,186,000458
Net charge-offs$4,101,000541
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$496,000244
Net operating income$11,142,480440
2012-06-30 (YTD Data)Rank
Total interest income$33,172,000407
Total interest expense$5,354,000411
Net interest income$27,818,000411
Provision for loan and lease losses$4,922,000300
Total noninterest income$22,932,000228
Gross Fiduciary activities income$2,249,000187
Service charges on deposit accounts$1,049,000679
Trading account gains and fees$3,754,00045
Additional Noninterest Income$15,880,000222
Total noninterest expense$33,619,000332
Salaries and employee benefits$20,540,000264
Premises and equipment expense$2,588,000470
Additional noninterest expense$10,491,000371
Pre-tax net operating income$12,209,000361
Securities gains (losses)$43,0002,152
Applicable income taxes$4,759,000292
Income before extraordinary items$7,493,000445
Extraordinary gains, net$019
Net income$7,493,000444
Minority interest net income$084
Net income of bank and minority interests.$7,493,000444
Net charge-offs$2,538,000580
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$353,000206
Net operating income$7,465,480430
2012-03-31 (YTD Data)Rank
Total interest income$16,576,000409
Total interest expense$2,743,000417
Net interest income$13,833,000410
Provision for loan and lease losses$1,269,000515
Total noninterest income$11,624,000221
Gross Fiduciary activities income$1,062,000191
Service charges on deposit accounts$522,000681
Trading account gains and fees$1,738,00047
Additional Noninterest Income$8,302,000209
Total noninterest expense$17,299,000318
Salaries and employee benefits$10,726,000252
Premises and equipment expense$1,313,000456
Additional noninterest expense$5,260,000360
Pre-tax net operating income$6,889,000316
Securities gains (losses)$-2,0006,941
Applicable income taxes$2,607,000271
Income before extraordinary items$4,280,000387
Extraordinary gains, net$019
Net income$4,280,000388
Minority interest net income$078
Net income of bank and minority interests.$4,280,000388
Net charge-offs$475,0001,134
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$147,000186
Net operating income$4,281,280369
2011-12-31 (YTD Data)Rank
Total interest income$58,999,000463
Total interest expense$13,715,000405
Net interest income$45,284,000488
Provision for loan and lease losses$9,388,000442
Total noninterest income$42,909,000213
Gross Fiduciary activities income$4,096,000162
Service charges on deposit accounts$1,679,000872
Trading account gains and fees$5,616,00052
Additional Noninterest Income$31,518,000195
Total noninterest expense$63,832,000335
Salaries and employee benefits$39,325,000258
Premises and equipment expense$5,137,000486
Additional noninterest expense$19,370,000407
Pre-tax net operating income$14,973,000458
Securities gains (losses)$143,0001,742
Applicable income taxes$5,865,000370
Income before extraordinary items$9,251,000573
Extraordinary gains, net$029
Net income$9,251,000573
Minority interest net income$096
Net income of bank and minority interests.$9,251,000574
Net charge-offs$5,925,000692
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$559,000397
Net operating income$9,159,480562
2011-09-30 (YTD Data)Rank
Total interest income$43,605,000472
Total interest expense$10,671,000414
Net interest income$32,934,000502
Provision for loan and lease losses$10,739,000303
Total noninterest income$31,985,000219
Gross Fiduciary activities income$3,115,000161
Service charges on deposit accounts$1,201,000925
Trading account gains and fees$4,210,00056
Additional Noninterest Income$23,459,000195
Total noninterest expense$47,415,000333
Salaries and employee benefits$29,265,000255
Premises and equipment expense$3,957,000482
Additional noninterest expense$14,193,000412
Pre-tax net operating income$6,765,000703
Securities gains (losses)$138,0001,492
Applicable income taxes$2,625,000512
Income before extraordinary items$4,278,000893
Extraordinary gains, net$021
Net income$4,278,000892
Minority interest net income$087
Net income of bank and minority interests.$4,278,000893
Net charge-offs$4,080,000738
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$350,000387
Net operating income$4,189,680869
2011-06-30 (YTD Data)Rank
Total interest income$28,602,000486
Total interest expense$7,121,000439
Net interest income$21,481,000516
Provision for loan and lease losses$7,813,000287
Total noninterest income$20,862,000218
Gross Fiduciary activities income$2,057,000164
Service charges on deposit accounts$744,000974
Trading account gains and fees$2,422,00057
Additional Noninterest Income$15,639,000193
Total noninterest expense$31,719,000337
Salaries and employee benefits$19,784,000257
Premises and equipment expense$2,606,000494
Additional noninterest expense$9,329,000422
Pre-tax net operating income$2,811,0001,065
Securities gains (losses)$127,000975
Applicable income taxes$986,000764
Income before extraordinary items$1,952,0001,281
Extraordinary gains, net$015
Net income$1,952,0001,281
Minority interest net income$089
Net income of bank and minority interests.$1,952,0001,281
Net charge-offs$3,462,000611
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$225,000302
Net operating income$1,868,1801,276
2011-03-31 (YTD Data)Rank
Total interest income$14,182,000494
Total interest expense$3,643,000443
Net interest income$10,539,000523
Provision for loan and lease losses$2,931,000378
Total noninterest income$10,160,000229
Gross Fiduciary activities income$989,000171
Service charges on deposit accounts$344,0001,053
Trading account gains and fees$913,00065
Additional Noninterest Income$7,914,000199
Total noninterest expense$16,142,000336
Salaries and employee benefits$10,031,000255
Premises and equipment expense$1,205,000536
Additional noninterest expense$4,906,000391
Pre-tax net operating income$1,626,000935
Securities gains (losses)$01,772
Applicable income taxes$516,000732
Income before extraordinary items$1,110,0001,106
Extraordinary gains, net$09
Net income$1,110,0001,105
Minority interest net income$086
Net income of bank and minority interests.$1,110,0001,106
Net charge-offs$968,000879
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$122,000250
Net operating income$1,110,0001,074
2010-12-31 (YTD Data)Rank
Total interest income$57,975,000512
Total interest expense$18,723,000420
Net interest income$39,252,000555
Provision for loan and lease losses$11,157,000613
Total noninterest income$37,477,000245
Gross Fiduciary activities income$2,851,000204
Service charges on deposit accounts$1,336,0001,125
Trading account gains and fees$6,687,00053
Additional Noninterest Income$26,603,000237
Total noninterest expense$61,898,000355
Salaries and employee benefits$37,562,000254
Premises and equipment expense$4,982,000515
Additional noninterest expense$19,354,000418
Pre-tax net operating income$3,674,0001,366
Securities gains (losses)$912,000531
Applicable income taxes$1,565,000880
Income before extraordinary items$3,021,0001,393
Extraordinary gains, net$029
Net income$3,021,0001,396
Minority interest net income$0111
Net income of bank and minority interests.$3,021,0001,397
Net charge-offs$13,065,000488
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$443,000490
Net operating income$2,419,0801,642
2010-09-30 (YTD Data)Rank
Total interest income$41,413,000537
Total interest expense$14,557,000421
Net interest income$26,856,000603
Provision for loan and lease losses$9,554,000515
Total noninterest income$25,864,000259
Gross Fiduciary activities income$1,718,000233
Service charges on deposit accounts$1,008,0001,144
Trading account gains and fees$4,871,00050
Additional Noninterest Income$18,267,000246
Total noninterest expense$45,302,000352
Salaries and employee benefits$27,157,000258
Premises and equipment expense$3,701,000515
Additional noninterest expense$14,444,000400
Pre-tax net operating income$-2,136,0007,092
Securities gains (losses)$904,000449
Applicable income taxes$-585,0007,393
Income before extraordinary items$-647,0006,748
Extraordinary gains, net$023
Net income$-647,0006,749
Minority interest net income$0110
Net income of bank and minority interests.$-647,0006,749
Net charge-offs$11,314,000413
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$336,000427
Net operating income$-1,225,5606,926
2010-06-30 (YTD Data)Rank
Total interest income$27,882,000537
Total interest expense$9,913,000429
Net interest income$17,969,000602
Provision for loan and lease losses$8,085,000421
Total noninterest income$16,687,000261
Gross Fiduciary activities income$1,135,000239
Service charges on deposit accounts$649,0001,203
Trading account gains and fees$2,843,00052
Additional Noninterest Income$12,060,000238
Total noninterest expense$29,001,000371
Salaries and employee benefits$17,691,000267
Premises and equipment expense$2,400,000532
Additional noninterest expense$8,910,000426
Pre-tax net operating income$-2,430,0007,337
Securities gains (losses)$7,0002,699
Applicable income taxes$-1,023,0007,618
Income before extraordinary items$-1,400,0007,216
Extraordinary gains, net$019
Net income$-1,400,0007,215
Minority interest net income$0105
Net income of bank and minority interests.$-1,400,0007,216
Net charge-offs$8,218,000386
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$216,000364
Net operating income$-1,404,4807,203
2010-03-31 (YTD Data)Rank
Total interest income$13,426,000575
Total interest expense$5,121,000436
Net interest income$8,305,000652
Provision for loan and lease losses$5,018,000373
Total noninterest income$8,603,000253
Gross Fiduciary activities income$533,000247
Service charges on deposit accounts$332,0001,180
Trading account gains and fees$1,611,00050
Additional Noninterest Income$6,127,000239
Total noninterest expense$14,862,000358
Salaries and employee benefits$8,718,000280
Premises and equipment expense$1,218,000542
Additional noninterest expense$4,926,000385
Pre-tax net operating income$-2,972,0007,689
Securities gains (losses)$7,0001,814
Applicable income taxes$-1,207,0007,815
Income before extraordinary items$-1,758,0007,613
Extraordinary gains, net$016
Net income$-1,758,0007,615
Minority interest net income$091
Net income of bank and minority interests.$-1,758,0007,615
Net charge-offs$5,916,000294
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$100,000313
Net operating income$-1,762,4807,609
2009-12-31 (YTD Data)Rank
Total interest income$50,070,000651
Total interest expense$24,751,000453
Net interest income$25,319,000856
Provision for loan and lease losses$24,699,000422
Total noninterest income$30,402,000292
Gross Fiduciary activities income$354,000626
Service charges on deposit accounts$1,121,0001,512
Trading account gains and fees$5,342,00059
Additional Noninterest Income$23,585,000253
Total noninterest expense$49,389,000432
Salaries and employee benefits$27,855,000349
Premises and equipment expense$4,776,000556
Additional noninterest expense$16,758,000504
Pre-tax net operating income$-18,367,0007,687
Securities gains (losses)$115,0002,023
Applicable income taxes$-7,234,0007,829
Income before extraordinary items$-11,018,0007,586
Extraordinary gains, net$034
Net income$-11,018,0007,584
Minority interest net income$0115
Net income of bank and minority interests.$-11,018,0007,585
Net charge-offs$19,969,000414
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$328,000616
Net operating income$-11,091,6007,591
2009-09-30 (YTD Data)Rank
Total interest income$36,381,000694
Total interest expense$18,610,000481
Net interest income$17,771,000917
Provision for loan and lease losses$19,901,000388
Total noninterest income$22,238,000304
Gross Fiduciary activities income$256,000634
Service charges on deposit accounts$826,0001,542
Trading account gains and fees$3,937,00066
Additional Noninterest Income$17,219,000254
Total noninterest expense$36,199,000446
Salaries and employee benefits$20,403,000369
Premises and equipment expense$3,593,000562
Additional noninterest expense$12,203,000493
Pre-tax net operating income$-16,091,0007,839
Securities gains (losses)$115,0001,717
Applicable income taxes$-6,289,0007,926
Income before extraordinary items$-9,687,0007,769
Extraordinary gains, net$027
Net income$-9,687,0007,768
Minority interest net income$0118
Net income of bank and minority interests.$-9,687,0007,769
Net charge-offs$16,102,000364
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$325,000500
Net operating income$-9,760,6007,779
2009-06-30 (YTD Data)Rank
Total interest income$22,834,000761
Total interest expense$12,235,000520
Net interest income$10,599,0001,031
Provision for loan and lease losses$7,170,000579
Total noninterest income$14,703,000299
Gross Fiduciary activities income$166,000643
Service charges on deposit accounts$548,0001,524
Trading account gains and fees$2,334,00068
Additional Noninterest Income$11,655,000255
Total noninterest expense$23,692,000465
Salaries and employee benefits$13,312,000384
Premises and equipment expense$2,387,000579
Additional noninterest expense$7,993,000509
Pre-tax net operating income$-5,560,0007,767
Securities gains (losses)$115,0001,386
Applicable income taxes$-2,172,0007,909
Income before extraordinary items$-3,273,0007,654
Extraordinary gains, net$021
Net income$-3,273,0007,653
Minority interest net income$0112
Net income of bank and minority interests.$-3,273,0007,653
Net charge-offs$4,425,000632
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$258,000439
Net operating income$-3,346,6007,672
2009-03-31 (YTD Data)Rank
Total interest income$10,812,000813
Total interest expense$6,162,000532
Net interest income$4,650,0001,191
Provision for loan and lease losses$3,275,000532
Total noninterest income$7,107,000285
Gross Fiduciary activities income$84,000643
Service charges on deposit accounts$262,0001,546
Trading account gains and fees$1,104,00066
Additional Noninterest Income$5,657,000240
Total noninterest expense$11,157,000465
Salaries and employee benefits$6,484,000392
Premises and equipment expense$1,212,000580
Additional noninterest expense$3,461,000502
Pre-tax net operating income$-2,675,0007,919
Securities gains (losses)$-42,0007,929
Applicable income taxes$-1,024,0008,010
Income before extraordinary items$-1,693,0007,865
Extraordinary gains, net$015
Net income$-1,693,0007,866
Minority interest net income$0102
Net income of bank and minority interests.$-1,693,0007,866
Net charge-offs$1,220,000857
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$128,000328
Net operating income$-1,666,1207,847
2008-12-31 (YTD Data)Rank
Total interest income$45,047,000839
Total interest expense$25,996,000604
Net interest income$19,051,0001,165
Provision for loan and lease losses$8,911,000652
Total noninterest income$32,093,000249
Gross Fiduciary activities income$514,000566
Service charges on deposit accounts$1,000,0001,759
Trading account gains and fees$4,481,00054
Additional Noninterest Income$26,098,000203
Total noninterest expense$43,937,000469
Salaries and employee benefits$25,132,000386
Premises and equipment expense$4,588,000607
Additional noninterest expense$14,217,000495
Pre-tax net operating income$-1,704,0007,269
Securities gains (losses)$248,000624
Applicable income taxes$-497,0007,494
Income before extraordinary items$-959,0006,969
Extraordinary gains, net$039
Net income$-959,0006,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,849,000598
Cash dividends$6,050,000466
Sale, conversion, retirement of capital stock, net$640,000497
Net operating income$-1,122,6807,171
2008-09-30 (YTD Data)Rank
Total interest income$34,320,000841
Total interest expense$19,886,000630
Net interest income$14,434,0001,168
Provision for loan and lease losses$8,911,000440
Total noninterest income$25,003,000255
Gross Fiduciary activities income$414,000559
Service charges on deposit accounts$753,0001,766
Trading account gains and fees$3,484,00050
Additional Noninterest Income$20,352,000210
Total noninterest expense$33,615,000457
Salaries and employee benefits$19,699,000386
Premises and equipment expense$3,300,000636
Additional noninterest expense$10,616,000468
Pre-tax net operating income$-3,089,0008,028
Securities gains (losses)$419,000362
Applicable income taxes$-1,229,0008,102
Income before extraordinary items$-1,441,0007,683
Extraordinary gains, net$031
Net income$-1,441,0007,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,786,000454
Cash dividends$6,050,000375
Sale, conversion, retirement of capital stock, net$502,000376
Net operating income$-1,709,1607,866
2008-06-30 (YTD Data)Rank
Total interest income$23,379,000828
Total interest expense$13,566,000637
Net interest income$9,813,0001,121
Provision for loan and lease losses$3,732,000523
Total noninterest income$17,918,000252
Gross Fiduciary activities income$286,000560
Service charges on deposit accounts$509,0001,735
Trading account gains and fees$2,321,00056
Additional Noninterest Income$14,802,000208
Total noninterest expense$22,676,000456
Salaries and employee benefits$13,548,000377
Premises and equipment expense$2,207,000628
Additional noninterest expense$6,921,000469
Pre-tax net operating income$1,323,0002,437
Securities gains (losses)$-81,0008,252
Applicable income taxes$280,0002,295
Income before extraordinary items$962,0002,653
Extraordinary gains, net$021
Net income$962,0002,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,870,000429
Cash dividends$6,050,000281
Sale, conversion, retirement of capital stock, net$330,000321
Net operating income$1,024,3702,481
2008-03-31 (YTD Data)Rank
Total interest income$12,332,000813
Total interest expense$7,157,000648
Net interest income$5,175,0001,041
Provision for loan and lease losses$1,469,000487
Total noninterest income$8,525,000267
Gross Fiduciary activities income$152,000554
Service charges on deposit accounts$246,0001,749
Trading account gains and fees$2,312,00050
Additional Noninterest Income$5,815,000251
Total noninterest expense$11,255,000448
Salaries and employee benefits$6,704,000386
Premises and equipment expense$1,115,000623
Additional noninterest expense$3,436,000456
Pre-tax net operating income$976,0001,829
Securities gains (losses)$-82,0008,415
Applicable income taxes$297,0001,491
Income before extraordinary items$597,0002,322
Extraordinary gains, net$015
Net income$597,0002,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000589
Cash dividends$5,125,000177
Sale, conversion, retirement of capital stock, net$172,000233
Net operating income$651,9402,086
2007-12-31 (YTD Data)Rank
Total interest income$59,034,000703
Total interest expense$33,878,000592
Net interest income$25,156,000878
Provision for loan and lease losses$806,0001,669
Total noninterest income$31,229,000271
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$745,0002,251
Trading account gains and fees$6,439,00047
Additional Noninterest Income$24,045,000230
Total noninterest expense$45,443,000440
Salaries and employee benefits$26,586,000383
Premises and equipment expense$4,998,000530
Additional noninterest expense$13,859,000455
Pre-tax net operating income$10,136,000836
Securities gains (losses)$60,000738
Applicable income taxes$3,207,000763
Income before extraordinary items$6,989,000934
Extraordinary gains, net$039
Net income$6,989,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,973
Cash dividends$4,175,000875
Sale, conversion, retirement of capital stock, net$1,759,000375
Net operating income$6,947,600926
2007-09-30 (YTD Data)Rank
Total interest income$44,996,000692
Total interest expense$25,841,000582
Net interest income$19,155,000855
Provision for loan and lease losses$202,0002,984
Total noninterest income$22,658,000279
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$516,0002,382
Trading account gains and fees$4,419,00047
Additional Noninterest Income$17,723,000237
Total noninterest expense$34,045,000431
Salaries and employee benefits$19,609,000387
Premises and equipment expense$3,800,000525
Additional noninterest expense$10,636,000428
Pre-tax net operating income$7,566,000915
Securities gains (losses)$5,0001,185
Applicable income taxes$2,396,000822
Income before extraordinary items$5,175,0001,015
Extraordinary gains, net$033
Net income$5,175,0001,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,141
Cash dividends$2,375,0001,071
Sale, conversion, retirement of capital stock, net$641,000370
Net operating income$5,171,6001,000
2007-06-30 (YTD Data)Rank
Total interest income$30,101,000709
Total interest expense$17,704,000579
Net interest income$12,397,000901
Provision for loan and lease losses$65,0003,914
Total noninterest income$15,518,000290
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$309,0002,591
Trading account gains and fees$2,802,00054
Additional Noninterest Income$12,407,000246
Total noninterest expense$22,812,000446
Salaries and employee benefits$13,030,000396
Premises and equipment expense$2,518,000543
Additional noninterest expense$7,264,000433
Pre-tax net operating income$5,038,000955
Securities gains (losses)$5,0001,010
Applicable income taxes$1,559,000887
Income before extraordinary items$3,484,0001,036
Extraordinary gains, net$029
Net income$3,484,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-82,0008,402
Cash dividends$625,0002,124
Sale, conversion, retirement of capital stock, net$440,000316
Net operating income$3,480,5501,019
2007-03-31 (YTD Data)Rank
Total interest income$15,071,000699
Total interest expense$8,808,000571
Net interest income$6,263,000892
Provision for loan and lease losses$05,779
Total noninterest income$7,428,000293
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$144,0002,677
Trading account gains and fees$971,00060
Additional Noninterest Income$6,313,000235
Total noninterest expense$11,307,000448
Salaries and employee benefits$6,393,000408
Premises and equipment expense$1,209,000562
Additional noninterest expense$3,705,000416
Pre-tax net operating income$2,384,000987
Securities gains (losses)$01,187
Applicable income taxes$771,000898
Income before extraordinary items$1,613,0001,091
Extraordinary gains, net$022
Net income$1,613,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,450
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$201,000242
Net operating income$1,613,0001,075
2006-12-31 (YTD Data)Rank
Total interest income$58,089,000665
Total interest expense$32,103,000538
Net interest income$25,986,000852
Provision for loan and lease losses$249,0003,119
Total noninterest income$27,876,000290
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$572,0002,785
Trading account gains and fees$179,00091
Additional Noninterest Income$27,125,000216
Total noninterest expense$43,964,000445
Salaries and employee benefits$24,896,000398
Premises and equipment expense$4,448,000565
Additional noninterest expense$14,620,000412
Pre-tax net operating income$9,649,0001,009
Securities gains (losses)$-38,0007,833
Applicable income taxes$3,078,000918
Income before extraordinary items$6,533,0001,130
Extraordinary gains, net$051
Net income$6,533,0001,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0001,708
Cash dividends$4,850,000733
Sale, conversion, retirement of capital stock, net$1,054,000486
Net operating income$6,558,8401,115
2006-09-30 (YTD Data)Rank
Total interest income$42,736,000680
Total interest expense$23,189,000554
Net interest income$19,547,000865
Provision for loan and lease losses$222,0002,706
Total noninterest income$20,718,000304
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$434,0002,781
Trading account gains and fees$107,00094
Additional Noninterest Income$20,177,000227
Total noninterest expense$33,261,000446
Salaries and employee benefits$18,855,000401
Premises and equipment expense$3,381,000571
Additional noninterest expense$11,025,000422
Pre-tax net operating income$6,782,0001,129
Securities gains (losses)$-38,0008,080
Applicable income taxes$2,159,0001,037
Income before extraordinary items$4,585,0001,238
Extraordinary gains, net$045
Net income$4,585,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,215
Cash dividends$3,750,000694
Sale, conversion, retirement of capital stock, net$1,002,000371
Net operating income$4,610,8401,220
2006-06-30 (YTD Data)Rank
Total interest income$27,866,000686
Total interest expense$14,763,000552
Net interest income$13,103,000864
Provision for loan and lease losses$125,0002,925
Total noninterest income$14,266,000305
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$291,0002,723
Trading account gains and fees$59,00094
Additional Noninterest Income$13,916,000227
Total noninterest expense$22,489,000445
Salaries and employee benefits$12,791,000399
Premises and equipment expense$2,242,000583
Additional noninterest expense$7,456,000421
Pre-tax net operating income$4,755,0001,071
Securities gains (losses)$-25,0008,157
Applicable income taxes$1,545,000966
Income before extraordinary items$3,185,0001,196
Extraordinary gains, net$039
Net income$3,185,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,000733
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$772,000286
Net operating income$3,201,7501,177
2006-03-31 (YTD Data)Rank
Total interest income$13,322,000692
Total interest expense$6,820,000558
Net interest income$6,502,000869
Provision for loan and lease losses$103,0001,966
Total noninterest income$7,354,000293
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$141,0002,720
Trading account gains and fees$5,000101
Additional Noninterest Income$7,208,000221
Total noninterest expense$11,533,000433
Salaries and employee benefits$6,659,000383
Premises and equipment expense$1,144,000559
Additional noninterest expense$3,730,000415
Pre-tax net operating income$2,220,0001,115
Securities gains (losses)$11,000557
Applicable income taxes$737,0001,006
Income before extraordinary items$1,494,0001,241
Extraordinary gains, net$021
Net income$1,494,0001,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,000548
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$524,000179
Net operating income$1,486,6301,229
2005-12-31 (YTD Data)Rank
Total interest income$47,175,000684
Total interest expense$22,114,000540
Net interest income$25,061,000854
Provision for loan and lease losses$980,0001,057
Total noninterest income$30,197,000287
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$552,0002,833
Trading account gains and fees$381,00083
Additional Noninterest Income$29,264,000228
Total noninterest expense$42,912,000446
Salaries and employee benefits$24,346,000393
Premises and equipment expense$4,482,000546
Additional noninterest expense$14,084,000432
Pre-tax net operating income$11,366,000868
Securities gains (losses)$105,000687
Applicable income taxes$3,842,000796
Income before extraordinary items$7,629,000944
Extraordinary gains, net$046
Net income$7,629,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,216,000585
Cash dividends$10,300,000374
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,558,650935
2005-09-30 (YTD Data)Rank
Total interest income$34,242,000687
Total interest expense$15,814,000531
Net interest income$18,428,000858
Provision for loan and lease losses$886,000856
Total noninterest income$22,127,000297
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$401,0002,910
Trading account gains and fees$376,00074
Additional Noninterest Income$21,350,000237
Total noninterest expense$33,224,000426
Salaries and employee benefits$18,772,000379
Premises and equipment expense$3,355,000540
Additional noninterest expense$11,097,000416
Pre-tax net operating income$6,445,0001,116
Securities gains (losses)$107,000636
Applicable income taxes$2,087,0001,026
Income before extraordinary items$4,465,0001,214
Extraordinary gains, net$035
Net income$4,465,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$901,000537
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,392,2401,208
2005-06-30 (YTD Data)Rank
Total interest income$22,291,000691
Total interest expense$10,203,000516
Net interest income$12,088,000866
Provision for loan and lease losses$602,000814
Total noninterest income$15,344,000288
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$266,0002,873
Trading account gains and fees$358,00069
Additional Noninterest Income$14,720,000231
Total noninterest expense$22,650,000415
Salaries and employee benefits$12,943,000367
Premises and equipment expense$2,247,000533
Additional noninterest expense$7,460,000408
Pre-tax net operating income$4,180,0001,119
Securities gains (losses)$98,000570
Applicable income taxes$1,380,0001,026
Income before extraordinary items$2,898,0001,218
Extraordinary gains, net$030
Net income$2,898,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,000468
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,831,3601,217
2005-03-31 (YTD Data)Rank
Total interest income$10,645,000703
Total interest expense$4,781,000517
Net interest income$5,864,000889
Provision for loan and lease losses$339,000689
Total noninterest income$7,875,000274
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$125,0002,945
Trading account gains and fees$181,00077
Additional Noninterest Income$7,569,000225
Total noninterest expense$11,663,000396
Salaries and employee benefits$6,763,000349
Premises and equipment expense$1,105,000544
Additional noninterest expense$3,795,000394
Pre-tax net operating income$1,737,0001,325
Securities gains (losses)$01,685
Applicable income taxes$538,0001,262
Income before extraordinary items$1,199,0001,415
Extraordinary gains, net$024
Net income$1,199,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,000357
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,199,0001,393
2004-12-31 (YTD Data)Rank
Total interest income$37,336,000746
Total interest expense$16,978,000494
Net interest income$20,358,000972
Provision for loan and lease losses$1,190,000906
Total noninterest income$33,028,000274
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$657,0002,518
Trading account gains and fees$715,00076
Additional Noninterest Income$31,656,000225
Total noninterest expense$44,185,000411
Salaries and employee benefits$24,720,000370
Premises and equipment expense$3,804,000610
Additional noninterest expense$15,661,000385
Pre-tax net operating income$8,011,0001,093
Securities gains (losses)$389,000532
Applicable income taxes$2,658,000989
Income before extraordinary items$5,742,0001,134
Extraordinary gains, net$034
Net income$5,742,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$982,000790
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,477,4801,160
2004-09-30 (YTD Data)Rank
Total interest income$27,479,000755
Total interest expense$12,406,000489
Net interest income$15,073,000974
Provision for loan and lease losses$957,000808
Total noninterest income$24,784,000279
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$493,0002,527
Trading account gains and fees$527,00074
Additional Noninterest Income$23,764,000227
Total noninterest expense$32,790,000420
Salaries and employee benefits$18,473,000372
Premises and equipment expense$2,840,000614
Additional noninterest expense$11,477,000389
Pre-tax net operating income$6,110,0001,084
Securities gains (losses)$292,000611
Applicable income taxes$2,014,0001,006
Income before extraordinary items$4,388,0001,121
Extraordinary gains, net$026
Net income$4,388,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$504,000940
Cash dividends$2,500,000802
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,186,5201,143
2004-06-30 (YTD Data)Rank
Total interest income$17,962,000766
Total interest expense$8,032,000497
Net interest income$9,930,000980
Provision for loan and lease losses$713,000715
Total noninterest income$17,364,000273
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$333,0002,497
Trading account gains and fees$356,00082
Additional Noninterest Income$16,675,000226
Total noninterest expense$22,469,000409
Salaries and employee benefits$12,652,000365
Premises and equipment expense$1,874,000617
Additional noninterest expense$7,943,000372
Pre-tax net operating income$4,112,0001,057
Securities gains (losses)$71,0001,244
Applicable income taxes$1,296,0001,044
Income before extraordinary items$2,887,0001,134
Extraordinary gains, net$021
Net income$2,887,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,000851
Cash dividends$2,500,000580
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,838,0101,109
2004-03-31 (YTD Data)Rank
Total interest income$9,009,000777
Total interest expense$3,985,000511
Net interest income$5,024,000976
Provision for loan and lease losses$275,000887
Total noninterest income$8,907,000269
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$169,0002,416
Trading account gains and fees$185,00069
Additional Noninterest Income$8,553,000223
Total noninterest expense$11,221,000408
Salaries and employee benefits$6,422,000368
Premises and equipment expense$959,000611
Additional noninterest expense$3,840,000382
Pre-tax net operating income$2,435,000884
Securities gains (losses)$71,000997
Applicable income taxes$825,000872
Income before extraordinary items$1,681,000970
Extraordinary gains, net$016
Net income$1,681,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,713
Cash dividends$2,500,000314
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,633,430949
2003-12-31 (YTD Data)Rank
Total interest income$35,433,000804
Total interest expense$16,142,000561
Net interest income$19,291,0001,002
Provision for loan and lease losses$1,881,000682
Total noninterest income$31,947,000291
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$647,0002,533
Trading account gains and fees$651,00087
Additional Noninterest Income$30,649,000239
Total noninterest expense$42,149,000435
Salaries and employee benefits$24,938,000368
Premises and equipment expense$3,707,000613
Additional noninterest expense$13,504,000439
Pre-tax net operating income$7,208,0001,163
Securities gains (losses)$93,0001,959
Applicable income taxes$2,196,0001,201
Income before extraordinary items$5,105,0001,257
Extraordinary gains, net$054
Net income$5,105,0001,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$975,000949
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,039,9001,201
2003-09-30 (YTD Data)Rank
Total interest income$26,422,000827
Total interest expense$11,969,000592
Net interest income$14,453,0001,009
Provision for loan and lease losses$1,278,000733
Total noninterest income$23,754,000303
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$488,0002,531
Trading account gains and fees$604,00087
Additional Noninterest Income$22,662,000246
Total noninterest expense$31,480,000445
Salaries and employee benefits$18,296,000381
Premises and equipment expense$2,774,000626
Additional noninterest expense$10,410,000443
Pre-tax net operating income$5,449,0001,190
Securities gains (losses)$88,0001,858
Applicable income taxes$1,669,0001,230
Income before extraordinary items$3,868,0001,271
Extraordinary gains, net$040
Net income$3,868,0001,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,268
Cash dividends$2,500,000846
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,806,4001,222
2003-06-30 (YTD Data)Rank
Total interest income$17,344,000845
Total interest expense$8,018,000608
Net interest income$9,326,0001,044
Provision for loan and lease losses$843,000739
Total noninterest income$15,193,000313
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$334,0002,436
Trading account gains and fees$655,00074
Additional Noninterest Income$14,204,000258
Total noninterest expense$20,305,000458
Salaries and employee benefits$11,818,000396
Premises and equipment expense$1,857,000626
Additional noninterest expense$6,630,000455
Pre-tax net operating income$3,371,0001,263
Securities gains (losses)$99,0001,527
Applicable income taxes$1,016,0001,355
Income before extraordinary items$2,454,0001,349
Extraordinary gains, net$030
Net income$2,454,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,794
Cash dividends$2,500,000602
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,383,7101,291
2003-03-31 (YTD Data)Rank
Total interest income$8,439,000874
Total interest expense$3,974,000622
Net interest income$4,465,0001,100
Provision for loan and lease losses$417,000704
Total noninterest income$7,119,000332
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$175,0002,269
Trading account gains and fees$497,00065
Additional Noninterest Income$6,447,000276
Total noninterest expense$9,794,000470
Salaries and employee benefits$5,748,000401
Premises and equipment expense$899,000647
Additional noninterest expense$3,147,000474
Pre-tax net operating income$1,373,0001,531
Securities gains (losses)$67,0001,226
Applicable income taxes$397,0001,632
Income before extraordinary items$1,043,0001,542
Extraordinary gains, net$021
Net income$1,043,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,802
Cash dividends$2,500,000329
Sale, conversion, retirement of capital stock, net$0419
Net operating income$994,7601,514
2002-12-31 (YTD Data)Rank
Total interest income$33,087,000923
Total interest expense$16,080,000702
Net interest income$17,007,0001,141
Provision for loan and lease losses$1,670,000860
Total noninterest income$11,284,000583
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$700,0002,249
Trading account gains and fees$57,000114
Additional Noninterest Income$10,527,000427
Total noninterest expense$18,762,000841
Salaries and employee benefits$10,466,000777
Premises and equipment expense$2,098,0001,056
Additional noninterest expense$6,198,000812
Pre-tax net operating income$7,859,0001,081
Securities gains (losses)$-58,0009,086
Applicable income taxes$2,551,0001,064
Income before extraordinary items$5,250,0001,191
Extraordinary gains, net$070
Net income$5,250,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,107,000870
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,288,8601,141
2001-12-31 (YTD Data)Rank
Total interest income$32,394,0001,052
Total interest expense$17,703,000923
Net interest income$14,691,0001,204
Provision for loan and lease losses$1,251,0001,048
Total noninterest income$3,822,0001,229
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$658,0002,270
Trading account gains and fees$0177
Additional Noninterest Income$3,164,000905
Total noninterest expense$9,578,0001,532
Salaries and employee benefits$4,653,0001,611
Premises and equipment expense$1,553,0001,376
Additional noninterest expense$3,372,0001,391
Pre-tax net operating income$7,684,000982
Securities gains (losses)$18,0003,221
Applicable income taxes$2,812,000884
Income before extraordinary items$4,890,0001,113
Extraordinary gains, net$-85,0009,523
Net income$4,805,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0001,217
Cash dividends$3,500,000807
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,878,4801,080
2000-12-31 (YTD Data)Rank
Total interest income$30,770,0001,144
Total interest expense$18,646,000964
Net interest income$12,124,0001,447
Provision for loan and lease losses$982,0001,086
Total noninterest income$2,008,0001,872
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$565,0002,419
Trading account gains and fees$0180
Additional Noninterest Income$1,443,0001,427
Total noninterest expense$7,806,0001,787
Salaries and employee benefits$3,580,0001,991
Premises and equipment expense$1,440,0001,445
Additional noninterest expense$2,786,0001,601
Pre-tax net operating income$5,344,0001,383
Securities gains (losses)$-24,0008,832
Applicable income taxes$1,909,0001,211
Income before extraordinary items$3,411,0001,546
Extraordinary gains, net$038
Net income$3,411,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$659,0001,013
Cash dividends$4,000,000747
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,426,3601,527
1999-12-31 (YTD Data)Rank
Total interest income$22,262,0001,464
Total interest expense$12,717,0001,195
Net interest income$9,545,0001,828
Provision for loan and lease losses$798,0001,192
Total noninterest income$1,686,0002,116
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$464,0002,813
Trading account gains and fees$1,000170
Additional Noninterest Income$1,221,0001,616
Total noninterest expense$7,248,0001,897
Salaries and employee benefits$3,348,0002,096
Premises and equipment expense$1,160,0001,765
Additional noninterest expense$2,740,0001,632
Pre-tax net operating income$3,185,0002,279
Securities gains (losses)$03,155
Applicable income taxes$1,122,0002,028
Income before extraordinary items$2,063,0002,512
Extraordinary gains, net$035
Net income$2,063,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$554,0001,126
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,063,0002,471
1998-12-31 (YTD Data)Rank
Total interest income$20,172,0001,610
Total interest expense$12,335,0001,266
Net interest income$7,837,0002,179
Provision for loan and lease losses$1,560,000688
Total noninterest income$2,043,0001,803
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$305,0003,899
Trading account gains and fees$0224
Additional Noninterest Income$1,738,0001,273
Total noninterest expense$7,114,0001,829
Salaries and employee benefits$3,342,0002,011
Premises and equipment expense$1,204,0001,635
Additional noninterest expense$2,568,0001,669
Pre-tax net operating income$1,206,0004,869
Securities gains (losses)$04,449
Applicable income taxes$413,0004,334
Income before extraordinary items$793,0005,215
Extraordinary gains, net$032
Net income$793,0005,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,028,000738
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$793,0005,123
1997-12-31 (YTD Data)Rank
Total interest income$15,574,0002,095
Total interest expense$9,406,0001,643
Net interest income$6,168,0002,830
Provision for loan and lease losses$540,0001,667
Total noninterest income$955,0003,151
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$253,0004,626
Trading account gains and fees$0239
Additional Noninterest Income$702,0002,217
Total noninterest expense$5,773,0002,235
Salaries and employee benefits$2,877,0002,298
Premises and equipment expense$894,0002,197
Additional noninterest expense$2,002,0002,090
Pre-tax net operating income$810,0006,504
Securities gains (losses)$03,944
Applicable income taxes$-264,00010,817
Income before extraordinary items$1,074,0004,439
Extraordinary gains, net$044
Net income$1,074,0004,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,164
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,074,0004,374
1996-12-31 (YTD Data)Rank
Total interest income$8,965,0003,633
Total interest expense$5,418,0002,813
Net interest income$3,547,0004,776
Provision for loan and lease losses$460,0001,847
Total noninterest income$665,0004,260
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$142,0006,615
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,831
Total noninterest expense$4,918,0002,777
Salaries and employee benefits$2,632,0002,535
Premises and equipment expense$741,0002,634
Additional noninterest expense$1,545,0003,050
Pre-tax net operating income$-1,166,00011,357
Securities gains (losses)$04,148
Applicable income taxes$-431,00011,341
Income before extraordinary items$-735,00011,321
Extraordinary gains, net$053
Net income$-735,00011,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,890
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-735,00011,297
1995-12-31 (YTD Data)Rank
Total interest income$4,623,0006,326
Total interest expense$2,841,0005,012
Net interest income$1,782,0007,810
Provision for loan and lease losses$428,0001,773
Total noninterest income$249,0007,709
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0009,371
Trading account gains and feesNANA
Additional Noninterest Income$203,0005,099
Total noninterest expense$2,372,0005,221
Salaries and employee benefits$1,189,0005,255
Premises and equipment expense$133,0008,707
Additional noninterest expense$1,050,0004,186
Pre-tax net operating income$-769,00011,848
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-769,00011,844
Extraordinary gains, net$065
Net income$-769,00011,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,621
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$3,000,000164
Net operating income$-769,00011,833
1994-12-31 (YTD Data)Rank
Total interest income$437,00012,448
Total interest expense$246,00012,217
Net interest income$191,00012,514
Provision for loan and lease losses$50,0006,087
Total noninterest income$5,00012,510
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,00010,846
Trading account gains and feesNANA
Additional Noninterest Income$4,00012,414
Total noninterest expense$730,00010,561
Salaries and employee benefits$303,00011,175
Premises and equipment expense$35,00012,105
Additional noninterest expense$392,0008,903
Pre-tax net operating income$-584,00012,402
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$-584,00012,370
Extraordinary gains, net$0249
Net income$-584,00012,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-584,00012,379

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.