Home > The Peoples Bank, Biloxi, Mississippi > Net charge- offs to loans

The Peoples Bank, Biloxi, Mississippi, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0595%4,401
Percentage Net Loans Charged-off: Total real estate loans0.1119%210
Percentage Net Loans Charged-off:Construction & development-0.0325%4,371
Percentage Net Loans Charged-off: Commercial real estate0.2140%174
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial-3.9497%4,603
Percentage Net Loans Charged-off: Loans to individuals0.2194%1,887
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.2194%1,768
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0869%4,477
Percentage Net Loans Charged-off: Total real estate loans0.1549%121
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.2842%112
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial-5.3390%4,632
Percentage Net Loans Charged-off: Loans to individuals0.1269%2,013
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1269%1,943
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1490%4,569
Percentage Net Loans Charged-off: Total real estate loans0.2307%65
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.4183%67
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial-7.8178%4,660
Percentage Net Loans Charged-off: Loans to individuals-0.0399%4,158
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.0399%4,154
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1433%475
Percentage Net Loans Charged-off: Total real estate loans0.1178%117
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.2127%81
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals-0.0831%4,196
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.0831%4,194
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0223%1,618
Percentage Net Loans Charged-off: Total real estate loans-0.0222%4,140
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0388%4,392
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial-0.1763%4,345
Percentage Net Loans Charged-off: Loans to individuals0.1119%2,075
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1119%1,994
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0163%1,529
Percentage Net Loans Charged-off: Total real estate loans-0.0298%4,249
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0515%4,472
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial-0.2241%4,403
Percentage Net Loans Charged-off: Loans to individuals0.1200%1,834
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.1200%1,749
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0126%3,678
Percentage Net Loans Charged-off: Total real estate loans-0.0448%4,306
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0768%4,422
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.3071%4,315
Percentage Net Loans Charged-off: Loans to individuals0.1358%1,637
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1358%1,565
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0533%4,277
Percentage Net Loans Charged-off: Total real estate loans-0.0874%4,528
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.1462%4,575
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.2010%4,266
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.7348%4,799
Percentage Net Loans Charged-off: Total real estate loans-2.0925%4,777
Percentage Net Loans Charged-off:Construction & development-0.0595%4,187
Percentage Net Loans Charged-off: Commercial real estate-3.3406%4,718
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0605%4,319
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0622%4,327
Percentage Net Loans Charged-off: Commercial and industrial-0.2874%4,423
Percentage Net Loans Charged-off: Loans to individuals-0.1449%4,300
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1449%4,255
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-2.2638%4,872
Percentage Net Loans Charged-off: Total real estate loans-2.7500%4,847
Percentage Net Loans Charged-off:Construction & development-0.0795%4,281
Percentage Net Loans Charged-off: Commercial real estate-4.3959%4,790
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%3,692
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0073%3,733
Percentage Net Loans Charged-off: Commercial and industrial-0.2999%4,506
Percentage Net Loans Charged-off: Loans to individuals-0.2302%4,399
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2302%4,354
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-3.3143%4,910
Percentage Net Loans Charged-off: Total real estate loans-4.0333%4,888
Percentage Net Loans Charged-off:Construction & development-0.1195%4,360
Percentage Net Loans Charged-off: Commercial real estate-6.4079%4,829
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%3,768
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0073%3,816
Percentage Net Loans Charged-off: Commercial and industrial-0.3445%4,598
Percentage Net Loans Charged-off: Loans to individuals-0.2555%4,370
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2555%4,328
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-6.5358%4,939
Percentage Net Loans Charged-off: Total real estate loans-8.0195%4,914
Percentage Net Loans Charged-off:Construction & development-0.2463%4,455
Percentage Net Loans Charged-off: Commercial real estate-12.6208%4,858
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0071%506
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0074%463
Percentage Net Loans Charged-off: Commercial and industrial-0.1233%4,421
Percentage Net Loans Charged-off: Loans to individuals-0.3115%4,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3115%4,338
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0722%44
Percentage Net Loans Charged-off: Total real estate loans2.3869%10
Percentage Net Loans Charged-off:Construction & development0.0121%311
Percentage Net Loans Charged-off: Commercial real estate3.7013%21
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0751%632
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0776%599
Percentage Net Loans Charged-off: Commercial and industrial0.4883%698
Percentage Net Loans Charged-off: Loans to individuals0.4355%1,364
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4355%1,256
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7473%36
Percentage Net Loans Charged-off: Total real estate loans3.1755%8
Percentage Net Loans Charged-off:Construction & development-0.0385%4,340
Percentage Net Loans Charged-off: Commercial real estate4.9173%13
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.1001%437
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.1034%420
Percentage Net Loans Charged-off: Commercial and industrial0.6651%478
Percentage Net Loans Charged-off: Loans to individuals0.5368%1,110
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5368%1,016
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1987%770
Percentage Net Loans Charged-off: Total real estate loans0.0070%1,286
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0281%796
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0290%741
Percentage Net Loans Charged-off: Commercial and industrial1.0861%335
Percentage Net Loans Charged-off: Loans to individuals0.2160%1,901
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2160%1,776
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1185%992
Percentage Net Loans Charged-off: Total real estate loans0.0140%869
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0564%517
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0584%465
Percentage Net Loans Charged-off: Commercial and industrial0.3468%553
Percentage Net Loans Charged-off: Loans to individuals0.0845%2,120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0845%2,022
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4225%457
Percentage Net Loans Charged-off: Total real estate loans0.1940%425
Percentage Net Loans Charged-off:Construction & development1.3052%57
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1089%619
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.1132%581
Percentage Net Loans Charged-off: Commercial and industrial-0.1567%4,620
Percentage Net Loans Charged-off: Loans to individuals12.9427%26
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual12.9427%21
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5603%296
Percentage Net Loans Charged-off: Total real estate loans0.2595%252
Percentage Net Loans Charged-off:Construction & development1.7836%29
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1047%553
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1090%526
Percentage Net Loans Charged-off: Commercial and industrial-0.0927%4,509
Percentage Net Loans Charged-off: Loans to individuals17.3046%20
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual17.3046%17
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3748%444
Percentage Net Loans Charged-off: Total real estate loans0.3914%151
Percentage Net Loans Charged-off:Construction & development2.6154%20
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1577%373
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1644%361
Percentage Net Loans Charged-off: Commercial and industrial-0.1194%4,585
Percentage Net Loans Charged-off: Loans to individuals0.4004%1,571
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4004%1,457
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0266%1,922
Percentage Net Loans Charged-off: Total real estate loans-0.0070%4,290
Percentage Net Loans Charged-off:Construction & development-0.0249%4,551
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%4,476
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0153%4,515
Percentage Net Loans Charged-off: Commercial and industrial-0.1597%4,724
Percentage Net Loans Charged-off: Loans to individuals0.3581%1,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3581%1,435
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3400%560
Percentage Net Loans Charged-off: Total real estate loans0.2169%333
Percentage Net Loans Charged-off:Construction & development-0.0495%4,517
Percentage Net Loans Charged-off: Commercial real estate0.1702%456
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.4927%141
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.5124%138
Percentage Net Loans Charged-off: Commercial and industrial-0.1239%4,669
Percentage Net Loans Charged-off: Loans to individuals6.5604%52
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.5604%44
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4129%390
Percentage Net Loans Charged-off: Total real estate loans0.2693%225
Percentage Net Loans Charged-off:Construction & development-0.0620%4,589
Percentage Net Loans Charged-off: Commercial real estate0.2267%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.5712%104
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.5938%101
Percentage Net Loans Charged-off: Commercial and industrial-0.1678%4,791
Percentage Net Loans Charged-off: Loans to individuals8.7395%45
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.7395%33
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5132%295
Percentage Net Loans Charged-off: Total real estate loans0.2624%224
Percentage Net Loans Charged-off:Construction & development-0.0057%4,395
Percentage Net Loans Charged-off: Commercial real estate0.4417%136
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial-0.2650%4,961
Percentage Net Loans Charged-off: Loans to individuals16.0115%18
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual16.0115%12
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0345%4,805
Percentage Net Loans Charged-off: Total real estate loans-0.1749%5,369
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.2905%5,389
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial-0.1422%4,828
Percentage Net Loans Charged-off: Loans to individuals3.9016%139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.9016%118
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1958%5,519
Percentage Net Loans Charged-off: Total real estate loans-0.3056%5,538
Percentage Net Loans Charged-off:Construction & development-2.2542%5,197
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0339%5,019
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0351%5,048
Percentage Net Loans Charged-off: Commercial and industrial0.0588%2,039
Percentage Net Loans Charged-off: Loans to individuals0.3870%2,038
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3870%1,901
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2721%5,592
Percentage Net Loans Charged-off: Total real estate loans-0.3956%5,612
Percentage Net Loans Charged-off:Construction & development-3.0057%5,241
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0086%4,633
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.0089%4,666
Percentage Net Loans Charged-off: Commercial and industrial0.0631%1,655
Percentage Net Loans Charged-off: Loans to individuals0.3811%1,894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3811%1,757
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0272%2,670
Percentage Net Loans Charged-off: Total real estate loans-0.0130%4,662
Percentage Net Loans Charged-off:Construction & development-0.0752%4,831
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%4,714
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0132%4,770
Percentage Net Loans Charged-off: Commercial and industrial-0.0462%4,515
Percentage Net Loans Charged-off: Loans to individuals0.3755%1,794
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3755%1,675
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%2,547
Percentage Net Loans Charged-off: Total real estate loans-0.0300%5,116
Percentage Net Loans Charged-off:Construction & development-0.1240%5,006
Percentage Net Loans Charged-off: Commercial real estate-0.0127%5,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0256%4,990
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0266%5,039
Percentage Net Loans Charged-off: Commercial and industrial-0.0832%4,779
Percentage Net Loans Charged-off: Loans to individuals0.7379%1,107
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7379%982
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9663%193
Percentage Net Loans Charged-off: Total real estate loans0.9508%77
Percentage Net Loans Charged-off:Construction & development0.5081%218
Percentage Net Loans Charged-off: Commercial real estate1.0514%139
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.9694%97
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net1.0029%99
Percentage Net Loans Charged-off: Commercial and industrial0.9094%670
Percentage Net Loans Charged-off: Loans to individuals0.2129%2,724
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2129%2,569
Percentage Net Loans Charged-off: All other loans and lease7.1617%143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5072%423
Percentage Net Loans Charged-off: Total real estate loans0.3446%310
Percentage Net Loans Charged-off:Construction & development0.4048%206
Percentage Net Loans Charged-off: Commercial real estate0.1913%499
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.7098%140
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.7338%147
Percentage Net Loans Charged-off: Commercial and industrial1.2096%433
Percentage Net Loans Charged-off: Loans to individuals0.2113%2,430
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2113%2,273
Percentage Net Loans Charged-off: All other loans and lease7.6336%130
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6576%310
Percentage Net Loans Charged-off: Total real estate loans0.4248%264
Percentage Net Loans Charged-off:Construction & development0.7227%139
Percentage Net Loans Charged-off: Commercial real estate0.1704%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.9205%113
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.9509%122
Percentage Net Loans Charged-off: Commercial and industrial1.8152%280
Percentage Net Loans Charged-off: Loans to individuals0.2437%2,168
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2437%2,015
Percentage Net Loans Charged-off: All other loans and lease7.4369%133
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7331%287
Percentage Net Loans Charged-off: Total real estate loans0.1369%714
Percentage Net Loans Charged-off:Construction & development0.9792%85
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0418%1,256
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0432%1,186
Percentage Net Loans Charged-off: Commercial and industrial3.9453%109
Percentage Net Loans Charged-off: Loans to individuals0.2061%1,976
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2061%1,829
Percentage Net Loans Charged-off: All other loans and lease7.5857%100
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0431%189
Percentage Net Loans Charged-off: Total real estate loans1.1379%83
Percentage Net Loans Charged-off:Construction & development5.7634%54
Percentage Net Loans Charged-off: Commercial real estate0.0517%1,245
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential1.2880%86
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net1.3252%84
Percentage Net Loans Charged-off: Commercial and industrial0.5049%989
Percentage Net Loans Charged-off: Loans to individuals0.2333%2,538
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2333%2,384
Percentage Net Loans Charged-off: All other loans and lease1.8295%301
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3424%119
Percentage Net Loans Charged-off: Total real estate loans1.5769%44
Percentage Net Loans Charged-off:Construction & development7.4796%40
Percentage Net Loans Charged-off: Commercial real estate0.1771%693
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential1.7437%50
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net1.7932%53
Percentage Net Loans Charged-off: Commercial and industrial0.1261%1,515
Percentage Net Loans Charged-off: Loans to individuals0.0812%3,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0812%2,896
Percentage Net Loans Charged-off: All other loans and lease1.4020%322
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1919%153
Percentage Net Loans Charged-off: Total real estate loans1.4071%67
Percentage Net Loans Charged-off:Construction & development8.9113%34
Percentage Net Loans Charged-off: Commercial real estate0.0784%829
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3757%556
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.3862%548
Percentage Net Loans Charged-off: Commercial and industrial0.0399%1,596
Percentage Net Loans Charged-off: Loans to individuals0.1189%2,610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1189%2,471
Percentage Net Loans Charged-off: All other loans and lease1.2027%321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2256%1,041
Percentage Net Loans Charged-off: Total real estate loans0.2240%711
Percentage Net Loans Charged-off:Construction & development0.8829%167
Percentage Net Loans Charged-off: Commercial real estate0.1614%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0113%5,261
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0116%5,304
Percentage Net Loans Charged-off: Commercial and industrial0.1222%880
Percentage Net Loans Charged-off: Loans to individuals0.1801%2,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1801%1,933
Percentage Net Loans Charged-off: All other loans and lease0.9714%306
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9531%100
Percentage Net Loans Charged-off: Total real estate loans0.7332%366
Percentage Net Loans Charged-off:Construction & development3.6924%146
Percentage Net Loans Charged-off: Commercial real estate-0.0541%5,860
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.3905%867
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.3997%847
Percentage Net Loans Charged-off: Commercial and industrial12.4594%23
Percentage Net Loans Charged-off: Loans to individuals0.7632%1,258
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7632%1,150
Percentage Net Loans Charged-off: All other loans and lease2.7761%235
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9253%348
Percentage Net Loans Charged-off: Total real estate loans0.8342%296
Percentage Net Loans Charged-off:Construction & development4.2745%128
Percentage Net Loans Charged-off: Commercial real estate-0.0699%5,972
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2124%1,426
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2172%1,345
Percentage Net Loans Charged-off: Commercial and industrial1.5183%477
Percentage Net Loans Charged-off: Loans to individuals1.0240%831
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0238%757
Percentage Net Loans Charged-off: All other loans and lease3.4499%196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3116%1,299
Percentage Net Loans Charged-off: Total real estate loans-0.0262%5,791
Percentage Net Loans Charged-off:Construction & development0.0126%817
Percentage Net Loans Charged-off: Commercial real estate-0.0871%6,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0956%2,040
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0977%1,938
Percentage Net Loans Charged-off: Commercial and industrial2.6413%298
Percentage Net Loans Charged-off: Loans to individuals1.5520%529
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5520%482
Percentage Net Loans Charged-off: All other loans and lease3.6775%177
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0097%3,430
Percentage Net Loans Charged-off: Total real estate loans0.0050%2,478
Percentage Net Loans Charged-off:Construction & development0.0250%556
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.5430%6,075
Percentage Net Loans Charged-off: Loans to individuals2.1938%386
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1938%348
Percentage Net Loans Charged-off: All other loans and lease4.1311%143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3694%127
Percentage Net Loans Charged-off: Total real estate loans2.5697%86
Percentage Net Loans Charged-off:Construction & development11.0228%99
Percentage Net Loans Charged-off: Commercial real estate0.3628%1,296
Percentage Net Loans Charged-off: Multi-family residential8.9568%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0736%6,391
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0753%6,376
Percentage Net Loans Charged-off: Commercial and industrial0.8781%1,110
Percentage Net Loans Charged-off: Loans to individuals0.5447%1,972
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5447%1,844
Percentage Net Loans Charged-off: All other loans and lease4.0615%206
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5763%1,092
Percentage Net Loans Charged-off: Total real estate loans0.4713%1,142
Percentage Net Loans Charged-off:Construction & development1.3925%664
Percentage Net Loans Charged-off: Commercial real estate0.2023%1,511
Percentage Net Loans Charged-off: Multi-family residential11.0178%35
Percentage Net Loans Charged-off: 1-4 family residential-0.0980%6,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.1004%6,449
Percentage Net Loans Charged-off: Commercial and industrial1.2756%770
Percentage Net Loans Charged-off: Loans to individuals0.3934%2,167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3934%2,023
Percentage Net Loans Charged-off: All other loans and lease4.3389%182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3761%1,704
Percentage Net Loans Charged-off: Total real estate loans0.1417%2,427
Percentage Net Loans Charged-off:Construction & development-0.0511%5,583
Percentage Net Loans Charged-off: Commercial real estate0.2103%1,311
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1558%2,218
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.1598%2,093
Percentage Net Loans Charged-off: Commercial and industrial2.1317%507
Percentage Net Loans Charged-off: Loans to individuals0.5590%1,662
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5590%1,543
Percentage Net Loans Charged-off: All other loans and lease4.2140%182
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5295%1,135
Percentage Net Loans Charged-off: Total real estate loans0.0613%2,525
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3182%1,345
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.3264%1,254
Percentage Net Loans Charged-off: Commercial and industrial4.3527%219
Percentage Net Loans Charged-off: Loans to individuals0.8721%1,119
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8721%1,005
Percentage Net Loans Charged-off: All other loans and lease3.5567%192
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8222%1,422
Percentage Net Loans Charged-off: Total real estate loans0.7784%1,321
Percentage Net Loans Charged-off:Construction & development1.8904%1,131
Percentage Net Loans Charged-off: Commercial real estate0.0857%2,749
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential1.5828%499
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net1.6229%503
Percentage Net Loans Charged-off: Commercial and industrial0.9303%1,508
Percentage Net Loans Charged-off: Loans to individuals1.4330%938
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4330%846
Percentage Net Loans Charged-off: All other loans and lease2.8452%317
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0580%995
Percentage Net Loans Charged-off: Total real estate loans1.0057%957
Percentage Net Loans Charged-off:Construction & development2.4942%913
Percentage Net Loans Charged-off: Commercial real estate0.1161%2,311
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.9226%371
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.9711%385
Percentage Net Loans Charged-off: Commercial and industrial1.2217%1,149
Percentage Net Loans Charged-off: Loans to individuals2.1486%562
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1487%505
Percentage Net Loans Charged-off: All other loans and lease2.2226%333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5012%666
Percentage Net Loans Charged-off: Total real estate loans1.4351%643
Percentage Net Loans Charged-off:Construction & development3.7082%658
Percentage Net Loans Charged-off: Commercial real estate0.0693%2,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential2.7930%239
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net2.8621%244
Percentage Net Loans Charged-off: Commercial and industrial1.8799%823
Percentage Net Loans Charged-off: Loans to individuals2.2738%538
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2738%488
Percentage Net Loans Charged-off: All other loans and lease2.0296%330
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5838%1,638
Percentage Net Loans Charged-off: Total real estate loans0.6113%1,391
Percentage Net Loans Charged-off:Construction & development2.1831%720
Percentage Net Loans Charged-off: Commercial real estate0.1396%1,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1346%2,411
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1378%2,264
Percentage Net Loans Charged-off: Commercial and industrial0.4410%1,335
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.6525%450
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3509%3,645
Percentage Net Loans Charged-off: Total real estate loans0.3583%3,144
Percentage Net Loans Charged-off:Construction & development0.2669%2,623
Percentage Net Loans Charged-off: Commercial real estate0.2259%2,642
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.8161%1,502
Percentage Net Loans Charged-off: Home equity loans0.5347%1,193
All other 1-4 family - Percent of loans charged-off, net0.8233%1,462
Percentage Net Loans Charged-off: Commercial and industrial0.0199%4,130
Percentage Net Loans Charged-off: Loans to individuals0.8797%1,856
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8327%1,685
Percentage Net Loans Charged-off: All other loans and lease1.4451%490
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4431%2,951
Percentage Net Loans Charged-off: Total real estate loans0.4739%2,487
Percentage Net Loans Charged-off:Construction & development0.3548%2,270
Percentage Net Loans Charged-off: Commercial real estate0.3099%2,036
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.0346%1,151
Percentage Net Loans Charged-off: Home equity loans0.7114%924
All other 1-4 family - Percent of loans charged-off, net1.0427%1,121
Percentage Net Loans Charged-off: Commercial and industrial0.0270%3,644
Percentage Net Loans Charged-off: Loans to individuals0.3613%3,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3378%2,834
Percentage Net Loans Charged-off: All other loans and lease1.4294%446
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5573%2,433
Percentage Net Loans Charged-off: Total real estate loans0.6048%2,037
Percentage Net Loans Charged-off:Construction & development0.3960%1,976
Percentage Net Loans Charged-off: Commercial real estate0.4423%1,580
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.2568%951
Percentage Net Loans Charged-off: Home equity loans1.0604%693
All other 1-4 family - Percent of loans charged-off, net1.2617%927
Percentage Net Loans Charged-off: Commercial and industrial0.0396%3,156
Percentage Net Loans Charged-off: Loans to individuals0.5585%2,274
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5107%2,063
Percentage Net Loans Charged-off: All other loans and lease1.2255%432
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1812%3,405
Percentage Net Loans Charged-off: Total real estate loans0.1940%2,773
Percentage Net Loans Charged-off:Construction & development-0.1410%6,545
Percentage Net Loans Charged-off: Commercial real estate0.1925%1,487
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6071%1,374
Percentage Net Loans Charged-off: Home equity loans2.1792%321
All other 1-4 family - Percent of loans charged-off, net0.5684%1,356
Percentage Net Loans Charged-off: Commercial and industrial0.0975%2,176
Percentage Net Loans Charged-off: Loans to individuals-0.2124%6,519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1863%6,509
Percentage Net Loans Charged-off: All other loans and lease0.5010%538
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8306%1,146
Percentage Net Loans Charged-off: Total real estate loans1.9281%978
Percentage Net Loans Charged-off:Construction & development5.0776%1,230
Percentage Net Loans Charged-off: Commercial real estate0.7422%1,613
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.3661%1,028
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net1.4022%1,004
Percentage Net Loans Charged-off: Commercial and industrial1.3841%2,118
Percentage Net Loans Charged-off: Loans to individuals0.2981%4,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3789%683
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7818%2,481
Percentage Net Loans Charged-off: Total real estate loans0.7626%2,121
Percentage Net Loans Charged-off:Construction & development0.7217%2,423
Percentage Net Loans Charged-off: Commercial real estate0.3959%1,951
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.8698%633
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net1.9197%632
Percentage Net Loans Charged-off: Commercial and industrial0.9408%2,295
Percentage Net Loans Charged-off: Loans to individuals0.3889%3,510
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2757%651
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6161%2,683
Percentage Net Loans Charged-off: Total real estate loans0.6924%2,072
Percentage Net Loans Charged-off:Construction & development1.2167%1,903
Percentage Net Loans Charged-off: Commercial real estate0.0269%2,527
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.9810%597
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net2.0344%606
Percentage Net Loans Charged-off: Commercial and industrial-0.0453%6,635
Percentage Net Loans Charged-off: Loans to individuals0.5395%2,836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0542%640
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6119%2,287
Percentage Net Loans Charged-off: Total real estate loans0.6880%1,749
Percentage Net Loans Charged-off:Construction & development2.3724%1,131
Percentage Net Loans Charged-off: Commercial real estate0.0537%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4837%1,586
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4964%1,494
Percentage Net Loans Charged-off: Commercial and industrial-0.0882%6,771
Percentage Net Loans Charged-off: Loans to individuals1.0659%1,718
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7786%602
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8170%1,375
Percentage Net Loans Charged-off: Total real estate loans2.1134%988
Percentage Net Loans Charged-off:Construction & development6.5818%955
Percentage Net Loans Charged-off: Commercial real estate0.3495%2,047
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0031%1,302
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net1.0309%1,219
Percentage Net Loans Charged-off: Commercial and industrial0.0354%5,012
Percentage Net Loans Charged-off: Loans to individuals-1.1409%7,797
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9746%703
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9127%1,045
Percentage Net Loans Charged-off: Total real estate loans2.2119%745
Percentage Net Loans Charged-off:Construction & development6.4118%787
Percentage Net Loans Charged-off: Commercial real estate0.4657%1,414
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.2580%881
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net1.2935%847
Percentage Net Loans Charged-off: Commercial and industrial0.1375%4,052
Percentage Net Loans Charged-off: Loans to individuals-1.3818%7,875
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4150%531
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3462%1,383
Percentage Net Loans Charged-off: Total real estate loans1.5970%947
Percentage Net Loans Charged-off:Construction & development5.4481%777
Percentage Net Loans Charged-off: Commercial real estate0.0239%2,129
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4143%1,781
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.4265%1,638
Percentage Net Loans Charged-off: Commercial and industrial0.1108%3,530
Percentage Net Loans Charged-off: Loans to individuals-3.0648%7,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7943%432
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0754%4,424
Percentage Net Loans Charged-off: Total real estate loans0.0708%3,103
Percentage Net Loans Charged-off:Construction & development0.0334%1,816
Percentage Net Loans Charged-off: Commercial real estate0.0490%1,242
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2015%1,839
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.2076%1,679
Percentage Net Loans Charged-off: Commercial and industrial-0.1034%7,265
Percentage Net Loans Charged-off: Loans to individuals-0.3901%7,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.4468%333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1322%4,895
Percentage Net Loans Charged-off: Total real estate loans0.0232%4,813
Percentage Net Loans Charged-off:Construction & development0.1019%2,597
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential-4.3825%6,288
Percentage Net Loans Charged-off: 1-4 family residential0.1673%2,360
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1723%2,200
Percentage Net Loans Charged-off: Commercial and industrial0.5759%2,531
Percentage Net Loans Charged-off: Loans to individuals0.6254%3,291
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6092%381
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1418%3,886
Percentage Net Loans Charged-off: Total real estate loans0.0312%3,858
Percentage Net Loans Charged-off:Construction & development0.1389%1,904
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential-5.8732%6,270
Percentage Net Loans Charged-off: 1-4 family residential0.2252%1,617
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2318%1,468
Percentage Net Loans Charged-off: Commercial and industrial0.6349%1,791
Percentage Net Loans Charged-off: Loans to individuals0.2847%4,077
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8741%299
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0626%4,432
Percentage Net Loans Charged-off: Total real estate loans0.0465%2,985
Percentage Net Loans Charged-off:Construction & development0.2096%1,292
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential-9.0140%6,230
Percentage Net Loans Charged-off: 1-4 family residential0.3395%1,045
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.3490%939
Percentage Net Loans Charged-off: Commercial and industrial-0.0319%7,041
Percentage Net Loans Charged-off: Loans to individuals-0.0707%7,339
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4057%251
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0176%4,445
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0613%7,196
Percentage Net Loans Charged-off: Loans to individuals-0.1048%7,131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6692%239
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0972%3,993
Percentage Net Loans Charged-off: Total real estate loans0.0336%3,186
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential2.9494%71
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.1678%2,881
Percentage Net Loans Charged-off: Loans to individuals0.1550%4,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.3213%262
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0889%3,390
Percentage Net Loans Charged-off: Total real estate loans0.0387%2,271
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential3.2142%44
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0930%2,654
Percentage Net Loans Charged-off: Loans to individuals0.1600%4,330
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.3436%218
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0368%3,990
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0365%7,028
Percentage Net Loans Charged-off: Loans to individuals0.2247%3,536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4817%203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0350%3,275
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0128%6,735
Percentage Net Loans Charged-off: Loans to individuals0.0566%3,670
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0868%183
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0697%3,887
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.1970%2,476
Percentage Net Loans Charged-off: Loans to individuals0.0930%5,150
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9194%238
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0573%3,576
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.1322%2,237
Percentage Net Loans Charged-off: Loans to individuals0.1462%4,373
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6455%229
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,361
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.1783%7,621
Percentage Net Loans Charged-off: Loans to individuals0.0481%4,548
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6950%242
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0295%3,319
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0318%1,626
Percentage Net Loans Charged-off: Loans to individuals0.0690%3,651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2318%263
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2300%8,639
Percentage Net Loans Charged-off: Total real estate loans-0.3456%8,645
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.5214%8,468
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0302%2,360
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0311%2,228
Percentage Net Loans Charged-off: Commercial and industrial0.0628%3,572
Percentage Net Loans Charged-off: Loans to individuals0.0426%6,023
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2215%348
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3377%8,683
Percentage Net Loans Charged-off: Total real estate loans-0.4727%8,675
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.7029%8,502
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.0938%2,812
Percentage Net Loans Charged-off: Loans to individuals0.0341%5,614
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6086%391
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5257%8,722
Percentage Net Loans Charged-off: Total real estate loans-0.7128%8,698
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-1.0639%8,527
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.1510%2,184
Percentage Net Loans Charged-off: Loans to individuals-0.1821%7,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0649%276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0342%3,611
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.2345%1,373
Percentage Net Loans Charged-off: Loans to individuals-0.4229%8,070
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8745%396
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0880%4,422
Percentage Net Loans Charged-off: Total real estate loans0.0250%2,903
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0389%1,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%7,978
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0051%7,968
Percentage Net Loans Charged-off: Commercial and industrial-0.1287%7,797
Percentage Net Loans Charged-off: Loans to individuals0.5689%3,505
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2213%202
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0989%3,660
Percentage Net Loans Charged-off: Total real estate loans0.0339%2,283
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0529%917
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%7,994
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0069%7,988
Percentage Net Loans Charged-off: Commercial and industrial-0.1639%7,782
Percentage Net Loans Charged-off: Loans to individuals0.7736%2,453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.5647%166
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1008%3,387
Percentage Net Loans Charged-off: Total real estate loans0.0520%1,737
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0809%681
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0103%8,103
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0105%8,102
Percentage Net Loans Charged-off: Commercial and industrial-0.2371%7,890
Percentage Net Loans Charged-off: Loans to individuals0.9544%1,966
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4092%161
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1907%2,007
Percentage Net Loans Charged-off: Total real estate loans0.1106%961
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.1633%360
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0779%7,451
Percentage Net Loans Charged-off: Loans to individuals1.5825%1,165
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6154%165
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2510%2,884
Percentage Net Loans Charged-off: Total real estate loans0.2119%1,054
Percentage Net Loans Charged-off:Construction & development-0.0115%7,966
Percentage Net Loans Charged-off: Commercial real estate0.3454%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%8,142
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0017%8,156
Percentage Net Loans Charged-off: Commercial and industrial0.1163%4,023
Percentage Net Loans Charged-off: Loans to individuals0.3348%5,108
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0503%436
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3030%2,131
Percentage Net Loans Charged-off: Total real estate loans0.2880%664
Percentage Net Loans Charged-off:Construction & development-0.0148%7,967
Percentage Net Loans Charged-off: Commercial real estate0.4812%402
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%8,156
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0022%8,184
Percentage Net Loans Charged-off: Commercial and industrial0.1630%3,257
Percentage Net Loans Charged-off: Loans to individuals0.0193%6,470
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0848%391
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3771%1,650
Percentage Net Loans Charged-off: Total real estate loans0.4293%402
Percentage Net Loans Charged-off:Construction & development-0.0209%7,950
Percentage Net Loans Charged-off: Commercial real estate0.7285%272
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%8,198
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0033%8,232
Percentage Net Loans Charged-off: Commercial and industrial0.0602%3,263
Percentage Net Loans Charged-off: Loans to individuals0.0695%5,749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8406%399
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6985%764
Percentage Net Loans Charged-off: Total real estate loans0.8591%172
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate1.4632%122
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1867%1,913
Percentage Net Loans Charged-off: Loans to individuals0.1072%4,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4274%380
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4251%1,961
Percentage Net Loans Charged-off: Total real estate loans0.4683%453
Percentage Net Loans Charged-off:Construction & development0.3073%423
Percentage Net Loans Charged-off: Commercial real estate0.6957%380
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1673%1,191
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1737%1,169
Percentage Net Loans Charged-off: Commercial and industrial0.1163%4,177
Percentage Net Loans Charged-off: Loans to individuals0.2875%5,473
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5904%507
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3916%2,093
Percentage Net Loans Charged-off: Total real estate loans0.1988%1,000
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.2057%720
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0143%2,851
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0148%2,688
Percentage Net Loans Charged-off: Commercial and industrial0.9028%1,937
Percentage Net Loans Charged-off: Loans to individuals0.4590%4,340
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3205%579
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1008%472
Percentage Net Loans Charged-off: Total real estate loans0.8183%23
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate1.4266%9
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0026%860
Percentage Net Loans Charged-off: Home equity loans0.0761%244
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial2.5585%85
Percentage Net Loans Charged-off: Loans to individuals-0.0815%1,509
Percentage Net Loans Charged-off: Credit card loans0.9876%773
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%5,957
Percentage Net Loans Charged-off: Total real estate loans0.0546%426
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0961%209
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.0424%899
Percentage Net Loans Charged-off: Loans to individuals0.1301%1,233
Percentage Net Loans Charged-off: Credit card loans0.6096%872
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%7,356
Percentage Net Loans Charged-off: Total real estate loans-0.0177%1,315
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0010%1,127
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0589%1,419
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.0611%1,412
Percentage Net Loans Charged-off: Commercial and industrial0.1564%695
Percentage Net Loans Charged-off: Loans to individuals0.0511%1,277
Percentage Net Loans Charged-off: Credit card loans0.3739%928
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0372%7,125
Percentage Net Loans Charged-off: Total real estate loans-0.0069%1,238
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.1110%262
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.2298%1,460
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.2370%1,456
Percentage Net Loans Charged-off: Commercial and industrial0.1981%585
Percentage Net Loans Charged-off: Loans to individuals0.0254%1,297
Percentage Net Loans Charged-off: Credit card loans1.4808%777
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1449%10,961
Percentage Net Loans Charged-off: Total real estate loans-0.0887%1,456
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.1571%1,379
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%1,395
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.0099%1,388
Percentage Net Loans Charged-off: Commercial and industrial-0.4697%1,389
Percentage Net Loans Charged-off: Loans to individuals0.0554%1,324
Percentage Net Loans Charged-off: Credit card loans3.3422%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2433%3,368
Percentage Net Loans Charged-off: Total real estate loans-0.0104%1,310
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.0196%1,241
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial1.4397%121
Percentage Net Loans Charged-off: Loans to individuals0.0966%1,249
Percentage Net Loans Charged-off: Credit card loans1.1641%769
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0507%10,923
Percentage Net Loans Charged-off: Total real estate loans-0.0450%1,363
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.1468%1,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.1101%402
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.1101%390
Percentage Net Loans Charged-off: Commercial and industrial-0.0085%1,008
Percentage Net Loans Charged-off: Loans to individuals-0.2900%1,462
Percentage Net Loans Charged-off: Credit card loans0.5076%877
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3311%12,803
Percentage Net Loans Charged-off: Total real estate loans-0.2891%1,519
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate-0.5902%1,479
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0300%826
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0300%781
Percentage Net Loans Charged-off: Commercial and industrial-0.9728%1,379
Percentage Net Loans Charged-off: Loans to individuals0.3427%915
Percentage Net Loans Charged-off: Credit card loans0.8306%829
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4065%5,010
Percentage Net Loans Charged-off: Total real estate loans0.4026%538
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate1.0974%367
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0636%735
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial0.7692%662
Percentage Net Loans Charged-off: Loans to individuals0.9640%596
Percentage Net Loans Charged-off: Credit card loans2.2043%579
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA