Home > Vision Bank > Net charge- offs to loans
Vision Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1177% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5518% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3374% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3374% | 1,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7589% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3338% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3338% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0067% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2177% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3133% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3133% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0135% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3611% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3611% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 4,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0555% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0513% | 4,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0805% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0805% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 4,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0680% | 4,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0795% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0795% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0438% | 4,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0994% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0290% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0290% | 1,995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 4,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0880% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1897% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0777% | 3,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0777% | 3,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0132% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0260% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0471% | 3,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1613% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1613% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0175% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 3,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1850% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0275% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2991% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2991% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0591% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0409% | 4,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1134% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5178% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5178% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6008% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1664% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1664% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2267% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8351% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2583% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2583% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3766% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1969% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1969% | 1,838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2680% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4744% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4744% | 1,208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3036% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7179% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6144% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6144% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0476% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1386% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1451% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6458% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6160% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6160% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2365% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3428% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6528% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6528% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0503% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6351% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7424% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7424% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1273% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2472% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4230% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4230% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0866% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0985% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3919% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1522% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5782% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5782% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2276% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2493% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2542% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1846% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5203% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5203% | 1,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2699% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | -0.3382% | 4,994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2142% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9738% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4060% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4060% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2277% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0961% | 842 |
| Percentage Net Loans Charged-off:Construction & development | -0.4447% | 5,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2852% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2908% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5644% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5644% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.6443% | 5,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0514% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3057% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6114% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6114% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 5,171 |
| Percentage Net Loans Charged-off:Construction & development | -1.2829% | 5,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3167% | 1,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3167% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0990% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.2330% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1636% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1636% | 2,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7302% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0655% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0713% | 3,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0713% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9216% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1248% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1658% | 5,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1658% | 5,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2361% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1724% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1793% | 5,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1793% | 5,192 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5176% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,785 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 5,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1511% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6108% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6108% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5822% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 5,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1859% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1890% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0636% | 4,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4198% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4198% | 1,567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4859% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1128% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 5,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2625% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2670% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1058% | 5,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4072% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4072% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1968% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0404% | 5,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1737% | 5,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3972% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3972% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3490% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.3348% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1675% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0918% | 5,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1855% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 2,776 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3527% | 719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.4357% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2269% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1141% | 5,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2205% | 2,400 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3565% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2752% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.8289% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3849% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8430% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1592% | 2,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1592% | 2,448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2849% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.1952% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 5,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 5,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7958% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2033% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2033% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2635% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0230% | 1,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 2,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 3,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 2,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0264% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4748% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4748% | 2,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6198% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 3,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 2,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1233% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3873% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6006% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6005% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6114% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 2,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 3,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 3,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5143% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2523% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4589% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 5,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 6,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 6,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1209% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3031% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3031% | 1,902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2760% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5632% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4011% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0924% | 2,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8042% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0709% | 5,495 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2540% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7216% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1054% | 3,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1054% | 3,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5561% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5313% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4986% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.1214% | 1,994 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0738% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2373% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2404% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8828% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0615% | 6,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0615% | 5,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6530% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3421% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1795% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4875% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 3,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 3,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3480% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1177% | 6,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1177% | 6,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6712% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6361% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2109% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2109% | 2,307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3819% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5269% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3602% | 3,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.9792% | 2,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2273% | 2,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3659% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3723% | 2,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2141% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4348% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2635% | 1,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4199% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5486% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3832% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.9924% | 1,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2237% | 2,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4204% | 2,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4281% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0784% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8277% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5612% | 825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4479% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4061% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3692% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 1.3590% | 1,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2074% | 2,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2712% | 2,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2766% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2715% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9429% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3841% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3477% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3929% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4308% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 2.7261% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 2,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5237% | 6,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7111% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0739% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0920% | 834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4865% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3568% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 1.5029% | 2,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1630% | 2,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2090% | 3,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2161% | 3,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8869% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8196% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2002% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8969% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4588% | 2,817 |
| Percentage Net Loans Charged-off:Construction & development | 1.9543% | 1,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 2,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2464% | 2,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2553% | 2,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4746% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9103% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4961% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6469% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2775% | 3,194 |
| Percentage Net Loans Charged-off:Construction & development | 1.3379% | 1,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1280% | 2,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 3,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0881% | 3,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0895% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8906% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2068% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0842% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3952% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 2.7631% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 3,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.8636% | 189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3253% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1245% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 5,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 5,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 3,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0057% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 4,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4709% | 3,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7907% | 3,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7646% | 1,097 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1876% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 4,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 3,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5613% | 3,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8134% | 2,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6614% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 4,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 3,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 3,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8218% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3863% | 3,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5514% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2630% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3134% | 3,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8203% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 4,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 4,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4559% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 4,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6127% | 3,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2818% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 3,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6450% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 2,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 2,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 6,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5423% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5875% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 3,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0586% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 6,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3190% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7402% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1474% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 7,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5210% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 3,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 3,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 2,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0979% | 7,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4924% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 2,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 6,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1811% | 7,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9711% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 6,776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2216% | 7,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7707% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0185% | 6,819 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2421% | 7,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7870% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 3,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 3,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9838% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1470% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 3,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8385% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0426% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1434% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 7,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 8,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 8,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 2,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8631% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1645% | 425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 8,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0821% | 8,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0821% | 8,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4493% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3317% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5861% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 3,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8526% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2942% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7775% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4955% | 3,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1109% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3163% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3111% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8896% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1783% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4252% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 8,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1490% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1490% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4894% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5666% | 3,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5647% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2520% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1252% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 8,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2334% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2334% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6416% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3469% | 4,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3863% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1390% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 8,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2618% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2618% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7624% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2841% | 4,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1826% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 8,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 8,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 8,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 8,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0493% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2822% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1912% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 8,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3620% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3620% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4734% | 2,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6650% | 3,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3597% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 2,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 8,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2283% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2283% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6385% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6285% | 3,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0274% | 1,535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3344% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1557% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2870% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2871% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0307% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7599% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0605% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3745% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2030% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3748% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3749% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1281% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6830% | 2,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0600% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 4,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0716% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 2,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 2,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0827% | 8,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7385% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4722% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2281% | 1,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5212% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2449% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3733% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3854% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3142% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2556% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5239% | 1,053 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0960% | 1,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2606% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 4,443 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7770% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2495% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4430% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1883% | 4,047 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0767% | 11,224 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0198% | 11,319 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6305% | 3,450 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |