The Farmers National Bank of Canfield, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$212,905,000296
Total interest expense$71,464,000300
Net interest income$141,441,000280
Provision for loan and lease losses$9,153,000223
Total noninterest income$31,865,000332
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,874,000216
Trading account gains and fees$0123
Additional Noninterest Income$24,991,000276
Total noninterest expense$103,424,000314
Salaries and employee benefits$52,351,000313
Premises and equipment expense$15,017,000209
Additional noninterest expense$24,991,000276
Pre-tax net operating income$60,729,000301
Securities gains (losses)$-495,0004,182
Applicable income taxes$9,386,000367
Income before extraordinary items$50,848,000281
Extraordinary gains, net$054
Net income$50,848,000284
Minority interest net income$088
Net income of bank and minority interests.$50,848,000283
Net charge-offs$2,256,000358
Cash dividends$20,000,000298
Sale, conversion, retirement of capital stock, net$1,913,000141
Net operating income$51,263,800290
2023-09-30 (YTD Data)Rank
Total interest income$157,931,000293
Total interest expense$50,268,000303
Net interest income$107,663,000279
Provision for loan and lease losses$8,867,000191
Total noninterest income$22,492,000341
Gross Fiduciary activities income$0950
Service charges on deposit accounts$5,062,000222
Trading account gains and fees$0125
Additional Noninterest Income$17,430,000290
Total noninterest expense$78,446,000314
Salaries and employee benefits$38,799,000318
Premises and equipment expense$11,228,000211
Additional noninterest expense$17,430,000290
Pre-tax net operating income$42,842,000329
Securities gains (losses)$-497,0004,373
Applicable income taxes$6,122,000414
Income before extraordinary items$36,223,000308
Extraordinary gains, net$052
Net income$36,223,000311
Minority interest net income$081
Net income of bank and minority interests.$36,223,000309
Net charge-offs$1,456,000345
Cash dividends$20,000,000250
Sale, conversion, retirement of capital stock, net$1,428,000138
Net operating income$36,650,420309
2023-06-30 (YTD Data)Rank
Total interest income$103,829,000285
Total interest expense$30,846,000293
Net interest income$72,983,000275
Provision for loan and lease losses$8,624,000154
Total noninterest income$14,768,000337
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,203,000223
Trading account gains and fees$0112
Additional Noninterest Income$11,565,000285
Total noninterest expense$52,828,000302
Salaries and employee benefits$25,844,000312
Premises and equipment expense$7,532,000204
Additional noninterest expense$11,565,000285
Pre-tax net operating income$26,299,000347
Securities gains (losses)$121,000157
Applicable income taxes$3,706,000436
Income before extraordinary items$22,714,000321
Extraordinary gains, net$051
Net income$22,714,000327
Minority interest net income$081
Net income of bank and minority interests.$22,714,000322
Net charge-offs$1,070,000298
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$779,000138
Net operating income$22,609,940332
2023-03-31 (YTD Data)Rank
Total interest income$51,134,000289
Total interest expense$13,628,000290
Net interest income$37,506,000277
Provision for loan and lease losses$8,599,000105
Total noninterest income$7,613,000334
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,560,000233
Trading account gains and fees$097
Additional Noninterest Income$6,053,000279
Total noninterest expense$28,273,000292
Salaries and employee benefits$13,429,000318
Premises and equipment expense$3,777,000215
Additional noninterest expense$6,053,000279
Pre-tax net operating income$8,247,000495
Securities gains (losses)$121,000145
Applicable income taxes$847,000749
Income before extraordinary items$7,521,000455
Extraordinary gains, net$04
Net income$7,521,000455
Minority interest net income$048
Net income of bank and minority interests.$7,521,000456
Net charge-offs$271,000377
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$284,000148
Net operating income$7,412,100465
2022-12-31 (YTD Data)Rank
Total interest income$141,838,000309
Total interest expense$14,493,000339
Net interest income$127,345,000309
Provision for loan and lease losses$1,122,000756
Total noninterest income$25,620,000402
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$5,146,000270
Trading account gains and fees$0116
Additional Noninterest Income$20,474,000341
Total noninterest expense$84,254,000348
Salaries and employee benefits$39,913,000393
Premises and equipment expense$11,000,000279
Additional noninterest expense$20,474,000341
Pre-tax net operating income$67,589,000308
Securities gains (losses)$-378,0004,262
Applicable income taxes$11,277,000341
Income before extraordinary items$55,934,000296
Extraordinary gains, net$05
Net income$55,934,000296
Minority interest net income$063
Net income of bank and minority interests.$55,934,000296
Net charge-offs$2,658,000239
Cash dividends$30,000,000223
Sale, conversion, retirement of capital stock, net$1,081,000232
Net operating income$56,247,740301
2022-09-30 (YTD Data)Rank
Total interest income$103,813,000306
Total interest expense$6,737,000363
Net interest income$97,076,000300
Provision for loan and lease losses$706,000780
Total noninterest income$19,403,000403
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,832,000277
Trading account gains and fees$0111
Additional Noninterest Income$15,571,000356
Total noninterest expense$64,413,000343
Salaries and employee benefits$29,657,000390
Premises and equipment expense$8,342,000278
Additional noninterest expense$15,571,000356
Pre-tax net operating income$51,360,000309
Securities gains (losses)$0740
Applicable income taxes$8,438,000355
Income before extraordinary items$42,922,000291
Extraordinary gains, net$04
Net income$42,922,000291
Minority interest net income$057
Net income of bank and minority interests.$42,922,000291
Net charge-offs$2,089,000216
Cash dividends$30,000,000182
Sale, conversion, retirement of capital stock, net$677,000229
Net operating income$42,922,000296
2022-06-30 (YTD Data)Rank
Total interest income$67,467,000302
Total interest expense$2,993,000399
Net interest income$64,474,000295
Provision for loan and lease losses$258,0001,013
Total noninterest income$13,259,000392
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,487,000277
Trading account gains and fees$0108
Additional Noninterest Income$10,772,000351
Total noninterest expense$45,581,000327
Salaries and employee benefits$20,210,000374
Premises and equipment expense$5,415,000279
Additional noninterest expense$19,956,000256
Pre-tax net operating income$31,894,000311
Securities gains (losses)$0687
Applicable income taxes$5,000,000361
Income before extraordinary items$26,894,000292
Extraordinary gains, net$04
Net income$26,894,000292
Minority interest net income$060
Net income of bank and minority interests.$26,894,000292
Net charge-offs$1,484,000194
Cash dividends$30,000,000137
Sale, conversion, retirement of capital stock, net$194,000306
Net operating income$26,894,000300
2022-03-31 (YTD Data)Rank
Total interest income$33,237,000297
Total interest expense$1,245,000449
Net interest income$31,992,000289
Provision for loan and lease losses$-358,0004,608
Total noninterest income$6,601,000406
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,232,000282
Trading account gains and fees$0103
Additional Noninterest Income$5,369,000369
Total noninterest expense$26,437,000288
Salaries and employee benefits$10,450,000372
Premises and equipment expense$2,596,000286
Additional noninterest expense$13,391,000206
Pre-tax net operating income$12,514,000354
Securities gains (losses)$0623
Applicable income taxes$1,733,000462
Income before extraordinary items$10,781,000335
Extraordinary gains, net$04
Net income$10,781,000335
Minority interest net income$050
Net income of bank and minority interests.$10,781,000335
Net charge-offs$1,441,000135
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$-177,0004,771
Net operating income$10,781,000342
2021-12-31 (YTD Data)Rank
Total interest income$116,273,000319
Total interest expense$7,551,000370
Net interest income$108,722,000313
Provision for loan and lease losses$4,893,000114
Total noninterest income$26,340,000429
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,997,000316
Trading account gains and fees$0132
Additional Noninterest Income$22,343,000390
Total noninterest expense$70,953,000385
Salaries and employee benefits$34,337,000440
Premises and equipment expense$8,153,000348
Additional noninterest expense$28,463,000334
Pre-tax net operating income$59,216,000344
Securities gains (losses)$838,000246
Applicable income taxes$10,024,000393
Income before extraordinary items$50,030,000329
Extraordinary gains, net$010
Net income$50,030,000329
Minority interest net income$074
Net income of bank and minority interests.$50,030,000329
Net charge-offs$862,000468
Cash dividends$45,621,000191
Sale, conversion, retirement of capital stock, net$719,000260
Net operating income$49,334,460327
2021-09-30 (YTD Data)Rank
Total interest income$84,636,000327
Total interest expense$6,044,000365
Net interest income$78,592,000325
Provision for loan and lease losses$-473,0004,540
Total noninterest income$19,715,000437
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,756,000342
Trading account gains and fees$0132
Additional Noninterest Income$16,959,000398
Total noninterest expense$46,541,000431
Salaries and employee benefits$25,458,000445
Premises and equipment expense$5,829,000370
Additional noninterest expense$15,254,000419
Pre-tax net operating income$52,239,000301
Securities gains (losses)$838,000216
Applicable income taxes$9,379,000343
Income before extraordinary items$43,698,000300
Extraordinary gains, net$08
Net income$43,698,000299
Minority interest net income$069
Net income of bank and minority interests.$43,698,000300
Net charge-offs$549,000469
Cash dividends$45,621,000143
Sale, conversion, retirement of capital stock, net$429,000261
Net operating income$43,010,840294
2021-06-30 (YTD Data)Rank
Total interest income$56,305,000324
Total interest expense$4,509,000340
Net interest income$51,796,000321
Provision for loan and lease losses$475,000645
Total noninterest income$13,817,000421
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,751,000339
Trading account gains and fees$0133
Additional Noninterest Income$12,066,000383
Total noninterest expense$31,339,000425
Salaries and employee benefits$17,406,000436
Premises and equipment expense$4,016,000360
Additional noninterest expense$9,917,000419
Pre-tax net operating income$33,799,000308
Securities gains (losses)$384,000327
Applicable income taxes$6,068,000357
Income before extraordinary items$28,115,000309
Extraordinary gains, net$06
Net income$28,115,000309
Minority interest net income$067
Net income of bank and minority interests.$28,115,000309
Net charge-offs$263,000563
Cash dividends$7,619,000333
Sale, conversion, retirement of capital stock, net$176,000291
Net operating income$27,800,120304
2021-03-31 (YTD Data)Rank
Total interest income$27,743,000328
Total interest expense$2,455,000333
Net interest income$25,288,000324
Provision for loan and lease losses$425,000421
Total noninterest income$7,086,000424
Gross Fiduciary activities income$0922
Service charges on deposit accounts$881,000332
Trading account gains and fees$0127
Additional Noninterest Income$6,205,000387
Total noninterest expense$15,800,000421
Salaries and employee benefits$8,757,000435
Premises and equipment expense$2,197,000340
Additional noninterest expense$4,846,000411
Pre-tax net operating income$16,149,000322
Securities gains (losses)$383,000227
Applicable income taxes$2,948,000360
Income before extraordinary items$13,584,000315
Extraordinary gains, net$03
Net income$13,584,000314
Minority interest net income$055
Net income of bank and minority interests.$13,584,000315
Net charge-offs$84,000672
Cash dividends$3,796,000298
Sale, conversion, retirement of capital stock, net$-40,0004,937
Net operating income$13,269,940311
2020-12-31 (YTD Data)Rank
Total interest income$112,124,000329
Total interest expense$15,775,000332
Net interest income$96,349,000330
Provision for loan and lease losses$9,100,000386
Total noninterest income$26,680,000406
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,954,000295
Trading account gains and fees$0133
Additional Noninterest Income$22,726,000370
Total noninterest expense$64,289,000406
Salaries and employee benefits$35,881,000409
Premises and equipment expense$6,959,000400
Additional noninterest expense$21,449,000392
Pre-tax net operating income$49,640,000296
Securities gains (losses)$-444,0004,976
Applicable income taxes$8,305,000340
Income before extraordinary items$40,891,000294
Extraordinary gains, net$04
Net income$40,891,000291
Minority interest net income$072
Net income of bank and minority interests.$40,891,000294
Net charge-offs$1,443,000518
Cash dividends$28,646,000223
Sale, conversion, retirement of capital stock, net$824,000219
Net operating income$41,259,520283
2020-09-30 (YTD Data)Rank
Total interest income$83,343,000330
Total interest expense$12,809,000332
Net interest income$70,534,000332
Provision for loan and lease losses$6,100,000425
Total noninterest income$18,700,000410
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,950,000294
Trading account gains and fees$0125
Additional Noninterest Income$15,750,000374
Total noninterest expense$47,699,000402
Salaries and employee benefits$27,323,000392
Premises and equipment expense$4,989,000408
Additional noninterest expense$15,387,000391
Pre-tax net operating income$35,435,000282
Securities gains (losses)$300,000710
Applicable income taxes$6,051,000328
Income before extraordinary items$29,684,000280
Extraordinary gains, net$04
Net income$29,684,000277
Minority interest net income$065
Net income of bank and minority interests.$29,684,000280
Net charge-offs$1,246,000448
Cash dividends$24,839,000195
Sale, conversion, retirement of capital stock, net$432,000230
Net operating income$29,435,000279
2020-06-30 (YTD Data)Rank
Total interest income$55,761,000331
Total interest expense$9,417,000335
Net interest income$46,344,000336
Provision for loan and lease losses$3,500,000506
Total noninterest income$11,824,000398
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,974,000298
Trading account gains and fees$0123
Additional Noninterest Income$9,850,000360
Total noninterest expense$31,965,000402
Salaries and employee benefits$18,257,000389
Premises and equipment expense$3,357,000403
Additional noninterest expense$10,351,000386
Pre-tax net operating income$22,703,000260
Securities gains (losses)$254,000605
Applicable income taxes$3,653,000312
Income before extraordinary items$19,304,000253
Extraordinary gains, net$04
Net income$19,304,000253
Minority interest net income$065
Net income of bank and minority interests.$19,304,000253
Net charge-offs$1,027,000387
Cash dividends$21,043,000166
Sale, conversion, retirement of capital stock, net$98,000331
Net operating income$19,090,640250
2020-03-31 (YTD Data)Rank
Total interest income$27,661,000338
Total interest expense$5,310,000338
Net interest income$22,351,000342
Provision for loan and lease losses$1,100,000572
Total noninterest income$5,382,000403
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,158,000302
Trading account gains and fees$0106
Additional Noninterest Income$4,224,000352
Total noninterest expense$16,523,000388
Salaries and employee benefits$9,699,000369
Premises and equipment expense$1,767,000383
Additional noninterest expense$5,057,000380
Pre-tax net operating income$10,110,000259
Securities gains (losses)$254,000323
Applicable income taxes$1,759,000294
Income before extraordinary items$8,605,000255
Extraordinary gains, net$04
Net income$8,605,000255
Minority interest net income$056
Net income of bank and minority interests.$8,605,000255
Net charge-offs$635,000319
Cash dividends$21,043,000125
Sale, conversion, retirement of capital stock, net$338,000139
Net operating income$8,394,180256
2019-12-31 (YTD Data)Rank
Total interest income$101,756,000361
Total interest expense$19,455,000396
Net interest income$82,301,000355
Provision for loan and lease losses$2,450,000447
Total noninterest income$19,667,000430
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,824,000290
Trading account gains and fees$0135
Additional Noninterest Income$14,843,000397
Total noninterest expense$57,933,000409
Salaries and employee benefits$32,361,000417
Premises and equipment expense$6,344,000426
Additional noninterest expense$19,228,000391
Pre-tax net operating income$41,585,000350
Securities gains (losses)$-11,0004,808
Applicable income taxes$7,170,000392
Income before extraordinary items$34,404,000354
Extraordinary gains, net$011
Net income$34,404,000355
Minority interest net income$076
Net income of bank and minority interests.$34,404,000355
Net charge-offs$1,555,000499
Cash dividends$33,896,000221
Sale, conversion, retirement of capital stock, net$840,000228
Net operating income$34,413,130349
2019-09-30 (YTD Data)Rank
Total interest income$75,967,000369
Total interest expense$14,811,000397
Net interest income$61,156,000364
Provision for loan and lease losses$1,850,000436
Total noninterest income$14,224,000444
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,615,000293
Trading account gains and fees$0129
Additional Noninterest Income$10,609,000402
Total noninterest expense$43,368,000410
Salaries and employee benefits$24,349,000414
Premises and equipment expense$4,724,000430
Additional noninterest expense$14,295,000390
Pre-tax net operating income$30,162,000361
Securities gains (losses)$-19,0004,990
Applicable income taxes$5,048,000416
Income before extraordinary items$25,095,000359
Extraordinary gains, net$011
Net income$25,095,000360
Minority interest net income$072
Net income of bank and minority interests.$25,095,000360
Net charge-offs$1,181,000447
Cash dividends$9,518,000382
Sale, conversion, retirement of capital stock, net$479,000235
Net operating income$25,110,770352
2019-06-30 (YTD Data)Rank
Total interest income$50,097,000373
Total interest expense$9,674,000403
Net interest income$40,423,000367
Provision for loan and lease losses$1,300,000397
Total noninterest income$9,036,000457
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,323,000302
Trading account gains and fees$0131
Additional Noninterest Income$6,713,000413
Total noninterest expense$28,847,000415
Salaries and employee benefits$16,091,000418
Premises and equipment expense$3,194,000425
Additional noninterest expense$9,562,000399
Pre-tax net operating income$19,312,000367
Securities gains (losses)$-34,0005,118
Applicable income taxes$3,031,000438
Income before extraordinary items$16,247,000361
Extraordinary gains, net$011
Net income$16,247,000362
Minority interest net income$069
Net income of bank and minority interests.$16,247,000362
Net charge-offs$670,000477
Cash dividends$6,199,000380
Sale, conversion, retirement of capital stock, net$132,000321
Net operating income$16,275,560353
2019-03-31 (YTD Data)Rank
Total interest income$24,623,000379
Total interest expense$4,675,000403
Net interest income$19,948,000370
Provision for loan and lease losses$550,000439
Total noninterest income$4,264,000453
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,148,000308
Trading account gains and fees$0126
Additional Noninterest Income$3,116,000430
Total noninterest expense$14,057,000422
Salaries and employee benefits$8,053,000414
Premises and equipment expense$1,626,000415
Additional noninterest expense$4,378,000422
Pre-tax net operating income$9,605,000364
Securities gains (losses)$-34,0005,225
Applicable income taxes$1,555,000425
Income before extraordinary items$8,016,000356
Extraordinary gains, net$05
Net income$8,016,000356
Minority interest net income$052
Net income of bank and minority interests.$8,016,000356
Net charge-offs$365,000421
Cash dividends$2,999,000391
Sale, conversion, retirement of capital stock, net$320,000127
Net operating income$8,044,560344
2018-12-31 (YTD Data)Rank
Total interest income$91,578,000382
Total interest expense$13,132,000425
Net interest income$78,446,000373
Provision for loan and lease losses$3,000,000369
Total noninterest income$16,552,000478
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,583,000317
Trading account gains and fees$0126
Additional Noninterest Income$11,969,000446
Total noninterest expense$55,077,000422
Salaries and employee benefits$30,974,000414
Premises and equipment expense$6,118,000436
Additional noninterest expense$17,985,000418
Pre-tax net operating income$36,921,000383
Securities gains (losses)$283,000180
Applicable income taxes$5,653,000439
Income before extraordinary items$31,551,000365
Extraordinary gains, net$06
Net income$31,551,000365
Minority interest net income$072
Net income of bank and minority interests.$31,551,000365
Net charge-offs$1,723,000402
Cash dividends$7,864,000514
Sale, conversion, retirement of capital stock, net$451,000309
Net operating income$31,310,450371
2018-09-30 (YTD Data)Rank
Total interest income$67,185,000382
Total interest expense$8,795,000438
Net interest income$58,390,000371
Provision for loan and lease losses$2,475,000336
Total noninterest income$12,201,000489
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,385,000323
Trading account gains and fees$0138
Additional Noninterest Income$8,816,000454
Total noninterest expense$40,877,000425
Salaries and employee benefits$22,780,000418
Premises and equipment expense$4,645,000436
Additional noninterest expense$13,452,000413
Pre-tax net operating income$27,239,000388
Securities gains (losses)$-27,0004,996
Applicable income taxes$4,080,000454
Income before extraordinary items$23,132,000375
Extraordinary gains, net$05
Net income$23,132,000375
Minority interest net income$066
Net income of bank and minority interests.$23,132,000375
Net charge-offs$1,413,000348
Cash dividends$7,864,000382
Sale, conversion, retirement of capital stock, net$25,000545
Net operating income$23,154,950374
2018-06-30 (YTD Data)Rank
Total interest income$43,669,000385
Total interest expense$5,185,000451
Net interest income$38,484,000375
Provision for loan and lease losses$1,525,000346
Total noninterest income$7,957,000497
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,153,000330
Trading account gains and fees$0130
Additional Noninterest Income$5,804,000460
Total noninterest expense$26,667,000437
Salaries and employee benefits$15,024,000423
Premises and equipment expense$3,134,000431
Additional noninterest expense$8,509,000428
Pre-tax net operating income$18,249,000375
Securities gains (losses)$0961
Applicable income taxes$2,944,000437
Income before extraordinary items$15,305,000368
Extraordinary gains, net$06
Net income$15,305,000368
Minority interest net income$065
Net income of bank and minority interests.$15,305,000368
Net charge-offs$1,076,000311
Cash dividends$5,065,000385
Sale, conversion, retirement of capital stock, net$734,000158
Net operating income$15,305,000365
2018-03-31 (YTD Data)Rank
Total interest income$21,242,000389
Total interest expense$2,307,000466
Net interest income$18,935,000378
Provision for loan and lease losses$775,000328
Total noninterest income$3,867,000501
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,082,000327
Trading account gains and fees$0123
Additional Noninterest Income$2,785,000458
Total noninterest expense$13,191,000440
Salaries and employee benefits$7,449,000432
Premises and equipment expense$1,612,000422
Additional noninterest expense$4,130,000435
Pre-tax net operating income$8,836,000381
Securities gains (losses)$0735
Applicable income taxes$1,353,000454
Income before extraordinary items$7,483,000372
Extraordinary gains, net$07
Net income$7,483,000372
Minority interest net income$052
Net income of bank and minority interests.$7,483,000372
Net charge-offs$540,000301
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$397,000136
Net operating income$7,483,000370
2017-12-31 (YTD Data)Rank
Total interest income$80,395,000388
Total interest expense$6,778,000523
Net interest income$73,617,000374
Provision for loan and lease losses$3,350,000320
Total noninterest income$15,862,000502
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,454,000323
Trading account gains and fees$0151
Additional Noninterest Income$11,408,000474
Total noninterest expense$53,714,000425
Salaries and employee benefits$29,719,000418
Premises and equipment expense$5,944,000437
Additional noninterest expense$18,051,000407
Pre-tax net operating income$32,415,000380
Securities gains (losses)$-3,0004,906
Applicable income taxes$10,509,000393
Income before extraordinary items$21,903,000380
Extraordinary gains, net$09
Net income$21,903,000381
Minority interest net income$076
Net income of bank and minority interests.$21,903,000381
Net charge-offs$1,887,000420
Cash dividends$8,455,000429
Sale, conversion, retirement of capital stock, net$2,518,000151
Net operating income$21,905,040380
2017-09-30 (YTD Data)Rank
Total interest income$59,348,000390
Total interest expense$4,789,000534
Net interest income$54,559,000379
Provision for loan and lease losses$2,950,000293
Total noninterest income$11,862,000512
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,299,000331
Trading account gains and fees$0145
Additional Noninterest Income$8,563,000471
Total noninterest expense$40,461,000426
Salaries and employee benefits$22,200,000427
Premises and equipment expense$4,504,000435
Additional noninterest expense$13,757,000401
Pre-tax net operating income$23,010,000407
Securities gains (losses)$-3,0005,250
Applicable income taxes$6,068,000428
Income before extraordinary items$16,939,000406
Extraordinary gains, net$09
Net income$16,939,000405
Minority interest net income$071
Net income of bank and minority interests.$16,939,000406
Net charge-offs$1,698,000341
Cash dividends$5,819,000442
Sale, conversion, retirement of capital stock, net$1,525,000159
Net operating income$16,941,220401
2017-06-30 (YTD Data)Rank
Total interest income$38,832,000393
Total interest expense$2,938,000559
Net interest income$35,894,000380
Provision for loan and lease losses$2,000,000279
Total noninterest income$7,913,000505
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,125,000334
Trading account gains and fees$0139
Additional Noninterest Income$5,788,000474
Total noninterest expense$26,660,000435
Salaries and employee benefits$14,515,000441
Premises and equipment expense$3,046,000429
Additional noninterest expense$9,099,000405
Pre-tax net operating income$15,147,000410
Securities gains (losses)$-3,0005,365
Applicable income taxes$4,037,000419
Income before extraordinary items$11,107,000416
Extraordinary gains, net$011
Net income$11,107,000415
Minority interest net income$071
Net income of bank and minority interests.$11,107,000416
Net charge-offs$1,106,000336
Cash dividends$3,677,000465
Sale, conversion, retirement of capital stock, net$576,000186
Net operating income$11,109,190412
2017-03-31 (YTD Data)Rank
Total interest income$18,820,000399
Total interest expense$1,295,000608
Net interest income$17,525,000384
Provision for loan and lease losses$1,050,000258
Total noninterest income$3,707,000527
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,037,000342
Trading account gains and fees$0142
Additional Noninterest Income$2,670,000485
Total noninterest expense$12,805,000452
Salaries and employee benefits$7,025,000455
Premises and equipment expense$1,502,000447
Additional noninterest expense$4,278,000420
Pre-tax net operating income$7,377,000410
Securities gains (losses)$12,000618
Applicable income taxes$1,937,000430
Income before extraordinary items$5,452,000413
Extraordinary gains, net$08
Net income$5,452,000412
Minority interest net income$055
Net income of bank and minority interests.$5,452,000413
Net charge-offs$583,000308
Cash dividends$1,773,000454
Sale, conversion, retirement of capital stock, net$180,000192
Net operating income$5,443,120408
2016-12-31 (YTD Data)Rank
Total interest income$72,395,000392
Total interest expense$4,282,000688
Net interest income$68,113,000381
Provision for loan and lease losses$3,870,000325
Total noninterest income$14,768,000518
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,357,000327
Trading account gains and fees$0170
Additional Noninterest Income$10,411,000499
Total noninterest expense$50,987,000442
Salaries and employee benefits$26,944,000450
Premises and equipment expense$6,255,000426
Additional noninterest expense$17,788,000408
Pre-tax net operating income$28,024,000394
Securities gains (losses)$88,0001,429
Applicable income taxes$7,587,000412
Income before extraordinary items$20,525,000399
Extraordinary gains, net$05
Net income$20,525,000398
Minority interest net income$082
Net income of bank and minority interests.$20,525,000398
Net charge-offs$1,996,000388
Cash dividends$5,836,000590
Sale, conversion, retirement of capital stock, net$2,030,000150
Net operating income$20,460,760397
2016-09-30 (YTD Data)Rank
Total interest income$53,957,000393
Total interest expense$3,128,000705
Net interest income$50,829,000380
Provision for loan and lease losses$2,880,000306
Total noninterest income$10,651,000539
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,241,000332
Trading account gains and fees$0169
Additional Noninterest Income$7,410,000521
Total noninterest expense$37,876,000445
Salaries and employee benefits$20,039,000458
Premises and equipment expense$4,598,000434
Additional noninterest expense$13,239,000407
Pre-tax net operating income$20,724,000398
Securities gains (losses)$88,0001,347
Applicable income taxes$5,501,000426
Income before extraordinary items$15,311,000398
Extraordinary gains, net$05
Net income$15,311,000397
Minority interest net income$071
Net income of bank and minority interests.$15,311,000398
Net charge-offs$1,341,000385
Cash dividends$4,339,000566
Sale, conversion, retirement of capital stock, net$1,740,000120
Net operating income$15,245,880392
2016-06-30 (YTD Data)Rank
Total interest income$35,653,000398
Total interest expense$2,012,000720
Net interest income$33,641,000383
Provision for loan and lease losses$1,770,000330
Total noninterest income$6,437,000575
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,094,000338
Trading account gains and fees$0157
Additional Noninterest Income$4,343,000557
Total noninterest expense$24,620,000458
Salaries and employee benefits$12,882,000471
Premises and equipment expense$3,099,000433
Additional noninterest expense$8,639,000417
Pre-tax net operating income$13,688,000398
Securities gains (losses)$59,0001,315
Applicable income taxes$3,601,000430
Income before extraordinary items$10,146,000392
Extraordinary gains, net$016
Net income$10,146,000391
Minority interest net income$071
Net income of bank and minority interests.$10,146,000391
Net charge-offs$1,028,000348
Cash dividends$2,658,000619
Sale, conversion, retirement of capital stock, net$1,539,00097
Net operating income$10,102,340389
2016-03-31 (YTD Data)Rank
Total interest income$17,726,000396
Total interest expense$978,000745
Net interest income$16,748,000384
Provision for loan and lease losses$780,000334
Total noninterest income$2,791,000610
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,013,000339
Trading account gains and fees$0142
Additional Noninterest Income$1,778,000627
Total noninterest expense$12,172,000456
Salaries and employee benefits$6,341,000473
Premises and equipment expense$1,578,000431
Additional noninterest expense$4,253,000413
Pre-tax net operating income$6,587,000396
Securities gains (losses)$02,077
Applicable income taxes$1,696,000442
Income before extraordinary items$4,891,000390
Extraordinary gains, net$012
Net income$4,891,000390
Minority interest net income$062
Net income of bank and minority interests.$4,891,000390
Net charge-offs$368,000423
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$201,000175
Net operating income$4,891,000382
2015-12-31 (YTD Data)Rank
Total interest income$53,702,000478
Total interest expense$4,056,000686
Net interest income$49,646,000457
Provision for loan and lease losses$3,510,000280
Total noninterest income$10,063,000675
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,490,000395
Trading account gains and fees$0159
Additional Noninterest Income$6,573,000663
Total noninterest expense$42,415,000502
Salaries and employee benefits$23,356,000489
Premises and equipment expense$5,006,000501
Additional noninterest expense$14,053,000489
Pre-tax net operating income$13,784,000660
Securities gains (losses)$91,0001,229
Applicable income taxes$2,968,000756
Income before extraordinary items$10,907,000678
Extraordinary gains, net$023
Net income$10,907,000677
Minority interest net income$081
Net income of bank and minority interests.$10,907,000678
Net charge-offs$2,164,000350
Cash dividends$23,744,000198
Sale, conversion, retirement of capital stock, net$486,000308
Net operating income$10,835,110670
2015-09-30 (YTD Data)Rank
Total interest income$36,244,000533
Total interest expense$3,055,000689
Net interest income$33,189,000518
Provision for loan and lease losses$2,520,000276
Total noninterest income$6,853,000736
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,364,000434
Trading account gains and fees$0153
Additional Noninterest Income$4,489,000719
Total noninterest expense$28,181,000563
Salaries and employee benefits$15,283,000563
Premises and equipment expense$3,428,000554
Additional noninterest expense$9,470,000541
Pre-tax net operating income$9,341,000739
Securities gains (losses)$46,0001,525
Applicable income taxes$2,005,000844
Income before extraordinary items$7,382,000751
Extraordinary gains, net$021
Net income$7,382,000748
Minority interest net income$078
Net income of bank and minority interests.$7,382,000751
Net charge-offs$1,858,000294
Cash dividends$22,523,000158
Sale, conversion, retirement of capital stock, net$276,000317
Net operating income$7,345,660733
2015-06-30 (YTD Data)Rank
Total interest income$20,716,000615
Total interest expense$2,003,000695
Net interest income$18,713,000614
Provision for loan and lease losses$1,300,000345
Total noninterest income$4,014,000812
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,357,000481
Trading account gains and fees$0157
Additional Noninterest Income$2,657,000790
Total noninterest expense$15,670,000677
Salaries and employee benefits$8,784,000656
Premises and equipment expense$2,078,000611
Additional noninterest expense$4,808,000700
Pre-tax net operating income$5,757,000788
Securities gains (losses)$43,0001,322
Applicable income taxes$1,222,000892
Income before extraordinary items$4,578,000800
Extraordinary gains, net$022
Net income$4,578,000799
Minority interest net income$075
Net income of bank and minority interests.$4,578,000800
Net charge-offs$1,646,000243
Cash dividends$19,025,000144
Sale, conversion, retirement of capital stock, net$116,000363
Net operating income$4,544,030782
2015-03-31 (YTD Data)Rank
Total interest income$9,983,000640
Total interest expense$1,003,000698
Net interest income$8,980,000631
Provision for loan and lease losses$450,000443
Total noninterest income$1,893,000826
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$639,000502
Trading account gains and fees$0152
Additional Noninterest Income$1,254,000782
Total noninterest expense$7,624,000690
Salaries and employee benefits$4,395,000662
Premises and equipment expense$993,000645
Additional noninterest expense$2,236,000739
Pre-tax net operating income$2,799,000791
Securities gains (losses)$8,0001,548
Applicable income taxes$609,000888
Income before extraordinary items$2,198,000798
Extraordinary gains, net$013
Net income$2,198,000796
Minority interest net income$064
Net income of bank and minority interests.$2,198,000798
Net charge-offs$359,000473
Cash dividends$1,030,000632
Sale, conversion, retirement of capital stock, net$59,000336
Net operating income$2,191,760772
2014-12-31 (YTD Data)Rank
Total interest income$40,861,000605
Total interest expense$4,564,000629
Net interest income$36,297,000608
Provision for loan and lease losses$1,880,000499
Total noninterest income$7,016,000861
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,627,000519
Trading account gains and fees$0180
Additional Noninterest Income$4,389,000841
Total noninterest expense$30,242,000676
Salaries and employee benefits$16,624,000664
Premises and equipment expense$4,055,000613
Additional noninterest expense$9,563,000700
Pre-tax net operating income$11,191,000747
Securities gains (losses)$454,000434
Applicable income taxes$2,645,000801
Income before extraordinary items$9,000,000755
Extraordinary gains, net$017
Net income$9,000,000754
Minority interest net income$084
Net income of bank and minority interests.$9,000,000754
Net charge-offs$1,816,000553
Cash dividends$4,013,000726
Sale, conversion, retirement of capital stock, net$115,000523
Net operating income$8,650,420765
2014-09-30 (YTD Data)Rank
Total interest income$30,554,000604
Total interest expense$3,489,000626
Net interest income$27,065,000609
Provision for loan and lease losses$1,055,000630
Total noninterest income$5,094,000876
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,915,000535
Trading account gains and fees$0174
Additional Noninterest Income$3,179,000858
Total noninterest expense$22,466,000680
Salaries and employee benefits$12,305,000673
Premises and equipment expense$3,060,000607
Additional noninterest expense$7,101,000699
Pre-tax net operating income$8,638,000737
Securities gains (losses)$82,0001,127
Applicable income taxes$1,987,000810
Income before extraordinary items$6,733,000752
Extraordinary gains, net$015
Net income$6,733,000751
Minority interest net income$081
Net income of bank and minority interests.$6,733,000751
Net charge-offs$1,290,000553
Cash dividends$2,983,000682
Sale, conversion, retirement of capital stock, net$87,000482
Net operating income$6,669,860744
2014-06-30 (YTD Data)Rank
Total interest income$20,154,000610
Total interest expense$2,365,000619
Net interest income$17,789,000612
Provision for loan and lease losses$630,000693
Total noninterest income$3,159,000903
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,204,000555
Trading account gains and fees$0172
Additional Noninterest Income$1,955,000905
Total noninterest expense$14,705,000687
Salaries and employee benefits$8,064,000686
Premises and equipment expense$2,025,000610
Additional noninterest expense$4,616,000707
Pre-tax net operating income$5,613,000731
Securities gains (losses)$83,000895
Applicable income taxes$1,279,000797
Income before extraordinary items$4,417,000745
Extraordinary gains, net$020
Net income$4,417,000744
Minority interest net income$080
Net income of bank and minority interests.$4,417,000745
Net charge-offs$842,000574
Cash dividends$2,061,000630
Sale, conversion, retirement of capital stock, net$58,000460
Net operating income$4,352,260731
2014-03-31 (YTD Data)Rank
Total interest income$10,051,000618
Total interest expense$1,203,000613
Net interest income$8,848,000619
Provision for loan and lease losses$330,000640
Total noninterest income$1,525,000900
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$590,000557
Trading account gains and fees$0147
Additional Noninterest Income$935,000897
Total noninterest expense$7,250,000706
Salaries and employee benefits$4,012,000699
Premises and equipment expense$1,038,000606
Additional noninterest expense$2,200,000738
Pre-tax net operating income$2,793,000721
Securities gains (losses)$01,715
Applicable income taxes$617,000800
Income before extraordinary items$2,176,000719
Extraordinary gains, net$016
Net income$2,176,000720
Minority interest net income$066
Net income of bank and minority interests.$2,176,000720
Net charge-offs$511,000490
Cash dividends$1,030,000591
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,176,000710
2013-12-31 (YTD Data)Rank
Total interest income$40,912,000599
Total interest expense$5,047,000661
Net interest income$35,865,000594
Provision for loan and lease losses$1,290,000891
Total noninterest income$6,896,000895
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,370,000582
Trading account gains and fees$0184
Additional Noninterest Income$4,526,000869
Total noninterest expense$31,768,000654
Salaries and employee benefits$18,176,000589
Premises and equipment expense$3,780,000651
Additional noninterest expense$9,812,000712
Pre-tax net operating income$9,703,000791
Securities gains (losses)$835,000279
Applicable income taxes$2,043,000889
Income before extraordinary items$8,495,000752
Extraordinary gains, net$029
Net income$8,495,000752
Minority interest net income$090
Net income of bank and minority interests.$8,495,000753
Net charge-offs$1,351,0001,009
Cash dividends$4,333,000638
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,818,650794
2013-09-30 (YTD Data)Rank
Total interest income$30,625,000603
Total interest expense$3,794,000687
Net interest income$26,831,000594
Provision for loan and lease losses$765,0001,094
Total noninterest income$5,104,000918
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,648,000631
Trading account gains and fees$0180
Additional Noninterest Income$3,456,000885
Total noninterest expense$24,555,000636
Salaries and employee benefits$14,273,000563
Premises and equipment expense$2,872,000648
Additional noninterest expense$7,410,000708
Pre-tax net operating income$6,615,000895
Securities gains (losses)$826,000257
Applicable income taxes$1,349,0001,018
Income before extraordinary items$6,092,000790
Extraordinary gains, net$025
Net income$6,092,000792
Minority interest net income$084
Net income of bank and minority interests.$6,092,000792
Net charge-offs$1,025,000979
Cash dividends$3,298,000592
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,414,680861
2013-06-30 (YTD Data)Rank
Total interest income$20,515,000596
Total interest expense$2,524,000711
Net interest income$17,991,000588
Provision for loan and lease losses$425,0001,318
Total noninterest income$3,167,000976
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,015,000664
Trading account gains and fees$0157
Additional Noninterest Income$2,152,000937
Total noninterest expense$15,737,000662
Salaries and employee benefits$8,903,000610
Premises and equipment expense$1,932,000642
Additional noninterest expense$4,902,000705
Pre-tax net operating income$4,996,000769
Securities gains (losses)$230,000678
Applicable income taxes$1,051,000901
Income before extraordinary items$4,175,000749
Extraordinary gains, net$022
Net income$4,175,000751
Minority interest net income$082
Net income of bank and minority interests.$4,175,000751
Net charge-offs$464,0001,311
Cash dividends$2,213,000573
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,991,000749
2013-03-31 (YTD Data)Rank
Total interest income$10,253,000600
Total interest expense$1,294,000713
Net interest income$8,959,000595
Provision for loan and lease losses$255,0001,129
Total noninterest income$1,551,0001,002
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$491,000690
Trading account gains and fees$0148
Additional Noninterest Income$1,060,000954
Total noninterest expense$7,675,000683
Salaries and employee benefits$4,412,000623
Premises and equipment expense$933,000667
Additional noninterest expense$2,330,000732
Pre-tax net operating income$2,580,000744
Securities gains (losses)$01,966
Applicable income taxes$521,000882
Income before extraordinary items$2,059,000758
Extraordinary gains, net$010
Net income$2,059,000759
Minority interest net income$076
Net income of bank and minority interests.$2,059,000760
Net charge-offs$376,000910
Cash dividends$1,345,000424
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,059,000720
2012-12-31 (YTD Data)Rank
Total interest income$43,059,000601
Total interest expense$6,188,000697
Net interest income$36,871,000594
Provision for loan and lease losses$725,0002,219
Total noninterest income$6,132,000990
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,043,000699
Trading account gains and fees$0166
Additional Noninterest Income$4,089,000948
Total noninterest expense$30,023,000685
Salaries and employee benefits$16,528,000633
Premises and equipment expense$3,838,000634
Additional noninterest expense$9,657,000736
Pre-tax net operating income$12,255,000608
Securities gains (losses)$1,059,000490
Applicable income taxes$3,160,000582
Income before extraordinary items$10,154,000607
Extraordinary gains, net$029
Net income$10,154,000606
Minority interest net income$093
Net income of bank and minority interests.$10,154,000607
Net charge-offs$2,916,000861
Cash dividends$2,712,000951
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,349,160623
2012-09-30 (YTD Data)Rank
Total interest income$32,381,000606
Total interest expense$4,757,000709
Net interest income$27,624,000597
Provision for loan and lease losses$725,0001,817
Total noninterest income$4,402,0001,018
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,499,000722
Trading account gains and fees$0157
Additional Noninterest Income$2,903,000959
Total noninterest expense$21,941,000693
Salaries and employee benefits$12,013,000647
Premises and equipment expense$2,839,000643
Additional noninterest expense$7,089,000739
Pre-tax net operating income$9,360,000615
Securities gains (losses)$473,000776
Applicable income taxes$2,330,000620
Income before extraordinary items$7,503,000636
Extraordinary gains, net$020
Net income$7,503,000634
Minority interest net income$086
Net income of bank and minority interests.$7,503,000636
Net charge-offs$1,920,000946
Cash dividends$1,924,000814
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,143,520629
2012-06-30 (YTD Data)Rank
Total interest income$21,765,000606
Total interest expense$3,232,000734
Net interest income$18,533,000593
Provision for loan and lease losses$400,0002,061
Total noninterest income$2,901,0001,009
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$959,000744
Trading account gains and fees$0153
Additional Noninterest Income$1,942,000932
Total noninterest expense$14,566,000694
Salaries and employee benefits$8,028,000642
Premises and equipment expense$1,862,000654
Additional noninterest expense$4,676,000745
Pre-tax net operating income$6,468,000590
Securities gains (losses)$03,178
Applicable income taxes$1,533,000624
Income before extraordinary items$4,935,000637
Extraordinary gains, net$019
Net income$4,935,000637
Minority interest net income$084
Net income of bank and minority interests.$4,935,000637
Net charge-offs$1,172,0001,013
Cash dividends$1,382,000744
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,935,000616
2012-03-31 (YTD Data)Rank
Total interest income$10,875,000620
Total interest expense$1,652,000736
Net interest income$9,223,000595
Provision for loan and lease losses$05,254
Total noninterest income$1,325,0001,069
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$474,000746
Trading account gains and fees$0148
Additional Noninterest Income$851,0001,026
Total noninterest expense$7,213,000695
Salaries and employee benefits$3,944,000663
Premises and equipment expense$870,000705
Additional noninterest expense$2,399,000719
Pre-tax net operating income$3,335,000574
Securities gains (losses)$02,210
Applicable income taxes$798,000600
Income before extraordinary items$2,537,000612
Extraordinary gains, net$019
Net income$2,537,000612
Minority interest net income$078
Net income of bank and minority interests.$2,537,000613
Net charge-offs$374,0001,290
Cash dividends$878,000530
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,537,000601
2011-12-31 (YTD Data)Rank
Total interest income$44,390,000616
Total interest expense$7,785,000749
Net interest income$36,605,000589
Provision for loan and lease losses$3,650,0001,017
Total noninterest income$5,500,000961
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,063,000707
Trading account gains and fees$0146
Additional Noninterest Income$3,437,000945
Total noninterest expense$28,237,000704
Salaries and employee benefits$14,450,000679
Premises and equipment expense$2,171,0001,146
Additional noninterest expense$11,616,000626
Pre-tax net operating income$10,218,000614
Securities gains (losses)$1,804,000263
Applicable income taxes$2,626,000634
Income before extraordinary items$9,396,000566
Extraordinary gains, net$029
Net income$9,396,000567
Minority interest net income$096
Net income of bank and minority interests.$9,396,000567
Net charge-offs$3,138,0001,161
Cash dividends$1,654,0001,130
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,988,880625
2011-09-30 (YTD Data)Rank
Total interest income$33,473,000624
Total interest expense$6,027,000763
Net interest income$27,446,000590
Provision for loan and lease losses$3,650,000791
Total noninterest income$4,073,000976
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,535,000717
Trading account gains and fees$0145
Additional Noninterest Income$2,538,000948
Total noninterest expense$20,063,000726
Salaries and employee benefits$10,640,000693
Premises and equipment expense$1,614,0001,174
Additional noninterest expense$7,809,000682
Pre-tax net operating income$7,806,000626
Securities gains (losses)$03,555
Applicable income taxes$1,588,000758
Income before extraordinary items$6,218,000643
Extraordinary gains, net$021
Net income$6,218,000642
Minority interest net income$087
Net income of bank and minority interests.$6,218,000643
Net charge-offs$1,974,0001,236
Cash dividends$1,220,000986
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,218,000615
2011-06-30 (YTD Data)Rank
Total interest income$22,300,000639
Total interest expense$4,057,000787
Net interest income$18,243,000599
Provision for loan and lease losses$2,950,000695
Total noninterest income$2,661,000997
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$973,000753
Trading account gains and fees$0153
Additional Noninterest Income$1,688,000940
Total noninterest expense$13,254,000753
Salaries and employee benefits$7,175,000692
Premises and equipment expense$1,082,0001,184
Additional noninterest expense$4,997,000719
Pre-tax net operating income$4,700,000670
Securities gains (losses)$02,914
Applicable income taxes$888,000838
Income before extraordinary items$3,812,000685
Extraordinary gains, net$015
Net income$3,812,000683
Minority interest net income$089
Net income of bank and minority interests.$3,812,000685
Net charge-offs$1,383,0001,195
Cash dividends$813,000964
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,812,000659
2011-03-31 (YTD Data)Rank
Total interest income$11,117,000650
Total interest expense$2,032,000828
Net interest income$9,085,000601
Provision for loan and lease losses$1,875,000545
Total noninterest income$1,305,0001,018
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$473,000757
Trading account gains and fees$0158
Additional Noninterest Income$832,000935
Total noninterest expense$6,512,000770
Salaries and employee benefits$3,476,000721
Premises and equipment expense$560,0001,179
Additional noninterest expense$2,476,000727
Pre-tax net operating income$2,003,000777
Securities gains (losses)$01,772
Applicable income taxes$318,0001,071
Income before extraordinary items$1,685,000755
Extraordinary gains, net$09
Net income$1,685,000755
Minority interest net income$086
Net income of bank and minority interests.$1,685,000755
Net charge-offs$1,046,000834
Cash dividends$407,000879
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,685,000740
2010-12-31 (YTD Data)Rank
Total interest income$48,301,000620
Total interest expense$10,952,000734
Net interest income$37,349,000584
Provision for loan and lease losses$8,078,000801
Total noninterest income$5,188,0001,065
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,071,000731
Trading account gains and fees$0175
Additional Noninterest Income$3,117,0001,034
Total noninterest expense$25,931,000773
Salaries and employee benefits$13,704,000707
Premises and equipment expense$2,139,0001,207
Additional noninterest expense$10,088,000746
Pre-tax net operating income$8,528,000631
Securities gains (losses)$2,683,000200
Applicable income taxes$2,443,000626
Income before extraordinary items$8,768,000516
Extraordinary gains, net$029
Net income$8,768,000516
Minority interest net income$0111
Net income of bank and minority interests.$8,768,000518
Net charge-offs$6,170,000859
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,675,260647
2010-09-30 (YTD Data)Rank
Total interest income$36,332,000623
Total interest expense$8,746,000713
Net interest income$27,586,000587
Provision for loan and lease losses$5,878,000775
Total noninterest income$3,443,0001,145
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,531,000755
Trading account gains and fees$0165
Additional Noninterest Income$1,912,0001,135
Total noninterest expense$19,273,000765
Salaries and employee benefits$10,249,000704
Premises and equipment expense$1,610,0001,215
Additional noninterest expense$7,414,000736
Pre-tax net operating income$5,878,000714
Securities gains (losses)$1,161,000361
Applicable income taxes$1,531,000730
Income before extraordinary items$5,508,000627
Extraordinary gains, net$023
Net income$5,508,000625
Minority interest net income$0110
Net income of bank and minority interests.$5,508,000627
Net charge-offs$5,493,000729
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,602,420717
2010-06-30 (YTD Data)Rank
Total interest income$24,185,000627
Total interest expense$6,214,000687
Net interest income$17,971,000601
Provision for loan and lease losses$4,378,000716
Total noninterest income$2,226,0001,140
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$975,000789
Trading account gains and fees$0152
Additional Noninterest Income$1,251,0001,116
Total noninterest expense$12,711,000774
Salaries and employee benefits$6,731,000711
Premises and equipment expense$1,057,0001,251
Additional noninterest expense$4,923,000733
Pre-tax net operating income$3,108,000881
Securities gains (losses)$03,184
Applicable income taxes$479,0001,259
Income before extraordinary items$2,629,000844
Extraordinary gains, net$019
Net income$2,629,000844
Minority interest net income$0105
Net income of bank and minority interests.$2,629,000845
Net charge-offs$3,523,000722
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,629,000814
2010-03-31 (YTD Data)Rank
Total interest income$12,105,000639
Total interest expense$3,302,000688
Net interest income$8,803,000623
Provision for loan and lease losses$2,778,000586
Total noninterest income$1,068,0001,162
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$478,000820
Trading account gains and fees$0175
Additional Noninterest Income$590,0001,142
Total noninterest expense$6,346,000778
Salaries and employee benefits$3,300,000737
Premises and equipment expense$547,0001,250
Additional noninterest expense$2,499,000730
Pre-tax net operating income$747,0001,719
Securities gains (losses)$02,284
Applicable income taxes$-39,0007,281
Income before extraordinary items$786,0001,398
Extraordinary gains, net$016
Net income$786,0001,399
Minority interest net income$091
Net income of bank and minority interests.$786,0001,400
Net charge-offs$1,958,000654
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$786,0001,348
2009-12-31 (YTD Data)Rank
Total interest income$49,700,000659
Total interest expense$16,547,000694
Net interest income$33,153,000644
Provision for loan and lease losses$6,050,0001,238
Total noninterest income$4,959,0001,109
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,593,000645
Trading account gains and fees$0211
Additional Noninterest Income$2,366,0001,215
Total noninterest expense$25,727,000816
Salaries and employee benefits$13,041,000751
Premises and equipment expense$2,032,0001,329
Additional noninterest expense$10,654,000753
Pre-tax net operating income$6,335,000680
Securities gains (losses)$1,019,000491
Applicable income taxes$1,219,000841
Income before extraordinary items$6,135,000556
Extraordinary gains, net$034
Net income$6,135,000556
Minority interest net income$0115
Net income of bank and minority interests.$6,135,000557
Net charge-offs$4,203,0001,299
Cash dividends$13,746,000142
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,289,230642
2009-09-30 (YTD Data)Rank
Total interest income$36,918,000683
Total interest expense$12,590,000729
Net interest income$24,328,000662
Provision for loan and lease losses$3,050,0001,461
Total noninterest income$3,684,0001,127
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,020,000619
Trading account gains and fees$0212
Additional Noninterest Income$1,664,0001,299
Total noninterest expense$19,131,000821
Salaries and employee benefits$10,001,000741
Premises and equipment expense$1,547,0001,326
Additional noninterest expense$7,583,000753
Pre-tax net operating income$5,831,000587
Securities gains (losses)$509,000692
Applicable income taxes$1,238,000714
Income before extraordinary items$5,102,000526
Extraordinary gains, net$027
Net income$5,102,000526
Minority interest net income$0118
Net income of bank and minority interests.$5,102,000527
Net charge-offs$1,393,0001,840
Cash dividends$13,747,000113
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,694,800572
2009-06-30 (YTD Data)Rank
Total interest income$24,297,000709
Total interest expense$8,412,000767
Net interest income$15,885,000674
Provision for loan and lease losses$1,500,0001,645
Total noninterest income$2,332,0001,183
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,268,000657
Trading account gains and fees$0193
Additional Noninterest Income$1,064,0001,371
Total noninterest expense$12,551,000849
Salaries and employee benefits$6,471,000779
Premises and equipment expense$1,040,0001,338
Additional noninterest expense$5,040,000771
Pre-tax net operating income$4,166,000529
Securities gains (losses)$509,000501
Applicable income taxes$983,000627
Income before extraordinary items$3,692,000476
Extraordinary gains, net$021
Net income$3,692,000473
Minority interest net income$0112
Net income of bank and minority interests.$3,692,000476
Net charge-offs$413,0002,565
Cash dividends$13,150,00083
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,289,890520
2009-03-31 (YTD Data)Rank
Total interest income$11,990,000724
Total interest expense$4,311,000779
Net interest income$7,679,000693
Provision for loan and lease losses$450,0001,876
Total noninterest income$1,118,0001,169
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$599,000672
Trading account gains and fees$0171
Additional Noninterest Income$519,0001,360
Total noninterest expense$5,795,000873
Salaries and employee benefits$3,020,000842
Premises and equipment expense$564,0001,263
Additional noninterest expense$2,211,000768
Pre-tax net operating income$2,552,000460
Securities gains (losses)$02,434
Applicable income taxes$566,000597
Income before extraordinary items$1,986,000505
Extraordinary gains, net$015
Net income$1,986,000506
Minority interest net income$0102
Net income of bank and minority interests.$1,986,000508
Net charge-offs$168,0002,306
Cash dividends$12,000,00050
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,986,000467
2008-12-31 (YTD Data)Rank
Total interest income$46,368,000800
Total interest expense$19,946,000785
Net interest income$26,422,000814
Provision for loan and lease losses$1,420,0002,221
Total noninterest income$4,856,0001,084
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,685,000648
Trading account gains and fees$0154
Additional Noninterest Income$2,171,0001,228
Total noninterest expense$20,765,000958
Salaries and employee benefits$11,626,000860
Premises and equipment expense$1,963,0001,409
Additional noninterest expense$7,176,000901
Pre-tax net operating income$9,093,000606
Securities gains (losses)$-2,150,0007,915
Applicable income taxes$1,085,0001,126
Income before extraordinary items$5,858,000693
Extraordinary gains, net$039
Net income$5,858,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,327,0001,676
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,664,000545
2008-09-30 (YTD Data)Rank
Total interest income$34,318,000842
Total interest expense$15,240,000808
Net interest income$19,078,000860
Provision for loan and lease losses$560,0002,564
Total noninterest income$3,663,0001,120
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,011,000660
Trading account gains and fees$0148
Additional Noninterest Income$1,652,0001,269
Total noninterest expense$15,214,000979
Salaries and employee benefits$8,519,000900
Premises and equipment expense$1,461,0001,427
Additional noninterest expense$5,234,000874
Pre-tax net operating income$6,967,000718
Securities gains (losses)$-1,872,0008,045
Applicable income taxes$758,0001,434
Income before extraordinary items$4,337,000847
Extraordinary gains, net$031
Net income$4,337,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$587,0001,788
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,928,200650
2008-06-30 (YTD Data)Rank
Total interest income$22,520,000875
Total interest expense$10,318,000823
Net interest income$12,202,000886
Provision for loan and lease losses$210,0003,064
Total noninterest income$2,396,0001,146
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,287,000670
Trading account gains and fees$0149
Additional Noninterest Income$1,109,0001,304
Total noninterest expense$9,994,000990
Salaries and employee benefits$5,613,000922
Premises and equipment expense$975,0001,419
Additional noninterest expense$3,406,000871
Pre-tax net operating income$4,394,000809
Securities gains (losses)$-357,0008,327
Applicable income taxes$725,0001,201
Income before extraordinary items$3,312,000823
Extraordinary gains, net$021
Net income$3,312,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,325
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,604,740745
2008-03-31 (YTD Data)Rank
Total interest income$11,184,000910
Total interest expense$5,364,000849
Net interest income$5,820,000914
Provision for loan and lease losses$110,0002,589
Total noninterest income$1,201,0001,149
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$644,000657
Trading account gains and fees$0158
Additional Noninterest Income$557,0001,311
Total noninterest expense$4,952,000982
Salaries and employee benefits$2,811,000931
Premises and equipment expense$508,0001,362
Additional noninterest expense$1,633,000878
Pre-tax net operating income$1,959,000960
Securities gains (losses)$194,000450
Applicable income taxes$402,0001,189
Income before extraordinary items$1,751,000855
Extraordinary gains, net$015
Net income$1,751,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,694
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,593,860905
2007-12-31 (YTD Data)Rank
Total interest income$45,469,000922
Total interest expense$21,893,000899
Net interest income$23,576,000932
Provision for loan and lease losses$570,0002,132
Total noninterest income$4,512,0001,188
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,823,000618
Trading account gains and fees$0178
Additional Noninterest Income$1,689,0001,540
Total noninterest expense$20,211,000929
Salaries and employee benefits$11,732,000845
Premises and equipment expense$1,830,0001,461
Additional noninterest expense$6,649,000849
Pre-tax net operating income$7,307,0001,153
Securities gains (losses)$-111,0008,172
Applicable income taxes$1,208,0001,639
Income before extraordinary items$5,988,0001,084
Extraordinary gains, net$039
Net income$5,988,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$704,0001,329
Cash dividends$14,339,000313
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,080,1301,054
2007-09-30 (YTD Data)Rank
Total interest income$33,893,000933
Total interest expense$16,260,000908
Net interest income$17,633,000946
Provision for loan and lease losses$185,0003,112
Total noninterest income$3,333,0001,192
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,137,000601
Trading account gains and fees$0184
Additional Noninterest Income$1,196,0001,600
Total noninterest expense$15,172,000917
Salaries and employee benefits$8,911,000833
Premises and equipment expense$1,341,0001,487
Additional noninterest expense$4,920,000837
Pre-tax net operating income$5,609,0001,218
Securities gains (losses)$552,000217
Applicable income taxes$1,152,0001,491
Income before extraordinary items$5,009,0001,052
Extraordinary gains, net$033
Net income$5,009,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,054
Cash dividends$14,338,000262
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,561,8801,123
2007-06-30 (YTD Data)Rank
Total interest income$22,369,000955
Total interest expense$10,712,000928
Net interest income$11,657,000968
Provision for loan and lease losses$115,0003,098
Total noninterest income$2,185,0001,240
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,400,000615
Trading account gains and fees$0168
Additional Noninterest Income$785,0001,632
Total noninterest expense$10,193,000919
Salaries and employee benefits$5,987,000845
Premises and equipment expense$912,0001,462
Additional noninterest expense$3,294,000850
Pre-tax net operating income$3,534,0001,343
Securities gains (losses)$552,000175
Applicable income taxes$716,0001,636
Income before extraordinary items$3,370,0001,069
Extraordinary gains, net$029
Net income$3,370,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,902
Cash dividends$4,339,000473
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,917,3601,209
2007-03-31 (YTD Data)Rank
Total interest income$11,053,000956
Total interest expense$5,354,000909
Net interest income$5,699,000980
Provision for loan and lease losses$60,0002,747
Total noninterest income$1,046,0001,262
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$680,000619
Trading account gains and fees$0195
Additional Noninterest Income$366,0001,703
Total noninterest expense$5,072,000915
Salaries and employee benefits$2,938,000864
Premises and equipment expense$487,0001,380
Additional noninterest expense$1,647,000832
Pre-tax net operating income$1,613,0001,437
Securities gains (losses)$552,000109
Applicable income taxes$337,0001,718
Income before extraordinary items$1,828,000959
Extraordinary gains, net$022
Net income$1,828,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,199
Cash dividends$2,169,000424
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,364,3201,269
2006-12-31 (YTD Data)Rank
Total interest income$44,029,000882
Total interest expense$20,199,000833
Net interest income$23,830,000928
Provision for loan and lease losses$200,0003,517
Total noninterest income$4,587,0001,176
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,993,000571
Trading account gains and fees$0130
Additional Noninterest Income$1,594,0001,595
Total noninterest expense$19,427,000911
Salaries and employee benefits$11,585,000825
Premises and equipment expense$1,768,0001,453
Additional noninterest expense$6,074,000876
Pre-tax net operating income$8,790,0001,118
Securities gains (losses)$517,000246
Applicable income taxes$2,031,0001,313
Income before extraordinary items$7,276,0001,027
Extraordinary gains, net$051
Net income$7,276,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,239
Cash dividends$8,677,000445
Sale, conversion, retirement of capital stock, net$23,0001,096
Net operating income$6,872,7401,067
2006-09-30 (YTD Data)Rank
Total interest income$32,781,000896
Total interest expense$14,724,000837
Net interest income$18,057,000944
Provision for loan and lease losses$200,0002,859
Total noninterest income$3,447,0001,187
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,244,000573
Trading account gains and fees$0126
Additional Noninterest Income$1,203,0001,588
Total noninterest expense$14,524,000920
Salaries and employee benefits$8,659,000839
Premises and equipment expense$1,344,0001,446
Additional noninterest expense$4,521,000884
Pre-tax net operating income$6,780,0001,130
Securities gains (losses)$517,000212
Applicable income taxes$1,631,0001,306
Income before extraordinary items$5,666,0001,028
Extraordinary gains, net$045
Net income$5,666,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0001,453
Cash dividends$6,508,000408
Sale, conversion, retirement of capital stock, net$20,000911
Net operating income$5,262,7401,086
2006-06-30 (YTD Data)Rank
Total interest income$21,629,000881
Total interest expense$9,469,000821
Net interest income$12,160,000930
Provision for loan and lease losses$170,0002,399
Total noninterest income$2,232,0001,212
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,442,000587
Trading account gains and fees$0126
Additional Noninterest Income$790,0001,616
Total noninterest expense$9,558,000940
Salaries and employee benefits$5,667,000865
Premises and equipment expense$898,0001,451
Additional noninterest expense$2,993,000888
Pre-tax net operating income$4,664,0001,087
Securities gains (losses)$395,000183
Applicable income taxes$1,167,0001,230
Income before extraordinary items$3,892,000990
Extraordinary gains, net$039
Net income$3,892,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0001,169
Cash dividends$4,339,000426
Sale, conversion, retirement of capital stock, net$14,000773
Net operating income$3,587,8501,056
2006-03-31 (YTD Data)Rank
Total interest income$10,616,000873
Total interest expense$4,482,000826
Net interest income$6,134,000921
Provision for loan and lease losses$110,0001,864
Total noninterest income$1,040,0001,247
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$683,000602
Trading account gains and fees$0115
Additional Noninterest Income$357,0001,699
Total noninterest expense$4,719,000947
Salaries and employee benefits$2,792,000880
Premises and equipment expense$476,0001,364
Additional noninterest expense$1,451,000918
Pre-tax net operating income$2,345,0001,060
Securities gains (losses)$257,000152
Applicable income taxes$622,0001,159
Income before extraordinary items$1,980,000964
Extraordinary gains, net$021
Net income$1,980,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,000952
Cash dividends$4,339,000240
Sale, conversion, retirement of capital stock, net$7,000576
Net operating income$1,784,6801,041
2005-12-31 (YTD Data)Rank
Total interest income$42,418,000757
Total interest expense$15,236,000744
Net interest income$27,182,000774
Provision for loan and lease losses$649,0001,539
Total noninterest income$4,100,0001,251
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,758,000617
Trading account gains and fees$0138
Additional Noninterest Income$1,342,0001,807
Total noninterest expense$20,022,000848
Salaries and employee benefits$11,694,000767
Premises and equipment expense$1,885,0001,307
Additional noninterest expense$6,443,000806
Pre-tax net operating income$10,611,000930
Securities gains (losses)$222,000477
Applicable income taxes$2,731,0001,044
Income before extraordinary items$8,102,000889
Extraordinary gains, net$046
Net income$8,102,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$933,000713
Cash dividends$5,423,000620
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,935,500895
2005-09-30 (YTD Data)Rank
Total interest income$31,584,000736
Total interest expense$10,995,000726
Net interest income$20,589,000757
Provision for loan and lease losses$529,0001,337
Total noninterest income$3,037,0001,275
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,039,000623
Trading account gains and fees$0126
Additional Noninterest Income$998,0001,819
Total noninterest expense$14,959,000845
Salaries and employee benefits$8,746,000765
Premises and equipment expense$1,411,0001,293
Additional noninterest expense$4,802,000798
Pre-tax net operating income$8,138,000911
Securities gains (losses)$222,000451
Applicable income taxes$2,139,0001,009
Income before extraordinary items$6,221,000865
Extraordinary gains, net$035
Net income$6,221,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,000804
Cash dividends$3,254,000685
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,056,720872
2005-06-30 (YTD Data)Rank
Total interest income$20,780,000730
Total interest expense$7,010,000717
Net interest income$13,770,000746
Provision for loan and lease losses$269,0001,690
Total noninterest income$1,954,0001,294
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,284,000650
Trading account gains and fees$0116
Additional Noninterest Income$670,0001,792
Total noninterest expense$9,931,000839
Salaries and employee benefits$5,838,000757
Premises and equipment expense$958,0001,249
Additional noninterest expense$3,135,000812
Pre-tax net operating income$5,524,000869
Securities gains (losses)$117,000525
Applicable income taxes$1,463,000978
Income before extraordinary items$4,178,000837
Extraordinary gains, net$030
Net income$4,178,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,000999
Cash dividends$2,169,000668
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,091,420831
2005-03-31 (YTD Data)Rank
Total interest income$10,246,000729
Total interest expense$3,355,000720
Net interest income$6,891,000738
Provision for loan and lease losses$269,000869
Total noninterest income$940,0001,308
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$608,000663
Trading account gains and fees$0115
Additional Noninterest Income$332,0001,770
Total noninterest expense$4,821,000865
Salaries and employee benefits$2,764,000799
Premises and equipment expense$497,0001,217
Additional noninterest expense$1,560,000807
Pre-tax net operating income$2,741,000861
Securities gains (losses)$200,000250
Applicable income taxes$785,000922
Income before extraordinary items$2,156,000814
Extraordinary gains, net$024
Net income$2,156,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,000562
Cash dividends$1,085,000612
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,010,000845
2004-12-31 (YTD Data)Rank
Total interest income$41,722,000671
Total interest expense$12,771,000647
Net interest income$28,951,000679
Provision for loan and lease losses$915,0001,138
Total noninterest income$3,768,0001,344
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,488,000708
Trading account gains and fees$0138
Additional Noninterest Income$1,280,0001,827
Total noninterest expense$18,740,000868
Salaries and employee benefits$10,646,000803
Premises and equipment expense$1,847,0001,233
Additional noninterest expense$6,247,000807
Pre-tax net operating income$13,064,000696
Securities gains (losses)$-3,225,0008,937
Applicable income taxes$2,550,0001,030
Income before extraordinary items$7,289,000904
Extraordinary gains, net$034
Net income$7,289,000905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,409,000595
Cash dividends$2,169,0001,258
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,675,500663
2004-09-30 (YTD Data)Rank
Total interest income$31,336,000662
Total interest expense$9,510,000636
Net interest income$21,826,000676
Provision for loan and lease losses$540,0001,362
Total noninterest income$2,780,0001,380
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,824,000729
Trading account gains and fees$0134
Additional Noninterest Income$956,0001,828
Total noninterest expense$14,140,000861
Salaries and employee benefits$8,068,000794
Premises and equipment expense$1,377,0001,251
Additional noninterest expense$4,695,000801
Pre-tax net operating income$9,926,000691
Securities gains (losses)$03,710
Applicable income taxes$2,787,000772
Income before extraordinary items$7,139,000709
Extraordinary gains, net$026
Net income$7,139,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,035,000558
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,139,000681
2004-06-30 (YTD Data)Rank
Total interest income$20,901,000655
Total interest expense$6,327,000627
Net interest income$14,574,000667
Provision for loan and lease losses$300,0001,523
Total noninterest income$1,718,0001,447
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,098,000796
Trading account gains and fees$0130
Additional Noninterest Income$620,0001,876
Total noninterest expense$9,447,000864
Salaries and employee benefits$5,417,000786
Premises and equipment expense$940,0001,227
Additional noninterest expense$3,090,000801
Pre-tax net operating income$6,545,000692
Securities gains (losses)$03,413
Applicable income taxes$1,850,000765
Income before extraordinary items$4,695,000712
Extraordinary gains, net$021
Net income$4,695,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,000644
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,695,000677
2004-03-31 (YTD Data)Rank
Total interest income$10,631,000657
Total interest expense$3,161,000637
Net interest income$7,470,000657
Provision for loan and lease losses$180,0001,248
Total noninterest income$781,0001,529
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$468,000888
Trading account gains and fees$0121
Additional Noninterest Income$313,0001,833
Total noninterest expense$4,764,000859
Salaries and employee benefits$2,751,000788
Premises and equipment expense$490,0001,194
Additional noninterest expense$1,523,000800
Pre-tax net operating income$3,307,000673
Securities gains (losses)$02,934
Applicable income taxes$935,000776
Income before extraordinary items$2,372,000703
Extraordinary gains, net$016
Net income$2,372,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,000643
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,372,000653
2003-12-31 (YTD Data)Rank
Total interest income$43,636,000639
Total interest expense$13,934,000640
Net interest income$29,702,000636
Provision for loan and lease losses$870,0001,361
Total noninterest income$2,983,0001,699
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,920,000902
Trading account gains and fees$0160
Additional Noninterest Income$1,063,0002,296
Total noninterest expense$18,203,000880
Salaries and employee benefits$10,595,000795
Premises and equipment expense$1,635,0001,394
Additional noninterest expense$5,973,000855
Pre-tax net operating income$13,612,000651
Securities gains (losses)$04,500
Applicable income taxes$3,960,000745
Income before extraordinary items$9,652,000675
Extraordinary gains, net$054
Net income$9,652,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,011,000918
Cash dividends$14,051,000299
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,652,000632
2003-09-30 (YTD Data)Rank
Total interest income$32,809,000654
Total interest expense$10,723,000649
Net interest income$22,086,000653
Provision for loan and lease losses$660,0001,297
Total noninterest income$2,241,0001,736
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,442,000902
Trading account gains and fees$0153
Additional Noninterest Income$799,0002,373
Total noninterest expense$13,542,000904
Salaries and employee benefits$7,897,000813
Premises and equipment expense$1,210,0001,417
Additional noninterest expense$4,435,000874
Pre-tax net operating income$10,125,000679
Securities gains (losses)$04,204
Applicable income taxes$2,949,000779
Income before extraordinary items$7,176,000718
Extraordinary gains, net$040
Net income$7,176,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,000992
Cash dividends$5,424,000457
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,176,000666
2003-06-30 (YTD Data)Rank
Total interest income$21,995,000653
Total interest expense$7,367,000652
Net interest income$14,628,000657
Provision for loan and lease losses$470,0001,215
Total noninterest income$1,456,0001,757
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$938,000911
Trading account gains and fees$0150
Additional Noninterest Income$518,0002,402
Total noninterest expense$8,957,000912
Salaries and employee benefits$5,218,000820
Premises and equipment expense$813,0001,413
Additional noninterest expense$2,926,000886
Pre-tax net operating income$6,657,000688
Securities gains (losses)$03,782
Applicable income taxes$1,935,000790
Income before extraordinary items$4,722,000729
Extraordinary gains, net$030
Net income$4,722,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0001,113
Cash dividends$3,796,000440
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,722,000674
2003-03-31 (YTD Data)Rank
Total interest income$10,917,000668
Total interest expense$3,714,000662
Net interest income$7,203,000664
Provision for loan and lease losses$270,0001,039
Total noninterest income$706,0001,768
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$452,000921
Trading account gains and fees$0134
Additional Noninterest Income$254,0002,342
Total noninterest expense$4,472,000912
Salaries and employee benefits$2,563,000839
Premises and equipment expense$431,0001,340
Additional noninterest expense$1,478,000850
Pre-tax net operating income$3,167,000723
Securities gains (losses)$02,891
Applicable income taxes$914,000861
Income before extraordinary items$2,253,000754
Extraordinary gains, net$021
Net income$2,253,000753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,034
Cash dividends$1,085,000652
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,253,000693
2002-12-31 (YTD Data)Rank
Total interest income$43,947,000695
Total interest expense$17,290,000658
Net interest income$26,657,000707
Provision for loan and lease losses$1,080,0001,255
Total noninterest income$2,974,0001,572
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,868,000862
Trading account gains and fees$0153
Additional Noninterest Income$1,106,0002,042
Total noninterest expense$17,410,000898
Salaries and employee benefits$9,661,000838
Premises and equipment expense$1,598,0001,378
Additional noninterest expense$6,151,000816
Pre-tax net operating income$11,141,000778
Securities gains (losses)$79,0001,976
Applicable income taxes$3,337,000847
Income before extraordinary items$7,883,000806
Extraordinary gains, net$070
Net income$7,883,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$743,0001,223
Cash dividends$5,966,000541
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,827,700780
2001-12-31 (YTD Data)Rank
Total interest income$45,572,000747
Total interest expense$21,003,000779
Net interest income$24,569,000717
Provision for loan and lease losses$1,080,0001,180
Total noninterest income$3,318,0001,369
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,097,000705
Trading account gains and fees$0177
Additional Noninterest Income$1,221,0001,774
Total noninterest expense$16,608,000897
Salaries and employee benefits$9,002,000818
Premises and equipment expense$1,552,0001,377
Additional noninterest expense$6,054,000825
Pre-tax net operating income$10,199,000749
Securities gains (losses)$112,0001,663
Applicable income taxes$2,914,000862
Income before extraordinary items$7,397,000755
Extraordinary gains, net$0105
Net income$7,397,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,0001,148
Cash dividends$4,099,000722
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,316,360730
2000-12-31 (YTD Data)Rank
Total interest income$45,629,000779
Total interest expense$21,552,000836
Net interest income$24,077,000740
Provision for loan and lease losses$865,0001,198
Total noninterest income$2,890,0001,400
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,859,000733
Trading account gains and fees$0180
Additional Noninterest Income$1,031,0001,819
Total noninterest expense$16,867,000841
Salaries and employee benefits$8,818,000793
Premises and equipment expense$1,541,0001,332
Additional noninterest expense$6,508,000778
Pre-tax net operating income$9,235,000832
Securities gains (losses)$-37,0009,058
Applicable income taxes$2,670,000911
Income before extraordinary items$6,528,000826
Extraordinary gains, net$038
Net income$6,528,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,199
Cash dividends$1,340,0001,800
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,554,270817
1999-12-31 (YTD Data)Rank
Total interest income$30,308,0001,075
Total interest expense$12,574,0001,209
Net interest income$17,734,000995
Provision for loan and lease losses$840,0001,139
Total noninterest income$1,645,0002,149
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,163,0001,142
Trading account gains and fees$0173
Additional Noninterest Income$482,0003,022
Total noninterest expense$10,542,0001,318
Salaries and employee benefits$5,616,0001,230
Premises and equipment expense$868,0002,338
Additional noninterest expense$4,058,0001,155
Pre-tax net operating income$7,997,000996
Securities gains (losses)$-12,0009,370
Applicable income taxes$2,544,0001,000
Income before extraordinary items$5,441,0001,014
Extraordinary gains, net$035
Net income$5,441,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,460
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$570,000589
Net operating income$5,449,160998
1998-12-31 (YTD Data)Rank
Total interest income$29,018,0001,119
Total interest expense$12,736,0001,225
Net interest income$16,282,0001,039
Provision for loan and lease losses$840,0001,133
Total noninterest income$1,693,0002,068
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,175,0001,071
Trading account gains and fees$0224
Additional Noninterest Income$518,0002,915
Total noninterest expense$9,700,0001,352
Salaries and employee benefits$5,143,0001,273
Premises and equipment expense$856,0002,277
Additional noninterest expense$3,701,0001,214
Pre-tax net operating income$7,435,0001,029
Securities gains (losses)$5,0003,437
Applicable income taxes$2,419,0001,048
Income before extraordinary items$5,021,0001,072
Extraordinary gains, net$032
Net income$5,021,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,118
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$1,273,000438
Net operating income$5,017,6501,032
1997-12-31 (YTD Data)Rank
Total interest income$27,576,0001,213
Total interest expense$12,129,0001,309
Net interest income$15,447,0001,143
Provision for loan and lease losses$855,0001,124
Total noninterest income$1,762,0001,954
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,176,0001,067
Trading account gains and fees$0239
Additional Noninterest Income$586,0002,524
Total noninterest expense$9,340,0001,406
Salaries and employee benefits$5,059,0001,302
Premises and equipment expense$837,0002,328
Additional noninterest expense$3,444,0001,273
Pre-tax net operating income$7,014,0001,140
Securities gains (losses)$6,0002,665
Applicable income taxes$2,200,0001,215
Income before extraordinary items$4,820,0001,155
Extraordinary gains, net$044
Net income$4,820,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0001,121
Cash dividends$5,977,000554
Sale, conversion, retirement of capital stock, net$3,024,000308
Net operating income$4,815,8601,128
1996-12-31 (YTD Data)Rank
Total interest income$24,878,0001,377
Total interest expense$10,757,0001,502
Net interest income$14,121,0001,267
Provision for loan and lease losses$655,0001,398
Total noninterest income$1,478,0002,319
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,090,0001,225
Trading account gains and fees$0262
Additional Noninterest Income$388,0003,461
Total noninterest expense$8,820,0001,607
Salaries and employee benefits$4,779,0001,404
Premises and equipment expense$812,0002,417
Additional noninterest expense$3,229,0001,614
Pre-tax net operating income$6,124,0001,187
Securities gains (losses)$04,148
Applicable income taxes$1,930,0001,280
Income before extraordinary items$4,194,0001,204
Extraordinary gains, net$053
Net income$4,194,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,785
Cash dividends$6,027,000595
Sale, conversion, retirement of capital stock, net$2,583,000253
Net operating income$4,194,0001,184
1995-12-31 (YTD Data)Rank
Total interest income$21,961,0001,543
Total interest expense$9,688,0001,639
Net interest income$12,273,0001,462
Provision for loan and lease losses$270,0002,431
Total noninterest income$1,342,0002,481
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$972,0001,407
Trading account gains and fees$0522
Additional Noninterest Income$370,0003,483
Total noninterest expense$8,073,0001,738
Salaries and employee benefits$4,126,0001,605
Premises and equipment expense$784,0002,526
Additional noninterest expense$3,163,0001,628
Pre-tax net operating income$5,272,0001,434
Securities gains (losses)$03,831
Applicable income taxes$1,650,0001,515
Income before extraordinary items$3,622,0001,436
Extraordinary gains, net$065
Net income$3,622,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,648
Cash dividends$1,267,0001,700
Sale, conversion, retirement of capital stock, net$1,874,000228
Net operating income$3,622,0001,410
1994-12-31 (YTD Data)Rank
Total interest income$19,731,0001,565
Total interest expense$8,000,0001,589
Net interest income$11,731,0001,534
Provision for loan and lease losses$330,0002,106
Total noninterest income$1,269,0002,627
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$435,0003,133
Trading account gains and fees$0475
Additional Noninterest Income$834,0002,081
Total noninterest expense$7,707,0001,878
Salaries and employee benefits$3,748,0001,797
Premises and equipment expense$739,0002,706
Additional noninterest expense$3,220,0001,700
Pre-tax net operating income$4,963,0001,482
Securities gains (losses)$88,000828
Applicable income taxes$1,579,0001,487
Income before extraordinary items$3,472,0001,428
Extraordinary gains, net$0249
Net income$3,472,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,472
Cash dividends$1,284,0001,584
Sale, conversion, retirement of capital stock, net$1,525,000347
Net operating income$3,411,2801,463
1993-12-31 (YTD Data)Rank
Total interest income$20,166,0001,555
Total interest expense$8,737,0001,534
Net interest income$11,429,0001,578
Provision for loan and lease losses$620,0001,802
Total noninterest income$1,242,0002,830
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$445,0003,123
Trading account gains and fees$0532
Additional Noninterest Income$797,0002,391
Total noninterest expense$7,436,0001,980
Salaries and employee benefits$3,542,0001,891
Premises and equipment expense$731,0002,764
Additional noninterest expense$3,163,0001,839
Pre-tax net operating income$4,615,0001,521
Securities gains (losses)$56,0003,232
Applicable income taxes$1,473,0001,587
Income before extraordinary items$3,198,0001,593
Extraordinary gains, net$03,149
Net income$3,198,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0002,602
Cash dividends$1,060,0001,658
Sale, conversion, retirement of capital stock, net$1,007,000458
Net operating income$3,159,9201,521
1992-12-31 (YTD Data)Rank
Total interest income$21,464,0001,661
Total interest expense$10,273,0001,680
Net interest income$11,191,0001,649
Provision for loan and lease losses$1,310,0001,545
Total noninterest income$1,185,0002,894
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$459,0003,039
Trading account gains and fees$0504
Additional Noninterest Income$726,0002,457
Total noninterest expense$6,968,0002,111
Salaries and employee benefits$3,340,0001,960
Premises and equipment expense$745,0002,777
Additional noninterest expense$2,883,0002,060
Pre-tax net operating income$4,098,0001,531
Securities gains (losses)$74,0003,490
Applicable income taxes$1,312,0001,614
Income before extraordinary items$2,860,0001,614
Extraordinary gains, net$01,422
Net income$2,860,0001,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0002,044
Cash dividends$938,0001,654
Sale, conversion, retirement of capital stock, net$823,000451
Net operating income$2,808,9401,520

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.