The First National Bank of Hughes Springs, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$9,959,0002,119
Total interest expense$301,0004,124
Net interest income$9,658,0001,614
Provision for loan and lease losses$-155,0004,286
Total noninterest income$1,200,0001,794
Gross Fiduciary activities income$0937
Service charges on deposit accounts$661,000823
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,121
Total noninterest expense$6,141,0001,853
Salaries and employee benefits$3,582,0001,807
Premises and equipment expense$798,0001,495
Additional noninterest expense$539,0002,145
Pre-tax net operating income$4,872,0001,313
Securities gains (losses)$0804
Applicable income taxes$03,247
Income before extraordinary items$4,872,0001,153
Extraordinary gains, net$020
Net income$4,872,0001,164
Minority interest net income$069
Net income of bank and minority interests.$4,872,0001,153
Net charge-offs$-103,0004,314
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$4,872,0001,164
2025-03-31 (YTD Data)Rank
Total interest income$4,955,0002,116
Total interest expense$132,0004,173
Net interest income$4,823,0001,590
Provision for loan and lease losses$-153,0004,386
Total noninterest income$577,0001,791
Gross Fiduciary activities income$0918
Service charges on deposit accounts$336,000805
Trading account gains and feesNANA
Additional Noninterest Income$241,0002,206
Total noninterest expense$3,217,0001,796
Salaries and employee benefits$1,816,0001,793
Premises and equipment expense$420,0001,461
Additional noninterest expense$241,0002,206
Pre-tax net operating income$2,336,0001,306
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$2,336,0001,132
Extraordinary gains, net$047
Net income$2,336,0001,149
Minority interest net income$065
Net income of bank and minority interests.$2,336,0001,132
Net charge-offs$-83,0004,360
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,336,0001,144
2024-12-31 (YTD Data)Rank
Total interest income$19,512,0002,100
Total interest expense$574,0004,162
Net interest income$18,938,0001,544
Provision for loan and lease losses$1,734,000665
Total noninterest income$2,416,0001,811
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,429,000776
Trading account gains and feesNANA
Additional Noninterest Income$987,0002,264
Total noninterest expense$11,799,0001,888
Salaries and employee benefits$7,009,0001,811
Premises and equipment expense$1,600,0001,489
Additional noninterest expense$987,0002,264
Pre-tax net operating income$7,821,0001,388
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$7,821,0001,233
Extraordinary gains, net$053
Net income$7,821,0001,245
Minority interest net income$090
Net income of bank and minority interests.$7,821,0001,233
Net charge-offs$1,448,000571
Cash dividends$7,800,000622
Sale, conversion, retirement of capital stock, net$0564
Net operating income$7,821,0001,248
2024-09-30 (YTD Data)Rank
Total interest income$14,420,0002,109
Total interest expense$442,0004,174
Net interest income$13,978,0001,543
Provision for loan and lease losses$1,414,000595
Total noninterest income$1,864,0001,767
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,079,000764
Trading account gains and feesNANA
Additional Noninterest Income$785,0002,187
Total noninterest expense$8,833,0001,867
Salaries and employee benefits$5,346,0001,776
Premises and equipment expense$1,125,0001,561
Additional noninterest expense$785,0002,187
Pre-tax net operating income$5,595,0001,401
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$5,595,0001,250
Extraordinary gains, net$051
Net income$5,595,0001,263
Minority interest net income$082
Net income of bank and minority interests.$5,595,0001,252
Net charge-offs$1,590,000423
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,595,0001,254
2024-06-30 (YTD Data)Rank
Total interest income$9,540,0002,092
Total interest expense$267,0004,206
Net interest income$9,273,0001,538
Provision for loan and lease losses$233,0001,288
Total noninterest income$1,266,0001,727
Gross Fiduciary activities income$0962
Service charges on deposit accounts$713,000758
Trading account gains and feesNANA
Additional Noninterest Income$553,0002,107
Total noninterest expense$5,825,0001,881
Salaries and employee benefits$3,581,0001,774
Premises and equipment expense$774,0001,506
Additional noninterest expense$553,0002,107
Pre-tax net operating income$4,481,0001,223
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$4,481,0001,088
Extraordinary gains, net$052
Net income$4,481,0001,104
Minority interest net income$084
Net income of bank and minority interests.$4,481,0001,090
Net charge-offs$632,000506
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,481,0001,082
2024-03-31 (YTD Data)Rank
Total interest income$4,909,0002,032
Total interest expense$130,0004,230
Net interest income$4,779,0001,496
Provision for loan and lease losses$-428,0004,458
Total noninterest income$673,0001,656
Gross Fiduciary activities income$0895
Service charges on deposit accounts$358,000758
Trading account gains and feesNANA
Additional Noninterest Income$315,0001,931
Total noninterest expense$2,895,0001,883
Salaries and employee benefits$1,736,0001,810
Premises and equipment expense$437,0001,382
Additional noninterest expense$315,0001,931
Pre-tax net operating income$2,985,000978
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$2,985,000856
Extraordinary gains, net$051
Net income$2,985,000864
Minority interest net income$072
Net income of bank and minority interests.$2,985,000856
Net charge-offs$-228,0004,536
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,985,000854
2023-12-31 (YTD Data)Rank
Total interest income$19,038,0001,953
Total interest expense$387,0004,201
Net interest income$18,651,0001,526
Provision for loan and lease losses$1,817,000579
Total noninterest income$3,668,0001,438
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,375,000784
Trading account gains and feesNANA
Additional Noninterest Income$2,293,0001,498
Total noninterest expense$11,162,0001,902
Salaries and employee benefits$6,748,0001,813
Premises and equipment expense$1,566,0001,486
Additional noninterest expense$2,293,0001,498
Pre-tax net operating income$9,340,0001,223
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$9,340,0001,066
Extraordinary gains, net$054
Net income$9,340,0001,078
Minority interest net income$088
Net income of bank and minority interests.$9,340,0001,069
Net charge-offs$3,021,000317
Cash dividends$9,345,000517
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,340,0001,093
2023-09-30 (YTD Data)Rank
Total interest income$14,137,0001,938
Total interest expense$266,0004,205
Net interest income$13,871,0001,544
Provision for loan and lease losses$884,000718
Total noninterest income$3,066,0001,325
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,027,000783
Trading account gains and feesNANA
Additional Noninterest Income$2,039,0001,342
Total noninterest expense$8,679,0001,859
Salaries and employee benefits$5,268,0001,764
Premises and equipment expense$1,240,0001,426
Additional noninterest expense$2,039,0001,342
Pre-tax net operating income$7,374,0001,216
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,374,0001,072
Extraordinary gains, net$052
Net income$7,374,0001,077
Minority interest net income$081
Net income of bank and minority interests.$7,374,0001,072
Net charge-offs$2,078,000294
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,374,0001,087
2023-06-30 (YTD Data)Rank
Total interest income$9,319,0001,928
Total interest expense$164,0004,209
Net interest income$9,155,0001,575
Provision for loan and lease losses$-2,270,0004,601
Total noninterest income$1,214,0001,764
Gross Fiduciary activities income$0931
Service charges on deposit accounts$659,000799
Trading account gains and feesNANA
Additional Noninterest Income$555,0002,096
Total noninterest expense$5,665,0001,870
Salaries and employee benefits$3,335,0001,827
Premises and equipment expense$857,0001,376
Additional noninterest expense$555,0002,093
Pre-tax net operating income$6,974,000946
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$6,974,000800
Extraordinary gains, net$051
Net income$6,974,000811
Minority interest net income$081
Net income of bank and minority interests.$6,974,000800
Net charge-offs$-462,0004,601
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,974,000812
2023-03-31 (YTD Data)Rank
Total interest income$4,391,0001,980
Total interest expense$70,0004,225
Net interest income$4,321,0001,658
Provision for loan and lease losses$02,612
Total noninterest income$578,0001,809
Gross Fiduciary activities income$0913
Service charges on deposit accounts$323,000815
Trading account gains and feesNANA
Additional Noninterest Income$255,0002,166
Total noninterest expense$2,982,0001,839
Salaries and employee benefits$1,674,0001,848
Premises and equipment expense$519,0001,208
Additional noninterest expense$255,0002,166
Pre-tax net operating income$1,917,0001,514
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,917,0001,331
Extraordinary gains, net$04
Net income$1,917,0001,330
Minority interest net income$048
Net income of bank and minority interests.$1,917,0001,331
Net charge-offs$104,000588
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,917,0001,347
2022-12-31 (YTD Data)Rank
Total interest income$14,078,0002,051
Total interest expense$189,0004,090
Net interest income$13,889,0001,890
Provision for loan and lease losses$03,012
Total noninterest income$2,372,0001,868
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,248,000856
Trading account gains and feesNANA
Additional Noninterest Income$1,124,0002,212
Total noninterest expense$10,671,0001,914
Salaries and employee benefits$6,305,0001,893
Premises and equipment expense$1,348,0001,660
Additional noninterest expense$1,124,0002,212
Pre-tax net operating income$5,590,0001,916
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$5,590,0001,688
Extraordinary gains, net$05
Net income$5,590,0001,686
Minority interest net income$063
Net income of bank and minority interests.$5,590,0001,687
Net charge-offs$257,000827
Cash dividends$5,583,000721
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,590,0001,717
2022-09-30 (YTD Data)Rank
Total interest income$9,846,0002,087
Total interest expense$143,0003,983
Net interest income$9,703,0001,974
Provision for loan and lease losses$02,835
Total noninterest income$1,757,0001,903
Gross Fiduciary activities income$0968
Service charges on deposit accounts$915,000875
Trading account gains and feesNANA
Additional Noninterest Income$842,0002,252
Total noninterest expense$7,803,0001,945
Salaries and employee benefits$4,644,0001,902
Premises and equipment expense$1,008,0001,675
Additional noninterest expense$842,0002,252
Pre-tax net operating income$3,657,0002,043
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,657,0001,832
Extraordinary gains, net$04
Net income$3,657,0001,830
Minority interest net income$057
Net income of bank and minority interests.$3,657,0001,831
Net charge-offs$20,0001,597
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,657,0001,865
2022-06-30 (YTD Data)Rank
Total interest income$6,055,0002,158
Total interest expense$100,0003,934
Net interest income$5,955,0002,054
Provision for loan and lease losses$02,599
Total noninterest income$1,173,0001,890
Gross Fiduciary activities income$0925
Service charges on deposit accounts$607,000873
Trading account gains and feesNANA
Additional Noninterest Income$566,0002,260
Total noninterest expense$5,050,0001,976
Salaries and employee benefits$3,075,0001,904
Premises and equipment expense$678,0001,666
Additional noninterest expense$1,297,0002,196
Pre-tax net operating income$2,078,0002,152
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,078,0001,958
Extraordinary gains, net$04
Net income$2,078,0001,958
Minority interest net income$060
Net income of bank and minority interests.$2,078,0001,958
Net charge-offs$29,0001,185
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,078,0002,001
2022-03-31 (YTD Data)Rank
Total interest income$2,859,0002,194
Total interest expense$55,0003,839
Net interest income$2,804,0002,097
Provision for loan and lease losses$02,285
Total noninterest income$578,0001,906
Gross Fiduciary activities income$0892
Service charges on deposit accounts$296,000883
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,251
Total noninterest expense$2,553,0001,950
Salaries and employee benefits$1,545,0001,900
Premises and equipment expense$369,0001,591
Additional noninterest expense$639,0002,208
Pre-tax net operating income$829,0002,342
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$829,0002,148
Extraordinary gains, net$04
Net income$829,0002,148
Minority interest net income$050
Net income of bank and minority interests.$829,0002,148
Net charge-offs$-36,0004,319
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$829,0002,166
2021-12-31 (YTD Data)Rank
Total interest income$12,960,0002,072
Total interest expense$283,0003,810
Net interest income$12,677,0001,960
Provision for loan and lease losses$03,064
Total noninterest income$821,0003,185
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,072,000927
Trading account gains and feesNANA
Additional Noninterest Income$-251,0004,836
Total noninterest expense$9,171,0002,087
Salaries and employee benefits$5,989,0001,935
Premises and equipment expense$1,251,0001,772
Additional noninterest expense$1,931,0002,651
Pre-tax net operating income$4,327,0002,228
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$4,327,0002,063
Extraordinary gains, net$010
Net income$4,327,0002,063
Minority interest net income$074
Net income of bank and minority interests.$4,327,0002,065
Net charge-offs$-477,0004,714
Cash dividends$4,331,000888
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,327,0002,039
2021-09-30 (YTD Data)Rank
Total interest income$10,052,0002,061
Total interest expense$201,0003,953
Net interest income$9,851,0001,944
Provision for loan and lease losses$02,963
Total noninterest income$282,0003,925
Gross Fiduciary activities income$0957
Service charges on deposit accounts$767,000953
Trading account gains and feesNANA
Additional Noninterest Income$-485,0004,916
Total noninterest expense$6,902,0002,096
Salaries and employee benefits$4,492,0001,943
Premises and equipment expense$953,0001,774
Additional noninterest expense$1,457,0002,645
Pre-tax net operating income$3,231,0002,337
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,231,0002,155
Extraordinary gains, net$08
Net income$3,231,0002,155
Minority interest net income$069
Net income of bank and minority interests.$3,231,0002,155
Net charge-offs$-457,0004,800
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,231,0002,125
2021-06-30 (YTD Data)Rank
Total interest income$5,765,0002,300
Total interest expense$132,0004,039
Net interest income$5,633,0002,150
Provision for loan and lease losses$02,862
Total noninterest income$1,778,0001,634
Gross Fiduciary activities income$0951
Service charges on deposit accounts$474,000978
Trading account gains and feesNANA
Additional Noninterest Income$1,304,0001,643
Total noninterest expense$4,752,0002,052
Salaries and employee benefits$2,977,0001,943
Premises and equipment expense$616,0001,818
Additional noninterest expense$1,159,0002,346
Pre-tax net operating income$2,659,0002,034
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,659,0001,860
Extraordinary gains, net$06
Net income$2,659,0001,861
Minority interest net income$067
Net income of bank and minority interests.$2,659,0001,860
Net charge-offs$-156,0004,700
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,659,0001,823
2021-03-31 (YTD Data)Rank
Total interest income$2,895,0002,281
Total interest expense$68,0004,078
Net interest income$2,827,0002,116
Provision for loan and lease losses$02,741
Total noninterest income$-117,0004,962
Gross Fiduciary activities income$0922
Service charges on deposit accounts$236,000960
Trading account gains and feesNANA
Additional Noninterest Income$-353,0004,977
Total noninterest expense$2,484,0001,975
Salaries and employee benefits$1,489,0001,919
Premises and equipment expense$378,0001,549
Additional noninterest expense$617,0002,219
Pre-tax net operating income$226,0004,014
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$226,0003,934
Extraordinary gains, net$03
Net income$226,0003,933
Minority interest net income$055
Net income of bank and minority interests.$226,0003,934
Net charge-offs$-112,0004,784
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$226,0003,913
2020-12-31 (YTD Data)Rank
Total interest income$13,371,0002,063
Total interest expense$365,0004,134
Net interest income$13,006,0001,838
Provision for loan and lease losses$04,319
Total noninterest income$2,122,0002,051
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,102,000868
Trading account gains and feesNANA
Additional Noninterest Income$1,020,0002,460
Total noninterest expense$9,336,0002,039
Salaries and employee benefits$5,851,0001,934
Premises and equipment expense$1,243,0001,762
Additional noninterest expense$2,242,0002,350
Pre-tax net operating income$5,792,0001,600
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,792,0001,457
Extraordinary gains, net$04
Net income$5,792,0001,456
Minority interest net income$072
Net income of bank and minority interests.$5,792,0001,457
Net charge-offs$-817,0004,979
Cash dividends$5,775,000685
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,792,0001,415
2020-09-30 (YTD Data)Rank
Total interest income$10,406,0002,007
Total interest expense$267,0004,237
Net interest income$10,139,0001,796
Provision for loan and lease losses$04,239
Total noninterest income$1,533,0002,069
Gross Fiduciary activities income$0981
Service charges on deposit accounts$813,000880
Trading account gains and feesNANA
Additional Noninterest Income$720,0002,462
Total noninterest expense$7,213,0001,995
Salaries and employee benefits$4,577,0001,852
Premises and equipment expense$983,0001,683
Additional noninterest expense$1,653,0002,354
Pre-tax net operating income$4,459,0001,541
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,459,0001,381
Extraordinary gains, net$04
Net income$4,459,0001,382
Minority interest net income$065
Net income of bank and minority interests.$4,459,0001,382
Net charge-offs$-1,005,0005,015
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,459,0001,339
2020-06-30 (YTD Data)Rank
Total interest income$6,327,0002,193
Total interest expense$194,0004,236
Net interest income$6,133,0001,920
Provision for loan and lease losses$04,134
Total noninterest income$1,886,0001,417
Gross Fiduciary activities income$0970
Service charges on deposit accounts$552,000869
Trading account gains and feesNANA
Additional Noninterest Income$1,334,0001,409
Total noninterest expense$4,810,0001,985
Salaries and employee benefits$3,044,0001,850
Premises and equipment expense$620,0001,749
Additional noninterest expense$1,146,0002,288
Pre-tax net operating income$3,209,0001,368
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,209,0001,237
Extraordinary gains, net$04
Net income$3,209,0001,237
Minority interest net income$065
Net income of bank and minority interests.$3,209,0001,237
Net charge-offs$-450,0005,035
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,209,0001,207
2020-03-31 (YTD Data)Rank
Total interest income$3,202,0002,148
Total interest expense$112,0004,211
Net interest income$3,090,0001,875
Provision for loan and lease losses$03,711
Total noninterest income$570,0001,812
Gross Fiduciary activities income$0941
Service charges on deposit accounts$325,000875
Trading account gains and feesNANA
Additional Noninterest Income$245,0002,207
Total noninterest expense$2,543,0001,921
Salaries and employee benefits$1,532,0001,856
Premises and equipment expense$369,0001,549
Additional noninterest expense$642,0002,143
Pre-tax net operating income$1,117,0001,681
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,117,0001,518
Extraordinary gains, net$04
Net income$1,117,0001,516
Minority interest net income$056
Net income of bank and minority interests.$1,117,0001,518
Net charge-offs$-177,0005,023
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,117,0001,494
2019-12-31 (YTD Data)Rank
Total interest income$13,834,0002,054
Total interest expense$501,0004,149
Net interest income$13,333,0001,777
Provision for loan and lease losses$500,0001,469
Total noninterest income$2,226,0001,870
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,334,000893
Trading account gains and feesNANA
Additional Noninterest Income$892,0002,388
Total noninterest expense$9,639,0001,980
Salaries and employee benefits$5,638,0001,944
Premises and equipment expense$1,204,0001,793
Additional noninterest expense$2,797,0002,035
Pre-tax net operating income$5,420,0001,666
Securities gains (losses)$871,000247
Applicable income taxes$03,859
Income before extraordinary items$6,291,0001,343
Extraordinary gains, net$011
Net income$6,291,0001,345
Minority interest net income$076
Net income of bank and minority interests.$6,291,0001,346
Net charge-offs$1,279,000557
Cash dividends$6,283,000674
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,420,0001,471
2019-09-30 (YTD Data)Rank
Total interest income$10,447,0002,064
Total interest expense$374,0004,195
Net interest income$10,073,0001,794
Provision for loan and lease losses$03,836
Total noninterest income$1,654,0001,879
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$990,000899
Trading account gains and feesNANA
Additional Noninterest Income$664,0002,379
Total noninterest expense$7,313,0001,965
Salaries and employee benefits$4,285,0001,914
Premises and equipment expense$897,0001,819
Additional noninterest expense$2,131,0002,021
Pre-tax net operating income$4,414,0001,597
Securities gains (losses)$870,000217
Applicable income taxes$03,902
Income before extraordinary items$5,284,0001,255
Extraordinary gains, net$011
Net income$5,284,0001,256
Minority interest net income$072
Net income of bank and minority interests.$5,284,0001,257
Net charge-offs$-181,0005,064
Cash dividends$1,330,0001,546
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,414,0001,402
2019-06-30 (YTD Data)Rank
Total interest income$6,937,0002,070
Total interest expense$214,0004,350
Net interest income$6,723,0001,793
Provision for loan and lease losses$1,0003,675
Total noninterest income$1,086,0001,875
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$644,000903
Trading account gains and feesNANA
Additional Noninterest Income$442,0002,347
Total noninterest expense$4,928,0001,956
Salaries and employee benefits$2,860,0001,921
Premises and equipment expense$615,0001,794
Additional noninterest expense$1,453,0002,002
Pre-tax net operating income$2,880,0001,598
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,880,0001,436
Extraordinary gains, net$011
Net income$2,880,0001,436
Minority interest net income$069
Net income of bank and minority interests.$2,880,0001,436
Net charge-offs$-210,0005,158
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,880,0001,410
2019-03-31 (YTD Data)Rank
Total interest income$3,475,0002,058
Total interest expense$94,0004,462
Net interest income$3,381,0001,789
Provision for loan and lease losses$1,0003,384
Total noninterest income$537,0001,857
Gross Fiduciary activities income$0972
Service charges on deposit accounts$318,000907
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,295
Total noninterest expense$2,402,0001,999
Salaries and employee benefits$1,431,0001,940
Premises and equipment expense$343,0001,659
Additional noninterest expense$628,0002,211
Pre-tax net operating income$1,515,0001,517
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,515,0001,347
Extraordinary gains, net$05
Net income$1,515,0001,346
Minority interest net income$052
Net income of bank and minority interests.$1,515,0001,346
Net charge-offs$-194,0005,272
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,515,0001,323
2018-12-31 (YTD Data)Rank
Total interest income$13,308,0002,044
Total interest expense$281,0004,564
Net interest income$13,027,0001,816
Provision for loan and lease losses$180,0002,460
Total noninterest income$2,161,0001,901
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,319,000913
Trading account gains and feesNANA
Additional Noninterest Income$842,0002,437
Total noninterest expense$10,410,0001,836
Salaries and employee benefits$5,749,0001,879
Premises and equipment expense$1,213,0001,798
Additional noninterest expense$3,448,0001,692
Pre-tax net operating income$4,598,0001,895
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,598,0001,688
Extraordinary gains, net$06
Net income$4,598,0001,687
Minority interest net income$072
Net income of bank and minority interests.$4,598,0001,687
Net charge-offs$-796,0005,348
Cash dividends$4,585,000795
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,598,0001,679
2018-09-30 (YTD Data)Rank
Total interest income$9,917,0002,035
Total interest expense$196,0004,634
Net interest income$9,721,0001,814
Provision for loan and lease losses$03,948
Total noninterest income$1,750,0001,843
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$970,000927
Trading account gains and feesNANA
Additional Noninterest Income$780,0002,216
Total noninterest expense$7,654,0001,863
Salaries and employee benefits$4,354,0001,867
Premises and equipment expense$952,0001,750
Additional noninterest expense$2,348,0001,843
Pre-tax net operating income$3,817,0001,780
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,817,0001,579
Extraordinary gains, net$05
Net income$3,817,0001,578
Minority interest net income$066
Net income of bank and minority interests.$3,817,0001,578
Net charge-offs$-771,0005,421
Cash dividends$1,425,0001,353
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,817,0001,566
2018-06-30 (YTD Data)Rank
Total interest income$6,558,0002,038
Total interest expense$126,0004,655
Net interest income$6,432,0001,826
Provision for loan and lease losses$03,782
Total noninterest income$1,169,0001,826
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$633,000941
Trading account gains and feesNANA
Additional Noninterest Income$536,0002,195
Total noninterest expense$5,169,0001,864
Salaries and employee benefits$2,912,0001,870
Premises and equipment expense$630,0001,776
Additional noninterest expense$1,627,0001,789
Pre-tax net operating income$2,432,0001,809
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,432,0001,610
Extraordinary gains, net$06
Net income$2,432,0001,609
Minority interest net income$065
Net income of bank and minority interests.$2,432,0001,609
Net charge-offs$-483,0005,461
Cash dividends$1,214,0001,142
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,432,0001,597
2018-03-31 (YTD Data)Rank
Total interest income$3,278,0002,034
Total interest expense$62,0004,682
Net interest income$3,216,0001,817
Provision for loan and lease losses$03,508
Total noninterest income$594,0001,805
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$319,000937
Trading account gains and feesNANA
Additional Noninterest Income$275,0002,122
Total noninterest expense$2,595,0001,874
Salaries and employee benefits$1,482,0001,864
Premises and equipment expense$362,0001,601
Additional noninterest expense$751,0001,922
Pre-tax net operating income$1,215,0001,770
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,215,0001,572
Extraordinary gains, net$07
Net income$1,215,0001,571
Minority interest net income$052
Net income of bank and minority interests.$1,215,0001,572
Net charge-offs$-449,0005,555
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,215,0001,560
2017-12-31 (YTD Data)Rank
Total interest income$12,821,0002,007
Total interest expense$255,0004,601
Net interest income$12,566,0001,842
Provision for loan and lease losses$2,079,000501
Total noninterest income$2,323,0001,849
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,265,000958
Trading account gains and feesNANA
Additional Noninterest Income$1,058,0002,222
Total noninterest expense$8,923,0002,094
Salaries and employee benefits$5,738,0001,881
Premises and equipment expense$1,151,0001,911
Additional noninterest expense$2,034,0002,616
Pre-tax net operating income$3,887,0002,087
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,887,0001,639
Extraordinary gains, net$09
Net income$3,887,0001,639
Minority interest net income$076
Net income of bank and minority interests.$3,887,0001,639
Net charge-offs$2,168,000377
Cash dividends$5,082,000666
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,887,0001,623
2017-09-30 (YTD Data)Rank
Total interest income$9,580,0002,015
Total interest expense$191,0004,628
Net interest income$9,389,0001,856
Provision for loan and lease losses$79,0002,918
Total noninterest income$1,774,0001,849
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$969,000946
Trading account gains and feesNANA
Additional Noninterest Income$805,0002,251
Total noninterest expense$6,717,0002,088
Salaries and employee benefits$4,353,0001,869
Premises and equipment expense$880,0001,894
Additional noninterest expense$1,484,0002,679
Pre-tax net operating income$4,367,0001,509
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,367,0001,279
Extraordinary gains, net$09
Net income$4,367,0001,279
Minority interest net income$071
Net income of bank and minority interests.$4,367,0001,279
Net charge-offs$-671,0005,663
Cash dividends$5,082,000491
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,367,0001,258
2017-06-30 (YTD Data)Rank
Total interest income$6,385,0002,002
Total interest expense$129,0004,612
Net interest income$6,256,0001,832
Provision for loan and lease losses$79,0002,448
Total noninterest income$1,180,0001,849
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$633,000955
Trading account gains and feesNANA
Additional Noninterest Income$547,0002,215
Total noninterest expense$4,509,0002,080
Salaries and employee benefits$2,900,0001,882
Premises and equipment expense$603,0001,860
Additional noninterest expense$1,006,0002,654
Pre-tax net operating income$2,848,0001,526
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,848,0001,297
Extraordinary gains, net$011
Net income$2,848,0001,297
Minority interest net income$071
Net income of bank and minority interests.$2,848,0001,297
Net charge-offs$-624,0005,732
Cash dividends$3,290,000502
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,848,0001,277
2017-03-31 (YTD Data)Rank
Total interest income$3,222,0001,973
Total interest expense$62,0004,685
Net interest income$3,160,0001,807
Provision for loan and lease losses$03,537
Total noninterest income$567,0001,885
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$309,000970
Trading account gains and feesNANA
Additional Noninterest Income$258,0002,277
Total noninterest expense$2,287,0002,083
Salaries and employee benefits$1,457,0001,898
Premises and equipment expense$321,0001,779
Additional noninterest expense$509,0002,638
Pre-tax net operating income$1,440,0001,478
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,440,0001,265
Extraordinary gains, net$08
Net income$1,440,0001,264
Minority interest net income$055
Net income of bank and minority interests.$1,440,0001,265
Net charge-offs$-58,0005,504
Cash dividends$665,000988
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,440,0001,246
2016-12-31 (YTD Data)Rank
Total interest income$12,053,0002,069
Total interest expense$210,0004,915
Net interest income$11,843,0001,883
Provision for loan and lease losses$1,633,000609
Total noninterest income$1,975,0002,133
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,102,0001,107
Trading account gains and fees$0170
Additional Noninterest Income$873,0002,565
Total noninterest expense$8,166,0002,253
Salaries and employee benefits$5,040,0002,077
Premises and equipment expense$1,032,0002,099
Additional noninterest expense$2,094,0002,668
Pre-tax net operating income$4,019,0001,937
Securities gains (losses)$98,0001,356
Applicable income taxes$04,278
Income before extraordinary items$4,117,0001,615
Extraordinary gains, net$05
Net income$4,117,0001,613
Minority interest net income$082
Net income of bank and minority interests.$4,117,0001,614
Net charge-offs$1,405,000519
Cash dividends$4,760,000707
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,019,0001,615
2016-09-30 (YTD Data)Rank
Total interest income$8,956,0002,083
Total interest expense$157,0004,965
Net interest income$8,799,0001,901
Provision for loan and lease losses$558,0001,071
Total noninterest income$1,461,0002,157
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$802,0001,130
Trading account gains and fees$0169
Additional Noninterest Income$659,0002,558
Total noninterest expense$5,968,0002,296
Salaries and employee benefits$3,732,0002,083
Premises and equipment expense$777,0002,099
Additional noninterest expense$1,459,0002,805
Pre-tax net operating income$3,734,0001,641
Securities gains (losses)$7,0002,695
Applicable income taxes$04,325
Income before extraordinary items$3,741,0001,415
Extraordinary gains, net$05
Net income$3,741,0001,415
Minority interest net income$071
Net income of bank and minority interests.$3,741,0001,415
Net charge-offs$80,0002,244
Cash dividends$4,095,000587
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,734,0001,375
2016-06-30 (YTD Data)Rank
Total interest income$5,979,0002,088
Total interest expense$107,0004,980
Net interest income$5,872,0001,902
Provision for loan and lease losses$541,000803
Total noninterest income$952,0002,169
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$516,0001,159
Trading account gains and fees$0157
Additional Noninterest Income$436,0002,554
Total noninterest expense$3,925,0002,337
Salaries and employee benefits$2,483,0002,102
Premises and equipment expense$562,0001,955
Additional noninterest expense$880,0003,022
Pre-tax net operating income$2,358,0001,715
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,358,0001,463
Extraordinary gains, net$016
Net income$2,358,0001,463
Minority interest net income$071
Net income of bank and minority interests.$2,358,0001,463
Net charge-offs$38,0002,355
Cash dividends$3,115,000538
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,358,0001,418
2016-03-31 (YTD Data)Rank
Total interest income$3,026,0002,066
Total interest expense$57,0004,955
Net interest income$2,969,0001,889
Provision for loan and lease losses$185,0001,025
Total noninterest income$463,0002,170
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$251,0001,184
Trading account gains and fees$0142
Additional Noninterest Income$212,0002,544
Total noninterest expense$2,075,0002,243
Salaries and employee benefits$1,260,0002,094
Premises and equipment expense$374,0001,543
Additional noninterest expense$441,0003,018
Pre-tax net operating income$1,172,0001,714
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,172,0001,437
Extraordinary gains, net$012
Net income$1,172,0001,437
Minority interest net income$062
Net income of bank and minority interests.$1,172,0001,438
Net charge-offs$-34,0005,617
Cash dividends$700,000951
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,172,0001,403
2015-12-31 (YTD Data)Rank
Total interest income$11,717,0002,068
Total interest expense$310,0004,555
Net interest income$11,407,0001,894
Provision for loan and lease losses$337,0001,783
Total noninterest income$1,840,0002,222
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,061,0001,162
Trading account gains and fees$0159
Additional Noninterest Income$779,0002,686
Total noninterest expense$7,386,0002,462
Salaries and employee benefits$4,832,0002,112
Premises and equipment expense$939,0002,277
Additional noninterest expense$1,615,0003,252
Pre-tax net operating income$5,524,0001,452
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$5,524,0001,263
Extraordinary gains, net$023
Net income$5,524,0001,263
Minority interest net income$081
Net income of bank and minority interests.$5,524,0001,263
Net charge-offs$-56,0005,602
Cash dividends$3,675,000846
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,524,0001,230
2015-09-30 (YTD Data)Rank
Total interest income$8,703,0002,102
Total interest expense$244,0004,548
Net interest income$8,459,0001,938
Provision for loan and lease losses$287,0001,554
Total noninterest income$1,398,0002,215
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$790,0001,179
Trading account gains and fees$0153
Additional Noninterest Income$608,0002,651
Total noninterest expense$5,631,0002,440
Salaries and employee benefits$3,637,0002,113
Premises and equipment expense$753,0002,202
Additional noninterest expense$1,241,0003,208
Pre-tax net operating income$3,939,0001,547
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,939,0001,314
Extraordinary gains, net$021
Net income$3,939,0001,314
Minority interest net income$078
Net income of bank and minority interests.$3,939,0001,314
Net charge-offs$54,0002,717
Cash dividends$2,660,000789
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,939,0001,285
2015-06-30 (YTD Data)Rank
Total interest income$5,745,0002,123
Total interest expense$166,0004,549
Net interest income$5,579,0001,953
Provision for loan and lease losses$133,0001,926
Total noninterest income$903,0002,256
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$523,0001,162
Trading account gains and fees$0157
Additional Noninterest Income$380,0002,743
Total noninterest expense$3,779,0002,421
Salaries and employee benefits$2,418,0002,135
Premises and equipment expense$533,0002,116
Additional noninterest expense$828,0003,229
Pre-tax net operating income$2,570,0001,544
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,570,0001,318
Extraordinary gains, net$022
Net income$2,570,0001,320
Minority interest net income$075
Net income of bank and minority interests.$2,570,0001,319
Net charge-offs$-90,0005,904
Cash dividends$1,680,000826
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,570,0001,293
2015-03-31 (YTD Data)Rank
Total interest income$2,849,0002,123
Total interest expense$85,0004,564
Net interest income$2,764,0001,964
Provision for loan and lease losses$03,703
Total noninterest income$467,0002,187
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$261,0001,153
Trading account gains and fees$0152
Additional Noninterest Income$206,0002,586
Total noninterest expense$2,026,0002,283
Salaries and employee benefits$1,212,0002,137
Premises and equipment expense$364,0001,616
Additional noninterest expense$450,0003,029
Pre-tax net operating income$1,205,0001,589
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,205,0001,370
Extraordinary gains, net$013
Net income$1,205,0001,371
Minority interest net income$064
Net income of bank and minority interests.$1,205,0001,372
Net charge-offs$-12,0005,499
Cash dividends$665,000902
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,205,0001,325
2014-12-31 (YTD Data)Rank
Total interest income$11,330,0002,133
Total interest expense$387,0004,526
Net interest income$10,943,0001,969
Provision for loan and lease losses$856,000982
Total noninterest income$1,714,0002,331
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,052,0001,234
Trading account gains and fees$0180
Additional Noninterest Income$662,0002,907
Total noninterest expense$7,575,0002,417
Salaries and employee benefits$4,681,0002,174
Premises and equipment expense$934,0002,367
Additional noninterest expense$1,960,0002,918
Pre-tax net operating income$4,226,0001,756
Securities gains (losses)$394,000504
Applicable income taxes$04,531
Income before extraordinary items$4,620,0001,398
Extraordinary gains, net$017
Net income$4,620,0001,397
Minority interest net income$084
Net income of bank and minority interests.$4,620,0001,397
Net charge-offs$855,0001,023
Cash dividends$3,325,000847
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,226,0001,486
2014-09-30 (YTD Data)Rank
Total interest income$8,445,0002,164
Total interest expense$296,0004,547
Net interest income$8,149,0001,991
Provision for loan and lease losses$321,0001,565
Total noninterest income$1,374,0002,243
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$788,0001,245
Trading account gains and fees$0174
Additional Noninterest Income$586,0002,676
Total noninterest expense$5,571,0002,480
Salaries and employee benefits$3,439,0002,221
Premises and equipment expense$676,0002,464
Additional noninterest expense$1,456,0002,964
Pre-tax net operating income$3,631,0001,580
Securities gains (losses)$1,0002,871
Applicable income taxes$04,583
Income before extraordinary items$3,632,0001,334
Extraordinary gains, net$015
Net income$3,632,0001,333
Minority interest net income$081
Net income of bank and minority interests.$3,632,0001,334
Net charge-offs$386,0001,379
Cash dividends$2,660,000745
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,631,0001,311
2014-06-30 (YTD Data)Rank
Total interest income$5,542,0002,188
Total interest expense$207,0004,491
Net interest income$5,335,0002,012
Provision for loan and lease losses$321,0001,177
Total noninterest income$880,0002,270
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$492,0001,291
Trading account gains and fees$0172
Additional Noninterest Income$388,0002,674
Total noninterest expense$3,850,0002,404
Salaries and employee benefits$2,298,0002,220
Premises and equipment expense$491,0002,313
Additional noninterest expense$1,061,0002,749
Pre-tax net operating income$2,044,0001,788
Securities gains (losses)$1,0002,460
Applicable income taxes$04,568
Income before extraordinary items$2,045,0001,509
Extraordinary gains, net$020
Net income$2,045,0001,512
Minority interest net income$080
Net income of bank and minority interests.$2,045,0001,511
Net charge-offs$246,0001,418
Cash dividends$1,995,000668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,044,0001,478
2014-03-31 (YTD Data)Rank
Total interest income$2,720,0002,217
Total interest expense$108,0004,476
Net interest income$2,612,0002,036
Provision for loan and lease losses$221,000940
Total noninterest income$431,0002,255
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$253,0001,259
Trading account gains and fees$0147
Additional Noninterest Income$178,0002,732
Total noninterest expense$2,190,0002,161
Salaries and employee benefits$1,166,0002,211
Premises and equipment expense$313,0001,907
Additional noninterest expense$711,0002,118
Pre-tax net operating income$632,0002,489
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$632,0002,190
Extraordinary gains, net$016
Net income$632,0002,192
Minority interest net income$066
Net income of bank and minority interests.$632,0002,192
Net charge-offs$232,000859
Cash dividends$665,000837
Sale, conversion, retirement of capital stock, net$0747
Net operating income$632,0002,142
2013-12-31 (YTD Data)Rank
Total interest income$9,993,0002,429
Total interest expense$276,0005,528
Net interest income$9,717,0002,148
Provision for loan and lease losses$147,0003,303
Total noninterest income$1,519,0002,572
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$839,0001,587
Trading account gains and fees$0184
Additional Noninterest Income$680,0002,911
Total noninterest expense$6,570,0002,777
Salaries and employee benefits$4,330,0002,323
Premises and equipment expense$677,0003,036
Additional noninterest expense$1,563,0003,553
Pre-tax net operating income$4,519,0001,551
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,519,0001,344
Extraordinary gains, net$029
Net income$4,519,0001,347
Minority interest net income$090
Net income of bank and minority interests.$4,519,0001,347
Net charge-offs$137,0003,426
Cash dividends$2,459,0001,019
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,519,0001,320
2013-09-30 (YTD Data)Rank
Total interest income$7,443,0002,461
Total interest expense$209,0005,619
Net interest income$7,234,0002,165
Provision for loan and lease losses$103,0003,325
Total noninterest income$1,099,0002,676
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$592,0001,660
Trading account gains and fees$0180
Additional Noninterest Income$507,0002,997
Total noninterest expense$4,852,0002,811
Salaries and employee benefits$3,159,0002,382
Premises and equipment expense$547,0002,914
Additional noninterest expense$1,146,0003,614
Pre-tax net operating income$3,378,0001,578
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,378,0001,346
Extraordinary gains, net$025
Net income$3,378,0001,348
Minority interest net income$084
Net income of bank and minority interests.$3,378,0001,348
Net charge-offs$107,0003,191
Cash dividends$1,794,000962
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,378,0001,321
2013-06-30 (YTD Data)Rank
Total interest income$4,980,0002,439
Total interest expense$139,0005,678
Net interest income$4,841,0002,159
Provision for loan and lease losses$04,788
Total noninterest income$672,0002,835
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$335,0001,876
Trading account gains and fees$0157
Additional Noninterest Income$337,0003,043
Total noninterest expense$3,230,0002,823
Salaries and employee benefits$2,085,0002,416
Premises and equipment expense$414,0002,669
Additional noninterest expense$731,0003,723
Pre-tax net operating income$2,283,0001,551
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,283,0001,329
Extraordinary gains, net$022
Net income$2,283,0001,331
Minority interest net income$082
Net income of bank and minority interests.$2,283,0001,331
Net charge-offs$40,0003,542
Cash dividends$1,129,000985
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,283,0001,275
2013-03-31 (YTD Data)Rank
Total interest income$2,471,0002,474
Total interest expense$67,0005,808
Net interest income$2,404,0002,182
Provision for loan and lease losses$04,409
Total noninterest income$313,0002,944
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$142,0002,118
Trading account gains and fees$0148
Additional Noninterest Income$171,0002,996
Total noninterest expense$1,698,0002,733
Salaries and employee benefits$1,035,0002,450
Premises and equipment expense$277,0002,107
Additional noninterest expense$386,0003,599
Pre-tax net operating income$1,019,0001,676
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,019,0001,453
Extraordinary gains, net$010
Net income$1,019,0001,455
Minority interest net income$076
Net income of bank and minority interests.$1,019,0001,455
Net charge-offs$-43,0006,678
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,019,0001,397
2012-12-31 (YTD Data)Rank
Total interest income$10,009,0002,571
Total interest expense$369,0005,674
Net interest income$9,640,0002,233
Provision for loan and lease losses$05,905
Total noninterest income$1,285,0002,844
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$592,0002,181
Trading account gains and fees$0166
Additional Noninterest Income$693,0002,910
Total noninterest expense$6,345,0002,912
Salaries and employee benefits$4,344,0002,276
Premises and equipment expense$706,0002,999
Additional noninterest expense$1,295,0004,163
Pre-tax net operating income$4,580,0001,484
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$4,580,0001,288
Extraordinary gains, net$029
Net income$4,580,0001,289
Minority interest net income$093
Net income of bank and minority interests.$4,580,0001,289
Net charge-offs$-102,0006,948
Cash dividends$1,138,0001,797
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,580,0001,231
2012-09-30 (YTD Data)Rank
Total interest income$7,440,0002,636
Total interest expense$292,0005,725
Net interest income$7,148,0002,281
Provision for loan and lease losses$05,790
Total noninterest income$963,0002,856
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$435,0002,243
Trading account gains and fees$0157
Additional Noninterest Income$528,0002,869
Total noninterest expense$4,584,0003,005
Salaries and employee benefits$3,058,0002,414
Premises and equipment expense$583,0002,836
Additional noninterest expense$943,0004,264
Pre-tax net operating income$3,527,0001,486
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,527,0001,280
Extraordinary gains, net$020
Net income$3,527,0001,282
Minority interest net income$086
Net income of bank and minority interests.$3,527,0001,281
Net charge-offs$-86,0007,010
Cash dividends$350,0002,404
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,527,0001,207
2012-06-30 (YTD Data)Rank
Total interest income$4,962,0002,649
Total interest expense$201,0005,770
Net interest income$4,761,0002,293
Provision for loan and lease losses$05,619
Total noninterest income$655,0002,780
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$288,0002,230
Trading account gains and fees$0153
Additional Noninterest Income$367,0002,771
Total noninterest expense$3,111,0002,970
Salaries and employee benefits$2,044,0002,407
Premises and equipment expense$429,0002,621
Additional noninterest expense$638,0004,243
Pre-tax net operating income$2,305,0001,507
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,305,0001,291
Extraordinary gains, net$019
Net income$2,305,0001,290
Minority interest net income$084
Net income of bank and minority interests.$2,305,0001,291
Net charge-offs$-44,0006,957
Cash dividends$350,0001,976
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,305,0001,217
2012-03-31 (YTD Data)Rank
Total interest income$2,510,0002,648
Total interest expense$105,0005,789
Net interest income$2,405,0002,278
Provision for loan and lease losses$05,254
Total noninterest income$348,0002,686
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$152,0002,115
Trading account gains and fees$0148
Additional Noninterest Income$196,0002,697
Total noninterest expense$1,680,0002,771
Salaries and employee benefits$1,029,0002,411
Premises and equipment expense$297,0001,995
Additional noninterest expense$354,0003,953
Pre-tax net operating income$1,073,0001,581
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,073,0001,352
Extraordinary gains, net$019
Net income$1,073,0001,353
Minority interest net income$078
Net income of bank and minority interests.$1,073,0001,353
Net charge-offs$29,0003,446
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,073,0001,279
2011-12-31 (YTD Data)Rank
Total interest income$9,385,0002,930
Total interest expense$521,0005,775
Net interest income$8,864,0002,478
Provision for loan and lease losses$13,0006,307
Total noninterest income$1,260,0002,716
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$617,0002,195
Trading account gains and fees$0146
Additional Noninterest Income$643,0002,754
Total noninterest expense$5,676,0003,195
Salaries and employee benefits$3,773,0002,544
Premises and equipment expense$626,0003,472
Additional noninterest expense$1,277,0004,277
Pre-tax net operating income$4,435,0001,317
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$4,435,0001,130
Extraordinary gains, net$029
Net income$4,435,0001,130
Minority interest net income$096
Net income of bank and minority interests.$4,435,0001,130
Net charge-offs$-219,0007,297
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,435,0001,071
2011-09-30 (YTD Data)Rank
Total interest income$6,897,0003,014
Total interest expense$417,0005,774
Net interest income$6,480,0002,554
Provision for loan and lease losses$13,0006,140
Total noninterest income$925,0002,744
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$468,0002,182
Trading account gains and fees$0145
Additional Noninterest Income$457,0002,827
Total noninterest expense$4,204,0003,236
Salaries and employee benefits$2,759,0002,608
Premises and equipment expense$477,0003,467
Additional noninterest expense$968,0004,258
Pre-tax net operating income$3,188,0001,416
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,188,0001,213
Extraordinary gains, net$021
Net income$3,188,0001,213
Minority interest net income$087
Net income of bank and minority interests.$3,188,0001,213
Net charge-offs$-294,0007,393
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,188,0001,144
2011-06-30 (YTD Data)Rank
Total interest income$4,497,0003,092
Total interest expense$292,0005,788
Net interest income$4,205,0002,624
Provision for loan and lease losses$355,0002,755
Total noninterest income$621,0002,740
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$308,0002,184
Trading account gains and fees$0153
Additional Noninterest Income$313,0002,806
Total noninterest expense$2,837,0003,235
Salaries and employee benefits$1,819,0002,659
Premises and equipment expense$350,0003,258
Additional noninterest expense$668,0004,229
Pre-tax net operating income$1,634,0001,743
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,634,0001,502
Extraordinary gains, net$015
Net income$1,634,0001,502
Minority interest net income$089
Net income of bank and minority interests.$1,634,0001,502
Net charge-offs$71,0004,170
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,634,0001,434
2011-03-31 (YTD Data)Rank
Total interest income$2,192,0003,163
Total interest expense$155,0005,780
Net interest income$2,037,0002,685
Provision for loan and lease losses$191,0002,500
Total noninterest income$280,0002,938
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$151,0002,186
Trading account gains and fees$0158
Additional Noninterest Income$129,0003,149
Total noninterest expense$1,525,0003,068
Salaries and employee benefits$953,0002,542
Premises and equipment expense$232,0002,643
Additional noninterest expense$340,0004,175
Pre-tax net operating income$601,0002,221
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$601,0001,910
Extraordinary gains, net$09
Net income$601,0001,909
Minority interest net income$086
Net income of bank and minority interests.$601,0001,910
Net charge-offs$114,0002,605
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$601,0001,861
2010-12-31 (YTD Data)Rank
Total interest income$9,181,0003,161
Total interest expense$748,0005,847
Net interest income$8,433,0002,599
Provision for loan and lease losses$264,0005,022
Total noninterest income$1,176,0002,947
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$620,0002,235
Trading account gains and fees$0175
Additional Noninterest Income$556,0003,030
Total noninterest expense$7,950,0002,430
Salaries and employee benefits$3,945,0002,429
Premises and equipment expense$701,0003,295
Additional noninterest expense$3,304,0002,106
Pre-tax net operating income$1,395,0002,833
Securities gains (losses)$1,0003,687
Applicable income taxes$04,655
Income before extraordinary items$1,396,0002,623
Extraordinary gains, net$029
Net income$1,396,0002,620
Minority interest net income$0111
Net income of bank and minority interests.$1,396,0002,625
Net charge-offs$276,0004,405
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,395,0002,527
2010-09-30 (YTD Data)Rank
Total interest income$6,911,0003,224
Total interest expense$568,0005,962
Net interest income$6,343,0002,622
Provision for loan and lease losses$247,0004,605
Total noninterest income$813,0003,124
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$464,0002,288
Trading account gains and fees$0165
Additional Noninterest Income$349,0003,306
Total noninterest expense$4,275,0003,243
Salaries and employee benefits$2,730,0002,640
Premises and equipment expense$545,0003,248
Additional noninterest expense$1,000,0004,302
Pre-tax net operating income$2,634,0001,497
Securities gains (losses)$1,0003,533
Applicable income taxes$04,726
Income before extraordinary items$2,635,0001,262
Extraordinary gains, net$023
Net income$2,635,0001,266
Minority interest net income$0110
Net income of bank and minority interests.$2,635,0001,266
Net charge-offs$-24,0007,569
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,634,0001,222
2010-06-30 (YTD Data)Rank
Total interest income$4,592,0003,265
Total interest expense$377,0006,067
Net interest income$4,215,0002,630
Provision for loan and lease losses$247,0003,913
Total noninterest income$574,0002,952
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$305,0002,326
Trading account gains and fees$0152
Additional Noninterest Income$269,0003,015
Total noninterest expense$2,848,0003,238
Salaries and employee benefits$1,803,0002,682
Premises and equipment expense$371,0003,224
Additional noninterest expense$674,0004,268
Pre-tax net operating income$1,694,0001,530
Securities gains (losses)$1,0003,060
Applicable income taxes$04,691
Income before extraordinary items$1,695,0001,300
Extraordinary gains, net$019
Net income$1,695,0001,301
Minority interest net income$0105
Net income of bank and minority interests.$1,695,0001,301
Net charge-offs$-45,0007,691
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,694,0001,256
2010-03-31 (YTD Data)Rank
Total interest income$2,323,0003,291
Total interest expense$183,0006,244
Net interest income$2,140,0002,622
Provision for loan and lease losses$247,0002,720
Total noninterest income$301,0002,857
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$154,0002,292
Trading account gains and fees$0175
Additional Noninterest Income$147,0002,876
Total noninterest expense$1,503,0003,143
Salaries and employee benefits$928,0002,645
Premises and equipment expense$240,0002,667
Additional noninterest expense$335,0004,291
Pre-tax net operating income$691,0001,849
Securities gains (losses)$1,0002,151
Applicable income taxes$04,611
Income before extraordinary items$692,0001,576
Extraordinary gains, net$016
Net income$692,0001,578
Minority interest net income$091
Net income of bank and minority interests.$692,0001,578
Net charge-offs$-30,0007,719
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$691,0001,517
2009-12-31 (YTD Data)Rank
Total interest income$8,848,0003,553
Total interest expense$808,0006,448
Net interest income$8,040,0002,720
Provision for loan and lease losses$467,0004,644
Total noninterest income$1,324,0002,777
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$649,0002,400
Trading account gains and fees$0211
Additional Noninterest Income$675,0002,723
Total noninterest expense$5,653,0003,330
Salaries and employee benefits$3,408,0002,849
Premises and equipment expense$672,0003,577
Additional noninterest expense$1,573,0003,950
Pre-tax net operating income$3,244,0001,242
Securities gains (losses)$70,0002,414
Applicable income taxes$04,388
Income before extraordinary items$3,314,0001,019
Extraordinary gains, net$034
Net income$3,314,0001,017
Minority interest net income$0115
Net income of bank and minority interests.$3,314,0001,018
Net charge-offs$345,0004,310
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,244,0001,037
2009-09-30 (YTD Data)Rank
Total interest income$6,660,0003,592
Total interest expense$623,0006,530
Net interest income$6,037,0002,710
Provision for loan and lease losses$263,0004,807
Total noninterest income$992,0002,832
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$475,0002,463
Trading account gains and fees$0212
Additional Noninterest Income$517,0002,754
Total noninterest expense$4,363,0003,257
Salaries and employee benefits$2,724,0002,713
Premises and equipment expense$542,0003,424
Additional noninterest expense$1,097,0004,126
Pre-tax net operating income$2,403,0001,346
Securities gains (losses)$69,0002,087
Applicable income taxes$04,592
Income before extraordinary items$2,472,0001,101
Extraordinary gains, net$027
Net income$2,472,0001,100
Minority interest net income$0118
Net income of bank and minority interests.$2,472,0001,101
Net charge-offs$175,0004,406
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,403,0001,116
2009-06-30 (YTD Data)Rank
Total interest income$4,438,0003,629
Total interest expense$438,0006,546
Net interest income$4,000,0002,720
Provision for loan and lease losses$261,0003,942
Total noninterest income$575,0003,116
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$299,0002,545
Trading account gains and fees$0193
Additional Noninterest Income$276,0003,130
Total noninterest expense$2,902,0003,304
Salaries and employee benefits$1,740,0002,861
Premises and equipment expense$392,0003,239
Additional noninterest expense$770,0003,986
Pre-tax net operating income$1,412,0001,599
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,412,0001,344
Extraordinary gains, net$021
Net income$1,412,0001,341
Minority interest net income$0112
Net income of bank and minority interests.$1,412,0001,342
Net charge-offs$211,0003,358
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,412,0001,297
2009-03-31 (YTD Data)Rank
Total interest income$2,247,0003,634
Total interest expense$239,0006,480
Net interest income$2,008,0002,703
Provision for loan and lease losses$2,0006,666
Total noninterest income$309,0002,967
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$150,0002,472
Trading account gains and fees$0171
Additional Noninterest Income$159,0002,871
Total noninterest expense$1,455,0003,218
Salaries and employee benefits$910,0002,778
Premises and equipment expense$256,0002,629
Additional noninterest expense$289,0004,530
Pre-tax net operating income$860,0001,498
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$860,0001,278
Extraordinary gains, net$015
Net income$860,0001,278
Minority interest net income$0102
Net income of bank and minority interests.$860,0001,279
Net charge-offs$185,0002,202
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$860,0001,207
2008-12-31 (YTD Data)Rank
Total interest income$9,392,0003,699
Total interest expense$1,522,0005,953
Net interest income$7,870,0002,756
Provision for loan and lease losses$156,0005,512
Total noninterest income$1,452,0002,691
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$746,0002,240
Trading account gains and fees$0154
Additional Noninterest Income$706,0002,642
Total noninterest expense$5,156,0003,475
Salaries and employee benefits$3,343,0002,952
Premises and equipment expense$571,0004,095
Additional noninterest expense$1,242,0004,177
Pre-tax net operating income$4,010,0001,363
Securities gains (losses)$3,0002,883
Applicable income taxes$04,979
Income before extraordinary items$4,013,0001,046
Extraordinary gains, net$039
Net income$4,013,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,099
Cash dividends$4,000,000688
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,010,0001,116
2008-09-30 (YTD Data)Rank
Total interest income$7,037,0003,755
Total interest expense$1,199,0005,969
Net interest income$5,838,0002,795
Provision for loan and lease losses$5,0006,874
Total noninterest income$1,139,0002,675
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$574,0002,212
Trading account gains and fees$0148
Additional Noninterest Income$565,0002,612
Total noninterest expense$3,726,0003,574
Salaries and employee benefits$2,383,0003,119
Premises and equipment expense$434,0004,042
Additional noninterest expense$909,0004,173
Pre-tax net operating income$3,246,0001,503
Securities gains (losses)$2,0002,845
Applicable income taxes$05,372
Income before extraordinary items$3,248,0001,130
Extraordinary gains, net$031
Net income$3,248,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,164
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,246,0001,211
2008-06-30 (YTD Data)Rank
Total interest income$4,668,0003,817
Total interest expense$849,0005,973
Net interest income$3,819,0002,819
Provision for loan and lease losses$3,0006,580
Total noninterest income$834,0002,549
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$396,0002,137
Trading account gains and fees$0149
Additional Noninterest Income$438,0002,443
Total noninterest expense$2,537,0003,530
Salaries and employee benefits$1,579,0003,179
Premises and equipment expense$383,0003,321
Additional noninterest expense$575,0004,312
Pre-tax net operating income$2,113,0001,609
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,113,0001,304
Extraordinary gains, net$021
Net income$2,113,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0008,284
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,113,0001,277
2008-03-31 (YTD Data)Rank
Total interest income$2,361,0003,860
Total interest expense$486,0005,829
Net interest income$1,875,0002,869
Provision for loan and lease losses$2,0005,968
Total noninterest income$352,0002,827
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$201,0002,073
Trading account gains and fees$0158
Additional Noninterest Income$151,0003,028
Total noninterest expense$1,272,0003,536
Salaries and employee benefits$807,0003,139
Premises and equipment expense$192,0003,352
Additional noninterest expense$273,0004,411
Pre-tax net operating income$953,0001,871
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$953,0001,571
Extraordinary gains, net$015
Net income$953,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,208
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$953,0001,515
2007-12-31 (YTD Data)Rank
Total interest income$9,668,0003,849
Total interest expense$2,084,0005,740
Net interest income$7,584,0002,881
Provision for loan and lease losses$-108,0008,389
Total noninterest income$1,261,0003,040
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$878,0001,969
Trading account gains and fees$0178
Additional Noninterest Income$383,0003,817
Total noninterest expense$4,962,0003,455
Salaries and employee benefits$3,030,0003,204
Premises and equipment expense$860,0002,905
Additional noninterest expense$1,072,0004,419
Pre-tax net operating income$3,991,0001,989
Securities gains (losses)$-2,0007,197
Applicable income taxes$06,070
Income before extraordinary items$3,989,0001,600
Extraordinary gains, net$039
Net income$3,989,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-243,0008,462
Cash dividends$3,605,0001,014
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,991,0001,587
2007-09-30 (YTD Data)Rank
Total interest income$7,143,0003,911
Total interest expense$1,498,0005,870
Net interest income$5,645,0002,900
Provision for loan and lease losses$-109,0008,433
Total noninterest income$934,0003,058
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$661,0001,954
Trading account gains and fees$0184
Additional Noninterest Income$273,0003,925
Total noninterest expense$3,616,0003,529
Salaries and employee benefits$2,296,0003,158
Premises and equipment expense$549,0003,299
Additional noninterest expense$771,0004,495
Pre-tax net operating income$3,072,0002,061
Securities gains (losses)$-2,0007,433
Applicable income taxes$06,220
Income before extraordinary items$3,070,0001,648
Extraordinary gains, net$033
Net income$3,070,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-257,0008,484
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,072,0001,635
2007-06-30 (YTD Data)Rank
Total interest income$4,714,0003,945
Total interest expense$973,0005,937
Net interest income$3,741,0002,942
Provision for loan and lease losses$-110,0008,486
Total noninterest income$653,0002,968
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$448,0001,922
Trading account gains and fees$0168
Additional Noninterest Income$205,0003,734
Total noninterest expense$2,380,0003,592
Salaries and employee benefits$1,531,0003,195
Premises and equipment expense$338,0003,540
Additional noninterest expense$511,0004,508
Pre-tax net operating income$2,124,0002,057
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,124,0001,632
Extraordinary gains, net$029
Net income$2,124,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-235,0008,535
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,124,0001,618
2007-03-31 (YTD Data)Rank
Total interest income$2,310,0003,997
Total interest expense$472,0005,996
Net interest income$1,838,0002,986
Provision for loan and lease losses$05,779
Total noninterest income$333,0002,910
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$215,0001,942
Trading account gains and fees$0195
Additional Noninterest Income$118,0003,468
Total noninterest expense$1,270,0003,417
Salaries and employee benefits$802,0003,075
Premises and equipment expense$184,0003,333
Additional noninterest expense$284,0004,126
Pre-tax net operating income$901,0002,344
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$901,0001,863
Extraordinary gains, net$022
Net income$901,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,361
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$901,0001,857
2006-12-31 (YTD Data)Rank
Total interest income$8,851,0003,919
Total interest expense$1,795,0005,697
Net interest income$7,056,0003,086
Provision for loan and lease losses$72,0005,138
Total noninterest income$1,247,0003,045
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$845,0002,026
Trading account gains and fees$0130
Additional Noninterest Income$402,0003,725
Total noninterest expense$4,670,0003,534
Salaries and employee benefits$2,945,0003,184
Premises and equipment expense$786,0003,052
Additional noninterest expense$939,0004,715
Pre-tax net operating income$3,561,0002,451
Securities gains (losses)$36,000759
Applicable income taxes$06,600
Income before extraordinary items$3,597,0001,967
Extraordinary gains, net$051
Net income$3,597,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,385
Cash dividends$3,570,000963
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,561,0001,969
2006-09-30 (YTD Data)Rank
Total interest income$6,578,0003,911
Total interest expense$1,310,0005,692
Net interest income$5,268,0003,125
Provision for loan and lease losses$57,0004,937
Total noninterest income$923,0003,099
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$614,0002,078
Trading account gains and fees$0126
Additional Noninterest Income$309,0003,685
Total noninterest expense$3,592,0003,455
Salaries and employee benefits$2,320,0003,031
Premises and equipment expense$573,0003,116
Additional noninterest expense$699,0004,707
Pre-tax net operating income$2,542,0002,619
Securities gains (losses)$36,000628
Applicable income taxes$06,687
Income before extraordinary items$2,578,0002,104
Extraordinary gains, net$045
Net income$2,578,0002,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,417
Cash dividends$1,330,0001,600
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,542,0002,113
2006-06-30 (YTD Data)Rank
Total interest income$4,321,0003,908
Total interest expense$850,0005,650
Net interest income$3,471,0003,158
Provision for loan and lease losses$42,0004,660
Total noninterest income$618,0003,061
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$405,0002,083
Trading account gains and fees$0126
Additional Noninterest Income$213,0003,629
Total noninterest expense$2,498,0003,347
Salaries and employee benefits$1,570,0003,016
Premises and equipment expense$408,0002,948
Additional noninterest expense$520,0004,350
Pre-tax net operating income$1,549,0002,825
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,549,0002,285
Extraordinary gains, net$039
Net income$1,549,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,217
Cash dividends$998,0001,469
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,549,0002,265
2006-03-31 (YTD Data)Rank
Total interest income$2,151,0003,860
Total interest expense$403,0005,670
Net interest income$1,748,0003,133
Provision for loan and lease losses$27,0004,199
Total noninterest income$311,0003,011
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$195,0002,087
Trading account gains and fees$0115
Additional Noninterest Income$116,0003,440
Total noninterest expense$1,323,0003,212
Salaries and employee benefits$787,0003,018
Premises and equipment expense$223,0002,750
Additional noninterest expense$313,0003,784
Pre-tax net operating income$709,0002,950
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$709,0002,420
Extraordinary gains, net$021
Net income$709,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,505
Cash dividends$333,0001,829
Sale, conversion, retirement of capital stock, net$0648
Net operating income$709,0002,394
2005-12-31 (YTD Data)Rank
Total interest income$8,058,0003,726
Total interest expense$1,290,0005,636
Net interest income$6,768,0003,124
Provision for loan and lease losses$204,0003,551
Total noninterest income$1,094,0003,346
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$761,0002,202
Trading account gains and fees$0138
Additional Noninterest Income$333,0004,116
Total noninterest expense$4,460,0003,562
Salaries and employee benefits$2,931,0003,029
Premises and equipment expense$606,0003,626
Additional noninterest expense$923,0004,684
Pre-tax net operating income$3,198,0002,630
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,198,0002,126
Extraordinary gains, net$046
Net income$3,198,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,497
Cash dividends$3,325,000947
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,198,0002,107
2005-09-30 (YTD Data)Rank
Total interest income$5,972,0003,727
Total interest expense$925,0005,656
Net interest income$5,047,0003,125
Provision for loan and lease losses$153,0003,444
Total noninterest income$842,0003,297
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$567,0002,208
Trading account gains and fees$0126
Additional Noninterest Income$275,0003,952
Total noninterest expense$3,420,0003,464
Salaries and employee benefits$2,266,0002,917
Premises and equipment expense$484,0003,429
Additional noninterest expense$670,0004,760
Pre-tax net operating income$2,316,0002,729
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,316,0002,212
Extraordinary gains, net$035
Net income$2,316,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0008,641
Cash dividends$3,325,000665
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,316,0002,170
2005-06-30 (YTD Data)Rank
Total interest income$3,911,0003,705
Total interest expense$590,0005,606
Net interest income$3,321,0003,129
Provision for loan and lease losses$102,0003,319
Total noninterest income$564,0003,255
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$372,0002,198
Trading account gains and fees$0116
Additional Noninterest Income$192,0003,826
Total noninterest expense$2,336,0003,372
Salaries and employee benefits$1,508,0002,913
Premises and equipment expense$348,0003,213
Additional noninterest expense$480,0004,513
Pre-tax net operating income$1,447,0002,836
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,447,0002,292
Extraordinary gains, net$030
Net income$1,447,0002,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,395
Cash dividends$2,494,000601
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,447,0002,260
2005-03-31 (YTD Data)Rank
Total interest income$1,954,0003,670
Total interest expense$269,0005,775
Net interest income$1,685,0003,075
Provision for loan and lease losses$51,0003,150
Total noninterest income$289,0003,138
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$177,0002,231
Trading account gains and fees$0115
Additional Noninterest Income$112,0003,523
Total noninterest expense$1,287,0003,122
Salaries and employee benefits$772,0002,852
Premises and equipment expense$208,0002,776
Additional noninterest expense$307,0003,736
Pre-tax net operating income$636,0003,091
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$636,0002,486
Extraordinary gains, net$024
Net income$636,0002,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,588
Cash dividends$832,000783
Sale, conversion, retirement of capital stock, net$0491
Net operating income$636,0002,451
2004-12-31 (YTD Data)Rank
Total interest income$7,464,0003,611
Total interest expense$886,0005,989
Net interest income$6,578,0003,051
Provision for loan and lease losses$07,314
Total noninterest income$1,226,0003,076
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$856,0002,006
Trading account gains and fees$0138
Additional Noninterest Income$370,0003,858
Total noninterest expense$4,454,0003,443
Salaries and employee benefits$2,939,0002,889
Premises and equipment expense$619,0003,445
Additional noninterest expense$896,0004,721
Pre-tax net operating income$3,350,0002,353
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,350,0001,886
Extraordinary gains, net$034
Net income$3,350,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,109
Cash dividends$4,323,000701
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,350,0001,840
2004-09-30 (YTD Data)Rank
Total interest income$5,591,0003,590
Total interest expense$652,0006,026
Net interest income$4,939,0003,035
Provision for loan and lease losses$07,100
Total noninterest income$933,0003,069
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$649,0002,012
Trading account gains and fees$0134
Additional Noninterest Income$284,0003,834
Total noninterest expense$3,337,0003,418
Salaries and employee benefits$2,151,0002,934
Premises and equipment expense$512,0003,189
Additional noninterest expense$674,0004,665
Pre-tax net operating income$2,535,0002,358
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,535,0001,877
Extraordinary gains, net$026
Net income$2,535,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,068
Cash dividends$4,288,000523
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,535,0001,834
2004-06-30 (YTD Data)Rank
Total interest income$3,732,0003,578
Total interest expense$429,0006,086
Net interest income$3,303,0003,022
Provision for loan and lease losses$06,885
Total noninterest income$630,0003,062
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$431,0002,001
Trading account gains and fees$0130
Additional Noninterest Income$199,0003,743
Total noninterest expense$2,267,0003,402
Salaries and employee benefits$1,458,0002,906
Premises and equipment expense$340,0003,212
Additional noninterest expense$469,0004,541
Pre-tax net operating income$1,666,0002,370
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,666,0001,891
Extraordinary gains, net$021
Net income$1,666,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,422
Cash dividends$3,413,000444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,666,0001,843
2004-03-31 (YTD Data)Rank
Total interest income$1,893,0003,540
Total interest expense$220,0006,074
Net interest income$1,673,0002,967
Provision for loan and lease losses$06,501
Total noninterest income$340,0002,841
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$222,0001,899
Trading account gains and fees$0121
Additional Noninterest Income$118,0003,377
Total noninterest expense$1,199,0003,226
Salaries and employee benefits$722,0002,939
Premises and equipment expense$194,0002,901
Additional noninterest expense$283,0003,919
Pre-tax net operating income$814,0002,390
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$814,0001,923
Extraordinary gains, net$016
Net income$814,0001,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,629
Cash dividends$1,663,000416
Sale, conversion, retirement of capital stock, net$0464
Net operating income$814,0001,833
2003-12-31 (YTD Data)Rank
Total interest income$8,013,0003,440
Total interest expense$1,153,0005,704
Net interest income$6,860,0002,810
Provision for loan and lease losses$56,0006,140
Total noninterest income$1,091,0003,524
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$951,0001,824
Trading account gains and fees$0160
Additional Noninterest Income$140,0005,948
Total noninterest expense$4,497,0003,350
Salaries and employee benefits$2,977,0002,786
Premises and equipment expense$690,0003,118
Additional noninterest expense$830,0004,928
Pre-tax net operating income$3,398,0002,262
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$3,398,0001,830
Extraordinary gains, net$054
Net income$3,398,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-189,0009,101
Cash dividends$2,310,0001,231
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,398,0001,743
2003-09-30 (YTD Data)Rank
Total interest income$5,986,0003,500
Total interest expense$917,0005,650
Net interest income$5,069,0002,858
Provision for loan and lease losses$56,0005,611
Total noninterest income$899,0003,372
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$734,0001,763
Trading account gains and fees$0153
Additional Noninterest Income$165,0005,155
Total noninterest expense$3,284,0003,424
Salaries and employee benefits$2,149,0002,891
Premises and equipment expense$525,0003,086
Additional noninterest expense$610,0004,949
Pre-tax net operating income$2,628,0002,281
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$2,628,0001,839
Extraordinary gains, net$040
Net income$2,628,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-354,0009,204
Cash dividends$1,645,0001,186
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,628,0001,741
2003-06-30 (YTD Data)Rank
Total interest income$4,010,0003,512
Total interest expense$656,0005,547
Net interest income$3,354,0002,883
Provision for loan and lease losses$56,0005,002
Total noninterest income$596,0003,365
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$500,0001,691
Trading account gains and fees$0150
Additional Noninterest Income$96,0005,386
Total noninterest expense$2,189,0003,419
Salaries and employee benefits$1,429,0002,913
Premises and equipment expense$376,0002,917
Additional noninterest expense$384,0005,152
Pre-tax net operating income$1,705,0002,344
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,705,0001,881
Extraordinary gains, net$030
Net income$1,705,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-268,0009,228
Cash dividends$1,330,0001,029
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,705,0001,770
2003-03-31 (YTD Data)Rank
Total interest income$1,989,0003,539
Total interest expense$347,0005,473
Net interest income$1,642,0002,917
Provision for loan and lease losses$42,0004,061
Total noninterest income$297,0003,261
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$238,0001,711
Trading account gains and fees$0134
Additional Noninterest Income$59,0004,952
Total noninterest expense$1,154,0003,268
Salaries and employee benefits$723,0002,868
Premises and equipment expense$225,0002,481
Additional noninterest expense$206,0004,860
Pre-tax net operating income$743,0002,624
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$743,0002,107
Extraordinary gains, net$021
Net income$743,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0009,138
Cash dividends$1,330,000531
Sale, conversion, retirement of capital stock, net$0419
Net operating income$743,0001,991
2002-12-31 (YTD Data)Rank
Total interest income$8,523,0003,452
Total interest expense$1,907,0004,966
Net interest income$6,616,0002,878
Provision for loan and lease losses$326,0003,269
Total noninterest income$1,103,0003,256
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$954,0001,681
Trading account gains and fees$0153
Additional Noninterest Income$149,0005,615
Total noninterest expense$4,652,0003,124
Salaries and employee benefits$2,844,0002,768
Premises and equipment expense$692,0003,031
Additional noninterest expense$1,116,0003,822
Pre-tax net operating income$2,741,0002,686
Securities gains (losses)$203,0001,160
Applicable income taxes$07,681
Income before extraordinary items$2,944,0002,035
Extraordinary gains, net$070
Net income$2,944,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,686
Cash dividends$840,0002,571
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,741,0002,102
2001-12-31 (YTD Data)Rank
Total interest income$10,133,0003,269
Total interest expense$3,035,0004,688
Net interest income$7,098,0002,515
Provision for loan and lease losses$867,0001,405
Total noninterest income$1,125,0003,069
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$984,0001,503
Trading account gains and fees$0177
Additional Noninterest Income$141,0005,661
Total noninterest expense$4,614,0003,025
Salaries and employee benefits$2,721,0002,744
Premises and equipment expense$799,0002,631
Additional noninterest expense$1,094,0003,778
Pre-tax net operating income$2,742,0002,461
Securities gains (losses)$113,0001,657
Applicable income taxes$07,903
Income before extraordinary items$2,855,0001,843
Extraordinary gains, net$0105
Net income$2,855,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$870,0001,035
Cash dividends$1,628,0001,555
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,742,0001,837
2000-12-31 (YTD Data)Rank
Total interest income$11,203,0003,081
Total interest expense$3,578,0004,318
Net interest income$7,625,0002,335
Provision for loan and lease losses$342,0002,612
Total noninterest income$1,229,0002,708
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,041,0001,306
Trading account gains and fees$0180
Additional Noninterest Income$188,0004,929
Total noninterest expense$4,820,0002,809
Salaries and employee benefits$2,857,0002,501
Premises and equipment expense$756,0002,707
Additional noninterest expense$1,207,0003,414
Pre-tax net operating income$3,692,0001,980
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$3,692,0001,437
Extraordinary gains, net$038
Net income$3,692,0001,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,656
Cash dividends$2,695,0001,061
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,692,0001,426
1999-12-31 (YTD Data)Rank
Total interest income$9,594,0003,342
Total interest expense$3,066,0004,519
Net interest income$6,528,0002,693
Provision for loan and lease losses$570,0001,589
Total noninterest income$955,0003,202
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$812,0001,631
Trading account gains and fees$0173
Additional Noninterest Income$143,0005,714
Total noninterest expense$4,352,0003,067
Salaries and employee benefits$2,556,0002,754
Premises and equipment expense$629,0003,124
Additional noninterest expense$1,167,0003,521
Pre-tax net operating income$2,561,0002,738
Securities gains (losses)$03,155
Applicable income taxes$125,0006,576
Income before extraordinary items$2,436,0002,150
Extraordinary gains, net$035
Net income$2,436,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,194
Cash dividends$1,645,0001,569
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,436,0002,116
1998-12-31 (YTD Data)Rank
Total interest income$8,198,0003,854
Total interest expense$2,489,0005,389
Net interest income$5,709,0003,017
Provision for loan and lease losses$39,0007,011
Total noninterest income$916,0003,280
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$756,0001,681
Trading account gains and fees$0224
Additional Noninterest Income$160,0005,504
Total noninterest expense$3,670,0003,466
Salaries and employee benefits$2,305,0002,933
Premises and equipment expense$471,0003,864
Additional noninterest expense$894,0004,312
Pre-tax net operating income$2,916,0002,445
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$2,916,0001,807
Extraordinary gains, net$032
Net income$2,916,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,363
Cash dividends$2,327,0001,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,916,0001,733
1997-12-31 (YTD Data)Rank
Total interest income$8,179,0003,901
Total interest expense$2,621,0005,225
Net interest income$5,558,0003,150
Provision for loan and lease losses$223,0003,219
Total noninterest income$976,0003,091
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$849,0001,529
Trading account gains and fees$0239
Additional Noninterest Income$127,0006,130
Total noninterest expense$3,409,0003,691
Salaries and employee benefits$2,140,0003,092
Premises and equipment expense$462,0003,959
Additional noninterest expense$807,0004,693
Pre-tax net operating income$2,902,0002,559
Securities gains (losses)$03,944
Applicable income taxes$225,0006,567
Income before extraordinary items$2,677,0001,972
Extraordinary gains, net$044
Net income$2,677,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0002,585
Cash dividends$1,880,0001,381
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,677,0001,917
1996-12-31 (YTD Data)Rank
Total interest income$7,947,0004,067
Total interest expense$2,546,0005,435
Net interest income$5,401,0003,277
Provision for loan and lease losses$514,0001,698
Total noninterest income$942,0003,288
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$791,0001,699
Trading account gains and fees$0262
Additional Noninterest Income$151,0005,947
Total noninterest expense$3,934,0003,398
Salaries and employee benefits$2,079,0003,212
Premises and equipment expense$468,0003,984
Additional noninterest expense$1,387,0003,337
Pre-tax net operating income$1,895,0003,553
Securities gains (losses)$-8,00010,177
Applicable income taxes$445,0004,536
Income before extraordinary items$1,442,0003,322
Extraordinary gains, net$053
Net income$1,442,0003,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,542
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,448,0803,272
1995-12-31 (YTD Data)Rank
Total interest income$7,874,0004,069
Total interest expense$2,641,0005,320
Net interest income$5,233,0003,387
Provision for loan and lease losses$08,958
Total noninterest income$919,0003,315
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$790,0001,716
Trading account gains and fees$0522
Additional Noninterest Income$129,0006,436
Total noninterest expense$3,606,0003,637
Salaries and employee benefits$2,062,0003,217
Premises and equipment expense$395,0004,595
Additional noninterest expense$1,149,0003,894
Pre-tax net operating income$2,546,0002,794
Securities gains (losses)$03,831
Applicable income taxes$744,0003,068
Income before extraordinary items$1,802,0002,737
Extraordinary gains, net$065
Net income$1,802,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00011,045
Cash dividends$1,050,0001,944
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,802,0002,710
1994-12-31 (YTD Data)Rank
Total interest income$6,912,0004,274
Total interest expense$2,211,0005,137
Net interest income$4,701,0003,767
Provision for loan and lease losses$09,146
Total noninterest income$847,0003,532
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$719,0001,875
Trading account gains and fees$0475
Additional Noninterest Income$128,0006,726
Total noninterest expense$3,242,0004,126
Salaries and employee benefits$1,764,0003,693
Premises and equipment expense$319,0005,448
Additional noninterest expense$1,159,0004,179
Pre-tax net operating income$2,306,0003,043
Securities gains (losses)$14,0002,006
Applicable income taxes$544,0003,804
Income before extraordinary items$1,776,0002,724
Extraordinary gains, net$0249
Net income$1,776,0002,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00011,157
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,765,2202,759
1993-12-31 (YTD Data)Rank
Total interest income$4,613,0006,184
Total interest expense$1,444,0007,396
Net interest income$3,169,0005,410
Provision for loan and lease losses$-150,00012,974
Total noninterest income$512,0005,514
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$428,0003,241
Trading account gains and feesNANA
Additional Noninterest Income$84,0008,451
Total noninterest expense$2,220,0005,822
Salaries and employee benefits$1,213,0005,188
Premises and equipment expense$227,0007,148
Additional noninterest expense$780,0006,045
Pre-tax net operating income$1,611,0004,068
Securities gains (losses)$07,477
Applicable income taxes$356,0005,425
Income before extraordinary items$1,255,0003,846
Extraordinary gains, net$88,0001,693
Net income$1,343,0003,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,00012,890
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,255,0003,637
1992-12-31 (YTD Data)Rank
Total interest income$4,873,0006,511
Total interest expense$1,974,0007,166
Net interest income$2,899,0005,873
Provision for loan and lease losses$-175,00013,798
Total noninterest income$513,0005,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$439,0003,198
Trading account gains and feesNANA
Additional Noninterest Income$74,0009,109
Total noninterest expense$2,057,0006,228
Salaries and employee benefits$1,116,0005,518
Premises and equipment expense$166,0008,671
Additional noninterest expense$775,0006,247
Pre-tax net operating income$1,530,0003,979
Securities gains (losses)$154,0002,386
Applicable income taxes$412,0004,676
Income before extraordinary items$1,272,0003,612
Extraordinary gains, net$01,422
Net income$1,272,0003,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-61,00013,574
Cash dividends$1,015,0001,522
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,154,9603,649

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.