Home > The First National Bank of New Holland > Income and Expense
The First National Bank of New Holland, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 7,880 |
| Total interest expense | $89,000 | 8,156 |
| Net interest income | $297,000 | 7,516 |
| Provision for loan and lease losses | $17,000 | 5,028 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-13,000 | 8,407 |
| Total noninterest expense | $528,000 | 6,161 |
| Salaries and employee benefits | $172,000 | 7,288 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $290,000 | 4,222 |
| Pre-tax net operating income | $-213,000 | 7,783 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-213,000 | 7,859 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-213,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,369 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-213,000 | 7,828 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 7,940 |
| Total interest expense | $373,000 | 8,127 |
| Net interest income | $1,046,000 | 7,689 |
| Provision for loan and lease losses | $8,000 | 6,652 |
| Total noninterest income | $275,000 | 6,201 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $252,000 | 4,441 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,000 | 7,725 |
| Total noninterest expense | $1,710,000 | 6,600 |
| Salaries and employee benefits | $664,000 | 7,358 |
| Premises and equipment expense | $192,000 | 6,818 |
| Additional noninterest expense | $854,000 | 5,132 |
| Pre-tax net operating income | $-397,000 | 7,754 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-397,000 | 7,832 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-397,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 1,941 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-397,000 | 7,813 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 8,004 |
| Total interest expense | $270,000 | 8,196 |
| Net interest income | $799,000 | 7,710 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $203,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $190,000 | 4,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $1,322,000 | 6,520 |
| Salaries and employee benefits | $515,000 | 7,263 |
| Premises and equipment expense | $145,000 | 6,797 |
| Additional noninterest expense | $662,000 | 4,963 |
| Pre-tax net operating income | $-325,000 | 7,972 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-325,000 | 8,020 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-325,000 | 8,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,246 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-325,000 | 8,006 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 8,045 |
| Total interest expense | $180,000 | 8,255 |
| Net interest income | $546,000 | 7,736 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $133,000 | 6,345 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $118,000 | 4,611 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $882,000 | 6,565 |
| Salaries and employee benefits | $350,000 | 7,285 |
| Premises and equipment expense | $95,000 | 6,857 |
| Additional noninterest expense | $437,000 | 4,999 |
| Pre-tax net operating income | $-205,000 | 8,090 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-205,000 | 8,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-205,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,892 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-205,000 | 8,112 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 8,044 |
| Total interest expense | $92,000 | 8,285 |
| Net interest income | $288,000 | 7,703 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $419,000 | 6,719 |
| Salaries and employee benefits | $179,000 | 7,272 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $192,000 | 5,396 |
| Pre-tax net operating income | $-72,000 | 8,085 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-72,000 | 8,112 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-72,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,288 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-72,000 | 8,101 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 7,831 |
| Total interest expense | $389,000 | 8,121 |
| Net interest income | $1,233,000 | 7,544 |
| Provision for loan and lease losses | $59,000 | 5,451 |
| Total noninterest income | $678,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $262,000 | 4,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $416,000 | 3,666 |
| Total noninterest expense | $1,829,000 | 6,401 |
| Salaries and employee benefits | $589,000 | 7,627 |
| Premises and equipment expense | $206,000 | 6,668 |
| Additional noninterest expense | $1,034,000 | 4,401 |
| Pre-tax net operating income | $23,000 | 7,892 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $23,000 | 7,920 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $23,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,277 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $23,000 | 7,907 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 7,929 |
| Total interest expense | $297,000 | 8,148 |
| Net interest income | $885,000 | 7,675 |
| Provision for loan and lease losses | $87,000 | 4,417 |
| Total noninterest income | $475,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $197,000 | 4,422 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $278,000 | 3,875 |
| Total noninterest expense | $1,411,000 | 6,325 |
| Salaries and employee benefits | $445,000 | 7,603 |
| Premises and equipment expense | $155,000 | 6,679 |
| Additional noninterest expense | $811,000 | 4,221 |
| Pre-tax net operating income | $-138,000 | 8,260 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-138,000 | 8,280 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-138,000 | 8,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 870 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-138,000 | 8,269 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 7,908 |
| Total interest expense | $200,000 | 8,138 |
| Net interest income | $612,000 | 7,656 |
| Provision for loan and lease losses | $84,000 | 3,673 |
| Total noninterest income | $388,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $260,000 | 3,259 |
| Total noninterest expense | $1,020,000 | 6,110 |
| Salaries and employee benefits | $313,000 | 7,549 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $599,000 | 3,918 |
| Pre-tax net operating income | $-104,000 | 8,338 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-104,000 | 8,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-104,000 | 8,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 954 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-104,000 | 8,347 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,812 |
| Total interest expense | $99,000 | 8,144 |
| Net interest income | $343,000 | 7,483 |
| Provision for loan and lease losses | $82,000 | 2,309 |
| Total noninterest income | $83,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 4,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $547,000 | 5,913 |
| Salaries and employee benefits | $178,000 | 7,285 |
| Premises and equipment expense | $54,000 | 6,597 |
| Additional noninterest expense | $315,000 | 3,762 |
| Pre-tax net operating income | $-203,000 | 8,545 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-203,000 | 8,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-203,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 377 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-203,000 | 8,561 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 7,661 |
| Total interest expense | $482,000 | 7,677 |
| Net interest income | $1,291,000 | 7,569 |
| Provision for loan and lease losses | $1,184,000 | 904 |
| Total noninterest income | $241,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $302,000 | 4,167 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-61,000 | 8,821 |
| Total noninterest expense | $2,519,000 | 5,358 |
| Salaries and employee benefits | $838,000 | 6,816 |
| Premises and equipment expense | $252,000 | 6,191 |
| Additional noninterest expense | $1,429,000 | 3,353 |
| Pre-tax net operating income | $-2,171,000 | 8,768 |
| Securities gains (losses) | $18,000 | 1,287 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,153,000 | 8,779 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,153,000 | 8,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $964,000 | 699 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-2,171,000 | 8,765 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 7,639 |
| Total interest expense | $374,000 | 7,579 |
| Net interest income | $995,000 | 7,569 |
| Provision for loan and lease losses | $1,182,000 | 650 |
| Total noninterest income | $253,000 | 6,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $234,000 | 4,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $1,626,000 | 5,797 |
| Salaries and employee benefits | $622,000 | 6,831 |
| Premises and equipment expense | $197,000 | 6,082 |
| Additional noninterest expense | $807,000 | 4,153 |
| Pre-tax net operating income | $-1,560,000 | 8,787 |
| Securities gains (losses) | $18,000 | 1,269 |
| Applicable income taxes | $-5,000 | 8,578 |
| Income before extraordinary items | $-1,537,000 | 8,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,537,000 | 8,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,192 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,555,000 | 8,786 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $990,000 | 7,472 |
| Total interest expense | $256,000 | 7,475 |
| Net interest income | $734,000 | 7,384 |
| Provision for loan and lease losses | $813,000 | 622 |
| Total noninterest income | $219,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $155,000 | 4,080 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $1,027,000 | 5,980 |
| Salaries and employee benefits | $399,000 | 6,923 |
| Premises and equipment expense | $130,000 | 6,100 |
| Additional noninterest expense | $498,000 | 4,387 |
| Pre-tax net operating income | $-887,000 | 8,763 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-3,000 | 8,587 |
| Income before extraordinary items | $-884,000 | 8,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-884,000 | 8,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 582 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-884,000 | 8,763 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,330 |
| Total interest expense | $128,000 | 7,447 |
| Net interest income | $411,000 | 7,183 |
| Provision for loan and lease losses | $144,000 | 1,530 |
| Total noninterest income | $106,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $554,000 | 5,755 |
| Salaries and employee benefits | $211,000 | 6,845 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $260,000 | 4,234 |
| Pre-tax net operating income | $-181,000 | 8,711 |
| Securities gains (losses) | $18,000 | 832 |
| Applicable income taxes | $-2,000 | 8,643 |
| Income before extraordinary items | $-161,000 | 8,721 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-161,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-178,820 | 8,716 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 6,675 |
| Total interest expense | $659,000 | 6,730 |
| Net interest income | $2,072,000 | 6,524 |
| Provision for loan and lease losses | $1,581,000 | 683 |
| Total noninterest income | $488,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $420,000 | 3,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $68,000 | 7,023 |
| Total noninterest expense | $1,996,000 | 6,009 |
| Salaries and employee benefits | $747,000 | 7,130 |
| Premises and equipment expense | $295,000 | 5,717 |
| Additional noninterest expense | $954,000 | 4,521 |
| Pre-tax net operating income | $-1,017,000 | 8,811 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-387,000 | 8,884 |
| Income before extraordinary items | $-630,000 | 8,761 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-630,000 | 8,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $910,000 | 842 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-630,000 | 8,738 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,552 |
| Total interest expense | $514,000 | 6,639 |
| Net interest income | $1,648,000 | 6,386 |
| Provision for loan and lease losses | $1,941,000 | 427 |
| Total noninterest income | $377,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $275,000 | 3,869 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $1,381,000 | 6,246 |
| Salaries and employee benefits | $563,000 | 7,072 |
| Premises and equipment expense | $215,000 | 5,770 |
| Additional noninterest expense | $603,000 | 5,032 |
| Pre-tax net operating income | $-1,297,000 | 8,936 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-436,000 | 8,967 |
| Income before extraordinary items | $-861,000 | 8,907 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-861,000 | 8,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-861,000 | 8,886 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 6,339 |
| Total interest expense | $359,000 | 6,545 |
| Net interest income | $1,202,000 | 6,143 |
| Provision for loan and lease losses | $1,342,000 | 421 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $207,000 | 3,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $61,000 | 6,105 |
| Total noninterest expense | $945,000 | 6,200 |
| Salaries and employee benefits | $376,000 | 7,104 |
| Premises and equipment expense | $140,000 | 5,870 |
| Additional noninterest expense | $429,000 | 4,828 |
| Pre-tax net operating income | $-817,000 | 8,975 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-323,000 | 9,020 |
| Income before extraordinary items | $-494,000 | 8,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-494,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 640 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-494,000 | 8,908 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 6,402 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $589,000 | 6,214 |
| Provision for loan and lease losses | $58,000 | 3,132 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $457,000 | 6,354 |
| Salaries and employee benefits | $198,000 | 7,017 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $229,000 | 4,609 |
| Pre-tax net operating income | $197,000 | 5,851 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $63,000 | 4,507 |
| Income before extraordinary items | $134,000 | 6,266 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 822 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $134,000 | 6,155 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 6,661 |
| Total interest expense | $798,000 | 6,716 |
| Net interest income | $2,080,000 | 6,459 |
| Provision for loan and lease losses | $650,000 | 1,734 |
| Total noninterest income | $617,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $86,000 | 6,787 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $531,000 | 3,479 |
| Total noninterest expense | $1,785,000 | 6,376 |
| Salaries and employee benefits | $777,000 | 6,998 |
| Premises and equipment expense | $110,000 | 7,945 |
| Additional noninterest expense | $898,000 | 4,640 |
| Pre-tax net operating income | $262,000 | 7,591 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $84,000 | 5,895 |
| Income before extraordinary items | $178,000 | 7,873 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $178,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,022 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $178,000 | 7,741 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 6,784 |
| Total interest expense | $608,000 | 6,820 |
| Net interest income | $1,522,000 | 6,595 |
| Provision for loan and lease losses | $239,000 | 2,957 |
| Total noninterest income | $488,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $64,000 | 6,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 3,427 |
| Total noninterest expense | $1,319,000 | 6,397 |
| Salaries and employee benefits | $519,000 | 7,303 |
| Premises and equipment expense | $81,000 | 7,979 |
| Additional noninterest expense | $719,000 | 4,392 |
| Pre-tax net operating income | $452,000 | 6,500 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $143,000 | 5,176 |
| Income before extraordinary items | $309,000 | 6,904 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $309,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,091 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $309,000 | 6,733 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 6,921 |
| Total interest expense | $411,000 | 6,904 |
| Net interest income | $964,000 | 6,751 |
| Provision for loan and lease losses | $84,000 | 4,244 |
| Total noninterest income | $258,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $215,000 | 3,915 |
| Total noninterest expense | $860,000 | 6,485 |
| Salaries and employee benefits | $343,000 | 7,350 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $463,000 | 4,495 |
| Pre-tax net operating income | $278,000 | 6,639 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $88,000 | 5,284 |
| Income before extraordinary items | $190,000 | 7,060 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $190,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $190,000 | 6,868 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 7,083 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $452,000 | 6,942 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $126,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $105,000 | 3,842 |
| Total noninterest expense | $413,000 | 6,610 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $216,000 | 4,699 |
| Pre-tax net operating income | $125,000 | 6,826 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $86,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,229 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $86,000 | 7,003 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 7,341 |
| Total interest expense | $829,000 | 7,430 |
| Net interest income | $1,688,000 | 7,130 |
| Provision for loan and lease losses | $343,000 | 3,170 |
| Total noninterest income | $343,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $81,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 4,532 |
| Total noninterest expense | $1,413,000 | 7,034 |
| Salaries and employee benefits | $650,000 | 7,503 |
| Premises and equipment expense | $95,000 | 8,237 |
| Additional noninterest expense | $668,000 | 5,561 |
| Pre-tax net operating income | $275,000 | 7,651 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $78,000 | 6,185 |
| Income before extraordinary items | $197,000 | 7,853 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $197,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 2,159 |
| Cash dividends | $64,000 | 5,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $197,000 | 7,751 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 7,751 |
| Total interest expense | $991,000 | 8,044 |
| Net interest income | $1,507,000 | 7,317 |
| Provision for loan and lease losses | $93,000 | 5,742 |
| Total noninterest income | $213,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $146,000 | 5,594 |
| Total noninterest expense | $1,275,000 | 7,275 |
| Salaries and employee benefits | $579,000 | 7,765 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $615,000 | 5,744 |
| Pre-tax net operating income | $352,000 | 7,178 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $111,000 | 5,875 |
| Income before extraordinary items | $241,000 | 7,484 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $241,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,402 |
| Cash dividends | $226,000 | 4,821 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 574 |
| Net operating income | $241,000 | 7,369 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 8,261 |
| Total interest expense | $920,000 | 8,401 |
| Net interest income | $1,246,000 | 7,971 |
| Provision for loan and lease losses | $64,000 | 6,118 |
| Total noninterest income | $212,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,307 |
| Total noninterest expense | $1,202,000 | 7,496 |
| Salaries and employee benefits | $522,000 | 8,138 |
| Premises and equipment expense | $116,000 | 8,175 |
| Additional noninterest expense | $564,000 | 5,999 |
| Pre-tax net operating income | $192,000 | 8,399 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $30,000 | 7,623 |
| Income before extraordinary items | $161,000 | 8,345 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $161,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $66,000 | 6,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $161,840 | 8,347 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 8,770 |
| Total interest expense | $663,000 | 9,037 |
| Net interest income | $1,086,000 | 8,432 |
| Provision for loan and lease losses | $17,000 | 7,804 |
| Total noninterest income | $122,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,287 |
| Total noninterest expense | $1,059,000 | 7,952 |
| Salaries and employee benefits | $492,000 | 8,380 |
| Premises and equipment expense | $31,000 | 9,958 |
| Additional noninterest expense | $536,000 | 6,250 |
| Pre-tax net operating income | $132,000 | 8,905 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,000 | 8,624 |
| Income before extraordinary items | $128,000 | 8,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $128,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $66,000 | 6,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $128,000 | 8,757 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 9,495 |
| Total interest expense | $427,000 | 9,851 |
| Net interest income | $907,000 | 9,003 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $62,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $677,000 | 9,173 |
| Salaries and employee benefits | $357,000 | 9,242 |
| Premises and equipment expense | $18,000 | 10,330 |
| Additional noninterest expense | $302,000 | 8,103 |
| Pre-tax net operating income | $272,000 | 8,554 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $62,000 | 8,116 |
| Income before extraordinary items | $210,000 | 8,547 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $210,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $66,000 | 6,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $210,000 | 8,467 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 10,079 |
| Total interest expense | $395,000 | 10,345 |
| Net interest income | $795,000 | 9,684 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $605,000 | 9,729 |
| Salaries and employee benefits | $329,000 | 9,744 |
| Premises and equipment expense | $29,000 | 10,632 |
| Additional noninterest expense | $247,000 | 8,886 |
| Pre-tax net operating income | $241,000 | 9,348 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $62,000 | 7,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $192,600 | 9,184 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 10,769 |
| Total interest expense | $386,000 | 10,912 |
| Net interest income | $647,000 | 10,526 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $48,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $556,000 | 10,373 |
| Salaries and employee benefits | $297,000 | 10,370 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $188,000 | 10,073 |
| Pre-tax net operating income | $127,000 | 10,222 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $9,000 | 10,382 |
| Income before extraordinary items | $119,000 | 10,054 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $119,000 | 10,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $62,000 | 7,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $118,070 | 10,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 11,234 |
| Total interest expense | $411,000 | 11,291 |
| Net interest income | $614,000 | 11,091 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $37,000 | 11,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $562,000 | 10,750 |
| Salaries and employee benefits | $272,000 | 10,985 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $213,000 | 10,266 |
| Pre-tax net operating income | $71,000 | 11,222 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-6,000 | 11,508 |
| Income before extraordinary items | $77,000 | 11,122 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $77,000 | 11,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,528 |
| Cash dividends | $62,000 | 7,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $77,000 | 11,100 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 11,660 |
| Total interest expense | $356,000 | 11,801 |
| Net interest income | $670,000 | 11,487 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $39,000 | 12,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $490,000 | 11,666 |
| Salaries and employee benefits | $267,000 | 11,505 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $171,000 | 11,508 |
| Pre-tax net operating income | $216,000 | 10,765 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $181,000 | 10,486 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $181,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $62,000 | 7,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $181,000 | 10,528 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 12,112 |
| Total interest expense | $377,000 | 12,321 |
| Net interest income | $706,000 | 11,852 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $36,000 | 12,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,880 |
| Total noninterest expense | $475,000 | 12,291 |
| Salaries and employee benefits | $258,000 | 12,095 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $165,000 | 12,216 |
| Pre-tax net operating income | $244,000 | 10,667 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $49,000 | 10,966 |
| Income before extraordinary items | $195,000 | 10,718 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $195,000 | 10,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $195,000 | 10,491 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 12,721 |
| Total interest expense | $470,000 | 12,880 |
| Net interest income | $676,000 | 12,412 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $34,000 | 13,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $459,000 | 12,862 |
| Salaries and employee benefits | $243,000 | 12,676 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $154,000 | 12,891 |
| Pre-tax net operating income | $203,000 | 11,048 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $30,000 | 11,811 |
| Income before extraordinary items | $171,000 | 10,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $171,000 | 11,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $49,000 | 7,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $172,700 | 10,623 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.