Home > U.S. Bank > Net charge- offs to loans

U.S. Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4972%204
Percentage Net Loans Charged-off: Total real estate loans0.2011%132
Percentage Net Loans Charged-off:Construction & development-0.0138%4,302
Percentage Net Loans Charged-off: Commercial real estate0.8147%56
Percentage Net Loans Charged-off: Multi-family residential0.2457%28
Percentage Net Loans Charged-off: 1-4 family residential0.0822%178
Percentage Net Loans Charged-off: Home equity loans-0.0054%4,235
All other 1-4 family - Percent of loans charged-off, net0.0903%169
Percentage Net Loans Charged-off: Commercial and industrial0.2841%790
Percentage Net Loans Charged-off: Loans to individuals2.0815%336
Percentage Net Loans Charged-off: Credit card loans3.1614%185
Percentage Net Loans Charged-off: Other loans to individual1.1618%515
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0003%71
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4994%173
Percentage Net Loans Charged-off: Total real estate loans0.2179%83
Percentage Net Loans Charged-off:Construction & development0.0197%122
Percentage Net Loans Charged-off: Commercial real estate0.7339%56
Percentage Net Loans Charged-off: Multi-family residential0.3270%15
Percentage Net Loans Charged-off: 1-4 family residential0.1120%128
Percentage Net Loans Charged-off: Home equity loans0.0064%187
All other 1-4 family - Percent of loans charged-off, net0.1219%122
Percentage Net Loans Charged-off: Commercial and industrial0.2740%617
Percentage Net Loans Charged-off: Loans to individuals2.0517%285
Percentage Net Loans Charged-off: Credit card loans3.0000%141
Percentage Net Loans Charged-off: Other loans to individual1.2845%437
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0013%67
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5276%156
Percentage Net Loans Charged-off: Total real estate loans0.2752%53
Percentage Net Loans Charged-off:Construction & development0.0296%75
Percentage Net Loans Charged-off: Commercial real estate0.7613%43
Percentage Net Loans Charged-off: Multi-family residential0.4788%6
Percentage Net Loans Charged-off: 1-4 family residential0.1692%90
Percentage Net Loans Charged-off: Home equity loans-0.0152%4,366
All other 1-4 family - Percent of loans charged-off, net0.1866%81
Percentage Net Loans Charged-off: Commercial and industrial0.2447%584
Percentage Net Loans Charged-off: Loans to individuals2.0948%272
Percentage Net Loans Charged-off: Credit card loans2.8623%149
Percentage Net Loans Charged-off: Other loans to individual1.5044%404
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0019%62
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2915%270
Percentage Net Loans Charged-off: Total real estate loans-0.0155%4,233
Percentage Net Loans Charged-off:Construction & development0.0379%36
Percentage Net Loans Charged-off: Commercial real estate-0.1039%4,595
Percentage Net Loans Charged-off: Multi-family residential-0.0004%4,624
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%3,955
Percentage Net Loans Charged-off: Home equity loans0.0019%98
All other 1-4 family - Percent of loans charged-off, net-0.0074%4,032
Percentage Net Loans Charged-off: Commercial and industrial0.1616%454
Percentage Net Loans Charged-off: Loans to individuals1.3366%449
Percentage Net Loans Charged-off: Credit card loans2.6709%155
Percentage Net Loans Charged-off: Other loans to individual0.3774%1,047
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0001%4,671
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2658%297
Percentage Net Loans Charged-off: Total real estate loans-0.0299%4,252
Percentage Net Loans Charged-off:Construction & development-0.0192%4,406
Percentage Net Loans Charged-off: Commercial real estate-0.0307%4,354
Percentage Net Loans Charged-off: Multi-family residential-0.0139%4,663
Percentage Net Loans Charged-off: 1-4 family residential-0.0322%4,217
Percentage Net Loans Charged-off: Home equity loans-0.0405%4,462
All other 1-4 family - Percent of loans charged-off, net-0.0312%4,231
Percentage Net Loans Charged-off: Commercial and industrial0.1113%821
Percentage Net Loans Charged-off: Loans to individuals1.1895%449
Percentage Net Loans Charged-off: Credit card loans2.0021%178
Percentage Net Loans Charged-off: Other loans to individual0.7185%693
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0004%22
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1952%335
Percentage Net Loans Charged-off: Total real estate loans-0.0372%4,338
Percentage Net Loans Charged-off:Construction & development-0.0445%4,537
Percentage Net Loans Charged-off: Commercial real estate-0.0368%4,422
Percentage Net Loans Charged-off: Multi-family residential-0.0188%4,711
Percentage Net Loans Charged-off: 1-4 family residential-0.0381%4,285
Percentage Net Loans Charged-off: Home equity loans-0.0515%4,508
All other 1-4 family - Percent of loans charged-off, net-0.0366%4,300
Percentage Net Loans Charged-off: Commercial and industrial0.1095%635
Percentage Net Loans Charged-off: Loans to individuals0.8404%590
Percentage Net Loans Charged-off: Credit card loans1.9392%170
Percentage Net Loans Charged-off: Other loans to individual0.2350%1,379
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0017%4,728
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1981%326
Percentage Net Loans Charged-off: Total real estate loans-0.0365%4,253
Percentage Net Loans Charged-off:Construction & development-0.0613%4,185
Percentage Net Loans Charged-off: Commercial real estate-0.0030%3,972
Percentage Net Loans Charged-off: Multi-family residential-0.0237%3,845
Percentage Net Loans Charged-off: 1-4 family residential-0.0430%4,216
Percentage Net Loans Charged-off: Home equity loans-0.0714%3,363
All other 1-4 family - Percent of loans charged-off, net-0.0398%4,219
Percentage Net Loans Charged-off: Commercial and industrial0.1197%518
Percentage Net Loans Charged-off: Loans to individuals0.8226%585
Percentage Net Loans Charged-off: Credit card loans1.9277%162
Percentage Net Loans Charged-off: Other loans to individual0.2234%1,301
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0026%993
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2015%306
Percentage Net Loans Charged-off: Total real estate loans-0.0421%4,371
Percentage Net Loans Charged-off:Construction & development-0.2050%4,296
Percentage Net Loans Charged-off: Commercial real estate0.0009%200
Percentage Net Loans Charged-off: Multi-family residential-0.0010%3,813
Percentage Net Loans Charged-off: 1-4 family residential-0.0383%4,249
Percentage Net Loans Charged-off: Home equity loans-0.0677%3,400
All other 1-4 family - Percent of loans charged-off, net-0.0349%4,239
Percentage Net Loans Charged-off: Commercial and industrial0.1209%389
Percentage Net Loans Charged-off: Loans to individuals0.8415%580
Percentage Net Loans Charged-off: Credit card loans1.9230%148
Percentage Net Loans Charged-off: Other loans to individual0.2701%1,080
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0053%975
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2219%420
Percentage Net Loans Charged-off: Total real estate loans-0.0305%4,215
Percentage Net Loans Charged-off:Construction & development0.1535%97
Percentage Net Loans Charged-off: Commercial real estate-0.0618%4,466
Percentage Net Loans Charged-off: Multi-family residential0.0016%92
Percentage Net Loans Charged-off: 1-4 family residential-0.0453%4,227
Percentage Net Loans Charged-off: Home equity loans-0.0450%3,342
All other 1-4 family - Percent of loans charged-off, net-0.0454%4,240
Percentage Net Loans Charged-off: Commercial and industrial0.1193%867
Percentage Net Loans Charged-off: Loans to individuals0.9888%428
Percentage Net Loans Charged-off: Credit card loans2.3123%133
Percentage Net Loans Charged-off: Other loans to individual0.2609%1,253
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0048%1,039
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2412%340
Percentage Net Loans Charged-off: Total real estate loans-0.0277%4,224
Percentage Net Loans Charged-off:Construction & development0.2214%76
Percentage Net Loans Charged-off: Commercial real estate-0.0702%4,553
Percentage Net Loans Charged-off: Multi-family residential0.0063%63
Percentage Net Loans Charged-off: 1-4 family residential-0.0476%4,313
Percentage Net Loans Charged-off: Home equity loans-0.0508%3,418
All other 1-4 family - Percent of loans charged-off, net-0.0472%4,337
Percentage Net Loans Charged-off: Commercial and industrial0.1501%666
Percentage Net Loans Charged-off: Loans to individuals1.0463%378
Percentage Net Loans Charged-off: Credit card loans2.4672%137
Percentage Net Loans Charged-off: Other loans to individual0.2579%1,110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0039%1,034
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2651%332
Percentage Net Loans Charged-off: Total real estate loans-0.0404%4,420
Percentage Net Loans Charged-off:Construction & development0.0924%84
Percentage Net Loans Charged-off: Commercial real estate-0.1066%4,662
Percentage Net Loans Charged-off: Multi-family residential0.0103%45
Percentage Net Loans Charged-off: 1-4 family residential-0.0422%4,325
Percentage Net Loans Charged-off: Home equity loans-0.0449%3,442
All other 1-4 family - Percent of loans charged-off, net-0.0419%4,336
Percentage Net Loans Charged-off: Commercial and industrial0.1964%526
Percentage Net Loans Charged-off: Loans to individuals1.1593%341
Percentage Net Loans Charged-off: Credit card loans2.6951%132
Percentage Net Loans Charged-off: Other loans to individual0.2879%981
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0012%1,007
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%285
Percentage Net Loans Charged-off: Total real estate loans-0.0402%4,494
Percentage Net Loans Charged-off:Construction & development0.2064%54
Percentage Net Loans Charged-off: Commercial real estate-0.2366%4,781
Percentage Net Loans Charged-off: Multi-family residential0.0563%17
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%4,268
Percentage Net Loans Charged-off: Home equity loans-0.0238%3,447
All other 1-4 family - Percent of loans charged-off, net-0.0266%4,286
Percentage Net Loans Charged-off: Commercial and industrial0.2637%373
Percentage Net Loans Charged-off: Loans to individuals1.2268%372
Percentage Net Loans Charged-off: Credit card loans2.6560%146
Percentage Net Loans Charged-off: Other loans to individual0.3939%802
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0024%972
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5710%261
Percentage Net Loans Charged-off: Total real estate loans0.1279%498
Percentage Net Loans Charged-off:Construction & development0.0182%296
Percentage Net Loans Charged-off: Commercial real estate0.7912%150
Percentage Net Loans Charged-off: Multi-family residential-0.0086%3,990
Percentage Net Loans Charged-off: 1-4 family residential-0.0166%4,199
Percentage Net Loans Charged-off: Home equity loans0.0069%374
All other 1-4 family - Percent of loans charged-off, net-0.0203%4,282
Percentage Net Loans Charged-off: Commercial and industrial0.5551%631
Percentage Net Loans Charged-off: Loans to individuals1.7836%316
Percentage Net Loans Charged-off: Credit card loans3.6664%119
Percentage Net Loans Charged-off: Other loans to individual0.5551%1,025
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5904%20
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5704%260
Percentage Net Loans Charged-off: Total real estate loans0.0960%549
Percentage Net Loans Charged-off:Construction & development0.0012%264
Percentage Net Loans Charged-off: Commercial real estate0.5798%145
Percentage Net Loans Charged-off: Multi-family residential-0.0125%4,012
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%4,062
Percentage Net Loans Charged-off: Home equity loans0.0218%295
All other 1-4 family - Percent of loans charged-off, net-0.0140%4,192
Percentage Net Loans Charged-off: Commercial and industrial0.5096%594
Percentage Net Loans Charged-off: Loans to individuals1.9061%278
Percentage Net Loans Charged-off: Credit card loans3.9044%117
Percentage Net Loans Charged-off: Other loans to individual0.5817%942
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5332%16
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5281%301
Percentage Net Loans Charged-off: Total real estate loans0.0280%930
Percentage Net Loans Charged-off:Construction & development0.0465%125
Percentage Net Loans Charged-off: Commercial real estate0.1434%321
Percentage Net Loans Charged-off: Multi-family residential0.0002%52
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%3,752
Percentage Net Loans Charged-off: Home equity loans0.0448%219
All other 1-4 family - Percent of loans charged-off, net-0.0093%4,122
Percentage Net Loans Charged-off: Commercial and industrial0.3818%675
Percentage Net Loans Charged-off: Loans to individuals2.0219%288
Percentage Net Loans Charged-off: Credit card loans4.0363%135
Percentage Net Loans Charged-off: Other loans to individual0.6539%908
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0003%1,013
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5034%286
Percentage Net Loans Charged-off: Total real estate loans0.0005%1,086
Percentage Net Loans Charged-off:Construction & development-0.0196%4,354
Percentage Net Loans Charged-off: Commercial real estate-0.0065%4,480
Percentage Net Loans Charged-off: Multi-family residential-0.0024%4,046
Percentage Net Loans Charged-off: 1-4 family residential0.0061%814
Percentage Net Loans Charged-off: Home equity loans0.0407%170
All other 1-4 family - Percent of loans charged-off, net0.0001%802
Percentage Net Loans Charged-off: Commercial and industrial0.3054%591
Percentage Net Loans Charged-off: Loans to individuals2.0859%344
Percentage Net Loans Charged-off: Credit card loans3.9304%141
Percentage Net Loans Charged-off: Other loans to individual0.7820%855
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0003%997
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4926%381
Percentage Net Loans Charged-off: Total real estate loans0.0131%1,766
Percentage Net Loans Charged-off:Construction & development0.0220%316
Percentage Net Loans Charged-off: Commercial real estate0.0616%713
Percentage Net Loans Charged-off: Multi-family residential0.0031%107
Percentage Net Loans Charged-off: 1-4 family residential0.0001%1,873
Percentage Net Loans Charged-off: Home equity loans0.0126%456
All other 1-4 family - Percent of loans charged-off, net-0.0023%4,015
Percentage Net Loans Charged-off: Commercial and industrial0.3418%1,117
Percentage Net Loans Charged-off: Loans to individuals2.0223%328
Percentage Net Loans Charged-off: Credit card loans3.7932%150
Percentage Net Loans Charged-off: Other loans to individual0.7565%994
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0038%1,077
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4857%350
Percentage Net Loans Charged-off: Total real estate loans0.0094%1,602
Percentage Net Loans Charged-off:Construction & development0.0293%230
Percentage Net Loans Charged-off: Commercial real estate0.0281%682
Percentage Net Loans Charged-off: Multi-family residential0.0007%87
Percentage Net Loans Charged-off: 1-4 family residential0.0026%1,548
Percentage Net Loans Charged-off: Home equity loans0.0117%377
All other 1-4 family - Percent of loans charged-off, net0.0008%1,492
Percentage Net Loans Charged-off: Commercial and industrial0.3306%930
Percentage Net Loans Charged-off: Loans to individuals2.0105%318
Percentage Net Loans Charged-off: Credit card loans3.8014%141
Percentage Net Loans Charged-off: Other loans to individual0.7410%940
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0033%1,063
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4917%318
Percentage Net Loans Charged-off: Total real estate loans0.0087%1,418
Percentage Net Loans Charged-off:Construction & development-0.0177%4,420
Percentage Net Loans Charged-off: Commercial real estate0.0181%572
Percentage Net Loans Charged-off: Multi-family residential0.0065%57
Percentage Net Loans Charged-off: 1-4 family residential0.0096%1,184
Percentage Net Loans Charged-off: Home equity loans0.0096%322
All other 1-4 family - Percent of loans charged-off, net0.0096%1,110
Percentage Net Loans Charged-off: Commercial and industrial0.3194%811
Percentage Net Loans Charged-off: Loans to individuals2.0704%296
Percentage Net Loans Charged-off: Credit card loans3.9293%140
Percentage Net Loans Charged-off: Other loans to individual0.7480%896
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0048%1,040
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5070%296
Percentage Net Loans Charged-off: Total real estate loans0.0076%1,089
Percentage Net Loans Charged-off:Construction & development-0.0205%4,530
Percentage Net Loans Charged-off: Commercial real estate0.0010%435
Percentage Net Loans Charged-off: Multi-family residential0.0018%42
Percentage Net Loans Charged-off: 1-4 family residential0.0129%869
Percentage Net Loans Charged-off: Home equity loans0.0228%196
All other 1-4 family - Percent of loans charged-off, net0.0109%827
Percentage Net Loans Charged-off: Commercial and industrial0.3556%579
Percentage Net Loans Charged-off: Loans to individuals2.1044%323
Percentage Net Loans Charged-off: Credit card loans3.9478%134
Percentage Net Loans Charged-off: Other loans to individual0.7892%850
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0007%18
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4756%384
Percentage Net Loans Charged-off: Total real estate loans-0.0031%4,083
Percentage Net Loans Charged-off:Construction & development-0.0222%4,399
Percentage Net Loans Charged-off: Commercial real estate-0.0541%4,928
Percentage Net Loans Charged-off: Multi-family residential-0.0474%4,295
Percentage Net Loans Charged-off: 1-4 family residential0.0168%1,712
Percentage Net Loans Charged-off: Home equity loans0.0065%556
All other 1-4 family - Percent of loans charged-off, net0.0190%1,602
Percentage Net Loans Charged-off: Commercial and industrial0.3087%1,083
Percentage Net Loans Charged-off: Loans to individuals2.0259%319
Percentage Net Loans Charged-off: Credit card loans3.8467%145
Percentage Net Loans Charged-off: Other loans to individual0.7793%969
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1831%33
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4706%336
Percentage Net Loans Charged-off: Total real estate loans0.0015%1,958
Percentage Net Loans Charged-off:Construction & development-0.0306%4,483
Percentage Net Loans Charged-off: Commercial real estate-0.0370%4,905
Percentage Net Loans Charged-off: Multi-family residential0.0129%83
Percentage Net Loans Charged-off: 1-4 family residential0.0180%1,462
Percentage Net Loans Charged-off: Home equity loans0.0008%466
All other 1-4 family - Percent of loans charged-off, net0.0217%1,351
Percentage Net Loans Charged-off: Commercial and industrial0.3018%932
Percentage Net Loans Charged-off: Loans to individuals2.0055%314
Percentage Net Loans Charged-off: Credit card loans3.8677%143
Percentage Net Loans Charged-off: Other loans to individual0.7541%907
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2148%30
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4761%321
Percentage Net Loans Charged-off: Total real estate loans0.0084%1,474
Percentage Net Loans Charged-off:Construction & development0.0213%214
Percentage Net Loans Charged-off: Commercial real estate-0.0230%4,879
Percentage Net Loans Charged-off: Multi-family residential-0.0143%4,335
Percentage Net Loans Charged-off: 1-4 family residential0.0196%1,250
Percentage Net Loans Charged-off: Home equity loans-0.0059%3,581
All other 1-4 family - Percent of loans charged-off, net0.0252%1,129
Percentage Net Loans Charged-off: Commercial and industrial0.2841%827
Percentage Net Loans Charged-off: Loans to individuals2.0177%292
Percentage Net Loans Charged-off: Credit card loans3.9120%126
Percentage Net Loans Charged-off: Other loans to individual0.7566%850
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0940%27
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4825%317
Percentage Net Loans Charged-off: Total real estate loans0.0104%1,101
Percentage Net Loans Charged-off:Construction & development0.0265%134
Percentage Net Loans Charged-off: Commercial real estate-0.0379%5,124
Percentage Net Loans Charged-off: Multi-family residential-0.0381%4,415
Percentage Net Loans Charged-off: 1-4 family residential0.0303%880
Percentage Net Loans Charged-off: Home equity loans0.0186%268
All other 1-4 family - Percent of loans charged-off, net0.0329%802
Percentage Net Loans Charged-off: Commercial and industrial0.2777%611
Percentage Net Loans Charged-off: Loans to individuals2.0256%346
Percentage Net Loans Charged-off: Credit card loans3.9270%136
Percentage Net Loans Charged-off: Other loans to individual0.7794%885
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1897%16
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4754%499
Percentage Net Loans Charged-off: Total real estate loans0.0271%1,904
Percentage Net Loans Charged-off:Construction & development-0.0755%4,736
Percentage Net Loans Charged-off: Commercial real estate0.0600%861
Percentage Net Loans Charged-off: Multi-family residential-0.1449%4,514
Percentage Net Loans Charged-off: 1-4 family residential0.0384%1,686
Percentage Net Loans Charged-off: Home equity loans0.0074%658
All other 1-4 family - Percent of loans charged-off, net0.0455%1,538
Percentage Net Loans Charged-off: Commercial and industrial0.3272%1,235
Percentage Net Loans Charged-off: Loans to individuals1.9296%370
Percentage Net Loans Charged-off: Credit card loans3.7028%151
Percentage Net Loans Charged-off: Other loans to individual0.7484%1,107
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0027%40
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4806%428
Percentage Net Loans Charged-off: Total real estate loans0.0079%2,095
Percentage Net Loans Charged-off:Construction & development-0.0962%4,821
Percentage Net Loans Charged-off: Commercial real estate-0.0108%4,831
Percentage Net Loans Charged-off: Multi-family residential-0.2087%4,558
Percentage Net Loans Charged-off: 1-4 family residential0.0384%1,538
Percentage Net Loans Charged-off: Home equity loans0.0185%545
All other 1-4 family - Percent of loans charged-off, net0.0430%1,421
Percentage Net Loans Charged-off: Commercial and industrial0.3911%900
Percentage Net Loans Charged-off: Loans to individuals1.9184%356
Percentage Net Loans Charged-off: Credit card loans3.6932%148
Percentage Net Loans Charged-off: Other loans to individual0.7387%1,031
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0032%36
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4862%405
Percentage Net Loans Charged-off: Total real estate loans0.0131%1,710
Percentage Net Loans Charged-off:Construction & development-0.0505%4,746
Percentage Net Loans Charged-off: Commercial real estate-0.0154%4,991
Percentage Net Loans Charged-off: Multi-family residential-0.2889%4,598
Percentage Net Loans Charged-off: 1-4 family residential0.0445%1,297
Percentage Net Loans Charged-off: Home equity loans0.0134%456
All other 1-4 family - Percent of loans charged-off, net0.0517%1,196
Percentage Net Loans Charged-off: Commercial and industrial0.3708%790
Percentage Net Loans Charged-off: Loans to individuals1.9545%355
Percentage Net Loans Charged-off: Credit card loans3.7551%143
Percentage Net Loans Charged-off: Other loans to individual0.7434%979
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0014%30
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4842%380
Percentage Net Loans Charged-off: Total real estate loans0.0291%1,119
Percentage Net Loans Charged-off:Construction & development-0.0216%4,761
Percentage Net Loans Charged-off: Commercial real estate-0.0056%4,917
Percentage Net Loans Charged-off: Multi-family residential-0.1247%4,610
Percentage Net Loans Charged-off: 1-4 family residential0.0542%954
Percentage Net Loans Charged-off: Home equity loans0.0174%340
All other 1-4 family - Percent of loans charged-off, net0.0627%844
Percentage Net Loans Charged-off: Commercial and industrial0.3908%567
Percentage Net Loans Charged-off: Loans to individuals1.9050%399
Percentage Net Loans Charged-off: Credit card loans3.6041%153
Percentage Net Loans Charged-off: Other loans to individual0.7525%965
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0029%24
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4680%534
Percentage Net Loans Charged-off: Total real estate loans0.0391%1,977
Percentage Net Loans Charged-off:Construction & development-0.0819%4,870
Percentage Net Loans Charged-off: Commercial real estate-0.0139%5,019
Percentage Net Loans Charged-off: Multi-family residential-0.0225%4,591
Percentage Net Loans Charged-off: 1-4 family residential0.0754%1,590
Percentage Net Loans Charged-off: Home equity loans0.0238%734
All other 1-4 family - Percent of loans charged-off, net0.0878%1,416
Percentage Net Loans Charged-off: Commercial and industrial0.4505%1,089
Percentage Net Loans Charged-off: Loans to individuals1.7454%436
Percentage Net Loans Charged-off: Credit card loans3.2507%167
Percentage Net Loans Charged-off: Other loans to individual0.7110%1,251
Percentage Net Loans Charged-off: All other loans and lease0.0681%1,258
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0375%38
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4683%451
Percentage Net Loans Charged-off: Total real estate loans0.0513%1,517
Percentage Net Loans Charged-off:Construction & development-0.0369%4,757
Percentage Net Loans Charged-off: Commercial real estate-0.0097%4,974
Percentage Net Loans Charged-off: Multi-family residential0.0113%158
Percentage Net Loans Charged-off: 1-4 family residential0.0846%1,337
Percentage Net Loans Charged-off: Home equity loans0.0331%624
All other 1-4 family - Percent of loans charged-off, net0.0971%1,189
Percentage Net Loans Charged-off: Commercial and industrial0.4630%863
Percentage Net Loans Charged-off: Loans to individuals1.7078%397
Percentage Net Loans Charged-off: Credit card loans3.2123%158
Percentage Net Loans Charged-off: Other loans to individual0.6784%1,144
Percentage Net Loans Charged-off: All other loans and lease0.0639%1,101
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0489%32
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4729%465
Percentage Net Loans Charged-off: Total real estate loans0.0603%1,365
Percentage Net Loans Charged-off:Construction & development0.0290%344
Percentage Net Loans Charged-off: Commercial real estate-0.0275%5,283
Percentage Net Loans Charged-off: Multi-family residential-0.0305%4,663
Percentage Net Loans Charged-off: 1-4 family residential0.0972%1,172
Percentage Net Loans Charged-off: Home equity loans0.0429%509
All other 1-4 family - Percent of loans charged-off, net0.1106%1,045
Percentage Net Loans Charged-off: Commercial and industrial0.4525%775
Percentage Net Loans Charged-off: Loans to individuals1.7286%402
Percentage Net Loans Charged-off: Credit card loans3.2508%159
Percentage Net Loans Charged-off: Other loans to individual0.6772%1,072
Percentage Net Loans Charged-off: All other loans and lease0.0555%969
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0817%19
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4754%467
Percentage Net Loans Charged-off: Total real estate loans0.0560%1,129
Percentage Net Loans Charged-off:Construction & development-0.1250%5,149
Percentage Net Loans Charged-off: Commercial real estate-0.0185%5,322
Percentage Net Loans Charged-off: Multi-family residential0.0008%87
Percentage Net Loans Charged-off: 1-4 family residential0.1072%899
Percentage Net Loans Charged-off: Home equity loans0.0449%370
All other 1-4 family - Percent of loans charged-off, net0.1228%801
Percentage Net Loans Charged-off: Commercial and industrial0.4709%574
Percentage Net Loans Charged-off: Loans to individuals1.7190%448
Percentage Net Loans Charged-off: Credit card loans3.2073%171
Percentage Net Loans Charged-off: Other loans to individual0.6875%991
Percentage Net Loans Charged-off: All other loans and lease0.0548%776
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4577%600
Percentage Net Loans Charged-off: Total real estate loans0.0990%1,634
Percentage Net Loans Charged-off:Construction & development-0.3279%5,289
Percentage Net Loans Charged-off: Commercial real estate-0.0132%5,193
Percentage Net Loans Charged-off: Multi-family residential0.0748%217
Percentage Net Loans Charged-off: 1-4 family residential0.1929%1,139
Percentage Net Loans Charged-off: Home equity loans0.1881%528
All other 1-4 family - Percent of loans charged-off, net0.1941%1,100
Percentage Net Loans Charged-off: Commercial and industrial0.3490%1,207
Percentage Net Loans Charged-off: Loans to individuals1.7516%368
Percentage Net Loans Charged-off: Credit card loans3.4837%160
Percentage Net Loans Charged-off: Other loans to individual0.6209%1,249
Percentage Net Loans Charged-off: All other loans and lease0.0232%1,296
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0197%40
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4546%554
Percentage Net Loans Charged-off: Total real estate loans0.1096%1,402
Percentage Net Loans Charged-off:Construction & development-0.4181%5,401
Percentage Net Loans Charged-off: Commercial real estate-0.0174%5,322
Percentage Net Loans Charged-off: Multi-family residential0.1305%156
Percentage Net Loans Charged-off: 1-4 family residential0.2185%934
Percentage Net Loans Charged-off: Home equity loans0.2183%448
All other 1-4 family - Percent of loans charged-off, net0.2186%918
Percentage Net Loans Charged-off: Commercial and industrial0.3376%1,013
Percentage Net Loans Charged-off: Loans to individuals1.7496%363
Percentage Net Loans Charged-off: Credit card loans3.5720%140
Percentage Net Loans Charged-off: Other loans to individual0.5875%1,186
Percentage Net Loans Charged-off: All other loans and lease0.0120%1,246
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0643%29
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4542%565
Percentage Net Loans Charged-off: Total real estate loans0.1276%1,209
Percentage Net Loans Charged-off:Construction & development-0.4104%5,444
Percentage Net Loans Charged-off: Commercial real estate-0.0293%5,548
Percentage Net Loans Charged-off: Multi-family residential0.2122%105
Percentage Net Loans Charged-off: 1-4 family residential0.2439%862
Percentage Net Loans Charged-off: Home equity loans0.2405%408
All other 1-4 family - Percent of loans charged-off, net0.2448%845
Percentage Net Loans Charged-off: Commercial and industrial0.2692%990
Percentage Net Loans Charged-off: Loans to individuals1.7905%362
Percentage Net Loans Charged-off: Credit card loans3.6974%125
Percentage Net Loans Charged-off: Other loans to individual0.5699%1,124
Percentage Net Loans Charged-off: All other loans and lease0.0387%979
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1003%22
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4440%560
Percentage Net Loans Charged-off: Total real estate loans0.1028%1,168
Percentage Net Loans Charged-off:Construction & development-0.7376%5,604
Percentage Net Loans Charged-off: Commercial real estate-0.0254%5,669
Percentage Net Loans Charged-off: Multi-family residential0.0553%105
Percentage Net Loans Charged-off: 1-4 family residential0.2533%733
Percentage Net Loans Charged-off: Home equity loans0.2573%302
All other 1-4 family - Percent of loans charged-off, net0.2524%711
Percentage Net Loans Charged-off: Commercial and industrial0.2772%710
Percentage Net Loans Charged-off: Loans to individuals1.7931%413
Percentage Net Loans Charged-off: Credit card loans3.6195%150
Percentage Net Loans Charged-off: Other loans to individual0.6022%1,041
Percentage Net Loans Charged-off: All other loans and lease0.0350%821
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0115%22
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5461%742
Percentage Net Loans Charged-off: Total real estate loans0.2520%1,233
Percentage Net Loans Charged-off:Construction & development-0.0235%5,049
Percentage Net Loans Charged-off: Commercial real estate0.0079%2,126
Percentage Net Loans Charged-off: Multi-family residential-0.0268%4,972
Percentage Net Loans Charged-off: 1-4 family residential0.3865%882
Percentage Net Loans Charged-off: Home equity loans0.4360%453
All other 1-4 family - Percent of loans charged-off, net0.3743%918
Percentage Net Loans Charged-off: Commercial and industrial0.3475%1,449
Percentage Net Loans Charged-off: Loans to individuals1.8992%421
Percentage Net Loans Charged-off: Credit card loans3.6874%152
Percentage Net Loans Charged-off: Other loans to individual0.7103%1,251
Percentage Net Loans Charged-off: All other loans and lease-0.0099%5,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0334%1,297
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5643%667
Percentage Net Loans Charged-off: Total real estate loans0.2785%1,045
Percentage Net Loans Charged-off:Construction & development0.0408%898
Percentage Net Loans Charged-off: Commercial real estate0.0202%1,709
Percentage Net Loans Charged-off: Multi-family residential-0.0571%5,062
Percentage Net Loans Charged-off: 1-4 family residential0.4176%782
Percentage Net Loans Charged-off: Home equity loans0.4744%403
All other 1-4 family - Percent of loans charged-off, net0.4035%795
Percentage Net Loans Charged-off: Commercial and industrial0.3465%1,273
Percentage Net Loans Charged-off: Loans to individuals1.9152%398
Percentage Net Loans Charged-off: Credit card loans3.7542%133
Percentage Net Loans Charged-off: Other loans to individual0.6969%1,144
Percentage Net Loans Charged-off: All other loans and lease0.0177%1,275
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0246%1,284
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5737%709
Percentage Net Loans Charged-off: Total real estate loans0.2949%1,024
Percentage Net Loans Charged-off:Construction & development0.0002%832
Percentage Net Loans Charged-off: Commercial real estate0.0112%1,490
Percentage Net Loans Charged-off: Multi-family residential-0.1090%5,120
Percentage Net Loans Charged-off: 1-4 family residential0.4540%753
Percentage Net Loans Charged-off: Home equity loans0.4975%368
All other 1-4 family - Percent of loans charged-off, net0.4433%751
Percentage Net Loans Charged-off: Commercial and industrial0.3273%1,172
Percentage Net Loans Charged-off: Loans to individuals1.9498%396
Percentage Net Loans Charged-off: Credit card loans3.8617%135
Percentage Net Loans Charged-off: Other loans to individual0.6801%1,109
Percentage Net Loans Charged-off: All other loans and lease0.0078%1,199
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0125%1,255
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5743%643
Percentage Net Loans Charged-off: Total real estate loans0.3184%861
Percentage Net Loans Charged-off:Construction & development-0.0964%5,504
Percentage Net Loans Charged-off: Commercial real estate0.0392%916
Percentage Net Loans Charged-off: Multi-family residential0.1044%143
Percentage Net Loans Charged-off: 1-4 family residential0.4773%674
Percentage Net Loans Charged-off: Home equity loans0.5514%311
All other 1-4 family - Percent of loans charged-off, net0.4591%681
Percentage Net Loans Charged-off: Commercial and industrial0.2610%850
Percentage Net Loans Charged-off: Loans to individuals1.9584%436
Percentage Net Loans Charged-off: Credit card loans3.8670%143
Percentage Net Loans Charged-off: Other loans to individual0.6832%1,090
Percentage Net Loans Charged-off: All other loans and lease0.0173%893
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0084%27
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6313%1,038
Percentage Net Loans Charged-off: Total real estate loans0.4250%1,331
Percentage Net Loans Charged-off:Construction & development-0.4780%5,845
Percentage Net Loans Charged-off: Commercial real estate0.0588%2,292
Percentage Net Loans Charged-off: Multi-family residential0.3177%420
Percentage Net Loans Charged-off: 1-4 family residential0.6517%853
Percentage Net Loans Charged-off: Home equity loans0.9804%394
All other 1-4 family - Percent of loans charged-off, net0.5678%975
Percentage Net Loans Charged-off: Commercial and industrial0.2952%1,943
Percentage Net Loans Charged-off: Loans to individuals2.0193%485
Percentage Net Loans Charged-off: Credit card loans3.8500%168
Percentage Net Loans Charged-off: Other loans to individual0.8039%1,319
Percentage Net Loans Charged-off: All other loans and lease-0.0968%5,802
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0302%73
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6661%908
Percentage Net Loans Charged-off: Total real estate loans0.4943%1,091
Percentage Net Loans Charged-off:Construction & development-0.1314%5,685
Percentage Net Loans Charged-off: Commercial real estate0.0914%1,853
Percentage Net Loans Charged-off: Multi-family residential0.2537%368
Percentage Net Loans Charged-off: 1-4 family residential0.7147%744
Percentage Net Loans Charged-off: Home equity loans1.0764%373
All other 1-4 family - Percent of loans charged-off, net0.6215%846
Percentage Net Loans Charged-off: Commercial and industrial0.3031%1,721
Percentage Net Loans Charged-off: Loans to individuals2.0410%464
Percentage Net Loans Charged-off: Credit card loans3.9180%144
Percentage Net Loans Charged-off: Other loans to individual0.8054%1,179
Percentage Net Loans Charged-off: All other loans and lease-0.1272%5,889
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1120%57
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7171%908
Percentage Net Loans Charged-off: Total real estate loans0.5630%988
Percentage Net Loans Charged-off:Construction & development-0.0436%5,559
Percentage Net Loans Charged-off: Commercial real estate0.1091%1,577
Percentage Net Loans Charged-off: Multi-family residential0.2637%298
Percentage Net Loans Charged-off: 1-4 family residential0.8027%683
Percentage Net Loans Charged-off: Home equity loans1.1907%339
All other 1-4 family - Percent of loans charged-off, net0.7014%764
Percentage Net Loans Charged-off: Commercial and industrial0.2866%1,536
Percentage Net Loans Charged-off: Loans to individuals2.0549%468
Percentage Net Loans Charged-off: Credit card loans3.9856%151
Percentage Net Loans Charged-off: Other loans to individual0.7863%1,161
Percentage Net Loans Charged-off: All other loans and lease0.0371%1,102
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0238%52
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7381%826
Percentage Net Loans Charged-off: Total real estate loans0.6361%828
Percentage Net Loans Charged-off:Construction & development0.3045%751
Percentage Net Loans Charged-off: Commercial real estate0.1285%1,086
Percentage Net Loans Charged-off: Multi-family residential0.3870%201
Percentage Net Loans Charged-off: 1-4 family residential0.8721%611
Percentage Net Loans Charged-off: Home equity loans1.3070%261
All other 1-4 family - Percent of loans charged-off, net0.7601%678
Percentage Net Loans Charged-off: Commercial and industrial0.2316%1,200
Percentage Net Loans Charged-off: Loans to individuals2.0116%513
Percentage Net Loans Charged-off: Credit card loans3.8412%177
Percentage Net Loans Charged-off: Other loans to individual0.8280%1,055
Percentage Net Loans Charged-off: All other loans and lease0.0935%787
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0413%36
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9283%1,210
Percentage Net Loans Charged-off: Total real estate loans0.7837%1,311
Percentage Net Loans Charged-off:Construction & development0.7660%1,608
Percentage Net Loans Charged-off: Commercial real estate0.2726%2,042
Percentage Net Loans Charged-off: Multi-family residential0.1824%698
Percentage Net Loans Charged-off: 1-4 family residential1.0247%868
Percentage Net Loans Charged-off: Home equity loans1.2500%540
All other 1-4 family - Percent of loans charged-off, net0.9588%949
Percentage Net Loans Charged-off: Commercial and industrial0.5038%2,081
Percentage Net Loans Charged-off: Loans to individuals2.1285%594
Percentage Net Loans Charged-off: Credit card loans3.9592%211
Percentage Net Loans Charged-off: Other loans to individual0.9266%1,366
Percentage Net Loans Charged-off: All other loans and lease0.3121%914
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0638%120
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9724%1,096
Percentage Net Loans Charged-off: Total real estate loans0.8192%1,222
Percentage Net Loans Charged-off:Construction & development0.8580%1,442
Percentage Net Loans Charged-off: Commercial real estate0.3014%1,757
Percentage Net Loans Charged-off: Multi-family residential0.1930%617
Percentage Net Loans Charged-off: 1-4 family residential1.0608%834
Percentage Net Loans Charged-off: Home equity loans1.2396%513
All other 1-4 family - Percent of loans charged-off, net1.0071%879
Percentage Net Loans Charged-off: Commercial and industrial0.5487%1,777
Percentage Net Loans Charged-off: Loans to individuals2.1555%557
Percentage Net Loans Charged-off: Credit card loans4.0199%204
Percentage Net Loans Charged-off: Other loans to individual0.9328%1,240
Percentage Net Loans Charged-off: All other loans and lease0.3972%756
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0713%108
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9901%1,121
Percentage Net Loans Charged-off: Total real estate loans0.8219%1,194
Percentage Net Loans Charged-off:Construction & development1.0805%1,253
Percentage Net Loans Charged-off: Commercial real estate0.3498%1,491
Percentage Net Loans Charged-off: Multi-family residential0.1773%506
Percentage Net Loans Charged-off: 1-4 family residential1.0249%868
Percentage Net Loans Charged-off: Home equity loans1.1510%514
All other 1-4 family - Percent of loans charged-off, net0.9855%906
Percentage Net Loans Charged-off: Commercial and industrial0.5855%1,620
Percentage Net Loans Charged-off: Loans to individuals2.1274%585
Percentage Net Loans Charged-off: Credit card loans4.0098%216
Percentage Net Loans Charged-off: Other loans to individual0.8786%1,261
Percentage Net Loans Charged-off: All other loans and lease0.4973%634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1081%91
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0524%984
Percentage Net Loans Charged-off: Total real estate loans0.8965%1,031
Percentage Net Loans Charged-off:Construction & development1.8261%769
Percentage Net Loans Charged-off: Commercial real estate0.2556%1,224
Percentage Net Loans Charged-off: Multi-family residential0.2567%325
Percentage Net Loans Charged-off: 1-4 family residential1.0852%806
Percentage Net Loans Charged-off: Home equity loans1.2246%428
All other 1-4 family - Percent of loans charged-off, net1.0402%822
Percentage Net Loans Charged-off: Commercial and industrial0.6849%1,129
Percentage Net Loans Charged-off: Loans to individuals2.1475%563
Percentage Net Loans Charged-off: Credit card loans4.0129%206
Percentage Net Loans Charged-off: Other loans to individual0.9043%1,107
Percentage Net Loans Charged-off: All other loans and lease0.4842%508
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0887%65
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3682%1,202
Percentage Net Loans Charged-off: Total real estate loans1.2336%1,293
Percentage Net Loans Charged-off:Construction & development3.1426%1,359
Percentage Net Loans Charged-off: Commercial real estate0.6509%1,706
Percentage Net Loans Charged-off: Multi-family residential0.7251%683
Percentage Net Loans Charged-off: 1-4 family residential1.2291%1,000
Percentage Net Loans Charged-off: Home equity loans1.1831%750
All other 1-4 family - Percent of loans charged-off, net1.2456%996
Percentage Net Loans Charged-off: Commercial and industrial0.8036%2,236
Percentage Net Loans Charged-off: Loans to individuals2.7000%554
Percentage Net Loans Charged-off: Credit card loans5.0425%216
Percentage Net Loans Charged-off: Other loans to individual1.0693%1,364
Percentage Net Loans Charged-off: All other loans and lease0.4805%822
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3243%97
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4446%1,017
Percentage Net Loans Charged-off: Total real estate loans1.2999%1,098
Percentage Net Loans Charged-off:Construction & development3.4135%1,164
Percentage Net Loans Charged-off: Commercial real estate0.6864%1,394
Percentage Net Loans Charged-off: Multi-family residential0.9436%536
Percentage Net Loans Charged-off: 1-4 family residential1.2578%907
Percentage Net Loans Charged-off: Home equity loans1.1674%654
All other 1-4 family - Percent of loans charged-off, net1.2911%894
Percentage Net Loans Charged-off: Commercial and industrial0.9279%1,849
Percentage Net Loans Charged-off: Loans to individuals2.7679%526
Percentage Net Loans Charged-off: Credit card loans5.2388%201
Percentage Net Loans Charged-off: Other loans to individual1.0501%1,222
Percentage Net Loans Charged-off: All other loans and lease0.5110%742
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4032%87
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5257%970
Percentage Net Loans Charged-off: Total real estate loans1.3542%1,069
Percentage Net Loans Charged-off:Construction & development3.7804%995
Percentage Net Loans Charged-off: Commercial real estate0.7188%1,246
Percentage Net Loans Charged-off: Multi-family residential0.5564%503
Percentage Net Loans Charged-off: 1-4 family residential1.2869%922
Percentage Net Loans Charged-off: Home equity loans1.1897%641
All other 1-4 family - Percent of loans charged-off, net1.3233%883
Percentage Net Loans Charged-off: Commercial and industrial0.9608%1,618
Percentage Net Loans Charged-off: Loans to individuals2.9647%497
Percentage Net Loans Charged-off: Credit card loans5.6789%197
Percentage Net Loans Charged-off: Other loans to individual1.0482%1,151
Percentage Net Loans Charged-off: All other loans and lease0.5489%659
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5044%75
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5822%856
Percentage Net Loans Charged-off: Total real estate loans1.2949%965
Percentage Net Loans Charged-off:Construction & development3.3542%784
Percentage Net Loans Charged-off: Commercial real estate0.5731%1,046
Percentage Net Loans Charged-off: Multi-family residential0.3517%367
Percentage Net Loans Charged-off: 1-4 family residential1.3221%774
Percentage Net Loans Charged-off: Home equity loans1.1820%501
All other 1-4 family - Percent of loans charged-off, net1.3740%708
Percentage Net Loans Charged-off: Commercial and industrial1.0952%1,207
Percentage Net Loans Charged-off: Loans to individuals3.1566%462
Percentage Net Loans Charged-off: Credit card loans6.0255%193
Percentage Net Loans Charged-off: Other loans to individual1.0514%1,021
Percentage Net Loans Charged-off: All other loans and lease0.7715%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8095%46
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1123%932
Percentage Net Loans Charged-off: Total real estate loans1.6895%1,145
Percentage Net Loans Charged-off:Construction & development4.6201%1,318
Percentage Net Loans Charged-off: Commercial real estate0.9928%1,296
Percentage Net Loans Charged-off: Multi-family residential1.2604%638
Percentage Net Loans Charged-off: 1-4 family residential1.4487%961
Percentage Net Loans Charged-off: Home equity loans1.1179%800
All other 1-4 family - Percent of loans charged-off, net1.5810%890
Percentage Net Loans Charged-off: Commercial and industrial1.6272%1,910
Percentage Net Loans Charged-off: Loans to individuals3.9112%455
Percentage Net Loans Charged-off: Credit card loans7.2095%181
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4902%641
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.3190%126
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2032%817
Percentage Net Loans Charged-off: Total real estate loans1.7046%1,029
Percentage Net Loans Charged-off:Construction & development4.5502%1,208
Percentage Net Loans Charged-off: Commercial real estate0.9267%1,219
Percentage Net Loans Charged-off: Multi-family residential1.4204%514
Percentage Net Loans Charged-off: 1-4 family residential1.4890%848
Percentage Net Loans Charged-off: Home equity loans1.1090%736
All other 1-4 family - Percent of loans charged-off, net1.6451%772
Percentage Net Loans Charged-off: Commercial and industrial1.7667%1,588
Percentage Net Loans Charged-off: Loans to individuals4.0536%414
Percentage Net Loans Charged-off: Credit card loans7.4314%180
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7723%547
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.3565%110
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3110%767
Percentage Net Loans Charged-off: Total real estate loans1.7413%984
Percentage Net Loans Charged-off:Construction & development5.0676%998
Percentage Net Loans Charged-off: Commercial real estate0.6647%1,293
Percentage Net Loans Charged-off: Multi-family residential1.1712%448
Percentage Net Loans Charged-off: 1-4 family residential1.5547%785
Percentage Net Loans Charged-off: Home equity loans1.1104%668
All other 1-4 family - Percent of loans charged-off, net1.7426%720
Percentage Net Loans Charged-off: Commercial and industrial1.8683%1,404
Percentage Net Loans Charged-off: Loans to individuals4.1640%428
Percentage Net Loans Charged-off: Credit card loans7.5661%194
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2446%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4273%81
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3275%723
Percentage Net Loans Charged-off: Total real estate loans1.7248%866
Percentage Net Loans Charged-off:Construction & development4.7864%810
Percentage Net Loans Charged-off: Commercial real estate0.4330%1,147
Percentage Net Loans Charged-off: Multi-family residential2.2841%238
Percentage Net Loans Charged-off: 1-4 family residential1.6256%690
Percentage Net Loans Charged-off: Home equity loans1.1493%516
All other 1-4 family - Percent of loans charged-off, net1.8279%609
Percentage Net Loans Charged-off: Commercial and industrial1.7029%1,191
Percentage Net Loans Charged-off: Loans to individuals4.2106%464
Percentage Net Loans Charged-off: Credit card loans7.5406%211
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6900%346
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2844%56
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0099%1,222
Percentage Net Loans Charged-off: Total real estate loans1.5866%1,299
Percentage Net Loans Charged-off:Construction & development4.9530%1,244
Percentage Net Loans Charged-off: Commercial real estate0.4158%1,909
Percentage Net Loans Charged-off: Multi-family residential0.4683%692
Percentage Net Loans Charged-off: 1-4 family residential1.4598%922
Percentage Net Loans Charged-off: Home equity loans1.0989%797
All other 1-4 family - Percent of loans charged-off, net1.6014%831
Percentage Net Loans Charged-off: Commercial and industrial1.4574%2,353
Percentage Net Loans Charged-off: Loans to individuals3.7770%568
Percentage Net Loans Charged-off: Credit card loans6.8351%279
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7082%760
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6742%161
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9223%1,036
Percentage Net Loans Charged-off: Total real estate loans1.5377%1,090
Percentage Net Loans Charged-off:Construction & development4.9967%978
Percentage Net Loans Charged-off: Commercial real estate0.4405%1,453
Percentage Net Loans Charged-off: Multi-family residential0.3291%551
Percentage Net Loans Charged-off: 1-4 family residential1.3705%810
Percentage Net Loans Charged-off: Home equity loans1.0237%702
All other 1-4 family - Percent of loans charged-off, net1.5044%736
Percentage Net Loans Charged-off: Commercial and industrial1.3115%2,036
Percentage Net Loans Charged-off: Loans to individuals3.7129%578
Percentage Net Loans Charged-off: Credit card loans6.7907%278
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5548%682
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6969%135
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7941%1,051
Percentage Net Loans Charged-off: Total real estate loans1.3957%1,065
Percentage Net Loans Charged-off:Construction & development4.2485%933
Percentage Net Loans Charged-off: Commercial real estate0.3784%1,199
Percentage Net Loans Charged-off: Multi-family residential0.4182%397
Percentage Net Loans Charged-off: 1-4 family residential1.2889%795
Percentage Net Loans Charged-off: Home equity loans0.9349%628
All other 1-4 family - Percent of loans charged-off, net1.4251%694
Percentage Net Loans Charged-off: Commercial and industrial1.2786%1,746
Percentage Net Loans Charged-off: Loans to individuals3.6262%588
Percentage Net Loans Charged-off: Credit card loans6.7600%277
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3296%670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8060%100
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6491%878
Percentage Net Loans Charged-off: Total real estate loans1.3559%817
Percentage Net Loans Charged-off:Construction & development4.7692%585
Percentage Net Loans Charged-off: Commercial real estate0.1798%982
Percentage Net Loans Charged-off: Multi-family residential0.7943%199
Percentage Net Loans Charged-off: 1-4 family residential1.1782%656
Percentage Net Loans Charged-off: Home equity loans0.8227%480
All other 1-4 family - Percent of loans charged-off, net1.3168%577
Percentage Net Loans Charged-off: Commercial and industrial0.8830%1,504
Percentage Net Loans Charged-off: Loans to individuals3.3714%621
Percentage Net Loans Charged-off: Credit card loans6.2421%293
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4138%524
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2497%69
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0450%1,176
Percentage Net Loans Charged-off: Total real estate loans0.7661%1,182
Percentage Net Loans Charged-off:Construction & development1.4733%1,302
Percentage Net Loans Charged-off: Commercial real estate0.1330%1,626
Percentage Net Loans Charged-off: Multi-family residential0.4540%371
Percentage Net Loans Charged-off: 1-4 family residential0.8935%694
Percentage Net Loans Charged-off: Home equity loans0.5077%695
All other 1-4 family - Percent of loans charged-off, net1.0537%564
Percentage Net Loans Charged-off: Commercial and industrial0.5700%2,542
Percentage Net Loans Charged-off: Loans to individuals2.5339%716
Percentage Net Loans Charged-off: Credit card loans4.6792%301
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6260%947
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2491%98
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9323%927
Percentage Net Loans Charged-off: Total real estate loans0.6704%927
Percentage Net Loans Charged-off:Construction & development1.0906%1,031
Percentage Net Loans Charged-off: Commercial real estate0.0979%1,248
Percentage Net Loans Charged-off: Multi-family residential0.4029%253
Percentage Net Loans Charged-off: 1-4 family residential0.8342%561
Percentage Net Loans Charged-off: Home equity loans0.4835%565
All other 1-4 family - Percent of loans charged-off, net0.9820%443
Percentage Net Loans Charged-off: Commercial and industrial0.4214%2,205
Percentage Net Loans Charged-off: Loans to individuals2.3897%645
Percentage Net Loans Charged-off: Credit card loans4.5144%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5611%845
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3067%73
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8211%857
Percentage Net Loans Charged-off: Total real estate loans0.5119%905
Percentage Net Loans Charged-off:Construction & development0.4363%1,052
Percentage Net Loans Charged-off: Commercial real estate0.0859%984
Percentage Net Loans Charged-off: Multi-family residential0.2685%177
Percentage Net Loans Charged-off: 1-4 family residential0.7186%556
Percentage Net Loans Charged-off: Home equity loans0.4516%475
All other 1-4 family - Percent of loans charged-off, net0.8272%444
Percentage Net Loans Charged-off: Commercial and industrial0.3938%1,816
Percentage Net Loans Charged-off: Loans to individuals2.2632%655
Percentage Net Loans Charged-off: Credit card loans4.3279%305
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5100%785
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2488%55
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7096%738
Percentage Net Loans Charged-off: Total real estate loans0.3774%843
Percentage Net Loans Charged-off:Construction & development0.3558%715
Percentage Net Loans Charged-off: Commercial real estate0.0364%700
Percentage Net Loans Charged-off: Multi-family residential0.5463%91
Percentage Net Loans Charged-off: 1-4 family residential0.5158%579
Percentage Net Loans Charged-off: Home equity loans0.4296%339
All other 1-4 family - Percent of loans charged-off, net0.5500%527
Percentage Net Loans Charged-off: Commercial and industrial0.3663%1,323
Percentage Net Loans Charged-off: Loans to individuals2.0947%711
Percentage Net Loans Charged-off: Credit card loans3.8689%320
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4388%653
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4666%29
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5050%1,090
Percentage Net Loans Charged-off: Total real estate loans0.2321%1,194
Percentage Net Loans Charged-off:Construction & development0.1100%1,169
Percentage Net Loans Charged-off: Commercial real estate0.0889%1,107
Percentage Net Loans Charged-off: Multi-family residential0.0873%233
Percentage Net Loans Charged-off: 1-4 family residential0.3282%824
Percentage Net Loans Charged-off: Home equity loans0.2943%461
All other 1-4 family - Percent of loans charged-off, net0.3417%769
Percentage Net Loans Charged-off: Commercial and industrial0.2499%2,560
Percentage Net Loans Charged-off: Loans to individuals1.7058%818
Percentage Net Loans Charged-off: Credit card loans3.3334%354
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2550%1,114
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0494%67
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4873%819
Percentage Net Loans Charged-off: Total real estate loans0.2086%872
Percentage Net Loans Charged-off:Construction & development0.0353%923
Percentage Net Loans Charged-off: Commercial real estate0.0712%806
Percentage Net Loans Charged-off: Multi-family residential0.1002%152
Percentage Net Loans Charged-off: 1-4 family residential0.3133%643
Percentage Net Loans Charged-off: Home equity loans0.2815%338
All other 1-4 family - Percent of loans charged-off, net0.3259%590
Percentage Net Loans Charged-off: Commercial and industrial0.2641%2,006
Percentage Net Loans Charged-off: Loans to individuals1.6673%735
Percentage Net Loans Charged-off: Credit card loans3.3499%345
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2244%1,003
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0583%47
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4782%753
Percentage Net Loans Charged-off: Total real estate loans0.2024%745
Percentage Net Loans Charged-off:Construction & development0.0394%659
Percentage Net Loans Charged-off: Commercial real estate0.0909%558
Percentage Net Loans Charged-off: Multi-family residential0.1502%104
Percentage Net Loans Charged-off: 1-4 family residential0.2933%600
Percentage Net Loans Charged-off: Home equity loans0.2751%278
All other 1-4 family - Percent of loans charged-off, net0.3006%561
Percentage Net Loans Charged-off: Commercial and industrial0.2613%1,683
Percentage Net Loans Charged-off: Loans to individuals1.6702%681
Percentage Net Loans Charged-off: Credit card loans3.4918%307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2045%936
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1212%33
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4640%675
Percentage Net Loans Charged-off: Total real estate loans0.1665%641
Percentage Net Loans Charged-off:Construction & development0.0174%405
Percentage Net Loans Charged-off: Commercial real estate0.0221%463
Percentage Net Loans Charged-off: Multi-family residential-0.0106%6,109
Percentage Net Loans Charged-off: 1-4 family residential0.2757%502
Percentage Net Loans Charged-off: Home equity loans0.2867%205
All other 1-4 family - Percent of loans charged-off, net0.2712%484
Percentage Net Loans Charged-off: Commercial and industrial0.3386%1,070
Percentage Net Loans Charged-off: Loans to individuals1.6565%719
Percentage Net Loans Charged-off: Credit card loans3.4651%315
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1368%765
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2436%23
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3634%1,063
Percentage Net Loans Charged-off: Total real estate loans0.1359%1,046
Percentage Net Loans Charged-off:Construction & development0.0075%775
Percentage Net Loans Charged-off: Commercial real estate0.0012%1,299
Percentage Net Loans Charged-off: Multi-family residential0.0258%179
Percentage Net Loans Charged-off: 1-4 family residential0.2339%724
Percentage Net Loans Charged-off: Home equity loans0.2499%284
All other 1-4 family - Percent of loans charged-off, net0.2273%729
Percentage Net Loans Charged-off: Commercial and industrial0.1493%2,683
Percentage Net Loans Charged-off: Loans to individuals1.4148%942
Percentage Net Loans Charged-off: Credit card loans2.8803%394
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1992%1,071
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0025%1,463
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3341%959
Percentage Net Loans Charged-off: Total real estate loans0.1303%863
Percentage Net Loans Charged-off:Construction & development0.0088%567
Percentage Net Loans Charged-off: Commercial real estate-0.0085%7,926
Percentage Net Loans Charged-off: Multi-family residential0.0191%134
Percentage Net Loans Charged-off: 1-4 family residential0.2270%621
Percentage Net Loans Charged-off: Home equity loans0.2436%213
All other 1-4 family - Percent of loans charged-off, net0.2202%633
Percentage Net Loans Charged-off: Commercial and industrial0.1111%2,354
Percentage Net Loans Charged-off: Loans to individuals1.3345%894
Percentage Net Loans Charged-off: Credit card loans2.7539%401
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1857%980
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0038%1,392
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3254%954
Percentage Net Loans Charged-off: Total real estate loans0.1268%828
Percentage Net Loans Charged-off:Construction & development0.0072%429
Percentage Net Loans Charged-off: Commercial real estate-0.0160%8,053
Percentage Net Loans Charged-off: Multi-family residential0.0227%88
Percentage Net Loans Charged-off: 1-4 family residential0.2246%595
Percentage Net Loans Charged-off: Home equity loans0.2451%190
All other 1-4 family - Percent of loans charged-off, net0.2161%604
Percentage Net Loans Charged-off: Commercial and industrial0.0792%2,157
Percentage Net Loans Charged-off: Loans to individuals1.3172%914
Percentage Net Loans Charged-off: Credit card loans2.6654%413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2165%816
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0052%1,321
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3153%887
Percentage Net Loans Charged-off: Total real estate loans0.1269%623
Percentage Net Loans Charged-off:Construction & development0.0109%238
Percentage Net Loans Charged-off: Commercial real estate0.0233%435
Percentage Net Loans Charged-off: Multi-family residential0.0056%49
Percentage Net Loans Charged-off: 1-4 family residential0.2086%498
Percentage Net Loans Charged-off: Home equity loans0.2495%152
All other 1-4 family - Percent of loans charged-off, net0.1913%519
Percentage Net Loans Charged-off: Commercial and industrial0.0242%1,649
Percentage Net Loans Charged-off: Loans to individuals1.3127%969
Percentage Net Loans Charged-off: Credit card loans2.5743%425
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2378%667
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0138%1,238
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4927%876
Percentage Net Loans Charged-off: Total real estate loans0.1677%815
Percentage Net Loans Charged-off:Construction & development-0.0441%7,808
Percentage Net Loans Charged-off: Commercial real estate0.0279%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0114%171
Percentage Net Loans Charged-off: 1-4 family residential0.2974%564
Percentage Net Loans Charged-off: Home equity loans0.2452%253
All other 1-4 family - Percent of loans charged-off, net0.3232%525
Percentage Net Loans Charged-off: Commercial and industrial0.0958%3,345
Percentage Net Loans Charged-off: Loans to individuals2.0824%603
Percentage Net Loans Charged-off: Credit card loans4.1879%341
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3611%919
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0293%26
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4564%831
Percentage Net Loans Charged-off: Total real estate loans0.1648%756
Percentage Net Loans Charged-off:Construction & development-0.0539%7,804
Percentage Net Loans Charged-off: Commercial real estate0.0437%807
Percentage Net Loans Charged-off: Multi-family residential0.0329%126
Percentage Net Loans Charged-off: 1-4 family residential0.2865%512
Percentage Net Loans Charged-off: Home equity loans0.2194%224
All other 1-4 family - Percent of loans charged-off, net0.3209%475
Percentage Net Loans Charged-off: Commercial and industrial0.0760%2,899
Percentage Net Loans Charged-off: Loans to individuals1.8857%664
Percentage Net Loans Charged-off: Credit card loans3.9317%351
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3766%806
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0352%20
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4619%818
Percentage Net Loans Charged-off: Total real estate loans0.1756%691
Percentage Net Loans Charged-off:Construction & development-0.0398%7,756
Percentage Net Loans Charged-off: Commercial real estate0.0449%647
Percentage Net Loans Charged-off: Multi-family residential0.0309%94
Percentage Net Loans Charged-off: 1-4 family residential0.3031%475
Percentage Net Loans Charged-off: Home equity loans0.2170%203
All other 1-4 family - Percent of loans charged-off, net0.3489%433
Percentage Net Loans Charged-off: Commercial and industrial0.0968%2,398
Percentage Net Loans Charged-off: Loans to individuals1.9053%661
Percentage Net Loans Charged-off: Credit card loans4.0009%371
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3375%705
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0165%19
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5161%680
Percentage Net Loans Charged-off: Total real estate loans0.2134%479
Percentage Net Loans Charged-off:Construction & development0.0768%175
Percentage Net Loans Charged-off: Commercial real estate0.1059%346
Percentage Net Loans Charged-off: Multi-family residential-0.0139%6,225
Percentage Net Loans Charged-off: 1-4 family residential0.3219%426
Percentage Net Loans Charged-off: Home equity loans0.2113%160
All other 1-4 family - Percent of loans charged-off, net0.3826%375
Percentage Net Loans Charged-off: Commercial and industrial0.1647%1,491
Percentage Net Loans Charged-off: Loans to individuals1.9543%697
Percentage Net Loans Charged-off: Credit card loans4.0244%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4223%501
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0100%12
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6048%878
Percentage Net Loans Charged-off: Total real estate loans0.2283%809
Percentage Net Loans Charged-off:Construction & development0.1304%451
Percentage Net Loans Charged-off: Commercial real estate0.0621%1,142
Percentage Net Loans Charged-off: Multi-family residential0.2048%121
Percentage Net Loans Charged-off: 1-4 family residential0.3485%557
Percentage Net Loans Charged-off: Home equity loans0.2610%253
All other 1-4 family - Percent of loans charged-off, net0.3953%501
Percentage Net Loans Charged-off: Commercial and industrial0.2947%2,743
Percentage Net Loans Charged-off: Loans to individuals2.0736%707
Percentage Net Loans Charged-off: Credit card loans4.0976%442
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6228%736
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0934%26
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6415%717
Percentage Net Loans Charged-off: Total real estate loans0.2251%701
Percentage Net Loans Charged-off:Construction & development0.1545%344
Percentage Net Loans Charged-off: Commercial real estate0.0268%1,041
Percentage Net Loans Charged-off: Multi-family residential0.2149%92
Percentage Net Loans Charged-off: 1-4 family residential0.3605%476
Percentage Net Loans Charged-off: Home equity loans0.2728%204
All other 1-4 family - Percent of loans charged-off, net0.4066%439
Percentage Net Loans Charged-off: Commercial and industrial0.3687%2,063
Percentage Net Loans Charged-off: Loans to individuals2.1259%650
Percentage Net Loans Charged-off: Credit card loans4.2079%417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7060%603
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1068%20
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7058%638
Percentage Net Loans Charged-off: Total real estate loans0.2312%672
Percentage Net Loans Charged-off:Construction & development0.1623%282
Percentage Net Loans Charged-off: Commercial real estate0.0232%852
Percentage Net Loans Charged-off: Multi-family residential0.2570%74
Percentage Net Loans Charged-off: 1-4 family residential0.3732%458
Percentage Net Loans Charged-off: Home equity loans0.2834%171
All other 1-4 family - Percent of loans charged-off, net0.4192%412
Percentage Net Loans Charged-off: Commercial and industrial0.5448%1,530
Percentage Net Loans Charged-off: Loans to individuals2.1873%649
Percentage Net Loans Charged-off: Credit card loans4.2170%443
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7883%522
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0687%17
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7640%591
Percentage Net Loans Charged-off: Total real estate loans0.2516%523
Percentage Net Loans Charged-off:Construction & development0.2812%171
Percentage Net Loans Charged-off: Commercial real estate0.0654%442
Percentage Net Loans Charged-off: Multi-family residential0.0773%61
Percentage Net Loans Charged-off: 1-4 family residential0.3730%406
Percentage Net Loans Charged-off: Home equity loans0.2802%133
All other 1-4 family - Percent of loans charged-off, net0.4194%372
Percentage Net Loans Charged-off: Commercial and industrial0.6628%1,050
Percentage Net Loans Charged-off: Loans to individuals2.2362%730
Percentage Net Loans Charged-off: Credit card loans4.2918%446
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8864%416
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0420%1,208
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0152%580
Percentage Net Loans Charged-off: Total real estate loans0.2856%775
Percentage Net Loans Charged-off:Construction & development0.1613%508
Percentage Net Loans Charged-off: Commercial real estate0.1803%869
Percentage Net Loans Charged-off: Multi-family residential0.0055%178
Percentage Net Loans Charged-off: 1-4 family residential0.4207%541
Percentage Net Loans Charged-off: Home equity loans0.3136%221
All other 1-4 family - Percent of loans charged-off, net0.4685%510
Percentage Net Loans Charged-off: Commercial and industrial1.5220%1,186
Percentage Net Loans Charged-off: Loans to individuals2.4562%602
Percentage Net Loans Charged-off: Credit card loans4.5375%489
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9283%728
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6245%45
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0411%483
Percentage Net Loans Charged-off: Total real estate loans0.2843%670
Percentage Net Loans Charged-off:Construction & development0.1555%411
Percentage Net Loans Charged-off: Commercial real estate0.1524%760
Percentage Net Loans Charged-off: Multi-family residential-0.0297%6,473
Percentage Net Loans Charged-off: 1-4 family residential0.4309%456
Percentage Net Loans Charged-off: Home equity loans0.3275%175
All other 1-4 family - Percent of loans charged-off, net0.4760%436
Percentage Net Loans Charged-off: Commercial and industrial1.5728%978
Percentage Net Loans Charged-off: Loans to individuals2.4789%549
Percentage Net Loans Charged-off: Credit card loans4.6365%475
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9986%638
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5004%37
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0654%486
Percentage Net Loans Charged-off: Total real estate loans0.2922%616
Percentage Net Loans Charged-off:Construction & development0.1018%385
Percentage Net Loans Charged-off: Commercial real estate0.1703%595
Percentage Net Loans Charged-off: Multi-family residential-0.1221%6,441
Percentage Net Loans Charged-off: 1-4 family residential0.4598%428
Percentage Net Loans Charged-off: Home equity loans0.3298%164
All other 1-4 family - Percent of loans charged-off, net0.5172%380
Percentage Net Loans Charged-off: Commercial and industrial1.6522%891
Percentage Net Loans Charged-off: Loans to individuals2.5577%548
Percentage Net Loans Charged-off: Credit card loans4.8116%464
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9259%596
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6959%27
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0897%454
Percentage Net Loans Charged-off: Total real estate loans0.2555%581
Percentage Net Loans Charged-off:Construction & development0.0602%273
Percentage Net Loans Charged-off: Commercial real estate0.1005%446
Percentage Net Loans Charged-off: Multi-family residential-0.2410%6,381
Percentage Net Loans Charged-off: 1-4 family residential0.4581%369
Percentage Net Loans Charged-off: Home equity loans0.3649%118
All other 1-4 family - Percent of loans charged-off, net0.4997%353
Percentage Net Loans Charged-off: Commercial and industrial1.7174%672
Percentage Net Loans Charged-off: Loans to individuals2.6439%600
Percentage Net Loans Charged-off: Credit card loans4.9328%458
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9950%456
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7163%19
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1427%589
Percentage Net Loans Charged-off: Total real estate loans0.3064%737
Percentage Net Loans Charged-off:Construction & development0.1137%612
Percentage Net Loans Charged-off: Commercial real estate0.1869%876
Percentage Net Loans Charged-off: Multi-family residential0.1503%133
Percentage Net Loans Charged-off: 1-4 family residential0.4588%476
Percentage Net Loans Charged-off: Home equity loans0.3401%208
All other 1-4 family - Percent of loans charged-off, net0.5100%427
Percentage Net Loans Charged-off: Commercial and industrial1.3653%1,501
Percentage Net Loans Charged-off: Loans to individuals2.9881%467
Percentage Net Loans Charged-off: Credit card loans4.9809%510
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2671%600
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1102%48
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4391%422
Percentage Net Loans Charged-off: Total real estate loans0.3270%608
Percentage Net Loans Charged-off:Construction & development0.1415%516
Percentage Net Loans Charged-off: Commercial real estate0.1951%738
Percentage Net Loans Charged-off: Multi-family residential0.0558%151
Percentage Net Loans Charged-off: 1-4 family residential0.4884%381
Percentage Net Loans Charged-off: Home equity loans0.4266%210
All other 1-4 family - Percent of loans charged-off, net0.5083%365
Percentage Net Loans Charged-off: Commercial and industrial2.3457%839
Percentage Net Loans Charged-off: Loans to individuals2.5334%556
Percentage Net Loans Charged-off: Credit card loans3.6322%714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5773%518
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3194%60
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3959%1,685
Percentage Net Loans Charged-off: Total real estate loans0.0987%250
Percentage Net Loans Charged-off:Construction & development0.0690%163
Percentage Net Loans Charged-off: Commercial real estate0.1828%115
Percentage Net Loans Charged-off: Multi-family residential0.0147%90
Percentage Net Loans Charged-off: 1-4 family residential0.0688%353
Percentage Net Loans Charged-off: Home equity loans0.1731%161
All other 1-4 family - Percent of loans charged-off, net0.0485%415
Percentage Net Loans Charged-off: Commercial and industrial0.2612%630
Percentage Net Loans Charged-off: Loans to individuals1.4774%258
Percentage Net Loans Charged-off: Credit card loans3.7501%226
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4634%167
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1813%18
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4056%1,734
Percentage Net Loans Charged-off: Total real estate loans0.0363%539
Percentage Net Loans Charged-off:Construction & development-0.0212%1,354
Percentage Net Loans Charged-off: Commercial real estate0.0531%261
Percentage Net Loans Charged-off: Multi-family residential0.0555%85
Percentage Net Loans Charged-off: 1-4 family residential0.0192%766
Percentage Net Loans Charged-off: Home equity loans-0.0274%1,315
All other 1-4 family - Percent of loans charged-off, net0.0271%641
Percentage Net Loans Charged-off: Commercial and industrial0.3844%468
Percentage Net Loans Charged-off: Loans to individuals1.8614%202
Percentage Net Loans Charged-off: Credit card loans5.2074%141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2954%223
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5046%1,450
Percentage Net Loans Charged-off: Total real estate loans0.0400%529
Percentage Net Loans Charged-off:Construction & development0.0399%172
Percentage Net Loans Charged-off: Commercial real estate-0.0037%1,141
Percentage Net Loans Charged-off: Multi-family residential0.0314%129
Percentage Net Loans Charged-off: 1-4 family residential0.0620%425
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0724%352
Percentage Net Loans Charged-off: Commercial and industrial0.7451%242
Percentage Net Loans Charged-off: Loans to individuals1.7251%247
Percentage Net Loans Charged-off: Credit card loans4.9185%173
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4822%151
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4773%1,641
Percentage Net Loans Charged-off: Total real estate loans0.0081%870
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.0510%1,250
Percentage Net Loans Charged-off: Multi-family residential0.0684%163
Percentage Net Loans Charged-off: 1-4 family residential0.0345%646
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0401%560
Percentage Net Loans Charged-off: Commercial and industrial0.0817%735
Percentage Net Loans Charged-off: Loans to individuals1.8818%248
Percentage Net Loans Charged-off: Credit card loans5.1075%207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6702%96
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3823%2,346
Percentage Net Loans Charged-off: Total real estate loans0.0125%864
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0100%1,184
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0275%684
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0309%619
Percentage Net Loans Charged-off: Commercial and industrial0.1816%582
Percentage Net Loans Charged-off: Loans to individuals1.1715%434
Percentage Net Loans Charged-off: Credit card loans3.4754%346
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7842%96
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2271%3,563
Percentage Net Loans Charged-off: Total real estate loans0.0427%706
Percentage Net Loans Charged-off:Construction & development-0.0009%1,289
Percentage Net Loans Charged-off: Commercial real estate0.1343%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0085%908
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0094%857
Percentage Net Loans Charged-off: Commercial and industrial0.2673%454
Percentage Net Loans Charged-off: Loans to individuals0.5880%693
Percentage Net Loans Charged-off: Credit card loans2.1806%477
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1921%229
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1809%4,294
Percentage Net Loans Charged-off: Total real estate loans-0.0314%1,333
Percentage Net Loans Charged-off:Construction & development-0.0653%1,272
Percentage Net Loans Charged-off: Commercial real estate-0.1496%1,359
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0363%654
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0410%597
Percentage Net Loans Charged-off: Commercial and industrial0.2726%469
Percentage Net Loans Charged-off: Loans to individuals0.5289%606
Percentage Net Loans Charged-off: Credit card loans1.7996%469
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1086%241
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6147%2,255
Percentage Net Loans Charged-off: Total real estate loans0.0968%759
Percentage Net Loans Charged-off:Construction & development-0.0929%1,354
Percentage Net Loans Charged-off: Commercial real estate0.2707%530
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0335%795
Percentage Net Loans Charged-off: Home equity loans0.2033%208
All other 1-4 family - Percent of loans charged-off, net0.0035%1,015
Percentage Net Loans Charged-off: Commercial and industrial1.4166%301
Percentage Net Loans Charged-off: Loans to individuals0.8899%448
Percentage Net Loans Charged-off: Credit card loans2.3429%406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0959%321
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6362%3,428
Percentage Net Loans Charged-off: Total real estate loans0.1970%758
Percentage Net Loans Charged-off:Construction & development0.8364%404
Percentage Net Loans Charged-off: Commercial real estate0.2719%685
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0095%1,075
Percentage Net Loans Charged-off: Home equity loans0.0495%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial1.1327%547
Percentage Net Loans Charged-off: Loans to individuals0.8711%652
Percentage Net Loans Charged-off: Credit card loans3.5672%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2475%279
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144