Woodforest National Bank, 0691 LOCUST NORTH CAROLINA BRANCH

Name:Woodforest National Bank, 0691 LOCUST NORTH CAROLINA BRANCH
Full Service Retail Office
Review: 3.5star114 client reviews
Location:1876 Main St W
Locust, NC 28097

Stanly County
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Phone:704-888-1088
Branch Deposit:$3,319,000
FDIC Cert:#23220
Established:07/15/2009


The Bank

Name:Woodforest National Bank
Concentration:Commercial Lending Specialization
Established:09/05/1980
FDIC Insurance:09/05/1980
Holden By:WOODFOREST FINL GROUP EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS AMENDED&RESTATED EFF 01 01 16
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:770, view all, view on map
Website:www.woodforest.com
Total Assets:$9,081,050,000
Total Deposits:$8,088,098,000
Total Equity Capital:$814,483,000
Total Domestic Office Deposits:$8,088,098,000
Net Income:$147,808,000
Quarterly Net Income:$11,127,000
Return on Assets:2%
Return on Equity:19%
Quarterly Return on Equity:6%
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Client Review

114 client reviews of Woodforest National Bank scored 3.5 out of 5.

a sorry excuse of a bank
 2star Overall Rating
 5star Interest Rate and Cost
 4star Office Environment & Staff
 4star Waiting Time
 1star Other Services
by steven28107, Nov. 17, 2012

Do NOT set up ACH withdraws from any account with this bank.   The bank will sometimes allow, and sometimes not allow ACH drafts if there the funds are there or not.  Three times they rejected ACH drafts when the account did not have the funds, and three times they let the ACH go through and maintained a negetive account balance.   They do not have a consistant track record.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Woodforest National Bank, Locust North Carolina Branch at Locust, NC
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