Truist Bank, BELVEDERE PARK BRANCH

Name:Truist Bank, BELVEDERE PARK BRANCH
Full Service Brick and Mortar Office
Review: 2.5star64 client reviews
Location:3604 Memorial Dr
Decatur, GA 30032

Dekalb County
View Other Branches
 
Phone:404-286-3290
FDIC Cert:#9846
Established:07/05/2011


The Bank

Name:Truist Bank
Concentration:Commercial Lending Specialization
Established:01/01/1872
FDIC Insurance:01/01/1934
Holden By:TRUIST FINANCIAL CORP
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:2006, view all, view on map
Website:www.Truist.com
Total Assets:$546,763,000,000
Total Deposits:$418,239,000,000
Total Equity Capital:$62,879,000,000
Total Domestic Office Deposits:$418,239,000,000
Net Income:$2,970,000,000
Quarterly Net Income:$1,401,000,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:10%
Quarterly Return on Equity:9%
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Client Review

64 client reviews of Truist Bank scored 2.5 out of 5.

No customer service
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by suziq, Jul. 15, 2023

I have been trying to work with Truist for a couple of years now on an account of my mothers (I am her POA) & the customer service is horrible, no follow through. The men are rude, inconsiderate and just assholes.  I call Truist number and they can find information the employees in the bank can't seem to find. I absolutely hate trying to work with them.  

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 1 - 2 banks before.
* this review was made on Truist Bank, ROCKWALL BRANCH at Rockwall, TX
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So sad
 2star Overall Rating
 2star Interest Rate and Cost
 2star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by UnhappyCustomers, Apr. 15, 2023

They won’t even answer the phone or return calls.  Had been dealing with BBT Zander now Truist for over 15 years. Now can’t even check or deposit a check without showing my ID.
  Wife can’t deposit my check but you can deposit it in the night deposit box or ATM without any ID.   Common sense has left the building.  Employees seem nice but the transition was crappy and PPP piss poor planning.   
  Wanted to charge me $10 for a fax to buy off a loan.  I have called and left three messages over the last two days and haven’t received a return call back yet.   I live 30 minutes away but guess I have to drive up there and try to see where my deposit went?   
 If someone is placing money into your account why would they need ID?  Show you ID and then can’t deposit into my account even through the check is made out to me , signed by me, had a deposit slip attached for my account but couldn’t my son couldn’t  deposit it because he is not on account.   So place in night deposit box.  Now check still hasn’t cleared in two days.   Too many unpleasant experiences to talk about.  Again, employees are nice and say it’s policy but too many headaches dealing with so called policy is crazy.   Hate to change banks but too many unnecessary problems.   
 

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Truist Bank, FARMVILLE BRANCH at Farmville, VA
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by TLDD 2023-07-05 14:29:26
TOTALLY AGREE.  WE SWITCHED TO WELLS FARGO.  CAN NEVER REACH ANYONE AT TRUIST.  IT AUTO GOES TO THE 'CALL CENTER.'  SOMETIMES YOU WANT/NEED TO SPEAK TO SOMEONE AT YOUR OWN BRANCH.  NO 'HOMETOWN' FEEL TO THIS BANK WHATSOEVER.  HAVE LEFT NUMEROUS VOICE MAILS TO CERTAIN EMPLOYEES AS WELL WITH NO CALL-BACK.  MUCH HAPPIER WITH WELLS FARGO.
Worst financial institution I have ever dealt with
 1star Overall Rating
 1star Interest Rate and Cost
 1star Office Environment & Staff
 1star Waiting Time
 1star Other Services
by Madpieandme, Feb. 23, 2023

Truist Bank - WARNING

Do not under any circumstances bank with Truist.  They have the worst customer service I have ever dealt with in my life.  I am not even going to reiterate the multitude of issues I had during the beginning of the merger between Suntrust and BB&T.  However, I will make the point that I was with Suntrust before they or BB&T even existed.

First, I have a letter from them telling me at the beginning of their merger, they were changing my accounts to a new account that did not charge late fees, overdraft fees, etc.  I actually received this letter the very day I had an auto draft coming out of my account and was planning to go make a deposit to cover it.  I am disabled and often not feeling well, so I thought, since I will no longer be charged any type of fee for overdrafts (up to $100), I would wait until the following day, when I hoped I would feel better.  

The following day when I pulled up my account, there was a fee on my account.  The short story is that I called numerous times and also spoke with someone on their chat line.  They refused to refund the fee, telling me the letter was a fraudulent letter, keeping me on hold for over an hour at a time, and ultimately hanging up on me, after I had spent almost 10 hours on the phone with them.  I do want to note however, one of the persons I spoke with on chat did admit to me that they were having a huge issue within their legal department because of these letters, and many people had been complaining about this exact same issue.  I have a screen shot of this as proof of her statement to me about this problem.

Additionally, even though I had never been late on my car loan, HELOC or mortgage payment with them, they raised my interest rate on my HELOC THREE times in a three month period, and cut off my access to the equity in the account.  It now stands at almost 11%.  This is the most ridiculous abuse of power I have ever seen within a financial institution.  I am on disability and cannot possibly afford the monthly payment at this ridiculous rate.  

I tried to remedy this situation by scheduling a call with one of their specialists, in order to modify the rate, payment, length, anything that would help me to fulfill my payment obligation.  Needless to say, they never called at the appointed time.  I tried to call them and ended up on the phone for almost two hours, being transferred to several different departments, and ultimately spoke to 8 people, none of whom would/could help me.  

I am so angry and disgusted by this total lack of support and concern in helping me to resolve this issue. I was the one who tried to be proactive in making sure I would be able to pay my loan without defaulting, and I cannot get anyone within their company to help me at all.

Truist is the absolute worst financial institution I have ever dealt with, since I opened my first account over 35 years ago.  To put it simply, they lie, steal from clients in the form of unjustified fees/fines and have a total disregard for loyal clientele who need assistance to fulfill their obligation in paying on their accounts.  

I have already closed all of my checking and saving accounts with them and will be refinancing my loans with other institutions, once the economy stabilizes again.

Do not under any circumstance trust Truist to look out for their clients' best interests.

* this reviewer has be with this bank for >10 years
* this reviewer had 3 - 5 banks before.
* this review was made on Truist Bank, COURT SQUARE BRANCH at Charlottesville, VA
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