Home > United Community Bank > Net charge- offs to loans
United Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 431 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1238% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1352% | 4,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0458% | 2,599 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8876% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1476% | 4,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 3,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1814% | 4,583 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0105% | 4,110 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6059% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1866% | 4,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2736% | 4,614 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0018% | 3,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0164% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3194% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1273% | 4,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5487% | 4,689 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 4,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0496% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6307% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1289% | 4,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2521% | 83 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4455% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4792% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2169% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2296% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0234% | 4,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5781% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0811% | 4,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 137 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7697% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2825% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2180% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2862% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0307% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1331% | 4,389 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1224% | 4,706 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1340% | 4,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 303 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 3,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0797% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3283% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2018% | 4,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2205% | 4,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 192 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1645% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 3,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 3,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2197% | 4,250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7172% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3031% | 4,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0770% | 4,144 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2575% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1718% | 4,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 834 |
| Percentage Net Loans Charged-off:Construction & development | -0.0354% | 4,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0626% | 3,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9158% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1293% | 4,184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0519% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0962% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0005% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1095% | 4,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3987% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1426% | 4,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 449 |
| Percentage Net Loans Charged-off:Construction & development | -0.1012% | 4,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1266% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1353% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0942% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4587% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1872% | 4,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0243% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0131% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5069% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0554% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5504% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2761% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7532% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2037% | 1,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2006% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2872% | 193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4110% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6996% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7651% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3240% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8117% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2543% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 891 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4757% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8065% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3706% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0485% | 562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2109% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5946% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8522% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3622% | 1,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3872% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 0.4617% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3811% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6454% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0231% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7300% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6811% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5479% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5065% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2491% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3286% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.5897% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2385% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7598% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0304% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8596% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5877% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2423% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4268% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0353% | 952 |
| Percentage Net Loans Charged-off:Construction & development | -0.0377% | 4,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0808% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 3,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5404% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7896% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3980% | 1,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.0745% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3739% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5661% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1839% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 1,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 4,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0404% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1004% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2397% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5095% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6841% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5017% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0308% | 4,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0533% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0648% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4171% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6137% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4085% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.0279% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0143% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5904% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7657% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5827% | 1,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 911 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1525% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8752% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9368% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8726% | 788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1179% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.3401% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 4,825 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1256% | 4,505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3469% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3835% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3598% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3046% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3218% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.4516% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1674% | 4,550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2233% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2488% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3492% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3155% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3111% | 1,988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2863% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3187% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4862% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6538% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4411% | 1,513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1385% | 511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4853% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5208% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2477% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9848% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2172% | 1,859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4574% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1471% | 464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4806% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5229% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7430% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4762% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0722% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2250% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6977% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7649% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1183% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1834% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0013% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0119% | 4,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1187% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1843% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5495% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6029% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1759% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9928% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0177% | 4,817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0983% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2905% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3135% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3044% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0900% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0755% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0767% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0964% | 3,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6498% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0408% | 3,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0718% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0589% | 3,153 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0942% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 5,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2952% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3223% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0294% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4971% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0161% | 4,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0643% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2197% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5943% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6488% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1756% | 2,064 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3295% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0642% | 2,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0331% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.1179% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1041% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1953% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2119% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5442% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3380% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2258% | 2,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2130% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.1605% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1389% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 2,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5203% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6069% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1906% | 2,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2351% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1988% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 2,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5337% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7571% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1263% | 2,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2666% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8864% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0868% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2722% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3523% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1907% | 2,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.1111% | 5,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2320% | 1,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3396% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3639% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 2,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3684% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2922% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3054% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1604% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1546% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.1457% | 5,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2036% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2881% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3079% | 1,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 2,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4444% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2276% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3921% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1625% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0954% | 1,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2359% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2518% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0529% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4455% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4741% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1567% | 833 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1687% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1652% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0928% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3584% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3821% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1069% | 1,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6015% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4338% | 1,243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6649% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1822% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2138% | 3,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0171% | 5,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1461% | 2,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4190% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2080% | 1,408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4325% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1212% | 3,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3456% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7367% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0945% | 3,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1490% | 1,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1712% | 3,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1623% | 3,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0242% | 5,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 2,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3127% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3478% | 1,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3104% | 2,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1577% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4422% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2343% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1168% | 3,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1708% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1961% | 2,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 6,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1726% | 1,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3470% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0657% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3645% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2352% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5429% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2314% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1122% | 3,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0959% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 2,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1513% | 2,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0805% | 6,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1853% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2366% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1324% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2430% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3992% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4461% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0368% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0744% | 2,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0604% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2411% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.4092% | 2,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1476% | 2,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3601% | 2,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3819% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0976% | 3,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1890% | 4,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8787% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1344% | 4,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1509% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2431% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.5375% | 2,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1954% | 2,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2959% | 2,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3137% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1787% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1744% | 3,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1452% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 3,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2395% | 3,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.5046% | 1,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2916% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2301% | 2,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3253% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5602% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2126% | 3,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1150% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3069% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3866% | 2,157 |
| Percentage Net Loans Charged-off:Construction & development | 1.1387% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5873% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1630% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1725% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3854% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1942% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2123% | 2,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1020% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1718% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1951% | 4,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0617% | 3,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3150% | 2,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2114% | 3,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2244% | 3,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 4,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4772% | 3,480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4044% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0974% | 1,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 5,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0853% | 2,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 3,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2287% | 3,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2430% | 2,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 4,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2029% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8135% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1163% | 1,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 5,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1083% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.1178% | 2,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2455% | 2,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2613% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0291% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2059% | 3,859 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0354% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1084% | 1,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1383% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 3,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.4281% | 1,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2668% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 2,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0534% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1421% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.6891% | 2,785 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 7,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2865% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2335% | 1,562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2900% | 2,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 7,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9016% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3449% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2230% | 1,566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2154% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2139% | 3,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.8019% | 2,275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 7,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 2,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3265% | 1,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2008% | 2,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 6,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0038% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8212% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2261% | 1,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 4,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0351% | 2,608 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 7,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1839% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4899% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1628% | 2,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 6,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4020% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0773% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2190% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0620% | 1,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4990% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6678% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3235% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4995% | 2,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5914% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 2.0655% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1596% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1503% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3910% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4142% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 4,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4961% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5118% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2847% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5265% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6556% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 2.5147% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2073% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1970% | 297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3126% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0836% | 976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3288% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 4,298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6603% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2253% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5954% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7536% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 3.0250% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2031% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2873% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3095% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1256% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3226% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2261% | 3,921 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6499% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1132% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1252% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4663% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 5.9763% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5751% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5763% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2501% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5998% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1367% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2476% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0626% | 6,942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.1254% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4515% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0463% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0830% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 6,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3132% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2609% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0894% | 1,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.1670% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4168% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 6,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2170% | 3,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1104% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 3,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.1718% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1845% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 1,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.1640% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1096% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0664% | 7,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0510% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 6,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4190% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8246% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0353% | 1,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0677% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 6,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2311% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1839% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0467% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 3,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1013% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3197% | 3,074 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2963% | 970 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0373% | 7,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6352% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1382% | 7,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2107% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0487% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2313% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 3,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7759% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7729% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 2,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0873% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0649% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2251% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 6,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6576% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6229% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0056% | 1,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2158% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2464% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6455% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9565% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0887% | 7,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3114% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3563% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6193% | 2,230 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1909% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0216% | 7,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0417% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3827% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4312% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 7,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7459% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7801% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0826% | 7,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2440% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2463% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5170% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0828% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5822% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6041% | 2,991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7875% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1177% | 7,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1850% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1569% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2877% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1099% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3137% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7113% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1214% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1863% | 7,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0299% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0342% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2657% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8645% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6611% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2366% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3644% | 597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 4,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9955% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0482% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1589% | 7,647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2920% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2029% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4675% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 3,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1316% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4994% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2265% | 7,722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3876% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2816% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7015% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1302% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1618% | 2,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3184% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | 13.8604% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0470% | 7,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3831% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1253% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 26.3473% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1431% | 7,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2845% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.1200% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3125% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6005% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2798% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9231% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1006% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6369% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4952% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3584% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0544% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6856% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7627% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7725% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6106% | 3,638 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4176% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4387% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 7,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0536% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2168% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0657% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 5,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4295% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2762% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3842% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1655% | 3,970 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3320% | 2,485 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 5,561 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 6,837 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 6,169 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 7,176 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 8,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |