Home > The Huntington National Bank > Net charge- offs to loans

The Huntington National Bank, Net charge- offs to loans

2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0681%653
Percentage Net Loans Charged-off: Total real estate loans0.0227%307
Percentage Net Loans Charged-off:Construction & development-0.0110%4,102
Percentage Net Loans Charged-off: Commercial real estate0.1220%83
Percentage Net Loans Charged-off: Multi-family residential-0.0017%3,820
Percentage Net Loans Charged-off: 1-4 family residential-0.0168%4,008
Percentage Net Loans Charged-off: Home equity loans-0.0016%3,233
All other 1-4 family - Percent of loans charged-off, net-0.0222%4,114
Percentage Net Loans Charged-off: Commercial and industrial-0.2710%4,331
Percentage Net Loans Charged-off: Loans to individuals0.5606%786
Percentage Net Loans Charged-off: Credit card loans1.8573%156
Percentage Net Loans Charged-off: Other loans to individual0.5254%747
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0535%981
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2136%437
Percentage Net Loans Charged-off: Total real estate loans0.0154%933
Percentage Net Loans Charged-off:Construction & development-0.0144%4,038
Percentage Net Loans Charged-off: Commercial real estate0.1148%331
Percentage Net Loans Charged-off: Multi-family residential-0.0118%3,927
Percentage Net Loans Charged-off: 1-4 family residential-0.0211%3,938
Percentage Net Loans Charged-off: Home equity loans-0.0237%3,272
All other 1-4 family - Percent of loans charged-off, net-0.0201%3,958
Percentage Net Loans Charged-off: Commercial and industrial0.3350%510
Percentage Net Loans Charged-off: Loans to individuals0.3042%1,263
Percentage Net Loans Charged-off: Credit card loans1.7170%198
Percentage Net Loans Charged-off: Other loans to individual0.2631%1,246
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0096%25
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2481%332
Percentage Net Loans Charged-off: Total real estate loans0.0450%562
Percentage Net Loans Charged-off:Construction & development-0.0072%4,047
Percentage Net Loans Charged-off: Commercial real estate0.2175%203
Percentage Net Loans Charged-off: Multi-family residential-0.0018%3,920
Percentage Net Loans Charged-off: 1-4 family residential-0.0203%3,997
Percentage Net Loans Charged-off: Home equity loans-0.0312%3,364
All other 1-4 family - Percent of loans charged-off, net-0.0157%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.4357%366
Percentage Net Loans Charged-off: Loans to individuals0.2016%1,389
Percentage Net Loans Charged-off: Credit card loans1.7939%195
Percentage Net Loans Charged-off: Other loans to individual0.1548%1,444
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0216%17
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2719%327
Percentage Net Loans Charged-off: Total real estate loans0.0629%445
Percentage Net Loans Charged-off:Construction & development-0.0172%4,164
Percentage Net Loans Charged-off: Commercial real estate0.2832%161
Percentage Net Loans Charged-off: Multi-family residential-0.0017%3,935
Percentage Net Loans Charged-off: 1-4 family residential-0.0110%3,905
Percentage Net Loans Charged-off: Home equity loans-0.0110%3,313
All other 1-4 family - Percent of loans charged-off, net-0.0110%3,941
Percentage Net Loans Charged-off: Commercial and industrial0.4508%308
Percentage Net Loans Charged-off: Loans to individuals0.1890%1,317
Percentage Net Loans Charged-off: Credit card loans2.2389%169
Percentage Net Loans Charged-off: Other loans to individual0.1268%1,403
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0154%17
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3125%271
Percentage Net Loans Charged-off: Total real estate loans-0.0354%4,455
Percentage Net Loans Charged-off:Construction & development0.0010%116
Percentage Net Loans Charged-off: Commercial real estate-0.1738%4,759
Percentage Net Loans Charged-off: Multi-family residential-0.0031%3,950
Percentage Net Loans Charged-off: 1-4 family residential0.0093%480
Percentage Net Loans Charged-off: Home equity loans0.0488%95
All other 1-4 family - Percent of loans charged-off, net-0.0087%3,959
Percentage Net Loans Charged-off: Commercial and industrial0.4335%279
Percentage Net Loans Charged-off: Loans to individuals0.3155%1,013
Percentage Net Loans Charged-off: Credit card loans3.2287%118
Percentage Net Loans Charged-off: Other loans to individual0.2223%1,069
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0357%982
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5596%269
Percentage Net Loans Charged-off: Total real estate loans0.1334%484
Percentage Net Loans Charged-off:Construction & development-0.0035%4,075
Percentage Net Loans Charged-off: Commercial real estate0.4412%237
Percentage Net Loans Charged-off: Multi-family residential-0.0550%4,041
Percentage Net Loans Charged-off: 1-4 family residential0.0385%904
Percentage Net Loans Charged-off: Home equity loans0.1001%207
All other 1-4 family - Percent of loans charged-off, net0.0056%1,340
Percentage Net Loans Charged-off: Commercial and industrial1.1487%351
Percentage Net Loans Charged-off: Loans to individuals0.5415%1,151
Percentage Net Loans Charged-off: Credit card loans4.1687%90
Percentage Net Loans Charged-off: Other loans to individual0.4095%1,312
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0796%35
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5641%266
Percentage Net Loans Charged-off: Total real estate loans0.1324%415
Percentage Net Loans Charged-off:Construction & development-0.0398%4,347
Percentage Net Loans Charged-off: Commercial real estate0.4308%182
Percentage Net Loans Charged-off: Multi-family residential-0.0806%4,061
Percentage Net Loans Charged-off: 1-4 family residential0.0436%722
Percentage Net Loans Charged-off: Home equity loans0.1165%170
All other 1-4 family - Percent of loans charged-off, net0.0035%1,183
Percentage Net Loans Charged-off: Commercial and industrial1.1531%301
Percentage Net Loans Charged-off: Loans to individuals0.5765%1,041
Percentage Net Loans Charged-off: Credit card loans4.6055%86
Percentage Net Loans Charged-off: Other loans to individual0.4268%1,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0210%1,036
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5697%275
Percentage Net Loans Charged-off: Total real estate loans0.0397%811
Percentage Net Loans Charged-off:Construction & development-0.0275%4,336
Percentage Net Loans Charged-off: Commercial real estate-0.0033%4,360
Percentage Net Loans Charged-off: Multi-family residential-0.0967%4,083
Percentage Net Loans Charged-off: 1-4 family residential0.0617%548
Percentage Net Loans Charged-off: Home equity loans0.1708%124
All other 1-4 family - Percent of loans charged-off, net-0.0003%3,753
Percentage Net Loans Charged-off: Commercial and industrial1.2925%292
Percentage Net Loans Charged-off: Loans to individuals0.6099%1,066
Percentage Net Loans Charged-off: Credit card loans5.3630%86
Percentage Net Loans Charged-off: Other loans to individual0.4269%1,281
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0273%1,026
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6039%241
Percentage Net Loans Charged-off: Total real estate loans0.0491%557
Percentage Net Loans Charged-off:Construction & development-0.0719%4,479
Percentage Net Loans Charged-off: Commercial real estate-0.0248%4,682
Percentage Net Loans Charged-off: Multi-family residential-0.1906%4,121
Percentage Net Loans Charged-off: 1-4 family residential0.0887%397
Percentage Net Loans Charged-off: Home equity loans0.2266%86
All other 1-4 family - Percent of loans charged-off, net0.0083%740
Percentage Net Loans Charged-off: Commercial and industrial1.3881%253
Percentage Net Loans Charged-off: Loans to individuals0.6382%1,108
Percentage Net Loans Charged-off: Credit card loans6.0935%74
Percentage Net Loans Charged-off: Other loans to individual0.4181%1,288
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0255%1,006
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3515%571
Percentage Net Loans Charged-off: Total real estate loans0.0781%857
Percentage Net Loans Charged-off:Construction & development0.0927%234
Percentage Net Loans Charged-off: Commercial real estate0.1370%501
Percentage Net Loans Charged-off: Multi-family residential-0.0055%4,089
Percentage Net Loans Charged-off: 1-4 family residential0.0578%939
Percentage Net Loans Charged-off: Home equity loans0.1029%272
All other 1-4 family - Percent of loans charged-off, net0.0304%1,213
Percentage Net Loans Charged-off: Commercial and industrial0.4258%980
Percentage Net Loans Charged-off: Loans to individuals0.7351%1,123
Percentage Net Loans Charged-off: Credit card loans6.5519%64
Percentage Net Loans Charged-off: Other loans to individual0.4487%1,582
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2989%1,105
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3401%499
Percentage Net Loans Charged-off: Total real estate loans0.0637%828
Percentage Net Loans Charged-off:Construction & development0.1222%163
Percentage Net Loans Charged-off: Commercial real estate0.0390%637
Percentage Net Loans Charged-off: Multi-family residential0.0190%72
Percentage Net Loans Charged-off: 1-4 family residential0.0688%738
Percentage Net Loans Charged-off: Home equity loans0.1150%220
All other 1-4 family - Percent of loans charged-off, net0.0405%915
Percentage Net Loans Charged-off: Commercial and industrial0.4265%812
Percentage Net Loans Charged-off: Loans to individuals0.7055%1,082
Percentage Net Loans Charged-off: Credit card loans6.3972%67
Percentage Net Loans Charged-off: Other loans to individual0.4160%1,546
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7216%22
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3176%541
Percentage Net Loans Charged-off: Total real estate loans0.0691%710
Percentage Net Loans Charged-off:Construction & development0.1917%113
Percentage Net Loans Charged-off: Commercial real estate0.0337%515
Percentage Net Loans Charged-off: Multi-family residential-0.0113%4,196
Percentage Net Loans Charged-off: 1-4 family residential0.0746%616
Percentage Net Loans Charged-off: Home equity loans0.1059%189
All other 1-4 family - Percent of loans charged-off, net0.0552%701
Percentage Net Loans Charged-off: Commercial and industrial0.3308%799
Percentage Net Loans Charged-off: Loans to individuals0.6837%1,078
Percentage Net Loans Charged-off: Credit card loans6.0741%73
Percentage Net Loans Charged-off: Other loans to individual0.4012%1,455
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1481%1,057
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3835%405
Percentage Net Loans Charged-off: Total real estate loans0.1225%410
Percentage Net Loans Charged-off:Construction & development0.1510%84
Percentage Net Loans Charged-off: Commercial real estate0.1673%207
Percentage Net Loans Charged-off: Multi-family residential0.0064%40
Percentage Net Loans Charged-off: 1-4 family residential0.1009%433
Percentage Net Loans Charged-off: Home equity loans0.1152%135
All other 1-4 family - Percent of loans charged-off, net0.0919%435
Percentage Net Loans Charged-off: Commercial and industrial0.3845%562
Percentage Net Loans Charged-off: Loans to individuals0.7596%959
Percentage Net Loans Charged-off: Credit card loans5.9332%76
Percentage Net Loans Charged-off: Other loans to individual0.4833%1,226
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1671%1,053
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1984%964
Percentage Net Loans Charged-off: Total real estate loans0.0028%2,242
Percentage Net Loans Charged-off:Construction & development0.0050%404
Percentage Net Loans Charged-off: Commercial real estate-0.1337%5,091
Percentage Net Loans Charged-off: Multi-family residential-0.0593%4,309
Percentage Net Loans Charged-off: 1-4 family residential0.0579%1,137
Percentage Net Loans Charged-off: Home equity loans0.0944%341
All other 1-4 family - Percent of loans charged-off, net0.0332%1,374
Percentage Net Loans Charged-off: Commercial and industrial0.0692%1,786
Percentage Net Loans Charged-off: Loans to individuals0.7115%1,154
Percentage Net Loans Charged-off: Credit card loans5.6451%77
Percentage Net Loans Charged-off: Other loans to individual0.4551%1,558
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2079%1,152
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1724%962
Percentage Net Loans Charged-off: Total real estate loans-0.0146%4,456
Percentage Net Loans Charged-off:Construction & development-0.0095%4,355
Percentage Net Loans Charged-off: Commercial real estate-0.1895%5,203
Percentage Net Loans Charged-off: Multi-family residential-0.0709%4,351
Percentage Net Loans Charged-off: 1-4 family residential0.0564%1,005
Percentage Net Loans Charged-off: Home equity loans0.0977%283
All other 1-4 family - Percent of loans charged-off, net0.0280%1,257
Percentage Net Loans Charged-off: Commercial and industrial0.0245%1,722
Percentage Net Loans Charged-off: Loans to individuals0.5342%1,343
Percentage Net Loans Charged-off: Credit card loans5.3246%78
Percentage Net Loans Charged-off: Other loans to individual0.2891%1,823
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2369%1,148
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1803%869
Percentage Net Loans Charged-off: Total real estate loans-0.0083%4,267
Percentage Net Loans Charged-off:Construction & development-0.0155%4,470
Percentage Net Loans Charged-off: Commercial real estate-0.1690%5,253
Percentage Net Loans Charged-off: Multi-family residential-0.1022%4,397
Percentage Net Loans Charged-off: 1-4 family residential0.0612%857
Percentage Net Loans Charged-off: Home equity loans0.0895%269
All other 1-4 family - Percent of loans charged-off, net0.0412%968
Percentage Net Loans Charged-off: Commercial and industrial0.0588%1,310
Percentage Net Loans Charged-off: Loans to individuals0.5388%1,266
Percentage Net Loans Charged-off: Credit card loans5.3589%77
Percentage Net Loans Charged-off: Other loans to individual0.2951%1,713
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3363%1,124
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2129%698
Percentage Net Loans Charged-off: Total real estate loans-0.0725%5,195
Percentage Net Loans Charged-off:Construction & development-0.0405%4,687
Percentage Net Loans Charged-off: Commercial real estate-0.3520%5,397
Percentage Net Loans Charged-off: Multi-family residential-0.1793%4,448
Percentage Net Loans Charged-off: 1-4 family residential0.0424%796
Percentage Net Loans Charged-off: Home equity loans0.0737%217
All other 1-4 family - Percent of loans charged-off, net0.0196%880
Percentage Net Loans Charged-off: Commercial and industrial0.1540%749
Percentage Net Loans Charged-off: Loans to individuals0.6177%1,175
Percentage Net Loans Charged-off: Credit card loans5.8011%79
Percentage Net Loans Charged-off: Other loans to individual0.3584%1,457
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2332%1,109
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2330%1,111
Percentage Net Loans Charged-off: Total real estate loans0.0412%1,647
Percentage Net Loans Charged-off:Construction & development0.0048%502
Percentage Net Loans Charged-off: Commercial real estate-0.0091%4,778
Percentage Net Loans Charged-off: Multi-family residential0.0001%178
Percentage Net Loans Charged-off: 1-4 family residential0.0692%1,329
Percentage Net Loans Charged-off: Home equity loans0.0785%469
All other 1-4 family - Percent of loans charged-off, net0.0623%1,336
Percentage Net Loans Charged-off: Commercial and industrial0.0887%1,892
Percentage Net Loans Charged-off: Loans to individuals0.6164%1,483
Percentage Net Loans Charged-off: Credit card loans4.6907%103
Percentage Net Loans Charged-off: Other loans to individual0.4300%1,785
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3095%1,219
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2328%924
Percentage Net Loans Charged-off: Total real estate loans0.0469%1,324
Percentage Net Loans Charged-off:Construction & development0.0040%407
Percentage Net Loans Charged-off: Commercial real estate-0.0151%4,899
Percentage Net Loans Charged-off: Multi-family residential-0.0253%4,471
Percentage Net Loans Charged-off: 1-4 family residential0.0833%1,065
Percentage Net Loans Charged-off: Home equity loans0.0923%393
All other 1-4 family - Percent of loans charged-off, net0.0766%1,106
Percentage Net Loans Charged-off: Commercial and industrial0.0952%1,531
Percentage Net Loans Charged-off: Loans to individuals0.5994%1,371
Percentage Net Loans Charged-off: Credit card loans4.5479%107
Percentage Net Loans Charged-off: Other loans to individual0.4233%1,646
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2835%1,202
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2243%909
Percentage Net Loans Charged-off: Total real estate loans0.0525%1,152
Percentage Net Loans Charged-off:Construction & development-0.0333%4,689
Percentage Net Loans Charged-off: Commercial real estate0.0216%691
Percentage Net Loans Charged-off: Multi-family residential-0.0717%4,550
Percentage Net Loans Charged-off: 1-4 family residential0.0822%998
Percentage Net Loans Charged-off: Home equity loans0.0897%341
All other 1-4 family - Percent of loans charged-off, net0.0765%1,007
Percentage Net Loans Charged-off: Commercial and industrial0.0289%1,549
Percentage Net Loans Charged-off: Loans to individuals0.5981%1,316
Percentage Net Loans Charged-off: Credit card loans4.5234%102
Percentage Net Loans Charged-off: Other loans to individual0.4261%1,537
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1575%21
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2378%752
Percentage Net Loans Charged-off: Total real estate loans0.1200%579
Percentage Net Loans Charged-off:Construction & development-0.0714%4,924
Percentage Net Loans Charged-off: Commercial real estate0.1519%255
Percentage Net Loans Charged-off: Multi-family residential0.1302%41
Percentage Net Loans Charged-off: 1-4 family residential0.1230%677
Percentage Net Loans Charged-off: Home equity loans0.1067%261
All other 1-4 family - Percent of loans charged-off, net0.1353%617
Percentage Net Loans Charged-off: Commercial and industrial-0.0739%4,718
Percentage Net Loans Charged-off: Loans to individuals0.6606%1,182
Percentage Net Loans Charged-off: Credit card loans4.7582%114
Percentage Net Loans Charged-off: Other loans to individual0.4837%1,330
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.4038%15
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2147%1,291
Percentage Net Loans Charged-off: Total real estate loans-0.0229%5,056
Percentage Net Loans Charged-off:Construction & development-0.8963%5,309
Percentage Net Loans Charged-off: Commercial real estate-0.0928%5,424
Percentage Net Loans Charged-off: Multi-family residential-0.2813%4,704
Percentage Net Loans Charged-off: 1-4 family residential0.1027%1,340
Percentage Net Loans Charged-off: Home equity loans0.1659%445
All other 1-4 family - Percent of loans charged-off, net0.0563%1,719
Percentage Net Loans Charged-off: Commercial and industrial0.2990%1,316
Percentage Net Loans Charged-off: Loans to individuals0.4764%1,866
Percentage Net Loans Charged-off: Credit card loans4.4334%99
Percentage Net Loans Charged-off: Other loans to individual0.3370%2,119
Percentage Net Loans Charged-off: All other loans and lease0.5593%632
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3106%1,212
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1936%1,212
Percentage Net Loans Charged-off: Total real estate loans0.0552%1,464
Percentage Net Loans Charged-off:Construction & development-1.1235%5,384
Percentage Net Loans Charged-off: Commercial real estate-0.1419%5,571
Percentage Net Loans Charged-off: Multi-family residential-0.3701%4,737
Percentage Net Loans Charged-off: 1-4 family residential0.2619%536
Percentage Net Loans Charged-off: Home equity loans0.1825%367
All other 1-4 family - Percent of loans charged-off, net0.3197%434
Percentage Net Loans Charged-off: Commercial and industrial0.2392%1,174
Percentage Net Loans Charged-off: Loans to individuals0.3309%2,024
Percentage Net Loans Charged-off: Credit card loans4.1436%104
Percentage Net Loans Charged-off: Other loans to individual0.2062%2,293
Percentage Net Loans Charged-off: All other loans and lease0.4407%585
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5546%22
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0968%1,877
Percentage Net Loans Charged-off: Total real estate loans-0.0977%5,598
Percentage Net Loans Charged-off:Construction & development-1.7292%5,459
Percentage Net Loans Charged-off: Commercial real estate-0.1969%5,700
Percentage Net Loans Charged-off: Multi-family residential-0.5213%4,769
Percentage Net Loans Charged-off: 1-4 family residential0.0932%1,202
Percentage Net Loans Charged-off: Home equity loans0.1838%340
All other 1-4 family - Percent of loans charged-off, net0.0280%1,704
Percentage Net Loans Charged-off: Commercial and industrial0.1901%1,123
Percentage Net Loans Charged-off: Loans to individuals0.2880%2,033
Percentage Net Loans Charged-off: Credit card loans4.1132%110
Percentage Net Loans Charged-off: Other loans to individual0.1694%2,257
Percentage Net Loans Charged-off: All other loans and lease0.3524%581
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8922%13
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0658%1,838
Percentage Net Loans Charged-off: Total real estate loans-0.1922%5,838
Percentage Net Loans Charged-off:Construction & development-3.1036%5,507
Percentage Net Loans Charged-off: Commercial real estate-0.3142%5,847
Percentage Net Loans Charged-off: Multi-family residential-1.0570%4,800
Percentage Net Loans Charged-off: 1-4 family residential0.1230%840
Percentage Net Loans Charged-off: Home equity loans0.1899%270
All other 1-4 family - Percent of loans charged-off, net0.0743%1,004
Percentage Net Loans Charged-off: Commercial and industrial0.2040%810
Percentage Net Loans Charged-off: Loans to individuals0.2973%1,771
Percentage Net Loans Charged-off: Credit card loans4.2762%116
Percentage Net Loans Charged-off: Other loans to individual0.1783%1,904
Percentage Net Loans Charged-off: All other loans and lease0.4318%444
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.0066%10
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1981%1,476
Percentage Net Loans Charged-off: Total real estate loans0.1180%1,444
Percentage Net Loans Charged-off:Construction & development-0.0276%4,810
Percentage Net Loans Charged-off: Commercial real estate-0.1461%5,721
Percentage Net Loans Charged-off: Multi-family residential-0.2175%4,857
Percentage Net Loans Charged-off: 1-4 family residential0.2553%860
Percentage Net Loans Charged-off: Home equity loans0.3244%383
All other 1-4 family - Percent of loans charged-off, net0.2075%1,047
Percentage Net Loans Charged-off: Commercial and industrial0.2556%1,414
Percentage Net Loans Charged-off: Loans to individuals0.3448%2,084
Percentage Net Loans Charged-off: Credit card loans3.5283%156
Percentage Net Loans Charged-off: Other loans to individual0.2752%2,222
Percentage Net Loans Charged-off: All other loans and lease0.0984%1,038
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1978%1,269
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2044%1,266
Percentage Net Loans Charged-off: Total real estate loans0.1256%1,273
Percentage Net Loans Charged-off:Construction & development0.0671%563
Percentage Net Loans Charged-off: Commercial real estate-0.1320%5,788
Percentage Net Loans Charged-off: Multi-family residential-0.2648%4,908
Percentage Net Loans Charged-off: 1-4 family residential0.2583%785
Percentage Net Loans Charged-off: Home equity loans0.3447%335
All other 1-4 family - Percent of loans charged-off, net0.1991%987
Percentage Net Loans Charged-off: Commercial and industrial0.2952%1,098
Percentage Net Loans Charged-off: Loans to individuals0.3054%2,026
Percentage Net Loans Charged-off: Credit card loans3.3334%156
Percentage Net Loans Charged-off: Other loans to individual0.2456%2,105
Percentage Net Loans Charged-off: All other loans and lease0.1027%924
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2331%1,254
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2220%1,154
Percentage Net Loans Charged-off: Total real estate loans0.1964%894
Percentage Net Loans Charged-off:Construction & development0.0537%487
Percentage Net Loans Charged-off: Commercial real estate0.2637%508
Percentage Net Loans Charged-off: Multi-family residential-0.3565%4,946
Percentage Net Loans Charged-off: 1-4 family residential0.2123%980
Percentage Net Loans Charged-off: Home equity loans0.3217%345
All other 1-4 family - Percent of loans charged-off, net0.1381%1,243
Percentage Net Loans Charged-off: Commercial and industrial0.1960%1,123
Percentage Net Loans Charged-off: Loans to individuals0.3052%1,885
Percentage Net Loans Charged-off: Credit card loans3.2233%159
Percentage Net Loans Charged-off: Other loans to individual0.2529%1,906
Percentage Net Loans Charged-off: All other loans and lease0.2651%603
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2507%1,235
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2373%1,004
Percentage Net Loans Charged-off: Total real estate loans0.1681%865
Percentage Net Loans Charged-off:Construction & development0.0059%360
Percentage Net Loans Charged-off: Commercial real estate0.1338%480
Percentage Net Loans Charged-off: Multi-family residential-0.6422%4,986
Percentage Net Loans Charged-off: 1-4 family residential0.2463%749
Percentage Net Loans Charged-off: Home equity loans0.3327%266
All other 1-4 family - Percent of loans charged-off, net0.1878%847
Percentage Net Loans Charged-off: Commercial and industrial0.3921%602
Percentage Net Loans Charged-off: Loans to individuals0.2615%1,818
Percentage Net Loans Charged-off: Credit card loans3.4922%158
Percentage Net Loans Charged-off: Other loans to individual0.2100%1,831
Percentage Net Loans Charged-off: All other loans and lease0.0476%783
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.3287%1,215
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2740%1,582
Percentage Net Loans Charged-off: Total real estate loans0.3151%995
Percentage Net Loans Charged-off:Construction & development0.2541%751
Percentage Net Loans Charged-off: Commercial real estate0.1352%1,411
Percentage Net Loans Charged-off: Multi-family residential0.3689%233
Percentage Net Loans Charged-off: 1-4 family residential0.3948%857
Percentage Net Loans Charged-off: Home equity loans0.5170%394
All other 1-4 family - Percent of loans charged-off, net0.3142%1,095
Percentage Net Loans Charged-off: Commercial and industrial0.0673%2,349
Percentage Net Loans Charged-off: Loans to individuals0.2996%2,425
Percentage Net Loans Charged-off: Credit card loans2.7327%236
Percentage Net Loans Charged-off: Other loans to individual0.2738%2,369
Percentage Net Loans Charged-off: All other loans and lease0.8262%474
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.3525%20
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3020%1,309
Percentage Net Loans Charged-off: Total real estate loans0.3298%900
Percentage Net Loans Charged-off:Construction & development0.2897%640
Percentage Net Loans Charged-off: Commercial real estate0.0602%1,479
Percentage Net Loans Charged-off: Multi-family residential0.4930%187
Percentage Net Loans Charged-off: 1-4 family residential0.4394%740
Percentage Net Loans Charged-off: Home equity loans0.5594%362
All other 1-4 family - Percent of loans charged-off, net0.3607%893
Percentage Net Loans Charged-off: Commercial and industrial0.1580%1,688
Percentage Net Loans Charged-off: Loans to individuals0.2925%2,274
Percentage Net Loans Charged-off: Credit card loans2.3932%261
Percentage Net Loans Charged-off: Other loans to individual0.2729%2,190
Percentage Net Loans Charged-off: All other loans and lease0.7871%455
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.8763%17
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3248%1,254
Percentage Net Loans Charged-off: Total real estate loans0.3488%876
Percentage Net Loans Charged-off:Construction & development0.3625%549
Percentage Net Loans Charged-off: Commercial real estate-0.0722%6,042
Percentage Net Loans Charged-off: Multi-family residential0.7574%131
Percentage Net Loans Charged-off: 1-4 family residential0.5098%687
Percentage Net Loans Charged-off: Home equity loans0.6137%303
All other 1-4 family - Percent of loans charged-off, net0.4424%753
Percentage Net Loans Charged-off: Commercial and industrial0.2197%1,347
Percentage Net Loans Charged-off: Loans to individuals0.3228%1,957
Percentage Net Loans Charged-off: Credit card loans1.8203%330
Percentage Net Loans Charged-off: Other loans to individual0.3104%1,861
Percentage Net Loans Charged-off: All other loans and lease0.6422%448
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.0484%11
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4010%908
Percentage Net Loans Charged-off: Total real estate loans0.3927%726
Percentage Net Loans Charged-off:Construction & development1.1057%276
Percentage Net Loans Charged-off: Commercial real estate-0.3950%6,423
Percentage Net Loans Charged-off: Multi-family residential0.4657%100
Percentage Net Loans Charged-off: 1-4 family residential0.6844%479
Percentage Net Loans Charged-off: Home equity loans0.7228%254
All other 1-4 family - Percent of loans charged-off, net0.6596%488
Percentage Net Loans Charged-off: Commercial and industrial0.3573%767
Percentage Net Loans Charged-off: Loans to individuals0.4493%1,566
Percentage Net Loans Charged-off: Credit card loans0.9700%409
Percentage Net Loans Charged-off: Other loans to individual0.4456%1,453
Percentage Net Loans Charged-off: All other loans and lease0.5571%400
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4591%12
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4454%1,492
Percentage Net Loans Charged-off: Total real estate loans0.7162%748
Percentage Net Loans Charged-off:Construction & development0.7108%961
Percentage Net Loans Charged-off: Commercial real estate0.6643%843
Percentage Net Loans Charged-off: Multi-family residential-0.1318%5,283
Percentage Net Loans Charged-off: 1-4 family residential0.7825%672
Percentage Net Loans Charged-off: Home equity loans1.1004%354
All other 1-4 family - Percent of loans charged-off, net0.5729%968
Percentage Net Loans Charged-off: Commercial and industrial-0.0549%5,417
Percentage Net Loans Charged-off: Loans to individuals0.2738%2,842
Percentage Net Loans Charged-off: Credit card loans0.4072%724
Percentage Net Loans Charged-off: Other loans to individual0.2736%2,700
Percentage Net Loans Charged-off: All other loans and lease0.8100%509
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.3440%54
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4505%1,425
Percentage Net Loans Charged-off: Total real estate loans0.7403%686
Percentage Net Loans Charged-off:Construction & development0.3367%1,068
Percentage Net Loans Charged-off: Commercial real estate0.8145%660
Percentage Net Loans Charged-off: Multi-family residential0.0820%432
Percentage Net Loans Charged-off: 1-4 family residential0.7724%680
Percentage Net Loans Charged-off: Home equity loans1.1285%352
All other 1-4 family - Percent of loans charged-off, net0.5365%970
Percentage Net Loans Charged-off: Commercial and industrial-0.0666%5,463
Percentage Net Loans Charged-off: Loans to individuals0.2601%2,621
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual0.2602%2,472
Percentage Net Loans Charged-off: All other loans and lease0.7330%511
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5560%44
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4151%1,561
Percentage Net Loans Charged-off: Total real estate loans0.6442%875
Percentage Net Loans Charged-off:Construction & development0.7779%781
Percentage Net Loans Charged-off: Commercial real estate0.5750%800
Percentage Net Loans Charged-off: Multi-family residential0.0575%381
Percentage Net Loans Charged-off: 1-4 family residential0.6944%802
Percentage Net Loans Charged-off: Home equity loans0.8345%449
All other 1-4 family - Percent of loans charged-off, net0.6007%887
Percentage Net Loans Charged-off: Commercial and industrial-0.0170%4,953
Percentage Net Loans Charged-off: Loans to individuals0.2957%2,326
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.2957%2,174
Percentage Net Loans Charged-off: All other loans and lease0.6585%495
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5092%37
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4972%1,211
Percentage Net Loans Charged-off: Total real estate loans0.8701%606
Percentage Net Loans Charged-off:Construction & development1.6924%464
Percentage Net Loans Charged-off: Commercial real estate0.8958%484
Percentage Net Loans Charged-off: Multi-family residential0.0633%260
Percentage Net Loans Charged-off: 1-4 family residential0.8393%630
Percentage Net Loans Charged-off: Home equity loans1.2118%283
All other 1-4 family - Percent of loans charged-off, net0.5868%836
Percentage Net Loans Charged-off: Commercial and industrial-0.0630%5,405
Percentage Net Loans Charged-off: Loans to individuals0.1761%2,371
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.1761%2,226
Percentage Net Loans Charged-off: All other loans and lease0.5159%466
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.9858%1,312
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8007%1,459
Percentage Net Loans Charged-off: Total real estate loans0.9999%1,009
Percentage Net Loans Charged-off:Construction & development0.5120%1,782
Percentage Net Loans Charged-off: Commercial real estate0.6485%1,299
Percentage Net Loans Charged-off: Multi-family residential0.7954%495
Percentage Net Loans Charged-off: 1-4 family residential1.2155%706
Percentage Net Loans Charged-off: Home equity loans1.2753%528
All other 1-4 family - Percent of loans charged-off, net1.1745%739
Percentage Net Loans Charged-off: Commercial and industrial0.5813%1,951
Percentage Net Loans Charged-off: Loans to individuals0.4460%2,541
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.4460%2,382
Percentage Net Loans Charged-off: All other loans and lease0.7624%628
Percentage Net Loans Charged-off:Coml. RE not secured by RE8.1820%44
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8351%1,313
Percentage Net Loans Charged-off: Total real estate loans1.0496%916
Percentage Net Loans Charged-off:Construction & development1.0129%1,375
Percentage Net Loans Charged-off: Commercial real estate0.5892%1,251
Percentage Net Loans Charged-off: Multi-family residential0.9438%414
Percentage Net Loans Charged-off: 1-4 family residential1.2796%657
Percentage Net Loans Charged-off: Home equity loans1.2971%490
All other 1-4 family - Percent of loans charged-off, net1.2676%683
Percentage Net Loans Charged-off: Commercial and industrial0.5938%1,708
Percentage Net Loans Charged-off: Loans to individuals0.4801%2,201
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4801%2,049
Percentage Net Loans Charged-off: All other loans and lease0.7262%583
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.8500%50
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7835%1,406
Percentage Net Loans Charged-off: Total real estate loans0.9182%1,073
Percentage Net Loans Charged-off:Construction & development1.7315%1,031
Percentage Net Loans Charged-off: Commercial real estate0.5428%1,194
Percentage Net Loans Charged-off: Multi-family residential1.4250%300
Percentage Net Loans Charged-off: 1-4 family residential1.0157%879
Percentage Net Loans Charged-off: Home equity loans1.0261%559
All other 1-4 family - Percent of loans charged-off, net1.0085%888
Percentage Net Loans Charged-off: Commercial and industrial0.6640%1,529
Percentage Net Loans Charged-off: Loans to individuals0.5098%2,019
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5098%1,863
Percentage Net Loans Charged-off: All other loans and lease0.6659%564
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7883%74
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7828%1,312
Percentage Net Loans Charged-off: Total real estate loans0.8248%1,107
Percentage Net Loans Charged-off:Construction & development-0.2303%6,237
Percentage Net Loans Charged-off: Commercial real estate0.6074%891
Percentage Net Loans Charged-off: Multi-family residential0.8320%256
Percentage Net Loans Charged-off: 1-4 family residential1.0247%839
Percentage Net Loans Charged-off: Home equity loans1.1209%462
All other 1-4 family - Percent of loans charged-off, net0.9583%876
Percentage Net Loans Charged-off: Commercial and industrial0.8263%1,043
Percentage Net Loans Charged-off: Loans to individuals0.5535%1,714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5535%1,560
Percentage Net Loans Charged-off: All other loans and lease0.7496%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0791%1,343
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1468%1,483
Percentage Net Loans Charged-off: Total real estate loans1.4246%1,094
Percentage Net Loans Charged-off:Construction & development2.7579%1,475
Percentage Net Loans Charged-off: Commercial real estate1.3683%906
Percentage Net Loans Charged-off: Multi-family residential0.8644%634
Percentage Net Loans Charged-off: 1-4 family residential1.3751%880
Percentage Net Loans Charged-off: Home equity loans1.1256%777
All other 1-4 family - Percent of loans charged-off, net1.5502%788
Percentage Net Loans Charged-off: Commercial and industrial0.8158%2,210
Percentage Net Loans Charged-off: Loans to individuals0.6388%2,381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5381%2,403
Percentage Net Loans Charged-off: All other loans and lease1.1565%543
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.8805%29
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2303%1,261
Percentage Net Loans Charged-off: Total real estate loans1.6107%843
Percentage Net Loans Charged-off:Construction & development3.0709%1,246
Percentage Net Loans Charged-off: Commercial real estate1.5600%701
Percentage Net Loans Charged-off: Multi-family residential0.7166%569
Percentage Net Loans Charged-off: 1-4 family residential1.5684%695
Percentage Net Loans Charged-off: Home equity loans1.1408%671
All other 1-4 family - Percent of loans charged-off, net1.8697%583
Percentage Net Loans Charged-off: Commercial and industrial0.9285%1,848
Percentage Net Loans Charged-off: Loans to individuals0.3802%2,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3080%2,944
Percentage Net Loans Charged-off: All other loans and lease0.9706%554
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.8546%25
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3487%1,133
Percentage Net Loans Charged-off: Total real estate loans1.7457%775
Percentage Net Loans Charged-off:Construction & development4.0049%962
Percentage Net Loans Charged-off: Commercial real estate1.9002%560
Percentage Net Loans Charged-off: Multi-family residential0.6274%485
Percentage Net Loans Charged-off: 1-4 family residential1.5296%738
Percentage Net Loans Charged-off: Home equity loans1.1031%677
All other 1-4 family - Percent of loans charged-off, net1.8295%624
Percentage Net Loans Charged-off: Commercial and industrial1.0282%1,568
Percentage Net Loans Charged-off: Loans to individuals0.5331%2,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4053%2,373
Percentage Net Loans Charged-off: All other loans and lease0.7836%553
Percentage Net Loans Charged-off:Coml. RE not secured by RE11.9366%23
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6901%782
Percentage Net Loans Charged-off: Total real estate loans2.0811%550
Percentage Net Loans Charged-off:Construction & development6.0177%530
Percentage Net Loans Charged-off: Commercial real estate2.1770%406
Percentage Net Loans Charged-off: Multi-family residential1.2265%262
Percentage Net Loans Charged-off: 1-4 family residential1.7086%605
Percentage Net Loans Charged-off: Home equity loans0.8944%587
All other 1-4 family - Percent of loans charged-off, net2.2732%439
Percentage Net Loans Charged-off: Commercial and industrial1.7320%919
Percentage Net Loans Charged-off: Loans to individuals0.5171%2,043
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3524%2,105
Percentage Net Loans Charged-off: All other loans and lease0.4946%542
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.2542%18
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2446%863
Percentage Net Loans Charged-off: Total real estate loans2.5911%644
Percentage Net Loans Charged-off:Construction & development3.3071%1,660
Percentage Net Loans Charged-off: Commercial real estate2.5670%443
Percentage Net Loans Charged-off: Multi-family residential3.2652%392
Percentage Net Loans Charged-off: 1-4 family residential2.4679%476
Percentage Net Loans Charged-off: Home equity loans1.3352%709
All other 1-4 family - Percent of loans charged-off, net3.2108%366
Percentage Net Loans Charged-off: Commercial and industrial2.1050%1,559
Percentage Net Loans Charged-off: Loans to individuals0.8135%2,516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5730%480
Percentage Net Loans Charged-off:Coml. RE not secured by RE28.2281%44
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4037%718
Percentage Net Loans Charged-off: Total real estate loans2.7849%531
Percentage Net Loans Charged-off:Construction & development3.4178%1,482
Percentage Net Loans Charged-off: Commercial real estate2.7958%362
Percentage Net Loans Charged-off: Multi-family residential2.7921%390
Percentage Net Loans Charged-off: 1-4 family residential2.6999%388
Percentage Net Loans Charged-off: Home equity loans1.3946%631
All other 1-4 family - Percent of loans charged-off, net3.5534%279
Percentage Net Loans Charged-off: Commercial and industrial2.3119%1,314
Percentage Net Loans Charged-off: Loans to individuals0.8576%2,280
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0990%486
Percentage Net Loans Charged-off:Coml. RE not secured by RE31.7909%34
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6608%624
Percentage Net Loans Charged-off: Total real estate loans3.3686%411
Percentage Net Loans Charged-off:Construction & development7.3867%704
Percentage Net Loans Charged-off: Commercial real estate2.8712%363
Percentage Net Loans Charged-off: Multi-family residential2.7210%311
Percentage Net Loans Charged-off: 1-4 family residential3.0922%334
Percentage Net Loans Charged-off: Home equity loans1.4294%557
All other 1-4 family - Percent of loans charged-off, net4.1795%228
Percentage Net Loans Charged-off: Commercial and industrial1.4979%1,614
Percentage Net Loans Charged-off: Loans to individuals0.9805%1,947
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2475%414
Percentage Net Loans Charged-off:Coml. RE not secured by RE19.9174%28
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5309%645
Percentage Net Loans Charged-off: Total real estate loans2.6927%531
Percentage Net Loans Charged-off:Construction & development7.1273%607
Percentage Net Loans Charged-off: Commercial real estate2.8265%326
Percentage Net Loans Charged-off: Multi-family residential1.7152%268
Percentage Net Loans Charged-off: 1-4 family residential1.9545%575
Percentage Net Loans Charged-off: Home equity loans1.5438%450
All other 1-4 family - Percent of loans charged-off, net2.2214%506
Percentage Net Loans Charged-off: Commercial and industrial2.9362%808
Percentage Net Loans Charged-off: Loans to individuals1.2430%1,538
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9216%408
Percentage Net Loans Charged-off:Coml. RE not secured by RE46.5517%13
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7472%490
Percentage Net Loans Charged-off: Total real estate loans3.5768%480
Percentage Net Loans Charged-off:Construction & development7.7322%808
Percentage Net Loans Charged-off: Commercial real estate4.0916%215
Percentage Net Loans Charged-off: Multi-family residential4.7942%247
Percentage Net Loans Charged-off: 1-4 family residential2.3498%532
Percentage Net Loans Charged-off: Home equity loans1.2852%711
All other 1-4 family - Percent of loans charged-off, net2.9689%428
Percentage Net Loans Charged-off: Commercial and industrial4.2955%913
Percentage Net Loans Charged-off: Loans to individuals1.8701%1,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.8562%339
Percentage Net Loans Charged-off:Coml. RE not secured by RE52.3530%38
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4644%434
Percentage Net Loans Charged-off: Total real estate loans3.0562%472
Percentage Net Loans Charged-off:Construction & development6.5569%761
Percentage Net Loans Charged-off: Commercial real estate3.0492%251
Percentage Net Loans Charged-off: Multi-family residential4.4581%190
Percentage Net Loans Charged-off: 1-4 family residential2.2195%462
Percentage Net Loans Charged-off: Home equity loans1.1686%637
All other 1-4 family - Percent of loans charged-off, net2.8187%361
Percentage Net Loans Charged-off: Commercial and industrial4.1998%754
Percentage Net Loans Charged-off: Loans to individuals1.8462%1,379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.7795%262
Percentage Net Loans Charged-off:Coml. RE not secured by RE46.1134%33
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3369%477
Percentage Net Loans Charged-off: Total real estate loans2.5332%565
Percentage Net Loans Charged-off:Construction & development5.4484%776
Percentage Net Loans Charged-off: Commercial real estate3.0952%221
Percentage Net Loans Charged-off: Multi-family residential3.1456%187
Percentage Net Loans Charged-off: 1-4 family residential1.4981%661
Percentage Net Loans Charged-off: Home equity loans1.2031%530
All other 1-4 family - Percent of loans charged-off, net1.6619%600
Percentage Net Loans Charged-off: Commercial and industrial4.3689%655
Percentage Net Loans Charged-off: Loans to individuals1.8926%1,278
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.0733%194
Percentage Net Loans Charged-off:Coml. RE not secured by RE44.1209%22
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2779%381
Percentage Net Loans Charged-off: Total real estate loans1.5895%716
Percentage Net Loans Charged-off:Construction & development2.8985%799
Percentage Net Loans Charged-off: Commercial real estate1.5597%322
Percentage Net Loans Charged-off: Multi-family residential2.9592%116
Percentage Net Loans Charged-off: 1-4 family residential1.1831%652
Percentage Net Loans Charged-off: Home equity loans1.0144%432
All other 1-4 family - Percent of loans charged-off, net1.2748%597
Percentage Net Loans Charged-off: Commercial and industrial4.0284%560
Percentage Net Loans Charged-off: Loans to individuals1.8752%1,226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.4838%120
Percentage Net Loans Charged-off:Coml. RE not secured by RE11.1088%29
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1654%1,041
Percentage Net Loans Charged-off: Total real estate loans0.7172%1,256
Percentage Net Loans Charged-off:Construction & development1.0847%1,523
Percentage Net Loans Charged-off: Commercial real estate0.5500%813
Percentage Net Loans Charged-off: Multi-family residential0.3890%386
Percentage Net Loans Charged-off: 1-4 family residential0.7384%859
Percentage Net Loans Charged-off: Home equity loans1.0513%436
All other 1-4 family - Percent of loans charged-off, net0.5982%986
Percentage Net Loans Charged-off: Commercial and industrial0.7315%2,214
Percentage Net Loans Charged-off: Loans to individuals1.1916%1,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.0515%322
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2355%100
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9455%909
Percentage Net Loans Charged-off: Total real estate loans0.5335%1,110
Percentage Net Loans Charged-off:Construction & development0.6510%1,320
Percentage Net Loans Charged-off: Commercial real estate0.3854%672
Percentage Net Loans Charged-off: Multi-family residential0.4994%239
Percentage Net Loans Charged-off: 1-4 family residential0.5911%789
Percentage Net Loans Charged-off: Home equity loans1.0481%336
All other 1-4 family - Percent of loans charged-off, net0.3958%1,028
Percentage Net Loans Charged-off: Commercial and industrial0.4354%2,177
Percentage Net Loans Charged-off: Loans to individuals1.4650%1,238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.0267%294
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1798%80
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7901%883
Percentage Net Loans Charged-off: Total real estate loans0.3926%1,123
Percentage Net Loans Charged-off:Construction & development0.6039%949
Percentage Net Loans Charged-off: Commercial real estate0.3083%595
Percentage Net Loans Charged-off: Multi-family residential0.2455%180
Percentage Net Loans Charged-off: 1-4 family residential0.3986%935
Percentage Net Loans Charged-off: Home equity loans0.9051%326
All other 1-4 family - Percent of loans charged-off, net0.1915%1,378
Percentage Net Loans Charged-off: Commercial and industrial0.4831%1,657
Percentage Net Loans Charged-off: Loans to individuals1.5779%1,045
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0419%308
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4203%1,220
Percentage Net Loans Charged-off: Total real estate loans0.2883%1,004
Percentage Net Loans Charged-off:Construction & development0.2494%790
Percentage Net Loans Charged-off: Commercial real estate0.2490%421
Percentage Net Loans Charged-off: Multi-family residential-0.0012%6,103
Percentage Net Loans Charged-off: 1-4 family residential0.3387%797
Percentage Net Loans Charged-off: Home equity loans1.0690%208
All other 1-4 family - Percent of loans charged-off, net0.0560%1,469
Percentage Net Loans Charged-off: Commercial and industrial0.4564%1,222
Percentage Net Loans Charged-off: Loans to individuals1.7085%897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1179%7,013
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5364%273
Percentage Net Loans Charged-off: Total real estate loans0.4541%625
Percentage Net Loans Charged-off:Construction & development0.9194%470
Percentage Net Loans Charged-off: Commercial real estate0.4593%478
Percentage Net Loans Charged-off: Multi-family residential0.6080%151
Percentage Net Loans Charged-off: 1-4 family residential0.3400%792
Percentage Net Loans Charged-off: Home equity loans0.7572%216
All other 1-4 family - Percent of loans charged-off, net0.1646%1,368
Percentage Net Loans Charged-off: Commercial and industrial0.6664%1,584
Percentage Net Loans Charged-off: Loans to individuals1.2144%1,284
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.9651%137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4154%958
Percentage Net Loans Charged-off: Total real estate loans0.2715%656
Percentage Net Loans Charged-off:Construction & development0.7884%283
Percentage Net Loans Charged-off: Commercial real estate0.1071%690
Percentage Net Loans Charged-off: Multi-family residential0.0094%187
Percentage Net Loans Charged-off: 1-4 family residential0.2431%790
Percentage Net Loans Charged-off: Home equity loans0.6776%182
All other 1-4 family - Percent of loans charged-off, net0.0553%1,707
Percentage Net Loans Charged-off: Commercial and industrial0.4586%1,556
Percentage Net Loans Charged-off: Loans to individuals1.1648%1,167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4129%824
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3532%1,029
Percentage Net Loans Charged-off: Total real estate loans0.2380%652
Percentage Net Loans Charged-off:Construction & development0.6831%221
Percentage Net Loans Charged-off: Commercial real estate0.1092%525
Percentage Net Loans Charged-off: Multi-family residential0.0127%137
Percentage Net Loans Charged-off: 1-4 family residential0.1987%792
Percentage Net Loans Charged-off: Home equity loans0.5476%181
All other 1-4 family - Percent of loans charged-off, net0.0407%1,501
Percentage Net Loans Charged-off: Commercial and industrial0.3766%1,442
Percentage Net Loans Charged-off: Loans to individuals0.8756%1,507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4216%755
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2758%1,086
Percentage Net Loans Charged-off: Total real estate loans0.1793%612
Percentage Net Loans Charged-off:Construction & development0.1468%276
Percentage Net Loans Charged-off: Commercial real estate0.0929%341
Percentage Net Loans Charged-off: Multi-family residential0.0274%71
Percentage Net Loans Charged-off: 1-4 family residential0.2282%579
Percentage Net Loans Charged-off: Home equity loans0.5787%124
All other 1-4 family - Percent of loans charged-off, net0.0645%965
Percentage Net Loans Charged-off: Commercial and industrial0.2207%1,250
Percentage Net Loans Charged-off: Loans to individuals0.9479%1,327
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1802%732
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3063%1,318
Percentage Net Loans Charged-off: Total real estate loans0.1537%931
Percentage Net Loans Charged-off:Construction & development0.0134%744
Percentage Net Loans Charged-off: Commercial real estate0.1525%650
Percentage Net Loans Charged-off: Multi-family residential0.1015%153
Percentage Net Loans Charged-off: 1-4 family residential0.1861%890
Percentage Net Loans Charged-off: Home equity loans0.4469%170
All other 1-4 family - Percent of loans charged-off, net0.0477%1,889
Percentage Net Loans Charged-off: Commercial and industrial0.5648%1,518
Percentage Net Loans Charged-off: Loans to individuals0.8431%1,786
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2768%976
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2917%1,133
Percentage Net Loans Charged-off: Total real estate loans0.1467%780
Percentage Net Loans Charged-off:Construction & development-0.0133%7,722
Percentage Net Loans Charged-off: Commercial real estate0.1649%499
Percentage Net Loans Charged-off: Multi-family residential0.2300%88
Percentage Net Loans Charged-off: 1-4 family residential0.1714%790
Percentage Net Loans Charged-off: Home equity loans0.4367%134
All other 1-4 family - Percent of loans charged-off, net0.0269%1,829
Percentage Net Loans Charged-off: Commercial and industrial0.5300%1,257
Percentage Net Loans Charged-off: Loans to individuals0.7965%1,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2842%847
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2832%1,101
Percentage Net Loans Charged-off: Total real estate loans0.1500%717
Percentage Net Loans Charged-off:Construction & development-0.0308%7,736
Percentage Net Loans Charged-off: Commercial real estate0.2118%367
Percentage Net Loans Charged-off: Multi-family residential0.3202%60
Percentage Net Loans Charged-off: 1-4 family residential0.1595%781
Percentage Net Loans Charged-off: Home equity loans0.4229%116
All other 1-4 family - Percent of loans charged-off, net0.0111%1,716
Percentage Net Loans Charged-off: Commercial and industrial0.5591%1,087
Percentage Net Loans Charged-off: Loans to individuals0.6776%1,853
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2678%772
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3547%793
Percentage Net Loans Charged-off: Total real estate loans0.1189%652
Percentage Net Loans Charged-off:Construction & development-0.0954%7,735
Percentage Net Loans Charged-off: Commercial real estate0.1810%259
Percentage Net Loans Charged-off: Multi-family residential-0.0031%6,152
Percentage Net Loans Charged-off: 1-4 family residential0.1431%646
Percentage Net Loans Charged-off: Home equity loans0.4118%112
All other 1-4 family - Percent of loans charged-off, net-0.0162%8,004
Percentage Net Loans Charged-off: Commercial and industrial0.9923%586
Percentage Net Loans Charged-off: Loans to individuals0.7933%1,544
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3748%595
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3265%1,410
Percentage Net Loans Charged-off: Total real estate loans0.1465%945
Percentage Net Loans Charged-off:Construction & development-0.0085%7,715
Percentage Net Loans Charged-off: Commercial real estate0.2084%563
Percentage Net Loans Charged-off: Multi-family residential0.0070%176
Percentage Net Loans Charged-off: 1-4 family residential0.1593%1,006
Percentage Net Loans Charged-off: Home equity loans0.3529%203
All other 1-4 family - Percent of loans charged-off, net0.0324%2,206
Percentage Net Loans Charged-off: Commercial and industrial0.2765%2,495
Percentage Net Loans Charged-off: Loans to individuals0.8724%2,179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7537%680
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3401%1,174
Percentage Net Loans Charged-off: Total real estate loans0.1439%862
Percentage Net Loans Charged-off:Construction & development-0.0456%7,791
Percentage Net Loans Charged-off: Commercial real estate0.2330%430
Percentage Net Loans Charged-off: Multi-family residential0.0120%138
Percentage Net Loans Charged-off: 1-4 family residential0.1514%926
Percentage Net Loans Charged-off: Home equity loans0.3269%169
All other 1-4 family - Percent of loans charged-off, net0.0337%1,859
Percentage Net Loans Charged-off: Commercial and industrial0.1973%2,351
Percentage Net Loans Charged-off: Loans to individuals0.8053%2,030
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0420%519
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3650%1,056
Percentage Net Loans Charged-off: Total real estate loans0.1304%857
Percentage Net Loans Charged-off:Construction & development-0.0736%7,786
Percentage Net Loans Charged-off: Commercial real estate0.2053%405
Percentage Net Loans Charged-off: Multi-family residential-0.0009%6,230
Percentage Net Loans Charged-off: 1-4 family residential0.1449%889
Percentage Net Loans Charged-off: Home equity loans0.3308%155
All other 1-4 family - Percent of loans charged-off, net0.0192%1,739
Percentage Net Loans Charged-off: Commercial and industrial0.2227%1,930
Percentage Net Loans Charged-off: Loans to individuals0.7495%2,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3090%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4748%738
Percentage Net Loans Charged-off: Total real estate loans0.0766%960
Percentage Net Loans Charged-off:Construction & development-0.0126%7,742
Percentage Net Loans Charged-off: Commercial real estate-0.0065%8,189
Percentage Net Loans Charged-off: Multi-family residential-0.0017%6,213
Percentage Net Loans Charged-off: 1-4 family residential0.1263%801
Percentage Net Loans Charged-off: Home equity loans0.2662%144
All other 1-4 family - Percent of loans charged-off, net0.0323%1,139
Percentage Net Loans Charged-off: Commercial and industrial1.7660%495
Percentage Net Loans Charged-off: Loans to individuals0.9577%1,568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3793%519
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3360%1,700
Percentage Net Loans Charged-off: Total real estate loans0.1301%1,338
Percentage Net Loans Charged-off:Construction & development0.1609%409
Percentage Net Loans Charged-off: Commercial real estate0.0357%1,281
Percentage Net Loans Charged-off: Multi-family residential0.4014%96
Percentage Net Loans Charged-off: 1-4 family residential0.1564%1,170
Percentage Net Loans Charged-off: Home equity loans0.3048%216
All other 1-4 family - Percent of loans charged-off, net0.0422%2,207
Percentage Net Loans Charged-off: Commercial and industrial0.1115%3,539
Percentage Net Loans Charged-off: Loans to individuals1.4719%1,246
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4124%883
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3360%1,478
Percentage Net Loans Charged-off: Total real estate loans0.1273%1,131
Percentage Net Loans Charged-off:Construction & development0.1559%342
Percentage Net Loans Charged-off: Commercial real estate0.0456%951
Percentage Net Loans Charged-off: Multi-family residential0.1906%98
Percentage Net Loans Charged-off: 1-4 family residential0.1548%1,009
Percentage Net Loans Charged-off: Home equity loans0.3000%192
All other 1-4 family - Percent of loans charged-off, net0.0391%1,905
Percentage Net Loans Charged-off: Commercial and industrial0.0907%3,062
Percentage Net Loans Charged-off: Loans to individuals1.5003%1,109
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3743%807
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3650%1,288
Percentage Net Loans Charged-off: Total real estate loans0.1249%1,106
Percentage Net Loans Charged-off:Construction & development0.2379%246
Percentage Net Loans Charged-off: Commercial real estate0.0422%787
Percentage Net Loans Charged-off: Multi-family residential-0.0606%6,337
Percentage Net Loans Charged-off: 1-4 family residential0.1432%992
Percentage Net Loans Charged-off: Home equity loans0.2728%178
All other 1-4 family - Percent of loans charged-off, net0.0352%1,656
Percentage Net Loans Charged-off: Commercial and industrial0.1649%2,333
Percentage Net Loans Charged-off: Loans to individuals1.5472%1,080
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3794%709
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5400%852
Percentage Net Loans Charged-off: Total real estate loans0.1418%812
Percentage Net Loans Charged-off:Construction & development0.3876%154
Percentage Net Loans Charged-off: Commercial real estate0.0229%508
Percentage Net Loans Charged-off: Multi-family residential-0.1175%6,286
Percentage Net Loans Charged-off: 1-4 family residential0.1486%798
Percentage Net Loans Charged-off: Home equity loans0.2641%137
All other 1-4 family - Percent of loans charged-off, net0.0436%1,174
Percentage Net Loans Charged-off: Commercial and industrial0.6023%1,095
Percentage Net Loans Charged-off: Loans to individuals1.9007%911
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4605%523
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8052%799
Percentage Net Loans Charged-off: Total real estate loans0.2168%1,032
Percentage Net Loans Charged-off:Construction & development0.2098%467
Percentage Net Loans Charged-off: Commercial real estate0.2436%741
Percentage Net Loans Charged-off: Multi-family residential0.0547%142
Percentage Net Loans Charged-off: 1-4 family residential0.2126%1,063
Percentage Net Loans Charged-off: Home equity loans0.4044%179
All other 1-4 family - Percent of loans charged-off, net0.0347%2,506
Percentage Net Loans Charged-off: Commercial and industrial2.0051%903
Percentage Net Loans Charged-off: Loans to individuals1.3599%1,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4448%1,028
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7172%797
Percentage Net Loans Charged-off: Total real estate loans0.1732%1,053
Percentage Net Loans Charged-off:Construction & development0.2356%360
Percentage Net Loans Charged-off: Commercial real estate0.1001%886
Percentage Net Loans Charged-off: Multi-family residential0.0345%115
Percentage Net Loans Charged-off: 1-4 family residential0.2013%929
Percentage Net Loans Charged-off: Home equity loans0.3876%154
All other 1-4 family - Percent of loans charged-off, net0.0288%2,198
Percentage Net Loans Charged-off: Commercial and industrial1.6295%944
Percentage Net Loans Charged-off: Loans to individuals1.3441%1,467
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5016%890
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7662%769
Percentage Net Loans Charged-off: Total real estate loans0.1386%1,135
Percentage Net Loans Charged-off:Construction & development0.0590%428
Percentage Net Loans Charged-off: Commercial real estate0.0509%803
Percentage Net Loans Charged-off: Multi-family residential0.1503%63
Percentage Net Loans Charged-off: 1-4 family residential0.2063%841
Percentage Net Loans Charged-off: Home equity loans0.3898%147
All other 1-4 family - Percent of loans charged-off, net0.0354%1,768
Percentage Net Loans Charged-off: Commercial and industrial1.8397%820
Percentage Net Loans Charged-off: Loans to individuals1.4193%1,360
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6042%730
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6860%783
Percentage Net Loans Charged-off: Total real estate loans0.1318%922
Percentage Net Loans Charged-off:Construction & development0.0189%304
Percentage Net Loans Charged-off: Commercial real estate0.0659%500
Percentage Net Loans Charged-off: Multi-family residential-0.0047%6,349
Percentage Net Loans Charged-off: 1-4 family residential0.2028%693
Percentage Net Loans Charged-off: Home equity loans0.3821%114
All other 1-4 family - Percent of loans charged-off, net0.0353%1,264
Percentage Net Loans Charged-off: Commercial and industrial1.2342%889
Percentage Net Loans Charged-off: Loans to individuals1.6172%1,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6827%538
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9782%725
Percentage Net Loans Charged-off: Total real estate loans0.3665%621
Percentage Net Loans Charged-off:Construction & development0.3601%394
Percentage Net Loans Charged-off: Commercial real estate0.4437%549
Percentage Net Loans Charged-off: Multi-family residential-0.0048%6,526
Percentage Net Loans Charged-off: 1-4 family residential0.3411%642
Percentage Net Loans Charged-off: Home equity loans0.3950%186
All other 1-4 family - Percent of loans charged-off, net0.2891%772
Percentage Net Loans Charged-off: Commercial and industrial2.5042%840
Percentage Net Loans Charged-off: Loans to individuals1.3026%1,708
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1425%1,526
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7232%1,067
Percentage Net Loans Charged-off: Total real estate loans0.0998%1,665
Percentage Net Loans Charged-off:Construction & development0.0614%652
Percentage Net Loans Charged-off: Commercial real estate0.0892%973
Percentage Net Loans Charged-off: Multi-family residential0.0321%159
Percentage Net Loans Charged-off: 1-4 family residential0.1182%1,377
Percentage Net Loans Charged-off: Home equity loans0.2155%298
All other 1-4 family - Percent of loans charged-off, net0.0310%2,342
Percentage Net Loans Charged-off: Commercial and industrial1.1634%1,600
Percentage Net Loans Charged-off: Loans to individuals2.3295%628
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0077%1,862
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3166%2,150
Percentage Net Loans Charged-off: Total real estate loans0.0648%356
Percentage Net Loans Charged-off:Construction & development0.0077%242
Percentage Net Loans Charged-off: Commercial real estate0.0411%282
Percentage Net Loans Charged-off: Multi-family residential-0.0033%1,341
Percentage Net Loans Charged-off: 1-4 family residential0.0997%244
Percentage Net Loans Charged-off: Home equity loans0.1772%156
All other 1-4 family - Percent of loans charged-off, net0.0408%463
Percentage Net Loans Charged-off: Commercial and industrial0.2829%613
Percentage Net Loans Charged-off: Loans to individuals1.1850%341
Percentage Net Loans Charged-off: Credit card loans3.4166%268
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0036%379
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3578%1,949
Percentage Net Loans Charged-off: Total real estate loans0.0512%446
Percentage Net Loans Charged-off:Construction & development0.0559%161
Percentage Net Loans Charged-off: Commercial real estate0.0306%315
Percentage Net Loans Charged-off: Multi-family residential-0.0050%1,323
Percentage Net Loans Charged-off: 1-4 family residential0.0643%420
Percentage Net Loans Charged-off: Home equity loans0.1031%213
All other 1-4 family - Percent of loans charged-off, net0.0422%528
Percentage Net Loans Charged-off: Commercial and industrial0.2299%635
Percentage Net Loans Charged-off: Loans to individuals1.2021%358
Percentage Net Loans Charged-off: Credit card loans3.9147%231
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0064%1,259
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4183%1,788
Percentage Net Loans Charged-off: Total real estate loans0.0674%401
Percentage Net Loans Charged-off:Construction & development-0.0536%1,305
Percentage Net Loans Charged-off: Commercial real estate0.0101%417
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1374%216
Percentage Net Loans Charged-off: Home equity loans0.3250%106
All other 1-4 family - Percent of loans charged-off, net0.0346%539
Percentage Net Loans Charged-off: Commercial and industrial0.4894%351
Percentage Net Loans Charged-off: Loans to individuals1.1429%410
Percentage Net Loans Charged-off: Credit card loans4.2654%238
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5075%1,509
Percentage Net Loans Charged-off: Total real estate loans0.0460%540
Percentage Net Loans Charged-off:Construction & development0.0397%198
Percentage Net Loans Charged-off: Commercial real estate0.0126%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0774%402
Percentage Net Loans Charged-off: Home equity loans0.0908%264
All other 1-4 family - Percent of loans charged-off, net0.0705%406
Percentage Net Loans Charged-off: Commercial and industrial0.4550%357
Percentage Net Loans Charged-off: Loans to individuals1.2905%412
Percentage Net Loans Charged-off: Credit card loans3.6587%355
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5854%103
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4846%1,826
Percentage Net Loans Charged-off: Total real estate loans0.0239%755
Percentage Net Loans Charged-off:Construction & development-0.2972%1,398
Percentage Net Loans Charged-off: Commercial real estate0.0193%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0634%487
Percentage Net Loans Charged-off: Home equity loans0.0627%310
All other 1-4 family - Percent of loans charged-off, net0.0640%461
Percentage Net Loans Charged-off: Commercial and industrial0.4980%330
Percentage Net Loans Charged-off: Loans to individuals0.9915%530
Percentage Net Loans Charged-off: Credit card loans3.2634%371
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2612%214
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3512%2,445
Percentage Net Loans Charged-off: Total real estate loans0.1266%441
Percentage Net Loans Charged-off:Construction & development0.2346%196
Percentage Net Loans Charged-off: Commercial real estate0.2198%369
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0562%510
Percentage Net Loans Charged-off: Home equity loans0.0733%266
All other 1-4 family - Percent of loans charged-off, net0.0436%554
Percentage Net Loans Charged-off: Commercial and industrial0.2722%450
Percentage Net Loans Charged-off: Loans to individuals0.6209%653
Percentage Net Loans Charged-off: Credit card loans2.4786%402
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4124%151
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3046%2,964
Percentage Net Loans Charged-off: Total real estate loans0.3792%254
Percentage Net Loans Charged-off:Construction & development3.4194%68
Percentage Net Loans Charged-off: Commercial real estate0.3772%328
Percentage Net Loans Charged-off: Multi-family residential0.6136%178
Percentage Net Loans Charged-off: 1-4 family residential0.0349%670
Percentage Net Loans Charged-off: Home equity loans0.0554%287
All other 1-4 family - Percent of loans charged-off, net0.0234%725
Percentage Net Loans Charged-off: Commercial and industrial0.1231%595
Percentage Net Loans Charged-off: Loans to individuals0.4208%722
Percentage Net Loans Charged-off: Credit card loans1.7351%485
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0496%300
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3062%4,132
Percentage Net Loans Charged-off: Total real estate loans0.0489%920
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0339%772
Percentage Net Loans Charged-off: Multi-family residential0.9267%175
Percentage Net Loans Charged-off: 1-4 family residential0.0167%931
Percentage Net Loans Charged-off: Home equity loans0.0336%396
All other 1-4 family - Percent of loans charged-off, net0.0114%929
Percentage Net Loans Charged-off: Commercial and industrial0.6381%490
Percentage Net Loans Charged-off: Loans to individuals0.4275%815
Percentage Net Loans Charged-off: Credit card loans1.8831%528
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1694%285
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7770%2,823
Percentage Net Loans Charged-off: Total real estate loans0.7278%343
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate2.3183%192
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0408%835
Percentage Net Loans Charged-off: Home equity loans0.0333%433
All other 1-4 family - Percent of loans charged-off, net0.0429%784
Percentage Net Loans Charged-off: Commercial and industrial1.1525%541
Percentage Net Loans Charged-off: Loans to individuals0.6570%814
Percentage Net Loans Charged-off: Credit card loans2.7197%474
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3768%231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA