Home > The Equitable Bank, S.S.B. > Net charge- offs to loans
The Equitable Bank, S.S.B., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,685 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0947% | 4,444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1007% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 3,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1130% | 4,514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0745% | 4,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,666 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1066% | 4,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6543% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1579% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 2,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,558 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0707% | 4,536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1201% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | 18.0350% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 3,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8983% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 27.4510% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.3607% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 54.3689% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.5761% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 35.1288% | 11 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.1640% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 46.6461% | 7 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1098% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.4494% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 69.2308% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2089% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 2,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9762% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9702% | 76 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8646% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4567% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0539% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6391% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4937% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.8401% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | 27.0270% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1622% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8916% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7143% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5170% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1564% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3956% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4516% | 57 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2308% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7229% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0676% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4933% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4311% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1333% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3765% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3784% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2446% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6887% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1847% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4999% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5028% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2490% | 10 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 3,604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8457% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2216% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7378% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7443% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2079% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5140% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5251% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.9796% | 4 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0237% | 4,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1885% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9896% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,606 |
| Percentage Net Loans Charged-off:Construction & development | -0.6414% | 5,091 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 5,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0250% | 3,869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 147.8535% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 46.8457% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9940% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 54.9796% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3025% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.1932% | 4,938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0278% | 5,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 4,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 3,910 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 198.4487% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 59.3017% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0201% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 68.8678% | 5 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9415% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,963 |
| Percentage Net Loans Charged-off:Construction & development | -0.1860% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 4,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0328% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 5,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 314.5453% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 83.9499% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0132% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 96.9527% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9037% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 5,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.1726% | 5,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 5,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 5,068 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0655% | 4,082 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 5,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 661.5660% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 151.5843% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1218% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 172.0492% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.7406% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 5,078 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1345% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1222% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3218% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7613% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1093% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.3218% | 12 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 1.0212% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1723% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5125% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0568% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.0693% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9790% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 12.3393% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.0693% | 9 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1520% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 0.6107% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 5,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2328% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8342% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 25.5607% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.5607% | 6 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4506% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3069% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 1.2962% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4433% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6739% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 55.8824% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 55.8824% | 3 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4209% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4242% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 4.9627% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2020% | 5,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4105% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8448% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3674% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8945% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0762% | 5,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6322% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6371% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 6.4322% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 5,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5933% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1339% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5389% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1641% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1019% | 5,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9208% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9292% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 8.9120% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8373% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8089% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7379% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1384% | 5,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1508% | 5,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2554% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2661% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 14.5056% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8124% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6391% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5190% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6034% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6025% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0230% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4124% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8991% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3865% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8474% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0454% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 14.0252% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0597% | 5,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7154% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7136% | 363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 5,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5242% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0642% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1973% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0501% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3363% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 17.9899% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0761% | 5,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6643% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6634% | 440 |
| Percentage Net Loans Charged-off:Construction & development | -0.0344% | 5,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7742% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9075% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3695% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8580% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1128% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4737% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3371% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3303% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0231% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3497% | 6,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6699% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5199% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5760% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3546% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7796% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4187% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7590% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7780% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 1.9793% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.6492% | 22 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5414% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4110% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 4,715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4616% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0822% | 3,809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0883% | 3,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9697% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9898% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 1.3475% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.1308% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1041% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2465% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0403% | 4,746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 1,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2125% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2277% | 2,619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1872% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2069% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 1.9073% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.8652% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1254% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2835% | 1,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4051% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2698% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4307% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8337% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8534% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 3.1873% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 13.7950% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0942% | 4,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2343% | 1,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0618% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1352% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7034% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7042% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 1.1038% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7710% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2045% | 683 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7922% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0376% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5334% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7098% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0201% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4400% | 2,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6984% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7001% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 1.4527% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2338% | 1,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2701% | 575 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9057% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3344% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6232% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6121% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1127% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2032% | 2,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6751% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6738% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 1.9854% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 6,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0487% | 557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9779% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3776% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6952% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8454% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5421% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5041% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0346% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0361% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 3.8330% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3148% | 7,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4905% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8669% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2123% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0034% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8108% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4250% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6634% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6929% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 6.7833% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 3,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0259% | 993 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0799% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1957% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8287% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1950% | 4,010 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0016% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0578% | 6,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0668% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1062% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 8.6498% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 2,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0023% | 855 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5578% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0263% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2635% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2219% | 3,558 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6707% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0692% | 6,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2926% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3210% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 7.7008% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0746% | 2,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0035% | 677 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2885% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5595% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8907% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0755% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9735% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0451% | 6,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3256% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3294% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.4705% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1471% | 1,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0072% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4601% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 5,275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5214% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1812% | 2,899 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3750% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0752% | 6,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4209% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4750% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 11.3555% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 3,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3006% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3967% | 2,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9149% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3337% | 2,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1044% | 4,954 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7085% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7594% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8329% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 13.7205% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 2,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3834% | 716 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4133% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9042% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3538% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0957% | 4,700 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8303% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4463% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5113% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 9.3344% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1026% | 2,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5767% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4909% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1918% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4043% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0987% | 4,309 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4895% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4610% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4732% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | 1.5924% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4699% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1391% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2630% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2207% | 3,301 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2112% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9456% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0610% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 8.4252% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8185% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4793% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9161% | 898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4287% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3764% | 4,505 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6860% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2961% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4497% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 10.5600% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4421% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5362% | 1,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7323% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5138% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3284% | 4,367 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9717% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1744% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3364% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 8.3777% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5988% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6068% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5929% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6084% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2004% | 4,427 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4448% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9055% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9800% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 2.6905% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7962% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3941% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7323% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3567% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0426% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9767% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0071% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1172% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 3.4920% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1799% | 7,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2240% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4089% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7313% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2590% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0976% | 5,498 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2643% | 1,789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2182% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.2694% | 1,692 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2599% | 8,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0510% | 345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3037% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2009% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2019% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0802% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6895% | 1,801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2264% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.4069% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2881% | 8,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2763% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5099% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2498% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0566% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0239% | 1,803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2174% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2401% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1970% | 8,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4242% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0128% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3587% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0625% | 3,859 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0296% | 1,757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 6,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 3,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1754% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0418% | 5,512 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0960% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 5,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2582% | 8,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2319% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0476% | 4,997 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1048% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 7,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 7,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3219% | 8,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0477% | 4,500 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2128% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 7,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 7,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3943% | 8,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0426% | 3,715 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3476% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 7,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 8,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4402% | 8,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0808% | 5,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5695% | 1,090 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 7,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 8,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4558% | 8,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1082% | 4,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3847% | 1,046 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 5,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 8,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4778% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 3,665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5797% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 6,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 8,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4104% | 8,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1515% | 3,309 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1478% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 8,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 8,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4493% | 8,460 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0171% | 6,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 7,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0461% | 5,998 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9778% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 7,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 8,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5275% | 8,485 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0234% | 6,310 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0473% | 5,544 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2150% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 7,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 8,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5760% | 8,493 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0322% | 6,258 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 7,750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 5,890 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0872% | 4,815 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2516% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 7,023 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 8,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6307% | 8,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 5,913 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 3,949 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0270% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 8,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 8,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8547% | 8,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0040% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0834% | 6,122 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6870% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 7,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 8,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7977% | 8,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 2,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0517% | 5,884 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5774% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 7,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0333% | 8,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9285% | 8,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0451% | 5,479 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0724% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 7,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 8,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9151% | 8,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0129% | 7,338 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6087% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 6,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 8,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3952% | 8,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 3,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0428% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 3,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 5,883 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4285% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 5,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 8,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3380% | 8,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 2,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2705% | 5,020 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9388% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7395% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8363% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 17.2502% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 2,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3429% | 4,235 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9281% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7557% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9086% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 17.9852% | 5 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 4,498 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4477% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2818% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3249% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3184% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0185% | 6,541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3532% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1267% | 6,451 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1006% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 9,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 9,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2491% | 9,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1998% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0730% | 6,826 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6624% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3293% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9431% | 4 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0195% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9335% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2325% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2762% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 0.1776% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6760% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0905% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0987% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8551% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 6,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0761% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6194% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1580% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1780% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2243% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5855% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 10,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1929% | 1,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 1,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1303% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 5,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0407% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0597% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1048% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1085% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.2116% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3588% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1120% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1308% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2184% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 9,669 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3566% | 5,473 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |