Home > United Security Bank > Income and Expense

United Security Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$60,391,000795
Total interest expense$10,257,0001,267
Net interest income$50,134,000668
Provision for loan and lease losses$1,485,000648
Total noninterest income$5,016,0001,195
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,193,000512
Trading account gains and feesNANA
Additional Noninterest Income$2,823,0001,305
Total noninterest expense$25,242,0001,010
Salaries and employee benefits$13,068,0001,083
Premises and equipment expense$3,513,000754
Additional noninterest expense$2,823,0001,305
Pre-tax net operating income$28,423,000528
Securities gains (losses)$39,000460
Applicable income taxes$7,972,000407
Income before extraordinary items$20,490,000574
Extraordinary gains, net$054
Net income$20,490,000581
Minority interest net income$088
Net income of bank and minority interests.$20,490,000577
Net charge-offs$2,347,000351
Cash dividends$8,451,000556
Sale, conversion, retirement of capital stock, net$480,000271
Net operating income$20,459,190589
2023-09-30 (YTD Data)Rank
Total interest income$44,978,000792
Total interest expense$7,016,0001,262
Net interest income$37,962,000674
Provision for loan and lease losses$603,000899
Total noninterest income$3,044,0001,338
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,647,000511
Trading account gains and feesNANA
Additional Noninterest Income$1,397,0001,675
Total noninterest expense$18,538,0001,021
Salaries and employee benefits$9,853,0001,084
Premises and equipment expense$2,629,000761
Additional noninterest expense$1,397,0001,675
Pre-tax net operating income$21,865,000528
Securities gains (losses)$-99,0003,993
Applicable income taxes$6,319,000404
Income before extraordinary items$15,447,000585
Extraordinary gains, net$052
Net income$15,447,000589
Minority interest net income$081
Net income of bank and minority interests.$15,447,000585
Net charge-offs$1,369,000354
Cash dividends$6,292,000508
Sale, conversion, retirement of capital stock, net$400,000243
Net operating income$15,525,210591
2023-06-30 (YTD Data)Rank
Total interest income$29,649,000773
Total interest expense$3,818,0001,344
Net interest income$25,831,000660
Provision for loan and lease losses$598,000707
Total noninterest income$2,211,0001,221
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,119,000493
Trading account gains and feesNANA
Additional Noninterest Income$1,092,0001,456
Total noninterest expense$12,194,0001,027
Salaries and employee benefits$6,501,0001,080
Premises and equipment expense$1,699,000769
Additional noninterest expense$1,092,0001,454
Pre-tax net operating income$15,250,000510
Securities gains (losses)$-7,0003,750
Applicable income taxes$4,433,000401
Income before extraordinary items$10,810,000566
Extraordinary gains, net$051
Net income$10,810,000576
Minority interest net income$081
Net income of bank and minority interests.$10,810,000566
Net charge-offs$902,000322
Cash dividends$4,136,000506
Sale, conversion, retirement of capital stock, net$327,000210
Net operating income$10,815,530567
2023-03-31 (YTD Data)Rank
Total interest income$14,560,000780
Total interest expense$1,427,0001,472
Net interest income$13,133,000663
Provision for loan and lease losses$-493,0004,625
Total noninterest income$1,004,0001,290
Gross Fiduciary activities income$0913
Service charges on deposit accounts$533,000525
Trading account gains and feesNANA
Additional Noninterest Income$471,0001,570
Total noninterest expense$6,047,0001,045
Salaries and employee benefits$3,228,0001,106
Premises and equipment expense$902,000760
Additional noninterest expense$471,0001,570
Pre-tax net operating income$8,583,000487
Securities gains (losses)$43,000287
Applicable income taxes$2,515,000378
Income before extraordinary items$6,111,000530
Extraordinary gains, net$04
Net income$6,111,000531
Minority interest net income$048
Net income of bank and minority interests.$6,111,000531
Net charge-offs$435,000297
Cash dividends$1,980,000504
Sale, conversion, retirement of capital stock, net$251,000159
Net operating income$6,077,030538
2022-12-31 (YTD Data)Rank
Total interest income$49,257,000755
Total interest expense$2,818,0001,237
Net interest income$46,439,000718
Provision for loan and lease losses$1,802,000555
Total noninterest income$4,548,0001,274
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,239,000517
Trading account gains and feesNANA
Additional Noninterest Income$2,309,0001,492
Total noninterest expense$23,369,0001,044
Salaries and employee benefits$11,733,0001,163
Premises and equipment expense$3,236,000804
Additional noninterest expense$2,309,0001,492
Pre-tax net operating income$25,816,000628
Securities gains (losses)$-399,0004,275
Applicable income taxes$7,366,000473
Income before extraordinary items$18,051,000699
Extraordinary gains, net$05
Net income$18,051,000700
Minority interest net income$063
Net income of bank and minority interests.$18,051,000700
Net charge-offs$952,000429
Cash dividends$7,902,000563
Sale, conversion, retirement of capital stock, net$364,000351
Net operating income$18,366,210696
2022-09-30 (YTD Data)Rank
Total interest income$34,503,000763
Total interest expense$1,701,0001,171
Net interest income$32,802,000739
Provision for loan and lease losses$1,217,000546
Total noninterest income$3,507,0001,267
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,697,000516
Trading account gains and feesNANA
Additional Noninterest Income$1,810,0001,474
Total noninterest expense$17,129,0001,063
Salaries and employee benefits$8,708,0001,169
Premises and equipment expense$2,374,000819
Additional noninterest expense$1,810,0001,474
Pre-tax net operating income$17,963,000667
Securities gains (losses)$-428,0004,463
Applicable income taxes$5,083,000508
Income before extraordinary items$12,452,000739
Extraordinary gains, net$04
Net income$12,452,000739
Minority interest net income$057
Net income of bank and minority interests.$12,452,000739
Net charge-offs$488,000448
Cash dividends$5,924,000519
Sale, conversion, retirement of capital stock, net$288,000323
Net operating income$12,790,120737
2022-06-30 (YTD Data)Rank
Total interest income$20,980,000803
Total interest expense$1,023,0001,112
Net interest income$19,957,000785
Provision for loan and lease losses$611,000602
Total noninterest income$2,420,0001,228
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,109,000521
Trading account gains and feesNANA
Additional Noninterest Income$1,311,0001,431
Total noninterest expense$11,058,0001,085
Salaries and employee benefits$5,765,0001,169
Premises and equipment expense$1,500,000850
Additional noninterest expense$3,793,000971
Pre-tax net operating income$10,708,000672
Securities gains (losses)$-279,0004,509
Applicable income taxes$3,009,000505
Income before extraordinary items$7,420,000766
Extraordinary gains, net$04
Net income$7,420,000766
Minority interest net income$060
Net income of bank and minority interests.$7,420,000766
Net charge-offs$37,0001,090
Cash dividends$3,949,000509
Sale, conversion, retirement of capital stock, net$200,000301
Net operating income$7,640,410759
2022-03-31 (YTD Data)Rank
Total interest income$9,986,000814
Total interest expense$507,0001,083
Net interest income$9,479,000805
Provision for loan and lease losses$5,0002,136
Total noninterest income$916,0001,455
Gross Fiduciary activities income$0892
Service charges on deposit accounts$554,000518
Trading account gains and feesNANA
Additional Noninterest Income$362,0002,006
Total noninterest expense$5,652,0001,061
Salaries and employee benefits$3,013,0001,132
Premises and equipment expense$715,000893
Additional noninterest expense$1,924,000949
Pre-tax net operating income$4,738,000710
Securities gains (losses)$-182,0004,594
Applicable income taxes$1,306,000549
Income before extraordinary items$3,250,000830
Extraordinary gains, net$04
Net income$3,250,000829
Minority interest net income$050
Net income of bank and minority interests.$3,250,000830
Net charge-offs$62,000612
Cash dividends$1,975,000486
Sale, conversion, retirement of capital stock, net$101,000274
Net operating income$3,393,780810
2021-12-31 (YTD Data)Rank
Total interest income$37,725,000879
Total interest expense$1,899,0001,381
Net interest income$35,826,000852
Provision for loan and lease losses$2,107,000269
Total noninterest income$3,972,0001,525
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,996,000543
Trading account gains and feesNANA
Additional Noninterest Income$1,976,0001,917
Total noninterest expense$23,055,0001,049
Salaries and employee benefits$11,610,0001,158
Premises and equipment expense$3,364,000776
Additional noninterest expense$8,081,000925
Pre-tax net operating income$14,636,000954
Securities gains (losses)$-106,0004,659
Applicable income taxes$3,577,000774
Income before extraordinary items$10,953,0001,073
Extraordinary gains, net$010
Net income$10,953,0001,073
Minority interest net income$074
Net income of bank and minority interests.$10,953,0001,073
Net charge-offs$1,296,000363
Cash dividends$7,889,000576
Sale, conversion, retirement of capital stock, net$251,000386
Net operating income$11,036,7401,048
2021-09-30 (YTD Data)Rank
Total interest income$27,796,000911
Total interest expense$1,391,0001,483
Net interest income$26,405,000876
Provision for loan and lease losses$1,654,000264
Total noninterest income$2,739,0001,634
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,459,000552
Trading account gains and feesNANA
Additional Noninterest Income$1,280,0002,121
Total noninterest expense$16,914,0001,071
Salaries and employee benefits$8,728,0001,155
Premises and equipment expense$3,440,000584
Additional noninterest expense$4,746,0001,095
Pre-tax net operating income$10,576,0001,030
Securities gains (losses)$-75,0004,775
Applicable income taxes$2,984,000757
Income before extraordinary items$7,517,0001,192
Extraordinary gains, net$08
Net income$7,517,0001,192
Minority interest net income$069
Net income of bank and minority interests.$7,517,0001,193
Net charge-offs$1,032,000331
Cash dividends$5,917,000548
Sale, conversion, retirement of capital stock, net$152,000372
Net operating income$7,576,2501,170
2021-06-30 (YTD Data)Rank
Total interest income$17,919,000922
Total interest expense$895,0001,586
Net interest income$17,024,000884
Provision for loan and lease losses$1,201,000251
Total noninterest income$1,780,0001,633
Gross Fiduciary activities income$0951
Service charges on deposit accounts$931,000554
Trading account gains and feesNANA
Additional Noninterest Income$849,0002,098
Total noninterest expense$10,859,0001,100
Salaries and employee benefits$5,863,0001,148
Premises and equipment expense$2,187,000617
Additional noninterest expense$2,809,0001,183
Pre-tax net operating income$6,744,0001,045
Securities gains (losses)$-60,0004,822
Applicable income taxes$1,896,000778
Income before extraordinary items$4,788,0001,218
Extraordinary gains, net$06
Net income$4,788,0001,219
Minority interest net income$067
Net income of bank and minority interests.$4,788,0001,219
Net charge-offs$523,000389
Cash dividends$3,945,000519
Sale, conversion, retirement of capital stock, net$99,000356
Net operating income$4,835,4001,188
2021-03-31 (YTD Data)Rank
Total interest income$8,543,000950
Total interest expense$427,0001,704
Net interest income$8,116,000908
Provision for loan and lease losses$375,000456
Total noninterest income$837,0001,690
Gross Fiduciary activities income$0922
Service charges on deposit accounts$436,000578
Trading account gains and feesNANA
Additional Noninterest Income$401,0002,152
Total noninterest expense$5,396,0001,093
Salaries and employee benefits$2,992,0001,119
Premises and equipment expense$1,088,000626
Additional noninterest expense$1,316,0001,238
Pre-tax net operating income$3,182,0001,095
Securities gains (losses)$-60,0004,857
Applicable income taxes$884,000810
Income before extraordinary items$2,238,0001,281
Extraordinary gains, net$03
Net income$2,238,0001,281
Minority interest net income$055
Net income of bank and minority interests.$2,238,0001,281
Net charge-offs$348,000316
Cash dividends$1,974,000477
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$2,285,4001,233
2020-12-31 (YTD Data)Rank
Total interest income$34,020,000950
Total interest expense$2,016,0001,971
Net interest income$32,004,000884
Provision for loan and lease losses$2,769,000848
Total noninterest income$3,569,0001,566
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,976,000532
Trading account gains and feesNANA
Additional Noninterest Income$1,593,0002,027
Total noninterest expense$20,856,0001,088
Salaries and employee benefits$10,753,0001,176
Premises and equipment expense$4,292,000609
Additional noninterest expense$5,811,0001,123
Pre-tax net operating income$11,948,000915
Securities gains (losses)$75,0001,525
Applicable income taxes$3,336,000644
Income before extraordinary items$8,687,0001,079
Extraordinary gains, net$04
Net income$8,687,0001,079
Minority interest net income$072
Net income of bank and minority interests.$8,687,0001,079
Net charge-offs$2,155,000394
Cash dividends$8,025,000541
Sale, conversion, retirement of capital stock, net$424,000288
Net operating income$8,627,7501,050
2020-09-30 (YTD Data)Rank
Total interest income$25,496,000956
Total interest expense$1,562,0002,005
Net interest income$23,934,000888
Provision for loan and lease losses$2,138,000853
Total noninterest income$2,026,0001,783
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,516,000513
Trading account gains and feesNANA
Additional Noninterest Income$510,0002,824
Total noninterest expense$14,992,0001,107
Salaries and employee benefits$8,078,0001,163
Premises and equipment expense$3,188,000600
Additional noninterest expense$3,726,0001,260
Pre-tax net operating income$8,830,000892
Securities gains (losses)$89,0001,273
Applicable income taxes$2,528,000617
Income before extraordinary items$6,391,0001,054
Extraordinary gains, net$04
Net income$6,391,0001,054
Minority interest net income$065
Net income of bank and minority interests.$6,391,0001,054
Net charge-offs$1,338,000426
Cash dividends$6,027,000510
Sale, conversion, retirement of capital stock, net$315,000266
Net operating income$6,320,6901,034
2020-06-30 (YTD Data)Rank
Total interest income$17,499,000945
Total interest expense$1,112,0002,030
Net interest income$16,387,000861
Provision for loan and lease losses$2,134,000694
Total noninterest income$1,918,0001,398
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,048,000495
Trading account gains and feesNANA
Additional Noninterest Income$870,0001,810
Total noninterest expense$10,648,0001,042
Salaries and employee benefits$5,374,0001,158
Premises and equipment expense$2,051,000630
Additional noninterest expense$3,223,0001,032
Pre-tax net operating income$5,523,000874
Securities gains (losses)$85,0001,058
Applicable income taxes$1,591,000585
Income before extraordinary items$4,017,0001,039
Extraordinary gains, net$04
Net income$4,017,0001,039
Minority interest net income$065
Net income of bank and minority interests.$4,017,0001,039
Net charge-offs$1,180,000353
Cash dividends$4,085,000504
Sale, conversion, retirement of capital stock, net$209,000253
Net operating income$3,949,8501,028
2020-03-31 (YTD Data)Rank
Total interest income$9,364,000900
Total interest expense$664,0001,909
Net interest income$8,700,000794
Provision for loan and lease losses$1,707,000444
Total noninterest income$822,0001,452
Gross Fiduciary activities income$0941
Service charges on deposit accounts$588,000523
Trading account gains and feesNANA
Additional Noninterest Income$234,0002,264
Total noninterest expense$5,267,0001,059
Salaries and employee benefits$2,976,0001,068
Premises and equipment expense$967,000664
Additional noninterest expense$1,324,0001,204
Pre-tax net operating income$2,548,000862
Securities gains (losses)$14,0001,229
Applicable income taxes$724,000575
Income before extraordinary items$1,838,0001,003
Extraordinary gains, net$04
Net income$1,838,0001,003
Minority interest net income$056
Net income of bank and minority interests.$1,838,0001,003
Net charge-offs$495,000377
Cash dividends$1,967,000532
Sale, conversion, retirement of capital stock, net$76,000275
Net operating income$1,826,9401,001
2019-12-31 (YTD Data)Rank
Total interest income$40,811,000837
Total interest expense$3,432,0001,653
Net interest income$37,379,000732
Provision for loan and lease losses$20,0003,719
Total noninterest income$4,032,0001,308
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,488,000508
Trading account gains and feesNANA
Additional Noninterest Income$1,544,0001,768
Total noninterest expense$20,696,0001,059
Salaries and employee benefits$11,022,0001,119
Premises and equipment expense$3,895,000655
Additional noninterest expense$5,779,0001,116
Pre-tax net operating income$20,695,000595
Securities gains (losses)$117,000852
Applicable income taxes$5,962,000447
Income before extraordinary items$14,850,000676
Extraordinary gains, net$011
Net income$14,850,000678
Minority interest net income$076
Net income of bank and minority interests.$14,850,000677
Net charge-offs$507,0001,021
Cash dividends$8,346,000543
Sale, conversion, retirement of capital stock, net$347,000333
Net operating income$14,757,570667
2019-09-30 (YTD Data)Rank
Total interest income$31,225,000822
Total interest expense$2,779,0001,576
Net interest income$28,446,000724
Provision for loan and lease losses$15,0003,616
Total noninterest income$3,139,0001,256
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,905,000496
Trading account gains and feesNANA
Additional Noninterest Income$1,234,0001,715
Total noninterest expense$15,458,0001,057
Salaries and employee benefits$8,240,0001,121
Premises and equipment expense$2,878,000666
Additional noninterest expense$4,340,0001,113
Pre-tax net operating income$16,112,000583
Securities gains (losses)$128,000680
Applicable income taxes$4,686,000437
Income before extraordinary items$11,554,000657
Extraordinary gains, net$011
Net income$11,554,000659
Minority interest net income$072
Net income of bank and minority interests.$11,554,000658
Net charge-offs$180,0001,376
Cash dividends$6,369,000510
Sale, conversion, retirement of capital stock, net$270,000291
Net operating income$11,452,880652
2019-06-30 (YTD Data)Rank
Total interest income$20,779,000820
Total interest expense$1,723,0001,632
Net interest income$19,056,000725
Provision for loan and lease losses$10,0003,472
Total noninterest income$2,052,0001,254
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,254,000502
Trading account gains and feesNANA
Additional Noninterest Income$798,0001,718
Total noninterest expense$10,345,0001,056
Salaries and employee benefits$5,481,0001,120
Premises and equipment expense$1,895,000677
Additional noninterest expense$2,969,0001,102
Pre-tax net operating income$10,753,000566
Securities gains (losses)$110,000511
Applicable income taxes$3,135,000429
Income before extraordinary items$7,728,000636
Extraordinary gains, net$011
Net income$7,728,000636
Minority interest net income$069
Net income of bank and minority interests.$7,728,000636
Net charge-offs$-47,0004,892
Cash dividends$4,389,000498
Sale, conversion, retirement of capital stock, net$192,000279
Net operating income$7,641,100630
2019-03-31 (YTD Data)Rank
Total interest income$10,440,000810
Total interest expense$833,0001,621
Net interest income$9,607,000720
Provision for loan and lease losses$6,0003,205
Total noninterest income$1,021,0001,220
Gross Fiduciary activities income$0972
Service charges on deposit accounts$626,000491
Trading account gains and feesNANA
Additional Noninterest Income$395,0001,677
Total noninterest expense$5,290,0001,034
Salaries and employee benefits$2,746,0001,125
Premises and equipment expense$976,000667
Additional noninterest expense$1,568,0001,034
Pre-tax net operating income$5,332,000564
Securities gains (losses)$57,000365
Applicable income taxes$1,552,000427
Income before extraordinary items$3,837,000636
Extraordinary gains, net$05
Net income$3,837,000636
Minority interest net income$052
Net income of bank and minority interests.$3,837,000635
Net charge-offs$-16,0004,809
Cash dividends$2,024,000494
Sale, conversion, retirement of capital stock, net$97,000236
Net operating income$3,791,970627
2018-12-31 (YTD Data)Rank
Total interest income$36,717,000856
Total interest expense$2,275,0001,771
Net interest income$34,442,000773
Provision for loan and lease losses$-1,764,0005,366
Total noninterest income$4,519,0001,162
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,340,000545
Trading account gains and feesNANA
Additional Noninterest Income$2,179,0001,417
Total noninterest expense$20,092,0001,059
Salaries and employee benefits$11,659,0001,031
Premises and equipment expense$3,917,000643
Additional noninterest expense$4,516,0001,357
Pre-tax net operating income$20,633,000585
Securities gains (losses)$-78,0004,946
Applicable income taxes$5,688,000437
Income before extraordinary items$14,867,000648
Extraordinary gains, net$06
Net income$14,867,000647
Minority interest net income$072
Net income of bank and minority interests.$14,867,000647
Net charge-offs$-892,0005,354
Cash dividends$6,947,000565
Sale, conversion, retirement of capital stock, net$744,000265
Net operating income$14,928,620648
2018-09-30 (YTD Data)Rank
Total interest income$26,865,000867
Total interest expense$1,515,0001,861
Net interest income$25,350,000777
Provision for loan and lease losses$-1,699,0005,439
Total noninterest income$3,532,0001,141
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,758,000550
Trading account gains and feesNANA
Additional Noninterest Income$1,774,0001,354
Total noninterest expense$14,817,0001,081
Salaries and employee benefits$8,750,0001,036
Premises and equipment expense$2,914,000652
Additional noninterest expense$3,153,0001,451
Pre-tax net operating income$15,764,000573
Securities gains (losses)$-114,0005,262
Applicable income taxes$4,522,000429
Income before extraordinary items$11,128,000643
Extraordinary gains, net$05
Net income$11,128,000642
Minority interest net income$066
Net income of bank and minority interests.$11,128,000642
Net charge-offs$-1,230,0005,447
Cash dividends$5,087,000523
Sale, conversion, retirement of capital stock, net$590,000234
Net operating income$11,218,060639
2018-06-30 (YTD Data)Rank
Total interest income$17,291,000884
Total interest expense$935,0001,877
Net interest income$16,356,000801
Provision for loan and lease losses$-1,325,0005,502
Total noninterest income$2,519,0001,092
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,146,000557
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0001,233
Total noninterest expense$9,847,0001,077
Salaries and employee benefits$5,937,0001,031
Premises and equipment expense$1,906,000671
Additional noninterest expense$2,004,0001,503
Pre-tax net operating income$10,353,000572
Securities gains (losses)$-78,0005,315
Applicable income taxes$2,970,000432
Income before extraordinary items$7,305,000653
Extraordinary gains, net$06
Net income$7,305,000650
Minority interest net income$065
Net income of bank and minority interests.$7,305,000652
Net charge-offs$-483,0005,461
Cash dividends$3,282,000535
Sale, conversion, retirement of capital stock, net$428,000209
Net operating income$7,366,620647
2018-03-31 (YTD Data)Rank
Total interest income$8,827,000858
Total interest expense$382,0002,085
Net interest income$8,445,000777
Provision for loan and lease losses$-189,0005,521
Total noninterest income$1,308,0001,062
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$571,000556
Trading account gains and feesNANA
Additional Noninterest Income$737,0001,155
Total noninterest expense$4,789,0001,105
Salaries and employee benefits$2,938,0001,048
Premises and equipment expense$901,000714
Additional noninterest expense$950,0001,583
Pre-tax net operating income$5,153,000566
Securities gains (losses)$-60,0005,423
Applicable income taxes$1,474,000431
Income before extraordinary items$3,619,000648
Extraordinary gains, net$07
Net income$3,619,000647
Minority interest net income$052
Net income of bank and minority interests.$3,619,000648
Net charge-offs$-38,0005,164
Cash dividends$1,646,000497
Sale, conversion, retirement of capital stock, net$291,000160
Net operating income$3,666,400639
2017-12-31 (YTD Data)Rank
Total interest income$33,030,000871
Total interest expense$1,426,0002,004
Net interest income$31,604,000800
Provision for loan and lease losses$24,0003,881
Total noninterest income$4,977,0001,121
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,437,000526
Trading account gains and fees$0151
Additional Noninterest Income$2,540,0001,310
Total noninterest expense$19,425,0001,078
Salaries and employee benefits$10,796,0001,093
Premises and equipment expense$3,883,000637
Additional noninterest expense$4,746,0001,296
Pre-tax net operating income$17,132,000620
Securities gains (losses)$02,243
Applicable income taxes$8,028,000490
Income before extraordinary items$9,104,000812
Extraordinary gains, net$09
Net income$9,104,000813
Minority interest net income$076
Net income of bank and minority interests.$9,104,000812
Net charge-offs$-341,0005,523
Cash dividends$4,291,000777
Sale, conversion, retirement of capital stock, net$97,000495
Net operating income$9,104,000799
2017-09-30 (YTD Data)Rank
Total interest income$24,408,000879
Total interest expense$1,054,0002,004
Net interest income$23,354,000812
Provision for loan and lease losses$-24,0005,464
Total noninterest income$3,831,0001,118
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,832,000530
Trading account gains and fees$0145
Additional Noninterest Income$1,999,0001,284
Total noninterest expense$14,391,0001,095
Salaries and employee benefits$8,129,0001,101
Premises and equipment expense$2,875,000659
Additional noninterest expense$3,387,0001,354
Pre-tax net operating income$12,818,000628
Securities gains (losses)$02,274
Applicable income taxes$5,150,000487
Income before extraordinary items$7,668,000790
Extraordinary gains, net$09
Net income$7,668,000790
Minority interest net income$071
Net income of bank and minority interests.$7,668,000790
Net charge-offs$-280,0005,559
Cash dividends$3,109,000739
Sale, conversion, retirement of capital stock, net$78,000447
Net operating income$7,668,000778
2017-06-30 (YTD Data)Rank
Total interest income$15,787,000901
Total interest expense$700,0001,968
Net interest income$15,087,000832
Provision for loan and lease losses$-31,0005,569
Total noninterest income$2,682,0001,082
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,220,000523
Trading account gains and fees$0139
Additional Noninterest Income$1,462,0001,217
Total noninterest expense$9,799,0001,080
Salaries and employee benefits$5,559,0001,082
Premises and equipment expense$1,871,000671
Additional noninterest expense$2,369,0001,297
Pre-tax net operating income$8,001,000645
Securities gains (losses)$01,906
Applicable income taxes$3,213,000498
Income before extraordinary items$4,788,000830
Extraordinary gains, net$011
Net income$4,788,000829
Minority interest net income$071
Net income of bank and minority interests.$4,788,000830
Net charge-offs$-136,0005,502
Cash dividends$961,0001,373
Sale, conversion, retirement of capital stock, net$61,000407
Net operating income$4,788,000817
2017-03-31 (YTD Data)Rank
Total interest income$7,654,000916
Total interest expense$335,0002,008
Net interest income$7,319,000844
Provision for loan and lease losses$21,0002,773
Total noninterest income$1,152,0001,191
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$600,000529
Trading account gains and fees$0142
Additional Noninterest Income$552,0001,446
Total noninterest expense$5,062,0001,063
Salaries and employee benefits$2,979,0001,018
Premises and equipment expense$943,000674
Additional noninterest expense$1,140,0001,336
Pre-tax net operating income$3,388,000733
Securities gains (losses)$01,153
Applicable income taxes$1,345,000544
Income before extraordinary items$2,043,000926
Extraordinary gains, net$08
Net income$2,043,000927
Minority interest net income$055
Net income of bank and minority interests.$2,043,000926
Net charge-offs$-25,0005,330
Cash dividends$117,0002,307
Sale, conversion, retirement of capital stock, net$7,000547
Net operating income$2,043,000912
2016-12-31 (YTD Data)Rank
Total interest income$29,576,000920
Total interest expense$1,166,0002,182
Net interest income$28,410,000839
Provision for loan and lease losses$-21,0005,489
Total noninterest income$4,698,0001,206
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,495,000517
Trading account gains and fees$0170
Additional Noninterest Income$2,203,0001,501
Total noninterest expense$19,876,0001,059
Salaries and employee benefits$10,607,0001,094
Premises and equipment expense$3,952,000625
Additional noninterest expense$5,317,0001,199
Pre-tax net operating income$13,253,000720
Securities gains (losses)$03,212
Applicable income taxes$5,280,000540
Income before extraordinary items$7,973,000936
Extraordinary gains, net$05
Net income$7,973,000935
Minority interest net income$082
Net income of bank and minority interests.$7,973,000935
Net charge-offs$790,000791
Cash dividends$424,0003,151
Sale, conversion, retirement of capital stock, net$29,000635
Net operating income$7,973,000907
2016-09-30 (YTD Data)Rank
Total interest income$21,767,000938
Total interest expense$838,0002,246
Net interest income$20,929,000847
Provision for loan and lease losses$-7,0005,629
Total noninterest income$3,508,0001,198
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,891,000513
Trading account gains and fees$0169
Additional Noninterest Income$1,617,0001,509
Total noninterest expense$14,654,0001,070
Salaries and employee benefits$7,575,0001,140
Premises and equipment expense$3,015,000621
Additional noninterest expense$4,064,0001,194
Pre-tax net operating income$9,790,000722
Securities gains (losses)$03,160
Applicable income taxes$3,774,000557
Income before extraordinary items$6,016,000930
Extraordinary gains, net$05
Net income$6,016,000929
Minority interest net income$071
Net income of bank and minority interests.$6,016,000930
Net charge-offs$788,000571
Cash dividends$316,0002,837
Sale, conversion, retirement of capital stock, net$22,000593
Net operating income$6,016,000905
2016-06-30 (YTD Data)Rank
Total interest income$13,995,000968
Total interest expense$549,0002,279
Net interest income$13,446,000881
Provision for loan and lease losses$-10,0005,756
Total noninterest income$2,383,0001,165
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,249,000513
Trading account gains and fees$0157
Additional Noninterest Income$1,134,0001,423
Total noninterest expense$9,906,0001,057
Salaries and employee benefits$5,048,0001,144
Premises and equipment expense$1,982,000624
Additional noninterest expense$2,876,0001,137
Pre-tax net operating income$5,933,000791
Securities gains (losses)$02,835
Applicable income taxes$2,271,000595
Income before extraordinary items$3,662,0001,005
Extraordinary gains, net$016
Net income$3,662,0001,004
Minority interest net income$071
Net income of bank and minority interests.$3,662,0001,004
Net charge-offs$794,000426
Cash dividends$211,0002,806
Sale, conversion, retirement of capital stock, net$14,000582
Net operating income$3,662,000976
2016-03-31 (YTD Data)Rank
Total interest income$6,970,000967
Total interest expense$277,0002,268
Net interest income$6,693,000883
Provision for loan and lease losses$-22,0005,917
Total noninterest income$1,118,0001,204
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$600,000536
Trading account gains and fees$0142
Additional Noninterest Income$518,0001,472
Total noninterest expense$5,181,0001,022
Salaries and employee benefits$2,584,0001,127
Premises and equipment expense$1,036,000609
Additional noninterest expense$1,561,0001,049
Pre-tax net operating income$2,652,000857
Securities gains (losses)$02,077
Applicable income taxes$1,006,000639
Income before extraordinary items$1,646,0001,080
Extraordinary gains, net$012
Net income$1,646,0001,081
Minority interest net income$062
Net income of bank and minority interests.$1,646,0001,081
Net charge-offs$-27,0005,563
Cash dividends$104,0002,357
Sale, conversion, retirement of capital stock, net$7,000552
Net operating income$1,646,0001,057
2015-12-31 (YTD Data)Rank
Total interest income$27,512,000952
Total interest expense$1,057,0002,329
Net interest income$26,455,000863
Provision for loan and lease losses$-41,0005,662
Total noninterest income$4,278,0001,241
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,381,000555
Trading account gains and fees$0159
Additional Noninterest Income$1,897,0001,587
Total noninterest expense$18,991,0001,073
Salaries and employee benefits$9,899,0001,138
Premises and equipment expense$3,850,000641
Additional noninterest expense$5,242,0001,223
Pre-tax net operating income$11,783,000760
Securities gains (losses)$03,216
Applicable income taxes$4,693,000553
Income before extraordinary items$7,090,0001,001
Extraordinary gains, net$023
Net income$7,090,0001,001
Minority interest net income$081
Net income of bank and minority interests.$7,090,0001,001
Net charge-offs$1,017,000681
Cash dividends$2,416,0001,172
Sale, conversion, retirement of capital stock, net$26,000670
Net operating income$7,090,000982
2015-09-30 (YTD Data)Rank
Total interest income$20,412,000965
Total interest expense$780,0002,384
Net interest income$19,632,000874
Provision for loan and lease losses$434,0001,169
Total noninterest income$3,134,0001,291
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,757,000568
Trading account gains and fees$0153
Additional Noninterest Income$1,377,0001,632
Total noninterest expense$13,912,0001,099
Salaries and employee benefits$7,027,0001,205
Premises and equipment expense$2,887,000660
Additional noninterest expense$3,998,0001,207
Pre-tax net operating income$8,420,000805
Securities gains (losses)$03,031
Applicable income taxes$3,267,000603
Income before extraordinary items$5,153,0001,035
Extraordinary gains, net$021
Net income$5,153,0001,035
Minority interest net income$078
Net income of bank and minority interests.$5,153,0001,035
Net charge-offs$-368,0006,064
Cash dividends$2,140,000923
Sale, conversion, retirement of capital stock, net$21,000632
Net operating income$5,153,0001,010
2015-06-30 (YTD Data)Rank
Total interest income$13,425,000974
Total interest expense$511,0002,429
Net interest income$12,914,000880
Provision for loan and lease losses$457,000833
Total noninterest income$2,142,0001,269
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,082,000598
Trading account gains and fees$0157
Additional Noninterest Income$1,060,0001,488
Total noninterest expense$9,148,0001,117
Salaries and employee benefits$4,690,0001,200
Premises and equipment expense$1,895,000675
Additional noninterest expense$2,563,0001,245
Pre-tax net operating income$5,451,000828
Securities gains (losses)$02,636
Applicable income taxes$2,112,000616
Income before extraordinary items$3,339,0001,056
Extraordinary gains, net$022
Net income$3,339,0001,056
Minority interest net income$075
Net income of bank and minority interests.$3,339,0001,057
Net charge-offs$-324,0006,151
Cash dividends$220,0002,700
Sale, conversion, retirement of capital stock, net$13,000618
Net operating income$3,339,0001,031
2015-03-31 (YTD Data)Rank
Total interest income$6,562,000989
Total interest expense$259,0002,420
Net interest income$6,303,000892
Provision for loan and lease losses$459,000437
Total noninterest income$977,0001,316
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$541,000589
Trading account gains and fees$0152
Additional Noninterest Income$436,0001,664
Total noninterest expense$4,595,0001,116
Salaries and employee benefits$2,424,0001,166
Premises and equipment expense$893,000714
Additional noninterest expense$1,278,0001,233
Pre-tax net operating income$2,226,000971
Securities gains (losses)$02,027
Applicable income taxes$851,000697
Income before extraordinary items$1,375,0001,221
Extraordinary gains, net$013
Net income$1,375,0001,221
Minority interest net income$064
Net income of bank and minority interests.$1,375,0001,222
Net charge-offs$-60,0005,999
Cash dividends$110,0002,256
Sale, conversion, retirement of capital stock, net$7,000586
Net operating income$1,375,0001,183
2014-12-31 (YTD Data)Rank
Total interest income$25,062,0001,023
Total interest expense$1,104,0002,418
Net interest income$23,958,000923
Provision for loan and lease losses$-845,0006,331
Total noninterest income$4,328,0001,215
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,312,000594
Trading account gains and fees$0180
Additional Noninterest Income$2,016,0001,448
Total noninterest expense$18,278,0001,104
Salaries and employee benefits$9,646,0001,129
Premises and equipment expense$3,503,000703
Additional noninterest expense$5,129,0001,268
Pre-tax net operating income$10,853,000770
Securities gains (losses)$03,259
Applicable income taxes$4,375,000549
Income before extraordinary items$6,478,0001,026
Extraordinary gains, net$017
Net income$6,478,0001,025
Minority interest net income$084
Net income of bank and minority interests.$6,478,0001,025
Net charge-offs$-628,0006,409
Cash dividends$1,519,0001,550
Sale, conversion, retirement of capital stock, net$28,000714
Net operating income$6,478,0001,004
2014-09-30 (YTD Data)Rank
Total interest income$18,578,0001,037
Total interest expense$813,0002,490
Net interest income$17,765,000938
Provision for loan and lease losses$-101,0006,215
Total noninterest income$3,311,0001,193
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,747,000587
Trading account gains and fees$0174
Additional Noninterest Income$1,564,0001,410
Total noninterest expense$13,291,0001,143
Salaries and employee benefits$7,103,0001,149
Premises and equipment expense$2,594,000716
Additional noninterest expense$3,594,0001,344
Pre-tax net operating income$7,886,000798
Securities gains (losses)$02,980
Applicable income taxes$3,052,000589
Income before extraordinary items$4,834,0001,031
Extraordinary gains, net$015
Net income$4,834,0001,031
Minority interest net income$081
Net income of bank and minority interests.$4,834,0001,031
Net charge-offs$-228,0006,368
Cash dividends$1,405,0001,214
Sale, conversion, retirement of capital stock, net$23,000664
Net operating income$4,834,0001,016
2014-06-30 (YTD Data)Rank
Total interest income$12,076,0001,061
Total interest expense$521,0002,566
Net interest income$11,555,000954
Provision for loan and lease losses$-140,0006,365
Total noninterest income$2,172,0001,210
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,146,000583
Trading account gains and fees$0172
Additional Noninterest Income$1,026,0001,422
Total noninterest expense$8,757,0001,156
Salaries and employee benefits$4,802,0001,131
Premises and equipment expense$1,685,000739
Additional noninterest expense$2,270,0001,411
Pre-tax net operating income$5,110,000793
Securities gains (losses)$02,580
Applicable income taxes$1,974,000583
Income before extraordinary items$3,136,0001,024
Extraordinary gains, net$020
Net income$3,136,0001,024
Minority interest net income$080
Net income of bank and minority interests.$3,136,0001,025
Net charge-offs$-201,0006,458
Cash dividends$1,291,000950
Sale, conversion, retirement of capital stock, net$15,000630
Net operating income$3,136,0001,006
2014-03-31 (YTD Data)Rank
Total interest income$5,809,0001,100
Total interest expense$261,0002,592
Net interest income$5,548,0001,008
Provision for loan and lease losses$-47,0006,465
Total noninterest income$975,0001,273
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$560,000591
Trading account gains and fees$0147
Additional Noninterest Income$415,0001,605
Total noninterest expense$4,699,0001,087
Salaries and employee benefits$2,524,0001,095
Premises and equipment expense$807,000788
Additional noninterest expense$1,368,0001,167
Pre-tax net operating income$1,871,0001,038
Securities gains (losses)$01,715
Applicable income taxes$706,000723
Income before extraordinary items$1,165,0001,299
Extraordinary gains, net$016
Net income$1,165,0001,300
Minority interest net income$066
Net income of bank and minority interests.$1,165,0001,300
Net charge-offs$-143,0006,538
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$8,000598
Net operating income$1,165,0001,270
2013-12-31 (YTD Data)Rank
Total interest income$23,104,0001,106
Total interest expense$1,329,0002,387
Net interest income$21,775,0001,005
Provision for loan and lease losses$-1,098,0006,686
Total noninterest income$5,407,0001,064
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,457,000557
Trading account gains and fees$0184
Additional Noninterest Income$2,950,0001,163
Total noninterest expense$19,689,0001,040
Salaries and employee benefits$9,208,0001,179
Premises and equipment expense$3,311,000733
Additional noninterest expense$7,170,000946
Pre-tax net operating income$8,591,000896
Securities gains (losses)$03,182
Applicable income taxes$606,0001,959
Income before extraordinary items$7,985,000788
Extraordinary gains, net$029
Net income$7,985,000788
Minority interest net income$090
Net income of bank and minority interests.$7,985,000789
Net charge-offs$-302,0006,682
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$29,000748
Net operating income$7,985,000773
2013-09-30 (YTD Data)Rank
Total interest income$17,317,0001,114
Total interest expense$1,041,0002,370
Net interest income$16,276,0001,017
Provision for loan and lease losses$-1,120,0006,789
Total noninterest income$4,928,000945
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,883,000547
Trading account gains and fees$0180
Additional Noninterest Income$3,045,000958
Total noninterest expense$14,514,0001,056
Salaries and employee benefits$6,679,0001,215
Premises and equipment expense$2,404,000760
Additional noninterest expense$5,431,000931
Pre-tax net operating income$7,810,000755
Securities gains (losses)$03,040
Applicable income taxes$3,014,000547
Income before extraordinary items$4,796,000972
Extraordinary gains, net$025
Net income$4,796,000975
Minority interest net income$084
Net income of bank and minority interests.$4,796,000975
Net charge-offs$112,0003,147
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$13,000752
Net operating income$4,796,000940
2013-06-30 (YTD Data)Rank
Total interest income$11,535,0001,102
Total interest expense$741,0002,297
Net interest income$10,794,0001,002
Provision for loan and lease losses$30,0003,938
Total noninterest income$3,881,000835
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,228,000544
Trading account gains and fees$0157
Additional Noninterest Income$2,653,000809
Total noninterest expense$9,797,0001,037
Salaries and employee benefits$4,470,0001,201
Premises and equipment expense$1,599,000764
Additional noninterest expense$3,728,000906
Pre-tax net operating income$4,848,000792
Securities gains (losses)$02,791
Applicable income taxes$1,860,000574
Income before extraordinary items$2,988,0001,046
Extraordinary gains, net$022
Net income$2,988,0001,047
Minority interest net income$082
Net income of bank and minority interests.$2,988,0001,049
Net charge-offs$656,0001,045
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$9,000717
Net operating income$2,988,000998
2013-03-31 (YTD Data)Rank
Total interest income$5,773,0001,112
Total interest expense$412,0002,132
Net interest income$5,361,0001,012
Provision for loan and lease losses$-9,0006,744
Total noninterest income$1,854,000874
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$601,000551
Trading account gains and fees$0148
Additional Noninterest Income$1,253,000837
Total noninterest expense$4,866,0001,054
Salaries and employee benefits$2,359,0001,162
Premises and equipment expense$810,000763
Additional noninterest expense$1,697,000991
Pre-tax net operating income$2,358,000798
Securities gains (losses)$01,966
Applicable income taxes$905,000585
Income before extraordinary items$1,453,0001,049
Extraordinary gains, net$010
Net income$1,453,0001,049
Minority interest net income$076
Net income of bank and minority interests.$1,453,0001,051
Net charge-offs$371,000918
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$4,000682
Net operating income$1,453,0001,001
2012-12-31 (YTD Data)Rank
Total interest income$25,149,0001,058
Total interest expense$1,790,0002,350
Net interest income$23,359,000928
Provision for loan and lease losses$1,019,0001,746
Total noninterest income$6,227,000974
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,768,000521
Trading account gains and fees$0166
Additional Noninterest Income$3,459,0001,062
Total noninterest expense$19,244,0001,042
Salaries and employee benefits$9,075,0001,162
Premises and equipment expense$3,128,000770
Additional noninterest expense$7,041,000994
Pre-tax net operating income$9,323,000769
Securities gains (losses)$-479,0007,007
Applicable income taxes$2,042,000864
Income before extraordinary items$6,802,000881
Extraordinary gains, net$029
Net income$6,802,000881
Minority interest net income$093
Net income of bank and minority interests.$6,802,000881
Net charge-offs$2,884,000868
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$18,000846
Net operating income$7,170,830775
2012-09-30 (YTD Data)Rank
Total interest income$19,225,0001,061
Total interest expense$1,354,0002,426
Net interest income$17,871,000919
Provision for loan and lease losses$1,010,0001,427
Total noninterest income$5,663,000825
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,095,000525
Trading account gains and fees$0157
Additional Noninterest Income$3,568,000817
Total noninterest expense$14,294,0001,048
Salaries and employee benefits$6,671,0001,178
Premises and equipment expense$2,283,000803
Additional noninterest expense$5,340,000975
Pre-tax net operating income$8,230,000677
Securities gains (losses)$-295,0007,089
Applicable income taxes$2,958,000516
Income before extraordinary items$4,977,000921
Extraordinary gains, net$020
Net income$4,977,000921
Minority interest net income$086
Net income of bank and minority interests.$4,977,000921
Net charge-offs$3,498,000601
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$14,000809
Net operating income$5,165,800821
2012-06-30 (YTD Data)Rank
Total interest income$13,095,0001,032
Total interest expense$916,0002,479
Net interest income$12,179,000896
Provision for loan and lease losses$1,006,0001,087
Total noninterest income$4,463,000743
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,410,000515
Trading account gains and fees$0153
Additional Noninterest Income$3,053,000680
Total noninterest expense$9,953,0001,000
Salaries and employee benefits$4,595,0001,141
Premises and equipment expense$1,395,000868
Additional noninterest expense$3,963,000870
Pre-tax net operating income$5,683,000654
Securities gains (losses)$-172,0007,137
Applicable income taxes$2,065,000506
Income before extraordinary items$3,446,000876
Extraordinary gains, net$019
Net income$3,446,000875
Minority interest net income$084
Net income of bank and minority interests.$3,446,000876
Net charge-offs$3,043,000512
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$9,000789
Net operating income$3,556,080785
2012-03-31 (YTD Data)Rank
Total interest income$6,623,0001,029
Total interest expense$477,0002,472
Net interest income$6,146,000888
Provision for loan and lease losses$2,0005,167
Total noninterest income$1,246,0001,125
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$715,000506
Trading account gains and fees$0148
Additional Noninterest Income$531,0001,448
Total noninterest expense$5,306,000938
Salaries and employee benefits$2,421,0001,075
Premises and equipment expense$649,000936
Additional noninterest expense$2,236,000770
Pre-tax net operating income$2,084,000859
Securities gains (losses)$-22,0007,109
Applicable income taxes$748,000633
Income before extraordinary items$1,314,0001,124
Extraordinary gains, net$019
Net income$1,314,0001,125
Minority interest net income$078
Net income of bank and minority interests.$1,314,0001,124
Net charge-offs$600,000973
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$1,328,0801,047
2011-12-31 (YTD Data)Rank
Total interest income$27,940,000996
Total interest expense$2,716,0002,133
Net interest income$25,224,000865
Provision for loan and lease losses$13,602,000323
Total noninterest income$750,0003,638
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,936,000511
Trading account gains and fees$0146
Additional Noninterest Income$-2,186,0007,282
Total noninterest expense$25,473,000777
Salaries and employee benefits$9,100,0001,081
Premises and equipment expense$3,090,000805
Additional noninterest expense$13,283,000550
Pre-tax net operating income$-13,101,0007,255
Securities gains (losses)$-900,0007,274
Applicable income taxes$-1,583,0007,227
Income before extraordinary items$-12,418,0007,243
Extraordinary gains, net$029
Net income$-12,418,0007,243
Minority interest net income$096
Net income of bank and minority interests.$-12,418,0007,243
Net charge-offs$16,473,000296
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$18,000960
Net operating income$-11,617,0007,223
2011-09-30 (YTD Data)Rank
Total interest income$21,045,0001,007
Total interest expense$2,119,0002,145
Net interest income$18,926,000877
Provision for loan and lease losses$12,497,000269
Total noninterest income$1,493,0002,009
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,459,000467
Trading account gains and fees$0145
Additional Noninterest Income$-966,0007,317
Total noninterest expense$19,698,000754
Salaries and employee benefits$6,796,0001,089
Premises and equipment expense$2,364,000802
Additional noninterest expense$10,538,000525
Pre-tax net operating income$-11,776,0007,354
Securities gains (losses)$-296,0007,306
Applicable income taxes$-3,750,0007,402
Income before extraordinary items$-8,322,0007,323
Extraordinary gains, net$021
Net income$-8,322,0007,323
Minority interest net income$087
Net income of bank and minority interests.$-8,322,0007,323
Net charge-offs$15,081,000246
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$14,000906
Net operating income$-8,117,7607,310
2011-06-30 (YTD Data)Rank
Total interest income$14,162,0001,007
Total interest expense$1,481,0002,126
Net interest income$12,681,000873
Provision for loan and lease losses$10,051,000236
Total noninterest income$731,0002,466
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,388,000538
Trading account gains and fees$0153
Additional Noninterest Income$-657,0007,409
Total noninterest expense$12,904,000774
Salaries and employee benefits$4,573,0001,094
Premises and equipment expense$1,647,000770
Additional noninterest expense$6,684,000547
Pre-tax net operating income$-9,543,0007,442
Securities gains (losses)$02,914
Applicable income taxes$-3,531,0007,481
Income before extraordinary items$-6,012,0007,394
Extraordinary gains, net$015
Net income$-6,012,0007,394
Minority interest net income$089
Net income of bank and minority interests.$-6,012,0007,394
Net charge-offs$13,573,000211
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$9,000857
Net operating income$-6,012,0007,394
2011-03-31 (YTD Data)Rank
Total interest income$7,103,0001,015
Total interest expense$791,0002,082
Net interest income$6,312,000874
Provision for loan and lease losses$890,000953
Total noninterest income$692,0001,581
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$686,000533
Trading account gains and fees$0158
Additional Noninterest Income$6,0006,638
Total noninterest expense$5,251,000953
Salaries and employee benefits$2,337,0001,080
Premises and equipment expense$822,000796
Additional noninterest expense$2,092,000853
Pre-tax net operating income$863,0001,660
Securities gains (losses)$01,772
Applicable income taxes$238,0001,325
Income before extraordinary items$625,0001,851
Extraordinary gains, net$09
Net income$625,0001,850
Minority interest net income$086
Net income of bank and minority interests.$625,0001,851
Net charge-offs$665,0001,121
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$5,000788
Net operating income$625,0001,797
2010-12-31 (YTD Data)Rank
Total interest income$32,615,000942
Total interest expense$4,338,0001,851
Net interest income$28,277,000781
Provision for loan and lease losses$12,475,000551
Total noninterest income$2,204,0001,949
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,055,000493
Trading account gains and fees$0175
Additional Noninterest Income$-851,0007,471
Total noninterest expense$23,994,000841
Salaries and employee benefits$9,067,0001,092
Premises and equipment expense$3,497,000735
Additional noninterest expense$11,430,000673
Pre-tax net operating income$-5,988,0007,181
Securities gains (losses)$-1,185,0007,529
Applicable income taxes$-3,018,0007,526
Income before extraordinary items$-4,155,0007,116
Extraordinary gains, net$029
Net income$-4,155,0007,115
Minority interest net income$0111
Net income of bank and minority interests.$-4,155,0007,116
Net charge-offs$10,971,000562
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$42,000981
Net operating income$-3,396,6007,024
2010-09-30 (YTD Data)Rank
Total interest income$25,003,000929
Total interest expense$3,358,0001,872
Net interest income$21,645,000762
Provision for loan and lease losses$3,375,0001,175
Total noninterest income$2,440,0001,452
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,363,000481
Trading account gains and fees$0165
Additional Noninterest Income$77,0005,538
Total noninterest expense$17,710,000843
Salaries and employee benefits$6,747,0001,094
Premises and equipment expense$2,600,000748
Additional noninterest expense$8,363,000661
Pre-tax net operating income$3,000,0001,333
Securities gains (losses)$-1,019,0007,655
Applicable income taxes$914,0001,072
Income before extraordinary items$1,067,0002,768
Extraordinary gains, net$023
Net income$1,067,0002,765
Minority interest net income$0110
Net income of bank and minority interests.$1,067,0002,769
Net charge-offs$5,415,000736
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$31,000924
Net operating income$1,719,1601,821
2010-06-30 (YTD Data)Rank
Total interest income$17,008,000913
Total interest expense$2,288,0001,900
Net interest income$14,720,000744
Provision for loan and lease losses$2,150,0001,215
Total noninterest income$1,812,0001,313
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,604,000473
Trading account gains and fees$0152
Additional Noninterest Income$208,0003,450
Total noninterest expense$12,156,000810
Salaries and employee benefits$4,464,0001,102
Premises and equipment expense$1,730,000763
Additional noninterest expense$5,962,000609
Pre-tax net operating income$2,226,0001,179
Securities gains (losses)$-632,0007,704
Applicable income taxes$880,000802
Income before extraordinary items$714,0002,724
Extraordinary gains, net$019
Net income$714,0002,719
Minority interest net income$0105
Net income of bank and minority interests.$714,0002,723
Net charge-offs$5,108,000565
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$20,000866
Net operating income$1,118,4801,832
2010-03-31 (YTD Data)Rank
Total interest income$8,459,000946
Total interest expense$1,207,0001,903
Net interest income$7,252,000762
Provision for loan and lease losses$1,631,000847
Total noninterest income$210,0003,547
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$799,000474
Trading account gains and fees$0175
Additional Noninterest Income$-589,0007,877
Total noninterest expense$5,110,000975
Salaries and employee benefits$2,300,0001,074
Premises and equipment expense$846,000793
Additional noninterest expense$1,964,000900
Pre-tax net operating income$721,0001,773
Securities gains (losses)$-244,0007,782
Applicable income taxes$59,0002,663
Income before extraordinary items$418,0002,482
Extraordinary gains, net$016
Net income$418,0002,479
Minority interest net income$091
Net income of bank and minority interests.$418,0002,482
Net charge-offs$443,0001,671
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$632,7201,670
2009-12-31 (YTD Data)Rank
Total interest income$35,789,000944
Total interest expense$6,996,0001,690
Net interest income$28,793,000744
Provision for loan and lease losses$13,375,000668
Total noninterest income$3,346,0001,492
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,338,000504
Trading account gains and fees$0211
Additional Noninterest Income$8,0007,239
Total noninterest expense$25,043,000841
Salaries and employee benefits$8,536,0001,139
Premises and equipment expense$3,401,000792
Additional noninterest expense$13,106,000619
Pre-tax net operating income$-6,279,0007,296
Securities gains (losses)$-880,0007,688
Applicable income taxes$-2,336,0007,555
Income before extraordinary items$-4,823,0007,242
Extraordinary gains, net$034
Net income$-4,823,0007,242
Minority interest net income$0115
Net income of bank and minority interests.$-4,823,0007,242
Net charge-offs$9,888,000690
Cash dividends$200,0003,638
Sale, conversion, retirement of capital stock, net$53,0001,050
Net operating income$-4,233,4007,183
2009-09-30 (YTD Data)Rank
Total interest income$26,915,000957
Total interest expense$5,451,0001,702
Net interest income$21,464,000754
Provision for loan and lease losses$8,593,000703
Total noninterest income$1,890,0001,852
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,529,000499
Trading account gains and fees$0212
Additional Noninterest Income$-639,0007,975
Total noninterest expense$19,447,000806
Salaries and employee benefits$6,388,0001,154
Premises and equipment expense$2,608,000793
Additional noninterest expense$10,451,000563
Pre-tax net operating income$-4,686,0007,484
Securities gains (losses)$-720,0007,808
Applicable income taxes$-1,447,0007,654
Income before extraordinary items$-3,959,0007,485
Extraordinary gains, net$027
Net income$-3,959,0007,485
Minority interest net income$0118
Net income of bank and minority interests.$-3,959,0007,485
Net charge-offs$5,710,000738
Cash dividends$200,0003,055
Sale, conversion, retirement of capital stock, net$40,000970
Net operating income$-3,433,4007,431
2009-06-30 (YTD Data)Rank
Total interest income$18,009,000974
Total interest expense$3,813,0001,700
Net interest income$14,196,000757
Provision for loan and lease losses$8,158,000524
Total noninterest income$1,779,0001,459
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,672,000500
Trading account gains and fees$0193
Additional Noninterest Income$107,0004,677
Total noninterest expense$13,466,000790
Salaries and employee benefits$4,260,0001,190
Premises and equipment expense$1,754,000795
Additional noninterest expense$7,452,000542
Pre-tax net operating income$-5,649,0007,770
Securities gains (losses)$-403,0007,880
Applicable income taxes$-1,545,0007,849
Income before extraordinary items$-4,507,0007,770
Extraordinary gains, net$021
Net income$-4,507,0007,769
Minority interest net income$0112
Net income of bank and minority interests.$-4,507,0007,769
Net charge-offs$3,845,000703
Cash dividends$200,0002,647
Sale, conversion, retirement of capital stock, net$27,000943
Net operating income$-4,208,7807,760
2009-03-31 (YTD Data)Rank
Total interest income$9,339,000949
Total interest expense$2,061,0001,648
Net interest income$7,278,000730
Provision for loan and lease losses$1,351,000989
Total noninterest income$914,0001,391
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$807,000504
Trading account gains and fees$0171
Additional Noninterest Income$107,0003,558
Total noninterest expense$5,151,000980
Salaries and employee benefits$2,204,0001,148
Premises and equipment expense$876,000810
Additional noninterest expense$2,071,000801
Pre-tax net operating income$1,690,000748
Securities gains (losses)$-163,0008,024
Applicable income taxes$454,000744
Income before extraordinary items$1,073,0001,004
Extraordinary gains, net$015
Net income$1,073,0001,004
Minority interest net income$0102
Net income of bank and minority interests.$1,073,0001,006
Net charge-offs$2,432,000526
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$13,000842
Net operating income$1,187,100828
2008-12-31 (YTD Data)Rank
Total interest income$45,364,000828
Total interest expense$14,203,0001,143
Net interest income$31,161,000694
Provision for loan and lease losses$9,598,000617
Total noninterest income$5,397,000987
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,393,000507
Trading account gains and fees$0154
Additional Noninterest Income$2,004,0001,299
Total noninterest expense$21,547,000926
Salaries and employee benefits$10,522,000950
Premises and equipment expense$3,659,000760
Additional noninterest expense$7,366,000882
Pre-tax net operating income$5,413,0001,023
Securities gains (losses)$24,0002,069
Applicable income taxes$1,497,000873
Income before extraordinary items$3,940,0001,061
Extraordinary gains, net$039
Net income$3,940,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,427,000641
Cash dividends$4,250,000654
Sale, conversion, retirement of capital stock, net$110,000946
Net operating income$3,922,7201,135
2008-09-30 (YTD Data)Rank
Total interest income$35,279,000810
Total interest expense$11,435,0001,104
Net interest income$23,844,000709
Provision for loan and lease losses$7,215,000505
Total noninterest income$4,628,000934
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,501,000526
Trading account gains and fees$0148
Additional Noninterest Income$2,127,0001,057
Total noninterest expense$16,382,000905
Salaries and employee benefits$8,136,000948
Premises and equipment expense$2,758,000762
Additional noninterest expense$5,488,000844
Pre-tax net operating income$4,875,0001,046
Securities gains (losses)$24,0001,901
Applicable income taxes$1,464,000853
Income before extraordinary items$3,435,0001,080
Extraordinary gains, net$031
Net income$3,435,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,009,000825
Cash dividends$4,250,000524
Sale, conversion, retirement of capital stock, net$91,000804
Net operating income$3,418,2001,141
2008-06-30 (YTD Data)Rank
Total interest income$24,285,000800
Total interest expense$8,082,0001,082
Net interest income$16,203,000686
Provision for loan and lease losses$813,0001,403
Total noninterest income$3,146,000931
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,618,000529
Trading account gains and fees$0149
Additional Noninterest Income$1,528,0001,045
Total noninterest expense$11,300,000870
Salaries and employee benefits$5,702,000901
Premises and equipment expense$1,788,000773
Additional noninterest expense$3,810,000795
Pre-tax net operating income$7,236,000502
Securities gains (losses)$24,0001,934
Applicable income taxes$2,652,000414
Income before extraordinary items$4,608,000598
Extraordinary gains, net$021
Net income$4,608,000597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0001,329
Cash dividends$4,250,000383
Sale, conversion, retirement of capital stock, net$62,000709
Net operating income$4,592,640584
2008-03-31 (YTD Data)Rank
Total interest income$12,798,000787
Total interest expense$4,531,0001,026
Net interest income$8,267,000665
Provision for loan and lease losses$265,0001,526
Total noninterest income$1,593,000926
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$757,000560
Trading account gains and fees$0158
Additional Noninterest Income$836,000969
Total noninterest expense$5,900,000813
Salaries and employee benefits$2,810,000933
Premises and equipment expense$878,000794
Additional noninterest expense$2,212,000659
Pre-tax net operating income$3,695,000534
Securities gains (losses)$24,0001,506
Applicable income taxes$1,346,000470
Income before extraordinary items$2,373,000647
Extraordinary gains, net$015
Net income$2,373,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,128
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$33,000569
Net operating income$2,357,640622
2007-12-31 (YTD Data)Rank
Total interest income$57,371,000720
Total interest expense$19,339,0001,015
Net interest income$38,032,000590
Provision for loan and lease losses$6,517,000331
Total noninterest income$6,897,000842
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,793,000626
Trading account gains and fees$0178
Additional Noninterest Income$4,104,000806
Total noninterest expense$21,392,000869
Salaries and employee benefits$10,739,000925
Premises and equipment expense$3,894,000684
Additional noninterest expense$6,759,000840
Pre-tax net operating income$17,020,000524
Securities gains (losses)$02,146
Applicable income taxes$6,227,000461
Income before extraordinary items$10,793,000608
Extraordinary gains, net$039
Net income$10,793,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,248,000304
Cash dividends$17,600,000274
Sale, conversion, retirement of capital stock, net$187,000770
Net operating income$10,793,000598
2007-09-30 (YTD Data)Rank
Total interest income$43,071,000717
Total interest expense$14,139,0001,040
Net interest income$28,932,000585
Provision for loan and lease losses$2,360,000449
Total noninterest income$5,115,000854
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,038,000635
Trading account gains and fees$0184
Additional Noninterest Income$3,077,000813
Total noninterest expense$15,605,000882
Salaries and employee benefits$7,910,000940
Premises and equipment expense$2,742,000723
Additional noninterest expense$4,953,000834
Pre-tax net operating income$16,082,000471
Securities gains (losses)$01,655
Applicable income taxes$6,030,000412
Income before extraordinary items$10,052,000534
Extraordinary gains, net$033
Net income$10,052,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,870,000426
Cash dividends$14,900,000258
Sale, conversion, retirement of capital stock, net$140,000682
Net operating income$10,052,000531
2007-06-30 (YTD Data)Rank
Total interest income$28,307,000735
Total interest expense$8,933,0001,097
Net interest income$19,374,000600
Provision for loan and lease losses$410,0001,215
Total noninterest income$3,280,000902
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,337,000649
Trading account gains and fees$0168
Additional Noninterest Income$1,943,000881
Total noninterest expense$10,443,000895
Salaries and employee benefits$5,440,000932
Premises and equipment expense$1,794,000762
Additional noninterest expense$3,209,000876
Pre-tax net operating income$11,801,000468
Securities gains (losses)$01,444
Applicable income taxes$4,412,000420
Income before extraordinary items$7,389,000526
Extraordinary gains, net$029
Net income$7,389,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0001,695
Cash dividends$13,300,000215
Sale, conversion, retirement of capital stock, net$93,000616
Net operating income$7,389,000512
2007-03-31 (YTD Data)Rank
Total interest income$14,291,000728
Total interest expense$4,151,0001,183
Net interest income$10,140,000573
Provision for loan and lease losses$202,0001,149
Total noninterest income$1,527,000935
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$631,000669
Trading account gains and fees$0195
Additional Noninterest Income$896,000918
Total noninterest expense$5,100,000910
Salaries and employee benefits$2,665,000955
Premises and equipment expense$849,000795
Additional noninterest expense$1,586,000869
Pre-tax net operating income$6,365,000454
Securities gains (losses)$01,187
Applicable income taxes$2,499,000383
Income before extraordinary items$3,866,000503
Extraordinary gains, net$022
Net income$3,866,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,000971
Cash dividends$4,300,000265
Sale, conversion, retirement of capital stock, net$47,000498
Net operating income$3,866,000492
2006-12-31 (YTD Data)Rank
Total interest income$47,536,000805
Total interest expense$12,820,0001,313
Net interest income$34,716,000647
Provision for loan and lease losses$880,0001,174
Total noninterest income$8,898,000670
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,401,000735
Trading account gains and fees$0130
Additional Noninterest Income$6,497,000561
Total noninterest expense$19,633,000898
Salaries and employee benefits$9,855,000976
Premises and equipment expense$2,644,000947
Additional noninterest expense$7,134,000760
Pre-tax net operating income$23,101,000489
Securities gains (losses)$27,000828
Applicable income taxes$8,764,000431
Income before extraordinary items$14,364,000547
Extraordinary gains, net$051
Net income$14,364,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,940
Cash dividends$7,300,000513
Sale, conversion, retirement of capital stock, net$248,000718
Net operating income$14,346,720540
2006-09-30 (YTD Data)Rank
Total interest income$34,643,000828
Total interest expense$9,053,0001,353
Net interest income$25,590,000669
Provision for loan and lease losses$639,0001,140
Total noninterest income$7,092,000657
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,820,000737
Trading account gains and fees$0126
Additional Noninterest Income$5,272,000538
Total noninterest expense$14,440,000927
Salaries and employee benefits$7,016,0001,037
Premises and equipment expense$1,859,0001,024
Additional noninterest expense$5,565,000735
Pre-tax net operating income$17,603,000497
Securities gains (losses)$01,388
Applicable income taxes$6,455,000463
Income before extraordinary items$11,148,000553
Extraordinary gains, net$045
Net income$11,148,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0001,013
Cash dividends$6,300,000421
Sale, conversion, retirement of capital stock, net$175,000618
Net operating income$11,148,000541
2006-06-30 (YTD Data)Rank
Total interest income$22,050,000850
Total interest expense$5,417,0001,428
Net interest income$16,633,000687
Provision for loan and lease losses$363,0001,259
Total noninterest income$4,859,000636
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,215,000726
Trading account gains and fees$0126
Additional Noninterest Income$3,644,000529
Total noninterest expense$9,512,000948
Salaries and employee benefits$4,742,0001,039
Premises and equipment expense$1,203,0001,058
Additional noninterest expense$3,567,000761
Pre-tax net operating income$11,617,000504
Securities gains (losses)$01,185
Applicable income taxes$4,190,000469
Income before extraordinary items$7,427,000552
Extraordinary gains, net$039
Net income$7,427,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,677
Cash dividends$5,000,000371
Sale, conversion, retirement of capital stock, net$110,000524
Net operating income$7,427,000540
2006-03-31 (YTD Data)Rank
Total interest income$10,594,000875
Total interest expense$2,446,0001,505
Net interest income$8,148,000697
Provision for loan and lease losses$240,000964
Total noninterest income$3,164,000532
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$583,000723
Trading account gains and fees$0115
Additional Noninterest Income$2,581,000424
Total noninterest expense$4,478,0001,009
Salaries and employee benefits$2,403,0001,021
Premises and equipment expense$589,0001,088
Additional noninterest expense$1,486,000892
Pre-tax net operating income$6,594,000460
Securities gains (losses)$0955
Applicable income taxes$2,517,000415
Income before extraordinary items$4,077,000510
Extraordinary gains, net$021
Net income$4,077,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$46,000409
Net operating income$4,077,000500
2005-12-31 (YTD Data)Rank
Total interest income$39,035,000834
Total interest expense$8,567,0001,327
Net interest income$30,468,000689
Provision for loan and lease losses$1,140,000925
Total noninterest income$5,960,000945
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,618,000660
Trading account gains and fees$0138
Additional Noninterest Income$3,342,000936
Total noninterest expense$15,949,0001,068
Salaries and employee benefits$7,928,0001,164
Premises and equipment expense$2,327,0001,026
Additional noninterest expense$5,694,000910
Pre-tax net operating income$19,339,000551
Securities gains (losses)$163,000562
Applicable income taxes$7,255,000486
Income before extraordinary items$12,247,000605
Extraordinary gains, net$046
Net income$12,247,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,000983
Cash dividends$5,012,000656
Sale, conversion, retirement of capital stock, net$74,000761
Net operating income$12,142,680597
2005-09-30 (YTD Data)Rank
Total interest income$28,615,000832
Total interest expense$6,152,0001,299
Net interest income$22,463,000691
Provision for loan and lease losses$890,000852
Total noninterest income$4,426,000957
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,012,000636
Trading account gains and fees$0126
Additional Noninterest Income$2,414,000966
Total noninterest expense$11,664,0001,083
Salaries and employee benefits$5,823,0001,176
Premises and equipment expense$1,763,0001,015
Additional noninterest expense$4,078,000939
Pre-tax net operating income$14,335,000556
Securities gains (losses)$02,317
Applicable income taxes$5,354,000495
Income before extraordinary items$8,981,000621
Extraordinary gains, net$035
Net income$8,981,000621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,000833
Cash dividends$3,512,000634
Sale, conversion, retirement of capital stock, net$74,000595
Net operating income$8,981,000605
2005-06-30 (YTD Data)Rank
Total interest income$18,545,000825
Total interest expense$3,756,0001,341
Net interest income$14,789,000693
Provision for loan and lease losses$498,000982
Total noninterest income$3,013,000921
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,333,000622
Trading account gains and fees$0116
Additional Noninterest Income$1,680,000926
Total noninterest expense$7,668,0001,092
Salaries and employee benefits$3,835,0001,192
Premises and equipment expense$1,109,0001,074
Additional noninterest expense$2,724,000925
Pre-tax net operating income$9,636,000546
Securities gains (losses)$02,146
Applicable income taxes$3,590,000492
Income before extraordinary items$6,046,000602
Extraordinary gains, net$030
Net income$6,046,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0001,002
Cash dividends$2,812,000540
Sale, conversion, retirement of capital stock, net$74,000459
Net operating income$6,046,000587
2005-03-31 (YTD Data)Rank
Total interest income$9,122,000828
Total interest expense$1,711,0001,405
Net interest income$7,411,000679
Provision for loan and lease losses$251,000915
Total noninterest income$1,306,0001,005
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$646,000621
Trading account gains and fees$0115
Additional Noninterest Income$660,0001,091
Total noninterest expense$3,922,0001,063
Salaries and employee benefits$1,938,0001,184
Premises and equipment expense$548,0001,094
Additional noninterest expense$1,436,000872
Pre-tax net operating income$4,544,000559
Securities gains (losses)$01,685
Applicable income taxes$1,683,000519
Income before extraordinary items$2,861,000631
Extraordinary gains, net$024
Net income$2,861,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,000870
Cash dividends$1,612,000447
Sale, conversion, retirement of capital stock, net$74,000289
Net operating income$2,861,000612
2004-12-31 (YTD Data)Rank
Total interest income$30,868,000904
Total interest expense$5,612,0001,467
Net interest income$25,256,000780
Provision for loan and lease losses$4,614,000267
Total noninterest income$4,680,0001,142
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,574,000681
Trading account gains and fees$0138
Additional Noninterest Income$2,106,0001,272
Total noninterest expense$14,344,0001,134
Salaries and employee benefits$6,557,0001,346
Premises and equipment expense$2,197,0001,051
Additional noninterest expense$5,590,000893
Pre-tax net operating income$10,978,000799
Securities gains (losses)$35,0002,001
Applicable income taxes$4,085,000693
Income before extraordinary items$6,928,000955
Extraordinary gains, net$034
Net income$6,928,000956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,899,000214
Cash dividends$6,500,000493
Sale, conversion, retirement of capital stock, net$270,000534
Net operating income$6,905,600918
2004-09-30 (YTD Data)Rank
Total interest income$22,284,000936
Total interest expense$4,028,0001,504
Net interest income$18,256,000811
Provision for loan and lease losses$4,358,000228
Total noninterest income$3,519,0001,146
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,875,000704
Trading account gains and fees$0134
Additional Noninterest Income$1,644,0001,235
Total noninterest expense$10,215,0001,197
Salaries and employee benefits$4,834,0001,364
Premises and equipment expense$1,586,0001,096
Additional noninterest expense$3,795,000991
Pre-tax net operating income$7,202,000923
Securities gains (losses)$35,0001,930
Applicable income taxes$2,731,000786
Income before extraordinary items$4,506,0001,090
Extraordinary gains, net$026
Net income$4,506,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,823,000173
Cash dividends$5,100,000450
Sale, conversion, retirement of capital stock, net$210,000435
Net operating income$4,483,6001,069
2004-06-30 (YTD Data)Rank
Total interest income$14,187,000971
Total interest expense$2,627,0001,507
Net interest income$11,560,000850
Provision for loan and lease losses$4,109,000184
Total noninterest income$2,188,0001,199
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,159,000753
Trading account gains and fees$0130
Additional Noninterest Income$1,029,0001,295
Total noninterest expense$6,549,0001,239
Salaries and employee benefits$3,104,0001,417
Premises and equipment expense$940,0001,227
Additional noninterest expense$2,505,000987
Pre-tax net operating income$3,090,0001,377
Securities gains (losses)$44,0001,536
Applicable income taxes$1,179,0001,124
Income before extraordinary items$1,955,0001,646
Extraordinary gains, net$021
Net income$1,955,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,809,000141
Cash dividends$4,100,000387
Sale, conversion, retirement of capital stock, net$151,000365
Net operating income$1,926,8401,603
2004-03-31 (YTD Data)Rank
Total interest income$6,589,0001,052
Total interest expense$1,264,0001,591
Net interest income$5,324,000926
Provision for loan and lease losses$3,712,000130
Total noninterest income$1,044,0001,220
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$498,000852
Trading account gains and fees$0121
Additional Noninterest Income$546,0001,212
Total noninterest expense$3,069,0001,341
Salaries and employee benefits$1,495,0001,484
Premises and equipment expense$389,0001,507
Additional noninterest expense$1,185,0001,036
Pre-tax net operating income$-413,0009,018
Securities gains (losses)$37,0001,369
Applicable income taxes$-155,0009,057
Income before extraordinary items$-221,0008,957
Extraordinary gains, net$016
Net income$-221,0008,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,836,000108
Cash dividends$1,100,000610
Sale, conversion, retirement of capital stock, net$92,000263
Net operating income$-244,6808,945
2003-12-31 (YTD Data)Rank
Total interest income$27,055,0001,042
Total interest expense$6,476,0001,372
Net interest income$20,579,000930
Provision for loan and lease losses$1,713,000728
Total noninterest income$5,674,0001,032
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,021,000845
Trading account gains and fees$0160
Additional Noninterest Income$3,653,000955
Total noninterest expense$11,220,0001,440
Salaries and employee benefits$5,017,0001,716
Premises and equipment expense$1,658,0001,373
Additional noninterest expense$4,545,0001,118
Pre-tax net operating income$13,320,000663
Securities gains (losses)$-58,0008,972
Applicable income taxes$5,031,000617
Income before extraordinary items$8,231,000791
Extraordinary gains, net$054
Net income$8,231,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,188,000806
Cash dividends$3,300,000910
Sale, conversion, retirement of capital stock, net$305,000542
Net operating income$8,268,120736
2003-09-30 (YTD Data)Rank
Total interest income$20,214,0001,064
Total interest expense$5,084,0001,362
Net interest income$15,130,000965
Provision for loan and lease losses$872,0001,013
Total noninterest income$4,277,0001,056
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,508,000854
Trading account gains and fees$0153
Additional Noninterest Income$2,769,000975
Total noninterest expense$8,454,0001,438
Salaries and employee benefits$3,811,0001,703
Premises and equipment expense$1,267,0001,358
Additional noninterest expense$3,376,0001,125
Pre-tax net operating income$10,081,000684
Securities gains (losses)$-24,0009,028
Applicable income taxes$3,138,000739
Income before extraordinary items$6,919,000742
Extraordinary gains, net$040
Net income$6,919,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,130,000635
Cash dividends$2,100,000969
Sale, conversion, retirement of capital stock, net$235,000431
Net operating income$6,935,560684
2003-06-30 (YTD Data)Rank
Total interest income$13,198,0001,104
Total interest expense$3,652,0001,307
Net interest income$9,546,0001,015
Provision for loan and lease losses$501,0001,142
Total noninterest income$2,433,0001,173
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$984,000855
Trading account gains and fees$0150
Additional Noninterest Income$1,449,0001,165
Total noninterest expense$5,432,0001,475
Salaries and employee benefits$2,529,0001,696
Premises and equipment expense$772,0001,483
Additional noninterest expense$2,131,0001,184
Pre-tax net operating income$6,046,000744
Securities gains (losses)$-24,0009,117
Applicable income taxes$1,909,000799
Income before extraordinary items$4,113,000821
Extraordinary gains, net$030
Net income$4,113,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$998,000526
Cash dividends$1,900,000792
Sale, conversion, retirement of capital stock, net$167,000350
Net operating income$4,129,320757
2003-03-31 (YTD Data)Rank
Total interest income$6,772,0001,085
Total interest expense$1,978,0001,233
Net interest income$4,794,0001,010
Provision for loan and lease losses$245,0001,148
Total noninterest income$1,037,0001,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$464,000885
Trading account gains and fees$0134
Additional Noninterest Income$573,0001,348
Total noninterest expense$2,801,0001,429
Salaries and employee benefits$1,335,0001,594
Premises and equipment expense$398,0001,460
Additional noninterest expense$1,068,0001,147
Pre-tax net operating income$2,785,000802
Securities gains (losses)$02,891
Applicable income taxes$938,000844
Income before extraordinary items$1,847,000914
Extraordinary gains, net$021
Net income$1,847,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$833,000356
Cash dividends$1,300,000540
Sale, conversion, retirement of capital stock, net$99,000224
Net operating income$1,847,000847
2002-12-31 (YTD Data)Rank
Total interest income$28,844,0001,069
Total interest expense$10,616,0001,053
Net interest income$18,228,0001,055
Provision for loan and lease losses$1,963,000743
Total noninterest income$4,603,0001,140
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,215,000727
Trading account gains and fees$0153
Additional Noninterest Income$2,388,0001,164
Total noninterest expense$10,627,0001,449
Salaries and employee benefits$4,830,0001,663
Premises and equipment expense$1,730,0001,265
Additional noninterest expense$4,067,0001,202
Pre-tax net operating income$10,241,000850
Securities gains (losses)$485,000669
Applicable income taxes$3,219,000871
Income before extraordinary items$7,507,000840
Extraordinary gains, net$070
Net income$7,507,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,0001,095
Cash dividends$4,385,000693
Sale, conversion, retirement of capital stock, net$262,000550
Net operating income$7,167,500843
2001-12-31 (YTD Data)Rank
Total interest income$30,156,0001,127
Total interest expense$12,871,0001,261
Net interest income$17,285,0001,040
Provision for loan and lease losses$1,733,000790
Total noninterest income$3,413,0001,339
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,939,000754
Trading account gains and fees$0177
Additional Noninterest Income$1,474,0001,541
Total noninterest expense$9,695,0001,512
Salaries and employee benefits$4,472,0001,687
Premises and equipment expense$1,730,0001,229
Additional noninterest expense$3,493,0001,338
Pre-tax net operating income$9,270,000823
Securities gains (losses)$770,000472
Applicable income taxes$3,458,000746
Income before extraordinary items$6,582,000844
Extraordinary gains, net$0105
Net income$6,582,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,049,000905
Cash dividends$4,932,000626
Sale, conversion, retirement of capital stock, net$252,000558
Net operating income$6,073,800861
2000-12-31 (YTD Data)Rank
Total interest income$29,024,0001,217
Total interest expense$11,524,0001,496
Net interest income$17,500,000992
Provision for loan and lease losses$1,580,000731
Total noninterest income$2,449,0001,621
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,418,000946
Trading account gains and fees$0180
Additional Noninterest Income$1,031,0001,819
Total noninterest expense$8,669,0001,618
Salaries and employee benefits$3,955,0001,821
Premises and equipment expense$1,608,0001,268
Additional noninterest expense$3,106,0001,444
Pre-tax net operating income$9,700,000803
Securities gains (losses)$7,0001,253
Applicable income taxes$3,451,000738
Income before extraordinary items$6,256,000848
Extraordinary gains, net$038
Net income$6,256,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,0001,340
Cash dividends$2,068,0001,317
Sale, conversion, retirement of capital stock, net$512,000533
Net operating income$6,251,520845
1999-12-31 (YTD Data)Rank
Total interest income$21,988,0001,488
Total interest expense$7,925,0001,896
Net interest income$14,063,0001,249
Provision for loan and lease losses$1,025,000944
Total noninterest income$2,706,0001,473
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,467,000900
Trading account gains and fees$0173
Additional Noninterest Income$1,239,0001,595
Total noninterest expense$7,896,0001,744
Salaries and employee benefits$3,211,0002,186
Premises and equipment expense$1,590,0001,274
Additional noninterest expense$3,095,0001,482
Pre-tax net operating income$7,848,0001,005
Securities gains (losses)$6,0002,044
Applicable income taxes$2,932,000902
Income before extraordinary items$4,922,0001,114
Extraordinary gains, net$035
Net income$4,922,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0001,865
Cash dividends$1,530,0001,656
Sale, conversion, retirement of capital stock, net$457,000620
Net operating income$4,918,1601,099
1998-12-31 (YTD Data)Rank
Total interest income$21,586,0001,498
Total interest expense$8,605,0001,775
Net interest income$12,981,0001,312
Provision for loan and lease losses$1,200,000825
Total noninterest income$2,763,0001,428
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,363,000909
Trading account gains and fees$0224
Additional Noninterest Income$1,400,0001,467
Total noninterest expense$7,624,0001,720
Salaries and employee benefits$2,945,0002,292
Premises and equipment expense$1,462,0001,329
Additional noninterest expense$3,217,0001,365
Pre-tax net operating income$6,920,0001,094
Securities gains (losses)$04,449
Applicable income taxes$2,704,000949
Income before extraordinary items$4,216,0001,269
Extraordinary gains, net$032
Net income$4,216,0001,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,437,000579
Cash dividends$1,274,0001,867
Sale, conversion, retirement of capital stock, net$349,000610
Net operating income$4,216,0001,220
1997-12-31 (YTD Data)Rank
Total interest income$17,312,0001,907
Total interest expense$6,331,0002,373
Net interest income$10,981,0001,569
Provision for loan and lease losses$1,200,000849
Total noninterest income$2,309,0001,568
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,141,0001,097
Trading account gains and fees$0239
Additional Noninterest Income$1,168,0001,583
Total noninterest expense$5,806,0002,220
Salaries and employee benefits$2,522,0002,615
Premises and equipment expense$980,0002,026
Additional noninterest expense$2,304,0001,847
Pre-tax net operating income$6,284,0001,242
Securities gains (losses)$03,944
Applicable income taxes$2,543,0001,079
Income before extraordinary items$3,741,0001,449
Extraordinary gains, net$044
Net income$3,741,0001,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$719,0001,005
Cash dividends$1,117,0001,989
Sale, conversion, retirement of capital stock, net$352,000589
Net operating income$3,741,0001,414
1996-12-31 (YTD Data)Rank
Total interest income$14,888,0002,260
Total interest expense$6,040,0002,534
Net interest income$8,848,0002,026
Provision for loan and lease losses$700,0001,321
Total noninterest income$2,156,0001,727
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$852,0001,571
Trading account gains and fees$0262
Additional Noninterest Income$1,304,0001,505
Total noninterest expense$4,684,0002,909
Salaries and employee benefits$1,983,0003,358
Premises and equipment expense$727,0002,690
Additional noninterest expense$1,974,0002,492
Pre-tax net operating income$5,620,0001,273
Securities gains (losses)$-17,00010,550
Applicable income taxes$2,276,0001,093
Income before extraordinary items$3,327,0001,484
Extraordinary gains, net$053
Net income$3,327,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0001,412
Cash dividends$1,212,0001,848
Sale, conversion, retirement of capital stock, net$29,000786
Net operating income$3,337,8801,443
1995-12-31 (YTD Data)Rank
Total interest income$14,724,0002,282
Total interest expense$5,748,0002,666
Net interest income$8,976,0002,003
Provision for loan and lease losses$410,0001,831
Total noninterest income$1,729,0002,058
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$800,0001,690
Trading account gains and fees$0522
Additional Noninterest Income$929,0001,900
Total noninterest expense$5,736,0002,375
Salaries and employee benefits$2,324,0002,871
Premises and equipment expense$670,0002,921
Additional noninterest expense$2,742,0001,827
Pre-tax net operating income$4,559,0001,621
Securities gains (losses)$03,831
Applicable income taxes$2,119,0001,220
Income before extraordinary items$2,440,0002,068
Extraordinary gains, net$065
Net income$2,440,0002,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,720
Cash dividends$688,0002,691
Sale, conversion, retirement of capital stock, net$92,000583
Net operating income$2,440,0002,034
1994-12-31 (YTD Data)Rank
Total interest income$8,544,0003,508
Total interest expense$2,871,0004,121
Net interest income$5,673,0003,161
Provision for loan and lease losses$331,0002,103
Total noninterest income$739,0003,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$662,0002,050
Trading account gains and feesNANA
Additional Noninterest Income$77,0008,362
Total noninterest expense$2,831,0004,636
Salaries and employee benefits$1,331,0004,780
Premises and equipment expense$324,0005,382
Additional noninterest expense$1,176,0004,122
Pre-tax net operating income$3,250,0002,186
Securities gains (losses)$-45,00010,953
Applicable income taxes$1,285,0001,779
Income before extraordinary items$1,920,0002,532
Extraordinary gains, net$0249
Net income$1,920,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,717
Cash dividends$558,0002,956
Sale, conversion, retirement of capital stock, net$74,000863
Net operating income$1,948,8002,506
1993-12-31 (YTD Data)Rank
Total interest income$6,852,0004,400
Total interest expense$2,555,0004,723
Net interest income$4,297,0004,127
Provision for loan and lease losses$218,0003,731
Total noninterest income$681,0004,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$519,0002,684
Trading account gains and feesNANA
Additional Noninterest Income$162,0006,311
Total noninterest expense$2,614,0005,076
Salaries and employee benefits$1,012,0006,059
Premises and equipment expense$285,0006,106
Additional noninterest expense$1,317,0003,894
Pre-tax net operating income$2,146,0003,089
Securities gains (losses)$07,477
Applicable income taxes$918,0002,476
Income before extraordinary items$1,228,0003,926
Extraordinary gains, net$03,149
Net income$1,228,0004,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0002,432
Cash dividends$494,0003,155
Sale, conversion, retirement of capital stock, net$272,000725
Net operating income$1,228,0003,720
1992-12-31 (YTD Data)Rank
Total interest income$7,018,0004,813
Total interest expense$2,652,0005,716
Net interest income$4,366,0004,120
Provision for loan and lease losses$310,0004,033
Total noninterest income$596,0004,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$496,0002,803
Trading account gains and feesNANA
Additional Noninterest Income$100,0008,063
Total noninterest expense$2,002,0006,381
Salaries and employee benefits$921,0006,501
Premises and equipment expense$250,0006,773
Additional noninterest expense$831,0005,879
Pre-tax net operating income$2,650,0002,333
Securities gains (losses)$12,0006,245
Applicable income taxes$1,049,0002,019
Income before extraordinary items$1,613,0002,849
Extraordinary gains, net$01,422
Net income$1,613,0002,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0005,670
Cash dividends$365,0003,544
Sale, conversion, retirement of capital stock, net$115,000807
Net operating income$1,605,3202,644

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.