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The Equitable Bank, S.S.B., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,120,0002,376
Total interest expense$5,091,0001,999
Net interest income$9,029,0002,515
Provision for loan and lease losses$03,275
Total noninterest income$1,655,0002,215
Gross Fiduciary activities income$0981
Service charges on deposit accounts$347,0002,035
Trading account gains and feesNANA
Additional Noninterest Income$1,308,0002,020
Total noninterest expense$11,732,0001,838
Salaries and employee benefits$7,043,0001,761
Premises and equipment expense$2,118,0001,158
Additional noninterest expense$1,308,0002,020
Pre-tax net operating income$-1,048,0004,493
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$-1,048,0004,476
Extraordinary gains, net$054
Net income$-1,048,0004,475
Minority interest net income$088
Net income of bank and minority interests.$-1,048,0004,476
Net charge-offs$-5,0003,722
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-1,048,0004,490
2023-09-30 (YTD Data)Rank
Total interest income$10,374,0002,372
Total interest expense$3,360,0002,032
Net interest income$7,014,0002,491
Provision for loan and lease losses$03,085
Total noninterest income$1,249,0002,193
Gross Fiduciary activities income$0950
Service charges on deposit accounts$263,0002,031
Trading account gains and feesNANA
Additional Noninterest Income$986,0002,006
Total noninterest expense$8,815,0001,837
Salaries and employee benefits$5,270,0001,763
Premises and equipment expense$1,604,0001,150
Additional noninterest expense$986,0002,006
Pre-tax net operating income$-552,0004,489
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-552,0004,503
Extraordinary gains, net$052
Net income$-552,0004,501
Minority interest net income$081
Net income of bank and minority interests.$-552,0004,503
Net charge-offs$-4,0003,620
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-552,0004,514
2023-06-30 (YTD Data)Rank
Total interest income$6,728,0002,375
Total interest expense$1,943,0002,058
Net interest income$4,785,0002,485
Provision for loan and lease losses$02,940
Total noninterest income$817,0002,173
Gross Fiduciary activities income$0931
Service charges on deposit accounts$172,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$645,0001,941
Total noninterest expense$5,935,0001,815
Salaries and employee benefits$3,520,0001,755
Premises and equipment expense$1,107,0001,102
Additional noninterest expense$645,0001,938
Pre-tax net operating income$-333,0004,520
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-333,0004,541
Extraordinary gains, net$051
Net income$-333,0004,538
Minority interest net income$081
Net income of bank and minority interests.$-333,0004,540
Net charge-offs$-3,0003,600
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-333,0004,547
2023-03-31 (YTD Data)Rank
Total interest income$3,314,0002,385
Total interest expense$836,0002,048
Net interest income$2,478,0002,442
Provision for loan and lease losses$02,612
Total noninterest income$401,0002,181
Gross Fiduciary activities income$0913
Service charges on deposit accounts$82,0002,113
Trading account gains and feesNANA
Additional Noninterest Income$319,0001,948
Total noninterest expense$2,901,0001,865
Salaries and employee benefits$1,677,0001,844
Premises and equipment expense$540,0001,162
Additional noninterest expense$319,0001,948
Pre-tax net operating income$-22,0004,508
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-22,0004,489
Extraordinary gains, net$04
Net income$-22,0004,489
Minority interest net income$048
Net income of bank and minority interests.$-22,0004,489
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-22,0004,504
2022-12-31 (YTD Data)Rank
Total interest income$11,133,0002,382
Total interest expense$1,243,0002,150
Net interest income$9,890,0002,386
Provision for loan and lease losses$55,0002,523
Total noninterest income$1,927,0002,080
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$374,0002,017
Trading account gains and feesNANA
Additional Noninterest Income$1,553,0001,860
Total noninterest expense$11,588,0001,824
Salaries and employee benefits$6,976,0001,756
Premises and equipment expense$2,126,0001,138
Additional noninterest expense$1,553,0001,860
Pre-tax net operating income$174,0004,432
Securities gains (losses)$35,000276
Applicable income taxes$3,0003,560
Income before extraordinary items$206,0004,370
Extraordinary gains, net$05
Net income$206,0004,369
Minority interest net income$063
Net income of bank and minority interests.$206,0004,370
Net charge-offs$1,0002,539
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$171,3504,415
2022-09-30 (YTD Data)Rank
Total interest income$7,892,0002,403
Total interest expense$782,0002,077
Net interest income$7,110,0002,419
Provision for loan and lease losses$25,0002,497
Total noninterest income$1,573,0002,019
Gross Fiduciary activities income$0968
Service charges on deposit accounts$283,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$1,290,0001,798
Total noninterest expense$8,645,0001,828
Salaries and employee benefits$5,183,0001,754
Premises and equipment expense$1,598,0001,135
Additional noninterest expense$1,290,0001,798
Pre-tax net operating income$13,0004,572
Securities gains (losses)$35,000282
Applicable income taxes$03,603
Income before extraordinary items$48,0004,520
Extraordinary gains, net$04
Net income$48,0004,519
Minority interest net income$057
Net income of bank and minority interests.$48,0004,519
Net charge-offs$4,0002,057
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,0004,579
2022-06-30 (YTD Data)Rank
Total interest income$4,976,0002,442
Total interest expense$487,0001,994
Net interest income$4,489,0002,474
Provision for loan and lease losses$02,599
Total noninterest income$1,138,0001,926
Gross Fiduciary activities income$0925
Service charges on deposit accounts$185,0002,052
Trading account gains and feesNANA
Additional Noninterest Income$953,0001,721
Total noninterest expense$5,681,0001,838
Salaries and employee benefits$3,412,0001,777
Premises and equipment expense$1,068,0001,123
Additional noninterest expense$1,201,0002,301
Pre-tax net operating income$-54,0004,620
Securities gains (losses)$35,000251
Applicable income taxes$03,564
Income before extraordinary items$-19,0004,565
Extraordinary gains, net$04
Net income$-19,0004,565
Minority interest net income$060
Net income of bank and minority interests.$-19,0004,565
Net charge-offs$6,0001,731
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$-54,0004,618
2022-03-31 (YTD Data)Rank
Total interest income$2,331,0002,492
Total interest expense$244,0001,951
Net interest income$2,087,0002,532
Provision for loan and lease losses$02,285
Total noninterest income$656,0001,779
Gross Fiduciary activities income$0892
Service charges on deposit accounts$87,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$569,0001,561
Total noninterest expense$2,753,0001,860
Salaries and employee benefits$1,573,0001,870
Premises and equipment expense$526,0001,147
Additional noninterest expense$654,0002,171
Pre-tax net operating income$-10,0004,572
Securities gains (losses)$35,000238
Applicable income taxes$03,450
Income before extraordinary items$25,0004,418
Extraordinary gains, net$04
Net income$25,0004,417
Minority interest net income$050
Net income of bank and minority interests.$25,0004,418
Net charge-offs$7,0001,284
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-10,0004,572
2021-12-31 (YTD Data)Rank
Total interest income$9,884,0002,482
Total interest expense$1,118,0002,056
Net interest income$8,766,0002,503
Provision for loan and lease losses$175,0001,845
Total noninterest income$8,963,000902
Gross Fiduciary activities income$0994
Service charges on deposit accounts$411,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$8,552,000744
Total noninterest expense$13,621,0001,573
Salaries and employee benefits$8,877,0001,431
Premises and equipment expense$2,217,0001,106
Additional noninterest expense$2,527,0002,237
Pre-tax net operating income$3,933,0002,352
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,933,0002,190
Extraordinary gains, net$010
Net income$3,933,0002,191
Minority interest net income$074
Net income of bank and minority interests.$3,933,0002,191
Net charge-offs$91,0001,381
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,933,0002,165
2021-09-30 (YTD Data)Rank
Total interest income$7,402,0002,528
Total interest expense$858,0002,105
Net interest income$6,544,0002,562
Provision for loan and lease losses$150,0001,662
Total noninterest income$7,458,000857
Gross Fiduciary activities income$0957
Service charges on deposit accounts$313,0001,797
Trading account gains and feesNANA
Additional Noninterest Income$7,145,000714
Total noninterest expense$10,494,0001,547
Salaries and employee benefits$6,887,0001,388
Premises and equipment expense$1,662,0001,117
Additional noninterest expense$1,945,0002,197
Pre-tax net operating income$3,358,0002,279
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,358,0002,103
Extraordinary gains, net$08
Net income$3,358,0002,104
Minority interest net income$069
Net income of bank and minority interests.$3,358,0002,104
Net charge-offs$91,0001,115
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,358,0002,078
2021-06-30 (YTD Data)Rank
Total interest income$4,978,0002,522
Total interest expense$583,0002,144
Net interest income$4,395,0002,550
Provision for loan and lease losses$100,0001,668
Total noninterest income$5,676,000787
Gross Fiduciary activities income$0951
Service charges on deposit accounts$207,0001,758
Trading account gains and feesNANA
Additional Noninterest Income$5,469,000664
Total noninterest expense$7,268,0001,490
Salaries and employee benefits$4,805,0001,341
Premises and equipment expense$1,108,0001,104
Additional noninterest expense$1,355,0002,105
Pre-tax net operating income$2,703,0002,010
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,703,0001,833
Extraordinary gains, net$06
Net income$2,703,0001,834
Minority interest net income$067
Net income of bank and minority interests.$2,703,0001,833
Net charge-offs$91,000945
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,703,0001,798
2021-03-31 (YTD Data)Rank
Total interest income$2,517,0002,492
Total interest expense$298,0002,194
Net interest income$2,219,0002,513
Provision for loan and lease losses$50,0001,719
Total noninterest income$3,574,000673
Gross Fiduciary activities income$0922
Service charges on deposit accounts$99,0001,793
Trading account gains and feesNANA
Additional Noninterest Income$3,475,000572
Total noninterest expense$3,890,0001,401
Salaries and employee benefits$2,537,0001,270
Premises and equipment expense$562,0001,107
Additional noninterest expense$791,0001,853
Pre-tax net operating income$1,853,0001,612
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,853,0001,471
Extraordinary gains, net$03
Net income$1,853,0001,471
Minority interest net income$055
Net income of bank and minority interests.$1,853,0001,471
Net charge-offs$61,000761
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,853,0001,435
2020-12-31 (YTD Data)Rank
Total interest income$10,953,0002,381
Total interest expense$1,683,0002,209
Net interest income$9,270,0002,383
Provision for loan and lease losses$185,0003,103
Total noninterest income$9,123,000847
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$420,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$8,703,000715
Total noninterest expense$14,179,0001,467
Salaries and employee benefits$9,160,0001,346
Premises and equipment expense$2,211,0001,077
Additional noninterest expense$2,808,0002,022
Pre-tax net operating income$4,029,0002,057
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,029,0001,919
Extraordinary gains, net$04
Net income$4,029,0001,918
Minority interest net income$072
Net income of bank and minority interests.$4,029,0001,919
Net charge-offs$44,0002,464
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,029,0001,865
2020-09-30 (YTD Data)Rank
Total interest income$8,332,0002,368
Total interest expense$1,363,0002,183
Net interest income$6,969,0002,368
Provision for loan and lease losses$135,0003,076
Total noninterest income$5,473,000967
Gross Fiduciary activities income$0981
Service charges on deposit accounts$309,0001,845
Trading account gains and feesNANA
Additional Noninterest Income$5,164,000794
Total noninterest expense$10,278,0001,492
Salaries and employee benefits$6,576,0001,388
Premises and equipment expense$1,647,0001,080
Additional noninterest expense$2,055,0002,037
Pre-tax net operating income$2,029,0002,564
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,029,0002,434
Extraordinary gains, net$04
Net income$2,029,0002,434
Minority interest net income$065
Net income of bank and minority interests.$2,029,0002,434
Net charge-offs$44,0002,122
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,029,0002,380
2020-06-30 (YTD Data)Rank
Total interest income$5,697,0002,363
Total interest expense$996,0002,148
Net interest income$4,701,0002,368
Provision for loan and lease losses$135,0002,743
Total noninterest income$2,272,0001,255
Gross Fiduciary activities income$0970
Service charges on deposit accounts$200,0001,916
Trading account gains and feesNANA
Additional Noninterest Income$2,072,0001,060
Total noninterest expense$6,638,0001,530
Salaries and employee benefits$4,192,0001,429
Premises and equipment expense$1,084,0001,087
Additional noninterest expense$1,362,0002,039
Pre-tax net operating income$200,0004,339
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$200,0004,329
Extraordinary gains, net$04
Net income$200,0004,329
Minority interest net income$065
Net income of bank and minority interests.$200,0004,329
Net charge-offs$44,0001,800
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$200,0004,279
2020-03-31 (YTD Data)Rank
Total interest income$2,913,0002,312
Total interest expense$547,0002,165
Net interest income$2,366,0002,313
Provision for loan and lease losses$85,0002,108
Total noninterest income$1,019,0001,270
Gross Fiduciary activities income$0941
Service charges on deposit accounts$106,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$913,0001,033
Total noninterest expense$3,214,0001,592
Salaries and employee benefits$1,987,0001,511
Premises and equipment expense$558,0001,085
Additional noninterest expense$669,0002,079
Pre-tax net operating income$86,0004,354
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$86,0004,300
Extraordinary gains, net$04
Net income$86,0004,300
Minority interest net income$056
Net income of bank and minority interests.$86,0004,300
Net charge-offs$44,0001,261
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$86,0004,291
2019-12-31 (YTD Data)Rank
Total interest income$12,383,0002,228
Total interest expense$2,669,0001,950
Net interest income$9,714,0002,289
Provision for loan and lease losses$03,973
Total noninterest income$4,128,0001,283
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$476,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$3,652,0001,045
Total noninterest expense$13,074,0001,529
Salaries and employee benefits$7,715,0001,493
Premises and equipment expense$2,163,0001,105
Additional noninterest expense$3,196,0001,809
Pre-tax net operating income$768,0004,102
Securities gains (losses)$02,379
Applicable income taxes$-55,0005,068
Income before extraordinary items$823,0003,969
Extraordinary gains, net$011
Net income$823,0003,970
Minority interest net income$076
Net income of bank and minority interests.$823,0003,970
Net charge-offs$32,0002,892
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$10,430,00060
Net operating income$823,0003,941
2019-09-30 (YTD Data)Rank
Total interest income$9,392,0002,237
Total interest expense$2,106,0001,904
Net interest income$7,286,0002,320
Provision for loan and lease losses$03,836
Total noninterest income$2,854,0001,354
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$354,0002,003
Trading account gains and feesNANA
Additional Noninterest Income$2,500,0001,098
Total noninterest expense$9,788,0001,533
Salaries and employee benefits$5,730,0001,514
Premises and equipment expense$1,602,0001,116
Additional noninterest expense$2,456,0001,782
Pre-tax net operating income$352,0004,559
Securities gains (losses)$02,167
Applicable income taxes$-55,0005,173
Income before extraordinary items$407,0004,433
Extraordinary gains, net$011
Net income$407,0004,432
Minority interest net income$072
Net income of bank and minority interests.$407,0004,432
Net charge-offs$8,0003,020
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$10,430,00043
Net operating income$407,0004,408
2019-06-30 (YTD Data)Rank
Total interest income$6,322,0002,218
Total interest expense$1,441,0001,851
Net interest income$4,881,0002,319
Provision for loan and lease losses$03,685
Total noninterest income$1,356,0001,628
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$229,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$1,127,0001,387
Total noninterest expense$6,496,0001,547
Salaries and employee benefits$3,649,0001,583
Premises and equipment expense$1,059,0001,128
Additional noninterest expense$1,788,0001,659
Pre-tax net operating income$-259,0005,191
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$-259,0005,194
Extraordinary gains, net$011
Net income$-259,0005,192
Minority interest net income$069
Net income of bank and minority interests.$-259,0005,192
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$10,530,00028
Net operating income$-259,0005,188
2019-03-31 (YTD Data)Rank
Total interest income$3,126,0002,237
Total interest expense$724,0001,796
Net interest income$2,402,0002,350
Provision for loan and lease losses$03,406
Total noninterest income$463,0002,003
Gross Fiduciary activities income$0972
Service charges on deposit accounts$110,0002,070
Trading account gains and feesNANA
Additional Noninterest Income$353,0001,793
Total noninterest expense$3,146,0001,594
Salaries and employee benefits$1,787,0001,623
Premises and equipment expense$550,0001,096
Additional noninterest expense$809,0001,800
Pre-tax net operating income$-281,0005,290
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-281,0005,288
Extraordinary gains, net$05
Net income$-281,0005,286
Minority interest net income$052
Net income of bank and minority interests.$-281,0005,286
Net charge-offs$7,0002,096
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-281,0005,290
2018-12-31 (YTD Data)Rank
Total interest income$12,061,0002,197
Total interest expense$2,112,0001,869
Net interest income$9,949,0002,262
Provision for loan and lease losses$425,0001,598
Total noninterest income$1,830,0002,086
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$479,0002,048
Trading account gains and feesNANA
Additional Noninterest Income$1,351,0001,908
Total noninterest expense$12,594,0001,544
Salaries and employee benefits$7,167,0001,567
Premises and equipment expense$2,131,0001,111
Additional noninterest expense$3,296,0001,764
Pre-tax net operating income$-1,240,0005,362
Securities gains (losses)$01,125
Applicable income taxes$-425,0005,356
Income before extraordinary items$-815,0005,330
Extraordinary gains, net$06
Net income$-815,0005,329
Minority interest net income$072
Net income of bank and minority interests.$-815,0005,329
Net charge-offs$993,000593
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-815,0005,330
2018-09-30 (YTD Data)Rank
Total interest income$8,909,0002,208
Total interest expense$1,475,0001,889
Net interest income$7,434,0002,270
Provision for loan and lease losses$425,0001,270
Total noninterest income$1,326,0002,139
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$353,0002,088
Trading account gains and feesNANA
Additional Noninterest Income$973,0001,969
Total noninterest expense$9,529,0001,534
Salaries and employee benefits$5,414,0001,547
Premises and equipment expense$1,591,0001,114
Additional noninterest expense$2,524,0001,732
Pre-tax net operating income$-1,194,0005,445
Securities gains (losses)$01,118
Applicable income taxes$-425,0005,449
Income before extraordinary items$-769,0005,419
Extraordinary gains, net$05
Net income$-769,0005,418
Minority interest net income$066
Net income of bank and minority interests.$-769,0005,418
Net charge-offs$986,000445
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-769,0005,420
2018-06-30 (YTD Data)Rank
Total interest income$5,803,0002,241
Total interest expense$881,0001,958
Net interest income$4,922,0002,278
Provision for loan and lease losses$425,000933
Total noninterest income$807,0002,259
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$230,0002,115
Trading account gains and feesNANA
Additional Noninterest Income$577,0002,116
Total noninterest expense$6,358,0001,546
Salaries and employee benefits$3,659,0001,539
Premises and equipment expense$1,058,0001,115
Additional noninterest expense$1,641,0001,775
Pre-tax net operating income$-1,054,0005,514
Securities gains (losses)$0961
Applicable income taxes$-426,0005,510
Income before extraordinary items$-628,0005,479
Extraordinary gains, net$06
Net income$-628,0005,478
Minority interest net income$065
Net income of bank and minority interests.$-628,0005,478
Net charge-offs$965,000341
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-628,0005,479
2018-03-31 (YTD Data)Rank
Total interest income$2,866,0002,249
Total interest expense$408,0001,997
Net interest income$2,458,0002,277
Provision for loan and lease losses$425,000531
Total noninterest income$451,0002,108
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$109,0002,195
Trading account gains and feesNANA
Additional Noninterest Income$342,0001,867
Total noninterest expense$3,206,0001,546
Salaries and employee benefits$1,853,0001,534
Premises and equipment expense$542,0001,110
Additional noninterest expense$811,0001,798
Pre-tax net operating income$-722,0005,582
Securities gains (losses)$0735
Applicable income taxes$-61,0005,545
Income before extraordinary items$-661,0005,571
Extraordinary gains, net$07
Net income$-661,0005,571
Minority interest net income$052
Net income of bank and minority interests.$-661,0005,571
Net charge-offs$971,000230
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-661,0005,573
2017-12-31 (YTD Data)Rank
Total interest income$11,821,0002,156
Total interest expense$1,332,0002,095
Net interest income$10,489,0002,139
Provision for loan and lease losses$04,227
Total noninterest income$2,282,0001,871
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$466,0002,144
Trading account gains and fees$0151
Additional Noninterest Income$1,816,0001,624
Total noninterest expense$12,693,0001,551
Salaries and employee benefits$7,505,0001,481
Premises and equipment expense$2,030,0001,154
Additional noninterest expense$3,158,0001,852
Pre-tax net operating income$78,0005,342
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$78,0005,251
Extraordinary gains, net$09
Net income$78,0005,250
Minority interest net income$076
Net income of bank and minority interests.$78,0005,251
Net charge-offs$2,616,000318
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$78,0005,244
2017-09-30 (YTD Data)Rank
Total interest income$8,834,0002,171
Total interest expense$958,0002,144
Net interest income$7,876,0002,146
Provision for loan and lease losses$04,088
Total noninterest income$1,661,0001,932
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$352,0002,143
Trading account gains and fees$0145
Additional Noninterest Income$1,309,0001,680
Total noninterest expense$9,484,0001,566
Salaries and employee benefits$5,646,0001,488
Premises and equipment expense$1,520,0001,169
Additional noninterest expense$2,318,0001,892
Pre-tax net operating income$53,0005,429
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$53,0005,437
Extraordinary gains, net$09
Net income$53,0005,437
Minority interest net income$071
Net income of bank and minority interests.$53,0005,437
Net charge-offs$2,600,000248
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$53,0005,429
2017-06-30 (YTD Data)Rank
Total interest income$5,872,0002,159
Total interest expense$628,0002,136
Net interest income$5,244,0002,139
Provision for loan and lease losses$03,871
Total noninterest income$1,049,0001,992
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$230,0002,166
Trading account gains and fees$0139
Additional Noninterest Income$819,0001,754
Total noninterest expense$6,476,0001,537
Salaries and employee benefits$3,915,0001,438
Premises and equipment expense$1,017,0001,161
Additional noninterest expense$1,544,0001,893
Pre-tax net operating income$-183,0005,668
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-183,0005,663
Extraordinary gains, net$011
Net income$-183,0005,663
Minority interest net income$071
Net income of bank and minority interests.$-183,0005,663
Net charge-offs$2,578,000192
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-183,0005,663
2017-03-31 (YTD Data)Rank
Total interest income$2,890,0002,176
Total interest expense$313,0002,100
Net interest income$2,577,0002,175
Provision for loan and lease losses$03,537
Total noninterest income$465,0002,140
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$112,0002,217
Trading account gains and fees$0142
Additional Noninterest Income$353,0001,883
Total noninterest expense$3,288,0001,523
Salaries and employee benefits$1,940,0001,473
Premises and equipment expense$516,0001,162
Additional noninterest expense$832,0001,777
Pre-tax net operating income$-246,0005,780
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-246,0005,782
Extraordinary gains, net$08
Net income$-246,0005,782
Minority interest net income$055
Net income of bank and minority interests.$-246,0005,782
Net charge-offs$2,594,000126
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-246,0005,781
2016-12-31 (YTD Data)Rank
Total interest income$11,540,0002,140
Total interest expense$1,206,0002,125
Net interest income$10,334,0002,121
Provision for loan and lease losses$2,125,000496
Total noninterest income$3,033,0001,638
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$453,0002,246
Trading account gains and fees$0170
Additional Noninterest Income$2,580,0001,342
Total noninterest expense$12,935,0001,509
Salaries and employee benefits$7,603,0001,439
Premises and equipment expense$2,060,0001,142
Additional noninterest expense$3,272,0001,825
Pre-tax net operating income$-1,693,0005,868
Securities gains (losses)$161,0001,006
Applicable income taxes$-224,0005,803
Income before extraordinary items$-1,308,0005,853
Extraordinary gains, net$05
Net income$-1,308,0005,852
Minority interest net income$082
Net income of bank and minority interests.$-1,308,0005,852
Net charge-offs$364,0001,347
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,444,8505,856
2016-09-30 (YTD Data)Rank
Total interest income$8,645,0002,149
Total interest expense$899,0002,134
Net interest income$7,746,0002,123
Provision for loan and lease losses$2,125,000389
Total noninterest income$2,305,0001,623
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$335,0002,273
Trading account gains and fees$0169
Additional Noninterest Income$1,970,0001,321
Total noninterest expense$9,777,0001,505
Salaries and employee benefits$5,735,0001,417
Premises and equipment expense$1,550,0001,150
Additional noninterest expense$2,492,0001,805
Pre-tax net operating income$-1,851,0005,946
Securities gains (losses)$161,000932
Applicable income taxes$04,325
Income before extraordinary items$-1,690,0005,946
Extraordinary gains, net$05
Net income$-1,690,0005,946
Minority interest net income$071
Net income of bank and minority interests.$-1,690,0005,946
Net charge-offs$361,0001,012
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-1,851,0005,948
2016-06-30 (YTD Data)Rank
Total interest income$5,775,0002,145
Total interest expense$591,0002,159
Net interest income$5,184,0002,123
Provision for loan and lease losses$04,017
Total noninterest income$1,229,0001,867
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$216,0002,313
Trading account gains and fees$0157
Additional Noninterest Income$1,013,0001,535
Total noninterest expense$6,399,0001,533
Salaries and employee benefits$3,675,0001,482
Premises and equipment expense$1,061,0001,114
Additional noninterest expense$1,663,0001,809
Pre-tax net operating income$14,0005,730
Securities gains (losses)$161,000692
Applicable income taxes$04,338
Income before extraordinary items$175,0005,113
Extraordinary gains, net$016
Net income$175,0005,114
Minority interest net income$071
Net income of bank and minority interests.$175,0005,114
Net charge-offs$292,000883
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$14,0005,728
2016-03-31 (YTD Data)Rank
Total interest income$2,918,0002,130
Total interest expense$292,0002,185
Net interest income$2,626,0002,097
Provision for loan and lease losses$03,656
Total noninterest income$564,0001,915
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$106,0002,330
Trading account gains and fees$0142
Additional Noninterest Income$458,0001,601
Total noninterest expense$3,224,0001,523
Salaries and employee benefits$1,819,0001,503
Premises and equipment expense$560,0001,062
Additional noninterest expense$845,0001,765
Pre-tax net operating income$-34,0005,886
Securities gains (losses)$161,000354
Applicable income taxes$04,259
Income before extraordinary items$127,0004,781
Extraordinary gains, net$012
Net income$127,0004,780
Minority interest net income$062
Net income of bank and minority interests.$127,0004,781
Net charge-offs$293,000497
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-34,0005,878
2015-12-31 (YTD Data)Rank
Total interest income$11,800,0002,052
Total interest expense$1,008,0002,406
Net interest income$10,792,0002,005
Provision for loan and lease losses$04,380
Total noninterest income$1,741,0002,299
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$442,0002,344
Trading account gains and fees$0159
Additional Noninterest Income$1,299,0002,043
Total noninterest expense$13,057,0001,489
Salaries and employee benefits$7,009,0001,514
Premises and equipment expense$2,233,0001,058
Additional noninterest expense$3,815,0001,594
Pre-tax net operating income$-524,0006,042
Securities gains (losses)$214,000707
Applicable income taxes$04,402
Income before extraordinary items$-310,0006,013
Extraordinary gains, net$023
Net income$-310,0006,014
Minority interest net income$081
Net income of bank and minority interests.$-310,0006,014
Net charge-offs$1,084,000640
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-524,0006,044
2015-09-30 (YTD Data)Rank
Total interest income$8,884,0002,065
Total interest expense$740,0002,471
Net interest income$8,144,0001,997
Provision for loan and lease losses$04,232
Total noninterest income$1,375,0002,231
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$326,0002,382
Trading account gains and fees$0153
Additional Noninterest Income$1,049,0001,967
Total noninterest expense$9,836,0001,495
Salaries and employee benefits$5,256,0001,522
Premises and equipment expense$1,692,0001,070
Additional noninterest expense$2,888,0001,570
Pre-tax net operating income$-317,0006,126
Securities gains (losses)$214,000616
Applicable income taxes$04,489
Income before extraordinary items$-103,0006,066
Extraordinary gains, net$021
Net income$-103,0006,066
Minority interest net income$078
Net income of bank and minority interests.$-103,0006,066
Net charge-offs$1,216,000420
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-317,0006,123
2015-06-30 (YTD Data)Rank
Total interest income$5,949,0002,057
Total interest expense$493,0002,481
Net interest income$5,456,0001,988
Provision for loan and lease losses$04,069
Total noninterest income$1,183,0001,932
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$209,0002,420
Trading account gains and fees$0157
Additional Noninterest Income$974,0001,589
Total noninterest expense$6,631,0001,481
Salaries and employee benefits$3,596,0001,490
Premises and equipment expense$1,119,0001,082
Additional noninterest expense$1,916,0001,595
Pre-tax net operating income$8,0005,956
Securities gains (losses)$105,000825
Applicable income taxes$04,497
Income before extraordinary items$113,0005,538
Extraordinary gains, net$022
Net income$113,0005,538
Minority interest net income$075
Net income of bank and minority interests.$113,0005,540
Net charge-offs$1,184,000316
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,0005,961
2015-03-31 (YTD Data)Rank
Total interest income$2,948,0002,068
Total interest expense$244,0002,528
Net interest income$2,704,0001,995
Provision for loan and lease losses$03,703
Total noninterest income$612,0001,853
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$95,0002,569
Trading account gains and fees$0152
Additional Noninterest Income$517,0001,472
Total noninterest expense$3,376,0001,450
Salaries and employee benefits$1,797,0001,497
Premises and equipment expense$560,0001,082
Additional noninterest expense$1,019,0001,507
Pre-tax net operating income$-60,0006,172
Securities gains (losses)$105,000573
Applicable income taxes$04,400
Income before extraordinary items$45,0005,656
Extraordinary gains, net$013
Net income$45,0005,656
Minority interest net income$064
Net income of bank and minority interests.$45,0005,657
Net charge-offs$807,000232
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-60,0006,178
2014-12-31 (YTD Data)Rank
Total interest income$12,312,0001,997
Total interest expense$959,0002,655
Net interest income$11,353,0001,913
Provision for loan and lease losses$1,765,000527
Total noninterest income$-183,0006,461
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$469,0002,377
Trading account gains and fees$0180
Additional Noninterest Income$-652,0006,472
Total noninterest expense$14,448,0001,348
Salaries and employee benefits$6,922,0001,504
Premises and equipment expense$2,649,000918
Additional noninterest expense$4,877,0001,327
Pre-tax net operating income$-5,043,0006,492
Securities gains (losses)$45,0001,799
Applicable income taxes$04,531
Income before extraordinary items$-4,998,0006,481
Extraordinary gains, net$017
Net income$-4,998,0006,480
Minority interest net income$084
Net income of bank and minority interests.$-4,998,0006,480
Net charge-offs$1,595,000622
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-5,043,0006,482
2014-09-30 (YTD Data)Rank
Total interest income$9,291,0002,002
Total interest expense$710,0002,720
Net interest income$8,581,0001,908
Provision for loan and lease losses$1,764,000390
Total noninterest income$-654,0006,568
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$349,0002,409
Trading account gains and fees$0174
Additional Noninterest Income$-1,003,0006,569
Total noninterest expense$10,702,0001,373
Salaries and employee benefits$5,147,0001,515
Premises and equipment expense$1,995,000920
Additional noninterest expense$3,560,0001,360
Pre-tax net operating income$-4,539,0006,574
Securities gains (losses)$45,0001,501
Applicable income taxes$04,583
Income before extraordinary items$-4,494,0006,562
Extraordinary gains, net$015
Net income$-4,494,0006,561
Minority interest net income$081
Net income of bank and minority interests.$-4,494,0006,561
Net charge-offs$1,426,000507
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-4,539,0006,566
2014-06-30 (YTD Data)Rank
Total interest income$6,229,0001,982
Total interest expense$461,0002,805
Net interest income$5,768,0001,890
Provision for loan and lease losses$1,615,000299
Total noninterest income$55,0006,038
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$232,0002,399
Trading account gains and fees$0172
Additional Noninterest Income$-177,0006,613
Total noninterest expense$7,217,0001,358
Salaries and employee benefits$3,535,0001,485
Premises and equipment expense$1,375,000900
Additional noninterest expense$2,307,0001,393
Pre-tax net operating income$-3,009,0006,639
Securities gains (losses)$45,0001,223
Applicable income taxes$04,568
Income before extraordinary items$-2,964,0006,633
Extraordinary gains, net$020
Net income$-2,964,0006,633
Minority interest net income$080
Net income of bank and minority interests.$-2,964,0006,633
Net charge-offs$886,000559
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,009,0006,634
2014-03-31 (YTD Data)Rank
Total interest income$3,168,0001,953
Total interest expense$232,0002,831
Net interest income$2,936,0001,854
Provision for loan and lease losses$03,817
Total noninterest income$350,0002,574
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$111,0002,454
Trading account gains and fees$0147
Additional Noninterest Income$239,0002,307
Total noninterest expense$3,609,0001,371
Salaries and employee benefits$1,791,0001,470
Premises and equipment expense$704,000896
Additional noninterest expense$1,114,0001,423
Pre-tax net operating income$-323,0006,583
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-323,0006,593
Extraordinary gains, net$016
Net income$-323,0006,593
Minority interest net income$066
Net income of bank and minority interests.$-323,0006,593
Net charge-offs$225,000872
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-323,0006,589
2013-12-31 (YTD Data)Rank
Total interest income$13,430,0001,858
Total interest expense$1,130,0002,681
Net interest income$12,300,0001,752
Provision for loan and lease losses$3,724,000355
Total noninterest income$2,136,0002,065
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$514,0002,324
Trading account gains and fees$0184
Additional Noninterest Income$1,622,0001,761
Total noninterest expense$14,972,0001,324
Salaries and employee benefits$6,746,0001,538
Premises and equipment expense$2,591,000936
Additional noninterest expense$5,635,0001,194
Pre-tax net operating income$-4,260,0006,745
Securities gains (losses)$261,000753
Applicable income taxes$04,631
Income before extraordinary items$-3,999,0006,742
Extraordinary gains, net$029
Net income$-3,999,0006,742
Minority interest net income$090
Net income of bank and minority interests.$-3,999,0006,742
Net charge-offs$4,940,000336
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-4,260,0006,745
2013-09-30 (YTD Data)Rank
Total interest income$10,234,0001,839
Total interest expense$889,0002,664
Net interest income$9,345,0001,725
Provision for loan and lease losses$3,422,000294
Total noninterest income$1,363,0002,326
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$386,0002,332
Trading account gains and fees$0180
Additional Noninterest Income$977,0002,067
Total noninterest expense$11,185,0001,333
Salaries and employee benefits$5,083,0001,529
Premises and equipment expense$1,964,000923
Additional noninterest expense$4,138,0001,209
Pre-tax net operating income$-3,899,0006,841
Securities gains (losses)$261,000705
Applicable income taxes$04,713
Income before extraordinary items$-3,638,0006,839
Extraordinary gains, net$025
Net income$-3,638,0006,840
Minority interest net income$084
Net income of bank and minority interests.$-3,638,0006,840
Net charge-offs$4,195,000312
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-3,899,0006,836
2013-06-30 (YTD Data)Rank
Total interest income$7,008,0001,785
Total interest expense$623,0002,622
Net interest income$6,385,0001,677
Provision for loan and lease losses$935,000716
Total noninterest income$1,446,0001,686
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$248,0002,375
Trading account gains and fees$0157
Additional Noninterest Income$1,198,0001,398
Total noninterest expense$7,635,0001,309
Salaries and employee benefits$3,482,0001,497
Premises and equipment expense$1,356,000893
Additional noninterest expense$2,797,0001,190
Pre-tax net operating income$-739,0006,746
Securities gains (losses)$261,000624
Applicable income taxes$04,679
Income before extraordinary items$-478,0006,717
Extraordinary gains, net$022
Net income$-478,0006,718
Minority interest net income$082
Net income of bank and minority interests.$-478,0006,718
Net charge-offs$3,172,000314
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-739,0006,752
2013-03-31 (YTD Data)Rank
Total interest income$3,561,0001,771
Total interest expense$326,0002,603
Net interest income$3,235,0001,674
Provision for loan and lease losses$66,0002,533
Total noninterest income$799,0001,572
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$117,0002,482
Trading account gains and fees$0148
Additional Noninterest Income$682,0001,277
Total noninterest expense$3,935,0001,287
Salaries and employee benefits$1,756,0001,509
Premises and equipment expense$654,000940
Additional noninterest expense$1,525,0001,093
Pre-tax net operating income$33,0006,014
Securities gains (losses)$160,000545
Applicable income taxes$10,0003,924
Income before extraordinary items$183,0004,417
Extraordinary gains, net$010
Net income$183,0004,420
Minority interest net income$076
Net income of bank and minority interests.$183,0004,419
Net charge-offs$2,113,000250
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$31,0005,994
2012-12-31 (YTD Data)Rank
Total interest income$15,301,0001,733
Total interest expense$2,089,0002,059
Net interest income$13,212,0001,677
Provision for loan and lease losses$1,580,0001,278
Total noninterest income$4,987,0001,156
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$538,0002,339
Trading account gains and fees$0166
Additional Noninterest Income$4,449,000891
Total noninterest expense$14,818,0001,346
Salaries and employee benefits$6,892,0001,477
Premises and equipment expense$2,695,000897
Additional noninterest expense$5,231,0001,298
Pre-tax net operating income$1,801,0003,014
Securities gains (losses)$829,000634
Applicable income taxes$166,0003,143
Income before extraordinary items$2,464,0002,203
Extraordinary gains, net$029
Net income$2,464,0002,202
Minority interest net income$093
Net income of bank and minority interests.$2,464,0002,204
Net charge-offs$2,268,0001,057
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,684,7402,785
2012-09-30 (YTD Data)Rank
Total interest income$11,596,0001,743
Total interest expense$1,725,0001,983
Net interest income$9,871,0001,695
Provision for loan and lease losses$1,460,0001,106
Total noninterest income$3,932,0001,102
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$407,0002,356
Trading account gains and fees$0157
Additional Noninterest Income$3,525,000826
Total noninterest expense$11,328,0001,320
Salaries and employee benefits$5,362,0001,425
Premises and equipment expense$2,026,000899
Additional noninterest expense$3,940,0001,292
Pre-tax net operating income$1,015,0003,604
Securities gains (losses)$829,000484
Applicable income taxes$134,0003,162
Income before extraordinary items$1,710,0002,408
Extraordinary gains, net$020
Net income$1,710,0002,409
Minority interest net income$086
Net income of bank and minority interests.$1,710,0002,409
Net charge-offs$1,708,0001,020
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$939,0303,399
2012-06-30 (YTD Data)Rank
Total interest income$7,854,0001,721
Total interest expense$1,272,0001,846
Net interest income$6,582,0001,692
Provision for loan and lease losses$1,034,0001,069
Total noninterest income$2,795,0001,041
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$274,0002,321
Trading account gains and fees$0153
Additional Noninterest Income$2,521,000787
Total noninterest expense$7,779,0001,288
Salaries and employee benefits$3,665,0001,403
Premises and equipment expense$1,450,000833
Additional noninterest expense$2,664,0001,269
Pre-tax net operating income$564,0003,907
Securities gains (losses)$790,000356
Applicable income taxes$48,0003,567
Income before extraordinary items$1,306,0002,122
Extraordinary gains, net$019
Net income$1,306,0002,121
Minority interest net income$084
Net income of bank and minority interests.$1,306,0002,122
Net charge-offs$1,109,0001,058
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$547,6003,630
2012-03-31 (YTD Data)Rank
Total interest income$4,011,0001,706
Total interest expense$664,0001,841
Net interest income$3,347,0001,661
Provision for loan and lease losses$125,0002,605
Total noninterest income$901,0001,411
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$137,0002,302
Trading account gains and fees$0148
Additional Noninterest Income$764,0001,111
Total noninterest expense$3,856,0001,288
Salaries and employee benefits$1,863,0001,391
Premises and equipment expense$750,000809
Additional noninterest expense$1,243,0001,358
Pre-tax net operating income$267,0004,044
Securities gains (losses)$217,000570
Applicable income taxes$04,704
Income before extraordinary items$484,0002,682
Extraordinary gains, net$019
Net income$484,0002,684
Minority interest net income$078
Net income of bank and minority interests.$484,0002,685
Net charge-offs$861,000737
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$267,0003,693
2011-12-31 (YTD Data)Rank
Total interest income$17,673,0001,603
Total interest expense$3,228,0001,830
Net interest income$14,445,0001,544
Provision for loan and lease losses$6,687,000629
Total noninterest income$899,0003,304
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$602,0002,227
Trading account gains and fees$0146
Additional Noninterest Income$297,0003,883
Total noninterest expense$18,188,0001,078
Salaries and employee benefits$8,116,0001,228
Premises and equipment expense$2,944,000862
Additional noninterest expense$7,128,000987
Pre-tax net operating income$-9,531,0007,203
Securities gains (losses)$781,000557
Applicable income taxes$7,073,000319
Income before extraordinary items$-15,823,0007,277
Extraordinary gains, net$029
Net income$-15,823,0007,277
Minority interest net income$096
Net income of bank and minority interests.$-15,823,0007,277
Net charge-offs$5,867,000702
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-16,604,0007,275
2011-09-30 (YTD Data)Rank
Total interest income$13,496,0001,594
Total interest expense$2,558,0001,800
Net interest income$10,938,0001,539
Provision for loan and lease losses$6,163,000521
Total noninterest income$-607,0007,313
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$452,0002,249
Trading account gains and fees$0145
Additional Noninterest Income$-1,059,0007,328
Total noninterest expense$14,184,0001,050
Salaries and employee benefits$6,144,0001,208
Premises and equipment expense$2,188,000873
Additional noninterest expense$5,852,000898
Pre-tax net operating income$-10,016,0007,338
Securities gains (losses)$325,000882
Applicable income taxes$7,073,000268
Income before extraordinary items$-16,764,0007,386
Extraordinary gains, net$021
Net income$-16,764,0007,387
Minority interest net income$087
Net income of bank and minority interests.$-16,764,0007,386
Net charge-offs$5,519,000586
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-17,089,0007,381
2011-06-30 (YTD Data)Rank
Total interest income$9,080,0001,597
Total interest expense$1,807,0001,770
Net interest income$7,273,0001,541
Provision for loan and lease losses$2,498,000782
Total noninterest income$-95,0007,294
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$298,0002,235
Trading account gains and fees$0153
Additional Noninterest Income$-393,0007,353
Total noninterest expense$9,676,0001,043
Salaries and employee benefits$4,008,0001,243
Premises and equipment expense$1,431,000896
Additional noninterest expense$4,237,000855
Pre-tax net operating income$-4,996,0007,372
Securities gains (losses)$10,0002,357
Applicable income taxes$-47,0007,023
Income before extraordinary items$-4,939,0007,373
Extraordinary gains, net$015
Net income$-4,939,0007,373
Minority interest net income$089
Net income of bank and minority interests.$-4,939,0007,373
Net charge-offs$2,316,000826
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,948,9007,373
2011-03-31 (YTD Data)Rank
Total interest income$4,464,0001,634
Total interest expense$988,0001,699
Net interest income$3,476,0001,607
Provision for loan and lease losses$1,424,000673
Total noninterest income$-498,0007,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$144,0002,264
Trading account gains and fees$0158
Additional Noninterest Income$-642,0007,527
Total noninterest expense$4,534,0001,110
Salaries and employee benefits$2,045,0001,230
Premises and equipment expense$823,000792
Additional noninterest expense$1,666,0001,070
Pre-tax net operating income$-2,980,0007,454
Securities gains (losses)$01,772
Applicable income taxes$-47,0007,187
Income before extraordinary items$-2,933,0007,448
Extraordinary gains, net$09
Net income$-2,933,0007,448
Minority interest net income$086
Net income of bank and minority interests.$-2,933,0007,448
Net charge-offs$294,0001,777
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,933,0007,451
2010-12-31 (YTD Data)Rank
Total interest income$20,834,0001,472
Total interest expense$5,741,0001,449
Net interest income$15,093,0001,485
Provision for loan and lease losses$4,246,0001,285
Total noninterest income$938,0003,341
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$648,0002,165
Trading account gains and fees$0175
Additional Noninterest Income$290,0003,996
Total noninterest expense$17,500,0001,150
Salaries and employee benefits$8,032,0001,225
Premises and equipment expense$3,060,000842
Additional noninterest expense$6,408,0001,157
Pre-tax net operating income$-5,715,0007,159
Securities gains (losses)$550,000819
Applicable income taxes$-1,853,0007,440
Income before extraordinary items$-3,312,0007,039
Extraordinary gains, net$029
Net income$-3,312,0007,039
Minority interest net income$0111
Net income of bank and minority interests.$-3,312,0007,040
Net charge-offs$5,622,000924
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-3,664,0007,051
2010-09-30 (YTD Data)Rank
Total interest income$15,947,0001,477
Total interest expense$4,489,0001,443
Net interest income$11,458,0001,490
Provision for loan and lease losses$3,565,0001,131
Total noninterest income$57,0007,014
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$495,0002,189
Trading account gains and fees$0165
Additional Noninterest Income$-438,0007,559
Total noninterest expense$13,153,0001,125
Salaries and employee benefits$6,036,0001,215
Premises and equipment expense$2,279,000848
Additional noninterest expense$4,838,0001,118
Pre-tax net operating income$-5,203,0007,376
Securities gains (losses)$550,000673
Applicable income taxes$-1,660,0007,578
Income before extraordinary items$-2,993,0007,274
Extraordinary gains, net$023
Net income$-2,993,0007,274
Minority interest net income$0110
Net income of bank and minority interests.$-2,993,0007,274
Net charge-offs$5,316,000747
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,345,0007,291
2010-06-30 (YTD Data)Rank
Total interest income$10,895,0001,456
Total interest expense$3,116,0001,446
Net interest income$7,779,0001,467
Provision for loan and lease losses$581,0002,639
Total noninterest income$1,897,0001,281
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$332,0002,177
Trading account gains and fees$0152
Additional Noninterest Income$1,565,000949
Total noninterest expense$8,741,0001,128
Salaries and employee benefits$3,985,0001,228
Premises and equipment expense$1,473,000891
Additional noninterest expense$3,283,0001,079
Pre-tax net operating income$354,0004,157
Securities gains (losses)$348,000634
Applicable income taxes$178,0002,245
Income before extraordinary items$524,0003,324
Extraordinary gains, net$019
Net income$524,0003,321
Minority interest net income$0105
Net income of bank and minority interests.$524,0003,323
Net charge-offs$2,933,000846
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$263,0004,366
2010-03-31 (YTD Data)Rank
Total interest income$5,514,0001,472
Total interest expense$1,632,0001,446
Net interest income$3,882,0001,476
Provision for loan and lease losses$246,0002,724
Total noninterest income$569,0001,841
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$157,0002,264
Trading account gains and fees$0175
Additional Noninterest Income$412,0001,480
Total noninterest expense$4,041,0001,245
Salaries and employee benefits$1,978,0001,263
Premises and equipment expense$740,000918
Additional noninterest expense$1,323,0001,345
Pre-tax net operating income$164,0004,410
Securities gains (losses)$143,000644
Applicable income taxes$86,0002,262
Income before extraordinary items$221,0003,700
Extraordinary gains, net$016
Net income$221,0003,697
Minority interest net income$091
Net income of bank and minority interests.$221,0003,699
Net charge-offs$476,0001,620
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$118,0404,646
2009-12-31 (YTD Data)Rank
Total interest income$25,044,0001,369
Total interest expense$10,469,0001,134
Net interest income$14,575,0001,545
Provision for loan and lease losses$9,084,000943
Total noninterest income$2,149,0002,018
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$670,0002,327
Trading account gains and fees$0211
Additional Noninterest Income$1,479,0001,663
Total noninterest expense$16,742,0001,243
Salaries and employee benefits$7,808,0001,257
Premises and equipment expense$3,127,000863
Additional noninterest expense$5,807,0001,295
Pre-tax net operating income$-9,102,0007,452
Securities gains (losses)$282,0001,291
Applicable income taxes$-3,981,0007,695
Income before extraordinary items$-4,839,0007,244
Extraordinary gains, net$034
Net income$-4,839,0007,244
Minority interest net income$0115
Net income of bank and minority interests.$-4,839,0007,244
Net charge-offs$8,627,000764
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,019,4807,284
2009-09-30 (YTD Data)Rank
Total interest income$19,128,0001,369
Total interest expense$8,533,0001,094
Net interest income$10,595,0001,582
Provision for loan and lease losses$8,814,000692
Total noninterest income$1,559,0002,099
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$492,0002,389
Trading account gains and fees$0212
Additional Noninterest Income$1,067,0001,742
Total noninterest expense$12,776,0001,207
Salaries and employee benefits$5,870,0001,279
Premises and equipment expense$2,406,000852
Additional noninterest expense$4,500,0001,244
Pre-tax net operating income$-9,436,0007,723
Securities gains (losses)$64,0002,133
Applicable income taxes$-3,534,0007,843
Income before extraordinary items$-5,838,0007,638
Extraordinary gains, net$027
Net income$-5,838,0007,638
Minority interest net income$0118
Net income of bank and minority interests.$-5,838,0007,638
Net charge-offs$7,752,000608
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,878,9607,648
2009-06-30 (YTD Data)Rank
Total interest income$13,089,0001,362
Total interest expense$6,100,0001,088
Net interest income$6,989,0001,606
Provision for loan and lease losses$4,796,000763
Total noninterest income$1,907,0001,381
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$314,0002,451
Trading account gains and fees$0193
Additional Noninterest Income$1,593,0001,045
Total noninterest expense$8,318,0001,257
Salaries and employee benefits$3,930,0001,304
Premises and equipment expense$1,543,000909
Additional noninterest expense$2,845,0001,306
Pre-tax net operating income$-4,218,0007,683
Securities gains (losses)$64,0001,749
Applicable income taxes$-1,674,0007,859
Income before extraordinary items$-2,480,0007,571
Extraordinary gains, net$021
Net income$-2,480,0007,570
Minority interest net income$0112
Net income of bank and minority interests.$-2,480,0007,570
Net charge-offs$5,023,000579
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,520,9607,588
2009-03-31 (YTD Data)Rank
Total interest income$6,787,0001,341
Total interest expense$3,241,0001,067
Net interest income$3,546,0001,574
Provision for loan and lease losses$190,0002,929
Total noninterest income$771,0001,586
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$154,0002,407
Trading account gains and fees$0171
Additional Noninterest Income$617,0001,210
Total noninterest expense$4,280,0001,170
Salaries and employee benefits$2,124,0001,210
Premises and equipment expense$855,000831
Additional noninterest expense$1,301,0001,268
Pre-tax net operating income$-153,0006,799
Securities gains (losses)$43,0001,366
Applicable income taxes$-221,0007,736
Income before extraordinary items$111,0004,802
Extraordinary gains, net$015
Net income$111,0004,806
Minority interest net income$0102
Net income of bank and minority interests.$111,0004,805
Net charge-offs$1,073,000918
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$83,4805,009
2008-12-31 (YTD Data)Rank
Total interest income$31,442,0001,220
Total interest expense$15,782,0001,019
Net interest income$15,660,0001,426
Provision for loan and lease losses$9,069,000643
Total noninterest income$1,835,0002,270
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$703,0002,342
Trading account gains and fees$0154
Additional Noninterest Income$1,132,0001,961
Total noninterest expense$15,749,0001,244
Salaries and employee benefits$7,850,0001,282
Premises and equipment expense$3,017,000911
Additional noninterest expense$4,882,0001,291
Pre-tax net operating income$-7,323,0007,911
Securities gains (losses)$03,220
Applicable income taxes$-2,839,0008,005
Income before extraordinary items$-4,484,0007,779
Extraordinary gains, net$039
Net income$-4,484,0007,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,968,000694
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,484,0007,834
2008-09-30 (YTD Data)Rank
Total interest income$24,155,0001,216
Total interest expense$12,293,0001,017
Net interest income$11,862,0001,427
Provision for loan and lease losses$7,231,000503
Total noninterest income$1,278,0002,470
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$530,0002,345
Trading account gains and fees$0148
Additional Noninterest Income$748,0002,211
Total noninterest expense$11,894,0001,222
Salaries and employee benefits$5,912,0001,300
Premises and equipment expense$2,322,000896
Additional noninterest expense$3,660,0001,255
Pre-tax net operating income$-5,985,0008,157
Securities gains (losses)$03,106
Applicable income taxes$-2,302,0008,202
Income before extraordinary items$-3,683,0008,063
Extraordinary gains, net$031
Net income$-3,683,0008,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$752,0001,553
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,683,0008,115
2008-06-30 (YTD Data)Rank
Total interest income$16,351,0001,209
Total interest expense$8,574,0001,012
Net interest income$7,777,0001,439
Provision for loan and lease losses$2,201,000731
Total noninterest income$1,156,0002,000
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$338,0002,410
Trading account gains and fees$0149
Additional Noninterest Income$818,0001,619
Total noninterest expense$8,240,0001,182
Salaries and employee benefits$4,001,0001,294
Premises and equipment expense$1,809,000766
Additional noninterest expense$2,430,0001,228
Pre-tax net operating income$-1,508,0008,081
Securities gains (losses)$03,233
Applicable income taxes$-705,0008,221
Income before extraordinary items$-803,0007,908
Extraordinary gains, net$021
Net income$-803,0007,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,0001,295
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-803,0007,886
2008-03-31 (YTD Data)Rank
Total interest income$8,257,0001,225
Total interest expense$4,777,000963
Net interest income$3,480,0001,595
Provision for loan and lease losses$30,0004,346
Total noninterest income$729,0001,687
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$163,0002,450
Trading account gains and fees$0158
Additional Noninterest Income$566,0001,289
Total noninterest expense$4,199,0001,155
Salaries and employee benefits$2,021,0001,295
Premises and equipment expense$804,000863
Additional noninterest expense$1,374,0001,053
Pre-tax net operating income$-20,0007,282
Securities gains (losses)$02,688
Applicable income taxes$-73,0008,083
Income before extraordinary items$53,0006,539
Extraordinary gains, net$015
Net income$53,0006,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,041
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$53,0006,441
2007-12-31 (YTD Data)Rank
Total interest income$37,172,0001,143
Total interest expense$23,409,000842
Net interest income$13,763,0001,642
Provision for loan and lease losses$120,0004,617
Total noninterest income$2,302,0002,004
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$476,0003,153
Trading account gains and fees$0178
Additional Noninterest Income$1,826,0001,447
Total noninterest expense$14,766,0001,259
Salaries and employee benefits$7,826,0001,275
Premises and equipment expense$2,604,0001,006
Additional noninterest expense$4,336,0001,299
Pre-tax net operating income$1,179,0004,403
Securities gains (losses)$02,146
Applicable income taxes$180,0003,956
Income before extraordinary items$999,0004,335
Extraordinary gains, net$039
Net income$999,0004,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,587
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$999,0004,319
2007-09-30 (YTD Data)Rank
Total interest income$28,342,0001,124
Total interest expense$17,866,000834
Net interest income$10,476,0001,622
Provision for loan and lease losses$90,0004,255
Total noninterest income$2,009,0001,779
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$344,0003,228
Trading account gains and fees$0184
Additional Noninterest Income$1,665,0001,285
Total noninterest expense$11,465,0001,213
Salaries and employee benefits$6,556,0001,146
Premises and equipment expense$1,948,0001,001
Additional noninterest expense$2,961,0001,363
Pre-tax net operating income$930,0004,523
Securities gains (losses)$01,655
Applicable income taxes$164,0003,952
Income before extraordinary items$766,0004,443
Extraordinary gains, net$033
Net income$766,0004,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,682
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$766,0004,435
2007-06-30 (YTD Data)Rank
Total interest income$18,948,0001,138
Total interest expense$11,971,000821
Net interest income$6,977,0001,650
Provision for loan and lease losses$60,0003,990
Total noninterest income$1,439,0001,719
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$219,0003,318
Trading account gains and fees$0168
Additional Noninterest Income$1,220,0001,209
Total noninterest expense$7,585,0001,239
Salaries and employee benefits$4,400,0001,160
Premises and equipment expense$1,265,0001,048
Additional noninterest expense$1,920,0001,410
Pre-tax net operating income$771,0004,099
Securities gains (losses)$01,444
Applicable income taxes$156,0003,593
Income before extraordinary items$615,0004,115
Extraordinary gains, net$029
Net income$615,0004,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,115
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$615,0004,107
2007-03-31 (YTD Data)Rank
Total interest income$9,260,0001,154
Total interest expense$5,945,000816
Net interest income$3,315,0001,735
Provision for loan and lease losses$30,0003,737
Total noninterest income$810,0001,568
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$108,0003,287
Trading account gains and fees$0195
Additional Noninterest Income$702,0001,076
Total noninterest expense$3,785,0001,240
Salaries and employee benefits$2,170,0001,184
Premises and equipment expense$652,0001,011
Additional noninterest expense$963,0001,392
Pre-tax net operating income$310,0004,581
Securities gains (losses)$01,187
Applicable income taxes$51,0004,100
Income before extraordinary items$259,0004,476
Extraordinary gains, net$022
Net income$259,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,121
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$259,0004,465
2006-12-31 (YTD Data)Rank
Total interest income$34,392,0001,150
Total interest expense$20,947,000801
Net interest income$13,445,0001,707
Provision for loan and lease losses$120,0004,374
Total noninterest income$2,993,0001,640
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$463,0003,231
Trading account gains and fees$0130
Additional Noninterest Income$2,530,0001,126
Total noninterest expense$14,016,0001,276
Salaries and employee benefits$7,928,0001,228
Premises and equipment expense$2,403,0001,049
Additional noninterest expense$3,685,0001,437
Pre-tax net operating income$2,302,0003,333
Securities gains (losses)$01,687
Applicable income taxes$562,0002,977
Income before extraordinary items$1,740,0003,430
Extraordinary gains, net$051
Net income$1,740,0003,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0008,387
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,740,0003,416
2006-09-30 (YTD Data)Rank
Total interest income$25,110,0001,189
Total interest expense$14,976,000824
Net interest income$10,134,0001,715
Provision for loan and lease losses$90,0004,225
Total noninterest income$2,211,0001,666
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$345,0003,257
Trading account gains and fees$0126
Additional Noninterest Income$1,866,0001,154
Total noninterest expense$10,466,0001,295
Salaries and employee benefits$5,914,0001,250
Premises and equipment expense$1,825,0001,043
Additional noninterest expense$2,727,0001,451
Pre-tax net operating income$1,789,0003,355
Securities gains (losses)$01,388
Applicable income taxes$444,0003,028
Income before extraordinary items$1,345,0003,442
Extraordinary gains, net$045
Net income$1,345,0003,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,217
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,345,0003,434
2006-06-30 (YTD Data)Rank
Total interest income$16,244,0001,199
Total interest expense$9,466,000822
Net interest income$6,778,0001,714
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,405,0001,727
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$222,0003,316
Trading account gains and fees$0126
Additional Noninterest Income$1,183,0001,202
Total noninterest expense$6,994,0001,308
Salaries and employee benefits$3,966,0001,252
Premises and equipment expense$1,228,0001,031
Additional noninterest expense$1,800,0001,471
Pre-tax net operating income$1,129,0003,502
Securities gains (losses)$01,185
Applicable income taxes$274,0003,166
Income before extraordinary items$855,0003,577
Extraordinary gains, net$039
Net income$855,0003,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,447
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$855,0003,563
2006-03-31 (YTD Data)Rank
Total interest income$7,873,0001,215
Total interest expense$4,524,000816
Net interest income$3,349,0001,720
Provision for loan and lease losses$30,0003,822
Total noninterest income$581,0001,979
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$110,0003,276
Trading account gains and fees$0115
Additional Noninterest Income$471,0001,403
Total noninterest expense$3,488,0001,308
Salaries and employee benefits$1,944,0001,276
Premises and equipment expense$636,000995
Additional noninterest expense$908,0001,453
Pre-tax net operating income$412,0004,208
Securities gains (losses)$0955
Applicable income taxes$85,0003,815
Income before extraordinary items$327,0004,198
Extraordinary gains, net$021
Net income$327,0004,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$327,0004,178
2005-12-31 (YTD Data)Rank
Total interest income$26,851,0001,248
Total interest expense$12,233,000912
Net interest income$14,618,0001,503
Provision for loan and lease losses$30,0006,187
Total noninterest income$3,312,0001,478
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$456,0003,247
Trading account gains and fees$0138
Additional Noninterest Income$2,856,0001,057
Total noninterest expense$13,177,0001,315
Salaries and employee benefits$7,252,0001,279
Premises and equipment expense$2,272,0001,054
Additional noninterest expense$3,653,0001,402
Pre-tax net operating income$4,723,0001,946
Securities gains (losses)$-43,0008,125
Applicable income taxes$1,515,0001,695
Income before extraordinary items$3,165,0002,143
Extraordinary gains, net$046
Net income$3,165,0002,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,569
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,194,2402,110
2005-09-30 (YTD Data)Rank
Total interest income$19,349,0001,257
Total interest expense$8,300,000952
Net interest income$11,049,0001,467
Provision for loan and lease losses$06,899
Total noninterest income$2,693,0001,403
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$334,0003,309
Trading account gains and fees$0126
Additional Noninterest Income$2,359,000983
Total noninterest expense$9,859,0001,298
Salaries and employee benefits$5,431,0001,266
Premises and equipment expense$1,681,0001,066
Additional noninterest expense$2,747,0001,384
Pre-tax net operating income$3,883,0001,813
Securities gains (losses)$-43,0008,421
Applicable income taxes$1,267,0001,581
Income before extraordinary items$2,573,0002,011
Extraordinary gains, net$035
Net income$2,573,0002,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,525
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,601,8101,961
2005-06-30 (YTD Data)Rank
Total interest income$12,340,0001,275
Total interest expense$4,925,0001,003
Net interest income$7,415,0001,430
Provision for loan and lease losses$06,626
Total noninterest income$1,728,0001,432
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$211,0003,380
Trading account gains and fees$0116
Additional Noninterest Income$1,517,0001,004
Total noninterest expense$6,593,0001,290
Salaries and employee benefits$3,586,0001,276
Premises and equipment expense$1,130,0001,045
Additional noninterest expense$1,877,0001,332
Pre-tax net operating income$2,550,0001,808
Securities gains (losses)$-43,0008,557
Applicable income taxes$827,0001,584
Income before extraordinary items$1,680,0002,018
Extraordinary gains, net$030
Net income$1,680,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,372
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,708,8101,953
2005-03-31 (YTD Data)Rank
Total interest income$6,031,0001,272
Total interest expense$2,225,0001,061
Net interest income$3,806,0001,390
Provision for loan and lease losses$06,226
Total noninterest income$926,0001,324
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$103,0003,372
Trading account gains and fees$0115
Additional Noninterest Income$823,000929
Total noninterest expense$3,464,0001,225
Salaries and employee benefits$1,933,0001,187
Premises and equipment expense$593,0001,006
Additional noninterest expense$938,0001,324
Pre-tax net operating income$1,268,0001,791
Securities gains (losses)$-43,0008,764
Applicable income taxes$420,0001,553
Income before extraordinary items$805,0002,067
Extraordinary gains, net$024
Net income$805,0002,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,027
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$833,3801,978
2004-12-31 (YTD Data)Rank
Total interest income$21,455,0001,325
Total interest expense$7,012,0001,161
Net interest income$14,443,0001,400
Provision for loan and lease losses$-30,0008,722
Total noninterest income$3,421,0001,444
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$479,0003,240
Trading account gains and fees$0138
Additional Noninterest Income$2,942,0001,000
Total noninterest expense$14,203,0001,150
Salaries and employee benefits$8,394,0001,025
Premises and equipment expense$2,031,0001,131
Additional noninterest expense$3,778,0001,317
Pre-tax net operating income$3,691,0002,189
Securities gains (losses)$35,0002,001
Applicable income taxes$1,268,0001,832
Income before extraordinary items$2,458,0002,460
Extraordinary gains, net$034
Net income$2,458,0002,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,679
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,434,9002,432
2004-09-30 (YTD Data)Rank
Total interest income$15,803,0001,333
Total interest expense$5,019,0001,194
Net interest income$10,784,0001,388
Provision for loan and lease losses$-30,0008,811
Total noninterest income$2,654,0001,419
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$365,0003,221
Trading account gains and fees$0134
Additional Noninterest Income$2,289,000978
Total noninterest expense$10,855,0001,120
Salaries and employee benefits$6,469,000990
Premises and equipment expense$1,510,0001,138
Additional noninterest expense$2,876,0001,287
Pre-tax net operating income$2,613,0002,303
Securities gains (losses)$35,0001,930
Applicable income taxes$891,0001,958
Income before extraordinary items$1,757,0002,605
Extraordinary gains, net$026
Net income$1,757,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,620
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,733,9002,562
2004-06-30 (YTD Data)Rank
Total interest income$10,382,0001,336
Total interest expense$3,226,0001,224
Net interest income$7,156,0001,378
Provision for loan and lease losses$-3,0008,838
Total noninterest income$1,797,0001,392
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$242,0003,217
Trading account gains and fees$0130
Additional Noninterest Income$1,555,000963
Total noninterest expense$7,183,0001,123
Salaries and employee benefits$4,344,000985
Premises and equipment expense$1,075,0001,085
Additional noninterest expense$1,764,0001,376
Pre-tax net operating income$1,773,0002,256
Securities gains (losses)$35,0001,694
Applicable income taxes$621,0001,885
Income before extraordinary items$1,187,0002,551
Extraordinary gains, net$021
Net income$1,187,0002,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,621
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,163,9002,526
2004-03-31 (YTD Data)Rank
Total interest income$5,186,0001,343
Total interest expense$1,622,0001,230
Net interest income$3,564,0001,390
Provision for loan and lease losses$-12,0008,933
Total noninterest income$777,0001,534
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$115,0003,247
Trading account gains and fees$0121
Additional Noninterest Income$662,0001,057
Total noninterest expense$3,548,0001,145
Salaries and employee benefits$2,097,0001,029
Premises and equipment expense$566,0001,043
Additional noninterest expense$885,0001,365
Pre-tax net operating income$805,0002,415
Securities gains (losses)$35,0001,403
Applicable income taxes$285,0002,001
Income before extraordinary items$555,0002,697
Extraordinary gains, net$016
Net income$555,0002,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,610
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$531,9002,706
2003-12-31 (YTD Data)Rank
Total interest income$20,729,0001,374
Total interest expense$7,656,0001,168
Net interest income$13,073,0001,488
Provision for loan and lease losses$-581,0009,127
Total noninterest income$6,687,000896
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$483,0003,177
Trading account gains and fees$0160
Additional Noninterest Income$6,204,000645
Total noninterest expense$15,925,0001,033
Salaries and employee benefits$8,859,000967
Premises and equipment expense$2,533,000882
Additional noninterest expense$4,533,0001,120
Pre-tax net operating income$4,416,0001,822
Securities gains (losses)$-16,0008,838
Applicable income taxes$1,583,0001,552
Income before extraordinary items$2,817,0002,157
Extraordinary gains, net$054
Net income$2,817,0002,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,205
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,827,2402,054
2003-09-30 (YTD Data)Rank
Total interest income$15,533,0001,403
Total interest expense$5,925,0001,179
Net interest income$9,608,0001,531
Provision for loan and lease losses$-611,0009,201
Total noninterest income$5,992,000806
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$366,0003,163
Trading account gains and fees$0153
Additional Noninterest Income$5,626,000586
Total noninterest expense$12,486,000990
Salaries and employee benefits$6,865,000952
Premises and equipment expense$2,017,000849
Additional noninterest expense$3,604,0001,075
Pre-tax net operating income$3,725,0001,688
Securities gains (losses)$04,204
Applicable income taxes$1,345,0001,457
Income before extraordinary items$2,380,0002,017
Extraordinary gains, net$040
Net income$2,380,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,107
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,380,0001,914
2003-06-30 (YTD Data)Rank
Total interest income$10,393,0001,409
Total interest expense$4,121,0001,162
Net interest income$6,272,0001,555
Provision for loan and lease losses$421,0001,331
Total noninterest income$4,061,000782
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$245,0003,117
Trading account gains and fees$0150
Additional Noninterest Income$3,816,000570
Total noninterest expense$7,551,0001,079
Salaries and employee benefits$4,460,000973
Premises and equipment expense$1,372,000829
Additional noninterest expense$1,719,0001,443
Pre-tax net operating income$2,361,0001,767
Securities gains (losses)$03,782
Applicable income taxes$851,0001,543
Income before extraordinary items$1,510,0002,102
Extraordinary gains, net$030
Net income$1,510,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,154,000476
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,510,0001,979
2003-03-31 (YTD Data)Rank
Total interest income$5,281,0001,394
Total interest expense$2,172,0001,134
Net interest income$3,109,0001,566
Provision for loan and lease losses$389,000753
Total noninterest income$1,969,000783
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$124,0003,004
Trading account gains and fees$0134
Additional Noninterest Income$1,845,000572
Total noninterest expense$3,742,0001,073
Salaries and employee benefits$2,137,0001,007
Premises and equipment expense$745,000782
Additional noninterest expense$860,0001,403
Pre-tax net operating income$947,0002,142
Securities gains (losses)$02,891
Applicable income taxes$336,0001,894
Income before extraordinary items$611,0002,503
Extraordinary gains, net$021
Net income$611,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,000442
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$611,0002,364
2002-12-31 (YTD Data)Rank
Total interest income$23,084,0001,328
Total interest expense$9,579,0001,175
Net interest income$13,505,0001,453
Provision for loan and lease losses$242,0003,929
Total noninterest income$6,312,000865
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$444,0003,263
Trading account gains and fees$0153
Additional Noninterest Income$5,868,000620
Total noninterest expense$13,369,0001,154
Salaries and employee benefits$7,826,0001,027
Premises and equipment expense$2,243,000973
Additional noninterest expense$3,300,0001,436
Pre-tax net operating income$6,206,0001,352
Securities gains (losses)$-7,0008,862
Applicable income taxes$2,163,0001,208
Income before extraordinary items$4,036,0001,518
Extraordinary gains, net$070
Net income$4,036,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$870,0001,088
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,040,5501,470
2001-12-31 (YTD Data)Rank
Total interest income$28,793,0001,188
Total interest expense$16,695,000962
Net interest income$12,098,0001,470
Provision for loan and lease losses$584,0001,952
Total noninterest income$5,457,000914
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$316,0004,033
Trading account gains and fees$0177
Additional Noninterest Income$5,141,000651
Total noninterest expense$12,303,0001,195
Salaries and employee benefits$6,883,0001,079
Premises and equipment expense$2,273,000920
Additional noninterest expense$3,147,0001,476
Pre-tax net operating income$4,668,0001,538
Securities gains (losses)$04,612
Applicable income taxes$1,441,0001,544
Income before extraordinary items$3,227,0001,634
Extraordinary gains, net$0105
Net income$3,227,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-92,0009,498
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,227,0001,571
2000-12-31 (YTD Data)Rank
Total interest income$29,896,0001,178
Total interest expense$19,468,000916
Net interest income$10,428,0001,687
Provision for loan and lease losses$812,0001,261
Total noninterest income$2,730,0001,465
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$372,0003,425
Trading account gains and fees$0180
Additional Noninterest Income$2,358,0001,011
Total noninterest expense$10,195,0001,359
Salaries and employee benefits$5,379,0001,327
Premises and equipment expense$1,729,0001,160
Additional noninterest expense$3,087,0001,460
Pre-tax net operating income$2,151,0003,137
Securities gains (losses)$01,956
Applicable income taxes$773,0002,579
Income before extraordinary items$1,378,0003,476
Extraordinary gains, net$038
Net income$1,378,0003,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$904,000809
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,378,0003,460
1999-12-31 (YTD Data)Rank
Total interest income$25,908,0001,255
Total interest expense$14,570,0001,046
Net interest income$11,338,0001,538
Provision for loan and lease losses$580,0001,570
Total noninterest income$3,395,0001,223
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$443,0002,931
Trading account gains and fees$0173
Additional Noninterest Income$2,952,000901
Total noninterest expense$10,705,0001,289
Salaries and employee benefits$5,823,0001,186
Premises and equipment expense$1,662,0001,217
Additional noninterest expense$3,220,0001,431
Pre-tax net operating income$3,448,0002,132
Securities gains (losses)$03,155
Applicable income taxes$1,222,0001,891
Income before extraordinary items$2,226,0002,332
Extraordinary gains, net$035
Net income$2,226,0002,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$735,000898
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,226,0002,304
1998-12-31 (YTD Data)Rank
Total interest income$26,271,0001,234
Total interest expense$15,457,0001,026
Net interest income$10,814,0001,564
Provision for loan and lease losses$280,0002,772
Total noninterest income$4,159,0001,061
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$404,0003,111
Trading account gains and fees$0224
Additional Noninterest Income$3,755,000788
Total noninterest expense$10,251,0001,294
Salaries and employee benefits$5,826,0001,119
Premises and equipment expense$1,454,0001,337
Additional noninterest expense$2,971,0001,466
Pre-tax net operating income$4,442,0001,660
Securities gains (losses)$04,449
Applicable income taxes$1,596,0001,539
Income before extraordinary items$2,846,0001,846
Extraordinary gains, net$032
Net income$2,846,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,807
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,846,0001,769
1997-12-31 (YTD Data)Rank
Total interest income$26,295,0001,284
Total interest expense$15,657,0001,044
Net interest income$10,638,0001,630
Provision for loan and lease losses$180,0003,648
Total noninterest income$2,130,0001,682
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$358,0003,538
Trading account gains and fees$0239
Additional Noninterest Income$1,772,0001,186
Total noninterest expense$8,999,0001,457
Salaries and employee benefits$5,068,0001,299
Premises and equipment expense$1,280,0001,514
Additional noninterest expense$2,651,0001,612
Pre-tax net operating income$3,589,0002,093
Securities gains (losses)$03,944
Applicable income taxes$1,192,0002,099
Income before extraordinary items$2,397,0002,201
Extraordinary gains, net$044
Net income$2,397,0002,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,417
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,397,0002,142
1996-12-31 (YTD Data)Rank
Total interest income$24,376,0001,404
Total interest expense$14,336,0001,141
Net interest income$10,040,0001,763
Provision for loan and lease losses$184,0003,596
Total noninterest income$1,734,0002,065
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$396,0003,362
Trading account gains and fees$0262
Additional Noninterest Income$1,338,0001,484
Total noninterest expense$10,249,0001,402
Salaries and employee benefits$4,136,0001,616
Premises and equipment expense$1,405,0001,447
Additional noninterest expense$4,708,0001,190
Pre-tax net operating income$1,341,0004,735
Securities gains (losses)$4,0003,123
Applicable income taxes$498,0004,160
Income before extraordinary items$847,0005,088
Extraordinary gains, net$053
Net income$847,0005,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00010,916
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$844,4405,044
1995-12-31 (YTD Data)Rank
Total interest income$24,021,0001,430
Total interest expense$15,182,0001,108
Net interest income$8,839,0002,034
Provision for loan and lease losses$180,0003,223
Total noninterest income$1,429,0002,372
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$337,0003,899
Trading account gains and fees$0522
Additional Noninterest Income$1,092,0001,702
Total noninterest expense$8,153,0001,723
Salaries and employee benefits$3,959,0001,673
Premises and equipment expense$1,382,0001,488
Additional noninterest expense$2,812,0001,790
Pre-tax net operating income$1,935,0003,599
Securities gains (losses)$03,831
Applicable income taxes$753,0003,032
Income before extraordinary items$1,182,0004,008
Extraordinary gains, net$065
Net income$1,182,0004,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,279
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,182,0003,991
1994-12-31 (YTD Data)Rank
Total interest income$21,425,0001,444
Total interest expense$11,217,0001,172
Net interest income$10,208,0001,772
Provision for loan and lease losses$305,0002,214
Total noninterest income$1,293,0002,592
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$347,0003,871
Trading account gains and fees$0475
Additional Noninterest Income$946,0001,908
Total noninterest expense$8,429,0001,730
Salaries and employee benefits$3,823,0001,755
Premises and equipment expense$1,461,0001,434
Additional noninterest expense$3,145,0001,734
Pre-tax net operating income$2,767,0002,557
Securities gains (losses)$-5,0009,408
Applicable income taxes$1,058,0002,110
Income before extraordinary items$1,704,0002,840
Extraordinary gains, net$0249
Net income$1,704,0002,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,928
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,707,2002,850
1993-12-31 (YTD Data)Rank
Total interest income$22,013,0001,435
Total interest expense$11,292,0001,203
Net interest income$10,721,0001,699
Provision for loan and lease losses$967,0001,332
Total noninterest income$2,031,0001,958
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$343,0003,962
Trading account gains and fees$0532
Additional Noninterest Income$1,688,0001,402
Total noninterest expense$8,098,0001,841
Salaries and employee benefits$3,712,0001,806
Premises and equipment expense$1,247,0001,680
Additional noninterest expense$3,139,0001,846
Pre-tax net operating income$3,687,0001,853
Securities gains (losses)$215,0001,613
Applicable income taxes$1,586,0001,503
Income before extraordinary items$2,316,0002,158
Extraordinary gains, net$-3,469,00013,253
Net income$-1,153,00013,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0008,052
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,178,4002,156
1992-12-31 (YTD Data)Rank
Total interest income$23,865,0001,524
Total interest expense$13,204,0001,344
Net interest income$10,661,0001,724
Provision for loan and lease losses$1,275,0001,573
Total noninterest income$2,383,0001,715
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,383,0001,114
Total noninterest expense$7,911,0001,906
Salaries and employee benefits$3,660,0001,817
Premises and equipment expense$1,769,0001,239
Additional noninterest expense$2,482,0002,339
Pre-tax net operating income$3,858,0001,613
Securities gains (losses)$588,000955
Applicable income taxes$2,006,0001,116
Income before extraordinary items$2,440,0001,863
Extraordinary gains, net$500,000208
Net income$2,940,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$726,0001,931
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,063,6802,037

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.