Home > United Community Bank > Income and Expense

United Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$138,219,000400
Total interest expense$41,510,000453
Net interest income$96,709,000376
Provision for loan and lease losses$2,664,000474
Total noninterest income$27,999,000359
Gross Fiduciary activities income$2,699,000352
Service charges on deposit accounts$4,925,000275
Trading account gains and fees$0123
Additional Noninterest Income$20,375,000320
Total noninterest expense$68,502,000430
Salaries and employee benefits$36,817,000430
Premises and equipment expense$10,858,000283
Additional noninterest expense$20,375,000320
Pre-tax net operating income$53,542,000332
Securities gains (losses)$-5,916,0004,496
Applicable income taxes$11,102,000319
Income before extraordinary items$36,524,000360
Extraordinary gains, net$054
Net income$36,524,000366
Minority interest net income$088
Net income of bank and minority interests.$36,524,000363
Net charge-offs$729,000620
Cash dividends$20,575,000296
Sale, conversion, retirement of capital stock, net$0540
Net operating income$41,197,640346
2023-09-30 (YTD Data)Rank
Total interest income$100,557,000402
Total interest expense$26,605,000480
Net interest income$73,952,000379
Provision for loan and lease losses$1,795,000479
Total noninterest income$21,305,000359
Gross Fiduciary activities income$1,969,000356
Service charges on deposit accounts$3,726,000275
Trading account gains and fees$0125
Additional Noninterest Income$15,610,000319
Total noninterest expense$50,289,000432
Salaries and employee benefits$27,389,000439
Premises and equipment expense$7,775,000292
Additional noninterest expense$15,610,000319
Pre-tax net operating income$43,173,000327
Securities gains (losses)$0849
Applicable income taxes$9,083,000316
Income before extraordinary items$34,090,000322
Extraordinary gains, net$052
Net income$34,090,000325
Minority interest net income$081
Net income of bank and minority interests.$34,090,000322
Net charge-offs$-19,0003,984
Cash dividends$20,305,000249
Sale, conversion, retirement of capital stock, net$0507
Net operating income$34,090,000331
2023-06-30 (YTD Data)Rank
Total interest income$65,374,000390
Total interest expense$15,340,000487
Net interest income$50,034,000369
Provision for loan and lease losses$896,000546
Total noninterest income$13,823,000353
Gross Fiduciary activities income$1,346,000346
Service charges on deposit accounts$2,431,000272
Trading account gains and fees$0112
Additional Noninterest Income$10,046,000318
Total noninterest expense$32,983,000427
Salaries and employee benefits$18,083,000433
Premises and equipment expense$5,103,000290
Additional noninterest expense$10,046,000318
Pre-tax net operating income$29,978,000319
Securities gains (losses)$0938
Applicable income taxes$6,304,000310
Income before extraordinary items$23,674,000313
Extraordinary gains, net$051
Net income$23,674,000318
Minority interest net income$081
Net income of bank and minority interests.$23,674,000314
Net charge-offs$-30,0004,212
Cash dividends$15,050,000214
Sale, conversion, retirement of capital stock, net$0486
Net operating income$23,674,000316
2023-03-31 (YTD Data)Rank
Total interest income$31,855,000401
Total interest expense$6,598,000497
Net interest income$25,257,000374
Provision for loan and lease losses$588,000476
Total noninterest income$6,661,000365
Gross Fiduciary activities income$582,000379
Service charges on deposit accounts$1,171,000289
Trading account gains and fees$097
Additional Noninterest Income$4,908,000328
Total noninterest expense$15,985,000458
Salaries and employee benefits$8,913,000451
Premises and equipment expense$2,554,000298
Additional noninterest expense$4,908,000328
Pre-tax net operating income$15,345,000323
Securities gains (losses)$0950
Applicable income taxes$3,356,000306
Income before extraordinary items$11,989,000323
Extraordinary gains, net$04
Net income$11,989,000324
Minority interest net income$048
Net income of bank and minority interests.$11,989,000324
Net charge-offs$-58,0004,472
Cash dividends$7,500,000212
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,989,000326
2022-12-31 (YTD Data)Rank
Total interest income$99,357,000415
Total interest expense$14,698,000336
Net interest income$84,659,000430
Provision for loan and lease losses$-182,0004,426
Total noninterest income$28,892,000366
Gross Fiduciary activities income$2,722,000357
Service charges on deposit accounts$4,741,000295
Trading account gains and fees$0116
Additional Noninterest Income$21,429,000329
Total noninterest expense$66,921,000422
Salaries and employee benefits$36,200,000423
Premises and equipment expense$10,320,000290
Additional noninterest expense$21,429,000329
Pre-tax net operating income$46,812,000400
Securities gains (losses)$-551,0004,346
Applicable income taxes$9,380,000401
Income before extraordinary items$36,881,000399
Extraordinary gains, net$05
Net income$36,881,000400
Minority interest net income$063
Net income of bank and minority interests.$36,881,000400
Net charge-offs$3,273,000211
Cash dividends$12,200,000404
Sale, conversion, retirement of capital stock, net$0568
Net operating income$37,321,800401
2022-09-30 (YTD Data)Rank
Total interest income$68,713,000428
Total interest expense$9,102,000278
Net interest income$59,611,000448
Provision for loan and lease losses$-182,0004,500
Total noninterest income$22,048,000371
Gross Fiduciary activities income$2,025,000359
Service charges on deposit accounts$3,480,000299
Trading account gains and fees$0111
Additional Noninterest Income$16,543,000334
Total noninterest expense$49,946,000419
Salaries and employee benefits$27,207,000422
Premises and equipment expense$7,754,000290
Additional noninterest expense$16,543,000334
Pre-tax net operating income$31,895,000426
Securities gains (losses)$-551,0004,501
Applicable income taxes$6,262,000434
Income before extraordinary items$25,082,000425
Extraordinary gains, net$04
Net income$25,082,000424
Minority interest net income$057
Net income of bank and minority interests.$25,082,000425
Net charge-offs$1,296,000265
Cash dividends$12,200,000302
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,522,800427
2022-06-30 (YTD Data)Rank
Total interest income$42,665,000433
Total interest expense$5,011,000258
Net interest income$37,654,000453
Provision for loan and lease losses$02,599
Total noninterest income$14,320,000369
Gross Fiduciary activities income$1,418,000311
Service charges on deposit accounts$2,226,000303
Trading account gains and fees$0108
Additional Noninterest Income$10,676,000356
Total noninterest expense$33,150,000420
Salaries and employee benefits$18,054,000418
Premises and equipment expense$4,937,000291
Additional noninterest expense$10,159,000423
Pre-tax net operating income$18,824,000445
Securities gains (losses)$0687
Applicable income taxes$3,477,000469
Income before extraordinary items$15,347,000431
Extraordinary gains, net$04
Net income$15,347,000430
Minority interest net income$060
Net income of bank and minority interests.$15,347,000431
Net charge-offs$247,000487
Cash dividends$12,200,000235
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,347,000443
2022-03-31 (YTD Data)Rank
Total interest income$20,456,000435
Total interest expense$2,120,000275
Net interest income$18,336,000453
Provision for loan and lease losses$02,285
Total noninterest income$6,792,000400
Gross Fiduciary activities income$732,000307
Service charges on deposit accounts$1,075,000311
Trading account gains and fees$0103
Additional Noninterest Income$4,985,000384
Total noninterest expense$15,970,000430
Salaries and employee benefits$8,961,000429
Premises and equipment expense$2,507,000294
Additional noninterest expense$4,502,000460
Pre-tax net operating income$9,158,000450
Securities gains (losses)$0623
Applicable income taxes$1,806,000441
Income before extraordinary items$7,352,000444
Extraordinary gains, net$04
Net income$7,352,000443
Minority interest net income$050
Net income of bank and minority interests.$7,352,000444
Net charge-offs$182,000379
Cash dividends$5,900,000238
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,352,000453
2021-12-31 (YTD Data)Rank
Total interest income$85,301,000419
Total interest expense$10,895,000268
Net interest income$74,406,000441
Provision for loan and lease losses$-1,519,0004,577
Total noninterest income$34,455,000361
Gross Fiduciary activities income$2,473,000333
Service charges on deposit accounts$3,919,000323
Trading account gains and fees$0132
Additional Noninterest Income$28,063,000326
Total noninterest expense$68,279,000404
Salaries and employee benefits$36,557,000415
Premises and equipment expense$9,972,000295
Additional noninterest expense$21,750,000397
Pre-tax net operating income$42,101,000430
Securities gains (losses)$165,000675
Applicable income taxes$8,128,000448
Income before extraordinary items$34,138,000441
Extraordinary gains, net$010
Net income$34,138,000442
Minority interest net income$074
Net income of bank and minority interests.$34,138,000442
Net charge-offs$380,000743
Cash dividends$18,900,000309
Sale, conversion, retirement of capital stock, net$0582
Net operating income$34,004,350434
2021-09-30 (YTD Data)Rank
Total interest income$64,492,000421
Total interest expense$8,411,000272
Net interest income$56,081,000443
Provision for loan and lease losses$-1,519,0004,664
Total noninterest income$26,003,000365
Gross Fiduciary activities income$1,833,000336
Service charges on deposit accounts$2,801,000335
Trading account gains and fees$0132
Additional Noninterest Income$21,369,000329
Total noninterest expense$48,541,000419
Salaries and employee benefits$27,330,000419
Premises and equipment expense$7,318,000301
Additional noninterest expense$13,893,000446
Pre-tax net operating income$35,062,000415
Securities gains (losses)$165,000625
Applicable income taxes$6,982,000416
Income before extraordinary items$28,245,000419
Extraordinary gains, net$08
Net income$28,245,000418
Minority interest net income$069
Net income of bank and minority interests.$28,245,000419
Net charge-offs$140,000940
Cash dividends$8,400,000429
Sale, conversion, retirement of capital stock, net$0543
Net operating income$28,113,000412
2021-06-30 (YTD Data)Rank
Total interest income$42,552,000421
Total interest expense$5,725,000275
Net interest income$36,827,000438
Provision for loan and lease losses$-1,519,0004,716
Total noninterest income$17,848,000358
Gross Fiduciary activities income$1,248,000326
Service charges on deposit accounts$1,723,000344
Trading account gains and fees$0133
Additional Noninterest Income$14,877,000331
Total noninterest expense$32,453,000415
Salaries and employee benefits$18,231,000418
Premises and equipment expense$4,857,000302
Additional noninterest expense$9,365,000439
Pre-tax net operating income$23,741,000409
Securities gains (losses)$165,000517
Applicable income taxes$4,637,000424
Income before extraordinary items$19,269,000412
Extraordinary gains, net$06
Net income$19,269,000410
Minority interest net income$067
Net income of bank and minority interests.$19,269,000412
Net charge-offs$127,000819
Cash dividends$600,0001,779
Sale, conversion, retirement of capital stock, net$0517
Net operating income$19,135,350403
2021-03-31 (YTD Data)Rank
Total interest income$21,314,000417
Total interest expense$2,900,000286
Net interest income$18,414,000439
Provision for loan and lease losses$28,0002,131
Total noninterest income$8,610,000373
Gross Fiduciary activities income$599,000330
Service charges on deposit accounts$839,000348
Trading account gains and fees$0127
Additional Noninterest Income$7,172,000347
Total noninterest expense$16,031,000414
Salaries and employee benefits$9,109,000418
Premises and equipment expense$2,428,000310
Additional noninterest expense$4,494,000435
Pre-tax net operating income$10,965,000426
Securities gains (losses)$01,392
Applicable income taxes$2,382,000415
Income before extraordinary items$8,583,000449
Extraordinary gains, net$03
Net income$8,583,000447
Minority interest net income$055
Net income of bank and minority interests.$8,583,000449
Net charge-offs$92,000647
Cash dividends$300,0001,548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,583,000438
2020-12-31 (YTD Data)Rank
Total interest income$88,323,000403
Total interest expense$15,582,000336
Net interest income$72,741,000416
Provision for loan and lease losses$9,386,000371
Total noninterest income$34,130,000346
Gross Fiduciary activities income$2,439,000311
Service charges on deposit accounts$3,816,000305
Trading account gains and fees$0133
Additional Noninterest Income$27,875,000318
Total noninterest expense$64,038,000408
Salaries and employee benefits$35,589,000410
Premises and equipment expense$9,503,000309
Additional noninterest expense$18,946,000426
Pre-tax net operating income$33,447,000402
Securities gains (losses)$573,000554
Applicable income taxes$6,529,000412
Income before extraordinary items$27,491,000411
Extraordinary gains, net$04
Net income$27,491,000411
Minority interest net income$072
Net income of bank and minority interests.$27,491,000411
Net charge-offs$2,520,000355
Cash dividends$11,010,000419
Sale, conversion, retirement of capital stock, net$0566
Net operating income$27,026,870407
2020-09-30 (YTD Data)Rank
Total interest income$65,567,000403
Total interest expense$12,350,000343
Net interest income$53,217,000416
Provision for loan and lease losses$8,921,000329
Total noninterest income$24,045,000347
Gross Fiduciary activities income$1,742,000317
Service charges on deposit accounts$2,793,000309
Trading account gains and fees$0125
Additional Noninterest Income$19,510,000320
Total noninterest expense$47,171,000404
Salaries and employee benefits$26,303,000405
Premises and equipment expense$7,040,000308
Additional noninterest expense$13,828,000426
Pre-tax net operating income$21,170,000430
Securities gains (losses)$480,000514
Applicable income taxes$6,429,000317
Income before extraordinary items$15,221,000492
Extraordinary gains, net$04
Net income$15,221,000491
Minority interest net income$065
Net income of bank and minority interests.$15,221,000492
Net charge-offs$2,461,000286
Cash dividends$10,410,000346
Sale, conversion, retirement of capital stock, net$0532
Net operating income$14,841,800489
2020-06-30 (YTD Data)Rank
Total interest income$44,261,000399
Total interest expense$8,839,000353
Net interest income$35,422,000418
Provision for loan and lease losses$3,385,000518
Total noninterest income$14,466,000347
Gross Fiduciary activities income$1,185,000316
Service charges on deposit accounts$1,826,000318
Trading account gains and fees$0123
Additional Noninterest Income$11,455,000322
Total noninterest expense$31,382,000405
Salaries and employee benefits$17,310,000403
Premises and equipment expense$4,731,000309
Additional noninterest expense$9,341,000418
Pre-tax net operating income$15,121,000357
Securities gains (losses)$343,000486
Applicable income taxes$3,814,000300
Income before extraordinary items$11,650,000393
Extraordinary gains, net$04
Net income$11,650,000392
Minority interest net income$065
Net income of bank and minority interests.$11,650,000393
Net charge-offs$360,000729
Cash dividends$10,410,000269
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,379,030387
2020-03-31 (YTD Data)Rank
Total interest income$23,313,000387
Total interest expense$4,781,000374
Net interest income$18,532,000390
Provision for loan and lease losses$1,325,000519
Total noninterest income$6,306,000354
Gross Fiduciary activities income$571,000325
Service charges on deposit accounts$1,156,000304
Trading account gains and fees$0106
Additional Noninterest Income$4,579,000334
Total noninterest expense$15,584,000402
Salaries and employee benefits$8,643,000407
Premises and equipment expense$2,395,000310
Additional noninterest expense$4,546,000431
Pre-tax net operating income$7,929,000322
Securities gains (losses)$342,000255
Applicable income taxes$2,105,000248
Income before extraordinary items$6,166,000339
Extraordinary gains, net$04
Net income$6,166,000339
Minority interest net income$056
Net income of bank and minority interests.$6,166,000339
Net charge-offs$209,000615
Cash dividends$10,000,000194
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,895,820346
2019-12-31 (YTD Data)Rank
Total interest income$94,511,000382
Total interest expense$19,498,000395
Net interest income$75,013,000379
Provision for loan and lease losses$3,650,000319
Total noninterest income$26,487,000347
Gross Fiduciary activities income$2,467,000310
Service charges on deposit accounts$5,004,000284
Trading account gains and fees$0135
Additional Noninterest Income$19,016,000331
Total noninterest expense$64,552,000365
Salaries and employee benefits$34,295,000394
Premises and equipment expense$10,042,000290
Additional noninterest expense$20,215,000376
Pre-tax net operating income$33,298,000414
Securities gains (losses)$564,000328
Applicable income taxes$6,672,000407
Income before extraordinary items$27,190,000415
Extraordinary gains, net$011
Net income$27,190,000415
Minority interest net income$076
Net income of bank and minority interests.$27,190,000415
Net charge-offs$4,495,000233
Cash dividends$8,630,000528
Sale, conversion, retirement of capital stock, net$0626
Net operating income$26,738,800413
2019-09-30 (YTD Data)Rank
Total interest income$71,266,000387
Total interest expense$14,380,000407
Net interest income$56,886,000381
Provision for loan and lease losses$2,437,000348
Total noninterest income$19,428,000349
Gross Fiduciary activities income$1,741,000317
Service charges on deposit accounts$3,668,000291
Trading account gains and fees$0129
Additional Noninterest Income$14,019,000335
Total noninterest expense$47,669,000375
Salaries and employee benefits$25,524,000396
Premises and equipment expense$7,470,000290
Additional noninterest expense$14,675,000382
Pre-tax net operating income$26,208,000407
Securities gains (losses)$564,000286
Applicable income taxes$5,107,000412
Income before extraordinary items$21,665,000401
Extraordinary gains, net$011
Net income$21,665,000401
Minority interest net income$072
Net income of bank and minority interests.$21,665,000401
Net charge-offs$2,898,000246
Cash dividends$8,630,000415
Sale, conversion, retirement of capital stock, net$0590
Net operating income$21,208,160405
2019-06-30 (YTD Data)Rank
Total interest income$46,174,000396
Total interest expense$9,259,000416
Net interest income$36,915,000388
Provision for loan and lease losses$1,296,000399
Total noninterest income$12,256,000353
Gross Fiduciary activities income$1,191,000320
Service charges on deposit accounts$2,305,000307
Trading account gains and fees$0131
Additional Noninterest Income$8,760,000343
Total noninterest expense$31,576,000376
Salaries and employee benefits$16,917,000398
Premises and equipment expense$5,009,000294
Additional noninterest expense$9,650,000396
Pre-tax net operating income$16,299,000415
Securities gains (losses)$254,000334
Applicable income taxes$4,265,000352
Income before extraordinary items$12,288,000454
Extraordinary gains, net$011
Net income$12,288,000454
Minority interest net income$069
Net income of bank and minority interests.$12,288,000454
Net charge-offs$376,000678
Cash dividends$5,810,000398
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,087,340451
2019-03-31 (YTD Data)Rank
Total interest income$18,615,000475
Total interest expense$3,672,000477
Net interest income$14,943,000475
Provision for loan and lease losses$279,000745
Total noninterest income$4,763,000412
Gross Fiduciary activities income$113,000601
Service charges on deposit accounts$976,000339
Trading account gains and fees$0126
Additional Noninterest Income$3,674,000375
Total noninterest expense$12,959,000451
Salaries and employee benefits$7,084,000453
Premises and equipment expense$2,177,000334
Additional noninterest expense$3,698,000483
Pre-tax net operating income$6,468,000488
Securities gains (losses)$01,087
Applicable income taxes$1,666,000405
Income before extraordinary items$4,802,000538
Extraordinary gains, net$05
Net income$4,802,000536
Minority interest net income$052
Net income of bank and minority interests.$4,802,000537
Net charge-offs$61,0001,113
Cash dividends$2,410,000449
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,802,000526
2018-12-31 (YTD Data)Rank
Total interest income$71,105,000465
Total interest expense$10,336,000498
Net interest income$60,769,000460
Provision for loan and lease losses$826,0001,032
Total noninterest income$21,066,000403
Gross Fiduciary activities income$660,000543
Service charges on deposit accounts$4,531,000323
Trading account gains and fees$0126
Additional Noninterest Income$15,875,000368
Total noninterest expense$53,606,000435
Salaries and employee benefits$28,850,000437
Premises and equipment expense$8,186,000346
Additional noninterest expense$16,570,000435
Pre-tax net operating income$27,403,000461
Securities gains (losses)$73,000364
Applicable income taxes$8,620,000338
Income before extraordinary items$18,856,000546
Extraordinary gains, net$06
Net income$18,856,000545
Minority interest net income$072
Net income of bank and minority interests.$18,856,000545
Net charge-offs$1,087,000540
Cash dividends$35,050,000193
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,798,330543
2018-09-30 (YTD Data)Rank
Total interest income$52,378,000460
Total interest expense$6,928,000525
Net interest income$45,450,000457
Provision for loan and lease losses$564,0001,030
Total noninterest income$15,568,000404
Gross Fiduciary activities income$462,000552
Service charges on deposit accounts$3,336,000326
Trading account gains and fees$0138
Additional Noninterest Income$11,770,000378
Total noninterest expense$40,107,000433
Salaries and employee benefits$21,494,000442
Premises and equipment expense$6,267,000339
Additional noninterest expense$12,346,000435
Pre-tax net operating income$20,347,000471
Securities gains (losses)$34,000477
Applicable income taxes$7,052,000328
Income before extraordinary items$13,329,000562
Extraordinary gains, net$05
Net income$13,329,000560
Minority interest net income$066
Net income of bank and minority interests.$13,329,000561
Net charge-offs$539,000688
Cash dividends$6,830,000431
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,302,140563
2018-06-30 (YTD Data)Rank
Total interest income$34,631,000459
Total interest expense$4,034,000554
Net interest income$30,597,000452
Provision for loan and lease losses$481,000845
Total noninterest income$10,135,000411
Gross Fiduciary activities income$275,000577
Service charges on deposit accounts$2,158,000329
Trading account gains and fees$0130
Additional Noninterest Income$7,702,000382
Total noninterest expense$27,144,000427
Salaries and employee benefits$14,288,000442
Premises and equipment expense$4,344,000326
Additional noninterest expense$8,512,000427
Pre-tax net operating income$13,107,000482
Securities gains (losses)$34,000388
Applicable income taxes$5,963,000272
Income before extraordinary items$7,178,000665
Extraordinary gains, net$06
Net income$7,178,000662
Minority interest net income$065
Net income of bank and minority interests.$7,178,000664
Net charge-offs$333,000682
Cash dividends$5,930,000344
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,151,140666
2018-03-31 (YTD Data)Rank
Total interest income$17,219,000455
Total interest expense$1,946,000543
Net interest income$15,273,000450
Provision for loan and lease losses$382,000573
Total noninterest income$5,092,000407
Gross Fiduciary activities income$138,000582
Service charges on deposit accounts$1,068,000334
Trading account gains and fees$0123
Additional Noninterest Income$3,886,000374
Total noninterest expense$13,821,000420
Salaries and employee benefits$7,181,000446
Premises and equipment expense$2,130,000339
Additional noninterest expense$4,510,000408
Pre-tax net operating income$6,162,000495
Securities gains (losses)$34,000269
Applicable income taxes$4,341,000218
Income before extraordinary items$1,855,0001,112
Extraordinary gains, net$07
Net income$1,855,0001,111
Minority interest net income$052
Net income of bank and minority interests.$1,855,0001,112
Net charge-offs$242,000506
Cash dividends$2,960,000320
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,828,1401,118
2017-12-31 (YTD Data)Rank
Total interest income$57,245,000506
Total interest expense$5,840,000595
Net interest income$51,405,000497
Provision for loan and lease losses$2,492,000434
Total noninterest income$19,409,000429
Gross Fiduciary activities income$549,000573
Service charges on deposit accounts$3,959,000360
Trading account gains and fees$0151
Additional Noninterest Income$14,901,000386
Total noninterest expense$45,622,000483
Salaries and employee benefits$25,331,000470
Premises and equipment expense$6,435,000412
Additional noninterest expense$13,856,000495
Pre-tax net operating income$22,700,000497
Securities gains (losses)$170,000441
Applicable income taxes$365,0002,641
Income before extraordinary items$22,505,000374
Extraordinary gains, net$09
Net income$22,505,000374
Minority interest net income$076
Net income of bank and minority interests.$22,505,000375
Net charge-offs$1,188,000609
Cash dividends$22,560,000219
Sale, conversion, retirement of capital stock, net$0711
Net operating income$22,338,400376
2017-09-30 (YTD Data)Rank
Total interest income$42,809,000509
Total interest expense$4,242,000600
Net interest income$38,567,000498
Provision for loan and lease losses$1,869,000424
Total noninterest income$14,562,000431
Gross Fiduciary activities income$386,000586
Service charges on deposit accounts$2,979,000368
Trading account gains and fees$0145
Additional Noninterest Income$11,197,000388
Total noninterest expense$34,191,000489
Salaries and employee benefits$18,892,000482
Premises and equipment expense$4,788,000416
Additional noninterest expense$10,511,000493
Pre-tax net operating income$17,069,000509
Securities gains (losses)$170,000408
Applicable income taxes$273,0002,551
Income before extraordinary items$16,966,000405
Extraordinary gains, net$09
Net income$16,966,000404
Minority interest net income$071
Net income of bank and minority interests.$16,966,000405
Net charge-offs$819,000564
Cash dividends$16,130,000209
Sale, conversion, retirement of capital stock, net$0677
Net operating income$16,799,400406
2017-06-30 (YTD Data)Rank
Total interest income$28,492,000500
Total interest expense$2,712,000607
Net interest income$25,780,000490
Provision for loan and lease losses$1,169,000453
Total noninterest income$9,949,000432
Gross Fiduciary activities income$279,000578
Service charges on deposit accounts$1,952,000368
Trading account gains and fees$0139
Additional Noninterest Income$7,718,000380
Total noninterest expense$23,022,000489
Salaries and employee benefits$12,586,000481
Premises and equipment expense$3,145,000421
Additional noninterest expense$7,291,000477
Pre-tax net operating income$11,538,000496
Securities gains (losses)$01,906
Applicable income taxes$187,0002,531
Income before extraordinary items$11,351,000409
Extraordinary gains, net$011
Net income$11,351,000408
Minority interest net income$071
Net income of bank and minority interests.$11,351,000409
Net charge-offs$511,000555
Cash dividends$12,920,000175
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,351,000405
2017-03-31 (YTD Data)Rank
Total interest income$11,325,000611
Total interest expense$1,190,000658
Net interest income$10,135,000611
Provision for loan and lease losses$425,000511
Total noninterest income$3,844,000512
Gross Fiduciary activities income$107,000629
Service charges on deposit accounts$766,000433
Trading account gains and fees$0142
Additional Noninterest Income$2,971,000452
Total noninterest expense$8,918,000622
Salaries and employee benefits$5,349,000581
Premises and equipment expense$1,064,000598
Additional noninterest expense$2,505,000674
Pre-tax net operating income$4,636,000560
Securities gains (losses)$01,153
Applicable income taxes$51,0002,882
Income before extraordinary items$4,585,000463
Extraordinary gains, net$08
Net income$4,585,000462
Minority interest net income$055
Net income of bank and minority interests.$4,585,000463
Net charge-offs$266,000503
Cash dividends$2,950,000300
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,585,000452
2016-12-31 (YTD Data)Rank
Total interest income$44,163,000615
Total interest expense$4,758,000629
Net interest income$39,405,000609
Provision for loan and lease losses$1,555,000633
Total noninterest income$15,900,000495
Gross Fiduciary activities income$558,000571
Service charges on deposit accounts$3,314,000417
Trading account gains and fees$0170
Additional Noninterest Income$12,028,000449
Total noninterest expense$35,398,000610
Salaries and employee benefits$20,394,000577
Premises and equipment expense$4,364,000573
Additional noninterest expense$10,640,000653
Pre-tax net operating income$18,352,000556
Securities gains (losses)$1,528,000160
Applicable income taxes$313,0002,620
Income before extraordinary items$19,567,000417
Extraordinary gains, net$05
Net income$19,567,000413
Minority interest net income$082
Net income of bank and minority interests.$19,567,000416
Net charge-offs$1,252,000554
Cash dividends$37,655,000139
Sale, conversion, retirement of capital stock, net$0759
Net operating income$18,069,560439
2016-09-30 (YTD Data)Rank
Total interest income$23,627,000855
Total interest expense$2,379,000917
Net interest income$21,248,000827
Provision for loan and lease losses$755,000853
Total noninterest income$10,014,000562
Gross Fiduciary activities income$266,000651
Service charges on deposit accounts$1,989,000497
Trading account gains and fees$0169
Additional Noninterest Income$7,759,000506
Total noninterest expense$21,560,000741
Salaries and employee benefits$12,691,000702
Premises and equipment expense$2,607,000719
Additional noninterest expense$6,262,000797
Pre-tax net operating income$8,947,000796
Securities gains (losses)$1,284,000156
Applicable income taxes$182,0002,865
Income before extraordinary items$10,049,000586
Extraordinary gains, net$05
Net income$10,049,000586
Minority interest net income$071
Net income of bank and minority interests.$10,049,000586
Net charge-offs$928,000505
Cash dividends$20,382,000168
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,790,680642
2016-06-30 (YTD Data)Rank
Total interest income$15,567,000858
Total interest expense$1,576,000916
Net interest income$13,991,000839
Provision for loan and lease losses$387,0001,048
Total noninterest income$6,895,000544
Gross Fiduciary activities income$207,000638
Service charges on deposit accounts$1,262,000510
Trading account gains and fees$0157
Additional Noninterest Income$5,426,000473
Total noninterest expense$14,001,000760
Salaries and employee benefits$8,360,000713
Premises and equipment expense$1,682,000737
Additional noninterest expense$3,959,000835
Pre-tax net operating income$6,498,000716
Securities gains (losses)$1,130,000125
Applicable income taxes$133,0002,803
Income before extraordinary items$7,495,000518
Extraordinary gains, net$016
Net income$7,495,000515
Minority interest net income$071
Net income of bank and minority interests.$7,495,000517
Net charge-offs$556,000554
Cash dividends$18,652,000137
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,387,600582
2016-03-31 (YTD Data)Rank
Total interest income$7,692,000870
Total interest expense$791,000916
Net interest income$6,901,000852
Provision for loan and lease losses$9,0003,314
Total noninterest income$3,333,000534
Gross Fiduciary activities income$75,000684
Service charges on deposit accounts$605,000527
Trading account gains and fees$0142
Additional Noninterest Income$2,653,000454
Total noninterest expense$6,873,000768
Salaries and employee benefits$4,195,000714
Premises and equipment expense$811,000774
Additional noninterest expense$1,867,000875
Pre-tax net operating income$3,352,000686
Securities gains (losses)$424,000146
Applicable income taxes$81,0002,628
Income before extraordinary items$3,695,000509
Extraordinary gains, net$012
Net income$3,695,000507
Minority interest net income$062
Net income of bank and minority interests.$3,695,000509
Net charge-offs$130,000867
Cash dividends$12,762,000117
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,279,480550
2015-12-31 (YTD Data)Rank
Total interest income$31,030,000830
Total interest expense$3,509,000798
Net interest income$27,521,000824
Provision for loan and lease losses$818,000958
Total noninterest income$13,336,000545
Gross Fiduciary activities income$497,000596
Service charges on deposit accounts$2,664,000494
Trading account gains and fees$0159
Additional Noninterest Income$10,175,000488
Total noninterest expense$27,364,000757
Salaries and employee benefits$15,806,000723
Premises and equipment expense$3,691,000670
Additional noninterest expense$7,867,000829
Pre-tax net operating income$12,675,000710
Securities gains (losses)$3,742,00060
Applicable income taxes$241,0002,821
Income before extraordinary items$16,176,000463
Extraordinary gains, net$023
Net income$16,176,000462
Minority interest net income$081
Net income of bank and minority interests.$16,176,000464
Net charge-offs$239,0001,822
Cash dividends$8,460,000435
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,471,420576
2015-09-30 (YTD Data)Rank
Total interest income$23,272,000831
Total interest expense$2,696,000785
Net interest income$20,576,000829
Provision for loan and lease losses$574,000939
Total noninterest income$9,981,000554
Gross Fiduciary activities income$335,000623
Service charges on deposit accounts$1,946,000513
Trading account gains and fees$0153
Additional Noninterest Income$7,700,000499
Total noninterest expense$20,166,000774
Salaries and employee benefits$11,716,000747
Premises and equipment expense$2,756,000688
Additional noninterest expense$5,694,000860
Pre-tax net operating income$9,817,000706
Securities gains (losses)$2,848,00062
Applicable income taxes$184,0002,889
Income before extraordinary items$12,481,000453
Extraordinary gains, net$021
Net income$12,481,000452
Minority interest net income$078
Net income of bank and minority interests.$12,481,000453
Net charge-offs$305,0001,187
Cash dividends$8,460,000323
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,661,480571
2015-06-30 (YTD Data)Rank
Total interest income$16,865,000760
Total interest expense$1,949,000718
Net interest income$14,916,000754
Provision for loan and lease losses$354,000995
Total noninterest income$6,559,000567
Gross Fiduciary activities income$204,000657
Service charges on deposit accounts$1,371,000477
Trading account gains and fees$0157
Additional Noninterest Income$4,984,000515
Total noninterest expense$13,751,000758
Salaries and employee benefits$8,030,000722
Premises and equipment expense$1,888,000681
Additional noninterest expense$3,833,000856
Pre-tax net operating income$7,370,000652
Securities gains (losses)$523,000246
Applicable income taxes$128,0002,850
Income before extraordinary items$7,765,000488
Extraordinary gains, net$022
Net income$7,765,000487
Minority interest net income$075
Net income of bank and minority interests.$7,765,000488
Net charge-offs$265,0001,004
Cash dividends$1,590,000861
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,252,460509
2015-03-31 (YTD Data)Rank
Total interest income$8,366,000761
Total interest expense$1,003,000698
Net interest income$7,363,000769
Provision for loan and lease losses$172,000999
Total noninterest income$3,114,000568
Gross Fiduciary activities income$66,000725
Service charges on deposit accounts$663,000484
Trading account gains and fees$0152
Additional Noninterest Income$2,385,000505
Total noninterest expense$6,658,000781
Salaries and employee benefits$3,909,000758
Premises and equipment expense$852,000751
Additional noninterest expense$1,897,000845
Pre-tax net operating income$3,647,000632
Securities gains (losses)$523,000162
Applicable income taxes$71,0002,730
Income before extraordinary items$4,099,000456
Extraordinary gains, net$013
Net income$4,099,000456
Minority interest net income$064
Net income of bank and minority interests.$4,099,000456
Net charge-offs$258,000599
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,586,460508
2014-12-31 (YTD Data)Rank
Total interest income$34,926,000728
Total interest expense$4,608,000622
Net interest income$30,318,000729
Provision for loan and lease losses$757,0001,062
Total noninterest income$12,086,000563
Gross Fiduciary activities income$520,000600
Service charges on deposit accounts$3,198,000434
Trading account gains and fees$0180
Additional Noninterest Income$8,368,000524
Total noninterest expense$26,774,000765
Salaries and employee benefits$15,220,000734
Premises and equipment expense$3,677,000670
Additional noninterest expense$7,877,000826
Pre-tax net operating income$14,873,000582
Securities gains (losses)$7,0002,776
Applicable income taxes$258,0002,763
Income before extraordinary items$14,622,000481
Extraordinary gains, net$017
Net income$14,622,000479
Minority interest net income$084
Net income of bank and minority interests.$14,622,000480
Net charge-offs$734,0001,127
Cash dividends$4,010,000727
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,615,140472
2014-09-30 (YTD Data)Rank
Total interest income$26,209,000721
Total interest expense$3,567,000614
Net interest income$22,642,000730
Provision for loan and lease losses$713,000881
Total noninterest income$9,011,000560
Gross Fiduciary activities income$345,000624
Service charges on deposit accounts$2,387,000440
Trading account gains and fees$0174
Additional Noninterest Income$6,279,000515
Total noninterest expense$19,734,000768
Salaries and employee benefits$11,144,000745
Premises and equipment expense$2,727,000677
Additional noninterest expense$5,863,000837
Pre-tax net operating income$11,206,000582
Securities gains (losses)$7,0002,468
Applicable income taxes$191,0002,845
Income before extraordinary items$11,022,000470
Extraordinary gains, net$015
Net income$11,022,000469
Minority interest net income$081
Net income of bank and minority interests.$11,022,000470
Net charge-offs$440,0001,270
Cash dividends$2,470,000797
Sale, conversion, retirement of capital stock, net$0819
Net operating income$11,015,140460
2014-06-30 (YTD Data)Rank
Total interest income$17,890,000698
Total interest expense$2,520,000582
Net interest income$15,370,000711
Provision for loan and lease losses$560,000763
Total noninterest income$5,918,000560
Gross Fiduciary activities income$277,000593
Service charges on deposit accounts$1,522,000450
Trading account gains and fees$0172
Additional Noninterest Income$4,119,000516
Total noninterest expense$13,226,000767
Salaries and employee benefits$7,422,000739
Premises and equipment expense$1,934,000639
Additional noninterest expense$3,870,000832
Pre-tax net operating income$7,502,000571
Securities gains (losses)$7,0002,068
Applicable income taxes$127,0002,816
Income before extraordinary items$7,382,000465
Extraordinary gains, net$020
Net income$7,382,000464
Minority interest net income$080
Net income of bank and minority interests.$7,382,000465
Net charge-offs$286,0001,289
Cash dividends$1,180,0001,030
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,375,140459
2014-03-31 (YTD Data)Rank
Total interest income$8,817,000711
Total interest expense$1,388,000514
Net interest income$7,429,000735
Provision for loan and lease losses$488,000463
Total noninterest income$2,801,000573
Gross Fiduciary activities income$152,000573
Service charges on deposit accounts$690,000481
Trading account gains and fees$0147
Additional Noninterest Income$1,959,000518
Total noninterest expense$6,681,000762
Salaries and employee benefits$3,695,000753
Premises and equipment expense$1,016,000627
Additional noninterest expense$1,970,000815
Pre-tax net operating income$3,061,000659
Securities gains (losses)$01,715
Applicable income taxes$64,0002,756
Income before extraordinary items$2,997,000533
Extraordinary gains, net$016
Net income$2,997,000533
Minority interest net income$066
Net income of bank and minority interests.$2,997,000534
Net charge-offs$115,0001,282
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,997,000528
2013-12-31 (YTD Data)Rank
Total interest income$31,865,000778
Total interest expense$5,785,000548
Net interest income$26,080,000817
Provision for loan and lease losses$437,0002,001
Total noninterest income$12,491,000569
Gross Fiduciary activities income$458,000620
Service charges on deposit accounts$2,647,000523
Trading account gains and fees$0184
Additional Noninterest Income$9,386,000503
Total noninterest expense$24,684,000824
Salaries and employee benefits$13,525,000798
Premises and equipment expense$3,521,000698
Additional noninterest expense$7,638,000885
Pre-tax net operating income$13,450,000593
Securities gains (losses)$3,011,00084
Applicable income taxes$388,0002,390
Income before extraordinary items$16,073,000427
Extraordinary gains, net$029
Net income$16,073,000427
Minority interest net income$090
Net income of bank and minority interests.$16,073,000428
Net charge-offs$896,0001,382
Cash dividends$34,100,000140
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,122,220504
2013-09-30 (YTD Data)Rank
Total interest income$23,561,000791
Total interest expense$4,380,000559
Net interest income$19,181,000839
Provision for loan and lease losses$82,0003,576
Total noninterest income$8,877,000601
Gross Fiduciary activities income$387,000595
Service charges on deposit accounts$1,810,000568
Trading account gains and fees$0180
Additional Noninterest Income$6,680,000538
Total noninterest expense$17,683,000871
Salaries and employee benefits$9,772,000833
Premises and equipment expense$2,386,000766
Additional noninterest expense$5,525,000921
Pre-tax net operating income$10,293,000595
Securities gains (losses)$2,722,00085
Applicable income taxes$293,0002,452
Income before extraordinary items$12,722,000414
Extraordinary gains, net$025
Net income$12,722,000412
Minority interest net income$084
Net income of bank and minority interests.$12,722,000415
Net charge-offs$563,0001,475
Cash dividends$13,790,000195
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,054,440502
2013-06-30 (YTD Data)Rank
Total interest income$16,291,000763
Total interest expense$3,091,000537
Net interest income$13,200,000799
Provision for loan and lease losses$82,0003,155
Total noninterest income$6,112,000598
Gross Fiduciary activities income$293,000571
Service charges on deposit accounts$1,158,000572
Trading account gains and fees$0157
Additional Noninterest Income$4,661,000528
Total noninterest expense$12,014,000849
Salaries and employee benefits$6,553,000832
Premises and equipment expense$1,591,000769
Additional noninterest expense$3,870,000876
Pre-tax net operating income$7,216,000560
Securities gains (losses)$2,565,00080
Applicable income taxes$198,0002,442
Income before extraordinary items$9,583,000363
Extraordinary gains, net$022
Net income$9,583,000365
Minority interest net income$082
Net income of bank and minority interests.$9,583,000365
Net charge-offs$337,0001,579
Cash dividends$10,810,000162
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,069,300460
2013-03-31 (YTD Data)Rank
Total interest income$7,766,000801
Total interest expense$1,605,000536
Net interest income$6,161,000866
Provision for loan and lease losses$152,0001,600
Total noninterest income$2,776,000639
Gross Fiduciary activities income$173,000550
Service charges on deposit accounts$545,000612
Trading account gains and fees$0148
Additional Noninterest Income$2,058,000574
Total noninterest expense$5,730,000904
Salaries and employee benefits$3,296,000834
Premises and equipment expense$813,000761
Additional noninterest expense$1,621,0001,034
Pre-tax net operating income$3,055,000630
Securities gains (losses)$2,228,00060
Applicable income taxes$73,0002,694
Income before extraordinary items$5,210,000335
Extraordinary gains, net$010
Net income$5,210,000336
Minority interest net income$076
Net income of bank and minority interests.$5,210,000336
Net charge-offs$229,0001,250
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,004,280527
2012-12-31 (YTD Data)Rank
Total interest income$34,500,000754
Total interest expense$7,711,000548
Net interest income$26,789,000803
Provision for loan and lease losses$1,348,0001,436
Total noninterest income$14,399,000520
Gross Fiduciary activities income$468,000615
Service charges on deposit accounts$2,508,000568
Trading account gains and fees$0166
Additional Noninterest Income$11,423,000449
Total noninterest expense$22,566,000892
Salaries and employee benefits$13,010,000808
Premises and equipment expense$3,158,000761
Additional noninterest expense$6,398,0001,077
Pre-tax net operating income$17,274,000476
Securities gains (losses)$3,669,000133
Applicable income taxes$205,0002,991
Income before extraordinary items$20,738,000340
Extraordinary gains, net$029
Net income$20,738,000339
Minority interest net income$093
Net income of bank and minority interests.$20,738,000339
Net charge-offs$1,039,0001,777
Cash dividends$7,500,000393
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$17,105,690390
2012-09-30 (YTD Data)Rank
Total interest income$25,805,000771
Total interest expense$5,987,000562
Net interest income$19,818,000820
Provision for loan and lease losses$894,0001,594
Total noninterest income$9,145,000578
Gross Fiduciary activities income$354,000618
Service charges on deposit accounts$1,906,000570
Trading account gains and fees$0157
Additional Noninterest Income$6,885,000513
Total noninterest expense$16,840,000895
Salaries and employee benefits$9,699,000807
Premises and equipment expense$2,345,000777
Additional noninterest expense$4,796,0001,078
Pre-tax net operating income$11,229,000530
Securities gains (losses)$3,669,00099
Applicable income taxes$150,0003,065
Income before extraordinary items$14,748,000361
Extraordinary gains, net$020
Net income$14,748,000361
Minority interest net income$086
Net income of bank and minority interests.$14,748,000361
Net charge-offs$669,0001,864
Cash dividends$5,625,000334
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,115,690441
2012-06-30 (YTD Data)Rank
Total interest income$17,280,000779
Total interest expense$4,182,000555
Net interest income$13,098,000833
Provision for loan and lease losses$743,0001,369
Total noninterest income$6,229,000568
Gross Fiduciary activities income$273,000591
Service charges on deposit accounts$1,232,000579
Trading account gains and fees$0153
Additional Noninterest Income$4,724,000493
Total noninterest expense$11,181,000894
Salaries and employee benefits$6,394,000813
Premises and equipment expense$1,514,000805
Additional noninterest expense$3,273,0001,053
Pre-tax net operating income$7,403,000532
Securities gains (losses)$3,669,00075
Applicable income taxes$97,0003,082
Income before extraordinary items$10,975,000324
Extraordinary gains, net$019
Net income$10,975,000323
Minority interest net income$084
Net income of bank and minority interests.$10,975,000323
Net charge-offs$535,0001,695
Cash dividends$3,750,000323
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,342,690437
2012-03-31 (YTD Data)Rank
Total interest income$8,830,000768
Total interest expense$2,200,000532
Net interest income$6,630,000828
Provision for loan and lease losses$296,0001,624
Total noninterest income$3,665,000496
Gross Fiduciary activities income$178,000536
Service charges on deposit accounts$580,000612
Trading account gains and fees$0148
Additional Noninterest Income$2,907,000423
Total noninterest expense$5,563,000894
Salaries and employee benefits$3,134,000824
Premises and equipment expense$781,000769
Additional noninterest expense$1,648,0001,040
Pre-tax net operating income$4,436,000462
Securities gains (losses)$1,705,00088
Applicable income taxes$46,0003,136
Income before extraordinary items$6,095,000286
Extraordinary gains, net$019
Net income$6,095,000286
Minority interest net income$078
Net income of bank and minority interests.$6,095,000287
Net charge-offs$251,0001,643
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,407,050360
2011-12-31 (YTD Data)Rank
Total interest income$37,860,000744
Total interest expense$9,715,000584
Net interest income$28,145,000778
Provision for loan and lease losses$1,181,0002,195
Total noninterest income$9,373,000650
Gross Fiduciary activities income$369,000621
Service charges on deposit accounts$2,499,000583
Trading account gains and fees$0146
Additional Noninterest Income$6,505,000578
Total noninterest expense$21,216,000930
Salaries and employee benefits$12,046,000822
Premises and equipment expense$3,143,000787
Additional noninterest expense$6,027,0001,166
Pre-tax net operating income$15,121,000451
Securities gains (losses)$1,981,000243
Applicable income taxes$186,0002,972
Income before extraordinary items$16,916,000342
Extraordinary gains, net$029
Net income$16,916,000342
Minority interest net income$096
Net income of bank and minority interests.$16,916,000343
Net charge-offs$1,077,0002,272
Cash dividends$7,218,000300
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$14,954,810368
2011-09-30 (YTD Data)Rank
Total interest income$28,641,000750
Total interest expense$7,373,000610
Net interest income$21,268,000777
Provision for loan and lease losses$1,023,0001,940
Total noninterest income$7,100,000643
Gross Fiduciary activities income$275,000618
Service charges on deposit accounts$1,844,000599
Trading account gains and fees$0145
Additional Noninterest Income$4,981,000578
Total noninterest expense$16,131,000921
Salaries and employee benefits$8,879,000838
Premises and equipment expense$2,224,000856
Additional noninterest expense$5,028,0001,046
Pre-tax net operating income$11,214,000468
Securities gains (losses)$1,975,000186
Applicable income taxes$120,0003,072
Income before extraordinary items$13,069,000339
Extraordinary gains, net$021
Net income$13,069,000338
Minority interest net income$087
Net income of bank and minority interests.$13,069,000339
Net charge-offs$776,0002,180
Cash dividends$7,160,000212
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,113,750379
2011-06-30 (YTD Data)Rank
Total interest income$18,967,000768
Total interest expense$5,020,000623
Net interest income$13,947,000790
Provision for loan and lease losses$555,0002,181
Total noninterest income$4,364,000690
Gross Fiduciary activities income$207,000600
Service charges on deposit accounts$1,196,000619
Trading account gains and fees$0153
Additional Noninterest Income$2,961,000627
Total noninterest expense$10,510,000956
Salaries and employee benefits$5,717,000873
Premises and equipment expense$1,373,000935
Additional noninterest expense$3,420,0001,045
Pre-tax net operating income$7,246,000470
Securities gains (losses)$02,914
Applicable income taxes$78,0003,053
Income before extraordinary items$7,168,000388
Extraordinary gains, net$015
Net income$7,168,000388
Minority interest net income$089
Net income of bank and minority interests.$7,168,000388
Net charge-offs$503,0002,135
Cash dividends$5,387,000175
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,168,000378
2011-03-31 (YTD Data)Rank
Total interest income$9,154,000802
Total interest expense$2,544,000639
Net interest income$6,610,000841
Provision for loan and lease losses$265,0002,114
Total noninterest income$2,253,000669
Gross Fiduciary activities income$132,000561
Service charges on deposit accounts$522,000686
Trading account gains and fees$0158
Additional Noninterest Income$1,599,000598
Total noninterest expense$4,963,0001,004
Salaries and employee benefits$2,739,000918
Premises and equipment expense$672,000980
Additional noninterest expense$1,552,0001,152
Pre-tax net operating income$3,635,000470
Securities gains (losses)$01,772
Applicable income taxes$38,0003,035
Income before extraordinary items$3,597,000385
Extraordinary gains, net$09
Net income$3,597,000384
Minority interest net income$086
Net income of bank and minority interests.$3,597,000384
Net charge-offs$385,0001,553
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,597,000373
2010-12-31 (YTD Data)Rank
Total interest income$40,457,000751
Total interest expense$12,064,000655
Net interest income$28,393,000778
Provision for loan and lease losses$1,935,0002,121
Total noninterest income$10,500,000617
Gross Fiduciary activities income$359,000627
Service charges on deposit accounts$2,643,000565
Trading account gains and fees$0175
Additional Noninterest Income$7,498,000558
Total noninterest expense$19,367,0001,025
Salaries and employee benefits$10,834,000902
Premises and equipment expense$2,615,000984
Additional noninterest expense$5,918,0001,249
Pre-tax net operating income$17,591,000339
Securities gains (losses)$1,590,000330
Applicable income taxes$198,0002,723
Income before extraordinary items$18,983,000259
Extraordinary gains, net$029
Net income$18,983,000259
Minority interest net income$0111
Net income of bank and minority interests.$18,983,000260
Net charge-offs$887,0002,854
Cash dividends$20,668,00097
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$17,408,900273
2010-09-30 (YTD Data)Rank
Total interest income$30,567,000748
Total interest expense$9,226,000669
Net interest income$21,341,000775
Provision for loan and lease losses$1,760,0001,803
Total noninterest income$6,700,000677
Gross Fiduciary activities income$281,000614
Service charges on deposit accounts$2,008,000570
Trading account gains and fees$0165
Additional Noninterest Income$4,411,000627
Total noninterest expense$14,081,0001,041
Salaries and employee benefits$7,801,000928
Premises and equipment expense$1,888,0001,044
Additional noninterest expense$4,392,0001,233
Pre-tax net operating income$12,200,000359
Securities gains (losses)$1,590,000277
Applicable income taxes$127,0002,932
Income before extraordinary items$13,663,000269
Extraordinary gains, net$023
Net income$13,663,000270
Minority interest net income$0110
Net income of bank and minority interests.$13,663,000271
Net charge-offs$379,0003,430
Cash dividends$19,108,00063
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$12,088,900290
2010-06-30 (YTD Data)Rank
Total interest income$20,377,000756
Total interest expense$6,297,000681
Net interest income$14,080,000781
Provision for loan and lease losses$1,409,0001,586
Total noninterest income$4,076,000706
Gross Fiduciary activities income$218,000582
Service charges on deposit accounts$1,359,000567
Trading account gains and fees$0152
Additional Noninterest Income$2,499,000677
Total noninterest expense$9,257,0001,068
Salaries and employee benefits$5,111,000951
Premises and equipment expense$1,174,0001,128
Additional noninterest expense$2,972,0001,196
Pre-tax net operating income$7,490,000376
Securities gains (losses)$03,184
Applicable income taxes$84,0002,929
Income before extraordinary items$7,406,000300
Extraordinary gains, net$019
Net income$7,406,000299
Minority interest net income$0105
Net income of bank and minority interests.$7,406,000300
Net charge-offs$262,0003,213
Cash dividends$18,053,00044
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,406,000297
2010-03-31 (YTD Data)Rank
Total interest income$10,194,000764
Total interest expense$3,094,000729
Net interest income$7,100,000778
Provision for loan and lease losses$744,0001,422
Total noninterest income$1,822,000769
Gross Fiduciary activities income$134,000555
Service charges on deposit accounts$647,000595
Trading account gains and fees$0175
Additional Noninterest Income$1,041,000775
Total noninterest expense$4,567,0001,095
Salaries and employee benefits$2,526,000965
Premises and equipment expense$586,0001,162
Additional noninterest expense$1,455,0001,207
Pre-tax net operating income$3,611,000375
Securities gains (losses)$02,284
Applicable income taxes$40,0002,950
Income before extraordinary items$3,571,000304
Extraordinary gains, net$016
Net income$3,571,000307
Minority interest net income$091
Net income of bank and minority interests.$3,571,000306
Net charge-offs$178,0002,563
Cash dividends$16,016,00020
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,571,000295
2009-12-31 (YTD Data)Rank
Total interest income$39,623,000850
Total interest expense$13,390,000881
Net interest income$26,233,000826
Provision for loan and lease losses$3,167,0001,907
Total noninterest income$9,505,000670
Gross Fiduciary activities income$483,000552
Service charges on deposit accounts$3,047,000548
Trading account gains and fees$0211
Additional Noninterest Income$5,975,000625
Total noninterest expense$17,299,0001,206
Salaries and employee benefits$9,275,0001,058
Premises and equipment expense$2,358,0001,157
Additional noninterest expense$5,666,0001,326
Pre-tax net operating income$15,272,000281
Securities gains (losses)$-158,0007,373
Applicable income taxes$185,0002,449
Income before extraordinary items$14,929,000224
Extraordinary gains, net$034
Net income$14,929,000225
Minority interest net income$0115
Net income of bank and minority interests.$14,929,000225
Net charge-offs$1,015,0002,839
Cash dividends$16,149,000125
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$15,085,420224
2009-09-30 (YTD Data)Rank
Total interest income$28,689,000901
Total interest expense$10,178,000916
Net interest income$18,511,000884
Provision for loan and lease losses$2,028,0001,881
Total noninterest income$7,794,000632
Gross Fiduciary activities income$388,000536
Service charges on deposit accounts$2,205,000568
Trading account gains and fees$0212
Additional Noninterest Income$5,201,000570
Total noninterest expense$12,492,0001,239
Salaries and employee benefits$6,693,0001,109
Premises and equipment expense$1,736,0001,188
Additional noninterest expense$4,063,0001,336
Pre-tax net operating income$11,785,000281
Securities gains (losses)$-167,0007,551
Applicable income taxes$104,0002,852
Income before extraordinary items$11,514,000227
Extraordinary gains, net$027
Net income$11,514,000227
Minority interest net income$0118
Net income of bank and minority interests.$11,514,000227
Net charge-offs$735,0002,580
Cash dividends$14,599,000107
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,679,330221
2009-06-30 (YTD Data)Rank
Total interest income$19,033,000925
Total interest expense$6,945,000945
Net interest income$12,088,000901
Provision for loan and lease losses$1,612,0001,590
Total noninterest income$6,192,000574
Gross Fiduciary activities income$310,000495
Service charges on deposit accounts$1,366,000612
Trading account gains and fees$0193
Additional Noninterest Income$4,516,000481
Total noninterest expense$8,335,0001,252
Salaries and employee benefits$4,439,0001,137
Premises and equipment expense$1,124,0001,251
Additional noninterest expense$2,772,0001,338
Pre-tax net operating income$8,333,000271
Securities gains (losses)$-167,0007,755
Applicable income taxes$75,0002,851
Income before extraordinary items$8,091,000225
Extraordinary gains, net$021
Net income$8,091,000224
Minority interest net income$0112
Net income of bank and minority interests.$8,091,000224
Net charge-offs$290,0002,976
Cash dividends$13,354,00081
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$8,256,330211
2009-03-31 (YTD Data)Rank
Total interest income$9,593,000926
Total interest expense$3,504,000980
Net interest income$6,089,000883
Provision for loan and lease losses$798,0001,348
Total noninterest income$2,970,000546
Gross Fiduciary activities income$112,000572
Service charges on deposit accounts$604,000667
Trading account gains and fees$0171
Additional Noninterest Income$2,254,000460
Total noninterest expense$4,035,0001,244
Salaries and employee benefits$2,082,0001,234
Premises and equipment expense$567,0001,257
Additional noninterest expense$1,386,0001,200
Pre-tax net operating income$4,226,000283
Securities gains (losses)$02,434
Applicable income taxes$23,0003,465
Income before extraordinary items$4,203,000245
Extraordinary gains, net$015
Net income$4,203,000244
Minority interest net income$0102
Net income of bank and minority interests.$4,203,000246
Net charge-offs$150,0002,414
Cash dividends$9,800,00063
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,203,000227
2008-12-31 (YTD Data)Rank
Total interest income$39,323,000947
Total interest expense$16,467,000974
Net interest income$22,856,000935
Provision for loan and lease losses$2,000,0001,789
Total noninterest income$6,893,000813
Gross Fiduciary activities income$353,000642
Service charges on deposit accounts$2,989,000579
Trading account gains and fees$0154
Additional Noninterest Income$3,551,000851
Total noninterest expense$14,257,0001,371
Salaries and employee benefits$8,168,0001,226
Premises and equipment expense$2,157,0001,266
Additional noninterest expense$3,932,0001,574
Pre-tax net operating income$13,492,000394
Securities gains (losses)$69,0001,391
Applicable income taxes$142,0003,111
Income before extraordinary items$13,419,000303
Extraordinary gains, net$039
Net income$13,419,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,257,0001,200
Cash dividends$7,605,000383
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,350,690313
2008-09-30 (YTD Data)Rank
Total interest income$28,998,0001,001
Total interest expense$12,237,0001,024
Net interest income$16,761,000967
Provision for loan and lease losses$1,250,0001,602
Total noninterest income$5,360,000822
Gross Fiduciary activities income$307,000614
Service charges on deposit accounts$2,204,000596
Trading account gains and fees$0148
Additional Noninterest Income$2,849,000850
Total noninterest expense$10,574,0001,363
Salaries and employee benefits$5,994,0001,282
Premises and equipment expense$1,622,0001,274
Additional noninterest expense$2,958,0001,509
Pre-tax net operating income$10,297,000497
Securities gains (losses)$69,0001,205
Applicable income taxes$117,0003,463
Income before extraordinary items$10,249,000357
Extraordinary gains, net$031
Net income$10,249,000356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,778,000899
Cash dividends$4,724,000483
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,180,690377
2008-06-30 (YTD Data)Rank
Total interest income$18,607,0001,051
Total interest expense$7,891,0001,108
Net interest income$10,716,0001,018
Provision for loan and lease losses$750,0001,462
Total noninterest income$3,526,000846
Gross Fiduciary activities income$105,000793
Service charges on deposit accounts$1,394,000610
Trading account gains and fees$0149
Additional Noninterest Income$2,027,000835
Total noninterest expense$6,987,0001,376
Salaries and employee benefits$4,011,0001,293
Premises and equipment expense$1,056,0001,301
Additional noninterest expense$1,920,0001,533
Pre-tax net operating income$6,505,000549
Securities gains (losses)$69,0001,213
Applicable income taxes$40,0004,234
Income before extraordinary items$6,534,000432
Extraordinary gains, net$021
Net income$6,534,000431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,328,000729
Cash dividends$2,881,000576
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,465,690420
2008-03-31 (YTD Data)Rank
Total interest income$9,106,0001,109
Total interest expense$3,982,0001,170
Net interest income$5,124,0001,055
Provision for loan and lease losses$300,0001,372
Total noninterest income$1,787,000827
Gross Fiduciary activities income$61,000766
Service charges on deposit accounts$639,000665
Trading account gains and fees$0158
Additional Noninterest Income$1,087,000804
Total noninterest expense$3,473,0001,377
Salaries and employee benefits$1,924,0001,355
Premises and equipment expense$547,0001,257
Additional noninterest expense$1,002,0001,433
Pre-tax net operating income$3,138,000623
Securities gains (losses)$69,000913
Applicable income taxes$19,0004,403
Income before extraordinary items$3,188,000471
Extraordinary gains, net$015
Net income$3,188,000472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,245,000401
Cash dividends$179,0002,446
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,119,690464
2007-12-31 (YTD Data)Rank
Total interest income$37,058,0001,146
Total interest expense$19,565,0001,004
Net interest income$17,493,0001,279
Provision for loan and lease losses$718,0001,818
Total noninterest income$6,880,000845
Gross Fiduciary activities income$199,000805
Service charges on deposit accounts$2,653,000660
Trading account gains and fees$0178
Additional Noninterest Income$4,028,000814
Total noninterest expense$13,164,0001,406
Salaries and employee benefits$7,521,0001,336
Premises and equipment expense$2,120,0001,250
Additional noninterest expense$3,523,0001,573
Pre-tax net operating income$10,491,000813
Securities gains (losses)$-30,0007,873
Applicable income taxes$-95,0008,017
Income before extraordinary items$10,556,000616
Extraordinary gains, net$039
Net income$10,556,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,0001,300
Cash dividends$7,483,000530
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,586,000603
2007-09-30 (YTD Data)Rank
Total interest income$27,400,0001,162
Total interest expense$14,602,0001,008
Net interest income$12,798,0001,313
Provision for loan and lease losses$418,0001,799
Total noninterest income$4,977,000872
Gross Fiduciary activities income$142,000807
Service charges on deposit accounts$1,945,000664
Trading account gains and fees$0184
Additional Noninterest Income$2,890,000846
Total noninterest expense$9,524,0001,440
Salaries and employee benefits$5,479,0001,387
Premises and equipment expense$1,467,0001,339
Additional noninterest expense$2,578,0001,568
Pre-tax net operating income$7,833,000888
Securities gains (losses)$-70,0008,235
Applicable income taxes$06,220
Income before extraordinary items$7,763,000672
Extraordinary gains, net$033
Net income$7,763,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,101
Cash dividends$6,160,000475
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,833,000650
2007-06-30 (YTD Data)Rank
Total interest income$18,097,0001,186
Total interest expense$9,550,0001,033
Net interest income$8,547,0001,329
Provision for loan and lease losses$213,0002,063
Total noninterest income$3,188,000927
Gross Fiduciary activities income$104,000804
Service charges on deposit accounts$1,239,000704
Trading account gains and fees$0168
Additional Noninterest Income$1,845,000910
Total noninterest expense$6,411,0001,435
Salaries and employee benefits$3,648,0001,410
Premises and equipment expense$992,0001,341
Additional noninterest expense$1,771,0001,533
Pre-tax net operating income$5,111,000943
Securities gains (losses)$-10,0007,993
Applicable income taxes$06,265
Income before extraordinary items$5,101,000716
Extraordinary gains, net$029
Net income$5,101,000715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,925
Cash dividends$4,556,000454
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,111,000704
2007-03-31 (YTD Data)Rank
Total interest income$9,009,0001,177
Total interest expense$4,798,0001,026
Net interest income$4,211,0001,348
Provision for loan and lease losses$111,0001,883
Total noninterest income$1,463,000973
Gross Fiduciary activities income$51,000808
Service charges on deposit accounts$555,000763
Trading account gains and fees$0195
Additional Noninterest Income$857,000951
Total noninterest expense$3,213,0001,444
Salaries and employee benefits$1,818,0001,423
Premises and equipment expense$501,0001,336
Additional noninterest expense$894,0001,492
Pre-tax net operating income$2,350,0001,002
Securities gains (losses)$01,187
Applicable income taxes$17,0005,024
Income before extraordinary items$2,333,000771
Extraordinary gains, net$022
Net income$2,333,000770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,850
Cash dividends$2,892,000354
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,333,000759
2006-12-31 (YTD Data)Rank
Total interest income$34,298,0001,154
Total interest expense$17,974,000930
Net interest income$16,324,0001,392
Provision for loan and lease losses$352,0002,513
Total noninterest income$6,146,000925
Gross Fiduciary activities income$201,000798
Service charges on deposit accounts$2,374,000744
Trading account gains and fees$0130
Additional Noninterest Income$3,571,000883
Total noninterest expense$12,551,0001,427
Salaries and employee benefits$7,060,0001,383
Premises and equipment expense$1,993,0001,298
Additional noninterest expense$3,498,0001,511
Pre-tax net operating income$9,567,0001,018
Securities gains (losses)$-2,0006,862
Applicable income taxes$69,0005,237
Income before extraordinary items$9,496,000783
Extraordinary gains, net$051
Net income$9,496,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,512
Cash dividends$5,766,000627
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,497,980771
2006-09-30 (YTD Data)Rank
Total interest income$25,324,0001,177
Total interest expense$13,132,000930
Net interest income$12,192,0001,417
Provision for loan and lease losses$178,0003,124
Total noninterest income$4,633,000929
Gross Fiduciary activities income$144,000803
Service charges on deposit accounts$1,756,000763
Trading account gains and fees$0126
Additional Noninterest Income$2,733,000883
Total noninterest expense$9,384,0001,438
Salaries and employee benefits$5,262,0001,406
Premises and equipment expense$1,490,0001,308
Additional noninterest expense$2,632,0001,505
Pre-tax net operating income$7,263,0001,054
Securities gains (losses)$-2,0007,192
Applicable income taxes$53,0005,414
Income before extraordinary items$7,208,000812
Extraordinary gains, net$045
Net income$7,208,000811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,430
Cash dividends$4,915,000531
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,209,980803
2006-06-30 (YTD Data)Rank
Total interest income$16,484,0001,180
Total interest expense$8,442,000914
Net interest income$8,042,0001,431
Provision for loan and lease losses$177,0002,338
Total noninterest income$2,988,000949
Gross Fiduciary activities income$96,000815
Service charges on deposit accounts$1,115,000789
Trading account gains and fees$0126
Additional Noninterest Income$1,777,000901
Total noninterest expense$6,252,0001,445
Salaries and employee benefits$3,514,0001,407
Premises and equipment expense$991,0001,309
Additional noninterest expense$1,747,0001,521
Pre-tax net operating income$4,601,0001,105
Securities gains (losses)$-7,0007,777
Applicable income taxes$34,0005,495
Income before extraordinary items$4,560,000854
Extraordinary gains, net$039
Net income$4,560,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0002,074
Cash dividends$3,476,000513
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,566,930837
2006-03-31 (YTD Data)Rank
Total interest income$7,954,0001,201
Total interest expense$4,084,000896
Net interest income$3,870,0001,485
Provision for loan and lease losses$134,0001,620
Total noninterest income$1,411,000979
Gross Fiduciary activities income$50,000810
Service charges on deposit accounts$514,000821
Trading account gains and fees$0115
Additional Noninterest Income$847,000927
Total noninterest expense$3,077,0001,472
Salaries and employee benefits$1,722,0001,444
Premises and equipment expense$486,0001,339
Additional noninterest expense$869,0001,512
Pre-tax net operating income$2,070,0001,191
Securities gains (losses)$0955
Applicable income taxes$16,0005,499
Income before extraordinary items$2,054,000923
Extraordinary gains, net$021
Net income$2,054,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0001,771
Cash dividends$650,0001,078
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,054,000903
2005-12-31 (YTD Data)Rank
Total interest income$28,509,0001,163
Total interest expense$13,226,000853
Net interest income$15,283,0001,423
Provision for loan and lease losses$956,0001,090
Total noninterest income$6,754,000843
Gross Fiduciary activities income$179,000828
Service charges on deposit accounts$2,269,000766
Trading account gains and fees$0138
Additional Noninterest Income$4,306,000758
Total noninterest expense$12,160,0001,409
Salaries and employee benefits$6,443,0001,449
Premises and equipment expense$1,994,0001,237
Additional noninterest expense$3,723,0001,372
Pre-tax net operating income$8,921,0001,081
Securities gains (losses)$02,296
Applicable income taxes$50,0005,861
Income before extraordinary items$8,871,000813
Extraordinary gains, net$046
Net income$8,871,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,0001,324
Cash dividends$11,463,000350
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,871,000800
2005-09-30 (YTD Data)Rank
Total interest income$20,785,0001,159
Total interest expense$9,414,000845
Net interest income$11,371,0001,415
Provision for loan and lease losses$754,000989
Total noninterest income$4,659,000905
Gross Fiduciary activities income$134,000809
Service charges on deposit accounts$1,661,000783
Trading account gains and fees$0126
Additional Noninterest Income$2,864,000844
Total noninterest expense$9,097,0001,400
Salaries and employee benefits$4,792,0001,444
Premises and equipment expense$1,468,0001,241
Additional noninterest expense$2,837,0001,345
Pre-tax net operating income$6,179,0001,160
Securities gains (losses)$02,317
Applicable income taxes$30,0006,080
Income before extraordinary items$6,149,000877
Extraordinary gains, net$035
Net income$6,149,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,317
Cash dividends$900,0001,943
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,149,000858
2005-06-30 (YTD Data)Rank
Total interest income$11,860,0001,323
Total interest expense$5,274,000932
Net interest income$6,586,0001,631
Provision for loan and lease losses$453,0001,062
Total noninterest income$2,810,000979
Gross Fiduciary activities income$95,000811
Service charges on deposit accounts$940,000903
Trading account gains and fees$0116
Additional Noninterest Income$1,775,000878
Total noninterest expense$5,334,0001,585
Salaries and employee benefits$2,863,0001,611
Premises and equipment expense$891,0001,361
Additional noninterest expense$1,580,0001,568
Pre-tax net operating income$3,609,0001,297
Securities gains (losses)$02,146
Applicable income taxes$23,0006,019
Income before extraordinary items$3,586,000970
Extraordinary gains, net$030
Net income$3,586,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,369
Cash dividends$900,0001,434
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,586,000949
2005-03-31 (YTD Data)Rank
Total interest income$5,723,0001,340
Total interest expense$2,482,000941
Net interest income$3,241,0001,651
Provision for loan and lease losses$227,0001,000
Total noninterest income$1,259,0001,047
Gross Fiduciary activities income$52,000803
Service charges on deposit accounts$411,0001,004
Trading account gains and fees$0115
Additional Noninterest Income$796,000952
Total noninterest expense$2,660,0001,598
Salaries and employee benefits$1,415,0001,634
Premises and equipment expense$445,0001,356
Additional noninterest expense$800,0001,552
Pre-tax net operating income$1,613,0001,417
Securities gains (losses)$01,685
Applicable income taxes$16,0005,817
Income before extraordinary items$1,597,0001,078
Extraordinary gains, net$024
Net income$1,597,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0001,045
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,597,0001,054
2004-12-31 (YTD Data)Rank
Total interest income$22,693,0001,246
Total interest expense$9,046,000892
Net interest income$13,647,0001,480
Provision for loan and lease losses$726,0001,411
Total noninterest income$5,743,000963
Gross Fiduciary activities income$179,000819
Service charges on deposit accounts$1,524,0001,176
Trading account gains and fees$0138
Additional Noninterest Income$4,040,000781
Total noninterest expense$10,615,0001,534
Salaries and employee benefits$6,033,0001,469
Premises and equipment expense$1,633,0001,406
Additional noninterest expense$2,949,0001,651
Pre-tax net operating income$8,049,0001,090
Securities gains (losses)$03,819
Applicable income taxes$64,0005,876
Income before extraordinary items$7,985,000827
Extraordinary gains, net$034
Net income$7,985,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$534,0001,271
Cash dividends$2,855,0001,012
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,985,000797
2004-09-30 (YTD Data)Rank
Total interest income$16,930,0001,232
Total interest expense$6,646,000895
Net interest income$10,284,0001,464
Provision for loan and lease losses$545,0001,349
Total noninterest income$4,352,000960
Gross Fiduciary activities income$159,000773
Service charges on deposit accounts$1,051,0001,272
Trading account gains and fees$0134
Additional Noninterest Income$3,142,000767
Total noninterest expense$7,798,0001,559
Salaries and employee benefits$4,426,0001,502
Premises and equipment expense$1,205,0001,436
Additional noninterest expense$2,167,0001,669
Pre-tax net operating income$6,293,0001,045
Securities gains (losses)$03,710
Applicable income taxes$50,0005,967
Income before extraordinary items$6,243,000799
Extraordinary gains, net$026
Net income$6,243,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,021
Cash dividends$2,855,000731
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,243,000766
2004-06-30 (YTD Data)Rank
Total interest income$11,217,0001,223
Total interest expense$4,356,000896
Net interest income$6,861,0001,453
Provision for loan and lease losses$363,0001,328
Total noninterest income$2,925,000948
Gross Fiduciary activities income$106,000781
Service charges on deposit accounts$561,0001,567
Trading account gains and fees$0130
Additional Noninterest Income$2,258,000731
Total noninterest expense$5,032,0001,607
Salaries and employee benefits$2,862,0001,544
Premises and equipment expense$759,0001,530
Additional noninterest expense$1,411,0001,695
Pre-tax net operating income$4,391,000995
Securities gains (losses)$03,413
Applicable income taxes$45,0005,735
Income before extraordinary items$4,346,000761
Extraordinary gains, net$021
Net income$4,346,000761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0001,248
Cash dividends$2,700,000547
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,346,000722
2004-03-31 (YTD Data)Rank
Total interest income$5,528,0001,254
Total interest expense$2,196,000905
Net interest income$3,332,0001,492
Provision for loan and lease losses$182,0001,241
Total noninterest income$1,416,000955
Gross Fiduciary activities income$57,000770
Service charges on deposit accounts$256,0001,663
Trading account gains and fees$0121
Additional Noninterest Income$1,103,000739
Total noninterest expense$2,533,0001,607
Salaries and employee benefits$1,498,0001,480
Premises and equipment expense$371,0001,579
Additional noninterest expense$664,0001,790
Pre-tax net operating income$2,033,0001,061
Securities gains (losses)$02,934
Applicable income taxes$42,0005,058
Income before extraordinary items$1,991,000830
Extraordinary gains, net$016
Net income$1,991,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,653
Cash dividends$1,100,000610
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,991,000784
2003-12-31 (YTD Data)Rank
Total interest income$23,074,0001,240
Total interest expense$9,627,000928
Net interest income$13,447,0001,443
Provision for loan and lease losses$726,0001,577
Total noninterest income$8,789,000729
Gross Fiduciary activities income$189,000818
Service charges on deposit accounts$1,086,0001,576
Trading account gains and fees$0160
Additional Noninterest Income$7,514,000556
Total noninterest expense$10,162,0001,574
Salaries and employee benefits$5,473,0001,576
Premises and equipment expense$1,543,0001,472
Additional noninterest expense$3,146,0001,571
Pre-tax net operating income$11,348,000767
Securities gains (losses)$04,500
Applicable income taxes$85,0005,885
Income before extraordinary items$11,263,000604
Extraordinary gains, net$054
Net income$11,263,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$554,0001,481
Cash dividends$5,061,000619
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,263,000566
2003-09-30 (YTD Data)Rank
Total interest income$17,605,0001,246
Total interest expense$7,341,000949
Net interest income$10,264,0001,435
Provision for loan and lease losses$545,0001,542
Total noninterest income$7,366,000691
Gross Fiduciary activities income$128,000849
Service charges on deposit accounts$811,0001,597
Trading account gains and fees$0153
Additional Noninterest Income$6,427,000534
Total noninterest expense$7,679,0001,573
Salaries and employee benefits$4,156,0001,561
Premises and equipment expense$1,127,0001,518
Additional noninterest expense$2,396,0001,541
Pre-tax net operating income$9,406,000725
Securities gains (losses)$04,204
Applicable income taxes$85,0005,744
Income before extraordinary items$9,321,000579
Extraordinary gains, net$040
Net income$9,321,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,151
Cash dividends$3,919,000587
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,321,000535
2003-06-30 (YTD Data)Rank
Total interest income$12,087,0001,219
Total interest expense$5,029,000954
Net interest income$7,058,0001,392
Provision for loan and lease losses$363,0001,528
Total noninterest income$5,290,000649
Gross Fiduciary activities income$92,000827
Service charges on deposit accounts$530,0001,595
Trading account gains and fees$0150
Additional Noninterest Income$4,668,000495
Total noninterest expense$4,935,0001,625
Salaries and employee benefits$2,648,0001,622
Premises and equipment expense$754,0001,518
Additional noninterest expense$1,533,0001,584
Pre-tax net operating income$7,050,000645
Securities gains (losses)$03,782
Applicable income taxes$64,0005,657
Income before extraordinary items$6,986,000524
Extraordinary gains, net$030
Net income$6,986,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,000918
Cash dividends$2,919,000543
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,986,000488
2003-03-31 (YTD Data)Rank
Total interest income$6,151,0001,203
Total interest expense$2,588,000951
Net interest income$3,563,0001,375
Provision for loan and lease losses$182,0001,467
Total noninterest income$3,350,000549
Gross Fiduciary activities income$27,000965
Service charges on deposit accounts$249,0001,644
Trading account gains and fees$0134
Additional Noninterest Income$3,074,000407
Total noninterest expense$2,468,0001,624
Salaries and employee benefits$1,377,0001,551
Premises and equipment expense$384,0001,506
Additional noninterest expense$707,0001,670
Pre-tax net operating income$4,263,000558
Securities gains (losses)$02,891
Applicable income taxes$42,0005,338
Income before extraordinary items$4,221,000445
Extraordinary gains, net$021
Net income$4,221,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,034
Cash dividends$750,000860
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,221,000414
2002-12-31 (YTD Data)Rank
Total interest income$24,992,0001,230
Total interest expense$11,622,000962
Net interest income$13,370,0001,464
Provision for loan and lease losses$926,0001,447
Total noninterest income$8,319,000705
Gross Fiduciary activities income$120,000953
Service charges on deposit accounts$1,038,0001,556
Trading account gains and fees$0153
Additional Noninterest Income$7,161,000541
Total noninterest expense$9,396,0001,629
Salaries and employee benefits$4,925,0001,635
Premises and equipment expense$1,552,0001,422
Additional noninterest expense$2,919,0001,616
Pre-tax net operating income$11,367,000766
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$11,367,000574
Extraordinary gains, net$070
Net income$11,367,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$640,0001,371
Cash dividends$3,744,000782
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,367,000550
2001-12-31 (YTD Data)Rank
Total interest income$27,659,0001,240
Total interest expense$15,747,0001,027
Net interest income$11,912,0001,497
Provision for loan and lease losses$1,311,0001,009
Total noninterest income$6,218,000833
Gross Fiduciary activities income$110,000977
Service charges on deposit accounts$995,0001,481
Trading account gains and fees$0177
Additional Noninterest Income$5,113,000654
Total noninterest expense$8,510,0001,712
Salaries and employee benefits$4,438,0001,699
Premises and equipment expense$1,538,0001,388
Additional noninterest expense$2,534,0001,809
Pre-tax net operating income$8,309,000910
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$8,309,000674
Extraordinary gains, net$0105
Net income$8,309,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,201,000823
Cash dividends$4,000,000733
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,309,000648
2000-12-31 (YTD Data)Rank
Total interest income$25,965,0001,355
Total interest expense$14,982,0001,155
Net interest income$10,983,0001,595
Provision for loan and lease losses$491,0001,905
Total noninterest income$3,005,0001,350
Gross Fiduciary activities income$129,000888
Service charges on deposit accounts$884,0001,547
Trading account gains and fees$0180
Additional Noninterest Income$1,992,0001,136
Total noninterest expense$7,918,0001,761
Salaries and employee benefits$4,395,0001,615
Premises and equipment expense$1,506,0001,367
Additional noninterest expense$2,017,0002,138
Pre-tax net operating income$5,579,0001,325
Securities gains (losses)$01,956
Applicable income taxes$-42,0009,460
Income before extraordinary items$5,621,000950
Extraordinary gains, net$038
Net income$5,621,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,044
Cash dividends$3,000,000949
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,621,000948
1999-12-31 (YTD Data)Rank
Total interest income$21,363,0001,530
Total interest expense$11,648,0001,297
Net interest income$9,715,0001,792
Provision for loan and lease losses$249,0003,066
Total noninterest income$3,030,0001,337
Gross Fiduciary activities income$133,000946
Service charges on deposit accounts$756,0001,758
Trading account gains and fees$0173
Additional Noninterest Income$2,141,0001,100
Total noninterest expense$7,054,0001,947
Salaries and employee benefits$3,791,0001,835
Premises and equipment expense$1,049,0001,954
Additional noninterest expense$2,214,0001,971
Pre-tax net operating income$5,442,0001,396
Securities gains (losses)$03,155
Applicable income taxes$-959,00010,166
Income before extraordinary items$6,401,000882
Extraordinary gains, net$035
Net income$6,401,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,758
Cash dividends$2,521,0001,118
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,401,000868
1998-12-31 (YTD Data)Rank
Total interest income$19,513,0001,670
Total interest expense$11,173,0001,382
Net interest income$8,340,0002,049
Provision for loan and lease losses$472,0001,806
Total noninterest income$4,851,000955
Gross Fiduciary activities income$149,000934
Service charges on deposit accounts$740,0001,716
Trading account gains and fees$0224
Additional Noninterest Income$3,962,000752
Total noninterest expense$6,036,0002,157
Salaries and employee benefits$3,505,0001,898
Premises and equipment expense$837,0002,330
Additional noninterest expense$1,694,0002,460
Pre-tax net operating income$6,683,0001,126
Securities gains (losses)$04,449
Applicable income taxes$2,465,0001,035
Income before extraordinary items$4,218,0001,268
Extraordinary gains, net$032
Net income$4,218,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0002,007
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,218,0001,219
1997-12-31 (YTD Data)Rank
Total interest income$16,581,0001,978
Total interest expense$8,760,0001,771
Net interest income$7,821,0002,249
Provision for loan and lease losses$545,0001,662
Total noninterest income$2,946,0001,312
Gross Fiduciary activities income$133,000992
Service charges on deposit accounts$798,0001,626
Trading account gains and fees$0239
Additional Noninterest Income$2,015,0001,098
Total noninterest expense$5,022,0002,555
Salaries and employee benefits$2,816,0002,360
Premises and equipment expense$740,0002,602
Additional noninterest expense$1,466,0002,789
Pre-tax net operating income$5,200,0001,487
Securities gains (losses)$4,0002,936
Applicable income taxes$1,720,0001,510
Income before extraordinary items$3,484,0001,545
Extraordinary gains, net$044
Net income$3,484,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0001,355
Cash dividends$2,475,0001,103
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,481,3201,511
1996-12-31 (YTD Data)Rank
Total interest income$15,232,0002,213
Total interest expense$8,037,0001,955
Net interest income$7,195,0002,487
Provision for loan and lease losses$316,0002,475
Total noninterest income$2,687,0001,474
Gross Fiduciary activities income$102,0001,104
Service charges on deposit accounts$771,0001,738
Trading account gains and fees$0262
Additional Noninterest Income$1,814,0001,233
Total noninterest expense$4,768,0002,866
Salaries and employee benefits$2,572,0002,610
Premises and equipment expense$706,0002,770
Additional noninterest expense$1,490,0003,141
Pre-tax net operating income$4,798,0001,506
Securities gains (losses)$2,0003,501
Applicable income taxes$1,680,0001,442
Income before extraordinary items$3,120,0001,596
Extraordinary gains, net$053
Net income$3,120,0001,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,215
Cash dividends$2,500,0001,090
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,118,7001,563
1995-12-31 (YTD Data)Rank
Total interest income$14,787,0002,273
Total interest expense$7,743,0002,019
Net interest income$7,044,0002,545
Provision for loan and lease losses$221,0002,834
Total noninterest income$1,961,0001,859
Gross Fiduciary activities income$65,0001,246
Service charges on deposit accounts$762,0001,788
Trading account gains and fees$0522
Additional Noninterest Income$1,134,0001,654
Total noninterest expense$4,628,0002,909
Salaries and employee benefits$2,314,0002,880
Premises and equipment expense$714,0002,756
Additional noninterest expense$1,600,0002,924
Pre-tax net operating income$4,156,0001,774
Securities gains (losses)$2,0003,270
Applicable income taxes$1,285,0001,900
Income before extraordinary items$2,873,0001,762
Extraordinary gains, net$065
Net income$2,873,0001,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,590
Cash dividends$1,900,0001,297
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,871,6201,736
1994-12-31 (YTD Data)Rank
Total interest income$12,735,0002,380
Total interest expense$5,942,0002,101
Net interest income$6,793,0002,659
Provision for loan and lease losses$268,0002,466
Total noninterest income$1,913,0001,891
Gross Fiduciary activities income$50,0001,302
Service charges on deposit accounts$695,0001,943
Trading account gains and fees$0475
Additional Noninterest Income$1,168,0001,662
Total noninterest expense$4,730,0002,915
Salaries and employee benefits$2,399,0002,767
Premises and equipment expense$638,0003,085
Additional noninterest expense$1,693,0002,987
Pre-tax net operating income$3,708,0001,919
Securities gains (losses)$-78,00011,363
Applicable income taxes$1,024,0002,184
Income before extraordinary items$2,606,0001,873
Extraordinary gains, net$0249
Net income$2,606,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,075
Cash dividends$1,250,0001,596
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,662,1601,838
1993-12-31 (YTD Data)Rank
Total interest income$4,274,0006,549
Total interest expense$1,862,0006,173
Net interest income$2,412,0006,716
Provision for loan and lease losses$44,0007,799
Total noninterest income$1,780,0002,135
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$329,0004,092
Trading account gains and feesNANA
Additional Noninterest Income$1,451,0001,590
Total noninterest expense$2,137,0006,009
Salaries and employee benefits$968,0006,320
Premises and equipment expense$326,0005,507
Additional noninterest expense$843,0005,668
Pre-tax net operating income$2,011,0003,295
Securities gains (losses)$-6,00012,616
Applicable income taxes$656,0003,320
Income before extraordinary items$1,349,0003,581
Extraordinary gains, net$03,149
Net income$1,349,0003,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0006,927
Cash dividends$1,061,0001,656
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,353,0203,376
1992-12-31 (YTD Data)Rank
Total interest income$4,213,0007,227
Total interest expense$1,977,0007,160
Net interest income$2,236,0007,159
Provision for loan and lease losses$47,0009,237
Total noninterest income$948,0003,458
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$285,0004,633
Trading account gains and feesNANA
Additional Noninterest Income$663,0002,636
Total noninterest expense$1,770,0007,044
Salaries and employee benefits$820,0007,135
Premises and equipment expense$302,0005,941
Additional noninterest expense$648,0007,119
Pre-tax net operating income$1,367,0004,411
Securities gains (losses)$189,0002,085
Applicable income taxes$478,0004,139
Income before extraordinary items$1,078,0004,207
Extraordinary gains, net$01,422
Net income$1,078,0004,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$991,0001,593
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$947,5904,405

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.