| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2658% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0299% | 4,252 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 4,406 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 4,354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 4,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 4,462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 4,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1895% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0021% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7185% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0004% | 22 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1952% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0445% | 4,537 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 4,422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0188% | 4,711 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0515% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0366% | 4,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8404% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9392% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2350% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0017% | 4,728 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1981% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.0613% | 4,185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 3,972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 3,845 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 4,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0714% | 3,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0398% | 4,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8226% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9277% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2234% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0026% | 993 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2015% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.2050% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 3,813 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 4,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0677% | 3,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 4,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1209% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8415% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9230% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2701% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0053% | 975 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2219% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.1535% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0016% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0453% | 4,227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0450% | 3,342 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 4,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9888% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3123% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2609% | 1,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0048% | 1,039 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2412% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 4,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.2214% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0702% | 4,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0063% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 4,313 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0508% | 3,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0472% | 4,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1501% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0463% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4672% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2579% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0039% | 1,034 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2651% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0924% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1066% | 4,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0103% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0449% | 3,442 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1964% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1593% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6951% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2879% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0012% | 1,007 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2924% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.2064% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2366% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0563% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 3,447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2637% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2268% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6560% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3939% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0024% | 972 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5710% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1279% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0182% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7912% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 3,990 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0069% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5551% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7836% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6664% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5551% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5904% | 20 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5704% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5798% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0125% | 4,012 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5096% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9061% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9044% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5817% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5332% | 16 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5281% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0465% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1434% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3818% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0219% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0363% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6539% | 908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 1,013 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5034% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 4,046 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3054% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0859% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9304% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7820% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0003% | 997 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4926% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0220% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0616% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0031% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 1,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0126% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3418% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0223% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7932% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7565% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0038% | 1,077 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4857% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0293% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3306% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0105% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8014% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7410% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0033% | 1,063 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4917% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0065% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3194% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0704% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9293% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7480% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0048% | 1,040 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5070% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 4,530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0018% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3556% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1044% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9478% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7892% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0007% | 18 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4756% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | -0.0222% | 4,399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 4,928 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0474% | 4,295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0065% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3087% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0259% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8467% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7793% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1831% | 33 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4706% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 4,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0129% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0008% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3018% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0055% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8677% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7541% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2148% | 30 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4761% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0213% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 4,879 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0143% | 4,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2841% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0177% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9120% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7566% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0940% | 27 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4825% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 5,124 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0381% | 4,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0186% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2777% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0256% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9270% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7794% | 885 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1897% | 16 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4754% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.0755% | 4,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1449% | 4,514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3272% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9296% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7028% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7484% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0027% | 40 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4806% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.0962% | 4,821 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,831 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2087% | 4,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3911% | 900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9184% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6932% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7387% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0032% | 36 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4862% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0505% | 4,746 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 4,991 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2889% | 4,598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3708% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9545% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7551% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7434% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0014% | 30 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4842% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 4,761 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,917 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1247% | 4,610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3908% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9050% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6041% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7525% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0029% | 24 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4680% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0819% | 4,870 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 5,019 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0225% | 4,591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0754% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4505% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7454% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2507% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7110% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0681% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0375% | 38 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4683% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 4,757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0113% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0331% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4630% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7078% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2123% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6784% | 1,144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0639% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0489% | 32 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4729% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0290% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 5,283 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0305% | 4,663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0429% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1106% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4525% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7286% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2508% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6772% | 1,072 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0555% | 969 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0817% | 19 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4754% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.1250% | 5,149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 5,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0008% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0449% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4709% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7190% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2073% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6875% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0548% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4577% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0990% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.3279% | 5,289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 5,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0748% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1929% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1881% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1941% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3490% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7516% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4837% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6209% | 1,249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0232% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0197% | 40 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4546% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.4181% | 5,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1305% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2185% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2183% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2186% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3376% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7496% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5720% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5875% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0643% | 29 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4542% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1276% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.4104% | 5,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0293% | 5,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2122% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2439% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2405% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2448% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2692% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7905% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6974% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5699% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0387% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1003% | 22 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4440% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | -0.7376% | 5,604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 5,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0553% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2533% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2573% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7931% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6195% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,041 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0350% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0115% | 22 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5461% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2520% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.0235% | 5,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 2,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0268% | 4,972 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3865% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4360% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3743% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3475% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8992% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6874% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7103% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 5,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0334% | 1,297 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5643% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2785% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0408% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 1,709 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0571% | 5,062 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4176% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4744% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4035% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3465% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9152% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7542% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6969% | 1,144 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0177% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0246% | 1,284 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5737% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2949% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0002% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 1,490 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1090% | 5,120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4540% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4975% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4433% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3273% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9498% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8617% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6801% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0078% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0125% | 1,255 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5743% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3184% | 861 |
| Percentage Net Loans Charged-off:Construction & development | -0.0964% | 5,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1044% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4773% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5514% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4591% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2610% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9584% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8670% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6832% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0173% | 893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0084% | 27 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6313% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4250% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.4780% | 5,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0588% | 2,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3177% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6517% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9804% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5678% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2952% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0193% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8500% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8039% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0968% | 5,802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0302% | 73 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6661% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4943% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | -0.1314% | 5,685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0914% | 1,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2537% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7147% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0764% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6215% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3031% | 1,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0410% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9180% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8054% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1272% | 5,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1120% | 57 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7171% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5630% | 988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0436% | 5,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1091% | 1,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2637% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8027% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1907% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7014% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2866% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0549% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9856% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7863% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0371% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0238% | 52 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7381% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6361% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.3045% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1285% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3870% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8721% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3070% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7601% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2316% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0116% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8412% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8280% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0935% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0413% | 36 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9283% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7837% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.7660% | 1,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2726% | 2,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1824% | 698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0247% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2500% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9588% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5038% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1285% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9592% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9266% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3121% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0638% | 120 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9724% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8192% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.8580% | 1,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3014% | 1,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1930% | 617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0608% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2396% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0071% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5487% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1555% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0199% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9328% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3972% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0713% | 108 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9901% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8219% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 1.0805% | 1,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3498% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1773% | 506 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0249% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1510% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9855% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5855% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1274% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0098% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8786% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4973% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1081% | 91 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0524% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8965% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 1.8261% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2556% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2567% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0852% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2246% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0402% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6849% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1475% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0129% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9043% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4842% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0887% | 65 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3682% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2336% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 3.1426% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6509% | 1,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7251% | 683 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2291% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1831% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2456% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8036% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7000% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0425% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0693% | 1,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4805% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3243% | 97 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4446% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2999% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 3.4135% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6864% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9436% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2578% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1674% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2911% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9279% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7679% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2388% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0501% | 1,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5110% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4032% | 87 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5257% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3542% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 3.7804% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7188% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5564% | 503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2869% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1897% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3233% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9608% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9647% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6789% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0482% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5489% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5044% | 75 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5822% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2949% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 3.3542% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5731% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3517% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3221% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1820% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3740% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0952% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1566% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0255% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0514% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7715% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8095% | 46 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1123% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6895% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 4.6201% | 1,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9928% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2604% | 638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4487% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1179% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5810% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6272% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9112% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2095% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4902% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3190% | 126 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.2032% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7046% | 1,029 |
| Percentage Net Loans Charged-off:Construction & development | 4.5502% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9267% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4204% | 514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4890% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1090% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6451% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7667% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0536% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4314% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7723% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3565% | 110 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3110% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7413% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 5.0676% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6647% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1712% | 448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5547% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1104% | 668 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7426% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8683% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1640% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5661% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2446% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4273% | 81 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3275% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7248% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 4.7864% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4330% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2841% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6256% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1493% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8279% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7029% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2106% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5406% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6900% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2844% | 56 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0099% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5866% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 4.9530% | 1,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4158% | 1,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4683% | 692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4598% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0989% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6014% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4574% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7770% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8351% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7082% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6742% | 161 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9223% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5377% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 4.9967% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4405% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3291% | 551 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3705% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0237% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5044% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3115% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7129% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7907% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5548% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6969% | 135 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7941% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3957% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 4.2485% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3784% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4182% | 397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2889% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9349% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4251% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2786% | 1,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6262% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7600% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3296% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8060% | 100 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6491% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3559% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 4.7692% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1798% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7943% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1782% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8227% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3168% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8830% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3714% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2421% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4138% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2497% | 69 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0450% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7661% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 1.4733% | 1,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1330% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4540% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8935% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5077% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0537% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5700% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5339% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6792% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6260% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2491% | 98 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9323% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6704% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 1.0906% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4029% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8342% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4835% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9820% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4214% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3897% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5144% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5611% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3067% | 73 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8211% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5119% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.4363% | 1,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0859% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2685% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7186% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4516% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8272% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3938% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2632% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3279% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5100% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2488% | 55 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7096% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3774% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.3558% | 715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0364% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5463% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5158% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4296% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5500% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3663% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0947% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8689% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4388% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4666% | 29 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5050% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2321% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.1100% | 1,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0889% | 1,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0873% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3282% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2943% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3417% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2499% | 2,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7058% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3334% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2550% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0494% | 67 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4873% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2086% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0353% | 923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1002% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3133% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2815% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3259% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2641% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6673% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3499% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2244% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0583% | 47 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4782% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2024% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0394% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0909% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1502% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2933% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2751% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3006% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2613% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6702% | 681 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4918% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2045% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1212% | 33 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4640% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0174% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 6,109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2757% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2867% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2712% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3386% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6565% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4651% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1368% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2436% | 23 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3634% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1359% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0258% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2339% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2499% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2273% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1493% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4148% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8803% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1992% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0025% | 1,463 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3341% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1303% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0088% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 7,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0191% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2270% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2436% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2202% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1111% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3345% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7539% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1857% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0038% | 1,392 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3254% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 8,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0227% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2246% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2451% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2161% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0792% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3172% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6654% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2165% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0052% | 1,321 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3153% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0056% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2495% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3127% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5743% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2378% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0138% | 1,238 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4927% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1677% | 815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 7,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0114% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2974% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2452% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3232% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0958% | 3,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0824% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1879% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3611% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0293% | 26 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4564% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 756 |
| Percentage Net Loans Charged-off:Construction & development | -0.0539% | 7,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0437% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0329% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2865% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2194% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3209% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0760% | 2,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8857% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9317% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3766% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0352% | 20 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4619% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1756% | 691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 7,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0309% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3031% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2170% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3489% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0968% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9053% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0009% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3375% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0165% | 19 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5161% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2134% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0768% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1059% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 6,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3219% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2113% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3826% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1647% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9543% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0244% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4223% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0100% | 12 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6048% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2283% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.1304% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0621% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2048% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3485% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2610% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3953% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2947% | 2,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0736% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0976% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6228% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0934% | 26 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6415% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2251% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.1545% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2149% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3605% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2728% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4066% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3687% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1259% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2079% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7060% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1068% | 20 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7058% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2312% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 0.1623% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2570% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3732% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2834% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4192% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5448% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1873% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2170% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7883% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0687% | 17 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7640% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2516% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.2812% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0773% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3730% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2802% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4194% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6628% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2362% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2918% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8864% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0420% | 1,208 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0152% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2856% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.1613% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1803% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0055% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4207% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3136% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4685% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5220% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4562% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5375% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9283% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6245% | 45 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0411% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2843% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.1555% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1524% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0297% | 6,473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4309% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3275% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4760% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5728% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4789% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6365% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9986% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5004% | 37 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0654% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2922% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.1018% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1703% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1221% | 6,441 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4598% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3298% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5172% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6522% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5577% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8116% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9259% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6959% | 27 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0897% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2555% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0602% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1005% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2410% | 6,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4581% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3649% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4997% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7174% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6439% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9328% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9950% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7163% | 19 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1427% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3064% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 0.1137% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1869% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1503% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4588% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3401% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5100% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3653% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9881% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9809% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2671% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1102% | 48 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4391% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3270% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.1415% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1951% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0558% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4884% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4266% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5083% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3457% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5334% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6322% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5773% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3194% | 60 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3959% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0690% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1828% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0147% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1731% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2612% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4774% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7501% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4634% | 167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1813% | 18 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4056% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 539 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0555% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3844% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8614% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2074% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2954% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5046% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0399% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0314% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7451% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7251% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9185% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4822% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4773% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0510% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0684% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8818% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1075% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6702% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3823% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1816% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1715% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4754% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7842% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2271% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1343% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2673% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1806% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1921% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1809% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.0653% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1496% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2726% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5289% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7996% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1086% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6147% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 759 |
| Percentage Net Loans Charged-off:Construction & development | -0.0929% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2707% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2033% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4166% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8899% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3429% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0959% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6362% | 3,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1970% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.8364% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2719% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0495% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1327% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8711% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5672% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2475% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |
