Home > The First National Bank of Spring Mills > Assets and Liabilities
The First National Bank of Spring Mills, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $31,856,000 | 8,478 |
| Cash and due from depository institutions | $1,439,000 | 8,274 |
| Interest-bearing balances | $882,000 | 2,989 |
| Securities | $9,044,000 | 7,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $20,334,000 | 7,947 |
| Loan loss allowance | $180,000 | 8,778 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $783,000 | 6,637 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $256,000 | 9,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,856,000 | 8,478 |
| Total liabilities | $27,587,000 | 8,519 |
| Total deposits | $24,597,000 | 8,689 |
| Interest-bearing deposits | $21,175,000 | 8,641 |
| Deposits held in domestic offices | $24,597,000 | 8,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,778,000 | 2,971 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $212,000 | 8,471 |
| Total equity capital | $4,269,000 | 7,688 |
| Total bank equity capital | $4,269,000 | 7,688 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $150,000 | 7,336 |
| Surplus | $150,000 | 9,442 |
| Undivided profits | $3,969,000 | 5,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $105,000 | 9,287 |
| Earning assets | $30,260,000 | 8,361 |
| Long-term assets (5+ years) | $18,769,000 | 3,274 |
| Average Assets, year-to-date | $31,481,400 | 8,333 |
| Average Assets, quarterly | $32,170,500 | 8,388 |
| Volatile liabilities | $1,562,000 | 9,358 |
| Insider loans | $216,000 | 7,066 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,214,000 | 8,346 |
| Tier 1 (core) risk-based capital | $4,137,000 | 7,661 |
| Tier 2 risk-based capital | $180,000 | 8,488 |
| Total risk weighted assets | $18,641,500 | 8,432 |
| Total unused commitments | $1,214,000 | 8,354 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $30,482,000 | 8,824 |
| Cash and due from depository institutions | $567,000 | 9,106 |
| Interest-bearing balances | $119,000 | 4,374 |
| Securities | $11,839,000 | 6,859 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $17,024,000 | 8,692 |
| Loan loss allowance | $165,000 | 9,267 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $755,000 | 6,783 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $297,000 | 9,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,482,000 | 8,824 |
| Total liabilities | $26,065,000 | 8,918 |
| Total deposits | $22,270,000 | 9,205 |
| Interest-bearing deposits | $19,557,000 | 9,104 |
| Deposits held in domestic offices | $22,270,000 | 9,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,500,000 | 2,306 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $295,000 | 7,841 |
| Total equity capital | $4,417,000 | 7,679 |
| Total bank equity capital | $4,417,000 | 7,679 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $150,000 | 7,662 |
| Surplus | $150,000 | 9,847 |
| Undivided profits | $4,117,000 | 5,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 9,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $83,000 | 10,040 |
| Earning assets | $28,982,000 | 8,695 |
| Long-term assets (5+ years) | $16,269,000 | 3,203 |
| Average Assets, year-to-date | $29,109,800 | 8,812 |
| Average Assets, quarterly | $30,048,500 | 8,808 |
| Volatile liabilities | $2,297,000 | 9,036 |
| Insider loans | $241,000 | 7,102 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $829,000 | 9,049 |
| Tier 1 (core) risk-based capital | $4,264,000 | 7,686 |
| Tier 2 risk-based capital | $165,000 | 8,920 |
| Total risk weighted assets | $17,594,800 | 8,806 |
| Total unused commitments | $829,000 | 9,061 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $28,063,000 | 9,408 |
| Cash and due from depository institutions | $897,000 | 9,804 |
| Interest-bearing balances | $462,000 | 3,172 |
| Securities | $10,579,000 | 7,734 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $15,503,000 | 9,234 |
| Loan loss allowance | $140,000 | 10,004 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $795,000 | 6,744 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $289,000 | 10,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,063,000 | 9,408 |
| Total liabilities | $23,886,000 | 9,516 |
| Total deposits | $21,340,000 | 9,722 |
| Interest-bearing deposits | $18,700,000 | 9,622 |
| Deposits held in domestic offices | $21,340,000 | 9,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,260,000 | 2,567 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $286,000 | 8,057 |
| Total equity capital | $4,177,000 | 8,022 |
| Total bank equity capital | $4,177,000 | 8,022 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $150,000 | 8,068 |
| Surplus | $150,000 | 10,333 |
| Undivided profits | $3,877,000 | 5,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 9,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $88,000 | 10,396 |
| Earning assets | $26,544,000 | 9,290 |
| Long-term assets (5+ years) | $7,958,000 | 4,740 |
| Average Assets, year-to-date | $26,198,000 | 9,467 |
| Average Assets, quarterly | $27,658,000 | 9,410 |
| Volatile liabilities | $900,000 | 10,624 |
| Insider loans | $391,000 | 6,159 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $650,000 | 9,481 |
| Tier 1 (core) risk-based capital | $4,047,000 | 8,043 |
| Tier 2 risk-based capital | $140,000 | 9,637 |
| Total risk weighted assets | $15,323,700 | 9,474 |
| Total unused commitments | $650,000 | 9,491 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $24,512,000 | 10,143 |
| Cash and due from depository institutions | $1,145,000 | 10,247 |
| Interest-bearing balances | $638,000 | 3,033 |
| Securities | $9,294,000 | 8,522 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $12,927,000 | 9,981 |
| Loan loss allowance | $120,000 | 10,693 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $890,000 | 6,459 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $256,000 | 10,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,512,000 | 10,143 |
| Total liabilities | $20,575,000 | 10,309 |
| Total deposits | $19,066,000 | 10,417 |
| Interest-bearing deposits | $16,797,000 | 10,297 |
| Deposits held in domestic offices | $19,066,000 | 10,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,257,000 | 2,727 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $252,000 | 8,953 |
| Total equity capital | $3,937,000 | 8,419 |
| Total bank equity capital | $3,937,000 | 8,419 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $150,000 | 10,773 |
| Undivided profits | $3,637,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 10,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $79,000 | 11,028 |
| Earning assets | $22,859,000 | 10,059 |
| Long-term assets (5+ years) | $6,839,000 | 4,995 |
| Average Assets, year-to-date | $22,899,200 | 10,210 |
| Average Assets, quarterly | $23,995,000 | 10,155 |
| Volatile liabilities | $600,000 | 11,320 |
| Insider loans | $397,000 | 6,308 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $323,000 | 10,420 |
| Tier 1 (core) risk-based capital | $3,788,000 | 8,464 |
| Tier 2 risk-based capital | $120,000 | 10,317 |
| Total risk weighted assets | $13,731,800 | 10,065 |
| Total unused commitments | $323,000 | 10,428 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $21,599,000 | 10,876 |
| Cash and due from depository institutions | $1,071,000 | 11,389 |
| Interest-bearing balances | $655,000 | 2,981 |
| Securities | $8,166,000 | 9,468 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $11,902,000 | 10,528 |
| Loan loss allowance | $120,000 | 11,223 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $112,000 | 11,500 |
| Other real estate owned | $0 | 11,389 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $348,000 | 10,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,599,000 | 10,876 |
| Total liabilities | $18,126,000 | 11,069 |
| Total deposits | $17,471,000 | 11,038 |
| Interest-bearing deposits | $15,409,000 | 10,906 |
| Deposits held in domestic offices | $17,471,000 | 11,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $500,000 | 3,719 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $155,000 | 9,897 |
| Total equity capital | $3,473,000 | 8,839 |
| Total bank equity capital | $3,473,000 | 8,839 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $150,000 | 11,270 |
| Undivided profits | $3,173,000 | 5,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $73,000 | 11,507 |
| Earning assets | $20,723,000 | 10,690 |
| Long-term assets (5+ years) | $6,061,000 | 5,495 |
| Average Assets, year-to-date | $21,411,800 | 10,832 |
| Average Assets, quarterly | $21,662,000 | 10,851 |
| Volatile liabilities | $500,000 | 11,894 |
| Insider loans | $167,000 | 8,547 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $470,000 | 10,417 |
| Tier 1 (core) risk-based capital | $3,556,000 | 8,841 |
| Tier 2 risk-based capital | $120,000 | 10,758 |
| Total risk weighted assets | $12,093,100 | 10,758 |
| Total unused commitments | $470,000 | 10,422 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $20,835,000 | 11,472 |
| Cash and due from depository institutions | $1,185,000 | 11,619 |
| Interest-bearing balances | $731,000 | 3,831 |
| Securities | $7,603,000 | 10,046 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $11,698,000 | 10,878 |
| Loan loss allowance | $120,000 | 11,726 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $64,000 | 12,639 |
| Other real estate owned | $0 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $285,000 | 11,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,835,000 | 11,472 |
| Total liabilities | $17,539,000 | 11,685 |
| Total deposits | $16,895,000 | 11,684 |
| Interest-bearing deposits | $15,204,000 | 11,493 |
| Deposits held in domestic offices | $16,895,000 | 11,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $502,000 | 3,334 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $142,000 | 10,574 |
| Total equity capital | $3,296,000 | 9,343 |
| Total bank equity capital | $3,296,000 | 9,343 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $150,000 | 11,774 |
| Undivided profits | $2,996,000 | 6,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 9,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $61,000 | 12,154 |
| Earning assets | $20,032,000 | 11,287 |
| Long-term assets (5+ years) | $7,065,000 | 5,382 |
| Average Assets, year-to-date | $20,181,600 | 11,499 |
| Average Assets, quarterly | $20,577,500 | 11,484 |
| Volatile liabilities | $1,002,000 | 11,377 |
| Insider loans | $139,000 | 9,137 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $339,000 | 11,041 |
| Tier 1 (core) risk-based capital | $3,296,000 | 9,285 |
| Tier 2 risk-based capital | $120,000 | 11,139 |
| Total risk weighted assets | $11,375,200 | 11,312 |
| Total unused commitments | $339,000 | 11,052 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $19,523,000 | 12,109 |
| Cash and due from depository institutions | $1,175,000 | 12,446 |
| Interest-bearing balances | $787,000 | 4,245 |
| Securities | $6,533,000 | 10,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $11,489,000 | 11,208 |
| Loan loss allowance | $115,000 | 12,256 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $91,000 | 12,854 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $235,000 | 12,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,523,000 | 12,109 |
| Total liabilities | $16,536,000 | 12,297 |
| Total deposits | $16,375,000 | 12,224 |
| Interest-bearing deposits | $14,655,000 | 12,058 |
| Deposits held in domestic offices | $16,375,000 | 12,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $161,000 | 10,895 |
| Total equity capital | $2,987,000 | 9,775 |
| Total bank equity capital | $2,987,000 | 9,775 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $150,000 | 12,235 |
| Undivided profits | $2,687,000 | 6,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $65,000 | 12,604 |
| Earning assets | $18,809,000 | 11,875 |
| Long-term assets (5+ years) | $8,830,000 | 4,700 |
| Average Assets, year-to-date | $19,143,200 | 12,062 |
| Average Assets, quarterly | $19,441,500 | 12,076 |
| Volatile liabilities | $500,000 | 12,849 |
| Insider loans | $123,000 | 5,167 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $414,000 | 10,876 |
| Tier 1 (core) risk-based capital | $2,987,000 | 9,702 |
| Tier 2 risk-based capital | $115,000 | 11,578 |
| Total risk weighted assets | $11,020,000 | 11,777 |
| Total unused commitments | $414,000 | 10,900 |
| Derivatives | $0 | 651 |