Home > The Ohio Valley Bank Company > Net charge- offs to loans
The Ohio Valley Bank Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2719% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2107% | 4,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5513% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9523% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4813% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3824% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1535% | 4,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5887% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8332% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5274% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1181% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0537% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2914% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2132% | 4,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5866% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9655% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5680% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2711% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5026% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4549% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4545% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 4,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0602% | 4,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6480% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3186% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5451% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 4,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0716% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8681% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5572% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5993% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4950% | 855 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2347% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,489 |
| Percentage Net Loans Charged-off:Construction & development | -0.0979% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 3,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4036% | 112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7419% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6483% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6851% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.1095% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0192% | 4,048 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 3,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 4,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 3,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6121% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8458% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5971% | 690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0521% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0601% | 4,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0999% | 4,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 4,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 3,252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 4,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4967% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7090% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4217% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 3,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.0492% | 4,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 4,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 3,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5643% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7109% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4945% | 685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0950% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 3,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0656% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5389% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3916% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4242% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,279 |
| Percentage Net Loans Charged-off:Construction & development | -0.0964% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 3,421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1387% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8343% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4461% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6660% | 577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 568 |
| Percentage Net Loans Charged-off:Construction & development | -0.1387% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3295% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 3,963 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1286% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2124% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9407% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0446% | 542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3321% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 363 |
| Percentage Net Loans Charged-off:Construction & development | -0.1528% | 4,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4329% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 3,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1981% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4921% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4839% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3112% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4436% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2474% | 237 |
| Percentage Net Loans Charged-off:Construction & development | -0.1783% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6662% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 4,011 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1423% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1572% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1413% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1948% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7894% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5934% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4977% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7277% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4751% | 106 |
| Percentage Net Loans Charged-off:Construction & development | -0.2521% | 4,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3688% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2235% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1251% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2307% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1650% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5818% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6813% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2060% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2001% | 5,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.1563% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9994% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,072 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1818% | 3,771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1411% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1011% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9065% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7151% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7991% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4299% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 923 |
| Percentage Net Loans Charged-off:Construction & development | -0.1742% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0485% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 4,141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2361% | 3,833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7543% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9897% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8867% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8790% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,716 |
| Percentage Net Loans Charged-off:Construction & development | -0.2128% | 4,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1101% | 4,996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3480% | 3,879 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0920% | 4,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7621% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1182% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6267% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9724% | 699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5532% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3179% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 1.5232% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3773% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0525% | 3,771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4101% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1784% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4717% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7213% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2233% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | -1.0144% | 4,904 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0912% | 5,040 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3947% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2179% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1602% | 4,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3645% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7026% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2900% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0491% | 4,935 |
| Percentage Net Loans Charged-off:Construction & development | -1.3131% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1202% | 5,146 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 4,269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2921% | 4,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3235% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3444% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2681% | 514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | -0.0935% | 4,708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0836% | 5,144 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 4,314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1077% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5954% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0936% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8073% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9985% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.0952% | 4,796 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 5,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2045% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1840% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9489% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1360% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7739% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3513% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.4418% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3797% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 4,383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0850% | 4,020 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7522% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8433% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4399% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8113% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3958% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2681% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.5973% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5169% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 4,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1455% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1958% | 4,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9762% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7522% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3816% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7187% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2612% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1214% | 667 |
| Percentage Net Loans Charged-off:Construction & development | -0.3369% | 5,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6168% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 4,472 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2946% | 4,191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9113% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5845% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7970% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5730% | 1,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2767% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3650% | 214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0752% | 4,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5649% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 5,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4590% | 4,255 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3764% | 5,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3721% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7364% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3525% | 1,564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2543% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 5,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1335% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8941% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1163% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8678% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0109% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2827% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0513% | 5,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1860% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2249% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0278% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3148% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8870% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 5,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0689% | 5,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 5,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2895% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 5,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 4,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7373% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6222% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6778% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 5,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0608% | 5,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0498% | 5,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5941% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1088% | 5,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0019% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7722% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8819% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4735% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5542% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0316% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4828% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9050% | 4,905 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2150% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3638% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2015% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3278% | 5,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8297% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1128% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7477% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4863% | 500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6171% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0415% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9938% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 5,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4027% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0464% | 5,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4234% | 5,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6838% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2533% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5849% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5374% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7259% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0614% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0655% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1333% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6143% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5989% | 5,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6371% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3280% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5298% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0419% | 5,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 5,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.1196% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0525% | 5,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 5,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 5,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7708% | 5,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4370% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9322% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2798% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 2,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1323% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6977% | 5,140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 2,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 2,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5913% | 5,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7235% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6184% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6712% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 2,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2031% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1888% | 5,195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 2,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 2,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5684% | 6,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5335% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3690% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4859% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 2,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2032% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7430% | 5,226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 2,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6144% | 6,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2524% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7319% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2254% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1525% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4160% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9427% | 5,229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5979% | 6,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4287% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9910% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3974% | 1,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 6,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.1408% | 5,405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2176% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0610% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2308% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1433% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5617% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4788% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5655% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 4,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 6,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0500% | 6,253 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.1464% | 5,448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0810% | 1,138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1217% | 5,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5419% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3393% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5509% | 1,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 6,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 6,035 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.1275% | 5,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2008% | 1,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2177% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1223% | 5,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6664% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4660% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6749% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 6,024 |
| Percentage Net Loans Charged-off: Multi-family residential | -12.1560% | 5,461 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5607% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1094% | 5,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0833% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4159% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1107% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3505% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6633% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 3.1772% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5031% | 1,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2049% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4004% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2841% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4105% | 2,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.3630% | 6,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8135% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4588% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7216% | 1,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5001% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5565% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | 1.6837% | 1,112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5307% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1552% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3611% | 2,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3739% | 1,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3600% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6216% | 6,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7647% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5390% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7053% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5650% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8045% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 2.4878% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7464% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7190% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5220% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7047% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5057% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5820% | 6,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6436% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6735% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6088% | 1,674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2354% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4734% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 5.1154% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2815% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3102% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9416% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3849% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9007% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9140% | 6,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0031% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6305% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0156% | 1,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1200% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5171% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8516% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.8883% | 5,773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6264% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4900% | 1,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6386% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9733% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9515% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6981% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8653% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6559% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6948% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3126% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | -9.0751% | 5,790 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7034% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5564% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7165% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.7059% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9013% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9814% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7915% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1073% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6931% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8494% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | -13.3847% | 5,814 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4743% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4281% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4784% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.6014% | 32 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6150% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7923% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5156% | 2,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6863% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1412% | 3,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1390% | 7,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3778% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2775% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3867% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 34.5094% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8696% | 1,513 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7910% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6616% | 1,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7110% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7538% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3817% | 2,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.9056% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3509% | 2,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 5,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3817% | 2,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3491% | 3,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7879% | 2,591 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5677% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5183% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4679% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 2,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.2874% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3139% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 5,505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3414% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4609% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8613% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3340% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5939% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6029% | 2,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 7,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.3893% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3621% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 5,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3937% | 2,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6413% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6196% | 2,608 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7815% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 3,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1571% | 7,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3617% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3919% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1860% | 7,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5099% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6418% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4207% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2268% | 3,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 3,214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4187% | 6,156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4086% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6936% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3892% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2127% | 7,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6499% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3701% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2437% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1805% | 3,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 2,586 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5485% | 6,167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3244% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5801% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3079% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3811% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3057% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0948% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2273% | 3,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 1,964 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8046% | 6,172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4065% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5271% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3992% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1206% | 7,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1002% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2267% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5330% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4199% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7445% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7879% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3697% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7292% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4502% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3929% | 2,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2329% | 2,682 |
| Percentage Net Loans Charged-off:Construction & development | 2.0112% | 1,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0692% | 1,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 3,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 1,367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 3,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2501% | 3,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2364% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7687% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4514% | 1,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2851% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 2.6131% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0401% | 1,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2978% | 2,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3333% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0082% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5400% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3795% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 3.9027% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 2,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 2,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4372% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3873% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3158% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2923% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6307% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1665% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2899% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7753% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9351% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1606% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.7862% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0973% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1973% | 7,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7330% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7521% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8546% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0536% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1350% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.1015% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1380% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1458% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2579% | 7,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6316% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2385% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1972% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5460% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2021% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 28.6490% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1468% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4335% | 7,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6252% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3755% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9039% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1309% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4571% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.4857% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1986% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2101% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4006% | 7,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6408% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1174% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5262% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4353% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7275% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0544% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1446% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 7,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 8,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 8,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1673% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6601% | 2,029 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7141% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 8,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 8,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 8,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6253% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3694% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3049% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7946% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5620% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1707% | 1,910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2827% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 8,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 8,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 8,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1739% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0830% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3358% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2796% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1946% | 2,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9507% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8689% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3053% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3160% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8403% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6088% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1587% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1683% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 7,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7506% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1845% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4382% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0748% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5088% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0624% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0909% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4922% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7488% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9395% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6355% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5222% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1559% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8569% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7005% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9274% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 8,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0415% | 8,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 8,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2427% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5760% | 2,710 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7915% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6399% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3230% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3401% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5919% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4471% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3256% | 1,067 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7449% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1636% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1796% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1243% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3110% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3774% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8138% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2862% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5569% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3582% | 1,239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9621% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1019% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8707% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2177% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0804% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7989% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1764% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1847% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1830% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6650% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6477% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5027% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2375% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4373% | 2,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4224% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1113% | 1,218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3065% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3887% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7095% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.9897% | 13 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3673% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5141% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2491% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9286% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4242% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1730% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6300% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9126% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3547% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5226% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1432% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7843% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2651% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0176% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0762% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1452% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 824 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5443% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5248% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 5,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 856 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4837% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3717% | 3,546 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3321% | 5,708 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |