Home > Whitaker Bank > Income and Expense

Whitaker Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,423,000678
Total interest expense$6,419,0001,745
Net interest income$67,004,000535
Provision for loan and lease losses$-603,0004,485
Total noninterest income$15,692,000551
Gross Fiduciary activities income$3,520,000316
Service charges on deposit accounts$4,033,000324
Trading account gains and fees$0123
Additional Noninterest Income$8,139,000627
Total noninterest expense$51,142,000559
Salaries and employee benefits$22,758,000665
Premises and equipment expense$8,508,000340
Additional noninterest expense$8,139,000627
Pre-tax net operating income$32,157,000491
Securities gains (losses)$-953,0004,286
Applicable income taxes$6,599,000453
Income before extraordinary items$24,605,000501
Extraordinary gains, net$054
Net income$24,605,000507
Minority interest net income$088
Net income of bank and minority interests.$24,605,000503
Net charge-offs$-990,0004,568
Cash dividends$12,000,000428
Sale, conversion, retirement of capital stock, net$0540
Net operating income$25,357,870505
2023-09-30 (YTD Data)Rank
Total interest income$54,103,000681
Total interest expense$4,186,0001,781
Net interest income$49,917,000539
Provision for loan and lease losses$300,0001,340
Total noninterest income$11,799,000554
Gross Fiduciary activities income$2,582,000313
Service charges on deposit accounts$3,046,000320
Trading account gains and fees$0125
Additional Noninterest Income$6,171,000637
Total noninterest expense$38,281,000558
Salaries and employee benefits$16,863,000680
Premises and equipment expense$6,495,000340
Additional noninterest expense$6,171,000637
Pre-tax net operating income$23,135,000511
Securities gains (losses)$-943,0004,441
Applicable income taxes$4,534,000489
Income before extraordinary items$17,658,000534
Extraordinary gains, net$052
Net income$17,658,000538
Minority interest net income$081
Net income of bank and minority interests.$17,658,000534
Net charge-offs$-736,0004,584
Cash dividends$9,000,000397
Sale, conversion, retirement of capital stock, net$0507
Net operating income$18,412,400519
2023-06-30 (YTD Data)Rank
Total interest income$35,423,000672
Total interest expense$2,471,0001,768
Net interest income$32,952,000544
Provision for loan and lease losses$300,0001,014
Total noninterest income$7,961,000533
Gross Fiduciary activities income$1,672,000311
Service charges on deposit accounts$2,061,000306
Trading account gains and fees$0112
Additional Noninterest Income$4,228,000594
Total noninterest expense$25,199,000550
Salaries and employee benefits$11,127,000678
Premises and equipment expense$4,322,000332
Additional noninterest expense$4,228,000594
Pre-tax net operating income$15,414,000509
Securities gains (losses)$-474,0004,472
Applicable income taxes$3,086,000483
Income before extraordinary items$11,854,000525
Extraordinary gains, net$051
Net income$11,854,000533
Minority interest net income$081
Net income of bank and minority interests.$11,854,000524
Net charge-offs$-445,0004,598
Cash dividends$6,000,000389
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,228,460516
2023-03-31 (YTD Data)Rank
Total interest income$17,339,000681
Total interest expense$1,139,0001,685
Net interest income$16,200,000553
Provision for loan and lease losses$02,612
Total noninterest income$3,702,000557
Gross Fiduciary activities income$771,000340
Service charges on deposit accounts$1,054,000311
Trading account gains and fees$097
Additional Noninterest Income$1,877,000638
Total noninterest expense$12,462,000566
Salaries and employee benefits$5,365,000724
Premises and equipment expense$2,298,000325
Additional noninterest expense$1,877,000638
Pre-tax net operating income$7,440,000540
Securities gains (losses)$-470,0004,543
Applicable income taxes$1,408,000530
Income before extraordinary items$5,562,000577
Extraordinary gains, net$04
Net income$5,562,000576
Minority interest net income$048
Net income of bank and minority interests.$5,562,000576
Net charge-offs$-365,0004,638
Cash dividends$3,000,000371
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,938,000549
2022-12-31 (YTD Data)Rank
Total interest income$61,067,000628
Total interest expense$2,384,0001,411
Net interest income$58,683,000589
Provision for loan and lease losses$-2,000,0004,655
Total noninterest income$15,149,000577
Gross Fiduciary activities income$3,444,000323
Service charges on deposit accounts$4,286,000322
Trading account gains and fees$0116
Additional Noninterest Income$7,419,000683
Total noninterest expense$48,156,000565
Salaries and employee benefits$20,568,000731
Premises and equipment expense$9,126,000319
Additional noninterest expense$7,419,000683
Pre-tax net operating income$27,676,000604
Securities gains (losses)$-187,0004,088
Applicable income taxes$5,549,000567
Income before extraordinary items$21,940,000608
Extraordinary gains, net$05
Net income$21,940,000609
Minority interest net income$063
Net income of bank and minority interests.$21,940,000609
Net charge-offs$-1,504,0004,677
Cash dividends$12,000,000409
Sale, conversion, retirement of capital stock, net$0568
Net operating income$22,089,600618
2022-09-30 (YTD Data)Rank
Total interest income$44,083,000624
Total interest expense$1,741,0001,146
Net interest income$42,342,000594
Provision for loan and lease losses$-2,000,0004,696
Total noninterest income$11,480,000580
Gross Fiduciary activities income$2,494,000327
Service charges on deposit accounts$3,230,000319
Trading account gains and fees$0111
Additional Noninterest Income$5,756,000681
Total noninterest expense$36,584,000549
Salaries and employee benefits$15,641,000716
Premises and equipment expense$6,917,000318
Additional noninterest expense$5,756,000681
Pre-tax net operating income$19,238,000633
Securities gains (losses)$-171,0004,332
Applicable income taxes$3,931,000595
Income before extraordinary items$15,136,000644
Extraordinary gains, net$04
Net income$15,136,000644
Minority interest net income$057
Net income of bank and minority interests.$15,136,000644
Net charge-offs$-1,464,0004,711
Cash dividends$9,000,000386
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,271,090649
2022-06-30 (YTD Data)Rank
Total interest income$27,681,000626
Total interest expense$1,067,0001,079
Net interest income$26,614,000608
Provision for loan and lease losses$-2,000,0004,703
Total noninterest income$7,821,000566
Gross Fiduciary activities income$1,641,000296
Service charges on deposit accounts$2,121,000318
Trading account gains and fees$0108
Additional Noninterest Income$4,059,000678
Total noninterest expense$23,977,000549
Salaries and employee benefits$10,310,000716
Premises and equipment expense$4,668,000307
Additional noninterest expense$8,999,000467
Pre-tax net operating income$12,458,000612
Securities gains (losses)$-143,0004,420
Applicable income taxes$2,570,000563
Income before extraordinary items$9,745,000618
Extraordinary gains, net$04
Net income$9,745,000618
Minority interest net income$060
Net income of bank and minority interests.$9,745,000618
Net charge-offs$-1,093,0004,734
Cash dividends$6,000,000380
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,857,970620
2022-03-31 (YTD Data)Rank
Total interest income$13,151,000637
Total interest expense$524,0001,047
Net interest income$12,627,000617
Provision for loan and lease losses$-1,000,0004,682
Total noninterest income$3,704,000603
Gross Fiduciary activities income$823,000294
Service charges on deposit accounts$1,080,000310
Trading account gains and fees$0103
Additional Noninterest Income$1,801,000741
Total noninterest expense$11,983,000548
Salaries and employee benefits$5,070,000727
Premises and equipment expense$2,378,000305
Additional noninterest expense$4,535,000458
Pre-tax net operating income$5,348,000657
Securities gains (losses)$-77,0004,504
Applicable income taxes$1,120,000597
Income before extraordinary items$4,151,000682
Extraordinary gains, net$04
Net income$4,151,000682
Minority interest net income$050
Net income of bank and minority interests.$4,151,000682
Net charge-offs$-648,0004,757
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,211,830676
2021-12-31 (YTD Data)Rank
Total interest income$56,277,000608
Total interest expense$2,512,0001,081
Net interest income$53,765,000581
Provision for loan and lease losses$03,064
Total noninterest income$14,409,000660
Gross Fiduciary activities income$3,651,000276
Service charges on deposit accounts$3,695,000347
Trading account gains and fees$0132
Additional Noninterest Income$7,063,000842
Total noninterest expense$50,175,000536
Salaries and employee benefits$22,380,000649
Premises and equipment expense$9,299,000315
Additional noninterest expense$18,496,000449
Pre-tax net operating income$17,999,000805
Securities gains (losses)$524,000349
Applicable income taxes$3,620,000769
Income before extraordinary items$14,903,000820
Extraordinary gains, net$010
Net income$14,903,000821
Minority interest net income$074
Net income of bank and minority interests.$14,903,000821
Net charge-offs$269,000886
Cash dividends$12,000,000424
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,483,800831
2021-09-30 (YTD Data)Rank
Total interest income$43,380,000604
Total interest expense$1,931,0001,110
Net interest income$41,449,000581
Provision for loan and lease losses$02,963
Total noninterest income$10,601,000680
Gross Fiduciary activities income$2,820,000270
Service charges on deposit accounts$2,670,000351
Trading account gains and fees$0132
Additional Noninterest Income$5,111,000887
Total noninterest expense$36,722,000545
Salaries and employee benefits$16,460,000664
Premises and equipment expense$6,700,000329
Additional noninterest expense$13,562,000460
Pre-tax net operating income$15,328,000750
Securities gains (losses)$536,000308
Applicable income taxes$3,273,000710
Income before extraordinary items$12,591,000772
Extraordinary gains, net$08
Net income$12,591,000772
Minority interest net income$069
Net income of bank and minority interests.$12,591,000772
Net charge-offs$180,000836
Cash dividends$9,000,000411
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,167,560771
2021-06-30 (YTD Data)Rank
Total interest income$30,313,000567
Total interest expense$1,338,0001,114
Net interest income$28,975,000542
Provision for loan and lease losses$02,862
Total noninterest income$6,477,000721
Gross Fiduciary activities income$1,844,000271
Service charges on deposit accounts$1,686,000353
Trading account gains and fees$0133
Additional Noninterest Income$2,947,000988
Total noninterest expense$24,592,000537
Salaries and employee benefits$11,404,000644
Premises and equipment expense$4,360,000336
Additional noninterest expense$8,828,000459
Pre-tax net operating income$10,860,000707
Securities gains (losses)$468,000285
Applicable income taxes$2,267,000687
Income before extraordinary items$9,061,000717
Extraordinary gains, net$06
Net income$9,061,000717
Minority interest net income$067
Net income of bank and minority interests.$9,061,000717
Net charge-offs$390,000464
Cash dividends$6,000,000387
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,686,600720
2021-03-31 (YTD Data)Rank
Total interest income$15,262,000569
Total interest expense$700,0001,135
Net interest income$14,562,000535
Provision for loan and lease losses$02,741
Total noninterest income$3,094,000737
Gross Fiduciary activities income$868,000275
Service charges on deposit accounts$893,000327
Trading account gains and fees$0127
Additional Noninterest Income$1,333,0001,054
Total noninterest expense$11,965,000543
Salaries and employee benefits$5,342,000682
Premises and equipment expense$2,233,000333
Additional noninterest expense$4,390,000447
Pre-tax net operating income$5,691,000696
Securities gains (losses)$112,000453
Applicable income taxes$1,150,000678
Income before extraordinary items$4,653,000710
Extraordinary gains, net$03
Net income$4,653,000710
Minority interest net income$055
Net income of bank and minority interests.$4,653,000710
Net charge-offs$1,201,000168
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,563,400711
2020-12-31 (YTD Data)Rank
Total interest income$57,625,000588
Total interest expense$3,220,0001,397
Net interest income$54,405,000541
Provision for loan and lease losses$2,700,000867
Total noninterest income$13,176,000673
Gross Fiduciary activities income$3,276,000268
Service charges on deposit accounts$3,915,000300
Trading account gains and fees$0133
Additional Noninterest Income$5,985,000908
Total noninterest expense$48,829,000524
Salaries and employee benefits$22,409,000634
Premises and equipment expense$8,285,000346
Additional noninterest expense$18,135,000441
Pre-tax net operating income$16,052,000699
Securities gains (losses)$30,0001,946
Applicable income taxes$2,130,000907
Income before extraordinary items$13,952,000709
Extraordinary gains, net$04
Net income$13,952,000709
Minority interest net income$072
Net income of bank and minority interests.$13,952,000709
Net charge-offs$-345,0004,927
Cash dividends$11,000,000420
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,925,900684
2020-09-30 (YTD Data)Rank
Total interest income$32,345,000779
Total interest expense$1,795,0001,833
Net interest income$30,550,000701
Provision for loan and lease losses$1,200,0001,222
Total noninterest income$7,790,000748
Gross Fiduciary activities income$2,349,000269
Service charges on deposit accounts$2,349,000362
Trading account gains and fees$0125
Additional Noninterest Income$3,092,0001,138
Total noninterest expense$28,547,000642
Salaries and employee benefits$13,249,000787
Premises and equipment expense$4,920,000413
Additional noninterest expense$10,378,000535
Pre-tax net operating income$8,593,000914
Securities gains (losses)$2,0002,375
Applicable income taxes$1,061,0001,142
Income before extraordinary items$7,534,000913
Extraordinary gains, net$04
Net income$7,534,000913
Minority interest net income$065
Net income of bank and minority interests.$7,534,000913
Net charge-offs$-598,0004,997
Cash dividends$6,000,000513
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,532,240880
2020-06-30 (YTD Data)Rank
Total interest income$22,488,000745
Total interest expense$1,211,0001,909
Net interest income$21,277,000665
Provision for loan and lease losses$600,0001,444
Total noninterest income$5,166,000709
Gross Fiduciary activities income$1,505,000277
Service charges on deposit accounts$1,612,000353
Trading account gains and fees$0123
Additional Noninterest Income$2,049,0001,074
Total noninterest expense$18,970,000640
Salaries and employee benefits$8,929,000775
Premises and equipment expense$3,235,000419
Additional noninterest expense$6,806,000541
Pre-tax net operating income$6,873,000705
Securities gains (losses)$-28,0004,886
Applicable income taxes$1,012,000824
Income before extraordinary items$5,833,000742
Extraordinary gains, net$04
Net income$5,833,000743
Minority interest net income$065
Net income of bank and minority interests.$5,833,000742
Net charge-offs$273,000851
Cash dividends$4,000,000512
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,856,800706
2020-03-31 (YTD Data)Rank
Total interest income$10,377,000820
Total interest expense$606,0002,042
Net interest income$9,771,000704
Provision for loan and lease losses$03,711
Total noninterest income$2,576,000682
Gross Fiduciary activities income$701,000293
Service charges on deposit accounts$1,014,000336
Trading account gains and fees$0106
Additional Noninterest Income$861,0001,082
Total noninterest expense$9,381,000647
Salaries and employee benefits$4,199,000810
Premises and equipment expense$1,636,000418
Additional noninterest expense$3,546,000522
Pre-tax net operating income$2,966,000743
Securities gains (losses)$1,0001,614
Applicable income taxes$449,000804
Income before extraordinary items$2,518,000762
Extraordinary gains, net$04
Net income$2,518,000762
Minority interest net income$056
Net income of bank and minority interests.$2,518,000762
Net charge-offs$195,000643
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,517,150744
2019-12-31 (YTD Data)Rank
Total interest income$44,408,000764
Total interest expense$2,617,0001,982
Net interest income$41,791,000662
Provision for loan and lease losses$-200,0005,033
Total noninterest income$12,381,000597
Gross Fiduciary activities income$3,328,000264
Service charges on deposit accounts$4,367,000320
Trading account gains and fees$0135
Additional Noninterest Income$4,686,000869
Total noninterest expense$39,996,000585
Salaries and employee benefits$18,449,000728
Premises and equipment expense$6,712,000393
Additional noninterest expense$14,835,000485
Pre-tax net operating income$14,376,000774
Securities gains (losses)$5,0002,084
Applicable income taxes$1,620,0001,045
Income before extraordinary items$12,761,000760
Extraordinary gains, net$011
Net income$12,761,000761
Minority interest net income$076
Net income of bank and minority interests.$12,761,000761
Net charge-offs$736,000818
Cash dividends$6,750,000639
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,756,550746
2019-09-30 (YTD Data)Rank
Total interest income$33,320,000771
Total interest expense$1,985,0001,986
Net interest income$31,335,000666
Provision for loan and lease losses$-200,0005,137
Total noninterest income$9,296,000595
Gross Fiduciary activities income$2,488,000268
Service charges on deposit accounts$3,258,000323
Trading account gains and fees$0129
Additional Noninterest Income$3,550,000855
Total noninterest expense$31,174,000564
Salaries and employee benefits$14,353,000699
Premises and equipment expense$5,073,000391
Additional noninterest expense$11,748,000466
Pre-tax net operating income$9,657,000868
Securities gains (losses)$5,0001,837
Applicable income taxes$512,0001,779
Income before extraordinary items$9,150,000800
Extraordinary gains, net$011
Net income$9,150,000801
Minority interest net income$072
Net income of bank and minority interests.$9,150,000801
Net charge-offs$705,000615
Cash dividends$4,750,000641
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,145,250781
2019-06-30 (YTD Data)Rank
Total interest income$22,096,000774
Total interest expense$1,294,0001,997
Net interest income$20,802,000667
Provision for loan and lease losses$03,685
Total noninterest income$6,346,000573
Gross Fiduciary activities income$1,581,000273
Service charges on deposit accounts$2,135,000327
Trading account gains and fees$0131
Additional Noninterest Income$2,630,000779
Total noninterest expense$20,945,000561
Salaries and employee benefits$9,600,000694
Premises and equipment expense$3,323,000404
Additional noninterest expense$8,022,000458
Pre-tax net operating income$6,203,000876
Securities gains (losses)$5,0001,370
Applicable income taxes$881,000985
Income before extraordinary items$5,327,000881
Extraordinary gains, net$011
Net income$5,327,000881
Minority interest net income$069
Net income of bank and minority interests.$5,327,000881
Net charge-offs$207,000972
Cash dividends$2,750,000698
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,322,700868
2019-03-31 (YTD Data)Rank
Total interest income$10,944,000781
Total interest expense$644,0001,957
Net interest income$10,300,000671
Provision for loan and lease losses$03,406
Total noninterest income$2,938,000592
Gross Fiduciary activities income$755,000276
Service charges on deposit accounts$1,062,000323
Trading account gains and fees$0126
Additional Noninterest Income$1,121,000831
Total noninterest expense$10,493,000551
Salaries and employee benefits$4,700,000703
Premises and equipment expense$1,730,000394
Additional noninterest expense$4,063,000447
Pre-tax net operating income$2,745,000936
Securities gains (losses)$01,087
Applicable income taxes$360,0001,124
Income before extraordinary items$2,385,000942
Extraordinary gains, net$05
Net income$2,385,000940
Minority interest net income$052
Net income of bank and minority interests.$2,385,000941
Net charge-offs$-45,0005,048
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,385,000925
2018-12-31 (YTD Data)Rank
Total interest income$45,390,000706
Total interest expense$2,641,0001,581
Net interest income$42,749,000645
Provision for loan and lease losses$850,0001,006
Total noninterest income$13,077,000564
Gross Fiduciary activities income$3,161,000274
Service charges on deposit accounts$4,530,000324
Trading account gains and fees$0126
Additional Noninterest Income$5,386,000770
Total noninterest expense$41,324,000541
Salaries and employee benefits$18,618,000684
Premises and equipment expense$6,667,000399
Additional noninterest expense$16,039,000449
Pre-tax net operating income$13,652,000809
Securities gains (losses)$20,000574
Applicable income taxes$1,982,000878
Income before extraordinary items$11,690,000809
Extraordinary gains, net$06
Net income$11,690,000807
Minority interest net income$072
Net income of bank and minority interests.$11,690,000808
Net charge-offs$2,567,000309
Cash dividends$1,300,0001,905
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,672,800807
2018-09-30 (YTD Data)Rank
Total interest income$33,900,000693
Total interest expense$2,011,0001,484
Net interest income$31,889,000646
Provision for loan and lease losses$850,000746
Total noninterest income$9,798,000570
Gross Fiduciary activities income$2,323,000277
Service charges on deposit accounts$3,397,000320
Trading account gains and fees$0138
Additional Noninterest Income$4,078,000771
Total noninterest expense$31,694,000526
Salaries and employee benefits$14,290,000658
Premises and equipment expense$5,003,000402
Additional noninterest expense$12,401,000432
Pre-tax net operating income$9,143,000902
Securities gains (losses)$21,000556
Applicable income taxes$1,243,0001,014
Income before extraordinary items$7,921,000871
Extraordinary gains, net$05
Net income$7,921,000869
Minority interest net income$066
Net income of bank and minority interests.$7,921,000870
Net charge-offs$224,0001,162
Cash dividends$1,300,0001,441
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,902,940866
2018-06-30 (YTD Data)Rank
Total interest income$22,505,000689
Total interest expense$1,368,0001,394
Net interest income$21,137,000648
Provision for loan and lease losses$850,000535
Total noninterest income$5,630,000629
Gross Fiduciary activities income$1,509,000282
Service charges on deposit accounts$2,211,000324
Trading account gains and fees$0130
Additional Noninterest Income$1,910,000968
Total noninterest expense$21,341,000523
Salaries and employee benefits$9,554,000659
Premises and equipment expense$3,355,000405
Additional noninterest expense$8,432,000433
Pre-tax net operating income$4,576,0001,095
Securities gains (losses)$17,000504
Applicable income taxes$489,0001,429
Income before extraordinary items$4,104,0001,061
Extraordinary gains, net$06
Net income$4,104,0001,060
Minority interest net income$065
Net income of bank and minority interests.$4,104,0001,060
Net charge-offs$215,000898
Cash dividends$1,300,0001,081
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,088,8701,056
2018-03-31 (YTD Data)Rank
Total interest income$11,167,000684
Total interest expense$699,0001,308
Net interest income$10,468,000644
Provision for loan and lease losses$03,508
Total noninterest income$2,875,000614
Gross Fiduciary activities income$723,000288
Service charges on deposit accounts$1,098,000323
Trading account gains and fees$0123
Additional Noninterest Income$1,054,000901
Total noninterest expense$10,662,000524
Salaries and employee benefits$4,683,000686
Premises and equipment expense$1,643,000414
Additional noninterest expense$4,336,000417
Pre-tax net operating income$2,681,000951
Securities gains (losses)$7,000490
Applicable income taxes$325,0001,157
Income before extraordinary items$2,363,000923
Extraordinary gains, net$07
Net income$2,363,000923
Minority interest net income$052
Net income of bank and minority interests.$2,363,000923
Net charge-offs$36,0001,357
Cash dividends$1,300,000588
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,356,840919
2017-12-31 (YTD Data)Rank
Total interest income$44,872,000644
Total interest expense$3,062,0001,065
Net interest income$41,810,000605
Provision for loan and lease losses$375,0001,724
Total noninterest income$11,097,000639
Gross Fiduciary activities income$2,587,000299
Service charges on deposit accounts$4,579,000312
Trading account gains and fees$0151
Additional Noninterest Income$3,931,000964
Total noninterest expense$41,439,000526
Salaries and employee benefits$18,510,000661
Premises and equipment expense$6,160,000425
Additional noninterest expense$16,769,000429
Pre-tax net operating income$11,093,000912
Securities gains (losses)$-443,0005,579
Applicable income taxes$3,070,000946
Income before extraordinary items$7,580,000948
Extraordinary gains, net$09
Net income$7,580,000948
Minority interest net income$076
Net income of bank and minority interests.$7,580,000948
Net charge-offs$1,872,000427
Cash dividends$5,225,000651
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,894,530901
2017-09-30 (YTD Data)Rank
Total interest income$33,559,000640
Total interest expense$2,330,0001,031
Net interest income$31,229,000604
Provision for loan and lease losses$375,0001,412
Total noninterest income$8,004,000665
Gross Fiduciary activities income$1,871,000302
Service charges on deposit accounts$3,442,000316
Trading account gains and fees$0145
Additional Noninterest Income$2,691,0001,055
Total noninterest expense$31,869,000515
Salaries and employee benefits$14,751,000613
Premises and equipment expense$4,473,000438
Additional noninterest expense$12,645,000421
Pre-tax net operating income$6,989,0001,068
Securities gains (losses)$-10,0005,399
Applicable income taxes$1,183,0001,307
Income before extraordinary items$5,796,0001,031
Extraordinary gains, net$09
Net income$5,796,0001,030
Minority interest net income$071
Net income of bank and minority interests.$5,796,0001,031
Net charge-offs$1,605,000356
Cash dividends$3,600,000664
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,804,3001,013
2017-06-30 (YTD Data)Rank
Total interest income$22,195,000635
Total interest expense$1,574,000991
Net interest income$20,621,000604
Provision for loan and lease losses$375,0001,030
Total noninterest income$5,639,000638
Gross Fiduciary activities income$1,260,000299
Service charges on deposit accounts$2,251,000315
Trading account gains and fees$0139
Additional Noninterest Income$2,128,000919
Total noninterest expense$20,972,000519
Salaries and employee benefits$9,767,000622
Premises and equipment expense$2,945,000442
Additional noninterest expense$8,260,000424
Pre-tax net operating income$4,913,0001,013
Securities gains (losses)$2,0001,641
Applicable income taxes$887,0001,195
Income before extraordinary items$4,028,000964
Extraordinary gains, net$011
Net income$4,028,000965
Minority interest net income$071
Net income of bank and minority interests.$4,028,000964
Net charge-offs$480,000582
Cash dividends$1,800,000827
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,026,360952
2017-03-31 (YTD Data)Rank
Total interest income$10,971,000639
Total interest expense$796,000963
Net interest income$10,175,000607
Provision for loan and lease losses$03,537
Total noninterest income$2,793,000630
Gross Fiduciary activities income$600,000309
Service charges on deposit accounts$1,124,000312
Trading account gains and fees$0142
Additional Noninterest Income$1,069,000913
Total noninterest expense$10,447,000526
Salaries and employee benefits$4,802,000641
Premises and equipment expense$1,479,000455
Additional noninterest expense$4,166,000430
Pre-tax net operating income$2,521,000953
Securities gains (losses)$01,153
Applicable income taxes$475,0001,122
Income before extraordinary items$2,046,000925
Extraordinary gains, net$08
Net income$2,046,000926
Minority interest net income$055
Net income of bank and minority interests.$2,046,000925
Net charge-offs$194,000617
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,046,000911
2016-12-31 (YTD Data)Rank
Total interest income$45,597,000590
Total interest expense$3,447,000852
Net interest income$42,150,000571
Provision for loan and lease losses$464,0001,553
Total noninterest income$11,843,000609
Gross Fiduciary activities income$2,310,000307
Service charges on deposit accounts$5,249,000286
Trading account gains and fees$0170
Additional Noninterest Income$4,284,000946
Total noninterest expense$43,407,000509
Salaries and employee benefits$18,606,000633
Premises and equipment expense$6,093,000434
Additional noninterest expense$18,708,000392
Pre-tax net operating income$10,122,000921
Securities gains (losses)$21,0002,341
Applicable income taxes$1,922,0001,081
Income before extraordinary items$8,221,000904
Extraordinary gains, net$05
Net income$8,221,000903
Minority interest net income$082
Net income of bank and minority interests.$8,221,000903
Net charge-offs$1,611,000455
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,203,990881
2016-09-30 (YTD Data)Rank
Total interest income$34,437,000579
Total interest expense$2,618,000837
Net interest income$31,819,000568
Provision for loan and lease losses$164,0002,268
Total noninterest income$8,903,000608
Gross Fiduciary activities income$1,691,000312
Service charges on deposit accounts$4,046,000282
Trading account gains and fees$0169
Additional Noninterest Income$3,166,000950
Total noninterest expense$33,048,000504
Salaries and employee benefits$14,171,000622
Premises and equipment expense$4,588,000436
Additional noninterest expense$14,289,000383
Pre-tax net operating income$7,510,000938
Securities gains (losses)$-1,0005,663
Applicable income taxes$1,388,0001,140
Income before extraordinary items$6,121,000907
Extraordinary gains, net$05
Net income$6,121,000906
Minority interest net income$071
Net income of bank and minority interests.$6,121,000907
Net charge-offs$1,247,000409
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,121,820883
2016-06-30 (YTD Data)Rank
Total interest income$22,890,000585
Total interest expense$1,764,000828
Net interest income$21,126,000567
Provision for loan and lease losses$164,0001,827
Total noninterest income$5,715,000621
Gross Fiduciary activities income$1,105,000316
Service charges on deposit accounts$2,656,000288
Trading account gains and fees$0157
Additional Noninterest Income$1,954,000980
Total noninterest expense$21,955,000507
Salaries and employee benefits$9,222,000636
Premises and equipment expense$2,925,000445
Additional noninterest expense$9,808,000379
Pre-tax net operating income$4,722,000976
Securities gains (losses)$7,0002,354
Applicable income taxes$820,0001,227
Income before extraordinary items$3,909,000935
Extraordinary gains, net$016
Net income$3,909,000933
Minority interest net income$071
Net income of bank and minority interests.$3,909,000934
Net charge-offs$-86,0005,665
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,903,190904
2016-03-31 (YTD Data)Rank
Total interest income$11,443,000580
Total interest expense$893,000814
Net interest income$10,550,000569
Provision for loan and lease losses$164,0001,099
Total noninterest income$2,717,000627
Gross Fiduciary activities income$533,000319
Service charges on deposit accounts$1,322,000281
Trading account gains and fees$0142
Additional Noninterest Income$862,0001,042
Total noninterest expense$11,014,000504
Salaries and employee benefits$4,456,000668
Premises and equipment expense$1,447,000453
Additional noninterest expense$5,111,000367
Pre-tax net operating income$2,089,0001,048
Securities gains (losses)$3,0001,822
Applicable income taxes$326,0001,400
Income before extraordinary items$1,766,0001,020
Extraordinary gains, net$012
Net income$1,766,0001,021
Minority interest net income$062
Net income of bank and minority interests.$1,766,0001,021
Net charge-offs$154,000782
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,763,480990
2015-12-31 (YTD Data)Rank
Total interest income$46,889,000547
Total interest expense$3,984,000696
Net interest income$42,905,000537
Provision for loan and lease losses$2,886,000331
Total noninterest income$10,940,000632
Gross Fiduciary activities income$2,285,000312
Service charges on deposit accounts$5,484,000276
Trading account gains and fees$0159
Additional Noninterest Income$3,171,0001,126
Total noninterest expense$44,404,000485
Salaries and employee benefits$18,091,000631
Premises and equipment expense$5,748,000454
Additional noninterest expense$20,565,000363
Pre-tax net operating income$6,555,0001,263
Securities gains (losses)$60,0001,515
Applicable income taxes$833,0001,759
Income before extraordinary items$5,782,0001,210
Extraordinary gains, net$023
Net income$5,782,0001,210
Minority interest net income$081
Net income of bank and minority interests.$5,782,0001,210
Net charge-offs$4,729,000194
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,729,8001,190
2015-09-30 (YTD Data)Rank
Total interest income$35,504,000547
Total interest expense$3,055,000689
Net interest income$32,449,000535
Provision for loan and lease losses$2,031,000332
Total noninterest income$8,019,000655
Gross Fiduciary activities income$1,732,000312
Service charges on deposit accounts$4,031,000283
Trading account gains and fees$0153
Additional Noninterest Income$2,256,0001,170
Total noninterest expense$34,281,000484
Salaries and employee benefits$13,812,000626
Premises and equipment expense$4,441,000450
Additional noninterest expense$16,028,000351
Pre-tax net operating income$4,156,0001,478
Securities gains (losses)$25,0001,898
Applicable income taxes$338,0002,366
Income before extraordinary items$3,843,0001,337
Extraordinary gains, net$021
Net income$3,843,0001,337
Minority interest net income$078
Net income of bank and minority interests.$3,843,0001,337
Net charge-offs$2,800,000227
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,820,0001,313
2015-06-30 (YTD Data)Rank
Total interest income$23,399,000550
Total interest expense$2,060,000679
Net interest income$21,339,000541
Provision for loan and lease losses$1,476,000316
Total noninterest income$5,049,000683
Gross Fiduciary activities income$1,189,000310
Service charges on deposit accounts$2,587,000286
Trading account gains and fees$0157
Additional Noninterest Income$1,273,0001,320
Total noninterest expense$22,649,000484
Salaries and employee benefits$9,125,000627
Premises and equipment expense$2,943,000451
Additional noninterest expense$10,581,000353
Pre-tax net operating income$2,263,0001,716
Securities gains (losses)$25,0001,600
Applicable income taxes$65,0003,298
Income before extraordinary items$2,223,0001,486
Extraordinary gains, net$022
Net income$2,223,0001,488
Minority interest net income$075
Net income of bank and minority interests.$2,223,0001,488
Net charge-offs$1,886,000230
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,198,7501,470
2015-03-31 (YTD Data)Rank
Total interest income$11,680,000544
Total interest expense$1,043,000671
Net interest income$10,637,000538
Provision for loan and lease losses$183,000952
Total noninterest income$2,348,000696
Gross Fiduciary activities income$607,000303
Service charges on deposit accounts$1,278,000284
Trading account gains and fees$0152
Additional Noninterest Income$463,0001,594
Total noninterest expense$11,332,000481
Salaries and employee benefits$4,525,000637
Premises and equipment expense$1,479,000454
Additional noninterest expense$5,328,000345
Pre-tax net operating income$1,470,0001,366
Securities gains (losses)$3,0001,758
Applicable income taxes$150,0002,088
Income before extraordinary items$1,323,0001,266
Extraordinary gains, net$013
Net income$1,323,0001,267
Minority interest net income$064
Net income of bank and minority interests.$1,323,0001,268
Net charge-offs$308,000523
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,320,3001,227
2014-12-31 (YTD Data)Rank
Total interest income$49,956,000498
Total interest expense$4,722,000605
Net interest income$45,234,000484
Provision for loan and lease losses$5,753,000192
Total noninterest income$10,865,000604
Gross Fiduciary activities income$2,361,000306
Service charges on deposit accounts$5,702,000275
Trading account gains and fees$0180
Additional Noninterest Income$2,802,0001,141
Total noninterest expense$46,238,000465
Salaries and employee benefits$20,115,000537
Premises and equipment expense$5,785,000448
Additional noninterest expense$20,338,000362
Pre-tax net operating income$4,108,0001,800
Securities gains (losses)$-5,0005,949
Applicable income taxes$2,0004,394
Income before extraordinary items$4,101,0001,557
Extraordinary gains, net$017
Net income$4,101,0001,555
Minority interest net income$084
Net income of bank and minority interests.$4,101,0001,556
Net charge-offs$6,247,000197
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,106,0001,519
2014-09-30 (YTD Data)Rank
Total interest income$37,834,000490
Total interest expense$3,619,000597
Net interest income$34,215,000480
Provision for loan and lease losses$3,183,000234
Total noninterest income$8,374,000591
Gross Fiduciary activities income$1,738,000312
Service charges on deposit accounts$4,270,000270
Trading account gains and fees$0174
Additional Noninterest Income$2,366,0001,070
Total noninterest expense$35,098,000456
Salaries and employee benefits$15,355,000530
Premises and equipment expense$4,286,000455
Additional noninterest expense$15,457,000357
Pre-tax net operating income$4,308,0001,377
Securities gains (losses)$-7,0006,105
Applicable income taxes$418,0002,145
Income before extraordinary items$3,883,0001,247
Extraordinary gains, net$015
Net income$3,883,0001,244
Minority interest net income$081
Net income of bank and minority interests.$3,883,0001,246
Net charge-offs$3,667,000239
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,889,3001,232
2014-06-30 (YTD Data)Rank
Total interest income$25,482,000484
Total interest expense$2,459,000593
Net interest income$23,023,000470
Provision for loan and lease losses$1,970,000255
Total noninterest income$5,694,000582
Gross Fiduciary activities income$1,160,000313
Service charges on deposit accounts$2,764,000274
Trading account gains and fees$0172
Additional Noninterest Income$1,770,000980
Total noninterest expense$23,137,000465
Salaries and employee benefits$10,326,000529
Premises and equipment expense$2,792,000467
Additional noninterest expense$10,019,000362
Pre-tax net operating income$3,610,0001,110
Securities gains (losses)$-7,0006,249
Applicable income taxes$533,0001,485
Income before extraordinary items$3,070,0001,048
Extraordinary gains, net$020
Net income$3,070,0001,048
Minority interest net income$080
Net income of bank and minority interests.$3,070,0001,049
Net charge-offs$2,281,000258
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,075,9501,030
2014-03-31 (YTD Data)Rank
Total interest income$12,906,000476
Total interest expense$1,254,000592
Net interest income$11,652,000465
Provision for loan and lease losses$1,300,000203
Total noninterest income$2,862,000567
Gross Fiduciary activities income$560,000321
Service charges on deposit accounts$1,348,000278
Trading account gains and fees$0147
Additional Noninterest Income$954,000877
Total noninterest expense$11,504,000468
Salaries and employee benefits$5,188,000528
Premises and equipment expense$1,313,000495
Additional noninterest expense$5,003,000360
Pre-tax net operating income$1,710,0001,123
Securities gains (losses)$-6,0006,390
Applicable income taxes$229,0001,593
Income before extraordinary items$1,475,0001,068
Extraordinary gains, net$016
Net income$1,475,0001,069
Minority interest net income$066
Net income of bank and minority interests.$1,475,0001,069
Net charge-offs$2,065,000172
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,480,2201,036
2013-12-31 (YTD Data)Rank
Total interest income$55,264,000448
Total interest expense$5,950,000530
Net interest income$49,314,000441
Provision for loan and lease losses$10,683,000156
Total noninterest income$10,588,000638
Gross Fiduciary activities income$2,263,000304
Service charges on deposit accounts$5,891,000276
Trading account gains and fees$0184
Additional Noninterest Income$2,434,0001,323
Total noninterest expense$48,279,000450
Salaries and employee benefits$21,282,000515
Premises and equipment expense$6,151,000412
Additional noninterest expense$20,846,000365
Pre-tax net operating income$940,0004,169
Securities gains (losses)$328,000653
Applicable income taxes$-1,737,0006,718
Income before extraordinary items$3,005,0001,897
Extraordinary gains, net$029
Net income$3,005,0001,900
Minority interest net income$090
Net income of bank and minority interests.$3,005,0001,899
Net charge-offs$10,643,000170
Cash dividends$8,250,000377
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,677,0002,030
2013-09-30 (YTD Data)Rank
Total interest income$42,492,000443
Total interest expense$4,577,000533
Net interest income$37,915,000434
Provision for loan and lease losses$6,924,000171
Total noninterest income$8,809,000609
Gross Fiduciary activities income$1,697,000303
Service charges on deposit accounts$4,392,000277
Trading account gains and fees$0180
Additional Noninterest Income$2,720,0001,045
Total noninterest expense$36,885,000440
Salaries and employee benefits$16,128,000513
Premises and equipment expense$4,602,000415
Additional noninterest expense$16,155,000353
Pre-tax net operating income$2,915,0001,777
Securities gains (losses)$62,0001,516
Applicable income taxes$-51,0006,633
Income before extraordinary items$3,028,0001,493
Extraordinary gains, net$025
Net income$3,028,0001,495
Minority interest net income$084
Net income of bank and minority interests.$3,028,0001,496
Net charge-offs$5,475,000240
Cash dividends$2,500,000725
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,966,0001,478
2013-06-30 (YTD Data)Rank
Total interest income$28,487,000441
Total interest expense$3,113,000534
Net interest income$25,374,000428
Provision for loan and lease losses$4,649,000171
Total noninterest income$5,764,000614
Gross Fiduciary activities income$1,129,000304
Service charges on deposit accounts$2,865,000278
Trading account gains and fees$0157
Additional Noninterest Income$1,770,0001,070
Total noninterest expense$24,663,000441
Salaries and employee benefits$10,715,000514
Premises and equipment expense$3,027,000420
Additional noninterest expense$10,921,000346
Pre-tax net operating income$1,826,0001,866
Securities gains (losses)$62,0001,389
Applicable income taxes$-64,0006,721
Income before extraordinary items$1,952,0001,552
Extraordinary gains, net$022
Net income$1,952,0001,555
Minority interest net income$082
Net income of bank and minority interests.$1,952,0001,557
Net charge-offs$4,343,000227
Cash dividends$1,600,000751
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,890,0001,538
2013-03-31 (YTD Data)Rank
Total interest income$14,388,000440
Total interest expense$1,598,000540
Net interest income$12,790,000430
Provision for loan and lease losses$2,030,000202
Total noninterest income$2,987,000611
Gross Fiduciary activities income$536,000309
Service charges on deposit accounts$1,415,000277
Trading account gains and fees$0148
Additional Noninterest Income$1,036,000969
Total noninterest expense$12,064,000459
Salaries and employee benefits$5,348,000521
Premises and equipment expense$1,480,000433
Additional noninterest expense$5,236,000360
Pre-tax net operating income$1,683,0001,091
Securities gains (losses)$51,000914
Applicable income taxes$237,0001,550
Income before extraordinary items$1,497,0001,019
Extraordinary gains, net$010
Net income$1,497,0001,019
Minority interest net income$076
Net income of bank and minority interests.$1,497,0001,021
Net charge-offs$639,000656
Cash dividends$800,000657
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,453,1401,000
2012-12-31 (YTD Data)Rank
Total interest income$61,508,000425
Total interest expense$8,706,000482
Net interest income$52,802,000421
Provision for loan and lease losses$5,183,000489
Total noninterest income$11,316,000618
Gross Fiduciary activities income$2,194,000296
Service charges on deposit accounts$6,037,000264
Trading account gains and fees$0166
Additional Noninterest Income$3,085,0001,135
Total noninterest expense$47,402,000464
Salaries and employee benefits$21,479,000497
Premises and equipment expense$6,154,000403
Additional noninterest expense$19,769,000401
Pre-tax net operating income$11,533,000641
Securities gains (losses)$-119,0006,912
Applicable income taxes$2,449,000737
Income before extraordinary items$8,965,000677
Extraordinary gains, net$029
Net income$8,965,000677
Minority interest net income$093
Net income of bank and minority interests.$8,965,000677
Net charge-offs$5,750,000518
Cash dividends$7,750,000382
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,059,010638
2012-09-30 (YTD Data)Rank
Total interest income$46,663,000426
Total interest expense$6,862,000478
Net interest income$39,801,000422
Provision for loan and lease losses$2,108,000811
Total noninterest income$8,569,000613
Gross Fiduciary activities income$1,642,000295
Service charges on deposit accounts$4,501,000267
Trading account gains and fees$0157
Additional Noninterest Income$2,426,0001,094
Total noninterest expense$35,771,000455
Salaries and employee benefits$16,264,000489
Premises and equipment expense$4,547,000414
Additional noninterest expense$14,960,000391
Pre-tax net operating income$10,491,000559
Securities gains (losses)$-116,0007,031
Applicable income taxes$2,441,000597
Income before extraordinary items$7,934,000608
Extraordinary gains, net$020
Net income$7,934,000607
Minority interest net income$086
Net income of bank and minority interests.$7,934,000608
Net charge-offs$2,154,000877
Cash dividends$6,000,000312
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,022,160583
2012-06-30 (YTD Data)Rank
Total interest income$31,430,000428
Total interest expense$4,829,000463
Net interest income$26,601,000426
Provision for loan and lease losses$392,0002,106
Total noninterest income$5,818,000602
Gross Fiduciary activities income$1,093,000297
Service charges on deposit accounts$2,956,000267
Trading account gains and fees$0153
Additional Noninterest Income$1,769,0001,015
Total noninterest expense$23,734,000455
Salaries and employee benefits$10,790,000491
Premises and equipment expense$3,049,000414
Additional noninterest expense$9,895,000390
Pre-tax net operating income$8,293,000485
Securities gains (losses)$-70,0007,070
Applicable income taxes$2,129,000487
Income before extraordinary items$6,094,000530
Extraordinary gains, net$019
Net income$6,094,000530
Minority interest net income$084
Net income of bank and minority interests.$6,094,000530
Net charge-offs$1,289,000952
Cash dividends$6,000,000218
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,145,800504
2012-03-31 (YTD Data)Rank
Total interest income$15,941,000424
Total interest expense$2,547,000453
Net interest income$13,394,000419
Provision for loan and lease losses$-330,0007,254
Total noninterest income$2,824,000619
Gross Fiduciary activities income$518,000305
Service charges on deposit accounts$1,455,000264
Trading account gains and fees$0148
Additional Noninterest Income$851,0001,026
Total noninterest expense$11,960,000443
Salaries and employee benefits$5,391,000492
Premises and equipment expense$1,540,000407
Additional noninterest expense$5,029,000376
Pre-tax net operating income$4,588,000442
Securities gains (losses)$-32,0007,132
Applicable income taxes$1,218,000450
Income before extraordinary items$3,338,000480
Extraordinary gains, net$019
Net income$3,338,000481
Minority interest net income$078
Net income of bank and minority interests.$3,338,000481
Net charge-offs$587,000991
Cash dividends$1,000,000457
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,361,360466
2011-12-31 (YTD Data)Rank
Total interest income$67,434,000412
Total interest expense$14,455,000381
Net interest income$52,979,000417
Provision for loan and lease losses$4,462,000862
Total noninterest income$11,460,000551
Gross Fiduciary activities income$2,159,000254
Service charges on deposit accounts$6,289,000261
Trading account gains and fees$0146
Additional Noninterest Income$3,012,0001,039
Total noninterest expense$48,263,000435
Salaries and employee benefits$21,784,000455
Premises and equipment expense$6,128,000428
Additional noninterest expense$20,351,000387
Pre-tax net operating income$11,714,000537
Securities gains (losses)$24,0002,997
Applicable income taxes$2,782,000611
Income before extraordinary items$8,956,000587
Extraordinary gains, net$029
Net income$8,956,000586
Minority interest net income$096
Net income of bank and minority interests.$8,956,000588
Net charge-offs$3,692,0001,042
Cash dividends$3,700,000559
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,937,760568
2011-09-30 (YTD Data)Rank
Total interest income$51,119,000415
Total interest expense$11,636,000373
Net interest income$39,483,000424
Provision for loan and lease losses$3,040,000925
Total noninterest income$8,829,000550
Gross Fiduciary activities income$1,537,000263
Service charges on deposit accounts$4,689,000260
Trading account gains and fees$0145
Additional Noninterest Income$2,603,000930
Total noninterest expense$37,118,000417
Salaries and employee benefits$16,558,000441
Premises and equipment expense$4,609,000433
Additional noninterest expense$15,951,000362
Pre-tax net operating income$8,154,000595
Securities gains (losses)$12,0002,990
Applicable income taxes$1,877,000663
Income before extraordinary items$6,289,000639
Extraordinary gains, net$021
Net income$6,289,000638
Minority interest net income$087
Net income of bank and minority interests.$6,289,000639
Net charge-offs$937,0001,964
Cash dividends$2,500,000533
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,279,760611
2011-06-30 (YTD Data)Rank
Total interest income$34,633,000416
Total interest expense$8,325,000369
Net interest income$26,308,000429
Provision for loan and lease losses$1,916,000941
Total noninterest income$5,651,000575
Gross Fiduciary activities income$1,046,000257
Service charges on deposit accounts$2,996,000268
Trading account gains and fees$0153
Additional Noninterest Income$1,609,000966
Total noninterest expense$24,733,000425
Salaries and employee benefits$10,945,000447
Premises and equipment expense$3,052,000440
Additional noninterest expense$10,736,000364
Pre-tax net operating income$5,310,000596
Securities gains (losses)$25,0001,984
Applicable income taxes$1,199,000652
Income before extraordinary items$4,136,000631
Extraordinary gains, net$015
Net income$4,136,000630
Minority interest net income$089
Net income of bank and minority interests.$4,136,000631
Net charge-offs$481,0002,190
Cash dividends$500,0001,397
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,116,500609
2011-03-31 (YTD Data)Rank
Total interest income$17,576,000414
Total interest expense$4,448,000356
Net interest income$13,128,000432
Provision for loan and lease losses$894,000949
Total noninterest income$2,986,000552
Gross Fiduciary activities income$523,000262
Service charges on deposit accounts$1,422,000279
Trading account gains and fees$0158
Additional Noninterest Income$1,041,000802
Total noninterest expense$12,186,000428
Salaries and employee benefits$5,353,000470
Premises and equipment expense$1,513,000448
Additional noninterest expense$5,320,000363
Pre-tax net operating income$3,034,000548
Securities gains (losses)$-23,0007,255
Applicable income taxes$723,000562
Income before extraordinary items$2,288,000573
Extraordinary gains, net$09
Net income$2,288,000573
Minority interest net income$086
Net income of bank and minority interests.$2,288,000573
Net charge-offs$196,0002,140
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,305,480557
2010-12-31 (YTD Data)Rank
Total interest income$73,945,000411
Total interest expense$22,822,000334
Net interest income$51,123,000436
Provision for loan and lease losses$6,216,000966
Total noninterest income$9,166,000676
Gross Fiduciary activities income$1,0001,307
Service charges on deposit accounts$6,652,000242
Trading account gains and fees$0175
Additional Noninterest Income$2,513,0001,194
Total noninterest expense$46,766,000453
Salaries and employee benefits$20,066,000491
Premises and equipment expense$5,701,000453
Additional noninterest expense$20,999,000389
Pre-tax net operating income$7,307,000741
Securities gains (losses)$81,0002,336
Applicable income taxes$939,0001,286
Income before extraordinary items$6,449,000697
Extraordinary gains, net$029
Net income$6,449,000694
Minority interest net income$0111
Net income of bank and minority interests.$6,449,000698
Net charge-offs$5,833,000898
Cash dividends$3,000,000544
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,378,530674
2010-09-30 (YTD Data)Rank
Total interest income$55,676,000406
Total interest expense$17,630,000340
Net interest income$38,046,000437
Provision for loan and lease losses$2,898,0001,298
Total noninterest income$7,329,000636
Gross Fiduciary activities income$1,0001,261
Service charges on deposit accounts$5,039,000240
Trading account gains and fees$0165
Additional Noninterest Income$2,289,0001,005
Total noninterest expense$34,506,000449
Salaries and employee benefits$15,332,000478
Premises and equipment expense$4,027,000479
Additional noninterest expense$15,147,000384
Pre-tax net operating income$7,971,000537
Securities gains (losses)$108,0001,878
Applicable income taxes$1,761,000660
Income before extraordinary items$6,318,000542
Extraordinary gains, net$023
Net income$6,318,000543
Minority interest net income$0110
Net income of bank and minority interests.$6,318,000544
Net charge-offs$2,718,0001,233
Cash dividends$1,600,000672
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,233,760524
2010-06-30 (YTD Data)Rank
Total interest income$37,088,000412
Total interest expense$11,968,000348
Net interest income$25,120,000439
Provision for loan and lease losses$2,428,0001,101
Total noninterest income$5,089,000600
Gross Fiduciary activities income$1,0001,231
Service charges on deposit accounts$3,348,000245
Trading account gains and fees$0152
Additional Noninterest Income$1,740,000881
Total noninterest expense$23,032,000447
Salaries and employee benefits$10,202,000474
Premises and equipment expense$2,680,000482
Additional noninterest expense$10,150,000374
Pre-tax net operating income$4,749,000580
Securities gains (losses)$57,0001,801
Applicable income taxes$951,000750
Income before extraordinary items$3,855,000570
Extraordinary gains, net$019
Net income$3,855,000571
Minority interest net income$0105
Net income of bank and minority interests.$3,855,000571
Net charge-offs$2,295,0001,022
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,809,400560
2010-03-31 (YTD Data)Rank
Total interest income$18,516,000424
Total interest expense$6,155,000362
Net interest income$12,361,000457
Provision for loan and lease losses$1,434,000924
Total noninterest income$2,400,000622
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,564,000259
Trading account gains and fees$0175
Additional Noninterest Income$836,000910
Total noninterest expense$11,593,000446
Salaries and employee benefits$5,018,000485
Premises and equipment expense$1,339,000497
Additional noninterest expense$5,236,000366
Pre-tax net operating income$1,734,000784
Securities gains (losses)$50,0001,145
Applicable income taxes$238,0001,253
Income before extraordinary items$1,546,000716
Extraordinary gains, net$016
Net income$1,546,000719
Minority interest net income$091
Net income of bank and minority interests.$1,546,000720
Net charge-offs$1,500,000793
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,502,500711
2009-12-31 (YTD Data)Rank
Total interest income$74,392,000446
Total interest expense$28,093,000399
Net interest income$46,299,000462
Provision for loan and lease losses$4,898,0001,454
Total noninterest income$9,171,000694
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$6,731,000260
Trading account gains and fees$0211
Additional Noninterest Income$2,440,0001,193
Total noninterest expense$44,638,000481
Salaries and employee benefits$20,236,000475
Premises and equipment expense$5,051,000527
Additional noninterest expense$19,351,000447
Pre-tax net operating income$5,934,000725
Securities gains (losses)$-444,0007,571
Applicable income taxes$229,0002,267
Income before extraordinary items$5,261,000646
Extraordinary gains, net$034
Net income$5,261,000645
Minority interest net income$0115
Net income of bank and minority interests.$5,261,000647
Net charge-offs$4,071,0001,324
Cash dividends$3,200,000542
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,687,240589
2009-09-30 (YTD Data)Rank
Total interest income$55,867,000461
Total interest expense$21,503,000420
Net interest income$34,364,000474
Provision for loan and lease losses$2,056,0001,868
Total noninterest income$6,977,000685
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,909,000268
Trading account gains and fees$0212
Additional Noninterest Income$2,068,0001,119
Total noninterest expense$33,307,000481
Salaries and employee benefits$15,272,000488
Premises and equipment expense$3,843,000532
Additional noninterest expense$14,192,000435
Pre-tax net operating income$5,978,000574
Securities gains (losses)$-484,0007,748
Applicable income taxes$872,000933
Income before extraordinary items$4,622,000587
Extraordinary gains, net$027
Net income$4,622,000587
Minority interest net income$0118
Net income of bank and minority interests.$4,622,000589
Net charge-offs$1,914,0001,544
Cash dividends$1,700,000757
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,028,560527
2009-06-30 (YTD Data)Rank
Total interest income$36,952,000476
Total interest expense$14,498,000441
Net interest income$22,454,000490
Provision for loan and lease losses$779,0002,366
Total noninterest income$4,589,000697
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,132,000280
Trading account gains and fees$0193
Additional Noninterest Income$1,457,0001,127
Total noninterest expense$22,293,000490
Salaries and employee benefits$10,166,000497
Premises and equipment expense$2,546,000543
Additional noninterest expense$9,581,000439
Pre-tax net operating income$3,971,000565
Securities gains (losses)$-360,0007,868
Applicable income taxes$595,000937
Income before extraordinary items$3,016,000606
Extraordinary gains, net$021
Net income$3,016,000603
Minority interest net income$0112
Net income of bank and minority interests.$3,016,000606
Net charge-offs$699,0001,984
Cash dividends$1,700,000525
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,318,400515
2009-03-31 (YTD Data)Rank
Total interest income$18,509,000489
Total interest expense$7,305,000448
Net interest income$11,204,000485
Provision for loan and lease losses$366,0002,088
Total noninterest income$2,098,000722
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,423,000297
Trading account gains and fees$0171
Additional Noninterest Income$675,0001,145
Total noninterest expense$10,813,000482
Salaries and employee benefits$5,023,000509
Premises and equipment expense$1,249,000565
Additional noninterest expense$4,541,000403
Pre-tax net operating income$2,123,000572
Securities gains (losses)$-370,0008,087
Applicable income taxes$308,0001,032
Income before extraordinary items$1,445,000720
Extraordinary gains, net$015
Net income$1,445,000720
Minority interest net income$0102
Net income of bank and minority interests.$1,445,000722
Net charge-offs$252,0001,945
Cash dividends$1,700,000249
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,748,400533
2008-12-31 (YTD Data)Rank
Total interest income$79,183,000483
Total interest expense$33,215,000480
Net interest income$45,968,000482
Provision for loan and lease losses$8,125,000704
Total noninterest income$8,327,000691
Gross Fiduciary activities income$3,0001,325
Service charges on deposit accounts$6,221,000287
Trading account gains and fees$0154
Additional Noninterest Income$2,103,0001,258
Total noninterest expense$40,791,000502
Salaries and employee benefits$19,156,000504
Premises and equipment expense$4,973,000552
Additional noninterest expense$16,662,000442
Pre-tax net operating income$5,379,0001,032
Securities gains (losses)$-4,885,0008,081
Applicable income taxes$-890,0007,672
Income before extraordinary items$1,384,0002,662
Extraordinary gains, net$039
Net income$1,384,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,466,000463
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,269,000691
2008-09-30 (YTD Data)Rank
Total interest income$59,911,000500
Total interest expense$25,648,000494
Net interest income$34,263,000495
Provision for loan and lease losses$3,000,000903
Total noninterest income$6,741,000680
Gross Fiduciary activities income$3,0001,278
Service charges on deposit accounts$4,560,000304
Trading account gains and fees$0148
Additional Noninterest Income$2,178,0001,036
Total noninterest expense$30,677,000492
Salaries and employee benefits$14,535,000513
Premises and equipment expense$3,693,000563
Additional noninterest expense$12,449,000420
Pre-tax net operating income$7,327,000685
Securities gains (losses)$-4,764,0008,213
Applicable income taxes$157,0003,185
Income before extraordinary items$2,406,0001,516
Extraordinary gains, net$031
Net income$2,406,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,513,000578
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,884,160555
2008-06-30 (YTD Data)Rank
Total interest income$39,753,000506
Total interest expense$17,715,000493
Net interest income$22,038,000509
Provision for loan and lease losses$776,0001,441
Total noninterest income$4,276,000721
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,846,000320
Trading account gains and fees$0149
Additional Noninterest Income$1,430,0001,089
Total noninterest expense$19,489,000517
Salaries and employee benefits$9,376,000529
Premises and equipment expense$2,350,000593
Additional noninterest expense$7,763,000432
Pre-tax net operating income$6,049,000575
Securities gains (losses)$-7,0008,091
Applicable income taxes$1,584,000629
Income before extraordinary items$4,458,000616
Extraordinary gains, net$021
Net income$4,458,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,023,000853
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,463,180602
2008-03-31 (YTD Data)Rank
Total interest income$20,302,000509
Total interest expense$9,476,000499
Net interest income$10,826,000508
Provision for loan and lease losses$110,0002,589
Total noninterest income$2,129,000712
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,379,000323
Trading account gains and fees$0158
Additional Noninterest Income$750,0001,053
Total noninterest expense$9,770,000509
Salaries and employee benefits$4,604,000555
Premises and equipment expense$1,167,000596
Additional noninterest expense$3,999,000406
Pre-tax net operating income$3,075,000634
Securities gains (losses)$-32,0008,383
Applicable income taxes$841,000665
Income before extraordinary items$2,202,000702
Extraordinary gains, net$015
Net income$2,202,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0001,335
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,225,040667
2007-12-31 (YTD Data)Rank
Total interest income$84,804,000511
Total interest expense$38,094,000528
Net interest income$46,710,000489
Provision for loan and lease losses$480,0002,381
Total noninterest income$9,025,000662
Gross Fiduciary activities income$8,0001,284
Service charges on deposit accounts$6,355,000290
Trading account gains and fees$0178
Additional Noninterest Income$2,662,0001,106
Total noninterest expense$37,703,000509
Salaries and employee benefits$18,397,000531
Premises and equipment expense$4,471,000589
Additional noninterest expense$14,835,000428
Pre-tax net operating income$17,552,000511
Securities gains (losses)$-252,0008,285
Applicable income taxes$5,129,000533
Income before extraordinary items$12,171,000536
Extraordinary gains, net$039
Net income$12,171,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,891,000641
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$12,347,400525
2007-09-30 (YTD Data)Rank
Total interest income$64,079,000508
Total interest expense$28,513,000536
Net interest income$35,566,000484
Provision for loan and lease losses$06,528
Total noninterest income$6,565,000687
Gross Fiduciary activities income$8,0001,213
Service charges on deposit accounts$4,702,000288
Trading account gains and fees$0184
Additional Noninterest Income$1,855,0001,181
Total noninterest expense$28,716,000498
Salaries and employee benefits$13,954,000527
Premises and equipment expense$3,424,000570
Additional noninterest expense$11,338,000412
Pre-tax net operating income$13,415,000545
Securities gains (losses)$-118,0008,316
Applicable income taxes$3,947,000560
Income before extraordinary items$9,350,000569
Extraordinary gains, net$033
Net income$9,350,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$885,000704
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,432,600558
2007-06-30 (YTD Data)Rank
Total interest income$42,408,000526
Total interest expense$18,782,000546
Net interest income$23,626,000501
Provision for loan and lease losses$06,209
Total noninterest income$4,303,000713
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$3,054,000302
Trading account gains and fees$0168
Additional Noninterest Income$1,243,0001,199
Total noninterest expense$19,063,000518
Salaries and employee benefits$9,247,000548
Premises and equipment expense$2,269,000595
Additional noninterest expense$7,547,000421
Pre-tax net operating income$8,866,000572
Securities gains (losses)$1,0001,305
Applicable income taxes$2,618,000582
Income before extraordinary items$6,249,000593
Extraordinary gains, net$029
Net income$6,249,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$678,000587
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,248,300584
2007-03-31 (YTD Data)Rank
Total interest income$20,988,000527
Total interest expense$9,210,000544
Net interest income$11,778,000501
Provision for loan and lease losses$05,779
Total noninterest income$2,061,000738
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$1,451,000307
Trading account gains and fees$0195
Additional Noninterest Income$605,0001,194
Total noninterest expense$9,365,000523
Salaries and employee benefits$4,539,000560
Premises and equipment expense$1,126,000600
Additional noninterest expense$3,700,000418
Pre-tax net operating income$4,474,000570
Securities gains (losses)$1,0001,055
Applicable income taxes$1,320,000588
Income before extraordinary items$3,155,000588
Extraordinary gains, net$022
Net income$3,155,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,000560
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,154,290575
2006-12-31 (YTD Data)Rank
Total interest income$78,945,000529
Total interest expense$31,419,000551
Net interest income$47,526,000485
Provision for loan and lease losses$06,850
Total noninterest income$7,916,000742
Gross Fiduciary activities income$31,0001,100
Service charges on deposit accounts$6,190,000285
Trading account gains and fees$0130
Additional Noninterest Income$1,695,0001,519
Total noninterest expense$37,389,000497
Salaries and employee benefits$18,449,000512
Premises and equipment expense$4,533,000555
Additional noninterest expense$14,407,000414
Pre-tax net operating income$18,053,000592
Securities gains (losses)$9,0001,119
Applicable income taxes$5,380,000604
Income before extraordinary items$12,682,000598
Extraordinary gains, net$051
Net income$12,682,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,947,000395
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,675,700590
2006-09-30 (YTD Data)Rank
Total interest income$58,157,000542
Total interest expense$22,557,000568
Net interest income$35,600,000501
Provision for loan and lease losses$1,418,000548
Total noninterest income$5,945,000761
Gross Fiduciary activities income$25,0001,076
Service charges on deposit accounts$4,651,000287
Trading account gains and fees$0126
Additional Noninterest Income$1,269,0001,528
Total noninterest expense$28,251,000510
Salaries and employee benefits$14,075,000522
Premises and equipment expense$3,471,000555
Additional noninterest expense$10,705,000429
Pre-tax net operating income$11,876,000685
Securities gains (losses)$17,000799
Applicable income taxes$3,412,000714
Income before extraordinary items$8,481,000697
Extraordinary gains, net$045
Net income$8,481,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,155,000411
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,468,930688
2006-06-30 (YTD Data)Rank
Total interest income$37,839,000544
Total interest expense$14,320,000568
Net interest income$23,519,000510
Provision for loan and lease losses$1,170,000441
Total noninterest income$3,880,000772
Gross Fiduciary activities income$18,0001,085
Service charges on deposit accounts$3,066,000283
Trading account gains and fees$0126
Additional Noninterest Income$796,0001,605
Total noninterest expense$18,469,000524
Salaries and employee benefits$9,170,000543
Premises and equipment expense$2,302,000562
Additional noninterest expense$6,997,000435
Pre-tax net operating income$7,760,000696
Securities gains (losses)$1,0001,053
Applicable income taxes$2,212,000734
Income before extraordinary items$5,549,000709
Extraordinary gains, net$039
Net income$5,549,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$865,000380
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,548,290697
2006-03-31 (YTD Data)Rank
Total interest income$18,448,000534
Total interest expense$6,761,000564
Net interest income$11,687,000503
Provision for loan and lease losses$167,0001,308
Total noninterest income$1,863,000783
Gross Fiduciary activities income$9,0001,079
Service charges on deposit accounts$1,458,000290
Trading account gains and fees$0115
Additional Noninterest Income$396,0001,590
Total noninterest expense$8,945,000527
Salaries and employee benefits$4,447,000556
Premises and equipment expense$1,126,000571
Additional noninterest expense$3,372,000450
Pre-tax net operating income$4,438,000603
Securities gains (losses)$0955
Applicable income taxes$1,294,000653
Income before extraordinary items$3,144,000626
Extraordinary gains, net$021
Net income$3,144,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,343
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,144,000613
2005-12-31 (YTD Data)Rank
Total interest income$67,686,000517
Total interest expense$21,912,000543
Net interest income$45,774,000486
Provision for loan and lease losses$2,491,000431
Total noninterest income$7,941,000732
Gross Fiduciary activities income$37,0001,088
Service charges on deposit accounts$6,293,000270
Trading account gains and fees$0138
Additional Noninterest Income$1,611,0001,577
Total noninterest expense$35,191,000519
Salaries and employee benefits$17,833,000521
Premises and equipment expense$4,395,000556
Additional noninterest expense$12,963,000453
Pre-tax net operating income$16,033,000634
Securities gains (losses)$364,000355
Applicable income taxes$4,663,000682
Income before extraordinary items$11,734,000639
Extraordinary gains, net$046
Net income$11,734,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,561,000489
Cash dividends$10,000,000382
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,471,920633
2005-09-30 (YTD Data)Rank
Total interest income$49,539,000505
Total interest expense$15,773,000532
Net interest income$33,766,000485
Provision for loan and lease losses$1,303,000594
Total noninterest income$5,909,000744
Gross Fiduciary activities income$29,0001,070
Service charges on deposit accounts$4,712,000266
Trading account gains and fees$0126
Additional Noninterest Income$1,168,0001,616
Total noninterest expense$25,988,000525
Salaries and employee benefits$12,866,000538
Premises and equipment expense$3,343,000545
Additional noninterest expense$9,779,000447
Pre-tax net operating income$12,384,000613
Securities gains (losses)$364,000335
Applicable income taxes$3,641,000661
Income before extraordinary items$9,107,000614
Extraordinary gains, net$035
Net income$9,107,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$751,000612
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,848,560616
2005-06-30 (YTD Data)Rank
Total interest income$32,342,000502
Total interest expense$10,164,000520
Net interest income$22,178,000486
Provision for loan and lease losses$701,000716
Total noninterest income$3,849,000749
Gross Fiduciary activities income$13,0001,120
Service charges on deposit accounts$3,024,000273
Trading account gains and fees$0116
Additional Noninterest Income$812,0001,562
Total noninterest expense$17,188,000523
Salaries and employee benefits$8,485,000534
Premises and equipment expense$2,213,000539
Additional noninterest expense$6,490,000446
Pre-tax net operating income$8,138,000612
Securities gains (losses)$342,000297
Applicable income taxes$2,410,000656
Income before extraordinary items$6,070,000601
Extraordinary gains, net$030
Net income$6,070,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$502,000594
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,823,760602
2005-03-31 (YTD Data)Rank
Total interest income$15,721,000504
Total interest expense$4,901,000504
Net interest income$10,820,000490
Provision for loan and lease losses$303,000751
Total noninterest income$1,873,000751
Gross Fiduciary activities income$9,0001,075
Service charges on deposit accounts$1,401,000277
Trading account gains and fees$0115
Additional Noninterest Income$463,0001,398
Total noninterest expense$8,410,000524
Salaries and employee benefits$4,106,000545
Premises and equipment expense$1,085,000550
Additional noninterest expense$3,219,000441
Pre-tax net operating income$3,980,000626
Securities gains (losses)$5,0001,192
Applicable income taxes$1,112,000702
Income before extraordinary items$2,873,000629
Extraordinary gains, net$024
Net income$2,873,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,000630
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,869,400609
2004-12-31 (YTD Data)Rank
Total interest income$59,930,000487
Total interest expense$18,421,000462
Net interest income$41,509,000497
Provision for loan and lease losses$1,933,000567
Total noninterest income$6,945,000806
Gross Fiduciary activities income$31,0001,135
Service charges on deposit accounts$5,708,000299
Trading account gains and fees$0138
Additional Noninterest Income$1,206,0001,901
Total noninterest expense$33,105,000529
Salaries and employee benefits$15,752,000551
Premises and equipment expense$4,184,000542
Additional noninterest expense$13,169,000435
Pre-tax net operating income$13,416,000675
Securities gains (losses)$269,000690
Applicable income taxes$3,709,000759
Income before extraordinary items$9,976,000668
Extraordinary gains, net$034
Net income$9,976,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,249,000658
Cash dividends$900,0002,509
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,779,630659
2004-09-30 (YTD Data)Rank
Total interest income$44,335,000488
Total interest expense$13,647,000456
Net interest income$30,688,000497
Provision for loan and lease losses$1,527,000517
Total noninterest income$5,243,000816
Gross Fiduciary activities income$26,0001,107
Service charges on deposit accounts$4,264,000304
Trading account gains and fees$0134
Additional Noninterest Income$953,0001,834
Total noninterest expense$24,082,000534
Salaries and employee benefits$11,242,000572
Premises and equipment expense$3,086,000560
Additional noninterest expense$9,754,000443
Pre-tax net operating income$10,322,000668
Securities gains (losses)$104,0001,148
Applicable income taxes$2,844,000756
Income before extraordinary items$7,582,000674
Extraordinary gains, net$026
Net income$7,582,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,000740
Cash dividends$900,0001,840
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,506,080650
2004-06-30 (YTD Data)Rank
Total interest income$24,650,000575
Total interest expense$7,634,000524
Net interest income$17,016,000581
Provision for loan and lease losses$748,000678
Total noninterest income$2,665,0001,027
Gross Fiduciary activities income$17,0001,116
Service charges on deposit accounts$2,149,000406
Trading account gains and fees$0130
Additional Noninterest Income$499,0002,192
Total noninterest expense$13,188,000630
Salaries and employee benefits$6,073,000697
Premises and equipment expense$1,791,000648
Additional noninterest expense$5,324,000508
Pre-tax net operating income$5,745,000764
Securities gains (losses)$58,0001,362
Applicable income taxes$1,581,000883
Income before extraordinary items$4,222,000778
Extraordinary gains, net$021
Net income$4,222,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,000881
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,179,660755
2004-03-31 (YTD Data)Rank
Total interest income$8,579,000821
Total interest expense$2,661,000757
Net interest income$5,918,000834
Provision for loan and lease losses$168,0001,325
Total noninterest income$913,0001,355
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$725,000592
Trading account gains and fees$0121
Additional Noninterest Income$188,0002,570
Total noninterest expense$4,189,000979
Salaries and employee benefits$1,992,0001,086
Premises and equipment expense$555,0001,065
Additional noninterest expense$1,642,000755
Pre-tax net operating income$2,474,000873
Securities gains (losses)$7,0002,210
Applicable income taxes$763,000928
Income before extraordinary items$1,718,000949
Extraordinary gains, net$016
Net income$1,718,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0001,205
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,713,170906
2003-12-31 (YTD Data)Rank
Total interest income$35,175,000811
Total interest expense$11,544,000763
Net interest income$23,631,000805
Provision for loan and lease losses$2,453,000565
Total noninterest income$3,513,0001,487
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,834,000600
Trading account gains and fees$0160
Additional Noninterest Income$679,0003,026
Total noninterest expense$16,817,000971
Salaries and employee benefits$7,909,0001,067
Premises and equipment expense$2,246,0001,020
Additional noninterest expense$6,662,000778
Pre-tax net operating income$7,874,0001,064
Securities gains (losses)$04,500
Applicable income taxes$2,377,0001,117
Income before extraordinary items$5,497,0001,164
Extraordinary gains, net$-221,0009,158
Net income$5,276,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,117,000531
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,497,0001,107
2003-09-30 (YTD Data)Rank
Total interest income$26,514,000820
Total interest expense$8,764,000792
Net interest income$17,750,000817
Provision for loan and lease losses$1,283,000728
Total noninterest income$2,609,0001,535
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,119,000615
Trading account gains and fees$0153
Additional Noninterest Income$490,0003,182
Total noninterest expense$12,225,0001,013
Salaries and employee benefits$5,716,0001,110
Premises and equipment expense$1,701,0001,017
Additional noninterest expense$4,808,000806
Pre-tax net operating income$6,851,000965
Securities gains (losses)$-2,0008,785
Applicable income taxes$2,104,0001,023
Income before extraordinary items$4,745,0001,064
Extraordinary gains, net$040
Net income$4,745,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$968,000716
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,746,380993
2003-06-30 (YTD Data)Rank
Total interest income$17,725,000825
Total interest expense$5,908,000817
Net interest income$11,817,000818
Provision for loan and lease losses$546,0001,066
Total noninterest income$1,710,0001,548
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,392,000613
Trading account gains and fees$0150
Additional Noninterest Income$318,0003,186
Total noninterest expense$8,082,0001,016
Salaries and employee benefits$3,771,0001,127
Premises and equipment expense$1,159,000990
Additional noninterest expense$3,152,000832
Pre-tax net operating income$4,899,000902
Securities gains (losses)$-2,0008,918
Applicable income taxes$1,516,000980
Income before extraordinary items$3,381,000988
Extraordinary gains, net$030
Net income$3,381,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,410
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,382,380911
2003-03-31 (YTD Data)Rank
Total interest income$8,925,000824
Total interest expense$2,992,000826
Net interest income$5,933,000821
Provision for loan and lease losses$304,000903
Total noninterest income$764,0001,641
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$647,000641
Trading account gains and fees$0134
Additional Noninterest Income$117,0003,650
Total noninterest expense$3,930,0001,031
Salaries and employee benefits$1,869,0001,129
Premises and equipment expense$578,000996
Additional noninterest expense$1,483,000848
Pre-tax net operating income$2,463,000908
Securities gains (losses)$02,891
Applicable income taxes$762,000987
Income before extraordinary items$1,701,000982
Extraordinary gains, net$021
Net income$1,701,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,904
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,701,000910
2002-12-31 (YTD Data)Rank
Total interest income$36,953,000809
Total interest expense$14,892,000751
Net interest income$22,061,000881
Provision for loan and lease losses$2,073,000712
Total noninterest income$2,356,0001,878
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,894,000850
Trading account gains and fees$0153
Additional Noninterest Income$462,0003,432
Total noninterest expense$16,232,000965
Salaries and employee benefits$7,541,0001,055
Premises and equipment expense$2,197,000994
Additional noninterest expense$6,494,000784
Pre-tax net operating income$6,112,0001,374
Securities gains (losses)$-371,0009,236
Applicable income taxes$1,673,0001,504
Income before extraordinary items$4,068,0001,508
Extraordinary gains, net$070
Net income$4,068,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,103,000874
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,331,4101,385
2001-12-31 (YTD Data)Rank
Total interest income$39,081,000869
Total interest expense$19,825,000825
Net interest income$19,256,000924
Provision for loan and lease losses$1,568,000870
Total noninterest income$2,298,0001,807
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,802,000817
Trading account gains and fees$0177
Additional Noninterest Income$496,0003,147
Total noninterest expense$15,357,000961
Salaries and employee benefits$6,974,0001,065
Premises and equipment expense$2,072,0001,017
Additional noninterest expense$6,311,000797
Pre-tax net operating income$4,629,0001,560
Securities gains (losses)$26,0002,933
Applicable income taxes$1,340,0001,658
Income before extraordinary items$3,315,0001,600
Extraordinary gains, net$0105
Net income$3,315,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0001,319
Cash dividends$1,800,0001,440
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,296,5401,542
2000-12-31 (YTD Data)Rank
Total interest income$25,560,0001,369
Total interest expense$11,792,0001,463
Net interest income$13,768,0001,267
Provision for loan and lease losses$665,0001,477
Total noninterest income$1,640,0002,193
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,282,0001,056
Trading account gains and fees$0180
Additional Noninterest Income$358,0003,585
Total noninterest expense$8,905,0001,576
Salaries and employee benefits$3,962,0001,817
Premises and equipment expense$1,211,0001,723
Additional noninterest expense$3,732,0001,223
Pre-tax net operating income$5,838,0001,268
Securities gains (losses)$6,0001,308
Applicable income taxes$1,869,0001,243
Income before extraordinary items$3,975,0001,327
Extraordinary gains, net$038
Net income$3,975,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,367
Cash dividends$3,800,000788
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,970,9201,320
1999-12-31 (YTD Data)Rank
Total interest income$13,879,0002,356
Total interest expense$5,599,0002,630
Net interest income$8,280,0002,122
Provision for loan and lease losses$711,0001,308
Total noninterest income$719,0003,916
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$722,0001,842
Trading account gains and fees$0173
Additional Noninterest Income$-3,00010,231
Total noninterest expense$5,464,0002,477
Salaries and employee benefits$2,366,0002,959
Premises and equipment expense$889,0002,285
Additional noninterest expense$2,209,0001,975
Pre-tax net operating income$2,824,0002,532
Securities gains (losses)$15,0001,536
Applicable income taxes$875,0002,440
Income before extraordinary items$1,964,0002,629
Extraordinary gains, net$035
Net income$1,964,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,600
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,953,6502,606
1998-12-31 (YTD Data)Rank
Total interest income$12,578,0002,596
Total interest expense$5,352,0002,810
Net interest income$7,226,0002,358
Provision for loan and lease losses$376,0002,166
Total noninterest income$743,0003,815
Gross Fiduciary activities income$1,0001,376
Service charges on deposit accounts$651,0001,963
Trading account gains and fees$0224
Additional Noninterest Income$91,0006,846
Total noninterest expense$4,874,0002,685
Salaries and employee benefits$2,144,0003,128
Premises and equipment expense$764,0002,551
Additional noninterest expense$1,966,0002,139
Pre-tax net operating income$2,719,0002,591
Securities gains (losses)$18,0002,506
Applicable income taxes$854,0002,587
Income before extraordinary items$1,883,0002,703
Extraordinary gains, net$032
Net income$1,883,0002,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,378
Cash dividends$1,450,0001,713
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,870,5802,643
1997-12-31 (YTD Data)Rank
Total interest income$11,433,0002,863
Total interest expense$5,315,0002,817
Net interest income$6,118,0002,846
Provision for loan and lease losses$467,0001,886
Total noninterest income$685,0004,030
Gross Fiduciary activities income$1,0001,427
Service charges on deposit accounts$550,0002,397
Trading account gains and fees$0239
Additional Noninterest Income$134,0005,994
Total noninterest expense$4,288,0002,973
Salaries and employee benefits$1,901,0003,461
Premises and equipment expense$663,0002,879
Additional noninterest expense$1,724,0002,401
Pre-tax net operating income$2,048,0003,457
Securities gains (losses)$-16,00010,264
Applicable income taxes$641,0003,490
Income before extraordinary items$1,391,0003,589
Extraordinary gains, net$044
Net income$1,391,0003,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,990
Cash dividends$225,0005,132
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,401,8803,490
1996-12-31 (YTD Data)Rank
Total interest income$3,843,0007,011
Total interest expense$1,647,0007,219
Net interest income$2,196,0006,775
Provision for loan and lease losses$157,0003,967
Total noninterest income$200,0008,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0006,583
Trading account gains and feesNANA
Additional Noninterest Income$56,0008,626
Total noninterest expense$2,181,0005,577
Salaries and employee benefits$923,0006,349
Premises and equipment expense$391,0004,619
Additional noninterest expense$867,0004,891
Pre-tax net operating income$58,00010,560
Securities gains (losses)$-6,00010,029
Applicable income taxes$10,00010,369
Income before extraordinary items$42,00010,627
Extraordinary gains, net$053
Net income$42,00010,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,223
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$46,86010,550
1995-12-31 (YTD Data)Rank
Total interest income$2,840,0008,452
Total interest expense$996,0009,269
Net interest income$1,844,0007,661
Provision for loan and lease losses$184,0003,189
Total noninterest income$151,0009,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$125,0007,207
Trading account gains and feesNANA
Additional Noninterest Income$26,00010,525
Total noninterest expense$2,153,0005,665
Salaries and employee benefits$846,0006,840
Premises and equipment expense$364,0004,892
Additional noninterest expense$943,0004,576
Pre-tax net operating income$-342,00011,746
Securities gains (losses)$-18,00010,494
Applicable income taxes$-116,00011,729
Income before extraordinary items$-244,00011,707
Extraordinary gains, net$065
Net income$-244,00011,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-231,76011,685
1994-12-31 (YTD Data)Rank
Total interest income$1,475,00010,780
Total interest expense$494,00011,131
Net interest income$981,00010,452
Provision for loan and lease losses$190,0003,120
Total noninterest income$91,00010,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,250
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,920
Total noninterest expense$2,179,0005,797
Salaries and employee benefits$973,0006,222
Premises and equipment expense$304,0005,659
Additional noninterest expense$902,0005,159
Pre-tax net operating income$-1,297,00012,486
Securities gains (losses)$03,600
Applicable income taxes$-438,00012,472
Income before extraordinary items$-859,00012,412
Extraordinary gains, net$0249
Net income$-859,00012,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$875,000460
Net operating income$-859,00012,411
1993-12-31 (YTD Data)Rank
Total interest income$483,00013,071
Total interest expense$198,00013,002
Net interest income$285,00013,032
Provision for loan and lease losses$122,0005,164
Total noninterest income$27,00012,981
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,00011,023
Trading account gains and feesNANA
Additional Noninterest Income$8,00012,880
Total noninterest expense$395,00012,669
Salaries and employee benefits$102,00013,169
Premises and equipment expense$52,00012,143
Additional noninterest expense$241,00011,187
Pre-tax net operating income$-205,00012,698
Securities gains (losses)$5,0006,132
Applicable income taxes$-73,00012,916
Income before extraordinary items$-127,00012,685
Extraordinary gains, net$03,149
Net income$-127,00012,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0005,461
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$2,200,000336
Net operating income$-130,20012,596
1992-12-31 (YTD Data)Rank
Total interest income$245,00013,846
Total interest expense$140,00013,784
Net interest income$105,00013,851
Provision for loan and lease losses$54,0008,887
Total noninterest income$19,00013,699
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,00011,579
Trading account gains and feesNANA
Additional Noninterest Income$8,00013,487
Total noninterest expense$108,00013,889
Salaries and employee benefits$24,00013,909
Premises and equipment expense$18,00013,712
Additional noninterest expense$66,00013,764
Pre-tax net operating income$-38,00012,839
Securities gains (losses)$16,0005,884
Applicable income taxes$-32,00013,461
Income before extraordinary items$10,00012,839
Extraordinary gains, net$01,422
Net income$10,00012,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0006,676
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-24012,677

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.