U.S. Bank, MT. PLEASANT BRANCH

Name:U.S. Bank, MT. PLEASANT BRANCH
Full Service Brick and Mortar Office
Review: 2.5star947 client reviews
Location:301 East Washington Street
Mount Pleasant, IA 52641

Henry County
View Other Branches
 
Phone:319-385-3134
FDIC Cert:#6548
Established:02/01/1891


The Bank

Name:U.S. Bank
Concentration:All Other Over 1 Billion
Established:07/13/1863
FDIC Insurance:01/01/1934
Holden By:U S BCORP
Charter Class:Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
# of Branches:2241, view all, view on map
Website:www.usbank.com
Total Assets:$591,210,893,000
Total Deposits:$484,184,722,000
Total Equity Capital:$42,071,990,000
Total Domestic Office Deposits:$454,841,825,000
Net Income:$5,041,909,000
Quarterly Net Income:$1,879,654,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:15%
Quarterly Return on Equity:18%
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Client Review

947 client reviews of U.S. Bank scored 2.5 out of 5.

fraudulent overdraft charges
 1star Overall Rating
 3star Interest Rate and Cost
 2star Office Environment & Staff
 2star Waiting Time
 3star Other Services
by Django, Jul. 14, 2014

US Bank processes transactions between the hours of 12 am and 6 am and then posts these transactions for the previous day.  This is not what their own policy states, as seen below:

https://www.usbank.com/pdf/splash/Important_Update_to_Your_Deposit_Account.pdf

Transactions are received differently by us, depending on the method used. Some are pre-authorized when you complete the transaction, like debit card transactions, but may take several days before being sent to us. Others, such as online account transfers, are completed and received by us at the moment you make them. And, in still other cases, we don’t know about a transaction until we receive it (for example, a paper check or ACH). In any case, the transactions we receive are accumulated throughout the day, then posted to your account each business day in the evening.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Mt. Pleasant Branch at Mount Pleasant, IA
5 of 6 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

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This bank will rob you
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by thatguy, Mar. 14, 2011

Waited 20min to cash pennies from kids piggy bank. They said they were used and wouldn't put them in the machine or let me count them there. They told me to leave then the security dude got all crazy and threatened to force me out. They were just being dick heads. This is a VERY Crappy bank that treats you like garbage for no reason

They are so slow because they want to charge you overdraft fees. They call you on your phone and nag you about your over priced loans that you're paying on time. They suck their rates suck and you won't get very good value from this bank.

* this reviewer has be with this bank for 3 - 10 years
* this reviewer had 1 - 2 banks before.
* this review was made on U.S. Bank, Mt. Pleasant Branch at Mount Pleasant, IA
3 of 5 people found this review helpful. Was this review helpful to you? Yes, No   Report Abuse

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