Home > The First Bank and Trust Company > Net charge- offs to loans
The First Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6262% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2974% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2974% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7985% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2636% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2636% | 1,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1992% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2360% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2360% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4295% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1798% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2777% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2777% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 1,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2662% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2755% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2755% | 1,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2907% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2907% | 1,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0239% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2853% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0209% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2359% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2359% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1582% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1582% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 4,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 4,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0109% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2319% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2319% | 1,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 3,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 4,419 |
| Percentage Net Loans Charged-off:Construction & development | -0.2780% | 4,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4901% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4901% | 1,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 4,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0452% | 4,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.4124% | 4,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0893% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2885% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2885% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 4,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0689% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.6573% | 4,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2714% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 971 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4435% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3035% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3035% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0263% | 4,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 4,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3001% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3001% | 1,968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 4,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 4,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3693% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3693% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0223% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 4,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2932% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2932% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 4,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0325% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2893% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2893% | 1,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.9551% | 4,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1622% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3242% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3242% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | -1.2660% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1994% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2815% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2815% | 1,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0403% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | -1.8977% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2974% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2272% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2272% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1130% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1637% | 5,356 |
| Percentage Net Loans Charged-off:Construction & development | -3.8692% | 5,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5971% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2624% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2624% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.3206% | 4,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3053% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3346% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3346% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 4,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.4014% | 5,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3756% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2997% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2997% | 2,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0519% | 5,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.4352% | 5,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5660% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2170% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2170% | 2,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1017% | 5,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 890 |
| Percentage Net Loans Charged-off:Construction & development | -0.1018% | 4,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1603% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6547% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.4288% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.4288% | 5,683 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0354% | 5,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0487% | 5,325 |
| Percentage Net Loans Charged-off:Construction & development | -0.8200% | 5,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0838% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0899% | 3,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0899% | 3,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0617% | 5,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0728% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | -1.0656% | 5,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0384% | 5,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0384% | 4,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0708% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0966% | 5,593 |
| Percentage Net Loans Charged-off:Construction & development | -1.4816% | 5,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1794% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 4,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3142% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3142% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1682% | 5,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2168% | 5,860 |
| Percentage Net Loans Charged-off:Construction & development | -2.7767% | 5,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0206% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1311% | 5,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3100% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2887% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.3262% | 5,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0497% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5257% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2350% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2523% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1420% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3404% | 2,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3404% | 1,959 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4016% | 5,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1740% | 963 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0292% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2681% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2874% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 1,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3231% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7308% | 5,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 2,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2101% | 847 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9180% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1070% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2713% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2713% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0453% | 5,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2812% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3569% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9967% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1434% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1434% | 2,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3722% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3141% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.4397% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2984% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8942% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4466% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4739% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4563% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2664% | 2,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8533% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3605% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3549% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.5820% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3056% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7884% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5470% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5799% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6265% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2871% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2871% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1105% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4954% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4903% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.5519% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4201% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1526% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8163% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8644% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8920% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 2,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2131% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1522% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5515% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4708% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 5,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6331% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7307% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7673% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0771% | 2,558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0771% | 2,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5446% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5948% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 2.8600% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6691% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5734% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 3,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6494% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2145% | 3,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2145% | 2,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0530% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5558% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6858% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 3.7937% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9104% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 2,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 2,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0683% | 2,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1833% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1833% | 2,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7147% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8827% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 4.0340% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3791% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 2,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1198% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1198% | 2,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2985% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0720% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8318% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0676% | 2,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1082% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0705% | 5,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0705% | 5,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7491% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7075% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 3.8881% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3965% | 1,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2219% | 674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3933% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4232% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0612% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9499% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9499% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7640% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7909% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8434% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 4.7183% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5274% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4070% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4386% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3238% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2371% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2371% | 2,869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7632% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7511% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 5.8670% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2614% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2822% | 2,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8999% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2245% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2245% | 2,702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3423% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 2.1071% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3428% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0769% | 5,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0769% | 5,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9519% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7330% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 3.2333% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0745% | 3,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4125% | 786 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6656% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6174% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5024% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5243% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5431% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5151% | 2,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7016% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6903% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7952% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 3.6076% | 1,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0993% | 2,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5488% | 618 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5960% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4642% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3562% | 2,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4008% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4639% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4349% | 2,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0103% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7486% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8764% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | 4.4582% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8208% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3658% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2900% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2055% | 2,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2987% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4179% | 2,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3849% | 2,457 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 1,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2417% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5079% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 8.1897% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3319% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3593% | 1,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1805% | 2,629 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0303% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4138% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2228% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.8227% | 2,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 3,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2172% | 3,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2334% | 3,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9952% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3968% | 3,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3788% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1995% | 3,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.7412% | 2,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2042% | 3,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2190% | 2,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0856% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3781% | 3,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0059% | 1,773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2561% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1815% | 3,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.7723% | 2,112 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0352% | 7,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 3,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1560% | 2,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5413% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3275% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3537% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | 1.5008% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 7,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2669% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2848% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5919% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0766% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 1,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 6,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 5,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0335% | 3,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3025% | 754 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 3,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1576% | 3,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4180% | 3,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4687% | 4,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 2,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 5,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 4,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0448% | 3,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3956% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1869% | 2,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 2,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3611% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4601% | 3,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0036% | 1,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 5,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0666% | 2,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5814% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2007% | 2,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2129% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4282% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1563% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 2,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 2,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2335% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 6,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 7,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.0650% | 7,602 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 7,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 3,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 3,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5043% | 3,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 5,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 7,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 3,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 2,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3960% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 5,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 7,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 2,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 3,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2940% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 6,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 7,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0429% | 8,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0887% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1753% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3601% | 3,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0043% | 1,739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2405% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3541% | 3,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0057% | 1,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2412% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2962% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4713% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0724% | 3,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 3,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2724% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1989% | 4,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5598% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 3,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2590% | 3,655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3970% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 3,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1846% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3592% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0335% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3686% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1821% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 2,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3544% | 4,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6641% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 2,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2522% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2452% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9697% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 2,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 3,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0683% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5038% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1534% | 7,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2344% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 3,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0543% | 3,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8979% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0338% | 7,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 3,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5624% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 4,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 2,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6092% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5785% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.1293% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 3,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 2,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3287% | 3,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2344% | 5,678 |
| Percentage Net Loans Charged-off: Credit card loans | 58.8235% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1644% | 1,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 4,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3556% | 2,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2715% | 5,014 |
| Percentage Net Loans Charged-off: Credit card loans | 62.8235% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 2,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5698% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2460% | 4,730 |
| Percentage Net Loans Charged-off: Credit card loans | 70.5467% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5290% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3202% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 4,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0067% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | 52.2388% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2741% | 3,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5599% | 3,874 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0046% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 4,277 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1867% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1749% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 5,348 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 5,991 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 7,345 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 5,760 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 6,960 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2036% | 7,223 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |