The Peoples Bank, Biloxi, Mississippi, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$15,024,0001,587
Total interest expense$3,883,0001,933
Net interest income$11,141,0001,435
Provision for loan and lease losses$-5,0004,128
Total noninterest income$3,478,000958
Gross Fiduciary activities income$1,249,000386
Service charges on deposit accounts$1,587,000393
Trading account gains and feesNANA
Additional Noninterest Income$642,0001,964
Total noninterest expense$11,223,0001,164
Salaries and employee benefits$5,468,0001,322
Premises and equipment expense$1,766,000770
Additional noninterest expense$642,0001,986
Pre-tax net operating income$3,401,0001,679
Securities gains (losses)$0804
Applicable income taxes$620,0001,383
Income before extraordinary items$2,781,0001,738
Extraordinary gains, net$020
Net income$2,781,0001,755
Minority interest net income$069
Net income of bank and minority interests.$2,781,0001,738
Net charge-offs$19,0001,993
Cash dividends$1,032,0001,466
Sale, conversion, retirement of capital stock, net$0478
Net operating income$2,781,0001,747
2025-03-31 (YTD Data)Rank
Total interest income$7,560,0001,567
Total interest expense$1,893,0001,951
Net interest income$5,667,0001,400
Provision for loan and lease losses$-5,0004,189
Total noninterest income$1,703,000946
Gross Fiduciary activities income$626,000420
Service charges on deposit accounts$770,000408
Trading account gains and feesNANA
Additional Noninterest Income$307,0001,968
Total noninterest expense$5,606,0001,169
Salaries and employee benefits$2,730,0001,327
Premises and equipment expense$886,000785
Additional noninterest expense$307,0001,968
Pre-tax net operating income$1,769,0001,574
Securities gains (losses)$0665
Applicable income taxes$375,0001,200
Income before extraordinary items$1,394,0001,651
Extraordinary gains, net$047
Net income$1,394,0001,670
Minority interest net income$065
Net income of bank and minority interests.$1,394,0001,651
Net charge-offs$13,0001,595
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,394,0001,663
2024-12-31 (YTD Data)Rank
Total interest income$33,094,0001,444
Total interest expense$9,643,0001,707
Net interest income$23,451,0001,301
Provision for loan and lease losses$-162,0004,277
Total noninterest income$7,011,000946
Gross Fiduciary activities income$2,482,000410
Service charges on deposit accounts$3,178,000395
Trading account gains and feesNANA
Additional Noninterest Income$1,351,0001,941
Total noninterest expense$21,823,0001,160
Salaries and employee benefits$10,545,0001,328
Premises and equipment expense$3,689,000721
Additional noninterest expense$1,351,0001,941
Pre-tax net operating income$8,801,0001,275
Securities gains (losses)$0940
Applicable income taxes$-13,323,0004,488
Income before extraordinary items$22,124,000537
Extraordinary gains, net$053
Net income$22,124,000540
Minority interest net income$090
Net income of bank and minority interests.$22,124,000537
Net charge-offs$42,0002,190
Cash dividends$3,350,0001,170
Sale, conversion, retirement of capital stock, net$0564
Net operating income$22,124,000536
2024-09-30 (YTD Data)Rank
Total interest income$25,454,0001,408
Total interest expense$7,579,0001,656
Net interest income$17,875,0001,269
Provision for loan and lease losses$-48,0004,249
Total noninterest income$5,251,000941
Gross Fiduciary activities income$1,863,000408
Service charges on deposit accounts$2,357,000396
Trading account gains and feesNANA
Additional Noninterest Income$1,031,0001,926
Total noninterest expense$16,324,0001,153
Salaries and employee benefits$7,975,0001,309
Premises and equipment expense$2,803,000714
Additional noninterest expense$1,031,0001,926
Pre-tax net operating income$6,850,0001,220
Securities gains (losses)$0930
Applicable income taxes$-13,695,0004,520
Income before extraordinary items$20,545,000450
Extraordinary gains, net$051
Net income$20,545,000458
Minority interest net income$082
Net income of bank and minority interests.$20,545,000452
Net charge-offs$33,0001,912
Cash dividends$1,850,0001,248
Sale, conversion, retirement of capital stock, net$0527
Net operating income$20,545,000449
2024-06-30 (YTD Data)Rank
Total interest income$17,624,0001,353
Total interest expense$5,028,0001,636
Net interest income$12,596,0001,206
Provision for loan and lease losses$02,935
Total noninterest income$3,505,000943
Gross Fiduciary activities income$1,235,000410
Service charges on deposit accounts$1,578,000390
Trading account gains and feesNANA
Additional Noninterest Income$692,0001,894
Total noninterest expense$10,623,0001,172
Salaries and employee benefits$5,196,0001,331
Premises and equipment expense$1,841,000729
Additional noninterest expense$692,0001,894
Pre-tax net operating income$5,478,0001,060
Securities gains (losses)$0628
Applicable income taxes$402,0001,555
Income before extraordinary items$5,076,000995
Extraordinary gains, net$052
Net income$5,076,0001,009
Minority interest net income$084
Net income of bank and minority interests.$5,076,000997
Net charge-offs$14,0001,909
Cash dividends$1,850,000973
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,076,000991
2024-03-31 (YTD Data)Rank
Total interest income$8,941,0001,325
Total interest expense$2,237,0001,746
Net interest income$6,704,0001,148
Provision for loan and lease losses$02,578
Total noninterest income$1,743,000950
Gross Fiduciary activities income$618,000385
Service charges on deposit accounts$763,000403
Trading account gains and feesNANA
Additional Noninterest Income$362,0001,810
Total noninterest expense$5,251,0001,183
Salaries and employee benefits$2,459,0001,387
Premises and equipment expense$789,000861
Additional noninterest expense$362,0001,810
Pre-tax net operating income$3,196,000929
Securities gains (losses)$0689
Applicable income taxes$631,000810
Income before extraordinary items$2,565,000971
Extraordinary gains, net$051
Net income$2,565,000981
Minority interest net income$072
Net income of bank and minority interests.$2,565,000971
Net charge-offs$77,000800
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,565,000964
2023-12-31 (YTD Data)Rank
Total interest income$32,711,0001,307
Total interest expense$6,156,0001,794
Net interest income$26,555,0001,144
Provision for loan and lease losses$-272,0004,422
Total noninterest income$6,888,000964
Gross Fiduciary activities income$2,352,000373
Service charges on deposit accounts$3,213,000380
Trading account gains and feesNANA
Additional Noninterest Income$1,323,0002,004
Total noninterest expense$21,922,0001,121
Salaries and employee benefits$11,027,0001,246
Premises and equipment expense$3,211,000809
Additional noninterest expense$1,323,0002,004
Pre-tax net operating income$11,793,0001,029
Securities gains (losses)$0988
Applicable income taxes$2,121,000956
Income before extraordinary items$9,672,0001,037
Extraordinary gains, net$054
Net income$9,672,0001,050
Minority interest net income$088
Net income of bank and minority interests.$9,672,0001,040
Net charge-offs$-140,0004,400
Cash dividends$3,268,0001,110
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,672,0001,059
2023-09-30 (YTD Data)Rank
Total interest income$25,000,0001,266
Total interest expense$4,325,0001,748
Net interest income$20,675,0001,128
Provision for loan and lease losses$-275,0004,461
Total noninterest income$5,201,000978
Gross Fiduciary activities income$1,837,000366
Service charges on deposit accounts$2,419,000380
Trading account gains and feesNANA
Additional Noninterest Income$945,0002,054
Total noninterest expense$16,694,0001,100
Salaries and employee benefits$8,537,0001,216
Premises and equipment expense$2,357,000828
Additional noninterest expense$945,0002,054
Pre-tax net operating income$9,457,0001,018
Securities gains (losses)$0849
Applicable income taxes$1,586,000976
Income before extraordinary items$7,871,0001,015
Extraordinary gains, net$052
Net income$7,871,0001,020
Minority interest net income$081
Net income of bank and minority interests.$7,871,0001,015
Net charge-offs$-153,0004,435
Cash dividends$1,368,0001,444
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,871,0001,027
2023-06-30 (YTD Data)Rank
Total interest income$17,141,0001,208
Total interest expense$2,835,0001,617
Net interest income$14,306,0001,104
Provision for loan and lease losses$-297,0004,519
Total noninterest income$3,461,000921
Gross Fiduciary activities income$1,224,000361
Service charges on deposit accounts$1,643,000362
Trading account gains and feesNANA
Additional Noninterest Income$594,0002,024
Total noninterest expense$10,955,0001,111
Salaries and employee benefits$5,711,0001,208
Premises and equipment expense$1,545,000827
Additional noninterest expense$594,0002,021
Pre-tax net operating income$7,109,000933
Securities gains (losses)$0938
Applicable income taxes$1,258,000870
Income before extraordinary items$5,851,000935
Extraordinary gains, net$051
Net income$5,851,000947
Minority interest net income$081
Net income of bank and minority interests.$5,851,000935
Net charge-offs$-176,0004,523
Cash dividends$868,0001,500
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,851,000944
2023-03-31 (YTD Data)Rank
Total interest income$8,466,0001,204
Total interest expense$1,387,0001,513
Net interest income$7,079,0001,106
Provision for loan and lease losses$30,0001,903
Total noninterest income$1,708,000932
Gross Fiduciary activities income$590,000377
Service charges on deposit accounts$814,000382
Trading account gains and feesNANA
Additional Noninterest Income$304,0001,993
Total noninterest expense$5,537,0001,122
Salaries and employee benefits$2,824,0001,240
Premises and equipment expense$773,000860
Additional noninterest expense$304,0001,993
Pre-tax net operating income$3,220,0001,022
Securities gains (losses)$0950
Applicable income taxes$447,0001,110
Income before extraordinary items$2,773,000992
Extraordinary gains, net$04
Net income$2,773,000991
Minority interest net income$048
Net income of bank and minority interests.$2,773,000991
Net charge-offs$85,000638
Cash dividends$100,0002,063
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,773,0001,006
2022-12-31 (YTD Data)Rank
Total interest income$23,848,0001,359
Total interest expense$2,159,0001,517
Net interest income$21,689,0001,341
Provision for loan and lease losses$80,0002,342
Total noninterest income$6,504,0001,012
Gross Fiduciary activities income$2,001,000418
Service charges on deposit accounts$1,590,000703
Trading account gains and feesNANA
Additional Noninterest Income$2,913,0001,282
Total noninterest expense$21,239,0001,134
Salaries and employee benefits$11,209,0001,214
Premises and equipment expense$3,080,000841
Additional noninterest expense$2,913,0001,282
Pre-tax net operating income$6,874,0001,669
Securities gains (losses)$0691
Applicable income taxes$-2,431,0004,690
Income before extraordinary items$9,305,0001,156
Extraordinary gains, net$05
Net income$9,305,0001,155
Minority interest net income$063
Net income of bank and minority interests.$9,305,0001,156
Net charge-offs$53,0001,508
Cash dividends$1,243,0001,939
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,305,0001,184
2022-09-30 (YTD Data)Rank
Total interest income$16,957,0001,375
Total interest expense$1,226,0001,532
Net interest income$15,731,0001,362
Provision for loan and lease losses$80,0002,036
Total noninterest income$4,677,0001,052
Gross Fiduciary activities income$1,280,000431
Service charges on deposit accounts$1,182,000716
Trading account gains and feesNANA
Additional Noninterest Income$2,215,0001,301
Total noninterest expense$16,357,0001,113
Salaries and employee benefits$8,287,0001,217
Premises and equipment expense$2,465,000783
Additional noninterest expense$2,215,0001,301
Pre-tax net operating income$3,971,0001,952
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,971,0001,738
Extraordinary gains, net$04
Net income$3,971,0001,737
Minority interest net income$057
Net income of bank and minority interests.$3,971,0001,737
Net charge-offs$29,0001,442
Cash dividends$575,0002,098
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,971,0001,776
2022-06-30 (YTD Data)Rank
Total interest income$10,460,0001,420
Total interest expense$425,0002,168
Net interest income$10,035,0001,382
Provision for loan and lease losses$53,0001,895
Total noninterest income$3,052,0001,058
Gross Fiduciary activities income$860,000391
Service charges on deposit accounts$782,000723
Trading account gains and feesNANA
Additional Noninterest Income$1,410,0001,366
Total noninterest expense$10,840,0001,108
Salaries and employee benefits$5,416,0001,228
Premises and equipment expense$1,658,000769
Additional noninterest expense$3,766,000978
Pre-tax net operating income$2,194,0002,088
Securities gains (losses)$1,000612
Applicable income taxes$03,564
Income before extraordinary items$2,195,0001,879
Extraordinary gains, net$04
Net income$2,195,0001,880
Minority interest net income$060
Net income of bank and minority interests.$2,195,0001,879
Net charge-offs$-15,0003,795
Cash dividends$575,0001,787
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,194,0001,921
2022-03-31 (YTD Data)Rank
Total interest income$4,968,0001,446
Total interest expense$159,0002,553
Net interest income$4,809,0001,398
Provision for loan and lease losses$25,0001,702
Total noninterest income$1,548,0001,046
Gross Fiduciary activities income$444,000391
Service charges on deposit accounts$377,000732
Trading account gains and feesNANA
Additional Noninterest Income$727,0001,341
Total noninterest expense$5,322,0001,121
Salaries and employee benefits$2,691,0001,231
Premises and equipment expense$816,000795
Additional noninterest expense$1,815,000995
Pre-tax net operating income$1,010,0002,084
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,010,0001,908
Extraordinary gains, net$04
Net income$1,010,0001,907
Minority interest net income$050
Net income of bank and minority interests.$1,010,0001,908
Net charge-offs$-32,0004,285
Cash dividends$575,0001,084
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,010,0001,924
2021-12-31 (YTD Data)Rank
Total interest income$20,342,0001,463
Total interest expense$830,0002,475
Net interest income$19,512,0001,400
Provision for loan and lease losses$-5,663,0004,684
Total noninterest income$6,240,0001,140
Gross Fiduciary activities income$1,849,000386
Service charges on deposit accounts$1,428,000727
Trading account gains and feesNANA
Additional Noninterest Income$2,963,0001,501
Total noninterest expense$22,176,0001,080
Salaries and employee benefits$10,491,0001,254
Premises and equipment expense$3,340,000780
Additional noninterest expense$8,345,000898
Pre-tax net operating income$9,239,0001,348
Securities gains (losses)$-23,0004,452
Applicable income taxes$62,0003,233
Income before extraordinary items$9,154,0001,224
Extraordinary gains, net$010
Net income$9,154,0001,224
Minority interest net income$074
Net income of bank and minority interests.$9,154,0001,224
Net charge-offs$-4,548,0004,828
Cash dividends$4,610,000847
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,176,7701,205
2021-09-30 (YTD Data)Rank
Total interest income$14,982,0001,513
Total interest expense$688,0002,428
Net interest income$14,294,0001,444
Provision for loan and lease losses$-5,004,0004,757
Total noninterest income$4,362,0001,213
Gross Fiduciary activities income$1,387,000383
Service charges on deposit accounts$1,023,000743
Trading account gains and feesNANA
Additional Noninterest Income$1,952,0001,699
Total noninterest expense$16,741,0001,084
Salaries and employee benefits$7,651,0001,286
Premises and equipment expense$2,466,000804
Additional noninterest expense$6,624,000870
Pre-tax net operating income$6,919,0001,398
Securities gains (losses)$27,0001,297
Applicable income taxes$204,0002,562
Income before extraordinary items$6,742,0001,288
Extraordinary gains, net$08
Net income$6,742,0001,288
Minority interest net income$069
Net income of bank and minority interests.$6,742,0001,288
Net charge-offs$-4,549,0004,906
Cash dividends$4,210,000664
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,715,8101,269
2021-06-30 (YTD Data)Rank
Total interest income$9,783,0001,530
Total interest expense$533,0002,271
Net interest income$9,250,0001,471
Provision for loan and lease losses$-4,831,0004,805
Total noninterest income$2,888,0001,213
Gross Fiduciary activities income$900,000383
Service charges on deposit accounts$649,000753
Trading account gains and feesNANA
Additional Noninterest Income$1,339,0001,615
Total noninterest expense$11,419,0001,049
Salaries and employee benefits$5,058,0001,291
Premises and equipment expense$1,632,000812
Additional noninterest expense$4,729,000808
Pre-tax net operating income$5,550,0001,223
Securities gains (losses)$5,0001,571
Applicable income taxes$03,702
Income before extraordinary items$5,555,0001,096
Extraordinary gains, net$06
Net income$5,555,0001,097
Minority interest net income$067
Net income of bank and minority interests.$5,555,0001,097
Net charge-offs$-4,533,0004,944
Cash dividends$4,210,000490
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,550,0001,077
2021-03-31 (YTD Data)Rank
Total interest income$4,781,0001,562
Total interest expense$266,0002,346
Net interest income$4,515,0001,486
Provision for loan and lease losses$-4,853,0004,874
Total noninterest income$1,408,0001,228
Gross Fiduciary activities income$437,000387
Service charges on deposit accounts$304,000788
Trading account gains and feesNANA
Additional Noninterest Income$667,0001,628
Total noninterest expense$6,297,000966
Salaries and employee benefits$2,476,0001,302
Premises and equipment expense$808,000829
Additional noninterest expense$3,013,000635
Pre-tax net operating income$4,479,000839
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,479,000740
Extraordinary gains, net$03
Net income$4,479,000740
Minority interest net income$055
Net income of bank and minority interests.$4,479,000740
Net charge-offs$-4,499,0004,975
Cash dividends$700,000968
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,479,000720
2020-12-31 (YTD Data)Rank
Total interest income$19,300,0001,547
Total interest expense$1,582,0002,307
Net interest income$17,718,0001,429
Provision for loan and lease losses$6,002,000498
Total noninterest income$5,633,0001,175
Gross Fiduciary activities income$1,695,000380
Service charges on deposit accounts$1,482,000671
Trading account gains and feesNANA
Additional Noninterest Income$2,456,0001,604
Total noninterest expense$20,548,0001,104
Salaries and employee benefits$10,127,0001,244
Premises and equipment expense$3,394,000760
Additional noninterest expense$7,027,000983
Pre-tax net operating income$-3,199,0004,963
Securities gains (losses)$561,000560
Applicable income taxes$03,697
Income before extraordinary items$-2,638,0004,951
Extraordinary gains, net$04
Net income$-2,638,0004,951
Minority interest net income$072
Net income of bank and minority interests.$-2,638,0004,951
Net charge-offs$5,783,000199
Cash dividends$250,0003,277
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-3,199,0004,954
2020-09-30 (YTD Data)Rank
Total interest income$14,513,0001,545
Total interest expense$1,313,0002,254
Net interest income$13,200,0001,429
Provision for loan and lease losses$5,948,000445
Total noninterest income$4,175,0001,153
Gross Fiduciary activities income$1,237,000378
Service charges on deposit accounts$1,105,000671
Trading account gains and feesNANA
Additional Noninterest Income$1,833,0001,571
Total noninterest expense$15,263,0001,092
Salaries and employee benefits$7,617,0001,227
Premises and equipment expense$2,497,000764
Additional noninterest expense$5,149,000989
Pre-tax net operating income$-3,836,0004,996
Securities gains (losses)$539,000471
Applicable income taxes$03,696
Income before extraordinary items$-3,297,0004,984
Extraordinary gains, net$04
Net income$-3,297,0004,984
Minority interest net income$065
Net income of bank and minority interests.$-3,297,0004,984
Net charge-offs$5,754,000166
Cash dividends$250,0002,822
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-3,836,0004,989
2020-06-30 (YTD Data)Rank
Total interest income$9,838,0001,535
Total interest expense$993,0002,153
Net interest income$8,845,0001,422
Provision for loan and lease losses$1,397,000894
Total noninterest income$3,122,0001,009
Gross Fiduciary activities income$776,000388
Service charges on deposit accounts$763,000661
Trading account gains and feesNANA
Additional Noninterest Income$1,583,0001,271
Total noninterest expense$10,142,0001,087
Salaries and employee benefits$5,119,0001,211
Premises and equipment expense$1,605,000795
Additional noninterest expense$3,418,000994
Pre-tax net operating income$428,0003,852
Securities gains (losses)$514,000361
Applicable income taxes$03,655
Income before extraordinary items$942,0002,886
Extraordinary gains, net$04
Net income$942,0002,885
Minority interest net income$065
Net income of bank and minority interests.$942,0002,886
Net charge-offs$275,000847
Cash dividends$250,0002,530
Sale, conversion, retirement of capital stock, net$0504
Net operating income$428,0003,750
2020-03-31 (YTD Data)Rank
Total interest income$5,006,0001,512
Total interest expense$611,0002,028
Net interest income$4,395,0001,392
Provision for loan and lease losses$64,0002,328
Total noninterest income$1,704,000902
Gross Fiduciary activities income$371,000397
Service charges on deposit accounts$454,000660
Trading account gains and feesNANA
Additional Noninterest Income$879,0001,070
Total noninterest expense$5,288,0001,056
Salaries and employee benefits$2,640,0001,186
Premises and equipment expense$803,000794
Additional noninterest expense$1,845,000942
Pre-tax net operating income$747,0002,251
Securities gains (losses)$433,000206
Applicable income taxes$03,513
Income before extraordinary items$1,180,0001,445
Extraordinary gains, net$04
Net income$1,180,0001,442
Minority interest net income$056
Net income of bank and minority interests.$1,180,0001,445
Net charge-offs$80,000984
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$747,0002,039
2019-12-31 (YTD Data)Rank
Total interest income$20,923,0001,466
Total interest expense$3,247,0001,710
Net interest income$17,676,0001,381
Provision for loan and lease losses$03,973
Total noninterest income$6,042,000989
Gross Fiduciary activities income$1,614,000385
Service charges on deposit accounts$1,949,000647
Trading account gains and feesNANA
Additional Noninterest Income$2,479,0001,355
Total noninterest expense$21,945,0001,013
Salaries and employee benefits$10,642,0001,147
Premises and equipment expense$3,368,000750
Additional noninterest expense$7,935,000856
Pre-tax net operating income$1,773,0003,185
Securities gains (losses)$167,000698
Applicable income taxes$03,859
Income before extraordinary items$1,940,0002,943
Extraordinary gains, net$011
Net income$1,940,0002,943
Minority interest net income$076
Net income of bank and minority interests.$1,940,0002,944
Net charge-offs$1,133,000613
Cash dividends$700,0002,692
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,773,0003,027
2019-09-30 (YTD Data)Rank
Total interest income$15,866,0001,463
Total interest expense$2,582,0001,663
Net interest income$13,284,0001,392
Provision for loan and lease losses$169,0002,158
Total noninterest income$4,454,000980
Gross Fiduciary activities income$1,225,000382
Service charges on deposit accounts$1,396,000671
Trading account gains and feesNANA
Additional Noninterest Income$1,833,0001,351
Total noninterest expense$16,908,000985
Salaries and employee benefits$8,178,0001,131
Premises and equipment expense$2,486,000761
Additional noninterest expense$6,244,000814
Pre-tax net operating income$661,0004,093
Securities gains (losses)$82,000875
Applicable income taxes$03,902
Income before extraordinary items$743,0003,878
Extraordinary gains, net$011
Net income$743,0003,877
Minority interest net income$072
Net income of bank and minority interests.$743,0003,878
Net charge-offs$1,126,000463
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$661,0003,969
2019-06-30 (YTD Data)Rank
Total interest income$10,729,0001,446
Total interest expense$1,770,0001,597
Net interest income$8,959,0001,373
Provision for loan and lease losses$110,0002,135
Total noninterest income$2,536,0001,081
Gross Fiduciary activities income$786,000384
Service charges on deposit accounts$890,000697
Trading account gains and feesNANA
Additional Noninterest Income$860,0001,633
Total noninterest expense$11,156,000989
Salaries and employee benefits$5,452,0001,128
Premises and equipment expense$1,677,000759
Additional noninterest expense$4,027,000848
Pre-tax net operating income$229,0004,613
Securities gains (losses)$21,0001,032
Applicable income taxes$03,901
Income before extraordinary items$250,0004,496
Extraordinary gains, net$011
Net income$250,0004,494
Minority interest net income$069
Net income of bank and minority interests.$250,0004,494
Net charge-offs$504,000566
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$229,0004,551
2019-03-31 (YTD Data)Rank
Total interest income$5,500,0001,398
Total interest expense$880,0001,573
Net interest income$4,620,0001,342
Provision for loan and lease losses$54,0002,009
Total noninterest income$1,388,000995
Gross Fiduciary activities income$371,000391
Service charges on deposit accounts$446,000686
Trading account gains and feesNANA
Additional Noninterest Income$571,0001,327
Total noninterest expense$5,481,0001,003
Salaries and employee benefits$2,707,0001,142
Premises and equipment expense$817,000791
Additional noninterest expense$1,957,000851
Pre-tax net operating income$473,0003,144
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$473,0002,965
Extraordinary gains, net$05
Net income$473,0002,963
Minority interest net income$052
Net income of bank and minority interests.$473,0002,964
Net charge-offs$18,0001,744
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$473,0002,955
2018-12-31 (YTD Data)Rank
Total interest income$19,747,0001,467
Total interest expense$2,658,0001,570
Net interest income$17,089,0001,417
Provision for loan and lease losses$122,0002,832
Total noninterest income$5,373,0001,045
Gross Fiduciary activities income$1,708,000373
Service charges on deposit accounts$1,949,000647
Trading account gains and feesNANA
Additional Noninterest Income$1,716,0001,649
Total noninterest expense$21,391,0001,012
Salaries and employee benefits$10,807,0001,109
Premises and equipment expense$3,906,000647
Additional noninterest expense$6,678,0001,002
Pre-tax net operating income$949,0004,080
Securities gains (losses)$28,000506
Applicable income taxes$-36,0005,262
Income before extraordinary items$1,013,0003,885
Extraordinary gains, net$06
Net income$1,013,0003,884
Minority interest net income$072
Net income of bank and minority interests.$1,013,0003,884
Net charge-offs$935,000621
Cash dividends$901,0002,339
Sale, conversion, retirement of capital stock, net$0671
Net operating income$985,0003,934
2018-09-30 (YTD Data)Rank
Total interest income$14,587,0001,468
Total interest expense$1,828,0001,602
Net interest income$12,759,0001,416
Provision for loan and lease losses$91,0002,675
Total noninterest income$4,347,0001,000
Gross Fiduciary activities income$1,360,000367
Service charges on deposit accounts$1,447,000650
Trading account gains and feesNANA
Additional Noninterest Income$1,540,0001,496
Total noninterest expense$16,200,000996
Salaries and employee benefits$8,172,0001,102
Premises and equipment expense$2,895,000657
Additional noninterest expense$5,133,000972
Pre-tax net operating income$815,0004,011
Securities gains (losses)$28,000512
Applicable income taxes$04,032
Income before extraordinary items$843,0003,808
Extraordinary gains, net$05
Net income$843,0003,806
Minority interest net income$066
Net income of bank and minority interests.$843,0003,807
Net charge-offs$853,000493
Cash dividends$51,0003,493
Sale, conversion, retirement of capital stock, net$0633
Net operating income$815,0003,867
2018-06-30 (YTD Data)Rank
Total interest income$9,606,0001,469
Total interest expense$1,119,0001,629
Net interest income$8,487,0001,424
Provision for loan and lease losses$63,0002,555
Total noninterest income$2,811,0001,021
Gross Fiduciary activities income$885,000375
Service charges on deposit accounts$948,000659
Trading account gains and feesNANA
Additional Noninterest Income$978,0001,540
Total noninterest expense$10,738,0001,000
Salaries and employee benefits$5,495,0001,092
Premises and equipment expense$1,903,000672
Additional noninterest expense$3,340,000987
Pre-tax net operating income$497,0004,112
Securities gains (losses)$28,000421
Applicable income taxes$04,018
Income before extraordinary items$525,0003,901
Extraordinary gains, net$06
Net income$525,0003,900
Minority interest net income$065
Net income of bank and minority interests.$525,0003,900
Net charge-offs$708,000407
Cash dividends$51,0003,338
Sale, conversion, retirement of capital stock, net$0620
Net operating income$497,0003,969
2018-03-31 (YTD Data)Rank
Total interest income$4,764,0001,469
Total interest expense$496,0001,724
Net interest income$4,268,0001,413
Provision for loan and lease losses$35,0002,343
Total noninterest income$1,492,000970
Gross Fiduciary activities income$433,000375
Service charges on deposit accounts$480,000657
Trading account gains and feesNANA
Additional Noninterest Income$579,0001,362
Total noninterest expense$5,375,0001,008
Salaries and employee benefits$2,803,0001,077
Premises and equipment expense$917,000700
Additional noninterest expense$1,655,000979
Pre-tax net operating income$350,0003,630
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$350,0003,460
Extraordinary gains, net$07
Net income$350,0003,459
Minority interest net income$052
Net income of bank and minority interests.$350,0003,460
Net charge-offs$-24,0005,038
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$350,0003,454
2017-12-31 (YTD Data)Rank
Total interest income$18,494,0001,452
Total interest expense$1,423,0002,009
Net interest income$17,071,0001,377
Provision for loan and lease losses$116,0002,941
Total noninterest income$5,989,000983
Gross Fiduciary activities income$1,689,000369
Service charges on deposit accounts$1,980,000645
Trading account gains and feesNANA
Additional Noninterest Income$2,320,0001,392
Total noninterest expense$21,316,0001,001
Salaries and employee benefits$10,825,0001,091
Premises and equipment expense$3,734,000672
Additional noninterest expense$6,757,000964
Pre-tax net operating income$1,628,0003,416
Securities gains (losses)$134,000519
Applicable income taxes$-1,080,0005,628
Income before extraordinary items$2,842,0002,145
Extraordinary gains, net$09
Net income$2,842,0002,146
Minority interest net income$076
Net income of bank and minority interests.$2,842,0002,146
Net charge-offs$-571,0005,582
Cash dividends$1,900,0001,483
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,708,0002,189
2017-09-30 (YTD Data)Rank
Total interest income$13,813,0001,452
Total interest expense$1,013,0002,063
Net interest income$12,800,0001,384
Provision for loan and lease losses$85,0002,864
Total noninterest income$4,475,000998
Gross Fiduciary activities income$1,224,000374
Service charges on deposit accounts$1,476,000649
Trading account gains and feesNANA
Additional Noninterest Income$1,775,0001,388
Total noninterest expense$16,139,000994
Salaries and employee benefits$8,249,0001,089
Premises and equipment expense$2,768,000688
Additional noninterest expense$5,122,000957
Pre-tax net operating income$1,051,0003,682
Securities gains (losses)$137,000474
Applicable income taxes$-338,0005,691
Income before extraordinary items$1,526,0002,831
Extraordinary gains, net$09
Net income$1,526,0002,830
Minority interest net income$071
Net income of bank and minority interests.$1,526,0002,831
Net charge-offs$-601,0005,653
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,389,0002,955
2017-06-30 (YTD Data)Rank
Total interest income$9,198,0001,445
Total interest expense$624,0002,146
Net interest income$8,574,0001,376
Provision for loan and lease losses$56,0002,768
Total noninterest income$3,162,000952
Gross Fiduciary activities income$794,000379
Service charges on deposit accounts$964,000653
Trading account gains and feesNANA
Additional Noninterest Income$1,404,0001,239
Total noninterest expense$10,880,000985
Salaries and employee benefits$5,535,0001,087
Premises and equipment expense$1,881,000666
Additional noninterest expense$3,464,000947
Pre-tax net operating income$800,0003,455
Securities gains (losses)$137,000351
Applicable income taxes$-338,0005,756
Income before extraordinary items$1,275,0002,422
Extraordinary gains, net$011
Net income$1,275,0002,422
Minority interest net income$071
Net income of bank and minority interests.$1,275,0002,422
Net charge-offs$41,0002,135
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,138,0002,599
2017-03-31 (YTD Data)Rank
Total interest income$4,605,0001,426
Total interest expense$279,0002,283
Net interest income$4,326,0001,365
Provision for loan and lease losses$26,0002,637
Total noninterest income$1,409,0001,039
Gross Fiduciary activities income$366,000394
Service charges on deposit accounts$483,000652
Trading account gains and feesNANA
Additional Noninterest Income$560,0001,432
Total noninterest expense$5,606,000966
Salaries and employee benefits$2,819,0001,075
Premises and equipment expense$969,000650
Additional noninterest expense$1,818,000893
Pre-tax net operating income$103,0004,943
Securities gains (losses)$17,000548
Applicable income taxes$04,086
Income before extraordinary items$120,0004,711
Extraordinary gains, net$08
Net income$120,0004,711
Minority interest net income$055
Net income of bank and minority interests.$120,0004,711
Net charge-offs$10,0002,203
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$103,0004,833
2016-12-31 (YTD Data)Rank
Total interest income$18,484,0001,379
Total interest expense$1,025,0002,383
Net interest income$17,459,0001,317
Provision for loan and lease losses$568,0001,368
Total noninterest income$5,653,0001,051
Gross Fiduciary activities income$1,614,000373
Service charges on deposit accounts$2,017,000638
Trading account gains and fees$0170
Additional Noninterest Income$2,022,0001,592
Total noninterest expense$22,294,000949
Salaries and employee benefits$10,954,0001,065
Premises and equipment expense$3,738,000667
Additional noninterest expense$7,602,000873
Pre-tax net operating income$250,0005,241
Securities gains (losses)$150,0001,058
Applicable income taxes$78,0003,424
Income before extraordinary items$322,0005,071
Extraordinary gains, net$05
Net income$322,0005,070
Minority interest net income$082
Net income of bank and minority interests.$322,0005,070
Net charge-offs$3,172,000287
Cash dividends$75,0004,048
Sale, conversion, retirement of capital stock, net$0759
Net operating income$202,0005,281
2016-09-30 (YTD Data)Rank
Total interest income$13,910,0001,372
Total interest expense$775,0002,369
Net interest income$13,135,0001,319
Provision for loan and lease losses$137,0002,439
Total noninterest income$4,393,0001,022
Gross Fiduciary activities income$1,192,000375
Service charges on deposit accounts$1,483,000657
Trading account gains and fees$0169
Additional Noninterest Income$1,718,0001,451
Total noninterest expense$16,804,000940
Salaries and employee benefits$8,210,0001,063
Premises and equipment expense$2,840,000655
Additional noninterest expense$5,754,000864
Pre-tax net operating income$587,0004,456
Securities gains (losses)$150,000980
Applicable income taxes$78,0003,359
Income before extraordinary items$659,0004,126
Extraordinary gains, net$05
Net income$659,0004,125
Minority interest net income$071
Net income of bank and minority interests.$659,0004,126
Net charge-offs$1,261,000403
Cash dividends$75,0003,566
Sale, conversion, retirement of capital stock, net$0719
Net operating income$525,5004,356
2016-06-30 (YTD Data)Rank
Total interest income$9,323,0001,371
Total interest expense$509,0002,398
Net interest income$8,814,0001,322
Provision for loan and lease losses$137,0002,019
Total noninterest income$2,678,0001,072
Gross Fiduciary activities income$763,000384
Service charges on deposit accounts$989,000647
Trading account gains and fees$0157
Additional Noninterest Income$926,0001,645
Total noninterest expense$11,141,000945
Salaries and employee benefits$5,466,0001,072
Premises and equipment expense$2,054,000605
Additional noninterest expense$3,621,000916
Pre-tax net operating income$214,0005,048
Securities gains (losses)$82,0001,105
Applicable income taxes$78,0003,146
Income before extraordinary items$218,0004,941
Extraordinary gains, net$016
Net income$218,0004,941
Minority interest net income$071
Net income of bank and minority interests.$218,0004,941
Net charge-offs$1,098,000332
Cash dividends$75,0003,360
Sale, conversion, retirement of capital stock, net$0705
Net operating income$157,3205,138
2016-03-31 (YTD Data)Rank
Total interest income$4,776,0001,351
Total interest expense$242,0002,486
Net interest income$4,534,0001,278
Provision for loan and lease losses$113,0001,420
Total noninterest income$1,233,0001,117
Gross Fiduciary activities income$396,000375
Service charges on deposit accounts$500,000634
Trading account gains and fees$0142
Additional Noninterest Income$337,0001,953
Total noninterest expense$5,570,000946
Salaries and employee benefits$2,743,0001,078
Premises and equipment expense$1,006,000626
Additional noninterest expense$1,821,000900
Pre-tax net operating income$84,0005,193
Securities gains (losses)$72,000663
Applicable income taxes$04,259
Income before extraordinary items$156,0004,572
Extraordinary gains, net$012
Net income$156,0004,571
Minority interest net income$062
Net income of bank and minority interests.$156,0004,573
Net charge-offs$619,000293
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$84,0005,093
2015-12-31 (YTD Data)Rank
Total interest income$19,299,0001,320
Total interest expense$875,0002,658
Net interest income$18,424,0001,236
Provision for loan and lease losses$2,582,000364
Total noninterest income$5,050,0001,115
Gross Fiduciary activities income$1,643,000373
Service charges on deposit accounts$2,088,000631
Trading account gains and fees$0159
Additional Noninterest Income$1,319,0002,027
Total noninterest expense$24,209,000855
Salaries and employee benefits$11,661,000966
Premises and equipment expense$3,763,000659
Additional noninterest expense$8,785,000748
Pre-tax net operating income$-3,317,0006,155
Securities gains (losses)$-1,687,0006,168
Applicable income taxes$-762,0006,097
Income before extraordinary items$-4,242,0006,160
Extraordinary gains, net$023
Net income$-4,242,0006,160
Minority interest net income$081
Net income of bank and minority interests.$-4,242,0006,160
Net charge-offs$3,718,000236
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-2,808,0506,147
2015-09-30 (YTD Data)Rank
Total interest income$14,509,0001,323
Total interest expense$660,0002,684
Net interest income$13,849,0001,248
Provision for loan and lease losses$2,807,000258
Total noninterest income$4,020,0001,090
Gross Fiduciary activities income$1,238,000375
Service charges on deposit accounts$1,573,000626
Trading account gains and fees$0153
Additional Noninterest Income$1,209,0001,790
Total noninterest expense$18,471,000848
Salaries and employee benefits$8,829,000964
Premises and equipment expense$2,912,000655
Additional noninterest expense$6,730,000739
Pre-tax net operating income$-3,409,0006,252
Securities gains (losses)$-1,687,0006,260
Applicable income taxes$04,489
Income before extraordinary items$-5,096,0006,254
Extraordinary gains, net$021
Net income$-5,096,0006,255
Minority interest net income$078
Net income of bank and minority interests.$-5,096,0006,255
Net charge-offs$3,636,000179
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-3,409,0006,245
2015-06-30 (YTD Data)Rank
Total interest income$9,772,0001,312
Total interest expense$425,0002,757
Net interest income$9,347,0001,214
Provision for loan and lease losses$2,522,000204
Total noninterest income$3,177,000955
Gross Fiduciary activities income$800,000382
Service charges on deposit accounts$1,043,000618
Trading account gains and fees$0157
Additional Noninterest Income$1,334,0001,282
Total noninterest expense$12,591,000827
Salaries and employee benefits$5,919,000962
Premises and equipment expense$1,967,000648
Additional noninterest expense$4,705,000713
Pre-tax net operating income$-2,589,0006,331
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-2,589,0006,325
Extraordinary gains, net$022
Net income$-2,589,0006,325
Minority interest net income$075
Net income of bank and minority interests.$-2,589,0006,325
Net charge-offs$2,177,000203
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-2,589,0006,325
2015-03-31 (YTD Data)Rank
Total interest income$4,964,0001,281
Total interest expense$211,0002,783
Net interest income$4,753,0001,191
Provision for loan and lease losses$986,000230
Total noninterest income$1,525,000959
Gross Fiduciary activities income$406,000379
Service charges on deposit accounts$525,000603
Trading account gains and fees$0152
Additional Noninterest Income$594,0001,327
Total noninterest expense$6,312,000832
Salaries and employee benefits$3,014,000946
Premises and equipment expense$1,002,000631
Additional noninterest expense$2,296,000725
Pre-tax net operating income$-1,020,0006,388
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-1,020,0006,384
Extraordinary gains, net$013
Net income$-1,020,0006,385
Minority interest net income$064
Net income of bank and minority interests.$-1,020,0006,385
Net charge-offs$207,000704
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-1,020,0006,382
2014-12-31 (YTD Data)Rank
Total interest income$22,142,0001,161
Total interest expense$1,441,0001,958
Net interest income$20,701,0001,085
Provision for loan and lease losses$7,404,000159
Total noninterest income$7,016,000861
Gross Fiduciary activities income$1,463,000400
Service charges on deposit accounts$2,334,000587
Trading account gains and fees$0180
Additional Noninterest Income$3,219,0001,048
Total noninterest expense$25,513,000795
Salaries and employee benefits$11,904,000918
Premises and equipment expense$4,157,000595
Additional noninterest expense$9,452,000708
Pre-tax net operating income$-5,200,0006,493
Securities gains (losses)$99,0001,261
Applicable income taxes$4,924,000502
Income before extraordinary items$-10,025,0006,492
Extraordinary gains, net$017
Net income$-10,025,0006,491
Minority interest net income$084
Net income of bank and minority interests.$-10,025,0006,491
Net charge-offs$7,132,000175
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-10,124,0006,492
2014-09-30 (YTD Data)Rank
Total interest income$17,053,0001,140
Total interest expense$1,209,0001,804
Net interest income$15,844,0001,070
Provision for loan and lease losses$4,615,000180
Total noninterest income$5,991,000769
Gross Fiduciary activities income$1,108,000394
Service charges on deposit accounts$1,743,000590
Trading account gains and fees$0174
Additional Noninterest Income$3,140,000868
Total noninterest expense$19,585,000776
Salaries and employee benefits$9,228,000895
Premises and equipment expense$3,146,000589
Additional noninterest expense$7,211,000686
Pre-tax net operating income$-2,365,0006,543
Securities gains (losses)$2,0002,770
Applicable income taxes$-1,535,0006,555
Income before extraordinary items$-828,0006,453
Extraordinary gains, net$015
Net income$-828,0006,452
Minority interest net income$081
Net income of bank and minority interests.$-828,0006,452
Net charge-offs$2,539,000314
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-829,2806,455
2014-06-30 (YTD Data)Rank
Total interest income$11,596,0001,104
Total interest expense$638,0002,212
Net interest income$10,958,0001,025
Provision for loan and lease losses$1,074,000429
Total noninterest income$4,027,000745
Gross Fiduciary activities income$716,000401
Service charges on deposit accounts$1,144,000586
Trading account gains and fees$0172
Additional Noninterest Income$2,167,000825
Total noninterest expense$13,261,000764
Salaries and employee benefits$6,154,000889
Premises and equipment expense$2,153,000578
Additional noninterest expense$4,954,000674
Pre-tax net operating income$650,0003,723
Securities gains (losses)$02,580
Applicable income taxes$-295,0006,580
Income before extraordinary items$945,0002,749
Extraordinary gains, net$020
Net income$945,0002,753
Minority interest net income$080
Net income of bank and minority interests.$945,0002,753
Net charge-offs$574,000780
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$945,0002,700
2014-03-31 (YTD Data)Rank
Total interest income$5,847,0001,096
Total interest expense$287,0002,441
Net interest income$5,560,000998
Provision for loan and lease losses$537,000426
Total noninterest income$1,957,000734
Gross Fiduciary activities income$359,000398
Service charges on deposit accounts$556,000596
Trading account gains and fees$0147
Additional Noninterest Income$1,042,000815
Total noninterest expense$6,448,000792
Salaries and employee benefits$3,080,000897
Premises and equipment expense$999,000642
Additional noninterest expense$2,369,000698
Pre-tax net operating income$532,0002,781
Securities gains (losses)$01,715
Applicable income taxes$-75,0006,605
Income before extraordinary items$607,0002,250
Extraordinary gains, net$016
Net income$607,0002,252
Minority interest net income$066
Net income of bank and minority interests.$607,0002,252
Net charge-offs$9,0002,888
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$607,0002,214
2013-12-31 (YTD Data)Rank
Total interest income$24,937,0001,013
Total interest expense$1,447,0002,232
Net interest income$23,490,000915
Provision for loan and lease losses$9,661,000167
Total noninterest income$7,666,000823
Gross Fiduciary activities income$1,423,000386
Service charges on deposit accounts$2,344,000589
Trading account gains and fees$0184
Additional Noninterest Income$3,899,000958
Total noninterest expense$24,427,000834
Salaries and employee benefits$11,495,000934
Premises and equipment expense$3,920,000628
Additional noninterest expense$9,012,000764
Pre-tax net operating income$-2,932,0006,714
Securities gains (losses)$258,000760
Applicable income taxes$-2,180,0006,728
Income before extraordinary items$-494,0006,485
Extraordinary gains, net$029
Net income$-494,0006,486
Minority interest net income$090
Net income of bank and minority interests.$-494,0006,486
Net charge-offs$9,584,000188
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-659,1206,512
2013-09-30 (YTD Data)Rank
Total interest income$17,394,0001,105
Total interest expense$1,179,0002,135
Net interest income$16,215,0001,020
Provision for loan and lease losses$4,619,000233
Total noninterest income$6,155,000796
Gross Fiduciary activities income$1,062,000389
Service charges on deposit accounts$1,702,000607
Trading account gains and fees$0180
Additional Noninterest Income$3,391,000898
Total noninterest expense$18,550,000825
Salaries and employee benefits$8,750,000926
Premises and equipment expense$2,919,000641
Additional noninterest expense$6,881,000753
Pre-tax net operating income$-799,0006,676
Securities gains (losses)$258,000712
Applicable income taxes$-915,0006,826
Income before extraordinary items$374,0005,013
Extraordinary gains, net$025
Net income$374,0005,014
Minority interest net income$084
Net income of bank and minority interests.$374,0005,015
Net charge-offs$1,780,000648
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$208,8805,540
2013-06-30 (YTD Data)Rank
Total interest income$11,596,0001,097
Total interest expense$805,0002,122
Net interest income$10,791,0001,003
Provision for loan and lease losses$4,077,000193
Total noninterest income$4,061,000803
Gross Fiduciary activities income$694,000392
Service charges on deposit accounts$1,107,000607
Trading account gains and fees$0157
Additional Noninterest Income$2,260,000897
Total noninterest expense$12,334,000827
Salaries and employee benefits$5,832,000925
Premises and equipment expense$1,989,000624
Additional noninterest expense$4,513,000754
Pre-tax net operating income$-1,559,0006,851
Securities gains (losses)$255,000631
Applicable income taxes$-805,0006,896
Income before extraordinary items$-499,0006,722
Extraordinary gains, net$022
Net income$-499,0006,724
Minority interest net income$082
Net income of bank and minority interests.$-499,0006,723
Net charge-offs$784,000919
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-662,2006,735
2013-03-31 (YTD Data)Rank
Total interest income$5,850,0001,094
Total interest expense$407,0002,161
Net interest income$5,443,000990
Provision for loan and lease losses$539,000654
Total noninterest income$2,002,000829
Gross Fiduciary activities income$358,000386
Service charges on deposit accounts$559,000593
Trading account gains and fees$0148
Additional Noninterest Income$1,085,000940
Total noninterest expense$6,213,000827
Salaries and employee benefits$3,070,000891
Premises and equipment expense$903,000700
Additional noninterest expense$2,240,000763
Pre-tax net operating income$693,0002,289
Securities gains (losses)$01,966
Applicable income taxes$37,0003,209
Income before extraordinary items$656,0002,101
Extraordinary gains, net$010
Net income$656,0002,103
Minority interest net income$076
Net income of bank and minority interests.$656,0002,103
Net charge-offs$561,000712
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$656,0002,022
2012-12-31 (YTD Data)Rank
Total interest income$24,615,0001,089
Total interest expense$2,067,0002,083
Net interest income$22,548,000966
Provision for loan and lease losses$4,264,000581
Total noninterest income$8,055,000791
Gross Fiduciary activities income$1,458,000373
Service charges on deposit accounts$2,446,000584
Trading account gains and fees$0166
Additional Noninterest Income$4,151,000937
Total noninterest expense$24,618,000811
Salaries and employee benefits$11,829,000878
Premises and equipment expense$4,080,000585
Additional noninterest expense$8,709,000806
Pre-tax net operating income$1,721,0003,095
Securities gains (losses)$1,364,000386
Applicable income taxes$90,0003,575
Income before extraordinary items$2,995,0001,868
Extraordinary gains, net$029
Net income$2,995,0001,866
Minority interest net income$093
Net income of bank and minority interests.$2,995,0001,868
Net charge-offs$3,543,000758
Cash dividends$1,150,0001,781
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,671,9202,795
2012-09-30 (YTD Data)Rank
Total interest income$18,534,0001,103
Total interest expense$1,639,0002,064
Net interest income$16,895,000977
Provision for loan and lease losses$2,371,000740
Total noninterest income$5,866,000808
Gross Fiduciary activities income$1,111,000367
Service charges on deposit accounts$1,813,000596
Trading account gains and fees$0157
Additional Noninterest Income$2,942,000951
Total noninterest expense$19,622,000765
Salaries and employee benefits$9,054,000863
Premises and equipment expense$3,208,000563
Additional noninterest expense$7,360,000712
Pre-tax net operating income$768,0004,090
Securities gains (losses)$1,285,000310
Applicable income taxes$15,0004,256
Income before extraordinary items$2,038,0002,072
Extraordinary gains, net$020
Net income$2,038,0002,070
Minority interest net income$086
Net income of bank and minority interests.$2,038,0002,073
Net charge-offs$3,419,000613
Cash dividends$500,0002,021
Sale, conversion, retirement of capital stock, net$0952
Net operating income$765,8503,773
2012-06-30 (YTD Data)Rank
Total interest income$12,463,0001,100
Total interest expense$1,180,0001,997
Net interest income$11,283,000978
Provision for loan and lease losses$1,830,000682
Total noninterest income$3,744,000830
Gross Fiduciary activities income$672,000387
Service charges on deposit accounts$1,206,000596
Trading account gains and fees$0153
Additional Noninterest Income$1,866,000970
Total noninterest expense$13,135,000765
Salaries and employee benefits$6,175,000845
Premises and equipment expense$2,225,000546
Additional noninterest expense$4,735,000732
Pre-tax net operating income$62,0006,049
Securities gains (losses)$964,000287
Applicable income taxes$-110,0007,026
Income before extraordinary items$1,136,0002,376
Extraordinary gains, net$019
Net income$1,136,0002,376
Minority interest net income$084
Net income of bank and minority interests.$1,136,0002,376
Net charge-offs$3,223,000488
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$172,0005,319
2012-03-31 (YTD Data)Rank
Total interest income$6,190,0001,114
Total interest expense$604,0002,025
Net interest income$5,586,000989
Provision for loan and lease losses$540,0001,004
Total noninterest income$1,967,000791
Gross Fiduciary activities income$344,000377
Service charges on deposit accounts$612,000579
Trading account gains and fees$0148
Additional Noninterest Income$1,011,000892
Total noninterest expense$6,601,000754
Salaries and employee benefits$3,206,000804
Premises and equipment expense$1,043,000582
Additional noninterest expense$2,352,000734
Pre-tax net operating income$412,0003,254
Securities gains (losses)$104,000892
Applicable income taxes$-55,0007,120
Income before extraordinary items$571,0002,346
Extraordinary gains, net$019
Net income$571,0002,348
Minority interest net income$078
Net income of bank and minority interests.$571,0002,349
Net charge-offs$628,000942
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$467,0002,615
2011-12-31 (YTD Data)Rank
Total interest income$25,020,0001,133
Total interest expense$3,178,0001,862
Net interest income$21,842,0001,003
Provision for loan and lease losses$2,935,0001,213
Total noninterest income$7,416,000772
Gross Fiduciary activities income$1,368,000338
Service charges on deposit accounts$2,539,000578
Trading account gains and fees$0146
Additional Noninterest Income$3,509,000929
Total noninterest expense$27,465,000717
Salaries and employee benefits$14,076,000699
Premises and equipment expense$4,352,000576
Additional noninterest expense$9,037,000791
Pre-tax net operating income$-1,142,0006,625
Securities gains (losses)$1,126,000393
Applicable income taxes$-1,199,0007,188
Income before extraordinary items$1,183,0003,233
Extraordinary gains, net$029
Net income$1,183,0003,236
Minority interest net income$096
Net income of bank and minority interests.$1,183,0003,236
Net charge-offs$1,449,0001,927
Cash dividends$898,0001,755
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$462,3604,638
2011-09-30 (YTD Data)Rank
Total interest income$19,483,0001,104
Total interest expense$2,516,0001,839
Net interest income$16,967,000978
Provision for loan and lease losses$1,731,0001,367
Total noninterest income$5,659,000765
Gross Fiduciary activities income$1,031,000332
Service charges on deposit accounts$1,894,000585
Trading account gains and fees$0145
Additional Noninterest Income$2,734,000892
Total noninterest expense$20,287,000716
Salaries and employee benefits$10,003,000742
Premises and equipment expense$3,410,000559
Additional noninterest expense$6,874,000765
Pre-tax net operating income$608,0004,199
Securities gains (losses)$794,000431
Applicable income taxes$-460,0007,197
Income before extraordinary items$1,862,0001,949
Extraordinary gains, net$021
Net income$1,862,0001,949
Minority interest net income$087
Net income of bank and minority interests.$1,862,0001,949
Net charge-offs$1,356,0001,602
Cash dividends$598,0001,639
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,068,0002,834
2011-06-30 (YTD Data)Rank
Total interest income$13,337,0001,078
Total interest expense$1,791,0001,784
Net interest income$11,546,000958
Provision for loan and lease losses$1,187,0001,356
Total noninterest income$4,142,000711
Gross Fiduciary activities income$670,000346
Service charges on deposit accounts$1,234,000595
Trading account gains and fees$0153
Additional Noninterest Income$2,238,000771
Total noninterest expense$13,542,000727
Salaries and employee benefits$6,663,000746
Premises and equipment expense$2,442,000518
Additional noninterest expense$4,437,000814
Pre-tax net operating income$959,0002,612
Securities gains (losses)$7,0002,466
Applicable income taxes$-318,0007,273
Income before extraordinary items$1,284,0001,845
Extraordinary gains, net$015
Net income$1,284,0001,845
Minority interest net income$089
Net income of bank and minority interests.$1,284,0001,845
Net charge-offs$1,124,0001,374
Cash dividends$598,0001,265
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,277,0001,786
2011-03-31 (YTD Data)Rank
Total interest income$6,784,0001,066
Total interest expense$925,0001,789
Net interest income$5,859,000946
Provision for loan and lease losses$641,0001,210
Total noninterest income$1,820,000788
Gross Fiduciary activities income$346,000341
Service charges on deposit accounts$585,000613
Trading account gains and fees$0158
Additional Noninterest Income$889,000895
Total noninterest expense$6,679,000747
Salaries and employee benefits$3,321,000751
Premises and equipment expense$1,157,000567
Additional noninterest expense$2,201,000811
Pre-tax net operating income$359,0003,194
Securities gains (losses)$01,772
Applicable income taxes$-130,0007,321
Income before extraordinary items$489,0002,293
Extraordinary gains, net$09
Net income$489,0002,292
Minority interest net income$086
Net income of bank and minority interests.$489,0002,293
Net charge-offs$185,0002,174
Cash dividends$598,000631
Sale, conversion, retirement of capital stock, net$0925
Net operating income$489,0002,242
2010-12-31 (YTD Data)Rank
Total interest income$29,633,0001,037
Total interest expense$4,601,0001,771
Net interest income$25,032,000877
Provision for loan and lease losses$6,846,000889
Total noninterest income$8,062,000744
Gross Fiduciary activities income$1,354,000336
Service charges on deposit accounts$2,803,000537
Trading account gains and fees$0175
Additional Noninterest Income$3,905,000891
Total noninterest expense$27,010,000733
Salaries and employee benefits$13,423,000720
Premises and equipment expense$4,713,000539
Additional noninterest expense$8,874,000839
Pre-tax net operating income$-762,0006,377
Securities gains (losses)$1,691,000311
Applicable income taxes$-670,0007,231
Income before extraordinary items$1,599,0002,401
Extraordinary gains, net$029
Net income$1,599,0002,399
Minority interest net income$0111
Net income of bank and minority interests.$1,599,0002,402
Net charge-offs$8,024,000714
Cash dividends$1,000,0001,460
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-92,0005,987
2010-09-30 (YTD Data)Rank
Total interest income$22,845,0001,023
Total interest expense$3,609,0001,771
Net interest income$19,236,000851
Provision for loan and lease losses$3,780,0001,093
Total noninterest income$6,038,000731
Gross Fiduciary activities income$943,000346
Service charges on deposit accounts$2,158,000528
Trading account gains and fees$0165
Additional Noninterest Income$2,937,000844
Total noninterest expense$20,100,000728
Salaries and employee benefits$10,086,000713
Premises and equipment expense$3,481,000549
Additional noninterest expense$6,533,000826
Pre-tax net operating income$1,394,0002,519
Securities gains (losses)$1,660,000265
Applicable income taxes$322,0002,078
Income before extraordinary items$2,732,0001,229
Extraordinary gains, net$023
Net income$2,732,0001,233
Minority interest net income$0110
Net income of bank and minority interests.$2,732,0001,233
Net charge-offs$2,612,0001,271
Cash dividends$150,0002,918
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,254,6002,339
2010-06-30 (YTD Data)Rank
Total interest income$15,996,000983
Total interest expense$2,476,0001,782
Net interest income$13,520,000814
Provision for loan and lease losses$2,735,0001,014
Total noninterest income$3,999,000720
Gross Fiduciary activities income$590,000363
Service charges on deposit accounts$1,466,000525
Trading account gains and fees$0152
Additional Noninterest Income$1,943,000821
Total noninterest expense$13,275,000735
Salaries and employee benefits$6,732,000710
Premises and equipment expense$2,283,000564
Additional noninterest expense$4,260,000845
Pre-tax net operating income$1,509,0001,714
Securities gains (losses)$1,567,000172
Applicable income taxes$715,000924
Income before extraordinary items$2,361,000964
Extraordinary gains, net$019
Net income$2,361,000965
Minority interest net income$0105
Net income of bank and minority interests.$2,361,000965
Net charge-offs$1,396,0001,432
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,154,4101,781
2010-03-31 (YTD Data)Rank
Total interest income$8,215,000978
Total interest expense$1,241,0001,860
Net interest income$6,974,000792
Provision for loan and lease losses$1,150,0001,066
Total noninterest income$1,985,000721
Gross Fiduciary activities income$307,000355
Service charges on deposit accounts$720,000528
Trading account gains and fees$0175
Additional Noninterest Income$958,000822
Total noninterest expense$6,714,000745
Salaries and employee benefits$3,374,000721
Premises and equipment expense$1,129,000589
Additional noninterest expense$2,211,000814
Pre-tax net operating income$1,095,0001,193
Securities gains (losses)$4,0001,944
Applicable income taxes$190,0001,472
Income before extraordinary items$909,0001,200
Extraordinary gains, net$016
Net income$909,0001,203
Minority interest net income$091
Net income of bank and minority interests.$909,0001,202
Net charge-offs$699,0001,330
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$905,6801,178
2009-12-31 (YTD Data)Rank
Total interest income$34,245,000989
Total interest expense$7,401,0001,593
Net interest income$26,844,000806
Provision for loan and lease losses$5,225,0001,390
Total noninterest income$9,047,000697
Gross Fiduciary activities income$1,363,000321
Service charges on deposit accounts$3,336,000505
Trading account gains and fees$0211
Additional Noninterest Income$4,348,000797
Total noninterest expense$27,295,000770
Salaries and employee benefits$14,187,000674
Premises and equipment expense$4,875,000545
Additional noninterest expense$8,233,000956
Pre-tax net operating income$3,371,0001,200
Securities gains (losses)$869,000556
Applicable income taxes$949,0001,002
Income before extraordinary items$3,291,0001,026
Extraordinary gains, net$034
Net income$3,291,0001,024
Minority interest net income$0115
Net income of bank and minority interests.$3,291,0001,025
Net charge-offs$8,511,000774
Cash dividends$5,800,000306
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,613,1801,267
2009-09-30 (YTD Data)Rank
Total interest income$25,808,000999
Total interest expense$5,971,0001,552
Net interest income$19,837,000824
Provision for loan and lease losses$3,725,0001,291
Total noninterest income$6,709,000699
Gross Fiduciary activities income$1,018,000317
Service charges on deposit accounts$2,499,000505
Trading account gains and fees$0212
Additional Noninterest Income$3,192,000824
Total noninterest expense$19,917,000785
Salaries and employee benefits$10,511,000695
Premises and equipment expense$3,550,000568
Additional noninterest expense$5,856,000963
Pre-tax net operating income$2,904,0001,130
Securities gains (losses)$402,000814
Applicable income taxes$340,0001,798
Income before extraordinary items$2,966,000917
Extraordinary gains, net$027
Net income$2,966,000918
Minority interest net income$0118
Net income of bank and minority interests.$2,966,000918
Net charge-offs$6,732,000662
Cash dividends$5,800,000221
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,604,2001,025
2009-06-30 (YTD Data)Rank
Total interest income$17,148,0001,022
Total interest expense$4,319,0001,526
Net interest income$12,829,000848
Provision for loan and lease losses$1,850,0001,466
Total noninterest income$4,480,000707
Gross Fiduciary activities income$662,000329
Service charges on deposit accounts$1,635,000508
Trading account gains and fees$0193
Additional Noninterest Income$2,183,000827
Total noninterest expense$13,355,000797
Salaries and employee benefits$6,992,000713
Premises and equipment expense$2,398,000576
Additional noninterest expense$3,965,000968
Pre-tax net operating income$2,104,0001,073
Securities gains (losses)$137,0001,258
Applicable income taxes$245,0001,750
Income before extraordinary items$1,996,000953
Extraordinary gains, net$021
Net income$1,996,000953
Minority interest net income$0112
Net income of bank and minority interests.$1,996,000953
Net charge-offs$3,166,000828
Cash dividends$3,800,000235
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,874,070987
2009-03-31 (YTD Data)Rank
Total interest income$8,555,0001,034
Total interest expense$2,294,0001,503
Net interest income$6,261,000860
Provision for loan and lease losses$348,0002,148
Total noninterest income$2,284,000679
Gross Fiduciary activities income$336,000314
Service charges on deposit accounts$793,000515
Trading account gains and fees$0171
Additional Noninterest Income$1,155,000754
Total noninterest expense$6,408,000786
Salaries and employee benefits$3,339,000756
Premises and equipment expense$1,166,000606
Additional noninterest expense$1,903,000862
Pre-tax net operating income$1,789,000700
Securities gains (losses)$137,000843
Applicable income taxes$240,0001,261
Income before extraordinary items$1,686,000596
Extraordinary gains, net$015
Net income$1,686,000597
Minority interest net income$0102
Net income of bank and minority interests.$1,686,000599
Net charge-offs$89,0002,993
Cash dividends$3,800,000120
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,565,440609
2008-12-31 (YTD Data)Rank
Total interest income$43,452,000867
Total interest expense$14,961,0001,081
Net interest income$28,491,000759
Provision for loan and lease losses$2,347,0001,627
Total noninterest income$9,868,000606
Gross Fiduciary activities income$1,638,000297
Service charges on deposit accounts$3,427,000502
Trading account gains and fees$0154
Additional Noninterest Income$4,803,000674
Total noninterest expense$29,142,000684
Salaries and employee benefits$13,927,000712
Premises and equipment expense$4,637,000597
Additional noninterest expense$10,578,000650
Pre-tax net operating income$6,870,000806
Securities gains (losses)$149,000869
Applicable income taxes$1,980,000684
Income before extraordinary items$5,039,000804
Extraordinary gains, net$039
Net income$5,039,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$611,0002,525
Cash dividends$8,550,000338
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,931,720887
2008-09-30 (YTD Data)Rank
Total interest income$33,571,000865
Total interest expense$12,190,0001,027
Net interest income$21,381,000777
Provision for loan and lease losses$2,095,0001,153
Total noninterest income$7,317,000631
Gross Fiduciary activities income$1,237,000303
Service charges on deposit accounts$2,548,000517
Trading account gains and fees$0148
Additional Noninterest Income$3,532,000733
Total noninterest expense$22,232,000661
Salaries and employee benefits$10,536,000715
Premises and equipment expense$3,305,000633
Additional noninterest expense$8,391,000582
Pre-tax net operating income$4,371,0001,158
Securities gains (losses)$115,000874
Applicable income taxes$1,435,000871
Income before extraordinary items$3,051,0001,216
Extraordinary gains, net$031
Net income$3,051,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$490,0001,975
Cash dividends$8,550,000271
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,972,8001,321
2008-06-30 (YTD Data)Rank
Total interest income$22,894,000852
Total interest expense$8,694,000996
Net interest income$14,200,000772
Provision for loan and lease losses$94,0004,357
Total noninterest income$4,819,000655
Gross Fiduciary activities income$829,000309
Service charges on deposit accounts$1,667,000512
Trading account gains and fees$0149
Additional Noninterest Income$2,323,000758
Total noninterest expense$12,674,000769
Salaries and employee benefits$7,003,000723
Premises and equipment expense$2,128,000655
Additional noninterest expense$3,543,000840
Pre-tax net operating income$6,251,000561
Securities gains (losses)$115,000866
Applicable income taxes$2,115,000494
Income before extraordinary items$4,251,000652
Extraordinary gains, net$021
Net income$4,251,000651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,593
Cash dividends$6,050,000281
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,173,950637
2008-03-31 (YTD Data)Rank
Total interest income$12,013,000840
Total interest expense$4,882,000930
Net interest income$7,131,000766
Provision for loan and lease losses$46,0003,892
Total noninterest income$2,308,000675
Gross Fiduciary activities income$395,000316
Service charges on deposit accounts$820,000506
Trading account gains and fees$0158
Additional Noninterest Income$1,093,000802
Total noninterest expense$6,394,000754
Salaries and employee benefits$3,429,000746
Premises and equipment expense$1,080,000650
Additional noninterest expense$1,885,000772
Pre-tax net operating income$2,999,000651
Securities gains (losses)$88,000784
Applicable income taxes$1,025,000570
Income before extraordinary items$2,062,000738
Extraordinary gains, net$015
Net income$2,062,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,329
Cash dividends$5,000,000181
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,003,040724
2007-12-31 (YTD Data)Rank
Total interest income$55,912,000738
Total interest expense$25,458,000769
Net interest income$30,454,000728
Provision for loan and lease losses$-1,044,0008,510
Total noninterest income$10,123,000606
Gross Fiduciary activities income$1,791,000298
Service charges on deposit accounts$3,470,000500
Trading account gains and fees$0178
Additional Noninterest Income$4,862,000698
Total noninterest expense$24,906,000751
Salaries and employee benefits$14,062,000687
Premises and equipment expense$3,856,000692
Additional noninterest expense$6,988,000817
Pre-tax net operating income$16,715,000535
Securities gains (losses)$-606,0008,388
Applicable income taxes$5,059,000542
Income before extraordinary items$11,050,000598
Extraordinary gains, net$039
Net income$11,050,000596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,904
Cash dividends$6,800,000571
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,468,140560
2007-09-30 (YTD Data)Rank
Total interest income$42,381,000727
Total interest expense$19,561,000749
Net interest income$22,820,000727
Provision for loan and lease losses$-1,098,0008,542
Total noninterest income$7,517,000614
Gross Fiduciary activities income$1,393,000288
Service charges on deposit accounts$2,586,000497
Trading account gains and fees$0184
Additional Noninterest Income$3,538,000729
Total noninterest expense$18,620,000742
Salaries and employee benefits$10,487,000690
Premises and equipment expense$2,984,000664
Additional noninterest expense$5,149,000803
Pre-tax net operating income$12,815,000569
Securities gains (losses)$-614,0008,471
Applicable income taxes$4,090,000544
Income before extraordinary items$8,111,000648
Extraordinary gains, net$033
Net income$8,111,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,583
Cash dividends$5,900,000496
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,516,240611
2007-06-30 (YTD Data)Rank
Total interest income$28,054,000741
Total interest expense$13,084,000754
Net interest income$14,970,000756
Provision for loan and lease losses$100,0003,268
Total noninterest income$5,073,000632
Gross Fiduciary activities income$898,000301
Service charges on deposit accounts$1,656,000522
Trading account gains and fees$0168
Additional Noninterest Income$2,519,000700
Total noninterest expense$12,089,000771
Salaries and employee benefits$6,741,000737
Premises and equipment expense$1,968,000695
Additional noninterest expense$3,380,000828
Pre-tax net operating income$7,854,000635
Securities gains (losses)$-619,0008,543
Applicable income taxes$2,509,000605
Income before extraordinary items$4,726,000761
Extraordinary gains, net$029
Net income$4,726,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,365
Cash dividends$2,400,000759
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,128,350700
2007-03-31 (YTD Data)Rank
Total interest income$13,773,000748
Total interest expense$6,368,000762
Net interest income$7,405,000755
Provision for loan and lease losses$49,0003,140
Total noninterest income$2,583,000612
Gross Fiduciary activities income$449,000298
Service charges on deposit accounts$700,000594
Trading account gains and fees$0195
Additional Noninterest Income$1,434,000621
Total noninterest expense$5,898,000792
Salaries and employee benefits$3,308,000759
Premises and equipment expense$930,000736
Additional noninterest expense$1,660,000826
Pre-tax net operating income$4,041,000612
Securities gains (losses)$-16,0008,337
Applicable income taxes$1,295,000597
Income before extraordinary items$2,730,000664
Extraordinary gains, net$022
Net income$2,730,000663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,009
Cash dividends$1,600,000552
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,740,880653
2006-12-31 (YTD Data)Rank
Total interest income$48,869,000787
Total interest expense$18,790,000886
Net interest income$30,079,000736
Provision for loan and lease losses$141,0004,154
Total noninterest income$12,260,000532
Gross Fiduciary activities income$1,670,000303
Service charges on deposit accounts$3,214,000535
Trading account gains and fees$0130
Additional Noninterest Income$7,376,000507
Total noninterest expense$22,908,000773
Salaries and employee benefits$13,026,000720
Premises and equipment expense$3,999,000652
Additional noninterest expense$5,883,000906
Pre-tax net operating income$19,290,000552
Securities gains (losses)$01,687
Applicable income taxes$6,476,000527
Income before extraordinary items$12,814,000590
Extraordinary gains, net$051
Net income$12,814,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0001,826
Cash dividends$2,800,0001,194
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,814,000582
2006-09-30 (YTD Data)Rank
Total interest income$35,120,000821
Total interest expense$12,531,000975
Net interest income$22,589,000745
Provision for loan and lease losses$124,0003,788
Total noninterest income$6,157,000742
Gross Fiduciary activities income$1,229,000310
Service charges on deposit accounts$2,127,000604
Trading account gains and fees$0126
Additional Noninterest Income$2,801,000864
Total noninterest expense$16,660,000803
Salaries and employee benefits$9,398,000775
Premises and equipment expense$3,058,000645
Additional noninterest expense$4,204,000950
Pre-tax net operating income$11,962,000679
Securities gains (losses)$01,388
Applicable income taxes$4,155,000620
Income before extraordinary items$7,807,000748
Extraordinary gains, net$045
Net income$7,807,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0001,748
Cash dividends$2,800,000877
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,807,000741
2006-06-30 (YTD Data)Rank
Total interest income$21,976,000856
Total interest expense$6,984,0001,113
Net interest income$14,992,000751
Provision for loan and lease losses$77,0003,767
Total noninterest income$3,910,000768
Gross Fiduciary activities income$730,000332
Service charges on deposit accounts$1,271,000684
Trading account gains and fees$0126
Additional Noninterest Income$1,909,000851
Total noninterest expense$10,984,000814
Salaries and employee benefits$6,115,000793
Premises and equipment expense$2,119,000608
Additional noninterest expense$2,750,000980
Pre-tax net operating income$7,841,000689
Securities gains (losses)$01,185
Applicable income taxes$2,725,000638
Income before extraordinary items$5,116,000762
Extraordinary gains, net$039
Net income$5,116,000762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$2,700,000633
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,116,000749
2006-03-31 (YTD Data)Rank
Total interest income$10,487,000884
Total interest expense$2,999,0001,246
Net interest income$7,488,000752
Provision for loan and lease losses$35,0003,693
Total noninterest income$1,644,000867
Gross Fiduciary activities income$356,000333
Service charges on deposit accounts$534,000794
Trading account gains and fees$0115
Additional Noninterest Income$754,000995
Total noninterest expense$5,259,000850
Salaries and employee benefits$3,022,000802
Premises and equipment expense$862,000752
Additional noninterest expense$1,375,000972
Pre-tax net operating income$3,838,000692
Securities gains (losses)$0955
Applicable income taxes$1,295,000651
Income before extraordinary items$2,543,000751
Extraordinary gains, net$021
Net income$2,543,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,099
Cash dividends$1,200,000644
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,543,000735
2005-12-31 (YTD Data)Rank
Total interest income$32,323,0001,016
Total interest expense$7,553,0001,500
Net interest income$24,770,000867
Provision for loan and lease losses$3,614,000306
Total noninterest income$7,703,000753
Gross Fiduciary activities income$1,477,000326
Service charges on deposit accounts$3,026,000557
Trading account gains and fees$0138
Additional Noninterest Income$3,200,000971
Total noninterest expense$20,412,000824
Salaries and employee benefits$11,403,000788
Premises and equipment expense$3,257,000742
Additional noninterest expense$5,752,000900
Pre-tax net operating income$8,447,0001,143
Securities gains (losses)$-443,0008,689
Applicable income taxes$2,623,0001,081
Income before extraordinary items$5,381,0001,328
Extraordinary gains, net$538,00012
Net income$5,919,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-782,0008,801
Cash dividends$2,300,0001,317
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,677,8101,240
2005-09-30 (YTD Data)Rank
Total interest income$22,912,0001,049
Total interest expense$5,312,0001,509
Net interest income$17,600,000908
Provision for loan and lease losses$3,590,000233
Total noninterest income$5,906,000745
Gross Fiduciary activities income$1,058,000330
Service charges on deposit accounts$2,640,000489
Trading account gains and fees$0126
Additional Noninterest Income$2,208,0001,043
Total noninterest expense$15,432,000815
Salaries and employee benefits$8,534,000785
Premises and equipment expense$2,391,000748
Additional noninterest expense$4,507,000854
Pre-tax net operating income$4,484,0001,592
Securities gains (losses)$-443,0008,780
Applicable income taxes$1,196,0001,659
Income before extraordinary items$2,845,0001,839
Extraordinary gains, net$538,0007
Net income$3,383,0001,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-855,0008,834
Cash dividends$2,300,000937
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,155,1001,640
2005-06-30 (YTD Data)Rank
Total interest income$14,931,0001,036
Total interest expense$3,228,0001,558
Net interest income$11,703,000896
Provision for loan and lease losses$-1,513,0008,831
Total noninterest income$4,082,000713
Gross Fiduciary activities income$714,000327
Service charges on deposit accounts$1,802,000455
Trading account gains and fees$0116
Additional Noninterest Income$1,566,000972
Total noninterest expense$10,147,000824
Salaries and employee benefits$5,634,000791
Premises and equipment expense$1,577,000757
Additional noninterest expense$2,936,000859
Pre-tax net operating income$7,151,000681
Securities gains (losses)$-443,0008,812
Applicable income taxes$2,101,000739
Income before extraordinary items$4,607,000766
Extraordinary gains, net$538,0004
Net income$5,145,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-879,0008,846
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,912,670704
2005-03-31 (YTD Data)Rank
Total interest income$6,711,0001,138
Total interest expense$1,476,0001,615
Net interest income$5,235,000990
Provision for loan and lease losses$-679,0008,891
Total noninterest income$1,825,000771
Gross Fiduciary activities income$344,000326
Service charges on deposit accounts$829,000483
Trading account gains and fees$0115
Additional Noninterest Income$652,0001,104
Total noninterest expense$5,012,000828
Salaries and employee benefits$2,827,000783
Premises and equipment expense$772,000775
Additional noninterest expense$1,413,000886
Pre-tax net operating income$2,727,000868
Securities gains (losses)$01,685
Applicable income taxes$779,000926
Income before extraordinary items$1,948,000895
Extraordinary gains, net$459,0007
Net income$2,407,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,258
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,948,000873
2004-12-31 (YTD Data)Rank
Total interest income$24,546,0001,157
Total interest expense$5,094,0001,610
Net interest income$19,452,0001,023
Provision for loan and lease losses$448,0002,163
Total noninterest income$9,143,000654
Gross Fiduciary activities income$1,391,000314
Service charges on deposit accounts$4,021,000440
Trading account gains and fees$0138
Additional Noninterest Income$3,731,000835
Total noninterest expense$20,022,000799
Salaries and employee benefits$11,314,000754
Premises and equipment expense$2,949,000769
Additional noninterest expense$5,759,000869
Pre-tax net operating income$8,125,0001,082
Securities gains (losses)$-259,0008,831
Applicable income taxes$2,045,0001,246
Income before extraordinary items$5,821,0001,118
Extraordinary gains, net$034
Net income$5,821,0001,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,109
Cash dividends$1,575,0001,665
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,012,6601,055
2004-09-30 (YTD Data)Rank
Total interest income$17,897,0001,163
Total interest expense$3,697,0001,631
Net interest income$14,200,0001,039
Provision for loan and lease losses$424,0001,689
Total noninterest income$7,494,000616
Gross Fiduciary activities income$1,079,000313
Service charges on deposit accounts$3,084,000439
Trading account gains and fees$0134
Additional Noninterest Income$3,331,000742
Total noninterest expense$14,807,000811
Salaries and employee benefits$8,413,000758
Premises and equipment expense$2,154,000785
Additional noninterest expense$4,240,000876
Pre-tax net operating income$6,463,0001,020
Securities gains (losses)$-130,0008,915
Applicable income taxes$1,825,0001,094
Income before extraordinary items$4,508,0001,089
Extraordinary gains, net$026
Net income$4,508,0001,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0001,727
Cash dividends$1,575,0001,202
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,600,3001,028
2004-06-30 (YTD Data)Rank
Total interest income$11,684,0001,178
Total interest expense$2,377,0001,675
Net interest income$9,307,0001,048
Provision for loan and lease losses$363,0001,328
Total noninterest income$5,568,000571
Gross Fiduciary activities income$750,000307
Service charges on deposit accounts$2,041,000433
Trading account gains and fees$0130
Additional Noninterest Income$2,777,000646
Total noninterest expense$10,027,000800
Salaries and employee benefits$5,579,000763
Premises and equipment expense$1,486,000768
Additional noninterest expense$2,962,000835
Pre-tax net operating income$4,485,000970
Securities gains (losses)$-130,0008,984
Applicable income taxes$1,305,0001,038
Income before extraordinary items$3,050,0001,084
Extraordinary gains, net$021
Net income$3,050,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,638
Cash dividends$875,0001,432
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,141,0001,006
2004-03-31 (YTD Data)Rank
Total interest income$5,899,0001,179
Total interest expense$1,180,0001,709
Net interest income$4,719,0001,049
Provision for loan and lease losses$179,0001,281
Total noninterest income$2,020,000711
Gross Fiduciary activities income$356,000314
Service charges on deposit accounts$1,094,000392
Trading account gains and fees$0121
Additional Noninterest Income$570,0001,189
Total noninterest expense$5,063,000802
Salaries and employee benefits$2,760,000786
Premises and equipment expense$782,000754
Additional noninterest expense$1,521,000802
Pre-tax net operating income$1,497,0001,391
Securities gains (losses)$40,0001,323
Applicable income taxes$460,0001,391
Income before extraordinary items$1,077,0001,491
Extraordinary gains, net$016
Net income$1,077,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,007
Cash dividends$875,000761
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,049,0001,444
2003-12-31 (YTD Data)Rank
Total interest income$25,043,0001,142
Total interest expense$5,844,0001,525
Net interest income$19,199,0001,008
Provision for loan and lease losses$448,0002,381
Total noninterest income$9,323,000695
Gross Fiduciary activities income$1,458,000314
Service charges on deposit accounts$3,684,000463
Trading account gains and fees$0160
Additional Noninterest Income$4,181,000866
Total noninterest expense$21,020,000766
Salaries and employee benefits$10,990,000776
Premises and equipment expense$3,284,000701
Additional noninterest expense$6,746,000765
Pre-tax net operating income$7,054,0001,189
Securities gains (losses)$04,500
Applicable income taxes$2,035,0001,276
Income before extraordinary items$5,019,0001,282
Extraordinary gains, net$054
Net income$5,019,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$746,0001,161
Cash dividends$2,280,0001,244
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,019,0001,209
2003-09-30 (YTD Data)Rank
Total interest income$18,894,0001,151
Total interest expense$4,604,0001,508
Net interest income$14,290,0001,027
Provision for loan and lease losses$383,0002,090
Total noninterest income$7,097,000710
Gross Fiduciary activities income$1,107,000321
Service charges on deposit accounts$2,714,000478
Trading account gains and fees$0153
Additional Noninterest Income$3,276,000874
Total noninterest expense$15,859,000777
Salaries and employee benefits$8,308,000777
Premises and equipment expense$2,371,000739
Additional noninterest expense$5,180,000755
Pre-tax net operating income$5,145,0001,254
Securities gains (losses)$04,204
Applicable income taxes$1,478,0001,371
Income before extraordinary items$3,667,0001,356
Extraordinary gains, net$040
Net income$3,667,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$677,000921
Cash dividends$2,280,000908
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,667,0001,281
2003-06-30 (YTD Data)Rank
Total interest income$12,724,0001,144
Total interest expense$3,312,0001,456
Net interest income$9,412,0001,033
Provision for loan and lease losses$318,0001,718
Total noninterest income$4,602,000716
Gross Fiduciary activities income$761,000322
Service charges on deposit accounts$1,776,000484
Trading account gains and fees$0150
Additional Noninterest Income$2,065,000899
Total noninterest expense$10,666,000770
Salaries and employee benefits$5,591,000777
Premises and equipment expense$1,670,000703
Additional noninterest expense$3,405,000766
Pre-tax net operating income$3,030,0001,411
Securities gains (losses)$03,782
Applicable income taxes$873,0001,509
Income before extraordinary items$2,157,0001,517
Extraordinary gains, net$030
Net income$2,157,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,000783
Cash dividends$1,500,000928
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,157,0001,417
2003-03-31 (YTD Data)Rank
Total interest income$6,392,0001,148
Total interest expense$1,687,0001,470
Net interest income$4,705,0001,027
Provision for loan and lease losses$179,0001,501
Total noninterest income$2,298,000708
Gross Fiduciary activities income$363,000331
Service charges on deposit accounts$868,000490
Trading account gains and fees$0134
Additional Noninterest Income$1,067,000852
Total noninterest expense$5,416,000760
Salaries and employee benefits$2,808,000776
Premises and equipment expense$860,000678
Additional noninterest expense$1,748,000730
Pre-tax net operating income$1,408,0001,504
Securities gains (losses)$02,891
Applicable income taxes$355,0001,797
Income before extraordinary items$1,053,0001,530
Extraordinary gains, net$021
Net income$1,053,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,000475
Cash dividends$1,500,000477
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,053,0001,436
2002-12-31 (YTD Data)Rank
Total interest income$27,403,0001,130
Total interest expense$9,622,0001,171
Net interest income$17,781,0001,076
Provision for loan and lease losses$2,428,000638
Total noninterest income$9,167,000664
Gross Fiduciary activities income$1,419,000339
Service charges on deposit accounts$3,447,000474
Trading account gains and fees$0153
Additional Noninterest Income$4,301,000775
Total noninterest expense$20,693,000774
Salaries and employee benefits$10,749,000750
Premises and equipment expense$3,408,000653
Additional noninterest expense$6,536,000778
Pre-tax net operating income$3,827,0002,058
Securities gains (losses)$04,537
Applicable income taxes$675,0002,923
Income before extraordinary items$3,152,0001,907
Extraordinary gains, net$070
Net income$3,152,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,389,000719
Cash dividends$1,400,0001,720
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,152,0001,845
2001-12-31 (YTD Data)Rank
Total interest income$37,242,000915
Total interest expense$18,367,000897
Net interest income$18,875,000944
Provision for loan and lease losses$2,503,000583
Total noninterest income$8,282,000687
Gross Fiduciary activities income$1,419,000352
Service charges on deposit accounts$2,828,000537
Trading account gains and fees$0177
Additional Noninterest Income$4,035,000767
Total noninterest expense$20,283,000753
Salaries and employee benefits$11,224,000675
Premises and equipment expense$3,042,000705
Additional noninterest expense$6,017,000829
Pre-tax net operating income$4,371,0001,633
Securities gains (losses)$243,0001,043
Applicable income taxes$1,134,0001,904
Income before extraordinary items$3,480,0001,537
Extraordinary gains, net$594,00035
Net income$4,074,0001,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,412,000732
Cash dividends$700,0002,851
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,297,7501,540
2000-12-31 (YTD Data)Rank
Total interest income$42,211,000846
Total interest expense$19,415,000922
Net interest income$22,796,000766
Provision for loan and lease losses$4,192,000364
Total noninterest income$7,344,000706
Gross Fiduciary activities income$1,353,000364
Service charges on deposit accounts$5,090,000284
Trading account gains and fees$0180
Additional Noninterest Income$901,0001,987
Total noninterest expense$19,218,000778
Salaries and employee benefits$10,454,000681
Premises and equipment expense$3,068,000684
Additional noninterest expense$5,696,000862
Pre-tax net operating income$6,730,0001,118
Securities gains (losses)$-2,0007,578
Applicable income taxes$2,073,0001,120
Income before extraordinary items$4,655,0001,132
Extraordinary gains, net$038
Net income$4,655,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,963,000315
Cash dividends$7,791,000457
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,656,3801,131
1999-12-31 (YTD Data)Rank
Total interest income$35,352,000946
Total interest expense$14,444,0001,053
Net interest income$20,908,000846
Provision for loan and lease losses$120,0004,720
Total noninterest income$6,886,000763
Gross Fiduciary activities income$1,366,000391
Service charges on deposit accounts$4,721,000308
Trading account gains and fees$0173
Additional Noninterest Income$799,0002,166
Total noninterest expense$18,466,000803
Salaries and employee benefits$9,931,000707
Premises and equipment expense$2,743,000750
Additional noninterest expense$5,792,000865
Pre-tax net operating income$9,208,000893
Securities gains (losses)$03,155
Applicable income taxes$2,960,000895
Income before extraordinary items$6,248,000903
Extraordinary gains, net$035
Net income$6,248,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,700
Cash dividends$1,629,0001,581
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,248,000889
1998-12-31 (YTD Data)Rank
Total interest income$33,412,000986
Total interest expense$13,994,0001,113
Net interest income$19,418,000883
Provision for loan and lease losses$08,652
Total noninterest income$11,141,000563
Gross Fiduciary activities income$1,262,000404
Service charges on deposit accounts$3,972,000334
Trading account gains and fees$0224
Additional Noninterest Income$5,907,000583
Total noninterest expense$17,251,000836
Salaries and employee benefits$8,941,000754
Premises and equipment expense$2,647,000762
Additional noninterest expense$5,663,000878
Pre-tax net operating income$13,308,000622
Securities gains (losses)$115,0001,193
Applicable income taxes$4,585,000617
Income before extraordinary items$8,838,000657
Extraordinary gains, net$032
Net income$8,838,000656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,851
Cash dividends$750,0002,706
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,762,100635
1997-12-31 (YTD Data)Rank
Total interest income$31,947,0001,068
Total interest expense$12,962,0001,228
Net interest income$18,985,000942
Provision for loan and lease losses$08,829
Total noninterest income$5,317,000885
Gross Fiduciary activities income$1,106,000438
Service charges on deposit accounts$3,829,000354
Trading account gains and fees$0239
Additional Noninterest Income$382,0003,384
Total noninterest expense$15,755,000897
Salaries and employee benefits$7,869,000844
Premises and equipment expense$2,159,000930
Additional noninterest expense$5,727,000875
Pre-tax net operating income$8,547,000954
Securities gains (losses)$668,000366
Applicable income taxes$3,100,000902
Income before extraordinary items$6,115,000901
Extraordinary gains, net$044
Net income$6,115,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,073
Cash dividends$875,0002,430
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,674,120954
1996-12-31 (YTD Data)Rank
Total interest income$33,269,0001,046
Total interest expense$14,411,0001,135
Net interest income$18,858,000977
Provision for loan and lease losses$-150,00011,304
Total noninterest income$5,210,000926
Gross Fiduciary activities income$933,000526
Service charges on deposit accounts$3,764,000397
Trading account gains and fees$0262
Additional Noninterest Income$513,0002,865
Total noninterest expense$15,038,0001,018
Salaries and employee benefits$7,838,000875
Premises and equipment expense$1,850,0001,130
Additional noninterest expense$5,350,0001,074
Pre-tax net operating income$9,180,000843
Securities gains (losses)$04,148
Applicable income taxes$3,007,000870
Income before extraordinary items$6,173,000872
Extraordinary gains, net$053
Net income$6,173,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-320,00011,387
Cash dividends$800,0002,476
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,173,000849
1995-12-31 (YTD Data)Rank
Total interest income$31,484,0001,121
Total interest expense$12,377,0001,336
Net interest income$19,107,000966
Provision for loan and lease losses$08,958
Total noninterest income$5,231,000931
Gross Fiduciary activities income$1,014,000531
Service charges on deposit accounts$3,385,000451
Trading account gains and fees$0522
Additional Noninterest Income$832,0002,045
Total noninterest expense$14,489,0001,037
Salaries and employee benefits$6,808,0001,012
Premises and equipment expense$2,146,000997
Additional noninterest expense$5,535,0001,037
Pre-tax net operating income$9,849,000840
Securities gains (losses)$03,831
Applicable income taxes$3,157,000882
Income before extraordinary items$6,692,000846
Extraordinary gains, net$065
Net income$6,692,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,0001,301
Cash dividends$740,0002,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,692,000831
1994-12-31 (YTD Data)Rank
Total interest income$27,185,0001,154
Total interest expense$9,528,0001,366
Net interest income$17,657,0001,042
Provision for loan and lease losses$-300,00012,391
Total noninterest income$4,148,0001,053
Gross Fiduciary activities income$886,000554
Service charges on deposit accounts$2,480,000561
Trading account gains and fees$0475
Additional Noninterest Income$782,0002,165
Total noninterest expense$13,605,0001,103
Salaries and employee benefits$6,303,0001,071
Premises and equipment expense$2,095,0001,015
Additional noninterest expense$5,207,0001,136
Pre-tax net operating income$8,500,000912
Securities gains (losses)$03,600
Applicable income taxes$2,857,000922
Income before extraordinary items$5,643,000918
Extraordinary gains, net$0249
Net income$5,643,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,00012,232
Cash dividends$550,0002,971
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,643,000926
1993-12-31 (YTD Data)Rank
Total interest income$23,607,0001,344
Total interest expense$7,865,0001,673
Net interest income$15,742,0001,160
Provision for loan and lease losses$275,0003,195
Total noninterest income$3,457,0001,304
Gross Fiduciary activities income$544,000730
Service charges on deposit accounts$1,445,000913
Trading account gains and fees$0532
Additional Noninterest Income$1,468,0001,579
Total noninterest expense$11,658,0001,313
Salaries and employee benefits$5,816,0001,164
Premises and equipment expense$1,795,0001,187
Additional noninterest expense$4,047,0001,504
Pre-tax net operating income$7,266,000982
Securities gains (losses)$2,0006,773
Applicable income taxes$2,146,0001,133
Income before extraordinary items$5,122,0001,005
Extraordinary gains, net$03,149
Net income$5,122,0001,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-619,00013,240
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,120,600945
1992-12-31 (YTD Data)Rank
Total interest income$22,279,0001,609
Total interest expense$8,688,0001,951
Net interest income$13,591,0001,363
Provision for loan and lease losses$2,322,0001,026
Total noninterest income$3,091,0001,401
Gross Fiduciary activities income$541,000732
Service charges on deposit accounts$1,007,0001,323
Trading account gains and fees$0504
Additional Noninterest Income$1,543,0001,486
Total noninterest expense$10,962,0001,416
Salaries and employee benefits$5,465,0001,227
Premises and equipment expense$1,563,0001,389
Additional noninterest expense$3,934,0001,610
Pre-tax net operating income$3,398,0001,826
Securities gains (losses)$4,0007,235
Applicable income taxes$453,0004,342
Income before extraordinary items$2,949,0001,566
Extraordinary gains, net$137,000598
Net income$3,086,0001,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,0001,978
Cash dividends$900,0001,684
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,945,5201,451

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.